Symmetry Partners 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
3M CO	COM	88579Y101	345	3,374	SH		SOLE		3,374	0	0
ABBOTT LABORATORIES	COM	002824100	872	8,393	SH		SOLE		8,393	0	0
ABBVIE INC	COM	00287Y109	2,489	14,514	SH		SOLE		14,514	0	0
ACCENTURE PLC-CL A	COM	G1151C101	2,833	9,337	SH		SOLE		9,337	0	0
ADOBE INC	COM	00724F101	1,174	2,113	SH		SOLE		2,113	0	0
ADVANCED MICRO DEVICES	COM	007903107	888	5,476	SH		SOLE		5,476	0	0
AECOM	COM	00766T100	372	4,220	SH		SOLE		4,220	0	0
AFLAC INC	COM	001055102	871	9,750	SH		SOLE		9,750	0	0
AGILENT TECHNOLOGIES INC	COM	00846U101	380	2,935	SH		SOLE		2,935	0	0
AIR PRODUCTS & CHEMICALS INC	COM	009158106	238	923	SH		SOLE		923	0	0
AKAMAI TECHNOLOGIES INC	COM	00971T101	223	2,473	SH		SOLE		2,473	0	0
ALBERTSONS COS INC - CLASS A	COM	013091103	214	10,835	SH		SOLE		10,835	0	0
ALLISON TRANSMISSION HOLDING	COM	01973R101	436	5,744	SH		SOLE		5,744	0	0
ALLSTATE CORP	COM	020002101	1,035	6,480	SH		SOLE		6,480	0	0
ALNYLAM PHARMACEUTICALS INC	COM	02043Q107	278	1,144	SH		SOLE		1,144	0	0
ALPHABET INC-CL A	COM	02079K305	9,598	52,695	SH		SOLE		52,695	0	0
ALPHABET INC-CL C	COM	02079K107	4,959	27,034	SH		SOLE		27,034	0	0
ALTRIA GROUP INC	COM	02209S103	435	9,539	SH		SOLE		9,539	0	0
AMAZON.COM INC	COM	023135106	13,028	67,417	SH		SOLE		67,417	0	0
AMCOR PLC	COM	G0250X107	261	26,652	SH		SOLE		26,652	0	0
AMERICAN ELECTRIC POWER	COM	025537101	368	4,193	SH		SOLE		4,193	0	0
AMERICAN EXPRESS CO	COM	025816109	861	3,718	SH		SOLE		3,718	0	0
AMERICAN INTERNATIONAL GROUP	COM	026874784	747	10,064	SH		SOLE		10,064	0	0
AMERICAN WATER WORKS CO INC	COM	030420103	218	1,689	SH		SOLE		1,689	0	0
AMERIPRISE FINANCIAL INC	COM	03076C106	2,347	5,495	SH		SOLE		5,495	0	0
AMETEK INC	COM	031100100	627	3,764	SH		SOLE		3,764	0	0
AMGEN INC	COM	031162100	1,074	3,436	SH		SOLE		3,436	0	0
AMPHENOL CORP-CL A	COM	032095101	496	7,362	SH		SOLE		7,362	0	0
ANALOG DEVICES INC	COM	032654105	585	2,563	SH		SOLE		2,563	0	0
ANSYS INC	COM	03662Q105	216	672	SH		SOLE		672	0	0
AON PLC-CLASS A	COM	G0403H108	864	2,943	SH		SOLE		2,943	0	0
APOLLO GLOBAL MANAGEMENT INC	COM	03769M106	252	2,135	SH		SOLE		2,135	0	0
APPLE INC	COM	037833100	21,844	103,711	SH		SOLE		103,711	0	0
APPLIED MATERIALS INC	COM	038222105	886	3,754	SH		SOLE		3,754	0	0
APPLOVIN CORP-CLASS A	COM	03831W108	1,123	13,498	SH		SOLE		13,498	0	0
ARCH CAPITAL GROUP LTD	COM	G0450A105	1,400	13,877	SH		SOLE		13,877	0	0
ARCHER-DANIELS-MIDLAND CO	COM	039483102	250	4,129	SH		SOLE		4,129	0	0
ARISTA NETWORKS INC	COM	040413106	1,423	4,059	SH		SOLE		4,059	0	0
ARTHUR J GALLAGHER & CO	COM	363576109	338	1,303	SH		SOLE		1,303	0	0
ASSURANT INC	COM	04621X108	404	2,431	SH		SOLE		2,431	0	0
ASSURED GUARANTY LTD	COM	G0585R106	803	10,411	SH		SOLE		10,411	0	0
AT&T INC	COM	00206R102	981	51,351	SH		SOLE		51,351	0	0
ATMOS ENERGY CORP	COM	049560105	219	1,876	SH		SOLE		1,876	0	0
AUTODESK INC	COM	052769106	485	1,960	SH		SOLE		1,960	0	0
AUTOMATIC DATA PROCESSING	COM	053015103	585	2,450	SH		SOLE		2,450	0	0
AUTONATION INC	COM	05329W102	1,947	12,213	SH		SOLE		12,213	0	0
AUTOZONE INC	COM	053332102	901	304	SH		SOLE		304	0	0
AVANTIS EMERGING MARKETS EQ	ETF	025072604	22,893	374,744	SH		SOLE		374,744	0	0
AVANTIS INTERNATIONAL EQUITY	ETF	025072703	9,101	146,181	SH		SOLE		146,181	0	0
AVANTIS INTL S/C VALUE ETF	ETF	025072802	11,506	177,148	SH		SOLE		177,148	0	0
AVANTIS US SMALL CAP VALUE	ETF	025072877	17,713	197,430	SH		SOLE		197,430	0	0
AVERY DENNISON CORP	COM	053611109	417	1,907	SH		SOLE		1,907	0	0
AZEK CO INC/THE	COM	05478C105	697	16,555	SH		SOLE		16,555	0	0
BAKER HUGHES CO	COM	05722G100	450	12,802	SH		SOLE		12,802	0	0
BANK OF AMERICA CORP	COM	060505104	1,710	43,000	SH		SOLE		43,000	0	0
BANK OF NEW YORK MELLON CORP	COM	064058100	437	7,292	SH		SOLE		7,292	0	0
BANK OZK	COM	06417N103	262	6,390	SH		SOLE		6,390	0	0
BAXTER INTERNATIONAL INC	COM	071813109	230	6,885	SH		SOLE		6,885	0	0
BECTON DICKINSON AND CO	COM	075887109	504	2,157	SH		SOLE		2,157	0	0
BERKSHIRE HATHAWAY INC-CL B	COM	084670702	3,616	8,888	SH		SOLE		8,888	0	0
BEST BUY CO INC	COM	086516101	369	4,375	SH		SOLE		4,375	0	0
BIOGEN INC	COM	09062X103	300	1,293	SH		SOLE		1,293	0	0
BLACKROCK INC	COM	09247X101	511	649	SH		SOLE		649	0	0
BLOCK INC	COM	852234103	206	3,187	SH		SOLE		3,187	0	0
BOEING CO/THE	COM	097023105	508	2,789	SH		SOLE		2,789	0	0
BOOKING HOLDINGS INC	COM	09857L108	602	152	SH		SOLE		152	0	0
BOOZ ALLEN HAMILTON HOLDINGS	COM	099502106	1,449	9,416	SH		SOLE		9,416	0	0
BOSTON SCIENTIFIC CORP	COM	101137107	425	5,525	SH		SOLE		5,525	0	0
BRISTOL-MYERS SQUIBB CO	COM	110122108	874	21,038	SH		SOLE		21,038	0	0
BROADCOM INC	COM	11135F101	3,547	2,209	SH		SOLE		2,209	0	0
BROADRIDGE FINANCIAL SOLUTIO	COM	11133T103	656	3,329	SH		SOLE		3,329	0	0
BROWN & BROWN INC	COM	115236101	309	3,459	SH		SOLE		3,459	0	0
BUILDERS FIRSTSOURCE INC	COM	12008R107	1,999	14,442	SH		SOLE		14,442	0	0
BUNGE GLOBAL SA	COM	H11356104	253	2,372	SH		SOLE		2,372	0	0
CADENCE DESIGN SYS INC	COM	127387108	1,471	4,780	SH		SOLE		4,780	0	0
CAMPBELL SOUP CO	COM	134429109	232	5,135	SH		SOLE		5,135	0	0
CANADIAN NATURAL RESOURCES	COM	136385952	1,766	49,586	SH		SOLE		49,586	0	0
CANADIAN PACIFIC KANSAS CITY	COM	13646K959	542	6,885	SH		SOLE		6,885	0	0
CAPITAL ONE FINANCIAL CORP	COM	14040H105	359	2,591	SH		SOLE		2,591	0	0
CARDINAL HEALTH INC	COM	14149Y108	242	2,466	SH		SOLE		2,466	0	0
CARLISLE COS INC	COM	142339100	889	2,194	SH		SOLE		2,194	0	0
CARNIVAL CORP	COM	143658300	211	11,292	SH		SOLE		11,292	0	0
CARRIER GLOBAL CORP	COM	14448C104	337	5,345	SH		SOLE		5,345	0	0
CASEY'S GENERAL STORES INC	COM	147528103	603	1,580	SH		SOLE		1,580	0	0
CATERPILLAR INC	COM	149123101	1,672	5,020	SH		SOLE		5,020	0	0
CBOE GLOBAL MARKETS INC	COM	12503M108	203	1,193	SH		SOLE		1,193	0	0
CBRE GROUP INC - A	COM	12504L109	731	8,204	SH		SOLE		8,204	0	0
CDW CORP/DE	COM	12514G108	1,493	6,668	SH		SOLE		6,668	0	0
CELANESE CORP	COM	150870103	245	1,813	SH		SOLE		1,813	0	0
CENCORA INC	COM	03073E105	1,573	6,981	SH		SOLE		6,981	0	0
CENOVUS ENERGY INC	COM	15135U950	1,141	58,065	SH		SOLE		58,065	0	0
CENTENE CORP	COM	15135B101	358	5,399	SH		SOLE		5,399	0	0
CF INDUSTRIES HOLDINGS INC	COM	125269100	217	2,921	SH		SOLE		2,921	0	0
CHARTER COMMUNICATIONS INC-A	COM	16119P108	329	1,099	SH		SOLE		1,099	0	0
CHENIERE ENERGY INC	COM	16411R208	606	3,468	SH		SOLE		3,468	0	0
CHEVRON CORP	COM	166764100	1,953	12,484	SH		SOLE		12,484	0	0
CHIPOTLE MEXICAN GRILL INC	COM	169656105	733	11,700	SH		SOLE		11,700	0	0
CHUBB LTD	COM	H1467J104	553	2,169	SH		SOLE		2,169	0	0
CHURCH & DWIGHT CO INC	COM	171340102	257	2,483	SH		SOLE		2,483	0	0
CIA SANEAMENTO BASICO DE-ADR	COM	20441A102	143	10,614	SH		SOLE		10,614	0	0
CINCINNATI FINANCIAL CORP	COM	172062101	277	2,348	SH		SOLE		2,348	0	0
CINTAS CORP	COM	172908105	1,608	2,296	SH		SOLE		2,296	0	0
CISCO SYSTEMS INC	COM	17275R102	1,210	25,467	SH		SOLE		25,467	0	0
CITIGROUP INC	COM	172967424	540	8,505	SH		SOLE		8,505	0	0
CITIZENS FINANCIAL GROUP	COM	174610105	1,145	31,767	SH		SOLE		31,767	0	0
CME GROUP INC	COM	12572Q105	454	2,308	SH		SOLE		2,308	0	0
CMS ENERGY CORP	COM	125896100	212	3,556	SH		SOLE		3,556	0	0
CNA FINANCIAL CORP	COM	126117100	938	20,361	SH		SOLE		20,361	0	0
COCA-COLA CO/THE	COM	191216100	1,375	21,603	SH		SOLE		21,603	0	0
COCA-COLA FEMSA SAB-SP ADR	COM	191241108	507	5,909	SH		SOLE		5,909	0	0
COGNIZANT TECH SOLUTIONS-A	COM	192446102	403	5,924	SH		SOLE		5,924	0	0
COLGATE-PALMOLIVE CO	COM	194162103	516	5,315	SH		SOLE		5,315	0	0
COMCAST CORP-CLASS A	COM	20030N101	1,629	41,594	SH		SOLE		41,594	0	0
Communication Services Sel Sect SPDRETF	ETF	81369Y852	14,954	174,579	SH		SOLE		0	0	174,579
CONOCOPHILLIPS	COM	20825C104	1,254	10,965	SH		SOLE		10,965	0	0
CONSOLIDATED EDISON INC	COM	209115104	243	2,714	SH		SOLE		2,714	0	0
CONSTELLATION BRANDS INC-A	COM	21036P108	437	1,697	SH		SOLE		1,697	0	0
CONSTELLATION ENERGY	COM	21037T109	428	2,137	SH		SOLE		2,137	0	0
COOPER COS INC/THE	COM	216648501	244	2,800	SH		SOLE		2,800	0	0
COPART INC	COM	217204106	1,019	18,817	SH		SOLE		18,817	0	0
CORNING INC	COM	219350105	418	10,771	SH		SOLE		10,771	0	0
CORPAY INC	COM	219948106	388	1,456	SH		SOLE		1,456	0	0
CORTEVA INC	COM	22052L104	347	6,425	SH		SOLE		6,425	0	0
COSTCO WHOLESALE CORP	COM	22160K105	1,864	2,193	SH		SOLE		2,193	0	0
COTERRA ENERGY INC	COM	127097103	375	14,048	SH		SOLE		14,048	0	0
CROWN HOLDINGS INC	COM	228368106	224	3,005	SH		SOLE		3,005	0	0
CSX CORP	COM	126408103	754	22,531	SH		SOLE		22,531	0	0
CUMMINS INC	COM	231021106	607	2,192	SH		SOLE		2,192	0	0
CVS HEALTH CORP	COM	126650100	460	7,795	SH		SOLE		7,795	0	0
DANAHER CORP	COM	235851102	1,850	7,406	SH		SOLE		7,406	0	0
DARDEN RESTAURANTS INC	COM	237194105	315	2,080	SH		SOLE		2,080	0	0
DECKERS OUTDOOR CORP	COM	243537107	689	712	SH		SOLE		712	0	0
DEERE & CO	COM	244199105	1,100	2,944	SH		SOLE		2,944	0	0
DELL TECHNOLOGIES -C	COM	24703L202	288	2,086	SH		SOLE		2,086	0	0
DELTA AIR LINES INC	COM	247361702	1,650	34,790	SH		SOLE		34,790	0	0
DEVON ENERGY CORP	COM	25179M103	1,060	22,369	SH		SOLE		22,369	0	0
DIAMONDBACK ENERGY INC	COM	25278X109	1,798	8,982	SH		SOLE		8,982	0	0
DICK'S SPORTING GOODS INC	COM	253393102	2,024	9,420	SH		SOLE		9,420	0	0
DIMENSIONAL EMERGING MARKETS	ETF	25434V757	11,115	427,181	SH		SOLE		427,181	0	0
DIMENSIONAL INTERNATIONAL VAL	ETF	25434V807	6,767	188,292	SH		SOLE		91,494	0	96,798
Dimensional US Core Equity 2	ETF	25434V708	13,439	416,849	SH		SOLE		145,685	0	271,164
Dimensional US Equity	ETF	25434V401	18,673	317,295	SH		SOLE		311,583	0	5,712
Dimensional US Marketwide Value	ETF	25434V724	45,986	1,171,018	SH		SOLE		218,573	0	952,445
DIMENSIONAL US SMALL CAP ETF	ETF	25434V500	17,358	288,908	SH		SOLE		288,908	0	0
Dimensional US Targeted Value	ETF	25434V609	30,752	592,865	SH		SOLE		585,416	0	7,449
DIMENSIONAL WLD EX US CR EQ 2	ETF	25434V880	22,869	899,649	SH		SOLE		0	0	899,649
DISCOVER FINANCIAL SERVICES	COM	254709108	452	3,459	SH		SOLE		3,459	0	0
DOLLAR GENERAL CORP	COM	256677105	355	2,687	SH		SOLE		2,687	0	0
DOLLAR TREE INC	COM	256746108	328	3,075	SH		SOLE		3,075	0	0
DOMINION ENERGY INC	COM	25746U109	240	4,905	SH		SOLE		4,905	0	0
DOMINO'S PIZZA INC	COM	25754A201	374	724	SH		SOLE		724	0	0
DOORDASH INC - A	COM	25809K105	298	2,742	SH		SOLE		2,742	0	0
DOVER CORP	COM	260003108	1,257	6,968	SH		SOLE		6,968	0	0
DOW INC	COM	260557103	423	7,977	SH		SOLE		7,977	0	0
DR HORTON INC	COM	23331A109	1,486	10,542	SH		SOLE		10,542	0	0
DTE ENERGY COMPANY	COM	233331107	250	2,254	SH		SOLE		2,254	0	0
DUKE ENERGY CORP	COM	26441C204	414	4,126	SH		SOLE		4,126	0	0
DUPONT DE NEMOURS INC	COM	26614N102	367	4,561	SH		SOLE		4,561	0	0
EAST WEST BANCORP INC	COM	27579R104	952	12,997	SH		SOLE		12,997	0	0
EATON CORP PLC	COM	G29183103	3,101	9,891	SH		SOLE		9,891	0	0
EBAY INC	COM	278642103	350	6,508	SH		SOLE		6,508	0	0
ECOLAB INC	COM	278865100	222	933	SH		SOLE		933	0	0
EDISON INTERNATIONAL	COM	281020107	204	2,843	SH		SOLE		2,843	0	0
EDWARDS LIFESCIENCES CORP	COM	28176E108	319	3,453	SH		SOLE		3,453	0	0
ELECTRONIC ARTS INC	COM	285512109	284	2,041	SH		SOLE		2,041	0	0
ELEMENT SOLUTIONS INC	COM	28618M106	207	7,646	SH		SOLE		7,646	0	0
Elevance Health Inc	COM	036752103	1,670	3,082	SH		SOLE		3,082	0	0
ELI LILLY & CO	COM	532457108	10,205	11,272	SH		SOLE		11,272	0	0
EMCOR GROUP INC	COM	29084Q100	244	667	SH		SOLE		667	0	0
EMERSON ELECTRIC CO	COM	291011104	488	4,426	SH		SOLE		4,426	0	0
ENTEGRIS INC	COM	29362U104	237	1,750	SH		SOLE		1,750	0	0
ENTERGY CORP	COM	29364G103	256	2,397	SH		SOLE		2,397	0	0
EOG RESOURCES INC	COM	26875P101	996	7,915	SH		SOLE		7,915	0	0
EQUIFAX INC	COM	294429105	324	1,336	SH		SOLE		1,336	0	0
ESAB CORP	COM	29605J106	1,292	13,686	SH		SOLE		13,686	0	0
EVEREST GROUP LTD	COM	G3223R108	201	528	SH		SOLE		528	0	0
EVERGY INC	COM	30034W106	205	3,872	SH		SOLE		3,872	0	0
EXELON CORP	COM	30161N101	261	7,550	SH		SOLE		7,550	0	0
EXPEDITORS INTL WASH INC	COM	302130109	607	4,861	SH		SOLE		4,861	0	0
EXXON MOBIL CORP	COM	30231G102	5,357	46,535	SH		SOLE		46,535	0	0
FACTSET RESEARCH SYSTEMS INC	COM	303075105	209	512	SH		SOLE		512	0	0
FAIR ISAAC CORP	COM	303250104	1,554	1,044	SH		SOLE		1,044	0	0
FASTENAL CO	COM	311900104	1,216	19,357	SH		SOLE		19,357	0	0
FEDEX CORP	COM	31428X106	827	2,758	SH		SOLE		2,758	0	0
FERGUSON PLC	COM	G3421J106	426	2,198	SH		SOLE		2,198	0	0
FERRARI NV	COM	N3167Y103	283	694	SH		SOLE		694	0	0
FIDELITY NATIONAL FINANCIAL	COM	31620R303	491	9,938	SH		SOLE		9,938	0	0
FIDELITY NATIONAL INFO SERV	COM	31620M106	299	3,964	SH		SOLE		3,964	0	0
FIFTH THIRD BANCORP	COM	316773100	358	9,807	SH		SOLE		9,807	0	0
Financial Select Sector SPDR	ETF	81369Y605	28,007	681,277	SH		SOLE		0	0	681,277
FIRST CITIZENS BCSHS -CL A	COM	31946M103	763	453	SH		SOLE		453	0	0
FIRST HAWAIIAN INC	COM	32051X108	1,378	66,363	SH		SOLE		66,363	0	0
FIRST SOLAR INC	COM	336433107	275	1,219	SH		SOLE		1,219	0	0
FIRSTENERGY CORP	COM	337932107	249	6,498	SH		SOLE		6,498	0	0
FISERV INC	COM	337738108	624	4,188	SH		SOLE		4,188	0	0
FORD MOTOR CO	COM	345370860	563	44,866	SH		SOLE		44,866	0	0
FORTINET INC	COM	34959E109	698	11,577	SH		SOLE		11,577	0	0
FORTIVE CORP	COM	34959J108	298	4,015	SH		SOLE		4,015	0	0
FREEPORT-MCMORAN INC	COM	35671D857	1,026	21,114	SH		SOLE		21,114	0	0
GAP INC/THE	COM	364760108	502	21,018	SH		SOLE		21,018	0	0
GARMIN LTD	COM	H2906T109	367	2,255	SH		SOLE		2,255	0	0
GARTNER INC	COM	366651107	509	1,134	SH		SOLE		1,134	0	0
GE AEROSPACE	COM	369604301	1,799	11,317	SH		SOLE		11,317	0	0
GE HEALTHCARE TECHNOLOGY	COM	36266G107	462	5,930	SH		SOLE		5,930	0	0
GE VERNOVA INC	COM	36828A101	220	1,282	SH		SOLE		1,282	0	0
GENERAL DYNAMICS CORP	COM	369550108	458	1,578	SH		SOLE		1,578	0	0
GENERAL MILLS INC	COM	370334104	474	7,489	SH		SOLE		7,489	0	0
GENERAL MOTORS CO	COM	37045V100	519	11,178	SH		SOLE		11,178	0	0
GENTEX CORP	COM	371901109	295	8,753	SH		SOLE		8,753	0	0
GENUINE PARTS CO	COM	372460105	294	2,128	SH		SOLE		2,128	0	0
GILEAD SCIENCES INC	COM	375558103	895	13,041	SH		SOLE		13,041	0	0
GODADDY INC - CLASS A	COM	380237107	233	1,668	SH		SOLE		1,668	0	0
GOLDMAN SACHS GROUP INC	COM	38141G104	856	1,892	SH		SOLE		1,892	0	0
HALLIBURTON CO	COM	406216101	573	16,977	SH		SOLE		16,977	0	0
HARMONY GOLD MNG-SPON ADR	COM	413216300	301	32,833	SH		SOLE		32,833	0	0
HARTFORD FINANCIAL SVCS GRP	COM	416515104	965	9,603	SH		SOLE		9,603	0	0
HCA HEALTHCARE INC	COM	40412C101	2,402	7,477	SH		SOLE		7,477	0	0
HEICO CORP	COM	422806109	324	1,449	SH		SOLE		1,449	0	0
HERSHEY CO/THE	COM	427866108	332	1,806	SH		SOLE		1,806	0	0
HESS CORP	COM	42809H107	634	4,301	SH		SOLE		4,301	0	0
HEWLETT PACKARD ENTERPRISE	COM	42824C109	387	18,267	SH		SOLE		18,267	0	0
HILTON WORLDWIDE HOLDINGS IN	COM	43300A203	345	1,580	SH		SOLE		1,580	0	0
HOLOGIC INC	COM	436440101	272	3,659	SH		SOLE		3,659	0	0
HOME DEPOT INC	COM	437076102	2,287	6,644	SH		SOLE		6,644	0	0
HONEYWELL INTERNATIONAL INC	COM	438516106	869	4,068	SH		SOLE		4,068	0	0
HOWMET AEROSPACE INC	COM	443201108	1,056	13,597	SH		SOLE		13,597	0	0
HP INC	COM	40434L105	344	9,815	SH		SOLE		9,815	0	0
HUBBELL INC	COM	443510607	1,357	3,714	SH		SOLE		3,714	0	0
HUMANA INC	COM	444859102	781	2,090	SH		SOLE		2,090	0	0
HUNT (JB) TRANSPRT SVCS INC	COM	445658107	477	2,981	SH		SOLE		2,981	0	0
HUNTINGTON BANCSHARES INC	COM	446150104	239	18,107	SH		SOLE		18,107	0	0
IDEX CORP	COM	45167R104	296	1,472	SH		SOLE		1,472	0	0
IDEXX LABORATORIES INC	COM	45168D104	670	1,375	SH		SOLE		1,375	0	0
ILLINOIS TOOL WORKS	COM	452308109	493	2,079	SH		SOLE		2,079	0	0
IMPERIAL OIL LTD	COM	453038960	1,090	15,987	SH		SOLE		15,987	0	0
Industrial Select Sector SPDR	ETF	81369Y704	13,825	113,438	SH		SOLE		0	0	113,438
INGERSOLL-RAND INC	COM	45687V106	1,062	11,691	SH		SOLE		11,691	0	0
INTACT FINANCIAL CORP	COM	45823T957	583	3,495	SH		SOLE		3,495	0	0
INTEL CORP	COM	458140100	573	18,494	SH		SOLE		18,494	0	0
INTERCONTINENTAL EXCHANGE IN	COM	45866F104	553	4,041	SH		SOLE		4,041	0	0
INTERNATIONAL PAPER CO	COM	460146103	281	6,518	SH		SOLE		6,518	0	0
INTL BUSINESS MACHINES CORP	COM	459200101	1,308	7,560	SH		SOLE		7,560	0	0
INTUIT INC	COM	461202103	494	752	SH		SOLE		752	0	0
INTUITIVE SURGICAL INC	COM	46120E602	315	709	SH		SOLE		709	0	0
IQVIA HOLDINGS INC	COM	46266C105	454	2,147	SH		SOLE		2,147	0	0
iShares 1-3 Year Treasury Bond	ETF	464287457	6,414	78,553	SH		SOLE		0	0	78,553
iShares ESG Aware MSCI EAFE	ETF	46435G516	545	6,924	SH		SOLE		0	0	6,924
iShares ESG Aware MSCI USA	ETF	46435G425	1,082	9,066	SH		SOLE		0	0	9,066
iShares ESG U.S. Aggregate Bond	ETF	46435U549	514	11,025	SH		SOLE		0	0	11,025
iShares JP Morgan USD Em Mkts Bd	ETF	464288281	7,385	83,468	SH		SOLE		0	0	83,468
iShares MSCI EAFE Min Vol Factor	ETF	46429B689	18,511	266,906	SH		SOLE		109,976	0	156,930
iShares MSCI EAFE Value	ETF	464288877	58,270	1,098,600	SH		SOLE		0	0	1,098,600
iShares MSCI Emerg Mkts Min Vol Fctr	ETF	464286533	19,095	333,769	SH		SOLE		157,371	0	176,398
ISHARES MSCI GLOBAL MIN VOL	ETF	464286525	26,260	250,953	SH		SOLE		250,953	0	0
iShares MSCI USA Min Vol Factor	ETF	46429B697	64,585	769,232	SH		SOLE		244,352	0	524,880
iShares MSCI USA Momentum Factor	ETF	46432F396	105,479	541,276	SH		SOLE		144,422	0	396,854
iShares MSCI USA Quality Factor	ETF	46432F339	43,716	256,011	SH		SOLE		0	0	256,011
iShares National Muni Bond	ETF	464288414	48,049	450,957	SH		SOLE		17,837	0	433,120
iShares Short-Term National Muni Bd	ETF	464288158	10,658	101,938	SH		SOLE		40,427	0	61,511
ITAU UNIBANCO H-SPON PRF ADR	COM	465562106	456	78,077	SH		SOLE		78,077	0	0
ITT INC	COM	45073V108	847	6,557	SH		SOLE		6,557	0	0
JABIL INC	COM	466313103	419	3,848	SH		SOLE		3,848	0	0
JACOBS SOLUTIONS INC	COM	46982L108	848	6,070	SH		SOLE		6,070	0	0
JM SMUCKER CO/THE	COM	832696405	211	1,933	SH		SOLE		1,933	0	0
JOHNSON & JOHNSON	COM	478160104	2,816	19,267	SH		SOLE		19,267	0	0
JOHNSON CONTROLS INTERNATION	COM	G51502105	456	6,863	SH		SOLE		6,863	0	0
JPMORGAN CHASE & CO	COM	46625H100	10,634	52,574	SH		SOLE		52,574	0	0
JUNIPER NETWORKS INC	COM	48203R104	207	5,691	SH		SOLE		5,691	0	0
KELLANOVA	COM	487836108	341	5,907	SH		SOLE		5,907	0	0
KENVUE INC	COM	49177J102	372	20,481	SH		SOLE		20,481	0	0
KEURIG DR PEPPER INC	COM	49271V100	295	8,818	SH		SOLE		8,818	0	0
KEYSIGHT TECHNOLOGIES IN	COM	49338L103	1,009	7,382	SH		SOLE		7,382	0	0
KIMBERLY-CLARK CORP	COM	494368103	361	2,609	SH		SOLE		2,609	0	0
KINDER MORGAN INC	COM	49456B101	421	21,180	SH		SOLE		21,180	0	0
KKR & CO INC	COM	48251W104	379	3,597	SH		SOLE		3,597	0	0
KLA CORP	COM	482480100	3,249	3,940	SH		SOLE		3,940	0	0
KRAFT HEINZ CO/THE	COM	500754106	257	7,980	SH		SOLE		7,980	0	0
KROGER CO	COM	501044101	752	15,071	SH		SOLE		15,071	0	0
KYNDRYL HOLDINGS INC	COM	50155Q100	502	19,064	SH		SOLE		19,064	0	0
L3HARRIS TECHNOLOGIES INC	COM	502431109	343	1,526	SH		SOLE		1,526	0	0
LABCORP HOLDINGS INC	COM	504922105	322	1,581	SH		SOLE		1,581	0	0
LAM RESEARCH CORP	COM	512807108	3,176	2,983	SH		SOLE		2,983	0	0
LAMB WESTON HOLDINGS INC	COM	513272104	242	2,883	SH		SOLE		2,883	0	0
LANDSTAR SYSTEM INC	COM	515098101	617	3,347	SH		SOLE		3,347	0	0
LEIDOS HOLDINGS INC	COM	525327102	368	2,524	SH		SOLE		2,524	0	0
LENNAR CORP-A	COM	526057104	751	5,010	SH		SOLE		5,010	0	0
LENNOX INTERNATIONAL INC	COM	526107107	949	1,773	SH		SOLE		1,773	0	0
LIBERTY MEDIA CORP-LIB-NEW-C	COM	531229755	212	2,948	SH		SOLE		2,948	0	0
LINCOLN NATIONAL CORP	COM	534187109	326	10,478	SH		SOLE		10,478	0	0
LINDE PLC	COM	G54950103	1,011	2,303	SH		SOLE		2,303	0	0
LIVE NATION ENTERTAINMENT IN	COM	538034109	219	2,339	SH		SOLE		2,339	0	0
LOCKHEED MARTIN CORP	COM	539830109	875	1,874	SH		SOLE		1,874	0	0
LOWE'S COS INC	COM	548661107	1,138	5,160	SH		SOLE		5,160	0	0
LPL FINANCIAL HOLDINGS INC	COM	50212V100	370	1,324	SH		SOLE		1,324	0	0
LULULEMON ATHLETICA INC	COM	550021109	739	2,473	SH		SOLE		2,473	0	0
LYONDELLBASELL INDU-CL A	COM	N53745100	519	5,425	SH		SOLE		5,425	0	0
M & T BANK CORP	COM	55261F104	375	2,477	SH		SOLE		2,477	0	0
MANHATTAN ASSOCIATES INC	COM	562750109	306	1,240	SH		SOLE		1,240	0	0
MARATHON OIL CORP	COM	565849106	302	10,521	SH		SOLE		10,521	0	0
MARATHON PETROLEUM CORP	COM	56585A102	1,425	8,217	SH		SOLE		8,217	0	0
MARKEL GROUP INC	COM	570535104	277	176	SH		SOLE		176	0	0
MARRIOTT INTERNATIONAL -CL A	COM	571903202	415	1,715	SH		SOLE		1,715	0	0
MARSH & MCLENNAN COS	COM	571748102	1,012	4,803	SH		SOLE		4,803	0	0
MARTIN MARIETTA MATERIALS	COM	573284106	418	771	SH		SOLE		771	0	0
MARVELL TECHNOLOGY INC	COM	573874104	391	5,595	SH		SOLE		5,595	0	0
MASTERCARD INC - A	COM	57636Q104	2,054	4,655	SH		SOLE		4,655	0	0
MCDONALD'S CORP	COM	580135101	816	3,201	SH		SOLE		3,201	0	0
MCKESSON CORP	COM	58155Q103	2,229	3,817	SH		SOLE		3,817	0	0
MEDTRONIC PLC	COM	G5960L103	571	7,252	SH		SOLE		7,252	0	0
MERCK & CO. INC.	COM	58933Y105	1,459	11,786	SH		SOLE		11,786	0	0
META PLATFORMS INC	COM	30303M102	15,708	31,154	SH		SOLE		31,154	0	0
METLIFE INC	COM	59156R108	584	8,325	SH		SOLE		8,325	0	0
METTLER-TOLEDO INTERNATIONAL	COM	592688105	323	231	SH		SOLE		231	0	0
MICROCHIP TECHNOLOGY INC	COM	595017104	782	8,542	SH		SOLE		8,542	0	0
MICRON TECHNOLOGY INC	COM	595112103	563	4,281	SH		SOLE		4,281	0	0
MICROSOFT CORP	COM	594918104	24,719	55,306	SH		SOLE		55,306	0	0
MODERNA INC	COM	60770K107	413	3,474	SH		SOLE		3,474	0	0
MOLINA HEALTHCARE INC	COM	60855R100	1,015	3,415	SH		SOLE		3,415	0	0
MONDELEZ INTERNATIONAL INC-A	COM	609207105	564	8,617	SH		SOLE		8,617	0	0
MONOLITHIC POWER SYSTEMS INC	COM	609839105	306	372	SH		SOLE		372	0	0
MOODY'S CORP	COM	615369105	504	1,198	SH		SOLE		1,198	0	0
MORGAN STANLEY	COM	617446448	1,591	16,365	SH		SOLE		16,365	0	0
MOTOROLA SOLUTIONS INC	COM	620076307	949	2,459	SH		SOLE		2,459	0	0
MSCI INC	COM	55354G100	271	563	SH		SOLE		563	0	0
NASDAQ INC	COM	631103108	753	12,494	SH		SOLE		12,494	0	0
NATIONAL BANK OF CANADA	COM	633067954	831	10,474	SH		SOLE		10,474	0	0
NETAPP INC	COM	64110D104	341	2,646	SH		SOLE		2,646	0	0
NETFLIX INC	COM	64110L106	2,679	3,969	SH		SOLE		3,969	0	0
NEUROCRINE BIOSCIENCES INC	COM	64125C109	222	1,616	SH		SOLE		1,616	0	0
NEW YORK COMMUNITY BANCORP	COM	649445103	238	73,863	SH		SOLE		73,863	0	0
NEWMONT CORP	COM	651639106	236	5,638	SH		SOLE		5,638	0	0
NEXTERA ENERGY INC	COM	65339F101	593	8,381	SH		SOLE		8,381	0	0
NIKE INC -CL B	COM	654106103	389	5,163	SH		SOLE		5,163	0	0
NORDSON CORP	COM	655663102	374	1,613	SH		SOLE		1,613	0	0
NORFOLK SOUTHERN CORP	COM	655844108	534	2,486	SH		SOLE		2,486	0	0
NORTHERN TRUST CORP	COM	665859104	219	2,612	SH		SOLE		2,612	0	0
NORTHROP GRUMMAN CORP	COM	666807102	395	907	SH		SOLE		907	0	0
NRG ENERGY INC	COM	629377508	255	3,280	SH		SOLE		3,280	0	0
NUCOR CORP	COM	670346105	1,263	7,992	SH		SOLE		7,992	0	0
NUTANIX INC - A	COM	67059N108	445	7,831	SH		SOLE		7,831	0	0
NVENT ELECTRIC PLC	COM	G6700G107	277	3,612	SH		SOLE		3,612	0	0
NVIDIA CORP	COM	67066G104	17,579	142,294	SH		SOLE		142,294	0	0
NVR INC	COM	62944T105	478	63	SH		SOLE		63	0	0
NXP SEMICONDUCTORS NV	COM	N6596X109	725	2,695	SH		SOLE		2,695	0	0
OCCIDENTAL PETROLEUM CORP	COM	674599105	979	15,536	SH		SOLE		15,536	0	0
OLD DOMINION FREIGHT LINE	COM	679580100	1,663	9,417	SH		SOLE		9,417	0	0
OMNICOM GROUP	COM	681919106	317	3,530	SH		SOLE		3,530	0	0
ON SEMICONDUCTOR	COM	682189105	430	6,272	SH		SOLE		6,272	0	0
ONEOK INC	COM	682680103	587	7,194	SH		SOLE		7,194	0	0
ORACLE CORP	COM	68389X105	1,299	9,199	SH		SOLE		9,199	0	0
O'REILLY AUTOMOTIVE INC	COM	67103H107	785	743	SH		SOLE		743	0	0
OTIS WORLDWIDE CORP	COM	68902V107	339	3,524	SH		SOLE		3,524	0	0
OVINTIV INC	COM	69047Q102	433	9,233	SH		SOLE		9,233	0	0
OWENS CORNING	COM	690742101	1,064	6,122	SH		SOLE		6,122	0	0
P G & E CORP	COM	69331C108	307	17,574	SH		SOLE		17,574	0	0
PACCAR INC	COM	693718108	1,610	15,637	SH		SOLE		15,637	0	0
PACKAGING CORP OF AMERICA	COM	695156109	580	3,177	SH		SOLE		3,177	0	0
PALO ALTO NETWORKS INC	COM	697435105	368	1,086	SH		SOLE		1,086	0	0
PARKER HANNIFIN CORP	COM	701094104	1,838	3,634	SH		SOLE		3,634	0	0
PAYCHEX INC	COM	704326107	343	2,896	SH		SOLE		2,896	0	0
PAYPAL HOLDINGS INC	COM	70450Y103	394	6,794	SH		SOLE		6,794	0	0
PENSKE AUTOMOTIVE GROUP INC	COM	70959W103	1,508	10,119	SH		SOLE		10,119	0	0
PEPSICO INC	COM	713448108	1,936	11,741	SH		SOLE		11,741	0	0
PFIZER INC	COM	717081103	1,077	38,480	SH		SOLE		38,480	0	0
PHILIP MORRIS INTERNATIONAL	COM	718172109	697	6,876	SH		SOLE		6,876	0	0
PHILLIPS 66	COM	718546104	550	3,898	SH		SOLE		3,898	0	0
PNC FINANCIAL SERVICES GROUP	COM	693475105	422	2,714	SH		SOLE		2,714	0	0
POOL CORP	COM	73278L105	656	2,133	SH		SOLE		2,133	0	0
PPG INDUSTRIES INC	COM	693506107	338	2,682	SH		SOLE		2,682	0	0
PPL CORP	COM	69351T106	269	9,715	SH		SOLE		9,715	0	0
PRINCIPAL FINANCIAL GROUP	COM	74251V102	266	3,395	SH		SOLE		3,395	0	0
PROCTER & GAMBLE CO/THE	COM	742718109	2,358	14,300	SH		SOLE		14,300	0	0
PROGRESSIVE CORP	COM	743315103	1,731	8,336	SH		SOLE		8,336	0	0
PRUDENTIAL FINANCIAL INC	COM	744320102	458	3,910	SH		SOLE		3,910	0	0
PTC INC	COM	69370C100	202	1,110	SH		SOLE		1,110	0	0
PUBLIC SERVICE ENTERPRISE GP	COM	744573106	289	3,925	SH		SOLE		3,925	0	0
PULTEGROUP INC	COM	745867101	1,537	13,957	SH		SOLE		13,957	0	0
QUALCOMM INC	COM	747525103	1,593	8,000	SH		SOLE		8,000	0	0
QUANTA SERVICES INC	COM	74762E102	2,522	9,926	SH		SOLE		9,926	0	0
QUEST DIAGNOSTICS INC	COM	74834L100	639	4,668	SH		SOLE		4,668	0	0
RALPH LAUREN CORP	COM	751212101	239	1,365	SH		SOLE		1,365	0	0
RAYMOND JAMES FINANCIAL INC	COM	754730109	330	2,668	SH		SOLE		2,668	0	0
REGAL REXNORD CORP	COM	758750103	314	2,325	SH		SOLE		2,325	0	0
REGENERON PHARMACEUTICALS	COM	75886F107	819	779	SH		SOLE		779	0	0
REGIONS FINANCIAL CORP	COM	7591EP100	293	14,630	SH		SOLE		14,630	0	0
REINSURANCE GROUP OF AMERICA	COM	759351604	218	1,063	SH		SOLE		1,063	0	0
RELIANCE INC	COM	759509102	1,378	4,824	SH		SOLE		4,824	0	0
REPUBLIC SERVICES INC	COM	760759100	376	1,933	SH		SOLE		1,933	0	0
RESMED INC	COM	761152107	277	1,447	SH		SOLE		1,447	0	0
ROCKWELL AUTOMATION INC	COM	773903109	384	1,394	SH		SOLE		1,394	0	0
ROLLINS INC	COM	775711104	274	5,623	SH		SOLE		5,623	0	0
ROPER TECHNOLOGIES INC	COM	776696106	351	623	SH		SOLE		623	0	0
ROSS STORES INC	COM	778296103	558	3,838	SH		SOLE		3,838	0	0
ROYAL BANK OF CANADA	COM	780087953	876	8,232	SH		SOLE		8,232	0	0
ROYAL CARIBBEAN CRUISES LTD	COM	V7780T103	1,891	11,858	SH		SOLE		11,858	0	0
RPM INTERNATIONAL INC	COM	749685103	541	5,028	SH		SOLE		5,028	0	0
RTX CORPORATION	COM	75513E101	649	6,464	SH		SOLE		6,464	0	0
S&P GLOBAL INC	COM	78409V104	541	1,214	SH		SOLE		1,214	0	0
SALESFORCE INC	COM	79466L302	873	3,397	SH		SOLE		3,397	0	0
SCHLUMBERGER LTD	COM	806857108	557	11,809	SH		SOLE		11,809	0	0
SCHWAB (CHARLES) CORP	COM	808513105	525	7,129	SH		SOLE		7,129	0	0
SCHWAB INTL SMALL-CAP EQUITY	ETF	808524888	4,252	119,508	SH		SOLE		119,508	0	0
SEAGATE TECHNOLOGY HOLDINGS	COM	G7997R103	255	2,470	SH		SOLE		2,470	0	0
SEMPRA	COM	816851109	295	3,879	SH		SOLE		3,879	0	0
SERVICENOW INC	COM	81762P102	261	332	SH		SOLE		332	0	0
SHERWIN-WILLIAMS CO/THE	COM	824348106	648	2,170	SH		SOLE		2,170	0	0
SIRIUS XM HOLDINGS INC	COM	82968B103	36	12,767	SH		SOLE		12,767	0	0
SKYWORKS SOLUTIONS INC	COM	83088M102	216	2,029	SH		SOLE		2,029	0	0
SMITH (A.O.) CORP	COM	831865209	211	2,579	SH		SOLE		2,579	0	0
SNAP-ON INC	COM	833034101	639	2,445	SH		SOLE		2,445	0	0
SOUTHERN CO/THE	COM	842587107	488	6,293	SH		SOLE		6,293	0	0
SOUTHERN COPPER CORP	COM	84265V105	896	8,317	SH		SOLE		8,317	0	0
SPDR Blmbg High Yield Bd	ETF	78468R622	20,938	222,110	SH		SOLE		0	0	222,110
SPDR Nuveen Blmbg ST MunBd	ETF	78468R739	12,064	255,658	SH		SOLE		0	0	255,658
STARBUCKS CORP	COM	855244109	391	5,022	SH		SOLE		5,022	0	0
STATE STREET CORP	COM	857477103	281	3,802	SH		SOLE		3,802	0	0
STEEL DYNAMICS INC	COM	858119100	1,449	11,188	SH		SOLE		11,188	0	0
STERIS PLC	COM	G8473T100	264	1,202	SH		SOLE		1,202	0	0
STRYKER CORP	COM	863667101	517	1,519	SH		SOLE		1,519	0	0
SUPER MICRO COMPUTER INC	COM	86800U104	251	306	SH		SOLE		306	0	0
SYNCHRONY FINANCIAL	COM	87165B103	338	7,152	SH		SOLE		7,152	0	0
SYNOPSYS INC	COM	871607107	1,713	2,878	SH		SOLE		2,878	0	0
SYSCO CORP	COM	871829107	464	6,501	SH		SOLE		6,501	0	0
T ROWE PRICE GROUP INC	COM	74144T108	235	2,037	SH		SOLE		2,037	0	0
TARGA RESOURCES CORP	COM	87612G101	1,392	10,812	SH		SOLE		10,812	0	0
TARGET CORP	COM	87612E106	2,171	14,667	SH		SOLE		14,667	0	0
TD SYNNEX CORP	COM	87162W100	463	4,010	SH		SOLE		4,010	0	0
TE CONNECTIVITY LTD	COM	H84989104	403	2,679	SH		SOLE		2,679	0	0
Technology Select Sector SPDR	ETF	81369Y803	32,592	144,067	SH		SOLE		0	0	144,067
TELEDYNE TECHNOLOGIES INC	COM	879360105	757	1,952	SH		SOLE		1,952	0	0
TENCENT MUSIC ENTERTAINM-ADR	COM	88034P109	236	16,818	SH		SOLE		16,818	0	0
TERADYNE INC	COM	880770102	1,032	6,956	SH		SOLE		6,956	0	0
TESLA INC	COM	88160R101	1,976	9,987	SH		SOLE		9,987	0	0
TEXAS INSTRUMENTS INC	COM	882508104	1,084	5,570	SH		SOLE		5,570	0	0
TEXTRON INC	COM	883203101	249	2,900	SH		SOLE		2,900	0	0
THE CIGNA GROUP	COM	125523100	1,277	3,864	SH		SOLE		3,864	0	0
THERMO FISHER SCIENTIFIC INC	COM	883556102	1,310	2,368	SH		SOLE		2,368	0	0
TIMKEN CO	COM	887389104	248	3,097	SH		SOLE		3,097	0	0
TJX COMPANIES INC	COM	872540109	957	8,691	SH		SOLE		8,691	0	0
T-MOBILE US INC	COM	872590104	760	4,316	SH		SOLE		4,316	0	0
TOLL BROTHERS INC	COM	889478103	2,441	21,195	SH		SOLE		21,195	0	0
TOPBUILD CORP	COM	89055F103	866	2,248	SH		SOLE		2,248	0	0
TRACTOR SUPPLY COMPANY	COM	892356106	1,155	4,279	SH		SOLE		4,279	0	0
TRADE DESK INC/THE -CLASS A	COM	88339J105	219	2,247	SH		SOLE		2,247	0	0
TRANE TECHNOLOGIES PLC	COM	G8994E103	3,252	9,886	SH		SOLE		9,886	0	0
TRANSDIGM GROUP INC	COM	893641100	439	344	SH		SOLE		344	0	0
TRAVELERS COS INC/THE	COM	89417E109	903	4,439	SH		SOLE		4,439	0	0
TRUIST FINANCIAL CORP	COM	89832Q109	241	6,193	SH		SOLE		6,193	0	0
UBER TECHNOLOGIES INC	COM	90353T100	482	6,634	SH		SOLE		6,634	0	0
ULTA BEAUTY INC	COM	90384S303	278	720	SH		SOLE		720	0	0
UNION PACIFIC CORP	COM	907818108	1,048	4,632	SH		SOLE		4,632	0	0
UNITED AIRLINES HOLDINGS INC	COM	910047109	298	6,121	SH		SOLE		6,121	0	0
UNITED PARCEL SERVICE-CL B	COM	911312106	798	5,830	SH		SOLE		5,830	0	0
UNITED RENTALS INC	COM	911363109	3,770	5,830	SH		SOLE		5,830	0	0
UNITED THERAPEUTICS CORP	COM	91307C102	1,136	3,566	SH		SOLE		3,566	0	0
UNITEDHEALTH GROUP INC	COM	91324P102	2,226	4,371	SH		SOLE		4,371	0	0
UNIVERSAL HEALTH SERVICES-B	COM	913903100	205	1,106	SH		SOLE		1,106	0	0
US BANCORP	COM	902973304	522	13,143	SH		SOLE		13,143	0	0
US FOODS HOLDING CORP	COM	912008109	211	3,992	SH		SOLE		3,992	0	0
VALERO ENERGY CORP	COM	91913Y100	930	5,933	SH		SOLE		5,933	0	0
Vanguard ESG International Stock	ETF	921910725	338	5,910	SH		SOLE		0	0	5,910
Vanguard ESG US Stock	ETF	921910733	618	6,393	SH		SOLE		0	0	6,393
Vanguard FTSE All-Wld ex-US SmCp	ETF	922042718	56,481	480,728	SH		SOLE		0	0	480,728
Vanguard FTSE Developed Markets	ETF	921943858	46,336	937,595	SH		SOLE		0	0	937,595
Vanguard FTSE Emerging Markets	ETF	922042858	37,415	855,000	SH		SOLE		0	0	855,000
Vanguard Mid-Cap Value	ETF	922908512	26,689	177,418	SH		SOLE		0	0	177,418
Vanguard Real Estate	ETF	922908553	8,710	103,993	SH		SOLE		0	0	103,993
Vanguard Short-Term Bond	ETF	921937827	46,042	600,291	SH		SOLE		0	0	600,291
Vanguard Short-Term Infl-Prot Secs	ETF	922020805	13,391	275,882	SH		SOLE		0	0	275,882
Vanguard Small-Cap Value	ETF	922908611	90,517	495,927	SH		SOLE		56,820	0	439,107
VANGUARD TAX-EXEMPT BOND ETF	ETF	922907746	3,646	72,762	SH		SOLE		72,762	0	0
Vanguard Total Bond Market	ETF	921937835	87,339	1,212,195	SH		SOLE		0	0	1,212,195
Vanguard Total International Bond	ETF	92203J407	97,260	1,998,351	SH		SOLE		0	0	1,998,351
Vanguard Total Stock Market	ETF	922908769	88,504	330,846	SH		SOLE		0	0	330,846
VANGUARD U.S. QUALITY FACTOR	ETF	921935706	9,751	72,716	SH		SOLE		72,716	0	0
VANGUARD U.S. VALUE FACTOR	ETF	921935805	19,979	176,694	SH		SOLE		176,694	0	0
VANGUARD US MOMENTUM FACTOR	ETF	921935508	11,518	76,685	SH		SOLE		76,685	0	0
Vanguard Value	ETF	922908744	58,532	364,890	SH		SOLE		0	0	364,890
VEEVA SYSTEMS INC-CLASS A	COM	922475108	203	1,111	SH		SOLE		1,111	0	0
VERISK ANALYTICS INC	COM	92345Y106	736	2,731	SH		SOLE		2,731	0	0
VERIZON COMMUNICATIONS INC	COM	92343V104	2,095	50,796	SH		SOLE		50,796	0	0
VERTEX PHARMACEUTICALS INC	COM	92532F100	905	1,930	SH		SOLE		1,930	0	0
VERTIV HOLDINGS CO-A	COM	92537N108	1,902	21,972	SH		SOLE		21,972	0	0
VISA INC-CLASS A SHARES	COM	92826C839	2,320	8,839	SH		SOLE		8,839	0	0
Vistra Corp.	COM	92840M102	713	8,294	SH		SOLE		8,294	0	0
VULCAN MATERIALS CO	COM	929160109	323	1,300	SH		SOLE		1,300	0	0
WABTEC CORP	COM	929740108	636	4,026	SH		SOLE		4,026	0	0
WALMART INC	COM	931142103	6,257	92,408	SH		SOLE		92,408	0	0
WALT DISNEY CO/THE	COM	254687106	898	9,040	SH		SOLE		9,040	0	0
WARNER BROS DISCOVERY INC	COM	934423104	203	27,255	SH		SOLE		27,255	0	0
WASTE MANAGEMENT INC	COM	94106L109	676	3,170	SH		SOLE		3,170	0	0
WATSCO INC	COM	942622200	557	1,202	SH		SOLE		1,202	0	0
WELLS FARGO & CO	COM	949746101	996	16,774	SH		SOLE		16,774	0	0
WESTERN DIGITAL CORP	COM	958102105	318	4,194	SH		SOLE		4,194	0	0
WESTON (GEORGE) LTD	COM	961148954	201	1,399	SH		SOLE		1,399	0	0
WILLIAMS COS INC	COM	969457100	445	10,476	SH		SOLE		10,476	0	0
WILLIAMS-SONOMA INC	COM	969904101	2,050	7,261	SH		SOLE		7,261	0	0
WILLIS TOWERS WATSON PLC	COM	G96629103	348	1,328	SH		SOLE		1,328	0	0
WINGSTOP INC	COM	974155103	284	673	SH		SOLE		673	0	0
WR BERKLEY CORP	COM	084423102	515	6,558	SH		SOLE		6,558	0	0
WSP GLOBAL INC	COM	92938W954	507	3,257	SH		SOLE		3,257	0	0
WW GRAINGER INC	COM	384802104	1,510	1,674	SH		SOLE		1,674	0	0
XPO INC	COM	983793100	1,126	10,605	SH		SOLE		10,605	0	0
XYLEM INC	COM	98419M100	536	3,950	SH		SOLE		3,950	0	0
YUM! BRANDS INC	COM	988498101	346	2,615	SH		SOLE		2,615	0	0
ZEBRA TECHNOLOGIES CORP-CL A	COM	989207105	248	804	SH		SOLE		804	0	0
ZIMMER BIOMET HOLDINGS INC	COM	98956P102	278	2,565	SH		SOLE		2,565	0	0
ZIONS BANCORP NA	COM	989701107	430	9,923	SH		SOLE		9,923	0	0
ZOETIS INC	COM	98978V103	1,266	7,305	SH		SOLE		7,305	0	0