Sterling Investment Advisors 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
3M Company	COM	88579Y101	338,450	3,615	SH		SOLE		0	0	3,615
Abbott Laboratories	COM	002824100	1,252,539	12,933	SH		SOLE		0	0	12,933
Accenture Ltd.	COM	G1151C101	227,569	741	SH		SOLE		0	0	741
Adobe Systems, Inc.	COM	00724F101	634,826	1,245	SH		SOLE		0	0	1,245
Advanced Micro Devices	COM	007903107	233,916	2,275	SH		SOLE		0	0	2,275
Alerian MLP ETF	ETF	00162Q866	1,749,002	41,446	SH		SOLE		0	0	41,446
Align Technology, Inc.	COM	016255101	1,108,922	3,632	SH		SOLE		0	0	3,632
Alphabet, Inc. A	COM	02079K305	8,556,805	65,389	SH		SOLE		0	0	65,389
Alphabet, Inc. C	COM	02079K107	2,605,713	19,763	SH		SOLE		0	0	19,763
Amazon.com, Inc.	COM	023135106	9,143,320	71,927	SH		SOLE		0	0	71,927
American Express Co.	COM	025816109	241,225	1,617	SH		SOLE		0	0	1,617
American Tower Corp.	COM	03027X100	2,002,594	12,178	SH		SOLE		0	0	12,178
Amgen, Inc.	COM	031162100	2,986,646	11,113	SH		SOLE		0	0	11,113
Annovis Bio, Inc.	COM	03615A108	326,209	34,374	SH		SOLE		0	0	34,374
Apple, Inc.	COM	037833100	25,520,689	149,061	SH		SOLE		0	0	149,061
Automatic Data Processing	COM	053015103	224,461	933	SH		SOLE		0	0	933
Berkshire Hathaway, Inc. B	COM	084670702	2,942,520	8,400	SH		SOLE		0	0	8,400
BlackRock, Inc.	COM	09247X101	2,320,357	3,589	SH		SOLE		0	0	3,589
Blackstone Group, Inc.	COM	09260D107	2,695,988	25,163	SH		SOLE		0	0	25,163
BP p.l.c.	ADR	055622104	271,040	7,000	SH		SOLE		0	0	7,000
Cardinal Health, Inc.	COM	14149Y108	3,609,542	41,575	SH		SOLE		0	0	41,575
Caterpillar, Inc.	COM	149123101	503,344	1,844	SH		SOLE		0	0	1,844
Chevron Corp.	COM	166764100	2,998,353	17,782	SH		SOLE		0	0	17,782
CIGNA Corporation	COM	125509109	272,339	952	SH		SOLE		0	0	952
Cisco Systems, Inc.	COM	17275R102	1,054,942	19,623	SH		SOLE		0	0	19,623
Citigroup, Inc.	COM	172967101	247,726	6,023	SH		SOLE		0	0	6,023
Clover Health Invts Co	COM	18914F103	17,842	16,520	SH		SOLE		0	0	16,520
Coca-Cola Company	COM	191216100	861,857	15,396	SH		SOLE		0	0	15,396
Comcast Corp. A	COM	20030N101	1,845,751	41,627	SH		SOLE		0	0	41,627
ConocoPhillips, Inc.	COM	20825c104	491,060	4,099	SH		SOLE		0	0	4,099
Corning, Inc.	COM	219350105	488,434	16,030	SH		SOLE		0	0	16,030
Costco Wholesale Corp.	COM	22160K105	6,812,903	12,059	SH		SOLE		0	0	12,059
CrowdStrike Holdings, Inc.	COM	22788C105	4,674,254	27,926	SH		SOLE		0	0	27,926
Cummins, Inc.	COM	231021106	1,587,797	6,950	SH		SOLE		0	0	6,950
Datadog, Inc.	COM	23804L103	1,824,533	20,030	SH		SOLE		0	0	20,030
Diageo PLC ADR	ADR	25243Q205	622,230	4,171	SH		SOLE		0	0	4,171
Direxion Daily S&P 500 1x Bear ETF	ETF	25460E869	154,336	10,400	SH		SOLE		0	0	10,400
Draganfly Inc	COM	26142Q205	8,075	10,500	SH		SOLE		0	0	10,500
Eaton Corp.	COM	G29183103	1,385,040	6,494	SH		SOLE		0	0	6,494
Elastic N.V.	COM	N14506104	1,020,374	12,560	SH		SOLE		0	0	12,560
Eli Lilly & Co.	COM	532457108	358,266	667	SH		SOLE		0	0	667
Emerson Electric Co.	COM	291011104	1,173,555	12,152	SH		SOLE		0	0	12,152
Essential Utilities, Inc.	COM	29670G102	1,114,819	32,474	SH		SOLE		0	0	32,474
Exxon Mobil Corp.	COM	30231G102	817,592	6,953	SH		SOLE		0	0	6,953
Fidelity National Financial, Inc.	COM	31620R303	1,833,720	44,400	SH		SOLE		0	0	44,400
First Solar Inc	COM	336433107	355,498	2,200	SH		SOLE		0	0	2,200
First Trust Large Cap Core AlphaDEX ETF	ETF	33734K109	593,571	7,319	SH		SOLE		0	0	7,319
First Trust Mid Cap Core AlphaDEX ETF	ETF	33735B108	1,060,992	11,520	SH		SOLE		0	0	11,520
General Mills, Inc.	COM	370334104	1,735,729	27,125	SH		SOLE		0	0	27,125
Global X Robotics & A.I. ETF	ETF	37954Y715	375,497	15,190	SH		SOLE		0	0	15,190
Global-E Online, Ltd.	COM	M5216V106	2,536,406	63,825	SH		SOLE		0	0	63,825
Globus Medical, Inc.	COM	379577208	8,650,172	174,223	SH		SOLE		0	0	174,223
Goldman Sachs Group, Inc.	COM	38141G104	4,866,287	15,039	SH		SOLE		0	0	15,039
Home Depot	COM	437076102	6,569,577	21,742	SH		SOLE		0	0	21,742
Honeywell International, Inc.	COM	438516106	2,650,188	14,345	SH		SOLE		0	0	14,345
Intel Corp.	COM	458140100	639,729	17,995	SH		SOLE		0	0	17,995
Invesco QQQ ETF	ETF	631100104	1,026,535	2,865	SH		SOLE		0	0	2,865
Invesco S&P 500 Equal Weight ETF	ETF	78355W106	774,052	5,463	SH		SOLE		0	0	5,463
iShares 20 Years Treasury Bonds ETF	ETF	464287432	2,978,299	33,581	SH		SOLE		0	0	33,581
iShares Cohen & Steers REIT ETF	ETF	464287564	216,942	4,325	SH		SOLE		0	0	4,325
iShares Core S&P Small-Cap ETF	ETF	78468R853	7,069,477	74,944	SH		SOLE		0	0	74,944
iShares Global Clean Energy ETF	ETF	464288224	204,709	14,002	SH		SOLE		0	0	14,002
iShares MSCI EAFE Index Fund ETF	ETF	464287465	400,287	5,808	SH		SOLE		0	0	5,808
iShares MSCI Emerging Markets Index Fund ETF	ETF	464287234	405,875	10,695	SH		SOLE		0	0	10,695
iShares MSCI Kld Social Index ETF	ETF	464288570	244,230	3,000	SH		SOLE		0	0	3,000
iShares S&P Mid Cap 400 Index ETF	ETF	464287507	419,407	1,682	SH		SOLE		0	0	1,682
iShares S&P National Muni Bond ETF	ETF	464288414	1,929,700	18,819	SH		SOLE		0	0	18,819
iShares Select Dividend ETF	ETF	464287168	7,664,268	71,203	SH		SOLE		0	0	71,203
iShares U.S. Home Construction ETF	ETF	464288752	549,005	6,995	SH		SOLE		0	0	6,995
iShares US Preferred Stock ETF	ETF	464288687	3,404,045	112,904	SH		SOLE		0	0	112,904
J.P. Morgan Chase & Co.	COM	46625H100	3,652,943	25,189	SH		SOLE		0	0	25,189
Jaguar Health Inc	COM	47010C706	10,140	39,000	SH		SOLE		0	0	39,000
Janus Henderson AAA CLO ETF	ETF	47103U845	327,145	6,500	SH		SOLE		0	0	6,500
Johnson & Johnson	COM	478160104	9,806,897	62,966	SH		SOLE		0	0	62,966
JPMorgan Equity Premium Income ETF	ETF	46641Q332	1,820,771	33,995	SH		SOLE		0	0	33,995
JPMorgan Ultra-Short Income ETF	ETF	46641Q837	851,304	16,965	SH		SOLE		0	0	16,965
Kinder Morgan, Inc.	COM	49456B101	8,351,471	503,708	SH		SOLE		0	0	503,708
KKR & Co.	COM	48251W104	4,692,641	76,179	SH		SOLE		0	0	76,179
Lockheed Martin Corp.	COM	539830109	4,075,908	9,967	SH		SOLE		0	0	9,967
Lowe's Companies, Inc.	COM	548661107	2,733,670	13,153	SH		SOLE		0	0	13,153
McDonald's Corp.	COM	580135101	872,810	3,313	SH		SOLE		0	0	3,313
Medtronic plc	COM	585055106	865,016	11,039	SH		SOLE		0	0	11,039
Merck & Co.	COM	58933Y108	3,257,411	31,641	SH		SOLE		0	0	31,641
Meta Platforms, Inc.	COM	30303M102	573,701	1,911	SH		SOLE		0	0	1,911
Microsoft Corp.	COM	594918104	6,820,019	21,599	SH		SOLE		0	0	21,599
Mondelez International, Inc.	COM	609207105	1,567,607	22,588	SH		SOLE		0	0	22,588
Netflix, Inc.	COM	64110L106	300,600	796	SH		SOLE		0	0	796
Newmont Mining Corp.	COM	651639106	751,604	20,341	SH		SOLE		0	0	20,341
NIKE, Inc.	COM	654106103	1,005,524	10,516	SH		SOLE		0	0	10,516
NVIDIA Corp.	COM	67066G104	3,259,190	7,493	SH		SOLE		0	0	7,493
Oracle Corp.	COM	68389X105	1,114,490	10,522	SH		SOLE		0	0	10,522
Paychex, Inc.	COM	704326107	2,082,738	18,059	SH		SOLE		0	0	18,059
PepsiCo, Inc.	COM	713448108	2,284,658	13,484	SH		SOLE		0	0	13,484
Pfizer, Inc.	COM	717081103	1,564,123	47,155	SH		SOLE		0	0	47,155
Phillips 66	COM	718546104	257,481	2,143	SH		SOLE		0	0	2,143
Pioneer Natural Resources Co.	COM	723787107	3,636,072	15,840	SH		SOLE		0	0	15,840
PPL Corp.	COM	69351T106	2,510,332	106,551	SH		SOLE		0	0	106,551
Procter & Gamble Co.	COM	742718109	2,914,071	19,979	SH		SOLE		0	0	19,979
Public Storage	COM	74460D109	810,324	3,075	SH		SOLE		0	0	3,075
Regeneron Pharmaceuticals, Inc.	COM	75886F107	2,910,810	3,537	SH		SOLE		0	0	3,537
Rio Tinto Group	ADR	767204100	395,747	6,219	SH		SOLE		0	0	6,219
RTX Corp.	COM	75513E101	210,512	2,925	SH		SOLE		0	0	2,925
Shopify, Inc.	COM	82509L107	2,049,322	37,554	SH		SOLE		0	0	37,554
Signa Sports United Bv	COM	N80029106	13,755	50,000	SH		SOLE		0	0	50,000
SPDR Bloomberg Convertible Securities ETF	ETF	78464A359	3,919,901	57,816	SH		SOLE		0	0	57,816
SPDR Gold MiniShares ETF	ETF	98149E303	5,859,624	159,837	SH		SOLE		0	0	159,837
SPDR Mid Cap ETF	ETF	78464A847	1,162,209	26,541	SH		SOLE		0	0	26,541
SPDR S&P 500 ETF	ETF	78462f103	1,453,384	3,400	SH		SOLE		0	0	3,400
SPDR S&P MidCap 400 ETF	ETF	78467Y107	2,395,608	5,246	SH		SOLE		0	0	5,246
Stryker Corp.	COM	863667101	949,613	3,475	SH		SOLE		0	0	3,475
Tesla, Inc.	COM	88160R101	1,792,076	7,162	SH		SOLE		0	0	7,162
The Boeing Company	COM	097023105	433,388	2,261	SH		SOLE		0	0	2,261
The Charles Schwab Corp.	COM	808513105	2,635,200	48,000	SH		SOLE		0	0	48,000
The Trade Desk, Inc.	COM	88339J105	2,506,661	32,075	SH		SOLE		0	0	32,075
Truist Financial Corp.	COM	89832Q109	3,333,201	116,505	SH		SOLE		0	0	116,505
Unilever PLC ADR	ADR	904767704	354,494	7,176	SH		SOLE		0	0	7,176
United Parcel Service, Inc.	COM	911312106	3,405,169	21,846	SH		SOLE		0	0	21,846
VanEck Gold Miners ETF	ETF	92189F106	6,012,770	223,440	SH		SOLE		0	0	223,440
VanEck Junior Gold Miners ETF	ETF	92189F791	639,766	19,850	SH		SOLE		0	0	19,850
VanEck Morningstar Int'l Moat ETF	ETF	92189F593	219,287	7,350	SH		SOLE		0	0	7,350
VanEck Morningstar Wide Moat ETF	ETF	92189F643	768,866	10,138	SH		SOLE		0	0	10,138
VanEck Semiconductor ETF	ETF	92189F676	512,287	3,534	SH		SOLE		0	0	3,534
Vanguard Emerging Markets Stock Index ETF	ETF	922042858	487,772	12,440	SH		SOLE		0	0	12,440
Vanguard Growth ETF	ETF	922908736	283,747	1,042	SH		SOLE		0	0	1,042
Vanguard Total Bond Market Index ETF	ETF	921937835	281,911	4,040	SH		SOLE		0	0	4,040
Vanguard Total World Stock Index ETF	ETF	922042742	240,777	2,584	SH		SOLE		0	0	2,584
Vanguard Utilities ETF	ETF	92204A876	1,009,479	7,915	SH		SOLE		0	0	7,915
Vertex Inc	COM	92538J106	763,848	33,067	SH		SOLE		0	0	33,067
Visa, Inc.	COM	92826C839	4,873,791	21,189	SH		SOLE		0	0	21,189
Walmart, Inc.	COM	931142103	2,538,252	15,871	SH		SOLE		0	0	15,871
Walt Disney Co.	COM	254687106	586,753	7,239	SH		SOLE		0	0	7,239
Waste Management, Inc.	COM	94106L109	210,421	1,380	SH		SOLE		0	0	1,380
Xtant Medical Holdings, Inc.	COM	98420P308	38,421	34,928	SH		SOLE		0	0	34,928