Access Financial Services 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
3M CO	COM	88579Y101	1,125	6,488	SH		SOLE		0	0	6,488
ABBOTT LABS	COM	002824100	455	5,412	SH		SOLE		0	0	5,412
ABBVIE INC	COM	00287Y109	1,543	21,212	SH		SOLE		0	0	21,212
ALPS ETF TR	ALERIAN MLP	00162Q866	1,431	145,300	SH		SOLE		0	0	145,300
AMAZON COM INC	COM	023135106	299	158	SH		SOLE		0	0	158
AMGEN INC	COM	031162100	1,540	8,358	SH		SOLE		0	0	8,358
APPLE INC	COM	037833100	611	3,089	SH		SOLE		0	0	3,089
AT&T INC	COM	00206R102	337	10,044	SH		SOLE		0	0	10,044
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	509	2,387	SH		SOLE		0	0	2,387
BLACKROCK MUNIASSETS FD INC	COM	09254J102	327	20,645	SH		SOLE		0	0	20,645
BLACKROCK TAX MUNICPAL BD TR	SHS	09248X100	1,617	68,171	SH		SOLE		0	0	68,171
BOEING CO	COM	097023105	1,928	5,298	SH		SOLE		0	0	5,298
CHEVRON CORP NEW	COM	166764100	549	4,412	SH		SOLE		0	0	4,412
CISCO SYS INC	COM	17275R102	370	6,752	SH		SOLE		0	0	6,752
COCA COLA CO	COM	191216100	1,958	38,452	SH		SOLE		0	0	38,452
COGENT COMMUNICATIONS HLDGS	COM NEW	19239V302	1,623	27,345	SH		SOLE		0	0	27,345
COHEN & STEERS TOTAL RETURN	COM	19247R103	1,705	121,034	SH		SOLE		0	0	121,034
DBX ETF TR	XTRACK MSCI EAFE	233051200	8,208	259,655	SH		SOLE		0	0	259,655
EXXON MOBIL CORP	COM	30231G102	1,186	15,477	SH		SOLE		0	0	15,477
FIRST TR EXCHANGE TRADED FD	NASD TECH DIV	33738R118	3,501	89,720	SH		SOLE		0	0	89,720
GENUINE PARTS CO	COM	372460105	798	7,700	SH		SOLE		0	0	7,700
HOME DEPOT INC	COM	437076102	426	2,048	SH		SOLE		0	0	2,048
INTEL CORP	COM	458140100	1,120	23,397	SH		SOLE		0	0	23,397
INVESCO BD FD	COM	46132L107	665	35,700	SH		SOLE		0	0	35,700
ISHARES TR	S&P 100 ETF	464287101	1,691	13,050	SH		SOLE		0	0	13,050
ISHARES TR	SELECT DIVID ETF	464287168	326	3,275	SH		SOLE		0	0	3,275
ISHARES TR	TIPS BD ETF	464287176	702	6,075	SH		SOLE		0	0	6,075
ISHARES TR	CORE S&P500 ETF	464287200	2,499	8,477	SH		SOLE		0	0	8,477
ISHARES TR	MSCI EAFE ETF	464287465	1,503	22,871	SH		SOLE		0	0	22,871
ISHARES TR	RUSSELL 2000 ETF	464287655	1,012	6,505	SH		SOLE		0	0	6,505
ISHARES TR	U.S. ENERGY ETF	464287796	295	8,575	SH		SOLE		0	0	8,575
ISHARES TR	EAFE SML CP ETF	464288273	357	6,228	SH		SOLE		0	0	6,228
ISHARES TR	HDG MSCI EAFE	46434V803	1,403	47,050	SH		SOLE		0	0	47,050
JOHNSON & JOHNSON	COM	478160104	2,005	14,394	SH		SOLE		0	0	14,394
JP MORGAN EXCHANGE TRADED FD	ULTRA SHRT INC	46641Q837	391	7,755	SH		SOLE		0	0	7,755
JPMORGAN CHASE & CO	COM	46625H100	2,125	19,008	SH		SOLE		0	0	19,008
LOCKHEED MARTIN CORP	COM	539830109	430	1,182	SH		SOLE		0	0	1,182
LOWES COS INC	COM	548661107	1,682	16,668	SH		SOLE		0	0	16,668
MEDTRONIC PLC	SHS	G5960L103	1,684	17,288	SH		SOLE		0	0	17,288
MICROSOFT CORP	COM	594918104	1,771	13,217	SH		SOLE		0	0	13,217
NUVEEN SELECT TAX FREE INCM	SH BEN INT	67062F100	2,777	181,710	SH		SOLE		0	0	181,710
PAYCHEX INC	COM	704326107	1,424	17,308	SH		SOLE		0	0	17,308
PFIZER INC	COM	717081103	2,354	54,331	SH		SOLE		0	0	54,331
PIMCO ETF TR	ENHAN SHRT MA AC	72201R833	2,532	24,885	SH		SOLE		0	0	24,885
PROCTER AND GAMBLE CO	COM	742718109	2,263	20,641	SH		SOLE		0	0	20,641
QUALCOMM INC	COM	747525103	1,016	13,355	SH		SOLE		0	0	13,355
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	26,105	371,924	SH		SOLE		0	0	371,924
SCHWAB STRATEGIC TR	US LCAP GR ETF	808524300	627	7,536	SH		SOLE		0	0	7,536
SCHWAB STRATEGIC TR	US MID-CAP ETF	808524508	2,509	43,956	SH		SOLE		0	0	43,956
SCHWAB STRATEGIC TR	US SML CAP ETF	808524607	4,669	65,326	SH		SOLE		0	0	65,326
SCHWAB STRATEGIC TR	SCHWAB FDT US SC	808524763	300	7,962	SH		SOLE		0	0	7,962
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	5,939	185,077	SH		SOLE		0	0	185,077
SCHWAB STRATEGIC TR	US AGGREGATE B	808524839	385	7,262	SH		SOLE		0	0	7,262
SELECT SECTOR SPDR TR	SBI HEALTHCARE	81369Y209	1,601	17,285	SH		SOLE		0	0	17,285
SELECT SECTOR SPDR TR	ENERGY	81369Y506	923	14,486	SH		SOLE		0	0	14,486
SELECT SECTOR SPDR TR	SBI INT-INDS	81369Y704	476	6,143	SH		SOLE		0	0	6,143
SELECT SECTOR SPDR TR	TECHNOLOGY	81369Y803	448	5,745	SH		SOLE		0	0	5,745
SELECT SECTOR SPDR TR	SBI INT-UTILS	81369Y886	1,400	23,480	SH		SOLE		0	0	23,480
SOUTHERN CO	COM	842587107	1,396	25,245	SH		SOLE		0	0	25,245
SPDR GOLD TRUST	GOLD SHS	78463V107	596	4,475	SH		SOLE		0	0	4,475
SPDR S&P 500 ETF TR	TR UNIT	78462F103	349	1,191	SH		SOLE		0	0	1,191
SPDR S&P MIDCAP 400 ETF TR	UTSER1 S&PDCRP	78467Y107	397	1,121	SH		SOLE		0	0	1,121
SPDR SERIES TRUST	PORTFOLIO MD ETF	78464A847	638	18,730	SH		SOLE		0	0	18,730
UNITED PARCEL SERVICE INC	CL B	911312106	1,778	17,217	SH		SOLE		0	0	17,217
UNITEDHEALTH GROUP INC	COM	91324P102	1,940	7,951	SH		SOLE		0	0	7,951
VALERO ENERGY CORP NEW	COM	91913Y100	1,802	21,047	SH		SOLE		0	0	21,047
VANECK VECTORS ETF TR	INVT GRADE FLTG	92189F486	454	18,010	SH		SOLE		0	0	18,010
VANGUARD BD INDEX FD INC	TOTAL BND MRKT	921937835	1,244	14,975	SH		SOLE		0	0	14,975
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	840	3,122	SH		SOLE		0	0	3,122
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	268	6,295	SH		SOLE		0	0	6,295
VANGUARD WHITEHALL FDS INC	HIGH DIV YLD	921946406	7,434	85,073	SH		SOLE		0	0	85,073
XCEL ENERGY INC	COM	98389B100	558	9,379	SH		SOLE		0	0	9,379