Norway Savings Bank 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
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hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ABBOTT LABS	COM	002824100	3,622,685	31,873	SH		SOLE		31,751	0	122
ABBVIE INC	COM	00287Y109	588,183	3,230	SH		SOLE		3,230	0	0
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	1,271,019	3,667	SH		SOLE		3,632	0	35
ADVANCED MICRO DEVICES INC	COM	007903107	1,818,076	10,073	SH		SOLE		9,898	0	175
AFLAC INC	COM	001055102	318,970	3,715	SH		SOLE		3,715	0	0
AIR PRODS & CHEMS INC	COM	009158106	435,359	1,797	SH		SOLE		1,767	0	30
ALBEMARLE CORP	COM	012653101	450,551	3,420	SH		SOLE		3,380	0	40
ALPHABET INC	CAP STK CL A	02079K305	4,805,611	31,840	SH		SOLE		31,615	0	225
AMAZON COM INC	COM	023135106	4,813,981	26,688	SH		SOLE		26,443	0	245
AMERICAN TOWER CORP NEW	COM	03027X100	1,092,080	5,527	SH		SOLE		5,502	0	25
AMGEN INC	COM	031162100	884,520	3,111	SH		SOLE		3,111	0	0
AMPHENOL CORP NEW	CL A	032095101	3,226,455	27,971	SH		SOLE		27,681	0	290
ANALOG DEVICES INC	COM	032654105	2,543,975	12,862	SH		SOLE		12,742	0	120
APPLE INC	COM	037833100	8,081,852	47,130	SH		SOLE		46,415	0	715
AT&T INC	COM	00206R102	177,056	10,060	SH		SOLE		10,060	0	0
BANK AMERICA CORP	COM	060505104	257,211	6,783	SH		SOLE		6,783	0	0
BECTON DICKINSON & CO	COM	075887109	667,620	2,698	SH		SOLE		2,698	0	0
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	3,745,572	8,907	SH		SOLE		8,852	0	55
BHP GROUP LTD	SPONSORED ADS	088606108	993,710	17,225	SH		SOLE		17,205	0	20
BLACKROCK INC	COM	09247X101	1,413,955	1,696	SH		SOLE		1,679	0	17
BLACKSTONE INC	COM	09260D107	1,480,277	11,268	SH		SOLE		11,213	0	55
BOEING CO	COM	097023105	1,463,057	7,581	SH		SOLE		7,436	0	145
BRISTOL-MYERS SQUIBB CO	COM	110122108	574,187	10,588	SH		SOLE		10,038	0	550
CATERPILLAR INC	COM	149123101	1,649,668	4,502	SH		SOLE		4,502	0	0
CHEVRON CORP NEW	COM	166764100	3,385,574	21,463	SH		SOLE		21,318	0	145
CHIPOTLE MEXICAN GRILL INC	COM	169656105	1,348,741	464	SH		SOLE		460	0	4
CHUBB LIMITED	COM	H1467J104	315,620	1,218	SH		SOLE		1,218	0	0
CISCO SYS INC	COM	17275R102	463,913	9,295	SH		SOLE		9,295	0	0
CITIGROUP INC	COM NEW	172967424	253,276	4,005	SH		SOLE		4,005	0	0
COCA COLA CO	COM	191216100	1,354,709	22,143	SH		SOLE		22,143	0	0
CONOCOPHILLIPS	COM	20825C104	2,356,971	18,518	SH		SOLE		18,303	0	215
COSTCO WHSL CORP NEW	COM	22160K105	2,187,633	2,986	SH		SOLE		2,986	0	0
CROWN CASTLE INC	COM	22822V101	403,212	3,810	SH		SOLE		3,810	0	0
CSX CORP	COM	126408103	278,025	7,500	SH		SOLE		7,500	0	0
CVS HEALTH CORP	COM	126650100	2,330,348	29,217	SH		SOLE		29,062	0	155
DANAHER CORPORATION	COM	235851102	1,206,647	4,832	SH		SOLE		4,802	0	30
DEERE & CO	COM	244199105	836,267	2,036	SH		SOLE		2,036	0	0
DIGITAL RLTY TR INC	COM	253868103	1,252,140	8,693	SH		SOLE		8,593	0	100
DISNEY WALT CO	COM	254687106	1,963,021	16,043	SH		SOLE		15,998	0	45
DUKE ENERGY CORP NEW	COM NEW	26441C204	1,628,500	16,839	SH		SOLE		16,814	0	25
ELI LILLY & CO	COM	532457108	4,225,879	5,432	SH		SOLE		5,427	0	5
ENBRIDGE INC	COM	29250N105	379,203	10,481	SH		SOLE		10,481	0	0
EOG RES INC	COM	26875P101	891,684	6,975	SH		SOLE		6,975	0	0
EXXON MOBIL CORP	COM	30231G102	3,431,289	29,519	SH		SOLE		29,479	0	40
FEDEX CORP	COM	31428X106	1,263,266	4,360	SH		SOLE		4,290	0	70
GENERAC HLDGS INC	COM	368736104	218,222	1,730	SH		SOLE		1,730	0	0
GENERAL DYNAMICS CORP	COM	369550108	930,240	3,293	SH		SOLE		3,293	0	0
GOLDMAN SACHS GROUP INC	COM	38141G104	1,006,633	2,410	SH		SOLE		2,410	0	0
HCA HEALTHCARE INC	COM	40412C101	394,566	1,183	SH		SOLE		1,183	0	0
HOME DEPOT INC	COM	437076102	1,064,490	2,775	SH		SOLE		2,710	0	65
HONEYWELL INTL INC	COM	438516106	1,190,655	5,801	SH		SOLE		5,801	0	0
IDEXX LABS INC	COM	45168D104	1,970,205	3,649	SH		SOLE		3,614	0	35
INTERCONTINENTAL EXCHANGE IN	COM	45866F104	2,166,447	15,764	SH		SOLE		15,699	0	65
INTERNATIONAL BUSINESS MACHS	COM	459200101	312,411	1,636	SH		SOLE		1,636	0	0
ISHARES INC	MSCI EMRG CHN	46434G764	2,276,030	39,535	SH		SOLE		39,485	0	50
ISHARES INC	MSCI EQUAL WEITE	464286681	2,028,713	22,296	SH		SOLE		22,171	0	125
ISHARES TR	CORE MSCI EAFE	46432F842	345,197	4,651	SH		SOLE		4,651	0	0
ISHARES TR	CORE S&P MCP ETF	464287507	6,679,942	109,976	SH		SOLE		109,401	0	575
ISHARES TR	CORE S&P SCP ETF	464287804	5,098,619	46,133	SH		SOLE		45,898	0	235
ISHARES TR	CORE S&P500 ETF	464287200	510,484	971	SH		SOLE		971	0	0
ISHARES TR	IBONDS DEC24 ETF	46434VBG4	273,170	10,905	SH		SOLE		10,905	0	0
ISHARES TR	IBOXX HI YD ETF	464288513	4,992,520	64,229	SH		SOLE		64,039	0	190
ISHARES TR	IBOXX INV CP ETF	464287242	2,150,625	19,745	SH		SOLE		19,670	0	75
ISHARES TR	ISHS 1-5YR INVS	464288646	1,088,828	21,233	SH		SOLE		21,233	0	0
ISHARES TR	JPMORGAN USD EMG	464288281	2,273,493	25,354	SH		SOLE		25,354	0	0
ISHARES TR	MBS ETF	464288588	430,862	4,662	SH		SOLE		4,662	0	0
ISHARES TR	MSCI EAFE ETF	464287465	621,311	7,780	SH		SOLE		7,780	0	0
ISHARES TR	MSCI USA QLT FCT	46432F339	3,455,952	21,028	SH		SOLE		20,878	0	150
ISHARES TR	PFD AND INCM SEC	464288687	2,728,979	84,672	SH		SOLE		84,547	0	125
ISHARES TR	RUS 1000 ETF	464287622	259,227	900	SH		SOLE		900	0	0
ISHARES TR	S&P 500 GRWT ETF	464287309	697,474	8,260	SH		SOLE		8,260	0	0
ISHARES TR	S&P 500 VAL ETF	464287408	857,084	4,588	SH		SOLE		4,588	0	0
ISHARES TR	S&P MC 400GR ETF	464287606	479,610	5,256	SH		SOLE		4,506	0	750
ISHARES TR	S&P MC 400VL ETF	464287705	2,254,489	19,059	SH		SOLE		18,819	0	240
ISHARES TR	S&P SML 600 GWT	464287887	253,093	1,936	SH		SOLE		1,381	0	555
ISHARES TR	SP SMCP600VL ETF	464287879	1,813,817	17,651	SH		SOLE		17,626	0	25
ISHARES TR	TIPS BD ETF	464287176	1,362,603	12,686	SH		SOLE		12,616	0	70
J P MORGAN EXCHANGE TRADED F	SHORT DURA CORE	46641Q274	3,161,202	67,939	SH		SOLE		67,529	0	410
JOHNSON & JOHNSON	COM	478160104	2,643,671	16,712	SH		SOLE		16,702	0	10
JOHNSON CTLS INTL PLC	SHS	G51502105	772,213	11,822	SH		SOLE		11,822	0	0
JPMORGAN CHASE & CO	COM	46625H100	4,431,237	22,123	SH		SOLE		22,003	0	120
KLA CORP	COM NEW	482480100	1,645,132	2,355	SH		SOLE		2,320	0	35
L3HARRIS TECHNOLOGIES INC	COM	502431109	465,837	2,186	SH		SOLE		2,186	0	0
LAUDER ESTEE COS INC	CL A	518439104	985,019	6,390	SH		SOLE		6,305	0	85
LOWES COS INC	COM	548661107	1,785,403	7,009	SH		SOLE		7,004	0	5
M & T BK CORP	COM	55261F104	915,254	6,293	SH		SOLE		6,293	0	0
MARSH & MCLENNAN COS INC	COM	571748102	1,270,073	6,166	SH		SOLE		6,166	0	0
MASTERCARD INCORPORATED	CL A	57636Q104	575,958	1,196	SH		SOLE		1,189	0	7
MCDONALDS CORP	COM	580135101	1,270,749	4,507	SH		SOLE		4,462	0	45
MERCK & CO INC	COM	58933Y105	283,033	2,145	SH		SOLE		2,145	0	0
META PLATFORMS INC	CL A	30303M102	1,539,289	3,170	SH		SOLE		3,170	0	0
MICROCHIP TECHNOLOGY INC.	COM	595017104	3,237,544	36,089	SH		SOLE		35,649	0	440
MICROSOFT CORP	COM	594918104	6,498,020	15,445	SH		SOLE		15,435	0	10
MONDELEZ INTL INC	CL A	609207105	1,797,040	25,672	SH		SOLE		25,562	0	110
NEXTERA ENERGY INC	COM	65339F101	1,238,128	19,373	SH		SOLE		19,148	0	225
NIKE INC	CL B	654106103	1,414,869	15,055	SH		SOLE		14,950	0	105
NVIDIA CORPORATION	COM	67066G104	4,840,371	5,357	SH		SOLE		5,307	0	50
ORACLE CORP	COM	68389X105	3,658,643	29,127	SH		SOLE		28,862	0	265
PALO ALTO NETWORKS INC	COM	697435105	4,486,697	15,791	SH		SOLE		15,646	0	145
PAYPAL HLDGS INC	COM	70450Y103	793,430	11,844	SH		SOLE		11,739	0	105
PEPSICO INC	COM	713448108	2,020,665	11,546	SH		SOLE		11,346	0	200
PFIZER INC	COM	717081103	506,826	18,264	SH		SOLE		18,264	0	0
PIMCO ETF TR	ACTIVE BD ETF	72201R775	5,513,713	60,023	SH		SOLE		59,773	0	250
PIMCO ETF TR	ENHAN SHRT MA AC	72201R833	207,112	2,060	SH		SOLE		2,060	0	0
PROCTER AND GAMBLE CO	COM	742718109	3,282,318	20,230	SH		SOLE		20,110	0	120
RTX CORPORATION	COM	75513E101	262,648	2,693	SH		SOLE		2,693	0	0
SALESFORCE INC	COM	79466L302	2,513,046	8,344	SH		SOLE		8,289	0	55
SCHWAB CHARLES CORP	COM	808513105	303,466	4,195	SH		SOLE		4,195	0	0
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	2,947,446	82,239	SH		SOLE		82,064	0	175
SPDR SER TR	BBG CONV SEC ETF	78464A359	2,790,055	38,199	SH		SOLE		37,929	0	270
SPDR SER TR	BLOOMBERG INVT	78468R200	1,713,778	55,588	SH		SOLE		55,298	0	290
SPDR SER TR	PORTFOLIO INTRMD	78464A375	1,538,228	47,055	SH		SOLE		46,780	0	275
STARBUCKS CORP	COM	855244109	967,546	10,587	SH		SOLE		10,562	0	25
STATE STR CORP	COM	857477103	312,991	4,048	SH		SOLE		4,048	0	0
TEXAS INSTRS INC	COM	882508104	744,748	4,275	SH		SOLE		4,275	0	0
THE CIGNA GROUP	COM	125523100	1,307,484	3,600	SH		SOLE		3,600	0	0
THERMO FISHER SCIENTIFIC INC	COM	883556102	442,882	762	SH		SOLE		752	0	10
TJX COS INC NEW	COM	872540109	1,123,734	11,080	SH		SOLE		11,080	0	0
TRUIST FINL CORP	COM	89832Q109	432,132	11,086	SH		SOLE		11,036	0	50
TYLER TECHNOLOGIES INC	COM	902252105	1,753,166	4,125	SH		SOLE		4,095	0	30
UNITED PARCEL SERVICE INC	CL B	911312106	1,215,942	8,181	SH		SOLE		8,021	0	160
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	420,019	5,783	SH		SOLE		5,783	0	0
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	1,519,713	17,573	SH		SOLE		17,363	0	210
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	8,205,303	31,571	SH		SOLE		31,321	0	250
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	2,140,295	51,240	SH		SOLE		51,065	0	175
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	3,881,951	48,217	SH		SOLE		48,217	0	0
VANGUARD SCOTTSDALE FDS	SHRT TRM CORP BD	92206C409	224,817	2,908	SH		SOLE		2,908	0	0
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	3,370,433	18,457	SH		SOLE		18,272	0	185
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	2,064,936	17,067	SH		SOLE		16,992	0	75
VERIZON COMMUNICATIONS INC	COM	92343V104	947,541	22,582	SH		SOLE		22,582	0	0
VISA INC	COM CL A	92826C839	953,058	3,415	SH		SOLE		3,415	0	0
WALMART INC	COM	931142103	315,893	5,250	SH		SOLE		5,250	0	0
ZEBRA TECHNOLOGIES CORPORATI	CL A	989207105	642,670	2,132	SH		SOLE		2,102	0	30
ZIMMER BIOMET HOLDINGS INC	COM	98956P102	1,435,151	10,874	SH		SOLE		10,764	0	110
ZOETIS INC	CL A	98978V103	817,623	4,832	SH		SOLE		4,832	0	0
ZSCALER INC	COM	98980G102	726,215	3,770	SH		SOLE		3,735	0	35