Summit X 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
22ND CENTY GROUP INC	COM	90137F103	16,918	22,000	SH		SOLE		0	0	22,000
ABBVIE INC	COM	00287Y109	3,311,200	20,776	SH		SOLE		0	0	20,776
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	574,474	2,010	SH		SOLE		0	0	2,010
ADOBE SYSTEMS INCORPORATED	COM	00724F101	1,581,484	4,105	SH		SOLE		0	0	4,105
ADVANCED MICRO DEVICES INC	COM	007903107	906,690	9,284	SH		SOLE		0	0	9,284
AGEX THERAPEUTICS INC	COM	00848H108	21,548	32,500	SH		SOLE		0	0	32,500
AIR PRODS & CHEMS INC	COM	009158106	568,446	1,979	SH		SOLE		0	0	1,979
ALPHABET INC	CAP STK CL A	02079K305	4,447,688	42,867	SH		SOLE		0	0	42,867
ALPHABET INC	CAP STK CL C	02079K107	1,331,535	12,798	SH		SOLE		0	0	12,798
ALTRIA GROUP INC	COM	02209S103	629,088	14,099	SH		SOLE		0	0	14,099
AMAZON COM INC	COM	023135106	3,280,910	31,784	SH		SOLE		0	0	31,784
AMEREN CORP	COM	023608102	1,666,430	19,289	SH		SOLE		0	0	19,289
AMERICAN CENTY ETF TR	US EQT ETF	025072885	391,120	5,518	SH		SOLE		0	0	5,518
AMERICAN CENTY ETF TR	US LARGE CAP VLU	025072349	340,682	6,666	SH		SOLE		0	0	6,666
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	346,692	4,681	SH		SOLE		0	0	4,681
AMERICAN ELEC PWR CO INC	COM	025537101	653,670	7,184	SH		SOLE		0	0	7,184
AMERICAN EXPRESS CO	COM	025816109	567,182	3,438	SH		SOLE		0	0	3,438
AMERICAN WTR WKS CO INC NEW	COM	030420103	949,378	6,481	SH		SOLE		0	0	6,481
AMERISOURCEBERGEN CORP	COM	03073E105	896,296	5,598	SH		SOLE		0	0	5,598
ANALOG DEVICES INC	COM	032654105	286,484	1,463	SH		SOLE		0	0	1,463
ANHEUSER BUSCH INBEV SA/NV	SPONSORED ADR	03524A108	828,342	12,414	SH		SOLE		0	0	12,414
APPLE INC	COM	037833100	23,018,594	139,569	SH		SOLE		0	0	139,569
ARES CAPITAL CORP	COM	04010L103	378,735	20,724	SH		SOLE		0	0	20,724
ASML HOLDING N V	N Y REGISTRY SHS	N07059210	1,040,569	1,532	SH		SOLE		0	0	1,532
AT&T INC	COM	00206R102	636,559	33,068	SH		SOLE		0	0	33,068
AVANGRID INC	COM	05351W103	298,100	7,475	SH		SOLE		0	0	7,475
BANK AMERICA CORP	COM	060505104	237,504	8,290	SH		SOLE		0	0	8,290
BCE INC	COM NEW	05534B760	334,361	7,465	SH		SOLE		0	0	7,465
BECTON DICKINSON & CO	COM	075887109	526,290	2,126	SH		SOLE		0	0	2,126
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	2,612,748	8,446	SH		SOLE		0	0	8,446
BLACKBERRY LTD	COM	09228F103	50,160	11,000	SH		SOLE		0	0	11,000
BLUEBIRD BIO INC	COM	09609G100	609,627	191,709	SH		SOLE		0	0	191,709
BOEING CO	COM	097023105	1,826,348	8,596	SH		SOLE		0	0	8,596
BOOKING HOLDINGS INC	COM	09857L108	872,637	329	SH		SOLE		0	0	329
BP PLC	SPONSORED ADR	055622104	336,690	8,811	SH		SOLE		0	0	8,811
CANADIAN NATL RY CO	COM	136375102	430,826	3,652	SH		SOLE		0	0	3,652
CARDINAL HEALTH INC	COM	14149Y108	266,478	3,451	SH		SOLE		0	0	3,451
CARMAX INC	COM	143130102	474,709	7,385	SH		SOLE		0	0	7,385
CASEYS GEN STORES INC	COM	147528103	201,308	930	SH		SOLE		0	0	930
CATERPILLAR INC	COM	149123101	403,858	1,771	SH		SOLE		0	0	1,771
CENTENE CORP DEL	COM	15135B101	202,110	3,197	SH		SOLE		0	0	3,197
CHEVRON CORP NEW	COM	166764100	758,337	4,648	SH		SOLE		0	0	4,648
CINCINNATI FINL CORP	COM	172062101	387,242	3,455	SH		SOLE		0	0	3,455
CINTAS CORP	COM	172908105	828,593	1,791	SH		SOLE		0	0	1,791
CISCO SYS INC	COM	17275R102	642,898	12,298	SH		SOLE		0	0	12,298
CITIGROUP INC	COM NEW	172967424	1,276,051	27,211	SH		SOLE		0	0	27,211
CITIZENS FINL GROUP INC	COM	174610105	379,089	12,482	SH		SOLE		0	0	12,482
CME GROUP INC	COM	12572Q105	595,736	3,111	SH		SOLE		0	0	3,111
COCA COLA CO	COM	191216100	2,056,724	33,155	SH		SOLE		0	0	33,155
COHEN & STEERS REIT & PFD &	COM	19247X100	639,788	32,793	SH		SOLE		0	0	32,793
COMCAST CORP NEW	CL A	20030N101	1,433,893	37,804	SH		SOLE		0	0	37,804
CONOCOPHILLIPS	COM	20825C104	275,953	2,759	SH		SOLE		0	0	2,759
CONSTELLATION BRANDS INC	CL A	21036P108	201,181	891	SH		SOLE		0	0	891
CORNING INC	COM	219350105	271,104	7,684	SH		SOLE		0	0	7,684
COSTAMARE INC	SHS	Y1771G102	1,204,424	127,994	SH		SOLE		0	0	127,994
COSTCO WHSL CORP NEW	COM	22160K105	1,295,943	2,608	SH		SOLE		0	0	2,608
CROWN CASTLE INC	COM	22822V101	234,928	1,755	SH		SOLE		0	0	1,755
CSX CORP	COM	126408103	206,197	6,887	SH		SOLE		0	0	6,887
CVS HEALTH CORP	COM	126650100	366,025	4,926	SH		SOLE		0	0	4,926
CYBIN INC	COM	23256X100	4,148	10,591	SH		SOLE		0	0	10,591
DANAHER CORPORATION	COM	235851102	1,327,944	5,267	SH		SOLE		0	0	5,267
DEERE & CO	COM	244199105	734,031	1,778	SH		SOLE		0	0	1,778
DELTA AIR LINES INC DEL	COM NEW	247361702	1,005,148	28,785	SH		SOLE		0	0	28,785
DISNEY WALT CO	COM	254687106	2,553,855	25,506	SH		SOLE		0	0	25,506
DOMINION ENERGY INC	COM	25746U109	401,080	7,174	SH		SOLE		0	0	7,174
DOUBLELINE INCOME SOLUTIONS	COM	258622109	2,103,909	185,037	SH		SOLE		0	0	185,037
DOUBLELINE YIELD OPPORTUNITI	COM	25862D105	403,314	28,829	SH		SOLE		0	0	28,829
DOW INC	COM	260557103	1,022,640	18,654	SH		SOLE		0	0	18,654
DUKE ENERGY CORP NEW	COM NEW	26441C204	851,445	8,827	SH		SOLE		0	0	8,827
DXC TECHNOLOGY CO	COM	23355L106	322,518	12,618	SH		SOLE		0	0	12,618
ECOLAB INC	COM	278865100	225,002	1,359	SH		SOLE		0	0	1,359
EDWARDS LIFESCIENCES CORP	COM	28176E108	599,381	7,245	SH		SOLE		0	0	7,245
ELECTRONIC ARTS INC	COM	285512109	451,818	3,751	SH		SOLE		0	0	3,751
ELEVANCE HEALTH INC	COM	036752103	750,984	1,630	SH		SOLE		0	0	1,630
EMERSON ELEC CO	COM	291011104	2,147,254	24,641	SH		SOLE		0	0	24,641
ENBRIDGE INC	COM	29250N105	475,105	12,406	SH		SOLE		0	0	12,406
ENTERGY CORP NEW	COM	29364G103	385,230	3,576	SH		SOLE		0	0	3,576
EOG RES INC	COM	26875P101	631,774	5,511	SH		SOLE		0	0	5,511
EQUINIX INC	COM	29444U700	768,030	1,065	SH		SOLE		0	0	1,065
EVERSOURCE ENERGY	COM	30040W108	368,916	4,714	SH		SOLE		0	0	4,714
EXXON MOBIL CORP	COM	30231G102	3,440,196	31,372	SH		SOLE		0	0	31,372
FEDEX CORP	COM	31428X106	860,388	3,766	SH		SOLE		0	0	3,766
FIDELITY COVINGTON TRUST	DIVID ETF RISI	316092832	779,575	19,173	SH		SOLE		0	0	19,173
FIDELITY COVINGTON TRUST	FIDELITY MAGELAN	316092329	298,940	14,947	SH		SOLE		0	0	14,947
FIDELITY COVINGTON TRUST	HIGH DIVID ETF	316092840	910,491	23,910	SH		SOLE		0	0	23,910
FIDELITY COVINGTON TRUST	HIGH YILD ETF	316092618	877,727	18,592	SH		SOLE		0	0	18,592
FIDELITY COVINGTON TRUST	LOW VOLITY ETF	316092824	4,676,550	98,492	SH		SOLE		0	0	98,492
FIDELITY COVINGTON TRUST	MSCI HLTH CARE I	316092600	294,774	4,795	SH		SOLE		0	0	4,795
FIDELITY COVINGTON TRUST	MSCI INFO TECH I	316092808	1,118,406	9,816	SH		SOLE		0	0	9,816
FIDELITY MERRIMACK STR TR	TOTAL BD ETF	316188309	16,831,782	365,908	SH		SOLE		0	0	365,908
FIDELITY NATL INFORMATION SV	COM	31620M106	641,538	11,781	SH		SOLE		0	0	11,781
FIFTH THIRD BANCORP	COM	316773100	320,799	12,042	SH		SOLE		0	0	12,042
FIRST CTZNS BANCSHARES INC N	CL A	31946M103	1,284,262	1,319	SH		SOLE		0	0	1,319
FIRST HORIZON CORPORATION	COM	320517105	453,748	25,520	SH		SOLE		0	0	25,520
FIRST TR EXCHANGE-TRADED FD	SENIOR LN FD	33738D309	1,100,940	24,336	SH		SOLE		0	0	24,336
FIRSTENERGY CORP	COM	337932107	299,449	7,475	SH		SOLE		0	0	7,475
FISERV INC	COM	337738108	229,000	2,026	SH		SOLE		0	0	2,026
FLAHERTY & CRUMRINE PFD INCO	COM	33848E106	794,265	96,274	SH		SOLE		0	0	96,274
FORD MTR CO DEL	COM	345370860	1,152,373	91,458	SH		SOLE		0	0	91,458
GALLAGHER ARTHUR J & CO	COM	363576109	200,689	1,049	SH		SOLE		0	0	1,049
GENERAL ELECTRIC CO	COM NEW	369604301	222,579	2,328	SH		SOLE		0	0	2,328
GENERAL MLS INC	COM	370334104	442,685	5,180	SH		SOLE		0	0	5,180
GENERAL MTRS CO	COM	37045V100	278,201	7,625	SH		SOLE		0	0	7,625
GENUINE PARTS CO	COM	372460105	1,053,459	6,304	SH		SOLE		0	0	6,304
GERON CORP	COM	374163103	813,248	374,770	SH		SOLE		0	0	374,770
GILEAD SCIENCES INC	COM	375558103	1,877,268	22,626	SH		SOLE		0	0	22,626
HANESBRANDS INC	COM	410345102	68,596	13,041	SH		SOLE		0	0	13,041
HARTFORD FINL SVCS GROUP INC	COM	416515104	626,168	8,985	SH		SOLE		0	0	8,985
HCA HEALTHCARE INC	COM	40412C101	1,525,777	5,786	SH		SOLE		0	0	5,786
HOME DEPOT INC	COM	437076102	1,583,615	5,366	SH		SOLE		0	0	5,366
INNOVIZ TECHNOLOGIES LTD	SHS	M5R635108	150,765	43,073	SH		SOLE		0	0	43,073
INTERNATIONAL BUSINESS MACHS	COM	459200101	470,492	3,599	SH		SOLE		0	0	3,599
INTERNATIONAL PAPER CO	COM	460146103	279,705	7,757	SH		SOLE		0	0	7,757
INTERPUBLIC GROUP COS INC	COM	460690100	306,084	8,219	SH		SOLE		0	0	8,219
INVESCO QQQ TR	UNIT SER 1	46090E103	1,717,713	5,351	SH		SOLE		0	0	5,351
IQVIA HLDGS INC	COM	46266C105	787,206	3,958	SH		SOLE		0	0	3,958
ISHARES INC	CORE MSCI EMKT	46434G103	7,326,382	150,163	SH		SOLE		0	0	150,163
ISHARES INC	ESG AWR MSCI EM	46434G863	464,568	14,756	SH		SOLE		0	0	14,756
ISHARES INC	MSCI EMERG MRKT	464286533	450,396	8,253	SH		SOLE		0	0	8,253
ISHARES SILVER TR	ISHARES	46428Q109	219,270	9,913	SH		SOLE		0	0	9,913
ISHARES TR	0-5YR HI YL CP	46434V407	729,918	17,512	SH		SOLE		0	0	17,512
ISHARES TR	10-20 YR TRS ETF	464288653	2,291,975	20,009	SH		SOLE		0	0	20,009
ISHARES TR	20 YR TR BD ETF	464287432	4,747,182	44,629	SH		SOLE		0	0	44,629
ISHARES TR	7-10 YR TRSY BD	464287440	235,507	2,376	SH		SOLE		0	0	2,376
ISHARES TR	A RATE CP BD ETF	46429B291	460,173	9,619	SH		SOLE		0	0	9,619
ISHARES TR	COHEN STEER REIT	464287564	333,946	6,013	SH		SOLE		0	0	6,013
ISHARES TR	CORE DIV GRWTH	46434V621	786,934	15,741	SH		SOLE		0	0	15,741
ISHARES TR	CORE HIGH DV ETF	46429B663	1,241,165	12,209	SH		SOLE		0	0	12,209
ISHARES TR	CORE MSCI EAFE	46432F842	3,044,974	45,550	SH		SOLE		0	0	45,550
ISHARES TR	CORE MSCI TOTAL	46432F834	499,021	8,055	SH		SOLE		0	0	8,055
ISHARES TR	CORE S&P MCP ETF	464287507	1,052,444	4,207	SH		SOLE		0	0	4,207
ISHARES TR	CORE S&P SCP ETF	464287804	1,100,378	11,379	SH		SOLE		0	0	11,379
ISHARES TR	CORE S&P TTL STK	464287150	805,531	8,897	SH		SOLE		0	0	8,897
ISHARES TR	CORE S&P500 ETF	464287200	41,961,137	102,074	SH		SOLE		0	0	102,074
ISHARES TR	CORE TOTAL USD	46434V613	439,906	9,532	SH		SOLE		0	0	9,532
ISHARES TR	CORE US AGGBD ET	464287226	1,969,601	19,768	SH		SOLE		0	0	19,768
ISHARES TR	EAFE GRWTH ETF	464288885	11,127,368	118,779	SH		SOLE		0	0	118,779
ISHARES TR	EAFE VALUE ETF	464288877	7,647,622	157,584	SH		SOLE		0	0	157,584
ISHARES TR	ESG AWR MSCI USA	46435G425	7,904,294	87,390	SH		SOLE		0	0	87,390
ISHARES TR	GBL COMM SVC ETF	464287275	401,275	6,264	SH		SOLE		0	0	6,264
ISHARES TR	GLOBAL TECH ETF	464287291	264,897	4,873	SH		SOLE		0	0	4,873
ISHARES TR	HIGH YLD BD FCTR	46435G250	1,696,230	37,973	SH		SOLE		0	0	37,973
ISHARES TR	IBOXX HI YD ETF	464288513	553,331	7,324	SH		SOLE		0	0	7,324
ISHARES TR	IBOXX INV CP ETF	464287242	534,789	4,879	SH		SOLE		0	0	4,879
ISHARES TR	INTL DIV GRWTH	46435G524	872,018	14,385	SH		SOLE		0	0	14,385
ISHARES TR	INTL SEL DIV ETF	464288448	447,486	16,278	SH		SOLE		0	0	16,278
ISHARES TR	ISHARES SEMICDTR	464287523	306,830	690	SH		SOLE		0	0	690
ISHARES TR	JPMORGAN USD EMG	464288281	2,012,372	23,324	SH		SOLE		0	0	23,324
ISHARES TR	MBS ETF	464288588	8,171,826	86,263	SH		SOLE		0	0	86,263
ISHARES TR	MSCI EMG MKT ETF	464287234	202,671	5,136	SH		SOLE		0	0	5,136
ISHARES TR	MSCI USA MIN VOL	46429B697	1,009,685	13,881	SH		SOLE		0	0	13,881
ISHARES TR	MSCI USA MMENTM	46432F396	329,180	2,367	SH		SOLE		0	0	2,367
ISHARES TR	MSCI USA QLT FCT	46432F339	13,425,949	108,217	SH		SOLE		0	0	108,217
ISHARES TR	RUS 1000 GRW ETF	464287614	1,256,980	5,145	SH		SOLE		0	0	5,145
ISHARES TR	RUS 1000 VAL ETF	464287598	1,590,572	10,448	SH		SOLE		0	0	10,448
ISHARES TR	S&P 500 GRWT ETF	464287309	479,733	7,508	SH		SOLE		0	0	7,508
ISHARES TR	S&P 500 VAL ETF	464287408	477,610	3,148	SH		SOLE		0	0	3,148
ISHARES TR	S&P SML 600 GWT	464287887	450,535	4,098	SH		SOLE		0	0	4,098
ISHARES TR	SHRT NAT MUN ETF	464288158	559,046	5,341	SH		SOLE		0	0	5,341
ISHARES TR	U.S. ENERGY ETF	464287796	449,329	10,270	SH		SOLE		0	0	10,270
ISHARES TR	U.S. TECH ETF	464287721	7,577,051	81,638	SH		SOLE		0	0	81,638
ISHARES TR	US INDUSTRIALS	464287754	548,598	5,477	SH		SOLE		0	0	5,477
ISHARES TR	US INFRASTRUC	46435U713	1,782,987	47,774	SH		SOLE		0	0	47,774
ISHARES TR	US TREAS BD ETF	46429B267	5,555,385	237,613	SH		SOLE		0	0	237,613
J P MORGAN EXCHANGE TRADED F	EQUITY PREMIUM	46641Q332	266,068	4,873	SH		SOLE		0	0	4,873
J P MORGAN EXCHANGE TRADED F	MUNICIPAL ETF	46641Q647	1,078,101	21,294	SH		SOLE		0	0	21,294
JOHNSON & JOHNSON	COM	478160104	573,716	3,701	SH		SOLE		0	0	3,701
JPMORGAN CHASE & CO	COM	46625H100	1,910,192	14,631	SH		SOLE		0	0	14,631
KEYCORP	COM	493267108	293,096	23,410	SH		SOLE		0	0	23,410
KIMBERLY-CLARK CORP	COM	494368103	965,441	7,194	SH		SOLE		0	0	7,194
KKR INCOME OPPORTUNITIES FD	COM	48249T106	1,172,099	106,748	SH		SOLE		0	0	106,748
KOHLS CORP	COM	500255104	512,954	21,792	SH		SOLE		0	0	21,792
KRAFT HEINZ CO	COM	500754106	202,610	5,219	SH		SOLE		0	0	5,219
L3HARRIS TECHNOLOGIES INC	COM	502431109	246,477	1,256	SH		SOLE		0	0	1,256
LINEAGE CELL THERAPEUTICS IN	COM	53566P109	32,888	21,925	SH		SOLE		0	0	21,925
LLOYDS BANKING GROUP PLC	SPONSORED ADR	539439109	105,969	45,677	SH		SOLE		0	0	45,677
LOCKHEED MARTIN CORP	COM	539830109	1,069,466	2,263	SH		SOLE		0	0	2,263
LOWES COS INC	COM	548661107	285,262	1,427	SH		SOLE		0	0	1,427
LUMINAR TECHNOLOGIES INC	COM CL A	550424105	1,101,206	169,678	SH		SOLE		0	0	169,678
LYONDELLBASELL INDUSTRIES N	SHS - A -	N53745100	285,500	3,041	SH		SOLE		0	0	3,041
MAINSTAY MACKAY DEFINEDTERM	COM	56064K100	248,182	14,280	SH		SOLE		0	0	14,280
MARATHON PETE CORP	COM	56585A102	657,401	4,876	SH		SOLE		0	0	4,876
MASTERCARD INCORPORATED	CL A	57636Q104	5,920,157	16,289	SH		SOLE		0	0	16,289
MCDONALDS CORP	COM	580135101	2,778,820	9,938	SH		SOLE		0	0	9,938
MEDTRONIC PLC	SHS	G5960L103	297,274	3,687	SH		SOLE		0	0	3,687
MERCK & CO INC	COM	58933Y105	1,009,947	9,326	SH		SOLE		0	0	9,326
MESOBLAST LTD	SPONS ADR	590717104	59,913	18,211	SH		SOLE		0	0	18,211
META PLATFORMS INC	CL A	30303M102	1,367,783	6,442	SH		SOLE		0	0	6,442
METLIFE INC	COM	59156R108	436,674	7,479	SH		SOLE		0	0	7,479
MICROSOFT CORP	COM	594918104	9,109,423	31,593	SH		SOLE		0	0	31,593
MID-AMER APT CMNTYS INC	COM	59522J103	311,903	2,065	SH		SOLE		0	0	2,065
NATIONAL RETAIL PROPERTIES I	COM	637417106	527,503	11,948	SH		SOLE		0	0	11,948
NETFLIX INC	COM	64110L106	371,876	1,078	SH		SOLE		0	0	1,078
NEXTERA ENERGY INC	COM	65339F101	1,303,144	16,906	SH		SOLE		0	0	16,906
NIKE INC	CL B	654106103	260,776	2,119	SH		SOLE		0	0	2,119
NORTHROP GRUMMAN CORP	COM	666807102	831,634	1,801	SH		SOLE		0	0	1,801
NOVARTIS AG	SPONSORED ADR	66987V109	207,756	2,258	SH		SOLE		0	0	2,258
NUVEEN GLOBAL HIGH INCOME FD	SHS	67075G103	1,014,150	91,446	SH		SOLE		0	0	91,446
NUVEEN MUN HIGH INCOME OPPOR	COM	670682103	719,815	66,649	SH		SOLE		0	0	66,649
NVIDIA CORPORATION	COM	67066G104	3,391,549	12,212	SH		SOLE		0	0	12,212
NXP SEMICONDUCTORS N V	COM	N6596X109	903,847	4,847	SH		SOLE		0	0	4,847
OLD DOMINION FREIGHT LINE IN	COM	679580100	695,684	2,041	SH		SOLE		0	0	2,041
OMNICOM GROUP INC	COM	681919106	242,691	2,572	SH		SOLE		0	0	2,572
ORACLE CORP	COM	68389X105	512,847	5,519	SH		SOLE		0	0	5,519
OREILLY AUTOMOTIVE INC	COM	67103H107	7,202,074	8,483	SH		SOLE		0	0	8,483
OWENS & MINOR INC NEW	COM	690732102	302,032	20,758	SH		SOLE		0	0	20,758
PALANTIR TECHNOLOGIES INC	CL A	69608A108	125,055	14,799	SH		SOLE		0	0	14,799
PAYCHEX INC	COM	704326107	309,279	2,699	SH		SOLE		0	0	2,699
PEPSICO INC	COM	713448108	1,501,954	8,241	SH		SOLE		0	0	8,241
PFIZER INC	COM	717081103	768,030	18,825	SH		SOLE		0	0	18,825
PGIM GLOBAL HIGH YIELD FD FO	COM	69346J106	728,617	66,419	SH		SOLE		0	0	66,419
PHILIP MORRIS INTL INC	COM	718172109	1,085,993	11,125	SH		SOLE		0	0	11,125
PIMCO DYNAMIC INCOME FD	SHS	72201Y101	993,328	55,122	SH		SOLE		0	0	55,122
PIMCO ETF TR	INTER MUN BD ACT	72201R866	397,062	7,598	SH		SOLE		0	0	7,598
PRINCIPAL FINANCIAL GROUP IN	COM	74251V102	365,632	4,920	SH		SOLE		0	0	4,920
PROCTER AND GAMBLE CO	COM	742718109	4,672,465	31,425	SH		SOLE		0	0	31,425
PROLOGIS INC.	COM	74340W103	808,063	6,476	SH		SOLE		0	0	6,476
PUBLIC STORAGE	COM	74460D109	313,627	1,038	SH		SOLE		0	0	1,038
QCR HOLDINGS INC	COM	74727A104	268,729	6,120	SH		SOLE		0	0	6,120
RAYTHEON TECHNOLOGIES CORP	COM	75513E101	1,907,626	19,480	SH		SOLE		0	0	19,480
REGENERON PHARMACEUTICALS	COM	75886F107	767,436	934	SH		SOLE		0	0	934
REINSURANCE GRP OF AMERICA I	COM NEW	759351604	440,590	3,300	SH		SOLE		0	0	3,300
REVANCE THERAPEUTICS INC	COM	761330109	579,615	17,997	SH		SOLE		0	0	17,997
ROPER TECHNOLOGIES INC	COM	776696106	778,723	1,767	SH		SOLE		0	0	1,767
S&P GLOBAL INC	COM	78409V104	597,519	1,731	SH		SOLE		0	0	1,731
SALESFORCE INC	COM	79466L302	206,576	1,034	SH		SOLE		0	0	1,034
SANOFI	SPONSORED ADR	80105N105	333,756	6,115	SH		SOLE		0	0	6,115
SCHWAB CHARLES CORP	COM	808513105	665,969	12,703	SH		SOLE		0	0	12,703
SELECT MED HLDGS CORP	COM	81619Q105	499,228	19,312	SH		SOLE		0	0	19,312
SELECT SECTOR SPDR TR	SBI HEALTHCARE	81369Y209	380,321	2,938	SH		SOLE		0	0	2,938
SEMPRA	COM	816851109	304,284	2,013	SH		SOLE		0	0	2,013
SHELL PLC	SPON ADS	780259305	277,202	4,818	SH		SOLE		0	0	4,818
SONOCO PRODS CO	COM	835495102	412,970	6,770	SH		SOLE		0	0	6,770
SPDR GOLD TR	GOLD SHS	78463V107	1,220,054	6,659	SH		SOLE		0	0	6,659
SPDR S&P 500 ETF TR	TR UNIT	78462F103	639,764	1,563	SH		SOLE		0	0	1,563
SPDR SER TR	PRTFLO S&P500 HI	78468R788	989,765	26,047	SH		SOLE		0	0	26,047
SPDR SER TR	S&P DIVID ETF	78464A763	299,942	2,423	SH		SOLE		0	0	2,423
STARBUCKS CORP	COM	855244109	1,542,712	14,814	SH		SOLE		0	0	14,814
TAIWAN SEMICONDUCTOR MFG LTD	SPONSORED ADS	874039100	561,414	6,035	SH		SOLE		0	0	6,035
TESLA INC	COM	88160R101	910,318	4,407	SH		SOLE		0	0	4,407
THE CIGNA GROUP	COM	125523100	639,661	2,503	SH		SOLE		0	0	2,503
THERMO FISHER SCIENTIFIC INC	COM	883556102	1,463,670	2,539	SH		SOLE		0	0	2,539
T-MOBILE US INC	COM	872590104	1,201,887	8,298	SH		SOLE		0	0	8,298
TRANE TECHNOLOGIES PLC	SHS	G8994E103	571,443	3,106	SH		SOLE		0	0	3,106
TREVENA INC	COM NEW	89532E208	10,565	15,093	SH		SOLE		0	0	15,093
UNILEVER PLC	SPON ADR NEW	904767704	352,098	6,757	SH		SOLE		0	0	6,757
UNION PAC CORP	COM	907818108	430,176	2,138	SH		SOLE		0	0	2,138
UNITED PARCEL SERVICE INC	CL B	911312106	675,428	3,483	SH		SOLE		0	0	3,483
UNITEDHEALTH GROUP INC	COM	91324P102	2,660,371	5,615	SH		SOLE		0	0	5,615
US BANCORP DEL	COM NEW	902973304	496,116	13,762	SH		SOLE		0	0	13,762
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	5,142,654	69,652	SH		SOLE		0	0	69,652
VANGUARD INDEX FDS	GROWTH ETF	922908736	231,730	929	SH		SOLE		0	0	929
VANGUARD INDEX FDS	SMALL CP ETF	922908751	284,908	1,503	SH		SOLE		0	0	1,503
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	204,916	1,004	SH		SOLE		0	0	1,004
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	249,676	1,621	SH		SOLE		0	0	1,621
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	207,129	4,585	SH		SOLE		0	0	4,585
VEEVA SYS INC	CL A COM	922475108	224,493	1,222	SH		SOLE		0	0	1,222
VERIZON COMMUNICATIONS INC	COM	92343V104	634,743	16,321	SH		SOLE		0	0	16,321
VISA INC	COM CL A	92826C839	4,025,868	17,840	SH		SOLE		0	0	17,840
WALMART INC	COM	931142103	2,576,119	17,469	SH		SOLE		0	0	17,469
WELLS FARGO CO NEW	COM	949746101	448,644	12,002	SH		SOLE		0	0	12,002
WILLIAMS COS INC	COM	969457100	662,253	22,179	SH		SOLE		0	0	22,179
ZOETIS INC	CL A	98978V103	548,971	3,291	SH		SOLE		0	0	3,291