COLUMN 1 | COLUMN 2 | COLUMN 3 | COLUMN 4 | COLUMN 5 | COLUMN 6 | COLUMN 7 | COLUMN 8 |
| | | VALUE | SHRS OR | SH/ | PUT/ | INVESTMENT | OTHER | VOTING AUTHORITY |
NAME OF ISSUER | TITLE OF CLASS | CUSIP | (x$1000) | PRN AMT | PRN | CALL | DISCRETION | MANAGER | SOLE | SHARED | NONE |
ISHARES TR | S&P SML 600 GWT | 464287887 | 299 | 2,300 | SH | | SOLE | 0 | 0 | 0 | 2,300 |
ISHARES TR | CORE S&P500 ETF | 464287200 | 2,568 | 5,960 | SH | | SOLE | 0 | 0 | 0 | 5,960 |
ISHARES TR | RUS 1000 GRW ETF | 464287614 | 926 | 3,379 | SH | | SOLE | 0 | 0 | 0 | 3,379 |
ISHARES TR | CORE S&P US GWT | 464287671 | 477 | 4,657 | SH | | SOLE | 0 | 0 | 0 | 4,657 |
BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 | 755 | 2,766 | SH | | SOLE | 0 | 0 | 0 | 2,766 |
ABBOTT LABS | COM | 002824100 | 543 | 4,600 | SH | | SOLE | 0 | 0 | 0 | 4,600 |
BEST BUY INC | COM | 086516101 | 202 | 1,912 | SH | | SOLE | 0 | 0 | 0 | 1,912 |
QUALCOMM INC | COM | 747525103 | 340 | 2,636 | SH | | SOLE | 0 | 0 | 0 | 2,636 |
DISNEY WALT CO | COM | 254687106 | 634 | 3,748 | SH | | SOLE | 0 | 0 | 0 | 3,748 |
JOHNSON & JOHNSON | COM | 478160104 | 901 | 5,576 | SH | | SOLE | 0 | 0 | 0 | 5,576 |
CHEVRON CORP NEW | COM | 166764100 | 991 | 9,767 | SH | | SOLE | 0 | 0 | 0 | 9,767 |
MICROSOFT CORP | COM | 594918104 | 1,103 | 3,913 | SH | | SOLE | 0 | 0 | 0 | 3,913 |
PEPSICO INC | COM | 713448108 | 382 | 2,540 | SH | | SOLE | 0 | 0 | 0 | 2,540 |
SPDR SER TR | PRTFLO S&P500 GW | 78464A409 | 40,162 | 627,341 | SH | | SOLE | 0 | 0 | 0 | 627,341 |
SELECT SECTOR SPDR TR | TECHNOLOGY | 81369Y803 | 718 | 4,807 | SH | | SOLE | 0 | 0 | 0 | 4,807 |
BK OF AMERICA CORP | COM | 060505104 | 271 | 6,383 | SH | | SOLE | 0 | 0 | 0 | 6,383 |
EXXON MOBIL CORP | COM | 30231G102 | 866 | 14,725 | SH | | SOLE | 0 | 0 | 0 | 14,725 |
UNION PAC CORP | COM | 907818108 | 510 | 2,600 | SH | | SOLE | 0 | 0 | 0 | 2,600 |
TEXAS INSTRS INC | COM | 882508104 | 308 | 1,600 | SH | | SOLE | 0 | 0 | 0 | 1,600 |
TARGET CORP | COM | 87612E106 | 280 | 1,226 | SH | | SOLE | 0 | 0 | 0 | 1,226 |
DANAHER CORPORATION | COM | 235851102 | 381 | 1,250 | SH | | SOLE | 0 | 0 | 0 | 1,250 |
GOLDMAN SACHS GROUP INC | COM | 38141G104 | 435 | 1,151 | SH | | SOLE | 0 | 0 | 0 | 1,151 |
MCDONALDS CORP | COM | 580135101 | 615 | 2,551 | SH | | SOLE | 0 | 0 | 0 | 2,551 |
JPMORGAN CHASE & CO | COM | 46625H100 | 489 | 2,987 | SH | | SOLE | 0 | 0 | 0 | 2,987 |
ISHARES TR | IBOXX INV CP ETF | 464287242 | 230 | 1,730 | SH | | SOLE | 0 | 0 | 0 | 1,730 |
SOUTHWEST AIRLS CO | COM | 844741108 | 355 | 6,903 | SH | | SOLE | 0 | 0 | 0 | 6,903 |
PIONEER NAT RES CO | COM | 723787107 | 318 | 1,912 | SH | | SOLE | 0 | 0 | 0 | 1,912 |
COMCAST CORP NEW | CL A | 20030N101 | 216 | 3,862 | SH | | SOLE | 0 | 0 | 0 | 3,862 |
CONOCOPHILLIPS | COM | 20825C104 | 376 | 5,550 | SH | | SOLE | 0 | 0 | 0 | 5,550 |
APPLE INC | COM | 037833100 | 904 | 6,388 | SH | | SOLE | 0 | 0 | 0 | 6,388 |
AMERICAN AIRLS GROUP INC | COM | 02376R102 | 317 | 15,430 | SH | | SOLE | 0 | 0 | 0 | 15,430 |
BLACKROCK MUNIYIELD FD INC | COM | 09253W104 | 200 | 13,444 | SH | | SOLE | 0 | 0 | 0 | 13,444 |
SPDR SER TR | PRTFLO S&P500 VL | 78464A508 | 13,792 | 353,641 | SH | | SOLE | 0 | 0 | 0 | 353,641 |
EASTMAN CHEM CO | COM | 277432100 | 232 | 2,301 | SH | | SOLE | 0 | 0 | 0 | 2,301 |
EOG RES INC | COM | 26875P101 | 935 | 11,651 | SH | | SOLE | 0 | 0 | 0 | 11,651 |
VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 | 1,517 | 30,327 | SH | | SOLE | 0 | 0 | 0 | 30,327 |
NETFLIX INC | COM | 64110L106 | 421 | 689 | SH | | SOLE | 0 | 0 | 0 | 689 |
ISHARES TR | CORE US AGGBD ET | 464287226 | 1,524 | 13,268 | SH | | SOLE | 0 | 0 | 0 | 13,268 |
DWS MUN INCOME TR | COM | 233368109 | 524 | 44,021 | SH | | SOLE | 0 | 0 | 0 | 44,021 |
DARDEN RESTAURANTS INC | COM | 237194105 | 465 | 3,067 | SH | | SOLE | 0 | 0 | 0 | 3,067 |
UDR INC | COM | 902653104 | 532 | 10,050 | SH | | SOLE | 0 | 0 | 0 | 10,050 |
MFS HIGH INCOME MUN TR | SH BEN INT | 59318D104 | 132 | 25,163 | SH | | SOLE | 0 | 0 | 0 | 25,163 |
BNY MELLON STRATEGIC MUNS IN | COM | 05588W108 | 463 | 53,203 | SH | | SOLE | 0 | 0 | 0 | 53,203 |
PIONEER MUNICIPAL HIGH INCOM | COM SHS | 723763108 | 930 | 76,674 | SH | | SOLE | 0 | 0 | 0 | 76,674 |
ALPHABET INC | CAP STK CL A | 02079K305 | 1,176 | 440 | SH | | SOLE | 0 | 0 | 0 | 440 |
VANGUARD INDEX FDS | VALUE ETF | 922908744 | 12,619 | 93,218 | SH | | SOLE | 0 | 0 | 0 | 93,218 |
VANGUARD INDEX FDS | SM CP VAL ETF | 922908611 | 6,690 | 39,526 | SH | | SOLE | 0 | 0 | 0 | 39,526 |
PIMCO NEW YORK MUN INCOME FD | COM | 72201E105 | 104 | 10,125 | SH | | SOLE | 0 | 0 | 0 | 10,125 |
MFS HIGH YIELD MUN TR | SH BEN INT | 59318E102 | 351 | 76,383 | SH | | SOLE | 0 | 0 | 0 | 76,383 |
NUVEEN AMT FREE MUN CR INC F | COM | 67071L106 | 391 | 22,782 | SH | | SOLE | 0 | 0 | 0 | 22,782 |
MFS MUN INCOME TR | SH BEN INT | 552738106 | 532 | 76,065 | SH | | SOLE | 0 | 0 | 0 | 76,065 |
WESTERN ASSET MANAGED MUNS F | COM | 95766M105 | 1,573 | 117,901 | SH | | SOLE | 0 | 0 | 0 | 117,901 |
NUVEEN QUALITY MUNCP INCOME | COM | 67066V101 | 690 | 44,155 | SH | | SOLE | 0 | 0 | 0 | 44,155 |
PIONEER MUNICIPAL HIGH INCOM | COM | 723762100 | 438 | 37,732 | SH | | SOLE | 0 | 0 | 0 | 37,732 |
VANGUARD INDEX FDS | SML CP GRW ETF | 922908595 | 5,859 | 20,913 | SH | | SOLE | 0 | 0 | 0 | 20,913 |
ISHARES GOLD TR | ISHARES NEW | 464285204 | 363 | 10,856 | SH | | SOLE | 0 | 0 | 0 | 10,856 |
BLACKROCK MUNIVEST FD II INC | COM | 09253T101 | 240 | 15,758 | SH | | SOLE | 0 | 0 | 0 | 15,758 |
WESTERN ASSET MUN PARTNERS F | COM | 95766P108 | 694 | 44,295 | SH | | SOLE | 0 | 0 | 0 | 44,295 |
PIMCO CALIF MUN INCOME FD II | COM | 72201C109 | 152 | 13,807 | SH | | SOLE | 0 | 0 | 0 | 13,807 |
BLACKROCK MUNIYIELD CALIF FD | COM | 09254M105 | 347 | 22,851 | SH | | SOLE | 0 | 0 | 0 | 22,851 |
PIMCO CALIF MUN INCOME FD II | COM | 72200M108 | 1,102 | 114,423 | SH | | SOLE | 0 | 0 | 0 | 114,423 |
BLACKROCK MUN INCOME QUALITY | COM | 092479104 | 237 | 15,536 | SH | | SOLE | 0 | 0 | 0 | 15,536 |
WESTERN ASSET INTER MUNI FD | COM | 958435109 | 413 | 42,350 | SH | | SOLE | 0 | 0 | 0 | 42,350 |
NUVEEN NEW YORK AMT QLT MUNI | COM | 670656107 | 228 | 16,470 | SH | | SOLE | 0 | 0 | 0 | 16,470 |
PIMCO NEW YORK MUN FD II | COM | 72200Y102 | 150 | 12,924 | SH | | SOLE | 0 | 0 | 0 | 12,924 |
SPDR SER TR | NUVEEN BLMBRG SR | 78468R739 | 2,562 | 51,856 | SH | | SOLE | 0 | 0 | 0 | 51,856 |
NEUBERGER BRMAN CLIFRN MUNI | COM | 64123C101 | 534 | 37,290 | SH | | SOLE | 0 | 0 | 0 | 37,290 |
MFS INVT GRADE MUN TR | SH BEN INT | 59318B108 | 486 | 48,610 | SH | | SOLE | 0 | 0 | 0 | 48,610 |
ISHARES TR | CORE S&P TTL STK | 464287150 | 2,717 | 27,620 | SH | | SOLE | 0 | 0 | 0 | 27,620 |
NUVEEN MUNICIPAL CREDIT INC | COM SH BEN INT | 67070X101 | 190 | 11,367 | SH | | SOLE | 0 | 0 | 0 | 11,367 |
NUVEEN AMT FREE QLTY MUN INC | COM | 670657105 | 713 | 46,956 | SH | | SOLE | 0 | 0 | 0 | 46,956 |
INVESCO TR INVT GRADE NEW YO | COM | 46131T101 | 241 | 17,841 | SH | | SOLE | 0 | 0 | 0 | 17,841 |
DWS STRATEGIC MUN INCOME TR | COM | 23342Q101 | 240 | 19,526 | SH | | SOLE | 0 | 0 | 0 | 19,526 |
BLACKROCK MUNIHOLDINGS QUALI | COM | 09254C107 | 180 | 13,041 | SH | | SOLE | 0 | 0 | 0 | 13,041 |
BLACKROCK MUNIHOLDINGS FD IN | COM | 09253N104 | 2,094 | 127,914 | SH | | SOLE | 0 | 0 | 0 | 127,914 |
PIMCO NEW YORK MUN INCOME FD | COM | 72200T103 | 309 | 24,734 | SH | | SOLE | 0 | 0 | 0 | 24,734 |
EATON VANCE NEW YORK MUN BD | COM | 27827Y109 | 309 | 25,157 | SH | | SOLE | 0 | 0 | 0 | 25,157 |
VANGUARD BD INDEX FDS | SHORT TRM BOND | 921937827 | 11,882 | 145,011 | SH | | SOLE | 0 | 0 | 0 | 145,011 |
VANGUARD BD INDEX FDS | LONG TERM BOND | 921937793 | 2,278 | 22,260 | SH | | SOLE | 0 | 0 | 0 | 22,260 |
VANGUARD WHITEHALL FDS | HIGH DIV YLD | 921946406 | 727 | 7,039 | SH | | SOLE | 0 | 0 | 0 | 7,039 |
ISHARES TR | NATIONAL MUN ETF | 464288414 | 10,550 | 90,818 | SH | | SOLE | 0 | 0 | 0 | 90,818 |
SPDR SER TR | NUVEEN BRC MUNIC | 78468R721 | 857 | 16,619 | SH | | SOLE | 0 | 0 | 0 | 16,619 |
ISHARES TR | ISHS 5-10YR INVT | 464288638 | 6,061 | 100,922 | SH | | SOLE | 0 | 0 | 0 | 100,922 |
VISA INC | COM CL A | 92826C839 | 749 | 3,364 | SH | | SOLE | 0 | 0 | 0 | 3,364 |
VANECK ETF TRUST | INTRMDT MUNI ETF | 92189H201 | 8,487 | 165,640 | SH | | SOLE | 0 | 0 | 0 | 165,640 |
ISHARES TR | NEW YORK MUN ETF | 464288323 | 426 | 7,355 | SH | | SOLE | 0 | 0 | 0 | 7,355 |
DELAWARE INVTS COLO MUN INCO | COM | 246101109 | 185 | 12,543 | SH | | SOLE | 0 | 0 | 0 | 12,543 |
VANGUARD INTL EQUITY INDEX F | TT WRLD ST ETF | 922042742 | 2,290 | 22,491 | SH | | SOLE | 0 | 0 | 0 | 22,491 |
ISHARES TR | SHRT NAT MUN ETF | 464288158 | 4,852 | 45,102 | SH | | SOLE | 0 | 0 | 0 | 45,102 |
NUVEEN ENHANCED MUN VALUE FD | COM | 67074M101 | 338 | 21,342 | SH | | SOLE | 0 | 0 | 0 | 21,342 |
SCHWAB STRATEGIC TR | US LCAP GR ETF | 808524300 | 9,922 | 67,000 | SH | | SOLE | 0 | 0 | 0 | 67,000 |
SCHWAB STRATEGIC TR | US LCAP VA ETF | 808524409 | 17,988 | 266,574 | SH | | SOLE | 0 | 0 | 0 | 266,574 |
VANGUARD SCOTTSDALE FDS | INTER TERM TREAS | 92206C706 | 8,120 | 120,213 | SH | | SOLE | 0 | 0 | 0 | 120,213 |
VANGUARD ADMIRAL FDS INC | SMLCP 600 GRTH | 921932794 | 2,545 | 11,329 | SH | | SOLE | 0 | 0 | 0 | 11,329 |
VANGUARD ADMIRAL FDS INC | SMLCP 600 VAL | 921932778 | 3,132 | 17,996 | SH | | SOLE | 0 | 0 | 0 | 17,996 |
ISHARES TR | MSCI EAFE MIN VL | 46429B689 | 324 | 4,300 | SH | | SOLE | 0 | 0 | 0 | 4,300 |
ISHARES INC | MSCI GBL MIN VOL | 464286525 | 12,684 | 123,467 | SH | | SOLE | 0 | 0 | 0 | 123,467 |
BLACKROCK MUN TARGET TERM TR | COM SHS BEN IN | 09257P105 | 225 | 8,802 | SH | | SOLE | 0 | 0 | 0 | 8,802 |
ISHARES INC | CORE MSCI EMKT | 46434G103 | 29,469 | 477,161 | SH | | SOLE | 0 | 0 | 0 | 477,161 |
ISHARES TR | CORE MSCI EAFE | 46432F842 | 1,569 | 21,131 | SH | | SOLE | 0 | 0 | 0 | 21,131 |
ISHARES TR | CORE 1 5 YR USD | 46432F859 | 203 | 3,974 | SH | | SOLE | 0 | 0 | 0 | 3,974 |
VANGUARD WHITEHALL FDS | EMERG MKT BD ETF | 921946885 | 2,324 | 29,678 | SH | | SOLE | 0 | 0 | 0 | 29,678 |
SCHWAB STRATEGIC TR | SCHWB FDT EMK LG | 808524730 | 1,879 | 58,315 | SH | | SOLE | 0 | 0 | 0 | 58,315 |
SCHWAB STRATEGIC TR | SCHWB FDT INT LG | 808524755 | 14,293 | 435,351 | SH | | SOLE | 0 | 0 | 0 | 435,351 |
SCHWAB STRATEGIC TR | SCHWAB FDT US LG | 808524771 | 240 | 4,451 | SH | | SOLE | 0 | 0 | 0 | 4,451 |
ISHARES TR | MSCI USA QLT FCT | 46432F339 | 1,524 | 11,570 | SH | | SOLE | 0 | 0 | 0 | 11,570 |
ISHARES TR | 0-5YR HI YL CP | 46434V407 | 233 | 5,103 | SH | | SOLE | 0 | 0 | 0 | 5,103 |
ISHARES TR | MSCI INTL MOMENT | 46434V449 | 2,421 | 63,582 | SH | | SOLE | 0 | 0 | 0 | 63,582 |
ISHARES TR | MSCI INTL QUALTY | 46434V456 | 10,089 | 266,343 | SH | | SOLE | 0 | 0 | 0 | 266,343 |
VANGUARD MUN BD FDS | TAX EXEMPT BD | 922907746 | 83,321 | 1,521,281 | SH | | SOLE | 0 | 0 | 0 | 1,521,281 |
ISHARES TR | CORE INTL AGGR | 46435G672 | 6,580 | 119,601 | SH | | SOLE | 0 | 0 | 0 | 119,601 |
VANGUARD WHITEHALL FDS | INTL HIGH ETF | 921946794 | 33,890 | 513,103 | SH | | SOLE | 0 | 0 | 0 | 513,103 |
VANGUARD WHITEHALL FDS | INTL DVD ETF | 921946810 | 18,704 | 214,417 | SH | | SOLE | 0 | 0 | 0 | 214,417 |
NUVEEN DYNAMIC MUN OPPORTUNI | COM SHS | 67079X102 | 265 | 16,547 | SH | | SOLE | 0 | 0 | 0 | 16,547 |