Sterling Investment Advisors 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
3M Company	COM	604059105	218	1,239	SH		SOLE		0	0	1,239
Abbott Laboratories	COM	002824100	1,192	13,730	SH		SOLE		0	0	13,730
AbbVie Inc.	COM	00287Y109	1,269	14,338	SH		SOLE		0	0	14,338
ABIOMED Inc.	COM	003654100	25	150	SH		SOLE		0	0	150
Acasti Pharma Inc.	COM	00430K402	49	20,000	SH		SOLE		0	0	20,000
Accenture Ltd.	COM	G1151C101	81	389	SH		SOLE		0	0	389
Adaptec Inc.	COM	00651F108	59	2,000	SH		SOLE		0	0	2,000
Adobe Systems Inc.	COM	00724F101	447	1,357	SH		SOLE		0	0	1,357
Advanced Micro Devices	COM	007903107	321	7,000	SH		SOLE		0	0	7,000
AFLAC Inc.	COM	001055102	79	1,500	SH		SOLE		0	0	1,500
Akamai Technologies Inc.	COM	00971T101	1,744	20,200	SH		SOLE		0	0	20,200
Alexion Pharmaceuticals Inc.	COM	015351109	0	2	SH		SOLE		0	0	2
Alibaba Group Holdings Ltd.	ADS	01609W102	351	1,659	SH		SOLE		0	0	1,659
Align Technology Inc.	COM	016255101	1,405	5,036	SH		SOLE		0	0	5,036
Allergan plc	COM	018490102	15	81	SH		SOLE		0	0	81
Alphabet - USD1150 - Exp. 6/18/21	CALL	02079K907	28	1	SH	Call	SOLE		0	0	1
Alphabet Inc. Class A	COM	02079K305	4,478	3,344	SH		SOLE		0	0	3,344
Alphabet Inc. Class C	COM	02079K107	1,703	1,274	SH		SOLE		0	0	1,274
Altria Group Inc.	COM	02209S103	149	2,996	SH		SOLE		0	0	2,996
Amazon.com Inc.	COM	023135106	7,359	3,983	SH		SOLE		0	0	3,983
American Airlines Group Inc.	COM	02376R102	2	80	SH		SOLE		0	0	80
American Express	COM	025816109	186	1,500	SH		SOLE		0	0	1,500
American Tower Corp.	COM	03027X100	2,756	11,996	SH		SOLE		0	0	11,996
Amgen Inc.	COM	031162100	2,926	12,138	SH		SOLE		0	0	12,138
Amphenol Corp.	COM	032095101	21	200	SH		SOLE		0	0	200
Annaly Capital Management Inc.	COM	035710409	25	2,731	SH		SOLE		0	0	2,731
Aphria Inc.	COM	03765K104	0	40	SH		SOLE		0	0	40
Apple Inc.	COM	037833100	15,173	51,672	SH		SOLE		0	0	51,672
Applied Materials	COM	038222105	88	1,450	SH		SOLE		0	0	1,450
Aqua America Inc.	COM	03836W103	1,868	39,808	SH		SOLE		0	0	39,808
Arbutus Biopharma Corp.	COM	03879J100	11	4,000	SH		SOLE		0	0	4,000
Archer-Daniels-Midland Co.	COM	039483102	139	3,000	SH		SOLE		0	0	3,000
Ares Capital Corp.	COM	04010L103	279	14,962	SH		SOLE		0	0	14,962
AT&T Inc.	COM	00206R102	261	6,689	SH		SOLE		0	0	6,689
Aurora Cannabis Inc.	COM	05156X108	0	100	SH		SOLE		0	0	100
Automatic Data Processing	COM	053015103	107	630	SH		SOLE		0	0	630
AVEO Pharmaceuticals Inc.	COM	053588109	0	65	SH		SOLE		0	0	65
Axcelis Technologies	COM	054540109	24	1,000	SH		SOLE		0	0	1,000
Baidu Inc.	ADS	056752108	1	9	SH		SOLE		0	0	9
Balchem Corp.	COM	057665200	20	200	SH		SOLE		0	0	200
Bank of America Corp.	COM	066050105	147	4,185	SH		SOLE		0	0	4,185
Baxter International Inc.	COM	071813109	784	9,378	SH		SOLE		0	0	9,378
Becton Dickinson and Co.	COM	075887109	67	250	SH		SOLE		0	0	250
Berkshire Hathaway B	COM	084670702	2,992	13,214	SH		SOLE		0	0	13,214
Beyond Meat Inc.	COM	08862E109	0	3	SH		SOLE		0	0	3
BlackRock Inc.	COM	09247X101	2,291	4,558	SH		SOLE		0	0	4,558
Blink Charging Co.	COM	09354A100	0	250	SH		SOLE		0	0	250
BlueStar TA-BIGITech Israel Tech. ETF	ETF	26924G870	17	400	SH		SOLE		0	0	400
Bookings Holdings Inc.	COM	09857L108	36	18	SH		SOLE		0	0	18
Boot Barn Holdings Inc.	COM	099406100	89	2,000	SH		SOLE		0	0	2,000
Bristol-Myers Squibb Co.	COM	110122108	154	2,408	SH		SOLE		0	0	2,408
Broadcom Inc.	COM	11135F101	31	100	SH		SOLE		0	0	100
Brookfield Infrastructure Partners L.P.	COM	G16252101	24	500	SH		SOLE		0	0	500
C.H. Robinson Worldwide Inc.	COM	12541W209	9	125	SH		SOLE		0	0	125
Cabot Oil & Gas Corp.	COM	127097103	74	4,280	SH		SOLE		0	0	4,280
Camden Property Trust	COM	133131102	21	200	SH		SOLE		0	0	200
Canopy Growth Corp.	COM	138035100	5	247	SH		SOLE		0	0	247
Carnival Corporation	COM	143658102	17	337	SH		SOLE		0	0	337
Caterpillar Inc.	COM	149123101	553	3,746	SH		SOLE		0	0	3,746
CBRE Clarion Glob. Real Estate Income Fund	CEF	12504G100	41	5,200	SH		SOLE		0	0	5,200
CDW Corp.	COM	12514G108	142	1,000	SH		SOLE		0	0	1,000
Celanese Corp.	COM	150870103	12	104	SH		SOLE		0	0	104
Centrus Energy Corp.	COM	15643U104	0	40	SH		SOLE		0	0	40
CenturyLink Inc.	COM	156700106	8	664	SH		SOLE		0	0	664
Cerus Corp.	COM	157085101	10	2,500	SH		SOLE		0	0	2,500
Charter Communications Inc.	COM	16119P108	43	89	SH		SOLE		0	0	89
Chevron Corp.	COM	166764100	317	2,632	SH		SOLE		0	0	2,632
CIGNA Corp.	COM	125509109	214	1,049	SH		SOLE		0	0	1,049
Cisco Systems	COM	17275R102	737	15,376	SH		SOLE		0	0	15,376
Citigroup Inc.	COM	172967424	60	753	SH		SOLE		0	0	753
Cloudflare Inc.	COM	18915M107	51	3,000	SH		SOLE		0	0	3,000
CME Group Inc.	COM	12572Q105	20	100	SH		SOLE		0	0	100
Cognizant Technology Solutions Corp.	COM	192446102	49	800	SH		SOLE		0	0	800
Colgate-Palmolive Company	COM	194162103	55	808	SH		SOLE		0	0	808
Comcast Corp. Class A	COM	20030N101	1,533	34,093	SH		SOLE		0	0	34,093
Communications Select Sector SPDR ETF	ETF	81369Y852	22	415	SH		SOLE		0	0	415
Compugen Ltd.	COM	M25722105	11	2,000	SH		SOLE		0	0	2,000
ConocoPhillips	COM	20825c104	114	1,768	SH		SOLE		0	0	1,768
Consumer Discret. Select Sector SPDR ETF	ETF	81369Y407	29	232	SH		SOLE		0	0	232
CoreLogic Inc.	COM	21871D103	43	986	SH		SOLE		0	0	986
Corning Inc.	COM	219350105	935	32,125	SH		SOLE		0	0	32,125
Corteva Inc.	COM	22052L104	38	1,291	SH		SOLE		0	0	1,291
Costco Wholesale Corp.	COM	22160K105	1,196	4,071	SH		SOLE		0	0	4,071
Cree Inc.	COM	225447101	184	4,000	SH		SOLE		0	0	4,000
Cummins Inc.	COM	231021106	1,373	7,675	SH		SOLE		0	0	7,675
Curis Inc.	COM	231269200	19	11,500	SH		SOLE		0	0	11,500
CVS Health Corp.	COM	126650100	2,458	33,086	SH		SOLE		0	0	33,086
DASAN Zhone Solutions Inc.	COM	23305L206	4	500	SH		SOLE		0	0	500
Deere & Company	COM	244199105	6	36	SH		SOLE		0	0	36
Delta Air Lines Inc.	COM	247361108	21	374	SH		SOLE		0	0	374
Deutsche MSCI EAFE Hedged Equity ETF	ETF	233051200	41	1,232	SH		SOLE		0	0	1,232
DexCom Inc.	COM	252131107	5	25	SH		SOLE		0	0	25
Diageo plc	ADS	25243Q205	988	5,871	SH		SOLE		0	0	5,871
Digital Realty Trust Inc.	COM	253868103	36	303	SH		SOLE		0	0	303
Digital Turbine Inc.	COM	25400W102	178	25,000	SH		SOLE		0	0	25,000
Dollar General Corporation	COM	256669102	20	132	SH		SOLE		0	0	132
Dominion Resources	COM	25746U109	341	4,124	SH		SOLE		0	0	4,124
DoubleLine Income Solutions Fund	CEF	258622109	41	2,100	SH		SOLE		0	0	2,100
Dow Inc.	COM	260557103	90	1,659	SH		SOLE		0	0	1,659
Dropbox Inc.	COM	26210C104	1	100	SH		SOLE		0	0	100
Duke Energy Corporation	COM	264399106	17	190	SH		SOLE		0	0	190
Dunkin Brands Group Inc.	COM	265504100	2	30	SH		SOLE		0	0	30
DuPont de Nemours Inc.	COM	263534109	117	1,829	SH		SOLE		0	0	1,829
Eastman Chemical Co.	COM	277432100	31	400	SH		SOLE		0	0	400
Eaton Corp.	COM	278058102	845	8,925	SH		SOLE		0	0	8,925
Eli Lilly & Co.	COM	532457108	220	1,680	SH		SOLE		0	0	1,680
Emerson Electric Co.	COM	291011104	1,207	15,837	SH		SOLE		0	0	15,837
Energy Select Sector SPDR ETF	ETF	81369Y506	6	100	SH		SOLE		0	0	100
Energy Transfer L.P.	COM	29273V100	160	12,479	SH		SOLE		0	0	12,479
Enterprise Products Partners L.P.	COM	293792107	231	8,236	SH		SOLE		0	0	8,236
EPAM Systems Inc.	COM	29414B104	0	3	SH		SOLE		0	0	3
ETFMG Alternative Harvest ETF	ETF	26924G508	10	600	SH		SOLE		0	0	600
ETFMG Video Game Tech ETF	ETF	26924G706	2	50	SH		SOLE		0	0	50
Etsy Inc.	COM	29786A106	88	2,000	SH		SOLE		0	0	2,000
Evolent Health Inc.	COM	30050B101	1	200	SH		SOLE		0	0	200
Exelon Corporation	COM	30161N101	116	2,558	SH		SOLE		0	0	2,558
Extended Stay America Inc.	COM	30224P200	29	2,000	SH		SOLE		0	0	2,000
Exxon Mobil Corp.	COM	30231G102	1,672	23,967	SH		SOLE		0	0	23,967
F5 Networks Inc.	COM	315616102	13	100	SH		SOLE		0	0	100
Facebook Inc.	COM	30303M102	347	1,691	SH		SOLE		0	0	1,691
Fastenal Company	COM	311900104	7	200	SH		SOLE		0	0	200
Fifth Third Bancorp	COM	316773100	55	1,800	SH		SOLE		0	0	1,800
Financial Select Sector SPDR ETF	ETF	81369Y605	60	1,958	SH		SOLE		0	0	1,958
FireEye Inc.	COM	31816QAB7	98	5,950	SH		SOLE		0	0	5,950
First Industrial Realty Trust Inc.	COM	32054K103	41	1,000	SH		SOLE		0	0	1,000
First Interstate BancSystem Inc.	COM	32055Y201	35	835	SH		SOLE		0	0	835
First Trust Dow Jones Internet Index ETF	ETF	33733E302	17	128	SH		SOLE		0	0	128
First Trust Large Cap Core AlphaDEX ETF	ETF	33734K109	1,228	18,835	SH		SOLE		0	0	18,835
First Trust Low Duration Opportunities ETF	ETF	33739Q200	569	11,000	SH		SOLE		0	0	11,000
First Trust Managed Municipal ETF	ETF	33739N108	55	1,000	SH		SOLE		0	0	1,000
First Trust Mid Cap Core AlphaDEX ETF	ETF	33735B108	2,041	28,162	SH		SOLE		0	0	28,162
First Trust N.A. Energy Infrastructure ETF	ETF	33738D101	76	3,000	SH		SOLE		0	0	3,000
Firsthand Technology Value Fund Inc.	COM	33766Y100	5	800	SH		SOLE		0	0	800
Five9 Inc.	COM	338307101	642	9,800	SH		SOLE		0	0	9,800
Flah. & Cru. Dynamic Prefer. & Income Fund	CEF	33848W106	133	5,000	SH		SOLE		0	0	5,000
Flexion Therapeutics Inc.	COM	33938J106	0	23	SH		SOLE		0	0	23
FlexShares Quality Dividend ETF	ETF	33939L860	24	500	SH		SOLE		0	0	500
FNCB Bancorp Inc.	COM	302578109	30	3,620	SH		SOLE		0	0	3,620
Frontdoor Inc.	COM	35905A109	47	1,000	SH		SOLE		0	0	1,000
Frontier Communications Corp.	COM	35906A108	0	8	SH		SOLE		0	0	8
FS KKR Capital Corp.	COM	302635107	3	500	SH		SOLE		0	0	500
General Electric	COM	369604103	8	750	SH		SOLE		0	0	750
General Mills Inc.	COM	370334104	1,925	35,954	SH		SOLE		0	0	35,954
GlaxoSmithKline plc	ADS	37733W105	1	33	SH		SOLE		0	0	33
Global X Lithium & Battery Tech ETF	ETF	37954Y855	31	1,150	SH		SOLE		0	0	1,150
Global X Robotics & A.I. ETF	ETF	37954Y715	91	4,200	SH		SOLE		0	0	4,200
Global X S&P 500 Catholic Values ETF	ETF	37954Y889	23	600	SH		SOLE		0	0	600
Globus Medical Inc.	COM	379577208	15,763	267,723	SH		SOLE		0	0	267,723
Goldman Sachs BDC Inc.	COM	38147U107	1,499	70,484	SH		SOLE		0	0	70,484
Goldman Sachs Group	COM	38141G104	152	663	SH		SOLE		0	0	663
Goodrich Petroleum Corp.	COM	382410843	0	1	SH		SOLE		0	0	1
GW Pharmaceuticals	ADS	36197T103	4	40	SH		SOLE		0	0	40
H&R Block Inc.	COM	093671105	9	400	SH		SOLE		0	0	400
Halliburton Company	COM	406216101	7	300	SH		SOLE		0	0	300
Hartford Financial Svcs.	COM	416515104	6	100	SH		SOLE		0	0	100
Health Care Select Sector SPDR ETF	ETF	81369Y209	44	433	SH		SOLE		0	0	433
Himax Technologies Inc.	ADS	43289P106	3	1,500	SH		SOLE		0	0	1,500
Honeywell International Inc.	COM	438516106	2,084	11,778	SH		SOLE		0	0	11,778
Hormel Foods Corp.	COM	440452100	12	269	SH		SOLE		0	0	269
IBM	COM	459200101	45	337	SH		SOLE		0	0	337
ICU Medical Inc.	COM	44930G107	23	125	SH		SOLE		0	0	125
Illinois Tool Works Inc.	COM	452308109	187	1,045	SH		SOLE		0	0	1,045
Illumina Inc.	COM	452327109	902	2,720	SH		SOLE		0	0	2,720
India Fund Inc.	CEF	454089103	8	445	SH		SOLE		0	0	445
Innovator IBD 50 ETF	ETF	45782C102	201	5,800	SH		SOLE		0	0	5,800
Intel Corp.	COM	458140100	1,974	32,993	SH		SOLE		0	0	32,993
International Paper	COM	460146103	14	325	SH		SOLE		0	0	325
Invesco BRIC ETF	ETF	18383M100	19	500	SH		SOLE		0	0	500
Invesco DB Commodity Index Tracking ETF	ETF	46138B103	18	1,185	SH		SOLE		0	0	1,185
Invesco Emerging Markets Sover. Debt ETF	ETF	46138E784	15	538	SH		SOLE		0	0	538
Invesco KBW High Dividend Yield Finl ETF	ETF	73936Q793	241	11,000	SH		SOLE		0	0	11,000
Invesco QQQ ETF	ETF	631100104	152	715	SH		SOLE		0	0	715
Invesco S&P 500 Eq. Weight Health Care ETF	ETF	46137V332	150	680	SH		SOLE		0	0	680
iShares Barclays Aggregate Bond ETF	ETF	464289859	102	915	SH		SOLE		0	0	915
iShares Barclays TIPS Bond ETF	ETF	464287176	241	2,070	SH		SOLE		0	0	2,070
iShares Cohen & Steers Realty Index ETF	ETF	464287564	526	4,500	SH		SOLE		0	0	4,500
iShares Core MSCI EAFE ETF	ETF	46432F842	113	1,742	SH		SOLE		0	0	1,742
iShares Core MSCI Emerging Markets ETF	ETF	46434G103	77	1,449	SH		SOLE		0	0	1,449
iShares Core S&P Small-Cap ETF	ETF	464287150	6,522	77,783	SH		SOLE		0	0	77,783
iShares Dow Jones Select Divid. Index ETF	ETF	464287846	294	2,787	SH		SOLE		0	0	2,787
iShares Floating Rate Bond ETF	ETF	46429B655	5	99	SH		SOLE		0	0	99
iShares Global Infrastructure ETF	ETF	464288372	185	3,875	SH		SOLE		0	0	3,875
iShares GS USD InvesTop Corporate Bond ETF	ETF	464287242	105	828	SH		SOLE		0	0	828
iShares iBoxx USD High Yield Corp. Bond ETF	ETF	464288513	35	400	SH		SOLE		0	0	400
iShares Intermed.-Term Corporate Bond ETF	ETF	464288638	92	1,600	SH		SOLE		0	0	1,600
iShares Intl Developed Property ETF	ETF	464288422	290	7,507	SH		SOLE		0	0	7,507
iShares MBS ETF	ETF	464288588	36	339	SH		SOLE		0	0	339
iShares MSCI ACWI Index ETF	ETF	464288240	12	159	SH		SOLE		0	0	159
iShares MSCI EAFE ESG Optimized ETF	ETF	46435G516	145	2,123	SH		SOLE		0	0	2,123
iShares MSCI EAFE Index ETF	ETF	464287465	376	5,421	SH		SOLE		0	0	5,421
iShares MSCI EAFE Minimum Volatility ETF	ETF	46429B689	300	4,025	SH		SOLE		0	0	4,025
iShares MSCI Emerg. Mkts. Min. Volat. ETF	ETF	464286533	46	800	SH		SOLE		0	0	800
iShares MSCI Emerging Markets ETF	ETF	464287234	81	1,820	SH		SOLE		0	0	1,820
iShares MSCI KLD 400 Social Index ETF	ETF	464288570	234	1,956	SH		SOLE		0	0	1,956
iShares Nasdaq Biotechnology ETF	ETF	464287556	24	205	SH		SOLE		0	0	205
iShares Russell 1000 Index ETF	ETF	464287655	34	192	SH		SOLE		0	0	192
iShares Russell 2000 Index ETF	ETF	464287655	70	424	SH		SOLE		0	0	424
iShares Russell Mid-Cap Growth ETF	ETF	464287481	74	491	SH		SOLE		0	0	491
iShares Russell MidCap Index ETF	ETF	464287499	23	400	SH		SOLE		0	0	400
iShares Russell Mid-Cap Value ETF	ETF	464287473	41	434	SH		SOLE		0	0	434
iShares S&P Mid Cap 400 Index ETF	ETF	464287507	226	1,100	SH		SOLE		0	0	1,100
iShares S&P Mid-Cap 400 Growth ETF	ETF	464287606	26	110	SH		SOLE		0	0	110
iShares S&P MidCap 400 Value Index ETF	ETF	464287705	26	154	SH		SOLE		0	0	154
iShares S&P National Municipal Bond ETF	ETF	464288414	1,082	9,504	SH		SOLE		0	0	9,504
iShares S&P SmallCap 600 Growth Index ETF	ETF	464287887	59	307	SH		SOLE		0	0	307
iShares S&P SmallCap 600 Value Index ETF	ETF	464287879	21	135	SH		SOLE		0	0	135
iShares S&P US Preferred Stock Index ETF	ETF	464288687	4,804	127,807	SH		SOLE		0	0	127,807
iShares Short-Term Corporate Bond ETF	ETF	464288646	87	1,637	SH		SOLE		0	0	1,637
iShares Short-Term National Muni Bond ETF	ETF	464288158	72	681	SH		SOLE		0	0	681
Jefferies Financial Group Inc.	COM	47233W109	80	3,782	SH		SOLE		0	0	3,782
Johnson & Johnson	COM	478160104	7,490	51,347	SH		SOLE		0	0	51,347
JPMorgan Chase & Co.	COM	46625H100	3,250	23,315	SH		SOLE		0	0	23,315
JPMorgan Ultra-Short Income ETF	ETF	46641Q837	6,994	138,688	SH		SOLE		0	0	138,688
Kayne Anderson MLP/Midstream Invest. Co.	CEF	486606106	30	2,200	SH		SOLE		0	0	2,200
KeyCorp	COM	493267108	60	3,000	SH		SOLE		0	0	3,000
Kimberly-Clark Corp.	COM	494368103	127	927	SH		SOLE		0	0	927
Kinder Morgan Inc.	COM	49456B101	1,975	93,300	SH		SOLE		0	0	93,300
KKR & Co.	COM	48248M102	2,098	71,940	SH		SOLE		0	0	71,940
Kohls Corporation	COM	500255104	0	15	SH		SOLE		0	0	15
Kraft Heinz Company	COM	500754106	4	133	SH		SOLE		0	0	133
Laboratory Corp. of America Holdings	COM	50540R409	33	200	SH		SOLE		0	0	200
LAM Research Corp.	COM	512807108	60	206	SH		SOLE		0	0	206
Landmark Bancorp Inc.	COM	51504L107	8	500	SH		SOLE		0	0	500
Las Vegas Sands Corp.	COM	517834107	63	915	SH		SOLE		0	0	915
Legg Mason Low Volatility High Div. ETF	ETF	52468L406	61	1,800	SH		SOLE		0	0	1,800
Levi Strauss & Co.	COM	52736R102	0	2	SH		SOLE		0	0	2
Linde AG	COM	G5494J103	15	75	SH		SOLE		0	0	75
Lockheed Martin Corp.	COM	539830109	276	711	SH		SOLE		0	0	711
Louisiana-Pacific Corp.	COM	546347105	9	320	SH		SOLE		0	0	320
Lowes Companies Inc.	COM	548661107	2,036	17,006	SH		SOLE		0	0	17,006
Lyft Inc.	COM	55087P104	0	10	SH		SOLE		0	0	10
Magna International Inc.	COM	559222401	18	334	SH		SOLE		0	0	334
Manhattan Associates Inc.	COM	562750109	79	1,000	SH		SOLE		0	0	1,000
Marathon Oil Corp.	COM	565849106	1	144	SH		SOLE		0	0	144
Marathon Petroleum Corp.	COM	56585A102	15	265	SH		SOLE		0	0	265
Marvell Technology Group LTD	COM	G5876H105	132	5,000	SH		SOLE		0	0	5,000
MasterCard Inc.	COM	57636Q104	59	200	SH		SOLE		0	0	200
Match Group Inc.	COM	57665R106	0	4	SH		SOLE		0	0	4
McDonalds Corp.	COM	580135101	732	3,709	SH		SOLE		0	0	3,709
Medtronic plc	COM	G5960L103	90	800	SH		SOLE		0	0	800
Melinta Therapeutics Inc.	COM	58549G100	0	19	SH		SOLE		0	0	19
Merck & Co. Inc.	COM	589331107	1,876	20,637	SH		SOLE		0	0	20,637
Meridian Bank	COM	587405101	20	1,000	SH		SOLE		0	0	1,000
MetLife Inc.	COM	59156R108	50	1,000	SH		SOLE		0	0	1,000
Micron Technology Inc.	COM	595112103	123	2,300	SH		SOLE		0	0	2,300
Microsoft Corp.	COM	594918104	4,129	26,185	SH		SOLE		0	0	26,185
MiMedx Group Inc.	COM	602496101	16	2,200	SH		SOLE		0	0	2,200
Mondelez International Inc.	COM	609207105	1,336	24,259	SH		SOLE		0	0	24,259
Morgan Stanley	COM	617445448	38	750	SH		SOLE		0	0	750
Nabriva Therapeutics plc	COM	G63637105	26	20,000	SH		SOLE		0	0	20,000
National Fuel Gas Co.	COM	636180101	0	2	SH		SOLE		0	0	2
NCR Corp.	COM	62886E108	2	66	SH		SOLE		0	0	66
Nektar Therapeutics	COM	640268108	16	750	SH		SOLE		0	0	750
Netflix Inc.	COM	64110L106	76	235	SH		SOLE		0	0	235
Newmont Goldcorp Corp.	COM	651639106	28	656	SH		SOLE		0	0	656
NextEra Energy Inc.	COM	65339F101	51	211	SH		SOLE		0	0	211
Nike Inc.	COM	654106103	2,122	20,949	SH		SOLE		0	0	20,949
Northern Oil and Gas Inc.	COM	665531109	190	81,500	SH		SOLE		0	0	81,500
Northrop Grumman Corp.	COM	666807102	159	464	SH		SOLE		0	0	464
Northwest Bancshares Inc.	COM	667340103	7	450	SH		SOLE		0	0	450
NRG Energy Inc.	COM	629377508	19	493	SH		SOLE		0	0	493
Nuveen Intermed. Duration Muni. Term Fund	CEF	670671106	765	55,000	SH		SOLE		0	0	55,000
Nuveen Maryland Quality Muni. Income Fund	CEF	67061Q107	6	484	SH		SOLE		0	0	484
Nuveen Municipal Credit Income Fund	CEF	67070X101	8	516	SH		SOLE		0	0	516
Nuveen Municipal Value Fund Inc.	CEF	670928100	5	500	SH		SOLE		0	0	500
Nuveen Pennsylvania Municipal Value Fund	CEF	67074K105	46	3,200	SH		SOLE		0	0	3,200
Nuveen Quality Municipal Income Fund	CEF	67066V101	7	500	SH		SOLE		0	0	500
NVIDIA Corp.	COM	67066G104	294	1,251	SH		SOLE		0	0	1,251
Nymox Pharmaceutical Corp.	COM	P73398102	5	2,500	SH		SOLE		0	0	2,500
Oracle Corp.	COM	68389X105	641	12,113	SH		SOLE		0	0	12,113
Oramed Pharmaceuticals Inc.	COM	68403P203	16	3,150	SH		SOLE		0	0	3,150
OReilly Automotive Inc.	COM	67103H107	87	200	SH		SOLE		0	0	200
Paychex Inc.	COM	704326107	1,864	21,914	SH		SOLE		0	0	21,914
PayPal Holdings Inc.	COM	70450Y103	10	98	SH		SOLE		0	0	98
Peloton Interactive Inc.	COM	70614W100	5	200	SH		SOLE		0	0	200
Pennsylvania REIT	COM	709102107	50	9,500	SH		SOLE		0	0	9,500
Peoples Financial Services Corp.	COM	711040105	50	1,004	SH		SOLE		0	0	1,004
PepsiCo Inc.	COM	713448108	1,945	14,238	SH		SOLE		0	0	14,238
PetMed Express Inc.	COM	716382106	55	2,350	SH		SOLE		0	0	2,350
Pfizer Inc.	COM	717081103	1,444	36,878	SH		SOLE		0	0	36,878
Philip Morris International Inc.	COM	718172109	67	794	SH		SOLE		0	0	794
Phillips 66	COM	718546104	141	1,273	SH		SOLE		0	0	1,273
Piedmont Office Realty Trust Inc.	COM	720190206	38	1,720	SH		SOLE		0	0	1,720
PIMCO Dynamic Credit & Mortg. Income Fund	CEF	72202D106	54	2,150	SH		SOLE		0	0	2,150
PIMCO Strategic Income Fund Inc.	CEF	72200X104	91	10,118	SH		SOLE		0	0	10,118
PNC Financial Services Group Inc.	COM	693475105	54	343	SH		SOLE		0	0	343
PowerShares Senior Loan ETF	ETF	46138G508	4	215	SH		SOLE		0	0	215
PPG Industries	COM	693506107	160	1,200	SH		SOLE		0	0	1,200
PPL Corp.	COM	69351T106	2,474	68,969	SH		SOLE		0	0	68,969
Proofpoint Inc.	COM	743424103	34	300	SH		SOLE		0	0	300
ProShares Pet Care ETF	ETF	74348A145	1	40	SH		SOLE		0	0	40
ProShares S&P 500 Dividend Aristocrats ETF	ETF	74348A467	0	7	SH		SOLE		0	0	7
Public Service Enterprise Group Inc.	COM	744573106	17	300	SH		SOLE		0	0	300
Public Storage	COM	74460D109	1,235	5,801	SH		SOLE		0	0	5,801
Qorvo Inc.	COM	74736K101	34	300	SH		SOLE		0	0	300
QUALCOMM Inc.	COM	747525103	88	1,001	SH		SOLE		0	0	1,001
Quanta Services Inc.	COM	74762E102	43	1,058	SH		SOLE		0	0	1,058
Quantum Materials Corp.	COM	747906501	2	91,000	SH		SOLE		0	0	91,000
Raytheon Co.	COM	755111507	38	174	SH		SOLE		0	0	174
Real Estate Select Sector SPDR ETF	ETF	81369Y860	11	294	SH		SOLE		0	0	294
Realty Income Corp.	COM	756109104	42	575	SH		SOLE		0	0	575
Reaves Utility Income Fund	CEF	756158101	81	2,212	SH		SOLE		0	0	2,212
Regeneron Pharmaceuticals Inc.	COM	75886F107	10	28	SH		SOLE		0	0	28
Rio Tinto plc	ADS	767204100	41	700	SH		SOLE		0	0	700
RLI Corp.	COM	749607107	9	103	SH		SOLE		0	0	103
Robo Global Robotics & Automation ETF	ETF	301505707	83	1,990	SH		SOLE		0	0	1,990
Ross Stores Inc.	COM	778296103	17	150	SH		SOLE		0	0	150
Royal Dutch Shell plc A	ADS	780259206	53	900	SH		SOLE		0	0	900
Royal Dutch Shell plc B	ADS	780259107	37	631	SH		SOLE		0	0	631
salesforce.com inc.	COM	79466L302	65	400	SH		SOLE		0	0	400
Sarepta Therapeutics Inc.	COM	803607100	38	300	SH		SOLE		0	0	300
Schlumberger Ltd.	COM	806857108	7	188	SH		SOLE		0	0	188
Schwab Emerging Markets Equity ETF	ETF	808524706	12	442	SH		SOLE		0	0	442
Schwab International Equity ETF	ETF	808524805	13	404	SH		SOLE		0	0	404
Schwab U.S. Broad Market ETF	ETF	808524102	123	1,601	SH		SOLE		0	0	1,601
Schwab U.S. Large Cap ETF	ETF	808524201	63	832	SH		SOLE		0	0	832
Schwab U.S. Mid-Cap ETF	ETF	808524508	24	414	SH		SOLE		0	0	414
Sculptor Capital Management Inc.	COM	811246107	16	750	SH		SOLE		0	0	750
Sea Ltd.	ADS	81141R100	20	500	SH		SOLE		0	0	500
SecureWorks Corp.	COM	81374A105	2	150	SH		SOLE		0	0	150
SEI Investments Co.	COM	784117103	65	1,006	SH		SOLE		0	0	1,006
Seneca Biopharma Inc.	COM	81689B103	0	5	SH		SOLE		0	0	5
ShockWave Medical Inc.	COM	82489T104	8	200	SH		SOLE		0	0	200
Shopify Inc.	COM	82509L107	1,244	3,130	SH		SOLE		0	0	3,130
SIRIUS XM Radio Inc.	COM	82966U103	3	430	SH		SOLE		0	0	430
Skyworks Solutions Inc.	COM	83088M102	30	250	SH		SOLE		0	0	250
Slack Technologies Inc.	COM	83088V102	27	1,240	SH		SOLE		0	0	1,240
Snap Inc.	COM	833034101	9	563	SH		SOLE		0	0	563
Soligenix Inc.	COM	834223307	29	20,000	SH		SOLE		0	0	20,000
SPDR Barclays Convertible Securities ETF	ETF	78464A359	4,169	75,131	SH		SOLE		0	0	75,131
SPDR Dow Jones Global Real Estate ETF	ETF	78463X749	29	582	SH		SOLE		0	0	582
SPDR Dow Jones Intl Real Estate ETF	ETF	78463X863	27	705	SH		SOLE		0	0	705
SPDR Emerging Markets ETF	ETF	78463X509	3	88	SH		SOLE		0	0	88
SPDR Gold Shares ETF	ETF	78463V107	4,195	29,360	SH		SOLE		0	0	29,360
SPDR Portfolio Mid Cap ETF	ETF	78464A847	757	20,900	SH		SOLE		0	0	20,900
SPDR S&P 500 ETF	ETF	78462f103	1,084	3,371	SH		SOLE		0	0	3,371
SPDR S&P 500 Growth ETF	ETF	78464A409	8	198	SH		SOLE		0	0	198
SPDR S&P 500 Value ETF	ETF	78464A508	4	117	SH		SOLE		0	0	117
SPDR S&P Aerospace & Defense ETF	ETF	78464A631	10	100	SH		SOLE		0	0	100
SPDR S&P MidCap 400 ETF	ETF	464287507	2,840	7,567	SH		SOLE		0	0	7,567
Spectrum Brands Holdings Inc.	COM	84790A105	6	94	SH		SOLE		0	0	94
Spotify Technology S.A.	COM	L8681T102	54	366	SH		SOLE		0	0	366
Square Inc.	COM	852234103	2,003	32,023	SH		SOLE		0	0	32,023
Starbucks Corp.	COM	855244109	1,723	19,601	SH		SOLE		0	0	19,601
Stryker Corp.	COM	863667101	729	3,475	SH		SOLE		0	0	3,475
Target Corp.	COM	87612E106	0	1	SH		SOLE		0	0	1
TE Connectivity Ltd.	COM	H84989104	175	1,834	SH		SOLE		0	0	1,834
Teladoc Inc.	COM	87918A105	20	250	SH		SOLE		0	0	250
Teradata Corp.	COM	88076W103	2	75	SH		SOLE		0	0	75
Tesla Motors Inc.	COM	88160R101	407	973	SH		SOLE		0	0	973
Teva Pharmaceutical Industries Ltd.	ADS	881624209	9	1,000	SH		SOLE		0	0	1,000
The Blackstone Group Inc.	COM	09253U108	1,511	27,015	SH		SOLE		0	0	27,015
The Boeing Co.	COM	097023105	2,396	7,357	SH		SOLE		0	0	7,357
The Coca-Cola Co.	COM	191216100	735	13,288	SH		SOLE		0	0	13,288
The Gap Inc.	COM	364760108	0	20	SH		SOLE		0	0	20
The Hershey Co.	COM	427866108	73	500	SH		SOLE		0	0	500
The Home Depot Inc.	COM	437076102	836	3,832	SH		SOLE		0	0	3,832
The Kroger Co.	COM	501044101	115	4,000	SH		SOLE		0	0	4,000
The Procter & Gamble Co.	COM	742718109	2,612	20,914	SH		SOLE		0	0	20,914
The RealReal Inc.	COM	88339P101	222	11,800	SH		SOLE		0	0	11,800
The Scotts Miracle-Gro Co.	COM	810186106	2	22	SH		SOLE		0	0	22
The Southern Company	COM	842587107	31	500	SH		SOLE		0	0	500
The Western Union Company	COM	959802109	25	948	SH		SOLE		0	0	948
TJX Companies Inc.	COM	872540109	40	660	SH		SOLE		0	0	660
Toronto-Dominion Bank	COM	891160509	54	978	SH		SOLE		0	0	978
Toyota Motor Corp.	ADS	892331307	0	5	SH		SOLE		0	0	5
Transocean Ltd.	COM	G90078109	1	165	SH		SOLE		0	0	165
Truist Financial Corp.	COM	89832Q109	720	12,797	SH		SOLE		0	0	12,797
Twilio Inc.	COM	90138F102	34	350	SH		SOLE		0	0	350
Twitter Inc.	COM	90184L102	241	7,532	SH		SOLE		0	0	7,532
UGI Corporation	COM	902681105	32	720	SH		SOLE		0	0	720
Ulta Beauty Inc.	COM	90384S303	25	100	SH		SOLE		0	0	100
Under Armour Inc. Class A	COM	904311107	3	150	SH		SOLE		0	0	150
Under Armour Inc. Class C	COM	904311206	1	100	SH		SOLE		0	0	100
Unilever N.V.	COM	904784709	40	700	SH		SOLE		0	0	700
Unilever plc	ADS	904767704	797	13,950	SH		SOLE		0	0	13,950
United Parcel Service Inc.	COM	911312106	733	6,263	SH		SOLE		0	0	6,263
United States Oil ETF	ETF	91232N108	2	200	SH		SOLE		0	0	200
United States Steel Corp.	COM	912909108	0	14	SH		SOLE		0	0	14
United Technologies	COM	913017109	326	2,183	SH		SOLE		0	0	2,183
UnitedHealth Group Inc.	COM	91324P102	99	337	SH		SOLE		0	0	337
USA Compression Partners L.P.	COM	90290N109	18	1,000	SH		SOLE		0	0	1,000
VanEck Vectors Gold Miners ETF	ETF	92189F106	3,273	111,795	SH		SOLE		0	0	111,795
VanEck Vectors High-Yield Muni. Index ETF	ETF	92189F361	16	250	SH		SOLE		0	0	250
VanEck Vectors Junior Gold Miners ETF	ETF	92189F791	669	15,835	SH		SOLE		0	0	15,835
VanEck Vectors Vietnam ETF	ETF	92189F817	15	1,000	SH		SOLE		0	0	1,000
Vanguard Consumer Staples ETF	ETF	92204A207	30	188	SH		SOLE		0	0	188
Vanguard Energy ETF	ETF	92204A306	16	200	SH		SOLE		0	0	200
Vanguard Extended Market ETF	ETF	922908652	182	1,450	SH		SOLE		0	0	1,450
Vanguard FTSE All-World ex-U.S. ETF	ETF	922042775	23	433	SH		SOLE		0	0	433
Vanguard FTSE Emerging Markets ETF	ETF	922042858	417	9,390	SH		SOLE		0	0	9,390
Vanguard Growth ETF	ETF	922908736	308	1,696	SH		SOLE		0	0	1,696
Vanguard High Dividend Yield ETF	ETF	921946406	49	526	SH		SOLE		0	0	526
Vanguard Industrials ETF	ETF	92204A603	32	211	SH		SOLE		0	0	211
Vanguard Information Technology ETF	ETF	92204A702	38	156	SH		SOLE		0	0	156
Vanguard Interm.-Term Corporate Bond ETF	ETF	92206C870	210	2,302	SH		SOLE		0	0	2,302
Vanguard Mid-Cap Growth Index ETF	ETF	922908538	52	330	SH		SOLE		0	0	330
Vanguard Mid-Cap Value Index ETF	ETF	922908512	46	388	SH		SOLE		0	0	388
Vanguard REIT Index ETF	ETF	922908553	434	4,683	SH		SOLE		0	0	4,683
Vanguard Short-Term Bond ETF	ETF	921937827	35	444	SH		SOLE		0	0	444
Vanguard Short-Term Corp. Bond Index ETF	ETF	92206C409	50	629	SH		SOLE		0	0	629
Vanguard Small-Cap Growth ETF	ETF	922908595	31	158	SH		SOLE		0	0	158
Vanguard Small-Cap Value ETF	ETF	922908611	51	374	SH		SOLE		0	0	374
Vanguard Total Bond Market ETF	ETF	921937835	1,463	17,455	SH		SOLE		0	0	17,455
Vanguard Total Stock ETF	ETF	922908769	20	124	SH		SOLE		0	0	124
Vanguard Utilities ETF	ETF	92204A876	200	1,401	SH		SOLE		0	0	1,401
Vanguard Value ETF	ETF	922908744	139	1,162	SH		SOLE		0	0	1,162
Vector Group Ltd.	COM	92240M108	35	2,633	SH		SOLE		0	0	2,633
Veeva Systems Inc.	COM	922475108	0	3	SH		SOLE		0	0	3
Verizon Communications Inc.	COM	92343V104	5,050	82,247	SH		SOLE		0	0	82,247
Visa Inc.	COM	92851S204	4,389	23,360	SH		SOLE		0	0	23,360
Vodafone Group plc	ADS	92857W100	1	76	SH		SOLE		0	0	76
W.P. Carey Inc.	COM	92826C839	14	183	SH		SOLE		0	0	183
Wabtec Corp.	COM	929740108	1	16	SH		SOLE		0	0	16
Walgreens Boots Alliance Inc.	COM	931427108	9	160	SH		SOLE		0	0	160
Walmart Inc.	COM	931142103	1,814	15,269	SH		SOLE		0	0	15,269
Walt Disney Co.	COM	254687106	1,111	7,687	SH		SOLE		0	0	7,687
Weight Watchers International Inc.	COM	948626106	13	350	SH		SOLE		0	0	350
Wells Fargo & Company	COM	949746101	34	636	SH		SOLE		0	0	636
Welltower Inc.	COM	95040Q104	464	5,675	SH		SOLE		0	0	5,675
Weyerhauser Company	COM	962166104	9	304	SH		SOLE		0	0	304
WisdomTree Bloomberg US Dollar Bullish ETF	ETF	97717W471	4	176	SH		SOLE		0	0	176
Wrap Technologies Inc.	COM	98212N107	25	3,968	SH		SOLE		0	0	3,968
WSFS Financial Corp.	COM	929328102	132	3,020	SH		SOLE		0	0	3,020
Yum Brands Inc.	COM	988498101	30	304	SH		SOLE		0	0	304
Zimmer Biomet Holdings Inc.	COM	98956P102	97	650	SH		SOLE		0	0	650
Zoom Video Communications Inc.	COM	98980L101	449	6,600	SH		SOLE		0	0	6,600