Ironwood Wealth Management 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
Ishares TRUST Core Msci Eafe Etf	ETF	46432F842	41,765	600,849	SH		SOLE		0	0	600,849
iShares S&P 500 Index (ETF)	ETF	464287200	37,595	82,866	SH		SOLE		0	0	82,866
ISHARES 0 TO 3 MNTH TREASURY BND ETF	ETF	46436E718	36,374	363,554	SH		SOLE		0	0	363,554
Invesco BulletShares 2024 Corp Bd ETF	ETF	46138J841	22,142	1,050,879	SH		SOLE		0	0	1,050,879
Ishares Inc Core Msci Emerging Mkts Etf	ETF	46434G103	18,204	327,698	SH		SOLE		0	0	327,698
iShares S&P SmallCap 600 Index (ETF)	ETF	464287804	11,273	104,500	SH		SOLE		0	0	104,500
iShares Core S&P Mid-Cap ETF	ETF	464287507	10,465	39,000	SH		SOLE		0	0	39,000
iShares 7-10 Year Treasury Bond ETF	ETF	464287440	9,135	85,003	SH		SOLE		0	0	85,003
SPDR Developed World Ex-US ETF	ETF	78463X889	7,193	209,843	SH		SOLE		0	0	209,843
iPath Bloomberg Commodity Index Total Return ETN	ETN	06738C778	6,355	172,166	SH		SOLE		0	0	172,166
SPDR Portfolio Emerging Markets ETF	ETF	78463X509	5,797	150,022	SH		SOLE		0	0	150,022
Schwab US Large Cap Etf	ETF	808524201	5,653	104,984	SH		SOLE		0	0	104,984
SPDR Barclays Emerging Markets Local Bond ETF	ETF	78464A391	4,809	211,565	SH		SOLE		0	0	211,565
SPDR Nvn Barclys Short Term Mncpl Bnd ETF	ETF	78468R739	4,269	90,206	SH		SOLE		0	0	90,206
Schwab US Broad Market Etf	ETF	808524102	3,176	59,490	SH		SOLE		0	0	59,490
SPDR S&P 600 Small Cap ETF	ETF	78464A813	2,928	31,283	SH		SOLE		0	0	31,283
Ishares National AMT Free Muni ETF	ETF	464288414	1,898	17,311	SH		SOLE		0	0	17,311
Ishares Short-Term National Muni Bond ETF	ETF	464288158	1,861	17,796	SH		SOLE		0	0	17,796
SPDR S&P 500 ETF	ETF	78462F103	1,801	3,987	SH		SOLE		0	0	3,987
Schwab Emerging Market Equity Etf	ETF	808524706	1,442	51,936	SH		SOLE		0	0	51,936
Schwab US Small Cap Etf	ETF	808524607	1,241	26,204	SH		SOLE		0	0	26,204
Schwab US Mid-Cap Etf	ETF	808524508	1,144	15,084	SH		SOLE		0	0	15,084
Schwab International Equity ETF	ETF	808524805	960	26,156	SH		SOLE		0	0	26,156
Medtronic Inc	Common Stock	G5960L103	939	8,459	SH		SOLE		0	0	8,459
iShares Russell 3000 Index (ETF)	ETF	464287689	873	3,328	SH		SOLE		0	0	3,328
Ishares Msci EAFE Index ETF	ETF	464287465	590	8,013	SH		SOLE		0	0	8,013
iShares Barclays Aggregate Bond ETF	ETF	464287226	496	4,633	SH		SOLE		0	0	4,633
Ishares Russell Midcap ETF	ETF	464287499	467	5,990	SH		SOLE		0	0	5,990
Vanguard Mid Cap ETF	ETF	922908629	292	1,227	SH		SOLE		0	0	1,227
Apple Inc	Common Stock	037833100	273	1,563	SH		SOLE		0	0	1,563
Vanguard Total Stock Mkt ETF	ETF	922908769	264	1,158	SH		SOLE		0	0	1,158
Raytheon Technologies Co	Common Stock	75513E101	261	2,631	SH		SOLE		0	0	2,631
SPDR SERIES TRUST PORTFOLIO Mid Cap ETF	ETF	78464A847	260	5,517	SH		SOLE		0	0	5,517
Guggenheim Bullet 2022	ETF	46138J882	195	9,192	SH		SOLE		0	0	9,192
Vanguard Emerging Market ETF	ETF	922042858	183	3,976	SH		SOLE		0	0	3,976
Ishares Msci Acwi Etf	ETF	464288257	131	1,311	SH		SOLE		0	0	1,311
Carrier Global Corp	Common Stock	14448C104	121	2,631	SH		SOLE		0	0	2,631
Vanguard S&P 500 Index ETF	ETF	922908363	114	274	SH		SOLE		0	0	274
Otis Worldwide Corp	Common Stock	68902V107	101	1,315	SH		SOLE		0	0	1,315
Vanguard Europe Pac Etf	ETF	921943858	95	1,971	SH		SOLE		0	0	1,971
Powershares Etf	ETF	46138G508	54	2,501	SH		SOLE		0	0	2,501
ChargePoint Holdings Inc	Common Stock	15961R105	48	2,436	SH		SOLE		0	0	2,436
Ishares S&P 500 Value ETF	ETF	464287408	38	243	SH		SOLE		0	0	243
SPDR DJ Wilshire Global Real Estate (ETF)	ETF	78463X749	38	695	SH		SOLE		0	0	695
Intuitive Surgical	Common Stock	46120E602	24	81	SH		SOLE		0	0	81
Johnson & Johnson	Common Stock	478160104	20	111	SH		SOLE		0	0	111
Dentsply Intl Inc	Common Stock	24906P109	19	390	SH		SOLE		0	0	390
Applied Materials Inc	Common Stock	038222105	13	100	SH		SOLE		0	0	100
Vanguard Small Cap Index ETF	ETF	922908751	13	61	SH		SOLE		0	0	61
Alibaba Group Hldg ADR	Common Stock	01609W102	10	93	SH		SOLE		0	0	93
Ishares Gold ETF	ETF	464285204	9	234	SH		SOLE		0	0	234
Ishares Msci Emrg Mkt ETF	ETF	464287234	8	180	SH		SOLE		0	0	180
SPDR SERIES TRUST PORTFOLIO Small Cap ETF	ETF	78468R853	3	72	SH		SOLE		0	0	72
Spdr Nuveen Barclay Muni Bond ETF	ETF	78468R721	2	46	SH		SOLE		0	0	46
iShares Emerging Markets Local Currency Bond ETF	ETF	464286517	0	8	SH		SOLE		0	0	8