Farmers & Merchants Trust Co of Chambersburg PA 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
AT&T Inc	COM	00206R102	25	1,106	SH		SOLE		1,106	0	0
Abbott Labs	COM	002824100	460	4,067	SH		SOLE		4,067	0	0
Abbvie Inc	COM	00287Y109	3,377	19,002	SH		SOLE		19,002	0	0
Adobe Inc	COM	00724F101	22	50	SH		SOLE		50	0	0
Advanced Micro Devices Inc	COM	007903107	9	72	SH		SOLE		72	0	0
Agilent Technologies Inc	COM	00846U101	14	107	SH		SOLE		107	0	0
Air Prods & Chems Inc	COM	009158106	1,315	4,533	SH		SOLE		4,533	0	0
Alibaba Group Hldg Ltd	SPONSORED ADS	01609W102	148	1,750	SH		SOLE		1,750	0	0
Allstate Corp	COM	020002101	122	633	SH		SOLE		633	0	0
EA Series Trust	STRIVE US ENERGY	02072L722	3	100	SH		SOLE		100	0	0
Alphabet Inc	CAP STK CL C	02079K107	179	939	SH		SOLE		939	0	0
Alphabet Inc	CAP STK CL A	02079K305	3,847	20,322	SH		SOLE		20,322	0	0
Altria Group Inc	COM	02209S103	178	3,400	SH		SOLE		3,400	0	0
Amazon Com Inc	COM	023135106	3,388	15,441	SH		SOLE		15,441	0	0
Amedisys Inc	COM	023436108	9	100	SH		SOLE		100	0	0
American Elec Pwr Co Inc	COM	025537101	1	15	SH		SOLE		15	0	0
American Express Co	COM	025816109	204	688	SH		SOLE		688	0	0
American Intl Group Inc	COM NEW	026874784	7	97	SH		SOLE		97	0	0
American Wtr Wks Co Inc New	COM	030420103	37	300	SH		SOLE		300	0	0
Cencora Inc	COM	03073E105	3	12	SH		SOLE		12	0	0
Ameriprise Finl Inc	COM	03076C106	73	138	SH		SOLE		138	0	0
Amgen Inc	COM	031162100	147	565	SH		SOLE		565	0	0
Amplify ETF Tr	AMPLIFY CYBERSEC	032108664	2	25	SH		SOLE		25	0	0
Analog Devices Inc	COM	032654105	35	167	SH		SOLE		167	0	0
Annaly Capital Management In	COM NEW	035710839	37	2,000	SH		SOLE		2,000	0	0
Elevance Health Inc	COM	036752103	1,534	4,157	SH		SOLE		4,157	0	0
Apple Inc	COM	037833100	4,178	16,682	SH		SOLE		16,682	0	0
Applied Matls Inc	COM	038222105	744	4,575	SH		SOLE		4,575	0	0
Argan Inc	COM	04010E109	4	27	SH		SOLE		27	0	0
Arista Networks Inc	COM SHS	040413205	221	2,000	SH		SOLE		2,000	0	0
Astrazeneca PLC	SPONSORED ADR	046353108	24	365	SH		SOLE		365	0	0
Aurora Cannabis Inc	COM	05156X850	1	242	SH		SOLE		242	0	0
Aurora Mobile LTD	SPON ADS	051857209	1	200	SH		SOLE		200	0	0
Automatic Data Processing In	COM	053015103	54	183	SH		SOLE		183	0	0
BP PLC	SPONSORED ADR	055622104	10	338	SH		SOLE		338	0	0
BRC Inc	COM CL A	05601U105	3	1,000	SH		SOLE		1,000	0	0
Baker Hughes Company	CL A	05722G100	5	120	SH		SOLE		120	0	0
Bank America Corp	COM	060505104	81	1,853	SH		SOLE		1,853	0	0
Bank New York Mellon Corp	COM	064058100	305	3,965	SH		SOLE		3,965	0	0
Bank Nova Scotia Halifax	COM	064149107	5	100	SH		SOLE		100	0	0
Becton Dickinson & Co	COM	075887109	57	250	SH		SOLE		250	0	0
Berkshire Hathaway Inc Del	CL B NEW	084670702	87	191	SH		SOLE		191	0	0
BHP Group Ltd	SPONSORED ADS	088606108	146	3,000	SH		SOLE		3,000	0	0
Biocryst Pharmaceuticals Inc	COM	09058V103	4	500	SH		SOLE		500	0	0
Blackrock Tax Municipal Bd Tr	SHS	09248X100	208	12,882	SH		SOLE		12,882	0	0
Blackrock Res & Commodities	SHS	09257A108	26	3,000	SH		SOLE		3,000	0	0
Blackrock Inc	COM	09290D101	1,311	1,279	SH		SOLE		1,279	0	0
Boeing Co	COM	097023105	71	400	SH		SOLE		400	0	0
Bristol-Myers Squibb Co	COM	110122108	181	3,200	SH		SOLE		3,200	0	0
Broadcom Inc	COM	11135F101	4,851	20,926	SH		SOLE		20,926	0	0
CBRE Group Inc	CL A	12504L109	39	300	SH		SOLE		300	0	0
CSX Corp	COM	126408103	48	1,500	SH		SOLE		1,500	0	0
CVS Health Corp	COM	126650100	334	7,437	SH		SOLE		7,437	0	0
Cadence Design System Inc	COM	127387108	3	10	SH		SOLE		10	0	0
Cameco Corp	COM	13321L108	10	203	SH		SOLE		203	0	0
Canopy Growth Corp	COM NEW	138035704	1	445	SH		SOLE		445	0	0
Carlyle Group Inc	COM	14316J108	12	238	SH		SOLE		238	0	0
Carnival Corp	UNIT 99/99/9999	143658300	2	100	SH		SOLE		100	0	0
Carrier Global Corporation	COM	14448C104	209	3,063	SH		SOLE		3,063	0	0
Chemours Co	COM	163851108	12	732	SH		SOLE		732	0	0
Chesapeake Utils Corp	COM	165303108	18	150	SH		SOLE		150	0	0
Chevron Corp New	COM	166764100	3,588	24,771	SH		SOLE		24,771	0	0
Cisco Sys Inc	COM	17275R102	171	2,882	SH		SOLE		2,882	0	0
Citigroup Inc	COM NEW	172967424	11	150	SH		SOLE		150	0	0
Coca Cola Co	COM	191216100	699	11,228	SH		SOLE		11,228	0	0
Colgate Palmolive Co	COM	194162103	88	970	SH		SOLE		970	0	0
Comcast Corp New	CL A	20030N101	88	2,332	SH		SOLE		2,332	0	0
ConocoPhillips	COM	20825C104	223	2,244	SH		SOLE		2,244	0	0
Constellation Brands Inc	CL A	21036P108	22	100	SH		SOLE		100	0	0
Constellation Energy Corp	COM	21037T109	338	1,510	SH		SOLE		1,510	0	0
Corning Inc	COM	219350105	97	2,035	SH		SOLE		2,035	0	0
Costco Whsl Corp New	COM	22160K105	2,334	2,547	SH		SOLE		2,547	0	0
Costar Group Inc	COM	22160N109	5	64	SH		SOLE		64	0	0
Crown Castle Inc	COM	22822V101	465	5,123	SH		SOLE		5,123	0	0
Cummins Inc	COM	231021106	139	400	SH		SOLE		400	0	0
Danaher Corporation	COM	235851102	141	614	SH		SOLE		614	0	0
Darden Restaurants Inc	COM	237194105	76	405	SH		SOLE		405	0	0
Deere & Co	COM	244199105	99	233	SH		SOLE		233	0	0
Dell Technologies Inc	CL C	24703L202	58	503	SH		SOLE		503	0	0
Dicks Sporting Goods Inc	COM	253393102	3,385	14,790	SH		SOLE		14,790	0	0
Digital Rlty Tr Inc	COM	253868103	275	1,550	SH		SOLE		1,550	0	0
Disney Walt Co	COM	254687106	166	1,492	SH		SOLE		1,492	0	0
Discover Finl Svcs	COM	254709108	3	15	SH		SOLE		15	0	0
Dollar Tree Inc	COM	256746108	1	19	SH		SOLE		19	0	0
Dominion Energy Inc	COM	25746U109	14	260	SH		SOLE		260	0	0
Dow Inc	COM	260557103	1	16	SH		SOLE		16	0	0
Duke Energy Corp New	COM NEW	26441C204	244	2,264	SH		SOLE		2,264	0	0
Dycom Inds Inc	COM	267475101	17	100	SH		SOLE		100	0	0
Eastman Chem Co	COM	277432100	5	59	SH		SOLE		59	0	0
Ebay Inc.	COM	278642103	25	405	SH		SOLE		405	0	0
Emcor Group Inc	COM	29084Q100	45	100	SH		SOLE		100	0	0
Emerson Elec Co	COM	291011104	13	102	SH		SOLE		102	0	0
Enbridge Inc	COM	29250N105	4	100	SH		SOLE		100	0	0
Enterprise Prods Partners L	COM	293792107	157	5,000	SH		SOLE		5,000	0	0
Equinix Inc	COM	29444U700	236	250	SH		SOLE		250	0	0
Exelon Corp	COM	30161N101	196	5,196	SH		SOLE		5,196	0	0
Exxon Mobil Corp	COM	30231G102	1,001	9,308	SH		SOLE		9,308	0	0
FMC Corp	COM NEW	302491303	161	3,305	SH		SOLE		3,305	0	0
F N B Corp	COM	302520101	1	94	SH		SOLE		94	0	0
Meta Platforms Inc	CL A	30303M102	436	745	SH		SOLE		745	0	0
Fastenal Co	COM	311900104	120	1,670	SH		SOLE		1,670	0	0
Fedex Corp	COM	31428X106	9	31	SH		SOLE		31	0	0
Fidelity Covington Trust	ENHANCED INTL	31609A404	6,738	244,756	SH		SOLE		244,756	0	0
Fifth Third Bancorp	COM	316773100	20	475	SH		SOLE		475	0	0
First Tr Exchange Trad Fd VI	FST TR GLB FD	33739H101	5	212	SH		SOLE		212	0	0
Fiserv Inc	COM	337738108	21	103	SH		SOLE		103	0	0
FirstEnergy Corp	COM	337932107	48	1,201	SH		SOLE		1,201	0	0
Ford Mtr Co	COM	345370860	13	1,288	SH		SOLE		1,288	0	0
Fortive Corp	COM	34959J108	28	372	SH		SOLE		372	0	0
Franklin Finl Svcs Corp	COM	353525108	1	34	SH		SOLE		34	0	0
Franklin Templeton ETF Tr	FTSE LATN AMRC	35473P561	1	68	SH		SOLE		68	0	0
Franklin Templeton ETF Tr	FTSE UNTD KGDM	35473P678	19	712	SH		SOLE		712	0	0
Franklin Templeton ETF Tr	FTSE JAPAN ETF	35473P744	11	369	SH		SOLE		369	0	0
Franklin Templeton ETF Tr	FTSE CANADA	35473P827	9	257	SH		SOLE		257	0	0
Freeport-McMoran Inc	CL B	35671D857	2	56	SH		SOLE		56	0	0
Fulton Finl Corp PA	COM	360271100	23	1,200	SH		SOLE		1,200	0	0
Gaming & Leisure Pptys Inc	COM	36467J108	183	3,799	SH		SOLE		3,799	0	0
General Dynamics Corp	COM	369550108	75	284	SH		SOLE		284	0	0
General Mls Inc	COM	370334104	778	12,200	SH		SOLE		12,200	0	0
GSK PLC	SPONSORED ADR	37733W204	74	2,180	SH		SOLE		2,180	0	0
Globalstar Inc	COM	378973408	6	3,002	SH		SOLE		3,002	0	0
Global X Fds	US INFR DEV ETF	37954Y673	8	189	SH		SOLE		189	0	0
Goldman Sachs Group Inc	COM	38141G104	15	27	SH		SOLE		27	0	0
Goldman Sachs ETF Tr	ACTIVEBETA INT	381430107	7	207	SH		SOLE		207	0	0
Goldman Sachs ETF Tr	ACTIVEBETA US LG	381430503	32	281	SH		SOLE		281	0	0
Goodyear Tire & Rubr Co	COM	382550101	1	100	SH		SOLE		100	0	0
HP Inc	COM	40434L105	37	1,126	SH		SOLE		1,126	0	0
Haleon PLC	SPON ADS	405552100	26	2,725	SH		SOLE		2,725	0	0
Hershey Co	COM	427866108	102	600	SH		SOLE		600	0	0
Hewlett Packard Enterprise C	COM	42824C109	8	372	SH		SOLE		372	0	0
Hilton Worldwide Hldgs Inc	COM	43300A203	8	34	SH		SOLE		34	0	0
Home Depot Inc	COM	437076102	448	1,151	SH		SOLE		1,151	0	0
Honeywell Intl Inc	COM	438516106	11	49	SH		SOLE		49	0	0
Howmet Aerospace Inc	COM	443201108	11	99	SH		SOLE		99	0	0
Huntsman Corp	COM	447011107	14	783	SH		SOLE		783	0	0
IES Hldgs Inc	COM	44951W106	10	51	SH		SOLE		51	0	0
Infosys LTD	SPONSORED ADR	456788108	15	700	SH		SOLE		700	0	0
Innodata Inc	COM NEW	457642205	2	50	SH		SOLE		50	0	0
Intel Corp	COM	458140100	5	255	SH		SOLE		255	0	0
Intercontinental Exchange In	COM	45866F104	1,899	12,747	SH		SOLE		12,747	0	0
International Business Machs	COM	459200101	317	1,440	SH		SOLE		1,440	0	0
Invesco QQQ Tr	UNIT SER 1	46090E103	38	75	SH		SOLE		75	0	0
Invesco Actvely Mngd ETC Fd	OPTIMUM YIELD	46090F100	8	611	SH		SOLE		611	0	0
Intuit	COM	461202103	94	150	SH		SOLE		150	0	0
Invesco Exch Traded Fd Tr II	S&P500 HDL VOL	46138E362	5	100	SH		SOLE		100	0	0
Iron Mtn Inc Del	COM	46284V101	6	58	SH		SOLE		58	0	0
IShares Inc	MSCI EMERG MRKT	464286533	4	63	SH		SOLE		63	0	0
IShares Inc	MSCI EURZONE ETF	464286608	12	251	SH		SOLE		251	0	0
iShares Tr	CORE S&P TTL STK	464287150	430	3,342	SH		SOLE		3,342	0	0
iShares Tr	SELECT DIVID ETF	464287168	61	468	SH		SOLE		468	0	0
iShares Tr	CORE S&P500 ETF	464287200	374	635	SH		SOLE		635	0	0
iShares Tr	CORE US AGGBD ET	464287226	181	1,863	SH		SOLE		1,863	0	0
iShares Tr	IBOXX INV CP ETF	464287242	16	150	SH		SOLE		150	0	0
iShares Tr	20 YR TR BD ETF	464287432	9,343	106,988	SH		SOLE		106,988	0	0
iShares Tr	7-10 YR TRSY BD	464287440	2,563	27,728	SH		SOLE		27,728	0	0
iShares Tr	MSCI EAFE ETF	464287465	1,175	15,535	SH		SOLE		15,535	0	0
iShares Tr	RUS MD CP GR ETF	464287481	515	4,067	SH		SOLE		4,067	0	0
iShares Tr	RUS MID CAP ETF	464287499	565	6,396	SH		SOLE		6,396	0	0
iShares Tr	RUS 1000 VAL ETF	464287598	382	2,064	SH		SOLE		2,064	0	0
iShares Tr	RUS 1000 GRW ETF	464287614	846	2,106	SH		SOLE		2,106	0	0
iShares Tr	RUS 1000 ETF	464287622	47	145	SH		SOLE		145	0	0
iShares Tr	RUS 2000 VAL ETF	464287630	45	276	SH		SOLE		276	0	0
iShares Tr	RUS 2000 GRW ETF	464287648	145	505	SH		SOLE		505	0	0
iShares Tr	RUSSELL 2000 ETF	464287655	46	209	SH		SOLE		209	0	0
iShares Tr	US TELECOM ETF	464287713	20	750	SH		SOLE		750	0	0
iShares Tr	CORE S&P SCP ETF	464287804	227	1,972	SH		SOLE		1,972	0	0
iShares Tr	IBOXX HI YD ETF	464288513	58	732	SH		SOLE		732	0	0
iShares Tr	GLOBAL MATER ETF	464288695	34	442	SH		SOLE		442	0	0
iShares Tr	EAFE VALUE ETF	464288877	5,512	105,048	SH		SOLE		105,048	0	0
iShares Tr	EAFE GRWTH ETF	464288885	264	2,729	SH		SOLE		2,729	0	0
iShares Silver Trust	ISHARES	46428Q109	4	155	SH		SOLE		155	0	0
iShares Tr	FLTG RATE NT ETF	46429B655	295	5,801	SH		SOLE		5,801	0	0
iShares Tr	CORE MSCI EAFE	46432F842	29	419	SH		SOLE		419	0	0
iShares Tr	CORE MSCI EMKT	46434G103	37	711	SH		SOLE		711	0	0
iShares Tr	MSCI JPN ETF NEW	46434G822	9	129	SH		SOLE		129	0	0
iShares Tr	MSCI INTL QUALTY	46434V456	24	648	SH		SOLE		648	0	0
iShares Tr	CORE DIV GRWTH	46434V621	23	374	SH		SOLE		374	0	0
iShares Tr	BROAD USD HIGH	46435U853	10	269	SH		SOLE		269	0	0
JPMorgan Chase & Co.	COM	46625H100	4,830	20,150	SH		SOLE		20,150	0	0
J P Morgan Exchange Traded F	BETABUILDERS DEV	46641Q233	29	592	SH		SOLE		592	0	0
J P Morgan Exchange Traded F	EQUITY PREMIUM	46641Q332	2,039	35,445	SH		SOLE		35,445	0	0
Johnson & Johnson	COM	478160104	3,201	22,133	SH		SOLE		22,133	0	0
KLA Corp	COM NEW	482480100	3	4	SH		SOLE		4	0	0
Keysight Technologies Inc	COM	49338L103	16	100	SH		SOLE		100	0	0
Kimberly-Clark Corp	COM	494368103	287	2,192	SH		SOLE		2,192	0	0
Kinder Morgan Inc Del	COM	49456B101	55	2,000	SH		SOLE		2,000	0	0
Kinross Gold Corp	COM	496902404	19	2,100	SH		SOLE		2,100	0	0
Lam Research Corp	COM NEW	512807306	33	460	SH		SOLE		460	0	0
Leidos Holdings Inc	COM	525327102	38	263	SH		SOLE		263	0	0
Lilly Eli & Co	COM	532457108	456	591	SH		SOLE		591	0	0
Lockheed Martin Corp	COM	539830109	297	611	SH		SOLE		611	0	0
Lowes Cos Inc	COM	548661107	381	1,544	SH		SOLE		1,544	0	0
M & T Bk Corp	COM	55261F104	37	196	SH		SOLE		196	0	0
Marathon Pete Corp	COM	56585A102	236	1,692	SH		SOLE		1,692	0	0
Marvell Technology Inc	COM	573874104	7	59	SH		SOLE		59	0	0
Mastercard Incorporated	CL A	57636Q104	85	162	SH		SOLE		162	0	0
McDonalds Corp	COM	580135101	136	470	SH		SOLE		470	0	0
Merck & Co Inc	COM	58933Y105	542	5,448	SH		SOLE		5,448	0	0
MetLife Inc	COM	59156R108	2,228	27,209	SH		SOLE		27,209	0	0
Microsoft Corp	COM	594918104	5,248	12,451	SH		SOLE		12,451	0	0
Micron Technology Inc	COM	595112103	11	130	SH		SOLE		130	0	0
Mondelez Intl Inc	CL A	609207105	99	1,650	SH		SOLE		1,650	0	0
Morgan Stanley	COM NEW	617446448	26	210	SH		SOLE		210	0	0
Motorola Solutions Inc	COM NEW	620076307	12	27	SH		SOLE		27	0	0
NIO Inc	SPON ADS	62914V106	1	200	SH		SOLE		200	0	0
NRG Energy Inc	COM NEW	629377508	9	100	SH		SOLE		100	0	0
National Beverage Corp	COM	635017106	48	1,132	SH		SOLE		1,132	0	0
Newmont Corp	COM	651639106	7	200	SH		SOLE		200	0	0
Nextracker Inc	CLASS A COM	65290E101	16	438	SH		SOLE		438	0	0
NextEra Energy Inc	COM	65339F101	1,080	15,071	SH		SOLE		15,071	0	0
Nike Inc	CL B	654106103	29	377	SH		SOLE		377	0	0
Norfolk Southn Corp	COM	655844108	317	1,350	SH		SOLE		1,350	0	0
Northrop Grumman Corp	COM	666807102	1,842	3,926	SH		SOLE		3,926	0	0
Novartis A G	SPONSORED ADR	66987V109	2	22	SH		SOLE		22	0	0
Novo-Nordisk A S	ADR	670100205	1,575	18,310	SH		SOLE		18,310	0	0
Nucor Corp	COM	670346105	1,541	13,200	SH		SOLE		13,200	0	0
Nuveen Amt Free Qlty Mun Inc	COM	670657105	15	1,347	SH		SOLE		1,347	0	0
Nvidia Corporation	COM	67066G104	6,511	48,483	SH		SOLE		48,483	0	0
Nuveen Pennsylvania Qlt Mun	COM	670972108	56	5,000	SH		SOLE		5,000	0	0
O Reilly Automotive Inc	COM	67103H107	4	3	SH		SOLE		3	0	0
Occidental Pete Corp	COM	674599105	20	406	SH		SOLE		406	0	0
Ollies Bargain Outlet Hldgs	COM	681116109	22	200	SH		SOLE		200	0	0
Omnicom Group Inc	COM	681919106	30	343	SH		SOLE		343	0	0
Oracle Corp	COM	68389X105	2,747	16,485	SH		SOLE		16,485	0	0
Orrstown Finl Svcs Inc	COM	687380105	249	6,802	SH		SOLE		6,802	0	0
Otis Worldwide Corp	COM	68902V107	142	1,531	SH		SOLE		1,531	0	0
PNC Finl Svcs Group Inc	COM	693475105	14	71	SH		SOLE		71	0	0
PPG Inds Inc	COM	693506107	24	200	SH		SOLE		200	0	0
PPL Corp	COM	69351T106	1,740	53,615	SH		SOLE		53,615	0	0
Paccar Inc	COM	693718108	2	24	SH		SOLE		24	0	0
Pacer Fds Tr	US CASH COWS 100	69374H881	2	35	SH		SOLE		35	0	0
PalantirTechnologies Inc	CL A	69608A108	8	100	SH		SOLE		100	0	0
Palo Alto Networks Inc	COM	697435105	44	240	SH		SOLE		240	0	0
Paychex Inc	COM	704326107	98	700	SH		SOLE		700	0	0
Paypal Hldgs Inc	COM	70450Y103	34	400	SH		SOLE		400	0	0
Pembina Pipeline Corp	COM	706327103	74	2,000	SH		SOLE		2,000	0	0
Penn Entertainment Inc	COM	707569109	81	4,100	SH		SOLE		4,100	0	0
Pepsico Inc	COM	713448108	3,311	21,772	SH		SOLE		21,772	0	0
Pfizer Inc	COM	717081103	8	320	SH		SOLE		320	0	0
Philip Morris Intl Inc	COM	718172109	343	2,850	SH		SOLE		2,850	0	0
Phillips 66	COM	718546104	1,226	10,758	SH		SOLE		10,758	0	0
Plains All Amern Pipeline L	UNIT LTD PARTN	726503105	2	125	SH		SOLE		125	0	0
Price T Rowe Group Inc	COM	74144T108	11	100	SH		SOLE		100	0	0
Procter And Gamble Co	COM	742718109	1,833	10,936	SH		SOLE		10,936	0	0
Progressive Corp	COM	743315103	7	28	SH		SOLE		28	0	0
Prologis Inc.	COM	74340W103	6	61	SH		SOLE		61	0	0
Prudential Finl Inc	COM	744320102	297	2,502	SH		SOLE		2,502	0	0
Public Svc Enterprise Grp In	COM	744573106	1,228	14,540	SH		SOLE		14,540	0	0
Qorvo Inc	COM	74736K101	234	3,347	SH		SOLE		3,347	0	0
Qualcomm Inc	COM	747525103	3,091	20,121	SH		SOLE		20,121	0	0
RTX Corporation	COM	75513E101	2,726	23,555	SH		SOLE		23,555	0	0
Reliance Inc	COM	759509102	180	670	SH		SOLE		670	0	0
Restaurant Brands Intl Inc	COM	76131D103	2	31	SH		SOLE		31	0	0
Rio Tinto Plc	SPONSORED ADR	767204100	9	152	SH		SOLE		152	0	0
Shell PLC	SPON ADS	780259305	35	564	SH		SOLE		564	0	0
SPDR S&P 500 ETF TR	TR UNIT	78462F103	1,958	3,340	SH		SOLE		3,340	0	0
SPDR Gold Tr	GOLD SHS	78463V107	4,684	19,345	SH		SOLE		19,345	0	0
SPDR Index Shs Fds	DJ GLB RL ES ETF	78463X749	13	298	SH		SOLE		298	0	0
SPDR Ser Tr	PRTFLO S&P500 GW	78464A409	890	10,129	SH		SOLE		10,129	0	0
SPDR Ser Tr	PRTFLO S&P500 VL	78464A508	784	15,340	SH		SOLE		15,340	0	0
SPDR Ser Tr	S&P TELECOM	78464A540	1,298	12,124	SH		SOLE		12,124	0	0
SPDR Ser Tr	S&P DIVID ETF	78464A763	159	1,202	SH		SOLE		1,202	0	0
SPDR Ser Tr	PORTFOLIO S&P400	78464A847	10	190	SH		SOLE		190	0	0
SS&C Technologies Hldgs Inc	COM	78467J100	6	78	SH		SOLE		78	0	0
SPDR Ser Tr	BLOOMBERG SHT TE	78468R408	5,342	211,576	SH		SOLE		211,576	0	0
SPDR Bloomberg High Yield Bond ETF	BLOOMBERG HIGH Y	78468R622	34	360	SH		SOLE		360	0	0
SPDR Bloomberg 1-3 Month T-Bill ETF	BLOOMBERG 1-3 MO	78468R663	5,677	62,086	SH		SOLE		62,086	0	0
Sanofi	SPONSORED ADR	80105N105	19	400	SH		SOLE		400	0	0
Schlumberger Ltd	COM STK	806857108	67	1,740	SH		SOLE		1,740	0	0
Schwab Strategic Tr	INTERNL DIVID	808524672	19	822	SH		SOLE		822	0	0
Science Applications Intl Corp	COM	808625107	12	109	SH		SOLE		109	0	0
Select Sector SPDR Tr	SBI MATERIALS	81369Y100	1,378	16,379	SH		SOLE		16,379	0	0
Select Sector SPDR Tr	SBI HEALTHCARE	81369Y209	1,998	14,527	SH		SOLE		14,527	0	0
Select Sector SPDR Tr	SBI CONS STPLS	81369Y308	2,756	35,054	SH		SOLE		35,054	0	0
Select Sector SPDR Tr	SBI CONS DISCR	81369Y407	2,495	11,121	SH		SOLE		11,121	0	0
Select Sector SPDR Tr	ENERGY	81369Y506	2,560	29,882	SH		SOLE		29,882	0	0
Select Sector SPDR Tr	FINANCIAL	81369Y605	3,759	77,768	SH		SOLE		77,768	0	0
Select Sector SPDR Tr	INDL	81369Y704	3,022	22,934	SH		SOLE		22,934	0	0
Select Sector SPDR Tr	TECHNOLOGY	81369Y803	2,912	12,524	SH		SOLE		12,524	0	0
Select Sector SPDR Tr	COMMUNICATION	81369Y852	2,214	22,871	SH		SOLE		22,871	0	0
Select Sector SPDR Tr	RL EST SEL SEC	81369Y860	2,749	67,590	SH		SOLE		67,590	0	0
Select Sector SPDR Tr	SBI INT-UTILS	81369Y886	2,851	37,673	SH		SOLE		37,673	0	0
Sherwin Williams Co	COM	824348106	2	6	SH		SOLE		6	0	0
Shopify Inc	CL A	82509L107	106	1,000	SH		SOLE		1,000	0	0
Skyworks Solutions Inc	COM	83088M102	151	1,702	SH		SOLE		1,702	0	0
Sony Group Corp	SPONSORED ADR	835699307	11	500	SH		SOLE		500	0	0
Sonos Inc	COM	83570H108	8	500	SH		SOLE		500	0	0
Southern Co	COM	842587107	1,817	22,072	SH		SOLE		22,072	0	0
Southwest Airls Co	COM	844741108	17	500	SH		SOLE		500	0	0
Starbucks Corp	COM	855244109	68	750	SH		SOLE		750	0	0
State Str Corp	COM	857477103	18	180	SH		SOLE		180	0	0
Steel Dynamics Inc	COM	858119100	245	2,150	SH		SOLE		2,150	0	0
Stmicroelectronics N V	NY REGISTRY	861012102	20	800	SH		SOLE		800	0	0
Suburban Propane Partners L	UNIT LTD PARTN	864482104	86	5,000	SH		SOLE		5,000	0	0
Sunoco LP/Sunoco Fin Corp	COM UT REP LP	86765K109	103	2,000	SH		SOLE		2,000	0	0
Sysco Corp	COM	871829107	195	2,545	SH		SOLE		2,545	0	0
TJX Cos Inc New	COM	872540109	5	45	SH		SOLE		45	0	0
T-Mobile US Inc	COM	872590104	66	300	SH		SOLE		300	0	0
Taiwan Semiconductor Mfg Ltd	SPONSORED ADS	874039100	53	266	SH		SOLE		266	0	0
Tapestry Inc	COM	876030107	65	1,000	SH		SOLE		1,000	0	0
Target Corp	COM	87612E106	41	306	SH		SOLE		306	0	0
Tesla Inc	COM	88160R101	46	115	SH		SOLE		115	0	0
Texas Instrs Inc	COM	882508104	54	287	SH		SOLE		287	0	0
The Trade Desk Inc	COM CL A	88339J105	35	300	SH		SOLE		300	0	0
Thermo Fisher Scientific Inc	COM	883556102	42	81	SH		SOLE		81	0	0
Tilray Brands Inc	COM	88688T100	7	5,250	SH		SOLE		5,250	0	0
Totalenergies SE	SPONSORED ADS	89151E109	2	36	SH		SOLE		36	0	0
Toyota Motor Corp	ADS	892331307	9	45	SH		SOLE		45	0	0
Tractor Supply Co	COM	892356106	13	250	SH		SOLE		250	0	0
Travelers Companies Inc	COM	89417E109	2,589	10,747	SH		SOLE		10,747	0	0
Truist Finl Corp	COM	89832Q109	26	594	SH		SOLE		594	0	0
Tyson Foods Inc	CL A	902494103	46	800	SH		SOLE		800	0	0
Uber Technologies Inc	COM	90353T100	30	500	SH		SOLE		500	0	0
UiPath Inc	CL A	90364P105	2	192	SH		SOLE		192	0	0
Union Pac Corp	COM	907818108	182	800	SH		SOLE		800	0	0
United Bankshares Inc West V	COM	909907107	7	186	SH		SOLE		186	0	0
United Parcel Service Inc	CL B	911312106	167	1,321	SH		SOLE		1,321	0	0
UnitedHealth Group Inc	COM	91324P102	996	1,969	SH		SOLE		1,969	0	0
Uranium Energy Corp	COM	916896103	28	4,221	SH		SOLE		4,221	0	0
V F Corp	COM	918204108	2	100	SH		SOLE		100	0	0
Valero Energy Corp	COM	91913Y100	942	7,684	SH		SOLE		7,684	0	0
Vaneck ETF Trust	SEMICONDUCTR ETF	92189F676	9	39	SH		SOLE		39	0	0
Vanguard Specialized Funds	DIV APP ETF	921908844	11	55	SH		SOLE		55	0	0
Vanguard Star Fds	VG TL INTL STK F	921909768	10	165	SH		SOLE		165	0	0
Vanguard Bd Index Fds	INTERMED TERM	921937819	22,955	307,170	SH		SOLE		307,170	0	0
Vanguard Bd Index Fds	SHORT TRM BOND	921937827	79	1,019	SH		SOLE		1,019	0	0
Vanguard Bd Index Fds	TOTAL BND MRKT	921937835	34	475	SH		SOLE		475	0	0
Vanguard Tax-Managed Fds	VAN FTSE DEV MKT	921943858	37	777	SH		SOLE		777	0	0
Vanguard World Fd	ENERGY ETF	92204A306	12	100	SH		SOLE		100	0	0
Vanguard World Fd	FINANCIALS ETF	92204A405	97	825	SH		SOLE		825	0	0
Vanguard World Fd	HEALTH CAR ETF	92204A504	82	325	SH		SOLE		325	0	0
Vanguard World Fd	INF TECH ETF	92204A702	87	140	SH		SOLE		140	0	0
Vanguard Scottsdale Fds	SHRT TRM CORP BD	92206C409	2,913	37,335	SH		SOLE		37,335	0	0
Vanguard Scottsdale Fds	VNG RUS2000IDX	92206C664	7	78	SH		SOLE		78	0	0
Vanguard Scottsdale Fds	INT-TERM CORP	92206C870	5,461	68,028	SH		SOLE		68,028	0	0
Vanguard Mun Bd Fds	TAX EXEMPT BD	922907746	23	453	SH		SOLE		453	0	0
Vanguard Index Fds	S&P 500 ETF SHS	922908363	13	25	SH		SOLE		25	0	0
Vanguard Index Fds	MCAP VL IDXVIP	922908512	6,325	39,099	SH		SOLE		39,099	0	0
Vanguard Index Fds	MCAP GR IDXVIP	922908538	6,137	24,187	SH		SOLE		24,187	0	0
Vanguard Index Fds	REAL ESTATE ETF	922908553	16	175	SH		SOLE		175	0	0
Vanguard Index Fds	SML CP GRW ETF	922908595	6,574	23,473	SH		SOLE		23,473	0	0
Vanguard Index Fds	SM CP VAL ETF	922908611	6,772	34,170	SH		SOLE		34,170	0	0
Vanguard Index Fds	MID CAP ETF	922908629	329	1,246	SH		SOLE		1,246	0	0
Vanguard Index Fds	VALUE ETF	922908744	30	175	SH		SOLE		175	0	0
Vanguard Index Fds	SMALL CP ETF	922908751	45	189	SH		SOLE		189	0	0
Veralto Corp	COM SHS	92338C103	3	34	SH		SOLE		34	0	0
Verizon Communications Inc	COM	92343V104	171	4,268	SH		SOLE		4,268	0	0
Vertex Pharmaceutials Inc	COM	92532F100	126	313	SH		SOLE		313	0	0
Vertiv Holdings Co	COM CL A	92537N108	9	79	SH		SOLE		79	0	0
Viatris Inc	COM	92556V106	1	119	SH		SOLE		119	0	0
Victory Cap Hldgs Inc	COM CL A	92645B103	7	100	SH		SOLE		100	0	0
Visa Inc	COM CL A	92826C839	3,939	12,465	SH		SOLE		12,465	0	0
Vishay Intertechonology Inc	COM	928298108	34	2,017	SH		SOLE		2,017	0	0
Vistra Corp	COM	92840M102	3	25	SH		SOLE		25	0	0
Vodafone Group PLC New	SPONSORED ADR	92857W308	4	517	SH		SOLE		517	0	0
Vontier Corporation	COM	928881101	2	43	SH		SOLE		43	0	0
WEC Energy Group Inc	COM	92939U106	216	2,300	SH		SOLE		2,300	0	0
Walmart Inc	COM	931142103	4,797	53,089	SH		SOLE		53,089	0	0
Warner Bros Discovery Inc	COM SER A	934423104	2	235	SH		SOLE		235	0	0
Waste Mgmt Inc Del	COM	94106L109	423	2,095	SH		SOLE		2,095	0	0
Wells Fargo Co New	COM	949746101	85	1,210	SH		SOLE		1,210	0	0
Wheaton Precious Metals Corp	COM	962879102	7	130	SH		SOLE		130	0	0
Williams Cos Inc	COM	969457100	9	173	SH		SOLE		173	0	0
WisdomTr	EMG MKTS SMCAP	97717W281	685	14,002	SH		SOLE		14,002	0	0
WisdomTr	US LARGECAP DIVD	97717W307	68	880	SH		SOLE		880	0	0
WisdomTr	US MIDCAP DIVID	97717W505	1,604	31,467	SH		SOLE		31,467	0	0
Wyndham Hotels & Resorts Inc	COM	98311A105	1	8	SH		SOLE		8	0	0
Xcel Energy Inc	COM	98389B100	83	1,225	SH		SOLE		1,225	0	0
Xylem Inc	COM	98419M100	14	121	SH		SOLE		121	0	0
Zimmer Biomet Holdings Inc	COM	98956P102	13	123	SH		SOLE		123	0	0
Accenture Plc Ireland	SHS CLASS A	G1151C101	209	595	SH		SOLE		595	0	0
Brookfield Infrast Partners	LP INT UNIT	G16252101	5	161	SH		SOLE		161	0	0
Eaton Corp PLC	SHS	G29183103	2,470	7,444	SH		SOLE		7,444	0	0
Johnson Ctls Intl PLC	SHS	G51502105	1,249	15,824	SH		SOLE		15,824	0	0
Linde Plc	SHS	G54950103	7	16	SH		SOLE		16	0	0
Medtronic PLC	SHS	G5960L103	498	6,235	SH		SOLE		6,235	0	0
Nu Hldgs Ltd	ORD SHS CL A	G6683N103	2	160	SH		SOLE		160	0	0
Nvent Electric PLC	SHS	G6700G107	12	170	SH		SOLE		170	0	0
Seagate Technology Hldngs Pl	ORD SHS	G7997R103	26	301	SH		SOLE		301	0	0
Pentair PLC	SHS	G7S00T104	4	44	SH		SOLE		44	0	0
TE Connectivity PLC	ORD SHS	G87052109	25	174	SH		SOLE		174	0	0
Trane Technologies PLC	SHS	G8994E103	46	125	SH		SOLE		125	0	0
Chubb Limited	COM	H1467J104	28	100	SH		SOLE		100	0	0
ASML Holding N V	N Y REGISTRY SHS	N07059210	6	8	SH		SOLE		8	0	0
Flex Ltd	ORD	Y2573F102	97	2,515	SH		SOLE		2,515	0	0