Clear Perspective Advisors 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
3M CO COM	COM	88579Y101	795	4,504	SH		SOLE		4,504	0	0
ABBOTT LABS COM	COM	002824100	340	3,910	SH		SOLE		3,910	0	0
ABBVIE INC COM	COM	00287Y109	521	5,886	SH		SOLE		5,886	0	0
ACCENTURE PLC IRELAND CLASS SHS ISIN#IE00B4BNMY34	SHS	G1151C101	514	2,441	SH		SOLE		2,441	0	0
ADOBE SYS INC COM	COM	00724F101	288	874	SH		SOLE		874	0	0
ALPHABET INC CAP STK CL C	CL C	02079K107	3,162	2,365	SH		SOLE		2,365	0	0
ALPHABET INC CL A	CL A	02079K305	1,047	782	SH		SOLE		782	0	0
ALTRIA GROUP INC COM	COM	02209S103	669	13,406	SH		SOLE		13,406	0	0
AMAZON COM INC	COM	023135106	2,432	1,316	SH		SOLE		1,316	0	0
AMERICAN EXPRESS COMPANY	OM	025816109	246	1,974	SH		SOLE		1,974	0	0
AMGEN INC COM	COM	031162100	1,446	6,000	SH		SOLE		6,000	0	0
APPLE INC COM	COM	037833100	6,127	20,864	SH		SOLE		20,864	0	0
AT&T INC COM	COM	00206R102	1,174	30,033	SH		SOLE		30,033	0	0
AVON PRODS INC COM C/A EFF 01/06/20 1 OLD/.30 CU 63884N108 NATURA&CO HLDG SA ADR	COM	054303102	56	10,000	SH		SOLE		10,000	0	0
BAIDU COM INC SPONS ADR REPSTG ORD SHS CL A	SPON ADR REP A	056752108	280	2,215	SH		SOLE		2,215	0	0
BANK OF AMERICA CORPORATION COM	COM	060505104	556	15,773	SH		SOLE		15,773	0	0
BANK OF NEW YORK MELLON CORP COM	COM	064058100	553	10,980	SH		SOLE		10,980	0	0
BAXTER INTL INC COM	COM	071813109	269	3,212	SH		SOLE		3,212	0	0
BERKSHIRE HATHAWAY INC DEL CL B NEW	CL B NEW	084670702	8,410	37,129	SH		SOLE		37,129	0	0
BLACKROCK INC COM	COM	09247X101	700	1,393	SH		SOLE		1,393	0	0
BOEING CO COM	COM	097023105	507	1,557	SH		SOLE		1,557	0	0
BOOKING HLDGS INC COM	COM	09857L108	1,218	593	SH		SOLE		593	0	0
BRISTOL MYERS SQUIBB CO COM	COM	110122108	383	5,963	SH		SOLE		5,963	0	0
CATERPILLAR INC COM	COM	149123101	222	1,502	SH		SOLE		1,502	0	0
CHEVRON CORP NEW COM	COM	166764100	1,133	9,399	SH		SOLE		9,399	0	0
CISCO SYSTEMS INC	COM	17275R102	636	13,258	SH		SOLE		13,258	0	0
CITIGROUP INC COM NEW ISIN#US1729674242	COM NEW	172967424	421	5,269	SH		SOLE		5,269	0	0
COMCAST CORP CL A	CL A	20030N101	939	20,890	SH		SOLE		20,890	0	0
COSTCO WHOLESALE CORP NEW COM	COM	22160K105	364	1,240	SH		SOLE		1,240	0	0
CVS HEALTH CORP COM	COM	126650100	375	5,053	SH		SOLE		5,053	0	0
DISNEY WALT CO DISNEY COM	COM	254687106	1,350	9,332	SH		SOLE		9,332	0	0
ENBRIDGE INC COM ISIN#CA29250N1050	COM	29250N105	1,030	25,904	SH		SOLE		25,904	0	0
ENTERGY CORP NEW COM	COM	29364G103	446	3,725	SH		SOLE		3,725	0	0
EXELON CORP COM	COM	30161N101	572	12,550	SH		SOLE		12,550	0	0
EXXON MOBIL CORP COM	COM	30231G102	417	5,975	SH		SOLE		5,975	0	0
FACEBOOK INC CL A	CL A	30303M102	1,710	8,333	PRN		SOLE		8,333	0	0
FISERV INC COM	COM	337738108	418	3,617	SH		SOLE		3,617	0	0
GENERAL DYNAMICS CORP COM	COM	369550108	676	3,831	SH		SOLE		3,831	0	0
GENERAL ELECTRIC CO COM	COM	369604103	566	50,682	SH		SOLE		50,682	0	0
GENERAL MILLS INC COM	COM	370334104	271	5,061	SH		SOLE		5,061	0	0
GILEAD SCIENCES INC	COM	375558103	299	4,597	SH		SOLE		4,597	0	0
GOLDMAN SACHS GROUP INC COM	COM	38141G104	207	900	SH		SOLE		900	0	0
HOME DEPOT INC COM	COM	437076102	258	1,181	SH		SOLE		1,181	0	0
INTEL CORP COM	COM	458140100	1,566	26,168	SH		SOLE		26,168	0	0
INVESCO EXCHANGE-TRADED FD TR II NATL AMT-FREE MUN BD ETF	NATL AMT MUNI	46138E537	411	15,550	SH		SOLE		15,550	0	0
INVITAE CORP COM	COM	46185L103	171	10,580	SH		SOLE		10,580	0	0
IQVIA HLDGS INC COM	COM	46266C105	249	1,613	SH		SOLE		1,613	0	0
ISHARES GOLD TR ISHARES	ISHARES	464285105	553	38,137	SH		SOLE		38,137	0	0
ISHARES INTERMEDIATE GOVERNMENT	INTRM GOV CR ETF	464288612	523	4,638	SH		SOLE		4,638	0	0
ISHARES TR CORE S&P 500 ETF	CORE S&P500 ETF	464287200	318	984	SH		SOLE		984	0	0
ISHARES TR CORE S&P MID-CAP ETF	CORE S&P MCP ETF	464287507	4,098	19,909	SH		SOLE		19,909	0	0
ISHARES TR CORE S&P SMALL-CAP ETF	CORE S&P SCP ETF	464287804	2,873	34,266	SH		SOLE		34,266	0	0
ISHARES TR CORE U S AGGREGATE BD ETF	CORE US AGGBD ET	464287226	260	2,310	SH		SOLE		2,310	0	0
ISHARES TR MSCI EAFE ETF	MSCI EAFE ETF	464287465	785	11,301	SH		SOLE		11,301	0	0
ISHARES TR NATL MUN BD ETF FD	NATIONAL MUN ETF	464288414	306	2,689	SH		SOLE		2,689	0	0
ISHARES TR RUSSELL 1000 GROWTH ETF	RUS 1000 GRW ETF	464287614	512	2,910	SH		SOLE		2,910	0	0
ISHARES TR RUSSELL 1000 VALUE ETF	RUS 1000 VAL ETF	464287598	213	1,563	SH		SOLE		1,563	0	0
ISHARES TR S&P MIDCAP GROWTH	S&P MC 400GR ETF	464287606	267	1,122	SH		SOLE		1,122	0	0
ISHARES TR SELECT DIVID ETF FD	SELECT DIVID ETF	464287168	666	6,302	SH		SOLE		6,302	0	0
ISHARES TR U S HEALTHCARE ETF	US HLTHCARE ETF	464287762	453	2,100	SH		SOLE		2,100	0	0
JD COM INC SPONS ADR REPSTG COM CL A	SPON ADR CL A	47215P106	242	6,880	SH		SOLE		6,880	0	0
JOHNSON & JOHNSON COM	COM	478160104	1,999	13,707	SH		SOLE		13,707	0	0
JP MORGAN CHASE & CO COM ISIN#US46625H1005	COM	46625H100	1,764	12,653	SH		SOLE		12,653	0	0
KIMBERLY CLARK CORP COM	COM	494368103	223	1,623	SH		SOLE		1,623	0	0
LILLY ELI & CO COM	COM	532457108	583	4,433	SH		SOLE		4,433	0	0
LOCKHEED MARTIN CORP COM	SHS B	539830109	338	869	SH		SOLE		869	0	0
LOWES COS INC COM	COM	548661107	854	7,134	SH		SOLE		7,134	0	0
MASTERCARD INC CL A COM	CL A	57636Q104	3,100	10,381	SH		SOLE		10,381	0	0
MCDONALDS CORP	COM COM	580135101	690	3,491	SH		SOLE		3,491	0	0
MERCADOLIBRE INC COM	COM	58733R102	206	360	SH		SOLE		360	0	0
MERCK & CO INC NEW COM	COM	58933Y105	229	2,514	SH		SOLE		2,514	0	0
MICROCHIP TECHNOLOGY INC COM	COM	595017104	220	2,100	SH		SOLE		2,100	0	0
MICROSOFT CORP COM	COM	594918104	3,949	25,041	SH		SOLE		25,041	0	0
NETFLIX INC COM	COM	64110L106	559	1,728	SH		SOLE		1,728	0	0
NEXTERA ENERGY INC COM	COM	65339F101	332	1,373	SH		SOLE		1,373	0	0
NIKE INC CL B	CL B	654106103	546	5,393	SH		SOLE		5,393	0	0
NOVARTIS AG SPONSORED ADR	SPON ADR	66987V109	805	8,502	SH		SOLE		8,502	0	0
NVIDIA CORP COM	COM	67066G104	1,045	4,443	SH		SOLE		4,443	0	0
O REILLY AUTOMOTIVE INC NEW COM	COM	67103H107	465	1,062	SH		SOLE		1,062	0	0
OLD SECOND BANCORP INC DEL COM	COM	680277100	487	36,173	SH		SOLE		36,173	0	0
ORACLE CORP COM	COM	68389X105	828	15,626	SH		SOLE		15,626	0	0
PAYCHEX INC COM	COM	704326107	240	2,822	SH		SOLE		2,822	0	0
PAYPAL HLDGS INC COM	COM	70450Y103	868	8,029	SH		SOLE		8,029	0	0
PEPSICO INC COM	COM	713448108	998	7,305	SH		SOLE		7,305	0	0
PFIZER INC COM	COM	717081103	282	7,204	SH		SOLE		7,204	0	0
PHILIP MORRIS INTL INC COM	COM	718172109	359	4,218	SH		SOLE		4,218	0	0
PROCTER & GAMBLE CO COM	COM	742718109	1,035	8,287	SH		SOLE		8,287	0	0
SALESFORCE.COM INC COM STOCK	COM	79466L302	275	1,689	SH		SOLE		1,689	0	0
SANOFI SPONS ADR ISIN#US80105N1054	SPONS ADR	80105N105	324	6,445	SH		SOLE		6,445	0	0
SCHWAB CHARLES CORP NEW COM	COM	808513105	294	6,177	SH		SOLE		6,177	0	0
SCHWAB STRATEGIC TR US DIVIDEND EQUITY ETF	US DIVIDEND EQ	808524797	3,700	63,885	SH		SOLE		63,885	0	0
SELECT SECTOR SPDR TR FINANCIAL	SBI INT-FINL	81369Y605	292	9,479	SH		SOLE		9,479	0	0
SELECT SECTOR SPDR TR HEALTH CARE	SBI HEALTHCARE	81369Y209	292	2,869	SH		SOLE		2,869	0	0
SHERWIN WILLIAMS CO COM	COM	824348106	992	1,700	SH		SOLE		1,700	0	0
SHOPIFY INC CL A ISIN#CA82509L1076	CL A	82509L107	200	504	SH		SOLE		504	0	0
SPDR GOLD TR GOLD SHS	GOLD SHS	78463V107	372	2,603	SH		SOLE		2,603	0	0
SPDR INDEX SHS FDS SPDR PORT DEVELOPED WORLD EX-US ETF	PORTFOLIO DEVLPD	78463X889	534	17,036	SH		SOLE		17,036	0	0
SPDR PORTFOLIO S&P 500 VALUE ETF	PRTFLO S&P500 VL	78464A508	585	16,744	SH		SOLE		16,744	0	0
SPDR S&P 500 ETF TR TR UNIT	TR UNIT	78462F103	1,183	3,677	SH		SOLE		3,677	0	0
SPDR SER TR NUVEEN BLOOMBERG BARCLAYS MUN BD ETF	NUVEEN BRC MUNIC	78468R721	1,479	29,250	SH		SOLE		29,250	0	0
SPDR SER TR RUSSELL SMALL CAP COMPLETENESS ETF	PORTFOLIO MD ETF	78464A847	446	12,312	SH		SOLE		12,312	0	0
SPDR SER TR S&P 500 GROWTH ETF	PRTFLO S&P500 GW	78464A409	583	13,914	SH		SOLE		13,914	0	0
SPDR SER TR S&P REGL BKG ETF	S&P REGL BKG	78464A698	530	9,092	SH		SOLE		9,092	0	0
SPDR SER TR SPDR PORT LARGE CAP ETF	PORTFOLIO LR ETF	78464A854	14,626	386,714	SH		SOLE		386,714	0	0
SPDR SER TR SPDR PORT SMALL CAP ETF	PORTFOLIO SM ETF	78468R853	1,158	35,487	SH		SOLE		35,487	0	0
SSGA ACTIVE TR SPDR DOUBLELINE SHORT DURATION TOTAL RETURN TACTICAL ETF TACTICAL ETF	SPDR DBLELN EMRG	78470P200	1,137	22,989	SH		SOLE		22,989	0	0
TARGET CORP COM	COM	87612E106	266	2,074	SH		SOLE		2,074	0	0
THE TRADE DESK INC COM CL A	COM CL A	88339J105	317	1,220	SH		SOLE		1,220	0	0
TWITTER INC COM	COM	90184L102	308	9,625	SH		SOLE		9,625	0	0
UNILEVER PLC SPON ADR NEW ISIN#US9047677045	SPON ADR NEW	904767704	582	10,184	SH		SOLE		10,184	0	0
UNION PAC CORP COM	COM	907818108	1,466	8,110	SH		SOLE		8,110	0	0
UNITED PARCEL SVC INC CL B	CL B	911312106	726	6,206	SH		SOLE		6,206	0	0
UNITED TECHNOLOGIES CORP COM	COM	913017109	1,276	8,520	SH		SOLE		8,520	0	0
UNITEDHEALTH GROUP INC COM	COM	91324P102	483	1,643	SH		SOLE		1,643	0	0
US BANCORP DEL COM	COM	902973304	375	6,332	SH		SOLE		6,332	0	0
VANGUARD BD INDEX FDS VANGUARD TOTAL BD MARKET ETF	TOTAL BND MRKT	921937835	2,910	34,706	SH		SOLE		34,706	0	0
VANGUARD INDEX FDS S&P 500 ETF SHS NEW	S&P 500 ETF SHS	922908363	14,627	49,448	SH		SOLE		49,448	0	0
VANGUARD INDEX FDS VANGUARD GROWTH ETF	GROWTH ETF	922908736	2,798	15,360	SH		SOLE		15,360	0	0
VANGUARD INDEX FDS VANGUARD MID-CAP ETF	MID CAP ETF	922908629	599	3,362	SH		SOLE		3,362	0	0
VANGUARD INDEX FDS VANGUARD SMALL-CAP ETF	REIT ETF	922908751	2,127	12,841	SH		SOLE		12,841	0	0
VANGUARD INDEX FDS VANGUARD TOTAL STK MKT ETF	SM CP VAL ETF	922908769	412	2,520	SH		SOLE		2,520	0	0
VANGUARD INDEX FDS VANGUARD VALUE ETF	TOTAL STK MKT	922908744	2,643	22,051	SH		SOLE		22,051	0	0
VANGUARD INTL EQUITY INDEX FDS FTSE EMERGING MKTS ETF	FTSE SMCAP ETF	922042858	717	16,125	SH		SOLE		16,125	0	0
VANGUARD INTL FD FTSE DEVELOPED MKTS ETF	VGTLINTLSTKF	921943858	669	15,182	SH		SOLE		15,182	0	0
VANGUARD MUN BD FDS TAX-EXEMPT BD INDEX FD ETF	TAX EXEMPT BD	922907746	2,134	39,850	SH		SOLE		39,850	0	0
VANGUARD SCOTTSDALE FDS VANGUARD INTER-TERM TREAS INDEX FD	TT WRLD ST ETF	92206C706	3,233	49,061	SH		SOLE		49,061	0	0
VANGUARD SCOTTSDALE FDS VANGUARD SHORT TERM TREAS INDEX FD	INT-TERM GOV	92206C102	3,635	59,753	SH		SOLE		59,753	0	0
VANGUARD SPECIALIZED FUNDS VANGUARD DIVIDEND APPRECIATION ETF	SHTRM GVT BD ETF	921908844	945	7,584	SH		SOLE		7,584	0	0
VANGUARD TOTAL INTL STOCK INDEX FD ETF SHS	DIV APP ETF	921909768	1,263	22,671	SH		SOLE		22,671	0	0
VANGUARD WHITEHALL FDS HIGH DIVIDEND YIELD ETF SHS	HIGH DIV YLD	921946406	982	10,475	SH		SOLE		10,475	0	0
VANGUARD WORLD FDS VANGUARD ENERGY ETF	ENERGY ETF	92204A306	372	4,562	SH		SOLE		4,562	0	0
VERIZON COMMUNICATIONS INC COM	COM	92343V104	1,004	16,345	SH		SOLE		16,345	0	0
VISA INC COM CL A	CL A	92826C839	2,812	14,966	SH		SOLE		14,966	0	0
WELLS FARGO & CO NEW COM	COM	949746101	1,426	26,502	SH		SOLE		26,502	0	0