Ironwood Wealth Management 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
Ishares TRUST Core Msci Eafe Etf	ETF	46432F842	35,156	466,068	SH		SOLE		0	0	466,068
iShares S&P 500 Index (ETF)	ETF	464287200	33,464	77,907	SH		SOLE		0	0	77,907
Guggenheim Bullet 2022	ETF	46138J882	21,402	990,831	SH		SOLE		0	0	990,831
Ishares Inc Core Msci Emerging Mkts Etf	ETF	46434G103	18,716	277,435	SH		SOLE		0	0	277,435
ISHARES 0 TO 3 MNTH TREASURY BND ETF	ETF	46436E718	11,026	110,229	SH		SOLE		0	0	110,229
iShares Core S&P Mid-Cap ETF	ETF	464287507	10,086	37,524	SH		SOLE		0	0	37,524
iShares S&P SmallCap 600 Index (ETF)	ETF	464287804	7,663	68,033	SH		SOLE		0	0	68,033
Schwab US Large Cap Etf	ETF	808524201	5,954	57,241	SH		SOLE		0	0	57,241
SPDR Developed World Ex-US ETF	ETF	78463X889	3,810	102,782	SH		SOLE		0	0	102,782
Schwab US Broad Market Etf	ETF	808524102	3,565	34,208	SH		SOLE		0	0	34,208
SPDR Nvn Barclys Short Term Mncpl Bnd ETF	ETF	78468R739	2,365	47,741	SH		SOLE		0	0	47,741
SPDR S&P 600 Small Cap ETF	ETF	78464A813	2,297	23,591	SH		SOLE		0	0	23,591
SPDR Portfolio Emerging Markets ETF	ETF	78463X509	1,841	40,194	SH		SOLE		0	0	40,194
Ishares National AMT Free Muni ETF	ETF	464288414	1,815	15,501	SH		SOLE		0	0	15,501
SPDR S&P 500 ETF	ETF	78462F103	1,800	4,208	SH		SOLE		0	0	4,208
Schwab Emerging Market Equity Etf	ETF	808524706	1,755	52,983	SH		SOLE		0	0	52,983
Schwab US Mid-Cap Etf	ETF	808524508	1,415	18,064	SH		SOLE		0	0	18,064
Schwab US Small Cap Etf	ETF	808524607	1,377	13,224	SH		SOLE		0	0	13,224
Schwab International Equity ETF	ETF	808524805	1,107	27,860	SH		SOLE		0	0	27,860
iShares Russell 3000 Index (ETF)	ETF	464287689	1,061	4,146	SH		SOLE		0	0	4,146
Ishares Short-Term National Muni Bond ETF	ETF	464288158	888	8,242	SH		SOLE		0	0	8,242
Medtronic Inc	Common Stock	G5960L103	676	5,427	SH		SOLE		0	0	5,427
Ishares Msci EAFE Index ETF	ETF	464287465	634	7,981	SH		SOLE		0	0	7,981
Ishares Russell Midcap ETF	ETF	464287499	559	7,042	SH		SOLE		0	0	7,042
iShares Barclays Aggregate Bond ETF	ETF	464287226	533	4,622	SH		SOLE		0	0	4,622
SPDR SERIES TRUST PORTFOLIO Mid Cap ETF	ETF	78464A847	295	6,260	SH		SOLE		0	0	6,260
Vanguard Mid Cap ETF	ETF	922908629	292	1,227	SH		SOLE		0	0	1,227
Vanguard Total Stock Mkt ETF	ETF	922908769	275	1,233	SH		SOLE		0	0	1,233
Guggenheim Bullet 2021	ETF	46138J700	228	10,788	SH		SOLE		0	0	10,788
Raytheon Technologies Co	Common Stock	75513E101	222	2,631	SH		SOLE		0	0	2,631
Vanguard Emerging Market ETF	ETF	922042858	205	3,748	SH		SOLE		0	0	3,748
iPath Bloomberg Commodity Index Total Return ETN	ETN	06738C778	204	7,580	SH		SOLE		0	0	7,580
Carrier Global Corp	Common Stock	14448C104	128	2,631	SH		SOLE		0	0	2,631
Otis Worldwide Corp	Common Stock	68902V107	108	1,315	SH		SOLE		0	0	1,315
Vanguard S&P 500 Index ETF	ETF	922908363	102	259	SH		SOLE		0	0	259
Apple Inc	Common Stock	037833100	100	734	SH		SOLE		0	0	734
Vanguard Europe Pac Etf	ETF	921943858	85	1,635	SH		SOLE		0	0	1,635
Powershares Etf	ETF	46138G508	55	2,489	SH		SOLE		0	0	2,489
Ishares Msci Acwi Etf	ETF	464288257	39	380	SH		SOLE		0	0	380
Ishares S&P 500 Value ETF	ETF	464287408	36	243	SH		SOLE		0	0	243
Dentsply Intl Inc	Common Stock	24906P109	25	390	SH		SOLE		0	0	390
SPDR SERIES TRUST PORTFOLIO Small Cap ETF	ETF	78468R853	19	434	SH		SOLE		0	0	434
Applied Materials Inc	Common Stock	038222105	14	100	SH		SOLE		0	0	100
Johnson & Johnson	Common Stock	478160104	14	86	SH		SOLE		0	0	86
Vanguard Small Cap Index ETF	ETF	922908751	8	34	SH		SOLE		0	0	34
Ishares Gold ETF	ETF	464285204	7	206	SH		SOLE		0	0	206
SPDR DJ Wilshire Global Real Estate (ETF)	ETF	78463X749	4	73	SH		SOLE		0	0	73
Spdr Nuveen Barclay Muni Bond ETF	ETF	78468R721	4	70	SH		SOLE		0	0	70
iShares Emerging Markets Local Currency Bond ETF	ETF	464286517	2	50	SH		SOLE		0	0	50
ChargePoint Holdings Inc	Common Stock	15961R105	1	26	SH		SOLE		0	0	26
Energy Select Sector SPDR ETF	ETF	81369Y506	1	16	SH		SOLE		0	0	16