United Bank (UBLS.Q) 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ABBOTT LABS	COM	002824100	2,243	24,536	SH		SOLE		24,536	0	0
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	458	2,135	SH		SOLE		2,135	0	0
ALLSTATE CORP	COM	020002101	1,334	13,759	SH		SOLE		13,759	0	0
ALPHABET INC	CAP STK CL A	02079K305	2,459	1,734	SH		SOLE		1,734	0	0
AMAZON COM INC	COM	023135106	2,858	1,036	SH		SOLE		1,036	0	0
AMERICAN TOWER CORP NEW	COM	03027X100	1,071	4,143	SH		SOLE		4,143	0	0
APPLE INC	COM	037833100	3,906	10,708	SH		SOLE		10,708	0	0
AT&T INC	COM	00206R102	1,029	34,035	SH		SOLE		34,035	0	0
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	1,076	6,027	SH		SOLE		6,027	0	0
BOEING CO	COM	097023105	855	4,666	SH		SOLE		4,666	0	0
BRISTOL-MYERS SQUIBB CO	COM	110122108	1,171	19,914	SH		SOLE		19,914	0	0
CHEVRON CORP NEW	COM	166764100	1,568	17,570	SH		SOLE		17,570	0	0
CITIGROUP INC	COM NEW	172967424	380	7,443	SH		SOLE		7,443	0	0
COCA COLA CO	COM	191216100	2,380	53,275	SH		SOLE		53,275	0	0
COMCAST CORP NEW	CL A	20030N101	1,273	32,668	SH		SOLE		32,668	0	0
COSTCO WHSL CORP NEW	COM	22160K105	1,424	4,695	SH		SOLE		4,695	0	0
CVS HEALTH CORP	COM	126650100	762	11,731	SH		SOLE		11,731	0	0
DEERE & CO	COM	244199105	607	3,864	SH		SOLE		3,864	0	0
DELTA AIR LINES INC DEL	COM NEW	247361702	203	7,246	SH		SOLE		7,246	0	0
DISNEY WALT CO	COM DISNEY	254687106	1,739	15,593	SH		SOLE		15,593	0	0
DUKE ENERGY CORP NEW	COM NEW	26441C204	1,247	15,606	SH		SOLE		15,606	0	0
ECOLAB INC	COM	278865100	548	2,752	SH		SOLE		2,752	0	0
EXXON MOBIL CORP	COM	30231G102	1,224	27,360	SH		SOLE		27,360	0	0
FACEBOOK INC	CL A	30303M102	732	3,222	SH		SOLE		3,222	0	0
FIRST TR MORNINGSTAR DIVID L	SHS	336917109	1,200	47,320	SH		SOLE		47,320	0	0
FLEXSHARES TR	STOXX GLOBR INF	33939L795	3,504	73,298	SH		SOLE		73,298	0	0
GENERAL DYNAMICS CORP	COM	369550108	554	3,709	SH		SOLE		3,709	0	0
HOME DEPOT INC	COM	437076102	1,527	6,095	SH		SOLE		6,095	0	0
HONEYWELL INTL INC	COM	438516106	977	6,757	SH		SOLE		6,757	0	0
INTEL CORP	COM	458140100	1,760	29,424	SH		SOLE		29,424	0	0
INTERCONTINENTAL EXCHANGE IN	COM	45866F104	1,483	16,191	SH		SOLE		16,191	0	0
ISHARES TR	CORE US AGGBD ET	464287226	334	2,829	SH		SOLE		2,829	0	0
ISHARES TR	S&P 500 GRWT ETF	464287309	2,686	12,947	SH		SOLE		12,947	0	0
ISHARES TR	CORE S&P MCP ETF	464287507	2,927	16,458	SH		SOLE		16,458	0	0
ISHARES TR	CORE S&P500 ETF	464287200	321	1,036	SH		SOLE		1,036	0	0
ISHARES TR	CORE S&P SCP ETF	464287804	2,486	36,405	SH		SOLE		36,405	0	0
JOHNSON & JOHNSON	COM	478160104	959	6,822	SH		SOLE		6,822	0	0
JPMORGAN CHASE & CO	COM	46625H100	2,239	23,807	SH		SOLE		23,807	0	0
LAUDER ESTEE COS INC	CL A	518439104	875	4,636	SH		SOLE		4,636	0	0
LILLY ELI & CO	COM	532457108	1,265	7,703	SH		SOLE		7,703	0	0
LOWES COS INC	COM	548661107	1,626	12,031	SH		SOLE		12,031	0	0
MARSH & MCLENNAN COS INC	COM	571748102	751	6,995	SH		SOLE		6,995	0	0
MASTERCARD INCORPORATED	CL A	57636Q104	693	2,344	SH		SOLE		2,344	0	0
MCDONALDS CORP	COM	580135101	1,466	7,948	SH		SOLE		7,948	0	0
MICROSOFT CORP	COM	594918104	3,563	17,508	SH		SOLE		17,508	0	0
MONDELEZ INTL INC	CL A	609207105	798	15,607	SH		SOLE		15,607	0	0
NEXTERA ENERGY INC	COM	65339F101	342	1,425	SH		SOLE		1,425	0	0
NIKE INC	CL B	654106103	1,336	13,621	SH		SOLE		13,621	0	0
NORFOLK SOUTHERN CORP	COM	655844108	1,438	8,191	SH		SOLE		8,191	0	0
ORACLE CORP	COM	68389X105	961	17,387	SH		SOLE		17,387	0	0
PALO ALTO NETWORKS INC	COM	697435105	330	1,437	SH		SOLE		1,437	0	0
PEPSICO INC	COM	713448108	493	3,725	SH		SOLE		3,725	0	0
PFIZER INC	COM	717081103	1,756	53,712	SH		SOLE		53,712	0	0
PNC FINL SVCS GROUP INC	COM	693475105	259	2,460	SH		SOLE		2,460	0	0
PROCTER AND GAMBLE CO	COM	742718109	2,038	17,047	SH		SOLE		17,047	0	0
SALESFORCE COM INC	COM	79466L302	1,499	8,004	SH		SOLE		8,004	0	0
SELECT SECTOR SPDR TR	SBI HEALTHCARE	81369Y209	1,650	16,488	SH		SOLE		16,488	0	0
SELECT SECTOR SPDR TR	TECHNOLOGY	81369Y803	3,361	32,162	SH		SOLE		32,162	0	0
SELECT SECTOR SPDR TR	SBI INT-FINL	81369Y605	211	9,117	SH		SOLE		9,117	0	0
SELECT SECTOR SPDR TR	SBI INT-INDS	81369Y704	983	14,309	SH		SOLE		14,309	0	0
SENSEONICS HLDGS INC	COM	81727U105	9	24,000	SH		SOLE		24,000	0	0
SMITH A O CORP	COM	831865209	259	5,500	SH		SOLE		5,500	0	0
SOUTHERN CO	COM	842587107	1,456	28,076	SH		SOLE		28,076	0	0
SPDR INDEX SHS FDS	GLB NAT RESRCE	78463X541	3,914	105,997	SH		SOLE		105,997	0	0
SPDR SER TR	S&P DIVID ETF	78464A763	494	5,413	SH		SOLE		5,413	0	0
STARBUCKS CORP	COM	855244109	902	12,262	SH		SOLE		12,262	0	0
TJX COS INC NEW	COM	872540109	549	10,866	SH		SOLE		10,866	0	0
TRUIST FINL CORP	COM	89832Q109	2,920	77,763	SH		SOLE		77,763	0	0
VANGUARD INDEX FDS	VALUE ETF	922908744	2,228	22,374	SH		SOLE		22,374	0	0
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	5,974	76,072	SH		SOLE		76,072	0	0
VERIZON COMMUNICATIONS INC	COM	92343V104	1,353	24,535	SH		SOLE		24,535	0	0
VISA INC	COM CL A	92826C839	1,574	8,147	SH		SOLE		8,147	0	0
WALMART INC	COM	931142103	316	2,641	SH		SOLE		2,641	0	0
ZIMMER BIOMET HOLDINGS INC	COM	98956P102	1,102	9,232	SH		SOLE		9,232	0	0