Mascoma Wealth Management 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
AMAZON COM INC COM	Stock	023135106	1,194,748	6,412	SH		SOLE	0	1,618	0	4,794
INVESCO QQQ TRUST SERIES I	ETF	46090E103	2,021,198	4,141	SH		SOLE	0	975	0	3,165
TECHNOLOGY SELECT SECTOR SPDR FUND	ETF	81369Y803	44,545	197	SH		SOLE	0	197	0	0
STARBUCKS CORP COM	Stock	855244109	32,464	333	SH		SOLE	0	0	0	333
PUBLIC SVC ENTERPRISE GRP INC COM	Stock	744573106	1,963	22	SH		SOLE	0	22	0	0
OLD REP INTL CORP COM	Stock	680223104	1,771	50	SH		SOLE	0	50	0	0
HANCOCK JOHN INVT TR II COM	CEF	410142103	703	50	SH		SOLE	0	0	0	50
GOLDMAN SACHS ACTIVEBETA INTERNATIONAL EQUITY ETF	ETF	381430107	93,359	2,581	SH		SOLE	0	1,050	0	1,531
ELEVANCE HEALTH INC COM	Stock	036752103	39,000	75	SH		SOLE	0	0	0	75
ISHARES GOLD TRUST	ETF	464285204	79,023	1,590	SH		SOLE	0	0	0	1,590
EBAY INC. COM	Stock	278642103	11,264	173	SH		SOLE	0	0	0	173
BAR HBR BANKSHARES COM	Stock	066849100	4,222	137	SH		SOLE	0	27	0	109
BLACKROCK MUNIYIELD N Y QUALIT COM	CEF	09255E102	647	60	SH		SOLE	0	60	0	0
PIMCO CALIF MUN INCOME FD III COM	CEF	72201C109	2,573	343	SH		SOLE	0	343	0	0
JOHNSON & JOHNSON COM	Stock	478160104	247,952	1,530	SH		SOLE	0	768	0	762
WASTE MGMT INC DEL COM	Stock	94106L109	137,016	660	SH		SOLE	0	0	0	660
VANGUARD TOTAL STOCK MARKET ETF	ETF	922908769	156,304	552	SH		SOLE	0	552	0	0
OLIN CORP COM PAR $1	Stock	680665205	7,197	150	SH		SOLE	0	150	0	0
COSTCO WHSL CORP NEW COM	Stock	22160K105	833,329	940	SH		SOLE	0	840	0	100
ISHARES MSCI EMERGING MARKETS ETF	ETF	464287234	120,291	2,623	SH		SOLE	0	13	0	2,610
WATSCO INC COM	Stock	942622200	100,835	205	SH		SOLE	0	205	0	0
ISHARES MSCI KLD 400 SOCIAL ETF	ETF	464288570	11,290,965	103,787	SH		SOLE	0	86,083	0	17,703
SHELL PLC SPON ADS	ADR	780259305	3,561	54	SH		SOLE	0	54	0	0
REAL ESTATE SELECT SECTOR SPDR FUND	ETF	81369Y860	4,288	96	SH		SOLE	0	96	0	0
PROCTER AND GAMBLE CO COM	Stock	742718109	356,099	2,056	SH		SOLE	0	1,951	0	105
COCA COLA CO COM	Stock	191216100	304,183	4,233	SH		SOLE	0	2,861	0	1,372
BLACKROCK MUNICIPAL INCOME COM	CEF	09253X102	14,190	1,128	SH		SOLE	0	1,128	0	0
PUTNAM MUN OPPORTUNITIES TR SH BEN INT	CEF	746922103	12,982	1,191	SH		SOLE	0	1,191	0	0
ISHARES U.S. HEALTHCARE ETF	ETF	464287762	3,575	55	SH		SOLE	0	0	0	55
BLACKROCK MUNI INCOME TR II COM	CEF	09249N101	14,233	1,264	SH		SOLE	0	1,264	0	0
GENERAL MLS INC COM	Stock	370334104	5,317	72	SH		SOLE	0	72	0	0
ENTERPRISE PRODS PARTNERS L P COM	Stock	293792107	29,110	1,000	SH		SOLE	0	1,000	0	0
IDEX CORP COM	Stock	45167R104	46,761	218	SH		SOLE	0	218	0	0
UNITED PARCEL SERVICE INC CL B	Stock	911312106	28,671	210	SH		SOLE	0	0	0	210
MARRIOTT INTL INC NEW CL A	Stock	571903202	34,058	137	SH		SOLE	0	27	0	110
BIOGEN INC COM	Stock	09062X103	179,302	925	SH		SOLE	0	925	0	0
ISHARES MSCI ACWI EX U.S. ETF	ETF	464288240	26,607	465	SH		SOLE	0	0	0	465
ALLIANCEBERNSTEIN NATL MUN INM COM	CEF	01864U106	4,071	345	SH		SOLE	0	345	0	0
COLUMBUS MCKINNON CORP N Y COM	Stock	199333105	25,020	695	SH		SOLE	0	695	0	0
INTEL CORP COM	Stock	458140100	59,195	2,523	SH		SOLE	0	100	0	2,423
CME GROUP INC COM	Stock	12572Q105	99,293	450	SH		SOLE	0	450	0	0
STATE STR CORP COM	Stock	857477103	8,847	100	SH		SOLE	0	0	0	100
CLOROX CO DEL COM	Stock	189054109	6,516	40	SH		SOLE	0	40	0	0
NETFLIX INC COM	Stock	64110L106	49,649	70	SH		SOLE	0	70	0	0
PAYCHEX INC COM	Stock	704326107	122,306	911	SH		SOLE	0	145	0	766
ISHARES CORE AGGRESSIVE ALLOCATION ETF	ETF	464289859	288,269	3,653	SH		SOLE	0	1,028	0	2,625
ISHARES SILVER TRUST	ETF	46428Q109	56,081	1,974	SH		SOLE	0	0	0	1,974
FORTIS INC COM	Stock	349553107	4,135	91	SH		SOLE	0	91	0	0
ISHARES CORE GROWTH ALLOCATION ETF	ETF	464289867	77,573	1,309	SH		SOLE	0	991	0	317
ISHARES ESG AWARE MSCI EAFE ETF	ETF	46435G516	5,832,476	69,294	SH		SOLE	0	58,287	0	11,007
TETRA TECH INC NEW COM	Stock	88162G103	11,790	250	SH		SOLE	0	250	0	0
ISHARES MSCI GLOBAL SUSTAINABLE DEVELOPMENT GOALS ETF	ETF	46435G532	20,095	237	SH		SOLE	0	237	0	0
WELLS FARGO CO NEW PERP PFD CNV A	Convertible Preferred	949746804	3,847	3	SH		SOLE	0	3	0	0
SUN LIFE FINANCIAL INC. COM	Stock	866796105	1,159	20	SH		SOLE	0	19	0	0
MERCK & CO INC COM	Stock	58933Y105	62,344	549	SH		SOLE	0	285	0	264
ISHARES SHORT-TERM NATIONAL MUNI BOND ETF	ETF	464288158	47,786	450	SH		SOLE	0	450	0	0
SPDR S&P 500 ETF TRUST	ETF	78462F103	261,635	456	SH		SOLE	0	456	0	0
FIDELITY HIGH DIVIDEND ETF	ETF	316092840	15,313,395	302,338	SH		SOLE	0	195,181	0	107,156
MCKESSON CORP COM	Stock	58155Q103	20,271	41	SH		SOLE	0	41	0	0
FIDELITY DIVIDEND ETF FOR RISING RATES	ETF	316092832	521,831	10,133	SH		SOLE	0	2,585	0	7,547
MASTERCARD INCORPORATED CL A	Stock	57636Q104	128,388	260	SH		SOLE	0	260	0	0
FIRST REP BK SAN FRANCISCO CAL COM	Stock	33616C100	0	32	SH		SOLE	0	32	0	0
ILLINOIS TOOL WKS INC COM	Stock	452308109	85,173	325	SH		SOLE	0	184	0	141
NORDSON CORP COM	Stock	655663102	68,021	259	SH		SOLE	0	259	0	0
EMERSON ELEC CO COM	Stock	291011104	134,416	1,229	SH		SOLE	0	787	0	442
ALCOA CORP COM	Stock	013872106	115,740	3,000	SH		SOLE	0	0	0	3,000
ISHARES CORE CONSERVATIVE ALLOCATION ETF	ETF	464289883	7,461	193	SH		SOLE	0	193	0	0
DIAGEO PLC SPON ADR NEW	ADR	25243Q205	6,736	48	SH		SOLE	0	0	0	48
ANNALY CAPITAL MANAGEMENT INC COM NEW	REIT	035710839	5,018	250	SH		SOLE	0	0	0	250
ISHARES TIPS BOND ETF	ETF	464287176	36,533	331	SH		SOLE	0	330	0	0
CONDUENT INC COM	Stock	206787103	161	40	SH		SOLE	0	0	0	40
MFS HIGH YIELD MUN TR SH BEN INT	CEF	59318E102	3,093	844	SH		SOLE	0	844	0	0
HOWMET AEROSPACE INC COM	Stock	443201108	1,002,500	10,000	SH		SOLE	0	0	0	10,000
VERIZON COMMUNICATIONS INC COM	Stock	92343V104	712,248	15,859	SH		SOLE	0	8,321	0	7,537
CHUBB LIMITED COM	Stock	H1467J104	19,899	69	SH		SOLE	0	40	0	29
SONOCO PRODS CO COM	Stock	835495102	5,463	100	SH		SOLE	0	0	0	100
FEDEX CORP COM	Stock	31428X106	24,631	90	SH		SOLE	0	40	0	50
SNAP ON INC COM	Stock	833034101	14,486	50	SH		SOLE	0	50	0	0
SHERWIN WILLIAMS CO COM	Stock	824348106	83,967	220	SH		SOLE	0	220	0	0
PEPSICO INC COM	Stock	713448108	380,232	2,236	SH		SOLE	0	1,066	0	1,170
ISHARES 1-3 YEAR TREASURY BOND ETF	ETF	464287457	1,935,067	23,272	SH		SOLE	0	23,272	0	0
NUVEEN ESG LARGE-CAP GROWTH ETF	ETF	67092P201	2,828,508	34,231	SH		SOLE	0	29,003	0	5,228
NUVEEN ESG LARGE-CAP VALUE ETF	ETF	67092P300	3,099,570	74,295	SH		SOLE	0	60,797	0	13,496
ISHARES CORE MODERATE ALLOCATION ETF	ETF	464289875	22,690	503	SH		SOLE	0	375	0	128
KIMBERLY-CLARK CORP COM	Stock	494368103	70,855	498	SH		SOLE	0	90	0	408
EATON VANCE MUN BD FD COM	CEF	27827X101	16,409	1,525	SH		SOLE	0	1,525	0	0
TE CONNECTIVITY PLC ORD SHS	Stock	G87052109	12,532	83	SH		SOLE	0	83	0	0
HONEYWELL INTL INC COM	Stock	438516106	41,342	200	SH		SOLE	0	67	0	133
FORD MTR CO COM	Stock	345370860	9,133	865	SH		SOLE	0	629	0	235
ISHARES ESG AWARE MSCI USA ETF	ETF	46435G425	563,646	4,467	SH		SOLE	0	4,467	0	0
US BANCORP DEL COM NEW	Stock	902973304	14,634	320	SH		SOLE	0	85	0	235
XCEL ENERGY INC COM	Stock	98389B100	4,898	75	SH		SOLE	0	75	0	0
HOME DEPOT INC COM	Stock	437076102	372,023	918	SH		SOLE	0	734	0	184
BAXTER INTL INC COM	Stock	071813109	22,478	592	SH		SOLE	0	0	0	592
GOLDMAN SACHS ACCESS INVESTMENT GRADE CORPORATE BOND ETF	ETF	381430479	10,647	225	SH		SOLE	0	225	0	0
NUVEEN ESG INTERNATIONAL DEVELOPED MARKETS EQUITY ETF	ETF	67092P805	121,150	3,600	SH		SOLE	0	3,600	0	0
AUTOMATIC DATA PROCESSING INC COM	Stock	053015103	465,460	1,682	SH		SOLE	0	534	0	1,148
FIRST TRUST CONSUMER DISCRETIONARY ALPHADEX FUND	ETF	33734X101	11,202	177	SH		SOLE	0	0	0	177
ISHARES ESG AWARE 1-5 YEAR USD CORPORATE BOND ETF	ETF	46435G243	319,230	12,688	SH		SOLE	0	4,003	0	8,685
ISHARES RUSSELL 2000 VALUE ETF	ETF	464287630	4,671	28	SH		SOLE	0	28	0	0
SPDR GOLD SHARES	ETF	78463V107	14,827	61	SH		SOLE	0	61	0	0
BECTON DICKINSON & CO COM	Stock	075887109	37,612	156	SH		SOLE	0	18	0	138
BROADRIDGE FINL SOLUTIONS INC COM	Stock	11133T103	78,701	366	SH		SOLE	0	366	0	0
ISHARES RUSSELL 1000 GROWTH ETF	ETF	464287614	48,424	129	SH		SOLE	0	129	0	0
LABCORP HOLDINGS INC COM SHS	Stock	504922105	33,522	150	SH		SOLE	0	0	0	150
CONSUMER STAPLES SELECT SECTOR SPDR FUND	ETF	81369Y308	34,445	415	SH		SOLE	0	415	0	0
FIRST TRUST NASDAQ CLEAN EDGE SMART GRID INFRASTRUCTURE INDEX	ETF	33737A108	36,648	288	SH		SOLE	0	288	0	0
JPMORGAN ULTRA-SHORT INCOME ETF	ETF	46641Q837	20,605,293	406,096	SH		SOLE	0	266,020	0	140,075
AON PLC SHS CL A	Stock	G0403H108	38,405	111	SH		SOLE	0	19	0	92
STERIS PLC SHS USD	Stock	G8473T100	66,699	275	SH		SOLE	0	275	0	0
SMITH A O CORP COM	Stock	831865209	74,559	830	SH		SOLE	0	830	0	0
GALLAGHER ARTHUR J & CO COM	Stock	363576109	119,864	426	SH		SOLE	0	426	0	0
SPDR PORTFOLIO SHORT TERM CORPORATE BOND ETF	ETF	78464A474	2,467,786	81,499	SH		SOLE	0	77,219	0	4,279
LINCOLN ELEC HLDGS INC COM	Stock	533900106	31,875	166	SH		SOLE	0	166	0	0
ISHARES CORE S&P SMALL CAP ETF	ETF	464287804	6,889,989	58,909	SH		SOLE	0	32,781	0	26,127
BERKSHIRE HATHAWAY INC DEL CL B NEW	Stock	084670702	1,046,631	2,274	SH		SOLE	0	769	0	1,505
ISHARES CORE MSCI INTERNATIONAL DEVELOPED MARKETS ETF	ETF	46435G326	529,667	7,478	SH		SOLE	0	3,200	0	4,278
ADOBE INC COM	Stock	00724F101	18,122	35	SH		SOLE	0	35	0	0
VANGUARD SHORT-TERM CORPORATE BOND ETF	ETF	92206C409	537,487	6,768	SH		SOLE	0	6,767	0	0
EXELON CORP COM	Stock	30161N101	7,623	188	SH		SOLE	0	188	0	0
VANGUARD INTERMEDIATE-TERM CORPORATE BOND ETF	ETF	92206C870	33,249	397	SH		SOLE	0	0	0	397
ALPHABET INC CAP STK CL A	Stock	02079K305	683,800	4,123	SH		SOLE	0	1,433	0	2,690
PROGRESSIVE CORP COM	Stock	743315103	11,927	47	SH		SOLE	0	47	0	0
OREILLY AUTOMOTIVE INC COM	Stock	67103H107	13,819	12	SH		SOLE	0	12	0	0
INTUIT COM	Stock	461202103	4,968	8	SH		SOLE	0	8	0	0
HALLIBURTON CO COM	Stock	406216101	29,282	1,008	SH		SOLE	0	0	0	1,008
CONSTELLATION BRANDS INC CL A	Stock	21036P108	9,792	38	SH		SOLE	0	0	0	38
CSX CORP COM	Stock	126408103	23,515	681	SH		SOLE	0	0	0	681
COMCAST CORP NEW CL A	Stock	20030N101	75,270	1,802	SH		SOLE	0	652	0	1,150
ISHARES U.S. INFRASTRUCTURE ETF	ETF	46435U713	162,331	3,456	SH		SOLE	0	810	0	2,646
MICROSOFT CORP COM	Stock	594918104	2,882,166	6,698	SH		SOLE	0	3,254	0	3,444
ISHARES ESG AWARE MSCI USA SMALL-CAP ETF	ETF	46435U663	1,192,079	28,505	SH		SOLE	0	19,853	0	8,651
WARNER BROS DISCOVERY INC COM SER A	Stock	934423104	1,840	223	SH		SOLE	0	223	0	0
CVS HEALTH CORP COM	Stock	126650100	87,403	1,390	SH		SOLE	0	473	0	917
DTE ENERGY CO COM	Stock	233331107	27,480	214	SH		SOLE	0	0	0	214
ISHARES FUTURE AI & TECH ETF	ETF	46435U556	5,547	162	SH		SOLE	0	67	0	95
TILRAY BRANDS INC COM	Stock	88688T100	9	5	SH		SOLE	0	5	0	0
AMERIPRISE FINL INC COM	Stock	03076C106	31,007	66	SH		SOLE	0	66	0	0
FEDERAL AGRIC MTG CORP CL C	Stock	313148306	63,907	341	SH		SOLE	0	341	0	0
VANGUARD ESG U.S. STOCK ETF	ETF	921910733	166,099	1,634	SH		SOLE	0	426	0	1,208
VANGUARD SMALL-CAP ETF	ETF	922908751	433,951	1,829	SH		SOLE	0	966	0	862
VANGUARD MID-CAP ETF	ETF	922908629	915,754	3,471	SH		SOLE	0	2,546	0	925
NEXTERA ENERGY INC COM	Stock	65339F101	38,461	455	SH		SOLE	0	455	0	0
TESLA INC COM	Stock	88160R101	186,019	711	SH		SOLE	0	330	0	381
YETI HLDGS INC COM	Stock	98585X104	2,667	65	SH		SOLE	0	65	0	0
ISHARES ESG AWARE US AGGREGATE BOND ETF	ETF	46435U549	7,987,491	164,385	SH		SOLE	0	134,153	0	30,232
SPDR S&P KENSHO CLEAN POWER ETF	ETF	78468R655	54,540	829	SH		SOLE	0	721	0	108
VANGUARD HEALTH CARE ETF	ETF	92204A504	47,692	169	SH		SOLE	0	0	0	169
FINANCIAL SELECT SECTOR SPDR FUND	ETF	81369Y605	19,125	422	SH		SOLE	0	422	0	0
ISHARES TRUST ISHARES USD GREEN BOND ETF	ETF	46435U440	5,215	108	SH		SOLE	0	107	0	0
VANGUARD INDUSTRIALS ETF	ETF	92204A603	18,725	72	SH		SOLE	0	72	0	0
VANGUARD INFORMATION TECHNOLOGY ETF	ETF	92204A702	97,362	166	SH		SOLE	0	116	0	50
AMPHENOL CORP NEW CL A	Stock	032095101	96,437	1,480	SH		SOLE	0	1,480	0	0
CARLISLE COS INC COM	Stock	142339100	8,995	20	SH		SOLE	0	20	0	0
FIDELITY SMALL-MID MULTIFACTOR ETF	ETF	316092527	1,780	43	SH		SOLE	0	0	0	43
STANLEY BLACK & DECKER INC COM	Stock	854502101	4,699	43	SH		SOLE	0	42	0	0
DOW INC COM	Stock	260557103	6,337	116	SH		SOLE	0	116	0	0
ONESPAWORLD HOLDINGS LIMITED COM	Stock	P73684113	67,807	4,107	SH		SOLE	0	4,107	0	0
ZOOM VIDEO COMMUNICATIONS INC CL A	Stock	98980L101	6,416	92	SH		SOLE	0	0	0	92
VANGUARD S&P 500 ETF	ETF	922908363	2,235,334	4,236	SH		SOLE	0	3,748	0	488
ASTRAZENECA PLC SPONSORED ADR	ADR	046353108	20,568	264	SH		SOLE	0	264	0	0
VANGUARD COMMUNICATION SERVICES ETF	ETF	92204A884	5,670	39	SH		SOLE	0	39	0	0
SPDR S&P MIDCAP 400 ETF TRUST	ETF	78467Y107	112,793	198	SH		SOLE	0	0	0	198
CONSOLIDATED EDISON INC COM	Stock	209115104	6,977	67	SH		SOLE	0	67	0	0
GENERAL MTRS CO COM	Stock	37045V100	9,369	209	SH		SOLE	0	0	0	208
INVESCO S&P 500 EQUAL WEIGHT ETF	ETF	46137V357	6,271	35	SH		SOLE	0	35	0	0
GOLDMAN SACHS ACCESS ULTRA SHORT BOND ETF	ETF	381430230	23,598	466	SH		SOLE	0	266	0	200
ISHARES SELF-DRIVING EV & TECH ETF	ETF	46435U366	27,218	857	SH		SOLE	0	857	0	0
JPMORGAN CORE PLUS BOND ETF	ETF	46641Q670	15,396,398	319,162	SH		SOLE	0	225,591	0	93,570
ISHARES IBONDS 2025 TERM HIGH YIELD & INCOME ETF	ETF	46435U168	324,617	13,932	SH		SOLE	0	6,198	0	7,734
ISHARES 0-5 YEAR TIPS BOND ETF	ETF	46429B747	108,003	1,066	SH		SOLE	0	259	0	806
VANECK GOLD MINERS ETF	ETF	92189F106	6,969	175	SH		SOLE	0	175	0	0
ISHARES MSCI EAFE GROWTH ETF	ETF	464288885	82,783	769	SH		SOLE	0	769	0	0
ISHARES CYBERSECURITY & TECH ETF	ETF	46435U135	40,454	830	SH		SOLE	0	660	0	170
WABTEC COM	Stock	929740108	545	3	SH		SOLE	0	3	0	0
ELI LILLY & CO COM	Stock	532457108	664,650	750	SH		SOLE	0	472	0	277
HASBRO INC COM	Stock	418056107	7,594	105	SH		SOLE	0	0	0	105
AIR PRODS & CHEMS INC COM	Stock	009158106	47,638	160	SH		SOLE	0	115	0	45
VANGUARD RUSSELL 1000 GROWTH ETF	ETF	92206C680	4,440	46	SH		SOLE	0	0	0	46
VANGUARD S&P 500 VALUE ETF	ETF	921932703	2,479	13	SH		SOLE	0	0	0	13
FIRST TRUST INDXX NEXTG ETF	ETF	33737K205	8,734	100	SH		SOLE	0	100	0	0
BNY MELLON STRATEGIC MUNICIPALS	CEF	05588W108	3,626	557	SH		SOLE	0	557	0	0
BLACKROCK MUNIYILD QULT FD INC COM	CEF	09254F100	603	46	SH		SOLE	0	46	0	0
BLACKROCK MUNIHLDNGS CALI QLTY COM	CEF	09254L107	1,244	108	SH		SOLE	0	108	0	0
ABRDN HEALTHCARE INVESTORS SH BEN INT	CEF	87911J103	857	46	SH		SOLE	0	46	0	0
ISHARES RUSSELL 2000 ETF	ETF	464287655	544,052	2,463	SH		SOLE	0	2,316	0	147
PIMCO ENHANCED SHORT MATURITY ACTIVE ESG EXCHANGE-TRADED FUND	ETF	72201R643	400,807	4,050	SH		SOLE	0	1,948	0	2,101
DUKE ENERGY CORP NEW COM NEW	Stock	26441C204	18,679	162	SH		SOLE	0	162	0	0
SPDR S&P AEROSPACE & DEFENSE ETF	ETF	78464A631	239,178	1,520	SH		SOLE	0	356	0	1,164
PROSHARES SHORT S&P500	ETF	74347B425	6,152	567	SH		SOLE	0	567	0	0
ISHARES IBONDS DEC 2027 TERM TREASURY ETF	ETF	46436E841	259,935	11,484	SH		SOLE	0	11,483	0	0
STURM RUGER & CO INC COM	Stock	864159108	4,168	100	SH		SOLE	0	0	0	100
ISHARES IBONDS DEC 2024 TERM TREASURY ETF	ETF	46436E874	201,600	8,400	SH		SOLE	0	8,400	0	0
ISHARES IBONDS DEC 2025 TERM TREASURY ETF	ETF	46436E866	313,773	13,398	SH		SOLE	0	13,397	0	0
ISHARES IBONDS DEC 2026 TERM TREASURY ETF	ETF	46436E858	230,378	9,988	SH		SOLE	0	9,988	0	0
CARRIER GLOBAL CORPORATION COM	Stock	14448C104	64,553	802	SH		SOLE	0	92	0	710
BROOKFIELD INFRASTRUCTURE CORP COM SB VTG SHS A	Stock	11275Q107	304	7	SH		SOLE	0	7	0	0
SYSCO CORP COM	Stock	871829107	32,317	414	SH		SOLE	0	414	0	0
ISHARES U.S. AEROSPACE & DEFENSE ETF	ETF	464288760	112,529	752	SH		SOLE	0	0	0	752
PUTNAM MANAGED MUN INCOME TR COM	CEF	746823103	4,362	670	SH		SOLE	0	670	0	0
BLACKROCK MUNIVEST FD INC COM	CEF	09253R105	10,891	1,433	SH		SOLE	0	1,433	0	0
JPMORGAN EQUITY PREMIUM INCOME ETF	ETF	46641Q332	799,397	13,433	SH		SOLE	0	3,647	0	9,785
ISHARES 0-3 MONTH TREASURY BOND ETF	ETF	46436E718	9,269,765	92,035	SH		SOLE	0	87,320	0	4,715
ISHARES ESG AWARE MODERATE ALLOCATION ETF	ETF	46436E684	7,860	276	SH		SOLE	0	276	0	0
ISHARES SELECT DIVIDEND ETF	ETF	464287168	1,566,785	11,600	SH		SOLE	0	5,767	0	5,832
AMERICAN ELEC PWR CO INC COM	Stock	025537101	61,560	600	SH		SOLE	0	600	0	0
ISHARES RUSSELL MID-CAP GROWTH ETF	ETF	464287481	19,705	168	SH		SOLE	0	168	0	0
KRANESHARES GLOBAL CARBON STRATEGY ETF	ETF	500767678	12,442	393	SH		SOLE	0	248	0	145
FIRST TRUST CLOUD COMPUTING ETF	ETF	33734X192	32,825	321	SH		SOLE	0	239	0	82
ISHARES ESG SCREENED S&P MID-CAP ETF	ETF	46436E551	120,155	2,841	SH		SOLE	0	1,808	0	1,032
EASTERN BANKSHARES INC COM	Stock	27627N105	162,458	9,912	SH		SOLE	0	0	0	9,912
JANUS DETROIT STREET TRUST JANUS HENDERSON AAA CLO ETF	ETF	47103U845	131,220	2,579	SH		SOLE	0	2,579	0	0
BLACKROCK MUNIYIELD FD INC COM	CEF	09253W104	4,812	421	SH		SOLE	0	421	0	0
VIATRIS INC COM	Stock	92556V106	2,164	186	SH		SOLE	0	64	0	122
FIRST SOLAR INC COM	Stock	336433107	17,211	69	SH		SOLE	0	69	0	0
ISHARES MSCI EAFE VALUE ETF	ETF	464288877	2,992	52	SH		SOLE	0	52	0	0
SCHWAB US DIVIDEND EQUITY ETF	ETF	808524797	1,691	20	SH		SOLE	0	0	0	20
ISHARES MSCI GLOBAL MIN VOL FACTOR ETF	ETF	464286525	213,026	1,860	SH		SOLE	0	0	0	1,860
ISHARES ESG AWARE GROWTH ALLOCATION ETF	ETF	46436E676	3,326	103	SH		SOLE	0	102	0	0
ISHARES MSCI EMERGING MARKETS MIN VOL FACTOR ETF	ETF	464286533	150,417	2,399	SH		SOLE	0	0	0	2,399
TRACTOR SUPPLY CO COM	Stock	892356106	43,810	151	SH		SOLE	0	150	0	0
ORGANON & CO COMMON STOCK	Stock	68622V106	19	1	SH		SOLE	0	1	0	0
VISA INC COM CL A	Stock	92826C839	423,973	1,542	SH		SOLE	0	975	0	567
DIMENSIONAL U.S. TARGETED VALUE ETF	ETF	25434V609	31,987	575	SH		SOLE	0	0	0	575
ISHARES MSCI EAFE MIN VOL FACTOR ETF	ETF	46429B689	735,093	9,584	SH		SOLE	0	9,504	0	80
DT MIDSTREAM INC COMMON STOCK	Stock	23345M107	8,417	107	SH		SOLE	0	0	0	107
ISHARES MSCI USA MIN VOL FACTOR ETF	ETF	46429B697	4,183,303	45,814	SH		SOLE	0	5,442	0	40,371
INVESCO SOLAR ETF	ETF	46138G706	7,760	180	SH		SOLE	0	0	0	180
ARCHER AVIATION INC COM CL A	Stock	03945R102	606	200	SH		SOLE	0	0	0	200
PIMCO ACTIVE BOND EXCHANGE-TRADED FUND	ETF	72201R775	96,501	1,020	SH		SOLE	0	762	0	257
TRUMP MEDIA & TECHNOLOGY GROUP COM	Stock	25400Q105	3,214	200	SH		SOLE	0	200	0	0
KELLANOVA COM	Stock	487836108	129,540	1,605	SH		SOLE	0	1,605	0	0
KYNDRYL HLDGS INC COMMON STOCK	Stock	50155Q100	483	21	SH		SOLE	0	21	0	0
ISHARES U.S. TREASURY BOND ETF	ETF	46429B267	10,834	462	SH		SOLE	0	462	0	0
RIVIAN AUTOMOTIVE INC COM CL A	Stock	76954A103	2,244	200	SH		SOLE	0	0	0	200
JPMORGAN INCOME ETF	ETF	46641Q159	46,390	1,000	SH		SOLE	0	1,000	0	0
MFS HIGH INCOME MUN TR SH BEN INT	CEF	59318D104	10,081	2,517	SH		SOLE	0	2,517	0	0
NUVEEN MUN VALUE FD INC COM	CEF	670928100	51,468	5,706	SH		SOLE	0	1,636	0	4,070
AMERICAN TOWER CORP NEW COM	REIT	03027X100	53,256	229	SH		SOLE	0	195	0	34
ISHARES CORE S&P TOTAL U.S. STOCK MARKET ETF	ETF	464287150	10,175	81	SH		SOLE	0	81	0	0
ROYCE SMALL CAP TRUST INC COM	CEF	780910105	160,407	10,217	SH		SOLE	0	0	0	10,217
CONSTELLATION ENERGY CORP COM	Stock	21037T109	16,121	62	SH		SOLE	0	62	0	0
META PLATFORMS INC CL A	Stock	30303M102	464,249	811	SH		SOLE	0	100	0	711
BNY MELLON STRATEGIC MUNI BOND	CEF	09662E109	3,520	565	SH		SOLE	0	565	0	0
ZIMVIE INC COM	Stock	98888T107	159	10	SH		SOLE	0	0	0	10
ISHARES AAA-A RATED CORPORATE BOND ETF	ETF	46429B291	14,745	300	SH		SOLE	0	0	0	300
NUVEEN MUNICIPAL CREDIT INC FD COM SH BEN INT	CEF	67070X101	14,004	1,069	SH		SOLE	0	1,069	0	0
EMBECTA CORP COMMON STOCK	Stock	29082K105	381	27	SH		SOLE	0	0	0	27
COHEN & STEERS TOTAL RETURN RL COM	CEF	19247R103	73,959	5,650	SH		SOLE	0	0	0	5,650
VIRTUS TOTAL RETURN FD INC COM	CEF	92835W107	73,780	11,900	SH		SOLE	0	0	0	11,900
PACKAGING CORP AMER COM	Stock	695156109	18,094	84	SH		SOLE	0	84	0	0
PALO ALTO NETWORKS INC COM	Stock	697435105	6,152	18	SH		SOLE	0	18	0	0
FEDERATED HERMES PREM MUNI INM COM	CEF	31423P108	4,136	333	SH		SOLE	0	333	0	0
INVESCO TR INVT GRADE MUNS COM	CEF	46131M106	3,379	320	SH		SOLE	0	320	0	0
MONDELEZ INTL INC CL A	Stock	609207105	3,978	54	SH		SOLE	0	54	0	0
BUILDERS FIRSTSOURCE INC COM	Stock	12008R107	23,651	122	SH		SOLE	0	122	0	0
BROADCOM INC COM	Stock	11135F101	234,600	1,360	SH		SOLE	0	1,360	0	0
D R HORTON INC COM	Stock	23331A109	57,803	303	SH		SOLE	0	303	0	0
JOHNSON CTLS INTL PLC SHS	Stock	G51502105	6,752	87	SH		SOLE	0	87	0	0
METLIFE INC COM	Stock	59156R108	24,744	300	SH		SOLE	0	300	0	0
INVESCO FTSE RAFI US 1500 SMALL-MID ETF	ETF	46137V597	282,540	6,800	SH		SOLE	0	0	0	6,800
ISHARES CORE MSCI TOTAL INTERNATIONAL STOCK ETF	ETF	46432F834	37,041	510	SH		SOLE	0	510	0	0
NOVARTIS AG SPONSORED ADR	ADR	66987V109	7,706	67	SH		SOLE	0	67	0	0
ISHARES CORE MSCI EAFE ETF	ETF	46432F842	200,354	2,567	SH		SOLE	0	2,567	0	0
INVESCO S&P 500 HIGH DIVIDEND LOW VOLATILITY ETF	ETF	46138E362	22,807	451	SH		SOLE	0	451	0	0
KINDER MORGAN INC DEL COM	Stock	49456B101	71,202	3,223	SH		SOLE	0	3,223	0	0
ACCENTURE PLC IRELAND SHS CLASS A	Stock	G1151C101	100,388	284	SH		SOLE	0	284	0	0
EQUIFAX INC COM	Stock	294429105	35,263	120	SH		SOLE	0	120	0	0
GE HEALTHCARE TECHNOLOGIES INC COMMON STOCK	Stock	36266G107	10,671	114	SH		SOLE	0	68	0	45
KROGER CO COM	Stock	501044101	80,105	1,398	SH		SOLE	0	598	0	800
ENBRIDGE INC COM	Stock	29250N105	5,361	132	SH		SOLE	0	132	0	0
ISHARES U.S. MEDICAL DEVICES ETF	ETF	464288810	569,827	9,622	SH		SOLE	0	2,981	0	6,641
MILLERKNOLL INC COM	Stock	600544100	7,428	300	SH		SOLE	0	0	0	300
NVIDIA CORPORATION COM	Stock	67066G104	688,565	5,670	SH		SOLE	0	5,670	0	0
ISHARES 1-5 YEAR INVESTMENT GRADE CORPORATE BOND ETF	ETF	464288646	481,417	9,142	SH		SOLE	0	4,476	0	4,665
ISHARES SHORT TREASURY BOND ETF	ETF	464288679	20,434,195	184,708	SH		SOLE	0	111,545	0	73,161
GRAINGER W W INC COM	Stock	384802104	249,314	240	SH		SOLE	0	0	0	240
ABBVIE INC COM	Stock	00287Y109	140,211	710	SH		SOLE	0	710	0	0
S&P GLOBAL INC COM	Stock	78409V104	95,575	185	SH		SOLE	0	185	0	0
BLACKROCK CALIF MUN INCOME TR SH BEN INT	CEF	09248E102	8,354	691	SH		SOLE	0	691	0	0
INVESCO ADVANTAGE MUN INCOME T SH BEN INT	CEF	46132E103	3,389	364	SH		SOLE	0	364	0	0
ISHARES CORE MSCI EMERGING MARKETS ETF	ETF	46434G103	76,240	1,328	SH		SOLE	0	1,328	0	0
VANGUARD FTSE ALL-WORLD EX-US INDEX FUND	ETF	922042775	24,633	391	SH		SOLE	0	391	0	0
NORWEGIAN CRUISE LINE HLDG LTD SHS	Stock	G66721104	2,051	100	SH		SOLE	0	0	0	100
FIRST TRUST NASDAQ TECHNOLOGY DIVIDEND INDEX FUND	ETF	33738R118	6,745	84	SH		SOLE	0	84	0	0
ZOETIS INC CL A	Stock	98978V103	14,458	74	SH		SOLE	0	74	0	0
BLACKROCK MUNIYIELD QUALITY FD COM	CEF	09254E103	1,020	85	SH		SOLE	0	85	0	0
BLACKROCK MUNIYIELD QUALITY FD COM	CEF	09254G108	4,144	383	SH		SOLE	0	383	0	0
ISHARES ESG AWARE MSCI EM ETF	ETF	46434G863	912,653	25,066	SH		SOLE	0	18,552	0	6,514
ISHARES RUSSELL 2000 GROWTH ETF	ETF	464287648	4,544	16	SH		SOLE	0	16	0	0
CASELLA WASTE SYS INC CL A	Stock	147448104	159,184	1,600	SH		SOLE	0	100	0	1,500
BLACKSTONE INC COM	Stock	09260D107	10,107	66	SH		SOLE	0	66	0	0
GRACO INC COM	Stock	384109104	7,613	87	SH		SOLE	0	87	0	0
FORTREA HLDGS INC COMMON STOCK	Stock	34965K107	3,000	150	SH		SOLE	0	0	0	150
ZIMMER BIOMET HOLDINGS INC COM	Stock	98956P102	10,795	100	SH		SOLE	0	0	0	100
ROCKWELL AUTOMATION INC COM	Stock	773903109	13,423	50	SH		SOLE	0	50	0	0
NUVEEN QUALITY MUNCP INCOME FD COM	CEF	67066V101	5,187	419	SH		SOLE	0	419	0	0
NUVEEN AMT FREE MUN CR INC FD COM	CEF	67071L106	10,699	799	SH		SOLE	0	799	0	0
STRYKER CORPORATION COM	Stock	863667101	42,990	119	SH		SOLE	0	44	0	75
QUALCOMM INC COM	Stock	747525103	4,251	25	SH		SOLE	0	25	0	0
SPDR BLACKSTONE SENIOR LOAN ETF	ETF	78467V608	407,411	9,756	SH		SOLE	0	8,815	0	941
GENERAL DYNAMICS CORP COM	Stock	369550108	105,770	350	SH		SOLE	0	100	0	250
DISCOVER FINL SVCS COM	Stock	254709108	7,576	54	SH		SOLE	0	0	0	54
WK KELLOGG CO COM SHS	Stock	92942W107	6,861	401	SH		SOLE	0	401	0	0
MCDONALDS CORP COM	Stock	580135101	211,634	695	SH		SOLE	0	438	0	257
INTERCONTINENTAL EXCHANGE INC COM	Stock	45866F104	34,538	215	SH		SOLE	0	215	0	0
SAREPTA THERAPEUTICS INC COM	Stock	803607100	624	5	SH		SOLE	0	5	0	0
DOVER CORP COM	Stock	260003108	7,478	39	SH		SOLE	0	39	0	0
CISCO SYS INC COM	Stock	17275R102	97,552	1,833	SH		SOLE	0	885	0	948
ISHARES RUSSELL MIDCAP ETF	ETF	464287499	35,785	406	SH		SOLE	0	406	0	0
CDW CORP COM	Stock	12514G108	124,918	552	SH		SOLE	0	552	0	0
AT&T INC COM	Stock	00206R102	87,301	3,968	SH		SOLE	0	2,565	0	1,403
REDDIT INC CL A	Stock	75734B100	6,592	100	SH		SOLE	0	0	0	100
ENERGY SELECT SECTOR SPDR FUND	ETF	81369Y506	15,365	175	SH		SOLE	0	175	0	0
SOLVENTUM CORP COM SHS	Stock	83444M101	5,926	85	SH		SOLE	0	85	0	0
GE VERNOVA INC COM	Stock	36828A101	21,118	83	SH		SOLE	0	49	0	33
ISHARES BIOTECHNOLOGY ETF	ETF	464287556	46,713	321	SH		SOLE	0	0	0	320
GE AEROSPACE COM NEW	Stock	369604301	65,131	345	SH		SOLE	0	207	0	138
ISHARES MSCI USA QUALITY FACTOR ETF	ETF	46432F339	225,086	1,255	SH		SOLE	0	915	0	340
NOKIA CORP SPONSORED ADR	ADR	654902204	175	40	SH		SOLE	0	40	0	0
ISHARES US FINANCIAL SERVICES ETF	ETF	464287770	13,423	189	SH		SOLE	0	189	0	0
PROSHARES S&P 500 DIVIDEND ARISTOCRATS ETF	ETF	74348A467	53,380	500	SH		SOLE	0	500	0	0
FIDELITY MSCI UTILITIES INDEX ETF	ETF	316092865	491,776	9,490	SH		SOLE	0	4,934	0	4,556
FIDELITY MSCI ENERGY INDEX ETF	ETF	316092402	5,033	209	SH		SOLE	0	209	0	0
FIDELITY MSCI HEALTH CARE INDEX ETF	ETF	316092600	1,136,221	15,607	SH		SOLE	0	3,044	0	12,562
FIDELITY MSCI CONSUMER STAPLES INDEX ETF	ETF	316092303	21,650	424	SH		SOLE	0	0	0	424
FIDELITY MSCI INFORMATION TECHNOLOGY INDEX ETF	ETF	316092808	171,010	980	SH		SOLE	0	980	0	0
ISHARES S&P 500 VALUE ETF	ETF	464287408	125,794	638	SH		SOLE	0	638	0	0
LULULEMON ATHLETICA INC COM	Stock	550021109	6,241	23	SH		SOLE	0	23	0	0
ISHARES S&P 500 GROWTH ETF	ETF	464287309	285,910	2,986	SH		SOLE	0	2,986	0	0
ISHARES CORE S&P 500 ETF	ETF	464287200	60,414,311	104,737	SH		SOLE	0	66,646	0	38,090
THE CIGNA GROUP COM	Stock	125523100	178,487	515	SH		SOLE	0	270	0	245
SCHWAB INTERNATIONAL DIVIDEND EQUITY ETF	ETF	808524672	1,047	40	SH		SOLE	0	0	0	40
ONEOK INC NEW COM	Stock	682680103	91,130	1,000	SH		SOLE	0	1,000	0	0
ISHARES 0-5 YEAR HIGH YIELD CORPORATE BOND ETF	ETF	46434V407	15,232	351	SH		SOLE	0	350	0	0
WELLS FARGO CO NEW COM	Stock	949746101	21,410	379	SH		SOLE	0	317	0	62
UNION PAC CORP COM	Stock	907818108	18,240	74	SH		SOLE	0	74	0	0
CINTAS CORP COM	Stock	172908105	5,765	28	SH		SOLE	0	28	0	0
ECOLAB INC COM	Stock	278865100	13,532	53	SH		SOLE	0	53	0	0
SALESFORCE INC COM	Stock	79466L302	127,823	467	SH		SOLE	0	0	0	467
MICROCHIP TECHNOLOGY INC. COM	Stock	595017104	5,299	66	SH		SOLE	0	66	0	0
PITNEY BOWES INC COM	Stock	724479100	2,959	415	SH		SOLE	0	0	0	415
DARDEN RESTAURANTS INC COM	Stock	237194105	7,058	43	SH		SOLE	0	43	0	0
IDEXX LABS INC COM	Stock	45168D104	60,626	120	SH		SOLE	0	120	0	0
THERMO FISHER SCIENTIFIC INC COM	Stock	883556102	632,179	1,022	SH		SOLE	0	355	0	667
LOCKHEED MARTIN CORP COM	Stock	539830109	251,361	430	SH		SOLE	0	230	0	200
JPMORGAN CHASE & CO. COM	Stock	46625H100	447,656	2,123	SH		SOLE	0	993	0	1,130
INTERNATIONAL PAPER CO COM	Stock	460146103	5,325	109	SH		SOLE	0	109	0	0
SPDR PORTFOLIO EMERGING MARKETS ETF	ETF	78463X509	4,357,303	105,555	SH		SOLE	0	55,352	0	50,202
CHEVRON CORP NEW COM	Stock	166764100	260,079	1,766	SH		SOLE	0	1,766	0	0
CONOCOPHILLIPS COM	Stock	20825C104	15,792	150	SH		SOLE	0	150	0	0
BRUNSWICK CORP COM	Stock	117043109	22,380	267	SH		SOLE	0	67	0	200
VANGUARD FTSE DEVELOPED MARKETS ETF	ETF	921943858	31,582,817	598,046	SH		SOLE	0	373,129	0	224,916
DANAHER CORPORATION COM	Stock	235851102	132,338	476	SH		SOLE	0	476	0	0
M & T BK CORP COM	Stock	55261F104	43,072	242	SH		SOLE	0	30	0	211
TJX COS INC NEW COM	Stock	872540109	144,115	1,226	SH		SOLE	0	141	0	1,085
BANK AMERICA CORP COM	Stock	060505104	20,991	529	SH		SOLE	0	74	0	455
BLACKROCK MUNIHLDGS NY QLTY FD COM	CEF	09255C106	536	48	SH		SOLE	0	48	0	0
SPDR S&P DIVIDEND ETF	ETF	78464A763	10,227	72	SH		SOLE	0	72	0	0
WALMART INC COM	Stock	931142103	25,194	312	SH		SOLE	0	312	0	0
ISHARES INTERNATIONAL SELECT DIVIDEND ETF	ETF	464288448	31,288	1,035	SH		SOLE	0	1,035	0	0
INTERNATIONAL BUSINESS MACHS COM	Stock	459200101	183,746	831	SH		SOLE	0	172	0	659
ORACLE CORP COM	Stock	68389X105	119,450	701	SH		SOLE	0	625	0	76
RTX CORPORATION COM	Stock	75513E101	355,816	2,937	SH		SOLE	0	1,428	0	1,508
VANGUARD FTSE EMERGING MARKETS ETF	ETF	922042858	347,985	7,272	SH		SOLE	0	6,972	0	300
TEXAS INSTRS INC COM	Stock	882508104	18,591	90	SH		SOLE	0	90	0	0
TARGET CORP COM	Stock	87612E106	14,027	90	SH		SOLE	0	90	0	0
PFIZER INC COM	Stock	717081103	146,496	5,062	SH		SOLE	0	1,330	0	3,732
ISHARES IBOXX $ INVESTMENT GRADE CORPORATE BOND ETF	ETF	464287242	47,452	420	SH		SOLE	0	420	0	0
3M CO COM	Stock	88579Y101	46,615	341	SH		SOLE	0	341	0	0
HP INC COM	Stock	40434L105	34,256	955	SH		SOLE	0	955	0	0
GILEAD SCIENCES INC COM	Stock	375558103	71,935	858	SH		SOLE	0	83	0	775
CATERPILLAR INC COM	Stock	149123101	29,334	75	SH		SOLE	0	20	0	55
ALPHABET INC CAP STK CL C	Stock	02079K107	451,915	2,703	SH		SOLE	0	2,703	0	0
AMERICAN EXPRESS CO COM	Stock	025816109	178,992	660	SH		SOLE	0	315	0	345
AMGEN INC COM	Stock	031162100	315,844	980	SH		SOLE	0	50	0	930
APPLIED MATLS INC COM	Stock	038222105	6,062	30	SH		SOLE	0	30	0	0
OTIS WORLDWIDE CORP COM	Stock	68902V107	25,985	250	SH		SOLE	0	0	0	250
ANALOG DEVICES INC COM	Stock	032654105	14,271	62	SH		SOLE	0	62	0	0
TYSON FOODS INC CL A	Stock	902494103	31,805	534	SH		SOLE	0	0	0	534
FIRST TRUST NYSE ARCA BIOTECHNOLOGY INDEX FUND	ETF	33733E203	16,849	98	SH		SOLE	0	0	0	98
HUMANA INC COM	Stock	444859102	89,954	284	SH		SOLE	0	84	0	200
NUVEEN AMT FREE QLTY MUN INCME COM	CEF	670657105	19,511	1,630	SH		SOLE	0	1,630	0	0
CANADIAN NATL RY CO COM	Stock	136375102	62,324	532	SH		SOLE	0	532	0	0
ISHARES CORE S&P U.S. GROWTH ETF	ETF	464287671	24,034,824	182,206	SH		SOLE	0	113,463	0	68,742
ISHARES CORE S&P US VALUE ETF	ETF	464287663	744,333	7,795	SH		SOLE	0	6,794	0	1,000
ISHARES U.S. CONSUMER DISCRETIONARY ETF	ETF	464287580	87,940	1,000	SH		SOLE	0	0	0	1,000
NEXSTAR MEDIA GROUP INC COMMON STOCK	Stock	65336K103	39,684	240	SH		SOLE	0	240	0	0
VANGUARD DIVIDEND APPRECIATION ETF	ETF	921908844	10,787,693	54,467	SH		SOLE	0	33,921	0	20,545
ISHARES CORE U.S. AGGREGATE BOND ETF	ETF	464287226	42,655,945	421,210	SH		SOLE	0	279,774	0	141,435
ISHARES CORE DIVIDEND GROWTH ETF	ETF	46434V621	799,047	12,746	SH		SOLE	0	10,718	0	2,028
EATON CORP PLC SHS	Stock	G29183103	59,991	181	SH		SOLE	0	181	0	0
INVESCO NATIONAL AMT-FREE MUNICIPAL BOND ETF	ETF	46138E537	525,936	21,778	SH		SOLE	0	7,528	0	14,249
ISHARES ULTRA SHORT-TERM BOND ACTIVE ETF	ETF	46434V878	557,886	10,995	SH		SOLE	0	9,815	0	1,180
ISHARES CORE MSCI EUROPE ETF	ETF	46434V738	7,616	125	SH		SOLE	0	0	0	125
BLACKROCK MUNIVEST FD II INC COM	CEF	09253T101	3,633	319	SH		SOLE	0	319	0	0
INVESCO MUN OPPORTUNITY TR COM	CEF	46132C107	14,491	1,411	SH		SOLE	0	1,411	0	0
BROOKFIELD INFRAST PARTNERS LP LP INT UNIT	Stock	G16252101	2,628	75	SH		SOLE	0	75	0	0
ISHARES S&P SMALL-CAP 600 VALUE ETF	ETF	464287879	12,919	120	SH		SOLE	0	120	0	0
ISHARES S&P MID-CAP 400 VALUE ETF	ETF	464287705	159,841	1,293	SH		SOLE	0	1,293	0	0
FERGUSON ENTERPRISES INC COMMON STOCK NEW	Stock	31488V107	69,500	350	SH		SOLE	0	350	0	0
PIMCO MUN INCOME FD COM	CEF	72200R107	392	38	SH		SOLE	0	38	0	0
DNP SELECT INCOME FD INC COM	CEF	23325P104	128,161	12,765	SH		SOLE	0	0	0	12,765
AMEDISYS INC COM	Stock	023436108	12,064	125	SH		SOLE	0	125	0	0
ESSENTIAL UTILS INC COM	Stock	29670G102	68,115	1,766	SH		SOLE	0	1,766	0	0
FIRST TRUST NASDAQ CLEAN EDGE GREEN ENERGY INDEX FUND	ETF	33733E500	14,723	410	SH		SOLE	0	0	0	410
SPDR PORTFOLIO S&P 500 GROWTH ETF	ETF	78464A409	132,704	1,600	SH		SOLE	0	1,600	0	0
JOHN HANCOCK MULTIFACTOR MID CAP ETF	ETF	47804J206	20,829	346	SH		SOLE	0	346	0	0
LAM RESEARCH CORP COM NEW	Stock	512807306	341,938	419	SH		SOLE	0	391	0	28
FIRST TRUST WATER ETF	ETF	33733B100	1,890,290	17,290	SH		SOLE	0	13,639	0	3,650
PARKER-HANNIFIN CORP COM	Stock	701094104	10,741	17	SH		SOLE	0	17	0	0
FIDELITY TOTAL BOND ETF	ETF	316188309	29,289,372	626,645	SH		SOLE	0	438,540	0	188,104
PROGRESS SOFTWARE CORP COM	Stock	743312100	16,843	250	SH		SOLE	0	250	0	0
ROPER TECHNOLOGIES INC COM	Stock	776696106	8,903	16	SH		SOLE	0	16	0	0
PNC FINL SVCS GROUP INC COM	Stock	693475105	7,024	38	SH		SOLE	0	0	0	38
EQUINIX INC COM	REIT	29444U700	8,876	10	SH		SOLE	0	10	0	0
BRISTOL-MYERS SQUIBB CO COM	Stock	110122108	33,007	638	SH		SOLE	0	418	0	219
BERKLEY W R CORP COM	Stock	084423102	66,374	1,170	SH		SOLE	0	1,170	0	0
SPDR DOW JONES REIT ETF	ETF	78464A607	534	5	SH		SOLE	0	5	0	0
ISHARES U.S. ETF TRUST ISHARES GSCI COMMODITY DYNAMIC ROLL STRATEGY ETF	ETF	46431W853	20,987	810	SH		SOLE	0	0	0	810
REALTY INCOME CORP COM	REIT	756109104	4,249	67	SH		SOLE	0	0	0	67
DOMINION ENERGY INC COM	Stock	25746U109	5,779	100	SH		SOLE	0	100	0	0
FIDELITY MSCI REAL ESTATE INDEX ETF	ETF	316092857	4,422	150	SH		SOLE	0	150	0	0
AGILENT TECHNOLOGIES INC COM	Stock	00846U101	44,544	300	SH		SOLE	0	300	0	0
EXXON MOBIL CORP COM	Stock	30231G102	136,983	1,169	SH		SOLE	0	1,097	0	71
UNITEDHEALTH GROUP INC COM	Stock	91324P102	382,381	654	SH		SOLE	0	369	0	285
PRICE T ROWE GROUP INC COM	Stock	74144T108	10,893	100	SH		SOLE	0	0	0	100
TRAVELERS COMPANIES INC COM	Stock	89417E109	15,686	67	SH		SOLE	0	0	0	67
ISHARES EXPONENTIAL TECHNOLOGIES ETF	ETF	46434V381	99,661	1,637	SH		SOLE	0	927	0	710
LOWES COS INC COM	Stock	548661107	10,834	40	SH		SOLE	0	40	0	0
ARK AUTONOMOUS TECHNOLOGY & ROBOTICS ETF	ETF	00214Q203	6,823	112	SH		SOLE	0	0	0	112
DEERE & CO COM	Stock	244199105	81,379	195	SH		SOLE	0	195	0	0
ISHARES INTEREST RATE HEDGED CORPORATE BOND ETF	ETF	46431W705	80,956	870	SH		SOLE	0	870	0	0
PATTERSON COS INC COM	Stock	703395103	17,996	824	SH		SOLE	0	0	0	824
COLGATE PALMOLIVE CO COM	Stock	194162103	10,381	100	SH		SOLE	0	100	0	0
U.S. GLOBAL JETS ETF	ETF	26922A842	3,771	182	SH		SOLE	0	182	0	0
APPLE HOSPITALITY REIT INC COM NEW	REIT	03784Y200	7,425	500	SH		SOLE	0	0	0	500
DEVON ENERGY CORP NEW COM	Stock	25179M103	5,868	150	SH		SOLE	0	150	0	0
PAYPAL HLDGS INC COM	Stock	70450Y103	16,074	206	SH		SOLE	0	33	0	173
ISHARES MSCI ACWI LOW CARBON TARGET ETF	ETF	46434V464	1,961	10	SH		SOLE	0	10	0	0
SCHWAB CHARLES CORP COM	Stock	808513105	18,341	283	SH		SOLE	0	283	0	0
TORONTO DOMINION BK ONT COM NEW	Stock	891160509	40,739	644	SH		SOLE	0	644	0	0
AUTOZONE INC COM	Stock	053332102	47,251	15	SH		SOLE	0	15	0	0
BLACKROCK INC COM	Stock	09290D101	110,143	116	SH		SOLE	0	116	0	0
ISHARES CORE S&P MID-CAP ETF	ETF	464287507	7,666,634	123,020	SH		SOLE	0	65,993	0	57,026
ISHARES GLOBAL CLEAN ENERGY ETF	ETF	464288224	7,947	541	SH		SOLE	0	0	0	541
VANGUARD TAX-EXEMPT BOND ETF	ETF	922907746	281,416	5,505	SH		SOLE	0	5,505	0	0
ISHARES MSCI EAFE ETF	ETF	464287465	523,858	6,264	SH		SOLE	0	4,506	0	1,758
APPLE INC COM	Stock	037833100	5,252,753	22,544	SH		SOLE	0	7,312	0	15,231
ISHARES IBONDS DEC 2025 TERM CORPORATE ETF	ETF	46434VBD1	13,629	543	SH		SOLE	0	543	0	0
ISHARES IBONDS DEC 2024 TERM CORPORATE ETF	ETF	46434VBG4	17,647	700	SH		SOLE	0	700	0	0
ABBOTT LABS COM	Stock	002824100	52,559	461	SH		SOLE	0	406	0	55
DISNEY WALT CO COM	Stock	254687106	42,749	444	SH		SOLE	0	222	0	222
BOOKING HOLDINGS INC COM	Stock	09857L108	8,424	2	SH		SOLE	0	2	0	0
MARSH & MCLENNAN COS INC COM	Stock	571748102	11,155	50	SH		SOLE	0	50	0	0
ISHARES RUSSELL 1000 VALUE ETF	ETF	464287598	1,201,434	6,330	SH		SOLE	0	330	0	6,000