Mascoma Wealth Management 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
AMAZON COM INC COM	Stock	023135106	1,123,587	6,229	SH		SOLE	0	1,435	0	4,794
INVESCO QQQ TRUST SERIES I	ETF	46090E103	1,949,755	4,391	SH		SOLE	0	971	0	3,419
TECHNOLOGY SELECT SECTOR SPDR FUND	ETF	81369Y803	69,146	332	SH		SOLE	0	332	0	0
STARBUCKS CORP COM	Stock	855244109	30,433	333	SH		SOLE	0	0	0	333
HANCOCK JOHN INVT TR II COM	CEF	410142103	660	50	SH		SOLE	0	0	0	50
GOLDMAN SACHS ACTIVEBETA INTERNATIONAL EQUITY ETF	ETF	381430107	273,602	7,979	SH		SOLE	0	2,660	0	5,319
ELEVANCE HEALTH INC COM	Stock	036752103	59,632	115	SH		SOLE	0	0	0	115
ISHARES GOLD TRUST	ETF	464285204	68,980	1,642	SH		SOLE	0	52	0	1,590
EBAY INC. COM	Stock	278642103	9,131	173	SH		SOLE	0	0	0	173
BAR HBR BANKSHARES COM	Stock	066849100	3,625	137	SH		SOLE	0	27	0	109
BLACKROCK MUNIYIELD N Y QUALIT COM	CEF	09255E102	631	60	SH		SOLE	0	60	0	0
PIMCO CALIF MUN INCOME FD III COM	CEF	72201C109	2,603	343	SH		SOLE	0	343	0	0
JOHNSON & JOHNSON COM	Stock	478160104	281,736	1,781	SH		SOLE	0	759	0	1,022
WASTE MGMT INC DEL COM	Stock	94106L109	140,679	660	SH		SOLE	0	0	0	660
VANGUARD TOTAL STOCK MARKET ETF	ETF	922908769	27,549	106	SH		SOLE	0	106	0	0
VANGUARD ENERGY ETF	ETF	92204A306	12,775	97	SH		SOLE	0	97	0	0
VANGUARD INTERNATIONAL DIVIDEND APPRECIATION ETF	ETF	921946810	18,344	225	SH		SOLE	0	225	0	0
VANGUARD INTERNATIONAL HIGH DIVIDEND YIELD ETF	ETF	921946794	20,640	300	SH		SOLE	0	300	0	0
COSTCO WHSL CORP NEW COM	Stock	22160K105	743,619	1,015	SH		SOLE	0	830	0	185
ISHARES MSCI EMERGING MARKETS ETF	ETF	464287234	107,219	2,610	SH		SOLE	0	0	0	2,610
ISHARES MSCI KLD 400 SOCIAL ETF	ETF	464288570	10,379,214	102,958	SH		SOLE	0	77,974	0	24,984
SHELL PLC SPON ADS	ADR	780259305	3,620	54	SH		SOLE	0	54	0	0
REAL ESTATE SELECT SECTOR SPDR FUND	ETF	81369Y860	3,795	96	SH		SOLE	0	96	0	0
PROCTER AND GAMBLE CO COM	Stock	742718109	249,541	1,538	SH		SOLE	0	1,248	0	290
COCA COLA CO COM	Stock	191216100	189,780	3,102	SH		SOLE	0	1,550	0	1,552
BLACKROCK MUNICIPAL INCOME COM	CEF	09253X102	13,604	1,128	SH		SOLE	0	1,128	0	0
PUTNAM MUN OPPORTUNITIES TR SH BEN INT	CEF	746922103	12,101	1,191	SH		SOLE	0	1,191	0	0
ISHARES U.S. HEALTHCARE ETF	ETF	464287762	3,405	55	SH		SOLE	0	0	0	55
BLACKROCK MUNI INCOME TR II COM	CEF	09249N101	13,727	1,264	SH		SOLE	0	1,264	0	0
GENERAL MLS INC COM	Stock	370334104	27,988	400	SH		SOLE	0	72	0	328
INVESCO BULLETSHARES 2025 CORPORATE BOND ETF	ETF	46138J825	11,134	545	SH		SOLE	0	545	0	0
UNITED PARCEL SERVICE INC CL B	Stock	911312106	166,855	1,123	SH		SOLE	0	55	0	1,067
MARRIOTT INTL INC NEW CL A	Stock	571903202	67,367	267	SH		SOLE	0	27	0	240
VANGUARD REAL ESTATE ETF	ETF	922908553	73,508	850	SH		SOLE	0	0	0	850
BIOGEN INC COM	Stock	09062X103	199,458	925	SH		SOLE	0	925	0	0
ISHARES MSCI ACWI EX U.S. ETF	ETF	464288240	24,826	465	SH		SOLE	0	0	0	465
ALLIANCEBERNSTEIN NATL MUN INM COM	CEF	01864U106	3,792	345	SH		SOLE	0	345	0	0
INTEL CORP COM	Stock	458140100	200,249	4,534	SH		SOLE	0	189	0	4,344
STATE STR CORP COM	Stock	857477103	7,732	100	SH		SOLE	0	0	0	100
MEDTRONIC PLC SHS	Stock	G5960L103	9,587	110	SH		SOLE	0	110	0	0
CLOROX CO DEL COM	Stock	189054109	6,124	40	SH		SOLE	0	40	0	0
NETFLIX INC COM	Stock	64110L106	42,513	70	SH		SOLE	0	70	0	0
PAYCHEX INC COM	Stock	704326107	111,536	908	SH		SOLE	0	145	0	763
ISHARES CORE AGGRESSIVE ALLOCATION ETF	ETF	464289859	268,717	3,658	SH		SOLE	0	1,045	0	2,613
ISHARES SILVER TRUST	ETF	46428Q109	44,909	1,974	SH		SOLE	0	0	0	1,974
FORTIS INC COM	Stock	349553107	3,595	91	SH		SOLE	0	91	0	0
ISHARES CORE GROWTH ALLOCATION ETF	ETF	464289867	179,881	3,231	SH		SOLE	0	2,773	0	457
ISHARES ESG AWARE MSCI EAFE ETF	ETF	46435G516	4,304,047	53,861	SH		SOLE	0	42,922	0	10,939
ISHARES MSCI GLOBAL SUSTAINABLE DEVELOPMENT GOALS ETF	ETF	46435G532	18,654	237	SH		SOLE	0	237	0	0
SUN LIFE FINANCIAL INC. COM	Stock	866796105	1,090	20	SH		SOLE	0	19	0	0
MERCK & CO INC COM	Stock	58933Y105	70,725	536	SH		SOLE	0	272	0	264
ISHARES SHORT-TERM NATIONAL MUNI BOND ETF	ETF	464288158	47,129	450	SH		SOLE	0	450	0	0
SPDR S&P 500 ETF TRUST	ETF	78462F103	238,520	456	SH		SOLE	0	456	0	0
FIDELITY HIGH DIVIDEND ETF	ETF	316092840	13,112,266	289,390	SH		SOLE	0	191,361	0	98,028
MCKESSON CORP COM	Stock	58155Q103	22,011	41	SH		SOLE	0	41	0	0
FIDELITY DIVIDEND ETF FOR RISING RATES	ETF	316092832	1,186,485	25,488	SH		SOLE	0	4,615	0	20,873
MASTERCARD INCORPORATED CL A	Stock	57636Q104	45,749	95	SH		SOLE	0	95	0	0
FIRST REP BK SAN FRANCISCO CAL COM	Stock	33616C100	1	32	SH		SOLE	0	32	0	0
ILLINOIS TOOL WKS INC COM	Stock	452308109	112,430	419	SH		SOLE	0	208	0	211
CRISPR THERAPEUTICS AG NAMEN AKT	Stock	H17182108	2,795	41	SH		SOLE	0	41	0	0
EMERSON ELEC CO COM	Stock	291011104	139,393	1,229	SH		SOLE	0	787	0	442
ALCOA CORP COM	Stock	013872106	101,370	3,000	SH		SOLE	0	0	0	3,000
ISHARES CORE CONSERVATIVE ALLOCATION ETF	ETF	464289883	13,552	368	SH		SOLE	0	193	0	175
DIAGEO PLC SPON ADR NEW	ADR	25243Q205	7,140	48	SH		SOLE	0	0	0	48
ANNALY CAPITAL MANAGEMENT INC COM NEW	REIT	035710839	4,923	250	SH		SOLE	0	0	0	250
ISHARES TIPS BOND ETF	ETF	464287176	61,944	577	SH		SOLE	0	526	0	50
CONDUENT INC COM	Stock	206787103	135	40	SH		SOLE	0	0	0	40
INVESCO BULLETSHARES 2024 HIGH YIELD CORPORATE BOND ETF	ETF	46138J833	4,091	180	SH		SOLE	0	180	0	0
MFS HIGH YIELD MUN TR SH BEN INT	CEF	59318E102	2,811	844	SH		SOLE	0	844	0	0
EDWARDS LIFESCIENCES CORP COM	Stock	28176E108	9,078	95	SH		SOLE	0	95	0	0
JPMORGAN BETABUILDERS USD HIGH YIELD CORPORATE BOND ETF	ETF	46641Q878	4,804	104	SH		SOLE	0	104	0	0
HOWMET AEROSPACE INC COM	Stock	443201108	684,300	10,000	SH		SOLE	0	0	0	10,000
VERIZON COMMUNICATIONS INC COM	Stock	92343V104	995,010	23,713	SH		SOLE	0	8,258	0	15,455
CHUBB LIMITED COM	Stock	H1467J104	7,515	29	SH		SOLE	0	0	0	29
SONOCO PRODS CO COM	Stock	835495102	5,784	100	SH		SOLE	0	0	0	100
FEDEX CORP COM	Stock	31428X106	52,153	180	SH		SOLE	0	50	0	130
SNAP ON INC COM	Stock	833034101	14,811	50	SH		SOLE	0	50	0	0
PEPSICO INC COM	Stock	713448108	382,047	2,183	SH		SOLE	0	522	0	1,661
NUVEEN ESG LARGE-CAP GROWTH ETF	ETF	67092P201	2,240,420	29,371	SH		SOLE	0	23,987	0	5,384
NUVEEN ESG LARGE-CAP VALUE ETF	ETF	67092P300	2,428,885	62,503	SH		SOLE	0	48,464	0	14,038
ISHARES CORE MODERATE ALLOCATION ETF	ETF	464289875	21,818	510	SH		SOLE	0	375	0	135
KIMBERLY-CLARK CORP COM	Stock	494368103	64,416	498	SH		SOLE	0	90	0	408
EATON VANCE MUN BD FD COM	CEF	27827X101	15,784	1,525	SH		SOLE	0	1,525	0	0
TE CONNECTIVITY LTD SHS	Stock	H84989104	12,055	83	SH		SOLE	0	83	0	0
HONEYWELL INTL INC COM	Stock	438516106	130,334	635	SH		SOLE	0	182	0	453
FORD MTR CO DEL COM	Stock	345370860	3,052	230	SH		SOLE	0	0	0	229
ISHARES ESG AWARE MSCI USA ETF	ETF	46435G425	527,207	4,586	SH		SOLE	0	4,586	0	0
US BANCORP DEL COM NEW	Stock	902973304	14,304	320	SH		SOLE	0	85	0	235
HOME DEPOT INC COM	Stock	437076102	352,192	918	SH		SOLE	0	734	0	184
BAXTER INTL INC COM	Stock	071813109	26,584	622	SH		SOLE	0	0	0	622
GOLDMAN SACHS ACCESS INVESTMENT GRADE CORPORATE BOND ETF	ETF	381430479	10,303	225	SH		SOLE	0	225	0	0
AUTOMATIC DATA PROCESSING INC COM	Stock	053015103	399,334	1,599	SH		SOLE	0	451	0	1,148
FIRST TRUST CONSUMER DISCRETIONARY ALPHADEX FUND	ETF	33734X101	11,423	177	SH		SOLE	0	0	0	177
ISHARES ESG AWARE 1-5 YEAR USD CORPORATE BOND ETF	ETF	46435G243	399,855	16,334	SH		SOLE	0	5,448	0	10,885
ISHARES RUSSELL 2000 VALUE ETF	ETF	464287630	4,447	28	SH		SOLE	0	28	0	0
BECTON DICKINSON & CO COM	Stock	075887109	38,602	156	SH		SOLE	0	18	0	138
BROADRIDGE FINL SOLUTIONS INC COM	Stock	11133T103	22,739	111	SH		SOLE	0	111	0	0
SCHWAB U.S. SMALL-CAP ETF	ETF	808524607	26,688	542	SH		SOLE	0	542	0	0
ISHARES RUSSELL 1000 GROWTH ETF	ETF	464287614	21,234	63	SH		SOLE	0	63	0	0
LABORATORY CORP AMER HLDGS COM NEW	Stock	50540R409	41,507	190	SH		SOLE	0	0	0	190
SCHWAB U.S. LARGE-CAP ETF	ETF	808524201	30,906	498	SH		SOLE	0	498	0	0
CONSUMER STAPLES SELECT SECTOR SPDR FUND	ETF	81369Y308	31,689	415	SH		SOLE	0	415	0	0
FIRST TRUST NASDAQ CLEAN EDGE SMART GRID INFRASTRUCTURE INDEX	ETF	33737A108	33,008	288	SH		SOLE	0	288	0	0
JPMORGAN ULTRA-SHORT INCOME ETF ULTRA SHORT INCOME FUND	ETF	46641Q837	19,502,238	386,566	SH		SOLE	0	235,045	0	151,520
AON PLC SHS CL A	Stock	G0403H108	37,043	111	SH		SOLE	0	19	0	92
GALLAGHER ARTHUR J & CO COM	Stock	363576109	10,252	41	SH		SOLE	0	41	0	0
SCHWAB U.S. LARGE-CAP GROWTH ETF	ETF	808524300	42,651	460	SH		SOLE	0	460	0	0
SPDR PORTFOLIO SHORT TERM CORPORATE BOND ETF	ETF	78464A474	512,455	17,214	SH		SOLE	0	12,936	0	4,277
LINCOLN ELEC HLDGS INC COM	Stock	533900106	42,403	166	SH		SOLE	0	166	0	0
ISHARES CORE S&P SMALL CAP ETF	ETF	464287804	6,616,581	59,868	SH		SOLE	0	34,409	0	25,458
BERKSHIRE HATHAWAY INC DEL CL B NEW	Stock	084670702	1,017,238	2,419	SH		SOLE	0	699	0	1,720
SCHWAB EMERGING MARKETS EQUITY ETF	ETF	808524706	7,196	285	SH		SOLE	0	285	0	0
ISHARES CORE MSCI INTERNATIONAL DEVELOPED MARKETS ETF	ETF	46435G326	503,609	7,502	SH		SOLE	0	3,224	0	4,278
ADOBE INC COM	Stock	00724F101	22,202	44	SH		SOLE	0	44	0	0
SOUTHERN COPPER CORP COM	Stock	84265V105	22,050	207	SH		SOLE	0	0	0	207
VANGUARD SHORT-TERM CORPORATE BOND ETF	ETF	92206C409	557,067	7,206	SH		SOLE	0	7,205	0	0
EXELON CORP COM	Stock	30161N101	7,063	188	SH		SOLE	0	188	0	0
VANGUARD INTERMEDIATE-TERM CORPORATE BOND ETF	ETF	92206C870	31,962	397	SH		SOLE	0	0	0	397
ALPHABET INC CAP STK CL A	Stock	02079K305	620,322	4,110	SH		SOLE	0	1,420	0	2,690
PROGRESSIVE CORP COM	Stock	743315103	9,721	47	SH		SOLE	0	47	0	0
OREILLY AUTOMOTIVE INC COM	Stock	67103H107	13,547	12	SH		SOLE	0	12	0	0
INTUIT COM	Stock	461202103	5,200	8	SH		SOLE	0	8	0	0
HALLIBURTON CO COM	Stock	406216101	39,735	1,008	SH		SOLE	0	0	0	1,008
CONSTELLATION BRANDS INC CL A	Stock	21036P108	10,327	38	SH		SOLE	0	0	0	38
CSX CORP COM	Stock	126408103	25,245	681	SH		SOLE	0	0	0	681
COMCAST CORP NEW CL A	Stock	20030N101	83,622	1,929	SH		SOLE	0	279	0	1,650
ISHARES U.S. INFRASTRUCTURE ETF	ETF	46435U713	262,288	6,049	SH		SOLE	0	1,495	0	4,554
MICROSOFT CORP COM	Stock	594918104	2,978,714	7,080	SH		SOLE	0	2,826	0	4,254
ISHARES ESG AWARE MSCI USA SMALL-CAP ETF	ETF	46435U663	1,228,665	30,511	SH		SOLE	0	15,172	0	15,338
WARNER BROS DISCOVERY INC COM SER A	Stock	934423104	1,117	128	SH		SOLE	0	128	0	0
CVS HEALTH CORP COM	Stock	126650100	118,842	1,490	SH		SOLE	0	473	0	1,017
DTE ENERGY CO COM	Stock	233331107	23,998	214	SH		SOLE	0	0	0	214
ISHARES ROBOTICS AND ARTIFICIAL INTELLIGENCE MULTISECTOR ETF	ETF	46435U556	13,912	405	SH		SOLE	0	167	0	238
TILRAY BRANDS INC COM	Stock	88688T100	12	5	SH		SOLE	0	5	0	0
AMERIPRISE FINL INC COM	Stock	03076C106	11,399	26	SH		SOLE	0	26	0	0
FEDERAL AGRIC MTG CORP CL C	Stock	313148306	71,664	364	SH		SOLE	0	364	0	0
VANGUARD ESG U.S. STOCK ETF	ETF	921910733	170,191	1,826	SH		SOLE	0	426	0	1,400
VANGUARD SMALL-CAP ETF	ETF	922908751	480,422	2,102	SH		SOLE	0	1,058	0	1,043
VANGUARD MID-CAP ETF	ETF	922908629	658,631	2,636	SH		SOLE	0	1,713	0	923
NEXTERA ENERGY INC COM	Stock	65339F101	33,936	531	SH		SOLE	0	531	0	0
NIKE INC CL B	Stock	654106103	25,563	272	SH		SOLE	0	272	0	0
TESLA INC COM	Stock	88160R101	124,987	711	SH		SOLE	0	330	0	381
YETI HLDGS INC COM	Stock	98585X104	2,506	65	SH		SOLE	0	65	0	0
ISHARES ESG AWARE US AGGREGATE BOND ETF	ETF	46435U549	5,744,292	122,063	SH		SOLE	0	92,885	0	29,177
SPDR S&P KENSHO NEW ECONOMIES COMPOSITE ETF	ETF	78468R648	16,155	336	SH		SOLE	0	336	0	0
SPDR S&P KENSHO CLEAN POWER ETF	ETF	78468R655	65,342	1,009	SH		SOLE	0	721	0	288
VANGUARD HEALTH CARE ETF	ETF	92204A504	52,481	194	SH		SOLE	0	25	0	169
FINANCIAL SELECT SECTOR SPDR FUND	ETF	81369Y605	17,775	422	SH		SOLE	0	422	0	0
ISHARES TRUST ISHARES USD GREEN BOND ETF	ETF	46435U440	9,279	198	SH		SOLE	0	197	0	0
SCHWAB SHORT-TERM US TREASURY ETF	ETF	808524862	7,810	162	SH		SOLE	0	162	0	0
VANGUARD CONSUMER STAPLES ETF	ETF	92204A207	5,920	29	SH		SOLE	0	29	0	0
VANGUARD INDUSTRIALS ETF	ETF	92204A603	26,368	108	SH		SOLE	0	108	0	0
VANGUARD INFORMATION TECHNOLOGY ETF	ETF	92204A702	271,608	518	SH		SOLE	0	468	0	50
SCHWAB U.S. LARGE-CAP VALUE ETF	ETF	808524409	33,811	445	SH		SOLE	0	445	0	0
STANLEY BLACK & DECKER INC COM	Stock	854502101	4,179	43	SH		SOLE	0	42	0	0
DOW INC COM	Stock	260557103	6,720	116	SH		SOLE	0	116	0	0
ONESPAWORLD HOLDINGS LIMITED COM	Stock	P73684113	54,336	4,107	SH		SOLE	0	4,107	0	0
ZOOM VIDEO COMMUNICATIONS INC CL A	Stock	98980L101	6,014	92	SH		SOLE	0	0	0	92
GLOBAL X LITHIUM & BATTERY TECH ETF	ETF	37954Y855	7,020	155	SH		SOLE	0	105	0	50
VANGUARD S&P 500 ETF	ETF	922908363	2,265,172	4,712	SH		SOLE	0	4,224	0	488
ASTRAZENECA PLC SPONSORED ADR	ADR	046353108	17,886	264	SH		SOLE	0	264	0	0
VANGUARD COMMUNICATION SERVICES ETF	ETF	92204A884	5,118	39	SH		SOLE	0	39	0	0
SPDR S&P MIDCAP 400 ETF TRUST	ETF	78467Y107	110,167	198	SH		SOLE	0	0	0	198
CONSOLIDATED EDISON INC COM	Stock	209115104	6,084	67	SH		SOLE	0	67	0	0
GENERAL MTRS CO COM	Stock	37045V100	9,428	208	SH		SOLE	0	0	0	207
GOLDMAN SACHS ACCESS ULTRA SHORT BOND ETF	ETF	381430230	83,891	1,666	SH		SOLE	0	266	0	1,400
ISHARES SELF-DRIVING EV & TECH ETF	ETF	46435U366	26,936	857	SH		SOLE	0	857	0	0
JPMORGAN CORE PLUS BOND ETF JPMORGAN CORE PLUS BOND FUND	ETF	46641Q670	12,834,838	275,160	SH		SOLE	0	188,104	0	87,055
ISHARES IBONDS 2025 TERM HIGH YIELD & INCOME ETF	ETF	46435U168	4,489	192	SH		SOLE	0	192	0	0
ISHARES 0-5 YEAR TIPS BOND ETF	ETF	46429B747	134,426	1,352	SH		SOLE	0	259	0	1,092
VANECK GOLD MINERS ETF	ETF	92189F106	5,534	175	SH		SOLE	0	175	0	0
ISHARES MSCI EAFE GROWTH ETF	ETF	464288885	79,815	769	SH		SOLE	0	769	0	0
ISHARES CYBERSECURITY & TECH ETF	ETF	46435U135	38,886	830	SH		SOLE	0	660	0	170
ELI LILLY & CO COM	Stock	532457108	626,816	806	SH		SOLE	0	503	0	302
HASBRO INC COM	Stock	418056107	5,935	105	SH		SOLE	0	0	0	105
AIR PRODS & CHEMS INC COM	Stock	009158106	38,763	160	SH		SOLE	0	115	0	45
SCHWAB U.S. MID-CAP ETF	ETF	808524508	42,506	522	SH		SOLE	0	522	0	0
VANGUARD TOTAL INTERNATIONAL STOCK ETF	ETF	921909768	8,924	148	SH		SOLE	0	148	0	0
BNY MELLON STRATEGIC MUNICIPALS	CEF	05588W108	3,398	557	SH		SOLE	0	557	0	0
BLACKROCK MUNIYILD QULT FD INC COM	CEF	09254F100	564	46	SH		SOLE	0	46	0	0
BLACKROCK MUNIHLDNGS CALI QLTY COM	CEF	09254L107	1,189	108	SH		SOLE	0	108	0	0
VANGUARD MORTGAGE-BACKED SECURITIES ETF	ETF	92206C771	6,842	150	SH		SOLE	0	150	0	0
ISHARES RUSSELL 2000 ETF	ETF	464287655	522,175	2,483	SH		SOLE	0	2,316	0	167
PIMCO ENHANCED SHORT MATURITY ACTIVE ESG EXCHANGE-TRADED FUND PIMCO ENHANCE	ETF	72201R643	556,145	5,640	SH		SOLE	0	2,478	0	3,161
ISHARES CORE HIGH DIVIDEND ETF	ETF	46429B663	66,126	600	SH		SOLE	0	0	0	600
DUKE ENERGY CORP NEW COM NEW	Stock	26441C204	25,338	262	SH		SOLE	0	75	0	187
SPDR S&P AEROSPACE & DEFENSE ETF	ETF	78464A631	224,973	1,601	SH		SOLE	0	437	0	1,164
ISHARES IBONDS DEC 2027 TERM TREASURY ETF	ETF	46436E841	244,371	11,028	SH		SOLE	0	11,027	0	0
STURM RUGER & CO INC COM	Stock	864159108	4,615	100	SH		SOLE	0	0	0	100
ISHARES IBONDS DEC 2024 TERM TREASURY ETF	ETF	46436E874	326,685	13,646	SH		SOLE	0	8,400	0	5,246
ISHARES IBONDS DEC 2025 TERM TREASURY ETF	ETF	46436E866	326,289	14,046	SH		SOLE	0	8,643	0	5,403
ISHARES IBONDS DEC 2026 TERM TREASURY ETF	ETF	46436E858	316,314	13,928	SH		SOLE	0	8,838	0	5,090
XEROX HOLDINGS CORP COM NEW	Stock	98421M106	895	50	SH		SOLE	0	0	0	50
CARRIER GLOBAL CORPORATION COM	Stock	14448C104	78,592	1,352	SH		SOLE	0	92	0	1,260
BROOKFIELD INFRASTRUCTURE CORP COM SB VTG SHS A	Stock	11275Q107	252	7	SH		SOLE	0	7	0	0
SYSCO CORP COM	Stock	871829107	33,609	414	SH		SOLE	0	414	0	0
ISHARES U.S. AEROSPACE & DEFENSE ETF	ETF	464288760	99,211	752	SH		SOLE	0	0	0	752
PUTNAM MANAGED MUN INCOME TR COM	CEF	746823103	4,013	670	SH		SOLE	0	670	0	0
BLACKROCK MUNIVEST FD INC COM	CEF	09253R105	10,117	1,433	SH		SOLE	0	1,433	0	0
JPMORGAN EQUITY PREMIUM INCOME FUND JPMORGAN EQUITY PREMIUM INCOME FUND	ETF	46641Q332	1,077,323	18,619	SH		SOLE	0	5,877	0	12,742
ISHARES ESG AWARE MODERATE ALLOCATION ETF	ETF	46436E684	7,453	276	SH		SOLE	0	276	0	0
ISHARES SELECT DIVIDEND ETF	ETF	464287168	2,193,017	17,803	SH		SOLE	0	6,640	0	11,162
ISHARES RUSSELL MID-CAP GROWTH ETF	ETF	464287481	19,176	168	SH		SOLE	0	168	0	0
KRANESHARES GLOBAL CARBON STRATEGY ETF	ETF	500767678	12,089	393	SH		SOLE	0	248	0	145
ISHARES ESG AWARE AGGRESSIVE ALLOCATION ETF	ETF	46436E668	13,121	385	SH		SOLE	0	385	0	0
MARATHON PETE CORP COM	Stock	56585A102	57,428	285	SH		SOLE	0	285	0	0
FIRST TRUST CLOUD COMPUTING ETF	ETF	33734X192	35,468	371	SH		SOLE	0	239	0	132
VANGUARD SMALL CAP VALUE ETF	ETF	922908611	7,675	40	SH		SOLE	0	40	0	0
ISHARES ESG SCREENED S&P MID-CAP ETF	ETF	46436E551	259,054	6,306	SH		SOLE	0	2,237	0	4,068
JANUS DETROIT STREET TRUST JANUS HENDERSON AAA CLO ETF	ETF	47103U845	130,858	2,579	SH		SOLE	0	2,579	0	0
BLACKROCK MUNIYIELD FD INC COM	CEF	09253W104	4,656	421	SH		SOLE	0	421	0	0
VIATRIS INC COM	Stock	92556V106	1,827	153	SH		SOLE	0	0	0	153
FIRST SOLAR INC COM	Stock	336433107	11,647	69	SH		SOLE	0	69	0	0
SCHWAB US AGGREGATE BOND ETF	ETF	808524839	8,878	193	SH		SOLE	0	193	0	0
ISHARES MSCI EAFE VALUE ETF	ETF	464288877	22,467	413	SH		SOLE	0	413	0	0
ISHARES MSCI GLOBAL MIN VOL FACTOR ETF	ETF	464286525	195,802	1,860	SH		SOLE	0	0	0	1,860
ISHARES ESG AWARE GROWTH ALLOCATION ETF	ETF	46436E676	699	23	SH		SOLE	0	23	0	0
ISHARES MSCI EMERGING MARKETS MIN VOL FACTOR ETF	ETF	464286533	135,759	2,399	SH		SOLE	0	0	0	2,399
TRACTOR SUPPLY CO COM	Stock	892356106	59,991	229	SH		SOLE	0	229	0	0
CAMBRIDGE BANCORP COM	Stock	132152109	136,320	2,000	SH		SOLE	0	0	0	2,000
VISA INC COM CL A	Stock	92826C839	349,408	1,252	SH		SOLE	0	685	0	567
DIMENSIONAL U.S. TARGETED VALUE ETF	ETF	25434V609	36,740	675	SH		SOLE	0	0	0	675
ISHARES MSCI EAFE MIN VOL FACTOR ETF	ETF	46429B689	988,067	13,940	SH		SOLE	0	13,790	0	150
DT MIDSTREAM INC COMMON STOCK	Stock	23345M107	6,538	107	SH		SOLE	0	0	0	107
ISHARES MSCI USA MIN VOL FACTOR ETF	ETF	46429B697	4,819,945	57,669	SH		SOLE	0	6,949	0	50,718
INVESCO SOLAR ETF	ETF	46138G706	8,167	180	SH		SOLE	0	0	0	180
ARCHER AVIATION INC COM CL A	Stock	03945R102	924	200	SH		SOLE	0	0	0	200
PIMCO ACTIVE BOND EXCHANGE-TRADED FUND	ETF	72201R775	135,952	1,480	SH		SOLE	0	942	0	537
KYNDRYL HLDGS INC COMMON STOCK	Stock	50155Q100	4,570	210	SH		SOLE	0	10	0	200
VANGUARD VALUE ETF	ETF	922908744	13,843	85	SH		SOLE	0	85	0	0
VANGUARD GROWTH ETF	ETF	922908736	34,420	100	SH		SOLE	0	100	0	0
ISHARES U.S. TREASURY BOND ETF	ETF	46429B267	10,520	462	SH		SOLE	0	462	0	0
RIVIAN AUTOMOTIVE INC COM CL A	Stock	76954A103	2,190	200	SH		SOLE	0	0	0	200
JPMORGAN INCOME ETF	ETF	46641Q159	53,989	1,185	SH		SOLE	0	1,185	0	0
MFS HIGH INCOME MUN TR SH BEN INT	CEF	59318D104	9,137	2,517	SH		SOLE	0	2,517	0	0
NUVEEN MUN VALUE FD INC COM	CEF	670928100	49,699	5,706	SH		SOLE	0	1,636	0	4,070
L3HARRIS TECHNOLOGIES INC COM	Stock	502431109	33,031	155	SH		SOLE	0	155	0	0
AMERICAN TOWER CORP NEW COM	REIT	03027X100	6,718	34	SH		SOLE	0	0	0	34
ISHARES CORE S&P TOTAL U.S. STOCK MARKET ETF	ETF	464287150	9,339	81	SH		SOLE	0	81	0	0
ROYCE VALUE TR INC COM	CEF	780910105	154,992	10,217	SH		SOLE	0	0	0	10,217
CONSTELLATION ENERGY CORP COM	Stock	21037T109	11,461	62	SH		SOLE	0	62	0	0
META PLATFORMS INC CL A	Stock	30303M102	393,805	811	SH		SOLE	0	100	0	711
GLOBAL X MLP ETF	ETF	37954Y343	14,032	291	SH		SOLE	0	291	0	0
BNY MELLON STRATEGIC MUNI BOND	CEF	09662E109	3,311	565	SH		SOLE	0	565	0	0
ZIMVIE INC COM	Stock	98888T107	165	10	SH		SOLE	0	0	0	10
ISHARES AAA-A RATED CORPORATE BOND ETF	ETF	46429B291	21,366	450	SH		SOLE	0	150	0	300
NUVEEN MUNICIPAL CREDIT INC FD COM SH BEN INT	CEF	67070X101	13,085	1,069	SH		SOLE	0	1,069	0	0
VANGUARD MATERIALS ETF	ETF	92204A801	8,177	40	SH		SOLE	0	40	0	0
EMBECTA CORP COMMON STOCK	Stock	29082K105	358	27	SH		SOLE	0	0	0	27
COHEN & STEERS TOTAL RETURN RL COM	CEF	19247R103	67,179	5,650	SH		SOLE	0	0	0	5,650
VIRTUS TOTAL RETURN FD INC COM	CEF	92835W107	66,283	11,900	SH		SOLE	0	0	0	11,900
PACKAGING CORP AMER COM	Stock	695156109	15,942	84	SH		SOLE	0	84	0	0
SAREPTA THERAPEUTICS INC COM	Stock	803607100	647	5	SH		SOLE	0	5	0	0
PALO ALTO NETWORKS INC COM	Stock	697435105	5,114	18	SH		SOLE	0	18	0	0
FEDERATED HERMES PREM MUNI INM COM	CEF	31423P108	3,686	333	SH		SOLE	0	333	0	0
INVESCO TR INVT GRADE MUNS COM	CEF	46131M106	3,155	320	SH		SOLE	0	320	0	0
MONDELEZ INTL INC CL A	Stock	609207105	3,780	54	SH		SOLE	0	54	0	0
BUILDERS FIRSTSOURCE INC COM	Stock	12008R107	32,325	155	SH		SOLE	0	155	0	0
BROADCOM INC COM	Stock	11135F101	169,652	128	SH		SOLE	0	128	0	0
D R HORTON INC COM	Stock	23331A109	49,859	303	SH		SOLE	0	303	0	0
JOHNSON CTLS INTL PLC SHS	Stock	G51502105	5,683	87	SH		SOLE	0	87	0	0
METLIFE INC COM	Stock	59156R108	22,233	300	SH		SOLE	0	300	0	0
INVESCO FTSE RAFI US 1500 SMALL-MID ETF	ETF	46137V597	267,104	6,800	SH		SOLE	0	0	0	6,800
ISHARES CORE MSCI TOTAL INTERNATIONAL STOCK ETF	ETF	46432F834	34,609	510	SH		SOLE	0	510	0	0
NOVARTIS AG SPONSORED ADR	ADR	66987V109	6,481	67	SH		SOLE	0	67	0	0
ISHARES CORE MSCI EAFE ETF	ETF	46432F842	182,952	2,465	SH		SOLE	0	2,465	0	0
INVESCO S&P 500 HIGH DIVIDEND LOW VOLATILITY ETF	ETF	46138E362	20,024	451	SH		SOLE	0	451	0	0
KINDER MORGAN INC DEL COM	Stock	49456B101	57,452	3,133	SH		SOLE	0	3,132	0	0
ACCENTURE PLC IRELAND SHS CLASS A	Stock	G1151C101	98,437	284	SH		SOLE	0	284	0	0
GE HEALTHCARE TECHNOLOGIES INC COMMON STOCK	Stock	36266G107	8,546	94	SH		SOLE	0	44	0	50
KROGER CO COM	Stock	501044101	79,868	1,398	SH		SOLE	0	598	0	800
ENBRIDGE INC COM	Stock	29250N105	4,776	132	SH		SOLE	0	132	0	0
ISHARES U.S. MEDICAL DEVICES ETF	ETF	464288810	745,125	12,718	SH		SOLE	0	3,626	0	9,091
SPDR BLOOMBERG INVESTMENT GRADE FLOATING RATE ETF	ETF	78468R200	832	27	SH		SOLE	0	27	0	0
MILLERKNOLL INC COM	Stock	600544100	7,428	300	SH		SOLE	0	0	0	300
NVIDIA CORPORATION COM	Stock	67066G104	495,151	548	SH		SOLE	0	548	0	0
ISHARES 1-5 YEAR INVESTMENT GRADE CORPORATE BOND ETF	ETF	464288646	970,119	18,918	SH		SOLE	0	6,053	0	12,865
ISHARES SHORT TREASURY BOND ETF	ETF	464288679	17,841,654	161,405	SH		SOLE	0	93,121	0	68,283
GRAINGER W W INC COM	Stock	384802104	244,152	240	SH		SOLE	0	0	0	240
ABBVIE INC COM	Stock	00287Y109	168,078	923	SH		SOLE	0	660	0	263
S&P GLOBAL INC COM	Stock	78409V104	71,901	169	SH		SOLE	0	169	0	0
BLACKROCK CALIF MUN INCOME TR SH BEN INT	CEF	09248E102	8,168	691	SH		SOLE	0	691	0	0
INVESCO ADVANTAGE MUN INCOME T SH BEN INT	CEF	46132E103	3,094	364	SH		SOLE	0	364	0	0
ISHARES CORE MSCI EMERGING MARKETS ETF	ETF	46434G103	77,813	1,508	SH		SOLE	0	1,328	0	180
VANGUARD FTSE ALL-WORLD EX-US INDEX FUND	ETF	922042775	22,932	391	SH		SOLE	0	391	0	0
NORWEGIAN CRUISE LINE HLDG LTD SHS	Stock	G66721104	2,093	100	SH		SOLE	0	0	0	100
FIRST TRUST NASDAQ TECHNOLOGY DIVIDEND INDEX FUND	ETF	33738R118	5,852	84	SH		SOLE	0	84	0	0
WEST PHARMACEUTICAL SVSC INC COM	Stock	955306105	1,187	3	SH		SOLE	0	3	0	0
ZOETIS INC CL A	Stock	98978V103	54,486	322	SH		SOLE	0	322	0	0
BLACKROCK MUNIYIELD QUALITY FD COM	CEF	09254E103	974	85	SH		SOLE	0	85	0	0
BLACKROCK MUNIYIELD QUALITY FD COM	CEF	09254G108	4,025	383	SH		SOLE	0	383	0	0
ISHARES ESG AWARE MSCI EM ETF	ETF	46434G863	594,708	18,452	SH		SOLE	0	11,933	0	6,519
GLOBUS MED INC CL A	Stock	379577208	1,448	27	SH		SOLE	0	27	0	0
ISHARES RUSSELL 2000 GROWTH ETF	ETF	464287648	4,333	16	SH		SOLE	0	16	0	0
CASELLA WASTE SYS INC CL A	Stock	147448104	158,192	1,600	SH		SOLE	0	100	0	1,500
BLACKSTONE INC COM	Stock	09260D107	8,670	66	SH		SOLE	0	66	0	0
FORTREA HLDGS INC COMMON STOCK	Stock	34965K107	7,627	190	SH		SOLE	0	0	0	190
ZIMMER BIOMET HOLDINGS INC COM	Stock	98956P102	13,198	100	SH		SOLE	0	0	0	100
ROCKWELL AUTOMATION INC COM	Stock	773903109	14,567	50	SH		SOLE	0	50	0	0
NUVEEN QUALITY MUNCP INCOME FD COM	CEF	67066V101	4,802	419	SH		SOLE	0	419	0	0
NUVEEN AMT FREE MUN CR INC FD COM	CEF	67071L106	9,708	799	SH		SOLE	0	799	0	0
STRYKER CORPORATION COM	Stock	863667101	62,269	174	SH		SOLE	0	44	0	130
QUALCOMM INC COM	Stock	747525103	4,233	25	SH		SOLE	0	25	0	0
SPDR BLACKSTONE SENIOR LOAN ETF	ETF	78467V608	423,248	10,051	SH		SOLE	0	8,835	0	1,216
GENERAL DYNAMICS CORP COM	Stock	369550108	127,121	450	SH		SOLE	0	100	0	350
DISCOVER FINL SVCS COM	Stock	254709108	7,079	54	SH		SOLE	0	0	0	54
MCDONALDS CORP COM	Stock	580135101	234,019	830	SH		SOLE	0	438	0	392
AMETEK INC COM	Stock	031100100	45,176	247	SH		SOLE	0	247	0	0
INTERCONTINENTAL EXCHANGE INC COM	Stock	45866F104	29,547	215	SH		SOLE	0	215	0	0
DOVER CORP COM	Stock	260003108	6,910	39	SH		SOLE	0	39	0	0
CISCO SYS INC COM	Stock	17275R102	138,600	2,777	SH		SOLE	0	1,279	0	1,498
COHEN & STEERS INFRASTRUCTURE COM	CEF	19248A109	3,465	147	SH		SOLE	0	147	0	0
ISHARES RUSSELL MIDCAP ETF	ETF	464287499	34,141	406	SH		SOLE	0	406	0	0
ADVANCED MICRO DEVICES INC COM	Stock	007903107	2,707	15	SH		SOLE	0	15	0	0
CDW CORP COM	Stock	12514G108	69,572	272	SH		SOLE	0	272	0	0
AT&T INC COM	Stock	00206R102	47,034	2,672	SH		SOLE	0	1,311	0	1,361
REDDIT INC CL A	Stock	75734B100	4,932	100	SH		SOLE	0	0	0	100
VANGUARD FINANCIALS ETF	ETF	92204A405	8,601	84	SH		SOLE	0	84	0	0
ISHARES BIOTECHNOLOGY ETF	ETF	464287556	48,266	352	SH		SOLE	0	11	0	340
GE AEROSPACE COM NEW	Stock	369604301	50,261	286	SH		SOLE	0	135	0	151
ISHARES MSCI USA QUALITY FACTOR ETF	ETF	46432F339	449,983	2,738	SH		SOLE	0	1,352	0	1,385
PROSHARES S&P 500 DIVIDEND ARISTOCRATS ETF	ETF	74348A467	50,705	500	SH		SOLE	0	500	0	0
FIDELITY MSCI UTILITIES INDEX ETF	ETF	316092865	492,379	11,607	SH		SOLE	0	1,184	0	10,423
FIDELITY MSCI ENERGY INDEX ETF	ETF	316092402	5,407	209	SH		SOLE	0	209	0	0
FIDELITY MSCI HEALTH CARE INDEX ETF	ETF	316092600	1,826,470	26,178	SH		SOLE	0	4,808	0	21,370
FIDELITY COVINGTON TRUST MSCI CONSUMER STAPLES INDEX ETF	ETF	316092303	19,032	400	SH		SOLE	0	0	0	400
FIDELITY MSCI INFORMATION TECHNOLOGY INDEX ETF	ETF	316092808	184,203	1,182	SH		SOLE	0	1,097	0	85
ISHARES S&P 500 VALUE ETF	ETF	464287408	119,185	638	SH		SOLE	0	638	0	0
LULULEMON ATHLETICA INC COM	Stock	550021109	8,985	23	SH		SOLE	0	23	0	0
ISHARES S&P 500 GROWTH ETF	ETF	464287309	463,238	5,486	SH		SOLE	0	5,486	0	0
ISHARES CORE S&P 500 ETF	ETF	464287200	60,436,856	114,958	SH		SOLE	0	72,542	0	42,415
THE CIGNA GROUP COM	Stock	125523100	214,355	590	SH		SOLE	0	270	0	320
ISHARES 0-5 YEAR HIGH YIELD CORPORATE BOND ETF	ETF	46434V407	33,989	799	SH		SOLE	0	350	0	448
WELLS FARGO CO NEW COM	Stock	949746101	39,471	681	SH		SOLE	0	317	0	364
UNION PAC CORP COM	Stock	907818108	18,199	74	SH		SOLE	0	74	0	0
CINTAS CORP COM	Stock	172908105	4,809	7	SH		SOLE	0	7	0	0
SALESFORCE INC COM	Stock	79466L302	140,651	467	SH		SOLE	0	0	0	467
MICROCHIP TECHNOLOGY INC. COM	Stock	595017104	5,921	66	SH		SOLE	0	66	0	0
PITNEY BOWES INC COM	Stock	724479100	1,797	415	SH		SOLE	0	0	0	415
DARDEN RESTAURANTS INC COM	Stock	237194105	7,187	43	SH		SOLE	0	43	0	0
IDEXX LABS INC COM	Stock	45168D104	64,792	120	SH		SOLE	0	120	0	0
THERMO FISHER SCIENTIFIC INC COM	Stock	883556102	593,997	1,022	SH		SOLE	0	355	0	667
VANGUARD MID-CAP VALUE ETF	ETF	922908512	9,355	60	SH		SOLE	0	60	0	0
LOCKHEED MARTIN CORP COM	Stock	539830109	177,399	390	SH		SOLE	0	65	0	325
JPMORGAN CHASE & CO COM	Stock	46625H100	483,324	2,413	SH		SOLE	0	1,043	0	1,370
INTERNATIONAL PAPER CO COM	Stock	460146103	4,253	109	SH		SOLE	0	109	0	0
SPDR PORTFOLIO EMERGING MARKETS ETF	ETF	78463X509	3,690,305	101,970	SH		SOLE	0	55,109	0	46,861
CHEVRON CORP NEW COM	Stock	166764100	111,680	708	SH		SOLE	0	708	0	0
CONOCOPHILLIPS COM	Stock	20825C104	37,929	298	SH		SOLE	0	298	0	0
BRUNSWICK CORP COM	Stock	117043109	25,771	267	SH		SOLE	0	67	0	200
VANGUARD FTSE DEVELOPED MARKETS ETF	ETF	921943858	28,127,608	560,646	SH		SOLE	0	347,371	0	213,274
DANAHER CORPORATION COM	Stock	235851102	53,940	216	SH		SOLE	0	216	0	0
M & T BK CORP COM	Stock	55261F104	58,238	400	SH		SOLE	0	194	0	206
TJX COS INC NEW COM	Stock	872540109	117,572	1,159	SH		SOLE	0	75	0	1,084
BANK AMERICA CORP COM	Stock	060505104	35,228	929	SH		SOLE	0	74	0	855
VANGUARD CONSUMER DISCRETIONARY ETF	ETF	92204A108	7,308	23	SH		SOLE	0	23	0	0
BLACKROCK MUNIHLDGS NY QLTY FD COM	CEF	09255C106	508	48	SH		SOLE	0	48	0	0
SPDR S&P DIVIDEND ETF	ETF	78464A763	9,449	72	SH		SOLE	0	72	0	0
WALMART INC COM	Stock	931142103	18,773	312	SH		SOLE	0	312	0	0
ISHARES INTERNATIONAL SELECT DIVIDEND ETF	ETF	464288448	29,021	1,035	SH		SOLE	0	1,035	0	0
INTERNATIONAL BUSINESS MACHS COM	Stock	459200101	338,787	1,774	SH		SOLE	0	115	0	1,659
ORACLE CORP COM	Stock	68389X105	88,053	701	SH		SOLE	0	625	0	76
RTX CORPORATION COM	Stock	75513E101	337,401	3,459	SH		SOLE	0	1,453	0	2,006
VANGUARD FTSE EMERGING MARKETS ETF	ETF	922042858	279,028	6,680	SH		SOLE	0	6,380	0	300
TEXAS INSTRS INC COM	Stock	882508104	15,679	90	SH		SOLE	0	90	0	0
TARGET CORP COM	Stock	87612E106	23,392	132	SH		SOLE	0	132	0	0
VANGUARD HIGH DIVIDEND YIELD INDEX ETF	ETF	921946406	19,358	160	SH		SOLE	0	0	0	160
PFIZER INC COM	Stock	717081103	239,210	8,620	SH		SOLE	0	1,339	0	7,281
3M CO COM	Stock	88579Y101	36,170	341	SH		SOLE	0	341	0	0
KLA CORP COM NEW	Stock	482480100	3,493	5	SH		SOLE	0	5	0	0
ISHARES MSCI USA VALUE FACTOR ETF	ETF	46432F388	7,040	65	SH		SOLE	0	65	0	0
HP INC COM	Stock	40434L105	28,860	955	SH		SOLE	0	955	0	0
GILEAD SCIENCES INC COM	Stock	375558103	62,849	858	SH		SOLE	0	83	0	775
CATERPILLAR INC COM	Stock	149123101	56,797	155	SH		SOLE	0	0	0	155
TRINET GROUP INC COM	Stock	896288107	2,385	18	SH		SOLE	0	18	0	0
ALPHABET INC CAP STK CL C	Stock	02079K107	406,534	2,670	SH		SOLE	0	2,670	0	0
AMERICAN EXPRESS CO COM	Stock	025816109	184,201	809	SH		SOLE	0	139	0	670
AMGEN INC COM	Stock	031162100	521,134	1,833	SH		SOLE	0	50	0	1,782
APPLIED MATLS INC COM	Stock	038222105	6,187	30	SH		SOLE	0	30	0	0
OTIS WORLDWIDE CORP COM	Stock	68902V107	54,599	550	SH		SOLE	0	0	0	550
ANALOG DEVICES INC COM	Stock	032654105	5,736	29	SH		SOLE	0	29	0	0
TYSON FOODS INC CL A	Stock	902494103	31,362	534	SH		SOLE	0	0	0	534
FIRST TRUST NYSE ARCA BIOTECHNOLOGY INDEX FUND	ETF	33733E203	15,069	98	SH		SOLE	0	0	0	98
HUMANA INC COM	Stock	444859102	149,090	430	SH		SOLE	0	60	0	370
NUVEEN AMT FREE QLTY MUN INCME COM	CEF	670657105	18,044	1,630	SH		SOLE	0	1,630	0	0
UNITED STATES STL CORP NEW COM	Stock	912909108	2,610	64	SH		SOLE	0	64	0	0
CANADIAN NATL RY CO COM	Stock	136375102	70,070	532	SH		SOLE	0	532	0	0
ISHARES CORE S&P U.S. GROWTH ETF	ETF	464287671	21,395,294	182,538	SH		SOLE	0	112,669	0	69,868
ISHARES CORE S&P US VALUE ETF	ETF	464287663	1,039,235	11,491	SH		SOLE	0	7,365	0	4,125
ISHARES U.S. CONSUMER DISCRETIONARY ETF	ETF	464287580	81,970	1,000	SH		SOLE	0	0	0	1,000
VANGUARD DIVIDEND APPRECIATION ETF	ETF	921908844	1,986,066	10,876	SH		SOLE	0	6,177	0	4,699
ISHARES CORE U.S. AGGREGATE BOND ETF	ETF	464287226	37,117,698	378,984	SH		SOLE	0	244,458	0	134,525
ISHARES CORE DIVIDEND GROWTH ETF	ETF	46434V621	1,107,843	19,081	SH		SOLE	0	13,403	0	5,678
EATON CORP PLC SHS	Stock	G29183103	46,902	150	SH		SOLE	0	150	0	0
INVESCO NATIONAL AMT-FREE MUNICIPAL BOND ETF	ETF	46138E537	551,426	23,140	SH		SOLE	0	7,928	0	15,212
BLACKROCK ULTRA SHORT-TERM BOND ETF	ETF	46434V878	955,938	18,907	SH		SOLE	0	13,041	0	5,866
ISHARES CORE MSCI EUROPE ETF	ETF	46434V738	7,231	125	SH		SOLE	0	0	0	125
BLACKROCK MUNIVEST FD II INC COM	CEF	09253T101	3,480	319	SH		SOLE	0	319	0	0
INVESCO MUN OPPORTUNITY TR COM	CEF	46132C107	13,729	1,411	SH		SOLE	0	1,411	0	0
BROOKFIELD INFRAST PARTNERS LP LP INT UNIT	Stock	G16252101	2,341	75	SH		SOLE	0	75	0	0
ISHARES S&P SMALL-CAP 600 VALUE ETF	ETF	464287879	12,331	120	SH		SOLE	0	120	0	0
ISHARES S&P MID-CAP 400 VALUE ETF	ETF	464287705	164,778	1,393	SH		SOLE	0	1,393	0	0
INVESCO BULLETSHARES 2024 CORPORATE BOND ETF	ETF	46138J841	11,534	550	SH		SOLE	0	550	0	0
PIMCO MUN INCOME FD COM	CEF	72200R107	355	38	SH		SOLE	0	38	0	0
DNP SELECT INCOME FD INC COM	CEF	23325P104	115,779	12,765	SH		SOLE	0	0	0	12,765
AXCELIS TECHNOLOGIES INC COM NEW	Stock	054540208	3,903	35	SH		SOLE	0	35	0	0
FIRST TRUST NASDAQ CLEAN EDGE GREEN ENERGY INDEX FUND	ETF	33733E500	26,149	754	SH		SOLE	0	0	0	754
SPDR PORTFOLIO S&P 500 GROWTH ETF	ETF	78464A409	117,040	1,600	SH		SOLE	0	1,600	0	0
JOHN HANCOCK MULTIFACTOR MID CAP ETF	ETF	47804J206	19,853	346	SH		SOLE	0	346	0	0
LAM RESEARCH CORP COM	Stock	512807108	407,088	419	SH		SOLE	0	391	0	28
FIRST TRUST WATER ETF	ETF	33733B100	1,563,363	15,312	SH		SOLE	0	9,720	0	5,592
PARKER-HANNIFIN CORP COM	Stock	701094104	9,448	17	SH		SOLE	0	17	0	0
FIDELITY TOTAL BOND ETF	ETF	316188309	25,101,178	553,988	SH		SOLE	0	377,027	0	176,960
PNC FINL SVCS GROUP INC COM	Stock	693475105	6,141	38	SH		SOLE	0	0	0	38
BRISTOL-MYERS SQUIBB CO COM	Stock	110122108	35,033	646	SH		SOLE	0	410	0	236
ISHARES U.S. ETF TRUST ISHARES GSCI COMMODITY DYNAMIC ROLL STRATEGY ETF	ETF	46431W853	21,870	810	SH		SOLE	0	0	0	810
REALTY INCOME CORP COM	REIT	756109104	3,625	67	SH		SOLE	0	0	0	67
ALTRIA GROUP INC COM	Stock	02209S103	4,362	100	SH		SOLE	0	0	0	100
DOMINION ENERGY INC COM	Stock	25746U109	4,919	100	SH		SOLE	0	100	0	0
FIDELITY MSCI REAL ESTATE INDEX ETF	ETF	316092857	32,613	1,250	SH		SOLE	0	550	0	700
AGILENT TECHNOLOGIES INC COM	Stock	00846U101	43,653	300	SH		SOLE	0	300	0	0
EXXON MOBIL CORP COM	Stock	30231G102	145,835	1,255	SH		SOLE	0	883	0	371
UNITEDHEALTH GROUP INC COM	Stock	91324P102	413,075	835	SH		SOLE	0	340	0	495
PRICE T ROWE GROUP INC COM	Stock	74144T108	12,192	100	SH		SOLE	0	0	0	100
TRAVELERS COMPANIES INC COM	Stock	89417E109	15,419	67	SH		SOLE	0	0	0	67
ISHARES EXPONENTIAL TECHNOLOGIES ETF	ETF	46434V381	110,118	1,847	SH		SOLE	0	1,137	0	710
LOWES COS INC COM	Stock	548661107	10,189	40	SH		SOLE	0	40	0	0
ARK AUTONOMOUS TECHNOLOGY & ROBOTICS ETF	ETF	00214Q203	6,128	112	SH		SOLE	0	0	0	112
DEERE & CO COM	Stock	244199105	80,094	195	SH		SOLE	0	195	0	0
ISHARES INTEREST RATE HEDGED CORPORATE BOND ETF	ETF	46431W705	81,815	870	SH		SOLE	0	870	0	0
PATTERSON COS INC COM	Stock	703395103	22,784	824	SH		SOLE	0	0	0	824
COLGATE PALMOLIVE CO COM	Stock	194162103	9,005	100	SH		SOLE	0	100	0	0
U.S. GLOBAL JETS ETF	ETF	26922A842	4,958	236	SH		SOLE	0	236	0	0
APPLE HOSPITALITY REIT INC COM NEW	REIT	03784Y200	8,190	500	SH		SOLE	0	0	0	500
PAYPAL HLDGS INC COM	Stock	70450Y103	13,800	206	SH		SOLE	0	33	0	173
ISHARES MSCI ACWI LOW CARBON TARGET ETF	ETF	46434V464	1,795	10	SH		SOLE	0	10	0	0
SCHWAB CHARLES CORP COM	Stock	808513105	10,851	150	SH		SOLE	0	150	0	0
TORONTO DOMINION BK ONT COM NEW	Stock	891160509	38,885	644	SH		SOLE	0	644	0	0
AUTOZONE INC COM	Stock	053332102	47,275	15	SH		SOLE	0	15	0	0
BLACKROCK INC COM	Stock	09247X101	64,195	77	SH		SOLE	0	77	0	0
ISHARES CORE S&P MID-CAP ETF	ETF	464287507	7,894,244	129,968	SH		SOLE	0	71,230	0	58,737
ISHARES GLOBAL CLEAN ENERGY ETF	ETF	464288224	24,339	1,741	SH		SOLE	0	300	0	1,441
VANGUARD TAX-EXEMPT BOND ETF	ETF	922907746	278,553	5,505	SH		SOLE	0	5,505	0	0
ISHARES MSCI EAFE ETF	ETF	464287465	500,243	6,264	SH		SOLE	0	4,506	0	1,758
APPLE INC COM	Stock	037833100	4,137,339	24,127	SH		SOLE	0	5,691	0	18,435
ISHARES IBONDS DEC 2025 TERM CORPORATE ETF	ETF	46434VBD1	13,472	543	SH		SOLE	0	543	0	0
ISHARES IBONDS DEC 2024 TERM CORPORATE ETF	ETF	46434VBG4	17,535	700	SH		SOLE	0	700	0	0
ABBOTT LABS COM	Stock	002824100	75,129	661	SH		SOLE	0	406	0	255
DISNEY WALT CO COM	Stock	254687106	39,335	321	SH		SOLE	0	0	0	321
BOOKING HOLDINGS INC COM	Stock	09857L108	7,256	2	SH		SOLE	0	2	0	0
MARSH & MCLENNAN COS INC COM	Stock	571748102	10,299	50	SH		SOLE	0	50	0	0
ISHARES RUSSELL 1000 VALUE ETF	ETF	464287598	1,114,243	6,221	SH		SOLE	0	221	0	6,000