Mascoma Wealth Management 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
INVESCO QQQ TRUST	ETF	46090E103	647	3,425	SH		SOLE	0	0	0	3,425
JOHNSON & JOHNSON COM	Stock	478160104	793	6,130	SH		SOLE	0	0	0	6,130
JANUS SMALL CAP GROWTH ALPHA ETF	ETF	47103U100	1,987	47,311	SH		SOLE	0	0	0	47,311
ISHARES MSCI KLD 400 SOCIAL ETF	ETF	464288570	557	5,021	SH		SOLE	0	0	0	5,021
PROCTER & GAMBLE CO COM	Stock	742718109	592	4,758	SH		SOLE	0	0	0	4,758
COCA COLA CO COM	Stock	191216100	428	7,855	SH		SOLE	0	0	0	7,855
UNITED PARCEL SERVICE INC CL B	Stock	911312106	1,286	10,732	SH		SOLE	0	0	0	10,731
VANGUARD REAL ESTATE ETF	ETF	922908553	211	2,262	SH		SOLE	0	0	0	2,262
ISHARES MSCI ACWI EX US INDEX FUND	ETF	464288240	219	4,760	SH		SOLE	0	0	0	4,760
INTEL CORP COM	Stock	458140100	1,698	32,955	SH		SOLE	0	0	0	32,954
ISHARES EDGE MSCI MULTIFACTOR INTL ETF	ETF	46434V274	342	13,398	SH		SOLE	0	0	0	13,398
ISHARES MSCI EAFE ESG SELECT ETF	ETF	46435G516	204	3,189	SH		SOLE	0	0	0	3,189
SPDR S&P 500 ETF	ETF	78462F103	451	1,520	SH		SOLE	0	0	0	1,520
VIRTUS TOTAL RETURN FUND INC COM	CEF	92835W107	129	11,700	SH		SOLE	0	0	0	11,700
ISHARES CORE U.S. REIT ETF	ETF	464288521	292	5,265	SH		SOLE	0	0	0	5,265
NORTHWEST BANCSHARES INC MD COM	Stock	667340103	493	30,055	SH		SOLE	0	0	0	30,055
ARCONIC INC COM	Stock	03965L100	303	11,662	SH		SOLE	0	0	0	11,662
GOLDMAN SACHS ACCESS TREASURY 0-1 YEAR ETF	ETF	381430529	1,937	19,300	SH		SOLE	0	0	0	19,300
VERIZON COMMUNICATIONS INC COM	Stock	92343V104	3,236	53,607	SH		SOLE	0	0	0	53,607
PEPSICO INC COM	Stock	713448108	240	1,752	SH		SOLE	0	0	0	1,752
US BANCORP DEL COM NEW	Stock	902973304	1,128	20,390	SH		SOLE	0	0	0	20,390
HOME DEPOT INC COM	Stock	437076102	285	1,230	SH		SOLE	0	0	0	1,230
GOLDMAN SACHS ACCESS INVESTMENT GRADE CORPORATE BOND ETF	ETF	381430479	3,271	62,407	SH		SOLE	0	0	0	62,407
JPMORGAN GLOBAL BOND OPPORTUNITIES ETF	ETF	46641Q852	363	7,104	SH		SOLE	0	0	0	7,104
ISHARES ESG 1-5 YEAR USD CORPORATE BOND ETF	ETF	46435G243	210	8,233	SH		SOLE	0	0	0	8,233
JPMORGAN ULTRA-SHORT INCOME ETF	ETF	46641Q837	12,810	254,043	SH		SOLE	0	0	0	254,042
SPDR PORTFOLIO SHORT TERM CORPORATE BOND ETF	ETF	78464A474	3,113	100,908	SH		SOLE	0	0	0	100,908
ISHARES S&P SMALL-CAP FUND	ETF	464287804	1,330	17,085	SH		SOLE	0	0	0	17,085
BERKSHIRE HATHAWAY INC DEL CL B NEW	Stock	084670702	286	1,373	SH		SOLE	0	0	0	1,373
COLONY CR REAL ESTATE INC COM CL A	REIT	19625T101	223	15,411	SH		SOLE	0	0	0	15,411
MICROSOFT CORP COM	Stock	594918104	631	4,541	SH		SOLE	0	0	0	4,541
BOEING CO COM	Stock	097023105	1,007	2,646	SH		SOLE	0	0	0	2,646
ISHARES ESG U.S. AGGREGATE BOND ETF	ETF	46435U549	419	7,736	SH		SOLE	0	0	0	7,736
ALECTOR INC COM	Stock	014442107	2,681	185,922	SH		SOLE	0	0	0	185,922
ISHARES SELECT DIVIDEND ETF	ETF	464287168	981	9,623	SH		SOLE	0	0	0	9,623
ISHARES EDGE MSCI MIN VOL GLOBAL ETF	ETF	464286525	293	3,095	SH		SOLE	0	0	0	3,095
ISHARES EDGE MSCI MIN VOL EAFE ETF	ETF	46429B689	6,384	87,117	SH		SOLE	0	0	0	87,116
ISHARES EDGE MSCI MIN VOL USA ETF	ETF	46429B697	28,844	449,981	SH		SOLE	0	0	0	449,981
ISHARES U.S. TREASURY BOND ETF	ETF	46429B267	3,807	144,598	SH		SOLE	0	0	0	144,597
NUVEEN MUN VALUE FD INC COM	CEF	670928100	317	30,170	SH		SOLE	0	0	0	30,170
ROYCE VALUE TR INC COM	CEF	780910105	196	14,228	SH		SOLE	0	0	0	14,228
ISHARES AAA - A RATED CORPORATE BOND ETF	ETF	46429B291	1,289	23,519	SH		SOLE	0	0	0	23,519
INVESCO FTSE RAFI US 1500A SMALL-MIDA ETF	ETF	46137V597	312	2,455	SH		SOLE	0	0	0	2,455
ISHARES U.S. MEDICAL DEVICES ETF	ETF	464288810	782	3,164	SH		SOLE	0	0	0	3,164
ISHARES SHORT-TERM CORPORATE BOND ETF	ETF	464288646	5,160	96,148	SH		SOLE	0	0	0	96,147
ISHARES CORE MSCI EMERGING MARKETS ETF	ETF	46434G103	3,952	80,619	SH		SOLE	0	0	0	80,619
RAYTHEON CO COM NEW	Stock	755111507	248	1,264	SH		SOLE	0	0	0	1,264
AT&T INC COM	Stock	00206R102	2,546	67,277	SH		SOLE	0	0	0	67,277
VEEVA SYS INC CL A COM	Stock	922475108	244	1,600	SH		SOLE	0	0	0	1,600
FIDELITY MSCI UTILITIES INDEX ETF	ETF	316092865	1,585	37,307	SH		SOLE	0	0	0	37,307
FIDELITY MSCI HEALTH CARE INDEX ETF	ETF	316092600	255	5,875	SH		SOLE	0	0	0	5,875
ISHARES CORE S&P 500 ETF	ETF	464287200	1,563	5,236	SH		SOLE	0	0	0	5,236
UNION PACIFIC CORP COM	Stock	907818108	855	5,276	SH		SOLE	0	0	0	5,275
ISHARES MBS ETF	ETF	464288588	921	8,500	SH		SOLE	0	0	0	8,500
NORTHROP GRUMMAN CORP COM	Stock	666807102	465	1,242	SH		SOLE	0	0	0	1,242
JPMORGAN CHASE & CO COM	Stock	46625H100	344	2,927	SH		SOLE	0	0	0	2,927
TJX COS INC NEW COM	Stock	872540109	977	17,523	SH		SOLE	0	0	0	17,523
INTERNATIONAL BUSINESS MACHS COM	Stock	459200101	468	3,217	SH		SOLE	0	0	0	3,216
UNITED TECHNOLOGIES CORP COM	Stock	913017109	1,154	8,450	SH		SOLE	0	0	0	8,450
PFIZER INC COM	Stock	717081103	294	8,196	SH		SOLE	0	0	0	8,196
CATERPILLAR INC DEL COM	Stock	149123101	268	2,125	SH		SOLE	0	0	0	2,125
AMGEN INC COM	Stock	031162100	762	3,939	SH		SOLE	0	0	0	3,939
ISHARES CORE S&P U.S. GROWTH ETF	ETF	464287671	11,931	189,770	SH		SOLE	0	0	0	189,770
VANGUARD DIVIDEND APPRECIATION INDEX FUND	ETF	921908844	4,946	41,361	SH		SOLE	0	0	0	41,361
ISHARES CORE U.S. AGGREGATE BOND ETF	ETF	464287226	13,556	119,785	SH		SOLE	0	0	0	119,785
ISHARES CORE DIVIDEND GROWTH ETF	ETF	46434V621	1,627	41,569	SH		SOLE	0	0	0	41,569
INVESCO NATIONAL AMT-FREE MUNICIPAL BOND ETF	ETF	46138E537	984	37,083	SH		SOLE	0	0	0	37,082
ISHARES LIQUIDITY INCOME ETF	ETF	46434V878	4,304	85,417	SH		SOLE	0	0	0	85,417
DNP SELECT INCOME FD COM	CEF	23325P104	234	18,225	SH		SOLE	0	0	0	18,225
FIDELITY MSCI REAL ESTATE INDEX ETF	ETF	316092857	2,136	76,562	SH		SOLE	0	0	0	76,562
EXXON MOBIL CORP COM	Stock	30231G102	392	5,545	SH		SOLE	0	0	0	5,545
DEERE & CO COM	Stock	244199105	228	1,350	SH		SOLE	0	0	0	1,350
ISHARES INTEREST RATE HEDGED CORPORATE BOND ETF	ETF	46431W705	981	10,553	SH		SOLE	0	0	0	10,553
ISHARES MSCI ACWI LOW CARBON TARGET ETF	ETF	46434V464	215	1,789	SH		SOLE	0	0	0	1,789
ISHARES S&P MIDCAP FUND	ETF	464287507	3,865	20,003	SH		SOLE	0	0	0	20,003
APPLE INC COM	Stock	037833100	2,132	9,520	SH		SOLE	0	0	0	9,519
DISNEY WALT CO COM DISNEY	Stock	254687106	1,161	8,912	SH		SOLE	0	0	0	8,912
ISHARES RUSSELL 1000 VALUE ETF	ETF	464287598	897	6,990	SH		SOLE	0	0	0	6,990