Clear Perspective Advisors 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
3M CO COM	COM	88579Y101	763	3,841	SH		SOLE		3,841	0	0
ABBOTT LABS COM	COM	002824100	399	3,443	SH		SOLE		3,443	0	0
ABBVIE INC COM	COM	00287Y109	438	3,777	SH		SOLE		3,777	0	0
ACCENTURE PLC IRELAND CLASS SHS ISIN#IE00B4BNMY34	SHS CLASS A	G1151C101	441	1,497	SH		SOLE		1,497	0	0
ADOBE SYS INC COM	COM	00724F101	1,138	1,943	SH		SOLE		1,943	0	0
ALPHABET INC CAP STK CL C	CL C	02079K107	4,963	1,980	SH		SOLE		1,980	0	0
ALPHABET INC CL A	CL A	02079K305	1,580	647	SH		SOLE		647	0	0
ALTRIA GROUP INC COM	COM	02209S103	389	8,162	SH		SOLE		8,162	0	0
AMAZON COM INC	COM	023135106	4,603	1,338	SH		SOLE		1,338	0	0
AMERICAN ELECTRIC POWER CO	COM	025537101	214	2,532	SH		SOLE		2,532	0	0
AMGEN INC COM	COM	031162100	1,244	5,103	SH		SOLE		5,103	0	0
ANALOG DEVICES INC COM	COM	032654105	250	1,455	SH		SOLE		1,455	0	0
APPIAN CORP CL A	CL A	03782L101	262	1,900	SH		SOLE		1,900	0	0
APPLE INC COM	COM	037833100	8,517	62,189	SH		SOLE		62,189	0	0
AT&T INC COM	COM	00206R102	988	34,329	SH		SOLE		34,329	0	0
B & G FOODS INC NEW COM	COM	05508R106	257	7,823	SH		SOLE		7,823	0	0
BANK OF AMERICA CORPORATION COM	COM	060505104	230	5,573	SH		SOLE		5,573	0	0
BANK OF NEW YORK MELLON CORP COM	COM	064058100	398	7,763	SH		SOLE		7,763	0	0
BAXTER INTL INC COM	COM	071813109	259	3,212	SH		SOLE		3,212	0	0
BERKSHIRE HATHAWAY INC DEL CL B NEW	CL B NEW	084670702	8,703	31,313	SH		SOLE		31,313	0	0
BLACKROCK INC COM	COM	09247X101	1,161	1,327	SH		SOLE		1,327	0	0
BRISTOL MYERS SQUIBB CO COM	COM	110122108	778	11,649	SH		SOLE		11,649	0	0
BROADCOM INC COM	COM	11135F101	532	1,115	SH		SOLE		1,115	0	0
CATERPILLAR INC COM	COM	149123101	448	2,057	SH		SOLE		2,057	0	0
CHEVRON CORP NEW COM	COM	166764100	731	6,981	SH		SOLE		6,981	0	0
CISCO SYSTEMS INC	COM	17275R102	770	14,524	SH		SOLE		14,524	0	0
CLEVELAND-CLIFFS INC NEW COM	COM	185899101	320	14,820	SH		SOLE		14,820	0	0
COCA COLA COMPANY	COM	191216100	243	4,493	SH		SOLE		4,493	0	0
COMCAST CORP CL A	CL A	20030N101	1,271	22,294	SH		SOLE		22,294	0	0
COSTCO WHOLESALE CORP NEW COM	COM	22160K105	709	1,793	SH		SOLE		1,793	0	0
CVS HEALTH CORP COM	COM	126650100	462	5,537	SH		SOLE		5,537	0	0
DEERE & CO	COM	244199105	229	650	SH		SOLE		650	0	0
DISNEY WALT CO DISNEY COM	COM DISNEY	254687106	1,944	11,057	SH		SOLE		11,057	0	0
DRAFTKINGS INC CL A	COM CL A	26142R104	368	7,053	SH		SOLE		7,053	0	0
EATON VANCE TAX MANAGED BUY WRITE OPPORTUNITIES FD COM	COM	27829C105	212	1,475	SH		SOLE		1,475	0	0
ENBRIDGE INC REGISTERED SHS ISIN#CA29250N1050	COM	29250N105	992	24,758	SH		SOLE		24,758	0	0
ENTERPRISE PRODS PARTNERS L P COM UNIT	COM	293792107	269	11,150	SH		SOLE		11,150	0	0
EXXON MOBIL CORP COM	COM	30231G102	448	7,102	SH		SOLE		7,102	0	0
FACEBOOK INC CL A	CL A	30303M102	2,097	6,031	SH		SOLE		6,031	0	0
FASTLY INC CL A	CL A	31188V100	1,885	31,630	SH		SOLE		31,630	0	0
FIRST TR LOW DURATION OPPORTUNITIES ETF	FST LOW OPPT EFT	33739Q200	15,116	296,982	SH		SOLE		296,982	0	0
FISERV INC COM	COM	337738108	475	4,444	SH		SOLE		4,444	0	0
FORD MOTOR CO DEL COM PAR	COM	345370860	649	43,702	SH		SOLE		43,702	0	0
GENERAL DYNAMICS CORP COM	COM	369550108	524	2,783	SH		SOLE		2,783	0	0
GOLDMAN SACHS GROUP INC COM	COM	38141G104	202	531	SH		SOLE		531	0	0
GRAYSCALE BITCOIN TR BTC SHS REPSTG COM UNIT	COM	389637109	232	7,790	SH		SOLE		7,790	0	0
HOME DEPOT INC COM	COM	437076102	713	2,235	SH		SOLE		2,235	0	0
INDEXIQ ACTIVE ETF TR IQ MACKAY MUN INSURED ETF	IQ MACKAY INSRED	45409F843	289	10,450	SH		SOLE		10,450	0	0
INTEL CORP COM	COM	458140100	1,658	29,527	SH		SOLE		29,527	0	0
INTUIT INCORPORATED COM	COM	461202103	570	1,163	SH		SOLE		1,163	0	0
INVESCO EXCHANGE-TRADED FD TR II S&P 500 HIGH BETA ETF	S&P 500 HB ETF	46138E370	10,641	140,806	SH		SOLE		140,806	0	0
INVESCO QQQ TR UNIT SER 1	UT SER 1	46090E103	220	620	SH		SOLE		620	0	0
INVITAE CORP COM	COM	46185L103	251	7,450	SH		SOLE		7,450	0	0
IQVIA HLDGS INC COM	COM	46266C105	460	1,898	SH		SOLE		1,898	0	0
ISHARES GOLD TR ISHARES NEW	ISHARES	464285204	504	14,943	SH		SOLE		14,943	0	0
ISHARES TR CORE S&P 500 ETF	CORE S&P500 ETF	464287200	417	970	SH		SOLE		970	0	0
ISHARES TR CORE S&P MID-CAP ETF	CORE S&P MCP ETF	464287507	4,635	17,249	SH		SOLE		17,249	0	0
ISHARES TR CORE S&P SMALL-CAP ETF	CORE S&P SCP ETF	464287804	4,481	39,666	SH		SOLE		39,666	0	0
ISHARES TR CORE U S AGGREGATE BD ETF	CORE US AGGBD ET	464287226	266	2,310	SH		SOLE		2,310	0	0
ISHARES TR INTER GOVT CR BD ETF	INTRM GOV CR ETF	464288612	536	4,638	SH		SOLE		4,638	0	0
ISHARES TR MSCI EAFE ETF	MSCI EAFE ETF	464287465	234	2,967	SH		SOLE		2,967	0	0
ISHARES TR NATL MUN BD ETF FD	NATIONAL MUN ETF	464288414	377	3,214	SH		SOLE		3,214	0	0
ISHARES TR RUSSELL 1000 GROWTH ETF	RUS 1000 GRW ETF	464287614	631	2,325	SH		SOLE		2,325	0	0
ISHARES TR RUSSELL 2000 ETF	RUSSELL 2000 ETF	464287655	906	3,948	SH		SOLE		3,948	0	0
ISHARES TR S&P MIDCAP 400 GROWTH ETF	S&P MC 400GR ETF	464287606	359	4,437	SH		SOLE		4,437	0	0
JD COM INC SPONS ADR REPSTG COM CL A	COM	47215P106	250	3,130	SH		SOLE		3,130	0	0
JOHNSON & JOHNSON COM	COM	478160104	2,319	14,076	SH		SOLE		14,076	0	0
JP MORGAN CHASE & CO COM ISIN#US46625H1005	COM	46625H100	1,620	10,418	SH		SOLE		10,418	0	0
JUMIA TECHNOLOGIES AG SPONS ADR ISIN#US48138M1053	SPONSORED ADS	48138M105	251	8,284	SH		SOLE		8,284	0	0
KIMBERLY CLARK CORP COM	COM	494368103	354	2,643	SH		SOLE		2,643	0	0
LILLY ELI & CO COM	COM	532457108	995	4,333	SH		SOLE		4,333	0	0
LOCKHEED MARTIN CORP COM	COM	539830109	295	780	SH		SOLE		780	0	0
LOWES COS INC COM	COM	548661107	1,183	6,097	SH		SOLE		6,097	0	0
LULULEMON ATHLETICA INC COM	COM	550021109	271	743	SH		SOLE		743	0	0
MASTERCARD INC CL A COM	COM	57636Q104	3,157	8,648	SH		SOLE		8,648	0	0
MCDONALDS CORP	COM	580135101	1,228	5,317	SH		SOLE		5,317	0	0
MERCADOLIBRE INC COM	COM	58733R102	467	300	SH		SOLE		300	0	0
MERCK & CO INC NEW COM	COM	58933Y105	615	7,910	SH		SOLE		7,910	0	0
MICROCHIP TECHNOLOGY INC COM	COM	595017104	285	1,900	SH		SOLE		1,900	0	0
MICROSOFT CORP COM	COM	594918104	6,995	25,822	SH		SOLE		25,822	0	0
NEXTERA ENERGY INC COM	COM	65339F101	367	5,005	SH		SOLE		5,005	0	0
NIKE INC CL B	CL B	654106103	481	3,112	SH		SOLE		3,112	0	0
NOVARTIS AG SPONSORED ADR	SPONSORED ADR	66987V109	556	6,092	SH		SOLE		6,092	0	0
NVIDIA CORP COM	COM	67066G104	3,619	4,523	SH		SOLE		4,523	0	0
O REILLY AUTOMOTIVE INC NEW COM	COM	67103H107	519	917	SH		SOLE		917	0	0
OLD SECOND BANCORP INC DEL COM	COM	680277100	374	30,188	SH		SOLE		30,188	0	0
ORACLE CORP COM	COM	68389X105	1,006	12,924	SH		SOLE		12,924	0	0
PAYCHEX INC COM	COM	704326107	249	2,323	SH		SOLE		2,323	0	0
PAYPAL HLDGS INC COM	COM	70450Y103	2,290	7,858	SH		SOLE		7,858	0	0
PEPSICO INC COM	COM	713448108	947	6,393	SH		SOLE		6,393	0	0
PFIZER INC COM	COM	717081103	797	20,352	SH		SOLE		20,352	0	0
PHILIP MORRIS INTL INC COM	COM	718172109	261	2,632	SH		SOLE		2,632	0	0
PIMCO ETF TR ENHANCED LOW DURATION ACTIVE ETF	ENHNCD LW DUR AC	72201R718	988	9,712	SH		SOLE		9,712	0	0
PIMCO ETF TR ENHANCED SHORT MAT ACTIVE ETF	ENHAN SHRT MA AC	72201R833	1,234	12,103	SH		SOLE		12,103	0	0
PINTEREST INC CL A	CL A	72352L106	2,310	29,258	SH		SOLE		29,258	0	0
PROCTER & GAMBLE CO COM	COM	742718109	1,068	7,917	SH		SOLE		7,917	0	0
QUALCOMM INC	COM	747525103	206	1,444	SH		SOLE		1,444	0	0
RAYTHEON TECHNOLOGIES CORP COM	COM	75513E101	423	4,960	SH		SOLE		4,960	0	0
RBB FD INC MOTLEY FOOL 100 INDEX ETF	MOTLEY FOL ETF	74933W601	9,125	230,540	SH		SOLE		230,540	0	0
ROKU INC COM CL A	COM CL A	77543R102	3,857	8,399	SH		SOLE		8,399	0	0
SALESFORCE.COM INC COM STOCK	COM	79466L302	778	3,186	SH		SOLE		3,186	0	0
SANFILIPPO JOHN B & SON INC COM	COM	800422107	391	4,413	SH		SOLE		4,413	0	0
SANOFI SPONS ADR ISIN#US80105N1054	SPONSORED ADR	80105N105	289	5,487	SH		SOLE		5,487	0	0
SCHWAB CHARLES CORP NEW COM	COM	808513105	430	5,907	SH		SOLE		5,907	0	0
SCHWAB STRATEGIC TR US DIVIDEND EQUITY ETF	US DIVIDEND EQ	808524797	21,261	281,157	SH		SOLE		281,157	0	0
SELECT SECTOR SPDR TR CONSUMER DISCRETIONARY	SBI CONS DISCR	81369Y407	297	2,319	SH		SOLE		2,319	0	0
SELECT SECTOR SPDR TR ENERGY	ENERGY ETF	81369Y506	2,601	48,292	SH		SOLE		48,292	0	0
SELECT SECTOR SPDR TR MATLS	SBI MATERIALS	81369Y100	270	3,670	SH		SOLE		3,670	0	0
SELECT SECTOR SPDR TR TECHNOLOGY	TECHNOLOGY ETF	81369Y803	263	1,780	SH		SOLE		1,780	0	0
SHERWIN WILLIAMS CO COM	COM	824348106	1,145	4,201	SH		SOLE		4,201	0	0
SLACK TECHNOLOGIES INC CL A COM	CL A	83088V102	269	6,075	SH		SOLE		6,075	0	0
SPDR DOW JONES INDL AVERAGE ETF TR UNIT SER 1	UT SER 1	78467X109	345	1,000	SH		SOLE		1,000	0	0
SPDR GOLD TR GOLD SHS	GOLD SHS	78463V107	467	2,822	SH		SOLE		2,822	0	0
SPDR INDEX SHS FDS MSCI ACWI EX-US ETF	MSCI ACWI EXUS	78463X848	370	12,250	SH		SOLE		12,250	0	0
SPDR INDEX SHS FDS S&P EMERGING MKTS ETF	PORTFOLIO EMG MK	78463X509	315	6,934	SH		SOLE		6,934	0	0
SPDR INDEX SHS FDS SPDR PORT DEVELOPED WORLD EX-US ETF	PORTFOLIO DEVLPD	78463X889	1,298	35,274	SH		SOLE		35,274	0	0
SPDR PORTFOLIO S&P 500 VALUE ETF	PRTFLO S&P500 VL	78464A508	427	10,806	SH		SOLE		10,806	0	0
SPDR S&P 500 ETF TR TR UNIT	TR UNIT	78462F103	1,530	3,574	SH		SOLE		3,574	0	0
SPDR S&P MIDCAP 400 ETF TR UNIT SER 1 STANDARD & POORS DEP RCPT	UTSER1 S&PDCRP	78467Y107	216	440	SH		SOLE		440	0	0
SPDR SER TR PORTFOLIO S&P 400 MID CAP ETF	PORTFOLIO S&P400	78464A847	1,519	32,176	SH		SOLE		32,176	0	0
SPDR SER TR PORTFOLIO S&P 500 ETF	PORTFOLIO S&P500	78464A854	42,484	844,100	SH		SOLE		844,100	0	0
SPDR SER TR PORTFOLIO S&P 600 SMALL CAP ETF	PORTFOLIO S&P600	78468R853	731	16,630	SH		SOLE		16,630	0	0
SPDR SER TR S&P 400 MID CAP VALUE ETF	S&P 400 MDCP VAL	78464A839	268	3,964	SH		SOLE		3,964	0	0
SPDR SER TR S&P 500 GROWTH ETF	PRTFLO S&P500 GW	78464A409	366	5,815	SH		SOLE		5,815	0	0
SQUARE INC CL A	CL A	852234103	648	2,656	SH		SOLE		2,656	0	0
SSGA ACTIVE TR SPDR DOUBLELINE SHORT DURATION TOTAL RETURN TACTICAL ETF TACTICAL ETF	SPDR DBLELN SHRT	78470P200	1,987	39,929	SH		SOLE		39,929	0	0
TARGET CORP COM	COM	87612E106	374	1,547	SH		SOLE		1,547	0	0
TENCENT HLDGS LTD ADR ISIN#US88032Q1094	SPONSORED ADR	88032Q109	246	3,262	SH		SOLE		3,262	0	0
TESLA INC COM	COM	88160R101	779	1,146	SH		SOLE		1,146	0	0
TEXAS INSTRUMENTS INC	COM	882508104	334	1,735	SH		SOLE		1,735	0	0
T-MOBILE US INC COM	COM	872590104	316	2,182	SH		SOLE		2,182	0	0
UBER TECHNOLOGIES INC COM	COM	90353T100	231	4,608	SH		SOLE		4,608	0	0
UNILEVER PLC SPON ADR NEW ISIN#US9047677045	SPON ADR NEW	904767704	427	7,304	SH		SOLE		7,304	0	0
UNION PAC CORP COM	COM	907818108	1,895	8,614	SH		SOLE		8,614	0	0
UNITED PARCEL SVC INC CL B	CL B	911312106	1,107	5,323	SH		SOLE		5,323	0	0
UNITEDHEALTH GROUP INC COM	COM	91324P102	953	2,381	SH		SOLE		2,381	0	0
VANECK VECTORS ETF TR GOLD MINERS ETF	GOLD MINERS ETF	92189F106	518	15,235	SH		SOLE		15,235	0	0
VANECK VECTORS ETF TR OIL SVCS ETF NEW	OIL SVCS ETF	92189H607	2,067	9,441	SH		SOLE		9,441	0	0
VANGUARD BD INDEX FDS VANGUARD TOTAL BD MARKET ETF	TOTAL BND MRKT	921937835	2,944	34,276	SH		SOLE		34,276	0	0
VANGUARD INDEX FDS S&P 500 ETF SHS NEW	SHS NEW	922908363	12,701	32,276	SH		SOLE		32,276	0	0
VANGUARD INDEX FDS VANGUARD EXTENDED MKT ETF	EXTEND MKT ETF	922908652	1,096	5,813	SH		SOLE		5,813	0	0
VANGUARD INDEX FDS VANGUARD GROWTH ETF	GROWTH ETF	922908736	4,590	16,004	SH		SOLE		16,004	0	0
VANGUARD INDEX FDS VANGUARD MID-CAP ETF	MID-CAP ETF	922908629	685	2,888	SH		SOLE		2,888	0	0
VANGUARD INDEX FDS VANGUARD SMALL-CAP ETF	SMALL CP ETF	922908751	6,208	27,555	SH		SOLE		27,555	0	0
VANGUARD INDEX FDS VANGUARD TOTAL STK MKT ETF	TOTAL STK MKT	922908769	795	3,567	SH		SOLE		3,567	0	0
VANGUARD INDEX FDS VANGUARD VALUE ETF	VALUE ETF	922908744	2,327	16,931	SH		SOLE		16,931	0	0
VANGUARD INTL EQUITY INDEX FDS FTSE EMERGING MKTS ETF	FTSE EMR MKT ETF	922042858	368	6,768	SH		SOLE		6,768	0	0
VANGUARD INTL FD FTSE DEVELOPED MKTS ETF	VANGUARD INTL FD FTSE DEVELOPED MKTS ETF	921943858	661	12,837	SH		SOLE		12,837	0	0
VANGUARD MUN BD FDS TAX-EXEMPT BD INDEX FD ETF	TAX EXEMPT BD	922907746	4,119	74,478	SH		SOLE		74,478	0	0
VANGUARD SCOTTSDALE FDS VANGUARD INTER-TERM TREAS INDEX FD	INTER-TERM TREAS INDEX FD	92206C706	2,651	39,088	SH		SOLE		39,088	0	0
VANGUARD SCOTTSDALE FDS VANGUARD LONG-TERM TREAS INDEX FD ETF SHS	LONG TERM TREAS	92206C847	526	6,000	SH		SOLE		6,000	0	0
VANGUARD SCOTTSDALE FDS VANGUARD SHORT TERM TREAS INDEX FD	SHORT TERM TREAS INDEX FD	92206C102	871	14,186	SH		SOLE		14,186	0	0
VANGUARD SPECIALIZED FUNDS VANGUARD DIVIDEND APPRECIATION ETF	DIV APP ETF	921908844	1,135	7,332	SH		SOLE		7,332	0	0
VANGUARD WHITEHALL FDS HIGH DIVIDEND YIELD ETF SHS	HIGH DIV YLD	921946406	1,815	17,321	SH		SOLE		17,321	0	0
VERIZON COMMUNICATIONS INC COM	COM	92343V104	966	17,234	SH		SOLE		17,234	0	0
VISA INC COM CL A	CL A	92826C839	3,255	13,920	SH		SOLE		13,920	0	0
WALMART INC COM	COM	931142103	426	3,020	SH		SOLE		3,020	0	0
WASTE MGMT INC DEL COM	COM	94106L109	280	2,000	SH		SOLE		2,000	0	0
WELLS FARGO & CO NEW COM	COM	949746101	324	7,152	SH		SOLE		7,152	0	0
ZOOM VIDEO COMMUNICATIONS INC CL A	CL A	98980L101	240	620	SH		SOLE		620	0	0
ZSCALER INC COM	COM	98980G102	502	2,325	SH		SOLE		2,325	0	0
ZYNGA INC CL A	CL A	98986T108	159	14,924	SH		SOLE		14,924	0	0