Allowance for Loan and Leases and Reserve for Unfunded Commitments | Note 6—Allowance for Loans and leases The following Commercial Real Estate Residential Real Estate Construction, Land Development, and Other Land Commercial and Industrial Installment and Other Lease Financing Receivables Total Allowance for loan and lease losses Three months ended March 31, 2020 Beginning balance $ 7,965 $ 1,990 $ 610 $ 19,377 $ 50 $ 1,944 $ 31,936 Provisions 4,422 784 394 8,546 3 306 14,455 Charge-offs (552 ) (5 ) — (3,958 ) — (457 ) (4,972 ) Recoveries 16 9 — 174 — 222 421 Ending balance $ 11,851 $ 2,778 $ 1,004 $ 24,139 $ 53 $ 2,015 $ 41,840 Ending balance: Individually evaluated for impairment $ 3,634 $ 92 $ — $ 9,709 $ — $ — $ 13,435 Collectively evaluated for impairment 6,115 1,685 915 13,320 53 2,015 24,103 Loans acquired with deteriorated credit quality 2,102 1,001 89 1,110 — — 4,302 Total allowance for loan and lease losses $ 11,851 $ 2,778 $ 1,004 $ 24,139 $ 53 $ 2,015 $ 41,840 March 31, 2020 Commercial Real Estate Residential Real Estate Construction, Land Development, and Other Land Commercial and Industrial Installment and Other Lease Financing Receivables Total Loans and leases ending balance: Individually evaluated for impairment $ 32,974 $ 1,960 $ 2,577 $ 43,926 $ — $ — $ 81,437 Collectively evaluated for impairment 1,134,090 597,839 269,908 1,354,825 5,485 173,247 3,535,394 Loans acquired with deteriorated credit quality 127,895 94,198 5,291 15,808 236 — 243,428 Total loans and leases $ 1,294,959 $ 693,997 $ 277,776 $ 1,414,559 $ 5,721 $ 173,247 $ 3,860,259 Commercial Real Estate Residential Real Estate Construction, Land Development, and Other Land Commercial and Industrial Installment and Other Lease Financing Receivables Total Allowance for loan and lease losses Three months ended March 31, 2019 Beginning balance $ 7,540 $ 1,751 $ 466 $ 12,932 $ 49 $ 2,463 $ 25,201 Provisions 442 218 70 3,032 14 223 3,999 Charge-offs (1,351 ) — — (352 ) — (645 ) (2,348 ) Recoveries 29 1 — 18 — 206 254 Ending balance $ 6,660 $ 1,970 $ 536 $ 15,630 $ 63 $ 2,247 $ 27,106 Ending balance: Individually evaluated for impairment $ 1,403 $ 34 $ — $ 6,122 $ — $ — $ 7,559 Collectively evaluated for impairment 4,141 1,516 536 8,200 61 2,247 16,701 Loans acquired with deteriorated credit quality 1,116 420 — 1,308 2 — 2,846 Total allowance for loan and lease losses $ 6,660 $ 1,970 $ 536 $ 15,630 $ 63 $ 2,247 $ 27,106 March 31, 2019 Commercial Real Estate Residential Real Estate Construction, Land Development, and Other Land Commercial and Industrial Installment and Other Lease Financing Receivables Total Loans and leases ending balance: Individually evaluated for impairment $ 17,354 $ 2,060 $ — $ 24,384 $ — $ — $ 43,798 Collectively evaluated for impairment 1,103,730 590,212 210,548 1,153,471 12,428 189,968 3,260,357 Loans acquired with deteriorated credit quality 141,199 106,764 3,111 11,963 374 — 263,411 Total loans and leases $ 1,262,283 $ 699,036 $ 213,659 $ 1,189,818 $ 12,802 $ 189,968 $ 3,567,566 The Company increased the allowance for loan and lease losses by $9.9 million and $1.9 million for the three months ended March 31, 2020 and 2019, respectively. For acquired impaired loans, the Company increased the allowance for loan and lease losses by $1.5 million and $111,000 for the three months ended March 31, 2020 and 2019, respectively For loans individually evaluated for impairment, the Company increased the allowance for loan and lease losses by $2.7 million and $910,000 for the three months ended March 31, 2020 and 2019, respectively. For loans collectively evaluated for impairment, the Company increased the allowance for loan and lease losses by $5.6 million and $884,000 for the three months ended March 31, 2020 and 2019, respectively. The following and March 31, 2020 Recorded Investment Unpaid Principal Balance Related Allowance With no related allowance recorded Commercial real estate $ 20,229 $ 21,732 $ — Construction, land development, and other land 2,577 2,952 — Commercial and industrial 11,872 14,690 — With an allowance recorded Commercial real estate 12,745 13,725 3,634 Residential real estate 1,960 2,041 92 Commercial and industrial 32,054 34,611 9,709 Total impaired loans $ 81,437 $ 89,751 $ 13,435 December 31, 2019 Recorded Investment Unpaid Principal Balance Related Allowance With no related allowance recorded Commercial real estate $ 16,556 $ 19,808 $ — Residential real estate 2,165 2,253 — Construction, land development, and other land 2,644 3,000 — Commercial and industrial 19,211 20,398 — With an allowance recorded Commercial real estate 9,840 10,691 2,614 Residential real estate 233 233 124 Commercial and industrial 18,092 19,285 7,952 Total impaired loans $ 68,741 $ 75,668 $ 10,690 The following tables summarize the average recorded investment and interest income recognized for loans and leases considered impaired, which excludes acquired impaired loans, for the three months ended: March 31, 2020 Average Recorded Investment Interest Income Recognized With no related allowance recorded Commercial real estate $ 18,728 $ 277 Residential real estate 1,221 — Construction, land development, and other land 2,836 20 Commercial and industrial 14,368 105 With an allowance recorded Commercial real estate 13,177 136 Residential real estate 771 14 Commercial and industrial 24,668 441 Total impaired loans $ 75,769 $ 993 March 31, 2019 Average Recorded Investment Interest Income Recognized With no related allowance recorded Commercial real estate $ 7,345 $ 119 Residential real estate 1,541 13 Commercial and industrial 11,381 126 With an allowance recorded Commercial real estate 5,186 48 Residential real estate 226 2 Commercial and industrial 11,377 154 Total impaired loans $ 37,056 $ 462 The following March 31, 2020 Commercial Real Estate Residential Real Estate Construction, Land Development, and Other Land Commercial and Industrial Installment and Other Lease Financing Receivables Total Pass $ 1,005,620 $ 571,637 $ 255,821 $ 1,157,119 $ 5,190 $ 169,709 $ 3,165,096 Watch 103,099 22,410 9,939 154,482 291 5 290,226 Special Mention 24,928 3,619 4,148 42,089 — 1,793 76,577 Substandard 33,417 2,133 2,577 45,061 4 1,542 84,734 Doubtful — — — — — 198 198 Loss — — — — — — — Total $ 1,167,064 $ 599,799 $ 272,485 $ 1,398,751 $ 5,485 $ 173,247 $ 3,616,831 December 31, 2019 Commercial Real Estate Residential Real Estate Construction, Land Development, and Other Land Commercial and Industrial Installment and Other Lease Financing Receivables Total Pass $ 984,881 $ 584,363 $ 247,775 $ 1,087,856 $ 6,013 $ 177,696 $ 3,088,584 Watch 99,803 21,856 18,181 159,282 302 8 299,432 Special Mention 27,484 3,648 4,684 26,944 — 1,799 64,559 Substandard 28,460 1,732 2,644 40,574 1 728 74,139 Doubtful — — — — — 279 279 Loss — — — — — — — Total $ 1,140,628 $ 611,599 $ 273,284 $ 1,314,656 $ 6,316 $ 180,510 $ 3,526,993 The following tables summarize contractual delinquency information for acquired non-impaired and originated loans and leases by category at March 31, 2020 and December 31, 2019: March 31, 2020 30-59 Days Past Due 60-89 Days Past Due Greater than 90 Days and Accruing Non- accrual Total Past Due Current Total Commercial real estate $ 23,857 $ 2,834 $ — $ 16,096 $ 42,787 $ 1,124,277 $ 1,167,064 Residential real estate 4,925 121 — 1,783 6,829 592,970 599,799 Construction, land development, and other land 1,297 — — 2,577 3,874 268,611 272,485 Commercial and industrial 23,401 310 — 27,256 50,967 1,347,784 1,398,751 Installment and other 279 — — 4 283 5,202 5,485 Lease financing receivables 1,523 492 — 1,247 3,262 169,985 173,247 Total $ 55,282 $ 3,757 $ — $ 48,963 $ 108,002 $ 3,508,829 $ 3,616,831 December 31, 2019 30-59 Days Past Due 60-89 Days Past Due Greater than 90 Days and Accruing Non- accrual Total Past Due Current Total Commercial real estate $ 14,269 $ 5,153 $ — $ 12,274 $ 31,696 $ 1,108,932 $ 1,140,628 Residential real estate 3,187 460 — 1,371 5,018 606,581 611,599 Construction, land development, and other land — 4,460 — — 4,460 268,824 273,284 Commercial and industrial 7,789 3,594 — 22,151 33,534 1,281,122 1,314,656 Installment and other 133 2 — 1 136 6,180 6,316 Lease financing receivables 585 532 — 475 1,592 178,918 180,510 Total $ 25,963 $ 14,201 $ — $ 36,272 $ 76,436 $ 3,450,557 $ 3,526,993 Trouble debt restructurings (“TDRs”) are granted due to borrower financial difficulty and provide for a modification of loan repayment terms. TDRs are treated in the same manner as impaired loans for purposes of calculating the allowance for loan and lease losses. The tables below present TDRs by loan category as of March 31, 2020 and December 31, 2019: March 31, 2020 Number of Loans Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment Charge-offs Specific Reserves Accruing: Commercial real estate 5 $ 1,418 $ 1,418 $ — $ 94 Commercial and industrial 2 126 126 — 89 Residential real estate 2 181 181 — — Total accruing 9 1,725 1,725 — 183 Non-accruing: Commercial real estate 7 4,232 4,055 177 1,064 Commercial and industrial 11 9,914 7,965 1,949 2,482 Residential real estate 1 97 97 — — Total non-accruing 19 14,243 12,117 2,126 3,546 Total troubled debt restructurings 28 $ 15,968 $ 13,842 $ 2,126 $ 3,729 December 31, 2019 Number of Loans Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment Charge-offs Specific Reserves Accruing: Commercial real estate 5 $ 1,451 $ 1,451 $ — $ 223 Commercial and industrial 2 129 129 — 118 Residential real estate 2 191 191 — — Total accruing 9 1,771 1,771 — 341 Non-accruing: Commercial real estate 6 2,777 2,600 177 513 Commercial and industrial 11 8,048 6,096 1,952 1,312 Residential real estate 1 104 104 — — Total non-accruing 18 10,929 8,800 2,129 1,825 Total troubled debt restructurings 27 $ 12,700 $ 10,571 $ 2,129 $ 2,166 In addition, Loans modified and 2019 were: Three Months Ended March 31, 2020 2019 Accruing: Beginning balance $ 1,771 $ 1,813 Additions — 113 Net payments (46 ) (5 ) Net transfers from (to) non-accrual — — Ending balance 1,725 1,921 Non-accruing: Beginning balance 8,800 7,314 Additions 4,258 246 Net payments (941 ) 89 Charge-offs — (530 ) Net transfers from (to) accrual — — Ending balance 12,117 7,119 Total troubled debt restructurings $ 13,842 $ 9,040 There were At March 31, 2020 and December 31, 2019, the During the , the |