Sterling Investment Advisors 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
3M Company	COM	604059105	259	1,460	SH		SOLE		0	0	1,460
Abbott Laboratories	COM	002824100	1,755	12,472	SH		SOLE		0	0	12,472
AbbVie, Inc.	COM	00287Y109	2,238	16,527	SH		SOLE		0	0	16,527
Acasti Pharma, Inc.	COM	00430K402	6	5,000	SH		SOLE		0	0	5,000
Accenture Ltd.	COM	G1151C101	161	389	SH		SOLE		0	0	389
Acushnet Holdings Corp.	COM	005098108	15	275	SH		SOLE		0	0	275
Adaptec, Inc.	COM	00651F108	67	2,400	SH		SOLE		0	0	2,400
ADC Therapeutics SA	COM	H0036K147	22	1,100	SH		SOLE		0	0	1,100
Adobe Systems, Inc.	COM	00724F101	656	1,157	SH		SOLE		0	0	1,157
Advanced Micro Devices	COM	007903107	71	490	SH		SOLE		0	0	490
AFLAC Inc.	COM	001055102	88	1,500	SH		SOLE		0	0	1,500
Agilent Systems	COM	00846U101	64	400	SH		SOLE		0	0	400
Airbnb, Inc.	COM	009066101	1,202	7,222	SH		SOLE		0	0	7,222
Akamai Technologies, Inc.	COM	00971T101	2,142	18,300	SH		SOLE		0	0	18,300
Alaska Air Group, Inc.	COM	011659109	21	400	SH		SOLE		0	0	400
Albertsons Companies, Inc.	COM	013091103	0	5	SH		SOLE		0	0	5
Alcoa, Inc.	COM	013817101	30	501	SH		SOLE		0	0	501
Alcon, Inc.	COM	H01301128	8	89	SH		SOLE		0	0	89
Alibaba Group Holdings Ltd.	ADS	01609W102	142	1,194	SH		SOLE		0	0	1,194
Align Technology, Inc.	COM	016255101	2,703	4,113	SH		SOLE		0	0	4,113
Alphabet, Inc. Class A	COM	02079K305	9,276	3,202	SH		SOLE		0	0	3,202
Alphabet, Inc. Class C	COM	02079K107	2,399	829	SH		SOLE		0	0	829
ALPS Alerian MLP ETF	ETF	00162Q866	1,040	31,780	SH		SOLE		0	0	31,780
Altria Group, Inc.	COM	02209S103	265	5,584	SH		SOLE		0	0	5,584
Amazon.com, Inc.	COM	023135106	9,523	2,856	SH		SOLE		0	0	2,856
American Airlines Group, Inc.	COM	02376R102	1	80	SH		SOLE		0	0	80
American Express	COM	025816109	278	1,700	SH		SOLE		0	0	1,700
American Tower Corp.	COM	03027X100	4,066	13,901	SH		SOLE		0	0	13,901
Ameriprise Financial, Inc.	COM	03076C106	21	70	SH		SOLE		0	0	70
AmerisourceBergen Corp.	COM	03073E105	43	325	SH		SOLE		0	0	325
Amgen, Inc.	COM	031162100	2,854	12,686	SH		SOLE		0	0	12,686
Amplify Lithium & Battery Technology ETF	ETF	032108805	3	175	SH		SOLE		0	0	175
Amplify Transformational Data Sharing ETF	ETF	032108607	4	101	SH		SOLE		0	0	101
Amyris, Inc.	COM	03236M200	2	375	SH		SOLE		0	0	375
Angel Oak Fin'l Strat. Income Term Trust	CEF	03464A100	244	14,300	SH		SOLE		0	0	14,300
Annovis Bio, Inc.	COM	03615A108	254	14,474	SH		SOLE		0	0	14,474
ANSYS, Inc.	COM	03662Q105	24	60	SH		SOLE		0	0	60
AppHarvest, Inc.	COM	03783T103	0	16	SH		SOLE		0	0	16
Apple, Inc.	COM	037833100	27,566	155,243	SH		SOLE		0	0	155,243
Applied Materials	COM	038222105	77	490	SH		SOLE		0	0	490
Aptiv plc	COM	G6095L109	1	5	SH		SOLE		0	0	5
Arbutus Biopharma Corp.	COM	03879J100	16	4,000	SH		SOLE		0	0	4,000
ArcelorMittal	COM	03938L203	18	550	SH		SOLE		0	0	550
Ares Capital Corp.	COM	04010L103	1,012	47,768	SH		SOLE		0	0	47,768
Argo Group International Holdings, Ltd.	COM	G0464B107	29	500	SH		SOLE		0	0	500
Ark Autonomous Technology & Robotics ETF	ETF	00214Q203	4	50	SH		SOLE		0	0	50
Ark Fintech Innovation ETF	ETF	00214Q708	88	2,150	SH		SOLE		0	0	2,150
Ark Genomic Revolution ETF	ETF	00214Q302	900	14,690	SH		SOLE		0	0	14,690
Ark Innovation ETF	ETF	00214Q104	1,696	17,925	SH		SOLE		0	0	17,925
Arrival, Ltd.	COM	L0423Q108	0	25	SH		SOLE		0	0	25
Asana, Inc.	COM	04342Y104	149	2,000	SH		SOLE		0	0	2,000
AstraZeneca plc	ADR	046353108	0	5	SH		SOLE		0	0	5
AT&T, Inc.	COM	00206R102	107	4,335	SH		SOLE		0	0	4,335
Atlassian Corporation Plc	COM	G06242104	13	35	SH		SOLE		0	0	35
Aurora Cannabis, Inc.	COM	05156X108	0	8	SH		SOLE		0	0	8
Autodesk, Inc.	COM	052679106	15	55	SH		SOLE		0	0	55
Automatic Data Processing	COM	053015103	137	555	SH		SOLE		0	0	555
AVEO Pharmaceuticals, Inc.	COM	053588109	0	6	SH		SOLE		0	0	6
Ayro, Inc.	COM	054748108	3	2,002	SH		SOLE		0	0	2,002
B&G Foods, Inc.	COM	05508R106	15	500	SH		SOLE		0	0	500
Baidu, Inc.	ADR	056752108	1	9	SH		SOLE		0	0	9
Balchem Corp.	COM	057665200	34	200	SH		SOLE		0	0	200
Bank of America Corp.	COM	066050105	325	7,309	SH		SOLE		0	0	7,309
Barrick Gold Corp.	COM	067901108	30	1,564	SH		SOLE		0	0	1,564
Basic Materials SPDR ETF	ETF	81369Y100	4	47	SH		SOLE		0	0	47
Bausch Health Companies, Inc.	COM	071734107	55	2,000	SH		SOLE		0	0	2,000
Baxter International, Inc.	COM	071813109	589	6,861	SH		SOLE		0	0	6,861
Becton, Dickinson and Co.	COM	075887109	1,139	4,530	SH		SOLE		0	0	4,530
Berkshire Hathaway B	COM	084670702	2,480	8,294	SH		SOLE		0	0	8,294
Best Buy Company, Inc.	COM	086516101	41	400	SH		SOLE		0	0	400
BigCommerce Holdings, Inc.	COM	08975P108	803	22,715	SH		SOLE		0	0	22,715
BiondVax Pharmaceuticals, Ltd.	ADS	09073Q105	0	20	SH		SOLE		0	0	20
BioNTech SE	ADS	09075V102	64	250	SH		SOLE		0	0	250
Bit Digital, Inc.	COM	G1144A105	17	2,870	SH		SOLE		0	0	2,870
Bitfarms, Ltd.	COM	09137B107	14	2,750	SH		SOLE		0	0	2,750
Bitwise 10 Crypto Index Fund	COM	301505624	4	110	SH		SOLE		0	0	110
BlackRock Municipal 2030 Target Term Trust	CEF	09257P105	1,934	74,570	SH		SOLE		0	0	74,570
BlackRock, Inc.	COM	09247X101	3,761	4,108	SH		SOLE		0	0	4,108
Blink Charging Co.	COM	09354A100	8	300	SH		SOLE		0	0	300
Block, Inc.	COM	852234103	4,162	25,769	SH		SOLE		0	0	25,769
BlueStar TA-BIGITech Israel Tech. ETF	ETF	26924G870	25	400	SH		SOLE		0	0	400
Bookings Holdings, Inc.	COM	09857L108	14	6	SH		SOLE		0	0	6
Boston Scientific Corp.	COM	101137107	1	29	SH		SOLE		0	0	29
Bristol-Myers Squibb Co.	COM	110122108	21	331	SH		SOLE		0	0	331
C.H. Robinson Worldwide, Inc.	COM	12541W209	13	125	SH		SOLE		0	0	125
Call - American Air. - 22 - Exp. 1/20/23	CALL	02376R902	4	20	SH		SOLE		0	0	20
Callaway Golf Co.	COM	131193104	3	100	SH		SOLE		0	0	100
Cambium Networks Corp.	COM	G17766109	0	3	SH		SOLE		0	0	3
Camden Property Trust	COM	133131102	36	200	SH		SOLE		0	0	200
Campbell Soup Co.	COM	134429109	3	59	SH		SOLE		0	0	59
Canopy Growth Corp.	COM	138035100	6	672	SH		SOLE		0	0	672
Capital One Financial Corp.	COM	14040H105	11	75	SH		SOLE		0	0	75
Cardinal Health, Inc.	COM	14149Y108	157	3,050	SH		SOLE		0	0	3,050
Carrier Global Corp.	COM	14448C104	54	1,000	SH		SOLE		0	0	1,000
Casella Waste Systems, Inc.	COM	147448104	103	1,200	SH		SOLE		0	0	1,200
Caterpillar Inc.	COM	149123101	431	2,085	SH		SOLE		0	0	2,085
CCC Intelligent Solutions, Inc.	COM	12510Q100	8	717	SH		SOLE		0	0	717
Cerner Crop.	COM	156782104	6	65	SH		SOLE		0	0	65
Cerus Corp.	COM	157085101	7	1,000	SH		SOLE		0	0	1,000
Charter Communications, Inc.	COM	16119P108	68	104	SH		SOLE		0	0	104
Chevron Corp.	COM	166764100	1,324	11,282	SH		SOLE		0	0	11,282
Chubb Corporation	COM	171232101	6	30	SH		SOLE		0	0	30
CIGNA Corp.	COM	125509109	219	952	SH		SOLE		0	0	952
Cisco Systems, Inc.	COM	17275R102	1,046	16,501	SH		SOLE		0	0	16,501
Citigroup, Inc.	COM	172967424	300	4,973	SH		SOLE		0	0	4,973
Citizens Financial Group, Inc.	COM	174610105	4	75	SH		SOLE		0	0	75
CleanSpark, Inc.	COM	18452B209	3	350	SH		SOLE		0	0	350
Cleveland-Cliffs, Inc.	COM	185899101	0	10	SH		SOLE		0	0	10
Cloudflare, Inc.	COM	18915M107	264	2,010	SH		SOLE		0	0	2,010
Clover Health Investments Corp.	COM	18914F103	0	20	SH		SOLE		0	0	20
Cognizant Technology Solutions Corp.	COM	192446102	71	800	SH		SOLE		0	0	800
Cohn Robbins Holdings Corp.	COM	G23726105	2	200	SH		SOLE		0	0	200
Cohn Robbins Holdings Warrants Exp 8/28/25	WARRANT	G23726113	2	2,350	SH		SOLE		0	0	2,350
Coinbase Global, Inc.	COM	19260Q107	56	223	SH		SOLE		0	0	223
Colgate-Palmolive Company	COM	194162103	92	1,077	SH		SOLE		0	0	1,077
Comcast Corp. Class A	COM	20030N101	2,247	44,637	SH		SOLE		0	0	44,637
Compugen, Ltd.	COM	M25722105	13	3,000	SH		SOLE		0	0	3,000
ConocoPhillips	COM	20825c104	117	1,624	SH		SOLE		0	0	1,624
Consolidated Water Co., Ltd.	COM	G23773107	11	1,006	SH		SOLE		0	0	1,006
Corning, Inc.	COM	219350105	746	20,030	SH		SOLE		0	0	20,030
Corteva, Inc.	COM	22052L104	19	411	SH		SOLE		0	0	411
Costco Wholesale Corp.	COM	22160K105	6,962	12,264	SH		SOLE		0	0	12,264
Coupa Software, Inc.	COM	22266L106	16	100	SH		SOLE		0	0	100
CRISPR Therapeutics AG	COM	H17182108	45	600	SH		SOLE		0	0	600
CrowdStrike Holdings, Inc.	COM	22788C105	5,683	27,758	SH		SOLE		0	0	27,758
Crown Castle International Corp.	COM	22822V101	25	120	SH		SOLE		0	0	120
Cummins, Inc.	COM	231021106	1,526	6,995	SH		SOLE		0	0	6,995
Curis, Inc.	COM	231269200	14	3,000	SH		SOLE		0	0	3,000
CVS Health Corp.	COM	126650100	4,269	41,378	SH		SOLE		0	0	41,378
Danaher Corporation	COM	235851102	36	110	SH		SOLE		0	0	110
DASAN Zhone Solutions, Inc.	COM	23305L206	8	500	SH		SOLE		0	0	500
Deere & Company	COM	244199105	28	81	SH		SOLE		0	0	81
Delta Air Lines, Inc.	COM	247361108	16	400	SH		SOLE		0	0	400
Desktop Metal, Inc.	COM	25058X105	10	2,100	SH		SOLE		0	0	2,100
Deutsche MSCI EAFE Hedged Equity ETF	ETF	233051200	48	1,232	SH		SOLE		0	0	1,232
DexCom, Inc.	COM	252131107	28	53	SH		SOLE		0	0	53
Diageo plc	ADR	25243Q205	1,246	5,659	SH		SOLE		0	0	5,659
DiDi Global, Inc.	COM	23292E108	10	2,000	SH		SOLE		0	0	2,000
Digital Realty Trust, Inc.	COM	253868103	54	303	SH		SOLE		0	0	303
Digital Turbine, Inc.	COM	25400W102	30	500	SH		SOLE		0	0	500
DigitalOcean Holdings, Inc.	COM	25402D102	3,349	41,690	SH		SOLE		0	0	41,690
Dimensional U.S. Core Equity 2 ETF	ETF	25434V708	79	2,737	SH		SOLE		0	0	2,737
Dollar General Corporation	COM	256669102	32	137	SH		SOLE		0	0	137
Dominion Resources	COM	25746U109	213	2,713	SH		SOLE		0	0	2,713
Dow, Inc.	COM	260557103	160	2,818	SH		SOLE		0	0	2,818
DraftKings, Inc.	COM	26142R104	3	100	SH		SOLE		0	0	100
Duke Energy Corporation	COM	264399106	32	301	SH		SOLE		0	0	301
DuPont de Nemours, Inc.	COM	263534109	35	439	SH		SOLE		0	0	439
DURECT Corp.	COM	266605104	0	192	SH		SOLE		0	0	192
East West Bancorp, Inc.	COM	27579R104	6	70	SH		SOLE		0	0	70
Eastman Chemical Co.	COM	277432100	48	400	SH		SOLE		0	0	400
Eastman Kodak Co.	COM	277461906	0	31	SH		SOLE		0	0	31
Eaton Corp.	COM	278058102	1,305	7,554	SH		SOLE		0	0	7,554
Elanco Animal Health Inc.	COM	28414H103	25	890	SH		SOLE		0	0	890
Elastic N.V.	COM	N14506104	927	7,535	SH		SOLE		0	0	7,535
Electronic Arts, Inc.	COM	285512109	7	50	SH		SOLE		0	0	50
Eli Lilly & Co.	COM	532457108	497	1,799	SH		SOLE		0	0	1,799
Emerson Electric Co.	COM	291011104	1,232	13,254	SH		SOLE		0	0	13,254
Enbridge, Inc.	COM	29250N105	2,003	51,250	SH		SOLE		0	0	51,250
Endo International plc	COM	G30401106	103	27,515	SH		SOLE		0	0	27,515
Energy Select Sector SPDR ETF	ETF	81369Y506	6	100	SH		SOLE		0	0	100
Energy Transfer, L.P.	COM	29273V100	47	5,760	SH		SOLE		0	0	5,760
EnerSys	COM	29275Y102	10	130	SH		SOLE		0	0	130
Enterprise Products Partners, L.P.	COM	293792107	89	4,030	SH		SOLE		0	0	4,030
EPAM Systems, Inc.	COM	29414B104	2	3	SH		SOLE		0	0	3
Essential Utilities, Inc.	COM	29670G102	1,811	33,738	SH		SOLE		0	0	33,738
ETFMG Video Game Tech ETF	ETF	26924G706	4	50	SH		SOLE		0	0	50
Exelon Corporation	COM	30161N101	211	3,658	SH		SOLE		0	0	3,658
Expedia Group, Inc.	COM	30212P303	290	1,605	SH		SOLE		0	0	1,605
Expeditors International of Washington	COM	302130109	11	80	SH		SOLE		0	0	80
Exxon Mobil Corp.	COM	30231G102	434	7,090	SH		SOLE		0	0	7,090
F5 Networks, Inc.	COM	315616102	24	100	SH		SOLE		0	0	100
FactSet Research Systems, Inc.	COM	303075105	7	15	SH		SOLE		0	0	15
Fastly, Inc.	COM	31188V100	31	880	SH		SOLE		0	0	880
FedEx Corp.	COM	31428X106	9	35	SH		SOLE		0	0	35
Fidelity National Financial, Inc.	COM	31620R303	3,892	74,597	SH		SOLE		0	0	74,597
Fidelity Natl Information Services, Inc.	COM	31620M106	10	90	SH		SOLE		0	0	90
Fifth Third Bancorp	COM	316773100	78	1,800	SH		SOLE		0	0	1,800
Financial Select Sector SPDR ETF	ETF	81369Y605	20	506	SH		SOLE		0	0	506
First Industrial Realty Trust, Inc.	COM	32054K103	48	720	SH		SOLE		0	0	720
First Interstate BancSystem, Inc.	COM	32055Y201	37	902	SH		SOLE		0	0	902
First Solar, Inc.	COM	336433107	320	3,675	SH		SOLE		0	0	3,675
First Trust Large Cap Core AlphaDEX ETF	ETF	33734K109	1,207	13,070	SH		SOLE		0	0	13,070
First Trust Mid Cap Core AlphaDEX ETF	ETF	33735B108	1,474	14,335	SH		SOLE		0	0	14,335
FirstEnergy Corp.	COM	337932107	4	100	SH		SOLE		0	0	100
Fisker, Inc.	COM	33813J106	2	100	SH		SOLE		0	0	100
Five9, Inc.	COM	338307101	1,958	14,260	SH		SOLE		0	0	14,260
Flexion Therapeutics	COM	33938J106	0	23	SH		SOLE		0	0	23
FlexShares Quality Dividend ETF	ETF	33939L860	31	500	SH		SOLE		0	0	500
FNCB Bancorp, Inc.	COM	302578109	36	3,869	SH		SOLE		0	0	3,869
Ford Motor Co.	COM	345370860	27	1,300	SH		SOLE		0	0	1,300
Fortinet, Inc.	COM	34959E109	9	25	SH		SOLE		0	0	25
FS KKR Capital Corp.	COM	302635107	26	1,250	SH		SOLE		0	0	1,250
FT Crypto Industry & Digital Economy ETF	ETF	33740F540	8	450	SH		SOLE		0	0	450
fuboTV, Inc.	COM	35953D104	1,041	67,100	SH		SOLE		0	0	67,100
FuelCell Energy, Inc.	COM	35952H601	10	2,000	SH		SOLE		0	0	2,000
GameStop Corp.	COM	36467W109	0	2	SH		SOLE		0	0	2
General Electric	COM	369604103	15	162	SH		SOLE		0	0	162
General Mills, Inc.	COM	370334104	1,907	28,300	SH		SOLE		0	0	28,300
Genesis Healthcare, Inc.	COM	37185X106	0	300	SH		SOLE		0	0	300
Genuine Parts Company	COM	372460105	119	850	SH		SOLE		0	0	850
Gilead Sciences, Inc.	COM	375558103	569	7,837	SH		SOLE		0	0	7,837
GlaxoSmithKline plc	ADR	37733W105	11	250	SH		SOLE		0	0	250
Global X Internet of Things ETF	ETF	37954Y780	12	300	SH		SOLE		0	0	300
Global X Lithium & Battery Tech ETF	ETF	37954Y855	213	2,525	SH		SOLE		0	0	2,525
Global X Robotics & A.I. ETF	ETF	37954Y715	158	4,390	SH		SOLE		0	0	4,390
Global X S&P 500 Catholic Values ETF	ETF	37954Y889	128	2,180	SH		SOLE		0	0	2,180
Global X U.S. Infrastructure Develop. ETF	ETF	37954Y673	2	79	SH		SOLE		0	0	79
Global X U.S. Preferred ETF	ETF	37954Y657	35	1,350	SH		SOLE		0	0	1,350
Global X Uranium ETF	ETF	37954Y871	6	250	SH		SOLE		0	0	250
Global X Variable Rate Preferred ETF	ETF	37954Y376	10	350	SH		SOLE		0	0	350
Global X Video Games & Esports ETF	ETF	37954Y392	4	150	SH		SOLE		0	0	150
Global-e Online, Ltd.	COM	M5216V106	19	300	SH		SOLE		0	0	300
GlobalX Cleantech ETF	ETF	37954Y228	4	200	SH		SOLE		0	0	200
Globus Medical, Inc.	COM	379577208	13,582	188,123	SH		SOLE		0	0	188,123
Golden Entertainment, Inc.	COM	381013101	51	1,000	SH		SOLE		0	0	1,000
Goldman Sachs BDC, Inc.	COM	38147U107	414	21,599	SH		SOLE		0	0	21,599
Goldman Sachs Group	COM	38141G104	3,521	9,204	SH		SOLE		0	0	9,204
Grayscale Bitcoin Trust	COM	389637109	720	21,017	SH		SOLE		0	0	21,017
GXO Logistics, Inc.	COM	36262G101	45	500	SH		SOLE		0	0	500
H&R Block, Inc.	COM	093671105	9	400	SH		SOLE		0	0	400
Health Care Select Sector SPDR ETF	ETF	81369Y209	106	755	SH		SOLE		0	0	755
Hercules Capital, Inc.	COM	427096508	795	47,900	SH		SOLE		0	0	47,900
Hilton Worldwide Holdings, Inc.	COM	43300A203	4	27	SH		SOLE		0	0	27
Himax Technologies, Inc.	ADR	43289P106	24	1,500	SH		SOLE		0	0	1,500
HIVE Blockchain Technologies, Ltd.	COM	007786106	3	1,000	SH		SOLE		0	0	1,000
Honeywell International, Inc.	COM	438516106	2,666	12,787	SH		SOLE		0	0	12,787
Horizon Technology Finance Corp.	COM	44045A102	1	83	SH		SOLE		0	0	83
Hut 8 Mining Corp.	COM	44812T102	28	3,610	SH		SOLE		0	0	3,610
IBM	COM	459200101	36	268	SH		SOLE		0	0	268
ICU Medical, Inc.	COM	44930G107	30	125	SH		SOLE		0	0	125
IHS Markit, Ltd.	COM	G47567105	1	10	SH		SOLE		0	0	10
Illinois Tool Works, Inc.	COM	452308109	196	795	SH		SOLE		0	0	795
Illumina, Inc.	COM	452327109	867	2,280	SH		SOLE		0	0	2,280
Immunome, Inc.	COM	45257U108	280	21,627	SH		SOLE		0	0	21,627
Industrial Select Sector SPDR ETF	ETF	81369Y704	7	68	SH		SOLE		0	0	68
Infosys, Ltd.	ADR	456788108	110	4,330	SH		SOLE		0	0	4,330
InMode, Ltd.	COM	M5425M103	212	3,010	SH		SOLE		0	0	3,010
Innovator IBD 50 ETF	ETF	45782C102	119	2,600	SH		SOLE		0	0	2,600
Innoviz Technologies, Ltd.	COM	M5R635108	4	700	SH		SOLE		0	0	700
Intel Corp.	COM	458140100	1,561	30,302	SH		SOLE		0	0	30,302
Intellia Therapeutics, Inc.	COM	45826J105	35	300	SH		SOLE		0	0	300
International Flavors & Fragrances, Inc.	COM	459506101	14	92	SH		SOLE		0	0	92
International Paper Co.	COM	460146103	17	355	SH		SOLE		0	0	355
Intuit, Inc.	COM	461202103	1	1	SH		SOLE		0	0	1
Intuitive Surgical, Inc.	COM	46120E602	114	318	SH		SOLE		0	0	318
Invesco QQQ ETF	ETF	631100104	415	1,042	SH		SOLE		0	0	1,042
Invesco S&P 500 Eq. Weight Health Care ETF	ETF	46137V332	186	580	SH		SOLE		0	0	580
Invesco S&P 500 Equal Weight ETF	ETF	46137V357	1	4	SH		SOLE		0	0	4
Invesco S&P 500 Low Volatility ETF	ETF	46138E354	1	16	SH		SOLE		0	0	16
Invesco Solar ETF	ETF	46138G706	15	200	SH		SOLE		0	0	200
Invitae Corp.	COM	46185L103	10	640	SH		SOLE		0	0	640
IonQ, Inc.	COM	46222L108	3	200	SH		SOLE		0	0	200
IQVIA Holdings Inc.	COM	46266C105	27	97	SH		SOLE		0	0	97
iShares Barclays Aggregate Bond ETF	ETF	464289859	90	785	SH		SOLE		0	0	785
iShares Barclays TIPS Bond ETF	ETF	464287176	107	825	SH		SOLE		0	0	825
iShares Cohen & Steers Realty Index ETF	ETF	464287564	57	750	SH		SOLE		0	0	750
iShares Core MSCI EAFE ETF	ETF	46432F842	79	1,054	SH		SOLE		0	0	1,054
iShares Core MSCI Emerging Markets ETF	ETF	46434G103	46	771	SH		SOLE		0	0	771
iShares Core S&P Small-Cap ETF	ETF	464287150	8,186	71,490	SH		SOLE		0	0	71,490
iShares Dow Jones Select Divid. Index ETF	ETF	464287846	7,155	58,364	SH		SOLE		0	0	58,364
iShares Global Clean Energy ETF	ETF	464288224	680	32,115	SH		SOLE		0	0	32,115
iShares Global Infrastructure ETF	ETF	464288372	170	3,575	SH		SOLE		0	0	3,575
iShares Global Timber & Forestry ETF	ETF	464288174	39	425	SH		SOLE		0	0	425
iShares GS InvesTop Corporate Bond ETF	ETF	464287242	38	290	SH		SOLE		0	0	290
iShares iBoxx High Yield Corp. Bond ETF	ETF	464288513	17	200	SH		SOLE		0	0	200
iShares Intl Developed Property ETF	ETF	464288422	108	2,906	SH		SOLE		0	0	2,906
iShares MBS ETF	ETF	464288588	69	643	SH		SOLE		0	0	643
iShares MSCI ACWI Index ETF	ETF	464288240	18	169	SH		SOLE		0	0	169
iShares MSCI EAFE ESG Optimized ETF	ETF	46435G516	119	1,500	SH		SOLE		0	0	1,500
iShares MSCI EAFE Index ETF	ETF	464287465	560	7,123	SH		SOLE		0	0	7,123
iShares MSCI EAFE Minimum Volatility ETF	ETF	46429B689	40	525	SH		SOLE		0	0	525
iShares MSCI Emerg. Mkts. Min. Volat. ETF	ETF	464286533	50	800	SH		SOLE		0	0	800
iShares MSCI Emerging Markets ETF	ETF	464287234	64	1,320	SH		SOLE		0	0	1,320
iShares MSCI India ETF	ETF	46429B598	2	50	SH		SOLE		0	0	50
iShares MSCI KLD 400 Social Index ETF	ETF	464288570	279	3,000	SH		SOLE		0	0	3,000
iShares Nasdaq Biotechnology ETF	ETF	464287556	14	90	SH		SOLE		0	0	90
iShares PHLX Semiconductor ETF	ETF	464287523	18	33	SH		SOLE		0	0	33
iShares Russell 1000 Growth ETF	ETF	464287614	55	180	SH		SOLE		0	0	180
iShares Russell 1000 Index ETF	ETF	464287655	51	192	SH		SOLE		0	0	192
iShares Russell 2000 Index ETF	ETF	464287655	68	304	SH		SOLE		0	0	304
iShares Russell Mid-Cap Growth ETF	ETF	464287481	113	982	SH		SOLE		0	0	982
iShares Russell Mid-Cap Value ETF	ETF	464287473	53	434	SH		SOLE		0	0	434
iShares Russell Top 200 Growth ETF	ETF	464289438	140	810	SH		SOLE		0	0	810
iShares S&P Mid Cap 400 Index ETF	ETF	464287507	498	1,760	SH		SOLE		0	0	1,760
iShares S&P Mid-Cap 400 Growth ETF	ETF	464287606	38	440	SH		SOLE		0	0	440
iShares S&P MidCap 400 Value Index ETF	ETF	464287705	34	308	SH		SOLE		0	0	308
iShares S&P National Municipal Bond ETF	ETF	464288414	1,288	11,074	SH		SOLE		0	0	11,074
iShares S&P SmallCap 600 Growth Index ETF	ETF	464287887	48	346	SH		SOLE		0	0	346
iShares S&P SmallCap 600 Value Index ETF	ETF	464287879	23	220	SH		SOLE		0	0	220
iShares S&P US Preferred Stock Index ETF	ETF	464288687	5,357	135,849	SH		SOLE		0	0	135,849
iShares Short-Term Corporate Bond ETF	ETF	464288646	47	873	SH		SOLE		0	0	873
iShares Short-Term National Muni Bond ETF	ETF	464288158	43	400	SH		SOLE		0	0	400
iShares Silver Trust ETF	ETF	46428Q109	1	50	SH		SOLE		0	0	50
Jacobs Engineering Group, Inc.	COM	469814107	15	110	SH		SOLE		0	0	110
JD.com, Inc.	ADR	47215P106	5	70	SH		SOLE		0	0	70
Jefferies Financial Group, Inc.	COM	47233W109	107	2,757	SH		SOLE		0	0	2,757
Johnson & Johnson	COM	478160104	9,749	56,988	SH		SOLE		0	0	56,988
Johnson Controls, Inc.	COM	478366107	21	262	SH		SOLE		0	0	262
JPMorgan Chase & Co.	COM	46625H100	4,207	26,566	SH		SOLE		0	0	26,566
JPMorgan Equity Premium Income ETF	ETF	46641Q332	66	1,050	SH		SOLE		0	0	1,050
JPMorgan Ultra-Short Income ETF	ETF	46641Q837	2,854	56,535	SH		SOLE		0	0	56,535
JPMorgan Ultra-Short Municipal Income ETF	ETF	46641Q654	332	6,500	SH		SOLE		0	0	6,500
Jumia Technologies AG	ADS	48138M105	91	8,025	SH		SOLE		0	0	8,025
Keurig Dr Pepper, Inc.	COM	49271V100	18	478	SH		SOLE		0	0	478
KeyCorp	COM	493267108	69	3,000	SH		SOLE		0	0	3,000
Kimberly-Clark Corp.	COM	494368103	234	1,640	SH		SOLE		0	0	1,640
Kinder Morgan, Inc.	COM	49456B101	3,959	249,646	SH		SOLE		0	0	249,646
KKR & Co.	COM	48248M102	5,858	78,624	SH		SOLE		0	0	78,624
Kohls Corporation	COM	500255104	2	35	SH		SOLE		0	0	35
Kraft Heinz Company	COM	500754106	5	133	SH		SOLE		0	0	133
Laboratory Corp. of America Holdings	COM	50540R409	63	200	SH		SOLE		0	0	200
LAM Research Corp.	COM	512807108	190	264	SH		SOLE		0	0	264
Latch, Inc.	COM	51818V106	15	2,000	SH		SOLE		0	0	2,000
Legg Mason Low Volatility High Div. ETF	ETF	52468L406	33	830	SH		SOLE		0	0	830
Leidos Holdings, Inc.	COM	525327102	13	148	SH		SOLE		0	0	148
Lennar Corp. Class A	COM	526057104	25	215	SH		SOLE		0	0	215
Levi Strauss & Co.	COM	52736R102	0	2	SH		SOLE		0	0	2
Linde AG	COM	G5494J103	45	131	SH		SOLE		0	0	131
Lockheed Martin Corp.	COM	539830109	2,927	8,237	SH		SOLE		0	0	8,237
Louisiana-Pacific Corp.	COM	546347105	25	320	SH		SOLE		0	0	320
Lowes Companies Inc.	COM	548661107	3,732	14,439	SH		SOLE		0	0	14,439
Lucid Group, Inc.	COM	549498103	34	900	SH		SOLE		0	0	900
Lumentum Holdings, Inc.	COM	55024U109	11	100	SH		SOLE		0	0	100
Luminar Technologies, Inc.	COM	550424105	3	170	SH		SOLE		0	0	170
Lyft, Inc.	COM	55087P104	9	210	SH		SOLE		0	0	210
Magellan Midstream Partners, L.P.	COM	559080106	23	500	SH		SOLE		0	0	500
Magenta Therapeutics, Inc.	COM	55910K108	9	2,000	SH		SOLE		0	0	2,000
Malvern Bancorp, Inc.	COM	561409103	31	2,000	SH		SOLE		0	0	2,000
Mandiant, Inc.	COM	562662106	34	1,950	SH		SOLE		0	0	1,950
Marathon Digital Holdings, Inc.	COM	565788106	30	902	SH		SOLE		0	0	902
Market Vectors Semiconductor ETF	ETF	92189F676	5	15	SH		SOLE		0	0	15
Marqeta, Inc.	COM	57142B104	14	800	SH		SOLE		0	0	800
Marriott International Inc. Class A	COM	571903202	29	175	SH		SOLE		0	0	175
Martin Marietta Materials	COM	573284106	11	25	SH		SOLE		0	0	25
Marvell Technology, Inc.	COM	G5876H105	10	115	SH		SOLE		0	0	115
MasterCard, Inc.	COM	57636Q104	76	212	SH		SOLE		0	0	212
Match Group, Inc.	COM	57665R106	1	4	SH		SOLE		0	0	4
Matterport, Inc.	COM	577096100	304	14,750	SH		SOLE		0	0	14,750
McDonalds Corp.	COM	580135101	961	3,583	SH		SOLE		0	0	3,583
McKesson HBOC, Inc.	COM	58155Q103	62	250	SH		SOLE		0	0	250
Medtronic plc	COM	G5960L103	94	904	SH		SOLE		0	0	904
Merck & Co., Inc.	COM	589331107	2,184	28,490	SH		SOLE		0	0	28,490
Meridian Bank	COM	587405101	55	1,500	SH		SOLE		0	0	1,500
Meta Platforms, Inc.	COM	30303M102	639	1,899	SH		SOLE		0	0	1,899
Microchip Technology Inc.	COM	595017104	21	240	SH		SOLE		0	0	240
Micron Technology, Inc.	COM	595112103	33	350	SH		SOLE		0	0	350
Microsoft Corp.	COM	594918104	6,879	20,455	SH		SOLE		0	0	20,455
MicroStrategy, Inc.	COM	594972408	116	213	SH		SOLE		0	0	213
MiMedx Group, Inc.	COM	602496101	13	2,200	SH		SOLE		0	0	2,200
MindMed, Inc.	COM	60255C109	0	30	SH		SOLE		0	0	30
Moderna, Inc.	COM	60770K107	84	330	SH		SOLE		0	0	330
Mondelez International, Inc.	COM	609207105	1,517	22,874	SH		SOLE		0	0	22,874
Monster Beverage Corp.	COM	61174X109	12	122	SH		SOLE		0	0	122
Moodys Corp.	COM	615369105	21	54	SH		SOLE		0	0	54
Nabriva Therapeutics plc	COM	G63637105	3	5,000	SH		SOLE		0	0	5,000
Nektar Therapeutics	COM	640268108	7	550	SH		SOLE		0	0	550
Netflix, Inc.	COM	64110L106	249	413	SH		SOLE		0	0	413
Newmont Corp.	COM	651639106	751	12,101	SH		SOLE		0	0	12,101
NextEra Energy, Inc.	COM	65339F101	60	644	SH		SOLE		0	0	644
Nike, Inc.	COM	654106103	3,175	19,052	SH		SOLE		0	0	19,052
nLIGHT, Inc.	COM	65487K100	0	3	SH		SOLE		0	0	3
Nomad Foods, Ltd.	COM	G6564A105	3	125	SH		SOLE		0	0	125
Northrop Grumman Corp.	COM	666807102	155	400	SH		SOLE		0	0	400
Northwest Natural Holding Co.	COM	66765N105	4	78	SH		SOLE		0	0	78
Norwegian Cruise Lines Holdings, Ltd.	COM	G66721104	29	1,400	SH		SOLE		0	0	1,400
Novartis AG	ADR	66987V109	14	163	SH		SOLE		0	0	163
Novo Nordisk A/S	COM	670100205	7	60	SH		SOLE		0	0	60
Nutanix, Inc.	COM	67059N108	1,994	62,575	SH		SOLE		0	0	62,575
Nuveen Intermed. Duration Muni. Term Fund	CEF	670671106	828	55,500	SH		SOLE		0	0	55,500
Nuveen Municipal Credit Income Fund	CEF	67070X101	9	516	SH		SOLE		0	0	516
Nuveen Municipal Value Fund, Inc.	CEF	670928100	5	500	SH		SOLE		0	0	500
Nuveen Quality Municipal Income Fund	CEF	67066V101	15	955	SH		SOLE		0	0	955
Nuveen Taxable Municipal Income Fund	CEF	67074C103	25	1,092	SH		SOLE		0	0	1,092
NVIDIA Corp.	COM	67066G104	737	2,507	SH		SOLE		0	0	2,507
Nymox Pharmaceutical Corp.	COM	P73398102	3	2,500	SH		SOLE		0	0	2,500
ON Semiconductor Corp.	COM	682189AP0	34	500	SH		SOLE		0	0	500
Ondas Holdings, Inc.	COM	68236H204	20	3,000	SH		SOLE		0	0	3,000
ONEOK, Inc.	COM	682680103	0	0	SH		SOLE		0	0	0
Oracle Corp.	COM	68389X105	890	10,204	SH		SOLE		0	0	10,204
Oramed Pharmaceuticals, Inc.	COM	68403P203	45	3,150	SH		SOLE		0	0	3,150
OReilly Automotive, Inc.	COM	67103H107	106	150	SH		SOLE		0	0	150
Organon & Co.	COM	68622V106	63	2,060	SH		SOLE		0	0	2,060
Oshkosh Corp.	COM	688239201	10	85	SH		SOLE		0	0	85
Otis Worldwide Corp.	COM	68902V107	9	100	SH		SOLE		0	0	100
PagerDuty, Inc.	COM	69553P100	2,708	77,925	SH		SOLE		0	0	77,925
Palantir Technologies, Inc.	COM	69608A108	3	155	SH		SOLE		0	0	155
Palisade Bio, Inc.	COM	696389105	0	5	SH		SOLE		0	0	5
Palo Alto Networks, Inc.	COM	697435105	6	10	SH		SOLE		0	0	10
Park Aerospace Corp.	COM	70014A104	0	12	SH		SOLE		0	0	12
Parker-Hannifin Corp.	COM	701094104	8	25	SH		SOLE		0	0	25
Paychex, Inc.	COM	704326107	2,665	19,524	SH		SOLE		0	0	19,524
PayPal Holdings, Inc.	COM	70450Y103	86	458	SH		SOLE		0	0	458
Paysafe Ltd.	COM	G6964L107	0	125	SH		SOLE		0	0	125
Paysafe, Ltd. Warrants	WARRANT	G6964L115	0	750	SH		SOLE		0	0	750
Penn National Gaming, Inc.	COM	707569109	66	1,265	SH		SOLE		0	0	1,265
Peoples Financial Services Corp.	COM	711040105	53	1,004	SH		SOLE		0	0	1,004
PepsiCo, Inc.	COM	713448108	2,401	13,821	SH		SOLE		0	0	13,821
PetMed Express, Inc.	COM	716382106	4	150	SH		SOLE		0	0	150
Pfizer, Inc.	COM	717081103	3,154	53,416	SH		SOLE		0	0	53,416
Philip Morris International, Inc.	COM	718172109	88	928	SH		SOLE		0	0	928
Phillips 66	COM	718546104	96	1,328	SH		SOLE		0	0	1,328
Phillips 66 Partners, L.P.	COM	718549207	18	500	SH		SOLE		0	0	500
Piedmont Lithium, Inc.	COM	72016P105	5	100	SH		SOLE		0	0	100
Pioneer Natural Resources Co.	COM	723787107	5	30	SH		SOLE		0	0	30
PNC Financial Services Group, Inc.	COM	693475105	82	408	SH		SOLE		0	0	408
Positive Physicians Holdings, Inc.	COM	73740G106	26	2,500	SH		SOLE		0	0	2,500
Power & Digital Infrast. Acquisition Corp.	COM	739190106	38	3,476	SH		SOLE		0	0	3,476
PPG Industries, Inc.	COM	693506107	207	1,200	SH		SOLE		0	0	1,200
PPL Corp.	COM	69351T106	3,803	126,530	SH		SOLE		0	0	126,530
ProShares Pet Care ETF	ETF	74348A145	3	40	SH		SOLE		0	0	40
ProShares S&P 500 Dividend Aristocrats ETF	ETF	74348A467	4	37	SH		SOLE		0	0	37
Prudential Financial, Inc.	COM	744320102	24	225	SH		SOLE		0	0	225
Public Service Enterprise Group, Inc.	COM	744573106	30	448	SH		SOLE		0	0	448
Public Storage	COM	74460D109	1,472	3,929	SH		SOLE		0	0	3,929
Qorvo, Inc.	COM	74736K101	47	300	SH		SOLE		0	0	300
QUALCOMM, Inc.	COM	747525103	221	1,206	SH		SOLE		0	0	1,206
Quanta Services, Inc.	COM	74762E102	97	845	SH		SOLE		0	0	845
Quantum Materials Corp.	COM	747906501	0	65,000	SH		SOLE		0	0	65,000
Raytheon Technologies Corp.	COM	75513E101	263	3,061	SH		SOLE		0	0	3,061
Real Estate Select Sector SPDR ETF	ETF	81369Y860	15	294	SH		SOLE		0	0	294
Realty Income Corp.	COM	756109104	0	7	SH		SOLE		0	0	7
Reaves Utility Income Fund	CEF	756158101	59	1,694	SH		SOLE		0	0	1,694
Regeneron Pharmaceuticals, Inc.	COM	75886F107	2,635	4,173	SH		SOLE		0	0	4,173
RenovoRx, Inc.	COM	75989R107	0	16	SH		SOLE		0	0	16
Rimini Street, Inc.	COM	76674Q107	0	30	SH		SOLE		0	0	30
Rio Tinto plc	ADR	767204100	47	700	SH		SOLE		0	0	700
Riot Blockchain, Inc.	COM	767292105	19	865	SH		SOLE		0	0	865
Rivian Automotive, Inc.	COM	76954A103	10	100	SH		SOLE		0	0	100
Roblox Corp.	COM	771049103	346	3,350	SH		SOLE		0	0	3,350
Robo Global Robotics & Automation ETF	ETF	301505707	104	1,480	SH		SOLE		0	0	1,480
Rockwell Automation, Inc.	COM	773903109	105	300	SH		SOLE		0	0	300
Royal Carribean Cruises Ltd.	COM	V7780T103	12	150	SH		SOLE		0	0	150
Royal Dutch Shell plc A	ADR	780259206	9	200	SH		SOLE		0	0	200
SailPoint Technologies Holdings, Inc.	COM	78781P105	13	275	SH		SOLE		0	0	275
salesforce.com, inc.	COM	79466L302	171	674	SH		SOLE		0	0	674
Sanofi-Aventis	ADR	80105N105	20	400	SH		SOLE		0	0	400
SAP SE	ADR	803054204	21	150	SH		SOLE		0	0	150
Sarepta Therapeutics, Inc.	COM	803607100	27	300	SH		SOLE		0	0	300
Schwab 1000 ETF	ETF	808524722	35	750	SH		SOLE		0	0	750
Schwab Emerging Markets Equity ETF	ETF	808524706	150	5,052	SH		SOLE		0	0	5,052
Schwab International Equity ETF	ETF	808524805	122	3,139	SH		SOLE		0	0	3,139
Schwab U.S. Broad Market ETF	ETF	808524102	170	1,504	SH		SOLE		0	0	1,504
Schwab U.S. Dividend Equity ETF	ETF	808524797	17	210	SH		SOLE		0	0	210
Schwab U.S. Large Cap ETF	ETF	808524201	116	1,017	SH		SOLE		0	0	1,017
Schwab U.S. Mid-Cap ETF	ETF	808524508	19	235	SH		SOLE		0	0	235
Science Applications International Corp.	COM	808625107	46	550	SH		SOLE		0	0	550
Seagate Technology Holdings plc	COM	G7945M107	24	212	SH		SOLE		0	0	212
SEI Investments Co.	COM	784117103	63	1,031	SH		SOLE		0	0	1,031
Senseonics Holdings, Inc.	COM	81727U905	0	100	SH		SOLE		0	0	100
Ship Finance International, Ltd.	COM	G7738W106	14	1,750	SH		SOLE		0	0	1,750
ShockWave Medical, Inc.	COM	82489T104	36	200	SH		SOLE		0	0	200
Shopify, Inc.	COM	82509L107	3,556	2,582	SH		SOLE		0	0	2,582
SIRIUS XM Radio, Inc.	COM	82966U103	3	430	SH		SOLE		0	0	430
Skyworks Solutions, Inc.	COM	83088M102	21	134	SH		SOLE		0	0	134
Smartsheet, Inc.	COM	83200N103	19	242	SH		SOLE		0	0	242
Smith & Wesson Brands, Inc.	COM	831754106	23	1,300	SH		SOLE		0	0	1,300
Snap, Inc.	COM	833034101	51	1,086	SH		SOLE		0	0	1,086
Snowflake, Inc.	COM	833445109	30	90	SH		SOLE		0	0	90
Sono Group N.V.	COM	N81409109	0	10	SH		SOLE		0	0	10
Sony Group Corp.	ADR	835699307	21	170	SH		SOLE		0	0	170
Southwest Airlines Co.	COM	844741108	1	30	SH		SOLE		0	0	30
SPDR Barclays Convertible Securities ETF	ETF	78464A359	5,654	68,154	SH		SOLE		0	0	68,154
SPDR Dow Jones Global Real Estate ETF	ETF	78463X749	33	582	SH		SOLE		0	0	582
SPDR Gold Shares ETF	ETF	78463V107	8,335	48,752	SH		SOLE		0	0	48,752
SPDR Portfolio Mid Cap ETF	ETF	78464A847	945	19,000	SH		SOLE		0	0	19,000
SPDR Portfolio S&P 500 ETF	ETF	78464A854	7	121	SH		SOLE		0	0	121
SPDR S&P 500 ETF	ETF	78462f103	1,690	3,559	SH		SOLE		0	0	3,559
SPDR S&P 500 Growth ETF	ETF	78464A409	11	150	SH		SOLE		0	0	150
SPDR S&P Aerospace & Defense ETF	ETF	78464A631	12	100	SH		SOLE		0	0	100
SPDR S&P Kensho Clean Power ETF	ETF	78468R655	2	25	SH		SOLE		0	0	25
SPDR S&P Metals and Mining ETF	ETF	78464A755	34	766	SH		SOLE		0	0	766
SPDR S&P MidCap 400 ETF	ETF	464287507	3,441	6,647	SH		SOLE		0	0	6,647
SPDR S&P Transportation ETF	ETF	78464A532	6	62	SH		SOLE		0	0	62
Spectrum Brands Holdings, Inc.	COM	84790A105	10	94	SH		SOLE		0	0	94
Spotify Technology S.A.	COM	L8681T102	61	260	SH		SOLE		0	0	260
Sprouts Farmers Market, Inc.	COM	85208M102	27	900	SH		SOLE		0	0	900
Stanley Black & Decker, Inc.	COM	854502101	10	55	SH		SOLE		0	0	55
Starbucks Corp.	COM	855244109	2,325	19,881	SH		SOLE		0	0	19,881
Stellus Capital Investment Corp.	COM	858568108	16	1,200	SH		SOLE		0	0	1,200
STMicroelectronics N.V	COM	861012102	39	800	SH		SOLE		0	0	800
Stryker Corp.	COM	863667101	889	3,325	SH		SOLE		0	0	3,325
Sysco Corp.	COM	871829107	22	280	SH		SOLE		0	0	280
Tandem Diabetes Care, Inc.	COM	875372203	1	7	SH		SOLE		0	0	7
Target Corp.	COM	87612E106	29	126	SH		SOLE		0	0	126
TE Connectivity, Ltd.	COM	H84989104	155	959	SH		SOLE		0	0	959
Teladoc, Inc.	COM	87918A105	277	3,019	SH		SOLE		0	0	3,019
Teradata Corp.	COM	88076W103	0	9	SH		SOLE		0	0	9
Teradyne, Inc.	COM	880770102	23	140	SH		SOLE		0	0	140
Tesla Motors, Inc.	COM	88160R101	2,835	2,683	SH		SOLE		0	0	2,683
Teva Pharmaceutical Industries Ltd.	ADS	881624209	8	1,000	SH		SOLE		0	0	1,000
The 3D Printing ETF	ETF	00214Q500	4	125	SH		SOLE		0	0	125
The Blackstone Group, Inc.	COM	09253U108	3,028	23,400	SH		SOLE		0	0	23,400
The Boeing Co.	COM	097023105	233	1,156	SH		SOLE		0	0	1,156
The Coca-Cola Co.	COM	191216100	871	14,717	SH		SOLE		0	0	14,717
The Gap, Inc.	COM	364760108	0	20	SH		SOLE		0	0	20
The Hartford Financial Services Group, Inc	COM	416515104	7	100	SH		SOLE		0	0	100
The Hershey Co.	COM	427866108	77	400	SH		SOLE		0	0	400
The Home Depot, Inc.	COM	437076102	3,099	7,468	SH		SOLE		0	0	7,468
The Kroger Co.	COM	501044101	11	250	SH		SOLE		0	0	250
The Mosaic Company	COM	61945C103	24	600	SH		SOLE		0	0	600
The Procter & Gamble Co.	COM	742718109	3,172	19,393	SH		SOLE		0	0	19,393
The Scotts Miracle-Gro Co.	COM	810186106	4	22	SH		SOLE		0	0	22
The Sherwin-Williams Co.	COM	824348106	37	106	SH		SOLE		0	0	106
The Southern Company	COM	842587107	62	900	SH		SOLE		0	0	900
The Trade Desk, Inc.	COM	88339J105	573	6,250	SH		SOLE		0	0	6,250
Thermo Fisher Scientific, Inc.	COM	883556102	57	86	SH		SOLE		0	0	86
Tilray, Inc.	COM	88688T100	11	1,516	SH		SOLE		0	0	1,516
TJX Companies, Inc.	COM	872540109	50	660	SH		SOLE		0	0	660
Tonix Pharmaceuticals Holdings Corp.	COM	890260706	0	125	SH		SOLE		0	0	125
Toyota Motor Corp.	ADS	892331307	1	5	SH		SOLE		0	0	5
Tractor Supply Co.	COM	892356106	30	125	SH		SOLE		0	0	125
TransDigm Group, Inc.	COM	893641100	16	25	SH		SOLE		0	0	25
TripAdvisor, Inc.	COM	896945201	147	5,400	SH		SOLE		0	0	5,400
Truist Financial Corp.	COM	89832Q109	2,235	38,178	SH		SOLE		0	0	38,178
Twilio, Inc.	COM	90138F102	20	75	SH		SOLE		0	0	75
Twitter, Inc.	COM	90184L102	251	5,807	SH		SOLE		0	0	5,807
Tyson Foods, Inc.	COM	902494103	7	75	SH		SOLE		0	0	75
U.S. Global Jets ETF	ETF	26922A842	103	4,900	SH		SOLE		0	0	4,900
Uber Technologies, Inc.	COM	90353T100	15	361	SH		SOLE		0	0	361
UGI Corporation	COM	902681105	33	720	SH		SOLE		0	0	720
UiPath Inc.	COM	90364P105	30	700	SH		SOLE		0	0	700
Ulta Beauty, Inc.	COM	90384S303	41	100	SH		SOLE		0	0	100
Under Armour, Inc. Class A	COM	904311107	5	250	SH		SOLE		0	0	250
Unilever plc	ADR	904767704	719	13,366	SH		SOLE		0	0	13,366
United Parcel Service, Inc.	COM	911312106	4,640	21,650	SH		SOLE		0	0	21,650
UnitedHealth Group Inc.	COM	91324P102	174	347	SH		SOLE		0	0	347
Unity Software, Inc.	COM	91332U101	2,024	14,157	SH		SOLE		0	0	14,157
UroGen Pharma, Ltd.	COM	M96088105	19	2,000	SH		SOLE		0	0	2,000
UWM Holdings Corp.	COM	91823B109	0	20	SH		SOLE		0	0	20
VanEck Merk Gold Trust ETF	ETF	921078101	3,103	174,515	SH		SOLE		0	0	174,515
VanEck Vect. Rare Earth/Strat. Metals ETF	ETF	92189H805	2	19	SH		SOLE		0	0	19
VanEck Vectors BDC Income ETF	ETF	92189F411	270	15,685	SH		SOLE		0	0	15,685
VanEck Vectors Fallen Angel H.Y. Bond ETF	ETF	92189F437	2	66	SH		SOLE		0	0	66
VanEck Vectors Gold Miners ETF	ETF	92189F106	6,126	191,265	SH		SOLE		0	0	191,265
VanEck Vectors Israel ETF	ETF	92189F635	0	6	SH		SOLE		0	0	6
VanEck Vectors Junior Gold Miners ETF	ETF	92189F791	916	21,850	SH		SOLE		0	0	21,850
VanEck Vectors Low Carbon Energy ETF	ETF	92189F502	80	500	SH		SOLE		0	0	500
VanEck Vectors Vietnam ETF	ETF	92189F817	21	1,000	SH		SOLE		0	0	1,000
Vanguard 500 ETF	ETF	922908363	35	80	SH		SOLE		0	0	80
Vanguard Dividend Appreciation ETF	ETF	921908844	6	35	SH		SOLE		0	0	35
Vanguard Extended Market ETF	ETF	922908652	183	1,000	SH		SOLE		0	0	1,000
Vanguard FTSE All-World ex-U.S. ETF	ETF	922042775	3	48	SH		SOLE		0	0	48
Vanguard FTSE Emerging Markets ETF	ETF	922042858	602	12,168	SH		SOLE		0	0	12,168
Vanguard Growth ETF	ETF	922908736	393	1,225	SH		SOLE		0	0	1,225
Vanguard High Dividend Yield ETF	ETF	921946406	37	330	SH		SOLE		0	0	330
Vanguard Industrials ETF	ETF	92204A603	43	211	SH		SOLE		0	0	211
Vanguard Information Technology ETF	ETF	92204A702	31	67	SH		SOLE		0	0	67
Vanguard Interm.-Term Corporate Bond ETF	ETF	92206C870	42	452	SH		SOLE		0	0	452
Vanguard Intermediate-Term Bond ETF	ETF	921937819	38	435	SH		SOLE		0	0	435
Vanguard Intl Dividend Appreciation ETF	ETF	921946810	1	11	SH		SOLE		0	0	11
Vanguard Large-Cap Index ETF	ETF	922908637	87	394	SH		SOLE		0	0	394
Vanguard Short-Term Bond ETF	ETF	921937827	36	444	SH		SOLE		0	0	444
Vanguard Short-Term Corp. Bond Index ETF	ETF	92206C409	36	442	SH		SOLE		0	0	442
Vanguard Small-Cap ETF	ETF	922908751	30	131	SH		SOLE		0	0	131
Vanguard Total Bond Market ETF	ETF	921937835	750	8,850	SH		SOLE		0	0	8,850
Vanguard Total Stock ETF	ETF	922908769	147	609	SH		SOLE		0	0	609
Vanguard Total World Stock Index Fund ETF	ETF	922042742	77	720	SH		SOLE		0	0	720
Vanguard Utilities ETF	ETF	92204A876	305	1,951	SH		SOLE		0	0	1,951
Vanguard Value ETF	ETF	922908744	171	1,162	SH		SOLE		0	0	1,162
Veeva Systems, Inc.	COM	922475108	1	3	SH		SOLE		0	0	3
Velodyne Lidar, Inc.	COM	92259F101	2	450	SH		SOLE		0	0	450
Verizon Communications, Inc.	COM	92343V104	4,406	84,789	SH		SOLE		0	0	84,789
Vertex Pharmaceuticals	COM	92532F100	3	12	SH		SOLE		0	0	12
Viatris, Inc.	COM	92556V106	2	175	SH		SOLE		0	0	175
Vimeo, Inc.	COM	92719V100	9	489	SH		SOLE		0	0	489
Viridi Cleaner Energy Crypto-Mining ETF	ETF	02072L755	14	490	SH		SOLE		0	0	490
Virtu Financial, Inc.	COM	928254101	127	4,400	SH		SOLE		0	0	4,400
Visa, Inc.	COM	92851S204	4,990	23,024	SH		SOLE		0	0	23,024
Vishay Intertechnology, Inc.	COM	928298108	109	4,976	SH		SOLE		0	0	4,976
Vishay Precision Group, Inc.	COM	92835K103	13	355	SH		SOLE		0	0	355
VMware, Inc.	COM	928563402	6	50	SH		SOLE		0	0	50
W.P. Carey, Inc.	COM	92826C839	17	206	SH		SOLE		0	0	206
Wabtec Corp.	COM	929740108	0	3	SH		SOLE		0	0	3
Waitr Holdings, Inc.	COM	930752100	0	175	SH		SOLE		0	0	175
Walgreens Boots Alliance, Inc.	COM	931427108	8	160	SH		SOLE		0	0	160
Walmart, Inc.	COM	931142103	2,466	17,042	SH		SOLE		0	0	17,042
Walt Disney Co.	COM	254687106	1,161	7,496	SH		SOLE		0	0	7,496
Waste Management, Inc.	COM	94106L109	333	1,996	SH		SOLE		0	0	1,996
WEC Energy Group, Inc.	COM	92939U106	18	186	SH		SOLE		0	0	186
Wells Fargo & Company	COM	949746101	14	291	SH		SOLE		0	0	291
Welltower, Inc.	COM	95040Q104	187	2,175	SH		SOLE		0	0	2,175
Weyerhauser Company	COM	962166104	4	100	SH		SOLE		0	0	100
Workday, Inc.	COM	98138H101	5	20	SH		SOLE		0	0	20
Workhorse Group, Inc.	COM	98138J206	14	3,100	SH		SOLE		0	0	3,100
WSFS Financial Corp.	COM	929328102	151	3,020	SH		SOLE		0	0	3,020
XPO Logistics, Inc.	COM	983793AA8	39	500	SH		SOLE		0	0	500
Xtrackers S&P 500 ESG ETF	ETF	233051143	4	100	SH		SOLE		0	0	100
Xylem Inc.	COM	98419M100	24	199	SH		SOLE		0	0	199
Yum China Holdings, Inc.	COM	98850P109	5	94	SH		SOLE		0	0	94
Yum Brands, Inc.	COM	988498101	48	344	SH		SOLE		0	0	344
Zillow Group, Inc.	COM	98954M101	6	100	SH		SOLE		0	0	100
Zimmer Biomet Holdings, Inc.	COM	98956P102	51	400	SH		SOLE		0	0	400
Zoom Video Communications, Inc.	COM	98980L101	147	800	SH		SOLE		0	0	800
ZoomInfo Technologies, Inc.	COM	98980F104	10	150	SH		SOLE		0	0	150