The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete. | |||||||||||||||||||||
| UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 13F FORM 13F INFORMATION TABLE |
| ||||||||||||||||||||
| COLUMN 1 | COLUMN 2 | COLUMN 3 | COLUMN 4 | COLUMN 5 | COLUMN 6 | COLUMN 7 | COLUMN 8 | ||||
| VALUE | SHRS OR | SH/ | PUT/ | INVESTMENT | OTHER | VOTING AUTHORITY | |||||
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | (x$1000) | PRN AMT | PRN | CALL | DISCRETION | MANAGER | SOLE | SHARED | NONE |
| Aflac Inc | Com | 001055102 | 415,337 | 3,715 | SH | SOLE | 0 | 3,715 | 0 | 0 | |
| AT&T Inc | Com | 00206R102 | 279,026 | 12,683 | SH | SOLE | 0 | 12,683 | 0 | 0 | |
| Abbott Labs | Com | 002824100 | 3,653,336 | 32,044 | SH | SOLE | 0 | 31,969 | 0 | 75 | |
| Abbott Labs | Com | 002824100 | 297,338 | 2,608 | SH | DFND | 0 | 2,608 | 0 | 0 | |
| Abbvie Inc. | Com | 00287Y109 | 637,860 | 3,230 | SH | SOLE | 0 | 3,230 | 0 | 0 | |
| Abbvie Inc. | Com | 00287Y109 | 276,472 | 1,400 | SH | DFND | 0 | 1,400 | 0 | 0 | |
| Adobe Systems Inc DE | Com | 00724F101 | 868,317 | 1,677 | SH | SOLE | 0 | 1,657 | 0 | 20 | |
| Adobe Systems Inc DE | Com | 00724F101 | 10,356 | 20 | SH | DFND | 0 | 20 | 0 | 0 | |
| Advanced Micro Devices Inc | Com | 007903107 | 1,931,058 | 11,769 | SH | SOLE | 0 | 11,629 | 0 | 140 | |
| Advanced Micro Devices Inc | Com | 007903107 | 79,579 | 485 | SH | DFND | 0 | 485 | 0 | 0 | |
| Air Prods & Chems Inc | Com | 009158106 | 372,770 | 1,252 | SH | SOLE | 0 | 1,252 | 0 | 0 | |
| Albemarle Corp | Com | 012653101 | 438,413 | 4,629 | SH | SOLE | 0 | 4,574 | 0 | 55 | |
| Albemarle Corp | Com | 012653101 | 12,786 | 135 | SH | DFND | 0 | 135 | 0 | 0 | |
| Alphabet Inc-CL C | Com | 02079K107 | 163,512 | 978 | SH | SOLE | 0 | 978 | 0 | 0 | |
| Alphabet Inc-CL C | Com | 02079K107 | 41,798 | 250 | SH | DFND | 0 | 250 | 0 | 0 | |
| Alphabet Inc-CL A | Com | 02079K305 | 5,518,493 | 33,274 | SH | SOLE | 0 | 33,129 | 0 | 145 | |
| Alphabet Inc-CL A | Com | 02079K305 | 91,218 | 550 | SH | DFND | 0 | 550 | 0 | 0 | |
| Amazon.com Inc | Com | 023135106 | 5,106,933 | 27,408 | SH | SOLE | 0 | 27,208 | 0 | 200 | |
| Amazon.com Inc | Com | 023135106 | 65,216 | 350 | SH | DFND | 0 | 350 | 0 | 0 | |
| American Tower Corp | Com | 03027X100 | 1,152,567 | 4,956 | SH | SOLE | 0 | 4,931 | 0 | 25 | |
| Amgen Inc | Com | 031162100 | 1,218,276 | 3,781 | SH | SOLE | 0 | 3,781 | 0 | 0 | |
| Amgen Inc | Com | 031162100 | 8,055 | 25 | SH | DFND | 0 | 25 | 0 | 0 | |
| Amphenol Corp | Com | 032095101 | 3,440,187 | 52,796 | SH | SOLE | 0 | 52,431 | 0 | 365 | |
| Amphenol Corp | Com | 032095101 | 28,670 | 440 | SH | DFND | 0 | 440 | 0 | 0 | |
| Analog Devices Inc. | Com | 032654105 | 2,963,899 | 12,877 | SH | SOLE | 0 | 12,792 | 0 | 85 | |
| Analog Devices Inc. | Com | 032654105 | 64,448 | 280 | SH | DFND | 0 | 280 | 0 | 0 | |
| Apple Inc. | Com | 037833100 | 10,352,423 | 44,431 | SH | SOLE | 0 | 43,866 | 0 | 565 | |
| Apple Inc. | Com | 037833100 | 267,950 | 1,150 | SH | DFND | 0 | 1,150 | 0 | 0 | |
| Badger Meter | Com | 056525108 | 216,226 | 990 | SH | SOLE | 0 | 990 | 0 | 0 | |
| Badger Meter | Com | 056525108 | 2,184 | 10 | SH | DFND | 0 | 10 | 0 | 0 | |
| Becton Dickinson & Co | Com | 075887109 | 1,006,593 | 4,175 | SH | SOLE | 0 | 4,135 | 0 | 40 | |
| Becton Dickinson & Co | Com | 075887109 | 19,288 | 80 | SH | DFND | 0 | 80 | 0 | 0 | |
| Berkshire Hathaway Inc Cl B | Com | 084670702 | 4,147,863 | 9,012 | SH | SOLE | 0 | 8,987 | 0 | 25 | |
| Berkshire Hathaway Inc Cl B | Com | 084670702 | 46,026 | 100 | SH | DFND | 0 | 100 | 0 | 0 | |
| BHP Billiton | Com | 088606108 | 1,054,876 | 16,984 | SH | SOLE | 0 | 16,984 | 0 | 0 | |
| BHP Billiton | Com | 088606108 | 13,354 | 215 | SH | DFND | 0 | 215 | 0 | 0 | |
| Blackrock Inc | Com | 09247X101 | 1,908,515 | 2,010 | SH | SOLE | 0 | 2,000 | 0 | 10 | |
| Blackrock Inc | Com | 09247X101 | 9,495 | 10 | SH | DFND | 0 | 10 | 0 | 0 | |
| Blackstone Inc | Com | 09260D107 | 1,840,469 | 12,019 | SH | SOLE | 0 | 11,964 | 0 | 55 | |
| Blackstone Inc | Com | 09260D107 | 164,615 | 1,075 | SH | DFND | 0 | 1,075 | 0 | 0 | |
| Boeing Co. | Com | 097023105 | 1,152,311 | 7,579 | SH | SOLE | 0 | 7,454 | 0 | 125 | |
| Boeing Co. | Com | 097023105 | 158,882 | 1,045 | SH | DFND | 0 | 1,045 | 0 | 0 | |
| Bristol Myers Squibb | Com | 110122108 | 466,850 | 9,023 | SH | SOLE | 0 | 8,598 | 0 | 425 | |
| Bristol Myers Squibb | Com | 110122108 | 4,657 | 90 | SH | DFND | 0 | 90 | 0 | 0 | |
| Broadcom Inc | Com | 11135F101 | 209,588 | 1,215 | SH | SOLE | 0 | 1,215 | 0 | 0 | |
| The Cigna Group | Com | 125523100 | 1,212,540 | 3,500 | SH | SOLE | 0 | 3,500 | 0 | 0 | |
| CSX Corp. | Com | 126408103 | 258,975 | 7,500 | SH | SOLE | 0 | 7,500 | 0 | 0 | |
| CVS Health Corporation | Com | 126650100 | 1,081,347 | 17,197 | SH | SOLE | 0 | 17,197 | 0 | 0 | |
| Caterpillar Inc | Com | 149123101 | 1,741,266 | 4,452 | SH | SOLE | 0 | 4,452 | 0 | 0 | |
| Caterpillar Inc | Com | 149123101 | 9,778 | 25 | SH | DFND | 0 | 25 | 0 | 0 | |
| Chevron Corp | Com | 166764100 | 3,103,421 | 21,073 | SH | SOLE | 0 | 20,958 | 0 | 115 | |
| Chevron Corp | Com | 166764100 | 308,089 | 2,092 | SH | DFND | 0 | 2,092 | 0 | 0 | |
| Chipolte Mexican Grill Inc. | Com | 169656105 | 1,485,847 | 25,787 | SH | SOLE | 0 | 25,637 | 0 | 150 | |
| Chipolte Mexican Grill Inc. | Com | 169656105 | 11,236 | 195 | SH | DFND | 0 | 195 | 0 | 0 | |
| Cisco Systems Inc. | Com | 17275R102 | 450,667 | 8,468 | SH | SOLE | 0 | 8,468 | 0 | 0 | |
| Cisco Systems Inc. | Com | 17275R102 | 11,975 | 225 | SH | DFND | 0 | 225 | 0 | 0 | |
| Citigroup Inc. | Com | 172967424 | 225,673 | 3,605 | SH | SOLE | 0 | 3,605 | 0 | 0 | |
| Coca Cola Company | Com | 191216100 | 1,576,824 | 21,943 | SH | SOLE | 0 | 21,943 | 0 | 0 | |
| Coca Cola Company | Com | 191216100 | 12,935 | 180 | SH | DFND | 0 | 180 | 0 | 0 | |
| Conocophillips Inc. | Com | 20825C104 | 1,983,791 | 18,843 | SH | SOLE | 0 | 18,643 | 0 | 200 | |
| Conocophillips Inc. | Com | 20825C104 | 13,686 | 130 | SH | DFND | 0 | 130 | 0 | 0 | |
| Costco Wholesale Corp | Com | 22160K105 | 3,122,323 | 3,522 | SH | SOLE | 0 | 3,512 | 0 | 10 | |
| Costco Wholesale Corp | Com | 22160K105 | 13,298 | 15 | SH | DFND | 0 | 15 | 0 | 0 | |
| Crown Castle Int Corp | Com | 22822V101 | 345,095 | 2,909 | SH | SOLE | 0 | 2,909 | 0 | 0 | |
| Danaher Corp. | Com | 235851102 | 1,544,123 | 5,554 | SH | SOLE | 0 | 5,514 | 0 | 40 | |
| Danaher Corp. | Com | 235851102 | 9,731 | 35 | SH | DFND | 0 | 35 | 0 | 0 | |
| Deere & Co | Com | 244199105 | 649,365 | 1,556 | SH | SOLE | 0 | 1,556 | 0 | 0 | |
| Deere & Co | Com | 244199105 | 191,972 | 460 | SH | DFND | 0 | 460 | 0 | 0 | |
| Digital Realty Trust | Com | 253868103 | 1,477,993 | 9,133 | SH | SOLE | 0 | 9,033 | 0 | 100 | |
| Digital Realty Trust | Com | 253868103 | 32,366 | 200 | SH | DFND | 0 | 200 | 0 | 0 | |
| Walt Disney Co | Com | 254687106 | 1,202,279 | 12,499 | SH | SOLE | 0 | 12,499 | 0 | 0 | |
| Walt Disney Co | Com | 254687106 | 18,757 | 195 | SH | DFND | 0 | 195 | 0 | 0 | |
| Duke Energy Corp | Com | 26441C204 | 1,762,361 | 15,285 | SH | SOLE | 0 | 15,285 | 0 | 0 | |
| Duke Energy Corp | Com | 26441C204 | 14,182 | 123 | SH | DFND | 0 | 123 | 0 | 0 | |
| EOG Resources Inc. | Com | 26875P101 | 973,974 | 7,923 | SH | SOLE | 0 | 7,873 | 0 | 50 | |
| EOG Resources Inc. | Com | 26875P101 | 4,917 | 40 | SH | DFND | 0 | 40 | 0 | 0 | |
| Enbridge Inc | Com | 29250N105 | 304,047 | 7,487 | SH | SOLE | 0 | 7,487 | 0 | 0 | |
| Exxon Mobil Corp | Com | 30231G102 | 3,298,219 | 28,137 | SH | SOLE | 0 | 28,137 | 0 | 0 | |
| Exxon Mobil Corp | Com | 30231G102 | 99,051 | 845 | SH | DFND | 0 | 845 | 0 | 0 | |
| Meta Platforms Inc. | Com | 30303M102 | 2,054,487 | 3,589 | SH | SOLE | 0 | 3,589 | 0 | 0 | |
| Meta Platforms Inc. | Com | 30303M102 | 45,795 | 80 | SH | DFND | 0 | 80 | 0 | 0 | |
| Fedex Corporation | Com | 31428X106 | 1,149,456 | 4,200 | SH | SOLE | 0 | 4,150 | 0 | 50 | |
| Fedex Corporation | Com | 31428X106 | 121,788 | 445 | SH | DFND | 0 | 445 | 0 | 0 | |
| General Dynamics Corp. | Com | 369550108 | 1,143,525 | 3,784 | SH | SOLE | 0 | 3,784 | 0 | 0 | |
| General Dynamics Corp. | Com | 369550108 | 7,555 | 25 | SH | DFND | 0 | 25 | 0 | 0 | |
| Goldman Sachs Group | Com | 38141G104 | 1,272,433 | 2,570 | SH | SOLE | 0 | 2,570 | 0 | 0 | |
| Goldman Sachs Group | Com | 38141G104 | 9,902 | 20 | SH | DFND | 0 | 20 | 0 | 0 | |
| HCA Healthcare Inc | Com | 40412C101 | 740,109 | 1,821 | SH | SOLE | 0 | 1,821 | 0 | 0 | |
| Home Depot | Com | 437076102 | 923,856 | 2,280 | SH | SOLE | 0 | 2,215 | 0 | 65 | |
| Home Depot | Com | 437076102 | 16,208 | 40 | SH | DFND | 0 | 40 | 0 | 0 | |
| Honeywell Intl Inc | Com | 438516106 | 1,449,657 | 7,013 | SH | SOLE | 0 | 7,013 | 0 | 0 | |
| Honeywell Intl Inc | Com | 438516106 | 16,537 | 80 | SH | DFND | 0 | 80 | 0 | 0 | |
| Idexx Labs | Com | 45168D104 | 1,701,076 | 3,367 | SH | SOLE | 0 | 3,342 | 0 | 25 | |
| Idexx Labs | Com | 45168D104 | 12,631 | 25 | SH | DFND | 0 | 25 | 0 | 0 | |
| Intercontinental Exchange Inc | Com | 45866F104 | 2,544,538 | 15,840 | SH | SOLE | 0 | 15,785 | 0 | 55 | |
| Intercontinental Exchange Inc | Com | 45866F104 | 8,032 | 50 | SH | DFND | 0 | 50 | 0 | 0 | |
| International Business Machines | Com | 459200101 | 367,214 | 1,661 | SH | SOLE | 0 | 1,661 | 0 | 0 | |
| iSHARES MSCI EAFE ETF | Com | 464287465 | 650,641 | 7,780 | SH | SOLE | 0 | 7,780 | 0 | 0 | |
| iShares MSCI Emerging Markets Ex China ETF | Com | 46434G764 | 3,766,026 | 61,627 | SH | SOLE | 0 | 61,627 | 0 | 0 | |
| iShares MSCI Emerging Markets Ex China ETF | Com | 46434G764 | 47,360 | 775 | SH | DFND | 0 | 775 | 0 | 0 | |
| Ishares Core Dividend Growth | Com | 46434V621 | 410,369 | 6,546 | SH | SOLE | 0 | 6,546 | 0 | 0 | |
| J.P. Morgan Chase & Co | Com | 46625H100 | 4,634,492 | 21,979 | SH | SOLE | 0 | 21,904 | 0 | 75 | |
| J.P. Morgan Chase & Co | Com | 46625H100 | 27,412 | 130 | SH | DFND | 0 | 130 | 0 | 0 | |
| Johnson & Johnson | Com | 478160104 | 2,587,450 | 15,966 | SH | SOLE | 0 | 15,966 | 0 | 0 | |
| Johnson & Johnson | Com | 478160104 | 111,821 | 690 | SH | DFND | 0 | 690 | 0 | 0 | |
| KLA-Tencor Corp. | Com | 482480100 | 1,695,958 | 2,190 | SH | SOLE | 0 | 2,165 | 0 | 25 | |
| L3 Harris Technologies Inc | Com | 502431109 | 343,960 | 1,446 | SH | SOLE | 0 | 1,446 | 0 | 0 | |
| Estee Lauder Co | Com | 518439104 | 333,463 | 3,345 | SH | SOLE | 0 | 3,345 | 0 | 0 | |
| Lilly Eli & Co | Com | 532457108 | 4,629,922 | 5,226 | SH | SOLE | 0 | 5,226 | 0 | 0 | |
| Lilly Eli & Co | Com | 532457108 | 79,735 | 90 | SH | DFND | 0 | 90 | 0 | 0 | |
| Lowes Cos Inc. | Com | 548661107 | 1,963,121 | 7,248 | SH | SOLE | 0 | 7,248 | 0 | 0 | |
| Lowes Cos Inc. | Com | 548661107 | 396,795 | 1,465 | SH | DFND | 0 | 1,465 | 0 | 0 | |
| M&T Bank Corporation | Com | 55261F104 | 959,532 | 5,387 | SH | SOLE | 0 | 5,387 | 0 | 0 | |
| M&T Bank Corporation | Com | 55261F104 | 16,921 | 95 | SH | DFND | 0 | 95 | 0 | 0 | |
| Marsh & McLennan Companies Inc | Com | 571748102 | 1,594,201 | 7,146 | SH | SOLE | 0 | 7,146 | 0 | 0 | |
| Marsh & McLennan Companies Inc | Com | 571748102 | 5,577 | 25 | SH | DFND | 0 | 25 | 0 | 0 | |
| Mastercard Inc. | Com | 57636Q104 | 517,996 | 1,049 | SH | SOLE | 0 | 1,049 | 0 | 0 | |
| McDonalds Corp | Com | 580135101 | 1,323,705 | 4,347 | SH | SOLE | 0 | 4,302 | 0 | 45 | |
| McDonalds Corp | Com | 580135101 | 24,361 | 80 | SH | DFND | 0 | 80 | 0 | 0 | |
| Merck & Co. Inc. New | Com | 58933Y105 | 225,984 | 1,990 | SH | SOLE | 0 | 1,990 | 0 | 0 | |
| Microsoft Corp. | Com | 594918104 | 6,705,365 | 15,583 | SH | SOLE | 0 | 15,568 | 0 | 15 | |
| Microsoft Corp. | Com | 594918104 | 447,512 | 1,040 | SH | DFND | 0 | 1,040 | 0 | 0 | |
| Microchip Technology | Com | 595017104 | 2,858,163 | 35,598 | SH | SOLE | 0 | 35,298 | 0 | 300 | |
| Microchip Technology | Com | 595017104 | 58,612 | 730 | SH | DFND | 0 | 730 | 0 | 0 | |
| Mondelez Intl Inc. | Com | 609207105 | 1,856,042 | 25,194 | SH | SOLE | 0 | 25,144 | 0 | 50 | |
| Mondelez Intl Inc. | Com | 609207105 | 56,358 | 765 | SH | DFND | 0 | 765 | 0 | 0 | |
| Morgan Stanley | Com | 617446448 | 210,356 | 2,018 | SH | SOLE | 0 | 2,018 | 0 | 0 | |
| NextEra Energy Inc | Com | 65339F101 | 1,767,438 | 20,909 | SH | SOLE | 0 | 20,709 | 0 | 200 | |
| NextEra Energy Inc | Com | 65339F101 | 81,994 | 970 | SH | DFND | 0 | 970 | 0 | 0 | |
| Nike Inc Cl B | Com | 654106103 | 1,248,385 | 14,122 | SH | SOLE | 0 | 14,047 | 0 | 75 | |
| Nike Inc Cl B | Com | 654106103 | 19,448 | 220 | SH | DFND | 0 | 220 | 0 | 0 | |
| NVIDIA Corp | Com | 67066G104 | 6,214,813 | 51,176 | SH | SOLE | 0 | 50,721 | 0 | 455 | |
| NVIDIA Corp | Com | 67066G104 | 18,216 | 150 | SH | DFND | 0 | 150 | 0 | 0 | |
| Oracle Corp. | Com | 68389X105 | 5,058,154 | 29,684 | SH | SOLE | 0 | 29,459 | 0 | 225 | |
| Oracle Corp. | Com | 68389X105 | 78,384 | 460 | SH | DFND | 0 | 460 | 0 | 0 | |
| Palo Alto Networks Inc | Com | 697435105 | 5,342,676 | 15,631 | SH | SOLE | 0 | 15,511 | 0 | 120 | |
| Palo Alto Networks Inc | Com | 697435105 | 23,926 | 70 | SH | DFND | 0 | 70 | 0 | 0 | |
| Paypal Holdings Inc. | Com | 70450Y103 | 832,580 | 10,670 | SH | SOLE | 0 | 10,615 | 0 | 55 | |
| Paypal Holdings Inc. | Com | 70450Y103 | 3,902 | 50 | SH | DFND | 0 | 50 | 0 | 0 | |
| Pepsico Inc | Com | 713448108 | 1,946,052 | 11,444 | SH | SOLE | 0 | 11,294 | 0 | 150 | |
| Pepsico Inc | Com | 713448108 | 91,147 | 536 | SH | DFND | 0 | 536 | 0 | 0 | |
| Pfizer Inc | Com | 717081103 | 433,348 | 14,974 | SH | SOLE | 0 | 14,974 | 0 | 0 | |
| Pfizer Inc | Com | 717081103 | 27,493 | 950 | SH | DFND | 0 | 950 | 0 | 0 | |
| Procter & Gamble | Com | 742718109 | 3,444,948 | 19,890 | SH | SOLE | 0 | 19,770 | 0 | 120 | |
| Procter & Gamble | Com | 742718109 | 196,582 | 1,135 | SH | DFND | 0 | 1,135 | 0 | 0 | |
| RTX Corp | Com | 75513E101 | 329,313 | 2,718 | SH | SOLE | 0 | 2,718 | 0 | 0 | |
| SPDR Portfolio Developed World ex-US ETF | Com | 78463X889 | 3,684,899 | 98,107 | SH | SOLE | 0 | 98,107 | 0 | 0 | |
| SPDR Portfolio Developed World ex-US ETF | Com | 78463X889 | 39,438 | 1,050 | SH | DFND | 0 | 1,050 | 0 | 0 | |
| Salesforce.com Inc. | Com | 79466L302 | 2,514,847 | 9,188 | SH | SOLE | 0 | 9,163 | 0 | 25 | |
| Salesforce.com Inc. | Com | 79466L302 | 35,582 | 130 | SH | DFND | 0 | 130 | 0 | 0 | |
| Charles Schwab Inc | Com | 808513105 | 248,546 | 3,835 | SH | SOLE | 0 | 3,835 | 0 | 0 | |
| Starbucks Corp | Com | 855244109 | 997,615 | 10,233 | SH | SOLE | 0 | 10,233 | 0 | 0 | |
| Starbucks Corp | Com | 855244109 | 9,749 | 100 | SH | DFND | 0 | 100 | 0 | 0 | |
| State Street Corp. | Com | 857477103 | 309,468 | 3,498 | SH | SOLE | 0 | 3,498 | 0 | 0 | |
| State Street Corp. | Com | 857477103 | 2,212 | 25 | SH | DFND | 0 | 25 | 0 | 0 | |
| T J X Companies | Com | 872540109 | 1,397,668 | 11,891 | SH | SOLE | 0 | 11,891 | 0 | 0 | |
| T J X Companies | Com | 872540109 | 5,877 | 50 | SH | DFND | 0 | 50 | 0 | 0 | |
| Texas Instruments | Com | 882508104 | 721,962 | 3,495 | SH | SOLE | 0 | 3,495 | 0 | 0 | |
| Texas Instruments | Com | 882508104 | 17,558 | 85 | SH | DFND | 0 | 85 | 0 | 0 | |
| Thermo Fisher Scientific Inc. | Com | 883556102 | 467,020 | 755 | SH | SOLE | 0 | 755 | 0 | 0 | |
| 3M Corp | Com | 88579Y101 | 199,992 | 1,463 | SH | SOLE | 0 | 1,388 | 0 | 75 | |
| 3M Corp | Com | 88579Y101 | 55,364 | 405 | SH | DFND | 0 | 405 | 0 | 0 | |
| Tyler Technologies | Com | 902252105 | 2,413,682 | 4,135 | SH | SOLE | 0 | 4,115 | 0 | 20 | |
| Tyler Technologies | Com | 902252105 | 12,842 | 22 | SH | DFND | 0 | 22 | 0 | 0 | |
| United Parcel Service | Com | 911312106 | 1,042,592 | 7,647 | SH | SOLE | 0 | 7,547 | 0 | 100 | |
| United Parcel Service | Com | 911312106 | 17,043 | 125 | SH | DFND | 0 | 125 | 0 | 0 | |
| Vanguard FTSE Emerging Mkts ETF | Com | 922042858 | 1,480,623 | 30,943 | SH | SOLE | 0 | 30,943 | 0 | 0 | |
| Vanguard FTSE Emerging Mkts ETF | Com | 922042858 | 670 | 14 | SH | DFND | 0 | 14 | 0 | 0 | |
| Verizon Communications | Com | 92343V104 | 987,032 | 21,978 | SH | SOLE | 0 | 21,978 | 0 | 0 | |
| Verizon Communications | Com | 92343V104 | 10,105 | 225 | SH | DFND | 0 | 225 | 0 | 0 | |
| Visa Inc | Com | 92826C839 | 943,628 | 3,432 | SH | SOLE | 0 | 3,432 | 0 | 0 | |
| Walmart Inc | Com | 931142103 | 419,900 | 5,200 | SH | SOLE | 0 | 5,200 | 0 | 0 | |
| Zebra Technologies Corp. | Com | 989207105 | 916,542 | 2,475 | SH | SOLE | 0 | 2,455 | 0 | 20 | |
| Zebra Technologies Corp. | Com | 989207105 | 33,329 | 90 | SH | DFND | 0 | 90 | 0 | 0 | |
| Zimmer Biomet Hldgs Inc | Com | 98956P102 | 970,686 | 8,992 | SH | SOLE | 0 | 8,937 | 0 | 55 | |
| Zimmer Biomet Hldgs Inc | Com | 98956P102 | 7,017 | 65 | SH | DFND | 0 | 65 | 0 | 0 | |
| Zoetis Inc | Com | 98978V103 | 869,441 | 4,450 | SH | SOLE | 0 | 4,450 | 0 | 0 | |
| Zoetis Inc | Com | 98978V103 | 3,908 | 20 | SH | DFND | 0 | 20 | 0 | 0 | |
| Zscaler Inc. | Com | 98980G102 | 814,871 | 4,767 | SH | SOLE | 0 | 4,742 | 0 | 25 | |
| Zscaler Inc. | Com | 98980G102 | 15,385 | 90 | SH | DFND | 0 | 90 | 0 | 0 | |
| Accenture PLC Ireland Shs Cl A | Com | G1151C101 | 1,308,583 | 3,702 | SH | SOLE | 0 | 3,677 | 0 | 25 | |
| Accenture PLC Ireland Shs Cl A | Com | G1151C101 | 12,372 | 35 | SH | DFND | 0 | 35 | 0 | 0 | |
| Johnson Controls International | Com | G51502105 | 1,029,885 | 13,270 | SH | SOLE | 0 | 13,270 | 0 | 0 | |
| Johnson Controls International | Com | G51502105 | 6,209 | 80 | SH | DFND | 0 | 80 | 0 | 0 | |
| Chubb Ltd | Com | H1467J104 | 351,259 | 1,218 | SH | SOLE | 0 | 1,218 | 0 | 0 | |