Mascoma Wealth Management 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
AMAZON COM INC COM	Stock	023135106	956,766	6,297	SH		SOLE	0	1,435	0	4,862
INVESCO QQQ TRUST SERIES I	ETF	46090E103	1,866,303	4,557	SH		SOLE	0	961	0	3,595
TECHNOLOGY SELECT SECTOR SPDR FUND	ETF	81369Y803	63,903	332	SH		SOLE	0	332	0	0
STARBUCKS CORP COM	Stock	855244109	31,971	333	SH		SOLE	0	0	0	333
HANCOCK JOHN INVT TR II COM	CEF	410142103	647	50	SH		SOLE	0	0	0	50
GOLDMAN SACHS ACTIVEBETA INTERNATIONAL EQUITY ETF	ETF	381430107	393,933	12,062	SH		SOLE	0	4,220	0	7,841
ELEVANCE HEALTH INC COM	Stock	036752103	54,229	115	SH		SOLE	0	0	0	115
ISHARES GOLD TRUST	ETF	464285204	64,087	1,642	SH		SOLE	0	52	0	1,590
EBAY INC. COM	Stock	278642103	7,546	173	SH		SOLE	0	0	0	173
BAR HBR BANKSHARES COM	Stock	066849100	39,016	1,329	SH		SOLE	0	27	0	1,301
BLACKROCK MUNIYIELD N Y QUALIT COM	CEF	09255E102	620	60	SH		SOLE	0	60	0	0
PIMCO CALIF MUN INCOME FD III COM	CEF	72201C109	2,528	343	SH		SOLE	0	343	0	0
JOHNSON & JOHNSON COM	Stock	478160104	306,583	1,956	SH		SOLE	0	759	0	1,197
WASTE MGMT INC DEL COM	Stock	94106L109	121,788	680	SH		SOLE	0	20	0	660
VANGUARD TOTAL STOCK MARKET ETF	ETF	922908769	9,014	38	SH		SOLE	0	38	0	0
VANGUARD ENERGY ETF	ETF	92204A306	11,376	97	SH		SOLE	0	97	0	0
VANGUARD INTERNATIONAL DIVIDEND APPRECIATION ETF	ETF	921946810	17,852	225	SH		SOLE	0	225	0	0
VANGUARD INTERNATIONAL HIGH DIVIDEND YIELD ETF	ETF	921946794	19,947	300	SH		SOLE	0	300	0	0
COSTCO WHSL CORP NEW COM	Stock	22160K105	691,104	1,047	SH		SOLE	0	830	0	217
ISHARES MSCI EMERGING MARKETS ETF	ETF	464287234	104,948	2,610	SH		SOLE	0	0	0	2,610
ISHARES MSCI KLD 400 SOCIAL ETF	ETF	464288570	8,898,434	97,731	SH		SOLE	0	69,328	0	28,402
SHELL PLC SPON ADS	ADR	780259305	3,553	54	SH		SOLE	0	54	0	0
REAL ESTATE SELECT SECTOR SPDR FUND	ETF	81369Y860	3,846	96	SH		SOLE	0	96	0	0
PROCTER AND GAMBLE CO COM	Stock	742718109	229,335	1,565	SH		SOLE	0	1,275	0	290
COCA COLA CO COM	Stock	191216100	182,801	3,102	SH		SOLE	0	1,550	0	1,552
BLACKROCK MUNICIPAL INCOME COM	CEF	09253X102	13,130	1,128	SH		SOLE	0	1,128	0	0
PUTNAM MUN OPPORTUNITIES TR SH BEN INT	CEF	746922103	12,184	1,191	SH		SOLE	0	1,191	0	0
ISHARES U.S. HEALTHCARE ETF	ETF	464287762	3,149	11	SH		SOLE	0	0	0	11
BLACKROCK MUNI INCOME TR II COM	CEF	09249N101	13,500	1,264	SH		SOLE	0	1,264	0	0
GENERAL MLS INC COM	Stock	370334104	26,056	400	SH		SOLE	0	72	0	328
INVESCO BULLETSHARES 2025 CORPORATE BOND ETF	ETF	46138J825	11,148	545	SH		SOLE	0	545	0	0
UNITED PARCEL SERVICE INC CL B	Stock	911312106	327,271	2,081	SH		SOLE	0	215	0	1,866
MARRIOTT INTL INC NEW CL A	Stock	571903202	60,211	267	SH		SOLE	0	27	0	240
VANGUARD REAL ESTATE ETF	ETF	922908553	83,942	950	SH		SOLE	0	100	0	850
BIOGEN INC COM	Stock	09062X103	239,362	925	SH		SOLE	0	925	0	0
ISHARES MSCI ACWI EX U.S. ETF	ETF	464288240	23,734	465	SH		SOLE	0	0	0	465
ALLIANCEBERNSTEIN NATL MUN INM COM	CEF	01864U106	3,740	345	SH		SOLE	0	345	0	0
INTEL CORP COM	Stock	458140100	250,860	4,992	SH		SOLE	0	448	0	4,544
STATE STR CORP COM	Stock	857477103	7,746	100	SH		SOLE	0	0	0	100
MEDTRONIC PLC SHS	Stock	G5960L103	9,062	110	SH		SOLE	0	110	0	0
CLOROX CO DEL COM	Stock	189054109	5,704	40	SH		SOLE	0	40	0	0
NETFLIX INC COM	Stock	64110L106	34,082	70	SH		SOLE	0	70	0	0
PAYCHEX INC COM	Stock	704326107	117,776	989	SH		SOLE	0	145	0	843
ISHARES CORE AGGRESSIVE ALLOCATION ETF	ETF	464289859	182,983	2,650	SH		SOLE	0	2,234	0	416
ISHARES SILVER TRUST	ETF	46428Q109	42,994	1,974	SH		SOLE	0	0	0	1,974
FORTIS INC COM	Stock	349553107	3,743	91	SH		SOLE	0	91	0	0
ISHARES CORE GROWTH ALLOCATION ETF	ETF	464289867	330,138	6,207	SH		SOLE	0	2,533	0	3,672
ISHARES ESG AWARE MSCI EAFE ETF	ETF	46435G516	4,030,148	53,351	SH		SOLE	0	40,348	0	13,003
ISHARES MSCI GLOBAL SUSTAINABLE DEVELOPMENT GOALS ETF	ETF	46435G532	26,422	326	SH		SOLE	0	326	0	0
SUN LIFE FINANCIAL INC. COM	Stock	866796105	1,036	20	SH		SOLE	0	19	0	0
MERCK & CO INC COM	Stock	58933Y105	62,359	572	SH		SOLE	0	308	0	264
ISHARES SHORT-TERM NATIONAL MUNI BOND ETF	ETF	464288158	47,444	450	SH		SOLE	0	450	0	0
SPDR S&P 500 ETF TRUST	ETF	78462F103	216,741	456	SH		SOLE	0	456	0	0
FIDELITY HIGH DIVIDEND ETF	ETF	316092840	9,257,542	218,958	SH		SOLE	0	149,565	0	69,392
MCKESSON CORP COM	Stock	58155Q103	18,982	41	SH		SOLE	0	41	0	0
FIDELITY DIVIDEND ETF FOR RISING RATES	ETF	316092832	1,706,501	38,865	SH		SOLE	0	10,355	0	28,510
AURORA CANNABIS INC COM	Stock	05156X884	2	4	SH		SOLE	0	4	0	0
MASTERCARD INCORPORATED CL A	Stock	57636Q104	40,518	95	SH		SOLE	0	95	0	0
FIRST REP BK SAN FRANCISCO CAL COM	Stock	33616C100	1	32	SH		SOLE	0	32	0	0
ILLINOIS TOOL WKS INC COM	Stock	452308109	109,753	419	SH		SOLE	0	208	0	211
CRISPR THERAPEUTICS AG NAMEN AKT	Stock	H17182108	2,567	41	SH		SOLE	0	41	0	0
EMERSON ELEC CO COM	Stock	291011104	119,619	1,229	SH		SOLE	0	787	0	442
ALCOA CORP COM	Stock	013872106	102,000	3,000	SH		SOLE	0	0	0	3,000
ISHARES CORE CONSERVATIVE ALLOCATION ETF	ETF	464289883	23,244	643	SH		SOLE	0	193	0	450
DIAGEO PLC SPON ADR NEW	ADR	25243Q205	6,992	48	SH		SOLE	0	0	0	48
ANNALY CAPITAL MANAGEMENT INC COM NEW	REIT	035710839	4,843	250	SH		SOLE	0	0	0	250
ISHARES TIPS BOND ETF	ETF	464287176	104,986	977	SH		SOLE	0	716	0	260
CONDUENT INC COM	Stock	206787103	146	40	SH		SOLE	0	0	0	40
INVESCO BULLETSHARES 2024 HIGH YIELD CORPORATE BOND ETF	ETF	46138J833	4,089	180	SH		SOLE	0	180	0	0
MFS HIGH YIELD MUN TR SH BEN INT	CEF	59318E102	2,794	844	SH		SOLE	0	844	0	0
CORNING INC COM	Stock	219350105	5,938	195	SH		SOLE	0	0	0	195
EDWARDS LIFESCIENCES CORP COM	Stock	28176E108	7,244	95	SH		SOLE	0	95	0	0
JPMORGAN BETABUILDERS USD HIGH YIELD CORPORATE BOND ETF	ETF	46641Q878	4,775	104	SH		SOLE	0	104	0	0
HOWMET AEROSPACE INC COM	Stock	443201108	631,147	11,662	SH		SOLE	0	0	0	11,662
VERIZON COMMUNICATIONS INC COM	Stock	92343V104	1,333,013	35,358	SH		SOLE	0	9,698	0	25,659
CHUBB LIMITED COM	Stock	H1467J104	6,554	29	SH		SOLE	0	0	0	29
SONOCO PRODS CO COM	Stock	835495102	5,587	100	SH		SOLE	0	0	0	100
FEDEX CORP COM	Stock	31428X106	45,535	180	SH		SOLE	0	50	0	130
SNAP ON INC COM	Stock	833034101	14,442	50	SH		SOLE	0	50	0	0
PEPSICO INC COM	Stock	713448108	370,761	2,183	SH		SOLE	0	522	0	1,661
NUVEEN ESG LARGE-CAP GROWTH ETF	ETF	67092P201	1,660,472	23,902	SH		SOLE	0	19,150	0	4,752
NUVEEN ESG LARGE-CAP VALUE ETF	ETF	67092P300	1,861,986	51,851	SH		SOLE	0	39,014	0	12,836
ISHARES CORE MODERATE ALLOCATION ETF	ETF	464289875	25,944	625	SH		SOLE	0	375	0	250
KIMBERLY-CLARK CORP COM	Stock	494368103	60,512	498	SH		SOLE	0	90	0	408
EATON VANCE MUN BD FD COM	CEF	27827X101	15,448	1,525	SH		SOLE	0	1,525	0	0
TE CONNECTIVITY LTD SHS	Stock	H84989104	11,662	83	SH		SOLE	0	83	0	0
HONEYWELL INTL INC COM	Stock	438516106	133,166	635	SH		SOLE	0	182	0	453
FORD MTR CO DEL COM	Stock	345370860	3,947	324	SH		SOLE	0	100	0	223
ISHARES ESG AWARE MSCI USA ETF	ETF	46435G425	481,163	4,586	SH		SOLE	0	4,586	0	0
US BANCORP DEL COM NEW	Stock	902973304	13,850	320	SH		SOLE	0	85	0	235
HOME DEPOT INC COM	Stock	437076102	322,695	931	SH		SOLE	0	747	0	184
BAXTER INTL INC COM	Stock	071813109	24,047	622	SH		SOLE	0	0	0	622
GOLDMAN SACHS ACCESS INVESTMENT GRADE CORPORATE BOND ETF	ETF	381430479	10,420	225	SH		SOLE	0	225	0	0
AUTOMATIC DATA PROCESSING INC COM	Stock	053015103	377,411	1,620	SH		SOLE	0	472	0	1,148
FIRST TRUST CONSUMER DISCRETIONARY ALPHADEX FUND	ETF	33734X101	10,439	177	SH		SOLE	0	0	0	177
ISHARES ESG AWARE 1-5 YEAR USD CORPORATE BOND ETF	ETF	46435G243	1,504,544	61,460	SH		SOLE	0	46,591	0	14,869
ISHARES RUSSELL 2000 VALUE ETF	ETF	464287630	4,349	28	SH		SOLE	0	28	0	0
INVESCO S&P SPIN-OFF ETF	ETF	46137V159	3,160	49	SH		SOLE	0	49	0	0
BECTON DICKINSON & CO COM	Stock	075887109	38,037	156	SH		SOLE	0	18	0	138
BROADRIDGE FINL SOLUTIONS INC COM	Stock	11133T103	22,838	111	SH		SOLE	0	111	0	0
SCHWAB U.S. SMALL-CAP ETF	ETF	808524607	25,604	542	SH		SOLE	0	542	0	0
ISHARES RUSSELL 1000 GROWTH ETF	ETF	464287614	92,164	304	SH		SOLE	0	164	0	140
LABORATORY CORP AMER HLDGS COM NEW	Stock	50540R409	43,185	190	SH		SOLE	0	0	0	190
SCHWAB U.S. LARGE-CAP ETF	ETF	808524201	28,087	498	SH		SOLE	0	498	0	0
CONSUMER STAPLES SELECT SECTOR SPDR FUND	ETF	81369Y308	29,892	415	SH		SOLE	0	415	0	0
FIRST TRUST NASDAQ CLEAN EDGE SMART GRID INFRASTRUCTURE INDEX	ETF	33737A108	30,156	288	SH		SOLE	0	288	0	0
JPMORGAN ULTRA-SHORT INCOME ETF	ETF	46641Q837	23,395,162	465,761	SH		SOLE	0	270,267	0	195,492
AON PLC SHS CL A	Stock	G0403H108	35,504	122	SH		SOLE	0	30	0	92
GALLAGHER ARTHUR J & CO COM	Stock	363576109	15,067	67	SH		SOLE	0	67	0	0
SCHWAB U.S. LARGE-CAP GROWTH ETF	ETF	808524300	38,162	460	SH		SOLE	0	460	0	0
SPDR PORTFOLIO SHORT TERM CORPORATE BOND ETF	ETF	78464A474	6,539,466	219,593	SH		SOLE	0	152,551	0	67,040
LINCOLN ELEC HLDGS INC COM	Stock	533900106	36,098	166	SH		SOLE	0	166	0	0
ISHARES CORE S&P SMALL CAP ETF	ETF	464287804	6,578,574	60,772	SH		SOLE	0	35,373	0	25,399
BERKSHIRE HATHAWAY INC DEL CL B NEW	Stock	084670702	866,684	2,430	SH		SOLE	0	710	0	1,720
SCHWAB EMERGING MARKETS EQUITY ETF	ETF	808524706	7,065	285	SH		SOLE	0	285	0	0
PIMCO RAFI DYNAMIC MULTI-FACTOR EMERGING MARKETS EQUITY ETF	ETF	72202L389	42,186	2,199	SH		SOLE	0	2,199	0	0
ISHARES CORE MSCI INTERNATIONAL DEVELOPED MARKETS ETF	ETF	46435G326	478,851	7,522	SH		SOLE	0	3,144	0	4,378
ADOBE INC COM	Stock	00724F101	33,410	56	SH		SOLE	0	56	0	0
SOUTHERN COPPER CORP COM	Stock	84265V105	17,816	207	SH		SOLE	0	0	0	207
VANGUARD SHORT-TERM CORPORATE BOND ETF	ETF	92206C409	654,789	8,463	SH		SOLE	0	8,463	0	0
EXELON CORP COM	Stock	30161N101	6,749	188	SH		SOLE	0	188	0	0
VANGUARD INTERMEDIATE-TERM CORPORATE BOND ETF	ETF	92206C870	32,268	397	SH		SOLE	0	0	0	397
ALPHABET INC CAP STK CL A	Stock	02079K305	583,904	4,180	SH		SOLE	0	1,420	0	2,760
PROGRESSIVE CORP COM	Stock	743315103	7,486	47	SH		SOLE	0	47	0	0
OREILLY AUTOMOTIVE INC COM	Stock	67103H107	11,401	12	SH		SOLE	0	12	0	0
INTUIT COM	Stock	461202103	5,000	8	SH		SOLE	0	8	0	0
HALLIBURTON CO COM	Stock	406216101	36,439	1,008	SH		SOLE	0	0	0	1,008
CONSTELLATION BRANDS INC CL A	Stock	21036P108	9,187	38	SH		SOLE	0	0	0	38
CSX CORP COM	Stock	126408103	23,610	681	SH		SOLE	0	0	0	681
COMCAST CORP NEW CL A	Stock	20030N101	84,587	1,929	SH		SOLE	0	279	0	1,650
ISHARES U.S. INFRASTRUCTURE ETF	ETF	46435U713	376,903	9,359	SH		SOLE	0	2,827	0	6,531
MICROSOFT CORP COM	Stock	594918104	2,741,717	7,291	SH		SOLE	0	2,838	0	4,453
ISHARES ESG AWARE MSCI USA SMALL-CAP ETF	ETF	46435U663	1,415,895	37,251	SH		SOLE	0	16,885	0	20,365
WARNER BROS DISCOVERY INC COM SER A	Stock	934423104	2,743	241	SH		SOLE	0	128	0	113
CVS HEALTH CORP COM	Stock	126650100	117,650	1,490	SH		SOLE	0	473	0	1,017
DTE ENERGY CO COM	Stock	233331107	23,596	214	SH		SOLE	0	0	0	214
ISHARES ROBOTICS AND ARTIFICIAL INTELLIGENCE MULTISECTOR ETF	ETF	46435U556	29,601	858	SH		SOLE	0	167	0	691
TILRAY BRANDS INC COM	Stock	88688T100	12	5	SH		SOLE	0	5	0	0
AMERIPRISE FINL INC COM	Stock	03076C106	15,193	40	SH		SOLE	0	40	0	0
AVERY DENNISON CORP COM	Stock	053611109	3,639	18	SH		SOLE	0	18	0	0
FEDERAL AGRIC MTG CORP CL C	Stock	313148306	69,604	364	SH		SOLE	0	364	0	0
VANGUARD ESG U.S. STOCK ETF	ETF	921910733	241,220	2,836	SH		SOLE	0	426	0	2,409
VANGUARD SMALL-CAP ETF	ETF	922908751	427,183	2,002	SH		SOLE	0	1,076	0	926
VANGUARD MID-CAP ETF	ETF	922908629	569,037	2,446	SH		SOLE	0	1,550	0	896
VANGUARD LARGE-CAP ETF	ETF	922908637	10,471	48	SH		SOLE	0	48	0	0
NEXTERA ENERGY INC COM	Stock	65339F101	35,654	587	SH		SOLE	0	587	0	0
NIKE INC CL B	Stock	654106103	29,531	272	SH		SOLE	0	272	0	0
TESLA INC COM	Stock	88160R101	176,669	711	SH		SOLE	0	330	0	381
YETI HLDGS INC COM	Stock	98585X104	3,366	65	SH		SOLE	0	65	0	0
ISHARES ESG AWARE US AGGREGATE BOND ETF	ETF	46435U549	5,130,957	107,477	SH		SOLE	0	79,212	0	28,264
SPDR S&P KENSHO NEW ECONOMIES COMPOSITE ETF	ETF	78468R648	15,691	336	SH		SOLE	0	336	0	0
SPDR S&P KENSHO CLEAN POWER ETF	ETF	78468R655	83,577	1,165	SH		SOLE	0	877	0	288
VANGUARD HEALTH CARE ETF	ETF	92204A504	68,943	275	SH		SOLE	0	25	0	250
FINANCIAL SELECT SECTOR SPDR FUND	ETF	81369Y605	15,867	422	SH		SOLE	0	422	0	0
ISHARES TRUST ISHARES USD GREEN BOND ETF	ETF	46435U440	23,279	493	SH		SOLE	0	492	0	0
SCHWAB SHORT-TERM US TREASURY ETF	ETF	808524862	7,849	162	SH		SOLE	0	162	0	0
VANGUARD CONSUMER STAPLES ETF	ETF	92204A207	5,538	29	SH		SOLE	0	29	0	0
VANGUARD FTSE EUROPE ETF	ETF	922042874	7,609	118	SH		SOLE	0	118	0	0
VANGUARD INDUSTRIALS ETF	ETF	92204A603	23,806	108	SH		SOLE	0	108	0	0
VANGUARD INFORMATION TECHNOLOGY ETF	ETF	92204A702	256,520	530	SH		SOLE	0	468	0	62
SCHWAB U.S. LARGE-CAP VALUE ETF	ETF	808524409	31,195	445	SH		SOLE	0	445	0	0
STANLEY BLACK & DECKER INC COM	Stock	854502101	4,186	43	SH		SOLE	0	42	0	0
DOW INC COM	Stock	260557103	6,361	116	SH		SOLE	0	116	0	0
ONESPAWORLD HOLDINGS LIMITED COM	Stock	P73684113	57,909	4,107	SH		SOLE	0	4,107	0	0
ZOOM VIDEO COMMUNICATIONS INC CL A	Stock	98980L101	6,616	92	SH		SOLE	0	0	0	92
GLOBAL X LITHIUM & BATTERY TECH ETF	ETF	37954Y855	15,282	300	SH		SOLE	0	150	0	150
VANGUARD S&P 500 ETF	ETF	922908363	2,057,912	4,711	SH		SOLE	0	4,223	0	488
ASTRAZENECA PLC SPONSORED ADR	ADR	046353108	17,780	264	SH		SOLE	0	264	0	0
VANGUARD COMMUNICATION SERVICES ETF	ETF	92204A884	4,591	39	SH		SOLE	0	39	0	0
SPDR S&P MIDCAP 400 ETF TRUST	ETF	78467Y107	100,461	198	SH		SOLE	0	0	0	198
CORTEVA INC COM	Stock	22052L104	527	11	SH		SOLE	0	0	0	11
CONSOLIDATED EDISON INC COM	Stock	209115104	6,095	67	SH		SOLE	0	67	0	0
GENERAL MTRS CO COM	Stock	37045V100	7,445	207	SH		SOLE	0	0	0	207
GOLDMAN SACHS ACCESS ULTRA SHORT BOND ETF	ETF	381430230	169,048	3,380	SH		SOLE	0	1,630	0	1,750
ISHARES SELF-DRIVING EV & TECH ETF	ETF	46435U366	30,621	857	SH		SOLE	0	857	0	0
JPMORGAN CORE PLUS BOND ETF	ETF	46641Q670	13,702	291	SH		SOLE	0	291	0	0
ISHARES IBONDS 2025 TERM HIGH YIELD & INCOME ETF	ETF	46435U168	4,435	192	SH		SOLE	0	192	0	0
ISHARES 0-5 YEAR TIPS BOND ETF	ETF	46429B747	162,955	1,653	SH		SOLE	0	559	0	1,093
VANECK GOLD MINERS ETF	ETF	92189F106	5,427	175	SH		SOLE	0	175	0	0
ISHARES MSCI EAFE GROWTH ETF	ETF	464288885	74,478	769	SH		SOLE	0	769	0	0
ISHARES CYBERSECURITY & TECH ETF	ETF	46435U135	37,707	830	SH		SOLE	0	660	0	170
ELI LILLY & CO COM	Stock	532457108	487,597	836	SH		SOLE	0	503	0	333
HASBRO INC COM	Stock	418056107	5,361	105	SH		SOLE	0	0	0	105
AIR PRODS & CHEMS INC COM	Stock	009158106	43,808	160	SH		SOLE	0	115	0	45
SCHWAB U.S. REIT ETF	ETF	808524847	11,494	555	SH		SOLE	0	555	0	0
SCHWAB U.S. MID-CAP ETF	ETF	808524508	39,317	522	SH		SOLE	0	522	0	0
ISHARES RUSSELL MID-CAP VALUE ETF	ETF	464287473	5,815	50	SH		SOLE	0	0	0	50
BNY MELLON STRATEGIC MUNS INC COM	CEF	05588W108	3,264	557	SH		SOLE	0	557	0	0
BLACKROCK MUNIYILD QULT FD INC COM	CEF	09254F100	561	46	SH		SOLE	0	46	0	0
BLACKROCK MUNIHLDNGS CALI QLTY COM	CEF	09254L107	1,202	108	SH		SOLE	0	108	0	0
VANGUARD MORTGAGE-BACKED SECURITIES ETF	ETF	92206C771	6,954	150	SH		SOLE	0	150	0	0
ISHARES RUSSELL 2000 ETF	ETF	464287655	508,599	2,534	SH		SOLE	0	2,367	0	167
PIMCO ENHANCED SHORT MATURITY ACTIVE ESG EXCHANGE-TRADED FUND	ETF	72201R643	833,124	8,508	SH		SOLE	0	3,687	0	4,820
ISHARES CORE HIGH DIVIDEND ETF	ETF	46429B663	68,129	668	SH		SOLE	0	0	0	668
DUKE ENERGY CORP NEW COM NEW	Stock	26441C204	25,424	262	SH		SOLE	0	75	0	187
SPDR S&P AEROSPACE & DEFENSE ETF	ETF	78464A631	204,770	1,512	SH		SOLE	0	348	0	1,164
STURM RUGER & CO INC COM	Stock	864159108	4,545	100	SH		SOLE	0	0	0	100
ISHARES IBONDS DEC 2024 TERM TREASURY ETF	ETF	46436E874	360,358	15,103	SH		SOLE	0	11,700	0	3,403
ISHARES IBONDS DEC 2025 TERM TREASURY ETF	ETF	46436E866	391,709	16,826	SH		SOLE	0	13,318	0	3,508
ISHARES IBONDS DEC 2026 TERM TREASURY ETF	ETF	46436E858	289,080	12,648	SH		SOLE	0	9,053	0	3,595
XEROX HOLDINGS CORP COM NEW	Stock	98421M106	917	50	SH		SOLE	0	0	0	50
CARRIER GLOBAL CORPORATION COM	Stock	14448C104	83,417	1,452	SH		SOLE	0	92	0	1,360
BROOKFIELD INFRASTRUCTURE CORP COM SB VTG SHS A	Stock	11275Q107	247	7	SH		SOLE	0	7	0	0
SYSCO CORP COM	Stock	871829107	30,276	414	SH		SOLE	0	414	0	0
ISHARES U.S. AEROSPACE & DEFENSE ETF	ETF	464288760	95,203	752	SH		SOLE	0	0	0	752
PUTNAM MANAGED MUN INCOME TR COM	CEF	746823103	4,074	670	SH		SOLE	0	670	0	0
BLACKROCK MUNIVEST FD INC COM	CEF	09253R105	10,203	1,433	SH		SOLE	0	1,433	0	0
JPMORGAN EQUITY PREMIUM INCOME ETF	ETF	46641Q332	1,651,387	30,036	SH		SOLE	0	9,692	0	20,343
ISHARES ESG AWARE MODERATE ALLOCATION ETF	ETF	46436E684	7,256	276	SH		SOLE	0	276	0	0
ISHARES SELECT DIVIDEND ETF	ETF	464287168	3,175,050	27,086	SH		SOLE	0	10,678	0	16,407
ISHARES RUSSELL MID-CAP GROWTH ETF	ETF	464287481	25,906	248	SH		SOLE	0	168	0	80
KRANESHARES GLOBAL CARBON STRATEGY ETF	ETF	500767678	55,793	1,529	SH		SOLE	0	529	0	1,000
ISHARES ESG AWARE AGGRESSIVE ALLOCATION ETF	ETF	46436E668	21,836	681	SH		SOLE	0	681	0	0
MARATHON PETE CORP COM	Stock	56585A102	42,283	285	SH		SOLE	0	285	0	0
FIRST TRUST CLOUD COMPUTING ETF	ETF	33734X192	32,526	371	SH		SOLE	0	239	0	132
VANGUARD SMALL CAP VALUE ETF	ETF	922908611	7,199	40	SH		SOLE	0	40	0	0
ISHARES ESG SCREENED S&P MID-CAP ETF	ETF	46436E551	393,076	10,420	SH		SOLE	0	4,067	0	6,351
JANUS DETROIT STREET TRUST JANUS HENDERSON AAA CLO ETF	ETF	47103U845	148,766	2,958	SH		SOLE	0	2,579	0	378
BLACKROCK MUNIYIELD FD INC COM	CEF	09253W104	4,538	421	SH		SOLE	0	421	0	0
VIATRIS INC COM	Stock	92556V106	2,188	202	SH		SOLE	0	0	0	202
FIRST SOLAR INC COM	Stock	336433107	11,887	69	SH		SOLE	0	69	0	0
SCHWAB US AGGREGATE BOND ETF	ETF	808524839	8,998	193	SH		SOLE	0	193	0	0
ISHARES MSCI EAFE VALUE ETF	ETF	464288877	26,258	504	SH		SOLE	0	504	0	0
ENERGY TRANSFER L P COM UT LTD PTN	Stock	29273V100	1,104	80	SH		SOLE	0	80	0	0
ISHARES MSCI GLOBAL MIN VOL FACTOR ETF	ETF	464286525	186,651	1,860	SH		SOLE	0	0	0	1,860
ISHARES ESG AWARE GROWTH ALLOCATION ETF	ETF	46436E676	1,976	68	SH		SOLE	0	68	0	0
ISHARES MSCI EMERGING MARKETS MIN VOL FACTOR ETF	ETF	464286533	133,360	2,399	SH		SOLE	0	0	0	2,399
XTRACKERS MSCI EAFE HEDGED EQUITY ETF	ETF	233051200	3,402	92	SH		SOLE	0	92	0	0
TRACTOR SUPPLY CO COM	Stock	892356106	49,289	229	SH		SOLE	0	229	0	0
CAMBRIDGE BANCORP COM	Stock	132152109	138,800	2,000	SH		SOLE	0	0	0	2,000
VISA INC COM CL A	Stock	92826C839	325,958	1,252	SH		SOLE	0	685	0	567
DIMENSIONAL U.S. TARGETED VALUE ETF	ETF	25434V609	35,323	675	SH		SOLE	0	0	0	675
ISHARES MSCI EAFE MIN VOL FACTOR ETF	ETF	46429B689	1,305,811	18,832	SH		SOLE	0	18,682	0	150
DT MIDSTREAM INC COMMON STOCK	Stock	23345M107	5,864	107	SH		SOLE	0	0	0	107
ISHARES MSCI USA MIN VOL FACTOR ETF	ETF	46429B697	4,991,985	63,975	SH		SOLE	0	12,206	0	51,768
INVESCO SOLAR ETF	ETF	46138G706	15,854	297	SH		SOLE	0	117	0	180
ARCHER AVIATION INC COM CL A	Stock	03945R102	1,228	200	SH		SOLE	0	0	0	200
PIMCO ACTIVE BOND ETF	ETF	72201R775	229,780	2,485	SH		SOLE	0	1,628	0	857
KYNDRYL HLDGS INC COMMON STOCK	Stock	50155Q100	4,364	210	SH		SOLE	0	10	0	200
VANGUARD VALUE ETF	ETF	922908744	26,163	175	SH		SOLE	0	175	0	0
VANGUARD GROWTH ETF	ETF	922908736	42,901	138	SH		SOLE	0	138	0	0
ISHARES U.S. TREASURY BOND ETF	ETF	46429B267	10,644	462	SH		SOLE	0	462	0	0
RIVIAN AUTOMOTIVE INC COM CL A	Stock	76954A103	4,692	200	SH		SOLE	0	0	0	200
JPMORGAN INCOME ETF	ETF	46641Q159	209,350	4,590	SH		SOLE	0	4,590	0	0
MFS HIGH INCOME MUN TR SH BEN INT	CEF	59318D104	8,935	2,517	SH		SOLE	0	2,517	0	0
NUVEEN MUN VALUE FD INC COM	CEF	670928100	195,272	22,706	SH		SOLE	0	1,636	0	21,070
L3HARRIS TECHNOLOGIES INC COM	Stock	502431109	32,646	155	SH		SOLE	0	155	0	0
AMERICAN TOWER CORP NEW COM	REIT	03027X100	7,340	34	SH		SOLE	0	0	0	34
ISHARES CORE S&P TOTAL U.S. STOCK MARKET ETF	ETF	464287150	8,524	81	SH		SOLE	0	81	0	0
ROYCE VALUE TR INC COM	CEF	780910105	148,760	10,217	SH		SOLE	0	0	0	10,217
CONSTELLATION ENERGY CORP COM	Stock	21037T109	7,247	62	SH		SOLE	0	62	0	0
META PLATFORMS INC CL A	Stock	30303M102	287,062	811	SH		SOLE	0	100	0	711
GLOBAL X MLP ETF	ETF	37954Y343	12,891	291	SH		SOLE	0	291	0	0
BNY MELLON STRATEGIC MUN BD FD COM	CEF	09662E109	3,226	565	SH		SOLE	0	565	0	0
ZIMVIE INC COM	Stock	98888T107	178	10	SH		SOLE	0	0	0	10
ISHARES AAA-A RATED CORPORATE BOND ETF	ETF	46429B291	21,659	450	SH		SOLE	0	150	0	300
NUVEEN MUNICIPAL CREDIT INC FD COM SH BEN INT	CEF	67070X101	16,182	1,369	SH		SOLE	0	1,069	0	300
VANGUARD MATERIALS ETF	ETF	92204A801	7,598	40	SH		SOLE	0	40	0	0
EMBECTA CORP COMMON STOCK	Stock	29082K105	511	27	SH		SOLE	0	0	0	27
COHEN & STEERS TOTAL RETURN RL COM	CEF	19247R103	66,388	5,650	SH		SOLE	0	0	0	5,650
VIRTUS TOTAL RETURN FD INC COM	CEF	92835W107	65,569	11,900	SH		SOLE	0	0	0	11,900
PACKAGING CORP AMER COM	Stock	695156109	13,684	84	SH		SOLE	0	84	0	0
SAREPTA THERAPEUTICS INC COM	Stock	803607100	482	5	SH		SOLE	0	5	0	0
PALO ALTO NETWORKS INC COM	Stock	697435105	5,308	18	SH		SOLE	0	18	0	0
FEDERATED HERMES PREM MUNI INM COM	CEF	31423P108	3,660	333	SH		SOLE	0	333	0	0
INVESCO TR INVT GRADE MUNS COM	CEF	46131M106	3,165	320	SH		SOLE	0	320	0	0
MONDELEZ INTL INC CL A	Stock	609207105	3,911	54	SH		SOLE	0	54	0	0
BUILDERS FIRSTSOURCE INC COM	Stock	12008R107	25,876	155	SH		SOLE	0	155	0	0
BROADCOM INC COM	Stock	11135F101	142,880	128	SH		SOLE	0	128	0	0
D R HORTON INC COM	Stock	23331A109	46,050	303	SH		SOLE	0	303	0	0
JOHNSON CTLS INTL PLC SHS	Stock	G51502105	5,015	87	SH		SOLE	0	87	0	0
METLIFE INC COM	Stock	59156R108	19,839	300	SH		SOLE	0	300	0	0
INVESCO FTSE RAFI US 1500 SMALL-MID ETF	ETF	46137V597	254,932	6,800	SH		SOLE	0	0	0	6,800
ISHARES CORE MSCI TOTAL INTERNATIONAL STOCK ETF	ETF	46432F834	33,114	510	SH		SOLE	0	510	0	0
NOVARTIS AG SPONSORED ADR	ADR	66987V109	6,765	67	SH		SOLE	0	67	0	0
ISHARES CORE MSCI EAFE ETF	ETF	46432F842	328,112	4,664	SH		SOLE	0	4,664	0	0
INVESCO S&P 500 HIGH DIVIDEND LOW VOLATILITY ETF	ETF	46138E362	19,127	451	SH		SOLE	0	451	0	0
KINDER MORGAN INC DEL COM	Stock	49456B101	54,333	3,080	SH		SOLE	0	3,080	0	0
ACCENTURE PLC IRELAND SHS CLASS A	Stock	G1151C101	99,658	284	SH		SOLE	0	284	0	0
GE HEALTHCARE TECHNOLOGIES INC COMMON STOCK	Stock	36266G107	13,686	177	SH		SOLE	0	44	0	133
KROGER CO COM	Stock	501044101	63,903	1,398	SH		SOLE	0	598	0	800
ENBRIDGE INC COM	Stock	29250N105	4,755	132	SH		SOLE	0	132	0	0
ISHARES U.S. MEDICAL DEVICES ETF	ETF	464288810	836,667	15,502	SH		SOLE	0	3,722	0	11,779
MILLERKNOLL INC COM	Stock	600544100	8,004	300	SH		SOLE	0	0	0	300
NVIDIA CORPORATION COM	Stock	67066G104	271,381	548	SH		SOLE	0	548	0	0
ISHARES 1-5 YEAR INVESTMENT GRADE CORPORATE BOND ETF	ETF	464288646	2,275,032	44,369	SH		SOLE	0	28,757	0	15,612
ISHARES SHORT TREASURY BOND ETF	ETF	464288679	17,254,483	156,674	SH		SOLE	0	90,425	0	66,247
GRAINGER W W INC COM	Stock	384802104	198,886	240	SH		SOLE	0	0	0	240
ABBVIE INC COM	Stock	00287Y109	143,037	923	SH		SOLE	0	660	0	263
S&P GLOBAL INC COM	Stock	78409V104	74,448	169	SH		SOLE	0	169	0	0
BLACKROCK CALIF MUN INCOME TR SH BEN INT	CEF	09248E102	8,313	691	SH		SOLE	0	691	0	0
INVESCO ADVANTAGE MUN INCOME T SH BEN INT	CEF	46132E103	3,076	364	SH		SOLE	0	364	0	0
ISHARES CORE MSCI EMERGING MARKETS ETF	ETF	46434G103	122,859	2,429	SH		SOLE	0	2,249	0	180
VANGUARD FTSE ALL-WORLD EX-US INDEX FUND	ETF	922042775	21,951	391	SH		SOLE	0	391	0	0
NORWEGIAN CRUISE LINE HLDG LTD SHS	Stock	G66721104	2,004	100	SH		SOLE	0	0	0	100
FIRST TRUST NASDAQ TECHNOLOGY DIVIDEND INDEX FUND	ETF	33738R118	5,384	84	SH		SOLE	0	84	0	0
WEST PHARMACEUTICAL SVSC INC COM	Stock	955306105	1,056	3	SH		SOLE	0	3	0	0
ZOETIS INC CL A	Stock	98978V103	63,553	322	SH		SOLE	0	322	0	0
BLACKROCK MUNIYIELD QUALITY FD COM	CEF	09254E103	989	85	SH		SOLE	0	85	0	0
BLACKROCK MUNIYIELD QUALITY FD COM	CEF	09254G108	3,964	383	SH		SOLE	0	383	0	0
ISHARES ESG AWARE MSCI EM ETF	ETF	46434G863	567,526	17,702	SH		SOLE	0	11,697	0	6,005
GLOBUS MED INC CL A	Stock	379577208	1,439	27	SH		SOLE	0	27	0	0
ISHARES RUSSELL 2000 GROWTH ETF	ETF	464287648	4,036	16	SH		SOLE	0	16	0	0
CASELLA WASTE SYS INC CL A	Stock	147448104	128,190	1,500	SH		SOLE	0	0	0	1,500
BLACKSTONE INC COM	Stock	09260D107	8,641	66	SH		SOLE	0	66	0	0
FORTREA HLDGS INC COMMON STOCK	Stock	34965K107	6,631	190	SH		SOLE	0	0	0	190
ZIMMER BIOMET HOLDINGS INC COM	Stock	98956P102	12,170	100	SH		SOLE	0	0	0	100
ROCKWELL AUTOMATION INC COM	Stock	773903109	15,524	50	SH		SOLE	0	50	0	0
NUVEEN QUALITY MUNCP INCOME FD COM	CEF	67066V101	4,798	419	SH		SOLE	0	419	0	0
NUVEEN AMT FREE MUN CR INC FD COM	CEF	67071L106	68,544	5,799	SH		SOLE	0	799	0	5,000
STRYKER CORPORATION COM	Stock	863667101	52,106	174	SH		SOLE	0	44	0	130
QUALCOMM INC COM	Stock	747525103	3,616	25	SH		SOLE	0	25	0	0
SPDR BLACKSTONE SENIOR LOAN ETF	ETF	78467V608	438,423	10,456	SH		SOLE	0	9,240	0	1,216
GENERAL DYNAMICS CORP COM	Stock	369550108	116,852	450	SH		SOLE	0	100	0	350
DISCOVER FINL SVCS COM	Stock	254709108	6,070	54	SH		SOLE	0	0	0	54
MCDONALDS CORP COM	Stock	580135101	249,958	843	SH		SOLE	0	451	0	392
AMETEK INC COM	Stock	031100100	40,728	247	SH		SOLE	0	247	0	0
INTERCONTINENTAL EXCHANGE INC COM	Stock	45866F104	27,612	215	SH		SOLE	0	215	0	0
DOVER CORP COM	Stock	260003108	5,999	39	SH		SOLE	0	39	0	0
CISCO SYS INC COM	Stock	17275R102	140,294	2,777	SH		SOLE	0	1,279	0	1,498
COHEN & STEERS INFRASTRUCTURE COM	CEF	19248A109	3,122	147	SH		SOLE	0	147	0	0
ISHARES RUSSELL MIDCAP ETF	ETF	464287499	31,558	406	SH		SOLE	0	406	0	0
ADVANCED MICRO DEVICES INC COM	Stock	007903107	2,211	15	SH		SOLE	0	15	0	0
CDW CORP COM	Stock	12514G108	61,831	272	SH		SOLE	0	272	0	0
AT&T INC COM	Stock	00206R102	46,759	2,787	SH		SOLE	0	1,299	0	1,487
VANGUARD FINANCIALS ETF	ETF	92204A405	7,750	84	SH		SOLE	0	84	0	0
ISHARES BIOTECHNOLOGY ETF	ETF	464287556	68,289	503	SH		SOLE	0	37	0	465
GENERAL ELECTRIC CO COM NEW	Stock	369604301	68,453	536	SH		SOLE	0	135	0	401
ISHARES MSCI USA QUALITY FACTOR ETF	ETF	46432F339	628,286	4,270	SH		SOLE	0	2,310	0	1,959
PROSHARES S&P 500 DIVIDEND ARISTOCRATS ETF	ETF	74348A467	47,600	500	SH		SOLE	0	500	0	0
FIDELITY MSCI UTILITIES INDEX ETF	ETF	316092865	820,050	20,070	SH		SOLE	0	2,954	0	17,115
FIDELITY MSCI ENERGY INDEX ETF	ETF	316092402	4,815	209	SH		SOLE	0	209	0	0
FIDELITY MSCI HEALTH CARE INDEX ETF	ETF	316092600	2,209,358	34,153	SH		SOLE	0	7,785	0	26,367
FIDELITY COVINGTON TRUST MSCI CONSUMER STAPLES INDEX ETF	ETF	316092303	17,852	400	SH		SOLE	0	0	0	400
FIDELITY MSCI INFORMATION TECHNOLOGY INDEX ETF	ETF	316092808	167,628	1,167	SH		SOLE	0	1,097	0	70
ISHARES S&P 500 VALUE ETF	ETF	464287408	110,942	638	SH		SOLE	0	638	0	0
LULULEMON ATHLETICA INC COM	Stock	550021109	11,760	23	SH		SOLE	0	23	0	0
ISHARES S&P 500 GROWTH ETF	ETF	464287309	471,346	6,276	SH		SOLE	0	6,276	0	0
ISHARES CORE S&P 500 ETF	ETF	464287200	55,986,670	117,218	SH		SOLE	0	71,630	0	45,587
THE CIGNA GROUP COM	Stock	125523100	194,044	648	SH		SOLE	0	328	0	320
ISHARES 0-5 YEAR HIGH YIELD CORPORATE BOND ETF	ETF	46434V407	236,930	5,612	SH		SOLE	0	5,163	0	448
WELLS FARGO CO NEW COM	Stock	949746101	63,051	1,281	SH		SOLE	0	317	0	964
UNION PAC CORP COM	Stock	907818108	22,351	91	SH		SOLE	0	91	0	0
CINTAS CORP COM	Stock	172908105	4,219	7	SH		SOLE	0	7	0	0
SALESFORCE INC COM	Stock	79466L302	122,886	467	SH		SOLE	0	0	0	467
MICROCHIP TECHNOLOGY INC. COM	Stock	595017104	5,952	66	SH		SOLE	0	66	0	0
PITNEY BOWES INC COM	Stock	724479100	1,826	415	SH		SOLE	0	0	0	415
DARDEN RESTAURANTS INC COM	Stock	237194105	7,065	43	SH		SOLE	0	43	0	0
IDEXX LABS INC COM	Stock	45168D104	66,606	120	SH		SOLE	0	120	0	0
THERMO FISHER SCIENTIFIC INC COM	Stock	883556102	542,467	1,022	SH		SOLE	0	355	0	667
VANGUARD MID-CAP VALUE ETF	ETF	922908512	8,701	60	SH		SOLE	0	60	0	0
LOCKHEED MARTIN CORP COM	Stock	539830109	176,764	390	SH		SOLE	0	65	0	325
JPMORGAN CHASE & CO COM	Stock	46625H100	420,657	2,473	SH		SOLE	0	1,103	0	1,370
INTERNATIONAL PAPER CO COM	Stock	460146103	3,940	109	SH		SOLE	0	109	0	0
SPDR PORTFOLIO EMERGING MARKETS ETF	ETF	78463X509	3,467,267	97,918	SH		SOLE	0	52,837	0	45,080
CHEVRON CORP NEW COM	Stock	166764100	110,528	741	SH		SOLE	0	741	0	0
CONOCOPHILLIPS COM	Stock	20825C104	38,651	333	SH		SOLE	0	333	0	0
BRUNSWICK CORP COM	Stock	117043109	25,832	267	SH		SOLE	0	67	0	200
VANGUARD FTSE DEVELOPED MARKETS ETF	ETF	921943858	28,068,190	585,975	SH		SOLE	0	350,053	0	235,921
DANAHER CORPORATION COM	Stock	235851102	51,820	224	SH		SOLE	0	224	0	0
M & T BK CORP COM	Stock	55261F104	55,027	401	SH		SOLE	0	195	0	206
TJX COS INC NEW COM	Stock	872540109	108,711	1,159	SH		SOLE	0	75	0	1,083
BANK AMERICA CORP COM	Stock	060505104	31,279	929	SH		SOLE	0	74	0	855
VANGUARD CONSUMER DISCRETIONARY ETF	ETF	92204A108	7,005	23	SH		SOLE	0	23	0	0
BLACKROCK MUNIHLDGS NY QLTY FD COM	CEF	09255C106	504	48	SH		SOLE	0	48	0	0
SPDR S&P DIVIDEND ETF	ETF	78464A763	8,998	72	SH		SOLE	0	72	0	0
WALMART INC COM	Stock	931142103	16,396	104	SH		SOLE	0	104	0	0
ISHARES INTERNATIONAL SELECT DIVIDEND ETF	ETF	464288448	28,970	1,035	SH		SOLE	0	1,035	0	0
INTERNATIONAL BUSINESS MACHS COM	Stock	459200101	290,035	1,773	SH		SOLE	0	115	0	1,658
ORACLE CORP COM	Stock	68389X105	73,906	701	SH		SOLE	0	625	0	76
RTX CORPORATION COM	Stock	75513E101	191,097	2,271	SH		SOLE	0	166	0	2,105
VANGUARD FTSE EMERGING MARKETS ETF	ETF	922042858	274,537	6,680	SH		SOLE	0	6,379	0	300
TEXAS INSTRS INC COM	Stock	882508104	19,432	114	SH		SOLE	0	114	0	0
TARGET CORP COM	Stock	87612E106	18,799	132	SH		SOLE	0	132	0	0
VANGUARD HIGH DIVIDEND YIELD INDEX ETF	ETF	921946406	17,861	160	SH		SOLE	0	0	0	160
PFIZER INC COM	Stock	717081103	386,896	13,439	SH		SOLE	0	2,339	0	11,099
3M CO COM	Stock	88579Y101	53,676	491	SH		SOLE	0	341	0	150
KLA CORP COM NEW	Stock	482480100	2,907	5	SH		SOLE	0	5	0	0
ISHARES MSCI USA VALUE FACTOR ETF	ETF	46432F388	15,579	154	SH		SOLE	0	154	0	0
HP INC COM	Stock	40434L105	28,736	955	SH		SOLE	0	955	0	0
GILEAD SCIENCES INC COM	Stock	375558103	69,507	858	SH		SOLE	0	83	0	775
CATERPILLAR INC COM	Stock	149123101	45,829	155	SH		SOLE	0	0	0	155
TRINET GROUP INC COM	Stock	896288107	2,141	18	SH		SOLE	0	18	0	0
ALPHABET INC CAP STK CL C	Stock	02079K107	376,283	2,670	SH		SOLE	0	2,670	0	0
AMERICAN EXPRESS CO COM	Stock	025816109	151,558	809	SH		SOLE	0	139	0	670
AMGEN INC COM	Stock	031162100	797,828	2,770	SH		SOLE	0	200	0	2,570
APPLIED MATLS INC COM	Stock	038222105	4,862	30	SH		SOLE	0	30	0	0
OTIS WORLDWIDE CORP COM	Stock	68902V107	53,682	600	SH		SOLE	0	0	0	600
ANALOG DEVICES INC COM	Stock	032654105	5,758	29	SH		SOLE	0	29	0	0
TYSON FOODS INC CL A	Stock	902494103	28,703	534	SH		SOLE	0	0	0	534
FIRST TRUST NYSE ARCA BIOTECHNOLOGY INDEX FUND	ETF	33733E203	15,489	98	SH		SOLE	0	0	0	98
HUMANA INC COM	Stock	444859102	196,858	430	SH		SOLE	0	60	0	370
NUVEEN AMT FREE QLTY MUN INCME COM	CEF	670657105	17,930	1,630	SH		SOLE	0	1,630	0	0
UNITED STATES STL CORP NEW COM	Stock	912909108	3,114	64	SH		SOLE	0	64	0	0
CANADIAN NATL RY CO COM	Stock	136375102	66,835	532	SH		SOLE	0	532	0	0
ISHARES CORE S&P U.S. GROWTH ETF	ETF	464287671	20,166,795	193,725	SH		SOLE	0	114,960	0	78,764
ISHARES CORE S&P US VALUE ETF	ETF	464287663	1,114,074	13,211	SH		SOLE	0	7,985	0	5,225
ISHARES U.S. CONSUMER DISCRETIONARY ETF	ETF	464287580	75,770	1,000	SH		SOLE	0	0	0	1,000
VANGUARD DIVIDEND APPRECIATION ETF	ETF	921908844	2,678,100	15,717	SH		SOLE	0	8,147	0	7,569
ISHARES CORE U.S. AGGREGATE BOND ETF	ETF	464287226	31,726,408	319,662	SH		SOLE	0	198,861	0	120,800
ISHARES CORE DIVIDEND GROWTH ETF	ETF	46434V621	1,111,782	20,657	SH		SOLE	0	14,944	0	5,713
EATON CORP PLC SHS	Stock	G29183103	36,123	150	SH		SOLE	0	150	0	0
INVESCO NATIONAL AMT-FREE MUNICIPAL BOND ETF	ETF	46138E537	825,456	34,138	SH		SOLE	0	8,358	0	25,779
ISHARES GLOBAL REIT ETF	ETF	46434V647	7,593	314	SH		SOLE	0	314	0	0
BLACKROCK ULTRA SHORT-TERM BOND ETF	ETF	46434V878	1,692,086	33,600	SH		SOLE	0	22,621	0	10,978
ISHARES CORE MSCI EUROPE ETF	ETF	46434V738	6,878	125	SH		SOLE	0	0	0	125
BLACKROCK MUNIVEST FD II INC COM	CEF	09253T101	3,436	319	SH		SOLE	0	319	0	0
INVESCO MUN OPPORTUNITY TR COM	CEF	46132C107	13,560	1,411	SH		SOLE	0	1,411	0	0
BROOKFIELD INFRAST PARTNERS LP LP INT UNIT	Stock	G16252101	2,362	75	SH		SOLE	0	75	0	0
ISHARES S&P SMALL-CAP 600 VALUE ETF	ETF	464287879	12,368	120	SH		SOLE	0	120	0	0
CANOPY GROWTH CORP COM NEW	Stock	138035704	5	1	SH		SOLE	0	1	0	0
ISHARES S&P MID-CAP 400 VALUE ETF	ETF	464287705	158,858	1,393	SH		SOLE	0	1,393	0	0
INVESCO BULLETSHARES 2024 CORPORATE BOND ETF	ETF	46138J841	11,487	550	SH		SOLE	0	550	0	0
PIMCO MUN INCOME FD COM	CEF	72200R107	355	38	SH		SOLE	0	38	0	0
DNP SELECT INCOME FD INC COM	CEF	23325P104	108,247	12,765	SH		SOLE	0	0	0	12,765
VANGUARD LONG-TERM BOND ETF	ETF	921937793	7,831	105	SH		SOLE	0	105	0	0
AXCELIS TECHNOLOGIES INC COM NEW	Stock	054540208	4,539	35	SH		SOLE	0	35	0	0
FIRST TRUST NASDAQ CLEAN EDGE GREEN ENERGY INDEX FUND	ETF	33733E500	31,796	754	SH		SOLE	0	0	0	754
SPDR PORTFOLIO S&P 500 GROWTH ETF	ETF	78464A409	104,096	1,600	SH		SOLE	0	1,600	0	0
JOHN HANCOCK MULTIFACTOR MID CAP ETF	ETF	47804J206	18,220	346	SH		SOLE	0	346	0	0
LAM RESEARCH CORP COM	Stock	512807108	328,186	419	SH		SOLE	0	391	0	28
FIRST TRUST WATER ETF	ETF	33733B100	2,209,590	23,308	SH		SOLE	0	14,151	0	9,157
NUCOR CORP COM	Stock	670346105	4,699	27	SH		SOLE	0	27	0	0
PARKER-HANNIFIN CORP COM	Stock	701094104	7,832	17	SH		SOLE	0	17	0	0
FIDELITY TOTAL BOND ETF	ETF	316188309	19,103,640	414,936	SH		SOLE	0	277,384	0	137,551
PNC FINL SVCS GROUP INC COM	Stock	693475105	5,884	38	SH		SOLE	0	0	0	38
BRISTOL-MYERS SQUIBB CO COM	Stock	110122108	33,146	646	SH		SOLE	0	410	0	236
ISHARES U.S. ETF TRUST ISHARES GSCI COMMODITY DYNAMIC ROLL STRATEGY ETF	ETF	46431W853	20,307	810	SH		SOLE	0	0	0	810
REALTY INCOME CORP COM	REIT	756109104	7,350	128	SH		SOLE	0	0	0	128
ALTRIA GROUP INC COM	Stock	02209S103	4,034	100	SH		SOLE	0	0	0	100
DOMINION ENERGY INC COM	Stock	25746U109	4,700	100	SH		SOLE	0	100	0	0
FIDELITY MSCI REAL ESTATE INDEX ETF	ETF	316092857	90,610	3,400	SH		SOLE	0	750	0	2,650
AGILENT TECHNOLOGIES INC COM	Stock	00846U101	41,709	300	SH		SOLE	0	300	0	0
EXXON MOBIL CORP COM	Stock	30231G102	129,484	1,295	SH		SOLE	0	883	0	412
UNITEDHEALTH GROUP INC COM	Stock	91324P102	439,602	835	SH		SOLE	0	340	0	495
PRICE T ROWE GROUP INC COM	Stock	74144T108	10,769	100	SH		SOLE	0	0	0	100
TRAVELERS COMPANIES INC COM	Stock	89417E109	12,763	67	SH		SOLE	0	0	0	67
ISHARES EXPONENTIAL TECHNOLOGIES ETF	ETF	46434V381	110,580	1,847	SH		SOLE	0	1,137	0	710
LOWES COS INC COM	Stock	548661107	8,902	40	SH		SOLE	0	40	0	0
ARK AUTONOMOUS TECHNOLOGY & ROBOTICS ETF	ETF	00214Q203	6,462	112	SH		SOLE	0	0	0	112
DEERE & CO COM	Stock	244199105	77,975	195	SH		SOLE	0	195	0	0
ISHARES INTEREST RATE HEDGED CORPORATE BOND ETF	ETF	46431W705	80,983	870	SH		SOLE	0	870	0	0
PATTERSON COS INC COM	Stock	703395103	23,443	824	SH		SOLE	0	0	0	824
COLGATE PALMOLIVE CO COM	Stock	194162103	7,971	100	SH		SOLE	0	100	0	0
U.S. GLOBAL JETS ETF	ETF	26922A842	4,491	236	SH		SOLE	0	236	0	0
APPLE HOSPITALITY REIT INC COM NEW	REIT	03784Y200	8,305	500	SH		SOLE	0	0	0	500
PAYPAL HLDGS INC COM	Stock	70450Y103	12,650	206	SH		SOLE	0	33	0	173
ISHARES MSCI ACWI LOW CARBON TARGET ETF	ETF	46434V464	1,655	10	SH		SOLE	0	10	0	0
SCHWAB CHARLES CORP COM	Stock	808513105	10,320	150	SH		SOLE	0	150	0	0
TORONTO DOMINION BK ONT COM NEW	Stock	891160509	41,615	644	SH		SOLE	0	644	0	0
AUTOZONE INC COM	Stock	053332102	38,784	15	SH		SOLE	0	15	0	0
BLACKROCK INC COM	Stock	09247X101	62,509	77	SH		SOLE	0	77	0	0
ISHARES CORE S&P MID-CAP ETF	ETF	464287507	7,307,622	26,367	SH		SOLE	0	14,507	0	11,859
ISHARES GLOBAL CLEAN ENERGY ETF	ETF	464288224	56,690	3,641	SH		SOLE	0	650	0	2,991
INVESCO OPTIMUM YIELD DIVERSIFIED COMMODITY STRATEGY NO K-1 ETF	ETF	46090F100	18,407	1,384	SH		SOLE	0	1,384	0	0
VANGUARD TAX-EXEMPT BOND ETF	ETF	922907746	281,056	5,506	SH		SOLE	0	5,505	0	0
ISHARES MSCI EAFE ETF	ETF	464287465	477,945	6,343	SH		SOLE	0	4,585	0	1,758
APPLE INC COM	Stock	037833100	5,127,439	26,632	SH		SOLE	0	5,797	0	20,834
WEC ENERGY GROUP INC COM	Stock	92939U106	10,521	125	SH		SOLE	0	125	0	0
ISHARES IBONDS DEC 2025 TERM CORPORATE ETF	ETF	46434VBD1	67,545	2,728	SH		SOLE	0	2,728	0	0
ISHARES IBONDS DEC 2024 TERM CORPORATE ETF	ETF	46434VBG4	51,190	2,055	SH		SOLE	0	2,055	0	0
ABBOTT LABS COM	Stock	002824100	72,756	661	SH		SOLE	0	406	0	255
DISNEY WALT CO COM	Stock	254687106	37,998	421	SH		SOLE	0	0	0	420
BOOKING HOLDINGS INC COM	Stock	09857L108	7,094	2	SH		SOLE	0	2	0	0
ISHARES RUSSELL 1000 ETF	ETF	464287622	24,915	95	SH		SOLE	0	95	0	0
MARSH & MCLENNAN COS INC COM	Stock	571748102	9,474	50	SH		SOLE	0	50	0	0
ISHARES RUSSELL 1000 VALUE ETF	ETF	464287598	1,064,375	6,441	SH		SOLE	0	441	0	6,000