Allowance for Loan and Lease Losses and Reserve for Unfunded Commitments | Note 6—Allowance for Loans and leases The following March 31, 2019 Commercial Real Estate Residential Real Estate Construction, Land Development, and Other Land Commercial and Industrial Installment and Other Lease Financing Receivables Total Allowance for loan and lease losses Three months ended Beginning balance $ 7,540 $ 1,751 $ 466 $ 12,932 $ 49 $ 2,463 $ 25,201 Provisions 442 218 70 3,032 14 223 3,999 Charge-offs (1,351 ) — — (352 ) — (645 ) (2,348 ) Recoveries 29 1 — 18 — 206 254 Ending balance $ 6,660 $ 1,970 $ 536 $ 15,630 $ 63 $ 2,247 $ 27,106 Ending balance: Individually evaluated for impairment $ 1,403 $ 34 $ — $ 6,122 $ — $ — $ 7,559 Collectively evaluated for impairment 4,141 1,516 536 8,200 61 2,247 16,701 Loans acquired with deteriorated credit quality 1,116 420 — 1,308 2 — 2,846 Total allowance for loan and lease losses $ 6,660 $ 1,970 $ 536 $ 15,630 $ 63 $ 2,247 $ 27,106 March 31, 2019 Commercial Real Estate Residential Real Estate Construction, Land Development, and Other Land Commercial and Industrial Installment and Other Lease Financing Receivables Total Loans and leases ending balance: Individually evaluated for impairment $ 17,354 $ 2,060 $ — $ 24,384 $ — $ — $ 43,798 Collectively evaluated for impairment 1,103,730 590,212 210,548 1,153,471 12,428 189,968 3,260,357 Loans acquired with deteriorated credit quality 141,199 106,764 3,111 11,963 374 — 263,411 Total loans and leases $ 1,262,283 $ 699,036 $ 213,659 $ 1,189,818 $ 12,802 $ 189,968 $ 3,567,566 March 31, 2018 Commercial Real Estate Residential Real Estate Construction, Land Development, and Other Land Commercial and Industrial Installment and Other Lease Financing Receivables Total Allowance for loan and lease losses Three months ended Beginning balance $ 4,794 $ 1,638 $ 222 $ 7,418 $ 41 $ 2,593 $ 16,706 Provisions (releases) 934 (74 ) 397 3,424 20 414 5,115 Charge-offs (409 ) — (418 ) (3,085 ) — (510 ) (4,422 ) Recoveries — — — 6 — 235 241 Ending balance $ 5,319 $ 1,564 $ 201 $ 7,763 $ 61 $ 2,732 $ 17,640 Ending balance: Individually evaluated for impairment $ 1,572 $ 153 $ — $ 2,963 $ 14 $ — $ 4,702 Collectively evaluated for impairment 1,827 1,036 177 3,626 11 2,732 9,409 Loans acquired with deteriorated credit quality 1,920 375 24 1,174 36 — 3,529 Total allowance for loan and lease losses $ 5,319 $ 1,564 $ 201 $ 7,763 $ 61 $ 2,732 $ 17,640 March 31, 2018 Commercial Real Estate Residential Real Estate Construction, Land Development, and Other Land Commercial and Industrial Installment and Other Lease Financing Receivables Total Loans and leases ending balance: Individually evaluated for impairment $ 12,375 $ 2,029 $ — $ 12,598 $ 14 $ — $ 27,016 Collectively evaluated for impairment 670,538 426,272 111,914 548,076 3,667 181,461 1,941,928 Loans acquired with deteriorated credit quality 157,956 139,858 5,156 8,055 449 — 311,474 Total loans and leases $ 840,869 $ 568,159 $ 117,070 $ 568,729 $ 4,130 $ 181,461 $ 2,280,418 The Company increased the allowance for loan and lease losses by $1.9 million and $934,000 for the three months ended March 31, 2019 and 2018, respectively. For acquired impaired loans, the Company increased the allowance for loan and lease losses by $111,000 for the three months ended March 31, 2019 and decreased the allowance for loans and lease losses by $345,000 for the three months ended March 31, 2018. For loans individually evaluated for impairment, the Company increased the allowance for loan and lease losses by $910,000 and $737,000 for the three months ended March 31, 2019 and 2018, respectively. For loans collectively evaluated for impairment, the Company increased the allowance for loan and lease losses by $884,000 and $542,000 for the three months ended March 31, 2019 and 2018, respectively. The following and March 31, 2019 Recorded Investment Unpaid Principal Balance Related Allowance With no related allowance recorded Commercial real estate $ 11,643 $ 13,669 $ — Residential real estate 1,838 1,841 — Commercial and industrial 10,907 12,785 — With an allowance recorded Commercial real estate 5,711 5,959 1,403 Residential real estate 222 222 34 Commercial and industrial 13,477 14,111 6,122 Total impaired loans $ 43,798 $ 48,587 $ 7,559 December 31, 2018 Recorded Investment Unpaid Principal Balance Related Allowance With no related allowance recorded Commercial real estate $ 6,110 $ 7,693 $ — Residential real estate 1,886 1,858 — Commercial and industrial 11,193 13,961 — With an allowance recorded Commercial real estate 5,873 6,313 2,191 Residential real estate 251 253 61 Commercial and industrial 10,601 11,153 4,397 Total impaired loans $ 35,914 $ 41,231 $ 6,649 The following tables summarize the average recorded investment and interest income recognized for loans and leases considered impaired, which excludes acquired impaired loans, for the three months ended as follows: March 31, 2019 Average Recorded Investment Interest Income Recognized With no related allowance recorded Commercial real estate $ 7,345 $ 119 Residential real estate 1,541 13 Commercial and industrial 11,381 126 With an allowance recorded Commercial real estate 5,186 48 Residential real estate 226 2 Commercial and industrial 11,377 154 Total impaired loans $ 37,056 $ 462 March 31, 2018 Average Recorded Investment Interest Income Recognized With no related allowance recorded Commercial real estate $ 9,039 $ 103 Residential real estate 1,930 10 Commercial and industrial 7,300 62 With an allowance recorded Commercial real estate 4,122 37 Residential real estate 351 1 Commercial and industrial 6,975 102 Installment and other 14 — Total impaired loans $ 29,731 $ 315 For purposes The following March 31, 2019 Commercial Real Estate Residential Real Estate Construction, Land Development, and Other Land Commercial and Industrial Installment and Other Lease Financing Receivables Total Pass $ 996,417 $ 554,892 $ 172,720 $ 989,123 $ 12,404 $ 186,230 $ 2,911,786 Watch 87,343 29,753 37,828 129,730 17 42 284,713 Special Mention 19,904 5,410 — 33,489 — 2,512 61,315 Substandard 17,420 2,217 — 25,513 7 328 45,485 Doubtful — — — — — 856 856 Loss — — — — — — — Total $ 1,121,084 $ 592,272 $ 210,548 $ 1,177,855 $ 12,428 $ 189,968 $ 3,304,155 December 31, 2018 Commercial Real Estate Residential Real Estate Construction, Land Development, and Other Land Commercial and Industrial Installment and Other Lease Financing Receivables Total Pass $ 1,009,041 $ 553,665 $ 147,123 $ 962,291 $ 9,997 $ 188,314 $ 2,870,431 Watch 76,276 29,522 31,376 112,996 3,302 80 253,552 Special Mention 17,602 5,656 3,071 34,314 — 1,794 62,437 Substandard 11,880 2,125 — 22,579 15 818 37,417 Doubtful — — — — — 247 247 Loss — — — — — — — Total $ 1,114,799 $ 590,968 $ 181,570 $ 1,132,180 $ 13,314 $ 191,253 $ 3,224,084 The following tables summarize contractual delinquency information for acquired non-impaired and originated loans and leases by category at March 31, 2019 and December 31, 2018: March 31, 2019 30-59 Days Past Due 60-89 Days Past Due Greater than 90 Days and Accruing Non- accrual Total Past Due Current Total Commercial real estate $ 17,155 $ 1,944 $ — $ 9,677 $ 28,776 $ 1,092,308 $ 1,121,084 Residential real estate 1,337 1,248 — 2,070 4,655 587,617 592,272 Construction, land development, and other land 12,009 — — — 12,009 198,539 210,548 Commercial and industrial 11,454 117 — 15,931 27,502 1,150,353 1,177,855 Installment and other 12 6 — 5 23 12,405 12,428 Lease financing receivables 1,093 328 — 856 2,277 187,691 189,968 Total $ 43,060 $ 3,643 $ — $ 28,539 $ 75,242 $ 3,228,913 $ 3,304,155 December 31, 2018 30-59 Days Past Due 60-89 Days Past Due Greater than 90 Days and Accruing Non- accrual Total Past Due Current Total Commercial real estate $ 6,659 $ 2,145 $ — $ 9,484 $ 18,288 $ 1,096,511 $ 1,114,799 Residential real estate 4,488 711 — 1,815 7,014 583,954 590,968 Construction, land development, and other land — — — — — 181,570 181,570 Commercial and industrial 5,829 1,376 — 13,932 21,137 1,111,043 1,132,180 Installment and other 1,932 4 — 12 1,948 11,366 13,314 Lease financing receivables 789 530 — 591 1,910 189,343 191,253 Total $ 19,697 $ 4,766 $ — $ 25,834 $ 50,297 $ 3,173,787 $ 3,224,084 Trouble debt restructurings are granted due to borrower financial difficulty and provide for a modification of loan repayment terms. TDRs are treated in the same manner as impaired loans for purposes of calculating the allowance for loan and lease losses. The tables below present TDRs by loan category as of March 31, 2019 and December 31, 2018: March 31, 2019 Number of Loans Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment Charge-offs Specific Reserves Accruing: Commercial real estate 4 $ 1,486 $ 1,486 $ — $ 124 Commercial and industrial 2 216 216 — 99 Residential real estate 2 219 219 — — Total accruing 8 1,921 1,921 — 223 Non-accruing: Commercial real estate 9 2,690 2,119 571 141 Commercial and industrial 8 6,871 5,000 1,871 1,271 Total non-accruing 17 9,561 7,119 2,442 1,412 Total troubled debt restructurings 25 $ 11,482 $ 9,040 $ 2,442 $ 1,635 December 31, 2018 Number of Loans Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment Charge-offs Specific Reserves Accruing: Commercial real estate 4 $ 1,508 $ 1,508 $ — $ 113 Commercial and industrial 2 191 191 — 100 Residential real estate 1 114 114 — — Total accruing 7 1,813 1,813 — 213 Non-accruing: Commercial real estate 9 2,512 2,471 41 743 Commercial and industrial 6 6,714 4,843 1,871 1,290 Total non-accruing 15 9,226 7,314 1,912 2,033 Total troubled debt restructurings 22 $ 11,039 $ 9,127 $ 1,912 $ 2,246 In addition, Loans modified three months ended March 31, 2019 For the Three Months Ended March 31, 2019 2018 Accruing: Beginning balance $ 1,813 $ 1,061 Additions 113 — Net payments (5 ) (24 ) Net transfers from non-accrual — — Ending balance 1,921 1,037 Non-accruing: Beginning balance 7,314 1,569 Additions 246 — Net payments 89 (332 ) Charge-offs (530 ) (144 ) Net transfers from accrual — — Ending balance 7,119 1,093 Total troubled debt restructurings 9,040 2,130 There were no troubled debt restructurings that subsequently defaulted within At March 31, 2019 and December 31, 2018, the During the , the |