Allowance for Loan and Lease Losses and Reserve for Unfunded Commitments | Note 6—Allowance for Loans and leases The following June 30, 2019 Commercial Real Estate Residential Real Estate Construction, Land Development, and Other Land Commercial and Industrial Installment and Other Lease Financing Receivables Total Allowance for loan and lease losses Three months ended Beginning balance $ 6,660 $ 1,970 $ 536 $ 15,630 $ 63 $ 2,247 $ 27,106 Provisions 2,695 (62 ) 155 3,320 8 275 6,391 Charge-offs (818 ) (9 ) — (1,827 ) (4 ) (622 ) (3,280 ) Recoveries 397 272 — 3 — 243 915 Ending balance $ 8,934 $ 2,171 $ 691 $ 17,126 $ 67 $ 2,143 $ 31,132 Six months ended Beginning balance $ 7,540 $ 1,751 $ 466 $ 12,932 $ 49 $ 2,463 $ 25,201 Provisions 3,137 156 225 6,352 22 498 10,390 Charge-offs (2,169 ) (9 ) — (2,179 ) (4 ) (1,267 ) (5,628 ) Recoveries 426 273 — 21 — 449 1,169 Ending balance $ 8,934 $ 2,171 $ 691 $ 17,126 $ 67 $ 2,143 $ 31,132 Ending balance: Individually evaluated for impairment $ 2,775 $ 22 $ — $ 6,489 $ — $ — $ 9,286 Collectively evaluated for impairment 4,433 1,559 676 9,495 65 2,143 18,371 Loans acquired with deteriorated credit quality 1,726 590 15 1,142 2 — 3,475 Total allowance for loan and lease losses $ 8,934 $ 2,171 $ 691 $ 17,126 $ 67 $ 2,143 $ 31,132 June 30, 2019 Commercial Real Estate Residential Real Estate Construction, Land Development, and Other Land Commercial and Industrial Installment and Other Lease Financing Receivables Total Loans and leases ending balance: Individually evaluated for impairment $ 18,707 $ 2,899 $ — $ 24,278 $ — $ — $ 45,884 Collectively evaluated for impairment 1,141,705 656,329 247,728 1,275,922 12,609 188,420 3,522,713 Loans acquired with deteriorated credit quality 151,127 118,534 4,220 20,370 300 — 294,551 Total loans and leases $ 1,311,539 $ 777,762 $ 251,948 $ 1,320,570 $ 12,909 $ 188,420 $ 3,863,148 June 30, 2018 Commercial Real Estate Residential Real Estate Construction, Land Development, and Other Land Commercial and Industrial Installment and Other Lease Financing Receivables Total Allowance for loan and lease losses Three months ended Beginning balance $ 5,319 $ 1,564 $ 201 $ 7,763 $ 61 $ 2,732 $ 17,640 Provisions 1,336 84 131 1,956 1 448 3,956 Charge-offs (202 ) — — (1,596 ) (32 ) (555 ) (2,385 ) Recoveries — — — 246 — 230 476 Ending balance $ 6,453 $ 1,648 $ 332 $ 8,369 $ 30 $ 2,855 $ 19,687 Six months ended Beginning balance $ 4,794 $ 1,638 $ 222 $ 7,418 $ 41 $ 2,593 $ 16,706 Provisions 2,270 10 528 5,380 21 862 9,071 Charge-offs (611 ) — (418 ) (4,681 ) (32 ) (1,065 ) (6,807 ) Recoveries — — — 252 — 465 717 Ending balance $ 6,453 $ 1,648 $ 332 $ 8,369 $ 30 $ 2,855 $ 19,687 Ending balance: Individually evaluated for impairment $ 2,199 $ 127 $ — $ 2,555 $ 14 $ — $ 4,895 Collectively evaluated for impairment 2,752 1,171 310 4,940 13 2,855 12,041 Loans acquired with deteriorated credit quality 1,502 350 22 874 3 — 2,751 Total allowance for loan and lease losses $ 6,453 $ 1,648 $ 332 $ 8,369 $ 30 $ 2,855 $ 19,687 June 30, 2018 Commercial Real Estate Residential Real Estate Construction, Land Development, and Other Land Commercial and Industrial Installment and Other Lease Financing Receivables Total Loans and leases ending balance: Individually evaluated for impairment $ 16,397 $ 2,273 $ — $ 14,889 $ 14 $ — $ 33,573 Collectively evaluated for impairment 1,055,969 567,578 183,756 995,584 12,271 186,875 3,002,033 Loans acquired with deteriorated credit quality 162,621 129,737 4,860 15,347 521 — 313,086 Total loans and leases $ 1,234,987 $ 699,588 $ 188,616 $ 1,025,820 $ 12,806 $ 186,875 $ 3,348,692 The Company increased the allowance for loan and lease losses by $4.0 million and $5.9 million for the three and six months ended June 30, 2019, respectively. The Company increased the allowance for loan and lease losses by $2.0 million and $3.0 million for the three and six months ended June 30, 2018, respectively. For acquired impaired loans, the Company increased the allowance for loan and lease losses by $629,000 and $740,000 for the The Company decreased the allowance for loans and lease losses for acquired impaired loans by $778,000 and $1.1 million for the For loans individually evaluated for impairment, the Company increased the allowance for loan and lease losses by $1.7 million and $2.6 million for the three and six months ended June 30, 2019, respectively. The Company increased the allowance for loan and lease losses by $193,000 and $930,000 for the three and six months ended June 30, 2018, respectively. For loans collectively evaluated for impairment, the Company increased the allowance for loan and lease losses by $1.7 million and $2.6 million for the three and six months ended June 30, 2019, respectively. The Company increased the allowance for loan and lease losses by $2.6 million and $3.2 million for the three and six months ended June 30, 2018, respectively. The following and June 30, 2019 Recorded Investment Unpaid Principal Balance Related Allowance With no related allowance recorded Commercial real estate $ 8,286 $ 11,436 $ — Residential real estate 2,688 2,742 — Commercial and industrial 11,873 15,319 — With an allowance recorded Commercial real estate 10,421 11,024 2,775 Residential real estate 211 237 22 Commercial and industrial 12,405 13,407 6,489 Total impaired loans $ 45,884 $ 54,165 $ 9,286 December 31, 2018 Recorded Investment Unpaid Principal Balance Related Allowance With no related allowance recorded Commercial real estate $ 6,110 $ 7,693 $ — Residential real estate 1,886 1,858 — Commercial and industrial 11,193 13,961 — With an allowance recorded Commercial real estate 5,873 6,313 2,191 Residential real estate 251 253 61 Commercial and industrial 10,601 11,153 4,397 Total impaired loans $ 35,914 $ 41,231 $ 6,649 The following tables summarize the average recorded investment and interest income recognized for loans and leases considered impaired, which excludes acquired impaired loans, for the six months ended as follows: June 30, 2019 Average Recorded Investment Interest Income Recognized With no related allowance recorded Commercial real estate $ 8,094 $ 187 Residential real estate 1,785 27 Commercial and industrial 11,583 223 With an allowance recorded Commercial real estate 6,793 155 Residential real estate 219 4 Commercial and industrial 12,043 247 Total impaired loans $ 40,517 $ 843 June 30, 2018 Average Recorded Investment Interest Income Recognized With no related allowance recorded Commercial real estate $ 10,013 $ 436 Residential real estate 1,959 25 Commercial and industrial 7,283 99 With an allowance recorded Commercial real estate 4,587 183 Residential real estate 347 3 Commercial and industrial 8,784 233 Installment and other 14 979 Total impaired loans $ 32,987 $ 1,958 For purposes The following June 30, 2019 Commercial Real Estate Residential Real Estate Construction, Land Development, and Other Land Commercial and Industrial Installment and Other Lease Financing Receivables Total Pass $ 1,036,018 $ 620,414 $ 217,408 $ 1,068,796 $ 12,565 $ 184,922 $ 3,140,123 Watch 87,111 32,703 30,320 152,953 38 28 303,153 Special Mention 16,837 3,581 — 48,567 — 2,295 71,280 Substandard 20,446 2,530 — 29,884 6 319 53,185 Doubtful — — — — — 856 856 Loss — — — — — — — Total $ 1,160,412 $ 659,228 $ 247,728 $ 1,300,200 $ 12,609 $ 188,420 $ 3,568,597 December 31, 2018 Commercial Real Estate Residential Real Estate Construction, Land Development, and Other Land Commercial and Industrial Installment and Other Lease Financing Receivables Total Pass $ 1,009,041 $ 553,665 $ 147,123 $ 962,291 $ 9,997 $ 188,314 $ 2,870,431 Watch 76,276 29,522 31,376 112,996 3,302 80 253,552 Special Mention 17,602 5,656 3,071 34,314 — 1,794 62,437 Substandard 11,880 2,125 — 22,579 15 818 37,417 Doubtful — — — — — 247 247 Loss — — — — — — — Total $ 1,114,799 $ 590,968 $ 181,570 $ 1,132,180 $ 13,314 $ 191,253 $ 3,224,084 The following tables summarize contractual delinquency information for acquired non-impaired and originated loans and leases by category at June 30, 2019 and December 31, 2018: June 30, 2019 30-59 Days Past Due 60-89 Days Past Due Greater than 90 Days and Accruing Non- accrual Total Past Due Current Total Commercial real estate $ 4,261 $ 3,665 $ 996 $ 12,220 $ 21,142 $ 1,139,270 $ 1,160,412 Residential real estate 1,311 — — 2,335 3,646 655,582 659,228 Construction, land development, and other land — — — — — 247,728 247,728 Commercial and industrial 4,387 1,943 — 18,610 24,940 1,275,260 1,300,200 Installment and other 88 50 — 6 144 12,465 12,609 Lease financing receivables 845 319 — 856 2,020 186,400 188,420 Total $ 10,892 $ 5,977 $ 996 $ 34,027 $ 51,892 $ 3,516,705 $ 3,568,597 December 31, 2018 30-59 Days Past Due 60-89 Days Past Due Greater than 90 Days and Accruing Non- accrual Total Past Due Current Total Commercial real estate $ 6,659 $ 2,145 $ — $ 9,484 $ 18,288 $ 1,096,511 $ 1,114,799 Residential real estate 4,488 711 — 1,815 7,014 583,954 590,968 Construction, land development, and other land — — — — — 181,570 181,570 Commercial and industrial 5,829 1,376 — 13,932 21,137 1,111,043 1,132,180 Installment and other 1,932 4 — 12 1,948 11,366 13,314 Lease financing receivables 789 530 — 591 1,910 189,343 191,253 Total $ 19,697 $ 4,766 $ — $ 25,834 $ 50,297 $ 3,173,787 $ 3,224,084 Trouble debt restructurings are granted due to borrower financial difficulty and provide for a modification of loan repayment terms. TDRs are treated in the same manner as impaired loans for purposes of calculating the allowance for loan and lease losses. The tables below present TDRs by loan category as of June 30, 2019 and December 31, 2018: June 30, 2019 Number of Loans Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment Charge-offs Specific Reserves Accruing: Commercial real estate 3 $ 1,105 $ 1,105 $ — $ 198 Commercial and industrial 2 214 214 — 126 Residential real estate 2 210 210 — — Total accruing 7 1,529 1,529 — 324 Non-accruing: Commercial real estate 10 3,465 2,970 495 253 Commercial and industrial 8 6,735 4,864 1,871 1,278 Total non-accruing 18 10,200 7,834 2,366 1,531 Total troubled debt restructurings 25 $ 11,729 $ 9,363 $ 2,366 $ 1,855 December 31, 2018 Number of Loans Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment Charge-offs Specific Reserves Accruing: Commercial real estate 4 $ 1,508 $ 1,508 $ — $ 113 Commercial and industrial 2 191 191 — 100 Residential real estate 1 114 114 — — Total accruing 7 1,813 1,813 — 213 Non-accruing: Commercial real estate 9 2,512 2,471 41 743 Commercial and industrial 6 6,714 4,843 1,871 1,290 Total non-accruing 15 9,226 7,314 1,912 2,033 Total troubled debt restructurings 22 $ 11,039 $ 9,127 $ 1,912 $ 2,246 In addition, Loans modified and 2018: Three Months Ended Six Months Ended June 30, June 30, 2019 2018 2019 2018 Accruing: Beginning balance $ 1,921 $ 1,037 $ 1,813 $ 1,061 Additions — 37 113 37 Net payments (44 ) (24 ) (49 ) (48 ) Net transfers from (to) non-accrual (348 ) 188 (348 ) 188 Ending balance 1,529 1,238 1,529 1,238 Non-accruing: Beginning balance 7,119 1,093 7,314 1,569 Additions 1,182 5,332 1,428 5,332 Net payments (815 ) (461 ) (726 ) (793 ) Charge-offs — — (530 ) (144 ) Net transfers from (to) accrual 348 (188 ) 348 (188 ) Ending balance 7,834 5,776 7,834 5,776 Total troubled debt restructurings 9,363 7,014 9,363 7,014 Troubled debt restructurings that subsequently defaulted within twelve months of the restructure date during the three and six months ended June 30, 2019 and 2018 had a recorded investment of $348,000 and $340,000, respectively. At June 30, 2019 and December 31, 2018, the During the , the |