Norway Savings Bank 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
3M CO	COM	88579Y101	248,724	2,485	SH		SOLE		2,410	0	75
ABBOTT LABS	COM	002824100	3,328,598	30,532	SH		SOLE		30,420	0	112
ABBVIE INC	COM	00287Y109	543,636	4,035	SH		SOLE		4,035	0	0
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	893,339	2,895	SH		SOLE		2,860	0	35
ADVANCED MICRO DEVICES INC	COM	007903107	882,461	7,747	SH		SOLE		7,582	0	165
AFLAC INC	COM	001055102	230,340	3,300	SH		SOLE		3,300	0	0
ALPHABET INC	CAP STK CL A	02079K305	3,416,598	28,543	SH		SOLE		28,318	0	225
AMAZON COM INC	COM	023135106	3,256,393	24,980	SH		SOLE		24,735	0	245
AMERICAN TOWER CORP NEW	COM	03027X100	1,224,926	6,316	SH		SOLE		6,291	0	25
AMGEN INC	COM	031162100	495,105	2,230	SH		SOLE		2,230	0	0
AMPHENOL CORP NEW	CL A	032095101	2,347,254	27,631	SH		SOLE		27,341	0	290
ANALOG DEVICES INC	COM	032654105	2,290,965	11,760	SH		SOLE		11,640	0	120
APPLE INC	COM	037833100	9,576,493	49,371	SH		SOLE		48,556	0	815
BANK AMERICA CORP	COM	060505104	211,273	7,364	SH		SOLE		7,364	0	0
BAXTER INTL INC	COM	071813109	282,700	6,205	SH		SOLE		6,205	0	0
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	2,571,822	7,542	SH		SOLE		7,482	0	60
BHP GROUP LTD	SPONSORED ADS	088606108	950,543	15,930	SH		SOLE		15,910	0	20
BLACKROCK INC	COM	09247X101	270,927	392	SH		SOLE		390	0	2
BLACKSTONE INC	COM	09260D107	1,071,293	11,523	SH		SOLE		11,468	0	55
BOEING CO	COM	097023105	897,642	4,251	SH		SOLE		4,116	0	135
BRISTOL-MYERS SQUIBB CO	COM	110122108	715,601	11,190	SH		SOLE		10,590	0	600
CATERPILLAR INC	COM	149123101	1,069,087	4,345	SH		SOLE		4,345	0	0
CHEVRON CORP NEW	COM	166764100	3,473,974	22,078	SH		SOLE		21,922	0	156
CHIPOTLE MEXICAN GRILL INC	COM	169656105	1,028,859	481	SH		SOLE		477	0	4
CHUBB LIMITED	COM	H1467J104	234,538	1,218	SH		SOLE		1,218	0	0
CISCO SYS INC	COM	17275R102	285,967	5,527	SH		SOLE		5,527	0	0
CITIGROUP INC	COM NEW	172967424	613,990	13,336	SH		SOLE		13,246	0	90
COCA COLA CO	COM	191216100	1,364,465	22,658	SH		SOLE		22,658	0	0
CONOCOPHILLIPS	COM	20825C104	1,765,307	17,038	SH		SOLE		16,823	0	215
COSTCO WHSL CORP NEW	COM	22160K105	1,419,708	2,637	SH		SOLE		2,637	0	0
CSX CORP	COM	126408103	329,065	9,650	SH		SOLE		9,650	0	0
CVS HEALTH CORP	COM	126650100	2,236,079	32,346	SH		SOLE		32,191	0	155
DANAHER CORPORATION	COM	235851102	832,320	3,468	SH		SOLE		3,468	0	0
DIAGEO PLC	SPON ADR NEW	25243Q205	261,955	1,510	SH		SOLE		1,510	0	0
DIGITAL RLTY TR INC	COM	253868103	922,916	8,105	SH		SOLE		8,005	0	100
DISNEY WALT CO	COM	254687106	1,559,722	17,470	SH		SOLE		17,425	0	45
DUKE ENERGY CORP NEW	COM NEW	26441C204	1,757,738	19,587	SH		SOLE		19,562	0	25
ENBRIDGE INC	COM	29250N105	515,791	13,884	SH		SOLE		13,884	0	0
EOG RES INC	COM	26875P101	571,628	4,995	SH		SOLE		4,995	0	0
EXXON MOBIL CORP	COM	30231G102	2,999,998	27,972	SH		SOLE		27,922	0	50
FEDEX CORP	COM	31428X106	1,397,164	5,636	SH		SOLE		5,566	0	70
GENERAC HLDGS INC	COM	368736104	305,567	2,049	SH		SOLE		2,049	0	0
GENERAL DYNAMICS CORP	COM	369550108	607,368	2,823	SH		SOLE		2,823	0	0
GOLDMAN SACHS GROUP INC	COM	38141G104	634,436	1,967	SH		SOLE		1,967	0	0
HOME DEPOT INC	COM	437076102	1,035,674	3,334	SH		SOLE		3,269	0	65
HONEYWELL INTL INC	COM	438516106	1,167,395	5,626	SH		SOLE		5,626	0	0
IDEXX LABS INC	COM	45168D104	1,825,606	3,635	SH		SOLE		3,596	0	39
INTERCONTINENTAL EXCHANGE IN	COM	45866F104	1,616,931	14,299	SH		SOLE		14,234	0	65
INTERNATIONAL BUSINESS MACHS	COM	459200101	218,110	1,630	SH		SOLE		1,630	0	0
ISHARES INC	MSCI EMRG CHN	46434G764	732,659	14,095	SH		SOLE		14,070	0	25
ISHARES INC	MSCI EQUAL WEITE	464286681	1,672,983	21,231	SH		SOLE		21,156	0	75
ISHARES TR	CORE MSCI EAFE	46432F842	320,693	4,751	SH		SOLE		4,751	0	0
ISHARES TR	IBONDS DEC23 ETF	46434VAX8	366,073	14,475	SH		SOLE		14,350	0	125
ISHARES TR	IBONDS DEC24 ETF	46434VBG4	211,855	8,605	SH		SOLE		8,605	0	0
ISHARES TR	IBOXX HI YD ETF	464288513	4,028,631	53,665	SH		SOLE		53,520	0	145
ISHARES TR	IBOXX INV CP ETF	464287242	1,164,019	10,764	SH		SOLE		10,764	0	0
ISHARES TR	ISHS 1-5YR INVS	464288646	1,371,899	27,345	SH		SOLE		27,345	0	0
ISHARES TR	JPMORGAN USD EMG	464288281	2,651,586	30,640	SH		SOLE		30,600	0	40
ISHARES TR	MBS ETF	464288588	1,345,721	14,429	SH		SOLE		14,429	0	0
ISHARES TR	MSCI EAFE ETF	464287465	582,900	8,040	SH		SOLE		8,040	0	0
ISHARES TR	MSCI USA QLT FCT	46432F339	2,719,654	20,165	SH		SOLE		20,015	0	150
ISHARES TR	PFD AND INCM SEC	464288687	2,857,592	92,389	SH		SOLE		92,264	0	125
ISHARES TR	RUS 1000 ETF	464287622	261,777	1,074	SH		SOLE		1,074	0	0
ISHARES TR	SP SMCP600VL ETF	464287879	2,101,680	22,102	SH		SOLE		22,052	0	50
ISHARES TR	TIPS BD ETF	464287176	1,079,751	10,033	SH		SOLE		9,983	0	50
J P MORGAN EXCHANGE TRADED F	SHORT DURA CORE	46641Q274	1,701,333	37,147	SH		SOLE		36,877	0	270
JOHNSON CTLS INTL PLC	SHS	G51502105	705,317	10,351	SH		SOLE		10,351	0	0
KLA CORP	COM NEW	482480100	1,527,813	3,150	SH		SOLE		3,100	0	50
L3HARRIS TECHNOLOGIES INC	COM	502431109	274,078	1,400	SH		SOLE		1,400	0	0
LAUDER ESTEE COS INC	CL A	518439104	1,380,944	7,032	SH		SOLE		6,947	0	85
LOWES COS INC	COM	548661107	1,501,583	6,653	SH		SOLE		6,648	0	5
MASTERCARD INCORPORATED	CL A	57636Q104	527,415	1,341	SH		SOLE		1,334	0	7
MCDONALDS CORP	COM	580135101	1,456,241	4,880	SH		SOLE		4,830	0	50
META PLATFORMS INC	CL A	30303M102	668,950	2,331	SH		SOLE		2,331	0	0
MICROCHIP TECHNOLOGY INC.	COM	595017104	3,348,605	37,377	SH		SOLE		36,877	0	500
MICROSOFT CORP	COM	594918104	5,182,678	15,219	SH		SOLE		15,209	0	10
MONDELEZ INTL INC	CL A	609207105	1,652,091	22,650	SH		SOLE		22,600	0	50
MORGAN STANLEY	COM NEW	617446448	209,486	2,453	SH		SOLE		2,453	0	0
NEXTERA ENERGY INC	COM	65339F101	1,138,154	15,339	SH		SOLE		15,119	0	220
NIKE INC	CL B	654106103	1,494,410	13,540	SH		SOLE		13,440	0	100
NOVARTIS AG	SPONSORED ADR	66987V109	248,037	2,458	SH		SOLE		2,458	0	0
NVIDIA CORPORATION	COM	67066G104	2,757,667	6,519	SH		SOLE		6,454	0	65
ORACLE CORP	COM	68389X105	3,344,167	28,081	SH		SOLE		27,786	0	295
PALO ALTO NETWORKS INC	COM	697435105	4,261,140	16,677	SH		SOLE		16,512	0	165
PAYPAL HLDGS INC	COM	70450Y103	808,368	12,114	SH		SOLE		12,009	0	105
PEPSICO INC	COM	713448108	1,985,188	10,718	SH		SOLE		10,518	0	200
PFIZER INC	COM	717081103	922,832	25,159	SH		SOLE		25,159	0	0
PIMCO ETF TR	ACTIVE BD ETF	72201R775	5,930,654	64,731	SH		SOLE		64,516	0	215
PIMCO ETF TR	ENHAN SHRT MA AC	72201R833	221,467	2,220	SH		SOLE		2,220	0	0
PROCTER AND GAMBLE CO	COM	742718109	3,105,208	20,464	SH		SOLE		20,336	0	128
RAYTHEON TECHNOLOGIES CORP	COM	75513E101	282,027	2,879	SH		SOLE		2,879	0	0
SALESFORCE INC	COM	79466L302	1,568,816	7,426	SH		SOLE		7,371	0	55
SCHWAB CHARLES CORP	COM	808513105	277,449	4,895	SH		SOLE		4,895	0	0
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	2,450,425	75,305	SH		SOLE		75,130	0	175
SPDR SER TR	BBG CONV SEC ETF	78464A359	2,412,436	34,488	SH		SOLE		34,288	0	200
SPDR SER TR	BLOOMBERG INVT	78468R200	2,274,252	74,104	SH		SOLE		73,714	0	390
STARBUCKS CORP	COM	855244109	1,035,871	10,457	SH		SOLE		10,432	0	25
STATE STR CORP	COM	857477103	331,725	4,533	SH		SOLE		4,533	0	0
TEXAS INSTRS INC	COM	882508104	1,045,017	5,805	SH		SOLE		5,780	0	25
THE CIGNA GROUP	COM	125523100	1,026,996	3,660	SH		SOLE		3,660	0	0
THERMO FISHER SCIENTIFIC INC	COM	883556102	389,748	747	SH		SOLE		737	0	10
TJX COS INC NEW	COM	872540109	760,142	8,965	SH		SOLE		8,965	0	0
TRUIST FINL CORP	COM	89832Q109	549,032	18,090	SH		SOLE		18,040	0	50
TYLER TECHNOLOGIES INC	COM	902252105	1,661,298	3,989	SH		SOLE		3,969	0	20
UNITED PARCEL SERVICE INC	CL B	911312106	1,854,701	10,347	SH		SOLE		10,172	0	175
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	530,201	7,294	SH		SOLE		7,294	0	0
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	1,800,133	21,543	SH		SOLE		21,283	0	260
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	6,754,666	30,664	SH		SOLE		30,414	0	250
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	3,192,404	78,476	SH		SOLE		78,251	0	225
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	6,650,691	84,154	SH		SOLE		83,989	0	165
VANGUARD SCOTTSDALE FDS	SHRT TRM CORP BD	92206C409	308,920	4,083	SH		SOLE		4,083	0	0
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	2,605,052	16,038	SH		SOLE		15,893	0	145
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	1,769,884	16,686	SH		SOLE		16,611	0	75
VERIZON COMMUNICATIONS INC	COM	92343V104	1,106,700	29,758	SH		SOLE		29,758	0	0
VISA INC	COM CL A	92826C839	770,860	3,246	SH		SOLE		3,246	0	0
WALMART INC	COM	931142103	289,368	1,841	SH		SOLE		1,841	0	0
ZIMMER BIOMET HOLDINGS INC	COM	98956P102	1,514,968	10,405	SH		SOLE		10,295	0	110
ZOETIS INC	CL A	98978V103	692,112	4,019	SH		SOLE		4,019	0	0