FirstSun Capital Bancorp (FSUN) 10-Q 9 Aug 24 2024 Q2 Quarterly report Financial data

Cover

Cover - shares	6 Months Ended
	Jun. 30, 2024	Aug. 09, 2024
Cover [Abstract]
Document Type	10-Q
Document Quarterly Report	true
Document Period End Date	Jun. 30, 2024
Document Transition Report	false
Entity File Number	333-258176
Entity Registrant Name	FIRSTSUN CAPITAL BANCORP
Entity Incorporation, State or Country Code	DE
Entity Tax Identification Number	81-4552413
Entity Address, Address Line One	1400 16th Street
Entity Address, Address Line Two	Suite 250
Entity Address, City or Town	Denver
Entity Address, State or Province	CO
Entity Address, Postal Zip Code	80202
City Area Code	303
Local Phone Number	831-6704
Title of 12(b) Security	Common Stock, $0.0001 Par Value
Trading Symbol	FSUN
Security Exchange Name	NASDAQ
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Accelerated Filer
Entity Small Business	false
Entity Emerging Growth Company	true
Entity Ex Transition Period	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding		27,639,621
Entity Central Index Key	0001709442
Document Fiscal Year Focus	2024
Document Fiscal Period Focus	Q2
Amendment Flag	false
Current Fiscal Year End Date	--12-31

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) $ in Thousands	Jun. 30, 2024	Dec. 31, 2023
Assets
Cash and cash equivalents	$ 535,766	$ 479,362
Securities available-for-sale, at fair value	491,649	516,757
Securities held-to-maturity, fair value of $31,084 and $32,181, respectively	36,310	36,983
Loans held-for-sale, at fair value	66,571	54,212
Loans, net of allowance for credit losses of $78,960 and $80,398, respectively	6,258,202	6,186,698
Mortgage servicing rights, at fair value	80,744	76,701
Premises and equipment, net	83,320	84,842
Other real estate owned and foreclosed assets, net	4,497	4,100
Bank-owned life insurance	80,058	79,851
Restricted equity securities	30,846	38,072
Goodwill	93,483	93,483
Core deposits and other intangible assets, net	9,517	10,984
Accrued interest receivable	37,892	37,099
Deferred tax assets, net	43,147	46,259
Prepaid expenses and other assets	147,293	134,321
Total assets	7,999,295	7,879,724
Deposits:
Noninterest-bearing accounts	1,562,308	1,530,506
Interest-bearing accounts	5,057,217	4,843,597
Total deposits	6,619,525	6,374,103
Securities sold under agreements to repurchase	20,408	24,693
Federal Home Loan Bank advances	145,000	389,468
Subordinated debt, net	75,577	75,313
Accrued interest payable	9,199	13,580
Accrued expenses and other liabilities	132,987	125,370
Total liabilities	7,002,696	7,002,527
Commitments and contingencies (Note 15)
Stockholders’ equity:
Preferred stock, $0.0001 par value, 10,000,000 shares authorized, none issued or outstanding, respectively	0	0
Common stock, $0.0001 par value; 50,000,000 shares authorized; 27,443,246 and 24,960,639 shares issued and outstanding, respectively	3	2
Additional paid-in capital	543,339	462,680
Retained earnings	494,378	457,522
Accumulated other comprehensive loss, net	(41,121)	(43,007)
Total stockholders’ equity	996,599	877,197
Total liabilities and stockholders’ equity	$ 7,999,295	$ 7,879,724

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parentheticals) - USD ($) $ in Thousands	Jun. 30, 2024	Mar. 31, 2024	Dec. 31, 2023	Jun. 30, 2023	Mar. 31, 2023	Dec. 31, 2022
Statement of Financial Position [Abstract]
Securities held-to-maturity, fair value	$ 31,084		$ 32,181
Loans, allowance for credit losses	$ 78,960	$ 79,829	$ 80,398	$ 77,362	$ 74,459	$ 65,917
Preferred stock, par value (in dollars per share)	$ 0.0001		$ 0.0001
Preferred stock, shares authorized (in shares)	10,000,000		10,000,000
Preferred stock, shares issued (in shares)	0		0
Preferred stock, shares outstanding (in shares)	0		0
Common stock, par value (in dollars per share)	$ 0.0001		$ 0.0001
Common stock, shares authorized (in shares)	50,000,000		50,000,000
Common stock, shares issued (in shares)	27,443,246		24,960,639
Common stock, shares outstanding (in shares)	27,443,246		24,960,639

Consolidated Statements of Inco

Consolidated Statements of Income and Comprehensive Income - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023
Interest and fee income on loans:
Taxable	$ 100,839	$ 90,480	$ 198,152	$ 174,417
Tax exempt	4,345	4,840	9,300	9,504
Interest and dividend income on securities:
Taxable	4,767	4,221	9,250	8,378
Tax exempt	5	6	9	13
Other interest income	4,573	2,485	7,858	4,623
Total interest income	114,529	102,032	224,569	196,935
Interest expense:
Interest expense on deposits	38,484	20,729	74,874	34,908
Interest expense on securities sold under agreements to repurchase	47	68	104	98
Interest expense on other borrowed funds	3,099	7,400	5,886	13,977
Total interest expense	41,630	28,197	80,864	48,983
Net interest income	72,899	73,835	143,705	147,952
Provision for credit losses	1,200	4,422	17,700	7,782
Net interest income after credit loss expense	71,699	69,413	126,005	140,170
Noninterest income:
Service charges on deposit accounts	5,946	5,358	11,714	10,373
Credit and debit card fees	3,007	3,057	5,810	6,038
Trust and investment advisory fees	1,493	1,478	2,956	2,939
Income from mortgage banking services, net	11,043	11,659	20,545	19,088
Gain on other real estate owned and foreclosed assets activity, net	11	0	11	0
Other noninterest income	1,774	2,738	5,046	4,783
Total noninterest income	23,274	24,290	46,082	43,221
Noninterest expense:
Salary and employee benefits	39,828	34,056	77,181	69,105
Occupancy and equipment	8,701	8,135	17,296	16,490
Amortization of intangible assets	652	2,050	1,467	3,094
Merger related expenses	1,046	0	3,535	0
Other noninterest expenses	13,648	13,802	26,224	25,620
Total noninterest expense	63,875	58,043	125,703	114,309
Income (loss) before income taxes	31,098	35,660	46,384	69,082
Provision for income taxes	6,538	7,654	9,528	14,795
Net income	24,560	28,006	36,856	54,287
Other comprehensive income (loss):
Net unrealized gain (loss) securities available-for-sale	6,620	(4,103)	1,886	(2,516)
Other comprehensive income (loss)	6,620	(4,103)	1,886	(2,516)
Comprehensive income	31,180	23,903	38,742	51,771
Earnings per share:
Net income available to common stockholders, basic	24,560	28,006	36,856	54,287
Net income available to common stockholders, diluted	$ 24,560	$ 28,006	$ 36,856	$ 54,287
Basic (in dollars per share)	$ 0.90	$ 1.12	$ 1.35	$ 2.18
Diluted (in dollars per share)	$ 0.88	$ 1.11	$ 1.32	$ 2.14

Consolidated Statements of Stoc

Consolidated Statements of Stockholders' Equity - USD ($) $ in Thousands	Total	Cumulative effect of accounting change	Adjusted beginning balance	Common stock	Common stock Adjusted beginning balance	Additional paid-in capital	Additional paid-in capital Adjusted beginning balance	Retained earnings	Retained earnings Cumulative effect of accounting change	Retained earnings Adjusted beginning balance	Accumulated other comprehensive loss	Accumulated other comprehensive loss Adjusted beginning balance
Balance, beginning of period (in shares) at Dec. 31, 2022				24,920,984	24,920,984
Balance, beginning of period at Dec. 31, 2022	$ 774,536	$ (3,808)	$ 770,728	$ 2	$ 2	$ 460,720	$ 460,720	$ 357,797	$ (3,808)	$ 353,989	$ (43,983)	$ (43,983)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Issuance of common stock on restricted stock grants (in shares)				15,007
Issuance of common stock on restricted stock grants	202					202
Stock option exercises (in shares)				5,477
Stock option exercises	53					53
Share-based compensation, net of forfeitures	881					881
Net income	54,287							54,287
Other comprehensive gain (loss)	(2,516)										(2,516)
Balance, end of period (in shares) at Jun. 30, 2023				24,941,468
Balance, ending of period at Jun. 30, 2023	823,635			$ 2		461,856		408,276			(46,499)
Balance, beginning of period (in shares) at Mar. 31, 2023				24,924,023
Balance, beginning of period at Mar. 31, 2023	799,050			$ 2		461,174		380,270			(42,396)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Issuance of common stock on restricted stock grants (in shares)				15,007
Issuance of common stock on restricted stock grants	68					68
Stock option exercises (in shares)				2,438
Stock option exercises	25					25
Share-based compensation, net of forfeitures	589					589
Net income	28,006							28,006
Other comprehensive gain (loss)	(4,103)										(4,103)
Balance, end of period (in shares) at Jun. 30, 2023				24,941,468
Balance, ending of period at Jun. 30, 2023	$ 823,635			$ 2		461,856		408,276			(46,499)
Balance, beginning of period (in shares) at Dec. 31, 2023	24,960,639			24,960,639
Balance, beginning of period at Dec. 31, 2023	$ 877,197			$ 2		462,680		457,522			(43,007)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Issuance of common stock, net of issuance costs (in shares)				2,461,538
Issuance of common stock and obligation to issue warrants, net of issuance costs	79,484			$ 1		79,483
Issuance of common stock on restricted stock grants, net of forfeitures (in shares)				10,998
Issuance of common stock on restricted stock grants	$ 294					294
Stock option exercises (in shares)	26,943			10,071
Stock option exercises	$ (88)					(88)
Share-based compensation, net of forfeitures	970					970
Net income	36,856							36,856
Other comprehensive gain (loss)	$ 1,886										1,886
Balance, end of period (in shares) at Jun. 30, 2024	27,443,246			27,443,246
Balance, ending of period at Jun. 30, 2024	$ 996,599			$ 3		543,339		494,378			(41,121)
Balance, beginning of period (in shares) at Mar. 31, 2024				27,442,943
Balance, beginning of period at Mar. 31, 2024	964,662			$ 3		542,582		469,818			(47,741)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Issuance of common stock and obligation to issue warrants, net of issuance costs	(32)					(32)
Issuance of common stock on restricted stock grants, net of forfeitures (in shares)				(741)
Issuance of common stock on restricted stock grants	159					159
Stock option exercises (in shares)				1,044
Stock option exercises	17					17
Share-based compensation, net of forfeitures	613					613
Net income	24,560							24,560
Other comprehensive gain (loss)	$ 6,620										6,620
Balance, end of period (in shares) at Jun. 30, 2024	27,443,246			27,443,246
Balance, ending of period at Jun. 30, 2024	$ 996,599			$ 3		$ 543,339		$ 494,378			$ (41,121)

Consolidated Statements of Cash

Consolidated Statements of Cash Flows - USD ($) $ in Thousands	3 Months Ended		6 Months Ended		12 Months Ended
	Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023	Dec. 31, 2023
Cash flows from operating activities:
Net income	$ 24,560	$ 28,006	$ 36,856	$ 54,287
Adjustments to reconcile income to net cash provided by operating activities:
Provision for credit losses			17,700	7,782
Depreciation and amortization on premises and equipment			3,601	3,791
Deferred tax expense			2,502	54
Amortization of net premium on securities			371	523
Accretion of net discount on acquired loans			(1,513)	(1,695)
Net change in deferred loan origination fees and costs			(247)	(485)
Amortization of core deposits and other intangible assets	652	2,050	1,467	3,094
Amortization of premium on acquired deposits			(243)	(540)
Accretion of discount on subordinated debt			191	127
Amortization of issuance costs on subordinated debt			73	73
Accretion of discount on convertible notes payable			0	76
Increase in cash surrender value of bank-owned life insurance			(932)	(932)
Impairment of other real estate owned and foreclosed assets			53	285
Federal Home Loan Bank stock dividends			(351)	(1,158)
Share-based compensation expense			1,264	1,083
Decrease in fair value of mortgage servicing rights			1,254	651
Net loss on disposal of premises and equipment			5	17
Net gain on other real estate owned and foreclosed assets activity			(11)	0
Net gain on sales of loans held-for-sale			(3,595)	(2,217)
Origination of loans held-for-sale			(495,027)	(433,293)
Proceeds from sales of loans held-for-sale			482,741	431,540
Changes in operating assets and liabilities:
Lease right-of-use assets			(7)	(243)
Accrued interest receivable			(793)	(921)
Prepaid expenses and other assets			(1,750)	(10,213)
Accrued interest payable			(4,381)	7,744
Accrued expenses and other liabilities			8,794	3,740
Deferred tax assets			0	2,341
Net cash provided by operating activities			48,022	65,511
Cash flows from investing activities:
Proceeds from maturities of held-to-maturity securities			729	1,060
Purchases of available-for-sale securities			(5,584)	(1,757)
Proceeds from sale or maturities of available-for-sale securities			31,311	18,470
Loan originations, net of repayments			(90,282)	(245,914)
Purchases of premises and equipment			(2,084)	(1,211)
Proceeds from the sale of premises and equipment			0	45
Proceeds from sales of other real estate owned and foreclosed assets			324	0
Proceeds from bank-owned life insurance			725	0
Purchases of restricted equity securities			(42,462)	(18,529)
Proceeds from the sale or redemption of restricted equity securities			50,039	23,537
Purchase of other investments			(11,041)	(948)
Proceeds from the sale or redemption of other investments			399	158
Net cash used in investing activities			(67,926)	(225,089)
Cash flows from financing activities:
Net change in deposits			245,665	385,895
Net change in securities sold under agreements to repurchase			(4,285)	(3,861)
Proceeds from Federal Home Loan Bank advances			2,049,410	1,107,000
Repayments of Federal Home Loan Bank advances			(2,293,878)	(1,180,300)
Proceeds from issuance of common stock, net of issuance costs			79,396	53
Net cash provided by financing activities			76,308	308,787
Net increase in cash and cash equivalents			56,404	149,209
Cash and cash equivalents, beginning of period			479,362	343,526	$ 343,526
Cash and cash equivalents, end of period	$ 535,766	$ 492,735	535,766	492,735	479,362
Supplemental disclosures of cash flow information:
Interest paid on deposits			79,093	26,034
Interest paid on borrowed funds			6,080	18,120
Cash paid for income taxes, net			5,277	30,905
Non-cash investing and financing activities:
Net change in unrealized gain (loss) on available-for-sale securities			1,042	(3,333)
Loan charge-offs			19,966	920	$ 9,672
Loans transferred to other real estate owned and foreclosed assets			764	4,065
Premises and equipment transferred from other assets			0	(331)
Mortgage servicing rights resulting from sale or securitization of mortgage loans			$ 5,297	$ 4,944

Organization and Basis of Prese

Organization and Basis of Presentation	6 Months Ended
	Jun. 30, 2024
Accounting Policies [Abstract]
Organization and Basis of Presentation	Organization and Basis of Presentation Nature of Operations - The consolidated financial statements include the accounts of FirstSun Capital Bancorp (“FirstSun” or “Parent Company”) and its wholly-owned subsidiaries, Sunflower Bank, N.A. (the “Bank” or “Sunflower Bank”), Logia Portfolio Management, LLC, and FEIF Capital Partners, LLC, and have been prepared using U.S. generally accepted accounting principles (“U.S. GAAP”) and prevailing practices in the banking industry. All significant intercompany balances and transactions have been eliminated. These entities are collectively referred to as “our”, “us”, “we”, or “the Company”. These consolidated financial statements in this Quarterly Report on Form 10-Q do not include all of the information and footnotes required by U.S. GAAP for a full year presentation and certain disclosures have been condensed or omitted in accordance with rules and regulations of the SEC. These interim financial statements are unaudited, and include, in our opinion, all adjustments necessary for a fair statement of the results for the periods indicated, which are not necessarily indicative of results which may be expected for the full year. Certain prior period amounts have been reclassified to conform to the current presentation. These unaudited consolidated financial statements and notes should be read in conjunction with FirstSun’s audited consolidated financial statements and footnotes thereto for the year ended December 31, 2023, included in our 2023 Annual Report . Proposed Merger with HomeStreet - On April 30, 2024, FirstSun entered into Amendment No. 1 (the “Amendment”) to the Agreement and Plan of Merger, dated January 16, 2024 (the “Merger Agreement”), by and among HomeStreet, Inc., a Washington corporation (“HomeStreet”), FirstSun, and Dynamis Subsidiary, Inc., a Washington corporation and wholly owned subsidiary of FirstSun (“Merger Sub”). On the terms and subject to the conditions set forth in the Merger Agreement, Merger Sub will merge with and into HomeStreet, with HomeStreet continuing as the surviving entity (the “Merger”), and immediately following the Merger, HomeStreet will merge with and into FirstSun (the “Second-Step Merger”), with FirstSun continuing as the surviving corporation (the “Surviving Entity”). Promptly following the Second-Step Merger, HomeStreet Bank, a Washington-chartered non-member bank (“HomeStreet Bank”), and, as of immediately prior to the Second-Step Merger, a wholly owned subsidiary of HomeStreet, will merge with and into Sunflower Bank (the “Bank Merger” and together with the Merger and the Second-Step Merger, the “Mergers”), with Sunflower Bank continuing as the surviving bank. The Amendment changed the structure of the Bank Merger, so that Sunflower Bank will convert from a national banking association into a Texas state-chartered bank that is a member of the Federal Reserve System (“New Parent Bank”), and HomeStreet Bank will merge with and into New Parent Bank, with New Parent Bank as the surviving entity in the Bank Merger. Following the Bank Merger, the New Parent Bank will continue to operate the assumed branches of HomeStreet Bank under the “HomeStreet Bank” name and brand. Under the terms of the Merger Agreement, as amended by the Amendment, shareholders of HomeStreet will receive, in respect of each share of common stock of HomeStreet held by them, 0.3867 shares of common stock of FirstSun. Shareholders of HomeStreet, subject to other exceptions, will also be entitled to receive cash in lieu of fractional shares of common stock of FirstSun. On June 18, 2024, HomeStreet’s shareholders approved the Merger Agreement. The combined entity’s expanded footprint includes, FirstSun’s current presence in the Southwest and Midwest together with HomeStreet’s presence in Southern California, Hawaii and the Pacific Northwest. Investment Agreements Upfront Securities Purchase Agreement - Concurrently with entry into the Merger Agreement, FirstSun entered into an upfront securities purchase agreement (the “Upfront Securities Purchase Agreement”) with certain funds managed by Wellington Management Company, LLP (collectively, the “Wellington Funds”), pursuant to which we issued 2.46 million shares of our common stock in a private placement for $80.0 million. Under the terms of the Upfront Securities Purchase Agreement, FirstSun is also obligated, concurrently with the closing of the proposed HomeStreet merger, to issue to the Wellington Funds, warrants (the “Warrants”) to purchase approximately 1.15 million shares of FirstSun common stock at an initial exercise price of $32.50 per share. The Warrants will carry a term of three years. In the event the proposed HomeStreet merger is not consummated, no Warrants will be issued. Acquisition Finance Securities Purchase Agreement - Concurrently with its entry into the HomeStreet merger agreement, FirstSun entered into an acquisition finance securities purchase agreement (the “Acquisition Finance Securities Purchase Agreement,” and together with the Upfront Securities Purchase Agreement, as the “Investment Agreements”), dated January 16, 2024, with the Wellington Funds. Pursuant to the Acquisition Finance Securities Purchase Agreement, on the terms and subject to the conditions set forth therein, substantially concurrently with the closing of the merger, the institutional investors will invest an aggregate of $95 million in exchange for the sale and issuance, at a purchase price of $32.50 per share, of approximately 2.92 million shares of FirstSun common stock. Concurrently with its entry into the Amendment, on April 30, 2024, FirstSun entered into a First Amendment to the Acquisition Finance Securities Purchase Agreement (the “AFSPA Amendment”), with certain funds managed by Wellington Management (“Wellington”) and certain other institutional accredited investors (each, an “Additional Investor” and, collectively with Wellington, the “Investors”). Pursuant to the AFSPA Amendment, on the terms and subject to the conditions set forth therein, substantially concurrently with the closing of the Merger, the Additional Investors will invest an additional $45 million, in exchange for the sale and issuance, at a purchase price of $32.50 per share, approximately 1.38 million shares of FirstSun common stock. Acquisition Finance Securities Purchase Agreement Joinder - On June 14, 2024, FirstSun entered into a Joinder (the “AFSPA Joinder”) to the Acquisition Finance Securities Purchase Agreement, as amended on April 30, 2024 by the AFSPA Amendment, with certain funds managed by Castle Creek Capital Partners VIII. L.P., Maltese Capital Management, LLC, and Philadelphia Financial Management of San Francisco, LLC (collectively, the “Joinder Investors”). Pursuant to the AFSPA Joinder, on the terms and subject to the conditions set forth therein, substantially concurrently with the closing of the Merger, the Joinder Investors will invest an aggregate of $15 million, in exchange for the sale and issuance, at a purchase price of $32.50 per share, of approximately 462 thousand shares of FirstSun common stock. As a result, FirstSun’s total equity capital raised in connection with the Merger increased from an aggregate capital raise of $220 million to $235 million, inclusive of the $80 million raised pursuant to the Upfront Securities Purchase Agreement. Registration Rights Agreements - In connection with the Upfront Securities Purchase Agreement, FirstSun and the Wellington Funds also entered into a registration rights agreement (the “Upfront Registration Rights Agreement”), dated January 16, 2024, pursuant to which FirstSun agreed to, among other things, provide customary resale registration rights with respect to the shares of our common stock obtained by the Wellington Funds pursuant to the Investment Agreements, including those issued upon exercise of the Warrants. As required under the Upfront Securities Purchase Agreement, on July 11, 2024, FirstSun registered its common stock securities under Section 12(b) of the securities Exchange Act of 1934 and listed its common stock on The Nasdaq Stock Market LLC(Nasdaq). Pursuant to Amendment No. 3 to our Stockholders’ Agreement, upon listing on Nasdaq, the provisions of the Stockholders’ Agreement restricting the transfer of shares and providing specific stockholders with pre-emptive rights, tag-along rights and rights of first refusal, automatically terminated. As a result, among other terminated provisions, the parties to the Stockholders’ Agreement are no longer restricted under the Stockholders’ Agreement from transferring their shares. Certain parties to the Stockholders’ Agreement retain corporate governance rights as described in the Stockholders’ Agreement, as amended. In addition, the Acquisition Finance Securities Purchase Agreement contemplates that, in connection with the closing of the investments under the Acquisition Finance Securities Purchase Agreement, FirstSun will enter into a resale registration rights agreement with each additional institutional investor (the “Acquisition Finance Registration Rights Agreement”), the material terms and conditions of which are consistent with the terms and conditions of the Upfront Registration Rights Agreement. Other Provisions of the Amendment - In addition to the changes to the Merger Agreement that were noted above, the Amendment provides for, among other things: • A reduced termination fee payable by HomeStreet, in certain circumstances, if HomeStreet had received a competing acquisition proposal within 30 days after the effective date of the Amendment from $10 million to $2.6 million plus reimbursement of FirstSun’s transaction fees and expenses; • An amended definition of requisite regulatory approvals such that the approval of the OCC is replaced with the approval of the Texas Department of Banking and additional approvals of the Federal Reserve Board; • FirstSun’s issuance of $48.5 million of subordinated debt concurrently with the closing of the merger, the proceeds of which will be contributed to Sunflower Bank to further support Sunflower Bank’s capital: • HomeStreet’s disposition of approximately $300 million of certain commercial real estate loans upon closing of the merger, or as soon as reasonably practicable afterward. Charter Amendment - In connection with the proposed merger, the holders of a majority of the voting power of FirstSun common stock e xecuted a written consent approving and adopting an amendment to our certificate of incorporation (the “Charter Amendment”) which will increase the number of FirstSun’s authorized shares of capital stock from 60,000,000 to 110,000,000, consisting of 100,000,000 shares of FirstSun common stock, and 10,000,000 shares of preferred stock and will become effective upon FirstSun’s filing the Charter Amendment with the Secretary of State of the State of Delaware. We plan to file the Charter Amendment prior to the closing of the proposed merger. Bank Charter Conversion - Sunflower Bank is currently regulated by the Office of the Comptroller of the Currency. We have filed applications to convert Sunflower Bank to a state chartered bank regulated by the Texas Department of Banking and to seek membership with the Federal Reserve later this year. Use of Estimates - The preparation of consolidated financial statements in conformity with U.S. GAAP requires management to make estimates and assumptions based on available information. These estimates and assumptions affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the consolidated financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. These estimates are based on historical experience and on various assumptions about the future that are believed to be reasonable based on all available information. Our reported financial position or results of operations may be materially different under changed conditions or when using different estimates and assumptions, particularly with respect to critical accounting policies. In the event that estimates or assumptions prove to differ from actual results, adjustments are made in subsequent periods to reflect more current information. Risks and Uncertainties - In the normal course of business, companies in the banking and mortgage industries encounter certain economic and regulatory risks. Economic risks include credit risk, interest rate risk, liquidity risk, prepayment risk, and market risk. Credit risk is the risk of default that may result from the borrowers’ inability or unwillingness to make contractually required payments. We are subject to interest rate risk to the extent that in a rising interest rate environment we may experience a decrease in loan production, as well as decreases in the value of mortgage loans held-for-sale and in commitments to originate loans, which may adversely impact our earnings. Rising interest rates may also increase the cost of our borrowings to fund our operations. Risks related to liquidity are heightened in the current environment due to competition for deposits and customers withdrawing deposits in order to maintain maximum levels of deposit insurance. We generally sell loans to investors without recourse; therefore, the investors have assumed the risk of loss or default by the borrower. However, we are usually required by these investors to make certain standard representations and warranties relating to credit information, loan documentation, and collateral. To the extent that we do not comply with such representations, or there are early payment defaults, we may be required to repurchase the loans or indemnify these investors for any losses from borrower defaults. In addition, if loans pay off within a specified time frame, we may be required to refund a portion of the sales proceeds to the investors. We established reserves for potential losses related to these representations and warranties which are recorded within accrued expenses and other liabilities. In assessing the adequacy of the reserves, we evaluate various factors including actual write-offs during the period, historical loss experience, known delinquent and other problem loans, and economic trends and conditions in the industry. Further information is presented in Note 1 5 - Commitments and Contingencies . Reclassifications - Some items in the prior year financial statements were reclassified to conform to the current presentation. Reclassifications had no effect on prior years net income or stockholders’ equity. Accounting Pronouncements Recently Adopted - As an “emerging growth company” under Section 107 of the JOBS Act, we can take advantage of the extended transition period provided in Section 7(a)(2)(B) of the Securities Act for complying with new or revised accounting standards. Therefore, we can delay the adoption of certain accounting standards until those standards would otherwise apply to non-public business entities. We intend to take advantage of the benefits of this extended transition period for an “emerging growth company” for as long as it is available to us. For standards that we have delayed adoption, we may lack comparability to other companies who have adopted such standards. In June of 2016, the FASB issued ASU 2016-13, Financial Instruments-Credit Losses: Measurement of Credit Losses on Financial Instruments , which significantly changes the way that entities are required to measure credit losses. The new standard requires that the estimated credit loss be based upon an “expected credit loss” approach rather than the “incurred loss” approach previously required. The new approach requires entities to measure all expected credit losses for financial assets over their expected lives based on historical experience, current conditions, and reasonable and supportable forecasts of collectability. The expected credit loss model requires earlier recognition of credit losses than the incurred loss approach. We expect ongoing changes in the allowance for credit losses will be driven primarily by the growth of our loan portfolio, credit quality, and the economic environment and related projections at that time. In addition, the ASU developed a new accounting treatment for purchased financial assets with credit deterioration. The ASU also modifies the other-than-temporary impairment model for available-for-sale debt securities and held-to-maturity debt securities by requiring companies to record an allowance for credit impairment rather than write-downs of such assets. Management has reviewed this update and other ASUs that were subsequently issued to further clarify the implementation guidance outlined in ASU 2016-13. We adopted the amendments of these ASUs as of January 1, 2023. Upon adoption, we recorded an increase to the allowance for credit losses on loans held-for-investment of $5.3 million, a reduction in the allowance for credit losses on unfunded commitments of $0.2 million, an increase to deferred tax assets of $1.2 million, and a corresponding one-time cumulative reduction to retained earnings, net of tax, of $3.8 million in the consolidated balance sheet as of January 1, 2023. The adoption of this ASU, as it relates to available-for-sale debt securities and held-to-maturity debt securities, did not have a material impact on the consolidated financial statements as of January 1, 2023. Recent Accounting Pronouncements Not Yet Adopted - ASU No. 2023-07, “Segment Reporting (Topic 280): Improvements to Reportable Segment Disclosures.” ASU 2023-07 expands segment disclosure requirements for public entities to require disclosure of significant segment expenses and other segment items on an annual and interim basis and to provide in interim periods all disclosures about a reportable segment’s profit or loss and assets that are currently required annually. ASU 2023-07 is effective for fiscal years beginning after December 15, 2023, and interim periods within fiscal years beginning after December 15, 2024. Early adoption is permitted. ASU 2023-07 is not expected to have a significant impact on our financial statements. ASU No. 2023-09, “Income Taxes (Topic 740): Improvements to Income Tax Disclosures.” ASU 2023-09 requires public business entities to disclose in their rate reconciliation table additional categories of information about federal, state and foreign income taxes and to provide more details about the reconciling items in some categories if items meet a quantitative threshold. ASU 2023-09 also requires all entities to disclose income taxes paid, net of refunds, disaggregated by federal, state and foreign taxes for annual periods and to disaggregate the information by jurisdiction based on a quantitative threshold, among other things. ASU 2023-09 is effective for us on January 1, 2026, although early adoption is permitted. ASU 2023-09 is not expected to have a significant impact on our financial statements.

Securities

Securities	6 Months Ended
	Jun. 30, 2024
Investments, Debt and Equity Securities [Abstract]
Securities	Securities The amortized cost, gross unrealized gains and losses, and fair values of available-for-sale and held-to-maturity debt securities by type follows as of: Amortized Gross Gross Estimated June 30, 2024 Available-for-sale: U.S. treasury $ 43,450 $ — $ (4,103) $ 39,347 U.S. agency 1,223 — (21) 1,202 Obligations of states and political subdivisions 27,474 86 (1,589) 25,971 Mortgage backed - residential 115,149 101 (15,515) 99,735 Collateralized mortgage obligations 194,419 3 (20,730) 173,692 Mortgage backed - commercial 149,364 503 (13,620) 136,247 Other debt 15,003 452 — 15,455 Total available-for-sale $ 546,082 $ 1,145 $ (55,578) $ 491,649 Held-to-maturity: Obligations of states and political subdivisions $ 25,627 $ — $ (4,338) $ 21,289 Mortgage backed - residential 7,119 1 (640) 6,480 Collateralized mortgage obligations 3,564 — (249) 3,315 Total held-to-maturity $ 36,310 $ 1 $ (5,227) $ 31,084 December 31, 2023 Available-for-sale: U.S. treasury $ 58,468 $ — $ (4,234) $ 54,234 U.S. agency 1,872 — (33) 1,839 Obligations of states and political subdivisions 29,979 — (4,009) 25,970 Mortgage backed - residential 121,288 119 (14,974) 106,433 Collateralized mortgage obligations 203,394 — (21,861) 181,533 Mortgage backed - commercial 145,062 497 (14,367) 131,192 Other debt 16,792 — (1,236) 15,556 Total available-for-sale $ 576,855 $ 616 $ (60,714) $ 516,757 Held-to-maturity: Obligations of states and political subdivisions $ 25,542 $ 3 $ (3,987) $ 21,558 Mortgage backed - residential 7,548 2 (560) 6,990 Collateralized mortgage obligations 3,893 — (260) 3,633 Total held-to-maturity $ 36,983 $ 5 $ (4,807) $ 32,181 There was no allowance for credit losses related to our investment securities as of June 30, 2024. As of June 30, 2024 and December 31, 2023, there were no holdings of securities of any one issuer, other than the U.S. Government and its agencies, in an amount greater than 10% of stockholders’ equity. Fair value and unrealized losses on debt securities by type and length of time in a continuous unrealized loss position without an allowance for credit losses were as follows: Less than 12 months 12 months or longer Total Estimated Unrealized Estimated Unrealized Estimated Unrealized Number June 30, 2024 Available-for-sale: U.S. treasury $ — $ — $ 39,347 $ (4,103) $ 39,347 $ (4,103) 6 U.S. agency — — 1,202 (21) 1,202 (21) 7 Obligations of states and political subdivisions — — 18,404 (1,589) 18,404 (1,589) 14 Mortgage backed - residential 160 — 93,663 (15,515) 93,823 (15,515) 84 Collateralized mortgage obligations 10,852 (14) 155,960 (20,716) 166,812 (20,730) 62 Mortgage backed - commercial — — 115,798 (13,620) 115,798 (13,620) 23 Total available-for-sale $ 11,012 $ (14) $ 424,374 $ (55,564) $ 435,386 $ (55,578) 196 Held-to-maturity: Obligations of states and political subdivisions $ 329 $ (2) $ 20,960 $ (4,336) $ 21,289 $ (4,338) 9 Mortgage backed - residential — — 6,365 (640) 6,365 (640) 10 Collateralized mortgage obligations — — 3,315 (249) 3,315 (249) 5 Total held-to-maturity $ 329 $ (2) $ 30,640 $ (5,225) $ 30,969 $ (5,227) 24 Less than 12 months 12 months or longer Total Estimated Unrealized Estimated Unrealized Estimated Unrealized Number December 31, 2023 Available-for-sale: U.S. treasury $ — $ — $ 54,234 $ (4,234) $ 54,234 $ (4,234) 9 U.S. agency — — 1,839 (33) 1,839 (33) 7 Obligations of states and political subdivisions — — 25,970 (4,009) 25,970 (4,009) 19 Mortgage backed - residential — — 100,571 (14,974) 100,571 (14,974) 83 Collateralized mortgage obligations — — 181,533 (21,861) 181,533 (21,861) 65 Mortgage backed - commercial 4,721 (27) 114,625 (14,340) 119,346 (14,367) 24 Other debt — — 15,556 (1,236) 15,556 (1,236) 9 Total available-for-sale $ 4,721 $ (27) $ 494,328 $ (60,687) $ 499,049 $ (60,714) 216 Held-to-maturity: Obligations of states and political subdivisions $ — $ — $ 21,223 $ (3,987) $ 21,223 $ (3,987) 8 Mortgage backed - residential — — 6,845 (560) 6,845 (560) 10 Collateralized mortgage obligations — — 3,633 (260) 3,633 (260) 5 Total held-to-maturity $ — $ — $ 31,701 $ (4,807) $ 31,701 $ (4,807) 23 We do not consider the unrealized losses to be credit-related, as these unrealized losses primarily relate to changes in interest rates and market spreads subsequent to purchase. We do not have plans to sell any of the available-for-sale debt securities with unrealized losses as of June 30, 2024, and we believe it is more likely than not that we would not be required to sell such available-for-sale debt securities before recovery of their amortized cost. We continue to monitor unrealized loss positions for potential credit impairments. During the three and six months ended June 30, 2024 and 2023, there were no credit impairments related to our investment securities. The amortized cost and fair value of our debt securities by contractual maturity as of June 30, 2024 are summarized in the following table. Maturities are based on the final contractual payment dates and do not reflect the impact of prepayments or earlier redemptions that may occur. Amortized Estimated Available-for-sale: Due within 1 year $ 13,950 $ 13,706 Due after 1 year through 5 years 78,651 73,432 Due after 5 years through 10 years 144,502 132,190 Due after 10 years 308,979 272,321 Total available-for-sale $ 546,082 $ 491,649 Held-to-maturity: Due after 1 year through 5 years $ 912 $ 883 Due after 5 years through 10 years 702 671 Due after 10 years 34,696 29,530 Total held-to-maturity $ 36,310 $ 31,084 Securities with a carrying value of $448,292 and $468,679 were pledged to secure public deposits, securities sold under agreements to repurchase and borrowed funds at June 30, 2024 and December 31, 2023, respectively. Available-for-sale debt securities with a carrying value of $37,699 and $37,701 were designated in fair value hedges at June 30, 2024 and December 31, 2023, respectively. See Note 5 - Derivative Financial Instruments for further information. There were no proceeds from sales and calls of securities for the three and six months ended June 30, 2024 and 2023.

Loans

Loans	6 Months Ended
	Jun. 30, 2024
Receivables [Abstract]
Loans	Loans Loans held-for-investment by portfolio type consist of the following as of: June 30, December 31, Commercial and industrial $ 2,431,110 $ 2,467,688 Commercial real estate: Non-owner occupied 866,999 812,235 Owner occupied 660,511 635,365 Construction and land 350,878 345,430 Multifamily 94,220 103,066 Total commercial real estate 1,972,608 1,896,096 Residential real estate 1,146,989 1,110,610 Public finance 537,872 602,913 Consumer 42,129 36,371 Other 206,454 153,418 Total loans $ 6,337,162 $ 6,267,096 Allowance for credit losses (78,960) (80,398) Loans, net of allowance for credit losses $ 6,258,202 $ 6,186,698 As of June 30, 2024 and December 31, 2023, we had net deferred fees, (costs), (premiums) and discounts of $11,112 and $12,859, respectively, on our loan portfolio. Accrued interest receivable on loans totaled $35,615 and $34,879 at June 30, 2024 and December 31, 2023, respectively, and is included in accrued interest receivable in the accompanying consolidated balance sheets. The following table presents the activity in the allowance for credit losses by portfolio type for the three months ended June 30,: Commercial Commercial Residential Public Consumer Other Total 2024 Allowance for credit losses: Balance, beginning of period $ 28,270 $ 29,333 $ 14,989 $ 5,778 $ 624 $ 835 $ 79,829 Provision (benefit) for credit losses (1,025) 581 1,031 143 171 239 1,140 Loans charged off (2,261) — (38) — (161) — (2,460) Recoveries 414 5 — — 32 — 451 Balance, end of period $ 25,398 $ 29,919 $ 15,982 $ 5,921 $ 666 $ 1,074 $ 78,960 2023 Allowance for credit losses: Balance, beginning of period $ 28,545 $ 24,186 $ 14,165 $ 5,549 $ 676 $ 1,338 $ 74,459 Provision (benefit) for credit losses 5,343 (2,588) 773 (43) 225 (90) 3,620 Loans charged off (729) — — — (68) — (797) Recoveries 38 — 21 — 21 — 80 Balance, end of period $ 33,197 $ 21,598 $ 14,959 $ 5,506 $ 854 $ 1,248 $ 77,362 The following table presents the activity in the allowance for credit losses by portfolio type for the six months ended June 30,: Commercial Commercial Residential Public Consumer Other Total 2024 Allowance for credit losses: Balance, beginning of period $ 29,523 $ 27,546 $ 16,345 $ 5,337 $ 717 $ 930 $ 80,398 Provision (benefit) for credit losses 15,041 2,368 (333) 584 196 144 18,000 Loans charged-off (19,627) — (38) — (301) — (19,966) Recoveries 461 5 8 — 54 — 528 Balance, end of period $ 25,398 $ 29,919 $ 15,982 $ 5,921 $ 666 $ 1,074 $ 78,960 2023 Allowance for credit losses: Balance, beginning of period $ 40,785 $ 19,754 $ 2,963 $ 1,664 $ 352 $ 399 $ 65,917 Impact of adopting ASC 326 (13,583) 3,867 10,256 3,890 249 577 5,256 Provision (benefit) for credit losses 6,689 (2,026) 1,719 (48) 354 272 6,960 Loans charged-off (788) — — — (132) — (920) Recoveries 94 3 21 — 31 — 149 Balance, end of period $ 33,197 $ 21,598 $ 14,959 $ 5,506 $ 854 $ 1,248 $ 77,362 We determine the allowance for credit losses estimate on at least a quarterly basis. As of June 30, 2024 and December 31, 2023, we had an allowance for credit losses on unfunded commitments of $2,009 and $2,309, respectively. For the three months ended June 30, 2024 and 2023 we recorded a provision for credit losses on unfunded commitments of $60 and $802, respectively. For the six months ended June 30, 2024 and 2023 we recorded a (benefit) provision for credit losses on unfunded commitments of $(300) and $822, respectively. The provision for credit losses, including the benefit for unfunded commitments, totaled $17,700 during the six months ended June 30, 2024. The provision was primarily due to a $17,400 charge-off on a specific customer in our C&I loan portfolio during the first quarter of 2024. The following table presents our loan portfolio aging analysis as of: Loans Loans Loans Loans Greater Nonaccrual Total June 30, 2024 Commercial and industrial $ 2,407,599 $ 2,189 $ 1,794 $ 3 $ 19,525 $ 2,431,110 Commercial real estate: Non-owner occupied 858,557 279 — — 8,163 866,999 Owner occupied 658,533 — 632 — 1,346 660,511 Construction and land 349,923 — 776 — 179 350,878 Multifamily 94,220 — — — — 94,220 Total commercial real estate 1,961,233 279 1,408 — 9,688 1,972,608 Residential real estate 1,118,250 1,104 4,139 91 23,405 1,146,989 Public Finance 530,646 — — — 7,226 537,872 Consumer 42,067 52 6 — 4 42,129 Other 203,838 — — — 2,616 206,454 Total loans $ 6,263,633 $ 3,624 $ 7,347 $ 94 $ 62,464 $ 6,337,162 December 31, 2023 Commercial and industrial $ 2,420,775 $ 10,117 $ 3,782 $ 25,010 $ 8,004 $ 2,467,688 Commercial real estate: Non-owner occupied 796,477 1,063 10,851 — 3,844 812,235 Owner occupied 626,424 8,269 — 638 34 635,365 Construction and land 345,245 — — — 185 345,430 Multifamily 103,066 — — — — 103,066 Total commercial real estate 1,871,212 9,332 10,851 638 4,063 1,896,096 Residential real estate 1,065,438 19,261 3,330 168 22,413 1,110,610 Public Finance 602,913 — — — — 602,913 Consumer 36,357 4 — — 10 36,371 Other 141,794 8,787 — — 2,837 153,418 Total loans $ 6,138,489 $ 47,501 $ 17,963 $ 25,816 $ 37,327 $ 6,267,096 Interest income recorded on nonperforming loans was not material for the thre e or six months ended June 30, 2024 and 2023. Credit risk monitoring and management is a continuous process to manage the quality of the loan portfolio. We segment loans into risk categories based on relevant borrower risk profile information, including the ability of borrowers to service their debt based on current financial information, historical payment experience, credit documentation, public information and current economic trends among other factors. The risk rating system is used as a tool to analyze and monitor movements in loan portfolio quality. Risk ratings meeting an internally specified exposure threshold are updated annually, or more frequently upon the occurrence of a circumstance that affects the credit risk of the loan. We use the following definitions for risk ratings: Pass – Loans classified as Pass have a well-defined primary source of repayment, an acceptable financial position profile (including capitalization), profitability and minimal operating risk. Pass/Watch – Pass/Watch loans require close attention by bank management and enhanced monitoring due to quantitative or qualitative concerns linked to adverse trends or near-term uncertainty. A covenant default or other type of requirement shortfall may have arisen subsequent to a loan's booking or borrower now shows signs of weakness in the overall base of confirmable financial resources available to repay the loan. However, overall financial capacity & performance are considered sufficient to support an expectation of continued payment performance and / or mitigating factors exist that are expected to limit the risk of near term default and loss. Special Mention – Special Mention loans have identified potential weaknesses that are of sufficient materiality to require management’s (persistent) close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the loan or in the bank's credit position under normal business operations. Special Mention loans contain greater than acceptable risk to warrant increases in credit exposure and are thus considered “criticized”, non-pass rated credits. They may contain weaknesses (that have arisen due to deteriorating conditions since origination) and / or underwriting exceptions that are not currently offset by mitigating factors. However, these weaknesses, while sufficient to constitute significantly elevated credit risk, are not sufficient to support a conclusion that the liquidation of the debt is in significant jeopardy. Substandard - Accruing – Substandard - Accruing loans are inadequately protected by the current sound net worth and paying capacity of the obligor(s). Loans classified as Substandard - Accruing possess one or more well-defined weaknesses that are expected to jeopardize their liquidation but the weaknesses have not progressed to a point where recent late payments on the loan have become more than 90 days past due. These loans are characterized by the distinct possibility that the bank may sustain up to a moderate but not significant level of loss if such weaknesses are not corrected. Losses for Substandard - Accruing loans are moderated by the lower likelihood of ultimate default and the existence of relatively favorable secondary repayment protection. These loans are considered “nonperforming”. Substandard - Nonaccrual – Substandard - Nonaccrual loans are inadequately protected by the current sound net worth and paying capacity of the obligor or the collateral pledged, if any. Loans classified as Substandard - Nonaccrual possess material, well-defined weaknesses that are expected to jeopardize their liquidation and have progressed to a point where consistently late payments on the loan have become more than 90 or more days past due. These loans are characterized by the distinct possibility that the bank may sustain a material level of loss if such weaknesses are not corrected. Losses for Substandard - Nonaccrual loans are prone to being elevated based on the strong likelihood of the loan remaining in payment default and an undesirable level of secondary repayment protection. These loans are considered “nonperforming”. Doubtful – Loans classified as Doubtful possess all of the weaknesses inherent in loans classified as Substandard - Nonaccrual with the added characteristic that the weaknesses make collection or liquidation in full highly questionable or improbable based on currently existing facts, conditions and values. A high probability of substantial loss or possible total loss exists. Loans rated as doubtful are not rated as loss because certain events may occur that could salvage at least a portion of the debt. These events include injections of capital, additions of pledged collateral or possible mezzanine debt refinancing options. However, without the occurrence of such events, total loss may be possible. No definite repayment schedule exists for these loans. The Doubtful grade is a temporary grade. If a near term recovery of a portion of the loan balance is indeterminable or unlikely to occur, the remaining balance of the loan should be written off and possible future recoveries may partially offset the full write-off of the loan. These loans are considered “nonperforming”. Loss – Loans classified as Loss are defaulted loans with limited or immaterial recovery prospects. No loan that has not yet defaulted should be classified at this grade level. This rating level tends to be very short lived as the full balance of the loan tends to be fully written off nearly immediately after a change to this rating level. These loans are considered “nonperforming”. The following table presents the amortized cost by segment of loans by risk category and origination date as of June 30, 2024 and gross charge-offs by origination date for the six months ended June 30, 2024: 2024 2023 2022 2021 2020 Prior Revolving Loans Converted to Term Revolving Total Commercial and industrial: Pass $ 211,910 $ 349,984 $ 370,304 $ 282,609 $ 108,119 $ 70,832 $ 52,230 $ 763,198 $ 2,209,186 Pass/Watch — 5,853 4,953 8,443 2,692 2,373 17,969 42,316 84,599 Special Mention 545 2,812 36,840 — 2,511 1,006 — 7,448 51,162 Substandard - Accruing — 5,925 11,022 28,474 4,100 4,539 1,123 11,455 66,638 Substandard - Nonaccrual — 715 — 2,032 3,180 2,044 3,331 852 12,154 Doubtful — — — 6,147 449 525 250 — 7,371 Total commercial and industrial $ 212,455 $ 365,289 $ 423,119 $ 327,705 $ 121,051 $ 81,319 $ 74,903 $ 825,269 $ 2,431,110 Gross charge-offs $ — $ — $ — $ 19,624 $ 1 $ 2 $ — $ — $ 19,627 Commercial real estate: Non-owner occupied: Pass $ 25,890 $ 65,486 $ 132,515 $ 142,877 $ 133,598 $ 236,049 $ 18,513 $ 50,147 $ 805,075 Pass/Watch — — — 23,497 2,791 5,742 1,229 7,006 40,265 Special Mention — — — — — — — — — Substandard - Accruing — 2,714 — — 1,516 7,727 1,539 — 13,496 Substandard - Nonaccrual — — 3,552 — — 4,611 — — 8,163 Total non-owner occupied $ 25,890 $ 68,200 $ 136,067 $ 166,374 $ 137,905 $ 254,129 $ 21,281 $ 57,153 $ 866,999 Gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Owner occupied: Pass $ 63,152 $ 88,206 $ 82,066 $ 85,948 $ 91,583 $ 177,843 $ 2,735 $ 5,577 $ 597,110 Pass/Watch — 590 889 — 15,165 5,838 — — 22,482 Special Mention — — 487 9,797 656 2,692 — — 13,632 Substandard - Accruing — 3,158 453 1,548 2,969 17,813 — — 25,941 Substandard - Nonaccrual — — — — 330 1,016 — — 1,346 Total owner occupied $ 63,152 $ 91,954 $ 83,895 $ 97,293 $ 110,703 $ 205,202 $ 2,735 $ 5,577 $ 660,511 Gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Construction & land: Pass $ 2,839 $ 45,380 $ 179,795 $ 28,653 $ 16,689 $ 15,793 $ 21,144 $ 414 $ 310,707 Pass/Watch — — — — — 19 — — 19 Special Mention — — 31,929 — 1,564 — — — 33,493 Substandard - Accruing — — — — 6,480 — — — 6,480 Substandard - Nonaccrual — — — — 179 — — — 179 Total construction & land $ 2,839 $ 45,380 $ 211,724 $ 28,653 $ 24,912 $ 15,812 $ 21,144 $ 414 $ 350,878 Gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Multifamily: Pass $ 4,441 $ 1,350 $ 36,493 $ 33,246 $ 5,039 $ 8,081 $ 5,570 $ — $ 94,220 Total multifamily $ 4,441 $ 1,350 $ 36,493 $ 33,246 $ 5,039 $ 8,081 $ 5,570 $ — $ 94,220 Gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — 2024 2023 2022 2021 2020 Prior Revolving Loans Converted to Term Revolving Total Total commercial real estate: Pass $ 96,322 $ 200,422 $ 430,869 $ 290,724 $ 246,909 $ 437,766 $ 47,962 $ 56,138 $ 1,807,112 Pass/Watch — 590 889 23,497 17,956 11,599 1,229 7,006 62,766 Special Mention — — 32,416 9,797 2,220 2,692 — — 47,125 Substandard - Accruing — 5,872 453 1,548 10,965 25,540 1,539 — 45,917 Substandard - Nonaccrual — — 3,552 — 509 5,627 — — 9,688 Total commercial real estate: $ 96,322 $ 206,884 $ 468,179 $ 325,566 $ 278,559 $ 483,224 $ 50,730 $ 63,144 $ 1,972,608 Gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Residential real estate: Pass $ 65,063 $ 152,624 $ 568,587 $ 113,410 $ 36,616 $ 165,412 $ 2,384 $ 9,009 $ 1,113,105 Pass/Watch — 1,527 2,220 615 91 3,636 65 — 8,154 Special Mention — — 354 — — 1,871 — — 2,225 Substandard - Accruing — — — — — 100 — — 100 Substandard - Nonaccrual — — 9,463 3,955 2,531 7,425 — 31 23,405 Total residential real estate $ 65,063 $ 154,151 $ 580,624 $ 117,980 $ 39,238 $ 178,444 $ 2,449 $ 9,040 $ 1,146,989 Gross charge-offs $ — $ — $ — $ — $ — $ 38 $ — $ — $ 38 Public Finance: Pass $ — $ 20,131 $ — $ 43,531 $ 134,847 $ 329,548 $ — $ 2,589 $ 530,646 Substandard - Nonaccrual — — — — — 7,226 — — 7,226 Total public finance $ — $ 20,131 $ — $ 43,531 $ 134,847 $ 336,774 $ — $ 2,589 $ 537,872 Gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Consumer: Pass $ 2,905 $ 2,246 $ 1,684 $ 4,411 $ 8,286 $ 5,327 $ 51 $ 16,418 $ 41,328 Pass/Watch — 8 47 112 194 355 1 62 779 Special Mention — — — 2 — — — — 2 Substandard - Accruing — — — — — — 16 — 16 Substandard - Nonaccrual — — — 4 — — — — 4 Total consumer $ 2,905 $ 2,254 $ 1,731 $ 4,529 $ 8,480 $ 5,682 $ 68 $ 16,480 $ 42,129 Gross charge-offs $ — $ 3 $ 7 $ 1 $ 140 $ 4 $ 10 $ 136 $ 301 Other: Pass $ 24,057 $ 12,675 $ 7,748 $ 12,418 $ 483 $ 8,483 $ 4,900 $ 128,774 $ 199,538 Pass/Watch — — — 4,300 — — — — 4,300 Substandard - Nonaccrual — — — — — 2,391 225 — 2,616 Total other $ 24,057 $ 12,675 $ 7,748 $ 16,718 $ 483 $ 10,874 $ 5,125 $ 128,774 $ 206,454 Gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Total loans: Pass $ 400,257 $ 738,082 $ 1,379,192 $ 747,103 $ 535,260 $ 1,017,368 $ 107,527 $ 976,126 $ 5,900,915 Pass/Watch — 7,978 8,109 36,967 20,933 17,963 19,264 49,384 160,598 Special Mention 545 2,812 69,610 9,799 4,731 5,569 — 7,448 100,514 Substandard - Accruing — 11,797 11,475 30,022 15,065 30,179 2,678 11,455 112,671 Substandard - Nonaccrual — 715 13,015 5,991 6,220 24,713 3,556 883 55,093 Doubtful — — — 6,147 449 525 250 — 7,371 Total loans $ 400,802 $ 761,384 $ 1,481,401 $ 836,029 $ 582,658 $ 1,096,317 $ 133,275 $ 1,045,296 $ 6,337,162 Gross charge-offs $ — $ 3 $ 7 $ 19,625 $ 141 $ 44 $ 10 $ 136 $ 19,966 The following table presents the amortized cost by segment of loans by risk category and origination date as of December 31, 2023 and gross charge-offs by origination date for the year ended December 31, 2023: 2023 2022 2021 2020 2019 Prior Revolving Loans Converted to Term Revolving Total Commercial and industrial: Pass $ 384,720 $ 432,903 $ 342,394 $ 143,636 $ 41,667 $ 39,972 $ 39,098 $ 786,059 $ 2,210,449 Pass/Watch 4,052 2,543 18,832 4,595 1,603 2,441 1,273 93,951 129,290 Special Mention 3,759 47,071 2,253 2,281 659 731 3,334 6,729 66,817 Substandard - Accruing 2,992 362 33,625 4,316 1,338 3,542 3,044 3,909 53,128 Substandard - Nonaccrual — — 690 4,122 1,110 364 96 248 6,630 Doubtful — — — 490 547 33 304 — 1,374 Total commercial and industrial $ 395,523 $ 482,879 $ 397,794 $ 159,440 $ 46,924 $ 47,083 $ 47,149 $ 890,896 $ 2,467,688 Gross charge-offs $ — $ — $ 2,786 $ 3,096 $ — $ 368 $ 2,992 $ — $ 9,242 Commercial real estate: Non-owner occupied: Pass $ 55,581 $ 117,162 $ 136,361 $ 116,402 $ 60,535 $ 176,308 $ 19,256 $ 71,322 $ 752,927 Pass/Watch — — — 3,791 6,342 24,620 1,277 — 36,030 Special Mention 2,717 — — — — — 1,582 — 4,299 Substandard - Accruing — 3,561 — 1,880 — 9,694 — — 15,135 Substandard - Nonaccrual — — — — — 3,844 — — 3,844 Total non-owner occupied $ 58,298 $ 120,723 $ 136,361 $ 122,073 $ 66,877 $ 214,466 $ 22,115 $ 71,322 $ 812,235 Gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Owner occupied: Pass $ 87,167 $ 83,308 $ 105,935 $ 102,885 $ 64,134 $ 123,199 $ 2,961 $ 6,103 $ 575,692 Pass/Watch 600 902 — 15,541 2,896 2,520 — 1,615 24,074 Special Mention — 493 5,745 306 1,092 2,834 — — 10,470 Substandard - Accruing 2,295 460 1,204 3,027 2,259 15,850 — — 25,095 Substandard - Nonaccrual — — — — — 34 — — 34 Total owner occupied $ 90,062 $ 85,163 $ 112,884 $ 121,759 $ 70,381 $ 144,437 $ 2,961 $ 7,718 $ 635,365 Gross charge-offs $ — $ — $ — $ — $ — $ 83 $ — $ — $ 83 Construction & land: Pass $ 44,496 $ 171,411 $ 32,176 $ 28,221 $ 13,459 $ 8,718 $ 21,600 $ 1,913 $ 321,994 Pass/Watch — — 13,036 6,541 — 15 — — 19,592 Special Mention — — 1,381 2,278 — — — — 3,659 Substandard - Nonaccrual — — — 185 — — — — 185 Total construction & land $ 44,496 $ 171,411 $ 46,593 $ 37,225 $ 13,459 $ 8,733 $ 21,600 $ 1,913 $ 345,430 Gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Multifamily: Pass $ 1,359 $ 36,852 $ 36,537 $ 12,838 $ 2,716 $ 5,885 $ — $ 5,574 $ 101,761 Special Mention — — — — 1,305 — — — 1,305 Total multifamily $ 1,359 $ 36,852 $ 36,537 $ 12,838 $ 4,021 $ 5,885 $ — $ 5,574 $ 103,066 Gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — 2023 2022 2021 2020 2019 Prior Revolving Loans Converted to Term Revolving Total Total commercial real estate: Pass $ 188,603 $ 408,733 $ 311,009 $ 260,346 $ 140,844 $ 314,110 $ 43,817 $ 84,912 $ 1,752,374 Pass/Watch 600 902 13,036 25,873 9,238 27,155 1,277 1,615 79,696 Special Mention 2,717 493 7,126 2,584 2,397 2,834 1,582 — 19,733 Substandard - Accruing 2,295 4,021 1,204 4,907 2,259 25,544 — — 40,230 Substandard - Nonaccrual — — — 185 — 3,878 — — 4,063 Total commercial real estate: $ 194,215 $ 414,149 $ 332,375 $ 293,895 $ 154,738 $ 373,521 $ 46,676 $ 86,527 $ 1,896,096 Gross charge-offs $ — $ — $ — $ — $ — $ 83 $ — $ — $ 83 Residential real estate: Pass $ 153,327 $ 573,624 $ 116,695 $ 38,309 $ 38,121 $ 141,216 $ 1,857 $ 13,540 $ 1,076,689 Pass/Watch 155 1,181 28 — 269 4,667 176 — 6,476 Special Mention — — — — 254 1,465 — — 1,719 Substandard - Accruing — 3,199 — — — 114 — — 3,313 Substandard - Nonaccrual — 6,704 3,169 2,214 4,009 6,267 16 34 22,413 Total residential real estate $ 153,482 $ 584,708 $ 119,892 $ 40,523 $ 42,653 $ 153,729 $ 2,049 $ 13,574 $ 1,110,610 Gross charge-offs $ — $ — $ — $ 13 $ — $ — $ — $ — $ 13 Public Finance: Pass $ 37,074 $ — $ 43,512 $ 174,907 $ 201,575 $ 135,326 $ — $ 3,051 $ 595,445 Substandard - Accruing — — — — 7,468 — — — 7,468 Total public finance $ 37,074 $ — $ 43,512 $ 174,907 $ 209,043 $ 135,326 $ — $ 3,051 $ 602,913 Gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Consumer: Pass $ 3,232 $ 2,183 $ 5,347 $ 9,414 $ 3,482 $ 2,555 $ 2 $ 9,491 $ 35,706 Pass/Watch — 53 108 99 145 153 1 46 605 Special Mention — — 13 7 — — — — 20 Substandard - Accruing — — — — — — 30 — 30 Substandard - Nonaccrual — 4 6 — — — — — 10 Total consumer $ 3,232 $ 2,240 $ 5,474 $ 9,520 $ 3,627 $ 2,708 $ 33 $ 9,537 $ 36,371 Gross charge-offs $ — $ — $ 11 $ 8 $ 111 $ 32 $ 3 $ 169 $ 334 Other: Pass $ 5,890 $ 7,802 $ 13,198 $ 806 $ 282 $ 10,227 $ 4,859 $ 100,183 $ 143,247 Pass/Watch — — 7,334 — — — — — 7,334 Substandard - Nonaccrual — — — — 2,391 — 446 — 2,837 Total other $ 5,890 $ 7,802 $ 20,532 $ 806 $ 2,673 $ 10,227 $ 5,305 $ 100,183 $ 153,418 Gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Total loans: Pass $ 772,846 $ 1,425,245 $ 832,155 $ 627,418 $ 425,971 $ 643,406 $ 89,633 $ 997,236 $ 5,813,910 Pass/Watch 4,807 4,679 39,338 30,567 11,255 34,416 2,727 95,612 223,401 Special Mention 6,476 47,564 9,392 4,872 3,310 5,030 4,916 6,729 88,289 Substandard - Accruing 5,287 7,582 34,829 9,223 11,065 29,200 3,074 3,909 104,169 Substandard - Nonaccrual — 6,708 3,865 6,521 7,510 10,509 558 282 35,953 Doubtful — — — 490 547 33 304 — 1,374 Total loans $ 789,416 $ 1,491,778 $ 919,579 $ 679,091 $ 459,658 $ 722,594 $ 101,212 $ 1,103,768 $ 6,267,096 Gross charge-offs $ — $ — $ 2,797 $ 3,117 $ 111 $ 483 $ 2,995 $ 169 $ 9,672 The following table presents information about collateral dependent loans that were individually evaluated for purposes of determining the ACL as of: Collateral Dependent Loans Collateral Dependent Loans Total Collateral Dependent Loans Amortized Cost Related Allowance Amortized Cost Amortized Cost Related Allowance June 30, 2024 Commercial & industrial $ 9,867 $ 3,270 $ 9,658 $ 19,525 $ 3,270 Commercial real estate: Non-owner occupied 3,842 147 4,321 8,163 147 Owner occupied 330 274 1,016 1,346 274 Construction and land — — 179 179 — Total commercial real estate 4,172 421 5,516 9,688 421 Residential real estate 2,285 184 21,120 23,405 184 Public Finance 7,226 1,460 — 7,226 1,460 Consumer 4 4 — 4 4 Other 2,391 66 225 2,616 66 Total loans $ 25,945 $ 5,405 $ 36,519 $ 62,464 $ 5,405 December 31, 2023 Commercial & industrial $ 5,084 $ 2,328 $ 2,920 $ 8,004 $ 2,328 Commercial real estate: Non-owner occupied — — 3,844 3,844 — Owner occupied — — 34 34 — Construction and land — — 185 185 — Total commercial real estate — — 4,063 4,063 — Residential real estate 1,551 103 20,862 22,413 103 Consumer 10 10 — 10 10 Other 2,391 102 446 2,837 102 Total loans $ 9,036 $ 2,543 $ 28,291 $ 37,327 $ 2,543 The allowance related to collateral dependent loans reported in the tables above includes qualitative adjustments applied to the loan portfolio that consider possible changes in circumstances that could ultimately impact credit losses and might not be reflected in historical data or forecasted data incorporated in the quantitative models. Loan Modifications Made to Borrowers Experiencing Financial Difficulty: The allowance for credit losses incorporates an estimate of lifetime expected credit losses and is recorded on each asset upon origination. The starting point for the estimate of the allowance for credit losses is historical loss information, which includes losses from modifications of receivables to borrowers experiencing financial difficulty. We use a PD/LGD model to determine the allowance for credit losses. An assessment of whether a borrower is experiencing financial difficulty is made at the time of a modification. The loan modifications in the table below did not significantly impact our determination of the allowance for credit losses on loans during the three and six months ended June 30, 2024. Because the effect of most modifications made to borrowers experiencing financial difficulty is already included in the allowance for credit losses, a change to the allowance for credit losses is generally not recorded upon modification. Occasionally, we modify loans by providing principal forgiveness that is deemed to be uncollectible; therefore, that portion of the loan is written-off, resulting in a reduction of the amortized cost basis and a corresponding adjustment to the allowance for credit losses. Additionally, we may allow a loan to go interest only for a specified period of time. The following tables present loan modifications for borrowers experiencing financial difficulty for the three and six months ended June 30, 2024 and 2023, segregated by modification type, regardless of whether such modifications resulted in a new loan. For the three months ended June 30,: Payment Interest Rate Reduction % of 2024 Commercial and industrial $ 2,727 $ — 0.1 % Commercial real estate: Owner occupied — 2,088 0.3 % Total commercial real estate — 2,088 0.1 % Total loans $ 2,727 $ 2,088 0.1 % There were no loan modifications for borrowers experiencing financial difficulty for the three months ended June 30, 2023. For the six months ended June 30,: Payment Interest Rate Reduction % of 2024 Commercial and industrial $ 10,227 $ — 0.4 % Commercial real estate: Owner occupied — 2,726 0.4 % Total commercial real estate — 2,726 0.1 % Total loans $ 10,227 $ 2,726 0.2 % 2023 Commercial and industrial $ 270 $ — — % Commercial real estate: Owner occupied — 1,136 0.2 % Total commercial real estate — 1,136 0.1 % Total loans $ 270 $ 1,136 — % Modifications made to the loans presented in the tables above to borrowers experiencing financial difficulty for the three and six months ended June 30, 2024 and 2023 consisted of short-term principal deferrals, short-term principal and interest deferrals, or reductions in the contractual interest rate. There were no commitments to lend additional funds to these borrowers at June 30, 2024. The financial effects of our loan modifications made to borrowers experiencing financial difficulty during the three and six months ended June 30, 2024 and 2023 were not significant. We closely monitor the performance of loan modifications made to borrowers experiencing financial difficulty to understand the effectiveness of the modification efforts. The following table depicts the performance of loan modifications made to borrowers experiencing financial difficulty that have been modified in the last 12 months: Loans Loans Loans Loans Greater Nonaccrual Total Commercial and industrial $ 9,916 $ — $ — $ — $ 311 $ 10,227 Commercial real estate: Owner occupied 3,224 — — — 639 3,863 Total loans $ 13,140 $ — $ — $ — $ 950 $ 14,090

Mortgage Servicing Rights

Mortgage Servicing Rights	6 Months Ended
	Jun. 30, 2024
Transfers and Servicing [Abstract]
Mortgage Servicing Rights	Mortgage Servicing Rights We have investments in mortgage servicing rights (“MSRs”) that result from the sale of loans to the secondary market for which we retain the servicing. We account for these MSRs at their fair value. The unpaid principal loan balance of our servicing portfolio is presented in the following table as of: June 30, December 31, 2023 Federal National Mortgage Association $ 2,497,478 $ 2,478,732 Federal Home Loan Mortgage Corporation 1,837,908 1,736,329 Government National Mortgage Association 1,174,413 1,094,438 Federal Home Loan Bank 100,765 105,702 Other 1,218 1,258 Total $ 5,611,782 $ 5,416,459 The activity of MSRs carried at fair value is as follows: For the three months ended June 30, For the six months ended June 30, 2024 2023 2024 2023 Balance, beginning of period $ 78,416 $ 73,424 $ 76,701 $ 74,097 Additions: Servicing resulting from transfers of financial assets 3,266 2,897 5,297 4,944 Changes in fair value: Due to changes in valuation inputs or assumptions used in the valuation model 821 3,846 2,094 2,678 Changes in fair value due to pay-offs, pay-downs, and runoff (1,759) (1,777) (3,348) (3,329) Balance, end of period $ 80,744 $ 78,390 $ 80,744 $ 78,390 The following represents the weighted-average key assumptions used to estimate the fair value of MSRs as of: June 30, December 31, June 30, Discount rate 10.14 % 10.06 % 11.19 % Total prepayment speeds 8.14 % 7.79 % 7.56 % Cost of servicing each loan $91/per loan $90/per loan $89/per loan Total servicing and ancillary fees earned from the mortgage servicing portfolio is presented in the following table: For the three months ended June 30, For the six months ended June 30, 2024 2023 2024 2023 Servicing fees $ 3,940 $ 3,684 $ 7,825 $ 7,306 Late and ancillary fees 215 169 434 354 Total $ 4,155 $ 3,853 $ 8,259 $ 7,660

Derivative Financial Instrument

Derivative Financial Instruments	6 Months Ended
	Jun. 30, 2024
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Derivative Financial Instruments	Derivative Financial Instruments Banking Derivative Financial Instruments : We use fair value hedges to seek to manage our exposure to changes in the fair value of certain recognized assets attributable to changes in a benchmark interest rate, such as SOFR. The fair value hedges were determined to be effective during all periods presented and we expect the hedges to remain effective during their remaining terms. Derivatives not designated as hedges are not speculative and result from a service we provide to certain customers. We execute interest rate swaps with banking customers to facilitate their respective risk management strategies. Those interest rate swaps are simultaneously offset by derivatives that we execute with a third-party, such that we minimize our net risk exposure resulting from such transactions. As the interest rate derivatives associated with this program do not meet the strict hedge accounting requirements, changes in the fair value of both the customer derivatives and the offsetting derivatives are recognized directly in earnings. Derivative instruments are measured at fair value and recorded as a component of prepaid expenses and other assets and accrued expenses and other liabilities. The components of our banking derivative financial instruments consisted of the following as of: Number of Expiration Outstanding Estimated June 30, 2024 Derivative financial instruments designated as hedging instruments: Assets: Interest Rate Products 31 2028 - 2036 $ 180,080 $ 15,547 Derivative financial instruments not designated as hedging instruments: Assets: Interest Rate Products 50 2024 - 2037 $ 394,710 $ 24,108 Other 3 2025 $ 7,759 $ — Liabilities: Interest Rate Products 50 2024 - 2037 $ 394,710 $ 23,897 Other 2 2028 $ 6,168 $ 14 December 31, 2023 Derivative financial instruments designated as hedging instruments: Assets: Interest Rate Products 32 2028 - 2036 $ 195,935 $ 12,737 Derivative financial instruments not designated as hedging instruments: Assets: Interest Rate Products 49 2024 - 2037 $ 396,111 $ 19,931 Other 1 2025 $ 14,638 $ 7 Liabilities: Interest Rate Products 49 2024 - 2037 $ 396,111 $ 19,869 Other 2 2028 $ 6,168 $ 30 We recorded gains and losses on banking derivative assets and liabilities as follows: For the three months ended June 30, For the six months ended June 30, 2024 2023 2024 2023 Recorded gain on banking derivative assets $ 3,257 $ 7,605 $ 9,642 $ 5,045 Recorded loss on banking derivative liabilities $ (3,251) $ (7,487) $ (9,483) $ (5,231) For the three months ended June 30, 2024 and 2023, our banking derivative financial instruments not designated as hedging instruments generated fee income of $443 and $502, respectively. For the six months ended June 30, 2024 and 2023 our banking derivative financial instruments not designated as hedging instruments generated fee income of $474, and $968, respectively. The carrying amount of hedged loans receivable as of June 30, 2024 and December 31, 2023 was $167,451 and $184,829, respectively. The cumulative amount of fair value hedging adjustment included in the carrying amount of the hedged loans receivable as of June 30, 2024 and December 31, 2023 was $(10,920) and $(9,567), respectively. The fair value hedging adjustment included in other noninterest income for the three months ended June 30, 2024 and 2023 was $241 and $(2,494), respectively. The fair value hedging adjustment included in other noninterest income for the six months ended June 30, 2024 and 2023 was $(1,353) and $158, respectively. The carrying amount of hedged available-for-sale debt securities as of June 30, 2024 and December 31, 2023 was $37,699 and $37,701, respectively. The cumulative amount of fair value hedging adjustment included in the amortized cost amount of the hedged available-for-sale debt securities as of as of June 30, 2024 and December 31, 2023 was $(4,622), and $(3,168), respectively. The fair value hedging adjustment included in interest income for the three months ended June 30, 2024 and 2023 was $(182) and $(1,309), respectively. The fair value hedging adjustment included in interest income for the six months ended June 30, 2024 and 2023 was $(1,455) and $(403), respectively. Credit-risk-related Contingent Features : We have agreements with each of our derivative counterparties that contain a provision where if we either default or are capable of being declared in default on any of our indebtedness, then we could also be declared in default on our derivative obligations. We also have agreements with our derivative counterparties that contain a provision where if we fail to maintain our status as a well-capitalized institution, then our derivative counterparties have the right but not the obligation to terminate existing swaps. As of June 30, 2024 and December 31, 2023, the fair value of derivatives in a net liability position, which includes accrued interest but excludes any adjustment for nonperformance risk, related to these agreements was $24,673 and $20,508, respectively. As of June 30, 2024 and December 31, 2023, we have minimum collateral posting thresholds with our derivative counterparties and have posted collateral of $5,890 and $9,040, respectively. If we had breached any of these provisions at June 30, 2024, we could have been required to settle our obligations under the agreements at their termination value of $24,673. Mortgage Banking Derivative Financial Instruments : The components of our mortgage banking derivative financial instruments consisted of the following as of: Expiration Outstanding Estimated June 30, 2024 Derivative financial instruments Assets: Futures 2024 $ 32,500 $ 394 Forward MBS trades 2024 $ 101,000 $ 266 Interest rate lock commitments (IRLC) 2024 $ 85,573 $ 365 December 31, 2023 Derivative financial instruments Assets: Forward MBS trades 2024 $ 28,700 $ 2,153 Interest rate lock commitments (IRLC) 2024 $ 41,404 $ 252 Liabilities: Forward MBS trades 2024 $ 77,000 $ 606 We recorded gains and losses on mortgage banking derivative assets and liabilities as follows: For the three months ended June 30, For the six months ended June 30, 2024 2023 2024 2023 Recorded loss on mortgage banking derivative assets $ (1,065) $ (1,154) $ (1,007) $ (304) Recorded gain (loss) on mortgage banking derivative liabilities $ — $ 495 $ — $ (40)

Deposits

Deposits	6 Months Ended
	Jun. 30, 2024
Statistical Disclosure for Banks [Abstract]
Deposits	Deposits The composition of our deposits is as follows as of: June 30, December 31, Noninterest-bearing demand deposit accounts $ 1,562,308 $ 1,530,506 Interest-bearing deposit accounts: Interest-bearing demand accounts 538,232 534,540 Savings accounts and money market accounts 2,505,439 2,446,632 NOW accounts 42,687 56,819 Certificate of deposit accounts: Less than $100 888,017 714,171 $100 through $250 560,046 569,696 Greater than $250 522,796 521,739 Total interest-bearing deposit accounts 5,057,217 4,843,597 Total deposits $ 6,619,525 $ 6,374,103 The following table summarizes the interest expense incurred on our deposits: For the three months ended June 30, For the six months ended June 30, 2024 2023 2024 2023 Interest-bearing deposit accounts: Interest-bearing demand accounts $ 5,759 $ 2,045 $ 10,478 $ 3,220 Savings accounts and money market accounts 11,213 6,365 21,884 11,878 NOW accounts 137 79 279 138 Certificate of deposit accounts 21,375 12,240 42,233 19,672 Total interest-bearing deposit accounts $ 38,484 $ 20,729 $ 74,874 $ 34,908 The remaining maturity on certificate of deposit accounts is as follows as of: June 30, Remainder of 2024 $ 1,686,074 2025 259,129 2026 13,394 2027 4,617 2028 2,277 2029 2,808 Thereafter 2,560 Total certificate of deposit accounts $ 1,970,859

Securities Sold Under Agreement

Securities Sold Under Agreements to Repurchase	6 Months Ended
	Jun. 30, 2024
Carrying Value of Securities Sold under Repurchase Agreements and Deposits Received for Securities Loaned [Abstract]
Securities Sold Under Agreements to Repurchase	Securities Sold Under Agreements to Repurchase Information concerning securities sold under agreements to repurchase is as follows as of and for the periods ended: June 30, December 31, Amount outstanding at period-end $ 20,408 $ 24,693 Average daily balance during the period $ 18,904 $ 28,316 Average interest rate during the period 1.07 % 0.84 % Maximum month-end balance during the period $ 24,240 $ 40,432 Weighted average interest rate at period-end 0.93 % 0.91 % At June 30, 2024 and December 31, 2023, such agreements were secured by investment and mortgage-related securities with an approximate carrying amount of $25,723 and $30,810, respectively. Pledged securities are maintained by safekeeping agents at the direction of the Bank. Our agreements to repurchase generally mature daily, and they are considered to be in an overnight and continuous position.

Debt

Debt	6 Months Ended
	Jun. 30, 2024
Debt Disclosure [Abstract]
Debt	Debt FHLB advances The following is a breakdown of our FHLB advances and other borrowings outstanding as of: June 30, 2024 December 31, 2023 Amount Rate Weighted Amount Rate Variable rate line-of-credit advance $ — N/A N/A $ 389,468 5.55% Fixed rate term advances 145,000 5.61% - 5.67% 5.62% — N/A $ 145,000 $ 389,468 Our FHLB advances are typically considered short-term borrowings with maturities less than one year and are used to manage liquidity as needed. Maturing advances are replaced by drawing on available cash, making additional borrowings or through increased customer deposits. The advances were collateralized by $1,758,544 and $1,674,096 of loans pledged to the FHLB as of June 30, 2024 and December 31, 2023, respectively. As of June 30, 2024 and December 31, 2023, the Bank had total borrowing capacity with the FHLB that is based on qualified collateral lending values of $1,600,315 and $1,192,022, respectively. Our additional borrowing availability with the FHLB at June 30, 2024 was $1,328,722. These borrowings can be in the form of additional term advances or a line-of-credit. FRB advances We also had a $2,010,184 line-of-credit with the FRB. The agreement bears interest at the Fed Funds target rate plus 0.50% and is secured by $2,536,120 of investment securities and loans pledged to the FRB as collateral. No amounts were drawn on the line-of-credit as of June 30, 2024. Other borrowings We have lines-of-credit with certain other financial institutions totaling $160,000 as of June 30, 2024. No amounts were drawn on these lines-of-credit at June 30, 2024. Subordinated Debt Subordinated Notes - 2020 In June and August 2020, we issued a total of $40,000 subordinated notes. The notes pay interest at a fixed rate of 6.00% through June 30, 2025 and subsequently, until maturity, pay interest at a floating rate of three month term SOFR plus 5.89%, reset quarterly. Interest is payable on July 1 and January 1 of each year. Such notes are due on July 1, 2030. The notes are not redeemable within the first five years of issuance, except under certain very limited conditions. After five years, we may redeem the notes at our discretion. We incurred and capitalized $933 of costs related to the issuance of the subordinated notes. The amortization associated with the capitalized issuance costs is not significant for the periods presented. Subordinated Note - 2022 On January 13, 2022, we issued a subordinated note totaling $25,000. The note pays interest at a fixed rate of 3.375% through January 15, 2027 and subsequently, until maturity, pays interest at a floating rate of three month term SOFR plus 2.03%, reset quarterly. Interest is payable on July 15 and January 15 of each year. Such note is due on January 15, 2032. The note is not redeemable within the first five years of issuance, except under certain very limited conditions. After five years, we may redeem the note at our discretion. We incurred and capitalized $534 of costs related to the issuance of the subordinated note. The amortization associated with the capitalized issuance costs is not significant for the periods presented. Trust preferred securities We have issued $9,279 in trust preferred securities through a special-purpose trust, New Mexico Banquest Capital Trust I (“NMBCT I”). In addition, we have issued $4,640 in trust preferred securities through a special purpose trust, New Mexico Banquest Capital Trust II (“NMBCT II”, and together with NMBCT I, collectively referred to as “NMBCT Trusts”). Interest is payable quarterly at a rate of three-month term SOFR plus 3.35% (8.91% and 8.51% as of June 30, 2024 and 2023, respectively) for the trust preferred securities issued through NMBCT I and at a rate of three-month term SOFR plus 2.00% (7.59% and 7.39% as of June 30, 2024 and 2023, respectively) for the trust preferred securities issued through NMBCT II. This subordinated debt of $13,919 was originally recorded at a discount of $4,293. The accretion associated with the fair value discount is not significant for the periods presented. The Parent Company fully and unconditionally guarantees the obligations of the NMBCT Trusts on a subordinated basis. The trust preferred securities issued through the NMBCT Trusts are mandatorily redeemable upon the maturity of the debentures on December 19, 2032 and November 23, 2034, respectively, and are optionally redeemable, in part or in whole, by the Parent Company at each quarterly interest payment date. The Parent Company owns all of the outstanding common securities of the NMBCT Trusts, which have an aggregate liquidation valuation amount of $419 and is recorded in prepaid expenses and other assets on the consolidated balance sheet. The NMBCT Trusts are considered variable interest entities. Since the Parent Company is not the primary beneficiary of the NMBCT Trusts, the financial statements of the NMBCT Trusts are not included in our consolidated financial statements.

Earnings Per Share

Earnings Per Share	6 Months Ended
	Jun. 30, 2024
Earnings Per Share [Abstract]
Earnings Per Share	Earnings Per Share Basic earnings per share, excluding dilution, is computed by dividing earnings available to common stockholders’ by the weighted average number of shares of common stock outstanding during the period. Diluted earnings per share reflects the potential dilution that could occur if securities or other contracts to issue common stock were exercised and converted into common stock or resulted in the issuance of common stock that could then share in our earnings. The following table sets forth the computation of basic and diluted earnings per share of common stock: For the three months ended June 30, For the six months ended June 30, 2024 2023 2024 2023 Net income applicable to common stockholders $ 24,560 $ 28,006 $ 36,856 $ 54,287 Weighted Average Shares Weighted average common shares outstanding 27,430,761 24,933,664 27,224,968 24,928,485 Effect of dilutive securities Stock-based awards 601,195 272,695 600,221 440,217 Weighted average diluted common shares 28,031,956 25,206,359 27,825,189 25,368,702 Earnings per common share Basic earnings per common share $ 0.90 $ 1.12 $ 1.35 $ 2.18 Effect of dilutive securities Stock-based awards (0.02) (0.01) (0.03) (0.04) Diluted earnings per common share $ 0.88 $ 1.11 $ 1.32 $ 2.14 Convertible notes payable for 85,500 shares of common stock were not considered in computing diluted earnings per share for the three and six months ended June 30, 2023, because they were antidilutive. For information regarding the common shares and warrants to be issued upon the closing of our proposed merger with HomeStreet see Note 1 - Organization and Basis of Presentation .

Stockholders' Equity

Stockholders' Equity	6 Months Ended
	Jun. 30, 2024
Equity [Abstract]
Stockholders' Equity	Stockholders’ Equity As of June 30, 2024 and December 31, 2023, the Company has 10,000,000 shares of preferred stock authorized, $0.0001 par value, of which none were issued or outstanding, respectively. As of June 30, 2024 and December 31, 2023, the Company has 50,000,000 shares of common stock authorized, $0.0001 par value, of which 27,443,246 and 24,960,639 shares were issued and outstanding, respectively. For potential changes to our authorized shares as a result of our proposed merger with HomeStreet, see Charter Amendment in Note 1 - Organization and Basis of Presentation . Upfront Securities Purchase Agreement On January 16, 2024 in accordance with the Upfront Securities Purchase Agreement, we issued we 2,461,538 shares of our common stock in a private placement for $80.0 million. For additional details see Upfront Securities Purchase Agreement in Note 1 - Organization and Basis of Presentation . Equity Incentive Plans : 2017 Equity Incentive Plan The 2017 Equity Incentive Plan (the “2017 Plan”) provides for the grant of stock options, stock appreciation rights, restricted stock and other stock awards to its employees, directors and consultants for up to 1,977,292 shares of FirstSun common stock in the aggregate. The following table presents stock options outstanding as of and for the six months ended June 30, 2024. Shares Weighted-Average Exercise Price, per Share Weighted-Average Remaining Contractual Term (years) Outstanding, beginning of period 1,245,000 $ 20.25 Exercised (26,943) 19.72 Outstanding, end of period 1,218,057 $ 20.27 3.81 Options vested or expected to vest 1,218,057 $ 20.27 Options exercisable, end of period 1,211,582 $ 20.20 3.79 There were no grants or forfeitures during the six months ended June 30, 2024: At June 30, 2024, there was $63 of total unrecognized compensation cost related to non-vested stock options. The unrecognized compensation cost at June 30, 2024 is expected to be recognized over the next eleven months. At June 30, 2024 the intrinsic value of the stock options was $16,619. 2021 Equity Incentive Plan The FirstSun Capital Bancorp 2021 Equity Incentive Plan (the “2021 Plan”) provides for the grant of stock options, stock appreciation rights, restricted stock and other stock awards to its employees, directors and consultants for up to 2,476,571 shares of FirstSun common stock in the aggregate. Additionally, we established the FirstSun Capital Bancorp Long-Term Incentive Plan (“LTIP”), which became effective April 1, 2022. The LTIP is intended to qualify as a “top-hat” plan under ERISA that is unfunded and provides benefits only to a select group of management or highly compensated employees of FirstSun or the Bank. In March 2024, we granted special restricted stock awards of 228,573 shares and, on the closing date of the Merger, will grant an additional 195,525 shares, totaling 424,098 shares to certain officers of the Company (including those formerly with HomeStreet) for (i) retention purposes and (ii) to incentivize them in their efforts to work towards both a timely and efficient consummation of the Merger and a successful post-closing integration of the two companies. If the Merger does not close, the awards will be cancelled. Because the special restricted stock awards are contingent upon the closing of the Merger, no expense has been incurred during the three or six months ended June 30, 2024 . These awards will vest one-third per year over a three-year period, provided that the officer continues to provide services to the Company on the applicable vesting date, with accelerated vesting upon death, disability, or termination by the Company under certain conditions. In March 2024, we issued 11,739 shares of restricted stock that will fully vest in March 2025. In May 2023, we issued 15,007 shares of restricted stock, 741 shares were forfeited during 2024 prior to vesting, the remaining 14,266 were fully vested in May 2024. In May 2022, we issued 11,344 shares of restricted stock that were fully vested in May 2023. At June 30, 2024, there was $420 of total unrecognized compensation cost related to the non-vested restricted stock. In April 2024, we issued performance-based restricted stock under the LTIP that, subject to the achievement of performance conditions, will fully vest in April 2027. At June 30, 2024, we determined it is probable that 93,868 shares will be issued based upon the probability that the performance conditions will be achieved. At June 30, 2024, there was $3,055 of total unrecognized compensation cost related to the non-vested restricted stock granted on these probable shares. In April 2023, we issued performance-based restricted stock under the LTIP that, subject to the achievement of performance conditions, will fully vest in April 2026. At June 30, 2024, we determined it is probable that 64,455 shares will be issued based upon the probability that the performance conditions will be achieved. At June 30, 2024, there was $1,069 of total unrecognized compensation cost related to the non-vested restricted stock granted on these probable shares. In April 2022, we issued performance-based restricted stock under the LTIP that, subject to the achievement of performance conditions, will fully vest in April 2025. At June 30, 2024, we determined it is probable that 52,795 shares will be issued based upon the probability that the performance conditions will be achieved. At June 30, 2024, there was $471 of total unrecognized compensation cost related to the non-vested restricted stock granted on these probable shares. For the three months ended June 30, 2024 and 2023, we recorded total compensation cost from the 2017 and 2021 Plans of $772 and $657, respectively. For the six months ended June 30, 2024 and 2023, we recorded total compensation cost from the 2017 and 2021 Plans of $1,264 and $1,083, respectively. Acquired Equity Incentive Plans In conjunction with a previous acquisition, we assumed certain options that had been granted under such option plans. All assumed options were fully vested and exercisable. No further options will be granted under the plans. The following table presents stock options outstanding as of and for the six months ended June 30, 2024. Shares Weighted-Average Exercise Price, per Share Weighted-Average Remaining Contractual Term (years) Outstanding, beginning of period 121,901 $ 23.26 Exercised (1,566) 17.24 Outstanding, vested, and exercisable, end of period 120,335 $ 23.34 3.66 At June 30, 2024 the intrinsic value of the stock options was $1,282.

Income Taxes

Income Taxes	6 Months Ended
	Jun. 30, 2024
Income Tax Disclosure [Abstract]
Income Taxes	Income Taxes The provision for income taxes in interim periods requires us to make an estimate of the effective tax rate expected to be applicable for the full year, adjusted for any discrete items for the applicable period. This estimated effective tax rate is then applied to interim consolidated pre-tax operating income to determine the interim provision for income taxes. The provision for income tax is summarized as follows: For the three months ended June 30, For the six months ended June 30, 2024 2023 2024 2023 Provision for income taxes $ 6,538 $ 7,654 $ 9,528 $ 14,795 Effective tax provision rate 21.0 % 21.5 % 20.5 % 21.4 % We do not believe that we have any material uncertain tax positions, and do not expect any material changes during the next twelve months.

Regulatory Capital Matters

Regulatory Capital Matters	6 Months Ended
	Jun. 30, 2024
Regulatory Capital Requirements under Banking Regulations [Abstract]
Regulatory Capital Matters	Regulatory Capital Matters Banks and bank holding companies are subject to regulatory capital requirements administered by federal banking agencies. Capital adequacy guidelines and, additionally for banks, prompt corrective action regulations involve quantitative measures of assets, liabilities, and certain off-balance sheet items calculated under regulatory accounting practices. Capital amounts and classifications are also subject to qualitative judgments by regulators. Failure to meet capital requirements can initiate regulatory action. Under the Basel III rules, the Parent Company and the Bank must hold a capital conservation buffer above the adequately capitalized risk-based capital ratios. The fully phased in capital conservation buffer is 2.50% for all periods presented. The net unrealized gain or loss on available for sale securities is not included in computing regulatory capital. As of June 30, 2024, both the Parent Company and the Bank met all capital adequacy requirements to which they were subject. Prompt corrective action regulations provide five classifications: well-capitalized, adequately capitalized, undercapitalized, significantly undercapitalized, and critically undercapitalized, although these terms are not used to represent overall financial condition. If adequately capitalized, regulatory approval is required to accept brokered deposits. If undercapitalized, capital distributions are limited, as is asset growth and expansion, and capital restoration plans are required. As of June 30, 2024 and December 31, 2023, the most recent regulatory notifications categorized the Bank as well-capitalized under the regulatory framework for prompt corrective action. There are no conditions or events since that notification that management believes have changed the Bank’s category. Actual and required capital amounts for the Parent Company are as follows as of: Actual For Capital To be Well- Amount Ratio Amount Ratio Amount Ratio June 30, 2024 Total risk-based capital to risk-weighted assets: $ 1,071,535 14.95 % $ 573,269 8.00 % N/A N/A Tier 1 risk-based capital to risk-weighted assets: $ 916,893 12.80 % $ 429,952 6.00 % N/A N/A Common Equity Tier 1 (CET 1) to risk-weighted assets: $ 916,893 12.80 % $ 322,464 4.50 % N/A N/A Tier 1 leverage capital to average assets: $ 916,893 11.83 % $ 310,123 4.00 % N/A N/A December 31, 2023 Total risk-based capital to risk-weighted assets: $ 953,331 13.25 % $ 575,434 8.00 % N/A N/A Tier 1 risk-based capital to risk-weighted assets: $ 798,167 11.10 % $ 431,575 6.00 % N/A N/A Common Equity Tier 1 (CET 1) to risk-weighted assets: $ 798,167 11.10 % $ 323,682 4.50 % N/A N/A Tier 1 leverage capital to average assets: $ 798,167 10.52 % $ 303,410 4.00 % N/A N/A Actual and required capital amounts for the Bank are as follows as of: Actual For Capital To be Well- Amount Ratio Amount Ratio Amount Ratio June 30, 2024 Total risk-based capital to risk-weighted assets: $ 961,060 13.44 % $ 572,223 8.00 % $ 715,279 10.00 % Tier 1 risk-based capital to risk-weighted assets: $ 881,995 12.33 % $ 429,168 6.00 % $ 572,223 8.00 % Common Equity Tier 1 (CET 1) to risk-weighted assets: $ 881,995 12.33 % $ 321,876 4.50 % $ 464,931 6.50 % Tier 1 leverage capital to average assets: $ 881,995 11.38 % $ 310,138 4.00 % $ 387,673 5.00 % December 31, 2023 Total risk-based capital to risk-weighted assets: $ 918,050 12.79 % $ 574,280 8.00 % $ 717,850 10.00 % Tier 1 risk-based capital to risk-weighted assets: $ 838,199 11.68 % $ 430,710 6.00 % $ 574,280 8.00 % Common Equity Tier 1 (CET 1) to risk-weighted assets: $ 838,199 11.68 % $ 323,033 4.50 % $ 466,603 6.50 % Tier 1 leverage capital to average assets: $ 838,199 11.05 % $ 303,321 4.00 % $ 379,151 5.00 %

Fair Value Measurements

Fair Value Measurements	6 Months Ended
	Jun. 30, 2024
Fair Value Disclosures [Abstract]
Fair Value Measurements	Fair Value Measurements We utilize fair value measurements to record or disclose the fair value on certain assets and liabilities. Fair value is the exchange price that would be received for an asset or paid to transfer a liability (exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. The determination of fair values of financial instruments often requires the use of estimates. In cases where quoted market values in an active market are not available, we use present value techniques and other valuation methods to estimate the fair values of our financial instruments. These valuation models rely on market-based parameters when available, such as interest rate yield curves or credit spreads. Unobservable inputs may be based on management’s judgment assumptions and estimates related to credit quality, our future earnings, interest rates and other relevant inputs. These valuation methods require considerable judgment and the resulting estimates of fair value can be significantly affected by the assumptions made and the methods used. ASC Topic 820 establishes a three-level valuation hierarchy for disclosure of fair value measurements. The hierarchy is based on the transparency of the inputs used in the valuation process with the highest priority given to quoted prices available in active markets and the lowest priority to unobservable inputs where no active market exists. The three levels of inputs that may be used to measure fair value are as follows: Level 1 : Unadjusted quoted prices in active markets for identical assets or liabilities that the reporting entity has the ability to access at the measurement date. Level 2 : Inputs other than quoted prices included in Level 1 that are observable for the asset or liability, either directly or indirectly. These might include quoted prices for similar assets or liabilities in active markets, quoted prices for identical or similar assets or liabilities in markets that are not active, inputs other than quoted prices that are observable for the asset or liability (such as interest rates, volatilities, prepayment speeds, credit risks, etc.) or inputs that are derived principally from or corroborated by market data by correlation or other means. Level 3 : Unobservable inputs for determining the fair values of assets or liabilities that reflect an entity’s own beliefs about the assumptions that market participants would use in pricing the assets or liabilities. A financial instrument’s categorization within the valuation hierarchy is based upon the lowest level of input within the valuation hierarchy that is significant to the overall fair value measurement. Transfers between levels of the fair value hierarchy are recognized at the end of the reporting period. The following table sets forth our assets and liabilities measured at fair value on a recurring basis as of: Level 1 Level 2 Level 3 Quoted prices Significant Significant Total June 30, 2024 Available-for-sale securities $ 39,347 $ 452,302 $ — $ 491,649 Loans held-for-sale — 66,571 — 66,571 Mortgage servicing rights — — 80,744 80,744 Derivative financial instruments - assets — 40,680 — 40,680 Derivative financial instruments - liabilities — (23,911) — (23,911) Total $ 39,347 $ 535,642 $ 80,744 $ 655,733 December 31, 2023 Available-for-sale securities $ 54,234 $ 462,523 $ — $ 516,757 Loans held-for-sale — 54,212 — 54,212 Mortgage servicing rights — — 76,701 76,701 Derivative financial instruments - assets — 35,073 — 35,073 Derivative financial instruments - liabilities — (20,475) — (20,475) Total $ 54,234 $ 531,333 $ 76,701 $ 662,268 For further details on our Level 3 inputs related to MSRs, see Note 4 - Mortgage Servicing Rights . The following table presents a reconciliation for our Level 3 assets measured at fair value on a recurring basis: For the three months ended June 30, For the six months ended June 30, 2024 2023 2024 2023 Balance, beginning of period $ 78,416 $ 73,424 $ 76,701 $ 74,097 Total (losses) gains included in earnings (938) 2,069 (1,254) (651) Purchases, issuances, sales and settlements: Issuances 3,266 2,897 5,297 4,944 Balance, end of period $ 80,744 $ 78,390 $ 80,744 $ 78,390 Certain financial assets and financial liabilities are regularly measured at fair value on a nonrecurring basis; that is, the instruments are not measured at fair value on an ongoing basis but are subject to fair value adjustments in certain circumstances. Financial assets measured at fair value on a non-recurring basis during the reported periods include certain collateral dependent loans reported at the fair value of the underlying collateral if repayment is expected solely from the collateral and other real estate owned and foreclosed assets, which, upon initial recognition, were remeasured and reported at fair value through a charge-off to the allowance for credit losses, and subsequent to their initial recognition, were remeasured at fair value through a write-down included in other non-interest expense. The following table sets forth our assets and liabilities that were measured at fair value on a non-recurring basis as of: Level 3 June 30, December 31, Collateral dependent loans: Commercial and industrial $ 6,597 $ 2,756 Commercial real estate 3,751 — Residential real estate 2,101 1,448 Public finance 5,766 — Other 2,325 2,289 Total collateral dependent loans $ 20,540 $ 6,493 Other real estate owned and foreclosed assets, net: Commercial real estate $ 3,134 $ 3,133 Residential real estate 1,363 967 Total other real estate owned and foreclosed assets, net: $ 4,497 $ 4,100 The fair value of the financial assets in the table above utilize the market approach valuation technique, with discount adjustments for differences between comparable sales. Fair value of financial instruments not carried at fair value: The carrying amounts and estimated fair values of financial instruments not carried at fair value are as follows as of: Estimated Fair Value Carrying Total Level 1 Level 2 Level 3 June 30, 2024 Assets: Cash and cash equivalents $ 535,766 $ 535,766 $ 535,766 $ — $ — Securities held-to-maturity 36,310 31,084 — 31,084 — Loans (excluding collateral dependent loans at fair value) 6,316,622 6,177,915 — — 6,177,915 Restricted equity securities 30,846 30,846 — 30,846 — Accrued interest receivable 37,892 37,892 — 2,277 35,615 Liabilities: Deposits (excluding demand deposits) $ 4,518,985 $ 4,509,757 $ 2,548,126 $ 1,961,631 $ — Securities sold under agreements to repurchase 20,408 20,408 — 20,408 — FHLB advances 145,000 145,000 — 145,000 — Subordinated debt, net 75,577 72,075 — 72,075 — Accrued interest payable 9,199 9,199 — 9,199 — December 31, 2023 Assets: Cash and cash equivalents $ 479,362 $ 479,362 $ 479,362 $ — $ — Securities held-to-maturity 36,983 32,181 — 32,181 — Loans (excluding collateral dependent loans at fair value) 6,260,603 6,121,749 — — 6,121,749 Restricted equity securities 38,072 38,072 — 38,072 — Accrued interest receivable 37,099 37,099 — 2,220 34,879 Liabilities: Deposits (excluding demand deposits) $ 4,309,057 $ 4,298,164 $ 2,503,451 $ 1,794,713 $ — Securities sold under agreements to repurchase 24,693 24,693 — 24,693 — FHLB advances 389,468 389,468 — 389,468 — Subordinated debt, net 75,313 72,073 — 72,073 — Accrued interest payable 13,580 13,580 — 13,580 —

Segment Information

Segment Information	6 Months Ended
	Jun. 30, 2024
Segment Reporting [Abstract]
Segment Information	Segment Information Our operations are conducted through two operating segments: Banking and Mortgage Operations. Corporate represents costs not allocated to the operating segments. Operating segments are defined as components of an enterprise that engage in business activity from which revenues are earned and expenses are incurred for which discrete financial information is available that is evaluated regularly by executive management in deciding how to allocate resources and in assessing performance. Operating segments have been determined based on the products and services offered and reflect the manner in which financial information is currently evaluated by management. Each segment operates under the same banking charter, but is reported on a segmented basis for this report. Each of the operating segments is complementary to each other and because of the interrelationship of the segments, the information presented is not indicative of how the segments would perform if they operated as independent entities. The Banking segment originates loans and provides deposits and fee based services to consumer, business, and mortgage lending customers. Products offered include a full range of commercial and consumer banking and financial services. The interest income on loans held-for-investment is recognized in the Banking segment, excluding newly originated residential first mortgages within the Mortgage Operations segment. The Mortgage Operations segment originates, sells, services, and manages market risk from changes in interest rates on one-to-four family residential mortgage loans to sell or hold on our balance sheet. Loans originated-to-sell comprise the majority of the lending activity. The Mortgage Operations segment recognizes interest income on loans that are held-for-sale and newly originated residential mortgages held-for-investment, the gains from one to four family residential mortgage sales, and revenue for servicing loans and other ancillary fees following a sales transaction. Revenue from servicing activities is earned on a contractual fee basis. The Mortgage Operations segment services loans for the held-for-investment portfolio, for which it earns revenue via an intercompany service fee allocation which appears as a cost to Banking in mortgage fees. Forward traded loan purchases and sales settlements as well as mortgage servicing rights and related fair value adjustments are reported in this segment. Corporate represents miscellaneous other expenses of a corporate nature as well as revenue and expenses not directly assigned or allocated to the Banking or Mortgage Operations segments. The majority of executive management’s time is spent managing operating segments; related costs have been allocated between the operating segments and Corporate. Revenues are comprised of net interest income before the provision (benefit) for credit losses and noninterest income. Noninterest expenses are allocated to each operating segment. Provision for credit losses is primarily allocated to the Banking segment. Allocation methodologies may be subject to periodic adjustment as management systems evolve and/or the business or product lines within the segments change. Significant segment totals are reconciled to the financial statements as follows for the three months ended June 30,: Banking Mortgage Operations Corporate Total Segments 2024 Summary of Operations Net interest income (expense) $ 69,651 $ 4,483 $ (1,235) $ 72,899 Provision for credit losses 169 1,031 — 1,200 Noninterest income: Service charges on deposit accounts 5,947 (1) — 5,946 Credit and debit card fees 3,006 1 — 3,007 Trust and investment advisory fees 1,493 — — 1,493 (Loss) income from mortgage banking services, net (584) 11,627 — 11,043 Other noninterest income 1,785 — — 1,785 Total noninterest income 11,647 11,627 — 23,274 Noninterest expense: Salary and employee benefits 31,009 8,430 389 39,828 Occupancy and equipment 7,845 812 44 8,701 Other noninterest expenses 10,238 4,148 960 15,346 Total noninterest expense 49,092 13,390 1,393 63,875 Income (loss) before income taxes $ 32,037 $ 1,689 $ (2,628) $ 31,098 Other Information Depreciation expense $ 1,460 $ 48 $ — $ 1,508 Identifiable assets $ 6,865,029 $ 996,995 $ 137,271 $ 7,999,295 Banking Mortgage Operations Corporate Total Segments 2023 Summary of Operations Net interest income (expense) $ 73,626 $ 1,479 $ (1,270) $ 73,835 Provision for credit losses 3,649 773 — 4,422 Noninterest income: Service charges on deposit accounts 5,358 — — 5,358 Credit and debit card fees 3,056 1 — 3,057 Trust and investment advisory fees 1,478 — — 1,478 (Loss) income from mortgage banking services, net (412) 12,071 — 11,659 Other noninterest income 2,738 — — 2,738 Total noninterest income 12,218 12,072 — 24,290 Noninterest expense: Salary and employee benefits 26,182 7,252 622 34,056 Occupancy 7,419 671 45 8,135 Other noninterest expenses 11,700 3,826 326 15,852 Total noninterest expense 45,301 11,749 993 58,043 Income (loss) before income taxes $ 36,894 $ 1,029 $ (2,263) $ 35,660 Other Information Depreciation expense $ 1,654 $ 59 $ — $ 1,713 Identifiable assets $ 6,886,328 $ 843,483 $ 67,533 $ 7,797,344

Commitments and Contingencies

Commitments and Contingencies	6 Months Ended
	Jun. 30, 2024
Commitments and Contingencies Disclosure [Abstract]
Commitments and Contingencies	Commitments and Contingencies Commitments We are a party to financial instruments with off-balance sheet risk in the normal course of business to meet the financing needs of our customers. These financial instruments include loan commitments, standby letters of credit, and documentary letters of credit and involve, to varying degrees, elements of credit and interest rate risk in excess of the amount recognized in the financial statements. Our exposure to credit loss in the event of nonperformance by the other party of these loan commitments and standby letters of credit is represented by the contractual amount of those instruments. We use the same credit policies in making commitments and conditional obligations as we do for on-balance sheet financial instruments. Undistributed portion of committed loans and unused lines of credit Loan commitments are agreements to lend to a customer as long as there is no customer violation of any condition established in the contract. Commitments generally have fixed expiration dates or other termination clauses and may require a payment of a fee. As of June 30, 2024 and December 31, 2023, commitments included the funding of fixed-rate loans totaling $204,551 and $191,415 and variable-rate loans totaling $1,432,414 and $1,656,434, respectively. The fixed-rate loan commitments have interest rates ranging from 1.00% to 18.00% at June 30, 2024 and December 31, 2023, and maturities ranging from 1 month to 19 years at June 30, 2024 and from 1 month to 19 years at December 31, 2023. Standby letters of credit Standby letters of credit are conditional commitments to guarantee the performance of a customer to a third-party. The credit risk involved in issuing letters of credit is essentially the same as that involved in extending loan facilities to customers. Since many of the loan commitments and letters of credit expire without being drawn upon, the total commitment amount does not necessarily represent future cash requirements. We evaluate each customer’s creditworthiness on a case-by-case basis. The amount of collateral obtained, if deemed necessary upon extension of credit, is based on our credit evaluation of the counterparty. Collateral held varies but may include accounts receivable, inventory, property, plant and equipment, owner occupied real estate, and/or income-producing commercial properties. As of June 30, 2024 and December 31, 2023, our standby letters of credit commitment totaled $29,225 and $14,490, respectively. MPF Master Commitments The Bank has executed MPF Master Commitments (Commitments) with the FHLB to deliver mortgage loans and to guarantee the payment of any realized losses that exceed the FHLB’s first loss account for mortgages delivered under the Commitments. The Bank receives credit enhancement fees from the FHLB for providing this guarantee and continuing to manage the credit risk of the MPF Program mortgage loans. As of June 30, 2024 and December 31, 2023, the Bank considered the amount of any of its liability for the present value of the credit enhancement fees less any expected losses in the mortgages delivered under the Commitments to be immaterial, and has not recorded a liability and offsetting receivable. As of June 30, 2024 and December 31, 2023, the maximum potential amount of future payments that the Bank would have been required to make under the Commitments was $3,811 and $3,810, respectively. Under the Commitments, the Bank agrees to service the loans and therefore, is responsible for any necessary foreclosure proceedings. Any future recoveries on any losses would not be paid by the FHLB under the Commitments. The Bank has not experienced any material losses under these guarantees. Contingencies We generally sell loans to investors without recourse; therefore, the investors have assumed the risk of loss or default by the borrower. However, we are usually required by these investors to make certain standard representations and warranties relating to credit information, loan documentation, and collateral. To the extent that we do not comply with such representations, we may be required to repurchase the loans or indemnify these investors for any losses from borrower defaults. We establish reserves for potential losses related to these representations and warranties if deemed appropriate and such reserves would be recorded within accrued expenses and other liabilities. In assessing the adequacy of the reserve, we evaluate various factors including actual write-offs during the period, historical loss experience, known delinquent and other problem loans, and economic trends and conditions in the industry. From time to time, we are a defendant in various claims, legal actions, and complaints arising in the ordinary course of business. We periodically review all outstanding pending or threatened legal proceedings and determine if such matters will have an adverse effect on our business, financial condition, results of operations or cash flows. Litigation Overdraft Fee Litigation : On September 13, 2021, Samantha Besser filed a putative class action amended complaint against the Bank in the United States District Court for the District of Colorado. The amended complaint alleges that the Bank improperly charged multiple insufficient funds or overdraft fees. The Plaintiff seeks unspecified restitution, actual and statutory damages, costs, attorneys’ fees, pre-judgment interest, and other relief as the Court deems proper . On September 27, 2021, the Bank filed a motion to dismiss the amended complaint, which was denied on March 11, 2024. The case is now in discovery. At this time, the Bank is unable to reasonably estimate the outcome of this litigation. Check Fraud Litigation Rodeo Electrical Services, Inc. and its owner (“RESI”) filed a civil action against the Bank on June 23, 2020 in the Santa Fe County, New Mexico District Court. The complaint alleged that the Bank conspired with or otherwise aided a former RESI employee’s embezzlement of approximately $0.4 million from RESI. The complaint sought compensatory, exemplary, statutory and punitive damages, as well as payment of RESI’s legal fees and expenses. On January 18, 2024, the jury awarded RESI approximately $2.1 million which included punitive damages. Judgment on the aforementioned jury award was formally entered on July 25, 2024. A supplemental award of RESI’s legal fees will likely be entered by January 1, 2025. We believe the judgment will be covered by insurance; therefore, such outcome will not have a material financial impact on the Bank. We establish reserves for contingencies, including legal proceedings, when potential losses become probable and can be reasonably estimated. While the ultimate resolution of any legal proceedings, including the matters described above, cannot be determined at this time, based on information presently available, and after consultation with legal counsel, management believes that the ultimate outcome in these above legal proceedings, either individually or in the aggregate, will not have a material adverse effect on our financial statements. It is possible, however, that future developments could result in an unfavorable outcome for or resolution of any of these proceedings, which may be material to our results of operations for a given fiscal period.

Lease Commitments

Lease Commitments	6 Months Ended
	Jun. 30, 2024
Leases [Abstract]
Lease Commitments	Lease Commitments Our leases relate primarily to office space and bank branches with remaining lease terms of generally 1 to 15 years. Certain lease arrangements contain extension options which typically range from 5 to 10 years at the then fair market rental rates. As these extension options are not generally considered reasonably certain of exercise, they are not included in the lease term. June 30, December 31, ROU asset on leased property, gross $ 37,515 $ 36,520 Accumulated amortization (14,155) (12,293) ROU asset, net (included in prepaid expenses and other assets in our consolidated balance sheets) $ 23,360 $ 24,227 Lease liability (included in accrued expenses and other liabilities in our consolidated balance sheets) $ 25,556 $ 26,431 Weighted Average Remaining Life - Operating Leases 5.25 5.56 Weighted Average Rate - Operating Leases 2.36 % 2.10 % The following table reconciles future undiscounted lease payments due under non-cancelable operating leases to the aggregate operating lessee lease liability as of June 30, 2024: Remainder of 2024 $ 7,607 2025 5,857 2026 3,910 2027 2,963 2028 2,512 2029 4,135 Thereafter 228 Total undiscounted operating lease liability 27,212 Imputed interest 1,656 Total operating lease liability included in the accompanying balance sheet $ 25,556 Total lease expense for three months ended June 30, 2024 and 2023 was $1,914 and $1,847, respectively. Total lease expense for the six months ended June 30, 2024 and 2023 was $3,838 and $3,745, respectively. The components of total lease expense for the periods ended June 30, 2024 was as follows: For the three months ended June 30, For the six months ended June 30, 2024 2023 2024 2023 Operating leases $ 1,945 $ 1,886 $ 3,867 $ 3,755 Short-term leases 47 54 94 100 Sublease income (78) (93) (123) (110) Net lease expense $ 1,914 $ 1,847 $ 3,838 $ 3,745

Organization and Basis of Pre_2

Organization and Basis of Presentation (Policies)	6 Months Ended
	Jun. 30, 2024
Accounting Policies [Abstract]
Nature of Operations	The consolidated financial statements include the accounts of FirstSun Capital Bancorp (“FirstSun” or “Parent Company”) and its wholly-owned subsidiaries, Sunflower Bank, N.A. (the “Bank” or “Sunflower Bank”), Logia Portfolio Management, LLC, and FEIF Capital Partners, LLC, and have been prepared using U.S. generally accepted accounting principles (“U.S. GAAP”) and prevailing practices in the banking industry. All significant intercompany balances and transactions have been eliminated. These entities are collectively referred to as “our”, “us”, “we”, or “the Company”. These consolidated financial statements in this Quarterly Report on Form 10-Q do not include all of the information and footnotes required by U.S. GAAP for a full year presentation and certain disclosures have been condensed or omitted in accordance with rules and regulations of the SEC. These interim financial statements are unaudited, and include, in our opinion, all adjustments necessary for a fair statement of the results for the periods indicated, which are not necessarily indicative of results which may be expected for the full year. Certain prior period amounts have been reclassified to conform to the current presentation. These unaudited consolidated financial statements and notes should be read in conjunction with FirstSun’s audited consolidated financial statements and footnotes thereto for the year ended December 31, 2023, included in our 2023 Annual Report . Proposed Merger with HomeStreet - On April 30, 2024, FirstSun entered into Amendment No. 1 (the “Amendment”) to the Agreement and Plan of Merger, dated January 16, 2024 (the “Merger Agreement”), by and among HomeStreet, Inc., a Washington corporation (“HomeStreet”), FirstSun, and Dynamis Subsidiary, Inc., a Washington corporation and wholly owned subsidiary of FirstSun (“Merger Sub”). On the terms and subject to the conditions set forth in the Merger Agreement, Merger Sub will merge with and into HomeStreet, with HomeStreet continuing as the surviving entity (the “Merger”), and immediately following the Merger, HomeStreet will merge with and into FirstSun (the “Second-Step Merger”), with FirstSun continuing as the surviving corporation (the “Surviving Entity”). Promptly following the Second-Step Merger, HomeStreet Bank, a Washington-chartered non-member bank (“HomeStreet Bank”), and, as of immediately prior to the Second-Step Merger, a wholly owned subsidiary of HomeStreet, will merge with and into Sunflower Bank (the “Bank Merger” and together with the Merger and the Second-Step Merger, the “Mergers”), with Sunflower Bank continuing as the surviving bank. The Amendment changed the structure of the Bank Merger, so that Sunflower Bank will convert from a national banking association into a Texas state-chartered bank that is a member of the Federal Reserve System (“New Parent Bank”), and HomeStreet Bank will merge with and into New Parent Bank, with New Parent Bank as the surviving entity in the Bank Merger. Following the Bank Merger, the New Parent Bank will continue to operate the assumed branches of HomeStreet Bank under the “HomeStreet Bank” name and brand. Under the terms of the Merger Agreement, as amended by the Amendment, shareholders of HomeStreet will receive, in respect of each share of common stock of HomeStreet held by them, 0.3867 shares of common stock of FirstSun. Shareholders of HomeStreet, subject to other exceptions, will also be entitled to receive cash in lieu of fractional shares of common stock of FirstSun. On June 18, 2024, HomeStreet’s shareholders approved the Merger Agreement. The combined entity’s expanded footprint includes, FirstSun’s current presence in the Southwest and Midwest together with HomeStreet’s presence in Southern California, Hawaii and the Pacific Northwest. Investment Agreements Upfront Securities Purchase Agreement - Concurrently with entry into the Merger Agreement, FirstSun entered into an upfront securities purchase agreement (the “Upfront Securities Purchase Agreement”) with certain funds managed by Wellington Management Company, LLP (collectively, the “Wellington Funds”), pursuant to which we issued 2.46 million shares of our common stock in a private placement for $80.0 million. Under the terms of the Upfront Securities Purchase Agreement, FirstSun is also obligated, concurrently with the closing of the proposed HomeStreet merger, to issue to the Wellington Funds, warrants (the “Warrants”) to purchase approximately 1.15 million shares of FirstSun common stock at an initial exercise price of $32.50 per share. The Warrants will carry a term of three years. In the event the proposed HomeStreet merger is not consummated, no Warrants will be issued. Acquisition Finance Securities Purchase Agreement - Concurrently with its entry into the HomeStreet merger agreement, FirstSun entered into an acquisition finance securities purchase agreement (the “Acquisition Finance Securities Purchase Agreement,” and together with the Upfront Securities Purchase Agreement, as the “Investment Agreements”), dated January 16, 2024, with the Wellington Funds. Pursuant to the Acquisition Finance Securities Purchase Agreement, on the terms and subject to the conditions set forth therein, substantially concurrently with the closing of the merger, the institutional investors will invest an aggregate of $95 million in exchange for the sale and issuance, at a purchase price of $32.50 per share, of approximately 2.92 million shares of FirstSun common stock. Concurrently with its entry into the Amendment, on April 30, 2024, FirstSun entered into a First Amendment to the Acquisition Finance Securities Purchase Agreement (the “AFSPA Amendment”), with certain funds managed by Wellington Management (“Wellington”) and certain other institutional accredited investors (each, an “Additional Investor” and, collectively with Wellington, the “Investors”). Pursuant to the AFSPA Amendment, on the terms and subject to the conditions set forth therein, substantially concurrently with the closing of the Merger, the Additional Investors will invest an additional $45 million, in exchange for the sale and issuance, at a purchase price of $32.50 per share, approximately 1.38 million shares of FirstSun common stock. Acquisition Finance Securities Purchase Agreement Joinder - On June 14, 2024, FirstSun entered into a Joinder (the “AFSPA Joinder”) to the Acquisition Finance Securities Purchase Agreement, as amended on April 30, 2024 by the AFSPA Amendment, with certain funds managed by Castle Creek Capital Partners VIII. L.P., Maltese Capital Management, LLC, and Philadelphia Financial Management of San Francisco, LLC (collectively, the “Joinder Investors”). Pursuant to the AFSPA Joinder, on the terms and subject to the conditions set forth therein, substantially concurrently with the closing of the Merger, the Joinder Investors will invest an aggregate of $15 million, in exchange for the sale and issuance, at a purchase price of $32.50 per share, of approximately 462 thousand shares of FirstSun common stock. As a result, FirstSun’s total equity capital raised in connection with the Merger increased from an aggregate capital raise of $220 million to $235 million, inclusive of the $80 million raised pursuant to the Upfront Securities Purchase Agreement. Registration Rights Agreements - In connection with the Upfront Securities Purchase Agreement, FirstSun and the Wellington Funds also entered into a registration rights agreement (the “Upfront Registration Rights Agreement”), dated January 16, 2024, pursuant to which FirstSun agreed to, among other things, provide customary resale registration rights with respect to the shares of our common stock obtained by the Wellington Funds pursuant to the Investment Agreements, including those issued upon exercise of the Warrants. As required under the Upfront Securities Purchase Agreement, on July 11, 2024, FirstSun registered its common stock securities under Section 12(b) of the securities Exchange Act of 1934 and listed its common stock on The Nasdaq Stock Market LLC(Nasdaq). Pursuant to Amendment No. 3 to our Stockholders’ Agreement, upon listing on Nasdaq, the provisions of the Stockholders’ Agreement restricting the transfer of shares and providing specific stockholders with pre-emptive rights, tag-along rights and rights of first refusal, automatically terminated. As a result, among other terminated provisions, the parties to the Stockholders’ Agreement are no longer restricted under the Stockholders’ Agreement from transferring their shares. Certain parties to the Stockholders’ Agreement retain corporate governance rights as described in the Stockholders’ Agreement, as amended. In addition, the Acquisition Finance Securities Purchase Agreement contemplates that, in connection with the closing of the investments under the Acquisition Finance Securities Purchase Agreement, FirstSun will enter into a resale registration rights agreement with each additional institutional investor (the “Acquisition Finance Registration Rights Agreement”), the material terms and conditions of which are consistent with the terms and conditions of the Upfront Registration Rights Agreement. Other Provisions of the Amendment - In addition to the changes to the Merger Agreement that were noted above, the Amendment provides for, among other things: • A reduced termination fee payable by HomeStreet, in certain circumstances, if HomeStreet had received a competing acquisition proposal within 30 days after the effective date of the Amendment from $10 million to $2.6 million plus reimbursement of FirstSun’s transaction fees and expenses; • An amended definition of requisite regulatory approvals such that the approval of the OCC is replaced with the approval of the Texas Department of Banking and additional approvals of the Federal Reserve Board; • FirstSun’s issuance of $48.5 million of subordinated debt concurrently with the closing of the merger, the proceeds of which will be contributed to Sunflower Bank to further support Sunflower Bank’s capital: • HomeStreet’s disposition of approximately $300 million of certain commercial real estate loans upon closing of the merger, or as soon as reasonably practicable afterward. Charter Amendment - In connection with the proposed merger, the holders of a majority of the voting power of FirstSun common stock e xecuted a written consent approving and adopting an amendment to our certificate of incorporation (the “Charter Amendment”) which will increase the number of FirstSun’s authorized shares of capital stock from 60,000,000 to 110,000,000, consisting of 100,000,000 shares of FirstSun common stock, and 10,000,000 shares of preferred stock and will become effective upon FirstSun’s filing the Charter Amendment with the Secretary of State of the State of Delaware. We plan to file the Charter Amendment prior to the closing of the proposed merger. Bank Charter Conversion
Use of Estimates	The preparation of consolidated financial statements in conformity with U.S. GAAP requires management to make estimates and assumptions based on available information. These estimates and assumptions affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the consolidated financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. These estimates are based on historical experience and on various assumptions about the future that are believed to be reasonable based on all available information. Our reported financial position or results of operations may be materially different under changed conditions or when using different estimates and assumptions, particularly with respect to critical accounting policies. In the event that estimates or assumptions prove to differ from actual results, adjustments are made in subsequent periods to reflect more current information.
Risks and Uncertainties	In the normal course of business, companies in the banking and mortgage industries encounter certain economic and regulatory risks. Economic risks include credit risk, interest rate risk, liquidity risk, prepayment risk, and market risk. Credit risk is the risk of default that may result from the borrowers’ inability or unwillingness to make contractually required payments. We are subject to interest rate risk to the extent that in a rising interest rate environment we may experience a decrease in loan production, as well as decreases in the value of mortgage loans held-for-sale and in commitments to originate loans, which may adversely impact our earnings. Rising interest rates may also increase the cost of our borrowings to fund our operations. Risks related to liquidity are heightened in the current environment due to competition for deposits and customers withdrawing deposits in order to maintain maximum levels of deposit insurance.We generally sell loans to investors without recourse; therefore, the investors have assumed the risk of loss or default by the borrower. However, we are usually required by these investors to make certain standard representations and warranties relating to credit information, loan documentation, and collateral. To the extent that we do not comply with such representations, or there are early payment defaults, we may be required to repurchase the loans or indemnify these investors for any losses from borrower defaults. In addition, if loans pay off within a specified time frame, we may be required to refund a portion of the sales proceeds to the investors. We established reserves for potential losses related to these representations and warranties which are recorded within accrued expenses and other liabilities. In assessing the adequacy of the reserves, we evaluate various factors including actual write-offs during the period, historical loss experience, known delinquent and other problem loans, and economic trends and conditions in the industry.
Reclassifications	Some items in the prior year financial statements were reclassified to conform to the current presentation. Reclassifications had no effect on prior years net income or stockholders’ equity.
Accounting Pronouncements Recently Adopted	As an “emerging growth company” under Section 107 of the JOBS Act, we can take advantage of the extended transition period provided in Section 7(a)(2)(B) of the Securities Act for complying with new or revised accounting standards. Therefore, we can delay the adoption of certain accounting standards until those standards would otherwise apply to non-public business entities. We intend to take advantage of the benefits of this extended transition period for an “emerging growth company” for as long as it is available to us. For standards that we have delayed adoption, we may lack comparability to other companies who have adopted such standards. In June of 2016, the FASB issued ASU 2016-13, Financial Instruments-Credit Losses: Measurement of Credit Losses on Financial Instruments , which significantly changes the way that entities are required to measure credit losses. The new standard requires that the estimated credit loss be based upon an “expected credit loss” approach rather than the “incurred loss” approach previously required. The new approach requires entities to measure all expected credit losses for financial assets over their expected lives based on historical experience, current conditions, and reasonable and supportable forecasts of collectability. The expected credit loss model requires earlier recognition of credit losses than the incurred loss approach. We expect ongoing changes in the allowance for credit losses will be driven primarily by the growth of our loan portfolio, credit quality, and the economic environment and related projections at that time. In addition, the ASU developed a new accounting treatment for purchased financial assets with credit deterioration. The ASU also modifies the other-than-temporary impairment model for available-for-sale debt securities and held-to-maturity debt securities by requiring companies to record an allowance for credit impairment rather than write-downs of such assets. Management has reviewed this update and other ASUs that were subsequently issued to further clarify the implementation guidance outlined in ASU 2016-13. We adopted the amendments of these ASUs as of January 1, 2023. Upon adoption, we recorded an increase to the allowance for credit losses on loans held-for-investment of $5.3 million, a reduction in the allowance for credit losses on unfunded commitments of $0.2 million, an increase to deferred tax assets of $1.2 million, and a corresponding one-time cumulative reduction to retained earnings, net of tax, of $3.8 million in the consolidated balance sheet as of January 1, 2023. The adoption of this ASU, as it relates to available-for-sale debt securities and held-to-maturity debt securities, did not have a material impact on the consolidated financial statements as of January 1, 2023. Recent Accounting Pronouncements Not Yet Adopted - ASU No. 2023-07, “Segment Reporting (Topic 280): Improvements to Reportable Segment Disclosures.” ASU 2023-07 expands segment disclosure requirements for public entities to require disclosure of significant segment expenses and other segment items on an annual and interim basis and to provide in interim periods all disclosures about a reportable segment’s profit or loss and assets that are currently required annually. ASU 2023-07 is effective for fiscal years beginning after December 15, 2023, and interim periods within fiscal years beginning after December 15, 2024. Early adoption is permitted. ASU 2023-07 is not expected to have a significant impact on our financial statements. ASU No. 2023-09, “Income Taxes (Topic 740): Improvements to Income Tax Disclosures.” ASU 2023-09 requires public business entities to disclose in their rate reconciliation table additional categories of information about federal, state and foreign income taxes and to provide more details about the reconciling items in some categories if items meet a quantitative threshold. ASU 2023-09 also requires all entities to disclose income taxes paid, net of refunds, disaggregated by federal, state and foreign taxes for annual periods and to disaggregate the information by jurisdiction based on a quantitative threshold, among other things. ASU 2023-09 is effective for us on January 1, 2026, although early adoption is permitted. ASU 2023-09 is not expected to have a significant impact on our financial statements.

Securities (Tables)

Securities (Tables)	6 Months Ended
	Jun. 30, 2024
Investments, Debt and Equity Securities [Abstract]
Schedule of Available-for-sale Securities	The amortized cost, gross unrealized gains and losses, and fair values of available-for-sale and held-to-maturity debt securities by type follows as of: Amortized Gross Gross Estimated June 30, 2024 Available-for-sale: U.S. treasury $ 43,450 $ — $ (4,103) $ 39,347 U.S. agency 1,223 — (21) 1,202 Obligations of states and political subdivisions 27,474 86 (1,589) 25,971 Mortgage backed - residential 115,149 101 (15,515) 99,735 Collateralized mortgage obligations 194,419 3 (20,730) 173,692 Mortgage backed - commercial 149,364 503 (13,620) 136,247 Other debt 15,003 452 — 15,455 Total available-for-sale $ 546,082 $ 1,145 $ (55,578) $ 491,649 Held-to-maturity: Obligations of states and political subdivisions $ 25,627 $ — $ (4,338) $ 21,289 Mortgage backed - residential 7,119 1 (640) 6,480 Collateralized mortgage obligations 3,564 — (249) 3,315 Total held-to-maturity $ 36,310 $ 1 $ (5,227) $ 31,084 December 31, 2023 Available-for-sale: U.S. treasury $ 58,468 $ — $ (4,234) $ 54,234 U.S. agency 1,872 — (33) 1,839 Obligations of states and political subdivisions 29,979 — (4,009) 25,970 Mortgage backed - residential 121,288 119 (14,974) 106,433 Collateralized mortgage obligations 203,394 — (21,861) 181,533 Mortgage backed - commercial 145,062 497 (14,367) 131,192 Other debt 16,792 — (1,236) 15,556 Total available-for-sale $ 576,855 $ 616 $ (60,714) $ 516,757 Held-to-maturity: Obligations of states and political subdivisions $ 25,542 $ 3 $ (3,987) $ 21,558 Mortgage backed - residential 7,548 2 (560) 6,990 Collateralized mortgage obligations 3,893 — (260) 3,633 Total held-to-maturity $ 36,983 $ 5 $ (4,807) $ 32,181
Schedule of Held-to-maturity Securities	The amortized cost, gross unrealized gains and losses, and fair values of available-for-sale and held-to-maturity debt securities by type follows as of: Amortized Gross Gross Estimated June 30, 2024 Available-for-sale: U.S. treasury $ 43,450 $ — $ (4,103) $ 39,347 U.S. agency 1,223 — (21) 1,202 Obligations of states and political subdivisions 27,474 86 (1,589) 25,971 Mortgage backed - residential 115,149 101 (15,515) 99,735 Collateralized mortgage obligations 194,419 3 (20,730) 173,692 Mortgage backed - commercial 149,364 503 (13,620) 136,247 Other debt 15,003 452 — 15,455 Total available-for-sale $ 546,082 $ 1,145 $ (55,578) $ 491,649 Held-to-maturity: Obligations of states and political subdivisions $ 25,627 $ — $ (4,338) $ 21,289 Mortgage backed - residential 7,119 1 (640) 6,480 Collateralized mortgage obligations 3,564 — (249) 3,315 Total held-to-maturity $ 36,310 $ 1 $ (5,227) $ 31,084 December 31, 2023 Available-for-sale: U.S. treasury $ 58,468 $ — $ (4,234) $ 54,234 U.S. agency 1,872 — (33) 1,839 Obligations of states and political subdivisions 29,979 — (4,009) 25,970 Mortgage backed - residential 121,288 119 (14,974) 106,433 Collateralized mortgage obligations 203,394 — (21,861) 181,533 Mortgage backed - commercial 145,062 497 (14,367) 131,192 Other debt 16,792 — (1,236) 15,556 Total available-for-sale $ 576,855 $ 616 $ (60,714) $ 516,757 Held-to-maturity: Obligations of states and political subdivisions $ 25,542 $ 3 $ (3,987) $ 21,558 Mortgage backed - residential 7,548 2 (560) 6,990 Collateralized mortgage obligations 3,893 — (260) 3,633 Total held-to-maturity $ 36,983 $ 5 $ (4,807) $ 32,181
Schedule of Fair Value and Unrealized Losses on Debt Securities in Continuous Unrealized Loss Position	Fair value and unrealized losses on debt securities by type and length of time in a continuous unrealized loss position without an allowance for credit losses were as follows: Less than 12 months 12 months or longer Total Estimated Unrealized Estimated Unrealized Estimated Unrealized Number June 30, 2024 Available-for-sale: U.S. treasury $ — $ — $ 39,347 $ (4,103) $ 39,347 $ (4,103) 6 U.S. agency — — 1,202 (21) 1,202 (21) 7 Obligations of states and political subdivisions — — 18,404 (1,589) 18,404 (1,589) 14 Mortgage backed - residential 160 — 93,663 (15,515) 93,823 (15,515) 84 Collateralized mortgage obligations 10,852 (14) 155,960 (20,716) 166,812 (20,730) 62 Mortgage backed - commercial — — 115,798 (13,620) 115,798 (13,620) 23 Total available-for-sale $ 11,012 $ (14) $ 424,374 $ (55,564) $ 435,386 $ (55,578) 196 Held-to-maturity: Obligations of states and political subdivisions $ 329 $ (2) $ 20,960 $ (4,336) $ 21,289 $ (4,338) 9 Mortgage backed - residential — — 6,365 (640) 6,365 (640) 10 Collateralized mortgage obligations — — 3,315 (249) 3,315 (249) 5 Total held-to-maturity $ 329 $ (2) $ 30,640 $ (5,225) $ 30,969 $ (5,227) 24 Less than 12 months 12 months or longer Total Estimated Unrealized Estimated Unrealized Estimated Unrealized Number December 31, 2023 Available-for-sale: U.S. treasury $ — $ — $ 54,234 $ (4,234) $ 54,234 $ (4,234) 9 U.S. agency — — 1,839 (33) 1,839 (33) 7 Obligations of states and political subdivisions — — 25,970 (4,009) 25,970 (4,009) 19 Mortgage backed - residential — — 100,571 (14,974) 100,571 (14,974) 83 Collateralized mortgage obligations — — 181,533 (21,861) 181,533 (21,861) 65 Mortgage backed - commercial 4,721 (27) 114,625 (14,340) 119,346 (14,367) 24 Other debt — — 15,556 (1,236) 15,556 (1,236) 9 Total available-for-sale $ 4,721 $ (27) $ 494,328 $ (60,687) $ 499,049 $ (60,714) 216 Held-to-maturity: Obligations of states and political subdivisions $ — $ — $ 21,223 $ (3,987) $ 21,223 $ (3,987) 8 Mortgage backed - residential — — 6,845 (560) 6,845 (560) 10 Collateralized mortgage obligations — — 3,633 (260) 3,633 (260) 5 Total held-to-maturity $ — $ — $ 31,701 $ (4,807) $ 31,701 $ (4,807) 23
Schedule of Amortized Cost and Estimated Fair Value of Debt Securities by Contractual Maturity	The amortized cost and fair value of our debt securities by contractual maturity as of June 30, 2024 are summarized in the following table. Maturities are based on the final contractual payment dates and do not reflect the impact of prepayments or earlier redemptions that may occur. Amortized Estimated Available-for-sale: Due within 1 year $ 13,950 $ 13,706 Due after 1 year through 5 years 78,651 73,432 Due after 5 years through 10 years 144,502 132,190 Due after 10 years 308,979 272,321 Total available-for-sale $ 546,082 $ 491,649 Held-to-maturity: Due after 1 year through 5 years $ 912 $ 883 Due after 5 years through 10 years 702 671 Due after 10 years 34,696 29,530 Total held-to-maturity $ 36,310 $ 31,084

Loans (Tables)

Loans (Tables)	6 Months Ended
	Jun. 30, 2024
Receivables [Abstract]
Schedule of Loans Held for Investment	Loans held-for-investment by portfolio type consist of the following as of: June 30, December 31, Commercial and industrial $ 2,431,110 $ 2,467,688 Commercial real estate: Non-owner occupied 866,999 812,235 Owner occupied 660,511 635,365 Construction and land 350,878 345,430 Multifamily 94,220 103,066 Total commercial real estate 1,972,608 1,896,096 Residential real estate 1,146,989 1,110,610 Public finance 537,872 602,913 Consumer 42,129 36,371 Other 206,454 153,418 Total loans $ 6,337,162 $ 6,267,096 Allowance for credit losses (78,960) (80,398) Loans, net of allowance for credit losses $ 6,258,202 $ 6,186,698
Schedule of Allowance for Credit Losses by Portfolio Type	The following table presents the activity in the allowance for credit losses by portfolio type for the three months ended June 30,: Commercial Commercial Residential Public Consumer Other Total 2024 Allowance for credit losses: Balance, beginning of period $ 28,270 $ 29,333 $ 14,989 $ 5,778 $ 624 $ 835 $ 79,829 Provision (benefit) for credit losses (1,025) 581 1,031 143 171 239 1,140 Loans charged off (2,261) — (38) — (161) — (2,460) Recoveries 414 5 — — 32 — 451 Balance, end of period $ 25,398 $ 29,919 $ 15,982 $ 5,921 $ 666 $ 1,074 $ 78,960 2023 Allowance for credit losses: Balance, beginning of period $ 28,545 $ 24,186 $ 14,165 $ 5,549 $ 676 $ 1,338 $ 74,459 Provision (benefit) for credit losses 5,343 (2,588) 773 (43) 225 (90) 3,620 Loans charged off (729) — — — (68) — (797) Recoveries 38 — 21 — 21 — 80 Balance, end of period $ 33,197 $ 21,598 $ 14,959 $ 5,506 $ 854 $ 1,248 $ 77,362 The following table presents the activity in the allowance for credit losses by portfolio type for the six months ended June 30,: Commercial Commercial Residential Public Consumer Other Total 2024 Allowance for credit losses: Balance, beginning of period $ 29,523 $ 27,546 $ 16,345 $ 5,337 $ 717 $ 930 $ 80,398 Provision (benefit) for credit losses 15,041 2,368 (333) 584 196 144 18,000 Loans charged-off (19,627) — (38) — (301) — (19,966) Recoveries 461 5 8 — 54 — 528 Balance, end of period $ 25,398 $ 29,919 $ 15,982 $ 5,921 $ 666 $ 1,074 $ 78,960 2023 Allowance for credit losses: Balance, beginning of period $ 40,785 $ 19,754 $ 2,963 $ 1,664 $ 352 $ 399 $ 65,917 Impact of adopting ASC 326 (13,583) 3,867 10,256 3,890 249 577 5,256 Provision (benefit) for credit losses 6,689 (2,026) 1,719 (48) 354 272 6,960 Loans charged-off (788) — — — (132) — (920) Recoveries 94 3 21 — 31 — 149 Balance, end of period $ 33,197 $ 21,598 $ 14,959 $ 5,506 $ 854 $ 1,248 $ 77,362 The following table presents information about collateral dependent loans that were individually evaluated for purposes of determining the ACL as of: Collateral Dependent Loans Collateral Dependent Loans Total Collateral Dependent Loans Amortized Cost Related Allowance Amortized Cost Amortized Cost Related Allowance June 30, 2024 Commercial & industrial $ 9,867 $ 3,270 $ 9,658 $ 19,525 $ 3,270 Commercial real estate: Non-owner occupied 3,842 147 4,321 8,163 147 Owner occupied 330 274 1,016 1,346 274 Construction and land — — 179 179 — Total commercial real estate 4,172 421 5,516 9,688 421 Residential real estate 2,285 184 21,120 23,405 184 Public Finance 7,226 1,460 — 7,226 1,460 Consumer 4 4 — 4 4 Other 2,391 66 225 2,616 66 Total loans $ 25,945 $ 5,405 $ 36,519 $ 62,464 $ 5,405 December 31, 2023 Commercial & industrial $ 5,084 $ 2,328 $ 2,920 $ 8,004 $ 2,328 Commercial real estate: Non-owner occupied — — 3,844 3,844 — Owner occupied — — 34 34 — Construction and land — — 185 185 — Total commercial real estate — — 4,063 4,063 — Residential real estate 1,551 103 20,862 22,413 103 Consumer 10 10 — 10 10 Other 2,391 102 446 2,837 102 Total loans $ 9,036 $ 2,543 $ 28,291 $ 37,327 $ 2,543
Schedule of Aging of Loan Portfolio	The following table presents our loan portfolio aging analysis as of: Loans Loans Loans Loans Greater Nonaccrual Total June 30, 2024 Commercial and industrial $ 2,407,599 $ 2,189 $ 1,794 $ 3 $ 19,525 $ 2,431,110 Commercial real estate: Non-owner occupied 858,557 279 — — 8,163 866,999 Owner occupied 658,533 — 632 — 1,346 660,511 Construction and land 349,923 — 776 — 179 350,878 Multifamily 94,220 — — — — 94,220 Total commercial real estate 1,961,233 279 1,408 — 9,688 1,972,608 Residential real estate 1,118,250 1,104 4,139 91 23,405 1,146,989 Public Finance 530,646 — — — 7,226 537,872 Consumer 42,067 52 6 — 4 42,129 Other 203,838 — — — 2,616 206,454 Total loans $ 6,263,633 $ 3,624 $ 7,347 $ 94 $ 62,464 $ 6,337,162 December 31, 2023 Commercial and industrial $ 2,420,775 $ 10,117 $ 3,782 $ 25,010 $ 8,004 $ 2,467,688 Commercial real estate: Non-owner occupied 796,477 1,063 10,851 — 3,844 812,235 Owner occupied 626,424 8,269 — 638 34 635,365 Construction and land 345,245 — — — 185 345,430 Multifamily 103,066 — — — — 103,066 Total commercial real estate 1,871,212 9,332 10,851 638 4,063 1,896,096 Residential real estate 1,065,438 19,261 3,330 168 22,413 1,110,610 Public Finance 602,913 — — — — 602,913 Consumer 36,357 4 — — 10 36,371 Other 141,794 8,787 — — 2,837 153,418 Total loans $ 6,138,489 $ 47,501 $ 17,963 $ 25,816 $ 37,327 $ 6,267,096
Schedule of Amortized Costs by Segment of Loans and Credit Risk Profile of Loan Portfolio	The following table presents the amortized cost by segment of loans by risk category and origination date as of June 30, 2024 and gross charge-offs by origination date for the six months ended June 30, 2024: 2024 2023 2022 2021 2020 Prior Revolving Loans Converted to Term Revolving Total Commercial and industrial: Pass $ 211,910 $ 349,984 $ 370,304 $ 282,609 $ 108,119 $ 70,832 $ 52,230 $ 763,198 $ 2,209,186 Pass/Watch — 5,853 4,953 8,443 2,692 2,373 17,969 42,316 84,599 Special Mention 545 2,812 36,840 — 2,511 1,006 — 7,448 51,162 Substandard - Accruing — 5,925 11,022 28,474 4,100 4,539 1,123 11,455 66,638 Substandard - Nonaccrual — 715 — 2,032 3,180 2,044 3,331 852 12,154 Doubtful — — — 6,147 449 525 250 — 7,371 Total commercial and industrial $ 212,455 $ 365,289 $ 423,119 $ 327,705 $ 121,051 $ 81,319 $ 74,903 $ 825,269 $ 2,431,110 Gross charge-offs $ — $ — $ — $ 19,624 $ 1 $ 2 $ — $ — $ 19,627 Commercial real estate: Non-owner occupied: Pass $ 25,890 $ 65,486 $ 132,515 $ 142,877 $ 133,598 $ 236,049 $ 18,513 $ 50,147 $ 805,075 Pass/Watch — — — 23,497 2,791 5,742 1,229 7,006 40,265 Special Mention — — — — — — — — — Substandard - Accruing — 2,714 — — 1,516 7,727 1,539 — 13,496 Substandard - Nonaccrual — — 3,552 — — 4,611 — — 8,163 Total non-owner occupied $ 25,890 $ 68,200 $ 136,067 $ 166,374 $ 137,905 $ 254,129 $ 21,281 $ 57,153 $ 866,999 Gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Owner occupied: Pass $ 63,152 $ 88,206 $ 82,066 $ 85,948 $ 91,583 $ 177,843 $ 2,735 $ 5,577 $ 597,110 Pass/Watch — 590 889 — 15,165 5,838 — — 22,482 Special Mention — — 487 9,797 656 2,692 — — 13,632 Substandard - Accruing — 3,158 453 1,548 2,969 17,813 — — 25,941 Substandard - Nonaccrual — — — — 330 1,016 — — 1,346 Total owner occupied $ 63,152 $ 91,954 $ 83,895 $ 97,293 $ 110,703 $ 205,202 $ 2,735 $ 5,577 $ 660,511 Gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Construction & land: Pass $ 2,839 $ 45,380 $ 179,795 $ 28,653 $ 16,689 $ 15,793 $ 21,144 $ 414 $ 310,707 Pass/Watch — — — — — 19 — — 19 Special Mention — — 31,929 — 1,564 — — — 33,493 Substandard - Accruing — — — — 6,480 — — — 6,480 Substandard - Nonaccrual — — — — 179 — — — 179 Total construction & land $ 2,839 $ 45,380 $ 211,724 $ 28,653 $ 24,912 $ 15,812 $ 21,144 $ 414 $ 350,878 Gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Multifamily: Pass $ 4,441 $ 1,350 $ 36,493 $ 33,246 $ 5,039 $ 8,081 $ 5,570 $ — $ 94,220 Total multifamily $ 4,441 $ 1,350 $ 36,493 $ 33,246 $ 5,039 $ 8,081 $ 5,570 $ — $ 94,220 Gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — 2024 2023 2022 2021 2020 Prior Revolving Loans Converted to Term Revolving Total Total commercial real estate: Pass $ 96,322 $ 200,422 $ 430,869 $ 290,724 $ 246,909 $ 437,766 $ 47,962 $ 56,138 $ 1,807,112 Pass/Watch — 590 889 23,497 17,956 11,599 1,229 7,006 62,766 Special Mention — — 32,416 9,797 2,220 2,692 — — 47,125 Substandard - Accruing — 5,872 453 1,548 10,965 25,540 1,539 — 45,917 Substandard - Nonaccrual — — 3,552 — 509 5,627 — — 9,688 Total commercial real estate: $ 96,322 $ 206,884 $ 468,179 $ 325,566 $ 278,559 $ 483,224 $ 50,730 $ 63,144 $ 1,972,608 Gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Residential real estate: Pass $ 65,063 $ 152,624 $ 568,587 $ 113,410 $ 36,616 $ 165,412 $ 2,384 $ 9,009 $ 1,113,105 Pass/Watch — 1,527 2,220 615 91 3,636 65 — 8,154 Special Mention — — 354 — — 1,871 — — 2,225 Substandard - Accruing — — — — — 100 — — 100 Substandard - Nonaccrual — — 9,463 3,955 2,531 7,425 — 31 23,405 Total residential real estate $ 65,063 $ 154,151 $ 580,624 $ 117,980 $ 39,238 $ 178,444 $ 2,449 $ 9,040 $ 1,146,989 Gross charge-offs $ — $ — $ — $ — $ — $ 38 $ — $ — $ 38 Public Finance: Pass $ — $ 20,131 $ — $ 43,531 $ 134,847 $ 329,548 $ — $ 2,589 $ 530,646 Substandard - Nonaccrual — — — — — 7,226 — — 7,226 Total public finance $ — $ 20,131 $ — $ 43,531 $ 134,847 $ 336,774 $ — $ 2,589 $ 537,872 Gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Consumer: Pass $ 2,905 $ 2,246 $ 1,684 $ 4,411 $ 8,286 $ 5,327 $ 51 $ 16,418 $ 41,328 Pass/Watch — 8 47 112 194 355 1 62 779 Special Mention — — — 2 — — — — 2 Substandard - Accruing — — — — — — 16 — 16 Substandard - Nonaccrual — — — 4 — — — — 4 Total consumer $ 2,905 $ 2,254 $ 1,731 $ 4,529 $ 8,480 $ 5,682 $ 68 $ 16,480 $ 42,129 Gross charge-offs $ — $ 3 $ 7 $ 1 $ 140 $ 4 $ 10 $ 136 $ 301 Other: Pass $ 24,057 $ 12,675 $ 7,748 $ 12,418 $ 483 $ 8,483 $ 4,900 $ 128,774 $ 199,538 Pass/Watch — — — 4,300 — — — — 4,300 Substandard - Nonaccrual — — — — — 2,391 225 — 2,616 Total other $ 24,057 $ 12,675 $ 7,748 $ 16,718 $ 483 $ 10,874 $ 5,125 $ 128,774 $ 206,454 Gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Total loans: Pass $ 400,257 $ 738,082 $ 1,379,192 $ 747,103 $ 535,260 $ 1,017,368 $ 107,527 $ 976,126 $ 5,900,915 Pass/Watch — 7,978 8,109 36,967 20,933 17,963 19,264 49,384 160,598 Special Mention 545 2,812 69,610 9,799 4,731 5,569 — 7,448 100,514 Substandard - Accruing — 11,797 11,475 30,022 15,065 30,179 2,678 11,455 112,671 Substandard - Nonaccrual — 715 13,015 5,991 6,220 24,713 3,556 883 55,093 Doubtful — — — 6,147 449 525 250 — 7,371 Total loans $ 400,802 $ 761,384 $ 1,481,401 $ 836,029 $ 582,658 $ 1,096,317 $ 133,275 $ 1,045,296 $ 6,337,162 Gross charge-offs $ — $ 3 $ 7 $ 19,625 $ 141 $ 44 $ 10 $ 136 $ 19,966 The following table presents the amortized cost by segment of loans by risk category and origination date as of December 31, 2023 and gross charge-offs by origination date for the year ended December 31, 2023: 2023 2022 2021 2020 2019 Prior Revolving Loans Converted to Term Revolving Total Commercial and industrial: Pass $ 384,720 $ 432,903 $ 342,394 $ 143,636 $ 41,667 $ 39,972 $ 39,098 $ 786,059 $ 2,210,449 Pass/Watch 4,052 2,543 18,832 4,595 1,603 2,441 1,273 93,951 129,290 Special Mention 3,759 47,071 2,253 2,281 659 731 3,334 6,729 66,817 Substandard - Accruing 2,992 362 33,625 4,316 1,338 3,542 3,044 3,909 53,128 Substandard - Nonaccrual — — 690 4,122 1,110 364 96 248 6,630 Doubtful — — — 490 547 33 304 — 1,374 Total commercial and industrial $ 395,523 $ 482,879 $ 397,794 $ 159,440 $ 46,924 $ 47,083 $ 47,149 $ 890,896 $ 2,467,688 Gross charge-offs $ — $ — $ 2,786 $ 3,096 $ — $ 368 $ 2,992 $ — $ 9,242 Commercial real estate: Non-owner occupied: Pass $ 55,581 $ 117,162 $ 136,361 $ 116,402 $ 60,535 $ 176,308 $ 19,256 $ 71,322 $ 752,927 Pass/Watch — — — 3,791 6,342 24,620 1,277 — 36,030 Special Mention 2,717 — — — — — 1,582 — 4,299 Substandard - Accruing — 3,561 — 1,880 — 9,694 — — 15,135 Substandard - Nonaccrual — — — — — 3,844 — — 3,844 Total non-owner occupied $ 58,298 $ 120,723 $ 136,361 $ 122,073 $ 66,877 $ 214,466 $ 22,115 $ 71,322 $ 812,235 Gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Owner occupied: Pass $ 87,167 $ 83,308 $ 105,935 $ 102,885 $ 64,134 $ 123,199 $ 2,961 $ 6,103 $ 575,692 Pass/Watch 600 902 — 15,541 2,896 2,520 — 1,615 24,074 Special Mention — 493 5,745 306 1,092 2,834 — — 10,470 Substandard - Accruing 2,295 460 1,204 3,027 2,259 15,850 — — 25,095 Substandard - Nonaccrual — — — — — 34 — — 34 Total owner occupied $ 90,062 $ 85,163 $ 112,884 $ 121,759 $ 70,381 $ 144,437 $ 2,961 $ 7,718 $ 635,365 Gross charge-offs $ — $ — $ — $ — $ — $ 83 $ — $ — $ 83 Construction & land: Pass $ 44,496 $ 171,411 $ 32,176 $ 28,221 $ 13,459 $ 8,718 $ 21,600 $ 1,913 $ 321,994 Pass/Watch — — 13,036 6,541 — 15 — — 19,592 Special Mention — — 1,381 2,278 — — — — 3,659 Substandard - Nonaccrual — — — 185 — — — — 185 Total construction & land $ 44,496 $ 171,411 $ 46,593 $ 37,225 $ 13,459 $ 8,733 $ 21,600 $ 1,913 $ 345,430 Gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Multifamily: Pass $ 1,359 $ 36,852 $ 36,537 $ 12,838 $ 2,716 $ 5,885 $ — $ 5,574 $ 101,761 Special Mention — — — — 1,305 — — — 1,305 Total multifamily $ 1,359 $ 36,852 $ 36,537 $ 12,838 $ 4,021 $ 5,885 $ — $ 5,574 $ 103,066 Gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — 2023 2022 2021 2020 2019 Prior Revolving Loans Converted to Term Revolving Total Total commercial real estate: Pass $ 188,603 $ 408,733 $ 311,009 $ 260,346 $ 140,844 $ 314,110 $ 43,817 $ 84,912 $ 1,752,374 Pass/Watch 600 902 13,036 25,873 9,238 27,155 1,277 1,615 79,696 Special Mention 2,717 493 7,126 2,584 2,397 2,834 1,582 — 19,733 Substandard - Accruing 2,295 4,021 1,204 4,907 2,259 25,544 — — 40,230 Substandard - Nonaccrual — — — 185 — 3,878 — — 4,063 Total commercial real estate: $ 194,215 $ 414,149 $ 332,375 $ 293,895 $ 154,738 $ 373,521 $ 46,676 $ 86,527 $ 1,896,096 Gross charge-offs $ — $ — $ — $ — $ — $ 83 $ — $ — $ 83 Residential real estate: Pass $ 153,327 $ 573,624 $ 116,695 $ 38,309 $ 38,121 $ 141,216 $ 1,857 $ 13,540 $ 1,076,689 Pass/Watch 155 1,181 28 — 269 4,667 176 — 6,476 Special Mention — — — — 254 1,465 — — 1,719 Substandard - Accruing — 3,199 — — — 114 — — 3,313 Substandard - Nonaccrual — 6,704 3,169 2,214 4,009 6,267 16 34 22,413 Total residential real estate $ 153,482 $ 584,708 $ 119,892 $ 40,523 $ 42,653 $ 153,729 $ 2,049 $ 13,574 $ 1,110,610 Gross charge-offs $ — $ — $ — $ 13 $ — $ — $ — $ — $ 13 Public Finance: Pass $ 37,074 $ — $ 43,512 $ 174,907 $ 201,575 $ 135,326 $ — $ 3,051 $ 595,445 Substandard - Accruing — — — — 7,468 — — — 7,468 Total public finance $ 37,074 $ — $ 43,512 $ 174,907 $ 209,043 $ 135,326 $ — $ 3,051 $ 602,913 Gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Consumer: Pass $ 3,232 $ 2,183 $ 5,347 $ 9,414 $ 3,482 $ 2,555 $ 2 $ 9,491 $ 35,706 Pass/Watch — 53 108 99 145 153 1 46 605 Special Mention — — 13 7 — — — — 20 Substandard - Accruing — — — — — — 30 — 30 Substandard - Nonaccrual — 4 6 — — — — — 10 Total consumer $ 3,232 $ 2,240 $ 5,474 $ 9,520 $ 3,627 $ 2,708 $ 33 $ 9,537 $ 36,371 Gross charge-offs $ — $ — $ 11 $ 8 $ 111 $ 32 $ 3 $ 169 $ 334 Other: Pass $ 5,890 $ 7,802 $ 13,198 $ 806 $ 282 $ 10,227 $ 4,859 $ 100,183 $ 143,247 Pass/Watch — — 7,334 — — — — — 7,334 Substandard - Nonaccrual — — — — 2,391 — 446 — 2,837 Total other $ 5,890 $ 7,802 $ 20,532 $ 806 $ 2,673 $ 10,227 $ 5,305 $ 100,183 $ 153,418 Gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Total loans: Pass $ 772,846 $ 1,425,245 $ 832,155 $ 627,418 $ 425,971 $ 643,406 $ 89,633 $ 997,236 $ 5,813,910 Pass/Watch 4,807 4,679 39,338 30,567 11,255 34,416 2,727 95,612 223,401 Special Mention 6,476 47,564 9,392 4,872 3,310 5,030 4,916 6,729 88,289 Substandard - Accruing 5,287 7,582 34,829 9,223 11,065 29,200 3,074 3,909 104,169 Substandard - Nonaccrual — 6,708 3,865 6,521 7,510 10,509 558 282 35,953 Doubtful — — — 490 547 33 304 — 1,374 Total loans $ 789,416 $ 1,491,778 $ 919,579 $ 679,091 $ 459,658 $ 722,594 $ 101,212 $ 1,103,768 $ 6,267,096 Gross charge-offs $ — $ — $ 2,797 $ 3,117 $ 111 $ 483 $ 2,995 $ 169 $ 9,672
Financing Receivable, Loan Modification	The following tables present loan modifications for borrowers experiencing financial difficulty for the three and six months ended June 30, 2024 and 2023, segregated by modification type, regardless of whether such modifications resulted in a new loan. For the three months ended June 30,: Payment Interest Rate Reduction % of 2024 Commercial and industrial $ 2,727 $ — 0.1 % Commercial real estate: Owner occupied — 2,088 0.3 % Total commercial real estate — 2,088 0.1 % Total loans $ 2,727 $ 2,088 0.1 % There were no loan modifications for borrowers experiencing financial difficulty for the three months ended June 30, 2023. For the six months ended June 30,: Payment Interest Rate Reduction % of 2024 Commercial and industrial $ 10,227 $ — 0.4 % Commercial real estate: Owner occupied — 2,726 0.4 % Total commercial real estate — 2,726 0.1 % Total loans $ 10,227 $ 2,726 0.2 % 2023 Commercial and industrial $ 270 $ — — % Commercial real estate: Owner occupied — 1,136 0.2 % Total commercial real estate — 1,136 0.1 % Total loans $ 270 $ 1,136 — % Loans Loans Loans Loans Greater Nonaccrual Total Commercial and industrial $ 9,916 $ — $ — $ — $ 311 $ 10,227 Commercial real estate: Owner occupied 3,224 — — — 639 3,863 Total loans $ 13,140 $ — $ — $ — $ 950 $ 14,090

Mortgage Servicing Rights (Tabl

Mortgage Servicing Rights (Tables)	6 Months Ended
	Jun. 30, 2024
Transfers and Servicing [Abstract]
Schedule of Unpaid Principal Loan Balance of Servicing Portfolio	The unpaid principal loan balance of our servicing portfolio is presented in the following table as of: June 30, December 31, 2023 Federal National Mortgage Association $ 2,497,478 $ 2,478,732 Federal Home Loan Mortgage Corporation 1,837,908 1,736,329 Government National Mortgage Association 1,174,413 1,094,438 Federal Home Loan Bank 100,765 105,702 Other 1,218 1,258 Total $ 5,611,782 $ 5,416,459
Schedule of Mortgage Servicing Rights at Fair Value	The activity of MSRs carried at fair value is as follows: For the three months ended June 30, For the six months ended June 30, 2024 2023 2024 2023 Balance, beginning of period $ 78,416 $ 73,424 $ 76,701 $ 74,097 Additions: Servicing resulting from transfers of financial assets 3,266 2,897 5,297 4,944 Changes in fair value: Due to changes in valuation inputs or assumptions used in the valuation model 821 3,846 2,094 2,678 Changes in fair value due to pay-offs, pay-downs, and runoff (1,759) (1,777) (3,348) (3,329) Balance, end of period $ 80,744 $ 78,390 $ 80,744 $ 78,390
Schedule of Weighted-Average key Assumptions Used to Estimate Fair Value of Mortgage Servicing Rights	The following represents the weighted-average key assumptions used to estimate the fair value of MSRs as of: June 30, December 31, June 30, Discount rate 10.14 % 10.06 % 11.19 % Total prepayment speeds 8.14 % 7.79 % 7.56 % Cost of servicing each loan $91/per loan $90/per loan $89/per loan
Schedule of Servicing and Ancillary Fees from Mortgage Servicing Portfolio	Total servicing and ancillary fees earned from the mortgage servicing portfolio is presented in the following table: For the three months ended June 30, For the six months ended June 30, 2024 2023 2024 2023 Servicing fees $ 3,940 $ 3,684 $ 7,825 $ 7,306 Late and ancillary fees 215 169 434 354 Total $ 4,155 $ 3,853 $ 8,259 $ 7,660

Derivative Financial Instrume_2

Derivative Financial Instruments (Tables)	6 Months Ended
	Jun. 30, 2024
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Schedule of Derivative Instruments	The components of our banking derivative financial instruments consisted of the following as of: Number of Expiration Outstanding Estimated June 30, 2024 Derivative financial instruments designated as hedging instruments: Assets: Interest Rate Products 31 2028 - 2036 $ 180,080 $ 15,547 Derivative financial instruments not designated as hedging instruments: Assets: Interest Rate Products 50 2024 - 2037 $ 394,710 $ 24,108 Other 3 2025 $ 7,759 $ — Liabilities: Interest Rate Products 50 2024 - 2037 $ 394,710 $ 23,897 Other 2 2028 $ 6,168 $ 14 December 31, 2023 Derivative financial instruments designated as hedging instruments: Assets: Interest Rate Products 32 2028 - 2036 $ 195,935 $ 12,737 Derivative financial instruments not designated as hedging instruments: Assets: Interest Rate Products 49 2024 - 2037 $ 396,111 $ 19,931 Other 1 2025 $ 14,638 $ 7 Liabilities: Interest Rate Products 49 2024 - 2037 $ 396,111 $ 19,869 Other 2 2028 $ 6,168 $ 30 The components of our mortgage banking derivative financial instruments consisted of the following as of: Expiration Outstanding Estimated June 30, 2024 Derivative financial instruments Assets: Futures 2024 $ 32,500 $ 394 Forward MBS trades 2024 $ 101,000 $ 266 Interest rate lock commitments (IRLC) 2024 $ 85,573 $ 365 December 31, 2023 Derivative financial instruments Assets: Forward MBS trades 2024 $ 28,700 $ 2,153 Interest rate lock commitments (IRLC) 2024 $ 41,404 $ 252 Liabilities: Forward MBS trades 2024 $ 77,000 $ 606
Schedule of Derivative Instruments, Gain (Loss)	We recorded gains and losses on banking derivative assets and liabilities as follows: For the three months ended June 30, For the six months ended June 30, 2024 2023 2024 2023 Recorded gain on banking derivative assets $ 3,257 $ 7,605 $ 9,642 $ 5,045 Recorded loss on banking derivative liabilities $ (3,251) $ (7,487) $ (9,483) $ (5,231) We recorded gains and losses on mortgage banking derivative assets and liabilities as follows: For the three months ended June 30, For the six months ended June 30, 2024 2023 2024 2023 Recorded loss on mortgage banking derivative assets $ (1,065) $ (1,154) $ (1,007) $ (304) Recorded gain (loss) on mortgage banking derivative liabilities $ — $ 495 $ — $ (40)

Deposits (Tables)

Deposits (Tables)	6 Months Ended
	Jun. 30, 2024
Statistical Disclosure for Banks [Abstract]
Schedule of Composition of Deposits	The composition of our deposits is as follows as of: June 30, December 31, Noninterest-bearing demand deposit accounts $ 1,562,308 $ 1,530,506 Interest-bearing deposit accounts: Interest-bearing demand accounts 538,232 534,540 Savings accounts and money market accounts 2,505,439 2,446,632 NOW accounts 42,687 56,819 Certificate of deposit accounts: Less than $100 888,017 714,171 $100 through $250 560,046 569,696 Greater than $250 522,796 521,739 Total interest-bearing deposit accounts 5,057,217 4,843,597 Total deposits $ 6,619,525 $ 6,374,103
Schedule of Interest Expense Incurred on Deposits	The following table summarizes the interest expense incurred on our deposits: For the three months ended June 30, For the six months ended June 30, 2024 2023 2024 2023 Interest-bearing deposit accounts: Interest-bearing demand accounts $ 5,759 $ 2,045 $ 10,478 $ 3,220 Savings accounts and money market accounts 11,213 6,365 21,884 11,878 NOW accounts 137 79 279 138 Certificate of deposit accounts 21,375 12,240 42,233 19,672 Total interest-bearing deposit accounts $ 38,484 $ 20,729 $ 74,874 $ 34,908
Schedule of Remaining Maturity on Certificate of Deposit Accounts	The remaining maturity on certificate of deposit accounts is as follows as of: June 30, Remainder of 2024 $ 1,686,074 2025 259,129 2026 13,394 2027 4,617 2028 2,277 2029 2,808 Thereafter 2,560 Total certificate of deposit accounts $ 1,970,859

Securities Sold Under Agreeme_2

Securities Sold Under Agreements to Repurchase (Tables)	6 Months Ended
	Jun. 30, 2024
Carrying Value of Securities Sold under Repurchase Agreements and Deposits Received for Securities Loaned [Abstract]
Schedule of Information Concerning Securities Sold Under Agreements to Repurchase	Information concerning securities sold under agreements to repurchase is as follows as of and for the periods ended: June 30, December 31, Amount outstanding at period-end $ 20,408 $ 24,693 Average daily balance during the period $ 18,904 $ 28,316 Average interest rate during the period 1.07 % 0.84 % Maximum month-end balance during the period $ 24,240 $ 40,432 Weighted average interest rate at period-end 0.93 % 0.91 %

Debt (Tables)

Debt (Tables)	6 Months Ended
	Jun. 30, 2024
Debt Disclosure [Abstract]
Schedule of Advances and Other Borrowings Outstanding	The following is a breakdown of our FHLB advances and other borrowings outstanding as of: June 30, 2024 December 31, 2023 Amount Rate Weighted Amount Rate Variable rate line-of-credit advance $ — N/A N/A $ 389,468 5.55% Fixed rate term advances 145,000 5.61% - 5.67% 5.62% — N/A $ 145,000 $ 389,468

Earnings Per Share (Tables)

Earnings Per Share (Tables)	6 Months Ended
	Jun. 30, 2024
Earnings Per Share [Abstract]
Schedule of Computation of Basic and Diluted Earnings Per Share of Common Stock	The following table sets forth the computation of basic and diluted earnings per share of common stock: For the three months ended June 30, For the six months ended June 30, 2024 2023 2024 2023 Net income applicable to common stockholders $ 24,560 $ 28,006 $ 36,856 $ 54,287 Weighted Average Shares Weighted average common shares outstanding 27,430,761 24,933,664 27,224,968 24,928,485 Effect of dilutive securities Stock-based awards 601,195 272,695 600,221 440,217 Weighted average diluted common shares 28,031,956 25,206,359 27,825,189 25,368,702 Earnings per common share Basic earnings per common share $ 0.90 $ 1.12 $ 1.35 $ 2.18 Effect of dilutive securities Stock-based awards (0.02) (0.01) (0.03) (0.04) Diluted earnings per common share $ 0.88 $ 1.11 $ 1.32 $ 2.14

Stockholders' Equity (Tables)

Stockholders' Equity (Tables)	6 Months Ended
	Jun. 30, 2024
Equity [Abstract]
Schedule of Stock Option Activity	The following table presents stock options outstanding as of and for the six months ended June 30, 2024. Shares Weighted-Average Exercise Price, per Share Weighted-Average Remaining Contractual Term (years) Outstanding, beginning of period 1,245,000 $ 20.25 Exercised (26,943) 19.72 Outstanding, end of period 1,218,057 $ 20.27 3.81 Options vested or expected to vest 1,218,057 $ 20.27 Options exercisable, end of period 1,211,582 $ 20.20 3.79 The following table presents stock options outstanding as of and for the six months ended June 30, 2024. Shares Weighted-Average Exercise Price, per Share Weighted-Average Remaining Contractual Term (years) Outstanding, beginning of period 121,901 $ 23.26 Exercised (1,566) 17.24 Outstanding, vested, and exercisable, end of period 120,335 $ 23.34 3.66

Income Taxes (Tables)

Income Taxes (Tables)	6 Months Ended
	Jun. 30, 2024
Income Tax Disclosure [Abstract]
Schedule of Provision for Income Taxes	The provision for income tax is summarized as follows: For the three months ended June 30, For the six months ended June 30, 2024 2023 2024 2023 Provision for income taxes $ 6,538 $ 7,654 $ 9,528 $ 14,795 Effective tax provision rate 21.0 % 21.5 % 20.5 % 21.4 %

Regulatory Capital Matters (Tab

Regulatory Capital Matters (Tables)	6 Months Ended
	Jun. 30, 2024
Regulatory Capital Requirements under Banking Regulations [Abstract]
Schedule of Actual and Required Capital Amounts	Actual and required capital amounts for the Parent Company are as follows as of: Actual For Capital To be Well- Amount Ratio Amount Ratio Amount Ratio June 30, 2024 Total risk-based capital to risk-weighted assets: $ 1,071,535 14.95 % $ 573,269 8.00 % N/A N/A Tier 1 risk-based capital to risk-weighted assets: $ 916,893 12.80 % $ 429,952 6.00 % N/A N/A Common Equity Tier 1 (CET 1) to risk-weighted assets: $ 916,893 12.80 % $ 322,464 4.50 % N/A N/A Tier 1 leverage capital to average assets: $ 916,893 11.83 % $ 310,123 4.00 % N/A N/A December 31, 2023 Total risk-based capital to risk-weighted assets: $ 953,331 13.25 % $ 575,434 8.00 % N/A N/A Tier 1 risk-based capital to risk-weighted assets: $ 798,167 11.10 % $ 431,575 6.00 % N/A N/A Common Equity Tier 1 (CET 1) to risk-weighted assets: $ 798,167 11.10 % $ 323,682 4.50 % N/A N/A Tier 1 leverage capital to average assets: $ 798,167 10.52 % $ 303,410 4.00 % N/A N/A Actual and required capital amounts for the Bank are as follows as of: Actual For Capital To be Well- Amount Ratio Amount Ratio Amount Ratio June 30, 2024 Total risk-based capital to risk-weighted assets: $ 961,060 13.44 % $ 572,223 8.00 % $ 715,279 10.00 % Tier 1 risk-based capital to risk-weighted assets: $ 881,995 12.33 % $ 429,168 6.00 % $ 572,223 8.00 % Common Equity Tier 1 (CET 1) to risk-weighted assets: $ 881,995 12.33 % $ 321,876 4.50 % $ 464,931 6.50 % Tier 1 leverage capital to average assets: $ 881,995 11.38 % $ 310,138 4.00 % $ 387,673 5.00 % December 31, 2023 Total risk-based capital to risk-weighted assets: $ 918,050 12.79 % $ 574,280 8.00 % $ 717,850 10.00 % Tier 1 risk-based capital to risk-weighted assets: $ 838,199 11.68 % $ 430,710 6.00 % $ 574,280 8.00 % Common Equity Tier 1 (CET 1) to risk-weighted assets: $ 838,199 11.68 % $ 323,033 4.50 % $ 466,603 6.50 % Tier 1 leverage capital to average assets: $ 838,199 11.05 % $ 303,321 4.00 % $ 379,151 5.00 %

Fair Value Measurements (Tables

Fair Value Measurements (Tables)	6 Months Ended
	Jun. 30, 2024
Fair Value Disclosures [Abstract]
Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis	The following table sets forth our assets and liabilities measured at fair value on a recurring basis as of: Level 1 Level 2 Level 3 Quoted prices Significant Significant Total June 30, 2024 Available-for-sale securities $ 39,347 $ 452,302 $ — $ 491,649 Loans held-for-sale — 66,571 — 66,571 Mortgage servicing rights — — 80,744 80,744 Derivative financial instruments - assets — 40,680 — 40,680 Derivative financial instruments - liabilities — (23,911) — (23,911) Total $ 39,347 $ 535,642 $ 80,744 $ 655,733 December 31, 2023 Available-for-sale securities $ 54,234 $ 462,523 $ — $ 516,757 Loans held-for-sale — 54,212 — 54,212 Mortgage servicing rights — — 76,701 76,701 Derivative financial instruments - assets — 35,073 — 35,073 Derivative financial instruments - liabilities — (20,475) — (20,475) Total $ 54,234 $ 531,333 $ 76,701 $ 662,268
Schedule of Reconciliation for Level 3 Assets Measured at Fair Value on a Recurring Basis	The following table presents a reconciliation for our Level 3 assets measured at fair value on a recurring basis: For the three months ended June 30, For the six months ended June 30, 2024 2023 2024 2023 Balance, beginning of period $ 78,416 $ 73,424 $ 76,701 $ 74,097 Total (losses) gains included in earnings (938) 2,069 (1,254) (651) Purchases, issuances, sales and settlements: Issuances 3,266 2,897 5,297 4,944 Balance, end of period $ 80,744 $ 78,390 $ 80,744 $ 78,390
Schedule of Assets and Liabilities Measured at Fair Value on a Non-recurring	The following table sets forth our assets and liabilities that were measured at fair value on a non-recurring basis as of: Level 3 June 30, December 31, Collateral dependent loans: Commercial and industrial $ 6,597 $ 2,756 Commercial real estate 3,751 — Residential real estate 2,101 1,448 Public finance 5,766 — Other 2,325 2,289 Total collateral dependent loans $ 20,540 $ 6,493 Other real estate owned and foreclosed assets, net: Commercial real estate $ 3,134 $ 3,133 Residential real estate 1,363 967 Total other real estate owned and foreclosed assets, net: $ 4,497 $ 4,100
Schedule of Estimated Fair Values of Financial Instruments Not Carried at Fair Value	The carrying amounts and estimated fair values of financial instruments not carried at fair value are as follows as of: Estimated Fair Value Carrying Total Level 1 Level 2 Level 3 June 30, 2024 Assets: Cash and cash equivalents $ 535,766 $ 535,766 $ 535,766 $ — $ — Securities held-to-maturity 36,310 31,084 — 31,084 — Loans (excluding collateral dependent loans at fair value) 6,316,622 6,177,915 — — 6,177,915 Restricted equity securities 30,846 30,846 — 30,846 — Accrued interest receivable 37,892 37,892 — 2,277 35,615 Liabilities: Deposits (excluding demand deposits) $ 4,518,985 $ 4,509,757 $ 2,548,126 $ 1,961,631 $ — Securities sold under agreements to repurchase 20,408 20,408 — 20,408 — FHLB advances 145,000 145,000 — 145,000 — Subordinated debt, net 75,577 72,075 — 72,075 — Accrued interest payable 9,199 9,199 — 9,199 — December 31, 2023 Assets: Cash and cash equivalents $ 479,362 $ 479,362 $ 479,362 $ — $ — Securities held-to-maturity 36,983 32,181 — 32,181 — Loans (excluding collateral dependent loans at fair value) 6,260,603 6,121,749 — — 6,121,749 Restricted equity securities 38,072 38,072 — 38,072 — Accrued interest receivable 37,099 37,099 — 2,220 34,879 Liabilities: Deposits (excluding demand deposits) $ 4,309,057 $ 4,298,164 $ 2,503,451 $ 1,794,713 $ — Securities sold under agreements to repurchase 24,693 24,693 — 24,693 — FHLB advances 389,468 389,468 — 389,468 — Subordinated debt, net 75,313 72,073 — 72,073 — Accrued interest payable 13,580 13,580 — 13,580 —

Segment Information (Tables)

Segment Information (Tables)	6 Months Ended
	Jun. 30, 2024
Segment Reporting [Abstract]
Schedule of Segment Reporting Information	Significant segment totals are reconciled to the financial statements as follows for the three months ended June 30,: Banking Mortgage Operations Corporate Total Segments 2024 Summary of Operations Net interest income (expense) $ 69,651 $ 4,483 $ (1,235) $ 72,899 Provision for credit losses 169 1,031 — 1,200 Noninterest income: Service charges on deposit accounts 5,947 (1) — 5,946 Credit and debit card fees 3,006 1 — 3,007 Trust and investment advisory fees 1,493 — — 1,493 (Loss) income from mortgage banking services, net (584) 11,627 — 11,043 Other noninterest income 1,785 — — 1,785 Total noninterest income 11,647 11,627 — 23,274 Noninterest expense: Salary and employee benefits 31,009 8,430 389 39,828 Occupancy and equipment 7,845 812 44 8,701 Other noninterest expenses 10,238 4,148 960 15,346 Total noninterest expense 49,092 13,390 1,393 63,875 Income (loss) before income taxes $ 32,037 $ 1,689 $ (2,628) $ 31,098 Other Information Depreciation expense $ 1,460 $ 48 $ — $ 1,508 Identifiable assets $ 6,865,029 $ 996,995 $ 137,271 $ 7,999,295 Banking Mortgage Operations Corporate Total Segments 2023 Summary of Operations Net interest income (expense) $ 73,626 $ 1,479 $ (1,270) $ 73,835 Provision for credit losses 3,649 773 — 4,422 Noninterest income: Service charges on deposit accounts 5,358 — — 5,358 Credit and debit card fees 3,056 1 — 3,057 Trust and investment advisory fees 1,478 — — 1,478 (Loss) income from mortgage banking services, net (412) 12,071 — 11,659 Other noninterest income 2,738 — — 2,738 Total noninterest income 12,218 12,072 — 24,290 Noninterest expense: Salary and employee benefits 26,182 7,252 622 34,056 Occupancy 7,419 671 45 8,135 Other noninterest expenses 11,700 3,826 326 15,852 Total noninterest expense 45,301 11,749 993 58,043 Income (loss) before income taxes $ 36,894 $ 1,029 $ (2,263) $ 35,660 Other Information Depreciation expense $ 1,654 $ 59 $ — $ 1,713 Identifiable assets $ 6,886,328 $ 843,483 $ 67,533 $ 7,797,344

Lease Commitments (Tables)

Lease Commitments (Tables)	6 Months Ended
	Jun. 30, 2024
Leases [Abstract]
Schedule of Lease Commitments	June 30, December 31, ROU asset on leased property, gross $ 37,515 $ 36,520 Accumulated amortization (14,155) (12,293) ROU asset, net (included in prepaid expenses and other assets in our consolidated balance sheets) $ 23,360 $ 24,227 Lease liability (included in accrued expenses and other liabilities in our consolidated balance sheets) $ 25,556 $ 26,431 Weighted Average Remaining Life - Operating Leases 5.25 5.56 Weighted Average Rate - Operating Leases 2.36 % 2.10 % For the three months ended June 30, For the six months ended June 30, 2024 2023 2024 2023 Operating leases $ 1,945 $ 1,886 $ 3,867 $ 3,755 Short-term leases 47 54 94 100 Sublease income (78) (93) (123) (110) Net lease expense $ 1,914 $ 1,847 $ 3,838 $ 3,745
Schedule of Future Minimum Leases Payment	The following table reconciles future undiscounted lease payments due under non-cancelable operating leases to the aggregate operating lessee lease liability as of June 30, 2024: Remainder of 2024 $ 7,607 2025 5,857 2026 3,910 2027 2,963 2028 2,512 2029 4,135 Thereafter 228 Total undiscounted operating lease liability 27,212 Imputed interest 1,656 Total operating lease liability included in the accompanying balance sheet $ 25,556

Organization and Basis of Pre_3

Organization and Basis of Presentation - Narrative (Details) - USD ($) $ / shares in Units, $ in Thousands	Jun. 14, 2024	Apr. 30, 2024	Jan. 16, 2024	Jun. 30, 2024	Jun. 13, 2024	Mar. 31, 2024	Dec. 31, 2023	Jun. 30, 2023	Mar. 31, 2023	Jan. 01, 2023	Dec. 31, 2022
Business Acquisition [Line Items]
Common stock, value, issued				$ 3			$ 2
Loans, allowance for credit losses				78,960		$ 79,829	80,398	$ 77,362	$ 74,459		$ 65,917
Deferred tax assets, net				43,147			46,259
Cumulative reduction to retained earnings, net of tax				(494,378)			(457,522)
HomeStreet Merger
Business Acquisition [Line Items]
Shares issuable in merger (in shares)		0.3867
Sale of stock, number of shares issued (in shares)	462,000
Consideration received from issuance of common stock	$ 15,000
Sale of stock, number of shares exchange for sale and issuance of purchase price (in shares)		1,380,000	2,920,000
Business combination, common stock expected to issue concurrent with and subject to closing			$ 95,000
Additional investment amount by investors		$ 45,000
Common stock, value, issued	$ 235,000				$ 220,000
Amount of subordinated debt issuance upon closing		48,500
Amount of commercial real estate loans disposition upon closing		$ 300,000
Sale of stock, price per share (in dollars per share)	$ 32.50	$ 32.50	$ 32.50
HomeStreet Merger | Upfront Securities Purchase Agreement
Business Acquisition [Line Items]
Consideration received from issuance of common stock			$ 80,000
HomeStreet Merger | Minimum
Business Acquisition [Line Items]
Acquisition termination fee payable		$ 10,000
Number of authorized common shares upon consummation of Merger (in shares)			60,000,000
HomeStreet Merger | Maximum
Business Acquisition [Line Items]
Acquisition termination fee payable		$ 2,600
Number of authorized common shares upon consummation of Merger (in shares)			110,000,000
HomeStreet Merger | Merger Warrants
Business Acquisition [Line Items]
Warrants, term			3 years
HomeStreet Merger | Common stock
Business Acquisition [Line Items]
Sale of stock, number of shares issued (in shares)			2,461,538
Consideration received from issuance of common stock			$ 80,000
Number of authorized common shares upon consummation of Merger (in shares)			100,000,000
HomeStreet Merger | Common stock | Merger Warrants
Business Acquisition [Line Items]
Number of shares called by warrants (in shares)			1,150,000
Exercise price of warrants (in dollars per share)			$ 32.50
HomeStreet Merger | Preferred Stock
Business Acquisition [Line Items]
Number of authorized common shares upon consummation of Merger (in shares)			10,000,000
Unfunded Loan Commitment
Business Acquisition [Line Items]
Loans, allowance for credit losses				$ 2,009			$ 2,309
Accounting Standards Update 2016-13 | Revision of Prior Period, Adjustment
Business Acquisition [Line Items]
Loans, allowance for credit losses										$ 5,300
Deferred tax assets, net										1,200
Cumulative reduction to retained earnings, net of tax										3,800
Accounting Standards Update 2016-13 | Revision of Prior Period, Adjustment | Unfunded Loan Commitment
Business Acquisition [Line Items]
Loans, allowance for credit losses										$ (200)

Securities - Schedule of Securi

Securities - Schedule of Securities by Type (Details) - USD ($) $ in Thousands	Jun. 30, 2024	Dec. 31, 2023
Debt Securities, Available-for-sale [Line Items]
Total available-for-sale	$ 546,082	$ 576,855
Gross Unrealized Gains	1,145	616
Gross Unrealized Losses	(55,578)	(60,714)
Estimated Fair Value	491,649	516,757
Total held-to-maturity	36,310	36,983
Gross Unrealized Gains	1	5
Gross Unrealized Losses	(5,227)	(4,807)
Securities held-to-maturity, fair value	31,084	32,181
U.S. treasury
Debt Securities, Available-for-sale [Line Items]
Total available-for-sale	43,450	58,468
Gross Unrealized Gains	0	0
Gross Unrealized Losses	(4,103)	(4,234)
Estimated Fair Value	39,347	54,234
U.S. agency
Debt Securities, Available-for-sale [Line Items]
Total available-for-sale	1,223	1,872
Gross Unrealized Gains	0	0
Gross Unrealized Losses	(21)	(33)
Estimated Fair Value	1,202	1,839
Obligations of states and political subdivisions
Debt Securities, Available-for-sale [Line Items]
Total available-for-sale	27,474	29,979
Gross Unrealized Gains	86	0
Gross Unrealized Losses	(1,589)	(4,009)
Estimated Fair Value	25,971	25,970
Total held-to-maturity	25,627	25,542
Gross Unrealized Gains	0	3
Gross Unrealized Losses	(4,338)	(3,987)
Securities held-to-maturity, fair value	21,289	21,558
Mortgage backed - residential
Debt Securities, Available-for-sale [Line Items]
Total available-for-sale	115,149	121,288
Gross Unrealized Gains	101	119
Gross Unrealized Losses	(15,515)	(14,974)
Estimated Fair Value	99,735	106,433
Total held-to-maturity	7,119	7,548
Gross Unrealized Gains	1	2
Gross Unrealized Losses	(640)	(560)
Securities held-to-maturity, fair value	6,480	6,990
Collateralized mortgage obligations
Debt Securities, Available-for-sale [Line Items]
Total available-for-sale	194,419	203,394
Gross Unrealized Gains	3	0
Gross Unrealized Losses	(20,730)	(21,861)
Estimated Fair Value	173,692	181,533
Total held-to-maturity	3,564	3,893
Gross Unrealized Gains	0	0
Gross Unrealized Losses	(249)	(260)
Securities held-to-maturity, fair value	3,315	3,633
Mortgage backed - commercial
Debt Securities, Available-for-sale [Line Items]
Total available-for-sale	149,364	145,062
Gross Unrealized Gains	503	497
Gross Unrealized Losses	(13,620)	(14,367)
Estimated Fair Value	136,247	131,192
Other debt
Debt Securities, Available-for-sale [Line Items]
Total available-for-sale	15,003	16,792
Gross Unrealized Gains	452	0
Gross Unrealized Losses	0	(1,236)
Estimated Fair Value	$ 15,455	$ 15,556

Securities - Narrative (Details

Securities - Narrative (Details) - USD ($)	3 Months Ended		6 Months Ended
	Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023	Dec. 31, 2023
Schedule of Held-to-maturity Securities [Line Items]
Allowance for credit losses	$ 0		$ 0
Proceeds from sale and calls of securities	0	$ 0	0	$ 0
Available-for-sale securities
Schedule of Held-to-maturity Securities [Line Items]
Carrying amount of hedged loans receivable	37,699,000		37,699,000		$ 37,701,000
Asset Pledged as Collateral without Right
Schedule of Held-to-maturity Securities [Line Items]
Debt securities, carrying value	$ 448,292,000		$ 448,292,000		$ 468,679,000

Securities - Schedule of Fair V

Securities - Schedule of Fair Value and Unrealized Losses on Debt Securities in Continuous Unrealized Loss Position (Details) $ in Thousands	Jun. 30, 2024 USD ($) security	Dec. 31, 2023 USD ($) security
Available-for-sale:
Estimated Fair Value	$ 11,012	$ 4,721
Unrealized Losses	(14)	(27)
Estimated Fair Value	424,374	494,328
Unrealized Losses	(55,564)	(60,687)
Estimated Fair Value	435,386	499,049
Unrealized Losses	$ (55,578)	$ (60,714)
Number of Securities | security	196	216
Held-to-maturity:
Estimated Fair Value	$ 329	$ 0
Unrealized Losses	(2)	0
Estimated Fair Value	30,640	31,701
Unrealized Losses	(5,225)	(4,807)
Estimated Fair Value	30,969	31,701
Gross Unrealized Losses	$ (5,227)	$ (4,807)
Number of Securities | security	24	23
U.S. treasury
Available-for-sale:
Estimated Fair Value	$ 0	$ 0
Unrealized Losses	0	0
Estimated Fair Value	39,347	54,234
Unrealized Losses	(4,103)	(4,234)
Estimated Fair Value	39,347	54,234
Unrealized Losses	$ (4,103)	$ (4,234)
Number of Securities | security	6	9
U.S. agency
Available-for-sale:
Estimated Fair Value	$ 0	$ 0
Unrealized Losses	0	0
Estimated Fair Value	1,202	1,839
Unrealized Losses	(21)	(33)
Estimated Fair Value	1,202	1,839
Unrealized Losses	$ (21)	$ (33)
Number of Securities | security	7	7
Obligations of states and political subdivisions
Available-for-sale:
Estimated Fair Value	$ 0	$ 0
Unrealized Losses	0	0
Estimated Fair Value	18,404	25,970
Unrealized Losses	(1,589)	(4,009)
Estimated Fair Value	18,404	25,970
Unrealized Losses	$ (1,589)	$ (4,009)
Number of Securities | security	14	19
Held-to-maturity:
Estimated Fair Value	$ 329	$ 0
Unrealized Losses	(2)	0
Estimated Fair Value	20,960	21,223
Unrealized Losses	(4,336)	(3,987)
Estimated Fair Value	21,289	21,223
Gross Unrealized Losses	$ (4,338)	$ (3,987)
Number of Securities | security	9	8
Mortgage backed - residential
Available-for-sale:
Estimated Fair Value	$ 160	$ 0
Unrealized Losses	0	0
Estimated Fair Value	93,663	100,571
Unrealized Losses	(15,515)	(14,974)
Estimated Fair Value	93,823	100,571
Unrealized Losses	$ (15,515)	$ (14,974)
Number of Securities | security	84	83
Held-to-maturity:
Estimated Fair Value	$ 0	$ 0
Unrealized Losses	0	0
Estimated Fair Value	6,365	6,845
Unrealized Losses	(640)	(560)
Estimated Fair Value	6,365	6,845
Gross Unrealized Losses	$ (640)	$ (560)
Number of Securities | security	10	10
Collateralized mortgage obligations
Available-for-sale:
Estimated Fair Value	$ 10,852	$ 0
Unrealized Losses	(14)	0
Estimated Fair Value	155,960	181,533
Unrealized Losses	(20,716)	(21,861)
Estimated Fair Value	166,812	181,533
Unrealized Losses	$ (20,730)	$ (21,861)
Number of Securities | security	62	65
Held-to-maturity:
Estimated Fair Value	$ 0	$ 0
Unrealized Losses	0	0
Estimated Fair Value	3,315	3,633
Unrealized Losses	(249)	(260)
Estimated Fair Value	3,315	3,633
Gross Unrealized Losses	$ (249)	$ (260)
Number of Securities | security	5	5
Mortgage backed - commercial
Available-for-sale:
Estimated Fair Value	$ 0	$ 4,721
Unrealized Losses	0	(27)
Estimated Fair Value	115,798	114,625
Unrealized Losses	(13,620)	(14,340)
Estimated Fair Value	115,798	119,346
Unrealized Losses	$ (13,620)	$ (14,367)
Number of Securities | security	23	24
Other debt
Available-for-sale:
Estimated Fair Value		$ 0
Unrealized Losses		0
Estimated Fair Value		15,556
Unrealized Losses		(1,236)
Estimated Fair Value		15,556
Unrealized Losses		$ (1,236)
Number of Securities | security		9

Securities - Schedule of Amorti

Securities - Schedule of Amortized Cost and Estimated Fair Value of Debt Securities by Contractual Maturity (Details) - USD ($) $ in Thousands	Jun. 30, 2024	Dec. 31, 2023
Amortized Cost
Due within 1 year	$ 13,950
Due after 1 year through 5 years	78,651
Due after 5 years through 10 years	144,502
Due after 10 years	308,979
Total available-for-sale	546,082	$ 576,855
Estimated Fair Value
Due within 1 year	13,706
Due after 1 year through 5 years	73,432
Due after 5 years through 10 years	132,190
Due after 10 years	272,321
Total available-for-sale	491,649	516,757
Amortized Cost
Due after 1 year through 5 years	912
Due after 5 years through 10 years	702
Due after 10 years	34,696
Total held-to-maturity	36,310	36,983
Estimated Fair Value
Due after 1 year through 5 years	883
Due after 5 years through 10 years	671
Due after 10 years	29,530
Total held-to-maturity	$ 31,084	$ 32,181

Loans - Schedule of Loans Held

Loans - Schedule of Loans Held for Investment (Details) - USD ($) $ in Thousands	Jun. 30, 2024	Mar. 31, 2024	Dec. 31, 2023	Jun. 30, 2023	Mar. 31, 2023	Dec. 31, 2022
Financing Receivable, Allowance for Credit Loss [Line Items]
Total loans	$ 6,337,162		$ 6,267,096
Allowance for credit losses	(78,960)	$ (79,829)	(80,398)	$ (77,362)	$ (74,459)	$ (65,917)
Loans, net of allowance for credit losses	6,258,202		6,186,698
Adjusted beginning balance
Financing Receivable, Allowance for Credit Loss [Line Items]
Total loans			6,267,096
Allowance for credit losses			(80,398)
Loans, net of allowance for credit losses			6,186,698
Commercial and industrial
Financing Receivable, Allowance for Credit Loss [Line Items]
Total loans	2,431,110		2,467,688
Allowance for credit losses	(25,398)	(28,270)	(29,523)	(33,197)	(28,545)	(40,785)
Commercial and industrial | Adjusted beginning balance
Financing Receivable, Allowance for Credit Loss [Line Items]
Total loans			2,467,688
Commercial Real Estate
Financing Receivable, Allowance for Credit Loss [Line Items]
Total loans	1,972,608		1,896,096
Allowance for credit losses	(29,919)	(29,333)	(27,546)	(21,598)	(24,186)	(19,754)
Commercial Real Estate | Adjusted beginning balance
Financing Receivable, Allowance for Credit Loss [Line Items]
Total loans			1,896,096
Commercial Real Estate | Non-owner occupied:
Financing Receivable, Allowance for Credit Loss [Line Items]
Total loans	866,999		812,235
Commercial Real Estate | Non-owner occupied: | Adjusted beginning balance
Financing Receivable, Allowance for Credit Loss [Line Items]
Total loans			812,235
Commercial Real Estate | Owner occupied
Financing Receivable, Allowance for Credit Loss [Line Items]
Total loans	660,511		635,365
Commercial Real Estate | Owner occupied | Adjusted beginning balance
Financing Receivable, Allowance for Credit Loss [Line Items]
Total loans			635,365
Commercial Real Estate | Construction & land:
Financing Receivable, Allowance for Credit Loss [Line Items]
Total loans	350,878		345,430
Commercial Real Estate | Construction & land: | Adjusted beginning balance
Financing Receivable, Allowance for Credit Loss [Line Items]
Total loans			345,430
Commercial Real Estate | Multifamily:
Financing Receivable, Allowance for Credit Loss [Line Items]
Total loans	94,220		103,066
Commercial Real Estate | Multifamily: | Adjusted beginning balance
Financing Receivable, Allowance for Credit Loss [Line Items]
Total loans			103,066
Residential real estate:
Financing Receivable, Allowance for Credit Loss [Line Items]
Total loans	1,146,989		1,110,610
Allowance for credit losses	(15,982)	(14,989)	(16,345)	(14,959)	(14,165)	(2,963)
Residential real estate: | Adjusted beginning balance
Financing Receivable, Allowance for Credit Loss [Line Items]
Total loans			1,110,610
Public Finance:
Financing Receivable, Allowance for Credit Loss [Line Items]
Total loans	537,872		602,913
Allowance for credit losses	(5,921)	(5,778)	(5,337)	(5,506)	(5,549)	(1,664)
Public Finance: | Adjusted beginning balance
Financing Receivable, Allowance for Credit Loss [Line Items]
Total loans			602,913
Consumer:
Financing Receivable, Allowance for Credit Loss [Line Items]
Total loans	42,129		36,371
Allowance for credit losses	(666)	(624)	(717)	(854)	(676)	(352)
Consumer: | Adjusted beginning balance
Financing Receivable, Allowance for Credit Loss [Line Items]
Total loans			36,371
Other:
Financing Receivable, Allowance for Credit Loss [Line Items]
Total loans	206,454		153,418
Allowance for credit losses	$ (1,074)	$ (835)	(930)	$ (1,248)	$ (1,338)	$ (399)
Other: | Adjusted beginning balance
Financing Receivable, Allowance for Credit Loss [Line Items]
Total loans			$ 153,418

Loans - Narrative (Details)

Loans - Narrative (Details) - USD ($)	3 Months Ended			6 Months Ended		12 Months Ended
	Jun. 30, 2024	Mar. 31, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023	Dec. 31, 2023	Mar. 31, 2023	Dec. 31, 2022
Financing Receivable, Allowance for Credit Loss [Line Items]
Deferred fees, costs, premiums and discounts on loan portfolio	$ 11,112,000			$ 11,112,000		$ 12,859,000
Accrued interest receivable on loans	35,615,000			35,615,000		34,879,000
Loans, allowance for credit losses	78,960,000	$ 79,829,000	$ 77,362,000	78,960,000	$ 77,362,000	80,398,000	$ 74,459,000	$ 65,917,000
(Benefit) provision for credit losses				17,700,000	7,782,000
Loan charge-offs				19,966,000	920,000	9,672,000
Commitment to lend additional funds	0			0
Commercial and industrial
Financing Receivable, Allowance for Credit Loss [Line Items]
Loans, allowance for credit losses	25,398,000	28,270,000	33,197,000	25,398,000	33,197,000	29,523,000	28,545,000	40,785,000
Loan charge-offs		17,400,000		19,627,000		9,242,000
Owner occupied
Financing Receivable, Allowance for Credit Loss [Line Items]
Loans, allowance for credit losses	29,919,000	$ 29,333,000	21,598,000	29,919,000	21,598,000	27,546,000	$ 24,186,000	$ 19,754,000
Loan charge-offs				0		83,000
Unfunded Loan Commitment
Financing Receivable, Allowance for Credit Loss [Line Items]
Loans, allowance for credit losses	2,009,000			2,009,000		$ 2,309,000
(Benefit) provision for credit losses	$ 60,000		$ 802,000	$ (300,000)	$ 822,000

Loans - Schedule of Allowance f

Loans - Schedule of Allowance for Credit Losses by Portfolio Type (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023
Allowance for credit losses:
Balance, beginning of period	$ 79,829	$ 74,459	$ 80,398	$ 65,917
Provision (benefit) for credit losses	1,140	3,620	18,000	6,960
Loans charged off	(2,460)	(797)	(19,966)	(920)
Recoveries	451	80	528	149
Balance, end of period	78,960	77,362	78,960	77,362
Impact of adopting ASC 326
Allowance for credit losses:
Balance, beginning of period				5,256
Commercial and Industrial
Allowance for credit losses:
Balance, beginning of period	28,270	28,545	29,523	40,785
Provision (benefit) for credit losses	(1,025)	5,343	15,041	6,689
Loans charged off	(2,261)	(729)	(19,627)	(788)
Recoveries	414	38	461	94
Balance, end of period	25,398	33,197	25,398	33,197
Commercial and Industrial | Impact of adopting ASC 326
Allowance for credit losses:
Balance, beginning of period				(13,583)
Commercial Real Estate
Allowance for credit losses:
Balance, beginning of period	29,333	24,186	27,546	19,754
Provision (benefit) for credit losses	581	(2,588)	2,368	(2,026)
Loans charged off	0	0	0	0
Recoveries	5	0	5	3
Balance, end of period	29,919	21,598	29,919	21,598
Commercial Real Estate | Impact of adopting ASC 326
Allowance for credit losses:
Balance, beginning of period				3,867
Residential Real Estate
Allowance for credit losses:
Balance, beginning of period	14,989	14,165	16,345	2,963
Provision (benefit) for credit losses	1,031	773	(333)	1,719
Loans charged off	(38)	0	(38)	0
Recoveries	0	21	8	21
Balance, end of period	15,982	14,959	15,982	14,959
Residential Real Estate | Impact of adopting ASC 326
Allowance for credit losses:
Balance, beginning of period				10,256
Public Finance
Allowance for credit losses:
Balance, beginning of period	5,778	5,549	5,337	1,664
Provision (benefit) for credit losses	143	(43)	584	(48)
Loans charged off	0	0	0	0
Recoveries	0	0	0	0
Balance, end of period	5,921	5,506	5,921	5,506
Public Finance | Impact of adopting ASC 326
Allowance for credit losses:
Balance, beginning of period				3,890
Consumer
Allowance for credit losses:
Balance, beginning of period	624	676	717	352
Provision (benefit) for credit losses	171	225	196	354
Loans charged off	(161)	(68)	(301)	(132)
Recoveries	32	21	54	31
Balance, end of period	666	854	666	854
Consumer | Impact of adopting ASC 326
Allowance for credit losses:
Balance, beginning of period				249
Other
Allowance for credit losses:
Balance, beginning of period	835	1,338	930	399
Provision (benefit) for credit losses	239	(90)	144	272
Loans charged off	0	0	0	0
Recoveries	0	0	0	0
Balance, end of period	$ 1,074	$ 1,248	$ 1,074	1,248
Other | Impact of adopting ASC 326
Allowance for credit losses:
Balance, beginning of period				$ 577

Loans - Schedule of Aging of Lo

Loans - Schedule of Aging of Loan Portfolio (Details) - USD ($) $ in Thousands	Jun. 30, 2024	Dec. 31, 2023
Financing Receivable, Past Due [Line Items]
Loans Greater than 90 Days Past Due, Still Accruing	$ 94	$ 25,816
Nonaccrual	62,464	37,327
Total loans	6,337,162	6,267,096
Adjusted beginning balance
Financing Receivable, Past Due [Line Items]
Total loans		6,267,096
Commercial and industrial
Financing Receivable, Past Due [Line Items]
Loans Greater than 90 Days Past Due, Still Accruing	3	25,010
Nonaccrual	19,525	8,004
Total loans	2,431,110	2,467,688
Commercial and industrial | Adjusted beginning balance
Financing Receivable, Past Due [Line Items]
Total loans		2,467,688
Owner occupied
Financing Receivable, Past Due [Line Items]
Loans Greater than 90 Days Past Due, Still Accruing	0	638
Nonaccrual	9,688	4,063
Total loans	1,972,608	1,896,096
Owner occupied | Adjusted beginning balance
Financing Receivable, Past Due [Line Items]
Total loans		1,896,096
Owner occupied | Non-owner occupied:
Financing Receivable, Past Due [Line Items]
Loans Greater than 90 Days Past Due, Still Accruing	0	0
Nonaccrual	8,163	3,844
Total loans	866,999	812,235
Owner occupied | Non-owner occupied: | Adjusted beginning balance
Financing Receivable, Past Due [Line Items]
Total loans		812,235
Owner occupied | Owner occupied
Financing Receivable, Past Due [Line Items]
Loans Greater than 90 Days Past Due, Still Accruing	0	638
Nonaccrual	1,346	34
Total loans	660,511	635,365
Owner occupied | Owner occupied | Adjusted beginning balance
Financing Receivable, Past Due [Line Items]
Total loans		635,365
Owner occupied | Construction & land:
Financing Receivable, Past Due [Line Items]
Loans Greater than 90 Days Past Due, Still Accruing	0	0
Nonaccrual	179	185
Total loans	350,878	345,430
Owner occupied | Construction & land: | Adjusted beginning balance
Financing Receivable, Past Due [Line Items]
Total loans		345,430
Owner occupied | Multifamily
Financing Receivable, Past Due [Line Items]
Loans Greater than 90 Days Past Due, Still Accruing	0	0
Nonaccrual	0	0
Total loans	94,220
Owner occupied | Multifamily | Adjusted beginning balance
Financing Receivable, Past Due [Line Items]
Total loans		103,066
Residential real estate:
Financing Receivable, Past Due [Line Items]
Loans Greater than 90 Days Past Due, Still Accruing	91	168
Nonaccrual	23,405	22,413
Total loans	1,146,989	1,110,610
Residential real estate: | Adjusted beginning balance
Financing Receivable, Past Due [Line Items]
Total loans		1,110,610
Public Finance:
Financing Receivable, Past Due [Line Items]
Loans Greater than 90 Days Past Due, Still Accruing	0	0
Nonaccrual	7,226	0
Total loans	537,872	602,913
Public Finance: | Adjusted beginning balance
Financing Receivable, Past Due [Line Items]
Total loans		602,913
Consumer:
Financing Receivable, Past Due [Line Items]
Loans Greater than 90 Days Past Due, Still Accruing	0	0
Nonaccrual	4	10
Total loans	42,129	36,371
Consumer: | Adjusted beginning balance
Financing Receivable, Past Due [Line Items]
Total loans		36,371
Other:
Financing Receivable, Past Due [Line Items]
Loans Greater than 90 Days Past Due, Still Accruing	0	0
Nonaccrual	2,616	2,837
Total loans	206,454	153,418
Other: | Adjusted beginning balance
Financing Receivable, Past Due [Line Items]
Total loans		153,418
Loans Not Past Due
Financing Receivable, Past Due [Line Items]
Total loans	6,263,633	6,138,489
Loans Not Past Due | Commercial and industrial
Financing Receivable, Past Due [Line Items]
Total loans	2,407,599	2,420,775
Loans Not Past Due | Owner occupied
Financing Receivable, Past Due [Line Items]
Total loans	1,961,233	1,871,212
Loans Not Past Due | Owner occupied | Non-owner occupied:
Financing Receivable, Past Due [Line Items]
Total loans	858,557	796,477
Loans Not Past Due | Owner occupied | Owner occupied
Financing Receivable, Past Due [Line Items]
Total loans	658,533	626,424
Loans Not Past Due | Owner occupied | Construction & land:
Financing Receivable, Past Due [Line Items]
Total loans	349,923	345,245
Loans Not Past Due | Owner occupied | Multifamily
Financing Receivable, Past Due [Line Items]
Total loans	94,220	103,066
Loans Not Past Due | Residential real estate:
Financing Receivable, Past Due [Line Items]
Total loans	1,118,250	1,065,438
Loans Not Past Due | Public Finance:
Financing Receivable, Past Due [Line Items]
Total loans	530,646	602,913
Loans Not Past Due | Consumer:
Financing Receivable, Past Due [Line Items]
Total loans	42,067	36,357
Loans Not Past Due | Other:
Financing Receivable, Past Due [Line Items]
Total loans	203,838	141,794
Loans 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Total loans	3,624	47,501
Loans 30-59 Days Past Due | Commercial and industrial
Financing Receivable, Past Due [Line Items]
Total loans	2,189	10,117
Loans 30-59 Days Past Due | Owner occupied
Financing Receivable, Past Due [Line Items]
Total loans	279	9,332
Loans 30-59 Days Past Due | Owner occupied | Non-owner occupied:
Financing Receivable, Past Due [Line Items]
Total loans	279	1,063
Loans 30-59 Days Past Due | Owner occupied | Owner occupied
Financing Receivable, Past Due [Line Items]
Total loans	0	8,269
Loans 30-59 Days Past Due | Owner occupied | Construction & land:
Financing Receivable, Past Due [Line Items]
Total loans	0	0
Loans 30-59 Days Past Due | Owner occupied | Multifamily
Financing Receivable, Past Due [Line Items]
Total loans	0	0
Loans 30-59 Days Past Due | Residential real estate:
Financing Receivable, Past Due [Line Items]
Total loans	1,104	19,261
Loans 30-59 Days Past Due | Public Finance:
Financing Receivable, Past Due [Line Items]
Total loans	0	0
Loans 30-59 Days Past Due | Consumer:
Financing Receivable, Past Due [Line Items]
Total loans	52	4
Loans 30-59 Days Past Due | Other:
Financing Receivable, Past Due [Line Items]
Total loans	0	8,787
Loans 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total loans	7,347	17,963
Loans 60-89 Days Past Due | Commercial and industrial
Financing Receivable, Past Due [Line Items]
Total loans	1,794	3,782
Loans 60-89 Days Past Due | Owner occupied
Financing Receivable, Past Due [Line Items]
Total loans	1,408	10,851
Loans 60-89 Days Past Due | Owner occupied | Non-owner occupied:
Financing Receivable, Past Due [Line Items]
Total loans	0	10,851
Loans 60-89 Days Past Due | Owner occupied | Owner occupied
Financing Receivable, Past Due [Line Items]
Total loans	632	0
Loans 60-89 Days Past Due | Owner occupied | Construction & land:
Financing Receivable, Past Due [Line Items]
Total loans	776	0
Loans 60-89 Days Past Due | Owner occupied | Multifamily
Financing Receivable, Past Due [Line Items]
Total loans	0	0
Loans 60-89 Days Past Due | Residential real estate:
Financing Receivable, Past Due [Line Items]
Total loans	4,139	3,330
Loans 60-89 Days Past Due | Public Finance:
Financing Receivable, Past Due [Line Items]
Total loans	0	0
Loans 60-89 Days Past Due | Consumer:
Financing Receivable, Past Due [Line Items]
Total loans	6	0
Loans 60-89 Days Past Due | Other:
Financing Receivable, Past Due [Line Items]
Total loans	$ 0	$ 0

Loans - Schedule of Amortized C

Loans - Schedule of Amortized Costs by Segment of Loans by Risk Category and Origination Date (Details) - USD ($) $ in Thousands	3 Months Ended	6 Months Ended		12 Months Ended
	Mar. 31, 2024	Jun. 30, 2024	Jun. 30, 2023	Dec. 31, 2023
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]
Current fiscal year		$ 400,802		$ 789,416
Year before current fiscal year		761,384		1,491,778
Two years before current fiscal year		1,481,401		919,579
Three years before current year		836,029		679,091
Four years before current fiscal year		582,658		459,658
Prior		1,096,317		722,594
Revolving Loans Converted to Term		133,275		101,212
Revolving		1,045,296		1,103,768
Total		6,337,162		6,267,096
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff, by Origination Year [Abstract]
2023		0		0
2022		3		0
2021		7		2,797
2020		19,625		3,117
2019		141		111
Prior		44		483
Revolving Loans Converted to Term		10		2,995
Revolving		136		169
Total		19,966	$ 920	9,672
Pass
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]
Current fiscal year		400,257		772,846
Year before current fiscal year		738,082		1,425,245
Two years before current fiscal year		1,379,192		832,155
Three years before current year		747,103		627,418
Four years before current fiscal year		535,260		425,971
Prior		1,017,368		643,406
Revolving Loans Converted to Term		107,527		89,633
Revolving		976,126		997,236
Total		5,900,915		5,813,910
Pass/Watch
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]
Current fiscal year		0		4,807
Year before current fiscal year		7,978		4,679
Two years before current fiscal year		8,109		39,338
Three years before current year		36,967		30,567
Four years before current fiscal year		20,933		11,255
Prior		17,963		34,416
Revolving Loans Converted to Term		19,264		2,727
Revolving		49,384		95,612
Total		160,598		223,401
Special Mention
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]
Current fiscal year		545		6,476
Year before current fiscal year		2,812		47,564
Two years before current fiscal year		69,610		9,392
Three years before current year		9,799		4,872
Four years before current fiscal year		4,731		3,310
Prior		5,569		5,030
Revolving Loans Converted to Term		0		4,916
Revolving		7,448		6,729
Total		100,514		88,289
Substandard - Accruing
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]
Current fiscal year		0		5,287
Year before current fiscal year		11,797		7,582
Two years before current fiscal year		11,475		34,829
Three years before current year		30,022		9,223
Four years before current fiscal year		15,065		11,065
Prior		30,179		29,200
Revolving Loans Converted to Term		2,678		3,074
Revolving		11,455		3,909
Total		112,671		104,169
Substandard - Nonaccrual
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]
Current fiscal year		0		0
Year before current fiscal year		715		6,708
Two years before current fiscal year		13,015		3,865
Three years before current year		5,991		6,521
Four years before current fiscal year		6,220		7,510
Prior		24,713		10,509
Revolving Loans Converted to Term		3,556		558
Revolving		883		282
Total		55,093		35,953
Doubtful
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]
Current fiscal year		0		0
Year before current fiscal year		0		0
Two years before current fiscal year		0		0
Three years before current year		6,147		490
Four years before current fiscal year		449		547
Prior		525		33
Revolving Loans Converted to Term		250		304
Revolving		0		0
Total		7,371		1,374
Commercial and industrial
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]
Current fiscal year		212,455		395,523
Year before current fiscal year		365,289		482,879
Two years before current fiscal year		423,119		397,794
Three years before current year		327,705		159,440
Four years before current fiscal year		121,051		46,924
Prior		81,319		47,083
Revolving Loans Converted to Term		74,903		47,149
Revolving		825,269		890,896
Total		2,431,110		2,467,688
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff, by Origination Year [Abstract]
2023		0		0
2022		0		0
2021		0		2,786
2020		19,624		3,096
2019		1		0
Prior		2		368
Revolving Loans Converted to Term		0		2,992
Revolving		0		0
Total	$ 17,400	19,627		9,242
Commercial and industrial | Pass
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]
Current fiscal year		211,910		384,720
Year before current fiscal year		349,984		432,903
Two years before current fiscal year		370,304		342,394
Three years before current year		282,609		143,636
Four years before current fiscal year		108,119		41,667
Prior		70,832		39,972
Revolving Loans Converted to Term		52,230		39,098
Revolving		763,198		786,059
Total		2,209,186		2,210,449
Commercial and industrial | Pass/Watch
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]
Current fiscal year		0		4,052
Year before current fiscal year		5,853		2,543
Two years before current fiscal year		4,953		18,832
Three years before current year		8,443		4,595
Four years before current fiscal year		2,692		1,603
Prior		2,373		2,441
Revolving Loans Converted to Term		17,969		1,273
Revolving		42,316		93,951
Total		84,599		129,290
Commercial and industrial | Special Mention
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]
Current fiscal year		545		3,759
Year before current fiscal year		2,812		47,071
Two years before current fiscal year		36,840		2,253
Three years before current year		0		2,281
Four years before current fiscal year		2,511		659
Prior		1,006		731
Revolving Loans Converted to Term		0		3,334
Revolving		7,448		6,729
Total		51,162		66,817
Commercial and industrial | Substandard - Accruing
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]
Current fiscal year		0		2,992
Year before current fiscal year		5,925		362
Two years before current fiscal year		11,022		33,625
Three years before current year		28,474		4,316
Four years before current fiscal year		4,100		1,338
Prior		4,539		3,542
Revolving Loans Converted to Term		1,123		3,044
Revolving		11,455		3,909
Total		66,638		53,128
Commercial and industrial | Substandard - Nonaccrual
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]
Current fiscal year		0		0
Year before current fiscal year		715		0
Two years before current fiscal year		0		690
Three years before current year		2,032		4,122
Four years before current fiscal year		3,180		1,110
Prior		2,044		364
Revolving Loans Converted to Term		3,331		96
Revolving		852		248
Total		12,154		6,630
Commercial and industrial | Doubtful
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]
Current fiscal year		0		0
Year before current fiscal year		0		0
Two years before current fiscal year		0		0
Three years before current year		6,147		490
Four years before current fiscal year		449		547
Prior		525		33
Revolving Loans Converted to Term		250		304
Revolving		0		0
Total		7,371		1,374
Owner occupied
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]
Current fiscal year		96,322		194,215
Year before current fiscal year		206,884		414,149
Two years before current fiscal year		468,179		332,375
Three years before current year		325,566		293,895
Four years before current fiscal year		278,559		154,738
Prior		483,224		373,521
Revolving Loans Converted to Term		50,730		46,676
Revolving		63,144		86,527
Total		1,972,608		1,896,096
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff, by Origination Year [Abstract]
2023		0		0
2022		0		0
2021		0		0
2020		0		0
2019		0		0
Prior		0		83
Revolving Loans Converted to Term		0		0
Revolving		0		0
Total		0		83
Owner occupied | Pass
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]
Current fiscal year		96,322		188,603
Year before current fiscal year		200,422		408,733
Two years before current fiscal year		430,869		311,009
Three years before current year		290,724		260,346
Four years before current fiscal year		246,909		140,844
Prior		437,766		314,110
Revolving Loans Converted to Term		47,962		43,817
Revolving		56,138		84,912
Total		1,807,112		1,752,374
Owner occupied | Pass/Watch
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]
Current fiscal year		0		600
Year before current fiscal year		590		902
Two years before current fiscal year		889		13,036
Three years before current year		23,497		25,873
Four years before current fiscal year		17,956		9,238
Prior		11,599		27,155
Revolving Loans Converted to Term		1,229		1,277
Revolving		7,006		1,615
Total		62,766		79,696
Owner occupied | Special Mention
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]
Current fiscal year		0		2,717
Year before current fiscal year		0		493
Two years before current fiscal year		32,416		7,126
Three years before current year		9,797		2,584
Four years before current fiscal year		2,220		2,397
Prior		2,692		2,834
Revolving Loans Converted to Term		0		1,582
Revolving		0		0
Total		47,125		19,733
Owner occupied | Substandard - Accruing
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]
Current fiscal year		0		2,295
Year before current fiscal year		5,872		4,021
Two years before current fiscal year		453		1,204
Three years before current year		1,548		4,907
Four years before current fiscal year		10,965		2,259
Prior		25,540		25,544
Revolving Loans Converted to Term		1,539		0
Revolving		0		0
Total		45,917		40,230
Owner occupied | Substandard - Nonaccrual
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]
Current fiscal year		0		0
Year before current fiscal year		0		0
Two years before current fiscal year		3,552		0
Three years before current year		0		185
Four years before current fiscal year		509		0
Prior		5,627		3,878
Revolving Loans Converted to Term		0		0
Revolving		0		0
Total		9,688		4,063
Owner occupied | Non-owner occupied:
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]
Current fiscal year		25,890		58,298
Year before current fiscal year		68,200		120,723
Two years before current fiscal year		136,067		136,361
Three years before current year		166,374		122,073
Four years before current fiscal year		137,905		66,877
Prior		254,129		214,466
Revolving Loans Converted to Term		21,281		22,115
Revolving		57,153		71,322
Total		866,999		812,235
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff, by Origination Year [Abstract]
2023		0		0
2022		0		0
2021		0		0
2020		0		0
2019		0		0
Prior		0		0
Revolving Loans Converted to Term		0		0
Revolving		0		0
Total		0		0
Owner occupied | Non-owner occupied: | Pass
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]
Current fiscal year		25,890		55,581
Year before current fiscal year		65,486		117,162
Two years before current fiscal year		132,515		136,361
Three years before current year		142,877		116,402
Four years before current fiscal year		133,598		60,535
Prior		236,049		176,308
Revolving Loans Converted to Term		18,513		19,256
Revolving		50,147		71,322
Total		805,075		752,927
Owner occupied | Non-owner occupied: | Pass/Watch
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]
Current fiscal year		0		0
Year before current fiscal year		0		0
Two years before current fiscal year		0		0
Three years before current year		23,497		3,791
Four years before current fiscal year		2,791		6,342
Prior		5,742		24,620
Revolving Loans Converted to Term		1,229		1,277
Revolving		7,006		0
Total		40,265		36,030
Owner occupied | Non-owner occupied: | Special Mention
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]
Current fiscal year		0		2,717
Year before current fiscal year		0		0
Two years before current fiscal year		0		0
Three years before current year		0		0
Four years before current fiscal year		0		0
Prior		0		0
Revolving Loans Converted to Term		0		1,582
Revolving		0		0
Total		0		4,299
Owner occupied | Non-owner occupied: | Substandard - Accruing
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]
Current fiscal year		0		0
Year before current fiscal year		2,714		3,561
Two years before current fiscal year		0		0
Three years before current year		0		1,880
Four years before current fiscal year		1,516		0
Prior		7,727		9,694
Revolving Loans Converted to Term		1,539		0
Revolving		0		0
Total		13,496		15,135
Owner occupied | Non-owner occupied: | Substandard - Nonaccrual
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]
Current fiscal year		0		0
Year before current fiscal year		0		0
Two years before current fiscal year		3,552		0
Three years before current year		0		0
Four years before current fiscal year		0		0
Prior		4,611		3,844
Revolving Loans Converted to Term		0		0
Revolving		0		0
Total		8,163		3,844
Owner occupied | Owner occupied
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]
Current fiscal year		63,152		90,062
Year before current fiscal year		91,954		85,163
Two years before current fiscal year		83,895		112,884
Three years before current year		97,293		121,759
Four years before current fiscal year		110,703		70,381
Prior		205,202		144,437
Revolving Loans Converted to Term		2,735		2,961
Revolving		5,577		7,718
Total		660,511		635,365
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff, by Origination Year [Abstract]
2023		0		0
2022		0		0
2021		0		0
2020		0		0
2019		0		0
Prior		0		83
Revolving Loans Converted to Term		0		0
Revolving		0		0
Total		0		83
Owner occupied | Owner occupied | Pass
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]
Current fiscal year		63,152		87,167
Year before current fiscal year		88,206		83,308
Two years before current fiscal year		82,066		105,935
Three years before current year		85,948		102,885
Four years before current fiscal year		91,583		64,134
Prior		177,843		123,199
Revolving Loans Converted to Term		2,735		2,961
Revolving		5,577		6,103
Total		597,110		575,692
Owner occupied | Owner occupied | Pass/Watch
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]
Current fiscal year		0		600
Year before current fiscal year		590		902
Two years before current fiscal year		889		0
Three years before current year		0		15,541
Four years before current fiscal year		15,165		2,896
Prior		5,838		2,520
Revolving Loans Converted to Term		0		0
Revolving		0		1,615
Total		22,482		24,074
Owner occupied | Owner occupied | Special Mention
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]
Current fiscal year		0		0
Year before current fiscal year		0		493
Two years before current fiscal year		487		5,745
Three years before current year		9,797		306
Four years before current fiscal year		656		1,092
Prior		2,692		2,834
Revolving Loans Converted to Term		0		0
Revolving		0		0
Total		13,632		10,470
Owner occupied | Owner occupied | Substandard - Accruing
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]
Current fiscal year		0		2,295
Year before current fiscal year		3,158		460
Two years before current fiscal year		453		1,204
Three years before current year		1,548		3,027
Four years before current fiscal year		2,969		2,259
Prior		17,813		15,850
Revolving Loans Converted to Term		0		0
Revolving		0		0
Total		25,941		25,095
Owner occupied | Owner occupied | Substandard - Nonaccrual
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]
Current fiscal year		0		0
Year before current fiscal year		0		0
Two years before current fiscal year		0		0
Three years before current year		0		0
Four years before current fiscal year		330		0
Prior		1,016		34
Revolving Loans Converted to Term		0		0
Revolving		0		0
Total		1,346		34
Owner occupied | Construction & land:
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]
Current fiscal year		2,839		44,496
Year before current fiscal year		45,380		171,411
Two years before current fiscal year		211,724		46,593
Three years before current year		28,653		37,225
Four years before current fiscal year		24,912		13,459
Prior		15,812		8,733
Revolving Loans Converted to Term		21,144		21,600
Revolving		414		1,913
Total		350,878		345,430
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff, by Origination Year [Abstract]
2023		0		0
2022		0		0
2021		0		0
2020		0		0
2019		0		0
Prior		0		0
Revolving Loans Converted to Term		0		0
Revolving		0		0
Total		0		0
Owner occupied | Construction & land: | Pass
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]
Current fiscal year		2,839		44,496
Year before current fiscal year		45,380		171,411
Two years before current fiscal year		179,795		32,176
Three years before current year		28,653		28,221
Four years before current fiscal year		16,689		13,459
Prior		15,793		8,718
Revolving Loans Converted to Term		21,144		21,600
Revolving		414		1,913
Total		310,707		321,994
Owner occupied | Construction & land: | Pass/Watch
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]
Current fiscal year		0		0
Year before current fiscal year		0		0
Two years before current fiscal year		0		13,036
Three years before current year		0		6,541
Four years before current fiscal year		0		0
Prior		19		15
Revolving Loans Converted to Term		0		0
Revolving		0		0
Total		19		19,592
Owner occupied | Construction & land: | Special Mention
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]
Current fiscal year		0		0
Year before current fiscal year		0		0
Two years before current fiscal year		31,929		1,381
Three years before current year		0		2,278
Four years before current fiscal year		1,564		0
Prior		0		0
Revolving Loans Converted to Term		0		0
Revolving		0		0
Total		33,493		3,659
Owner occupied | Construction & land: | Substandard - Accruing
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]
Current fiscal year		0
Year before current fiscal year		0
Two years before current fiscal year		0
Three years before current year		0
Four years before current fiscal year		6,480
Prior		0
Revolving Loans Converted to Term		0
Revolving		0
Total		6,480
Owner occupied | Construction & land: | Substandard - Nonaccrual
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]
Current fiscal year		0		0
Year before current fiscal year		0		0
Two years before current fiscal year		0		0
Three years before current year		0		185
Four years before current fiscal year		179		0
Prior		0		0
Revolving Loans Converted to Term		0		0
Revolving		0		0
Total		179		185
Owner occupied | Multifamily:
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]
Current fiscal year		4,441		1,359
Year before current fiscal year		1,350		36,852
Two years before current fiscal year		36,493		36,537
Three years before current year		33,246		12,838
Four years before current fiscal year		5,039		4,021
Prior		8,081		5,885
Revolving Loans Converted to Term		5,570		0
Revolving		0		5,574
Total		94,220		103,066
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff, by Origination Year [Abstract]
2023		0		0
2022		0		0
2021		0		0
2020		0		0
2019		0		0
Prior		0		0
Revolving Loans Converted to Term		0		0
Revolving		0		0
Total		0		0
Owner occupied | Multifamily: | Pass
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]
Current fiscal year		4,441		1,359
Year before current fiscal year		1,350		36,852
Two years before current fiscal year		36,493		36,537
Three years before current year		33,246		12,838
Four years before current fiscal year		5,039		2,716
Prior		8,081		5,885
Revolving Loans Converted to Term		5,570		0
Revolving		0		5,574
Total		94,220		101,761
Owner occupied | Multifamily: | Special Mention
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]
Current fiscal year				0
Year before current fiscal year				0
Two years before current fiscal year				0
Three years before current year				0
Four years before current fiscal year				1,305
Prior				0
Revolving Loans Converted to Term				0
Revolving				0
Total				1,305
Residential real estate:
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]
Current fiscal year		65,063		153,482
Year before current fiscal year		154,151		584,708
Two years before current fiscal year		580,624		119,892
Three years before current year		117,980		40,523
Four years before current fiscal year		39,238		42,653
Prior		178,444		153,729
Revolving Loans Converted to Term		2,449		2,049
Revolving		9,040		13,574
Total		1,146,989		1,110,610
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff, by Origination Year [Abstract]
2023		0		0
2022		0		0
2021		0		0
2020		0		13
2019		0		0
Prior		38		0
Revolving Loans Converted to Term		0		0
Revolving		0		0
Total		38		13
Residential real estate: | Pass
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]
Current fiscal year		65,063		153,327
Year before current fiscal year		152,624		573,624
Two years before current fiscal year		568,587		116,695
Three years before current year		113,410		38,309
Four years before current fiscal year		36,616		38,121
Prior		165,412		141,216
Revolving Loans Converted to Term		2,384		1,857
Revolving		9,009		13,540
Total		1,113,105		1,076,689
Residential real estate: | Pass/Watch
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]
Current fiscal year		0		155
Year before current fiscal year		1,527		1,181
Two years before current fiscal year		2,220		28
Three years before current year		615		0
Four years before current fiscal year		91		269
Prior		3,636		4,667
Revolving Loans Converted to Term		65		176
Revolving		0		0
Total		8,154		6,476
Residential real estate: | Special Mention
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]
Current fiscal year		0		0
Year before current fiscal year		0		0
Two years before current fiscal year		354		0
Three years before current year		0		0
Four years before current fiscal year		0		254
Prior		1,871		1,465
Revolving Loans Converted to Term		0		0
Revolving		0		0
Total		2,225		1,719
Residential real estate: | Substandard - Accruing
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]
Current fiscal year		0		0
Year before current fiscal year		0		3,199
Two years before current fiscal year		0		0
Three years before current year		0		0
Four years before current fiscal year		0		0
Prior		100		114
Revolving Loans Converted to Term		0		0
Revolving		0		0
Total		100		3,313
Residential real estate: | Substandard - Nonaccrual
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]
Current fiscal year		0		0
Year before current fiscal year		0		6,704
Two years before current fiscal year		9,463		3,169
Three years before current year		3,955		2,214
Four years before current fiscal year		2,531		4,009
Prior		7,425		6,267
Revolving Loans Converted to Term		0		16
Revolving		31		34
Total		23,405		22,413
Public Finance:
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]
Current fiscal year		0		37,074
Year before current fiscal year		20,131		0
Two years before current fiscal year		0		43,512
Three years before current year		43,531		174,907
Four years before current fiscal year		134,847		209,043
Prior		336,774		135,326
Revolving Loans Converted to Term		0		0
Revolving		2,589		3,051
Total		537,872		602,913
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff, by Origination Year [Abstract]
2023		0		0
2022		0		0
2021		0		0
2020		0		0
2019		0		0
Prior		0		0
Revolving Loans Converted to Term		0		0
Revolving		0		0
Total		0		0
Public Finance: | Pass
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]
Current fiscal year		0		37,074
Year before current fiscal year		20,131		0
Two years before current fiscal year		0		43,512
Three years before current year		43,531		174,907
Four years before current fiscal year		134,847		201,575
Prior		329,548		135,326
Revolving Loans Converted to Term		0		0
Revolving		2,589		3,051
Total		530,646		595,445
Public Finance: | Substandard - Accruing
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]
Current fiscal year				0
Year before current fiscal year				0
Two years before current fiscal year				0
Three years before current year				0
Four years before current fiscal year				7,468
Prior				0
Revolving Loans Converted to Term				0
Revolving				0
Total				7,468
Public Finance: | Substandard - Nonaccrual
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]
Current fiscal year		0
Year before current fiscal year		0
Two years before current fiscal year		0
Three years before current year		0
Four years before current fiscal year		0
Prior		7,226
Revolving Loans Converted to Term		0
Revolving		0
Total		7,226
Consumer:
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]
Current fiscal year		2,905		3,232
Year before current fiscal year		2,254		2,240
Two years before current fiscal year		1,731		5,474
Three years before current year		4,529		9,520
Four years before current fiscal year		8,480		3,627
Prior		5,682		2,708
Revolving Loans Converted to Term		68		33
Revolving		16,480		9,537
Total		42,129		36,371
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff, by Origination Year [Abstract]
2023		0		0
2022		3		0
2021		7		11
2020		1		8
2019		140		111
Prior		4		32
Revolving Loans Converted to Term		10		3
Revolving		136		169
Total		301		334
Consumer: | Pass
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]
Current fiscal year		2,905		3,232
Year before current fiscal year		2,246		2,183
Two years before current fiscal year		1,684		5,347
Three years before current year		4,411		9,414
Four years before current fiscal year		8,286		3,482
Prior		5,327		2,555
Revolving Loans Converted to Term		51		2
Revolving		16,418		9,491
Total		41,328		35,706
Consumer: | Pass/Watch
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]
Current fiscal year		0		0
Year before current fiscal year		8		53
Two years before current fiscal year		47		108
Three years before current year		112		99
Four years before current fiscal year		194		145
Prior		355		153
Revolving Loans Converted to Term		1		1
Revolving		62		46
Total		779		605
Consumer: | Special Mention
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]
Current fiscal year		0		0
Year before current fiscal year		0		0
Two years before current fiscal year		0		13
Three years before current year		2		7
Four years before current fiscal year		0		0
Prior		0		0
Revolving Loans Converted to Term		0		0
Revolving		0		0
Total		2		20
Consumer: | Substandard - Accruing
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]
Current fiscal year		0		0
Year before current fiscal year		0		0
Two years before current fiscal year		0		0
Three years before current year		0		0
Four years before current fiscal year		0		0
Prior		0		0
Revolving Loans Converted to Term		16		30
Revolving		0		0
Total		16		30
Consumer: | Substandard - Nonaccrual
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]
Current fiscal year		0		0
Year before current fiscal year		0		4
Two years before current fiscal year		0		6
Three years before current year		4		0
Four years before current fiscal year		0		0
Prior		0		0
Revolving Loans Converted to Term		0		0
Revolving		0		0
Total		4		10
Other:
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]
Current fiscal year		24,057		5,890
Year before current fiscal year		12,675		7,802
Two years before current fiscal year		7,748		20,532
Three years before current year		16,718		806
Four years before current fiscal year		483		2,673
Prior		10,874		10,227
Revolving Loans Converted to Term		5,125		5,305
Revolving		128,774		100,183
Total		206,454		153,418
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff, by Origination Year [Abstract]
2023		0		0
2022		0		0
2021		0		0
2020		0		0
2019		0		0
Prior		0		0
Revolving Loans Converted to Term		0		0
Revolving		0		0
Total		0		0
Other: | Pass
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]
Current fiscal year		24,057		5,890
Year before current fiscal year		12,675		7,802
Two years before current fiscal year		7,748		13,198
Three years before current year		12,418		806
Four years before current fiscal year		483		282
Prior		8,483		10,227
Revolving Loans Converted to Term		4,900		4,859
Revolving		128,774		100,183
Total		199,538		143,247
Other: | Pass/Watch
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]
Current fiscal year		0		0
Year before current fiscal year		0		0
Two years before current fiscal year		0		7,334
Three years before current year		4,300		0
Four years before current fiscal year		0		0
Prior		0		0
Revolving Loans Converted to Term		0		0
Revolving		0		0
Total		4,300		7,334
Other: | Substandard - Nonaccrual
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]
Current fiscal year		0		0
Year before current fiscal year		0		0
Two years before current fiscal year		0		0
Three years before current year		0		0
Four years before current fiscal year		0		2,391
Prior		2,391		0
Revolving Loans Converted to Term		225		446
Revolving		0		0
Total		$ 2,616		$ 2,837

Loans - Schedule of Collateral

Loans - Schedule of Collateral Dependent Loans, Individually Evaluated for Allowance for Credit Loss (Details) - USD ($) $ in Thousands	Jun. 30, 2024	Mar. 31, 2024	Dec. 31, 2023	Jun. 30, 2023	Mar. 31, 2023	Dec. 31, 2022
Financing Receivable, Allowance for Credit Loss [Line Items]
Total	$ 6,337,162		$ 6,267,096
Total Collateral Dependent Loans, Related Allowance	78,960	$ 79,829	80,398	$ 77,362	$ 74,459	$ 65,917
Collateral Pledged
Financing Receivable, Allowance for Credit Loss [Line Items]
Collateral Dependent Loans with Allowance, Amortized Allowance	25,945		9,036
Collateral Dependent Loans with Allowance, Related Allowance	5,405		2,543
Collateral Dependent Loans with No Related Allowance, Amortized Cost	36,519		28,291
Total	62,464		37,327
Total Collateral Dependent Loans, Related Allowance	5,405		2,543
Commercial and industrial
Financing Receivable, Allowance for Credit Loss [Line Items]
Total	2,431,110		2,467,688
Total Collateral Dependent Loans, Related Allowance	25,398	28,270	29,523	33,197	28,545	40,785
Commercial and industrial | Collateral Pledged
Financing Receivable, Allowance for Credit Loss [Line Items]
Collateral Dependent Loans with Allowance, Amortized Allowance	9,867		5,084
Collateral Dependent Loans with Allowance, Related Allowance	3,270		2,328
Collateral Dependent Loans with No Related Allowance, Amortized Cost	9,658		2,920
Total	19,525		8,004
Total Collateral Dependent Loans, Related Allowance	3,270		2,328
Owner occupied
Financing Receivable, Allowance for Credit Loss [Line Items]
Total	1,972,608		1,896,096
Total Collateral Dependent Loans, Related Allowance	29,919	29,333	27,546	21,598	24,186	19,754
Owner occupied | Collateral Pledged
Financing Receivable, Allowance for Credit Loss [Line Items]
Collateral Dependent Loans with Allowance, Amortized Allowance	4,172		0
Collateral Dependent Loans with Allowance, Related Allowance	421		0
Collateral Dependent Loans with No Related Allowance, Amortized Cost	5,516		4,063
Total	9,688		4,063
Total Collateral Dependent Loans, Related Allowance	421		0
Owner occupied | Non-owner occupied:
Financing Receivable, Allowance for Credit Loss [Line Items]
Total	866,999		812,235
Owner occupied | Non-owner occupied: | Collateral Pledged
Financing Receivable, Allowance for Credit Loss [Line Items]
Collateral Dependent Loans with Allowance, Amortized Allowance	3,842		0
Collateral Dependent Loans with Allowance, Related Allowance	147		0
Collateral Dependent Loans with No Related Allowance, Amortized Cost	4,321		3,844
Total	8,163		3,844
Total Collateral Dependent Loans, Related Allowance	147		0
Owner occupied | Owner occupied
Financing Receivable, Allowance for Credit Loss [Line Items]
Total	660,511		635,365
Owner occupied | Owner occupied | Collateral Pledged
Financing Receivable, Allowance for Credit Loss [Line Items]
Collateral Dependent Loans with Allowance, Amortized Allowance	330		0
Collateral Dependent Loans with Allowance, Related Allowance	274		0
Collateral Dependent Loans with No Related Allowance, Amortized Cost	1,016		34
Total	1,346		34
Total Collateral Dependent Loans, Related Allowance	274		0
Owner occupied | Construction & land:
Financing Receivable, Allowance for Credit Loss [Line Items]
Total	350,878		345,430
Owner occupied | Construction & land: | Collateral Pledged
Financing Receivable, Allowance for Credit Loss [Line Items]
Collateral Dependent Loans with Allowance, Amortized Allowance	0		0
Collateral Dependent Loans with Allowance, Related Allowance	0		0
Collateral Dependent Loans with No Related Allowance, Amortized Cost	179		185
Total	179		185
Total Collateral Dependent Loans, Related Allowance	0		0
Residential real estate:
Financing Receivable, Allowance for Credit Loss [Line Items]
Total	1,146,989		1,110,610
Total Collateral Dependent Loans, Related Allowance	15,982	14,989	16,345	14,959	14,165	2,963
Residential real estate: | Collateral Pledged
Financing Receivable, Allowance for Credit Loss [Line Items]
Collateral Dependent Loans with Allowance, Amortized Allowance	2,285		1,551
Collateral Dependent Loans with Allowance, Related Allowance	184		103
Collateral Dependent Loans with No Related Allowance, Amortized Cost	21,120		20,862
Total	23,405		22,413
Total Collateral Dependent Loans, Related Allowance	184		103
Public Finance:
Financing Receivable, Allowance for Credit Loss [Line Items]
Total	537,872		602,913
Total Collateral Dependent Loans, Related Allowance	5,921	5,778	5,337	5,506	5,549	1,664
Public Finance: | Collateral Pledged
Financing Receivable, Allowance for Credit Loss [Line Items]
Collateral Dependent Loans with Allowance, Amortized Allowance	7,226
Collateral Dependent Loans with Allowance, Related Allowance	1,460
Collateral Dependent Loans with No Related Allowance, Amortized Cost	0
Total	7,226
Total Collateral Dependent Loans, Related Allowance	1,460
Consumer:
Financing Receivable, Allowance for Credit Loss [Line Items]
Total	42,129		36,371
Total Collateral Dependent Loans, Related Allowance	666	624	717	854	676	352
Consumer: | Collateral Pledged
Financing Receivable, Allowance for Credit Loss [Line Items]
Collateral Dependent Loans with Allowance, Amortized Allowance	4		10
Collateral Dependent Loans with Allowance, Related Allowance	4		10
Collateral Dependent Loans with No Related Allowance, Amortized Cost	0		0
Total	4		10
Total Collateral Dependent Loans, Related Allowance	4		10
Other:
Financing Receivable, Allowance for Credit Loss [Line Items]
Total	206,454		153,418
Total Collateral Dependent Loans, Related Allowance	1,074	$ 835	930	$ 1,248	$ 1,338	$ 399
Other: | Collateral Pledged
Financing Receivable, Allowance for Credit Loss [Line Items]
Collateral Dependent Loans with Allowance, Amortized Allowance	2,391		2,391
Collateral Dependent Loans with Allowance, Related Allowance	66		102
Collateral Dependent Loans with No Related Allowance, Amortized Cost	225		446
Total	2,616		2,837
Total Collateral Dependent Loans, Related Allowance	$ 66		$ 102

Loans - Schedule of Loan Modifi

Loans - Schedule of Loan Modifications (Details) - USD ($) $ in Thousands	3 Months Ended	6 Months Ended
	Jun. 30, 2024	Jun. 30, 2024	Jun. 30, 2023
Financing Receivable, Troubled Debt Restructuring [Line Items]
Loans, modified in period, amount		$ 14,090
% of Total Class of Loans	0.10%	0.20%	0%
Payment Delay
Financing Receivable, Troubled Debt Restructuring [Line Items]
Loans, modified in period, amount	$ 2,727	$ 10,227	$ 270
Interest Rate Reduction
Financing Receivable, Troubled Debt Restructuring [Line Items]
Loans, modified in period, amount	$ 2,088	2,726	$ 1,136
Commercial and industrial
Financing Receivable, Troubled Debt Restructuring [Line Items]
Loans, modified in period, amount		$ 10,227
% of Total Class of Loans	0.10%	0.40%	0%
Commercial and industrial | Payment Delay
Financing Receivable, Troubled Debt Restructuring [Line Items]
Loans, modified in period, amount	$ 2,727	$ 10,227	$ 270
Commercial and industrial | Interest Rate Reduction
Financing Receivable, Troubled Debt Restructuring [Line Items]
Loans, modified in period, amount	$ 0	$ 0	$ 0
Owner occupied
Financing Receivable, Troubled Debt Restructuring [Line Items]
% of Total Class of Loans	0.10%	0.10%	0.10%
Owner occupied | Owner occupied
Financing Receivable, Troubled Debt Restructuring [Line Items]
% of Total Class of Loans	0.30%	0.40%	0.20%
Owner occupied | Payment Delay
Financing Receivable, Troubled Debt Restructuring [Line Items]
Loans, modified in period, amount	$ 0	$ 0	$ 0
Owner occupied | Payment Delay | Owner occupied
Financing Receivable, Troubled Debt Restructuring [Line Items]
Loans, modified in period, amount	0	0	0
Owner occupied | Interest Rate Reduction
Financing Receivable, Troubled Debt Restructuring [Line Items]
Loans, modified in period, amount	2,088	2,726	1,136
Owner occupied | Interest Rate Reduction | Owner occupied
Financing Receivable, Troubled Debt Restructuring [Line Items]
Loans, modified in period, amount	$ 2,088	$ 2,726	$ 1,136

Loans - Schedule of Performance

Loans - Schedule of Performance Loan Modifications (Details) $ in Thousands	6 Months Ended
	Jun. 30, 2024 USD ($)
Financing Receivable, Troubled Debt Restructuring [Line Items]
Loans, modified in period, amount	$ 14,090
Loans Not Past Due
Financing Receivable, Troubled Debt Restructuring [Line Items]
Loans, modified in period, amount	13,140
Loans 30-59 Days Past Due
Financing Receivable, Troubled Debt Restructuring [Line Items]
Loans, modified in period, amount	0
Loans 60-89 Days Past Due
Financing Receivable, Troubled Debt Restructuring [Line Items]
Loans, modified in period, amount	0
Loans Greater than 90 Days Past Due, Still Accruing
Financing Receivable, Troubled Debt Restructuring [Line Items]
Loans, modified in period, amount	0
Nonaccrual
Financing Receivable, Troubled Debt Restructuring [Line Items]
Loans, modified in period, amount	950
Commercial and industrial
Financing Receivable, Troubled Debt Restructuring [Line Items]
Loans, modified in period, amount	10,227
Commercial and industrial | Loans Not Past Due
Financing Receivable, Troubled Debt Restructuring [Line Items]
Loans, modified in period, amount	9,916
Commercial and industrial | Loans 30-59 Days Past Due
Financing Receivable, Troubled Debt Restructuring [Line Items]
Loans, modified in period, amount	0
Commercial and industrial | Loans 60-89 Days Past Due
Financing Receivable, Troubled Debt Restructuring [Line Items]
Loans, modified in period, amount	0
Commercial and industrial | Loans Greater than 90 Days Past Due, Still Accruing
Financing Receivable, Troubled Debt Restructuring [Line Items]
Loans, modified in period, amount	0
Commercial and industrial | Nonaccrual
Financing Receivable, Troubled Debt Restructuring [Line Items]
Loans, modified in period, amount	311
Commercial real estate: | Owner occupied
Financing Receivable, Troubled Debt Restructuring [Line Items]
Loans, modified in period, amount	3,863
Commercial real estate: | Owner occupied | Loans Not Past Due
Financing Receivable, Troubled Debt Restructuring [Line Items]
Loans, modified in period, amount	3,224
Commercial real estate: | Owner occupied | Loans 30-59 Days Past Due
Financing Receivable, Troubled Debt Restructuring [Line Items]
Loans, modified in period, amount	0
Commercial real estate: | Owner occupied | Loans 60-89 Days Past Due
Financing Receivable, Troubled Debt Restructuring [Line Items]
Loans, modified in period, amount	0
Commercial real estate: | Owner occupied | Loans Greater than 90 Days Past Due, Still Accruing
Financing Receivable, Troubled Debt Restructuring [Line Items]
Loans, modified in period, amount	0
Commercial real estate: | Owner occupied | Nonaccrual
Financing Receivable, Troubled Debt Restructuring [Line Items]
Loans, modified in period, amount	$ 639

Mortgage Servicing Rights - Sch

Mortgage Servicing Rights - Schedule of Unpaid Principal Loan Balance of Servicing Portfolio (Details) - USD ($) $ in Thousands	Jun. 30, 2024	Dec. 31, 2023
Financing Receivable, Unpaid Principal Balance Of Servicing Portfolio [Line Items]
Total	$ 5,611,782	$ 5,416,459
Federal National Mortgage Association
Financing Receivable, Unpaid Principal Balance Of Servicing Portfolio [Line Items]
Total	2,497,478	2,478,732
Federal Home Loan Mortgage Corporation
Financing Receivable, Unpaid Principal Balance Of Servicing Portfolio [Line Items]
Total	1,837,908	1,736,329
Government National Mortgage Association
Financing Receivable, Unpaid Principal Balance Of Servicing Portfolio [Line Items]
Total	1,174,413	1,094,438
Federal Home Loan Bank
Financing Receivable, Unpaid Principal Balance Of Servicing Portfolio [Line Items]
Total	100,765	105,702
Other
Financing Receivable, Unpaid Principal Balance Of Servicing Portfolio [Line Items]
Total	$ 1,218	$ 1,258

Mortgage Servicing Rights - S_2

Mortgage Servicing Rights - Schedule of Mortgage Servicing Rights at Fair Value (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023
Servicing Asset at Fair Value, Amount [Roll Forward]
Balance, beginning of period	$ 78,416	$ 73,424	$ 76,701	$ 74,097
Servicing resulting from transfers of financial assets	3,266	2,897	5,297	4,944
Changes in fair value:
Due to changes in valuation inputs or assumptions used in the valuation model	821	3,846	2,094	2,678
Changes in fair value due to pay-offs, pay-downs, and runoff	(1,759)	(1,777)	(3,348)	(3,329)
Balance, end of period	$ 80,744	$ 78,390	$ 80,744	$ 78,390

Mortgage Servicing Rights - S_3

Mortgage Servicing Rights - Schedule of Weighted-Average Key Assumptions to Estimate Fair Value of Mortgage Servicing Rights (Details) - uSDPerLoan	6 Months Ended		12 Months Ended
	Jun. 30, 2024	Jun. 30, 2023	Dec. 31, 2023
Transfers and Servicing [Abstract]
Discount rate	10.14%	11.19%	10.06%
Total prepayment speeds	8.14%	7.56%	7.79%
Cost of servicing each loan	91	89	90

Mortgage Servicing Rights - S_4

Mortgage Servicing Rights - Schedule of Servicing and Ancillary Fees from Mortgage Servicing Portfolio (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023
Transfers and Servicing [Abstract]
Servicing fees	$ 3,940	$ 3,684	$ 7,825	$ 7,306
Late and ancillary fees	215	169	434	354
Total	$ 4,155	$ 3,853	$ 8,259	$ 7,660

Derivative Financial Instrume_3

Derivative Financial Instruments - Narrative (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023	Dec. 31, 2023
Derivative [Line Items]
Fair value of derivatives in a net liability position	$ 24,673		$ 24,673		$ 20,508
Posted collateral aggregate fair value	5,890		5,890		9,040
Derivative financial instruments not designated as hedging instruments:
Derivative [Line Items]
Fee income	443	$ 502	474	$ 968
Loans Receivable
Derivative [Line Items]
Carrying amount of hedged loans receivable	167,451		167,451		184,829
Amount of cumulative income (loss) in fair value hedging adjustment	(10,920)		(10,920)		(9,567)
Hedging adjustment included in interest income	(241)	2,494	1,353	(158)
Available-for-sale securities
Derivative [Line Items]
Carrying amount of hedged loans receivable	37,699		37,699		37,701
Amount of cumulative income (loss) in fair value hedging adjustment	(4,622)		(4,622)		$ (3,168)
Hedging adjustment included in interest income	$ 182	$ 1,309	$ 1,455	$ 403

Derivative Financial Instrume_4

Derivative Financial Instruments - Schedule of The Components Of Derivative Financial Instruments (Details) $ in Thousands	Jun. 30, 2024 USD ($) transaction	Dec. 31, 2023 USD ($) transaction
Interest rate lock commitments (IRLC)
Assets
Outstanding Notional	$ 85,573	$ 41,404
Estimated Fair Value	$ 365	$ 252
Interest rate lock commitments (IRLC) | Derivative financial instruments designated as hedging instruments:
Assets
Number of Transactions | transaction	31	32
Outstanding Notional	$ 180,080	$ 195,935
Estimated Fair Value	$ 15,547	$ 12,737
Interest rate lock commitments (IRLC) | Derivative financial instruments not designated as hedging instruments:
Assets
Number of Transactions | transaction	50	49
Outstanding Notional	$ 394,710	$ 396,111
Estimated Fair Value	$ 24,108	$ 19,931
Liabilities:
Number of Transactions | transaction	50	49
Outstanding Notional	$ 394,710	$ 396,111
Estimated Fair Value	$ 23,897	$ 19,869
Other | Derivative financial instruments not designated as hedging instruments:
Assets
Number of Transactions | transaction	3	1
Outstanding Notional	$ 7,759	$ 14,638
Estimated Fair Value	$ 0	$ 7
Liabilities:
Number of Transactions | transaction	2	2
Outstanding Notional	$ 6,168	$ 6,168
Estimated Fair Value	$ 14	$ 30

Derivative Financial Instrume_5

Derivative Financial Instruments - Schedule of Gains And Losses On Banking Derivatives Assets and Liabilities (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023
Recorded gain on banking derivative assets
Derivative Instruments, Gain (Loss) [Line Items]
Recorded gain (loss) on banking derivative	$ 3,257	$ 7,605	$ 9,642	$ 5,045
Recorded loss on banking derivative liabilities
Derivative Instruments, Gain (Loss) [Line Items]
Recorded gain (loss) on banking derivative	(3,251)	(7,487)	(9,483)	(5,231)
Recorded loss on mortgage banking derivative assets
Derivative Instruments, Gain (Loss) [Line Items]
Recorded gain (loss) on banking derivative	(1,065)	(1,154)	(1,007)	(304)
Recorded gain (loss) on mortgage banking derivative liabilities
Derivative Instruments, Gain (Loss) [Line Items]
Recorded gain (loss) on banking derivative	$ 0	$ 495	$ 0	$ (40)

Derivative Financial Instrume_6

Derivative Financial Instruments- Schedule of Components of Our Mortgage Banking Derivative Financial Instruments (Details) - USD ($) $ in Thousands	Jun. 30, 2024	Dec. 31, 2023
Futures
Derivative Instruments and Hedging Activities Disclosures [Line Items]
Outstanding Notional	$ 32,500
Estimated Fair Value	394
Forward MBS trades
Derivative Instruments and Hedging Activities Disclosures [Line Items]
Outstanding Notional	101,000	$ 28,700
Estimated Fair Value	266	2,153
Outstanding Notional		77,000
Derivative financial instruments		606
Interest rate lock commitments (IRLC)
Derivative Instruments and Hedging Activities Disclosures [Line Items]
Outstanding Notional	85,573	41,404
Estimated Fair Value	$ 365	$ 252

Deposits - Schedule of Composit

Deposits - Schedule of Composition of Deposits (Details) - USD ($) $ in Thousands	Jun. 30, 2024	Dec. 31, 2023
Statistical Disclosure for Banks [Abstract]
Noninterest-bearing demand deposit accounts	$ 1,562,308	$ 1,530,506
Interest-bearing deposit accounts:
Interest-bearing demand accounts	538,232	534,540
Savings accounts and money market accounts	2,505,439	2,446,632
NOW accounts	42,687	56,819
Certificate of deposit accounts:
Less than $100	888,017	714,171
$100 through $250	560,046	569,696
Greater than $250	522,796	521,739
Total interest-bearing deposit accounts	5,057,217	4,843,597
Total deposits	$ 6,619,525	$ 6,374,103

Deposits - Schedule of Interest

Deposits - Schedule of Interest Expense Incurred on Deposits (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023
Interest-bearing deposit accounts:
Interest-bearing demand accounts	$ 5,759	$ 2,045	$ 10,478	$ 3,220
Savings accounts and money market accounts	11,213	6,365	21,884	11,878
NOW accounts	137	79	279	138
Certificate of deposit accounts	21,375	12,240	42,233	19,672
Total interest-bearing deposit accounts	$ 38,484	$ 20,729	$ 74,874	$ 34,908

Deposits - Schedule of Remainin

Deposits - Schedule of Remaining Maturity on Certificate of Deposit Accounts (Details) $ in Thousands	Jun. 30, 2024 USD ($)
Maturities of Time Deposits [Abstract]
Remainder of 2024	$ 1,686,074
2025	259,129
2026	13,394
2027	4,617
2028	2,277
2029	2,808
Thereafter	2,560
Total certificate of deposit accounts	$ 1,970,859

Securities Sold Under Agreeme_3

Securities Sold Under Agreements to Repurchase (Details) - USD ($) $ in Thousands	6 Months Ended	12 Months Ended
	Jun. 30, 2024	Dec. 31, 2023
Carrying Value of Securities Sold under Repurchase Agreements and Deposits Received for Securities Loaned [Abstract]
Amount outstanding at period-end	$ 20,408	$ 24,693
Average daily balance during the period	$ 18,904	$ 28,316
Average interest rate during the period	1.07%	0.84%
Maximum month-end balance during the period	$ 24,240	$ 40,432
Weighted average interest rate at period-end	0.93%	0.91%
Securities sold under agreements to repurchase, pledged securities	$ 25,723	$ 30,810

Debt - Schedule of FHLB Advance

Debt - Schedule of FHLB Advances and Other Borrowings Outstanding (Details) - USD ($) $ in Thousands	Jun. 30, 2024	Dec. 31, 2023
Short-term Debt [Line Items]
Amount	$ 145,000	$ 389,468
Variable rate line-of-credit advance | Federal Home Loan Bank stock
Short-term Debt [Line Items]
Amount	0	$ 389,468
Rate		5.55%
Fixed rate term advances | Federal Home Loan Bank stock
Short-term Debt [Line Items]
Amount	$ 145,000	$ 0
Weighted Average Rate	5.62%
Fixed rate term advances | Federal Home Loan Bank stock | Minimum
Short-term Debt [Line Items]
Rate	5.61%
Fixed rate term advances | Federal Home Loan Bank stock | Maximum
Short-term Debt [Line Items]
Rate	5.67%

Debt - Narrative (Details)

Debt - Narrative (Details) - USD ($)		3 Months Ended	6 Months Ended
	Jan. 13, 2022	Aug. 31, 2020	Jun. 30, 2024	Dec. 31, 2023	Jun. 30, 2023
Debt Conversion [Line Items]
Loans pledged to the FHLB			$ 1,758,544,000	$ 1,674,096,000
Total borrowing capacity with the FHLB			1,600,315,000	$ 1,192,022,000
Additional borrowing availability with the FHLB			1,328,722,000
Trust preferred securities, aggregate liquidation valuation amount			419,000
Trust Preferred Securities | New Mexico Banquest Capital Trust I (NMBCT I)
Debt Conversion [Line Items]
Debt instrument, face amount			9,279,000
Trust Preferred Securities | New Mexico Banquest Capital Trust II (NMBCT II)
Debt Conversion [Line Items]
Debt instrument, face amount			$ 4,640,000
LIBOR | Trust Preferred Securities | New Mexico Banquest Capital Trust I (NMBCT I)
Debt Conversion [Line Items]
Interest rate margin on variable rate basis			3.35%
Rate			8.91%		8.51%
LIBOR | Trust Preferred Securities | New Mexico Banquest Capital Trust II (NMBCT II)
Debt Conversion [Line Items]
Interest rate margin on variable rate basis			2%
Rate			7.59%		7.39%
Subordinated Notes Due July 1, 2030 | Subordinated Debt
Debt Conversion [Line Items]
Debt instrument, interest rate		6%
Debt instrument, face amount		$ 40,000,000
Debt redemption period from issuance date		5 years
Costs related to the issuance of the subordinated notes		$ 933,000
Subordinated Notes Due July 1, 2030 | Subordinated Debt | SOFR
Debt Conversion [Line Items]
Interest rate margin on variable rate basis		5.89%
Subordinated Notes Due January 15, 2032 | Subordinated Debt
Debt Conversion [Line Items]
Debt instrument, interest rate	3.375%
Debt instrument, face amount	$ 25,000,000
Debt redemption period from issuance date	5 years
Costs related to the issuance of the subordinated notes	$ 534,000
Subordinated Notes Due January 15, 2032 | Subordinated Debt | SOFR
Debt Conversion [Line Items]
Interest rate margin on variable rate basis	2.03%
Subordinated Debt related to Trust Preferred Securities | Subordinated Debt
Debt Conversion [Line Items]
Debt instrument, face amount			$ 13,919,000
Debt discount on the convertible notes			4,293,000
Line of Credit | Other Financial Institutions
Debt Conversion [Line Items]
Line of credit facility, maximum borrowing capacity			160,000,000
Line of credit outstanding			0
Line of Credit | Federal Reserve Bank stock
Debt Conversion [Line Items]
Line of credit facility, maximum borrowing capacity			2,010,184,000
Debt collateral amount			2,536,120,000
Line of credit outstanding			$ 0
Line of Credit | Federal Reserve Bank stock | Fed Funds target rate
Debt Conversion [Line Items]
Interest rate margin on variable rate basis			0.50%

Earnings Per Share - Schedule o

Earnings Per Share - Schedule of Computation of Basic and Diluted Earnings Per Share of Common Stock (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023
Earnings Per Share [Abstract]
Net income applicable to common stockholders, basic	$ 24,560	$ 28,006	$ 36,856	$ 54,287
Net income applicable to common stockholders, diluted	$ 24,560	$ 28,006	$ 36,856	$ 54,287
Weighted Average Shares
Weighted average common shares outstanding (in shares)	27,430,761	24,933,664	27,224,968	24,928,485
Effect of dilutive securities
Stock-based awards (in shares)	601,195	272,695	600,221	440,217
Weighted average diluted common shares (in shares)	28,031,956	25,206,359	27,825,189	25,368,702
Earnings per common share
Basic earnings per common share (in dollars per share)	$ 0.90	$ 1.12	$ 1.35	$ 2.18
Effect of dilutive securities
Stock-based awards (in dollars per share)	(0.02)	(0.01)	(0.03)	(0.04)
Diluted earnings per common share (in dollars per share)	$ 0.88	$ 1.11	$ 1.32	$ 2.14

Earnings Per Share - Narrative

Earnings Per Share - Narrative (Details) - shares	3 Months Ended	6 Months Ended
	Jun. 30, 2023	Jun. 30, 2023
Convertible Debt Securities
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Securities excluded from computation of diluted earnings per share (in shares)	85,500	85,500

Stockholders' Equity - Narrativ

Stockholders' Equity - Narrative (Details) - USD ($) $ / shares in Units, $ in Thousands				1 Months Ended			2 Months Ended	3 Months Ended		6 Months Ended
	Jun. 14, 2024	Apr. 30, 2024	Jan. 16, 2024	Mar. 31, 2024	May 31, 2023	May 31, 2022	Apr. 30, 2024	Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023	Dec. 31, 2023	Mar. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Preferred stock, shares authorized (in shares)								10,000,000		10,000,000		10,000,000
Preferred stock, par value (in dollars per share)								$ 0.0001		$ 0.0001		$ 0.0001
Preferred stock, shares issued (in shares)								0		0		0
Preferred stock, shares outstanding (in shares)								0		0		0
Common stock, shares authorized (in shares)								50,000,000		50,000,000		50,000,000
Common stock, par value (in dollars per share)								$ 0.0001		$ 0.0001		$ 0.0001
Common stock, shares issued (in shares)								27,443,246		27,443,246		24,960,639
Common stock, shares outstanding (in shares)								27,443,246		27,443,246		24,960,639
Common stock
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Common stock, shares issued (in shares)				27,442,943				27,443,246	24,941,468	27,443,246	24,941,468	24,960,639	24,924,023	24,920,984
Issuance of common stock on restricted stock grants (in shares)									15,007		15,007
Issuance of common stock on restricted stock grants, net of forfeitures (in shares)								(741)		10,998
HomeStreet Merger
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Sale of stock, number of shares issued (in shares)	462,000
Consideration received from issuance of common stock	$ 15,000
HomeStreet Merger | Common stock
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Sale of stock, number of shares issued (in shares)			2,461,538
Consideration received from issuance of common stock			$ 80,000
Performance-based restricted stock | April 2024
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Total unrecognized compensation cost related to non-vested stock options granted								$ 3,055		$ 3,055
Awards expected to issue (in shares)								93,868		93,868
Performance-based restricted stock | April 2023
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Total unrecognized compensation cost related to non-vested stock options granted								$ 1,069		$ 1,069
Awards expected to issue (in shares)								64,455		64,455
Performance-based restricted stock | April 2022
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Total unrecognized compensation cost related to non-vested stock options granted								$ 471		$ 471
Awards expected to issue (in shares)								52,795		52,795
Option awards
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Granted (in shares)										0
Restricted Stock
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Total unrecognized compensation cost related to non-vested stock options granted								$ 420		$ 420
Aggregate shares of common stock (up to)		195,525		228,573			424,098
Vesting period										3 years
FirstSun Capital Bancorp 2017 Equity Incentive Plan
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Aggregate shares of common stock (in shares)								1,977,292		1,977,292
Granted (in shares)								0		0
Total unrecognized compensation cost related to non-vested stock options granted								$ 63		$ 63
Total unrecognized compensation cost related to non-vested stock options granted, period										11 months
Intrinsic value of the stock options								16,619		$ 16,619
FirstSun Capital Bancorp 2021 Equity Incentive Plan
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Aggregate shares of common stock (in shares)															2,476,571
Issuance of common stock on restricted stock grants (in shares)				11,739	15,007	11,344
Forfeiture of common stock on restricted stock grants (in shares)										741
Issuance of common stock on restricted stock grants, net of forfeitures (in shares)					14,266
FirstSun Capital Bancorp 2017 And 2021 Equity Incentive Plan
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share-based payment arrangement, compensation cost								772	$ 657	$ 1,264	$ 1,083
Pioneer's Option Plans
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Intrinsic value of the stock options								$ 1,282		$ 1,282

Stockholders' Equity - Schedule

Stockholders' Equity - Schedule of Stock Option Activity (Details) - $ / shares	6 Months Ended
	Jun. 30, 2024
Shares
Outstanding, beginning balance (in shares)	1,245,000
Exercised (in shares)	(26,943)
Outstanding, ending balance (in shares)	1,218,057
Options vested or expected to vest (in shares)	1,218,057
Options exercisable, end of period (in shares)	1,211,582
Weighted-Average Exercise Price, per Share
Outstanding, beginning balance (in dollars per share)	$ 20.25
Exercised (in dollars per share)	19.72
Outstanding, ending balance (in dollars per share)	20.27
Weighted-average exercise price, options vested or expected to vest (in dollars per share)	20.27
Weighted-average exercise price, options exercisable, end of period (in dollars per share)	$ 20.20
Weighted-Average Remaining Contractual Term (years)
Outstanding	3 years 9 months 21 days
Options exercisable	3 years 9 months 14 days
Pioneer's Option Plans
Shares
Outstanding, beginning balance (in shares)	121,901
Exercised (in shares)	(1,566)
Outstanding, ending balance (in shares)	120,335
Options vested or expected to vest (in shares)	120,335
Options exercisable, end of period (in shares)	120,335
Weighted-Average Exercise Price, per Share
Outstanding, beginning balance (in dollars per share)	$ 23.26
Exercised (in dollars per share)	17.24
Outstanding, ending balance (in dollars per share)	23.34
Weighted-average exercise price, options vested or expected to vest (in dollars per share)	23.34
Weighted-average exercise price, options exercisable, end of period (in dollars per share)	$ 23.34
Weighted-Average Remaining Contractual Term (years)
Outstanding	3 years 7 months 28 days
Options exercisable	3 years 7 months 28 days

Income Taxes - Schedule of Prov

Income Taxes - Schedule of Provision For Income Taxes (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023
Income Tax Disclosure [Abstract]
Provision for income taxes	$ 6,538	$ 7,654	$ 9,528	$ 14,795
Effective tax provision rate	21%	21.50%	20.50%	21.40%

Regulatory Capital Matters - Sc

Regulatory Capital Matters - Schedule of Actual and required capital amounts (Details) $ in Thousands	Jun. 30, 2024 USD ($)	Dec. 31, 2023 USD ($)
Parent Company
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Total risk-based capital to risk-weighted assets, Actual Amount	$ 1,071,535	$ 953,331
Total risk-based capital to risk-weighted assets, Actual Ratio	0.1495	0.1325
Total risk-based capital to risk-weighted assets, For Capital Adequacy Purposes, Amount	$ 573,269	$ 575,434
Total risk-based capital to risk-weighted assets, For Capital Adequacy Purposes, Ratio	0.0800	0.0800
Tier 1 risk-based capital to risk-weighted assets, Actual Amount	$ 916,893	$ 798,167
Tier 1 risk-based capital to risk-weighted assets, Actual Ratio	0.1280	0.1110
Tier 1 risk-based capital to risk-weighted assets, For Capital Adequacy Purposes, Amount	$ 429,952	$ 431,575
Tier 1 risk-based capital to risk-weighted assets, For Capital Adequacy Purposes, Ratio	0.0600	0.0600
Common Equity Tier 1 (CET 1) to risk-weighted assets, Actual Amount	$ 916,893	$ 798,167
Common Equity Tier 1 (CET 1) to risk-weighted assets, Actual Ratio	0.1280	0.1110
Common Equity Tier 1 (CET 1) to risk-weighted assets, For Capital Adequacy Purposes, Amount	$ 322,464	$ 323,682
Common Equity Tier 1 (CET 1) to risk-weighted assets, For Capital Adequacy Purposes, Ratio	0.0450	0.0450
Tier 1 leverage capital to average assets, Actual Amount	$ 916,893	$ 798,167
Tier 1 leverage capital to average assets, Actual Ratio	0.1183	0.1052
Tier 1 leverage capital to average assets, For Capital Adequacy Purposes, Amount	$ 310,123	$ 303,410
Tier 1 leverage capital to average assets, For Capital Adequacy Purposes, Ratio	0.0400	0.0400
Bank
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Total risk-based capital to risk-weighted assets, Actual Amount	$ 961,060	$ 918,050
Total risk-based capital to risk-weighted assets, Actual Ratio	0.1344	0.1279
Total risk-based capital to risk-weighted assets, For Capital Adequacy Purposes, Amount	$ 572,223	$ 574,280
Total risk-based capital to risk-weighted assets, For Capital Adequacy Purposes, Ratio	0.0800	0.0800
Total risk-based capital to risk-weighted assets, To be Well-Capitalized under Prompt Corrective Action Provisions, Amount	$ 715,279	$ 717,850
Total risk-based capital to risk-weighted assets, To be Well-Capitalized under Prompt Corrective Action Provisions, Ratio	0.1000	0.1000
Tier 1 risk-based capital to risk-weighted assets, Actual Amount	$ 881,995	$ 838,199
Tier 1 risk-based capital to risk-weighted assets, Actual Ratio	0.1233	0.1168
Tier 1 risk-based capital to risk-weighted assets, For Capital Adequacy Purposes, Amount	$ 429,168	$ 430,710
Tier 1 risk-based capital to risk-weighted assets, For Capital Adequacy Purposes, Ratio	0.0600	0.0600
Tier 1 risk-based capital to risk-weighted assets, To be Well-Capitalized under Prompt Corrective Action Provisions, Amount	$ 572,223	$ 574,280
Tier 1 risk-based capital to risk-weighted assets, To be Well-Capitalized under Prompt Corrective Action Provisions, Ratio	0.0800	0.0800
Common Equity Tier 1 (CET 1) to risk-weighted assets, Actual Amount	$ 881,995	$ 838,199
Common Equity Tier 1 (CET 1) to risk-weighted assets, Actual Ratio	0.1233	0.1168
Common Equity Tier 1 (CET 1) to risk-weighted assets, For Capital Adequacy Purposes, Amount	$ 321,876	$ 323,033
Common Equity Tier 1 (CET 1) to risk-weighted assets, For Capital Adequacy Purposes, Ratio	0.0450	0.0450
Common Equity Tier 1 (CET 1) to risk-weighted assets, To be Well-Capitalized under Prompt Corrective Action Provisions, Amount	$ 464,931	$ 466,603
Common Equity Tier 1 (CET 1) to risk-weighted assets, To be Well-Capitalized under Prompt Corrective Action Provisions, Ratio	0.0650	0.0650
Tier 1 leverage capital to average assets, Actual Amount	$ 881,995	$ 838,199
Tier 1 leverage capital to average assets, Actual Ratio	0.1138	0.1105
Tier 1 leverage capital to average assets, For Capital Adequacy Purposes, Amount	$ 310,138	$ 303,321
Tier 1 leverage capital to average assets, For Capital Adequacy Purposes, Ratio	0.0400	0.0400
Tier 1 leverage capital to average assets, To be Well-Capitalized under Prompt Corrective Action Provisions, Amount	$ 387,673	$ 379,151
Tier 1 leverage capital to average assets, To be Well-Capitalized under Prompt Corrective Action Provisions, Ratio	0.0500	0.0500

Fair Value Measurements - Sched

Fair Value Measurements - Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis (Details) - USD ($) $ in Thousands	Jun. 30, 2024	Mar. 31, 2024	Dec. 31, 2023	Jun. 30, 2023	Mar. 31, 2023	Dec. 31, 2022
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Mortgage servicing rights	$ 80,744	$ 78,416	$ 76,701	$ 78,390	$ 73,424	$ 74,097
Fair Value, Recurring
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Available-for-sale securities	491,649		516,757
Loans held-for-sale	66,571		54,212
Mortgage servicing rights	80,744		76,701
Derivative financial instruments - assets	40,680		35,073
Derivative financial instruments - liabilities	(23,911)		(20,475)
Total	655,733		662,268
Fair Value, Recurring | Level 1
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Available-for-sale securities	39,347		54,234
Loans held-for-sale	0		0
Mortgage servicing rights	0		0
Derivative financial instruments - assets	0		0
Derivative financial instruments - liabilities	0		0
Total	39,347		54,234
Fair Value, Recurring | Level 2
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Available-for-sale securities	452,302		462,523
Loans held-for-sale	66,571		54,212
Mortgage servicing rights	0		0
Derivative financial instruments - assets	40,680		35,073
Derivative financial instruments - liabilities	(23,911)		(20,475)
Total	535,642		531,333
Fair Value, Recurring | Level 3
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Available-for-sale securities	0		0
Loans held-for-sale	0		0
Mortgage servicing rights	80,744		76,701
Derivative financial instruments - assets	0		0
Derivative financial instruments - liabilities	0		0
Total	$ 80,744		$ 76,701

Fair Value Measurements - Sch_2

Fair Value Measurements - Schedule of Reconciliation for Level 3 Assets Measured at Fair Value on a Recurring Basis (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Balance, beginning of period	$ 78,416	$ 73,424	$ 76,701	$ 74,097
Total (losses) gains included in earnings	(938)	2,069	(1,254)	(651)
Purchases, issuances, sales and settlements:
Issuances	3,266	2,897	5,297	4,944
Balance, end of period	$ 80,744	$ 78,390	$ 80,744	$ 78,390
Fair Value, Recurring Basis, Unobservable Input Reconciliation, Asset, Gain (Loss) Statement Of Income, Extensible List Not Disclosed Flag	Total (losses) gains included in earnings	Total (losses) gains included in earnings	Total (losses) gains included in earnings	Total (losses) gains included in earnings

Fair Value Measurements - Sch_3

Fair Value Measurements - Schedule of Assets and Liabilities Measured at Fair Value on a Non-recurring (Details) - Fair Value, Nonrecurring - USD ($) $ in Thousands	Jun. 30, 2024	Dec. 31, 2023
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total collateral dependent loans	$ 20,540	$ 6,493
Total other real estate owned and foreclosed assets, net:	4,497	4,100
Commercial and industrial
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total collateral dependent loans	6,597	2,756
Commercial real estate
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total collateral dependent loans	3,751	0
Total other real estate owned and foreclosed assets, net:	3,134	3,133
Residential real estate:
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total collateral dependent loans	2,101	1,448
Total other real estate owned and foreclosed assets, net:	1,363	967
Public finance
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total collateral dependent loans	5,766	0
Other:
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total collateral dependent loans	$ 2,325	$ 2,289

Fair Value Measurements - Sch_4

Fair Value Measurements - Schedule of Estimated Fair Values of Financial Instruments Not Carried at Fair Value (Details) - USD ($) $ in Thousands	Jun. 30, 2024	Dec. 31, 2023
Assets:
Securities held-to-maturity	$ 31,084	$ 32,181
Restricted equity securities	30,846	38,072
Liabilities:
Securities sold under agreements to repurchase	20,408	24,693
Carrying Value
Assets:
Cash and cash equivalents	535,766	479,362
Securities held-to-maturity	36,310	36,983
Loans (excluding collateral dependent loans at fair value)	6,316,622	6,260,603
Restricted equity securities	30,846	38,072
Accrued interest receivable	37,892	37,099
Liabilities:
Deposits (excluding demand deposits)	4,518,985	4,309,057
Securities sold under agreements to repurchase	20,408	24,693
FHLB advances	145,000	389,468
Subordinated debt, net	75,577	75,313
Accrued interest payable	9,199	13,580
Estimated Fair Value
Assets:
Cash and cash equivalents	535,766	479,362
Securities held-to-maturity	31,084	32,181
Loans (excluding collateral dependent loans at fair value)	6,177,915	6,121,749
Restricted equity securities	30,846	38,072
Accrued interest receivable	37,892	37,099
Liabilities:
Deposits (excluding demand deposits)	4,509,757	4,298,164
Securities sold under agreements to repurchase	20,408	24,693
FHLB advances	145,000	389,468
Subordinated debt, net	72,075	72,073
Accrued interest payable	9,199	13,580
Estimated Fair Value | Level 1
Assets:
Cash and cash equivalents	535,766	479,362
Securities held-to-maturity	0	0
Loans (excluding collateral dependent loans at fair value)	0	0
Restricted equity securities	0	0
Accrued interest receivable	0	0
Liabilities:
Deposits (excluding demand deposits)	2,548,126	2,503,451
Securities sold under agreements to repurchase	0	0
FHLB advances	0	0
Subordinated debt, net	0	0
Accrued interest payable	0	0
Estimated Fair Value | Level 2
Assets:
Cash and cash equivalents	0	0
Securities held-to-maturity	31,084	32,181
Loans (excluding collateral dependent loans at fair value)	0	0
Restricted equity securities	30,846	38,072
Accrued interest receivable	2,277	2,220
Liabilities:
Deposits (excluding demand deposits)	1,961,631	1,794,713
Securities sold under agreements to repurchase	20,408	24,693
FHLB advances	145,000	389,468
Subordinated debt, net	72,075	72,073
Accrued interest payable	9,199	13,580
Estimated Fair Value | Level 3
Assets:
Cash and cash equivalents	0	0
Securities held-to-maturity	0	0
Loans (excluding collateral dependent loans at fair value)	6,177,915	6,121,749
Restricted equity securities	0	0
Accrued interest receivable	35,615	34,879
Liabilities:
Deposits (excluding demand deposits)	0	0
Securities sold under agreements to repurchase	0	0
FHLB advances	0	0
Subordinated debt, net	0	0
Accrued interest payable	$ 0	$ 0

Segment Information - Narrative

Segment Information - Narrative (Details)	6 Months Ended
	Jun. 30, 2024 segment
Segment Reporting [Abstract]
Number of operating segments	2

Segment Information - Schedule

Segment Information - Schedule of Segment Reporting Information (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023	Dec. 31, 2023
Segment Reporting Information [Line Items]
Net interest income (expense)	$ 72,899	$ 73,835	$ 143,705	$ 147,952
Provision for credit losses	1,200	4,422	17,700	7,782
Noninterest income:
Service charges on deposit accounts	5,946	5,358	11,714	10,373
Credit and debit card fees	3,007	3,057	5,810	6,038
Trust and investment advisory fees	1,493	1,478	2,956	2,939
(Loss) income from mortgage banking services, net	11,043	11,659	20,545	19,088
Other noninterest income	1,785	2,738	5,057	4,783
Total noninterest income	23,274	24,290	46,082	43,221
Noninterest expense:
Salary and employee benefits	39,828	34,056	77,181	69,105
Occupancy	8,701	8,135	17,296	16,490
Other noninterest expenses	15,346	15,852	31,226	28,714
Total noninterest expense	63,875	58,043	125,703	114,309
Income (loss) before income taxes	31,098	35,660	46,384	69,082
Other Information
Depreciation expense	1,508	1,713	3,017	3,423
Identifiable assets	7,999,295	7,797,344	7,999,295	7,797,344	$ 7,879,724
Operating Segments | Banking
Segment Reporting Information [Line Items]
Net interest income (expense)	69,651	73,626	138,173	147,112
Provision for credit losses	169	3,649	18,033	6,063
Noninterest income:
Service charges on deposit accounts	5,947	5,358	11,715	10,373
Credit and debit card fees	3,006	3,056	5,808	6,037
Trust and investment advisory fees	1,493	1,478	2,956	2,939
(Loss) income from mortgage banking services, net	(584)	(412)	(1,167)	(600)
Other noninterest income	1,785	2,738	5,057	4,783
Total noninterest income	11,647	12,218	24,369	23,532
Noninterest expense:
Salary and employee benefits	31,009	26,182	60,772	53,966
Occupancy	7,845	7,419	15,604	15,024
Other noninterest expenses	10,238	11,700	20,007	19,935
Total noninterest expense	49,092	45,301	96,383	88,925
Income (loss) before income taxes	32,037	36,894	48,126	75,656
Other Information
Depreciation expense	1,460	1,654	2,919	3,303
Identifiable assets	6,865,029	6,886,328	6,865,029	6,886,328
Operating Segments | Mortgage Operations
Segment Reporting Information [Line Items]
Net interest income (expense)	4,483	1,479	8,002	3,361
Provision for credit losses	1,031	773	(333)	1,719
Noninterest income:
Service charges on deposit accounts	(1)	0	(1)	0
Credit and debit card fees	1	1	2	1
Trust and investment advisory fees	0	0	0	0
(Loss) income from mortgage banking services, net	11,627	12,071	21,712	19,688
Other noninterest income	0	0	0	0
Total noninterest income	11,627	12,072	21,713	19,689
Noninterest expense:
Salary and employee benefits	8,430	7,252	15,579	14,024
Occupancy	812	671	1,604	1,381
Other noninterest expenses	4,148	3,826	8,072	7,335
Total noninterest expense	13,390	11,749	25,255	22,740
Income (loss) before income taxes	1,689	1,029	4,793	(1,409)
Other Information
Depreciation expense	48	59	98	120
Identifiable assets	996,995	843,483	996,995	843,483
Corporate
Segment Reporting Information [Line Items]
Net interest income (expense)	(1,235)	(1,270)	(2,470)	(2,521)
Provision for credit losses	0	0	0	0
Noninterest income:
Service charges on deposit accounts	0	0	0	0
Credit and debit card fees	0	0	0	0
Trust and investment advisory fees	0	0	0	0
(Loss) income from mortgage banking services, net	0	0	0	0
Other noninterest income	0	0	0	0
Total noninterest income	0	0	0	0
Noninterest expense:
Salary and employee benefits	389	622	830	1,115
Occupancy	44	45	88	85
Other noninterest expenses	960	326	3,147	1,444
Total noninterest expense	1,393	993	4,065	2,644
Income (loss) before income taxes	(2,628)	(2,263)	(6,535)	(5,165)
Other Information
Depreciation expense	0	0	0	0
Identifiable assets	$ 137,271	$ 67,533	$ 137,271	$ 67,533

Commitments and Contingencies (

Commitments and Contingencies (Details) - USD ($) $ in Thousands		6 Months Ended	12 Months Ended
	Jan. 18, 2024	Jun. 30, 2024	Dec. 31, 2023	Jun. 23, 2020
Loss Contingencies [Line Items]
Commitments including funding of fixed-rate loans		$ 204,551	$ 191,415
Commitments including funding of variable-rates loans		1,432,414	1,656,434
Maximum potential amount of future payments required under the commitments		3,811	3,810
Check Fraud Litigation
Loss Contingencies [Line Items]
Loss contingency, embezzlement amount aided				$ 400
Loss contingency, damages awarded, value	$ 2,100
Standby Letters of Credit
Loss Contingencies [Line Items]
Standby letters of credit commitment		$ 29,225	$ 14,490
Minimum
Loss Contingencies [Line Items]
Fixed-rate interest		1%	1%
Maturity period		1 month	1 month
Maximum
Loss Contingencies [Line Items]
Fixed-rate interest		18%	18%
Maturity period		19 years	19 years

Lease Commitments - Narrative (

Lease Commitments - Narrative (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023
Lessee, Lease, Description [Line Items]
Lease expense	$ 1,914	$ 1,847	$ 3,838	$ 3,745
Minimum
Lessee, Lease, Description [Line Items]
Remaining lease term	1 year		1 year
Lease renewal term	5 years		5 years
Maximum
Lessee, Lease, Description [Line Items]
Remaining lease term	15 years		15 years
Lease renewal term	10 years		10 years

Lease Commitments - Schedule of

Lease Commitments - Schedule of Leases Existing During Transition from ASC 840 to ASC 842 (Details) - USD ($) $ in Thousands	Jun. 30, 2024	Dec. 31, 2023
Leases [Abstract]
ROU asset on leased property, gross	$ 37,515	$ 36,520
Accumulated amortization	(14,155)	(12,293)
ROU asset, net (included in prepaid expenses and other assets in our consolidated balance sheets)	23,360	24,227
Lease liability (included in accrued expenses and other liabilities in our consolidated balance sheets)	$ 25,556	$ 26,431
Weighted Average Remaining Life - Operating Leases	5 years 3 months	5 years 6 months 21 days
Weighted Average Rate - Operating Leases	2.36%	2.10%
Operating Lease, Right-of-Use Asset, Statement of Financial Position [Extensible Enumeration]	Prepaid expenses and other assets	Prepaid expenses and other assets

Lease Commitments - Schedule _2

Lease Commitments - Schedule of Future Undiscounted Lease Payments Due Under Non-Cancelable Operating Leases (Details) - USD ($) $ in Thousands	Jun. 30, 2024	Dec. 31, 2023
Leases [Abstract]
Remainder of 2024	$ 7,607
2025	5,857
2026	3,910
2027	2,963
2028	2,512
2029	4,135
Thereafter	228
Total undiscounted operating lease liability	27,212
Imputed interest	1,656
Total operating lease liability included in the accompanying balance sheet	$ 25,556	$ 26,431

Lease Commitments - Schedule _3

Lease Commitments - Schedule of Components of Total Lease Expense (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023
Leases [Abstract]
Operating leases	$ 1,945	$ 1,886	$ 3,867	$ 3,755
Short-term leases	47	54	94	100
Sublease income	(78)	(93)	(123)	(110)
Net lease expense	$ 1,914	$ 1,847	$ 3,838	$ 3,745

Uncategorized Items - fcb-20240

Label	Element	Value
Accounting Standards Update [Extensible Enumeration]	us-gaap_AccountingStandardsUpdateExtensibleList	Accounting Standards Update 2016-13 [Member]