Norway Savings Bank 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
Aflac Inc	COM	001055102	208	3,755	SH		SOLE		3,755	0	0
AT&T Inc	COM	00206R102	417	19,894	SH		SOLE		19,894	0	0
Abbott Labs	COM	002824100	11	100	SH		SOLE		0	0	100
Abbott Labs	COM	002824100	3,018	27,778	SH		SOLE		27,778	0	0
Abbvie Inc.	COM	00287Y109	808	5,277	SH		SOLE		5,277	0	0
Adobe Systems Inc DE	COM	00724F101	88	240	SH		SOLE		240	0	0
Advance Auto Parts Inc.	COM	00751Y106	4	25	SH		SOLE		25	0	0
Advanced Micro Devices Inc	COM	007903107	38	500	SH		OTR		500	0	0
Advanced Micro Devices Inc	COM	007903107	12	154	SH		SOLE		0	0	154
Advanced Micro Devices Inc	COM	007903107	318	4,161	SH		SOLE		4,161	0	0
Agios Pharmaceuticals Inc	COM	00847X104	6	265	SH		OTR		265	0	0
Air Prods & Chems Inc	COM	009158106	293	1,218	SH		SOLE		1,218	0	0
Alibaba.com Ltd.	SPONSORED ADS	01609W102	3	25	SH		OTR		25	0	0
Allstate Corp.	COM	020002101	32	255	SH		SOLE		255	0	0
Alphabet Inc-CL C	CAP STK CL C	02079K107	116	53	SH		SOLE		53	0	0
Alphabet Inc-CL A	CAP STK CL A	02079K305	9	4	SH		SOLE		0	0	4
Alphabet Inc-CL A	CAP STK CL A	02079K305	2,423	1,112	SH		SOLE		1,112	0	0
Escrow Altegrity Inc	COM	021ESC017	1	50	SH		OTR		50	0	0
Altria Group Inc.	COM	02209S103	104	2,484	SH		SOLE		2,484	0	0
Amazon.com Inc	COM	023135106	23	220	SH		SOLE		0	0	220
Amazon.com Inc	COM	023135106	1,843	17,351	SH		SOLE		17,351	0	0
Ameren Corp.	COM	023608102	163	1,800	SH		SOLE		1,800	0	0
American Express Co	COM	025816109	101	728	SH		SOLE		728	0	0
American International Group Inc.	COM NEW	026874784	13	262	SH		SOLE		262	0	0
American Tower Corp	COM	03027X100	6	25	SH		SOLE		0	0	25
American Tower Corp	COM	03027X100	1,382	5,407	SH		SOLE		5,407	0	0
Ameriprise Financial Inc.	COM	03076C106	24	100	SH		SOLE		100	0	0
Amgen Inc	COM	031162100	55	225	SH		SOLE		225	0	0
Amphenol Corp	CL A	032095101	19	290	SH		SOLE		0	0	290
Amphenol Corp	CL A	032095101	1,600	24,856	SH		SOLE		24,856	0	0
Analog Devices Inc.	COM	032654105	16	110	SH		SOLE		0	0	110
Analog Devices Inc.	COM	032654105	1,364	9,335	SH		SOLE		9,335	0	0
Elevance Healthe Inc.	COM	036752103	15	31	SH		OTR		31	0	0
APA Corp	COM	03743Q108	201	5,750	SH		SOLE		5,750	0	0
Apple Inc.	COM	037833100	169	1,235	SH		OTR		1,235	0	0
Apple Inc.	COM	037833100	116	850	SH		SOLE		0	0	850
Apple Inc.	COM	037833100	6,961	50,916	SH		SOLE		50,916	0	0
Applied Materials	COM	038222105	48	533	SH		SOLE		533	0	0
Astrazeneca PLC	SPONSORED ADR	046353108	3	50	SH		SOLE		50	0	0
Automatic Data Processing Inc.	COM	053015103	76	361	SH		SOLE		361	0	0
BP P.L.C. Sponsored ADR	SPONSORED ADR	055622104	55	1,940	SH		SOLE		1,940	0	0
Baidu Inc	SPON ADR REP A	056752108	22	145	SH		OTR		145	0	0
Bank of America	COM	060505104	62	2,000	SH		OTR		2,000	0	0
Bank of America	COM	060505104	173	5,564	SH		SOLE		5,564	0	0
Bank New York Mellon Corp	COM	064058100	149	3,577	SH		SOLE		3,577	0	0
Bar Harbor Bankshares	COM	066849100	80	3,083	SH		OTR		3,083	0	0
Baxter Intl Corp	COM	071813109	425	6,610	SH		SOLE		6,610	0	0
Becton Dickinson & Co	COM	075887109	280	1,136	SH		SOLE		1,136	0	0
Berkshire Hathaway Inc Cl B	CL B NEW	084670702	27	100	SH		OTR		100	0	0
Berkshire Hathaway Inc Cl B	CL B NEW	084670702	8	30	SH		SOLE		0	0	30
Berkshire Hathaway Inc Cl B	CL B NEW	084670702	1,298	4,753	SH		SOLE		4,753	0	0
BHP Billiton	SPONSORED ADS	088606108	587	10,455	SH		SOLE		10,455	0	0
Biogen IDEC Inc	COM	09062X103	4	20	SH		SOLE		20	0	0
Blackline Inc	COM	09239B109	2	30	SH		OTR		30	0	0
Blackrock Inc.	COM	09247X101	1	2	SH		SOLE		0	0	2
Blackrock Inc.	COM	09247X101	27	45	SH		SOLE		45	0	0
Blackstone Inc	COM	09260D107	672	7,370	SH		SOLE		7,370	0	0
Boeing Co.	COM	097023105	17	125	SH		SOLE		0	0	125
Boeing Co.	COM	097023105	252	1,845	SH		SOLE		1,845	0	0
Booking Holdings Inc	COM	09857L108	31	18	SH		SOLE		18	0	0
Bristol Myers Squibb	COM	110122108	46	600	SH		SOLE		0	0	600
Bristol Myers Squibb	COM	110122108	640	8,308	SH		SOLE		8,308	0	0
Broadcom Inc	COM	11135F101	20	41	SH		SOLE		41	0	0
CDW Corp/DE	COM	12514G108	553	3,510	SH		SOLE		3,510	0	0
Cigna Corp	COM	125523100	980	3,720	SH		SOLE		3,720	0	0
CSX Corp.	COM	126408103	286	9,840	SH		SOLE		9,840	0	0
CVS Health Corporation	COM	126650100	14	155	SH		SOLE		0	0	155
CVS Health Corporation	COM	126650100	2,783	30,036	SH		SOLE		30,036	0	0
Camden National Corp.	COM	133034108	103	2,343	SH		OTR		2,343	0	0
Camden National Corp.	COM	133034108	11	250	SH		SOLE		250	0	0
Camden Property Trust	SH BEN INT	133131102	35	258	SH		SOLE		258	0	0
Canadian Pacific Railway Ltd CORP COMMON	COM	13645T100	72	1,038	SH		SOLE		1,038	0	0
Capital One Finl Corp	COM	14040H105	11	104	SH		SOLE		0	0	104
Capital One Finl Corp	COM	14040H105	60	575	SH		SOLE		575	0	0
Cardinal Health Inc	COM	14149Y108	16	300	SH		SOLE		300	0	0
Carnival Corp	COMMON STOCK	143658300	2	200	SH		OTR		200	0	0
Carrier Global Corporation	COM	14448C104	12	340	SH		SOLE		340	0	0
Caterpillar Inc	COM	149123101	550	3,075	SH		SOLE		3,075	0	0
Chevron Corp	COM	166764100	23	156	SH		SOLE		0	0	156
Chevron Corp	COM	166764100	3,236	22,353	SH		SOLE		22,353	0	0
Chico's FAS, Inc.	COM	168615102	1	200	SH		OTR		200	0	0
Chipolte Mexican Grill Inc.	COM	169656105	4	3	SH		SOLE		0	0	3
Chipolte Mexican Grill Inc.	COM	169656105	481	368	SH		SOLE		368	0	0
Cisco Systems	COM	17275R102	283	6,632	SH		SOLE		6,632	0	0
Citigroup Inc.	COM NEW	172967424	4	90	SH		SOLE		0	0	90
Citigroup Inc.	COM NEW	172967424	1,124	24,443	SH		SOLE		24,443	0	0
Clorox Co	COM	189054109	1	10	SH		SOLE		0	0	10
Clorox Co	COM	189054109	355	2,515	SH		SOLE		2,515	0	0
Coca Cola Company	COM	191216100	1,421	22,594	SH		SOLE		22,594	0	0
Colgate Palmolive	COM	194162103	28	346	SH		SOLE		346	0	0
Comcast Corp Com CL A	CL A	20030N101	0	12	SH		SOLE		0	0	12
Comcast Corp Com CL A	CL A	20030N101	247	6,305	SH		SOLE		6,305	0	0
Conocophillips Inc.	COM	20825C104	18	200	SH		SOLE		0	0	200
Conocophillips Inc.	COM	20825C104	1,269	14,133	SH		SOLE		14,133	0	0
Consolidated Edison Inc.	COM	209115104	14	150	SH		OTR		150	0	0
Corning Inc.	COM	219350105	32	1,000	SH		SOLE		1,000	0	0
Costco Wholesale Corp	COM	22160K105	994	2,073	SH		SOLE		2,073	0	0
Crown Castle Int Corp	COM	22822V101	9	55	SH		SOLE		0	0	55
Crown Castle Int Corp	COM	22822V101	886	5,260	SH		SOLE		5,260	0	0
Cummins Inc.	COM	231021106	10	50	SH		SOLE		50	0	0
Danaher Corp.	COM	235851102	364	1,436	SH		SOLE		1,436	0	0
Deere & Co	COM	244199105	570	1,902	SH		SOLE		1,902	0	0
Dentsply Sirona Inc.	COM	24906P109	8	218	SH		SOLE		218	0	0
Diageo PLC	SPON ADR NEW	25243Q205	35	200	SH		OTR		200	0	0
Diageo PLC	SPON ADR NEW	25243Q205	292	1,678	SH		SOLE		1,678	0	0
Digital Realty Trust	COM	253868103	13	100	SH		SOLE		0	0	100
Digital Realty Trust	COM	253868103	1,020	7,860	SH		SOLE		7,860	0	0
Walt Disney Co	COM	254687106	4	45	SH		SOLE		0	0	45
Walt Disney Co	COM	254687106	1,336	14,151	SH		SOLE		14,151	0	0
Dominion Energy Inc	COM	25746U109	197	2,472	SH		SOLE		2,472	0	0
Dow Inc	COM	260557103	36	704	SH		SOLE		704	0	0
Duke Energy Corp	COM NEW	26441C204	3	25	SH		SOLE		0	0	25
Duke Energy Corp	COM NEW	26441C204	2,350	21,915	SH		SOLE		21,915	0	0
Dupont De Nemours Inc	COM	26614N102	39	704	SH		SOLE		704	0	0
EOG Resources Inc.	COM	26875P101	231	2,095	SH		SOLE		2,095	0	0
Eastman Chemical Co	COM	277432100	50	562	SH		SOLE		562	0	0
Edwards Lifesciences Corp	COM	28176E108	11	120	SH		OTR		120	0	0
Emerson Elec Co	COM	291011104	23	285	SH		SOLE		285	0	0
Enbridge Inc	COM	29250N105	495	11,709	SH		SOLE		11,709	0	0
Envista Holdings Corp	COM	29415F104	2	59	SH		SOLE		59	0	0
Etsy Inc	COM	29786A106	4	50	SH		OTR		50	0	0
Eversource Energy	COM	30040W108	10	117	SH		OTR		117	0	0
Exelon Corp.	COM	30161N101	76	1,670	SH		SOLE		1,670	0	0
Exxon Mobil Corp	COM	30231G102	4	50	SH		SOLE		0	0	50
Exxon Mobil Corp	COM	30231G102	2,569	29,998	SH		SOLE		29,998	0	0
Meta Platforms Inc.	CL A	30303M102	338	2,096	SH		SOLE		2,096	0	0
Fedex Corporation	COM	31428X106	16	70	SH		SOLE		0	0	70
Fedex Corporation	COM	31428X106	1,259	5,554	SH		SOLE		5,554	0	0
Fifth Third Bancorp	COM	316773100	4	123	SH		SOLE		123	0	0
Fiserv Inc.	COM	337738108	71	803	SH		SOLE		803	0	0
Fortinet Inc	COM	34959E109	42	750	SH		OTR		750	0	0
Fortive Corp	COM	34959J108	1	25	SH		SOLE		0	0	25
Fortive Corp	COM	34959J108	197	3,625	SH		SOLE		3,625	0	0
Freeport-McMoran Inc	CL B	35671D857	3	100	SH		SOLE		100	0	0
Generac Holdings Inc	COM	368736104	569	2,704	SH		SOLE		2,704	0	0
General Dynamics Corp.	COM	369550108	658	2,973	SH		SOLE		2,973	0	0
General Electric Co.	COM NEW	369604301	3	50	SH		OTR		50	0	0
General Electric Co.	COM NEW	369604301	32	500	SH		SOLE		500	0	0
General Mills Inc.	COM	370334104	26	350	SH		SOLE		350	0	0
Gilead Sciences Inc.	COM	375558103	38	621	SH		SOLE		621	0	0
Glaxosmithkline PLC-ADR	SPONSORED ADR	37733W105	96	2,195	SH		SOLE		2,195	0	0
Goldman Sachs Group	COM	38141G104	32	107	SH		SOLE		107	0	0
Grupo Aeroportuario Del Pacifico Sab De Cv ADR Rep 10 B CORP COMMON	SPON ADR B	400506101	35	250	SH		SOLE		250	0	0
HCA Healthcare Inc	COM	40412C101	426	2,534	SH		SOLE		2,534	0	0
HP Inc.	COM	40434L105	8	233	SH		SOLE		233	0	0
Hewlett Packard Enterprise Co.	COM	42824C109	3	233	SH		SOLE		233	0	0
Hilton Worldwide Holdings Inc	COM	43300A203	12	107	SH		OTR		107	0	0
Home Depot	COM	437076102	27	100	SH		SOLE		0	0	100
Home Depot	COM	437076102	1,058	3,858	SH		SOLE		3,858	0	0
Honeywell Intl Inc	COM	438516106	3	15	SH		SOLE		0	0	15
Honeywell Intl Inc	COM	438516106	1,001	5,757	SH		SOLE		5,757	0	0
Idexx Labs	COM	45168D104	96	274	SH		OTR		274	0	0
Idexx Labs	COM	45168D104	793	2,262	SH		SOLE		2,262	0	0
Intel Inc.	COM	458140100	13	350	SH		SOLE		0	0	350
Intel Inc.	COM	458140100	734	19,617	SH		SOLE		19,617	0	0
Intercontinental Exchange Inc	COM	45866F104	5	50	SH		SOLE		0	0	50
Intercontinental Exchange Inc	COM	45866F104	1,162	12,360	SH		SOLE		12,360	0	0
International Business Machines	COM	459200101	287	2,030	SH		SOLE		2,030	0	0
Intuit Inc	COM	461202103	45	116	SH		SOLE		116	0	0
iShares MSCI USA Equal Weighted ETF	MSCI EQUAL WEITE	464286681	5	75	SH		SOLE		0	0	75
iShares MSCI USA Equal Weighted ETF	MSCI EQUAL WEITE	464286681	1,478	20,928	SH		SOLE		20,928	0	0
iShares Dow Jones Dividend ETF	SELECT DIVID ETF	464287168	97	821	SH		SOLE		821	0	0
iShares Barclays TIPS Bonds Fund ETF	TIPS BD ETF	464287176	959	8,419	SH		SOLE		8,419	0	0
iShares Core S&P 500 ETF	CORE S&P500 ETF	464287200	510	1,346	SH		SOLE		1,346	0	0
iShares Inc MSCI Emerging Markets ETF	MSCI EMG MKT ETF	464287234	158	3,952	SH		SOLE		3,952	0	0
iShares Investment Grade Corp Bond ETF	IBOXX INV CP ETF	464287242	1,758	15,977	SH		SOLE		15,977	0	0
iShares S&P 500 Growth Index Fund	S&P 500 GRWT ETF	464287309	23	375	SH		SOLE		0	0	375
iShares S&P 500 Growth Index Fund	S&P 500 GRWT ETF	464287309	1,196	19,813	SH		SOLE		19,813	0	0
iShares S&P 500 Value Index Fund ETF	S&P 500 VAL ETF	464287408	889	6,464	SH		SOLE		6,464	0	0
iShares Trust MSCI EAFE Index Fund ETF	MSCI EAFE ETF	464287465	550	8,807	SH		SOLE		8,807	0	0
iShares Russell Midcap Value Index Fd ETF	RUS MDCP VAL ETF	464287473	36	350	SH		SOLE		0	0	350
iShares Russell Midcap Growth ETF	RUS MD CP GR ETF	464287481	13	170	SH		SOLE		170	0	0
iShares Core S&P Mid-Cap ETF	CORE S&P MCP ETF	464287507	1,960	8,662	SH		SOLE		8,662	0	0
IShares Russell 1000 Value Index Fund ETF	RUS 1000 VAL ETF	464287598	40	275	SH		SOLE		275	0	0
iShares S&P Mid Cap Growth ETF	S&P MC 400GR ETF	464287606	53	830	SH		SOLE		0	0	830
iShares S&P Mid Cap Growth ETF	S&P MC 400GR ETF	464287606	511	8,015	SH		SOLE		8,015	0	0
IShares Russell 1000 Growth Index Fd ETF	RUS 1000 GRW ETF	464287614	22	100	SH		SOLE		0	0	100
IShares Russell 1000 Growth Index Fd ETF	RUS 1000 GRW ETF	464287614	47	215	SH		SOLE		215	0	0
iShares Tr Russell 1000 Index Fd ETF	RUS 1000 ETF	464287622	104	500	SH		SOLE		500	0	0
iShares Russell 2000 Growth ETF	RUS 2000 GRW ETF	464287648	26	126	SH		SOLE		126	0	0
iShares Core S&P U.S. Value ETF	CORE S&P US VLU	464287663	17	252	SH		SOLE		252	0	0
IShares Core S&P U.S. Growth ETF	CORE S&P US GWT	464287671	24	288	SH		SOLE		288	0	0
iShares Inc S&P Mid Cap 400 Value ETF	S&P MC 400VL ETF	464287705	26	275	SH		SOLE		0	0	275
iShares Inc S&P Mid Cap 400 Value ETF	S&P MC 400VL ETF	464287705	2,674	28,327	SH		SOLE		28,327	0	0
iShares Core S&P Small-Cap ETF	CORE S&P SCP ETF	464287804	2,336	25,283	SH		SOLE		25,283	0	0
iShares Inc S&P Small Cap 600 Value ETF	SP SMCP600VL ETF	464287879	7	75	SH		SOLE		0	0	75
iShares Inc S&P Small Cap 600 Value ETF	SP SMCP600VL ETF	464287879	2,449	27,503	SH		SOLE		27,503	0	0
iShares S&P Small Cap 600 Growth ETF	S&P SML 600 GWT	464287887	71	670	SH		SOLE		0	0	670
iShares S&P Small Cap 600 Growth ETF	S&P SML 600 GWT	464287887	393	3,735	SH		SOLE		3,735	0	0
iShares JP Morgan USD Emerging Bond Fund ETF	JPMORGAN USD EMG	464288281	3	40	SH		SOLE		0	0	40
iShares JP Morgan USD Emerging Bond Fund ETF	JPMORGAN USD EMG	464288281	2,851	33,421	SH		SOLE		33,421	0	0
iShares S&P National AMT-Free Muni Bond Fund ETF	NATIONAL MUN ETF	464288414	85	800	SH		SOLE		800	0	0
iShares High Yield Corp Bond ETF	IBOXX HI YD ETF	464288513	6	75	SH		SOLE		0	0	75
iShares High Yield Corp Bond ETF	IBOXX HI YD ETF	464288513	3,452	46,900	SH		SOLE		46,900	0	0
iShares MBS ETF	MBS ETF	464288588	1	8	SH		OTR		8	0	0
iShares MBS ETF	MBS ETF	464288588	10	105	SH		SOLE		0	0	105
iShares MBS ETF	MBS ETF	464288588	3,476	35,655	SH		SOLE		35,655	0	0
iShares 1-5 Year Investment Grade Corporate Bond ETF	ISHS 1-5YR INVS	464288646	1,838	36,357	SH		SOLE		36,357	0	0
iShares US Preferred Stock ETF	PFD AND INCM SEC	464288687	4	125	SH		SOLE		0	0	125
iShares US Preferred Stock ETF	PFD AND INCM SEC	464288687	3,103	94,373	SH		SOLE		94,373	0	0
iShares Floating Rate Note Fund ETF	FLTG RATE NT ETF	46429B655	10	200	SH		SOLE		200	0	0
iShares Edge MSCI USA Quality Factor ETF	MSCI USA QLT FCT	46432F339	17	150	SH		SOLE		0	0	150
iShares Edge MSCI USA Quality Factor ETF	MSCI USA QLT FCT	46432F339	2,106	18,846	SH		SOLE		18,846	0	0
iShares Core MSCI EAFE ETF	CORE MSCI EAFE	46432F842	265	4,495	SH		SOLE		4,495	0	0
iShares Core MSCI Emerging	CORE MSCI EMKT	46434G103	4	77	SH		SOLE		77	0	0
iShares iBonds Dec 2023 Term Corporate ETF	IBONDS DEC23 ETF	46434VAX8	3	125	SH		SOLE		0	0	125
iShares iBonds Dec 2023 Term Corporate ETF	IBONDS DEC23 ETF	46434VAX8	395	15,750	SH		SOLE		15,750	0	0
iShares iBonds Dec 2022 Term Corporate ETF	IBONDS DEC22 ETF	46434VBA7	234	9,355	SH		SOLE		9,355	0	0
iShares iBonds Dec 2025 Term Corporate ETF	IBONDS DEC25 ETF	46434VBD1	54	2,200	SH		SOLE		2,200	0	0
iShares iBonds Dec 2024 Term Corporate ETF	IBONDS DEC24 ETF	46434VBG4	256	10,355	SH		SOLE		10,355	0	0
Ishares Msci United Kingdom Etf Kingdome	MSCI UK ETF NEW	46435G334	1	18	SH		SOLE		18	0	0
iShares iBonds Dec 2026 Term Corporate ETF	IBONDS DEC2026	46435GAA0	59	2,500	SH		SOLE		2,500	0	0
J.P. Morgan Chase & Co	COM	46625H100	14	120	SH		SOLE		0	0	120
J.P. Morgan Chase & Co	COM	46625H100	2,543	22,581	SH		SOLE		22,581	0	0
Johnson & Johnson	COM	478160104	3,176	17,891	SH		SOLE		17,891	0	0
KLA-Tencor Corp.	COM NEW	482480100	22	70	SH		SOLE		0	0	70
KLA-Tencor Corp.	COM NEW	482480100	1,382	4,332	SH		SOLE		4,332	0	0
Kellogg Co.	COM	487836108	4	50	SH		SOLE		50	0	0
Kimberly Clark Corp	COM	494368103	20	145	SH		SOLE		145	0	0
Kraft Heinz Co.	COM	500754106	8	202	SH		SOLE		202	0	0
Kroger Corp.	COM	501044101	1	30	SH		SOLE		30	0	0
L3 Harris Technologies Inc	COM	502431109	352	1,455	SH		SOLE		1,455	0	0
Estee Lauder Co	CL A	518439104	22	85	SH		SOLE		0	0	85
Estee Lauder Co	CL A	518439104	1,522	5,976	SH		SOLE		5,976	0	0
Lilly Eli & Co	COM	532457108	13	40	SH		SOLE		0	0	40
Lilly Eli & Co	COM	532457108	2,734	8,431	SH		SOLE		8,431	0	0
Lockheed Martin Corp.	COM	539830109	98	228	SH		SOLE		228	0	0
Lowes Cos Inc.	COM	548661107	1,115	6,381	SH		SOLE		6,381	0	0
Lumen Technologies Inc	COM	550241103	2	185	SH		SOLE		185	0	0
M&T Bank Corporation	COM	55261F104	8	50	SH		SOLE		0	0	50
M&T Bank Corporation	COM	55261F104	1,619	10,157	SH		SOLE		10,157	0	0
MarketAxess Holdings Inc	COM	57060D108	32	125	SH		OTR		125	0	0
Marsh & McLennan Companies Inc	COM	571748102	846	5,447	SH		SOLE		5,447	0	0
Masco Corp	COM	574599106	8	150	SH		SOLE		0	0	150
Masco Corp	COM	574599106	508	10,039	SH		SOLE		10,039	0	0
Mastercard Inc.	CL A	57636Q104	2	7	SH		SOLE		0	0	7
Mastercard Inc.	CL A	57636Q104	437	1,385	SH		SOLE		1,385	0	0
McCormick & Co.	COM NON VTG	579780206	15	182	SH		SOLE		182	0	0
McDonalds Corp	COM	580135101	12	50	SH		SOLE		0	0	50
McDonalds Corp	COM	580135101	1,394	5,645	SH		SOLE		5,645	0	0
Merck & Co. Inc. New	COM	58933Y105	4	40	SH		SOLE		0	0	40
Merck & Co. Inc. New	COM	58933Y105	378	4,150	SH		SOLE		4,150	0	0
MetLife Inc.	COM	59156R108	11	171	SH		SOLE		171	0	0
Microsoft Corp.	COM	594918104	6	25	SH		OTR		25	0	0
Microsoft Corp.	COM	594918104	3,612	14,062	SH		SOLE		14,062	0	0
Microchip Technology	COM	595017104	29	505	SH		SOLE		0	0	505
Microchip Technology	COM	595017104	2,224	38,288	SH		SOLE		38,288	0	0
Mondelez Intl Inc.	CL A	609207105	3	49	SH		SOLE		0	0	49
Mondelez Intl Inc.	CL A	609207105	1,241	19,988	SH		SOLE		19,988	0	0
Monolithic Power Systems Inc	COM	609839105	46	120	SH		OTR		120	0	0
Morgan Stanley	COM NEW	617446448	215	2,827	SH		SOLE		2,827	0	0
New York Community Bancorp	COM	649445103	1	100	SH		OTR		100	0	0
NextEra Energy Inc	COM	65339F101	15	200	SH		SOLE		0	0	200
NextEra Energy Inc	COM	65339F101	897	11,575	SH		SOLE		11,575	0	0
NextEra Energy Partners	COM UNIT PART IN	65341B106	7	100	SH		OTR		100	0	0
Nice LTD - Spon ADR	SPONSORED ADR	653656108	8	40	SH		OTR		40	0	0
Nike Inc Cl B	CL B	654106103	5	45	SH		SOLE		0	0	45
Nike Inc Cl B	CL B	654106103	1,083	10,592	SH		SOLE		10,592	0	0
Nokia Corp	SPONSORED ADR	654902204	0	100	SH		OTR		100	0	0
Norfolk Southern Corp	COM	655844108	139	610	SH		SOLE		610	0	0
Northrop Grumman Corp	COM	666807102	73	152	SH		SOLE		152	0	0
Novartis A G	SPONSORED ADR	66987V109	2	25	SH		SOLE		0	0	25
Novartis A G	SPONSORED ADR	66987V109	392	4,643	SH		SOLE		4,643	0	0
Nucor Corp.	COM	670346105	68	650	SH		SOLE		650	0	0
NVIDIA Corp	COM	67066G104	9	60	SH		SOLE		0	0	60
NVIDIA Corp	COM	67066G104	753	4,965	SH		SOLE		4,965	0	0
Oracle Corp.	COM	68389X105	23	325	SH		SOLE		0	0	325
Oracle Corp.	COM	68389X105	1,933	27,659	SH		SOLE		27,659	0	0
Otis Worldwide Corporation	COM	68902V107	6	80	SH		SOLE		80	0	0
Palo Alto Networks Inc	COM	697435105	30	60	SH		SOLE		0	0	60
Palo Alto Networks Inc	COM	697435105	2,934	5,941	SH		SOLE		5,941	0	0
Paychex	COM	704326107	40	350	SH		SOLE		350	0	0
Paypal Holdings Inc.	COM	70450Y103	6	90	SH		SOLE		0	0	90
Paypal Holdings Inc.	COM	70450Y103	788	11,276	SH		SOLE		11,276	0	0
Peloton Interactive Inc	CL A COM	70614W100	1	100	SH		OTR		100	0	0
Penn National	COM	707569109	9	300	SH		OTR		300	0	0
PennyMac Financial Services Inc.	COM	70932M107	14	325	SH		OTR		325	0	0
Pepsico Inc	COM	713448108	33	200	SH		SOLE		0	0	200
Pepsico Inc	COM	713448108	1,637	9,824	SH		SOLE		9,824	0	0
Pfizer Inc	COM	717081103	5	86	SH		SOLE		0	0	86
Pfizer Inc	COM	717081103	1,573	30,011	SH		SOLE		30,011	0	0
Phillip Morris Intl, Inc	COM	718172109	74	750	SH		SOLE		750	0	0
PIMCO Total Return Active ETF	ACTIVE BD ETF	72201R775	1	8	SH		OTR		8	0	0
PIMCO Total Return Active ETF	ACTIVE BD ETF	72201R775	32	340	SH		SOLE		0	0	340
PIMCO Total Return Active ETF	ACTIVE BD ETF	72201R775	7,987	83,857	SH		SOLE		83,857	0	0
PIMCO Enhanced Short Maturity Active ETF	ENHAN SHRT MA AC	72201R833	525	5,300	SH		SOLE		5,300	0	0
T. Rowe Price	COM	74144T108	37	325	SH		SOLE		325	0	0
Procter & Gamble	COM	742718109	6	40	SH		OTR		40	0	0
Procter & Gamble	COM	742718109	18	128	SH		SOLE		0	0	128
Procter & Gamble	COM	742718109	2,772	19,281	SH		SOLE		19,281	0	0
Prologis Inc	COM	74340W103	13	111	SH		OTR		111	0	0
Prudential Financial Inc.	COM	744320102	1	9	SH		SOLE		0	0	9
Prudential Financial Inc.	COM	744320102	82	861	SH		SOLE		861	0	0
Qualcomm Inc.	COM	747525103	96	750	SH		SOLE		750	0	0
Raytheon Technologies Corp	COM	75513E101	280	2,918	SH		SOLE		2,918	0	0
ResMed Inc	COM	761152107	26	125	SH		OTR		125	0	0
SPDR S&P 500 ETF	TR UNIT	78462F103	57	150	SH		SOLE		0	0	150
SPDR S&P 500 ETF	TR UNIT	78462F103	20	54	SH		SOLE		54	0	0
SPDR Gold Trust ETF	GOLD SHS	78463V107	17	100	SH		SOLE		100	0	0
SPDR Portfolio Developed World ex-US ETF	PORTFOLIO DEVLPD	78463X889	5	175	SH		SOLE		0	0	175
SPDR Portfolio Developed World ex-US ETF	PORTFOLIO DEVLPD	78463X889	2,004	69,496	SH		SOLE		69,496	0	0
SPDR Bloomberg Convertible Securities ETF	BBG CONV SEC ETF	78464A359	574	8,885	SH		SOLE		8,885	0	0
SPDR S&P Dividend ETF	S&P DIVID ETF	78464A763	45	375	SH		SOLE		375	0	0
SPDR S&P Midcap 400 ETF	UTSER1 S&PDCRP	78467Y107	211	510	SH		SOLE		510	0	0
SPDR Bloomberg Barclays IG Floating Rate ETF	BLOOMBERG INVT	78468R200	1,055	35,025	SH		SOLE		35,025	0	0
SPDR Nuveen Bloomberg Barclays Municipal Bond ETF	NUVEEN BLMBRG MU	78468R721	130	2,834	SH		SOLE		2,834	0	0
Salesforce.com Inc.	COM	79466L302	4	25	SH		SOLE		0	0	25
Salesforce.com Inc.	COM	79466L302	937	5,677	SH		SOLE		5,677	0	0
Schlumberger LTD	COM STK	806857108	4	100	SH		SOLE		100	0	0
Charles Schwab Inc	COM	808513105	322	5,095	SH		SOLE		5,095	0	0
Shopify Inc - Class A	CL A	82509L107	17	550	SH		OTR		550	0	0
Simon PPTY Group Inc	COM	828806109	2	20	SH		SOLE		20	0	0
Southern Company	COM	842587107	29	405	SH		SOLE		405	0	0
SouthWest Airlines Co	COM	844741108	7	203	SH		SOLE		203	0	0
Starbucks Corp	COM	855244109	2	25	SH		SOLE		0	0	25
Starbucks Corp	COM	855244109	719	9,415	SH		SOLE		9,415	0	0
State Street Corp.	COM	857477103	281	4,563	SH		SOLE		4,563	0	0
Stryker Corp	COM	863667101	21	105	SH		SOLE		105	0	0
Suncor Energy, Inc.	COM	867224107	2	71	SH		SOLE		71	0	0
Sysco Corp	COM	871829107	23	275	SH		SOLE		275	0	0
T J X Companies	COM	872540109	445	7,975	SH		SOLE		7,975	0	0
Target Corp.	COM	87612E106	87	615	SH		SOLE		615	0	0
Tesla Motors Inc	COM	88160R101	17	25	SH		OTR		25	0	0
Tesla Motors Inc	COM	88160R101	7	10	SH		SOLE		10	0	0
Texas Instruments	COM	882508104	602	3,918	SH		SOLE		3,918	0	0
Thermo Fisher Scientific Inc.	COM	883556102	5	10	SH		SOLE		0	0	10
Thermo Fisher Scientific Inc.	COM	883556102	416	765	SH		SOLE		765	0	0
3M Corp	COM	88579Y101	12	95	SH		SOLE		0	0	95
3M Corp	COM	88579Y101	578	4,469	SH		SOLE		4,469	0	0
Toronto Dominion Bank Ont Sedol 2897222	COM NEW	891160509	99	1,514	SH		SOLE		1,514	0	0
Tractor Supply Company	COM	892356106	58	300	SH		OTR		300	0	0
The Travelers Cos Inc	COM	89417E109	14	83	SH		SOLE		83	0	0
Truist Financial Corporation	COM	89832Q109	743	15,658	SH		SOLE		15,658	0	0
Tyler Technologies	COM	902252105	190	570	SH		OTR		570	0	0
Tyler Technologies	COM	902252105	5	15	SH		SOLE		0	0	15
Tyler Technologies	COM	902252105	835	2,512	SH		SOLE		2,512	0	0
UGI Corp New	COM	902681105	33	864	SH		OTR		864	0	0
US Bancorp Del	COM NEW	902973304	5	100	SH		SOLE		0	0	100
US Bancorp Del	COM NEW	902973304	113	2,462	SH		SOLE		2,462	0	0
Union Pac Corp	COM	907818108	37	173	SH		SOLE		173	0	0
United Parcel Service	CL B	911312106	39	214	SH		OTR		214	0	0
United Parcel Service	CL B	911312106	32	175	SH		SOLE		0	0	175
United Parcel Service	CL B	911312106	1,895	10,379	SH		SOLE		10,379	0	0
Unitedhealth Group	COM	91324P102	114	222	SH		SOLE		222	0	0
UNUM Group	COM	91529Y106	33	979	SH		OTR		979	0	0
VF Corp	COM	918204108	129	2,918	SH		SOLE		2,918	0	0
Vanguard Dividend Appreciation ETF	DIV APP ETF	921908844	20	140	SH		SOLE		0	0	140
Vanguard Dividend Appreciation ETF	DIV APP ETF	921908844	1,800	12,545	SH		SOLE		12,545	0	0
Vanguard Int Term Bd Index Fd ETF	INTERMED TERM	921937819	28	360	SH		SOLE		360	0	0
Vanguard Total Bond Market ETF	TOTAL BND MRKT	921937835	827	10,982	SH		SOLE		10,982	0	0
Vanguard FTSE Developed Markets ETF	VAN FTSE DEV MKT	921943858	56	1,373	SH		SOLE		1,373	0	0
Vanguard High Dividend Yield ETF	HIGH DIV YLD	921946406	8	75	SH		SOLE		0	0	75
Vanguard High Dividend Yield ETF	HIGH DIV YLD	921946406	1,622	15,944	SH		SOLE		15,944	0	0
Vanguard FTSE All-World ex- US ETF	ALLWRLD EX US	922042775	259	5,177	SH		SOLE		5,177	0	0
Vanguard FTSE Emerging Mkts ETF	FTSE EMR MKT ETF	922042858	9	225	SH		SOLE		0	0	225
Vanguard FTSE Emerging Mkts ETF	FTSE EMR MKT ETF	922042858	3,564	85,570	SH		SOLE		85,570	0	0
Vanguard Utility ETF	UTILITIES ETF	92204A876	121	795	SH		SOLE		795	0	0
Vanguard Short-Term Corporate Bond ETF	SHRT TRM CORP BD	92206C409	330	4,333	SH		SOLE		4,333	0	0
Vanguard Intermediate Term Corporate Bond ETF	INT-TERM CORP	92206C870	13	165	SH		SOLE		0	0	165
Vanguard Intermediate Term Corporate Bond ETF	INT-TERM CORP	92206C870	8,522	106,497	SH		SOLE		106,497	0	0
Vapotherm, Inc	COM	922107107	0	100	SH		OTR		100	0	0
Vanguard S&P 500 ETF New	S&P 500 ETF SHS	922908363	57	165	SH		SOLE		165	0	0
Vanguard Real Estate ETF	REAL ESTATE ETF	922908553	23	250	SH		SOLE		0	0	250
Vanguard Real Estate ETF	REAL ESTATE ETF	922908553	2,090	22,934	SH		SOLE		22,934	0	0
Vanguard Small-Cap Growth ETF	SML CP GRW ETF	922908595	45	230	SH		SOLE		230	0	0
Vanguard Mid-Cap ETF	MID CAP ETF	922908629	155	786	SH		SOLE		786	0	0
Vanguard Value ETF	VALUE ETF	922908744	38	290	SH		SOLE		290	0	0
Vanguard Small-Cap ETF	SMALL CP ETF	922908751	133	756	SH		SOLE		756	0	0
Vanguard Total Stock Market ETF	TOTAL STK MKT	922908769	47	250	SH		SOLE		0	0	250
Vanguard Total Stock Market ETF	TOTAL STK MKT	922908769	5,765	30,565	SH		SOLE		30,565	0	0
Verizon Communications	COM	92343V104	1,982	39,053	SH		SOLE		39,053	0	0
Visa Inc	COM CL A	92826C839	542	2,754	SH		SOLE		2,754	0	0
Wabtec Corp	COM	929740108	3	37	SH		SOLE		37	0	0
Walmart Inc	COM	931142103	260	2,141	SH		SOLE		2,141	0	0
Wayfair Inc.	CL A	94419L101	4	100	SH		OTR		100	0	0
Wells Fargo & Co	COM	949746101	168	4,300	SH		SOLE		4,300	0	0
Whirlpool Corp	COM	963320106	132	850	SH		SOLE		850	0	0
Xylem Inc.	COM	98419M100	1	15	SH		SOLE		15	0	0
YUM Brands Inc.	COM	988498101	56	490	SH		SOLE		490	0	0
Zimmer Biomet Hldgs Inc	COM	98956P102	12	110	SH		SOLE		0	0	110
Zimmer Biomet Hldgs Inc	COM	98956P102	1,090	10,372	SH		SOLE		10,372	0	0
Zions Bancorp NA	COM	989701107	2	44	SH		SOLE		44	0	0
Zoetis Inc	CL A	98978V103	568	3,304	SH		SOLE		3,304	0	0
Accenture PLC Ireland Shs Cl A	SHS CLASS A	G1151C101	3	10	SH		SOLE		0	0	10
Accenture PLC Ireland Shs Cl A	SHS CLASS A	G1151C101	295	1,064	SH		SOLE		1,064	0	0
Johnson Controls International	SHS	G51502105	457	9,546	SH		SOLE		9,546	0	0
Linde PLC	SHS	G5494J103	70	243	SH		SOLE		243	0	0
Medtronic PLC Sedol	SHS	G5960L103	97	1,080	SH		SOLE		1,080	0	0
Chubb Ltd	COM	H1467J104	250	1,271	SH		SOLE		1,271	0	0
Ferrari NV	COM	N3167Y103	12	65	SH		OTR		65	0	0
NXP Semiconductors N.V.	COM	N6596X109	7	47	SH		SOLE		47	0	0