Farmers & Merchants Trust Co of Chambersburg PA 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
AT&T Inc	COM	00206R102	42	2,206	SH		SOLE		2,206	0	0
Abbott Labs	COM	002824100	416	4,002	SH		SOLE		4,002	0	0
Abbvie Inc	COM	00287Y109	3,349	19,527	SH		SOLE		19,527	0	0
Adobe Inc	COM	00724F101	28	50	SH		SOLE		50	0	0
Advanced Micro Devices Inc	COM	007903107	12	72	SH		SOLE		72	0	0
Agilent Technologies Inc	COM	00846U101	14	107	SH		SOLE		107	0	0
Air Prods & Chems Inc	COM	009158106	2,503	9,698	SH		SOLE		9,698	0	0
Alibaba Group Hldg Ltd	SPONSORED ADS	01609W102	126	1,750	SH		SOLE		1,750	0	0
Allstate Corp	COM	020002101	109	683	SH		SOLE		683	0	0
EA Series Trust	STRIVE US ENERGY	02072L722	3	100	SH		SOLE		100	0	0
Alphabet Inc	CAP STK CL C	02079K107	172	939	SH		SOLE		939	0	0
Alphabet Inc	CAP STK CL A	02079K305	3,599	19,760	SH		SOLE		19,760	0	0
Altria Group Inc	COM	02209S103	162	3,550	SH		SOLE		3,550	0	0
Amazon Com Inc	COM	023135106	2,914	15,080	SH		SOLE		15,080	0	0
Amedisys Inc	COM	023436108	9	100	SH		SOLE		100	0	0
American Elec Pwr Co Inc	COM	025537101	1	15	SH		SOLE		15	0	0
American Express Co	COM	025816109	159	688	SH		SOLE		688	0	0
American Intl Group Inc	COM NEW	026874784	7	97	SH		SOLE		97	0	0
American Wtr Wks Co Inc New	COM	030420103	39	300	SH		SOLE		300	0	0
Cencora Inc	COM	03073E105	3	12	SH		SOLE		12	0	0
Ameriprise Finl Inc	COM	03076C106	85	198	SH		SOLE		198	0	0
Amgen Inc	COM	031162100	178	571	SH		SOLE		571	0	0
Amplify ETF Tr	AMPLIFY CYBERSEC	032108664	2	25	SH		SOLE		25	0	0
Analog Devices Inc	COM	032654105	107	467	SH		SOLE		467	0	0
Annaly Capital Management In	COM NEW	035710839	38	2,000	SH		SOLE		2,000	0	0
Elevance Health Inc	COM	036752103	2,148	3,965	SH		SOLE		3,965	0	0
Apple Inc	COM	037833100	3,837	18,217	SH		SOLE		18,217	0	0
Applied Matls Inc	COM	038222105	1,083	4,590	SH		SOLE		4,590	0	0
Archer Daniels Midland Co	COM	039483102	4	65	SH		SOLE		65	0	0
Arista Networks Inc	COM	040413106	175	500	SH		SOLE		500	0	0
Ashland Inc	COM	044186104	28	300	SH		SOLE		300	0	0
Astrazeneca PLC	SPONSORED ADR	046353108	28	365	SH		SOLE		365	0	0
Aurora Cannabis Inc	COM	05156X850	1	242	SH		SOLE		242	0	0
Aurora Mobile LTD	SPON ADS	051857209	1	200	SH		SOLE		200	0	0
Autodesk Inc	COM	052769106	49	200	SH		SOLE		200	0	0
Automatic Data Processing In	COM	053015103	44	183	SH		SOLE		183	0	0
BP PLC	SPONSORED ADR	055622104	9	250	SH		SOLE		250	0	0
BRC Inc	COM CL A	05601U105	6	1,000	SH		SOLE		1,000	0	0
Baker Hughes Company	CL A	05722G100	4	120	SH		SOLE		120	0	0
Bank America Corp	COM	060505104	74	1,853	SH		SOLE		1,853	0	0
Bank New York Mellon Corp	COM	064058100	237	3,965	SH		SOLE		3,965	0	0
Bank Nova Scotia Halifax	COM	064149107	5	100	SH		SOLE		100	0	0
Becton Dickinson & Co	COM	075887109	60	255	SH		SOLE		255	0	0
Berkshire Hathaway Inc Del	CL B NEW	084670702	194	477	SH		SOLE		477	0	0
BHP Group Ltd	SPONSORED ADS	088606108	171	3,000	SH		SOLE		3,000	0	0
Biocryst Pharmaceuticals Inc	COM	09058V103	3	500	SH		SOLE		500	0	0
Blackrock Inc	COM	09247X101	1,109	1,408	SH		SOLE		1,408	0	0
Blackrock Tax Municpal Bd Tr	SHS	09248X100	211	12,882	SH		SOLE		12,882	0	0
Blackrock Res & Commodities	SHS	09257A108	28	3,000	SH		SOLE		3,000	0	0
Boeing Co	COM	097023105	121	665	SH		SOLE		665	0	0
Bristol-Myers Squibb Co	COM	110122108	141	3,392	SH		SOLE		3,392	0	0
Broadcom Inc	COM	11135F101	3,763	2,344	SH		SOLE		2,344	0	0
CBRE Group Inc	CL A	12504L109	27	300	SH		SOLE		300	0	0
CSX Corp	COM	126408103	90	2,700	SH		SOLE		2,700	0	0
CVS Health Corp	COM	126650100	497	8,414	SH		SOLE		8,414	0	0
Cadence Design System Inc	COM	127387108	3	10	SH		SOLE		10	0	0
Camden Natl Corp	COM	133034108	23	700	SH		SOLE		700	0	0
Cameco Corp	COM	13321L108	10	203	SH		SOLE		203	0	0
Campbell Soup Co	COM	134429109	90	2,000	SH		SOLE		2,000	0	0
Canopy Growth Corp	COM NEW	138035704	3	445	SH		SOLE		445	0	0
Carlyle Group Inc	COM	14316J108	10	238	SH		SOLE		238	0	0
Carnival Corp	UNIT 99/99/9999	143658300	2	100	SH		SOLE		100	0	0
Carrier Global Corporation	COM	14448C104	235	3,720	SH		SOLE		3,720	0	0
Chemours Co	COM	163851108	17	732	SH		SOLE		732	0	0
Chesapeake Utils Corp	COM	165303108	16	150	SH		SOLE		150	0	0
Chevron Corp New	COM	166764100	4,591	29,351	SH		SOLE		29,351	0	0
Cisco Sys Inc	COM	17275R102	146	3,066	SH		SOLE		3,066	0	0
Citigroup Inc	COM NEW	172967424	10	150	SH		SOLE		150	0	0
Coca Cola Co	COM	191216100	797	12,528	SH		SOLE		12,528	0	0
Cognizant Technolgy Solutio	CL A	192446102	1	20	SH		SOLE		20	0	0
Colgate Palmolive Co	COM	194162103	65	670	SH		SOLE		670	0	0
Comcast Corp New	CL A	20030N101	110	2,821	SH		SOLE		2,821	0	0
Conagra Brands Inc	COM	205887102	4	150	SH		SOLE		150	0	0
ConocoPhillips	COM	20825C104	276	2,417	SH		SOLE		2,417	0	0
Constellation Brands Inc	CL A	21036P108	104	406	SH		SOLE		406	0	0
Constellation Energy Corp	COM	21037T109	345	1,725	SH		SOLE		1,725	0	0
Corning Inc	COM	219350105	79	2,035	SH		SOLE		2,035	0	0
Costco Whsl Corp New	COM	22160K105	1,849	2,175	SH		SOLE		2,175	0	0
Costar Group Inc	COM	22160N109	5	64	SH		SOLE		64	0	0
Crown Castle Inc	COM	22822V101	707	7,241	SH		SOLE		7,241	0	0
Cummins Inc	COM	231021106	111	400	SH		SOLE		400	0	0
Danaher Corporation	COM	235851102	160	639	SH		SOLE		639	0	0
Darden Restaurants Inc	COM	237194105	61	405	SH		SOLE		405	0	0
Deere & Co	COM	244199105	87	233	SH		SOLE		233	0	0
Dell Technologies Inc	CL C	24703L202	69	503	SH		SOLE		503	0	0
Dicks Sporting Goods Inc	COM	253393102	3,465	16,126	SH		SOLE		16,126	0	0
Digital Rlty Tr Inc	COM	253868103	255	1,675	SH		SOLE		1,675	0	0
Disney Walt Co	COM	254687106	178	1,793	SH		SOLE		1,793	0	0
Discover Finl Svcs	COM	254709108	2	15	SH		SOLE		15	0	0
Dollar Tree Inc	COM	256746108	2	19	SH		SOLE		19	0	0
Dominion Energy Inc	COM	25746U109	18	360	SH		SOLE		360	0	0
Dominos Pizza Inc	COM	25754A201	39	75	SH		SOLE		75	0	0
Dow Inc	COM	260557103	32	608	SH		SOLE		608	0	0
Duke Energy Corp New	COM NEW	26441C204	227	2,264	SH		SOLE		2,264	0	0
Dycom Inds Inc	COM	267475101	17	100	SH		SOLE		100	0	0
EOG Res Inc	COM	26875P101	1	6	SH		SOLE		6	0	0
Eastman Chem Co	COM	277432100	6	59	SH		SOLE		59	0	0
Ebay INC.	COM	278642103	22	405	SH		SOLE		405	0	0
Emcor Group Inc	COM	29084Q100	37	100	SH		SOLE		100	0	0
Emerson Elec Co	COM	291011104	11	102	SH		SOLE		102	0	0
Enbridge Inc	COM	29250N105	4	100	SH		SOLE		100	0	0
Enterprise Prods Partners L	COM	293792107	145	5,000	SH		SOLE		5,000	0	0
Equinix Inc	COM	29444U700	189	250	SH		SOLE		250	0	0
Exelon Corp	COM	30161N101	219	6,341	SH		SOLE		6,341	0	0
Exxon Mobil Corp	COM	30231G102	1,144	9,934	SH		SOLE		9,934	0	0
FMC Corp	COM NEW	302491303	655	11,384	SH		SOLE		11,384	0	0
Meta Platforms Inc	CL A	30303M102	509	1,010	SH		SOLE		1,010	0	0
Fastenal Co	COM	311900104	105	1,670	SH		SOLE		1,670	0	0
Fedex Corp	COM	31428X106	10	35	SH		SOLE		35	0	0
Fidelity Covington Trust	ENHANCED INTL	31609A404	6,410	226,171	SH		SOLE		226,171	0	0
Fifth Third Bancorp	COM	316773100	17	475	SH		SOLE		475	0	0
Fiserv Inc	COM	337738108	15	103	SH		SOLE		103	0	0
FirstEnergy Corp	COM	337932107	46	1,201	SH		SOLE		1,201	0	0
Ford Mtr Co Del	COM	345370860	16	1,288	SH		SOLE		1,288	0	0
Fortive Corp	COM	34959J108	28	372	SH		SOLE		372	0	0
Franklin Finl Svcs Corp	COM	353525108	376	13,285	SH		SOLE		13,285	0	0
Franklin Templeton ETF Tr	FTSE LATN AMRC	35473P561	1	68	SH		SOLE		68	0	0
Franklin Templeton ETF Tr	FTSE UNTD KGDM	35473P678	19	712	SH		SOLE		712	0	0
Franklin Templeton ETF Tr	FTSE JAPAN ETF	35473P744	11	369	SH		SOLE		369	0	0
Franklin Templeton ETF Tr	FTSE CANADA	35473P827	9	257	SH		SOLE		257	0	0
Freeport-McMoran Inc	CL B	35671D857	3	56	SH		SOLE		56	0	0
Fulton Finl Corp PA	COM	360271100	41	2,400	SH		SOLE		2,400	0	0
Gaming & Leisure Pptys Inc	COM	36467J108	172	3,799	SH		SOLE		3,799	0	0
General Dynamics Corp	COM	369550108	84	288	SH		SOLE		288	0	0
General Mls Inc	COM	370334104	1,119	17,696	SH		SOLE		17,696	0	0
Gilead Sciences Inc	COM	375558103	34	500	SH		SOLE		500	0	0
GSK PLC	SPONSORED ADR	37733W204	90	2,348	SH		SOLE		2,348	0	0
Globalstar Inc	COM	378973408	3	3,002	SH		SOLE		3,002	0	0
Global X Fds	US INFR DEV ETF	37954Y673	7	189	SH		SOLE		189	0	0
Goldman Sachs Group Inc	COM	38141G104	12	27	SH		SOLE		27	0	0
Goodyear Tire & Rubr Co	COM	382550101	1	100	SH		SOLE		100	0	0
HP Inc	COM	40434L105	39	1,126	SH		SOLE		1,126	0	0
Haleon PLC	SPON ADS	405552100	24	2,935	SH		SOLE		2,935	0	0
Halliburton Co	COM	406216101	3	100	SH		SOLE		100	0	0
Hershey Co	COM	427866108	165	900	SH		SOLE		900	0	0
Hewlett Packard Enterprise C	COM	42824C109	8	372	SH		SOLE		372	0	0
Hilton Worldwide Hldgs Inc	COM	43300A203	7	34	SH		SOLE		34	0	0
Home Depot Inc	COM	437076102	499	1,451	SH		SOLE		1,451	0	0
Honeywell Intl Inc	COM	438516106	75	349	SH		SOLE		349	0	0
Howmet Aerospace Inc	COM	443201108	8	99	SH		SOLE		99	0	0
Huntsman Corp	COM	447011107	18	783	SH		SOLE		783	0	0
IES Hldgs Inc	COM	44951W106	7	51	SH		SOLE		51	0	0
Infosys LTD	SPONSORED ADR	456788108	13	700	SH		SOLE		700	0	0
Intel Corp	COM	458140100	34	1,095	SH		SOLE		1,095	0	0
Intercontinental Exchange In	COM	45866F104	1,652	12,071	SH		SOLE		12,071	0	0
International Business Machs	COM	459200101	249	1,440	SH		SOLE		1,440	0	0
International Paper Co	COM	460146103	13	300	SH		SOLE		300	0	0
Invesco QQQ Tr	UNIT SER 1	46090E103	36	75	SH		SOLE		75	0	0
Intuit	COM	461202103	99	150	SH		SOLE		150	0	0
Invesco Exch Traded Fd Tr II	S&P500 HDL VOL	46138E362	4	100	SH		SOLE		100	0	0
Iron Mtn Inc Del	COM	46284V101	8	87	SH		SOLE		87	0	0
IShares Inc	MSCI EMERG MRKT	464286533	4	63	SH		SOLE		63	0	0
IShares Inc	MSCI EURZONE ETF	464286608	12	251	SH		SOLE		251	0	0
iShares Tr	CORE S&P TTL STK	464287150	302	2,540	SH		SOLE		2,540	0	0
iShares Tr	SELECT DIVID ETF	464287168	57	468	SH		SOLE		468	0	0
iShares Tr	CORE S&P500 ETF	464287200	347	635	SH		SOLE		635	0	0
iShares Tr	CORE US AGGBD ET	464287226	156	1,610	SH		SOLE		1,610	0	0
iShares Tr	IBOXX INV CP ETF	464287242	16	150	SH		SOLE		150	0	0
iShares Tr	20 YR TR BD ETF	464287432	6,992	76,187	SH		SOLE		76,187	0	0
iShares Tr	7-10 YR TRSY BD	464287440	1,882	20,098	SH		SOLE		20,098	0	0
iShares Tr	MSCI EAFE ETF	464287465	1,503	19,186	SH		SOLE		19,186	0	0
iShares Tr	RUS MD CP GR ETF	464287481	306	2,769	SH		SOLE		2,769	0	0
iShares Tr	RUS MID CAP ETF	464287499	519	6,396	SH		SOLE		6,396	0	0
iShares Tr	RUS 1000 VAL ETF	464287598	439	2,514	SH		SOLE		2,514	0	0
iShares Tr	RUS 1000 GRW ETF	464287614	768	2,106	SH		SOLE		2,106	0	0
iShares Tr	RUS 1000 ETF	464287622	43	145	SH		SOLE		145	0	0
iShares Tr	RUS 2000 VAL ETF	464287630	84	550	SH		SOLE		550	0	0
iShares Tr	RUS 2000 GRW ETF	464287648	209	797	SH		SOLE		797	0	0
iShares Tr	RUSSELL 2000 ETF	464287655	42	209	SH		SOLE		209	0	0
iShares Tr	US TELECOM ETF	464287713	16	750	SH		SOLE		750	0	0
iShares Tr	CORE S&P SCP ETF	464287804	210	1,972	SH		SOLE		1,972	0	0
IShares Tr	IBOXX HI YD ETF	464288513	51	663	SH		SOLE		663	0	0
IShares Tr	GLOBAL MATER ETF	464288695	44	517	SH		SOLE		517	0	0
IShares Tr	EAFE VALUE ETF	464288877	5,245	98,894	SH		SOLE		98,894	0	0
IShares Tr	EAFE GRWTH ETF	464288885	182	1,782	SH		SOLE		1,782	0	0
iShares Silver Trust	ISHARES	46428Q109	4	155	SH		SOLE		155	0	0
iShares Tr	FLTG RATE NT ETF	46429B655	188	3,677	SH		SOLE		3,677	0	0
iShares Inc	CORE MSCI EMKT	46434G103	27	506	SH		SOLE		506	0	0
iShares Inc	MSCI JPN ETF NEW	46434G822	9	129	SH		SOLE		129	0	0
iShares Tr	GLOBAL REIT ETF	46434V647	34	1,480	SH		SOLE		1,480	0	0
JPMorgan Chase & Co.	COM	46625H100	4,183	20,680	SH		SOLE		20,680	0	0
J P Morgan Exchange Traded F	BETABUILDERS DEV	46641Q233	29	592	SH		SOLE		592	0	0
J P Morgan Exchange Traded F	EQUITY PREMIUM	46641Q332	2,265	39,961	SH		SOLE		39,961	0	0
Johnson & Johnson	COM	478160104	3,849	26,335	SH		SOLE		26,335	0	0
KLA Corp	COM NEW	482480100	3	4	SH		SOLE		4	0	0
Keysight Technologies Inc	COM	49338L103	14	100	SH		SOLE		100	0	0
Kimberly-Clark Corp	COM	494368103	304	2,198	SH		SOLE		2,198	0	0
Kinder Morgan Inc Del	COM	49456B101	40	2,000	SH		SOLE		2,000	0	0
Kinross Gold Corp	COM	496902404	17	2,100	SH		SOLE		2,100	0	0
Kite Rlty Group Tr	COM NEW	49803T300	53	2,364	SH		SOLE		2,364	0	0
Kraft Heinz Co	COM	500754106	32	1,000	SH		SOLE		1,000	0	0
L3Harris Technologies Inc	COM	502431109	1	5	SH		SOLE		5	0	0
Lam Research Corp	COM	512807108	49	46	SH		SOLE		46	0	0
Lamb Weston Hldgs Inc	COM	513272104	4	50	SH		SOLE		50	0	0
Leidos Holdings Inc	COM	525327102	38	263	SH		SOLE		263	0	0
Eli Lilly & Co	COM	532457108	544	601	SH		SOLE		601	0	0
Lockheed Martin Corp	COM	539830109	285	611	SH		SOLE		611	0	0
Lowes Cos Inc	COM	548661107	384	1,744	SH		SOLE		1,744	0	0
M & T Bk Corp	COM	55261F104	181	1,196	SH		SOLE		1,196	0	0
Marathon Oil Corp	COM	565849106	54	1,881	SH		SOLE		1,881	0	0
Marathon Pete Corp	COM	56585A102	362	2,087	SH		SOLE		2,087	0	0
Marvell Technology Inc	COM	573874104	4	59	SH		SOLE		59	0	0
Mastercard Incorporated	CL A	57636Q104	301	682	SH		SOLE		682	0	0
McDonalds Corp	COM	580135101	172	674	SH		SOLE		674	0	0
Merck & Co Inc	COM	58933Y105	827	6,680	SH		SOLE		6,680	0	0
MetLife Inc	COM	59156R108	1,848	26,332	SH		SOLE		26,332	0	0
Microsoft Corp	COM	594918104	5,902	13,206	SH		SOLE		13,206	0	0
Micron Technology Inc	COM	595112103	17	130	SH		SOLE		130	0	0
Mondelez Intl Inc	CL A	609207105	108	1,650	SH		SOLE		1,650	0	0
Monster Beverage Corp New	COM	61174X109	1	18	SH		SOLE		18	0	0
Morgan Stanley	COM NEW	617446448	20	210	SH		SOLE		210	0	0
Motorola Solutions Inc	COM NEW	620076307	10	27	SH		SOLE		27	0	0
NIO Inc	SPON ADS	62914V106	1	200	SH		SOLE		200	0	0
NRG Energy Inc	COM NEW	629377508	8	100	SH		SOLE		100	0	0
National Beverage Corp	COM	635017106	58	1,132	SH		SOLE		1,132	0	0
Newmont Corp	COM	651639106	8	200	SH		SOLE		200	0	0
Nextracker Inc	CLASS A COM	65290E101	21	438	SH		SOLE		438	0	0
NextEra Energy Inc	COM	65339F101	1,466	20,699	SH		SOLE		20,699	0	0
Nike Inc	CL B	654106103	28	377	SH		SOLE		377	0	0
Norfolk Southn Corp	COM	655844108	290	1,350	SH		SOLE		1,350	0	0
Northrop Grumman Corp	COM	666807102	1,710	3,922	SH		SOLE		3,922	0	0
Novartis A G	SPONSORED ADR	66987V109	2	22	SH		SOLE		22	0	0
Novo-Nordisk A S	ADR	670100205	2,643	18,513	SH		SOLE		18,513	0	0
Nucor Corp	COM	670346105	2,258	14,281	SH		SOLE		14,281	0	0
Nuveen Amt Free Qlty Mun Inc	COM	670657105	15	1,347	SH		SOLE		1,347	0	0
Nvidia Corporation	COM	67066G104	7,138	57,775	SH		SOLE		57,775	0	0
Nuveen Pennsylvania Qlt Mun	COM	670972108	61	5,000	SH		SOLE		5,000	0	0
OReilly Automotive Inc	COM	67103H107	3	3	SH		SOLE		3	0	0
Occidental Pete Corp	COM	674599105	26	416	SH		SOLE		416	0	0
Ollies Bargain Outlet Hldgs	COM	681116109	118	1,200	SH		SOLE		1,200	0	0
Omnicom Group Inc	COM	681919106	31	343	SH		SOLE		343	0	0
Oracle Corp	COM	68389X105	2,607	18,466	SH		SOLE		18,466	0	0
Orrstown Finl Svcs Inc	COM	687380105	190	6,942	SH		SOLE		6,942	0	0
Otis Worldwide Corp	COM	68902V107	157	1,631	SH		SOLE		1,631	0	0
PNC Finl Svcs Group Inc	COM	693475105	71	454	SH		SOLE		454	0	0
PPG Inds Inc	COM	693506107	25	200	SH		SOLE		200	0	0
PPL Corp	COM	69351T106	1,641	59,341	SH		SOLE		59,341	0	0
Paccar Inc	COM	693718108	33	324	SH		SOLE		324	0	0
PalantirTechnologies Inc	CL A	69608A108	3	100	SH		SOLE		100	0	0
Palo Alto Networks Inc	COM	697435105	41	120	SH		SOLE		120	0	0
Paychex Inc	COM	704326107	83	700	SH		SOLE		700	0	0
Paypal Hldgs Inc	COM	70450Y103	23	400	SH		SOLE		400	0	0
Pembina Pipeline Corp	COM	706327103	74	2,000	SH		SOLE		2,000	0	0
Penn Entertainment Inc	COM	707569109	79	4,100	SH		SOLE		4,100	0	0
Pepsico Inc	COM	713448108	3,760	22,799	SH		SOLE		22,799	0	0
Pfizer Inc	COM	717081103	9	320	SH		SOLE		320	0	0
Philip Morris Intl Inc	COM	718172109	296	2,925	SH		SOLE		2,925	0	0
Phillips Edison & Co Inc	COMMON STOCK	71844V201	142	4,341	SH		SOLE		4,341	0	0
Phillips 66	COM	718546104	861	6,098	SH		SOLE		6,098	0	0
Plains All Amern Pipeline L	UNIT LTD PARTN	726503105	2	125	SH		SOLE		125	0	0
Price T Rowe Group Inc	COM	74144T108	13	112	SH		SOLE		112	0	0
Procter And Gamble Co	COM	742718109	2,107	12,777	SH		SOLE		12,777	0	0
Progressive Corp	COM	743315103	6	28	SH		SOLE		28	0	0
Prologis Inc.	COM	74340W103	7	61	SH		SOLE		61	0	0
Prudential Finl Inc	COM	744320102	279	2,384	SH		SOLE		2,384	0	0
Public Svc Enterprise Group In	COM	744573106	1,258	17,064	SH		SOLE		17,064	0	0
Qorvo Inc	COM	74736K101	388	3,347	SH		SOLE		3,347	0	0
Qualcomm Inc	COM	747525103	4,115	20,662	SH		SOLE		20,662	0	0
RTX Corporation	COM	75513E101	2,213	22,040	SH		SOLE		22,040	0	0
Reliance Inc	COM	759509102	191	670	SH		SOLE		670	0	0
Restaurant Brands Intl Inc	COM	76131D103	2	31	SH		SOLE		31	0	0
Rio Tinto Plc	SPONSORED ADR	767204100	10	152	SH		SOLE		152	0	0
Ross Stores Inc	COM	778296103	73	500	SH		SOLE		500	0	0
Shell PLC	SPON ADS	780259305	98	1,364	SH		SOLE		1,364	0	0
SPDR S&P 500 ETF TR	TR UNIT	78462F103	1,818	3,340	SH		SOLE		3,340	0	0
SPDR Gold Tr	GOLD SHS	78463V107	4,195	19,511	SH		SOLE		19,511	0	0
SPDR Index Shs Fds	DJ GLB RL ES ETF	78463X749	25	596	SH		SOLE		596	0	0
SPDR Ser Tr	PRTFLO S&P500 GW	78464A409	544	6,794	SH		SOLE		6,794	0	0
SPDR Ser Tr	PRTFLO S&P500 VL	78464A508	634	13,015	SH		SOLE		13,015	0	0
SPDR Ser Tr	S&P TELECOM	78464A540	1,179	15,277	SH		SOLE		15,277	0	0
SPDR Ser Tr	S&P DIVID ETF	78464A763	153	1,202	SH		SOLE		1,202	0	0
SS&C Technologies Hldgs Inc	COM	78467J100	5	78	SH		SOLE		78	0	0
SPDR Ser Tr	BLOOMBERG SHT TE	78468R408	3,538	141,683	SH		SOLE		141,683	0	0
SPDR Ser Tr	BLOOMBERG 1-3 MO	78468R663	3,529	38,454	SH		SOLE		38,454	0	0
Sanofi	SPONSORED ADR	80105N105	39	800	SH		SOLE		800	0	0
Schlumberger Ltd	COM STK	806857108	83	1,751	SH		SOLE		1,751	0	0
Science Applications Intl Co	COM	808625107	13	109	SH		SOLE		109	0	0
Select Sector SPDR Tr	SBI MATERIALS	81369Y100	1,043	11,814	SH		SOLE		11,814	0	0
Select Sector SPDR Tr	SBI HEALTHCARE	81369Y209	2,501	17,159	SH		SOLE		17,159	0	0
Select Sector SPDR Tr	SBI CONS STPLS	81369Y308	2,748	35,886	SH		SOLE		35,886	0	0
Select Sector SPDR Tr	SBI CONS DISCR	81369Y407	2,134	11,702	SH		SOLE		11,702	0	0
Select Sector SPDR Tr	ENERGY	81369Y506	3,237	35,518	SH		SOLE		35,518	0	0
Select Sector SPDR Tr	FINANCIAL	81369Y605	2,836	68,996	SH		SOLE		68,996	0	0
Select Sector SPDR Tr	INDL	81369Y704	2,896	23,760	SH		SOLE		23,760	0	0
Select Sector SPDR Tr	TECHNOLOGY	81369Y803	2,638	11,659	SH		SOLE		11,659	0	0
Select Sector SPDR Tr	COMMUNICATION	81369Y852	1,668	19,472	SH		SOLE		19,472	0	0
Select Sector SPDR Tr	RL EST SEL SEC	81369Y860	2,634	68,575	SH		SOLE		68,575	0	0
Select Sector SPDR Tr	SBI INT-UTILS	81369Y886	2,480	36,392	SH		SOLE		36,392	0	0
Sherwin Williams Co	COM	824348106	2	6	SH		SOLE		6	0	0
Shopify Inc	CL A	82509L107	66	1,000	SH		SOLE		1,000	0	0
Skyworks Solutions Inc	COM	83088M102	181	1,702	SH		SOLE		1,702	0	0
Sony Group Corp	SPONSORED ADR	835699307	8	100	SH		SOLE		100	0	0
Sonos Inc	COM	83570H108	7	500	SH		SOLE		500	0	0
Southern Co	COM	842587107	1,309	16,876	SH		SOLE		16,876	0	0
Southwest Airls Co	COM	844741108	37	1,280	SH		SOLE		1,280	0	0
Starbucks Corp	COM	855244109	82	1,050	SH		SOLE		1,050	0	0
State Str Corp	COM	857477103	13	180	SH		SOLE		180	0	0
Steel Dynamics Inc	COM	858119100	278	2,150	SH		SOLE		2,150	0	0
Stmicroelectronics N V	NY REGISTRY	861012102	31	800	SH		SOLE		800	0	0
Suburban Propane Partners L	UNIT LTD PARTN	864482104	95	5,000	SH		SOLE		5,000	0	0
Sunoco LP/Sunoco Fin Corp	COM UT REP LP	86765K109	113	2,000	SH		SOLE		2,000	0	0
Sysco Corp	COM	871829107	182	2,545	SH		SOLE		2,545	0	0
TJX Cos Inc New	COM	872540109	49	445	SH		SOLE		445	0	0
T-Mobile US Inc	COM	872590104	53	300	SH		SOLE		300	0	0
Taiwan Semiconductor Mfg Ltd	SPONSORED ADS	874039100	46	266	SH		SOLE		266	0	0
Tapestry Inc	COM	876030107	43	1,000	SH		SOLE		1,000	0	0
Target Corp	COM	87612E106	59	396	SH		SOLE		396	0	0
Texas Instrs Inc	COM	882508104	56	287	SH		SOLE		287	0	0
The Trade Desk Inc	COM CL A	88339J105	29	300	SH		SOLE		300	0	0
Thermo Fisher Scientific Inc	COM	883556102	45	81	SH		SOLE		81	0	0
Tilray Brands Inc	COM	88688T100	9	5,250	SH		SOLE		5,250	0	0
Totalenergies SE	SPONSORED ADS	89151E109	2	36	SH		SOLE		36	0	0
Toyota Motor Corp	ADS	892331307	9	45	SH		SOLE		45	0	0
Tractor Supply Co	COM	892356106	14	50	SH		SOLE		50	0	0
Travelers Companies Inc	COM	89417E109	2,259	11,109	SH		SOLE		11,109	0	0
Truist Finl Corp	COM	89832Q109	85	2,200	SH		SOLE		2,200	0	0
Tyson Foods Inc	CL A	902494103	46	800	SH		SOLE		800	0	0
US Bancorp Del	COM NEW	902973304	7	184	SH		SOLE		184	0	0
Uber Technologies Inc	COM	90353T100	73	1,000	SH		SOLE		1,000	0	0
UiPath Inc	CL A	90364P105	2	192	SH		SOLE		192	0	0
Union Pac Corp	COM	907818108	181	800	SH		SOLE		800	0	0
United Bankshares Inc West V	COM	909907107	6	186	SH		SOLE		186	0	0
United Parcel Service Inc	CL B	911312106	370	2,706	SH		SOLE		2,706	0	0
UnitedHealth Group Inc	COM	91324P102	299	588	SH		SOLE		588	0	0
Uranium Energy Corp	COM	916896103	25	4,221	SH		SOLE		4,221	0	0
V F Corp	COM	918204108	1	100	SH		SOLE		100	0	0
Valero Energy Corp	COM	91913Y100	1,825	11,644	SH		SOLE		11,644	0	0
VanEck ETF trust	SEMICONDUCTR ETF	92189F676	10	39	SH		SOLE		39	0	0
Vanguard Star Fds	VG TL INTL STK F	921909768	10	165	SH		SOLE		165	0	0
Vanguard Bd Index Fds	INTERMED TERM	921937819	16,761	223,812	SH		SOLE		223,812	0	0
Vanguard Bd Index Fds	TOTAL BND MRKT	921937835	34	475	SH		SOLE		475	0	0
Vanguard Tax-Managed Fds	VAN FTSE DEV MKT	921943858	27	539	SH		SOLE		539	0	0
Vanguard Intl Equity Index F	FTSE EMR MKT ETF	922042858	33	750	SH		SOLE		750	0	0
Vanguard World Fd	ENERGY ETF	92204A306	13	100	SH		SOLE		100	0	0
Vanguard World Fd	FINANCIALS ETF	92204A405	82	825	SH		SOLE		825	0	0
Vanguard World Fd	HEALTH CAR ETF	92204A504	86	325	SH		SOLE		325	0	0
Vanguard World Fd	INF TECH ETF	92204A702	202	350	SH		SOLE		350	0	0
Vanguard Scottsdale Fds	SHRT TRM CORP BD	92206C409	1,973	25,536	SH		SOLE		25,536	0	0
Vanguard Scottsdale Fds	INT-TERM CORP	92206C870	3,580	44,792	SH		SOLE		44,792	0	0
Vanguard Mun Bd Fds	TAX EXEMPT BD	922907746	23	453	SH		SOLE		453	0	0
Vanguard Index Fds	MCAP VL IDXVIP	922908512	5,604	37,254	SH		SOLE		37,254	0	0
Vanguard Index Fds	MCAP GR IDXVIP	922908538	5,170	22,522	SH		SOLE		22,522	0	0
Vanguard Index Fds	REAL ESTATE ETF	922908553	15	175	SH		SOLE		175	0	0
Vanguard Index Fds	SML CP GRW ETF	922908595	5,371	21,472	SH		SOLE		21,472	0	0
Vanguard Index Fds	SM CP VAL ETF	922908611	5,439	29,800	SH		SOLE		29,800	0	0
Vanguard Index Fds	MID CAP ETF	922908629	272	1,125	SH		SOLE		1,125	0	0
Vanguard Index Fds	VALUE ETF	922908744	28	175	SH		SOLE		175	0	0
Veralto Corp	COM SHS	92338C103	6	67	SH		SOLE		67	0	0
Verizon Communications Inc	COM	92343V104	208	5,052	SH		SOLE		5,052	0	0
Vertex Pharmaceutials Inc	COM	92532F100	147	313	SH		SOLE		313	0	0
Vertiv Holdings Co	COM CL A	92537N108	7	79	SH		SOLE		79	0	0
Viatris Inc	COM	92556V106	1	119	SH		SOLE		119	0	0
Victory Cap Hldgs Inc	COM CL A	92645B103	5	100	SH		SOLE		100	0	0
Visa Inc	COM CL A	92826C839	3,472	13,229	SH		SOLE		13,229	0	0
Vishay Intertechonology Inc	COM	928298108	45	2,017	SH		SOLE		2,017	0	0
Vodafone Group PLC New	SPONSORED ADR	92857W308	5	517	SH		SOLE		517	0	0
Vontier Corp	COM	928881101	2	43	SH		SOLE		43	0	0
Vulcan Matls Co	COM	929160109	267	1,075	SH		SOLE		1,075	0	0
WEC Energy Group Inc	COM	92939U106	180	2,300	SH		SOLE		2,300	0	0
Walmart Inc	COM	931142103	4,307	63,616	SH		SOLE		63,616	0	0
Warner Bros Discovery Inc	COM SER A	934423104	4	476	SH		SOLE		476	0	0
Waste Mgmt Inc Del	COM	94106L109	479	2,245	SH		SOLE		2,245	0	0
Wells Fargo Co New	COM	949746101	73	1,229	SH		SOLE		1,229	0	0
Wheaton Precious Metals Corp	COM	962879102	7	130	SH		SOLE		130	0	0
Williams Co Inc	COM	969457100	7	173	SH		SOLE		173	0	0
WisdomTree Tr	EMG MKTS SMCAP	97717W281	883	17,175	SH		SOLE		17,175	0	0
WisdomTree Tr	US LARGECAP DIVD	97717W307	64	880	SH		SOLE		880	0	0
WisdomTree Tr	US MIDCAP DIVID	97717W505	1,766	37,760	SH		SOLE		37,760	0	0
Wyndham Hotels & Resorts Inc	COM	98311A105	1	8	SH		SOLE		8	0	0
Xcel Energy Inc	COM	98389B100	65	1,225	SH		SOLE		1,225	0	0
Xylem Inc	COM	98419M100	16	121	SH		SOLE		121	0	0
Zimmer Biomet Holdings Inc	COM	98956P102	13	123	SH		SOLE		123	0	0
Accenture Plc Ireland	SHS CLASS A	G1151C101	181	595	SH		SOLE		595	0	0
Brookfield Infrast Partners	LP INT UNIT	G16252101	4	161	SH		SOLE		161	0	0
Eaton Corp PLC	SHS	G29183103	2,539	8,099	SH		SOLE		8,099	0	0
Johnson Ctls Intl PLC	SHS	G51502105	1,255	18,887	SH		SOLE		18,887	0	0
Linde Plc	SHS	G54950103	7	16	SH		SOLE		16	0	0
Medtronic PLC	SHS	G5960L103	732	9,305	SH		SOLE		9,305	0	0
Nu Hldgs Ltd	ORD SHS CL A	G6683N103	2	160	SH		SOLE		160	0	0
Nvent Electric PLC	SHS	G6700G107	13	170	SH		SOLE		170	0	0
Seagate Technology Hldngs Pl	ORD SHS	G7997R103	31	301	SH		SOLE		301	0	0
Pentair PLC	SHS	G7S00T104	3	44	SH		SOLE		44	0	0
Trane Technologies PLC	SHS	G8994E103	41	125	SH		SOLE		125	0	0
Chubb Limited	COM	H1467J104	26	100	SH		SOLE		100	0	0
TE Connectivity Ltd	SHS	H84989104	26	174	SH		SOLE		174	0	0
ASML Holding N V	N Y REGISTRY SHS	N07059210	8	8	SH		SOLE		8	0	0
Ferrari N V	COM	N3167Y103	71	175	SH		SOLE		175	0	0
Flex Ltd	ORD	Y2573F102	74	2,515	SH		SOLE		2,515	0	0