Ironwood Wealth Management 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
Ishares TRUST Core Msci Eafe Etf	ETF	46432F842	45,932	615,381	SH		SOLE		0	0	615,381
iShares S&P 500 Index (ETF)	ETF	464287200	44,241	92,751	SH		SOLE		0	0	92,751
ISHARES 0 TO 3 MNTH TREASURY BND ETF	ETF	46436E718	43,283	432,718	SH		SOLE		0	0	432,718
Ishares Inc Core Msci Emerging Mkts Etf	ETF	46434G103	22,568	377,013	SH		SOLE		0	0	377,013
iShares Core S&P Mid-Cap ETF	ETF	464287507	12,675	44,774	SH		SOLE		0	0	44,774
iShares S&P SmallCap 600 Index (ETF)	ETF	464287804	12,396	108,251	SH		SOLE		0	0	108,251
Guggenheim Bullet 2022	ETF	46138J882	11,710	547,472	SH		SOLE		0	0	547,472
Schwab US Large Cap Etf	ETF	808524201	6,407	56,288	SH		SOLE		0	0	56,288
SPDR Developed World Ex-US ETF	ETF	78463X889	3,781	103,659	SH		SOLE		0	0	103,659
Schwab US Broad Market Etf	ETF	808524102	3,712	32,845	SH		SOLE		0	0	32,845
SPDR Nvn Barclys Short Term Mncpl Bnd ETF	ETF	78468R739	3,292	66,941	SH		SOLE		0	0	66,941
SPDR S&P 600 Small Cap ETF	ETF	78464A813	2,300	23,141	SH		SOLE		0	0	23,141
SPDR S&P 500 ETF	ETF	78462F103	1,976	4,161	SH		SOLE		0	0	4,161
SPDR Portfolio Emerging Markets ETF	ETF	78463X509	1,645	39,658	SH		SOLE		0	0	39,658
Ishares National AMT Free Muni ETF	ETF	464288414	1,599	13,751	SH		SOLE		0	0	13,751
Schwab Emerging Market Equity Etf	ETF	808524706	1,552	52,388	SH		SOLE		0	0	52,388
Schwab US Mid-Cap Etf	ETF	808524508	1,395	17,347	SH		SOLE		0	0	17,347
Schwab US Small Cap Etf	ETF	808524607	1,379	13,463	SH		SOLE		0	0	13,463
Schwab International Equity ETF	ETF	808524805	1,078	27,725	SH		SOLE		0	0	27,725
iShares Russell 3000 Index (ETF)	ETF	464287689	1,077	3,880	SH		SOLE		0	0	3,880
Ishares Msci EAFE Index ETF	ETF	464287465	636	8,088	SH		SOLE		0	0	8,088
Ishares Russell Midcap ETF	ETF	464287499	585	7,042	SH		SOLE		0	0	7,042
Medtronic Inc	Common Stock	G5960L103	561	5,427	SH		SOLE		0	0	5,427
iShares Barclays Aggregate Bond ETF	ETF	464287226	542	4,748	SH		SOLE		0	0	4,748
Ishares Short-Term National Muni Bond ETF	ETF	464288158	500	4,654	SH		SOLE		0	0	4,654
Vanguard Mid Cap ETF	ETF	922908629	313	1,227	SH		SOLE		0	0	1,227
SPDR SERIES TRUST PORTFOLIO Mid Cap ETF	ETF	78464A847	306	6,155	SH		SOLE		0	0	6,155
Vanguard Total Stock Mkt ETF	ETF	922908769	298	1,233	SH		SOLE		0	0	1,233
iPath Bloomberg Commodity Index Total Return ETN	ETN	06738C778	234	8,139	SH		SOLE		0	0	8,139
Raytheon Technologies Co	Common Stock	75513E101	226	2,631	SH		SOLE		0	0	2,631
Vanguard Emerging Market ETF	ETF	922042858	180	3,649	SH		SOLE		0	0	3,649
Carrier Global Corp	Common Stock	14448C104	143	2,631	SH		SOLE		0	0	2,631
Apple Inc	Common Stock	037833100	130	734	SH		SOLE		0	0	734
Otis Worldwide Corp	Common Stock	68902V107	114	1,315	SH		SOLE		0	0	1,315
Vanguard S&P 500 Index ETF	ETF	922908363	113	259	SH		SOLE		0	0	259
Ishares Msci Acwi Etf	ETF	464288257	105	988	SH		SOLE		0	0	988
Vanguard Europe Pac Etf	ETF	921943858	84	1,636	SH		SOLE		0	0	1,636
Powershares Etf	ETF	46138G508	55	2,489	SH		SOLE		0	0	2,489
Ishares S&P 500 Value ETF	ETF	464287408	38	243	SH		SOLE		0	0	243
Ishares Gold ETF	ETF	464285204	29	847	SH		SOLE		0	0	847
Dentsply Intl Inc	Common Stock	24906P109	22	390	SH		SOLE		0	0	390
SPDR SERIES TRUST PORTFOLIO Small Cap ETF	ETF	78468R853	19	434	SH		SOLE		0	0	434
Applied Materials Inc	Common Stock	038222105	16	100	SH		SOLE		0	0	100
Johnson & Johnson	Common Stock	478160104	15	86	SH		SOLE		0	0	86
Vanguard Small Cap Index ETF	ETF	922908751	8	34	SH		SOLE		0	0	34
Ishares Msci Emrg Mkt ETF	ETF	464287234	5	93	SH		SOLE		0	0	93
SPDR DJ Wilshire Global Real Estate (ETF)	ETF	78463X749	4	76	SH		SOLE		0	0	76
Spdr Nuveen Barclay Muni Bond ETF	ETF	78468R721	3	49	SH		SOLE		0	0	49
Alibaba Group Hldg ADR	Common Stock	01609W102	2	16	SH		SOLE		0	0	16
iShares Emerging Markets Local Currency Bond ETF	ETF	464286517	1	31	SH		SOLE		0	0	31
ChargePoint Holdings Inc	Common Stock	15961R105	1	40	SH		SOLE		0	0	40
Schwab US Large Cap Etf	ETF	808524201	0	25	SH		SOLE		0	0	25
iShares Emerging Markets Local Currency Bond ETF	ETF	464286517	0	50	SH		SOLE		0	0	50
Spdr Nuveen Barclay Muni Bond ETF	ETF	78468R721	0	36	SH		SOLE		0	0	36
Schwab US Small Cap Etf	ETF	808524607	0	14	SH		SOLE		0	0	14
Energy Select Sector SPDR ETF	ETF	81369Y506	0	16	SH		SOLE		0	0	16
Schwab International Equity ETF	ETF	808524805	0	18	SH		SOLE		0	0	18
ChargePoint Holdings Inc	Common Stock	15961R105	0	26	SH		SOLE		0	0	26