McAdam 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ISHARES TR	0-3 MNTH TREASRY	46436E718	4,125,760	41,126	SH		SOLE		0	0	41,126
AMERICAN BATTERY TECHNOLOGY	COM NEW	02451V309	43,473	17,672	SH		SOLE		0	0	17,672
AIM ETF PRODUCTS TRUST	US LRGCP B10 JUL	00888H307	209,953	5,321	SH		SOLE		0	0	5,321
PALANTIR TECHNOLOGIES INC	CL A	69608A108	515,418	6,815	SH		SOLE		0	0	6,815
COINBASE GLOBAL INC	COM CL A	19260Q107	250,783	1,010	SH		SOLE		0	0	1,010
I-80 GOLD CORP	COM	44955L106	31,402	64,747	SH		SOLE		0	0	64,747
APPLOVIN CORP	COM CL A	03831W108	406,407	1,255	SH		SOLE		0	0	1,255
DIMENSIONAL ETF TRUST	US CORE EQUITY 2	25434V708	291,836	8,437	SH		SOLE		0	0	8,437
MONDAY COM LTD	SHS	M7S64H106	537,039	2,281	SH		SOLE		0	0	2,281
OLAPLEX HLDGS INC	COM	679369108	25,313	14,632	SH		SOLE		0	0	14,632
ISHARES TR	CORE S&P SCP ETF	464287804	13,155,301	114,175	SH		SOLE		0	0	114,175
ISHARES TR	S&P 500 VAL ETF	464287408	272,256	1,426	SH		SOLE		0	0	1,426
ISHARES TR	CORE S&P500 ETF	464287200	24,500,549	41,619	SH		SOLE		0	0	41,619
ISHARES TR	S&P 500 GRWT ETF	464287309	548,404	5,401	SH		SOLE		0	0	5,401
ISHARES TR	RUS 1000 ETF	464287622	366,909	1,139	SH		SOLE		0	0	1,139
ISHARES TR	RUS 1000 VAL ETF	464287598	1,803,872	9,744	SH		SOLE		0	0	9,744
ISHARES TR	RUS 1000 GRW ETF	464287614	5,039,346	12,549	SH		SOLE		0	0	12,549
ISHARES TR	RUSSELL 2000 ETF	464287655	546,731	2,474	SH		SOLE		0	0	2,474
ISHARES TR	RUS 2000 VAL ETF	464287630	1,484,753	9,044	SH		SOLE		0	0	9,044
ISHARES TR	CORE S&P US VLU	464287663	214,346	2,315	SH		SOLE		0	0	2,315
SPDR S&P 500 ETF TR	TR UNIT	78462F103	5,871,790	10,019	SH		SOLE		0	0	10,019
SELECT SECTOR SPDR TR	SBI INT-UTILS	81369Y886	625,726	8,267	SH		SOLE		0	0	8,267
AGILENT TECHNOLOGIES INC	COM	00846U101	338,347	2,519	SH		SOLE		0	0	2,519
ADOBE INC	COM	00724F101	251,656	566	SH		SOLE		0	0	566
AMAZON COM INC	COM	023135106	6,000,463	27,351	SH		SOLE		0	0	27,351
BRISTOL-MYERS SQUIBB CO	COM	110122108	545,319	9,641	SH		SOLE		0	0	9,641
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	2,292,364	5,057	SH		SOLE		0	0	5,057
BOEING CO	COM	097023105	436,540	2,466	SH		SOLE		0	0	2,466
ONEOK INC NEW	COM	682680103	262,245	2,612	SH		SOLE		0	0	2,612
INVESCO INDIA EXCHANGE-TRADE	INDIA ETF	46137R109	5,498,350	213,362	SH		SOLE		0	0	213,362
INVESCO QQQ TR	UNIT SER 1	46090E103	2,417,587	4,729	SH		SOLE		0	0	4,729
AMGEN INC	COM	031162100	223,168	856	SH		SOLE		0	0	856
ABBOTT LABS	COM	002824100	517,191	4,572	SH		SOLE		0	0	4,572
ADVANCED MICRO DEVICES INC	COM	007903107	387,985	3,212	SH		SOLE		0	0	3,212
ALTRIA GROUP INC	COM	02209S103	279,046	5,337	SH		SOLE		0	0	5,337
FEDEX CORP	COM	31428X106	200,588	713	SH		SOLE		0	0	713
ISHARES TR	RUS 2000 GRW ETF	464287648	2,057,419	7,148	SH		SOLE		0	0	7,148
ORACLE CORP	COM	68389X105	1,267,487	7,606	SH		SOLE		0	0	7,606
QUALCOMM INC	COM	747525103	333,319	2,170	SH		SOLE		0	0	2,170
DISNEY WALT CO	COM	254687106	474,675	4,263	SH		SOLE		0	0	4,263
US BANCORP DEL	COM NEW	902973304	412,989	8,635	SH		SOLE		0	0	8,635
JOHNSON & JOHNSON	COM	478160104	1,179,710	8,157	SH		SOLE		0	0	8,157
PFIZER INC	COM	717081103	547,442	20,635	SH		SOLE		0	0	20,635
LOWES COS INC	COM	548661107	378,508	1,534	SH		SOLE		0	0	1,534
ISHARES TR	MSCI EAFE ETF	464287465	3,828,425	50,634	SH		SOLE		0	0	50,634
CHEVRON CORP NEW	COM	166764100	551,854	3,810	SH		SOLE		0	0	3,810
MICROSOFT CORP	COM	594918104	7,544,007	17,898	SH		SOLE		0	0	17,898
UNITED PARCEL SERVICE INC	CL B	911312106	647,180	5,132	SH		SOLE		0	0	5,132
AT&T INC	COM	00206R102	742,502	32,609	SH		SOLE		0	0	32,609
CITIGROUP INC	COM NEW	172967424	260,981	3,708	SH		SOLE		0	0	3,708
CISCO SYS INC	COM	17275R102	907,915	15,336	SH		SOLE		0	0	15,336
INTERNATIONAL BUSINESS MACHS	COM	459200101	800,254	3,640	SH		SOLE		0	0	3,640
COCA COLA CO	COM	191216100	915,245	14,700	SH		SOLE		0	0	14,700
LOCKHEED MARTIN CORP	COM	539830109	649,202	1,336	SH		SOLE		0	0	1,336
PEPSICO INC	COM	713448108	351,923	2,314	SH		SOLE		0	0	2,314
STRYKER CORPORATION	COM	863667101	295,790	822	SH		SOLE		0	0	822
VERIZON COMMUNICATIONS INC	COM	92343V104	785,465	19,642	SH		SOLE		0	0	19,642
SPDR SER TR	S&P 600 SMCP VAL	78464A300	5,241,567	60,075	SH		SOLE		0	0	60,075
SPDR SER TR	S&P 600 SMCP GRW	78464A201	4,902,871	54,265	SH		SOLE		0	0	54,265
SPDR SER TR	PRTFLO S&P500 GW	78464A409	1,917,677	21,817	SH		SOLE		0	0	21,817
ISHARES TR	RUS MID CAP ETF	464287499	235,498	2,664	SH		SOLE		0	0	2,664
ISHARES TR	RUS MD CP GR ETF	464287481	6,615,614	52,194	SH		SOLE		0	0	52,194
ISHARES TR	RUS MDCP VAL ETF	464287473	6,881,568	53,205	SH		SOLE		0	0	53,205
SELECT SECTOR SPDR TR	ENERGY	81369Y506	1,022,483	11,937	SH		SOLE		0	0	11,937
SELECT SECTOR SPDR TR	INDL	81369Y704	759,459	5,764	SH		SOLE		0	0	5,764
SELECT SECTOR SPDR TR	TECHNOLOGY	81369Y803	1,094,859	4,709	SH		SOLE		0	0	4,709
SELECT SECTOR SPDR TR	SBI CONS STPLS	81369Y308	984,818	12,528	SH		SOLE		0	0	12,528
SELECT SECTOR SPDR TR	SBI HEALTHCARE	81369Y209	1,397,313	10,157	SH		SOLE		0	0	10,157
SELECT SECTOR SPDR TR	SBI CONS DISCR	81369Y407	705,356	3,144	SH		SOLE		0	0	3,144
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	975,001	4,979	SH		SOLE		0	0	4,979
BANK AMERICA CORP	COM	060505104	620,219	14,112	SH		SOLE		0	0	14,112
STARBUCKS CORP	COM	855244109	564,388	6,185	SH		SOLE		0	0	6,185
ANALOG DEVICES INC	COM	032654105	222,323	1,046	SH		SOLE		0	0	1,046
AUTOMATIC DATA PROCESSING IN	COM	053015103	596,009	2,036	SH		SOLE		0	0	2,036
EXXON MOBIL CORP	COM	30231G102	1,895,878	17,625	SH		SOLE		0	0	17,625
WALMART INC	COM	931142103	863,443	9,557	SH		SOLE		0	0	9,557
TEXAS INSTRS INC	COM	882508104	265,233	1,415	SH		SOLE		0	0	1,415
COSTCO WHSL CORP NEW	COM	22160K105	820,709	896	SH		SOLE		0	0	896
ELI LILLY & CO	COM	532457108	2,606,672	3,377	SH		SOLE		0	0	3,377
STATE STR CORP	COM	857477103	762,572	7,769	SH		SOLE		0	0	7,769
DANAHER CORPORATION	COM	235851102	205,615	896	SH		SOLE		0	0	896
MERCK & CO INC	COM	58933Y105	1,856,669	18,664	SH		SOLE		0	0	18,664
MORGAN STANLEY	COM NEW	617446448	212,647	1,691	SH		SOLE		0	0	1,691
PROCTER AND GAMBLE CO	COM	742718109	932,415	5,562	SH		SOLE		0	0	5,562
GE AEROSPACE	COM NEW	369604301	406,900	2,440	SH		SOLE		0	0	2,440
GILEAD SCIENCES INC	COM	375558103	2,343,624	25,372	SH		SOLE		0	0	25,372
GOLDMAN SACHS GROUP INC	COM	38141G104	248,902	435	SH		SOLE		0	0	435
HOME DEPOT INC	COM	437076102	1,582,686	4,069	SH		SOLE		0	0	4,069
MCDONALDS CORP	COM	580135101	627,946	2,166	SH		SOLE		0	0	2,166
NIKE INC	CL B	654106103	281,123	3,715	SH		SOLE		0	0	3,715
JPMORGAN CHASE & CO.	COM	46625H100	1,150,316	4,799	SH		SOLE		0	0	4,799
TJX COS INC NEW	COM	872540109	976,303	8,081	SH		SOLE		0	0	8,081
MONDELEZ INTL INC	CL A	609207105	208,059	3,483	SH		SOLE		0	0	3,483
BOOKING HOLDINGS INC	COM	09857L108	283,200	57	SH		SOLE		0	0	57
WELLS FARGO CO NEW	COM	949746101	437,092	6,223	SH		SOLE		0	0	6,223
ISHARES TR	1 3 YR TREAS BD	464287457	2,118,035	25,836	SH		SOLE		0	0	25,836
ISHARES TR	20 YR TR BD ETF	464287432	1,973,221	22,595	SH		SOLE		0	0	22,595
ISHARES TR	IBOXX INV CP ETF	464287242	596,808	5,586	SH		SOLE		0	0	5,586
FISERV INC	COM	337738108	339,113	1,651	SH		SOLE		0	0	1,651
UNITEDHEALTH GROUP INC	COM	91324P102	495,884	980	SH		SOLE		0	0	980
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	520,037	1,478	SH		SOLE		0	0	1,478
RTX CORPORATION	COM	75513E101	578,151	4,996	SH		SOLE		0	0	4,996
INTUIT	COM	461202103	221,861	353	SH		SOLE		0	0	353
MARRIOTT INTL INC NEW	CL A	571903202	402,563	1,443	SH		SOLE		0	0	1,443
MARSH & MCLENNAN COS INC	COM	571748102	828,611	3,901	SH		SOLE		0	0	3,901
3M CO	COM	88579Y101	598,362	4,635	SH		SOLE		0	0	4,635
OMNICOM GROUP INC	COM	681919106	267,412	3,108	SH		SOLE		0	0	3,108
COMCAST CORP NEW	CL A	20030N101	483,605	12,886	SH		SOLE		0	0	12,886
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	3,690,167	12,733	SH		SOLE		0	0	12,733
WASTE MGMT INC DEL	COM	94106L109	290,246	1,438	SH		SOLE		0	0	1,438
NEXTERA ENERGY INC	COM	65339F101	355,008	4,952	SH		SOLE		0	0	4,952
CONOCOPHILLIPS	COM	20825C104	416,311	4,198	SH		SOLE		0	0	4,198
APPLE INC	COM	037833100	20,433,015	81,595	SH		SOLE		0	0	81,595
SPDR SER TR	PRTFLO S&P500 VL	78464A508	16,899,662	330,459	SH		SOLE		0	0	330,459
CATERPILLAR INC	COM	149123101	628,283	1,732	SH		SOLE		0	0	1,732
INVESCO EXCHANGE TRADED FD T	S&P500 EQL WGT	46137V357	46,650,593	266,225	SH		SOLE		0	0	266,225
CHUBB LIMITED	COM	H1467J104	481,038	1,741	SH		SOLE		0	0	1,741
ISHARES TR	ISHARES SEMICDTR	464287523	1,259,395	5,844	SH		SOLE		0	0	5,844
ISHARES TR	S&P 100 ETF	464287101	3,635,478	12,586	SH		SOLE		0	0	12,586
KOPIN CORP	COM	500600101	230,128	169,212	SH		SOLE		0	0	169,212
NETAPP INC	COM	64110D104	308,192	2,655	SH		SOLE		0	0	2,655
ROYAL CARIBBEAN GROUP	COM	V7780T103	266,889	1,157	SH		SOLE		0	0	1,157
AON PLC	SHS CL A	G0403H108	989,486	2,755	SH		SOLE		0	0	2,755
AMERICAN EXPRESS CO	COM	025816109	1,945,380	6,555	SH		SOLE		0	0	6,555
CHEMED CORP NEW	COM	16359R103	323,708	611	SH		SOLE		0	0	611
HF SINCLAIR CORP	COM	403949100	200,837	5,730	SH		SOLE		0	0	5,730
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	4,994,994	113,419	SH		SOLE		0	0	113,419
ANNALY CAPITAL MANAGEMENT IN	COM NEW	035710839	203,360	11,113	SH		SOLE		0	0	11,113
THE CIGNA GROUP	COM	125523100	395,989	1,434	SH		SOLE		0	0	1,434
NETFLIX INC	COM	64110L106	1,464,448	1,643	SH		SOLE		0	0	1,643
ISHARES TR	CORE US AGGBD ET	464287226	4,860,412	50,159	SH		SOLE		0	0	50,159
BOSTON SCIENTIFIC CORP	COM	101137107	331,913	3,716	SH		SOLE		0	0	3,716
ISHARES TR	TIPS BD ETF	464287176	394,616	3,704	SH		SOLE		0	0	3,704
CONSOLIDATED EDISON INC	COM	209115104	262,277	2,939	SH		SOLE		0	0	2,939
LUMEN TECHNOLOGIES INC	COM	550241103	344,969	64,966	SH		SOLE		0	0	64,966
NVIDIA CORPORATION	COM	67066G104	12,220,179	90,998	SH		SOLE		0	0	90,998
PERIMETER SOLUTIONS INC	COMMON STOCK	71385M107	130,906	10,243	SH		SOLE		0	0	10,243
WALDENCAST PLC	CLASS A ORD SHS	G9503X103	50,206	12,489	SH		SOLE		0	0	12,489
J P MORGAN EXCHANGE TRADED F	NASDAQ EQT PREM	46654Q203	434,928	7,714	SH		SOLE		0	0	7,714
TIDAL TR II	YIELDMAX COIN OP	88634T824	161,503	12,385	SH		SOLE		0	0	12,385
FIDELITY WISE ORIGIN BITCOIN	SHS	315948109	314,980	3,861	SH		SOLE		0	0	3,861
ISHARES BITCOIN TRUST ETF	SHS BEN INT	46438F101	316,868	5,973	SH		SOLE		0	0	5,973
CATERPILLAR INC	COM	149123101	38	300	SH	Call	SOLE		0	0	300
VERTEX PHARMACEUTICALS INC	COM	92532F100	883,927	2,195	SH		SOLE		0	0	2,195
EATON CORP PLC	SHS	G29183103	292,709	882	SH		SOLE		0	0	882
ISHARES TR	MRGSTR MD CP GRW	464288307	539,285	7,140	SH		SOLE		0	0	7,140
TRIMBLE INC	COM	896239100	550,300	7,788	SH		SOLE		0	0	7,788
CINCINNATI FINL CORP	COM	172062101	373,789	2,601	SH		SOLE		0	0	2,601
ENTERPRISE PRODS PARTNERS L	COM	293792107	924,362	29,476	SH		SOLE		0	0	29,476
LEONARDO DRS INC	COM	52661A108	276,832	8,568	SH		SOLE		0	0	8,568
MICROSTRATEGY INC	CL A NEW	594972408	350,151	1,209	SH		SOLE		0	0	1,209
CINTAS CORP	COM	172908105	828,008	4,532	SH		SOLE		0	0	4,532
ALPHABET INC	CAP STK CL A	02079K305	2,191,302	11,576	SH		SOLE		0	0	11,576
SPDR GOLD TR	GOLD SHS	78463V107	802,177	3,313	SH		SOLE		0	0	3,313
VANGUARD INDEX FDS	VALUE ETF	922908744	2,981,192	17,609	SH		SOLE		0	0	17,609
REGENERON PHARMACEUTICALS	COM	75886F107	1,882,688	2,643	SH		SOLE		0	0	2,643
VANGUARD WORLD FD	HEALTH CAR ETF	92204A504	374,125	1,475	SH		SOLE		0	0	1,475
VANGUARD INDEX FDS	MID CAP ETF	922908629	13,497,678	51,102	SH		SOLE		0	0	51,102
VANGUARD INDEX FDS	SM CP VAL ETF	922908611	25,369,135	128,011	SH		SOLE		0	0	128,011
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	248,939	2,795	SH		SOLE		0	0	2,795
INTUITIVE SURGICAL INC	COM NEW	46120E602	379,987	728	SH		SOLE		0	0	728
BLACKROCK INC	COM	09290D101	236,800	231	SH		SOLE		0	0	231
SHELL PLC	SPON ADS	780259305	292,450	4,668	SH		SOLE		0	0	4,668
VANGUARD INDEX FDS	SMALL CP ETF	922908751	13,715,766	57,082	SH		SOLE		0	0	57,082
CUTERA INC	COM	232109108	18,787	53,237	SH		SOLE		0	0	53,237
VANGUARD INDEX FDS	GROWTH ETF	922908736	2,647,920	6,451	SH		SOLE		0	0	6,451
FMC CORP	COM NEW	302491303	257,196	5,291	SH		SOLE		0	0	5,291
GLOBE LIFE INC	COM	37959E102	320,843	2,877	SH		SOLE		0	0	2,877
VANGUARD INDEX FDS	SML CP GRW ETF	922908595	22,699,265	81,051	SH		SOLE		0	0	81,051
INTERCONTINENTAL EXCHANGE IN	COM	45866F104	236,574	1,588	SH		SOLE		0	0	1,588
VANGUARD WORLD FD	UTILITIES ETF	92204A876	649,121	3,972	SH		SOLE		0	0	3,972
SPDR SER TR	S&P DIVID ETF	78464A763	222,374	1,683	SH		SOLE		0	0	1,683
EMCOR GROUP INC	COM	29084Q100	713,077	1,571	SH		SOLE		0	0	1,571
ISHARES GOLD TR	ISHARES NEW	464285204	387,812	7,833	SH		SOLE		0	0	7,833
CHIPOTLE MEXICAN GRILL INC	COM	169656105	371,267	6,157	SH		SOLE		0	0	6,157
THERMO FISHER SCIENTIFIC INC	COM	883556102	233,276	448	SH		SOLE		0	0	448
ISHARES TR	EAFE VALUE ETF	464288877	622,557	11,865	SH		SOLE		0	0	11,865
ISHARES TR	EAFE GRWTH ETF	464288885	8,655,246	89,386	SH		SOLE		0	0	89,386
SALESFORCE INC	COM	79466L302	307,828	921	SH		SOLE		0	0	921
VANGUARD WORLD FD	COMM SRVC ETF	92204A884	374,084	2,414	SH		SOLE		0	0	2,414
INVESCO EXCHANGE TRADED FD T	S&P 500 TOP 50	46137V233	2,682,037	53,684	SH		SOLE		0	0	53,684
VANGUARD WORLD FD	INF TECH ETF	92204A702	3,927,038	6,316	SH		SOLE		0	0	6,316
SPDR SER TR	S&P BIOTECH	78464A870	576,569	6,402	SH		SOLE		0	0	6,402
SPDR SER TR	S&P 400 MDCP VAL	78464A839	13,304,203	165,888	SH		SOLE		0	0	165,888
VANGUARD WORLD FD	INDUSTRIAL ETF	92204A603	278,325	1,094	SH		SOLE		0	0	1,094
SPDR SER TR	NUVEEN BLMBRG SH	78468R739	3,890,748	82,101	SH		SOLE		0	0	82,101
MASTERCARD INCORPORATED	CL A	57636Q104	776,215	1,474	SH		SOLE		0	0	1,474
WISDOMTREE TR	INTL SMCAP DIV	97717W760	254,581	4,044	SH		SOLE		0	0	4,044
VANECK ETF TRUST	HIGH YLD MUNIETF	92189H409	903,749	17,410	SH		SOLE		0	0	17,410
ENERGY TRANSFER L P	COM UT LTD PTN	29273V100	1,520,091	77,595	SH		SOLE		0	0	77,595
ISHARES TR	MSCI USA ESG SLC	464288802	560,064	4,606	SH		SOLE		0	0	4,606
ISHARES TR	CORE S&P TTL STK	464287150	246,307	1,915	SH		SOLE		0	0	1,915
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	2,765,623	10,254	SH		SOLE		0	0	10,254
SPDR SER TR	S&P METALS MNG	78464A755	269,020	4,740	SH		SOLE		0	0	4,740
FIRST TR MORNINGSTAR DIVID L	SHS	336917109	7,728,914	191,975	SH		SOLE		0	0	191,975
VANGUARD INDEX FDS	MCAP GR IDXVIP	922908538	46,856,804	184,657	SH		SOLE		0	0	184,657
VANGUARD INDEX FDS	MCAP VL IDXVIP	922908512	48,038,356	296,955	SH		SOLE		0	0	296,955
SPDR SER TR	S&P 400 MDCP GRW	78464A821	18,331,207	210,970	SH		SOLE		0	0	210,970
BROADRIDGE FINL SOLUTIONS IN	COM	11133T103	215,012	951	SH		SOLE		0	0	951
ISHARES TR	IBOXX HI YD ETF	464288513	4,133,987	52,562	SH		SOLE		0	0	52,562
ISHARES TR	ISHS 1-5YR INVS	464288646	298,051	5,765	SH		SOLE		0	0	5,765
VANGUARD BD INDEX FDS	SHORT TRM BOND	921937827	15,067,285	194,995	SH		SOLE		0	0	194,995
VANGUARD BD INDEX FDS	INTERMED TERM	921937819	418,040	5,594	SH		SOLE		0	0	5,594
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	680,773	9,467	SH		SOLE		0	0	9,467
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	2,846,018	74,173	SH		SOLE		0	0	74,173
BLACKSTONE INC	COM	09260D107	290,912	1,687	SH		SOLE		0	0	1,687
SPDR INDEX SHS FDS	S&P INTL SMLCP	78463X871	2,456,987	79,296	SH		SOLE		0	0	79,296
ISHARES TR	PFD AND INCM SEC	464288687	942,540	29,979	SH		SOLE		0	0	29,979
INVESCO EXCHANGE TRADED FD T	S&P500 PUR GWT	46137V266	314,751	7,628	SH		SOLE		0	0	7,628
WISDOMTREE TR	EMER MKT HIGH FD	97717W315	242,198	5,982	SH		SOLE		0	0	5,982
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	556,167	4,359	SH		SOLE		0	0	4,359
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	6,173,127	129,091	SH		SOLE		0	0	129,091
ISHARES TR	NATIONAL MUN ETF	464288414	7,013,679	65,825	SH		SOLE		0	0	65,825
SPDR SER TR	NUVEEN BLMBRG MU	78468R721	10,604,287	232,448	SH		SOLE		0	0	232,448
VANGUARD INTL EQUITY INDEX F	FTSE SMCAP ETF	922042718	394,997	3,450	SH		SOLE		0	0	3,450
SPDR SER TR	BBG CONV SEC ETF	78464A359	8,547,673	109,740	SH		SOLE		0	0	109,740
INVESCO EXCHANGE TRADED FD T	S&P500 EQL HLT	46137V332	1,857,714	63,403	SH		SOLE		0	0	63,403
ISHARES TR	JPMORGAN USD EMG	464288281	254,824	2,862	SH		SOLE		0	0	2,862
SPDR SER TR	PORTFLI TIPS ETF	78464A656	338,840	13,388	SH		SOLE		0	0	13,388
SPDR SER TR	BLOOMBERG 1-3 MO	78468R663	339,205	3,710	SH		SOLE		0	0	3,710
INVESCO EXCH TRADED FD TR II	NATL AMT MUNI	46138E537	7,788,514	329,882	SH		SOLE		0	0	329,882
ISHARES TR	EAFE SML CP ETF	464288273	1,489,290	24,515	SH		SOLE		0	0	24,515
ISHARES TR	RESIDENTIAL MULT	464288562	290,550	3,586	SH		SOLE		0	0	3,586
VANGUARD WORLD FD	MEGA GRWTH IND	921910816	1,192,685	3,473	SH		SOLE		0	0	3,473
VISA INC	COM CL A	92826C839	1,229,906	3,892	SH		SOLE		0	0	3,892
PHILIP MORRIS INTL INC	COM	718172109	407,037	3,382	SH		SOLE		0	0	3,382
SPDR SER TR	PORTFLI INTRMDIT	78464A672	264,498	9,487	SH		SOLE		0	0	9,487
SPDR SER TR	PORTFOLIO LN TSR	78464A664	23,602,015	901,184	SH		SOLE		0	0	901,184
VANGUARD WORLD FD	MEGA CAP INDEX	921910873	1,059,174	4,981	SH		SOLE		0	0	4,981
SPDR INDEX SHS FDS	S&P INTL ETF	78463X772	1,012,162	28,952	SH		SOLE		0	0	28,952
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	269,031	7,883	SH		SOLE		0	0	7,883
SPDR SER TR	PORTFOLIO AGRGTE	78464A649	2,167,424	86,732	SH		SOLE		0	0	86,732
OPKO HEALTH INC	COM	68375N103	14,779	10,054	SH		SOLE		0	0	10,054
INVESCO EXCH TRADED FD TR II	PFD ETF	46138E511	6,711,604	582,099	SH		SOLE		0	0	582,099
INVESCO EXCH TRADED FD TR II	FNDMNTL HY CRP	46138E719	1,110,882	61,443	SH		SOLE		0	0	61,443
INVESCO EXCHANGE TRADED FD T	S&P500 EQL IND	46137V324	397,082	7,910	SH		SOLE		0	0	7,910
ISHARES TR	ASIA 50 ETF	464288430	483,233	7,124	SH		SOLE		0	0	7,124
RING ENERGY INC	COM	76680V108	19,700	14,485	SH		SOLE		0	0	14,485
TAKEDA PHARMACEUTICAL CO LTD	SPONSORED ADS	874060205	176,489	13,330	SH		SOLE		0	0	13,330
FRANCO NEV CORP	COM	351858105	267,988	2,279	SH		SOLE		0	0	2,279
VANECK ETF TRUST	LONG MUNI ETF	92189F536	1,328,806	74,318	SH		SOLE		0	0	74,318
ISHARES TR	SHRT NAT MUN ETF	464288158	2,366,213	22,433	SH		SOLE		0	0	22,433
BROADCOM INC	COM	11135F101	1,885,012	8,131	SH		SOLE		0	0	8,131
SPDR SER TR	ICE PFD SEC ETF	78464A292	1,067,725	32,365	SH		SOLE		0	0	32,365
ISHARES TR	RUS TOP 200 ETF	464289446	390,428	2,698	SH		SOLE		0	0	2,698
ISHARES TR	RUS TP200 GR ETF	464289438	13,863,287	58,925	SH		SOLE		0	0	58,925
SCHWAB STRATEGIC TR	US BRD MKT ETF	808524102	676,070	29,783	SH		SOLE		0	0	29,783
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	129,844,143	7,018,602	SH		SOLE		0	0	7,018,602
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	239,672,017	10,339,604	SH		SOLE		0	0	10,339,604
NEW YORK LIFE INVESTMENTS ET	NYLI MERGER ARBI	45409B800	326,897	9,918	SH		SOLE		0	0	9,918
SCHWAB STRATEGIC TR	US SML CAP ETF	808524607	2,578,524	99,711	SH		SOLE		0	0	99,711
SCHWAB STRATEGIC TR	US LCAP GR ETF	808524300	212,394,525	7,620,902	SH		SOLE		0	0	7,620,902
PIMCO ETF TR	INTER MUN BD ACT	72201R866	1,786,368	34,533	SH		SOLE		0	0	34,533
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	674,366	11,627	SH		SOLE		0	0	11,627
VANGUARD SCOTTSDALE FDS	SHORT TERM TREAS	92206C102	243,952	4,193	SH		SOLE		0	0	4,193
SCHWAB STRATEGIC TR	INTL SCEQT ETF	808524888	48,386,402	1,409,450	SH		SOLE		0	0	1,409,450
SCHWAB STRATEGIC TR	EMRG MKTEQ ETF	808524706	32,425,517	1,217,631	SH		SOLE		0	0	1,217,631
TESLA INC	COM	88160R101	2,656,309	6,578	SH		SOLE		0	0	6,578
SCHWAB STRATEGIC TR	INT-TRM U.S TRES	808524854	8,744,293	359,996	SH		SOLE		0	0	359,996
SCHWAB STRATEGIC TR	US TIPS ETF	808524870	7,349,474	284,532	SH		SOLE		0	0	284,532
PIMCO ETF TR	INV GRD CRP BD	72201R817	8,747,389	91,981	SH		SOLE		0	0	91,981
VANGUARD SCOTTSDALE FDS	VNG RUS1000GRW	92206C680	1,220,314	11,813	SH		SOLE		0	0	11,813
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	4,030,555	7,480	SH		SOLE		0	0	7,480
VANGUARD ADMIRAL FDS INC	500 GRTH IDX F	921932505	592,796	1,619	SH		SOLE		0	0	1,619
VERA BRADLEY INC	COM	92335C106	50,131	12,756	SH		SOLE		0	0	12,756
GENERAL MTRS CO	COM	37045V100	221,336	4,155	SH		SOLE		0	0	4,155
SCHWAB STRATEGIC TR	US MID-CAP ETF	808524508	2,363,225	85,284	SH		SOLE		0	0	85,284
INVESCO EXCH TRADED FD TR II	SR LN ETF	46138G508	4,902,922	232,697	SH		SOLE		0	0	232,697
ISHARES TR	CORE HIGH DV ETF	46429B663	217,021	1,933	SH		SOLE		0	0	1,933
SPDR SER TR	NUVEEN BLOOMBERG	78464A284	2,368,579	92,595	SH		SOLE		0	0	92,595
MARATHON PETE CORP	COM	56585A102	1,203,188	8,625	SH		SOLE		0	0	8,625
SCHWAB STRATEGIC TR	US AGGREGATE B	808524839	62,836,835	2,768,143	SH		SOLE		0	0	2,768,143
SCHWAB STRATEGIC TR	US DIVIDEND EQ	808524797	3,963,303	145,070	SH		SOLE		0	0	145,070
SCHWAB STRATEGIC TR	1000 INDEX ETF	808524722	506,256	17,883	SH		SOLE		0	0	17,883
ISHARES TR	MSCI INDIA ETF	46429B598	305,328	5,800	SH		SOLE		0	0	5,800
META PLATFORMS INC	CL A	30303M102	3,368,551	5,753	SH		SOLE		0	0	5,753
ISHARES INC	JP MRGN EM HI BD	464286285	340,339	8,961	SH		SOLE		0	0	8,961
ZOOM COMMUNICATIONS INC	CL A	98980L101	410,335	5,028	SH		SOLE		0	0	5,028
SERVICENOW INC	COM	81762P102	395,155	373	SH		SOLE		0	0	373
ISHARES INC	CORE MSCI EMKT	46434G103	799,436	15,309	SH		SOLE		0	0	15,309
ISHARES TR	CORE MSCI EAFE	46432F842	14,271,345	203,064	SH		SOLE		0	0	203,064
ABBVIE INC	COM	00287Y109	3,093,422	17,408	SH		SOLE		0	0	17,408
SPDR SER TR	SSGA US SMAL ETF	78468R887	380,221	2,979	SH		SOLE		0	0	2,979
SSGA ACTIVE ETF TR	BLACKSTONE SENR	78467V608	915,139	21,930	SH		SOLE		0	0	21,930
DBX ETF TR	XTRACK MUN INFRA	233051705	6,317,631	250,104	SH		SOLE		0	0	250,104
ISHARES TR	MSCI USA VALUE	46432F388	1,908,584	18,072	SH		SOLE		0	0	18,072
GLOBAL X FDS	S&P 500 COVERED	37954Y475	1,105,113	26,375	SH		SOLE		0	0	26,375
SCHWAB STRATEGIC TR	FUNDAMENTAL US S	808524763	7,002,996	235,791	SH		SOLE		0	0	235,791
SCHWAB STRATEGIC TR	FUNDAMENTAL EMER	808524730	8,124,156	279,661	SH		SOLE		0	0	279,661
SCHWAB STRATEGIC TR	FUNDAMENTAL US L	808524771	215,725,848	9,110,044	SH		SOLE		0	0	9,110,044
ISHARES TR	MSCI USA QLT FCT	46432F339	557,281	3,129	SH		SOLE		0	0	3,129
FS CREDIT OPPORTUNITIES CORP	COMMON STOCK	30290Y101	532,942	78,144	SH		SOLE		0	0	78,144
SSGA ACTIVE ETF TR	ULT SHT TRM BD	78467V707	265,090	6,560	SH		SOLE		0	0	6,560
ISHARES TR	0-5YR HI YL CP	46434V407	427,216	10,026	SH		SOLE		0	0	10,026
GLOBAL X FDS	NASDAQ 100 COVER	37954Y483	757,815	41,593	SH		SOLE		0	0	41,593
WISDOMTREE TR	INTRST RATE HDGE	97717W380	4,567,786	203,374	SH		SOLE		0	0	203,374
WISDOMTREE TR	HEDGED HI YLD BD	97717W430	1,313,973	59,081	SH		SOLE		0	0	59,081
VANECK ETF TRUST	SHRT HGH YLD MUN	92189F387	706,501	31,428	SH		SOLE		0	0	31,428
ALPHABET INC	CAP STK CL C	02079K107	2,102,250	11,039	SH		SOLE		0	0	11,039
SPDR INDEX SHS FDS	MSCI EAFE STRTGC	78463X434	818,783	11,292	SH		SOLE		0	0	11,292
ISHARES TR	CORE DIV GRWTH	46434V621	545,284	8,890	SH		SOLE		0	0	8,890
ARISTA NETWORKS INC	COM SHS	040413205	359,001	3,248	SH		SOLE		0	0	3,248
ISHARES U S ETF TR	INT RT HDG C B	46431W705	275,623	2,972	SH		SOLE		0	0	2,972
ISHARES TR	CORE TOTAL USD	46434V613	468,001	10,354	SH		SOLE		0	0	10,354
HUBSPOT INC	COM	443573100	1,164,303	1,671	SH		SOLE		0	0	1,671
FIDELITY MERRIMACK STR TR	TOTAL BD ETF	316188309	524,934	11,699	SH		SOLE		0	0	11,699
FTAI AVIATION LTD	SHS	G3730V105	259,848	1,804	SH		SOLE		0	0	1,804
ISHARES U S ETF TR	SHORT MATURITY M	46431W838	342,757	6,862	SH		SOLE		0	0	6,862
ISHARES TR	INTERNATIONAL SL	46434V266	5,243,054	162,424	SH		SOLE		0	0	162,424
ISHARES TR	CONV BD ETF	46435G102	349,142	4,109	SH		SOLE		0	0	4,109
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	6,039,234	120,471	SH		SOLE		0	0	120,471
GOLDMAN SACHS ETF TR	ACTIVEBETA US LG	381430503	3,989,784	34,640	SH		SOLE		0	0	34,640
SPDR SER TR	PRTFLO S&P500 HI	78468R788	1,895,026	43,826	SH		SOLE		0	0	43,826
SPDR SER TR	MSCI USA STRTGIC	78468R812	1,870,108	12,077	SH		SOLE		0	0	12,077
SENSEONICS HLDGS INC	COM	81727U105	13,086	25,001	SH		SOLE		0	0	25,001
PRINCIPAL EXCHANGE TRADED FD	ACTIVE HIGH YL	74255Y102	1,887,910	98,431	SH		SOLE		0	0	98,431
COLUMBIA ETF TR II	EM CORE EX ETF	19762B202	323,321	10,923	SH		SOLE		0	0	10,923
SPDR SER TR	RUSSELL YIELD	78468R770	322,342	2,961	SH		SOLE		0	0	2,961
ISHARES TR	ESG AW MSCI EAFE	46435G516	369,355	4,851	SH		SOLE		0	0	4,851
AMPLIFY ETF TR	CWP ENHANCED DIV	032108409	3,180,984	78,582	SH		SOLE		0	0	78,582
NUSHARES ETF TR	NUVEEN ESG SMLCP	67092P607	202,245	4,829	SH		SOLE		0	0	4,829
NUSHARES ETF TR	NUVEEN ESG LRGCP	67092P201	431,346	5,025	SH		SOLE		0	0	5,025
FIRST TR EXCH TRADED FD III	INSTL PFD SECS	33739P855	1,303,989	69,732	SH		SOLE		0	0	69,732
PIMCO EQUITY SER	RAFI DYN MULTI	72202L371	1,339,108	45,332	SH		SOLE		0	0	45,332
NUSHARES ETF TR	NUVEEN ESG LRGVL	67092P300	552,204	14,026	SH		SOLE		0	0	14,026
ISHARES INC	MSCI EMRG CHN	46434G764	7,535,322	135,894	SH		SOLE		0	0	135,894
SELECT SECTOR SPDR TR	COMMUNICATION	81369Y852	295,387	3,051	SH		SOLE		0	0	3,051
WORLD GOLD TR	SPDR GLD MINIS	98149E303	313,812	6,036	SH		SOLE		0	0	6,036
FIRST TR EXCHNG TRADED FD VI	TCW UNCONSTRAI	33740F888	306,276	12,425	SH		SOLE		0	0	12,425
FRANKLIN TEMPLETON ETF TR	SENIOR LOAN ETF	35473P595	563,652	23,229	SH		SOLE		0	0	23,229
INNOVATOR ETFS TRUST	US EQTY PWR BUF	45782C813	3,323,942	80,737	SH		SOLE		0	0	80,737
INNOVATOR ETFS TRUST	US EQTY BUF OCT	45782C771	809,734	18,733	SH		SOLE		0	0	18,733
INNOVATOR ETFS TRUST	US EQTY PWR BUF	45782C797	329,074	8,317	SH		SOLE		0	0	8,317
AMPLIFY ETF TR	BLACKSWAN GRWT	032108888	3,234,498	110,146	SH		SOLE		0	0	110,146
MODERNA INC	COM	60770K107	489,317	11,768	SH		SOLE		0	0	11,768
AMERICAN CENTY ETF TR	DIVERSIFIED MU	025072505	206,527	4,119	SH		SOLE		0	0	4,119
J P MORGAN EXCHANGE TRADED F	CORE PLUS BD ETF	46641Q670	13,389,913	290,643	SH		SOLE		0	0	290,643
FIDELITY COVINGTON TRUST	EMERG MKTS MLTFT	316092543	4,922,862	195,119	SH		SOLE		0	0	195,119
DOW INC	COM	260557103	444,415	11,074	SH		SOLE		0	0	11,074
INNOVATOR ETFS TRUST	US EQT ULTRA BF	45782C805	342,660	11,112	SH		SOLE		0	0	11,112
UBER TECHNOLOGIES INC	COM	90353T100	370,473	6,142	SH		SOLE		0	0	6,142
PHILLIPS EDISON & CO INC	COMMON STOCK	71844V201	5,457,772	145,696	SH		SOLE		0	0	145,696
INNOVATOR ETFS TRUST	US EQTY PWR BUF	45782C748	7,714,739	205,620	SH		SOLE		0	0	205,620
INNOVATOR ETFS TRUST	US EQTY BUFR JUN	45782C755	360,061	8,672	SH		SOLE		0	0	8,672
AMCOR PLC	ORD	G0250X107	185,426	19,705	SH		SOLE		0	0	19,705
INNOVATOR ETFS TRUST	US EQTY PWR BF	45782C680	552,783	14,358	SH		SOLE		0	0	14,358
DRAFTKINGS INC NEW	COM CL A	26142V105	266,017	7,151	SH		SOLE		0	0	7,151
DYNATRACE INC	COM NEW	268150109	625,351	11,506	SH		SOLE		0	0	11,506
INNOVATOR ETFS TRUST	US EQTY BUF NOV	45782C581	544,950	13,877	SH		SOLE		0	0	13,877
INNOVATOR ETFS TRUST	US EQTY PWR BUF	45782C573	236,642	6,248	SH		SOLE		0	0	6,248
INNOVATOR ETFS TRUST	US EQTY PWR BUF	45782C540	204,125	5,313	SH		SOLE		0	0	5,313
INNOVATOR ETFS TRUST	INTRNL DEV APRL	45782C367	367,578	13,768	SH		SOLE		0	0	13,768
INNOVATOR ETFS TRUST	US EQTY PWR BUF	45782C318	305,033	8,495	SH		SOLE		0	0	8,495
J P MORGAN EXCHANGE TRADED F	EQUITY PREMIUM	46641Q332	425,320	7,393	SH		SOLE		0	0	7,393