Sterling Investment Advisors 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
BP p.l.c.	ADR	055622104	219,730	7,000	SH		SOLE		0	0	7,000
Unilever PLC ADR	ADR	904767704	449,913	6,926	SH		SOLE		0	0	6,926
Rio Tinto Group	ADR	767204100	223,860	3,145	SH		SOLE		0	0	3,145
Alibaba Group Holding, Ltd.	ADS	01609W102	232,191	2,188	SH		SOLE		0	0	2,188
Reaves Utility Income Fund	CEF	756158101	5,730,627	174,661	SH		SOLE		0	0	174,661
Constellation Energy Group, Inc.	COM	21037T109	295,643	1,137	SH		SOLE		0	0	1,137
Abbott Laboratories	COM	002824100	1,373,112	12,044	SH		SOLE		0	0	12,044
Advanced Micro Devices, Inc.	COM	007903107	867,819	5,289	SH		SOLE		0	0	5,289
Air Products & Chemicals, Inc.	COM	009158106	361,754	1,215	SH		SOLE		0	0	1,215
Apple, Inc.	COM	037833100	31,810,279	136,525	SH		SOLE		0	0	136,525
Amazon.com, Inc.	COM	023135106	13,742,539	73,754	SH		SOLE		0	0	73,754
Amgen, Inc.	COM	031162100	4,145,232	12,865	SH		SOLE		0	0	12,865
Berkshire Hathaway, Inc. B	COM	084670702	3,792,542	8,240	SH		SOLE		0	0	8,240
Aurora Innovation Inc	COM	051774107	1,184,000	200,000	SH		SOLE		0	0	200,000
Align Technology, Inc.	COM	016255101	803,651	3,160	SH		SOLE		0	0	3,160
American Express Co.	COM	025816109	438,903	1,618	SH		SOLE		0	0	1,618
The Boeing Company	COM	097023105	264,093	1,737	SH		SOLE		0	0	1,737
Automatic Data Processing	COM	053015103	258,189	933	SH		SOLE		0	0	933
Globus Medical, Inc.	COM	379577208	12,821,613	179,223	SH		SOLE		0	0	179,223
Kinder Morgan, Inc.	COM	49456B101	11,489,149	520,106	SH		SOLE		0	0	520,106
Microsoft Corp.	COM	594918104	10,431,830	24,243	SH		SOLE		0	0	24,243
Alphabet, Inc. A	COM	02079K305	9,980,481	60,178	SH		SOLE		0	0	60,178
Costco Wholesale Corp.	COM	22160K105	9,452,567	10,663	SH		SOLE		0	0	10,663
NVIDIA Corp.	COM	67066G104	9,115,496	75,062	SH		SOLE		0	0	75,062
KKR & Co.	COM	48251W104	8,260,854	63,263	SH		SOLE		0	0	63,263
The Home Depot, Inc.	COM	437076102	7,921,734	19,550	SH		SOLE		0	0	19,550
CrowdStrike Holdings, Inc.	COM	22788C105	7,115,804	25,371	SH		SOLE		0	0	25,371
Lockheed Martin Corp.	COM	539830109	6,861,259	11,737	SH		SOLE		0	0	11,737
Goldman Sachs Group, Inc.	COM	38141G104	6,758,902	13,651	SH		SOLE		0	0	13,651
Visa, Inc.	COM	92826C839	5,722,710	20,814	SH		SOLE		0	0	20,814
Johnson & Johnson	COM	478160104	5,696,836	35,153	SH		SOLE		0	0	35,153
The Trade Desk, Inc.	COM	88339J105	5,390,942	49,165	SH		SOLE		0	0	49,165
J.P. Morgan Chase & Co.	COM	46625H100	5,048,512	23,942	SH		SOLE		0	0	23,942
Truist Financial Corp.	COM	89832Q109	4,750,880	111,080	SH		SOLE		0	0	111,080
Exxon Mobil Corp.	COM	30231G102	4,581,559	39,085	SH		SOLE		0	0	39,085
Walmart, Inc.	COM	931142103	4,038,156	50,008	SH		SOLE		0	0	50,008
Deere & Co.	COM	244199105	3,604,390	8,637	SH		SOLE		0	0	8,637
Chevron Corp.	COM	166764100	3,580,221	24,311	SH		SOLE		0	0	24,311
Blackstone Group, Inc.	COM	09260D107	3,481,496	22,736	SH		SOLE		0	0	22,736
Lowe's Companies, Inc.	COM	548661107	3,432,749	12,674	SH		SOLE		0	0	12,674
Merck & Co.	COM	58933Y108	3,371,362	29,688	SH		SOLE		0	0	29,688
American Tower Corp.	COM	03027X100	3,368,995	14,487	SH		SOLE		0	0	14,487
Meta Platforms, Inc.	COM	30303M102	3,364,232	5,877	SH		SOLE		0	0	5,877
Procter & Gamble Co.	COM	742718109	3,346,295	19,320	SH		SOLE		0	0	19,320
Regeneron Pharmaceuticals, Inc.	COM	75886F107	3,203,128	3,047	SH		SOLE		0	0	3,047
BlackRock, Inc.	COM	09247X101	3,185,416	3,355	SH		SOLE		0	0	3,355
Alphabet, Inc. C	COM	02079K107	3,163,367	18,921	SH		SOLE		0	0	18,921
Honeywell International, Inc.	COM	438516106	2,975,404	14,394	SH		SOLE		0	0	14,394
Shopify, Inc.	COM	82509L107	2,796,565	34,896	SH		SOLE		0	0	34,896
Zscaler, Inc.	COM	98980G102	2,713,673	15,875	SH		SOLE		0	0	15,875
Tesla, Inc.	COM	88160R101	2,516,619	9,619	SH		SOLE		0	0	9,619
Eaton Corp.	COM	G29183103	2,513,310	7,583	SH		SOLE		0	0	7,583
Fidelity National Financial, Inc.	COM	31620R303	2,454,163	39,545	SH		SOLE		0	0	39,545
The Charles Schwab Corp.	COM	808513105	2,362,390	36,451	SH		SOLE		0	0	36,451
PepsiCo, Inc.	COM	713448108	2,315,539	13,617	SH		SOLE		0	0	13,617
Global-E Online, Ltd.	COM	M5216V106	2,224,715	57,875	SH		SOLE		0	0	57,875
Paychex, Inc.	COM	704326107	2,218,458	16,532	SH		SOLE		0	0	16,532
Cardinal Health, Inc.	COM	14149Y108	2,213,716	20,030	SH		SOLE		0	0	20,030
Cummins, Inc.	COM	231021106	2,141,871	6,615	SH		SOLE		0	0	6,615
Oracle Corp.	COM	68389X105	1,827,199	10,723	SH		SOLE		0	0	10,723
Mondelez International, Inc.	COM	609207105	1,718,574	23,328	SH		SOLE		0	0	23,328
McDonald's Corp.	COM	580135101	1,710,128	5,616	SH		SOLE		0	0	5,616
General Mills, Inc.	COM	370334104	1,707,781	23,125	SH		SOLE		0	0	23,125
Medtronic plc	COM	585055106	1,612,797	17,914	SH		SOLE		0	0	17,914
Comcast Corp. A	COM	20030N101	1,335,421	31,971	SH		SOLE		0	0	31,971
Emerson Electric Co.	COM	291011104	1,329,016	12,152	SH		SOLE		0	0	12,152
Stryker Corp.	COM	863667101	1,228,284	3,400	SH		SOLE		0	0	3,400
Vertex, Inc.	COM	92538J106	1,221,537	31,720	SH		SOLE		0	0	31,720
Coca-Cola Co.	COM	191216100	1,142,959	15,905	SH		SOLE		0	0	15,905
Cisco Systems, Inc.	COM	17275R102	1,120,857	21,061	SH		SOLE		0	0	21,061
PPL Corp.	COM	69351T106	1,082,823	32,733	SH		SOLE		0	0	32,733
Public Storage	COM	74460D109	1,082,513	2,975	SH		SOLE		0	0	2,975
Essential Utilities, Inc.	COM	29670G102	1,020,537	26,459	SH		SOLE		0	0	26,459
MicroStrategy, Inc.	COM	594972408	898,638	5,330	SH		SOLE		0	0	5,330
Eli Lilly & Co.	COM	532457108	819,495	925	SH		SOLE		0	0	925
Corning, Inc.	COM	219350105	689,892	15,280	SH		SOLE		0	0	15,280
Caterpillar, Inc.	COM	149123101	683,577	1,748	SH		SOLE		0	0	1,748
Adobe, Inc.	COM	00724F101	605,803	1,170	SH		SOLE		0	0	1,170
The TJX Companies, Inc.	COM	872540109	590,756	5,026	SH		SOLE		0	0	5,026
First Solar Inc	COM	336433107	569,970	2,285	SH		SOLE		0	0	2,285
ConocoPhillips, Inc.	COM	20825c104	562,300	5,341	SH		SOLE		0	0	5,341
Walt Disney Co.	COM	254687106	548,224	5,699	SH		SOLE		0	0	5,699
Intel Corp.	COM	458140100	535,358	22,820	SH		SOLE		0	0	22,820
Netflix, Inc.	COM	64110L106	531,317	749	SH		SOLE		0	0	749
3M Company	COM	88579Y101	461,383	3,375	SH		SOLE		0	0	3,375
Newmont Mining Corp.	COM	651639106	386,237	7,226	SH		SOLE		0	0	7,226
Check Point Software Tech Com	COM	M22465104	370,195	1,920	SH		SOLE		0	0	1,920
The Cigna Group	COM	125509109	332,929	961	SH		SOLE		0	0	961
Phillips 66	COM	718546104	310,748	2,364	SH		SOLE		0	0	2,364
IBM	COM	459200101	301,995	1,366	SH		SOLE		0	0	1,366
Waste Management, Inc.	COM	94106L109	287,038	1,383	SH		SOLE		0	0	1,383
Annovis Bio, Inc.	COM	03615A108	277,860	34,474	SH		SOLE		0	0	34,474
Accenture plc	COM	G1151C101	261,929	741	SH		SOLE		0	0	741
Northrop Grumman Corp.	COM	666807102	232,351	440	SH		SOLE		0	0	440
Kimberly-Clark Corp.	COM	494368103	229,935	1,616	SH		SOLE		0	0	1,616
First Resource Bank	COM	336177100	224,910	15,511	SH		SOLE		0	0	15,511
Palantir Technologies, Inc.	COM	69608A108	224,018	6,022	SH		SOLE		0	0	6,022
Altria Group, Inc.	COM	02209S103	219,523	4,301	SH		SOLE		0	0	4,301
Philip Morris International, Inc.	COM	718172109	200,310	1,650	SH		SOLE		0	0	1,650
Immunome, Inc.	COM	45257U108	161,770	11,065	SH		SOLE		0	0	11,065
SFL Corporation Ltd.	COM	G81075106	135,080	11,675	SH		SOLE		0	0	11,675
RTX Corp.	COM	75513E101	499,785	4,125	SH		SOLE		0	0	4,125
Quanta Services, Inc.	COM	74762E102	238,520	800	SH		SOLE		0	0	800
iShares Select Dividend ETF	ETF	464287168	9,000,183	66,633	SH		SOLE		0	0	66,633
iShares Core S&P Small-Cap ETF	ETF	78468R853	8,652,608	73,979	SH		SOLE		0	0	73,979
VanEck Gold Miners ETF	ETF	92189F106	8,596,467	215,883	SH		SOLE		0	0	215,883
VanEck Morningstar Wide Moat ETF	ETF	92189F643	6,721,059	69,325	SH		SOLE		0	0	69,325
JPMorgan Equity Premium Income ETF	ETF	46641Q332	5,411,536	90,935	SH		SOLE		0	0	90,935
Tema GLP-1, Obesity & Cardiometabolic ETF	ETF	87975E883	5,332,152	158,695	SH		SOLE		0	0	158,695
SPDR Bloomberg Convertible Securities ETF	ETF	78464A359	4,262,099	55,648	SH		SOLE		0	0	55,648
iShares S&P National Muni Bond ETF	ETF	464288414	3,316,908	30,534	SH		SOLE		0	0	30,534
Vanguard Utilities ETF	ETF	92204A876	3,197,299	18,370	SH		SOLE		0	0	18,370
iShares US Preferred Stock ETF	ETF	464288687	3,010,558	90,598	SH		SOLE		0	0	90,598
Global X Robotics & A.I. ETF	ETF	37954Y715	2,995,416	93,170	SH		SOLE		0	0	93,170
SPDR S&P MidCap 400 ETF	ETF	78467Y107	2,708,901	4,755	SH		SOLE		0	0	4,755
Invesco S&P 500 Equal Weight ETF	ETF	78355W106	2,377,632	13,271	SH		SOLE		0	0	13,271
Alerian MLP ETF	ETF	00162Q866	2,298,245	48,764	SH		SOLE		0	0	48,764
SPDR S&P 500 ETF	ETF	78462f103	1,948,537	3,396	SH		SOLE		0	0	3,396
SPDR Mid Cap ETF	ETF	78464A847	1,804,071	32,993	SH		SOLE		0	0	32,993
First Trust Mid Cap Core AlphaDEX ETF	ETF	33735B108	1,220,703	10,420	SH		SOLE		0	0	10,420
Invesco QQQ ETF	ETF	631100104	1,167,093	2,391	SH		SOLE		0	0	2,391
VanEck Semiconductor ETF	ETF	92189F676	944,001	3,846	SH		SOLE		0	0	3,846
iShares U.S. Home Construction ETF	ETF	464288752	752,072	5,917	SH		SOLE		0	0	5,917
First Trust Large Cap Core AlphaDEX ETF	ETF	33734K109	732,724	7,034	SH		SOLE		0	0	7,034
Vanguard Emerging Markets Stock Index ETF	ETF	922042858	689,519	14,410	SH		SOLE		0	0	14,410
VanEck Junior Gold Miners ETF	ETF	92189F791	668,697	13,700	SH		SOLE		0	0	13,700
JPMorgan Ultra-Short Income ETF	ETF	46641Q837	662,157	13,050	SH		SOLE		0	0	13,050
JPMorgan Core Plus Bond ETF	ETF	46641Q670	609,030	12,625	SH		SOLE		0	0	12,625
JPMorgan Active Bond ETF	ETF	46654Q716	565,081	10,340	SH		SOLE		0	0	10,340
iShares S&P Mid Cap 400 Index ETF	ETF	464287507	558,076	8,955	SH		SOLE		0	0	8,955
iShares MSCI EAFE Index Fund ETF	ETF	464287465	550,787	6,586	SH		SOLE		0	0	6,586
Vanguard Growth Index ETF	ETF	922908736	527,520	1,374	SH		SOLE		0	0	1,374
iShares MSCI Emerging Markets Index Fund ETF	ETF	464287234	517,989	11,295	SH		SOLE		0	0	11,295
iShares Bitcoin Trust	ETF	46438F101	483,600	13,385	SH		SOLE		0	0	13,385
Vanguard Total Bond Market Index ETF	ETF	921937835	405,970	5,405	SH		SOLE		0	0	5,405
Vanguard Total World Stock Index ETF	ETF	922042742	377,259	3,152	SH		SOLE		0	0	3,152
iShares Core S&P 500 ETF	ETF	464287200	335,709	582	SH		SOLE		0	0	582
iShares Cohen & Steers REIT ETF	ETF	464287564	331,198	5,025	SH		SOLE		0	0	5,025
iShares MSCI Kld Social Index ETF	ETF	464288570	326,370	3,000	SH		SOLE		0	0	3,000
Vanguard Value Index ETF	ETF	922908744	315,797	1,809	SH		SOLE		0	0	1,809
Vanguard Short-Term Bond Index ETF	ETF	921937827	278,484	3,539	SH		SOLE		0	0	3,539
Vanguard Developed Markets Index ETF	ETF	921943858	274,190	5,192	SH		SOLE		0	0	5,192
Global X S&P 500 Catholic Values ETF	ETF	37954Y889	267,845	3,860	SH		SOLE		0	0	3,860
iShares Global Clean Energy ETF	ETF	464288224	267,387	18,202	SH		SOLE		0	0	18,202
First Trust Cloud Computing ETF	ETF	33734X192	245,424	2,400	SH		SOLE		0	0	2,400
Direxion Daily NVDA Bear 1X ETF	ETF	25461A700	244,755	33,300	SH		SOLE		0	0	33,300
SPDR MSCI USA StrategicFactors ETF	ETF	78468R812	212,693	1,350	SH		SOLE		0	0	1,350
iShares Russell 2000 ETF	ETF	464287655	206,753	936	SH		SOLE		0	0	936
Schwab U.S. Large-Cap ETF	ETF	808524201	200,972	2,962	SH		SOLE		0	0	2,962
Direxion Daily AAPL 1x Inverse ETF	ETF	25461A304	197,280	12,000	SH		SOLE		0	0	12,000
SPDR Gold MiniShares ETF	ETF	98149E303	8,086,823	155,128	SH		SOLE		0	0	155,128