Cottonwood Communities 10-Q2023 Q1 Quarterly report

Filed: 12 May 23, 4:36pm

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New words: anniversary, appointed, Archer, arrive, Astoria, ASU, award, Bank, banking, Bayview, broader, California, called, collapse, commercial, deconsolidated, Department, deposit, depository, division, employment, FDIC, grant, granted, Hollywood, identification, Innovation, instability, institution, largest, launched, lead, lending, mandatorily, met, mirrored, NOI, parity, population, reached, refund, reliance, rent, Republic, Ridge, serving, Signature, Silicon, Silvergate, standard, store, supplemental, supportable, thereunder, Topic, Toscana, undergone, Valley, viewed, West, Westerly

Removed: accretion, acquirer, activity, added, analyzed, ancillary, annum, ASC, bought, capitalization, CCOP, closing, CMRI, CMRII, combination, community, confidence, conflict, contract, contractual, CRII, criteria, difficult, discrete, distributed, Dolce, employ, estimated, EU, evolve, exacerbate, exceeded, factor, Federation, forma, geopolitical, globally, growth, guidance, human, identified, imposed, improved, improvement, increasingly, initiated, initiation, invasion, issuing, Kingdom, lesser, Melrose, military, minimum, necessarily, nonrecurring, onward, order, pandemic, performed, permanent, personal, personnel, Phase, planned, predict, promotional, Provision, purport, pursued, relating, remained, removed, renter, repaid, represented, resulting, revenue, revised, Russian, separate, shareholder, sharing, size, split, state, structure, technology, tenant, timing, twelve, Ukraine, updated, voting, world

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Exhibit 32.2

CERTIFICATIONS PURSUANT TO

18 U.S.C. SECTION 1350,

AS ADOPTED PURSUANT TO

SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

Certification of Chief Financial Officer

Pursuant to Section 906 of the Sarbanes-Oxley Act of 2002 and in connection with the Quarterly Report on Form 10-Q of Cottonwood Communities, Inc. (the “Company”) for the period ended March 31, 2023, as filed with the Securities and Exchange Commission on the date hereof (the “Report”), the undersigned, the Chief Financial Officer of the Company, certifies, to his knowledge, that:

1.The Report fully complies with the requirements of Section 13(a) or 15(d) of the Securities Exchange Act of 1934, as amended; and

2.The information contained in the Report fairly presents, in all material respects, the financial condition and results of operations of the Company.

Date: May 12, 2023


/s/ Adam Larson
Adam Larson, Chief Financial Officer