Sterling Investment Advisors 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
Unilever PLC ADR	ADR	904767704	394,608	7,176	SH		SOLE		0	0	7,176
Apple, Inc.	COM	037833100	29,234,177	138,801	SH		SOLE		0	0	138,801
Amazon.com, Inc.	COM	023135106	14,080,923	72,864	SH		SOLE		0	0	72,864
Globus Medical, Inc.	COM	379577208	12,274,983	179,223	SH		SOLE		0	0	179,223
Alphabet, Inc. A	COM	02079K305	11,106,737	60,976	SH		SOLE		0	0	60,976
Kinder Morgan, Inc.	COM	49456B101	10,725,225	539,770	SH		SOLE		0	0	539,770
CrowdStrike Holdings, Inc.	COM	22788C105	9,788,972	25,546	SH		SOLE		0	0	25,546
Microsoft Corp.	COM	594918104	9,761,082	21,839	SH		SOLE		0	0	21,839
Costco Wholesale Corp.	COM	22160K105	9,658,855	11,363	SH		SOLE		0	0	11,363
NVIDIA Corp.	COM	67066G104	8,974,282	72,643	SH		SOLE		0	0	72,643
KKR & Co.	COM	48251W104	7,081,184	67,286	SH		SOLE		0	0	67,286
The Home Depot, Inc.	COM	437076102	6,884,518	19,999	SH		SOLE		0	0	19,999
Goldman Sachs Group, Inc.	COM	38141G104	6,647,642	14,697	SH		SOLE		0	0	14,697
Lockheed Martin Corp.	COM	539830109	5,631,607	12,057	SH		SOLE		0	0	12,057
Visa, Inc.	COM	92826C839	5,463,875	20,817	SH		SOLE		0	0	20,817
Johnson & Johnson	COM	478160104	5,418,344	37,071	SH		SOLE		0	0	37,071
The Trade Desk, Inc.	COM	88339J105	5,047,097	51,675	SH		SOLE		0	0	51,675
J.P. Morgan Chase & Co.	COM	46625H100	4,867,578	24,066	SH		SOLE		0	0	24,066
Reaves Utility Income Fund	COM	756158101	4,668,606	170,886	SH		SOLE		0	0	170,886
Exxon Mobil Corp.	COM	30231G102	4,566,758	39,670	SH		SOLE		0	0	39,670
Truist Financial Corp.	COM	89832Q109	4,451,029	114,570	SH		SOLE		0	0	114,570
Amgen, Inc.	COM	031162100	4,050,289	12,963	SH		SOLE		0	0	12,963
Merck & Co.	COM	58933Y108	3,691,397	29,817	SH		SOLE		0	0	29,817
Regeneron Pharmaceuticals, Inc.	COM	75886F107	3,496,777	3,327	SH		SOLE		0	0	3,327
Alphabet, Inc. C	COM	02079K107	3,457,517	18,850	SH		SOLE		0	0	18,850
Walmart, Inc.	COM	931142103	3,431,338	50,677	SH		SOLE		0	0	50,677
Chevron Corp.	COM	166764100	3,408,656	21,792	SH		SOLE		0	0	21,792
The Charles Schwab Corp.	COM	808513105	3,367,633	45,700	SH		SOLE		0	0	45,700
Berkshire Hathaway, Inc. B	COM	084670702	3,349,184	8,233	SH		SOLE		0	0	8,233
Deere & Co.	COM	244199105	3,318,343	8,881	SH		SOLE		0	0	8,881
American Tower Corp.	COM	03027X100	3,287,226	16,911	SH		SOLE		0	0	16,911
Zscaler, Inc.	COM	98980G102	3,233,597	16,825	SH		SOLE		0	0	16,825
Procter & Gamble Co.	COM	742718109	3,231,099	19,592	SH		SOLE		0	0	19,592
Honeywell International, Inc.	COM	438516106	3,104,159	14,537	SH		SOLE		0	0	14,537
Blackstone Group, Inc.	COM	09260D107	2,987,188	24,129	SH		SOLE		0	0	24,129
Meta Platforms, Inc.	COM	30303M102	2,895,736	5,743	SH		SOLE		0	0	5,743
Lowe's Companies, Inc.	COM	548661107	2,819,706	12,790	SH		SOLE		0	0	12,790
BlackRock, Inc.	COM	09247X101	2,704,172	3,435	SH		SOLE		0	0	3,435
Global-E Online, Ltd.	COM	M5216V106	2,577,890	71,075	SH		SOLE		0	0	71,075
Shopify, Inc.	COM	82509L107	2,407,589	36,451	SH		SOLE		0	0	36,451
PepsiCo, Inc.	COM	713448108	2,211,673	13,410	SH		SOLE		0	0	13,410
Fidelity National Financial, Inc.	COM	31620R303	2,038,575	41,250	SH		SOLE		0	0	41,250
Cardinal Health, Inc.	COM	14149Y108	1,998,846	20,330	SH		SOLE		0	0	20,330
Paychex, Inc.	COM	704326107	1,994,935	16,826	SH		SOLE		0	0	16,826
Tesla, Inc.	COM	88160R101	1,903,012	9,617	SH		SOLE		0	0	9,617
Cummins, Inc.	COM	231021106	1,880,355	6,790	SH		SOLE		0	0	6,790
Eaton Corp.	COM	G29183103	1,854,335	5,914	SH		SOLE		0	0	5,914
Comcast Corp. A	COM	20030N101	1,529,545	39,059	SH		SOLE		0	0	39,059
Oracle Corp.	COM	68389X105	1,485,848	10,523	SH		SOLE		0	0	10,523
General Mills, Inc.	COM	370334104	1,462,888	23,125	SH		SOLE		0	0	23,125
McDonald's Corp.	COM	580135101	1,431,181	5,616	SH		SOLE		0	0	5,616
Mondelez International, Inc.	COM	609207105	1,376,727	21,038	SH		SOLE		0	0	21,038
Emerson Electric Co.	COM	291011104	1,338,075	12,147	SH		SOLE		0	0	12,147
Elastic N.V.	COM	N14506104	1,329,899	11,675	SH		SOLE		0	0	11,675
Abbott Laboratories	COM	002824100	1,282,358	12,341	SH		SOLE		0	0	12,341
Vertex, Inc.	COM	92538J106	1,192,065	33,067	SH		SOLE		0	0	33,067
Stryker Corp.	COM	863667101	1,156,850	3,400	SH		SOLE		0	0	3,400
Medtronic plc	COM	585055106	1,134,526	14,414	SH		SOLE		0	0	14,414
Essential Utilities, Inc.	COM	29670G102	1,035,604	27,742	SH		SOLE		0	0	27,742
Cisco Systems, Inc.	COM	17275R102	994,173	20,926	SH		SOLE		0	0	20,926
Coca-Cola Co.	COM	191216100	947,908	14,893	SH		SOLE		0	0	14,893
PPL Corp.	COM	69351T106	945,731	34,204	SH		SOLE		0	0	34,204
Public Storage	COM	74460D109	855,759	2,975	SH		SOLE		0	0	2,975
Advanced Micro Devices, Inc.	COM	007903107	814,132	5,019	SH		SOLE		0	0	5,019
Align Technology, Inc.	COM	016255101	787,062	3,260	SH		SOLE		0	0	3,260
MicroStrategy, Inc.	COM	594972408	734,197	533	SH		SOLE		0	0	533
Adobe, Inc.	COM	00724F101	649,982	1,170	SH		SOLE		0	0	1,170
Walt Disney Co.	COM	254687106	624,571	6,290	SH		SOLE		0	0	6,290
Eli Lilly & Co.	COM	532457108	601,172	664	SH		SOLE		0	0	664
Corning, Inc.	COM	219350105	593,628	15,280	SH		SOLE		0	0	15,280
Caterpillar, Inc.	COM	149123101	581,851	1,747	SH		SOLE		0	0	1,747
ConocoPhillips, Inc.	COM	20825c104	571,786	4,999	SH		SOLE		0	0	4,999
Intel Corp.	COM	458140100	537,613	17,359	SH		SOLE		0	0	17,359
First Solar Inc	COM	336433107	515,176	2,285	SH		SOLE		0	0	2,285
The Boeing Company	COM	097023105	448,109	2,462	SH		SOLE		0	0	2,462
RTX Corp.	COM	75513E101	414,109	4,125	SH		SOLE		0	0	4,125
Rio Tinto Group	COM	767204100	378,085	5,735	SH		SOLE		0	0	5,735
American Express Co.	COM	025816109	374,653	1,618	SH		SOLE		0	0	1,618
3M Company	COM	88579Y101	348,994	3,415	SH		SOLE		0	0	3,415
Check Point Software Tech Com	COM	M22465104	316,800	1,920	SH		SOLE		0	0	1,920
The Cigna Group	COM	125509109	314,703	952	SH		SOLE		0	0	952
Phillips 66	COM	718546104	309,586	2,193	SH		SOLE		0	0	2,193
Newmont Mining Corp.	COM	651639106	302,558	7,226	SH		SOLE		0	0	7,226
Waste Management, Inc.	COM	94106L109	294,853	1,382	SH		SOLE		0	0	1,382
BP p.l.c.	COM	055622104	252,700	7,000	SH		SOLE		0	0	7,000
Constellation Energy Group, Inc.	COM	21037T109	227,707	1,137	SH		SOLE		0	0	1,137
Accenture plc	COM	G1151C101	224,827	741	SH		SOLE		0	0	741
Kimberly-Clark Corp.	COM	494368103	223,141	1,615	SH		SOLE		0	0	1,615
Automatic Data Processing	COM	053015103	222,698	933	SH		SOLE		0	0	933
QUALCOMM, Inc.	COM	747525103	204,599	1,027	SH		SOLE		0	0	1,027
Gamestop Corp Cl A New	COM	36467W109	203,618	8,247	SH		SOLE		0	0	8,247
Quanta Services, Inc.	COM	74762E102	203,272	800	SH		SOLE		0	0	800
Annovis Bio, Inc.	COM	03615A108	192,810	33,474	SH		SOLE		0	0	33,474
Immunome, Inc.	COM	45257U108	133,887	11,065	SH		SOLE		0	0	11,065
iShares Select Dividend ETF	ETF	464287168	8,161,634	67,463	SH		SOLE		0	0	67,463
iShares Core S&P Small-Cap ETF	ETF	78468R853	7,940,380	74,446	SH		SOLE		0	0	74,446
VanEck Gold Miners ETF	ETF	92189F106	7,520,013	221,633	SH		SOLE		0	0	221,633
SPDR Gold MiniShares ETF	ETF	98149E303	7,274,938	157,842	SH		SOLE		0	0	157,842
VanEck Morningstar Wide Moat ETF	ETF	92189F643	6,229,424	71,925	SH		SOLE		0	0	71,925
Tema Obesity & Cardiometabolic ETF	ETF	87975E883	5,104,021	153,090	SH		SOLE		0	0	153,090
JPMorgan Equity Premium Income ETF	ETF	46641Q332	4,633,910	81,756	SH		SOLE		0	0	81,756
SPDR Bloomberg Convertible Securities ETF	ETF	78464A359	4,081,561	56,641	SH		SOLE		0	0	56,641
iShares US Preferred Stock ETF	ETF	464288687	3,156,952	100,062	SH		SOLE		0	0	100,062
iShares S&P National Muni Bond ETF	ETF	464288414	3,046,158	28,589	SH		SOLE		0	0	28,589
Global X Robotics & A.I. ETF	ETF	37954Y715	2,878,151	93,295	SH		SOLE		0	0	93,295
Vanguard Utilities ETF	ETF	92204A876	2,835,626	19,170	SH		SOLE		0	0	19,170
SPDR S&P MidCap 400 ETF	ETF	78467Y107	2,595,812	4,851	SH		SOLE		0	0	4,851
Alerian MLP ETF	ETF	00162Q866	2,301,287	47,963	SH		SOLE		0	0	47,963
Invesco S&P 500 Equal Weight ETF	ETF	78355W106	2,047,586	12,464	SH		SOLE		0	0	12,464
SPDR S&P 500 ETF	ETF	78462f103	1,885,075	3,464	SH		SOLE		0	0	3,464
SPDR Mid Cap ETF	ETF	78464A847	1,574,858	30,699	SH		SOLE		0	0	30,699
Invesco QQQ ETF	ETF	631100104	1,188,635	2,481	SH		SOLE		0	0	2,481
First Trust Mid Cap Core AlphaDEX ETF	ETF	33735B108	1,179,140	10,865	SH		SOLE		0	0	10,865
VanEck Semiconductor ETF	ETF	92189F676	1,002,653	3,846	SH		SOLE		0	0	3,846
JPMorgan Ultra-Short Income ETF	ETF	46641Q837	757,807	15,015	SH		SOLE		0	0	15,015
First Trust Large Cap Core AlphaDEX ETF	ETF	33734K109	682,228	7,034	SH		SOLE		0	0	7,034
VanEck Junior Gold Miners ETF	ETF	92189F791	623,376	14,800	SH		SOLE		0	0	14,800
iShares U.S. Home Construction ETF	ETF	464288752	597,950	5,917	SH		SOLE		0	0	5,917
Netflix, Inc.	ETF	64110L106	517,703	767	SH		SOLE		0	0	767
JP Morgan Core Plus Bond	ETF	46641Q670	514,263	11,100	SH		SOLE		0	0	11,100
JP Morgan Active Bond	ETF	46654Q716	514,140	9,840	SH		SOLE		0	0	9,840
Vanguard Growth Index ETF	ETF	922908736	513,890	1,374	SH		SOLE		0	0	1,374
Vanguard Emerging Markets Stock Index ETF	ETF	922042858	502,890	11,492	SH		SOLE		0	0	11,492
iShares S&P Mid Cap 400 Index ETF	ETF	464287507	492,153	8,410	SH		SOLE		0	0	8,410
iShares MSCI EAFE Index Fund ETF	ETF	464287465	460,032	5,873	SH		SOLE		0	0	5,873
iShares MSCI Emerging Markets Index Fund ETF	ETF	464287234	455,500	10,695	SH		SOLE		0	0	10,695
Vanguard Total World Stock Index ETF	ETF	922042742	345,661	3,069	SH		SOLE		0	0	3,069
iShares MSCI Kld Social Index ETF	ETF	464288570	311,550	3,000	SH		SOLE		0	0	3,000
iShares Bitcoin Trust	ETF	46438F101	305,041	8,935	SH		SOLE		0	0	8,935
SPDR MSCI USA StrategicFactors ETF	ETF	78468R812	296,372	2,010	SH		SOLE		0	0	2,010
Vanguard Value Index ETF	ETF	922908744	290,182	1,809	SH		SOLE		0	0	1,809
iShares Cohen & Steers REIT ETF	ETF	464287564	287,882	5,025	SH		SOLE		0	0	5,025
Vanguard Total Bond Market Index ETF	ETF	921937835	272,349	3,780	SH		SOLE		0	0	3,780
Vanguard Short-Term Bond Index ETF	ETF	921937827	271,441	3,539	SH		SOLE		0	0	3,539
iShares Global Clean Energy ETF	ETF	464288224	265,428	19,927	SH		SOLE		0	0	19,927
Global X S&P 500 Catholic Values ETF	ETF	37954Y889	252,444	3,860	SH		SOLE		0	0	3,860
First Trust Cloud Computing ETF	ETF	33734X192	229,272	2,400	SH		SOLE		0	0	2,400