Mascoma Wealth Management 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
AMAZON COM INC COM	Stock	023135106	1,486,587	6,776	SH		SOLE	0	1,982	0	4,794
ISHARES MORNINGSTAR VALUE ETF	ETF	464288109	63,812	788	SH		SOLE	0	788	0	0
INVESCO QQQ TRUST SERIES I	ETF	46090E103	1,394,327	2,727	SH		SOLE	0	930	0	1,797
TECHNOLOGY SELECT SECTOR SPDR FUND	ETF	81369Y803	45,879	197	SH		SOLE	0	197	0	0
STARBUCKS CORP COM	Stock	855244109	35,861	393	SH		SOLE	0	60	0	333
SEMPRA COM	Stock	816851109	10,000	114	SH		SOLE	0	114	0	0
PUBLIC SVC ENTERPRISE GRP INC COM	Stock	744573106	1,859	22	SH		SOLE	0	22	0	0
OLD REP INTL CORP COM	Stock	680223104	1,810	50	SH		SOLE	0	50	0	0
HANCOCK JOHN INVT TR II COM	CEF	410142103	684	50	SH		SOLE	0	0	0	50
GOLDMAN SACHS ACTIVEBETA INTERNATIONAL EQUITY ETF	ETF	381430107	86,077	2,582	SH		SOLE	0	1,050	0	1,531
XPO INC COM	Stock	983793100	4,590	35	SH		SOLE	0	35	0	0
ELEVANCE HEALTH INC COM	Stock	036752103	27,668	75	SH		SOLE	0	0	0	75
ISHARES GOLD TRUST	ETF	464285204	78,721	1,590	SH		SOLE	0	0	0	1,590
EBAY INC. COM	Stock	278642103	10,717	173	SH		SOLE	0	0	0	173
BAR HBR BANKSHARES COM	Stock	066849100	4,186	137	SH		SOLE	0	27	0	109
IONIS PHARMACEUTICALS INC COM	Stock	462222100	489	14	SH		SOLE	0	14	0	0
BLACKROCK MUNIYIELD N Y QUALIT COM	CEF	09255E102	605	60	SH		SOLE	0	60	0	0
PIMCO CALIF MUN INCOME FD III COM	CEF	72201C109	2,356	343	SH		SOLE	0	343	0	0
MONSTER BEVERAGE CORP NEW COM	Stock	61174X109	1,997	38	SH		SOLE	0	38	0	0
JOHNSON & JOHNSON COM	Stock	478160104	237,321	1,641	SH		SOLE	0	879	0	762
SEAGATE TECHNOLOGY HLDNGS PLC ORD SHS	Stock	G7997R103	604	7	SH		SOLE	0	7	0	0
WASTE MGMT INC DEL COM	Stock	94106L109	133,181	660	SH		SOLE	0	0	0	660
VANGUARD TOTAL STOCK MARKET ETF	ETF	922908769	129,835	448	SH		SOLE	0	448	0	0
OLIN CORP COM PAR $1	Stock	680665205	5,070	150	SH		SOLE	0	150	0	0
BANCO BRADESCO S A SP ADR PFD NEW	ADR	059460303	2,216	1,160	SH		SOLE	0	1,160	0	0
COSTCO WHSL CORP NEW COM	Stock	22160K105	861,294	940	SH		SOLE	0	840	0	100
ISHARES MSCI EMERGING MARKETS ETF	ETF	464287234	109,694	2,623	SH		SOLE	0	13	0	2,610
WATSCO INC COM	Stock	942622200	97,147	205	SH		SOLE	0	205	0	0
ISHARES MSCI KLD 400 SOCIAL ETF	ETF	464288570	10,926,306	99,105	SH		SOLE	0	82,199	0	16,905
SHELL PLC SPON ADS	ADR	780259305	5,263	84	SH		SOLE	0	84	0	0
PACER GLOBAL CASH COWS DIVIDEND ETF	ETF	69374H709	10,189	302	SH		SOLE	0	302	0	0
REAL ESTATE SELECT SECTOR SPDR FUND	ETF	81369Y860	3,904	96	SH		SOLE	0	96	0	0
PROCTER AND GAMBLE CO COM	Stock	742718109	356,256	2,125	SH		SOLE	0	2,020	0	105
COCA COLA CO COM	Stock	191216100	228,556	3,671	SH		SOLE	0	2,861	0	810
BLACKROCK MUNICIPAL INCOME COM	CEF	09253X102	13,671	1,128	SH		SOLE	0	1,128	0	0
PUTNAM MUN OPPORTUNITIES TR SH BEN INT	CEF	746922103	12,065	1,191	SH		SOLE	0	1,191	0	0
ISHARES U.S. HEALTHCARE ETF	ETF	464287762	3,205	55	SH		SOLE	0	0	0	55
BLACKROCK MUNI INCOME TR II COM	CEF	09249N101	13,285	1,264	SH		SOLE	0	1,264	0	0
GENERAL MLS INC COM	Stock	370334104	4,591	72	SH		SOLE	0	72	0	0
FIRST TRUST MORNINGSTAR DIVIDEND LEADERS INDEX FUND	ETF	336917109	27,820	691	SH		SOLE	0	691	0	0
ENTERPRISE PRODS PARTNERS L P COM	Stock	293792107	31,360	1,000	SH		SOLE	0	1,000	0	0
AMEREN CORP COM	Stock	023608102	4,814	54	SH		SOLE	0	54	0	0
IDEX CORP COM	Stock	45167R104	45,625	218	SH		SOLE	0	218	0	0
UNITED PARCEL SERVICE INC CL B	Stock	911312106	12,610	100	SH		SOLE	0	0	0	100
MARRIOTT INTL INC NEW CL A	Stock	571903202	38,215	137	SH		SOLE	0	27	0	110
VANGUARD REAL ESTATE ETF	ETF	922908553	2,940	33	SH		SOLE	0	33	0	0
BIOGEN INC COM	Stock	09062X103	141,757	927	SH		SOLE	0	927	0	0
ISHARES MSCI ACWI EX U.S. ETF	ETF	464288240	24,254	465	SH		SOLE	0	0	0	465
ALLIANCEBERNSTEIN NATL MUN INM COM	CEF	01864U106	3,750	345	SH		SOLE	0	345	0	0
INTEL CORP COM	Stock	458140100	50,590	2,523	SH		SOLE	0	100	0	2,423
CME GROUP INC COM	Stock	12572Q105	98,698	425	SH		SOLE	0	425	0	0
STATE STR CORP COM	Stock	857477103	9,815	100	SH		SOLE	0	0	0	100
MEDTRONIC PLC SHS	Stock	G5960L103	2,956	37	SH		SOLE	0	37	0	0
CLOROX CO DEL COM	Stock	189054109	6,496	40	SH		SOLE	0	40	0	0
NETFLIX INC COM	Stock	64110L106	81,110	91	SH		SOLE	0	91	0	0
PAYCHEX INC COM	Stock	704326107	127,995	913	SH		SOLE	0	145	0	767
ISHARES CORE AGGRESSIVE ALLOCATION ETF	ETF	464289859	268,235	3,501	SH		SOLE	0	876	0	2,625
ISHARES SILVER TRUST	ETF	46428Q109	51,975	1,974	SH		SOLE	0	0	0	1,974
FORTIS INC COM	Stock	349553107	3,783	91	SH		SOLE	0	91	0	0
ISHARES CORE GROWTH ALLOCATION ETF	ETF	464289867	69,537	1,213	SH		SOLE	0	891	0	321
ISHARES ESG AWARE MSCI EAFE ETF	ETF	46435G516	5,597,599	73,517	SH		SOLE	0	61,802	0	11,715
TETRA TECH INC NEW COM	Stock	88162G103	9,960	250	SH		SOLE	0	250	0	0
ISHARES MSCI GLOBAL SUSTAINABLE DEVELOPMENT GOALS ETF	ETF	46435G532	16,960	237	SH		SOLE	0	237	0	0
WELLS FARGO CO NEW PERP PFD CNV A	Convertible Preferred	949746804	3,583	3	SH		SOLE	0	3	0	0
SUN LIFE FINANCIAL INC. COM	Stock	866796105	1,185	20	SH		SOLE	0	19	0	0
MERCK & CO INC COM	Stock	58933Y105	78,291	787	SH		SOLE	0	673	0	114
ISHARES SHORT-TERM NATIONAL MUNI BOND ETF	ETF	464288158	47,466	450	SH		SOLE	0	450	0	0
SPDR S&P 500 ETF TRUST	ETF	78462F103	267,252	456	SH		SOLE	0	456	0	0
FIDELITY HIGH DIVIDEND ETF	ETF	316092840	15,512,580	310,624	SH		SOLE	0	203,899	0	106,725
MCKESSON CORP COM	Stock	58155Q103	29,065	51	SH		SOLE	0	51	0	0
FIDELITY DIVIDEND ETF FOR RISING RATES	ETF	316092832	395,186	7,692	SH		SOLE	0	2,355	0	5,336
MASTERCARD INCORPORATED CL A	Stock	57636Q104	136,908	260	SH		SOLE	0	260	0	0
ILLINOIS TOOL WKS INC COM	Stock	452308109	84,689	334	SH		SOLE	0	193	0	141
NORDSON CORP COM	Stock	655663102	54,193	259	SH		SOLE	0	259	0	0
EMERSON ELEC CO COM	Stock	291011104	89,849	725	SH		SOLE	0	725	0	0
ALCOA CORP COM	Stock	013872106	113,340	3,000	SH		SOLE	0	0	0	3,000
ISHARES CORE CONSERVATIVE ALLOCATION ETF	ETF	464289883	7,199	193	SH		SOLE	0	193	0	0
ALLSTATE CORP COM	Stock	020002101	10,025	52	SH		SOLE	0	52	0	0
DIAGEO PLC SPON ADR NEW	ADR	25243Q205	6,102	48	SH		SOLE	0	0	0	48
ANNALY CAPITAL MANAGEMENT INC COM NEW	REIT	035710839	4,575	250	SH		SOLE	0	0	0	250
ISHARES TIPS BOND ETF	ETF	464287176	29,909	281	SH		SOLE	0	280	0	0
CONDUENT INC COM	Stock	206787103	162	40	SH		SOLE	0	0	0	40
VERTEX PHARMACEUTICALS INC COM	Stock	92532F100	5,638	14	SH		SOLE	0	14	0	0
MFS HIGH YIELD MUN TR SH BEN INT	CEF	59318E102	2,971	844	SH		SOLE	0	844	0	0
HOWMET AEROSPACE INC COM	Stock	443201108	1,093,700	10,000	SH		SOLE	0	0	0	10,000
VERIZON COMMUNICATIONS INC COM	Stock	92343V104	634,334	15,862	SH		SOLE	0	9,144	0	6,717
CHUBB LIMITED COM	Stock	H1467J104	19,065	69	SH		SOLE	0	40	0	29
SONOCO PRODS CO COM	Stock	835495102	4,885	100	SH		SOLE	0	0	0	100
FEDEX CORP COM	Stock	31428X106	19,693	70	SH		SOLE	0	20	0	50
SNAP ON INC COM	Stock	833034101	16,974	50	SH		SOLE	0	50	0	0
SHERWIN WILLIAMS CO COM	Stock	824348106	81,243	239	SH		SOLE	0	239	0	0
PEPSICO INC COM	Stock	713448108	339,398	2,232	SH		SOLE	0	1,062	0	1,170
ISHARES 1-3 YEAR TREASURY BOND ETF	ETF	464287457	1,907,839	23,272	SH		SOLE	0	23,272	0	0
NUVEEN ESG LARGE-CAP GROWTH ETF	ETF	67092P201	2,684,904	31,278	SH		SOLE	0	26,387	0	4,891
NUVEEN ESG LARGE-CAP VALUE ETF	ETF	67092P300	2,857,857	72,590	SH		SOLE	0	59,038	0	13,551
ISHARES CORE MODERATE ALLOCATION ETF	ETF	464289875	14,031	323	SH		SOLE	0	195	0	128
KIMBERLY-CLARK CORP COM	Stock	494368103	78,362	598	SH		SOLE	0	190	0	408
EATON VANCE MUN BD FD COM	CEF	27827X101	15,799	1,525	SH		SOLE	0	1,525	0	0
TE CONNECTIVITY PLC ORD SHS	Stock	G87052109	16,299	114	SH		SOLE	0	114	0	0
HONEYWELL INTL INC COM	Stock	438516106	84,031	372	SH		SOLE	0	239	0	133
FORD MTR CO COM	Stock	345370860	9,475	957	SH		SOLE	0	718	0	239
ISHARES ESG AWARE MSCI USA ETF	ETF	46435G425	266,271	2,067	SH		SOLE	0	2,067	0	0
US BANCORP DEL COM NEW	Stock	902973304	18,080	378	SH		SOLE	0	143	0	235
XCEL ENERGY INC COM	Stock	98389B100	5,064	75	SH		SOLE	0	75	0	0
HOME DEPOT INC COM	Stock	437076102	371,922	956	SH		SOLE	0	772	0	184
BAXTER INTL INC COM	Stock	071813109	17,263	592	SH		SOLE	0	0	0	592
GOLDMAN SACHS ACCESS INVESTMENT GRADE CORPORATE BOND ETF	ETF	381430479	10,141	225	SH		SOLE	0	225	0	0
PACER US SMALL CAP CASH COWS 100 ETF	ETF	69374H857	16,460	374	SH		SOLE	0	374	0	0
NUVEEN ESG INTERNATIONAL DEVELOPED MARKETS EQUITY ETF	ETF	67092P805	108,216	3,600	SH		SOLE	0	3,600	0	0
AUTOMATIC DATA PROCESSING INC COM	Stock	053015103	492,372	1,682	SH		SOLE	0	534	0	1,148
FIRST TRUST CONSUMER DISCRETIONARY ALPHADEX FUND	ETF	33734X101	11,440	177	SH		SOLE	0	0	0	177
DUPONT DE NEMOURS INC COM	Stock	26614N102	1,068	14	SH		SOLE	0	14	0	0
ISHARES ESG AWARE 1-5 YEAR USD CORPORATE BOND ETF	ETF	46435G243	307,468	12,448	SH		SOLE	0	3,763	0	8,685
ISHARES RUSSELL 2000 VALUE ETF	ETF	464287630	12,313	75	SH		SOLE	0	75	0	0
SPDR GOLD SHARES	ETF	78463V107	14,770	61	SH		SOLE	0	61	0	0
BECTON DICKINSON & CO COM	Stock	075887109	35,392	156	SH		SOLE	0	18	0	138
BROADRIDGE FINL SOLUTIONS INC COM	Stock	11133T103	82,749	366	SH		SOLE	0	366	0	0
ISHARES RUSSELL 1000 GROWTH ETF	ETF	464287614	439,329	1,094	SH		SOLE	0	1,094	0	0
LABCORP HOLDINGS INC COM SHS	Stock	504922105	34,398	150	SH		SOLE	0	0	0	150
CONSUMER STAPLES SELECT SECTOR SPDR FUND	ETF	81369Y308	32,623	415	SH		SOLE	0	415	0	0
FIRST TRUST NASDAQ CLEAN EDGE SMART GRID INFRASTRUCTURE INDEX	ETF	33737A108	34,370	288	SH		SOLE	0	288	0	0
JPMORGAN ULTRA-SHORT INCOME ETF	ETF	46641Q837	20,631,141	409,592	SH		SOLE	0	281,723	0	127,868
AON PLC SHS CL A	Stock	G0403H108	39,867	111	SH		SOLE	0	19	0	92
STERIS PLC SHS USD	Stock	G8473T100	53,446	260	SH		SOLE	0	260	0	0
SMITH A O CORP COM	Stock	831865209	56,614	830	SH		SOLE	0	830	0	0
GALLAGHER ARTHUR J & CO COM	Stock	363576109	120,920	426	SH		SOLE	0	426	0	0
SPDR PORTFOLIO SHORT TERM CORPORATE BOND ETF	ETF	78464A474	2,412,690	80,800	SH		SOLE	0	77,219	0	3,580
PIMCO ENHANCED SHORT MATURITY ACTIVE EXCHANGE-TRADED FUND	ETF	72201R833	150,811	1,503	SH		SOLE	0	1,503	0	0
LINCOLN ELEC HLDGS INC COM	Stock	533900106	31,120	166	SH		SOLE	0	166	0	0
ISHARES CORE S&P SMALL CAP ETF	ETF	464287804	6,959,630	60,403	SH		SOLE	0	33,750	0	26,652
BERKSHIRE HATHAWAY INC DEL CL B NEW	Stock	084670702	1,035,745	2,285	SH		SOLE	0	780	0	1,505
ISHARES CORE MSCI INTERNATIONAL DEVELOPED MARKETS ETF	ETF	46435G326	314,098	4,872	SH		SOLE	0	1,600	0	3,272
ADOBE INC COM	Stock	00724F101	37,798	85	SH		SOLE	0	85	0	0
VANGUARD SHORT-TERM CORPORATE BOND ETF	ETF	92206C409	528,502	6,775	SH		SOLE	0	6,774	0	0
EXELON CORP COM	Stock	30161N101	11,631	309	SH		SOLE	0	309	0	0
VANGUARD INTERMEDIATE-TERM CORPORATE BOND ETF	ETF	92206C870	31,867	397	SH		SOLE	0	0	0	397
ALPHABET INC CAP STK CL A	Stock	02079K305	932,113	4,924	SH		SOLE	0	2,234	0	2,690
PROGRESSIVE CORP COM	Stock	743315103	14,856	62	SH		SOLE	0	62	0	0
OREILLY AUTOMOTIVE INC COM	Stock	67103H107	14,230	12	SH		SOLE	0	12	0	0
INTUIT COM	Stock	461202103	7,542	12	SH		SOLE	0	12	0	0
HALLIBURTON CO COM	Stock	406216101	27,408	1,008	SH		SOLE	0	0	0	1,008
CONSTELLATION BRANDS INC CL A	Stock	21036P108	8,398	38	SH		SOLE	0	0	0	38
FIRST TRUST SMID CAP RISING DIVIDEND ACHIEVERS ETF	ETF	33741X102	30,795	859	SH		SOLE	0	859	0	0
CSX CORP COM	Stock	126408103	21,976	681	SH		SOLE	0	0	0	681
COMCAST CORP NEW CL A	Stock	20030N101	67,366	1,795	SH		SOLE	0	645	0	1,150
ISHARES U.S. INFRASTRUCTURE ETF	ETF	46435U713	158,733	3,429	SH		SOLE	0	780	0	2,649
MICROSOFT CORP COM	Stock	594918104	3,575,601	8,483	SH		SOLE	0	5,074	0	3,409
ISHARES ESG AWARE MSCI USA SMALL-CAP ETF	ETF	46435U663	1,178,547	28,027	SH		SOLE	0	19,578	0	8,449
SMARTSHEET INC COM CL A	Stock	83200N103	2,241	40	SH		SOLE	0	40	0	0
WARNER BROS DISCOVERY INC COM SER A	Stock	934423104	2,357	223	SH		SOLE	0	223	0	0
CVS HEALTH CORP COM	Stock	126650100	32,455	723	SH		SOLE	0	473	0	250
DTE ENERGY CO COM	Stock	233331107	25,841	214	SH		SOLE	0	0	0	214
ISHARES FUTURE AI & TECH ETF	ETF	46435U556	6,005	162	SH		SOLE	0	67	0	95
AMERIPRISE FINL INC COM	Stock	03076C106	35,140	66	SH		SOLE	0	66	0	0
PGIM ULTRA SHORT BOND ETF	ETF	69344A107	73,730	1,488	SH		SOLE	0	1,488	0	0
FEDERAL AGRIC MTG CORP CL C	Stock	313148306	67,160	341	SH		SOLE	0	341	0	0
VANGUARD ESG U.S. STOCK ETF	ETF	921910733	171,739	1,637	SH		SOLE	0	426	0	1,211
VANGUARD SMALL-CAP ETF	ETF	922908751	439,567	1,829	SH		SOLE	0	966	0	862
VANGUARD MID-CAP ETF	ETF	922908629	900,683	3,410	SH		SOLE	0	2,517	0	893
NEXTERA ENERGY INC COM	Stock	65339F101	46,097	643	SH		SOLE	0	643	0	0
TESLA INC COM	Stock	88160R101	304,092	753	SH		SOLE	0	372	0	381
ISHARES ESG AWARE US AGGREGATE BOND ETF	ETF	46435U549	7,552,146	162,622	SH		SOLE	0	131,565	0	31,056
LINDE PLC SHS	Stock	G54950103	18,840	45	SH		SOLE	0	45	0	0
BAIN CAP SPECIALTY FIN INC COM STK	CEF	05684B107	29,364	1,676	SH		SOLE	0	1,676	0	0
SPDR S&P KENSHO CLEAN POWER ETF	ETF	78468R655	50,206	829	SH		SOLE	0	721	0	108
VANGUARD HEALTH CARE ETF	ETF	92204A504	59,363	234	SH		SOLE	0	65	0	169
FINANCIAL SELECT SECTOR SPDR FUND	ETF	81369Y605	20,395	422	SH		SOLE	0	422	0	0
QIFU TECHNOLOGY INC AMERICAN DEP	ADR	88557W101	1,535	40	SH		SOLE	0	40	0	0
ISHARES TRUST ISHARES USD GREEN BOND ETF	ETF	46435U440	5,030	108	SH		SOLE	0	107	0	0
ALERIAN MLP ETF	ETF	00162Q452	15,170	315	SH		SOLE	0	315	0	0
VANGUARD INDUSTRIALS ETF	ETF	92204A603	18,316	72	SH		SOLE	0	72	0	0
VANGUARD INFORMATION TECHNOLOGY ETF	ETF	92204A702	103,219	166	SH		SOLE	0	116	0	50
AMPHENOL CORP NEW CL A	Stock	032095101	102,786	1,480	SH		SOLE	0	1,480	0	0
CARLISLE COS INC COM	Stock	142339100	7,377	20	SH		SOLE	0	20	0	0
STANLEY BLACK & DECKER INC COM	Stock	854502101	3,426	43	SH		SOLE	0	42	0	0
DOW INC COM	Stock	260557103	8,668	216	SH		SOLE	0	216	0	0
ONESPAWORLD HOLDINGS LIMITED COM	Stock	P73684113	81,729	4,107	SH		SOLE	0	4,107	0	0
ALCON AG ORD SHS	Stock	H01301128	1,613	19	SH		SOLE	0	19	0	0
ZOOM COMMUNICATIONS INC CL A	Stock	98980L101	7,508	92	SH		SOLE	0	0	0	92
VANGUARD S&P 500 ETF	ETF	922908363	2,283,675	4,238	SH		SOLE	0	3,750	0	488
ASTRAZENECA PLC SPONSORED ADR	ADR	046353108	17,297	264	SH		SOLE	0	264	0	0
VANGUARD COMMUNICATION SERVICES ETF	ETF	92204A884	6,043	39	SH		SOLE	0	39	0	0
UBER TECHNOLOGIES INC COM	Stock	90353T100	2,413	40	SH		SOLE	0	40	0	0
SPDR S&P MIDCAP 400 ETF TRUST	ETF	78467Y107	112,777	198	SH		SOLE	0	0	0	198
CORTEVA INC COM	Stock	22052L104	456	8	SH		SOLE	0	0	0	8
GENERAL MTRS CO COM	Stock	37045V100	11,156	209	SH		SOLE	0	0	0	209
CROWDSTRIKE HLDGS INC CL A	Stock	22788C105	4,790	14	SH		SOLE	0	14	0	0
GOLDMAN SACHS ACCESS ULTRA SHORT BOND ETF	ETF	381430230	23,398	466	SH		SOLE	0	266	0	200
ISHARES SELF-DRIVING EV & TECH ETF	ETF	46435U366	25,050	857	SH		SOLE	0	857	0	0
JPMORGAN CORE PLUS BOND ETF	ETF	46641Q670	15,107,554	327,926	SH		SOLE	0	238,152	0	89,773
ISHARES IBONDS 2025 TERM HIGH YIELD & INCOME ETF	ETF	46435U168	323,224	13,932	SH		SOLE	0	6,198	0	7,734
ISHARES 0-5 YEAR TIPS BOND ETF	ETF	46429B747	64,783	644	SH		SOLE	0	98	0	545
VANECK GOLD MINERS ETF	ETF	92189F106	8,647	255	SH		SOLE	0	255	0	0
ISHARES MSCI EAFE GROWTH ETF	ETF	464288885	50,255	519	SH		SOLE	0	519	0	0
ISHARES CYBERSECURITY & TECH ETF	ETF	46435U135	40,496	830	SH		SOLE	0	660	0	170
WABTEC COM	Stock	929740108	569	3	SH		SOLE	0	3	0	0
ELI LILLY & CO COM	Stock	532457108	570,227	739	SH		SOLE	0	524	0	214
HASBRO INC COM	Stock	418056107	5,871	105	SH		SOLE	0	0	0	105
AIR PRODS & CHEMS INC COM	Stock	009158106	53,947	186	SH		SOLE	0	141	0	45
ISHARES RUSSELL MID-CAP VALUE ETF	ETF	464287473	39,966	309	SH		SOLE	0	309	0	0
BNY MELLON STRATEGIC MUNS INC COM	CEF	05588W108	3,364	557	SH		SOLE	0	557	0	0
BLACKROCK MUNIYILD QULT FD INC COM	CEF	09254F100	530	46	SH		SOLE	0	46	0	0
BLACKROCK MUNIHLDNGS CALI QLTY COM	CEF	09254L107	1,148	108	SH		SOLE	0	108	0	0
ISHARES RUSSELL 2000 ETF	ETF	464287655	544,224	2,463	SH		SOLE	0	2,316	0	147
PIMCO ENHANCED SHORT MATURITY ACTIVE ESG EXCHANGE-TRADED FUND	ETF	72201R643	397,555	4,040	SH		SOLE	0	1,938	0	2,101
VERTIV HOLDINGS CO COM CL A	Stock	92537N108	2,386	21	SH		SOLE	0	21	0	0
DUKE ENERGY CORP NEW COM NEW	Stock	26441C204	17,454	162	SH		SOLE	0	162	0	0
SPDR S&P AEROSPACE & DEFENSE ETF	ETF	78464A631	252,074	1,520	SH		SOLE	0	356	0	1,164
DIGITAL RLTY TR INC COM	REIT	253868103	12,945	73	SH		SOLE	0	73	0	0
PROSHARES SHORT S&P500	ETF	74349Y753	5,976	141	SH		SOLE	0	141	0	0
ISHARES IBONDS DEC 2027 TERM TREASURY ETF	ETF	46436E841	254,902	11,484	SH		SOLE	0	11,483	0	0
STURM RUGER & CO INC COM	Stock	864159108	3,537	100	SH		SOLE	0	0	0	100
ISHARES IBONDS DEC 2025 TERM TREASURY ETF	ETF	46436E866	312,434	13,398	SH		SOLE	0	13,397	0	0
ISHARES IBONDS DEC 2026 TERM TREASURY ETF	ETF	46436E858	317,227	13,907	SH		SOLE	0	13,907	0	0
CARRIER GLOBAL CORPORATION COM	Stock	14448C104	54,745	802	SH		SOLE	0	92	0	710
BROOKFIELD INFRASTRUCTURE CORP COM SUB VTG A	Stock	11276H106	280	7	SH		SOLE	0	7	0	0
FREEPORT-MCMORAN INC CL B	Stock	35671D857	1,599	42	SH		SOLE	0	42	0	0
SYSCO CORP COM	Stock	871829107	31,654	414	SH		SOLE	0	414	0	0
ISHARES U.S. AEROSPACE & DEFENSE ETF	ETF	464288760	109,303	752	SH		SOLE	0	0	0	752
PUTNAM MANAGED MUN INCOME TR COM	CEF	746823103	4,000	670	SH		SOLE	0	670	0	0
BLACKROCK MUNIVEST FD INC COM	CEF	09253R105	10,088	1,433	SH		SOLE	0	1,433	0	0
JPMORGAN EQUITY PREMIUM INCOME ETF	ETF	46641Q332	706,891	12,287	SH		SOLE	0	2,732	0	9,554
BLACKROCK RES & COMMODITIES ST SHS	CEF	09257A108	2,912	341	SH		SOLE	0	341	0	0
ISHARES 0-3 MONTH TREASURY BOND ETF	ETF	46436E718	9,191,920	91,626	SH		SOLE	0	86,911	0	4,715
ISHARES ESG AWARE MODERATE ALLOCATION ETF	ETF	46436E684	7,563	276	SH		SOLE	0	276	0	0
PGIM AAA CLO ETF	ETF	69344A834	80,077	1,564	SH		SOLE	0	1,564	0	0
ISHARES SELECT DIVIDEND ETF	ETF	464287168	1,430,452	10,895	SH		SOLE	0	5,755	0	5,139
AMERICAN ELEC PWR CO INC COM	Stock	025537101	55,338	600	SH		SOLE	0	600	0	0
ABRDN GLOBAL INFRA INCOME FUND COM SHS BEN INT	CEF	00326W106	4,698	268	SH		SOLE	0	268	0	0
EDISON INTL COM	Stock	281020107	5,030	63	SH		SOLE	0	63	0	0
ISHARES RUSSELL MID-CAP GROWTH ETF	ETF	464287481	39,800	314	SH		SOLE	0	314	0	0
KRANESHARES GLOBAL CARBON STRATEGY ETF	ETF	500767678	11,519	393	SH		SOLE	0	248	0	145
HF SINCLAIR CORP COM	Stock	403949100	2,138	61	SH		SOLE	0	61	0	0
FIRST TRUST CLOUD COMPUTING ETF	ETF	33734X192	38,238	321	SH		SOLE	0	239	0	82
SNOWFLAKE INC CL A	Stock	833445109	1,235	8	SH		SOLE	0	8	0	0
VANGUARD SMALL CAP VALUE ETF	ETF	922908611	1,189	6	SH		SOLE	0	6	0	0
ISHARES ESG SCREENED S&P MID-CAP ETF	ETF	46436E551	100,936	2,413	SH		SOLE	0	1,376	0	1,035
EASTERN BANKSHARES INC COM	Stock	27627N105	170,982	9,912	SH		SOLE	0	0	0	9,912
BLACKROCK MUNIYIELD FD INC COM	CEF	09253W104	4,374	421	SH		SOLE	0	421	0	0
VIATRIS INC COM	Stock	92556V106	2,321	186	SH		SOLE	0	64	0	122
FIRST SOLAR INC COM	Stock	336433107	12,161	69	SH		SOLE	0	69	0	0
ISHARES MSCI EAFE VALUE ETF	ETF	464288877	2,728	52	SH		SOLE	0	52	0	0
VANGUARD MID-CAP GROWTH ETF	ETF	922908538	1,776	7	SH		SOLE	0	7	0	0
ISHARES MSCI GLOBAL MIN VOL FACTOR ETF	ETF	464286525	203,112	1,860	SH		SOLE	0	0	0	1,860
ISHARES ESG AWARE GROWTH ALLOCATION ETF	ETF	46436E676	3,224	103	SH		SOLE	0	102	0	0
ISHARES MSCI EMERGING MARKETS MIN VOL FACTOR ETF	ETF	464286533	139,118	2,399	SH		SOLE	0	0	0	2,399
TRACTOR SUPPLY CO COM	Stock	892356106	39,951	753	SH		SOLE	0	752	0	0
ORGANON & CO COMMON STOCK	Stock	68622V106	463	31	SH		SOLE	0	31	0	0
VISA INC COM CL A	Stock	92826C839	536,320	1,697	SH		SOLE	0	1,130	0	567
DIMENSIONAL U.S. TARGETED VALUE ETF	ETF	25434V609	32,005	575	SH		SOLE	0	0	0	575
ISHARES MSCI EAFE MIN VOL FACTOR ETF	ETF	46429B689	652,653	9,230	SH		SOLE	0	9,150	0	80
DOXIMITY INC CL A	Stock	26622P107	1,335	25	SH		SOLE	0	25	0	0
DT MIDSTREAM INC COMMON STOCK	Stock	23345M107	10,639	107	SH		SOLE	0	0	0	107
ISHARES MSCI USA MIN VOL FACTOR ETF	ETF	46429B697	2,811,552	31,665	SH		SOLE	0	5,449	0	26,216
INVESCO SOLAR ETF	ETF	46138G706	5,962	180	SH		SOLE	0	0	0	180
ARCHER AVIATION INC COM CL A	Stock	03945R102	1,950	200	SH		SOLE	0	0	0	200
PIMCO ACTIVE BOND EXCHANGE-TRADED FUND	ETF	72201R775	37,252	412	SH		SOLE	0	411	0	0
TRUMP MEDIA & TECHNOLOGY GROUP COM	Stock	25400Q105	6,820	200	SH		SOLE	0	200	0	0
KELLANOVA COM	Stock	487836108	129,957	1,605	SH		SOLE	0	1,605	0	0
ISHARES MSCI INDIA ETF	ETF	46429B598	46,902	891	SH		SOLE	0	891	0	0
KYNDRYL HLDGS INC COMMON STOCK	Stock	50155Q100	727	21	SH		SOLE	0	21	0	0
VANGUARD SMALL-CAP GROWTH ETF	ETF	922908595	22,965	82	SH		SOLE	0	82	0	0
ISHARES U.S. TREASURY BOND ETF	ETF	46429B267	117,474	5,112	SH		SOLE	0	5,112	0	0
RIVIAN AUTOMOTIVE INC COM CL A	Stock	76954A103	2,660	200	SH		SOLE	0	0	0	200
JPMORGAN INCOME ETF	ETF	46641Q159	45,620	1,000	SH		SOLE	0	1,000	0	0
MFS HIGH INCOME MUN TR SH BEN INT	CEF	59318D104	9,263	2,517	SH		SOLE	0	2,517	0	0
NUVEEN MUN VALUE FD INC COM	CEF	670928100	49,015	5,706	SH		SOLE	0	1,636	0	4,070
L3HARRIS TECHNOLOGIES INC COM	Stock	502431109	7,570	36	SH		SOLE	0	36	0	0
AMERICAN TOWER CORP NEW COM	REIT	03027X100	44,935	245	SH		SOLE	0	211	0	34
ISHARES CORE S&P TOTAL U.S. STOCK MARKET ETF	ETF	464287150	10,161	79	SH		SOLE	0	79	0	0
ROYCE SMALL CAP TRUST INC COM	CEF	780910105	161,429	10,217	SH		SOLE	0	0	0	10,217
CONSTELLATION ENERGY CORP COM	Stock	21037T109	23,266	104	SH		SOLE	0	104	0	0
META PLATFORMS INC CL A	Stock	30303M102	512,321	875	SH		SOLE	0	164	0	711
BNY MELLON STRATEGIC MUN BD FD COM	CEF	09662E109	3,283	565	SH		SOLE	0	565	0	0
ZIMVIE INC COM	Stock	98888T107	140	10	SH		SOLE	0	0	0	10
ASML HOLDING N V N Y REGISTRY SHS	ADR	N07059210	2,079	3	SH		SOLE	0	3	0	0
ISHARES AAA-A RATED CORPORATE BOND ETF	ETF	46429B291	14,037	300	SH		SOLE	0	0	0	300
NUVEEN MUNICIPAL CREDIT INC FD COM SH BEN INT	CEF	67070X101	13,010	1,069	SH		SOLE	0	1,069	0	0
EMBECTA CORP COMMON STOCK	Stock	29082K105	558	27	SH		SOLE	0	0	0	27
MODIV INDUSTRIAL INC COM STK CL C	REIT	60784B101	13,943	937	SH		SOLE	0	937	0	0
COHEN & STEERS TOTAL RETURN RL COM	CEF	19247R103	65,427	5,650	SH		SOLE	0	0	0	5,650
VIRTUS TOTAL RETURN FD INC COM	CEF	92835W107	69,734	11,900	SH		SOLE	0	0	0	11,900
SERVICENOW INC COM	Stock	81762P102	2,120	2	SH		SOLE	0	2	0	0
PACKAGING CORP AMER COM	Stock	695156109	18,911	84	SH		SOLE	0	84	0	0
PALO ALTO NETWORKS INC COM	Stock	697435105	16,740	92	SH		SOLE	0	92	0	0
HALEON PLC SPON ADS	ADR	405552100	3,110	326	SH		SOLE	0	326	0	0
FEDERATED HERMES PREM MUNI INM COM	CEF	31423P108	3,633	333	SH		SOLE	0	333	0	0
INVESCO TR INVT GRADE MUNS COM	CEF	46131M106	3,232	320	SH		SOLE	0	320	0	0
MONDELEZ INTL INC CL A	Stock	609207105	8,601	144	SH		SOLE	0	144	0	0
BUILDERS FIRSTSOURCE INC COM	Stock	12008R107	17,437	122	SH		SOLE	0	122	0	0
BROADCOM INC COM	Stock	11135F101	371,871	1,604	SH		SOLE	0	1,604	0	0
D R HORTON INC COM	Stock	23331A109	42,365	303	SH		SOLE	0	303	0	0
JOHNSON CTLS INTL PLC SHS	Stock	G51502105	2,605	33	SH		SOLE	0	33	0	0
METLIFE INC COM	Stock	59156R108	24,564	300	SH		SOLE	0	300	0	0
MARTIN MARIETTA MATLS INC COM	Stock	573284106	4,132	8	SH		SOLE	0	8	0	0
INVESCO FTSE RAFI US 1500 SMALL-MID ETF	ETF	46137V597	282,948	6,800	SH		SOLE	0	0	0	6,800
ISHARES CORE MSCI TOTAL INTERNATIONAL STOCK ETF	ETF	46432F834	33,731	510	SH		SOLE	0	510	0	0
NOVARTIS AG SPONSORED ADR	ADR	66987V109	6,520	67	SH		SOLE	0	67	0	0
ISHARES CORE MSCI EAFE ETF	ETF	46432F842	180,409	2,567	SH		SOLE	0	2,567	0	0
INVESCO S&P 500 HIGH DIVIDEND LOW VOLATILITY ETF	ETF	46138E362	21,788	451	SH		SOLE	0	451	0	0
KINDER MORGAN INC DEL COM	Stock	49456B101	89,265	3,258	SH		SOLE	0	3,257	0	0
ACCENTURE PLC IRELAND SHS CLASS A	Stock	G1151C101	103,778	295	SH		SOLE	0	295	0	0
EQUIFAX INC COM	Stock	294429105	11,468	45	SH		SOLE	0	45	0	0
GE HEALTHCARE TECHNOLOGIES INC COMMON STOCK	Stock	36266G107	11,548	148	SH		SOLE	0	102	0	45
KROGER CO COM	Stock	501044101	85,488	1,398	SH		SOLE	0	598	0	800
ENBRIDGE INC COM	Stock	29250N105	5,601	132	SH		SOLE	0	132	0	0
ISHARES U.S. MEDICAL DEVICES ETF	ETF	464288810	521,199	8,932	SH		SOLE	0	2,291	0	6,641
MILLERKNOLL INC COM	Stock	600544100	6,777	300	SH		SOLE	0	0	0	300
NVIDIA CORPORATION COM	Stock	67066G104	815,006	6,069	SH		SOLE	0	6,069	0	0
ISHARES 1-5 YEAR INVESTMENT GRADE CORPORATE BOND ETF	ETF	464288646	260,811	5,045	SH		SOLE	0	1,454	0	3,590
ISHARES SHORT TREASURY BOND ETF	ETF	464288679	19,847,382	180,250	SH		SOLE	0	119,057	0	61,193
WESTERN DIGITAL CORP COM	Stock	958102105	775	13	SH		SOLE	0	13	0	0
STAR BULK CARRIERS CORP. SHS PAR	Stock	Y8162K204	19,525	1,306	SH		SOLE	0	1,306	0	0
GRAINGER W W INC COM	Stock	384802104	257,188	244	SH		SOLE	0	4	0	240
ABBVIE INC COM	Stock	00287Y109	141,627	797	SH		SOLE	0	797	0	0
S&P GLOBAL INC COM	Stock	78409V104	94,626	190	SH		SOLE	0	190	0	0
BLACKROCK CALIF MUN INCOME TR SH BEN INT	CEF	09248E102	7,739	691	SH		SOLE	0	691	0	0
INVESCO ADVANTAGE MUN INCOME T SH BEN INT	CEF	46132E103	3,181	364	SH		SOLE	0	364	0	0
ISHARES CORE MSCI EMERGING MARKETS ETF	ETF	46434G103	69,348	1,328	SH		SOLE	0	1,328	0	0
LIBERTY MEDIA CORP DEL COM LBTY ONE S A	Stock	531229771	168	2	SH		SOLE	0	2	0	0
ARCBEST CORP COM	Stock	03937C105	3,080	33	SH		SOLE	0	33	0	0
VANGUARD FTSE ALL-WORLD EX-US INDEX FUND	ETF	922042775	48,167	839	SH		SOLE	0	839	0	0
NORWEGIAN CRUISE LINE HLDG LTD SHS	Stock	G66721104	2,573	100	SH		SOLE	0	0	0	100
FIRST TRUST NASDAQ TECHNOLOGY DIVIDEND INDEX FUND	ETF	33738R118	6,591	84	SH		SOLE	0	84	0	0
ZOETIS INC CL A	Stock	98978V103	8,798	54	SH		SOLE	0	54	0	0
BLACKROCK MUNIYIELD QUALITY FD COM	CEF	09254E103	938	85	SH		SOLE	0	85	0	0
BLACKROCK MUNIYIELD QUALITY FD COM	CEF	09254G108	3,776	383	SH		SOLE	0	383	0	0
VALE S A SPONSORED ADS	ADR	91912E105	7,335	827	SH		SOLE	0	827	0	0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS	ADR	874039100	15,602	79	SH		SOLE	0	79	0	0
ISHARES ESG AWARE MSCI EM ETF	ETF	46434G863	794,582	23,797	SH		SOLE	0	17,052	0	6,745
ISHARES RUSSELL 2000 GROWTH ETF	ETF	464287648	10,362	36	SH		SOLE	0	36	0	0
CASELLA WASTE SYS INC CL A	Stock	147448104	169,296	1,600	SH		SOLE	0	100	0	1,500
BLACKSTONE INC COM	Stock	09260D107	11,380	66	SH		SOLE	0	66	0	0
FORTREA HLDGS INC COMMON STOCK	Stock	34965K107	2,798	150	SH		SOLE	0	0	0	150
ZIMMER BIOMET HOLDINGS INC COM	Stock	98956P102	12,676	120	SH		SOLE	0	20	0	100
ROCKWELL AUTOMATION INC COM	Stock	773903109	14,290	50	SH		SOLE	0	50	0	0
NUVEEN QUALITY MUNCP INCOME FD COM	CEF	67066V101	4,886	419	SH		SOLE	0	419	0	0
NUVEEN AMT FREE MUN CR INC FD COM	CEF	67071L106	9,796	799	SH		SOLE	0	799	0	0
STRYKER CORPORATION COM	Stock	863667101	52,567	146	SH		SOLE	0	71	0	75
QUALCOMM INC COM	Stock	747525103	22,275	145	SH		SOLE	0	145	0	0
SPDR BLACKSTONE SENIOR LOAN ETF	ETF	78467V608	387,087	9,276	SH		SOLE	0	8,630	0	646
FASTENAL CO COM	Stock	311900104	5,681	79	SH		SOLE	0	79	0	0
GENERAL DYNAMICS CORP COM	Stock	369550108	92,222	350	SH		SOLE	0	100	0	250
INTUITIVE SURGICAL INC COM NEW	Stock	46120E602	2,610	5	SH		SOLE	0	5	0	0
VERALTO CORP COM SHS	Stock	92338C103	3,667	36	SH		SOLE	0	36	0	0
DISCOVER FINL SVCS COM	Stock	254709108	9,354	54	SH		SOLE	0	0	0	54
WK KELLOGG CO COM SHS	Stock	92942W107	7,214	401	SH		SOLE	0	401	0	0
MCDONALDS CORP COM	Stock	580135101	201,474	695	SH		SOLE	0	438	0	257
PAYLOCITY HLDG CORP COM	Stock	70438V106	598	3	SH		SOLE	0	3	0	0
INTERCONTINENTAL EXCHANGE INC COM	Stock	45866F104	32,782	220	SH		SOLE	0	220	0	0
DOVER CORP COM	Stock	260003108	7,316	39	SH		SOLE	0	39	0	0
CISCO SYS INC COM	Stock	17275R102	109,757	1,854	SH		SOLE	0	906	0	948
CAPITAL ONE FINL CORP COM	Stock	14040H105	4,101	23	SH		SOLE	0	23	0	0
ISHARES RUSSELL MIDCAP ETF	ETF	464287499	35,890	406	SH		SOLE	0	406	0	0
AUTODESK INC COM	Stock	052769106	5,025	17	SH		SOLE	0	17	0	0
CDW CORP COM	Stock	12514G108	55,519	319	SH		SOLE	0	319	0	0
AT&T INC COM	Stock	00206R102	82,368	3,617	SH		SOLE	0	2,196	0	1,420
CLEARWAY ENERGY INC CL C	Stock	18539C204	28,184	1,084	SH		SOLE	0	1,084	0	0
REDDIT INC CL A	Stock	75734B100	16,344	100	SH		SOLE	0	0	0	100
ENERGY SELECT SECTOR SPDR FUND	ETF	81369Y506	269,486	3,146	SH		SOLE	0	2,436	0	710
SOLVENTUM CORP COM SHS	Stock	83444M101	5,615	85	SH		SOLE	0	85	0	0
GE VERNOVA INC COM	Stock	36828A101	27,243	83	SH		SOLE	0	49	0	33
ISHARES BIOTECHNOLOGY ETF	ETF	464287556	42,421	321	SH		SOLE	0	0	0	320
GE AEROSPACE COM NEW	Stock	369604301	76,953	461	SH		SOLE	0	323	0	138
ISHARES MSCI USA QUALITY FACTOR ETF	ETF	46432F339	196,977	1,106	SH		SOLE	0	846	0	260
NOKIA CORP SPONSORED ADR	ADR	654902204	177	40	SH		SOLE	0	40	0	0
MOTOROLA SOLUTIONS INC COM NEW	Stock	620076307	6,009	13	SH		SOLE	0	13	0	0
ISHARES US FINANCIAL SERVICES ETF	ETF	464287770	14,706	189	SH		SOLE	0	189	0	0
PROSHARES S&P 500 DIVIDEND ARISTOCRATS ETF	ETF	74348A467	49,775	500	SH		SOLE	0	500	0	0
FIDELITY MSCI UTILITIES INDEX ETF	ETF	316092865	467,843	9,593	SH		SOLE	0	5,134	0	4,458
FIDELITY MSCI ENERGY INDEX ETF	ETF	316092402	4,983	209	SH		SOLE	0	209	0	0
FIDELITY MSCI HEALTH CARE INDEX ETF	ETF	316092600	625,817	9,576	SH		SOLE	0	2,707	0	6,868
FIDELITY MSCI CONSUMER STAPLES INDEX ETF	ETF	316092303	20,963	424	SH		SOLE	0	0	0	424
FIDELITY MSCI INFORMATION TECHNOLOGY INDEX ETF	ETF	316092808	181,182	980	SH		SOLE	0	980	0	0
ISHARES S&P 500 VALUE ETF	ETF	464287408	121,781	638	SH		SOLE	0	638	0	0
LULULEMON ATHLETICA INC COM	Stock	550021109	2,677	7	SH		SOLE	0	7	0	0
ISHARES S&P 500 GROWTH ETF	ETF	464287309	265,907	2,619	SH		SOLE	0	2,619	0	0
ISHARES CORE S&P 500 ETF	ETF	464287200	60,919,942	103,486	SH		SOLE	0	66,505	0	36,980
THE CIGNA GROUP COM	Stock	125523100	142,268	515	SH		SOLE	0	270	0	245
ONEOK INC NEW COM	Stock	682680103	100,400	1,000	SH		SOLE	0	1,000	0	0
ISHARES 0-5 YEAR HIGH YIELD CORPORATE BOND ETF	ETF	46434V407	14,947	351	SH		SOLE	0	350	0	0
WELLS FARGO CO NEW COM	Stock	949746101	26,621	379	SH		SOLE	0	317	0	62
UNION PAC CORP COM	Stock	907818108	16,875	74	SH		SOLE	0	74	0	0
CINTAS CORP COM	Stock	172908105	6,212	34	SH		SOLE	0	34	0	0
ECOLAB INC COM	Stock	278865100	12,419	53	SH		SOLE	0	53	0	0
SALESFORCE INC COM	Stock	79466L302	173,183	518	SH		SOLE	0	51	0	467
DOLBY LABORATORIES INC COM CL A	Stock	25659T107	1,406	18	SH		SOLE	0	18	0	0
MICROCHIP TECHNOLOGY INC. COM	Stock	595017104	3,785	66	SH		SOLE	0	66	0	0
PITNEY BOWES INC COM	Stock	724479100	3,005	415	SH		SOLE	0	0	0	415
NORTHROP GRUMMAN CORP COM	Stock	666807102	3,754	8	SH		SOLE	0	8	0	0
IDEXX LABS INC COM	Stock	45168D104	49,613	120	SH		SOLE	0	120	0	0
THERMO FISHER SCIENTIFIC INC COM	Stock	883556102	538,958	1,036	SH		SOLE	0	369	0	667
VANGUARD MID-CAP VALUE ETF	ETF	922908512	1,779	11	SH		SOLE	0	11	0	0
LOCKHEED MARTIN CORP COM	Stock	539830109	179,798	370	SH		SOLE	0	170	0	200
JPMORGAN CHASE & CO. COM	Stock	46625H100	546,539	2,280	SH		SOLE	0	1,150	0	1,130
SPDR PORTFOLIO EMERGING MARKETS ETF	ETF	78463X509	3,988,651	103,952	SH		SOLE	0	53,978	0	49,973
CHEVRON CORP NEW COM	Stock	166764100	269,113	1,858	SH		SOLE	0	1,858	0	0
ISHARES NATIONAL MUNI BOND ETF	ETF	464288414	9,696	91	SH		SOLE	0	91	0	0
CONOCOPHILLIPS COM	Stock	20825C104	21,817	220	SH		SOLE	0	220	0	0
BRUNSWICK CORP COM	Stock	117043109	12,936	200	SH		SOLE	0	0	0	200
VANGUARD FTSE DEVELOPED MARKETS ETF	ETF	921943858	30,798,440	644,049	SH		SOLE	0	405,899	0	238,150
DANAHER CORPORATION COM	Stock	235851102	116,382	507	SH		SOLE	0	507	0	0
M & T BK CORP COM	Stock	55261F104	45,749	243	SH		SOLE	0	30	0	213
TJX COS INC NEW COM	Stock	872540109	143,337	1,186	SH		SOLE	0	101	0	1,085
BANK AMERICA CORP COM	Stock	060505104	39,116	890	SH		SOLE	0	435	0	455
FIRST TRUST GLOBAL TACTICAL COMMODITY STRATEGY FUND	ETF	33739H101	3,350	140	SH		SOLE	0	140	0	0
BLACKROCK MUNIHLDGS NY QLTY FD COM	CEF	09255C106	496	48	SH		SOLE	0	48	0	0
SPDR S&P DIVIDEND ETF	ETF	78464A763	9,511	72	SH		SOLE	0	72	0	0
WALMART INC COM	Stock	931142103	67,311	745	SH		SOLE	0	745	0	0
ISHARES INTERNATIONAL SELECT DIVIDEND ETF	ETF	464288448	28,338	1,035	SH		SOLE	0	1,035	0	0
INTERNATIONAL BUSINESS MACHS COM	Stock	459200101	203,811	927	SH		SOLE	0	268	0	659
ORACLE CORP COM	Stock	68389X105	121,647	730	SH		SOLE	0	654	0	76
RTX CORPORATION COM	Stock	75513E101	383,597	3,315	SH		SOLE	0	1,805	0	1,509
VANGUARD FTSE EMERGING MARKETS ETF	ETF	922042858	320,940	7,287	SH		SOLE	0	6,987	0	300
INVESCO INTERNATIONAL BUYBACK ACHIEVERS ETF	ETF	46138E644	3,971	100	SH		SOLE	0	100	0	0
TEXAS INSTRS INC COM	Stock	882508104	16,876	90	SH		SOLE	0	90	0	0
TARGET CORP COM	Stock	87612E106	12,166	90	SH		SOLE	0	90	0	0
PFIZER INC COM	Stock	717081103	119,497	4,504	SH		SOLE	0	1,365	0	3,139
ISHARES IBOXX $ INVESTMENT GRADE CORPORATE BOND ETF	ETF	464287242	44,873	420	SH		SOLE	0	420	0	0
3M CO COM	Stock	88579Y101	44,020	341	SH		SOLE	0	341	0	0
HP INC COM	Stock	40434L105	31,162	955	SH		SOLE	0	955	0	0
GILEAD SCIENCES INC COM	Stock	375558103	92,093	997	SH		SOLE	0	222	0	775
CATERPILLAR INC COM	Stock	149123101	27,207	75	SH		SOLE	0	20	0	55
ALPHABET INC CAP STK CL C	Stock	02079K107	508,475	2,670	SH		SOLE	0	2,670	0	0
AMERICAN EXPRESS CO COM	Stock	025816109	184,307	621	SH		SOLE	0	276	0	345
AMGEN INC COM	Stock	031162100	255,491	980	SH		SOLE	0	50	0	930
APPLIED MATLS INC COM	Stock	038222105	16,100	99	SH		SOLE	0	99	0	0
OTIS WORLDWIDE CORP COM	Stock	68902V107	25,838	279	SH		SOLE	0	29	0	250
ANALOG DEVICES INC COM	Stock	032654105	6,161	29	SH		SOLE	0	29	0	0
FIRST TRUST NYSE ARCA BIOTECHNOLOGY INDEX FUND	ETF	33733E203	16,289	98	SH		SOLE	0	0	0	98
HUMANA INC COM	Stock	444859102	61,398	242	SH		SOLE	0	42	0	200
ARES MANAGEMENT CORPORATION CL A COM STK	Stock	03990B101	1,947	11	SH		SOLE	0	11	0	0
NUVEEN AMT FREE QLTY MUN INCME COM	CEF	670657105	18,386	1,630	SH		SOLE	0	1,630	0	0
WILLIAMS COS INC COM	Stock	969457100	7,956	147	SH		SOLE	0	147	0	0
ISHARES CORE S&P U.S. GROWTH ETF	ETF	464287671	24,437,604	175,369	SH		SOLE	0	110,892	0	64,475
ISHARES CORE S&P US VALUE ETF	ETF	464287663	712,469	7,695	SH		SOLE	0	6,694	0	1,000
ISHARES U.S. CONSUMER DISCRETIONARY ETF	ETF	464287580	96,140	1,000	SH		SOLE	0	0	0	1,000
MERCADOLIBRE INC COM	Stock	58733R102	5,101	3	SH		SOLE	0	3	0	0
NEXSTAR MEDIA GROUP INC COMMON STOCK	Stock	65336K103	26,065	165	SH		SOLE	0	165	0	0
VANGUARD DIVIDEND APPRECIATION ETF	ETF	921908844	10,418,978	53,204	SH		SOLE	0	35,925	0	17,278
ISHARES CORE U.S. AGGREGATE BOND ETF	ETF	464287226	42,987,692	443,629	SH		SOLE	0	302,938	0	140,691
ISHARES CORE DIVIDEND GROWTH ETF	ETF	46434V621	761,291	12,411	SH		SOLE	0	10,383	0	2,028
LIBERTY MEDIA CORP DEL COM LBTY ONE S C	Stock	531229755	1,297	14	SH		SOLE	0	14	0	0
EATON CORP PLC SHS	Stock	G29183103	95,910	289	SH		SOLE	0	289	0	0
INVESCO NATIONAL AMT-FREE MUNICIPAL BOND ETF	ETF	46138E537	487,472	20,647	SH		SOLE	0	7,528	0	13,118
ISHARES ULTRA SHORT-TERM BOND ACTIVE ETF	ETF	46434V878	540,307	10,714	SH		SOLE	0	9,534	0	1,180
ISHARES CORE MSCI EUROPE ETF	ETF	46434V738	6,748	125	SH		SOLE	0	0	0	125
BLACKROCK MUNIVEST FD II INC COM	CEF	09253T101	3,365	319	SH		SOLE	0	319	0	0
INVESCO MUN OPPORTUNITY TR COM	CEF	46132C107	13,715	1,411	SH		SOLE	0	1,411	0	0
BROOKFIELD INFRAST PARTNERS LP LP INT UNIT	Stock	G16252101	2,384	75	SH		SOLE	0	75	0	0
ISHARES S&P SMALL-CAP 600 VALUE ETF	ETF	464287879	13,033	120	SH		SOLE	0	120	0	0
ISHARES S&P MID-CAP 400 GROWTH ETF	ETF	464287606	5,910	65	SH		SOLE	0	65	0	0
ISHARES S&P MID-CAP 400 VALUE ETF	ETF	464287705	161,573	1,293	SH		SOLE	0	1,293	0	0
FERGUSON ENTERPRISES INC COMMON STOCK NEW	Stock	31488V107	60,750	350	SH		SOLE	0	350	0	0
PIMCO MUN INCOME FD COM	CEF	72200R107	341	38	SH		SOLE	0	38	0	0
DNP SELECT INCOME FD INC COM	CEF	23325P104	112,587	12,765	SH		SOLE	0	0	0	12,765
HUBSPOT INC COM	Stock	443573100	4,181	6	SH		SOLE	0	6	0	0
AMEDISYS INC COM	Stock	023436108	11,349	125	SH		SOLE	0	125	0	0
ESSENTIAL UTILS INC COM	Stock	29670G102	64,141	1,766	SH		SOLE	0	1,766	0	0
FIRST TRUST NASDAQ CLEAN EDGE GREEN ENERGY INDEX FUND	ETF	33733E500	13,911	410	SH		SOLE	0	0	0	410
SPDR PORTFOLIO S&P 500 GROWTH ETF	ETF	78464A409	140,640	1,600	SH		SOLE	0	1,600	0	0
JOHN HANCOCK MULTIFACTOR MID CAP ETF	ETF	47804J206	20,667	346	SH		SOLE	0	346	0	0
LAM RESEARCH CORP COM NEW	Stock	512807306	302,644	4,190	SH		SOLE	0	3,910	0	280
FIRST TRUST WATER ETF	ETF	33733B100	1,819,833	17,833	SH		SOLE	0	14,089	0	3,743
PARKER-HANNIFIN CORP COM	Stock	701094104	15,901	25	SH		SOLE	0	25	0	0
FIDELITY TOTAL BOND ETF	ETF	316188309	29,309,169	653,202	SH		SOLE	0	464,988	0	188,213
PROGRESS SOFTWARE CORP COM	Stock	743312100	16,288	250	SH		SOLE	0	250	0	0
VANGUARD MEGA CAP GROWTH ETF	ETF	921910816	130,496	380	SH		SOLE	0	380	0	0
PNC FINL SVCS GROUP INC COM	Stock	693475105	7,328	38	SH		SOLE	0	0	0	38
TKO GROUP HOLDINGS INC CL A	Stock	87256C101	1,705	12	SH		SOLE	0	12	0	0
EQUINIX INC COM	REIT	29444U700	11,315	12	SH		SOLE	0	12	0	0
BRISTOL-MYERS SQUIBB CO COM	Stock	110122108	36,082	638	SH		SOLE	0	418	0	219
BERKLEY W R CORP COM	Stock	084423102	68,468	1,170	SH		SOLE	0	1,170	0	0
SPDR DOW JONES REIT ETF	ETF	78464A607	494	5	SH		SOLE	0	5	0	0
SPDR S&P INTERNATIONAL DIVIDEND ETF	ETF	78463X772	3,846	110	SH		SOLE	0	110	0	0
ISHARES U.S. ETF TRUST ISHARES GSCI COMMODITY DYNAMIC ROLL STRATEGY ETF	ETF	46431W853	20,501	810	SH		SOLE	0	0	0	810
REALTY INCOME CORP COM	REIT	756109104	3,578	67	SH		SOLE	0	0	0	67
DOMINION ENERGY INC COM	Stock	25746U109	5,386	100	SH		SOLE	0	100	0	0
AGILENT TECHNOLOGIES INC COM	Stock	00846U101	40,302	300	SH		SOLE	0	300	0	0
EXXON MOBIL CORP COM	Stock	30231G102	124,889	1,161	SH		SOLE	0	1,161	0	0
UNITEDHEALTH GROUP INC COM	Stock	91324P102	323,245	639	SH		SOLE	0	354	0	285
VANGUARD MEGA CAP VALUE ETF	ETF	921910840	73,947	592	SH		SOLE	0	592	0	0
PRICE T ROWE GROUP INC COM	Stock	74144T108	11,309	100	SH		SOLE	0	0	0	100
TRAVELERS COMPANIES INC COM	Stock	89417E109	20,717	86	SH		SOLE	0	19	0	67
ISHARES EXPONENTIAL TECHNOLOGIES ETF	ETF	46434V381	97,663	1,637	SH		SOLE	0	927	0	710
LOWES COS INC COM	Stock	548661107	16,289	66	SH		SOLE	0	66	0	0
ARK AUTONOMOUS TECHNOLOGY & ROBOTICS ETF	ETF	00214Q203	8,652	112	SH		SOLE	0	0	0	112
DEERE & CO COM	Stock	244199105	86,011	203	SH		SOLE	0	203	0	0
ISHARES INTEREST RATE HEDGED CORPORATE BOND ETF	ETF	46431W705	80,684	870	SH		SOLE	0	870	0	0
PATTERSON COS INC COM	Stock	703395103	25,429	824	SH		SOLE	0	0	0	824
COLGATE PALMOLIVE CO COM	Stock	194162103	9,091	100	SH		SOLE	0	100	0	0
U.S. GLOBAL JETS ETF	ETF	26922A842	4,614	182	SH		SOLE	0	182	0	0
APPLE HOSPITALITY REIT INC COM NEW	REIT	03784Y200	7,675	500	SH		SOLE	0	0	0	500
SHOPIFY INC CL A	Stock	82509L107	1,914	18	SH		SOLE	0	18	0	0
DEVON ENERGY CORP NEW COM	Stock	25179M103	4,910	150	SH		SOLE	0	150	0	0
PAYPAL HLDGS INC COM	Stock	70450Y103	17,582	206	SH		SOLE	0	33	0	173
ISHARES MSCI ACWI LOW CARBON TARGET ETF	ETF	46434V464	1,936	10	SH		SOLE	0	10	0	0
SCHWAB CHARLES CORP COM	Stock	808513105	16,060	217	SH		SOLE	0	217	0	0
CROWN CASTLE INC COM	REIT	22822V101	6,262	69	SH		SOLE	0	69	0	0
TORONTO DOMINION BK ONT COM NEW	Stock	891160509	34,287	644	SH		SOLE	0	644	0	0
AUTOZONE INC COM	Stock	053332102	48,030	15	SH		SOLE	0	15	0	0
BLACKROCK INC COM	Stock	09290D101	130,189	127	SH		SOLE	0	127	0	0
ISHARES CORE S&P MID-CAP ETF	ETF	464287507	7,510,397	120,533	SH		SOLE	0	63,520	0	57,012
ISHARES GLOBAL CLEAN ENERGY ETF	ETF	464288224	2,276	200	SH		SOLE	0	0	0	200
VANGUARD TAX-EXEMPT BOND ETF	ETF	922907746	275,966	5,505	SH		SOLE	0	5,505	0	0
ISHARES MSCI EAFE ETF	ETF	464287465	473,621	6,264	SH		SOLE	0	4,506	0	1,758
APPLE INC COM	Stock	037833100	5,635,161	22,503	SH		SOLE	0	7,298	0	15,204
ISHARES IBONDS DEC 2025 TERM CORPORATE ETF	ETF	46434VBD1	13,602	543	SH		SOLE	0	543	0	0
ABBOTT LABS COM	Stock	002824100	64,473	570	SH		SOLE	0	515	0	55
DISNEY WALT CO COM	Stock	254687106	51,380	461	SH		SOLE	0	239	0	222
INSULET CORP COM	Stock	45784P101	1,305	5	SH		SOLE	0	5	0	0
BOOKING HOLDINGS INC COM	Stock	09857L108	9,937	2	SH		SOLE	0	2	0	0
MARSH & MCLENNAN COS INC COM	Stock	571748102	16,568	78	SH		SOLE	0	78	0	0
ISHARES RUSSELL 1000 VALUE ETF	ETF	464287598	1,401,989	7,573	SH		SOLE	0	1,573	0	6,000