Eagle Financial Bancorp (EFBI) 10-Q 11 Aug 17 2017 Q2 Quarterly report Financial data

Document and Entity Information

Document and Entity Information - shares	6 Months Ended
	Jun. 30, 2017	Aug. 11, 2017
Document And Entity Information [Abstract]
Entity Registrant Name	Eagle Financial Bancorp, Inc.
Entity Central Index Key	1,699,018
Trading Symbol	efbi
Current Fiscal Year End Date	--12-31
Entity Filer Category	Smaller Reporting Company
Entity Common Stock, Shares Outstanding		1,612,808
Document Type	10-Q
Document Period End Date	Jun. 30, 2017
Amendment Flag	false
Document Fiscal Year Focus	2,017
Document Fiscal Period Focus	Q2

Condensed Balance Sheets (Unaud

Condensed Balance Sheets (Unaudited) - USD ($) $ in Thousands	Jun. 30, 2017	Dec. 31, 2016
Assets
Cash and due from banks	$ 498	$ 459
Federal Reserve Bank and Federal Home Loan Bank (FHLB) demand accounts	19,663	19,130
Cash and cash equivalents	20,161	19,589
Interest-bearing time deposits in other banks	99	346
Loans held for sale	6,606	2,732
Loans, net of allowance for loan losses of $1,229 and $1,137 at June 30, 2017 and December 31, 2016, respectively	90,570	83,048
Premises and equipment - at depreciated cost	4,338	4,340
FHLB stock - at cost	736	728
Foreclosed real estate held for sale, net		55
Bank-owned life insurance (BOLI)	1,888	1,865
FHLB lender risk account receivable	3,050	2,698
Accrued interest receivable	282	270
Prepaid federal income taxes		75
Other assets	1,225	227
Total assets	128,955	115,973
Deposits
Noninterest-bearing	3,782	4,816
Interest-bearing	108,891	95,228
Total deposits	112,673	100,044
FHLB advances	17	28
Advances from borrowers for taxes and insurance	264	716
Accrued interest payable	1	1
Accrued supplemental retirement plans	973	868
Deferred federal tax liability	618	554
Accrued federal income taxes	12
Other liabilities	605	285
Total liabilities	115,163	102,496
Commitments and Contingencies
Retained Earnings	13,792	13,477
Total liabilities and retained earnings	$ 128,955	$ 115,973

Condensed Balance Sheets (Unau3

Condensed Balance Sheets (Unaudited) (Parentheticals) - USD ($) $ in Thousands	Jun. 30, 2017	Mar. 31, 2017	Dec. 31, 2016	Jun. 30, 2016	Mar. 31, 2016	Dec. 31, 2015
Statement of Financial Position [Abstract]
Allowance for loan losses	$ 1,229	$ 1,150	$ 1,137	$ 1,085	$ 1,050	$ 1,036

Condensed Statements of Income

Condensed Statements of Income and Comprehensive Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2017	Jun. 30, 2016	Jun. 30, 2017	Jun. 30, 2016
Interest and Dividend Income
Interest earned on loans	$ 998	$ 927	$ 1,951	$ 1,806
Dividends on FHLB stock	9	8	18	14
Other interest-earning deposits	28	17	60	38
Total interest and dividend income	1,035	952	2,029	1,858
Interest Expense
Interest on deposits	167	177	328	343
FHLB advances		1	1	33
Total interest expense	167	178	329	376
Net Interest Income	868	774	1,700	1,482
Provision for Loan Losses	75		85	25
Net Interest Income After Provision for Loan Losses	793	774	1,615	1,457
Noninterest Income
Net gains on loan sales	493	486	1,096	797
Other service charges and fees	55	47	93	89
Death benefit proceeds in excess of cash surrender value of BOLI				940
Income from BOLI	11	12	23	24
Total noninterest income	559	545	1,212	1,850
Noninterest Expense
Compensation and benefits	806	556	1,547	1,076
Occupancy and equipment, net	60	51	111	112
Data processing	67	80	134	190
Legal and professional services	46	13	128	64
FDIC premium expense	9	17	9	35
Foreclosed real estate impairments and expenses, net	2	2	9	9
Franchise and other taxes	27	26	54	53
Advertising	51	85	67	106
ATM processing expense	21	24	44	43
FHLB advance prepayment penalty				121
Death benefit obligation expense				410
Other expenses	135	82	259	161
Total noninterest expense	1,224	936	2,362	2,380
Income Before Income Taxes	128	383	465	927
Income Taxes
Provision for Income taxes	39	126	150
Total income taxes	39	126	150
Net Income	$ 89	$ 257	$ 315	$ 927

Condensed Statements of Retaine

Condensed Statements of Retained Earnings (Unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2017	Jun. 30, 2016	Jun. 30, 2017	Jun. 30, 2016
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Balance			$ 13,477	$ 12,017
Net income	$ 89	$ 257	315	927
Balance	$ 13,792	$ 12,944	$ 13,792	$ 12,944

Condensed Statements of Cash Fl

Condensed Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2017	Jun. 30, 2016
Operating Activities
Net income	$ 315	$ 927
Items not requiring (providing) cash:
Depreciation and amortization	108	85
Proceeds on sale of loans in the secondary market	32,888	20,380
Loans originated for sale in the secondary market	(35,666)	(22,447)
Gain on sale of loans	(1,096)	(797)
Provision for loan losses	85	25
(Gain) loss on sale of foreclosed real estate	3	(20)
Deferred federal tax liability	64	(34)
Death benefit proceeds in excess of cash surrender value of BOLI		(940)
Increase in cash surrender value of BOLI	(23)	(24)
Impairment on foreclosed real estate	3	3
Changes in:
FHLB lender risk account receivable	(352)	(90)
Accrued interest receivable and interest payable	(12)	(26)
Other assets and prepaid federal income taxes	(923)	34
Accrued supplemental retirement plans	105	(14)
Accrued expenses and other liabilities	332	(163)
Net cash flows used in operating activities	(4,169)	(3,101)
Investing Activities
Net decrease in interest-bearing time deposits in other banks	247	249
Net increase in loans	(7,621)	(4,006)
Purchase of FHLB stock	(8)	(1)
Purchase of premises and equipment	(92)	(8)
Proceeds from sale of foreclosed real estate	49	324
Death benefit proceeds received		1,485
Net cash used in investing activities	(7,425)	(1,957)
Financing Activities
Net increase in deposits	12,629	6,174
Repayment of FHLB advances	(11)	(3,015)
Net decrease in advances from borrowers for taxes and insurance	(452)	(437)
Net cash provided by financing activities	12,166	2,722
Increase (Decrease) in Cash and Cash Equivalents	572	(2,336)
Cash and Cash Equivalents, Beginning of Period	19,589	19,012
Cash and Cash Equivalents, End of Period	20,161	16,676
Supplemental Cash Flows Information:
Interest paid	$ 329	$ 376

Nature of Operations and Summar

Nature of Operations and Summary of Significant Accounting Policies	6 Months Ended
	Jun. 30, 2017
Accounting Policies [Abstract]
Nature of Operations and Summary of Significant Accounting Policies	Note 1: Nature of Operations and Summary of Significant Accounting Policies Basis of Presentation The accompanying condensed balance sheet of the Bank as of December 31, 2016, which has been derived from audited financial statements, and unaudited condensed financial statements of the Bank as of June 30, 2017 and for the three and six months ended June 30, 2017 and 2016, were prepared in accordance with instructions for Form 10-Q and Article 8 of Regulation S-X and, therefore, do not include information or footnotes necessary for a complete presentation of financial position, results of operations and cash flows in accounting principles generally accepted in the United States of America. Accordingly, these condensed financial statements should be read in conjunction with the financial statements and notes thereto of the Bank for the year ended December 31, 2016 included in the Registrant’s Form S-1. Reference is made to the accounting policies of the Bank described in the Notes to Financial Statements contained in the Form S-1. In the opinion of management, all adjustments (consisting only of normal recurring adjustments) which are necessary for a fair presentation of the unaudited condensed financial statements have been included to present fairly the financial position as of June 30, 2017 and the results of operations and cash flows for the three and six months ended June 30, 2017 and 2016. All interim amounts have not been audited and the results of operations for the three and six months ended June 30, 2017, herein are not necessarily indicative of the results of operations to be expected for the entire year. Use of Estimates The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant change relate to the determination of the allowance for loan losses, valuation of real estate acquired in connection with foreclosures or in satisfaction of loans, and fair values of financial instruments.

Loans and Allowance for Loan Lo

Loans and Allowance for Loan Losses	6 Months Ended
	Jun. 30, 2017
Receivables [Abstract]
Loans and Allowance for Loan Losses	Note 2: Loans and Allowance for Loan Losses The composition of the loan portfolio at June 30, 2017 and December 31, 2016 was as follows: June 30, December 31, 2017 2016 (In thousands) Residential mortgage loans $ 48,923 $ 41,914 Commercial real estate and land loans 14,079 13,631 Home equity and other consumer 14,141 14,593 Residential construction loans 8,811 9,468 Residential mortgage loans, non-owner occupied 7,350 5,743 Multi-family real estate loans 1,937 2,513 Commercial loans 4,280 1,779 99,521 89,641 Net deferred loan costs 77 98 Loans in process (7,799 ) (5,554 ) Allowance for loan losses (1,229 ) (1,137 ) Net loans $ 90,570 $ 83,048 Loans serviced for the benefit of others at June 30, 2017 and December 31, 2016 amounted to $1,681 and $1,930, respectively. Loans in process relates to primarily residential mortgage loans. Risk characteristics applicable to each segment of the loan portfolio are described as follows. Residential Mortgage Loans, including Construction Loans and Land Loans Residential Mortgage Loans, Non-Owner Occupied Commercial Real Estate and Multi-Family Real Estate Commercial Home equity and Other Consumer The following tables present the activity in the allowance for loan losses and the recorded investment in loans based on portfolio segment and impairment method for the three and six months ended June 30, 2017 and 2016 and year ended December 31, 2016: Six Months Ended June 30, 2017 (Unaudited) Residential Mortgage Loans Commercial Real Estate and Land Loans Home Equity and Other Consumer Residential Construction Loans Residential Mortgage Loans Non- Owner Occupied Multi- Family Real Estate Loans Commercial Loans Total (In thousands) Allowance for loan losses: Balance, beginning of year $ 166 $ 164 $ 341 $ 88 $ 175 $ 30 $ 173 $ 1,137 Provision charged to expense 31 65 (25 ) 3 45 (7 ) (27 ) 85 Losses charged off - - - - - - - - Recoveries - - - - - - 7 7 Balance, end of period $ 197 $ 229 $ 316 $ 91 $ 220 $ 23 $ 153 $ 1,229 Ending balance: individually evaluated for impairment $ 24 $ 60 $ - $ - $ 45 $ - $ 140 $ 269 Ending balance: collectively evaluated for impairment $ 173 $ 169 $ 316 $ 91 $ 175 $ 23 $ 13 $ 960 Loans: Ending balance $ 48,923 $ 14,079 $ 14,141 $ 8,811 $ 7,350 $ 1,937 $ 4,280 $ 99,521 Ending balance: individually evaluated for impairment $ 143 $ 213 $ - $ - $ 269 $ - $ 301 $ 926 Ending balance: collectively evaluated for impairment $ 48,780 $ 13,866 $ 14,141 $ 8,811 $ 7,081 $ 1,937 $ 3,979 $ 98,595 Three Months Ended June 30, 2017 (Unaudited) Residential Mortgage Loans Commercial Real Estate and Land Loans Home Equity and Other Consumer Residential Construction Loans Residential Mortgage Loans Non- Owner Occupied Multi- Family Real Estate Loans Commercial Loans Total (In thousands) Allowance for loan losses: Balance, beginning of period $ 184 $ 174 $ 335 $ 89 $ 165 $ 28 $ 175 $ 1,150 Provision charged to expense 13 55 (19 ) 2 55 (5 ) (26 ) 75 Losses charged off - - - - - - - - Recoveries - - - - - - 4 4 Balance, end of period $ 197 $ 229 $ 316 $ 91 $ 220 $ 23 $ 153 $ 1,229 Six Months Ended June 30, 2016 (Unaudited) Residential Mortgage Loans Commercial Real Estate and Land Loans Home Equity and Other Consumer Residential Construction Loans Residential Mortgage Loans Non- Owner Occupied Multi- Family Real Estate Loans Commercial Loans Total (In thousands) Allowance for loan losses: Balance, beginning of year $ 151 $ 146 $ 290 $ 39 $ 204 $ 36 $ 170 $ 1,036 Provision charged to expense (3 ) 7 1 76 (18 ) (3 ) (35 ) 25 Losses charged off - - - - (22 ) - - (22 ) Recoveries 5 - - - 6 - 35 46 Balance, end of year $ 153 $ 153 $ 291 $ 115 $ 170 $ 33 $ 170 $ 1,085 Three Months Ended June 30, 2016 (Unaudited) Residential Mortgage Loans Commercial Real Estate and Land Loans Home Equity and Other Consumer Residential Construction Loans Residential Mortgage Loans Non- Owner Occupied Multi- Family Real Estate Loans Commercial Loans Total (In thousands) Allowance for loan losses: Balance, beginning of period $ 148 $ 147 $ 307 $ 71 $ 183 $ 35 $ 159 $ 1,050 Provision charged to expense 1 6 (16 ) 44 (12 ) (2 ) (21 ) - Losses charged off - - - - (7 ) - - (7 ) Recoveries 4 - - - 6 - 32 42 Balance, end of period $ 153 $ 153 $ 291 $ 115 $ 170 $ 33 $ 170 $ 1,085 Year Ended December 31, 2016 Residential Mortgage Loans Commercial Real Estate and Land Loans Home Equity and Other Consumer Residential Construction Loans Residential Mortgage Loans Non- Owner Occupied Multi- Family Real Estate Loans Commercial Loans Total (In thousands) Allowance for loan losses: Balance, beginning of year $ 151 $ 146 $ 290 $ 39 $ 204 $ 36 $ 170 $ 1,036 Provision charged to expense 39 18 51 49 (29 ) (6 ) (39 ) 83 Losses charged off (35 ) - - - - - - (35 ) Recoveries 11 - - - - - 42 53 Balance, end of year $ 166 $ 164 $ 341 $ 88 $ 175 $ 30 $ 173 $ 1,137 Ending balance: individually evaluated for impairment $ 15 $ - $ - $ - $ 39 $ - $ 168 $ 222 Ending balance: collectively evaluated for impairment $ 151 $ 164 $ 341 $ 88 $ 136 $ 30 $ 5 $ 915 Loans: Ending balance $ 41,914 $ 13,631 $ 14,593 $ 9,468 $ 5,743 $ 2,513 $ 1,779 $ 89,641 Ending balance: individually evaluated for impairment $ 145 $ 207 $ - $ - $ 319 $ 4 $ 330 $ 1,005 Ending balance: collectively evaluated for impairment $ 41,769 $ 13,424 $ 14,593 $ 9,468 $ 5,424 $ 2,509 $ 1,449 $ 88,636 Internal Risk Categories Loan grades are numbered 1 through 8. Grades 5 through 8 are considered satisfactory grades. The grade of 1, or Special Mention, represents loans of lower quality and is considered criticized. The grades of 2, or Substandard, 3, or Doubtful, and 4, or Loss refer to assets that are classified. The use and application of these grades by the Bank will be uniform and shall conform to the Bank’s policy. Special Mention (grade 1) Substandard (grade 2) Doubtful (grade 3) Loss (grade 4) Satisfactory (grades 5 through 8) The following tables present the credit risk profile of the Bank’s loan portfolio based on rating category and payment activity as of June 30, 2017 and December 31, 2016: June 30, 2017 (Unaudited) Residential Mortgage Loans Commercial Real Estate and Land Loans Home Equity and Other Consumer Residential Construction Loans Residential Mortgage Loans Non-Owner Occupied Multi-Family Real Estate Loans Commercial Loans Total (In thousands) Rating Satisfactory (5-8) $ 47,732 $ 13,866 $ 14,065 $ 8,811 $ 7,232 $ 1,937 $ 3,890 $ 97,533 Special mention (1) - - - - - - 89 89 Substandard (2) 1,191 213 76 - 118 - 301 1,899 Doubtful (3) - - - - - - - - Loss (4) - - - - - - - - Total $ 48,923 $ 14,079 $ 14,141 $ 8,811 $ 7,350 $ 1,937 $ 4,280 $ 99,521 December 31, 2016 Residential Mortgage Loans Commercial Real Estate and Land Loans Home Equity and Other Consumer Residential Construction Loans Residential Mortgage Loans Non-Owner Occupied Multi-Family Real Estate Loans Commercial Loans Total (In thousands) Rating Satisfactory (5-8) $ 40,975 $ 13,424 $ 14,556 $ 9,468 $ 5,523 $ 2,509 $ 1,350 $ 87,805 Special mention (1) - - - - - - 99 99 Substandard (2) 939 207 37 - 220 4 330 1,737 Doubtful (3) - - - - - - - - Loss (4) - - - - - - - - Total $ 41,914 $ 13,631 $ 14,593 $ 9,468 $ 5,743 $ 2,513 $ 1,779 $ 89,641 The Company evaluates the loan risk grading system definitions and allowance for loan losses methodology on an ongoing basis. No significant changes were made to either during the three and six months ended June 30, 2017. The following tables present the Bank’s loan portfolio aging analysis of the recorded investment in loans as of June 30, 2017 and December 31, 2016: June 30, 2017 (Unaudited) 30-59 Days Past Due 60-89 Days Past Due 90 Days Past Due or More Total Past Due Current Total Loans Receivable Recorded Investment 90 Days and Accruing (In thousands) Residential mortgage loans $ 220 $ 261 $ 276 $ 757 $ 48,166 $ 48,923 $ - Commercial real estate and land loans - - 213 213 13,866 14,079 - Home equity and other consumer 36 - - 36 14,105 14,141 - Residential construction loans - - - - 8,811 8,811 - Residential mortgage loans, non-owner occupied - - - - 7,350 7,350 - Multi-family real estate loans - - - - 1,937 1,937 - Commercial loans - - - - 4,280 4,280 - Total $ 256 $ 261 $ 489 $ 1,006 $ 98,515 $ 99,521 $ - December 31, 2016 30-59 Days Past Due 60-89 Days Past Due 90 Days Past Due or More Total Past Due Current Total Loans Receivable Recorded Investment 90 Days and Accruing (In thousands) Residential mortgage loans $ 191 $ 278 $ - $ 469 $ 41,445 $ 41,914 $ - Commercial real estate and land loans - 207 - 207 13,424 13,631 - Home equity and other consumer 104 - 50 154 14,439 14,593 - Residential construction loans - - - - 9,468 9,468 - Residential mortgage loans, non-owner occupied - - - - 5,743 5,743 - Multi-family real estate loans - - - - 2,513 2,513 - Commercial loans - - - - 1,779 1,779 - Total $ 295 $ 485 $ 50 $ 830 $ 88,811 $ 89,641 $ - A loan is considered impaired, in accordance with the impairment accounting guidance (ASC 310-10-35-16), when based on current information and events, it is probable the Bank will be unable to collect all amounts due from the borrower in accordance with the contractual terms of the loan. The following tables present impaired loans at June 30, 2017, June 30, 2016 and as of December 31, 2016: For the Three Months Ended For the Six Months Ended As of June 30, 2017 June 30, 2017 June 30, 2017 Average Average Unpaid Investment Interest Investment Interest Recorded Principal Allocated in Impaired Income in Impaired Income Balance Balance Allowance Loans Recognized Loans Recognized (In thousands) Loans without an allocated allowance: Residential mortgage loans $ - $ - $ - $ - $ - $ - $ - Commercial real estate and land loans - - - - - - - Home equity and other consumer - - - - - - - Residential construction loans - - - - - - - Residential mortgage loans, non-owner occupied - - - - - - - Multi-family real estate loans - - - - - - - Commercial loans - - - - - - - Loans with an allocated allowance: Residential mortgage loans 143 143 24 144 2 145 4 Commercial real estate and land loans 213 213 60 209 - 210 1 Home equity and other consumer - - - - - - - Residential construction loans - - - - - - - Residential mortgage loans, non-owner occupied 269 269 45 270 3 294 6 Multi-family real estate loans - - - - - - - Commercial loans 301 301 140 315 6 315 9 Total $ 926 $ 926 $ 269 $ 938 $ 11 $ 964 $ 20 For the Three Months For the Six Months As of June 30, 2016 June 30, 2016 June 30, 2016 Average Average Unpaid Investment Interest Investment Interest Recorded Principal Allocated in Impaired Income in Impaired Income Balance Balance Allowance Loans Recognized Loans Recognized (In thousands) Loans without an allocated allowance: Residential mortgage loans $ 81 $ 81 $ - $ 82 $ 1 $ 82 $ 2 Commercial real estate and land loans - - - - - - - Home equity and other consumer - - - - - - - Residential construction loans - - - - - - - Residential mortgage loans, non-owner occupied 247 247 - 252 4 261 7 Multi-family real estate loans 11 11 - 12 - 14 - Commercial loans - - - - - - - Loans with an allocated allowance: Residential mortgage loans - - - - - - - Commercial real estate and land loans - - - - - - - Home equity and other consumer - - - - - - - Residential construction loans - - - - - - - Residential mortgage loans, non-owner occupied 206 206 42 207 2 208 5 Multi-family real estate loans - - - - - - - Commercial loans 330 330 168 330 6 330 10 Total $ 875 $ 875 $ 210 $ 883 $ 13 $ 895 $ 24 As of December 31, 2016 Average Unpaid Investment Interest Recorded Principal Allocated in Impaired Income Balance Balance Allowance Loans Recognized (In thousands) Loans without an allocated allowance: Residential mortgage loans $ 80 $ 80 $ - $ 81 $ 4 Commercial real estate and land loans 207 207 - 208 7 Home equity and other consumer - - - - - Residential construction loans - - - - - Residential mortgage loans, non-owner occupied 116 116 - 219 5 Multi-family real estate loans 4 4 - 11 1 Commercial loans - - - - - Loans with an allocated allowance: Residential mortgage loans 65 65 15 66 3 Commercial real estate and land loans - - - - - Home equity and other consumer - - - - - Residential construction loans - - - - - Residential mortgage loans, non-owner occupied 203 203 39 206 9 Multi-family real estate loans - - - - - Commercial loans 330 330 168 330 17 Total $ 1,005 $ 1,005 $ 222 $ 1,121 $ 46 Interest income recognized is not materially different than interest income that would have been recognized on a cash basis. The following table presents the Bank’s nonaccrual loans at June 30, 2017 and December 31, 2016. This table excludes performing troubled debt restructurings. June 30, December 31, 2017 2016 (In thousands) Residential mortgage loans $ 276 $ - Commercial real estate and land loans 213 - Home equity and other consumer - 50 Residential construction loans - - Residential mortgage loans, non-owner occupied - - Multi-family real estate loans - - Commercial loans - - Total $ 489 $ 50 Following is a summary of troubled debt restructurings at June 30, 2017 and December 31, 2016: As of June 30, 2017 As of December 31, 2016 Number of Contracts Recorded Investment Number of Contracts Recorded Investment (Dollars in thousands) (Dollars in thousands) Residential mortgage loans 1 $ 79 1 $ 80 Commercial real estate and land loans - - - - Home equity and other consumer - - - - Residential construction loans - - - - Residential mortgage loans, non-owner occupied 5 268 6 319 Multi-family real estate loans - - 1 4 Commercial loans 1 301 1 330 7 $ 648 9 $ 733 As of June 30, 2017, the Bank had total troubled debt restructurings of $648. There were six residential mortgage loans and residential non-owner occupied loans totaling $347 in troubled debt restructurings with the largest totaling $199. The remaining $301 in troubled debt restructurings consisted of one commercial loan for $301. As of December 31, 2016, the Bank had total troubled debt restructurings of $733. There were seven residential mortgage loans and residential non-owner occupied loans totaling $399 in troubled debt restructurings with the largest totaling $203. The remaining $334 in troubled debt restructurings consisted of one commercial loan for $330 and one multi-family loan for $4. These loans were modified due to short term concessions. Eagle Savings Bank has no commitments to lend additional funds to these debtors owing receivables whose terms have been modified in troubled debt restructurings. During the three months and six months ended June, 30, 2017 and 2016 there were no new troubled debt restructurings. At June 30, 2017, the Bank had no foreclosed real estate. At December 31, 2016, foreclosed real estate included two plots of land totaling $55.

Regulatory Matters

Regulatory Matters	6 Months Ended
	Jun. 30, 2017
Banking and Thrift [Abstract]
Regulatory Matters	Note 3: Regulatory Matters The Bank is subject to various regulatory capital requirements administered by the federal banking agencies. Failure to meet minimum capital requirements can initiate certain mandatory and possibly additional discretionary actions by regulators that, if undertaken, could have a direct material effect on the Bank’s financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Bank must meet specific capital guidelines that involve quantitative measures of the Bank’s assets, liabilities and certain off-balance-sheet items as calculated under United States Generally Accepted Accounting Principles, regulatory reporting requirements and regulatory capital standards. The Bank’s capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk weightings and other factors. Furthermore, the Bank’s regulators could require adjustments to regulatory capital not reflected in these financial statements. Quantitative measures established by regulatory reporting standards, to ensure capital adequacy require the Bank to maintain minimum amounts and ratios (set forth in the table below) of Total capital (as defined), Tier I capital (as defined) and common equity Tier 1capital (as defined) to risk-weighted assets (as defined) and Tier I capital (as defined) to average assets (as defined). Management believes, as of June 30, 2017 and December 31, 2016 that the Bank meets all capital adequacy requirements to which it is subject. As of June 30, 2017 and December 31, 2016 the most recent notification from the Bank’s regulators categorized the Bank as well capitalized under the regulatory framework for prompt corrective action. To be categorized as well capitalized, the Bank must maintain minimum total risk-based capital, Tier I risk-based capital, common equity Tier 1 risk-based capital and Tier I leverage ratios as set forth in the table. There are no conditions or events since that notification that management believes have changed the Bank’s category. Beginning in January 2016, the capital conservation buffer requirement of 0.625% of risk-weighted assets was phased-in and will increase each year until fully implemented at 2.5% in January 2019. An institution will be subject to further limitations on paying dividends, engaging in share repurchases, and paying discretionary bonuses if its capital levels fall below the buffer amount. These limitations will establish a maximum percentage of eligible retained income that could be utilized for such actions. The Bank’s actual capital amounts and ratios are presented in the following tables (minimum capital requirements exclude the capital conservation buffer): Actual Minimum Capital Requirement Minimum to Be Well Capitalized Under Prompt Corrective Action Provisions 2017 Amount Ratio Amount Ratio Amount Ratio (Dollars in thousands) As of June 30, 2017: Equity $ 13,792 Allowance for loan losses 1,229 Total risk-based capital (to risk-weighted assets) $ 15,021 13.1 % $ 9,163 8.0 % $ 11,454 10.0 % Tier I capital (to risk-weighted assets) 13,792 12.0 % 6,872 6.0 % 9,163 8.0 % Common equity Tier I capital (to risk-weighted assets) 13,792 12.0 % 5,154 4.5 % 7,445 6.5 % Tier I capital (to adjusted total assets) 13,792 11.7 % 4,714 4.0 % 5,893 5.0 % 2016 Actual Minimum Capital Requirement Minimum to Be Well Capitalized Under Prompt Corrective Action Provisions Amount Ratio Amount Ratio Amount Ratio (Dollars in thousands) As of December 31, 2016: Equity $ 13,477 Allowance for loan losses 1,137 Total risk-based capital (to risk-weighted assets) $ 14,614 14.1 % $ 8,283 8.0 % $ 10,354 10.0 % Tier I capital (to risk-weighted assets) 13,477 13.0 % 6,212 6.0 % 8,283 8.0 % Common equity Tier I capital (to risk-weighted assets) 13,477 13.0 % 4,659 4.5 % 6,730 6.5 % Tier I capital (to adjusted total assets) 13,477 11.7 % 4,620 4.0 % 5,775 5.0 %

Disclosure About Fair Values of

Disclosure About Fair Values of Assets and Liabilities	6 Months Ended
	Jun. 30, 2017
Fair Value Disclosures [Abstract]
Disclosure About Fair Values of Assets and Liabilities	Note 4: Disclosure About Fair Values of Assets and Liabilities ASC Topic 820, Fair Value Measurements Level 1 Quoted prices in active markets for identical assets or liabilities Level 2 Observable inputs other than Level 1 prices, such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data for substantially the full term of the assets or liabilities Level 3 Unobservable inputs that are supported by little or no market activity and that are significant to the fair value of the assets or liabilities Nonrecurring Measurements The following tables present the fair value measurement of assets measured at fair value on a nonrecurring basis and the level within the fair value hierarchy in which the fair value measurements fall at June 30, 2017 and December 31, 2016: Fair Value Measurements Using Fair Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Unobservable Inputs June 30, 2017 Value (Level 1) (Level 2) (Level 3) (In thousands) Impaired loans (collateral dependent) $ 657 $ - $ - $ 657 Fair Value Measurements Using Fair Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Unobservable Inputs December 31, 2016 Value (Level 1) (Level 2) (Level 3) (In thousands) Impaired loans (collateral dependent) $ 376 $ - $ - $ 376 Foreclosed assets held for sale 55 - - 55 Fair value adjustments, consisting of charge-offs or allocated allowances, on impaired loans and foreclosed assets held for sale during the six months ended June 30, 2017 and the year ended December 31, 2016 amounted to $47 and $18, respectively. Following is a description of the valuation methodologies and inputs used for assets measured at fair value on a nonrecurring basis and recognized in the accompanying balance sheets, as well as the general classification of such assets pursuant to the valuation hierarchy. For assets classified within Level 3 of the fair value hierarchy, the process used to develop the reported fair value is described below. Foreclosed Real Estate Held for Sale (Other Real Estate Owned) Other real estate owned (OREO) is carried at the lower of fair value at acquisition date or current estimated fair value, less estimated cost to sell when the real estate is acquired. Estimated fair value of OREO is based on appraisals or evaluations. OREO is classified within Level 3 of the fair value hierarchy. Appraisals of OREO are obtained when the real estate is acquired and subsequently as deemed necessary. Appraisals are reviewed for accuracy and consistency by the lending department. Appraisers are selected from the list of approved appraisers maintained by management. Collateral-dependent Impaired Loans, Net of ALLL The estimated fair value of collateral-dependent impaired loans is based on the appraised fair value of the collateral, less estimated cost to sell. Collateral-dependent impaired loans are classified within Level 3 of the fair value hierarchy. The Bank considers the appraisal or evaluation as the starting point for determining fair value and then considers other factors and events in the environment that may affect the fair value. Appraisals of the collateral underlying collateral-dependent loans are obtained when the loan is determined to be collateral-dependent and subsequently as deemed necessary. Appraisals are reviewed for accuracy and consistency by the lending department. Appraisers are selected from the list of approved appraisers maintained by management. The appraised values are reduced by discounts to consider lack of marketability and estimated cost to sell if repayment or satisfaction of the loan is dependent on the sale of the collateral. These discounts and estimates are developed by comparison to historical results. Unobservable (Level 3) Inputs The following tables present quantitative information about unobservable inputs used in nonrecurring Level 3 fair value measurements. Fair Value at Valuation 6/30/2017 Technique Unobservable Inputs Range (Dollars in thousands) Impaired loans (collateral dependent) $ 657 Market comparable properties Marketability discount 10% - 15% Fair Value at Valuation 12/31/2016 Technique Unobservable Inputs Range (Dollars in thousands) Impaired loans (collateral dependent) $ 376 Market comparable properties Marketability discount 10% - 15% Foreclosed assets held for sale 55 Market comparable properties Marketability discount 10% - 15% The following methods were used to estimate the fair value of all other financial instruments recognized in the accompanying balance sheet at amounts other than fair value. Cash and Cash Equivalents and Interest-bearing Time Deposits The carrying amount approximates fair value. Loans Held For Sale The carrying amount approximates fair value due to the insignificant time between origination and date of sale. The carrying amount is the amount funded. Loans Fair value is estimated by discounting the future cash flows using the market rates at which similar notes would be made to borrowers with similar credit ratings and for the same remaining maturities. The market rates used are based on current rates the Bank would impose for similar loans and reflect a market participant assumption about risks associated with nonperformance, illiquidity, and the structure and term of the loans along with local economic and market conditions. FHLB Stock Fair value is estimated at book value due to restrictions that limit the sale or transfer of such securities. FHLB Lender Risk Account Receivable The fair value of the Federal Home Loan Bank lender risk account receivable is estimated by discounting the estimated remaining cash flows of each strata of the receivable at current rates applicable to each strata for the same remaining maturities. Accrued Interest Receivable and Payable The carrying amount approximates fair value. The carrying amount is determined using the interest rate, balance and last payment date. Deposits Fair value of term deposits is estimated by discounting the future cash flows using rates of similar deposits with similar maturities. The market rates used were obtained from a knowledgeable independent third party and reviewed by the Bank. The rates were the average of current rates offered by local competitors of the Bank. The estimated fair value of checking, NOW, savings and money market deposits is the book value since rates are regularly adjusted to market rates and amounts are payable on demand at the reporting date. FHLB Advances Fair value is estimated by discounting the future cash flows using rates of similar advances with similar maturities. These rates were obtained from current rates offered by FHLB. Advances from Borrowers for Taxes and Insurance The carrying amount approximates fair value. Commitments to Originate Loans, Forward Sale Commitments, Letters of Credit and Lines of Credit The fair value of commitments to originate loans is estimated using the fees currently charged to enter into similar agreements, taking into account the remaining terms of the agreements and the present creditworthiness of the counterparties. For fixed-rate loan commitments, fair value also considers the difference between current levels of interest rates and the committed rates. The fair value of commitments to sell securities is estimated based on current market prices for securities of similar terms and credit quality. The fair values of letters of credit and lines of credit are based on fees currently charged for similar agreements or on the estimated cost to terminate or otherwise settle the obligations with the counterparties at the reporting date. At June 30, 2017 and December 31, 2016, the fair value of such commitments was not material. The following tables present estimated fair values of the Bank’s financial instruments at June 30, 2017 and December 31, 2016. Fair Value Measurements Using June 30, 2017 Carrying Amount Fair Value (Level 1) (Level 2) (Level 3) (In thousands) Financial Assets Cash and cash equivalents $ 20,161 $ 20,161 $ 20,161 $ - $ - Interest-bearing time deposits 99 99 99 - - Loans held for sale 6,606 6,606 - - 6,606 Loans, net of allowance for losses 90,570 92,525 - - 92,525 FHLB stock 736 736 - 736 - FHLB lender risk account receivable 3,050 3,049 - - 3,049 Interest receivable 282 282 - 282 - Financial Liabilities Deposits 112,673 112,557 69,541 43,016 - FHLB advances 17 17 - 17 - Advances from borrowers for taxes and insurance 264 264 - 264 - Interest payable 1 1 - 1 - Fair Value Measurements Using December 31, 2016 Carrying Amount Fair Value (Level 1) (Level 2) (Level 3) (In thousands) Financial Assets Cash and cash equivalents $ 19,589 $ 19,589 $ 19,589 $ - $ - Interest-bearing time deposits 346 346 346 - - Loans held for sale 2,732 2,732 - - 2,732 Loans, net of allowance for losses 83,048 84,852 - - 84,852 FHLB stock 728 728 - 728 - FHLB lender risk account receivable 2,698 2,795 - - 2,795 Interest receivable 270 270 - 270 - Financial Liabilities Deposits 100,044 99,927 58,724 41,203 - FHLB advances 28 28 - 28 - Advances from borrowers for taxes and insurance 716 716 - 716 - Interest payable 1 1 - 1 -

Commitments and Credit Risk

Commitments and Credit Risk	6 Months Ended
	Jun. 30, 2017
Commitments and Contingencies Disclosure [Abstract]
Commitments and Credit Risk	Note 5: Commitments and Credit Risk Commitments to Originate Loans Commitments to originate loans are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Commitments generally have fixed expiration dates or other termination clauses and may require payment of a fee. Since a portion of the commitments may expire without being drawn upon, the total commitment amounts do not necessarily represent future cash requirements. Each customer’s creditworthiness is evaluated on a case-by-case basis. The amount of collateral obtained, if deemed necessary, is based on management’s credit evaluation of the counterparty. Collateral held varies, but may include accounts receivable, inventory, property, plant and equipment, commercial real estate and residential real estate. At June 30, 2017, the Bank had a loan approved but not yet originated with a variable interest rate of 3.000% for $410 secured by one-to four-family residential real estate. At December 31, 2016, the Bank had loans approved but not yet originated with fixed interest rate ranges of 3.875% - 4.125% for $436 secured by one-to four-family residential real estate. At June 30, 2017 and December 31, 2016, the Bank had undisbursed loans in process of $7,799 with fixed interest rate ranges of 3.000% - 4.625% and $5,554 with fixed interest rate ranges of 3.250% - 4.500%, respectively. Lines of Credit Lines of credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Lines of credit generally have fixed expiration dates. Since a portion of the line may expire without being drawn upon, the total unused lines do not necessarily represent future cash requirements. Each customer’s creditworthiness is evaluated on a case-by-case basis. The amount of collateral obtained, if deemed necessary, is based on management’s credit evaluation of the counterparty. Collateral held varies but may include accounts receivable, inventory, property, plant and equipment, commercial real estate and residential real estate. Management uses the same credit policies in granting lines of credit as it does for on-balance-sheet instruments. Lines of credit at June 30, 2017 and December 31, 2016 were as follows: June 30, 2017 December 31, 2016 (In thousands) Unused lines of credit $ 2,702 $ 1,699 Unused home equity lines 10,530 10,000 Total commitments $ 13,232 $ 11,699

Recent Accounting Pronouncement

Recent Accounting Pronouncements	6 Months Ended
	Jun. 30, 2017
New Accounting Pronouncements and Changes in Accounting Principles [Abstract]
Recent Accounting Pronouncements	Note 6: Recent Accounting Pronouncements In May 2014, the FASB issued ASU No. 2014-09 "Revenue from Contracts with Customers (Topic 606). The core principle of the guidance is that an entity should recognize revenue to depict the transfer of promised goods or services to customers in an amount that reflects the consideration to which the entity expects to be entitled in exchange for those goods and services. On July 9, 2015, the FASB approved amendments deferring the effective date by one year. ASU 2014-09 is now effective for annual reporting periods beginning after December 15, 2017, including interim periods with in that reporting period. Early application is permitted but not before the original public entity effective date, i.e., annual periods beginning after December 15, 2016. In March 2016, the FASB issued final amendments (ASU No. 2016-08 and ASU No. 2016-10) to clarify the implementation guidance for principal versus agent considerations, identifying performance obligations and the accounting for licenses of intellectual property. The amendments can be applied retrospectively to each prior reporting period or retrospectively with the cumulative effect of initially applying this Update recognized at the date of initial application. In May 2016, the FASB issued final amendments (ASU No. 2016-12 and ASU 2016-11) to address narrow-scope improvements to the guidance on collectability, non-cash consideration, completed contracts at transition and to provide a practical expedient for contract modifications at transition and an accounting policy election related to the presentation of sales taxes and other similar taxes collected from customers. Additionally, the amendments included a rescission of SEC guidance because of ASU 2014-09 related to revenue and expense recognition for freight services in process, accounting for shipping and handling fees and costs, and accounting for consideration given by a vendor to a customer. In December 2016, the FASB issued final guidance (ASU 2016-20) that allows entities not to make quantitative disclosures about performance obligations in certain cases and requires entities that use any of the new or previously existing optional exemptions to expand their qualitative disclosures. It also makes 12 additional technical corrections and improvements to the new revenue standard. These amendments are effective upon the adoption of ASU 2014-09. The Bank continues to assess the guidance from the FASB and the Transition Resource Group for Revenue Recognition in determining the impact of ASU 2014-09 on its accounting and disclosures. The Bank is in its preliminary stages of evaluating the impact of these amendments, although it doesn’t expect the amendments to have a significant impact to the Bank’s financial position or results of operations. The amendments could potentially impact the accounting procedures and processes over the recognition of certain revenue sources, including, but not limited to, non-interest income. Management is currently evaluating those revenue streams that will be impacted by the amendments. The analysis includes identification of possible performance obligations and recognition principles. The financial statement impact of this new standard cannot be reasonably estimated at this time. In January 2016, the FASB issued ASU No. 2016-01 "Financial Instruments - Overall (Subtopic 825-10) - Recognition and Measurement of Financial Assets and Financial Liabilities." ASU 2016-01 is intended to improve the recognition and measurement of financial instruments by requiring equity investments to be measured at fair value with changes in fair value recognized in net income; requiring public business entities to use the exit price notion when measuring the fair value of financial instruments for disclosure purposes; requiring separate presentation of financial assets and financial liabilities by measurement category and form of financial asset on the balance sheet or the accompanying notes to the financial statements; eliminating the requirement for public business entities to disclose the method(s) and significant assumptions used to estimate the fair value that is required to be disclosed for financial instruments measured and amortized at cost on the balance sheet; and requiring a reporting organization to present separately in other comprehensive income the portion of the total change in the fair value of a liability resulting from a change in the instrument-specific credit risk when the organization has elected to measure the liability at fair value in accordance with the fair value option for financial instruments. ASU 2016-01 is effective for annual periods and interim periods within those annual periods, beginning after December 15, 2017. The amendments should be applied by means of a cumulative-effect adjustment to the balance sheet as of the beginning of the fiscal year of adoption. The amendments related to equity securities without readily determinable fair values (including disclosure requirements) should be applied prospectively to equity investments that exist as of the date of adoption. The Bank is currently evaluating the impact of these amendments, but does not expect them to have a material effect on the Bank’s financial position or results of operations since it does not have any equity securities or a valuation allowance. However, the amendments will have an impact on certain items that are disclosed at fair value that are not currently utilizing the exit price notion when measuring fair value. At this time the Bank cannot quantify the change in the fair value of such disclosures since the Bank is currently evaluating the full impact of the Update and is in the planning stages of developing appropriate procedures and processes to comply with the disclosure requirements of such amendments. The current accounting policies and procedures will be modified after the Bank has fully evaluated the standard to comply with the accounting changes mentioned above. For additional information on fair value of assets and liabilities, see Note 4. In February 2016, the FASB issued ASU No. 2016-02 "Leases (Topic 842)." ASU 2016-02 establishes a right of use model that requires a lessee to record a right of use asset and a lease liability for all leases with terms longer than 12 months. Leases will be classified as either finance or operating, with classification affecting the pattern of expense recognition in the income statement. For lessors, the guidance modifies the classification criteria and the accounting for sales-type and direct financing leases. A lease will be treated as sale if it transfers all of the risks and rewards, as well as control of the underlying asset, to the lessee. If risks and rewards are conveyed without the transfer of control, the lease is treated as a financing. If the lessor doesn't convey risks and rewards or control, an operating lease results. The amendments are effective for fiscal years beginning after December 15, 2018, including interim periods within those fiscal years for public business entities. Entities are required to use a modified retrospective approach for leases that exist or are entered into after the beginning of the earliest comparative period in the financial statements, with certain practical expedients available. Early adoption is permitted. The impact is not expected to have a material effect on the Bank’s financial position or results of operations since the Bank does not have a material amount of lease agreements. The Bank is currently in the process of fully evaluating the amendments and will subsequently implement new processes to comply with the ASU. In addition, the Bank will change its current accounting practice to comply with the amendments and such changes as mentioned above. In June 2016, the FASB issued ASU No. 2016-13, "Financial Instruments-Credit Losses (Topic 326) -Measurement of Credit Losses on Financial Instruments." The provisions of ASU 2016-13 were issued to provide financial statement users with more decision-useful information about the expected credit losses on financial instruments that are not accounted for at fair value through net income, including loans held for investment, held-to-maturity debt securities, trade and other receivables, net investment in leases and other commitments to extend credit held by a reporting entity at each reporting date. ASU 2016-13 requires that financial assets measured at amortized cost be presented at the net amount expected to be collected, through an allowance for credit losses that is deducted from the amortized cost basis. The amendments in ASU 2016-13 eliminate the probable incurred loss recognition in current GAAP and reflect an entity's current estimate of all expected credit losses. The measurement of expected credit losses is based upon historical experience, current conditions, and reasonable and supportable forecasts that affect the collectability of the financial assets. ASU 2016-13 is effective for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2019. Early adoption is permitted for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2018. The Bank is currently evaluating the impact of these amendments to the Bank’s financial position and results of operations and currently does not know or cannot reasonably quantify the impact of the adoption of the amendments as a result of the complexity and extensive changes from the amendments. The Allowance for Loan Losses (ALL) estimate is material to the Bank and given the change from an incurred loss model to a methodology that considers the credit loss over the life of the loan, there is the potential for an increase in the ALL at the adoption date. The Bank is anticipating a significant change in processes and procedures to calculate the ALL, including changes in assumptions and estimates to consider the expected credit losses over the life of the loan versus the current accounting practice that utilizes the incurred loss model. In addition, the current accounting policy and procedures for the other-than temporary impairment on available-for-sale securities will be replaced with an allowance approach. The Bank is expecting to begin developing processes during the third quarter of 2017. Management’s attention is focused on collecting historical loan loss data, loan level data, and evaluating data capabilities to ensure it is fully compliant with the amendments at adoption date. For additional information on the allowance for loan losses, see Note 2. In August 2016, the FASB issued ASU No. 2016-15 "Statement of Cash Flows (Topic 230) - Classification of Certain Cash Receipts and Cash Payments." ASU 2016-15 provides cash flow statement classification guidance for certain transactions including how the predominance principle should be applied when cash receipts and cash payments have aspects of more than one class of cash flows. The guidance is effective for public business entities for fiscal years beginning after December 15, 2017, and interim periods within those fiscal years and should be applied retrospectively. Early adoption is permitted, including adoption in an interim period. The Bank has assessed ASU 2016-15 and does not expect a significant impact on its accounting and disclosures. In November 2016, the FASB issued ASU No. 2016-18 "Statement of Cash Flows (Topic 230) – Restricted Cash." ASU 2016-18 provides amendments to cash flow statement classification and presentation to explain the change during the period in the total of cash, cash equivalents, and amounts generally described as restricted cash or restricted cash equivalents. The guidance is effective for public business entities for fiscal years beginning after December 15, 2017, and interim periods within those fiscal years and should be applied using a retrospective transition method to each period presented. Early adoption is permitted, including adoption in an interim period. The Bank has assessed ASU 2016-18 and does not expect a significant impact on its accounting and disclosures.

Plan of Conversion and Change i

Plan of Conversion and Change in Corporate Form	6 Months Ended
	Jun. 30, 2017
Plan Of Conversion And Change In Corporate Form [Abstract]
Plan of Conversion and Change in Corporate Form	Note 7: Plan of Conversion and Change in Corporate Form On March 3, 2017, the Bank’s Board of Directors adopted a Plan of Conversion (the “Plan”) to convert from an Ohio-chartered mutual savings association to an Ohio-chartered savings association (the “Conversion”). Eagle Financial Bancorp, Inc., a Maryland corporation (the “Company”), was formed to become the savings and loan holding company of the Bank upon consummation of the Conversion. The Conversion was completed on July 20, 2017. In connection with the Conversion, the Company offered shares of its common stock (the “Offering”) to eligible depositors of the Bank. The Offering resulted in the sale of 1,572,808 shares of common stock and the contribution of 40,000 shares to Eagle Savings Bank Charitable Foundation, Inc. for a total of 1,612,808 common shares issued by the Company. The total shares sold include 129,024 shares subscribed for by the Eagle Savings Bank Employee Stock Ownership Plan (“ESOP), or 8% of the total shares issued in the Conversion, including shares contributed to the charitable foundation. The purchase of shares by the ESOP was funded by a loan from the Company. The Company contributed approximately $6 million of the net proceeds of the offering to the Bank. In addition, approximately $1.3 million of the net proceeds were used to fund the loan to the employee stock ownership plan, and $5.9 million of the proceeds were retained by the Company. The cost of the Conversion and issuing the capital stock was deferred and deducted from the proceeds of the offering. Through June 30, 2017, the Bank had incurred approximately $756,000 in conversion costs, which are included in other assets on the condensed balance sheet. At the time of the Conversion, the Bank substantially restricted retained earnings by establishing a liquidation account. The liquidation account will be maintained for the benefit of eligible holders who continue to maintain their accounts at the Bank after the Conversion. The liquidation account will be reduced annually to the extent that eligible account holders have reduced their qualifying deposits. Subsequent increases will not restore an eligible account.

Nature of Operations and Summ14

Nature of Operations and Summary of Significant Accounting Policies (Policies)	6 Months Ended
	Jun. 30, 2017
Accounting Policies [Abstract]
Basis of Presentation	Basis of Presentation The accompanying condensed balance sheet of the Bank as of December 31, 2016, which has been derived from audited financial statements, and unaudited condensed financial statements of the Bank as of June 30, 2017 and for the three and six months ended June 30, 2017 and 2016, were prepared in accordance with instructions for Form 10-Q and Article 8 of Regulation S-X and, therefore, do not include information or footnotes necessary for a complete presentation of financial position, results of operations and cash flows in accounting principles generally accepted in the United States of America. Accordingly, these condensed financial statements should be read in conjunction with the financial statements and notes thereto of the Bank for the year ended December 31, 2016 included in the Registrant’s Form S-1. Reference is made to the accounting policies of the Bank described in the Notes to Financial Statements contained in the Form S-1. In the opinion of management, all adjustments (consisting only of normal recurring adjustments) which are necessary for a fair presentation of the unaudited condensed financial statements have been included to present fairly the financial position as of June 30, 2017 and the results of operations and cash flows for the three and six months ended June 30, 2017 and 2016. All interim amounts have not been audited and the results of operations for the three and six months ended June 30, 2017, herein are not necessarily indicative of the results of operations to be expected for the entire year.
Use of Estimates	Use of Estimates The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant change relate to the determination of the allowance for loan losses, valuation of real estate acquired in connection with foreclosures or in satisfaction of loans, and fair values of financial instruments.

Loans and Allowance for Loan 15

Loans and Allowance for Loan Losses (Tables)	6 Months Ended
	Jun. 30, 2017
Receivables [Abstract]
Schedule of composition of the loan portfolio	June 30, December 31, 2017 2016 (In thousands) Residential mortgage loans $ 48,923 $ 41,914 Commercial real estate and land loans 14,079 13,631 Home equity and other consumer 14,141 14,593 Residential construction loans 8,811 9,468 Residential mortgage loans, non-owner occupied 7,350 5,743 Multi-family real estate loans 1,937 2,513 Commercial loans 4,280 1,779 99,521 89,641 Net deferred loan costs 77 98 Loans in process (7,799 ) (5,554 ) Allowance for loan losses (1,229 ) (1,137 ) Net loans $ 90,570 $ 83,048
Schedule of allowance for loan losses	Six Months Ended June 30, 2017 (Unaudited) Residential Mortgage Loans Commercial Real Estate and Land Loans Home Equity and Other Consumer Residential Construction Loans Residential Mortgage Loans Non- Owner Occupied Multi- Family Real Estate Loans Commercial Loans Total (In thousands) Allowance for loan losses: Balance, beginning of year $ 166 $ 164 $ 341 $ 88 $ 175 $ 30 $ 173 $ 1,137 Provision charged to expense 31 65 (25 ) 3 45 (7 ) (27 ) 85 Losses charged off - - - - - - - - Recoveries - - - - - - 7 7 Balance, end of period $ 197 $ 229 $ 316 $ 91 $ 220 $ 23 $ 153 $ 1,229 Ending balance: individually evaluated for impairment $ 24 $ 60 $ - $ - $ 45 $ - $ 140 $ 269 Ending balance: collectively evaluated for impairment $ 173 $ 169 $ 316 $ 91 $ 175 $ 23 $ 13 $ 960 Loans: Ending balance $ 48,923 $ 14,079 $ 14,141 $ 8,811 $ 7,350 $ 1,937 $ 4,280 $ 99,521 Ending balance: individually evaluated for impairment $ 143 $ 213 $ - $ - $ 269 $ - $ 301 $ 926 Ending balance: collectively evaluated for impairment $ 48,780 $ 13,866 $ 14,141 $ 8,811 $ 7,081 $ 1,937 $ 3,979 $ 98,595 Three Months Ended June 30, 2017 (Unaudited) Residential Mortgage Loans Commercial Real Estate and Land Loans Home Equity and Other Consumer Residential Construction Loans Residential Mortgage Loans Non- Owner Occupied Multi- Family Real Estate Loans Commercial Loans Total (In thousands) Allowance for loan losses: Balance, beginning of period $ 184 $ 174 $ 335 $ 89 $ 165 $ 28 $ 175 $ 1,150 Provision charged to expense 13 55 (19 ) 2 55 (5 ) (26 ) 75 Losses charged off - - - - - - - - Recoveries - - - - - - 4 4 Balance, end of period $ 197 $ 229 $ 316 $ 91 $ 220 $ 23 $ 153 $ 1,229 Six Months Ended June 30, 2016 (Unaudited) Residential Mortgage Loans Commercial Real Estate and Land Loans Home Equity and Other Consumer Residential Construction Loans Residential Mortgage Loans Non- Owner Occupied Multi- Family Real Estate Loans Commercial Loans Total (In thousands) Allowance for loan losses: Balance, beginning of year $ 151 $ 146 $ 290 $ 39 $ 204 $ 36 $ 170 $ 1,036 Provision charged to expense (3 ) 7 1 76 (18 ) (3 ) (35 ) 25 Losses charged off - - - - (22 ) - - (22 ) Recoveries 5 - - - 6 - 35 46 Balance, end of year $ 153 $ 153 $ 291 $ 115 $ 170 $ 33 $ 170 $ 1,085 Three Months Ended June 30, 2016 (Unaudited) Residential Mortgage Loans Commercial Real Estate and Land Loans Home Equity and Other Consumer Residential Construction Loans Residential Mortgage Loans Non- Owner Occupied Multi- Family Real Estate Loans Commercial Loans Total (In thousands) Allowance for loan losses: Balance, beginning of period $ 148 $ 147 $ 307 $ 71 $ 183 $ 35 $ 159 $ 1,050 Provision charged to expense 1 6 (16 ) 44 (12 ) (2 ) (21 ) - Losses charged off - - - - (7 ) - - (7 ) Recoveries 4 - - - 6 - 32 42 Balance, end of period $ 153 $ 153 $ 291 $ 115 $ 170 $ 33 $ 170 $ 1,085 Year Ended December 31, 2016 Residential Mortgage Loans Commercial Real Estate and Land Loans Home Equity and Other Consumer Residential Construction Loans Residential Mortgage Loans Non- Owner Occupied Multi- Family Real Estate Loans Commercial Loans Total (In thousands) Allowance for loan losses: Balance, beginning of year $ 151 $ 146 $ 290 $ 39 $ 204 $ 36 $ 170 $ 1,036 Provision charged to expense 39 18 51 49 (29 ) (6 ) (39 ) 83 Losses charged off (35 ) - - - - - - (35 ) Recoveries 11 - - - - - 42 53 Balance, end of year $ 166 $ 164 $ 341 $ 88 $ 175 $ 30 $ 173 $ 1,137 Ending balance: individually evaluated for impairment $ 15 $ - $ - $ - $ 39 $ - $ 168 $ 222 Ending balance: collectively evaluated for impairment $ 151 $ 164 $ 341 $ 88 $ 136 $ 30 $ 5 $ 915 Loans: Ending balance $ 41,914 $ 13,631 $ 14,593 $ 9,468 $ 5,743 $ 2,513 $ 1,779 $ 89,641 Ending balance: individually evaluated for impairment $ 145 $ 207 $ - $ - $ 319 $ 4 $ 330 $ 1,005 Ending balance: collectively evaluated for impairment $ 41,769 $ 13,424 $ 14,593 $ 9,468 $ 5,424 $ 2,509 $ 1,449 $ 88,636
Schedule of credit risk profile of loan portfolio based on rating category and payment activity	June 30, 2017 (Unaudited) Residential Mortgage Loans Commercial Real Estate and Land Loans Home Equity and Other Consumer Residential Construction Loans Residential Mortgage Loans Non-Owner Occupied Multi-Family Real Estate Loans Commercial Loans Total (In thousands) Rating Satisfactory (5-8) $ 47,732 $ 13,866 $ 14,065 $ 8,811 $ 7,232 $ 1,937 $ 3,890 $ 97,533 Special mention (1) - - - - - - 89 89 Substandard (2) 1,191 213 76 - 118 - 301 1,899 Doubtful (3) - - - - - - - - Loss (4) - - - - - - - - Total $ 48,923 $ 14,079 $ 14,141 $ 8,811 $ 7,350 $ 1,937 $ 4,280 $ 99,521 December 31, 2016 Residential Mortgage Loans Commercial Real Estate and Land Loans Home Equity and Other Consumer Residential Construction Loans Residential Mortgage Loans Non-Owner Occupied Multi-Family Real Estate Loans Commercial Loans Total (In thousands) Rating Satisfactory (5-8) $ 40,975 $ 13,424 $ 14,556 $ 9,468 $ 5,523 $ 2,509 $ 1,350 $ 87,805 Special mention (1) - - - - - - 99 99 Substandard (2) 939 207 37 - 220 4 330 1,737 Doubtful (3) - - - - - - - - Loss (4) - - - - - - - - Total $ 41,914 $ 13,631 $ 14,593 $ 9,468 $ 5,743 $ 2,513 $ 1,779 $ 89,641
Schedule of loan portfolio aging analysis of the recorded investment in loans	June 30, 2017 (Unaudited) 30-59 Days Past Due 60-89 Days Past Due 90 Days Past Due or More Total Past Due Current Total Loans Receivable Recorded Investment 90 Days and Accruing (In thousands) Residential mortgage loans $ 220 $ 261 $ 276 $ 757 $ 48,166 $ 48,923 $ - Commercial real estate and land loans - - 213 213 13,866 14,079 - Home equity and other consumer 36 - - 36 14,105 14,141 - Residential construction loans - - - - 8,811 8,811 - Residential mortgage loans, non-owner occupied - - - - 7,350 7,350 - Multi-family real estate loans - - - - 1,937 1,937 - Commercial loans - - - - 4,280 4,280 - Total $ 256 $ 261 $ 489 $ 1,006 $ 98,515 $ 99,521 $ - December 31, 2016 30-59 Days Past Due 60-89 Days Past Due 90 Days Past Due or More Total Past Due Current Total Loans Receivable Recorded Investment 90 Days and Accruing (In thousands) Residential mortgage loans $ 191 $ 278 $ - $ 469 $ 41,445 $ 41,914 $ - Commercial real estate and land loans - 207 - 207 13,424 13,631 - Home equity and other consumer 104 - 50 154 14,439 14,593 - Residential construction loans - - - - 9,468 9,468 - Residential mortgage loans, non-owner occupied - - - - 5,743 5,743 - Multi-family real estate loans - - - - 2,513 2,513 - Commercial loans - - - - 1,779 1,779 - Total $ 295 $ 485 $ 50 $ 830 $ 88,811 $ 89,641 $ -
Schedule of impaired loans	For the Three Months Ended For the Six Months Ended As of June 30, 2017 June 30, 2017 June 30, 2017 Average Average Unpaid Investment Interest Investment Interest Recorded Principal Allocated in Impaired Income in Impaired Income Balance Balance Allowance Loans Recognized Loans Recognized (In thousands) Loans without an allocated allowance: Residential mortgage loans $ - $ - $ - $ - $ - $ - $ - Commercial real estate and land loans - - - - - - - Home equity and other consumer - - - - - - - Residential construction loans - - - - - - - Residential mortgage loans, non-owner occupied - - - - - - - Multi-family real estate loans - - - - - - - Commercial loans - - - - - - - Loans with an allocated allowance: Residential mortgage loans 143 143 24 144 2 145 4 Commercial real estate and land loans 213 213 60 209 - 210 1 Home equity and other consumer - - - - - - - Residential construction loans - - - - - - - Residential mortgage loans, non-owner occupied 269 269 45 270 3 294 6 Multi-family real estate loans - - - - - - - Commercial loans 301 301 140 315 6 315 9 Total $ 926 $ 926 $ 269 $ 938 $ 11 $ 964 $ 20 For the Three Months For the Six Months As of June 30, 2016 June 30, 2016 June 30, 2016 Average Average Unpaid Investment Interest Investment Interest Recorded Principal Allocated in Impaired Income in Impaired Income Balance Balance Allowance Loans Recognized Loans Recognized (In thousands) Loans without an allocated allowance: Residential mortgage loans $ 81 $ 81 $ - $ 82 $ 1 $ 82 $ 2 Commercial real estate and land loans - - - - - - - Home equity and other consumer - - - - - - - Residential construction loans - - - - - - - Residential mortgage loans, non-owner occupied 247 247 - 252 4 261 7 Multi-family real estate loans 11 11 - 12 - 14 - Commercial loans - - - - - - - Loans with an allocated allowance: Residential mortgage loans - - - - - - - Commercial real estate and land loans - - - - - - - Home equity and other consumer - - - - - - - Residential construction loans - - - - - - - Residential mortgage loans, non-owner occupied 206 206 42 207 2 208 5 Multi-family real estate loans - - - - - - - Commercial loans 330 330 168 330 6 330 10 Total $ 875 $ 875 $ 210 $ 883 $ 13 $ 895 $ 24 As of December 31, 2016 Average Unpaid Investment Interest Recorded Principal Allocated in Impaired Income Balance Balance Allowance Loans Recognized (In thousands) Loans without an allocated allowance: Residential mortgage loans $ 80 $ 80 $ - $ 81 $ 4 Commercial real estate and land loans 207 207 - 208 7 Home equity and other consumer - - - - - Residential construction loans - - - - - Residential mortgage loans, non-owner occupied 116 116 - 219 5 Multi-family real estate loans 4 4 - 11 1 Commercial loans - - - - - Loans with an allocated allowance: Residential mortgage loans 65 65 15 66 3 Commercial real estate and land loans - - - - - Home equity and other consumer - - - - - Residential construction loans - - - - - Residential mortgage loans, non-owner occupied 203 203 39 206 9 Multi-family real estate loans - - - - - Commercial loans 330 330 168 330 17 Total $ 1,005 $ 1,005 $ 222 $ 1,121 $ 46
Schedule of nonaccrual loans	June 30, December 31, 2017 2016 (In thousands) Residential mortgage loans $ 276 $ - Commercial real estate and land loans 213 - Home equity and other consumer - 50 Residential construction loans - - Residential mortgage loans, non-owner occupied - - Multi-family real estate loans - - Commercial loans - - Total $ 489 $ 50
Schedule of summary of troubled debt restructurings	As of June 30, 2017 As of December 31, 2016 Number of Contracts Recorded Investment Number of Contracts Recorded Investment (Dollars in thousands) (Dollars in thousands) Residential mortgage loans 1 $ 79 1 $ 80 Commercial real estate and land loans - - - - Home equity and other consumer - - - - Residential construction loans - - - - Residential mortgage loans, non-owner occupied 5 268 6 319 Multi-family real estate loans - - 1 4 Commercial loans 1 301 1 330 7 $ 648 9 $ 733

Regulatory Matters (Tables)

Regulatory Matters (Tables)	6 Months Ended
	Jun. 30, 2017
Banking and Thrift [Abstract]
Schedule of actual capital amounts and ratios	Actual Minimum Capital Requirement Minimum to Be Well Capitalized Under Prompt Corrective Action Provisions 2017 Amount Ratio Amount Ratio Amount Ratio (Dollars in thousands) As of June 30, 2017: Equity $ 13,792 Allowance for loan losses 1,229 Total risk-based capital (to risk-weighted assets) $ 15,021 13.1 % $ 9,163 8.0 % $ 11,454 10.0 % Tier I capital (to risk-weighted assets) 13,792 12.0 % 6,872 6.0 % 9,163 8.0 % Common equity Tier I capital (to risk-weighted assets) 13,792 12.0 % 5,154 4.5 % 7,445 6.5 % Tier I capital (to adjusted total assets) 13,792 11.7 % 4,714 4.0 % 5,893 5.0 % 2016 Actual Minimum Capital Requirement Minimum to Be Well Capitalized Under Prompt Corrective Action Provisions Amount Ratio Amount Ratio Amount Ratio (Dollars in thousands) As of December 31, 2016: Equity $ 13,477 Allowance for loan losses 1,137 Total risk-based capital (to risk-weighted assets) $ 14,614 14.1 % $ 8,283 8.0 % $ 10,354 10.0 % Tier I capital (to risk-weighted assets) 13,477 13.0 % 6,212 6.0 % 8,283 8.0 % Common equity Tier I capital (to risk-weighted assets) 13,477 13.0 % 4,659 4.5 % 6,730 6.5 % Tier I capital (to adjusted total assets) 13,477 11.7 % 4,620 4.0 % 5,775 5.0 %

Disclosure About Fair Values 17

Disclosure About Fair Values of Assets and Liabilities (Tables)	6 Months Ended
	Jun. 30, 2017
Fair Value Disclosures [Abstract]
Schedule of fair value measurement of assets measured at fair value on a nonrecurring basis	Fair Value Measurements Using Fair Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Unobservable Inputs June 30, 2017 Value (Level 1) (Level 2) (Level 3) (In thousands) Impaired loans (collateral dependent) $ 657 $ - $ - $ 657 Fair Value Measurements Using Fair Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Unobservable Inputs December 31, 2016 Value (Level 1) (Level 2) (Level 3) (In thousands) Impaired loans (collateral dependent) $ 376 $ - $ - $ 376 Foreclosed assets held for sale 55 - - 55
Schedule of quantitative information about unobservable inputs used in nonrecurring Level 3 fair value measurements	Fair Value at Valuation 6/30/2017 Technique Unobservable Inputs Range (Dollars in thousands) Impaired loans (collateral dependent) $ 657 Market comparable properties Marketability discount 10% - 15% Fair Value at Valuation 12/31/2016 Technique Unobservable Inputs Range (Dollars in thousands) Impaired loans (collateral dependent) $ 376 Market comparable properties Marketability discount 10% - 15% Foreclosed assets held for sale 55 Market comparable properties Marketability discount 10% - 15%
Schedule of estimated fair values of financial instruments	Fair Value Measurements Using June 30, 2017 Carrying Amount Fair Value (Level 1) (Level 2) (Level 3) (In thousands) Financial Assets Cash and cash equivalents $ 20,161 $ 20,161 $ 20,161 $ - $ - Interest-bearing time deposits 99 99 99 - - Loans held for sale 6,606 6,606 - - 6,606 Loans, net of allowance for losses 90,570 92,525 - - 92,525 FHLB stock 736 736 - 736 - FHLB lender risk account receivable 3,050 3,049 - - 3,049 Interest receivable 282 282 - 282 - Financial Liabilities Deposits 112,673 112,557 69,541 43,016 - FHLB advances 17 17 - 17 - Advances from borrowers for taxes and insurance 264 264 - 264 - Interest payable 1 1 - 1 - Fair Value Measurements Using December 31, 2016 Carrying Amount Fair Value (Level 1) (Level 2) (Level 3) (In thousands) Financial Assets Cash and cash equivalents $ 19,589 $ 19,589 $ 19,589 $ - $ - Interest-bearing time deposits 346 346 346 - - Loans held for sale 2,732 2,732 - - 2,732 Loans, net of allowance for losses 83,048 84,852 - - 84,852 FHLB stock 728 728 - 728 - FHLB lender risk account receivable 2,698 2,795 - - 2,795 Interest receivable 270 270 - 270 - Financial Liabilities Deposits 100,044 99,927 58,724 41,203 - FHLB advances 28 28 - 28 - Advances from borrowers for taxes and insurance 716 716 - 716 - Interest payable 1 1 - 1 -

Commitments and Credit Risk (Ta

Commitments and Credit Risk (Tables)	6 Months Ended
	Jun. 30, 2017
Commitments and Contingencies Disclosure [Abstract]
Schedule of lines of credit	June 30, 2017 December 31, 2016 (In thousands) Unused lines of credit $ 2,702 $ 1,699 Unused home equity lines 10,530 10,000 Total commitments $ 13,232 $ 11,699

Loans and Allowance for Loan 19

Loans and Allowance for Loan Losses (Details) - USD ($) $ in Thousands	Jun. 30, 2017	Mar. 31, 2017	Dec. 31, 2016	Jun. 30, 2016	Mar. 31, 2016	Dec. 31, 2015
Loans and Leases Receivable Disclosure [Line Items]
Gross loans	$ 99,521		$ 89,641
Net deferred loan costs	77		98
Loans in process	(7,799)		(5,554)
Allowance for loan losses	(1,229)	$ (1,150)	(1,137)	$ (1,085)	$ (1,050)	$ (1,036)
Net loans	90,570		83,048
Residential | Mortgage loans
Loans and Leases Receivable Disclosure [Line Items]
Gross loans	48,923		41,914
Allowance for loan losses	(197)	(184)	(166)	(153)	(148)	(151)
Residential | Construction Loans
Loans and Leases Receivable Disclosure [Line Items]
Gross loans	8,811		9,468
Allowance for loan losses	(91)	(89)	(88)	(115)	(71)	(39)
Residential | Mortgage loans, non-owner occupied
Loans and Leases Receivable Disclosure [Line Items]
Gross loans	7,350		5,743
Allowance for loan losses	(220)	(165)	(175)	(170)	(183)	(204)
Commercial | Commercial real estate and land loans
Loans and Leases Receivable Disclosure [Line Items]
Gross loans	14,079		13,631
Allowance for loan losses	(229)	(174)	(164)	(153)	(147)	(146)
Commercial | Commercial loans
Loans and Leases Receivable Disclosure [Line Items]
Gross loans	4,280		1,779
Allowance for loan losses	(153)	(175)	(173)	(170)	(159)	(170)
Home equity and other consumer
Loans and Leases Receivable Disclosure [Line Items]
Gross loans	14,141		14,593
Allowance for loan losses	(316)	(335)	(341)	(291)	(307)	(290)
Multi-family real estate loans
Loans and Leases Receivable Disclosure [Line Items]
Gross loans	1,937		2,513
Allowance for loan losses	$ (23)	$ (28)	$ (30)	$ (33)	$ (35)	$ (36)

Loans and Allowance for Loan 20

Loans and Allowance for Loan Losses (Details 1) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended		12 Months Ended
	Jun. 30, 2017	Jun. 30, 2016	Jun. 30, 2017	Jun. 30, 2016	Dec. 31, 2016
Allowance for loan losses:
Balance, beginning of period	$ 1,150	$ 1,050	$ 1,137	$ 1,036	$ 1,036
Provision charged to expense	75		85	25	83
Losses charged off		(7)		(22)	(35)
Recoveries	4	42	7	46	53
Balance, end of period	1,229	1,085	1,229	1,085	1,137
Ending balance: individually evaluated for impairment	269		269		222
Ending balance: collectively evaluated for impairment	960		960		915
Loans:
Ending balance	99,521		99,521		89,641
Ending balance: individually evaluated for impairment	926		926		1,005
Ending balance: collectively evaluated for impairment	98,595		98,595		88,636
Residential | Mortgage Loans
Allowance for loan losses:
Balance, beginning of period	184	148	166	151	151
Provision charged to expense	13	1	31	(3)	39
Losses charged off					(35)
Recoveries		4		5	11
Balance, end of period	197	153	197	153	166
Ending balance: individually evaluated for impairment	24		24		15
Ending balance: collectively evaluated for impairment	173		173		151
Loans:
Ending balance	48,923		48,923		41,914
Ending balance: individually evaluated for impairment	143		143		145
Ending balance: collectively evaluated for impairment	48,780		48,780		41,769
Residential | Construction loans
Allowance for loan losses:
Balance, beginning of period	89	71	88	39	39
Provision charged to expense	2	44	3	76	49
Losses charged off
Recoveries
Balance, end of period	91	115	91	115	88
Ending balance: individually evaluated for impairment
Ending balance: collectively evaluated for impairment	91		91		88
Loans:
Ending balance	8,811		8,811		9,468
Ending balance: individually evaluated for impairment
Ending balance: collectively evaluated for impairment	8,811		8,811		9,468
Residential | Mortgage Loans, Non-Owner Occupied
Allowance for loan losses:
Balance, beginning of period	165	183	175	204	204
Provision charged to expense	55	(12)	45	(18)	(29)
Losses charged off		(7)		(22)
Recoveries		6		6
Balance, end of period	220	170	220	170	175
Ending balance: individually evaluated for impairment	45		45		39
Ending balance: collectively evaluated for impairment	175		175		136
Loans:
Ending balance	7,350		7,350		5,743
Ending balance: individually evaluated for impairment	269		269		319
Ending balance: collectively evaluated for impairment	7,081		7,081		5,424
Commercial | Commercial Real Estate and Land Loans
Allowance for loan losses:
Balance, beginning of period	174	147	164	146	146
Provision charged to expense	55	6	65	7	18
Losses charged off
Recoveries
Balance, end of period	229	153	229	153	164
Ending balance: individually evaluated for impairment	60		60
Ending balance: collectively evaluated for impairment	169		169		164
Loans:
Ending balance	14,079		14,079		13,631
Ending balance: individually evaluated for impairment	213		213		207
Ending balance: collectively evaluated for impairment	13,866		13,866		13,424
Commercial | Commercial Loans
Allowance for loan losses:
Balance, beginning of period	175	159	173	170	170
Provision charged to expense	(26)	(21)	(27)	(35)	(39)
Losses charged off
Recoveries	4	32	7	35	42
Balance, end of period	153	170	153	170	173
Ending balance: individually evaluated for impairment	140		140		168
Ending balance: collectively evaluated for impairment	13		13		5
Loans:
Ending balance	4,280		4,280		1,779
Ending balance: individually evaluated for impairment	301		301		330
Ending balance: collectively evaluated for impairment	3,979		3,979		1,449
Home Equity and Other Consumer
Allowance for loan losses:
Balance, beginning of period	335	307	341	290	290
Provision charged to expense	(19)	(16)	(25)	1	51
Losses charged off
Recoveries
Balance, end of period	316	291	316	291	341
Ending balance: individually evaluated for impairment
Ending balance: collectively evaluated for impairment	316		316		341
Loans:
Ending balance	14,141		14,141		14,593
Ending balance: individually evaluated for impairment
Ending balance: collectively evaluated for impairment	14,141		14,141		14,593
Multi-Family Real Estate Loans
Allowance for loan losses:
Balance, beginning of period	28	35	30	36	36
Provision charged to expense	(5)	(2)	(7)	(3)	(6)
Losses charged off
Recoveries
Balance, end of period	23	$ 33	23	$ 33	30
Ending balance: individually evaluated for impairment
Ending balance: collectively evaluated for impairment	23		23		30
Loans:
Ending balance	1,937		1,937		2,513
Ending balance: individually evaluated for impairment					4
Ending balance: collectively evaluated for impairment	$ 1,937		$ 1,937		$ 2,509

Loans and Allowance for Loan 21

Loans and Allowance for Loan Losses (Details 2) - USD ($) $ in Thousands	Jun. 30, 2017	Dec. 31, 2016
Financing Receivable, Recorded Investment [Line Items]
Total Loans	$ 99,521	$ 89,641
Satisfactory
Financing Receivable, Recorded Investment [Line Items]
Total Loans	97,533	87,805
Special mention
Financing Receivable, Recorded Investment [Line Items]
Total Loans	89	99
Substandard
Financing Receivable, Recorded Investment [Line Items]
Total Loans	1,899	1,737
Doubtful
Financing Receivable, Recorded Investment [Line Items]
Total Loans
Loss
Financing Receivable, Recorded Investment [Line Items]
Total Loans
Residential | Mortgage Loans
Financing Receivable, Recorded Investment [Line Items]
Total Loans	48,923	41,914
Residential | Mortgage Loans | Satisfactory
Financing Receivable, Recorded Investment [Line Items]
Total Loans	47,732	40,975
Residential | Mortgage Loans | Special mention
Financing Receivable, Recorded Investment [Line Items]
Total Loans
Residential | Mortgage Loans | Substandard
Financing Receivable, Recorded Investment [Line Items]
Total Loans	1,191	939
Residential | Mortgage Loans | Doubtful
Financing Receivable, Recorded Investment [Line Items]
Total Loans
Residential | Mortgage Loans | Loss
Financing Receivable, Recorded Investment [Line Items]
Total Loans
Residential | Construction Loans
Financing Receivable, Recorded Investment [Line Items]
Total Loans	8,811	9,468
Residential | Construction Loans | Satisfactory
Financing Receivable, Recorded Investment [Line Items]
Total Loans	8,811	9,468
Residential | Construction Loans | Special mention
Financing Receivable, Recorded Investment [Line Items]
Total Loans
Residential | Construction Loans | Substandard
Financing Receivable, Recorded Investment [Line Items]
Total Loans
Residential | Construction Loans | Doubtful
Financing Receivable, Recorded Investment [Line Items]
Total Loans
Residential | Construction Loans | Loss
Financing Receivable, Recorded Investment [Line Items]
Total Loans
Residential | Mortgage Loans, Non-Owner Occupied
Financing Receivable, Recorded Investment [Line Items]
Total Loans	7,350	5,743
Residential | Mortgage Loans, Non-Owner Occupied | Satisfactory
Financing Receivable, Recorded Investment [Line Items]
Total Loans	7,232	5,523
Residential | Mortgage Loans, Non-Owner Occupied | Special mention
Financing Receivable, Recorded Investment [Line Items]
Total Loans
Residential | Mortgage Loans, Non-Owner Occupied | Substandard
Financing Receivable, Recorded Investment [Line Items]
Total Loans	118	220
Residential | Mortgage Loans, Non-Owner Occupied | Doubtful
Financing Receivable, Recorded Investment [Line Items]
Total Loans
Residential | Mortgage Loans, Non-Owner Occupied | Loss
Financing Receivable, Recorded Investment [Line Items]
Total Loans
Commercial | Commercial Real Estate and Land Loans
Financing Receivable, Recorded Investment [Line Items]
Total Loans	14,079	13,631
Commercial | Commercial Real Estate and Land Loans | Satisfactory
Financing Receivable, Recorded Investment [Line Items]
Total Loans	13,866	13,424
Commercial | Commercial Real Estate and Land Loans | Special mention
Financing Receivable, Recorded Investment [Line Items]
Total Loans
Commercial | Commercial Real Estate and Land Loans | Substandard
Financing Receivable, Recorded Investment [Line Items]
Total Loans	213	207
Commercial | Commercial Real Estate and Land Loans | Doubtful
Financing Receivable, Recorded Investment [Line Items]
Total Loans
Commercial | Commercial Real Estate and Land Loans | Loss
Financing Receivable, Recorded Investment [Line Items]
Total Loans
Commercial | Commercial Loans
Financing Receivable, Recorded Investment [Line Items]
Total Loans	4,280	1,779
Commercial | Commercial Loans | Satisfactory
Financing Receivable, Recorded Investment [Line Items]
Total Loans	3,890	1,350
Commercial | Commercial Loans | Special mention
Financing Receivable, Recorded Investment [Line Items]
Total Loans	89	99
Commercial | Commercial Loans | Substandard
Financing Receivable, Recorded Investment [Line Items]
Total Loans	301	330
Commercial | Commercial Loans | Doubtful
Financing Receivable, Recorded Investment [Line Items]
Total Loans
Commercial | Commercial Loans | Loss
Financing Receivable, Recorded Investment [Line Items]
Total Loans
Home Equity and Other Consumer
Financing Receivable, Recorded Investment [Line Items]
Total Loans	14,141	14,593
Home Equity and Other Consumer | Satisfactory
Financing Receivable, Recorded Investment [Line Items]
Total Loans	14,065	14,556
Home Equity and Other Consumer | Special mention
Financing Receivable, Recorded Investment [Line Items]
Total Loans
Home Equity and Other Consumer | Substandard
Financing Receivable, Recorded Investment [Line Items]
Total Loans	76	37
Home Equity and Other Consumer | Doubtful
Financing Receivable, Recorded Investment [Line Items]
Total Loans
Home Equity and Other Consumer | Loss
Financing Receivable, Recorded Investment [Line Items]
Total Loans
Multi-Family Real Estate Loans
Financing Receivable, Recorded Investment [Line Items]
Total Loans	1,937	2,513
Multi-Family Real Estate Loans | Satisfactory
Financing Receivable, Recorded Investment [Line Items]
Total Loans	1,937	2,509
Multi-Family Real Estate Loans | Special mention
Financing Receivable, Recorded Investment [Line Items]
Total Loans
Multi-Family Real Estate Loans | Substandard
Financing Receivable, Recorded Investment [Line Items]
Total Loans		4
Multi-Family Real Estate Loans | Doubtful
Financing Receivable, Recorded Investment [Line Items]
Total Loans
Multi-Family Real Estate Loans | Loss
Financing Receivable, Recorded Investment [Line Items]
Total Loans

Loans and Allowance for Loan 22

Loans and Allowance for Loan Losses (Details 3) - USD ($) $ in Thousands	Jun. 30, 2017	Dec. 31, 2016
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	$ 1,006	$ 830
Current	98,515	88,811
Total Loans Receivable	99,521	89,641
Recorded Investment 90 Days and Accruing
30-59 Days Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	256	295
60-89 Days Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	261	485
90 Days Past Due or More
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	489	50
Residential | Mortgage loans
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	757	469
Current	48,166	41,445
Total Loans Receivable	48,923	41,914
Recorded Investment 90 Days and Accruing
Residential | Mortgage loans | 30-59 Days Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	220	191
Residential | Mortgage loans | 60-89 Days Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	261	278
Residential | Mortgage loans | 90 Days Past Due or More
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	276
Residential | Construction loans
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
Current	8,811	9,468
Total Loans Receivable	8,811	9,468
Recorded Investment 90 Days and Accruing
Residential | Construction loans | 30-59 Days Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
Residential | Construction loans | 60-89 Days Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
Residential | Construction loans | 90 Days Past Due or More
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
Residential | Mortgage loans, non-owner occupied
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
Current	7,350	5,743
Total Loans Receivable	7,350	5,743
Recorded Investment 90 Days and Accruing
Residential | Mortgage loans, non-owner occupied | 30-59 Days Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
Residential | Mortgage loans, non-owner occupied | 60-89 Days Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
Residential | Mortgage loans, non-owner occupied | 90 Days Past Due or More
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
Commercial | Commercial real estate and land loans
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	213	207
Current	13,866	13,424
Total Loans Receivable	14,079	13,631
Recorded Investment 90 Days and Accruing
Commercial | Commercial real estate and land loans | 30-59 Days Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
Commercial | Commercial real estate and land loans | 60-89 Days Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		207
Commercial | Commercial real estate and land loans | 90 Days Past Due or More
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	213
Commercial | Commercial loans
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
Current	4,280	1,779
Total Loans Receivable	4,280	1,779
Recorded Investment 90 Days and Accruing
Commercial | Commercial loans | 30-59 Days Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
Commercial | Commercial loans | 60-89 Days Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
Commercial | Commercial loans | 90 Days Past Due or More
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
Home equity and other consumer
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	36	154
Current	14,105	14,439
Total Loans Receivable	14,141	14,593
Recorded Investment 90 Days and Accruing
Home equity and other consumer | 30-59 Days Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	36	104
Home equity and other consumer | 60-89 Days Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
Home equity and other consumer | 90 Days Past Due or More
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		50
Multi-family real estate loans
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
Current	1,937	2,513
Total Loans Receivable	1,937	2,513
Recorded Investment 90 Days and Accruing
Multi-family real estate loans | 30-59 Days Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
Multi-family real estate loans | 60-89 Days Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
Multi-family real estate loans | 90 Days Past Due or More
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due

Loans and Allowance for Loan 23

Loans and Allowance for Loan Losses (Details 4) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended		12 Months Ended
	Jun. 30, 2017	Jun. 30, 2016	Jun. 30, 2017	Jun. 30, 2016	Dec. 31, 2016
Loans with an allocated allowance:
Recorded Balance Total	$ 926	$ 875	$ 926	$ 875	$ 1,005
Unpaid Principal Balance Total	926	875	926	875	1,005
Allocated Allowance Total	269	210	269	210	222
Average Investment in Impaired Loans Total	938	883	964	895	1,121
Interest Income Recognized Total	11	13	20	24	46
Residential | Mortgage loans
Loans without an allocated allowance:
Recorded Balance		81		81	80
Unpaid Principal Balance		81		81	80
Average Investment in Impaired Loans		82		82	81
Interest Income Recognized		1		2	4
Loans with an allocated allowance:
Recorded Balance	143		143		65
Unpaid Principal Balance	143		143		65
Average Investment in Impaired Loans	144		145		66
Interest Income Recognized	2		4		3
Allocated Allowance Total	24		24		15
Residential | Construction loans
Loans without an allocated allowance:
Recorded Balance
Unpaid Principal Balance
Average Investment in Impaired Loans
Interest Income Recognized
Loans with an allocated allowance:
Recorded Balance
Unpaid Principal Balance
Average Investment in Impaired Loans
Interest Income Recognized
Allocated Allowance Total
Residential | Mortgage loans, non-owner occupied
Loans without an allocated allowance:
Recorded Balance		247		247	116
Unpaid Principal Balance		247		247	116
Average Investment in Impaired Loans		252		261	219
Interest Income Recognized		4		7	5
Loans with an allocated allowance:
Recorded Balance	269	206	269	206	203
Unpaid Principal Balance	269	206	269	206	203
Average Investment in Impaired Loans	270	207	294	208	206
Interest Income Recognized	3	2	6	5	9
Allocated Allowance Total	45	42	45	42	39
Commercial | Commercial real estate and land loans
Loans without an allocated allowance:
Recorded Balance					207
Unpaid Principal Balance					207
Average Investment in Impaired Loans					208
Interest Income Recognized					7
Loans with an allocated allowance:
Recorded Balance	213		213
Unpaid Principal Balance	213		213
Average Investment in Impaired Loans	209		210
Interest Income Recognized			1
Allocated Allowance Total	60		60
Commercial | Commercial loans
Loans without an allocated allowance:
Recorded Balance
Unpaid Principal Balance
Average Investment in Impaired Loans
Interest Income Recognized
Loans with an allocated allowance:
Recorded Balance	301	330	301	330	330
Unpaid Principal Balance	301	330	301	330	330
Average Investment in Impaired Loans	315	330	315	330	330
Interest Income Recognized	6	6	9	10	17
Allocated Allowance Total	$ 140	168	$ 140	168	168
Home equity and other consumer
Loans without an allocated allowance:
Recorded Balance
Unpaid Principal Balance
Average Investment in Impaired Loans
Interest Income Recognized
Loans with an allocated allowance:
Recorded Balance
Unpaid Principal Balance
Average Investment in Impaired Loans
Interest Income Recognized
Allocated Allowance Total
Multi-family real estate loans
Loans without an allocated allowance:
Recorded Balance		11		11	4
Unpaid Principal Balance		11		11	4
Average Investment in Impaired Loans		12		14	11
Interest Income Recognized					1
Loans with an allocated allowance:
Recorded Balance
Unpaid Principal Balance
Average Investment in Impaired Loans
Interest Income Recognized
Allocated Allowance Total

Loans and Allowance for Loan 24

Loans and Allowance for Loan Losses (Details 5) - USD ($) $ in Thousands	Jun. 30, 2017	Dec. 31, 2016
Financing Receivable, Modifications [Line Items]
Nonaccrual loans, Total	$ 489	$ 50
Residential | Mortgage loans
Financing Receivable, Modifications [Line Items]
Nonaccrual loans, Total	276
Residential | Construction loans
Financing Receivable, Modifications [Line Items]
Nonaccrual loans, Total
Residential | Mortgage loans, non-owner occupied
Financing Receivable, Modifications [Line Items]
Nonaccrual loans, Total
Commercial | Commercial real estate and land loans
Financing Receivable, Modifications [Line Items]
Nonaccrual loans, Total	213
Commercial | Commercial loans
Financing Receivable, Modifications [Line Items]
Nonaccrual loans, Total
Home equity and other consumer
Financing Receivable, Modifications [Line Items]
Nonaccrual loans, Total		50
Multi-family real estate loans
Financing Receivable, Modifications [Line Items]
Nonaccrual loans, Total

Loans and Allowance for Loan 25

Loans and Allowance for Loan Losses (Details 6) $ in Thousands	3 Months Ended	6 Months Ended	12 Months Ended
	Jun. 30, 2017USD ($)Contracts	Jun. 30, 2017USD ($)Contracts	Dec. 31, 2016USD ($)Contracts
Financing Receivable, Modifications [Line Items]
Number of Contracts | Contracts	7	7	9
Recorded Investment | $	$ 648	$ 648	$ 733
Residential | Mortgage loans
Financing Receivable, Modifications [Line Items]
Number of Contracts | Contracts	1	1	1
Recorded Investment | $	$ 79	$ 79	$ 80
Residential | Construction loans
Financing Receivable, Modifications [Line Items]
Number of Contracts | Contracts
Recorded Investment | $
Residential | Mortgage loans, non-owner occupied
Financing Receivable, Modifications [Line Items]
Number of Contracts | Contracts	5	5	6
Recorded Investment | $	$ 268	$ 268	$ 319
Commercial | Commercial real estate and land loans
Financing Receivable, Modifications [Line Items]
Number of Contracts | Contracts
Recorded Investment | $
Commercial | Commercial loans
Financing Receivable, Modifications [Line Items]
Number of Contracts | Contracts	1	1	1
Recorded Investment | $	$ 301	$ 301	$ 330
Home equity and other consumer
Financing Receivable, Modifications [Line Items]
Number of Contracts | Contracts
Recorded Investment | $
Multi-family real estate loans
Financing Receivable, Modifications [Line Items]
Number of Contracts | Contracts			1
Recorded Investment | $			$ 4

Loans and Allowance for Loan 26

Loans and Allowance for Loan Losses (Detail Textuals) $ in Thousands	3 Months Ended	6 Months Ended	12 Months Ended
	Jun. 30, 2017USD ($)Contracts	Jun. 30, 2017USD ($)ContractsLoan	Dec. 31, 2016USD ($)ContractsLoanPlot
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans serviced for the benefit of others	$ 1,681	$ 1,681	$ 1,930
Number of loans | Contracts	7	7	9
Total troubled debt restructurings	$ 648	$ 648	$ 733
Remaining troubled debt restructurings	301	301	334
Foreclosed real estate held for sale, net			$ 55
Number of plots in foreclosed real estate | Plot			2
Residential | Mortgage loans and non-owner occupied loans
Financing Receivable, Recorded Investment, Past Due [Line Items]
Number of loans | Loan		6	7
Total troubled debt restructurings	347	$ 347	$ 399
Troubled debt restructurings with the largest totaling	$ 199	$ 199	$ 203
Commercial | Commercial loans
Financing Receivable, Recorded Investment, Past Due [Line Items]
Number of loans | Contracts	1	1	1
Total troubled debt restructurings	$ 301	$ 301	$ 334
Troubled debt restructurings with the largest totaling	$ 301	$ 301	$ 330
Multi-family real estate loans
Financing Receivable, Recorded Investment, Past Due [Line Items]
Number of loans | Contracts			1
Total troubled debt restructurings			$ 4

Regulatory Matters (Details)

Regulatory Matters (Details) - USD ($) $ in Thousands	Jun. 30, 2017	Mar. 31, 2017	Dec. 31, 2016	Jun. 30, 2016	Mar. 31, 2016	Dec. 31, 2015
Banking and Thrift [Abstract]
Equity	$ 13,792		$ 13,477	$ 12,944		$ 12,017
Allowance for loan losses	1,229	$ 1,150	1,137	$ 1,085	$ 1,050	$ 1,036
Total Capital (to Risk Weighted Assets) Actual Amount	$ 15,021		$ 14,614
Total Capital (to Risk Weighted Assets) Actual Ratio	13.10%		14.10%
Total Capital (to Risk Weighted Assets) Minimum Required for Capital Adequacy Purposes Amount	$ 9,163		$ 8,283
Total Capital (to Risk Weighted Assets) Minimum Required for Capital Adequacy Purposes Ratio	8.00%		8.00%
Total Capital (to Risk Weighted Assets) To Be Well Capitalized Under Prompt Corrective Action Amount	$ 11,454		$ 10,354
Total Capital (to Risk Weighted Assets) To Be Well Capitalized Under Prompt Corrective Action Ratio	10.00%		10.00%
Tier I Capital (to Risk Weighted Assets) Actual Amount	$ 13,792		$ 13,477
Tier I Capital (to Risk Weighted Assets) Actual Ratio	12.00%		13.00%
Tier I Capital (to Risk Weighted Assets) Minimum Required for Capital Adequacy Purposes Amount	$ 6,872		$ 6,212
Tier I Capital (to Risk Weighted Assets) Minimum Required for Capital Adequacy Purposes Ratio	6.00%		6.00%
Tier I Capital (to Risk Weighted Assets) To Be Well Capitalized Under Prompt Corrective Action Amount	$ 9,163		$ 8,283
Tier I Capital (to Risk Weighted Assets) To Be Well Capitalized Under Prompt Corrective Action Ratio	8.00%		8.00%
Common Equity Tier I Capital (to Risk Weighted Assets) Actual Amount	$ 13,792		$ 13,477
Common Equity Tier I Capital (to Risk Weighted Assets) Actual Ratio	12.00%		13.00%
Common Equity Tier I Capital (to Risk Weighted Assets) Minimum Required for Capital Adequacy Purposes Amount	$ 5,154		$ 4,659
Common Equity Tier I Capital (to Risk Weighted Assets) Minimum Required for Capital Adequacy Purposes Ratio	4.50%		4.50%
Common Equity Tier I Capital (to Risk Weighted Assets) To Be Well Capitalized Under Prompt Corrective Action Amount	$ 7,445		$ 6,730
Common Equity Tier I Capital (to Risk Weighted Assets) To Be Well Capitalized Under Prompt Corrective Action Ratio	6.50%		6.50%
Tier I Leverage Capital (to Average Assets) Actual Amount	$ 13,792		$ 13,477
Tier I Leverage Capital (to Average Assets) Actual Ratio	11.70%		11.70%
Tier I Leverage Capital (to Average Assets) Minimum Required for Capital Adequacy Purposes Amount	$ 4,714		$ 4,620
Tier I Leverage Capital (to Average Assets) Minimum Required for Capital Adequacy Purposes Ratio	4.00%		4.00%
Tier I Leverage Capital (to Average Assets) To Be Well Capitalized Under Prompt Corrective Action Amount	$ 5,893		$ 5,775
Tier I Leverage Capital (to Average Assets) To Be Well Capitalized Under Prompt Corrective Action Ratio	5.00%		5.00%

Regulatory Matters (Detail Text

Regulatory Matters (Detail Textuals)	6 Months Ended
	Jun. 30, 2017
Banking and Thrift [Abstract]
Percentage Of Capital Conservation Buffer Requirement Of Risk Weighted Assets	0.625%
Increased Capital Conservation Buffer Requirement Of Risk Weighted Asset	2.50%

Disclosure About Fair Values 29

Disclosure About Fair Values of Assets and Liabilities (Details) - Fair Value, Measurements, Nonrecurring - Fair Value - USD ($) $ in Thousands	Jun. 30, 2017	Dec. 31, 2016
Impaired loans (collateral dependent)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	$ 657	$ 376
Foreclosed assets held for sale
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value		55
Level 1 | Impaired loans (collateral dependent)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value
Level 1 | Foreclosed assets held for sale
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value
Level 2 | Impaired loans (collateral dependent)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value
Level 2 | Foreclosed assets held for sale
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value
Level 3 | Impaired loans (collateral dependent)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	$ 657	376
Level 3 | Foreclosed assets held for sale
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value		$ 55

Disclosure About Fair Values 30

Disclosure About Fair Values of Assets and Liabilities (Details 1) - Fair Value, Measurements, Nonrecurring - Fair Value - USD ($) $ in Thousands	6 Months Ended	12 Months Ended
	Jun. 30, 2017	Dec. 31, 2016
Impaired loans (collateral dependent)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	$ 657	$ 376
Foreclosed assets held for sale
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value		55
Level 3 | Impaired loans (collateral dependent)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	$ 657	$ 376
Valuation Technique	Market comparable properties	Market comparable properties
Unobservable Inputs	Marketability discount	Marketability discount
Level 3 | Impaired loans (collateral dependent) | Minimum
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Marketability discount rate	10.00%	10.00%
Level 3 | Impaired loans (collateral dependent) | Maximum
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Marketability discount rate	15.00%	15.00%
Level 3 | Foreclosed assets held for sale
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value		$ 55
Valuation Technique		Market comparable properties
Unobservable Inputs		Marketability discount
Level 3 | Foreclosed assets held for sale | Minimum
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Marketability discount rate		10.00%
Level 3 | Foreclosed assets held for sale | Maximum
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Marketability discount rate		15.00%

Disclosure About Fair Values 31

Disclosure About Fair Values of Assets and Liabilities (Details 2) - USD ($) $ in Thousands	Jun. 30, 2017	Dec. 31, 2016
Carrying Amount
Financial Assets
Cash and cash equivalents	$ 20,161	$ 19,589
Interest-bearing time deposits	99	346
Loans held for sale	6,606	2,732
Loans, net of allowance for losses	90,570	83,048
FHLB stock	736	728
FHLB lender risk account receivable	3,050	2,698
Interest receivable	282	270
Financial Liabilities
Deposits	112,673	100,044
FHLB advances	17	28
Advances from borrowers for taxes and insurance	264	716
Interest payable	1	1
Fair Value
Financial Assets
Cash and cash equivalents	20,161	19,589
Interest-bearing time deposits	99	346
Loans held for sale	6,606	2,732
Loans, net of allowance for losses	92,525	84,852
FHLB stock	736	728
FHLB lender risk account receivable	3,049	2,795
Interest receivable	282	270
Financial Liabilities
Deposits	112,557	99,927
FHLB advances	17	28
Advances from borrowers for taxes and insurance	264	716
Interest payable	1	1
Level 1 | Fair Value
Financial Assets
Cash and cash equivalents	20,161	19,589
Interest-bearing time deposits	99	346
Loans held for sale
Loans, net of allowance for losses
FHLB stock
FHLB lender risk account receivable
Interest receivable
Financial Liabilities
Deposits	69,541	58,724
FHLB advances
Advances from borrowers for taxes and insurance
Interest payable
Level 2 | Fair Value
Financial Assets
Cash and cash equivalents
Interest-bearing time deposits
Loans held for sale
Loans, net of allowance for losses
FHLB stock	736	728
FHLB lender risk account receivable
Interest receivable	282	270
Financial Liabilities
Deposits	43,016	41,203
FHLB advances	17	28
Advances from borrowers for taxes and insurance	264	716
Interest payable	1	1
Level 3 | Fair Value
Financial Assets
Cash and cash equivalents
Interest-bearing time deposits
Loans held for sale	6,606	2,732
Loans, net of allowance for losses	92,525	84,852
FHLB stock
FHLB lender risk account receivable	3,049	2,795
Interest receivable
Financial Liabilities
Deposits
FHLB advances
Advances from borrowers for taxes and insurance
Interest payable

Disclosure About Fair Values 32

Disclosure About Fair Values of Assets and Liabilities (Detail Textuals) - USD ($) $ in Thousands	6 Months Ended	12 Months Ended
	Jun. 30, 2017	Dec. 31, 2016
Impaired loans (collateral dependent)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value adjustments, allocated allowances and charge-offs	$ 47	$ 18
Foreclosed assets held for sale
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value adjustments, allocated allowances and charge-offs	$ 47	$ 18

Commitments and Credit Risk (De

Commitments and Credit Risk (Details) - USD ($) $ in Thousands	Jun. 30, 2017	Dec. 31, 2016
Line of Credit Facility [Line Items]
Total commitments	$ 13,232	$ 11,699
Unused lines of credit
Line of Credit Facility [Line Items]
Total commitments	2,702	1,699
Unused home equity lines
Line of Credit Facility [Line Items]
Total commitments	$ 10,530	$ 10,000

Commitments and Credit Risk (34

Commitments and Credit Risk (Detail Textuals) - USD ($) $ in Thousands	Jun. 30, 2017	Dec. 31, 2016
Other Commitments [Line Items]
Undisbursed loans in process	$ 7,799	$ 5,554
Minimum
Other Commitments [Line Items]
Loans approved but not yet originated with fixed interest rate percentage	3.00%	3.25%
Maximum
Other Commitments [Line Items]
Loans approved but not yet originated with fixed interest rate percentage	4.625%	4.50%
Residential real estate | One-to four-family
Other Commitments [Line Items]
Loans approved but not yet originated with fixed interest rate	$ 410	$ 436
Undisbursed loans in process	$ 7,799	$ 5,554
Loans approved but not yet originated with variable interest rate percentage	3.00%
Residential real estate | One-to four-family | Minimum
Other Commitments [Line Items]
Loans approved but not yet originated with fixed interest rate percentage		3.875%
Residential real estate | One-to four-family | Maximum
Other Commitments [Line Items]
Loans approved but not yet originated with fixed interest rate percentage		4.125%

Plan of Conversion and Change35

Plan of Conversion and Change in Corporate Form (Detail Textuals)	Mar. 03, 2017USD ($)shares
Conversion of Stock [Line Items]
Number of shares issued in connection with conversion | shares	1,612,808
Plan of Conversion (the "Plan")
Conversion of Stock [Line Items]
Number of shares issued in connection with conversion | shares	1,572,808
Shares issued during period to employee stock ownership plan | shares	129,024
Stock conversion cost | $	$ 756,000
Maximum subscription percentage of common stock for employee stock ownership plan	8.00%
Company contribution towards offering | $	$ 6,000,000
Proceeds used to fund loan to employee stock ownership plan | $	1,300,000
Proceeds retained by Company | $	$ 5,900,000
Plan of Conversion (the "Plan") | Ohio-chartered savings association (the "Conversion")
Conversion of Stock [Line Items]
Number of shares issued to charitable organization | shares	40,000