Doma (DOMA) 10-Q 9 Nov 23 2023 Q3 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	9 Months Ended
	Sep. 30, 2023	Nov. 07, 2023
Document Information [Line Items]
Entity Central Index Key	0001722438
Entity Registrant Name	Doma Holdings, Inc.
Amendment Flag	false
Current Fiscal Year End Date	--12-31
Document Fiscal Period Focus	Q3
Document Fiscal Year Focus	2023
Document Type	10-Q
Document Quarterly Report	true
Document Period End Date	Sep. 30, 2023
Document Transition Report	false
Entity File Number	001-39754
Entity Incorporation, State or Country Code	DE
Entity Tax Identification Number	84-1956909
Entity Address, Address Line One	101 Mission Street, Suite 1050
Entity Address, City or Town	San Francisco
Entity Address, State or Province	CA
Entity Address, Postal Zip Code	94105
City Area Code	650
Local Phone Number	419-3827
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Accelerated Filer
Entity Small Business	true
Entity Emerging Growth Company	true
Entity Ex Transition Period	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding		13,436,742
Warrant [Member]
Document Information [Line Items]
Title of 12(b) Security	Warrants, 25 whole warrants exercisable for one share of common stock at an exercise price of $287.50 per share
Trading Symbol	DOMAW
Common Stock [Member]
Document Information [Line Items]
Title of 12(b) Security	Common stock, par value $0.0001 per share
Trading Symbol	DOMA
Security Exchange Name	NYSE

Condensed Consolidated Balance

Condensed Consolidated Balance Sheets (Unaudited) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Assets
Cash and cash equivalents	$ 75,074	$ 78,450
Restricted cash	5,214	2,933
Investments:
Held-to-maturity debt securities, at amortized cost (net of allowance for credit losses of $207 at September 30, 2023 and $440 at December 31, 2022)	24,243	90,328
Available-for-sale debt securities, at fair value (amortized cost $58,311 at September 30, 2023 and $59,191 at December 31, 2022)	57,327	58,254
Mortgage loans	46	297
Total investments	81,616	148,879
Trade and other receivables (net of allowance for credit losses of $1,601 at September 30, 2023 and $1,413 at December 31, 2022)	26,827	20,541
Prepaid expenses, deposits and other assets	6,843	6,687
Lease right-of-use assets	3,976	4,724
Fixed assets (net of accumulated depreciation of $23,937 at September 30, 2023 and $16,685 at December 31, 2022)	32,883	37,024
Title plants	2,716	2,716
Goodwill	23,413	23,413
Assets held for disposal	4,614	53,141
Total assets	263,176	378,508
Liabilities and stockholders’ equity
Accounts payable	1,464	2,407
Accrued expenses and other liabilities	15,594	23,347
Lease liabilities	9,038	10,793
Senior secured credit agreement, net of debt issuance costs and original issue discount	155,477	147,374
Liability for loss and loss adjustment expenses	82,515	81,873
Warrant liabilities	81	347
Sponsor Covered Shares liability	98	219
Liabilities held for disposal	9,197	30,356
Total liabilities	273,464	296,716
Commitments and contingencies (see Note 12)
Stockholders’ equity:
Common stock, 0.0001 par value; 80,000,000 shares authorized at September 30, 2023; 13,409,543 and 13,165,919 shares issued and outstanding as of September 30, 2023 and December 31, 2022, respectively	1	1
Additional paid-in capital	589,107	577,515
Accumulated deficit	(598,413)	(494,787)
Accumulated other comprehensive income	(983)	(937)
Total stockholders’ equity	(10,288)	81,792
Total liabilities and stockholders’ equity	$ 263,176	$ 378,508

Condensed Consolidated Balanc_2

Condensed Consolidated Balance Sheets (Unaudited) (Parentheticals) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Held-to-maturity debt securities, allowance for credit loss	$ 207	$ 440
Available-for-sale debt securities, amortized cost	58,311	59,191
Receivables, allowance for credit losses	1,601	1,413
Fixed assets, accumulated depreciation	$ 23,937	$ 16,685
Common stock, par value (in dollars per share)	$ 0.0001	$ 0.0001
Common stock, authorized (in shares)	80,000,000	80,000,000
Common stock, issued (in shares)	13,409,543	13,165,919
Common stock, outstanding (in shares)	13,409,543	13,165,919

Condensed Consolidated Statemen

Condensed Consolidated Statements of Operations (Unaudited) - USD ($) $ in Thousands		3 Months Ended		9 Months Ended
		Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
Revenues:
Net premiums written (1)	[1]	$ 73,736	$ 94,488	$ 219,468	$ 299,080
Escrow, other title-related fees and other	[2]	844	2,674	2,606	10,340
Investment, dividend and other income		1,660	753	4,257	1,683
Total revenues		76,240	97,915	226,331	311,103
Expenses:
Premiums retained by agents (2)	[3],[4]	60,815	75,874	180,122	238,296
Title examination expense		969	1,810	2,943	6,809
Provision for claims		3,337	4,167	11,954	13,901
Personnel costs		15,521	36,288	58,363	132,124
Other operating expenses		11,479	16,147	34,694	50,532
Long-lived asset impairment		972	0	1,413	0
Total operating expenses		93,093	134,286	289,489	441,662
Operating loss from continuing operations		(16,853)	(36,371)	(63,158)	(130,559)
Other (expense) income:
Change in fair value of Warrant and Sponsor Covered Shares liabilities		263	1,438	386	20,531
Interest expense		(5,495)	(3,575)	(14,487)	(10,331)
Loss from continuing operations before income taxes		(22,085)	(38,508)	(77,259)	(120,359)
Income tax expense		(154)	(396)	(466)	(657)
Loss from continuing operations, net of taxes		(22,239)	(38,904)	(77,725)	(121,016)
Loss from discontinued operations, net of taxes		(3,387)	(45,209)	(25,901)	(71,775)
Net loss		$ (25,626)	$ (84,113)	$ (103,626)	$ (192,791)
Earnings per share:
Net loss from continuing operations per share attributable to stockholders - basic and diluted (in dollars per share)		$ (1.66)	$ (2.98)	$ (5.84)	$ (9.3)
Net loss per share attributable to stockholders - basic and diluted (in dollars per share)		$ (1.91)	$ (6.43)	$ (7.79)	$ (14.82)
Weighted average shares outstanding common stock - basic and diluted (in shares)		13,395,010	13,072,471	13,305,428	13,008,082
[1]Net premiums written includes revenues from a related party of $35.1 million and $34.8 million during the three months ended September 30, 2023 and 2022, respectively. Net premiums written includes revenues from a related party of $98.5 million and $96.1 million during the nine months ended September 30, 2023 and 2022, respectively (see Note 11).[2]Includes fee income from closings, escrow, title exams, ceding commission income, as well as premiums retained by Direct Agents.[3]Premiums retained by agents includes expenses associated with a related party of $28.3 million and $27.9 million during the three months ended September 30, 2023 and 2022, respectively. Premiums retained by agents includes expenses associated with a related party of $79.5 million and $77.5 million during the nine months ended September 30, 2023 and 2022, respectively (see Note 11).[4]This expense represents a deduction from the net premiums written for the amounts that are retained by Direct Agents and Third-Party Agents as compensation for their efforts to generate premium income for our Underwriting segment. The impact of premiums retained by our Direct Agents from continuing operations and the expense for reinsurance or co-insurance procured on Direct Agent sourced premiums are eliminated in consolidation.

Condensed Consolidated Statem_2

Condensed Consolidated Statements of Operations (Unaudited) (Parentheticals) - USD ($) $ in Thousands		3 Months Ended		9 Months Ended
		Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
Net premiums written (1)	[1]	$ 73,736	$ 94,488	$ 219,468	$ 299,080
Premiums retained by agents (2)	[2],[3]	60,815	75,874	180,122	238,296
Related Parties [Member]
Net premiums written (1)		35,100	34,800	98,500	96,100
Premiums retained by agents (2)		$ 28,300	$ 27,900	$ 79,500	$ 77,500
[1]Net premiums written includes revenues from a related party of $35.1 million and $34.8 million during the three months ended September 30, 2023 and 2022, respectively. Net premiums written includes revenues from a related party of $98.5 million and $96.1 million during the nine months ended September 30, 2023 and 2022, respectively (see Note 11).[2]Premiums retained by agents includes expenses associated with a related party of $28.3 million and $27.9 million during the three months ended September 30, 2023 and 2022, respectively. Premiums retained by agents includes expenses associated with a related party of $79.5 million and $77.5 million during the nine months ended September 30, 2023 and 2022, respectively (see Note 11).[3]This expense represents a deduction from the net premiums written for the amounts that are retained by Direct Agents and Third-Party Agents as compensation for their efforts to generate premium income for our Underwriting segment. The impact of premiums retained by our Direct Agents from continuing operations and the expense for reinsurance or co-insurance procured on Direct Agent sourced premiums are eliminated in consolidation.

Condensed Consolidated Statem_3

Condensed Consolidated Statements of Comprehensive Loss (Unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
Net loss	$ (25,626)	$ (84,113)	$ (103,626)	$ (192,791)
Other comprehensive loss, net of tax:
Unrealized gain (loss) on available-for-sale debt securities, net of tax	103	(876)	(46)	(639)
Comprehensive loss	$ (25,523)	$ (84,989)	$ (103,672)	$ (193,430)

Condensed Consolidated Statem_4

Condensed Consolidated Statements of Changes in Stockholders' Equity (Unaudited) - USD ($) $ in Thousands	Cumulative Effect, Period of Adoption, Adjustment [Member] Common Stock [Member]	Cumulative Effect, Period of Adoption, Adjustment [Member] Additional Paid-in Capital [Member]	Cumulative Effect, Period of Adoption, Adjustment [Member] Retained Earnings [Member]	Cumulative Effect, Period of Adoption, Adjustment [Member] AOCI Attributable to Parent [Member]	Cumulative Effect, Period of Adoption, Adjustment [Member]	Common Stock [Member]	Additional Paid-in Capital [Member]	Retained Earnings [Member]	AOCI Attributable to Parent [Member]	Total
Balance (in shares) at Dec. 31, 2021	0					12,933,912
Balance at Dec. 31, 2021	$ 0	$ 0	$ (399)	$ 0	$ (399)	$ 1	$ 543,102	$ (192,179)	$ 0	$ 350,924
Exercise of stock options (in shares)						38,305
Exercise of stock options						$ 0	(97)	0	0	(97)
Vesting of RSU awards (in shares)						1,712
Stock-based compensation expense						$ 0	11,579	0	0	11,579
Net loss						$ 0	0	(50,026)	0	(50,026)
Balance (in shares) at Mar. 31, 2022						12,973,929
Balance at Mar. 31, 2022						$ 1	554,584	(242,604)	0	311,981
Balance (in shares) at Dec. 31, 2021	0					12,933,912
Balance at Dec. 31, 2021	$ 0	$ 0	$ (399)	$ 0	$ (399)	$ 1	543,102	(192,179)	0	350,924
Net loss										(192,791)
Balance (in shares) at Sep. 30, 2022						13,114,886
Balance at Sep. 30, 2022						$ 1	571,199	(385,369)	(639)	185,192
Balance (in shares) at Mar. 31, 2022						12,973,929
Balance at Mar. 31, 2022						$ 1	554,584	(242,604)	0	311,981
Exercise of stock options (in shares)						27,700
Exercise of stock options						$ 0	271	0	0	271
Vesting of RSU awards (in shares)						18,274
Stock-based compensation expense						$ 0	8,442	0	0	8,442
Net loss						0	0	(58,652)	0	(58,652)
Other comprehensive income (loss)						$ 0	0	0	237	237
Balance (in shares) at Jun. 30, 2022						13,019,903
Balance at Jun. 30, 2022						$ 1	563,297	(301,256)	237	262,279
Exercise of stock options (in shares)						14,384
Exercise of stock options						$ 0	156	0	0	156
Vesting of RSU awards (in shares)						80,599
Stock-based compensation expense						$ 0	7,746	0	0	7,746
Net loss						0	0	(84,113)	0	(84,113)
Other comprehensive income (loss)						$ 0	0	0	(876)	(876)
Balance (in shares) at Sep. 30, 2022						13,114,886
Balance at Sep. 30, 2022						$ 1	571,199	(385,369)	(639)	185,192
Balance (in shares) at Dec. 31, 2022						13,165,919
Balance at Dec. 31, 2022						$ 1	577,515	(494,787)	(937)	81,792
Exercise of stock options (in shares)						16,120
Exercise of stock options						$ 0	182	0	0	182
Vesting of RSU awards (in shares)						37,338
Stock-based compensation expense						$ 0	5,697	0	0	5,697
Net loss						0	0	(42,123)	0	(42,123)
Other comprehensive income (loss)						$ 0	0	0	334	334
Balance (in shares) at Mar. 31, 2023						13,219,377
Balance at Mar. 31, 2023						$ 1	583,394	(536,910)	(603)	45,882
Balance (in shares) at Dec. 31, 2022						13,165,919
Balance at Dec. 31, 2022						$ 1	577,515	(494,787)	(937)	$ 81,792
Exercise of stock options (in shares)										17,774
Net loss										$ (103,626)
Balance (in shares) at Sep. 30, 2023						13,409,543
Balance at Sep. 30, 2023						$ 1	589,107	(598,413)	(983)	(10,288)
Balance (in shares) at Mar. 31, 2023						13,219,377
Balance at Mar. 31, 2023						$ 1	583,394	(536,910)	(603)	45,882
Exercise of stock options (in shares)						2,569
Exercise of stock options						$ 0	1	0	0	1
Vesting of RSU awards (in shares)						128,787
Stock-based compensation expense						$ 0	1,130	0	0	1,130
Net loss						0	0	(35,877)	0	(35,877)
Other comprehensive income (loss)						$ 0	0	0	(483)	(483)
Balance (in shares) at Jun. 30, 2023						13,350,733
Balance at Jun. 30, 2023						$ 1	584,525	(572,787)	(1,086)	10,653
Exercise of stock options (in shares)						123
Exercise of stock options						$ 0	0	0	0	0
Vesting of RSU awards (in shares)						58,687
Stock-based compensation expense						$ 0	4,582	0	0	4,582
Net loss						0	0	(25,626)	0	(25,626)
Other comprehensive income (loss)						$ 0	0	0	103	103
Balance (in shares) at Sep. 30, 2023						13,409,543
Balance at Sep. 30, 2023						$ 1	$ 589,107	$ (598,413)	$ (983)	$ (10,288)

Condensed Consolidated Statem_5

Condensed Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022
Cash flow from operating activities:
Net loss	$ (103,626)	$ (192,791)
Adjustments to reconcile net loss to net cash used in operating activities:
Interest expense - paid in kind	7,812	7,540
Depreciation and amortization	9,165	11,234
Stock-based compensation expense	11,409	27,767
Amortization of debt issuance costs and original issue discount	3,342	2,074
Provision for doubtful accounts (reduction for expected credit losses)	22	673
Deferred income taxes	441	616
Realized loss on debt securities	0	12
Loss on disposal of fixed assets and title plants	1,403	186
Loss on sales of discontinued operations	6,994	0
Net amortization of premiums and accretion of discounts on fixed maturity securities	(561)	526
Change in fair value of Warrant and Sponsor Covered Shares liabilities	(386)	(20,531)
Goodwill impairment	0	33,746
Long-lived asset impairment	5,015	0
Change in operating assets and liabilities, net of effects from sales of discontinued operations:
Trade and other receivables	6,243	3,762
Prepaid expenses, deposits and other assets	543	3,099
Lease right-of-use assets and lease liabilities	(2,569)	949
Accounts payable	(29)	(3,489)
Accrued expenses and other liabilities	(13,208)	(18,094)
Liability for loss and loss adjustments expenses	542	3,524
Net cash used in operating activities	(67,448)	(139,197)
Cash flow from investing activities:
Proceeds from calls and maturities of investments: Held-to-maturity	67,794	23,827
Proceeds from calls and maturities of investments: Available-for-sale	1,493	1,429
Proceeds from sales and principal repayments of investments: Mortgage loans	251	1,720
Purchases of investments: Held-to-maturity	(1,527)	(3,955)
Purchases of investments: Available-for-sale	0	(49,640)
Proceeds from sales of fixed assets	90	73
Purchases of fixed assets	(7,349)	(29,096)
Purchases of title plants	0	(581)
Proceeds from sales of discontinued operations, net of cash disposed and working capital adjustments, and dividends from title plants	15,884	627
Net cash provided by (used in) investing activities	76,636	(55,596)
Cash flow from financing activities:
Exercise of stock options	(183)	(330)
Repayments on senior secured credit agreement	(10,466)	0
Net cash provided by (used in) financing activities	(10,283)	330
Net change in cash and cash equivalents and restricted cash	(1,095)	(194,463)
Cash and cash equivalents and restricted cash at the beginning period	81,383	383,828
Cash and cash equivalents and restricted cash at the end of period	80,288	189,365
Supplemental cash flow disclosures:
Cash paid for interest	6,250	6,039
Supplemental disclosure of non-cash investing activities:
Unrealized gain (loss) on available-for-sale debt securities	$ (46)	$ (639)

Note 1 - Organization and Busin

Note 1 - Organization and Business Operations	9 Months Ended
	Sep. 30, 2023
Notes to Financial Statements
Organization, Consolidation and Presentation of Financial Statements Disclosure [Text Block]	1. Organization and business operations On July 28, 2021 ( March 2, 2021, March 18, 2021, 3 Unless the context otherwise requires, references herein to “company,” “Company,” “Doma,” “we,” “us,” “our” and similar terms refer to Doma Holdings, Inc. (f/k/a Capitol Investment Corp. V) and its consolidated subsidiaries. References to “Capitol” refer to our legal predecessor company prior to the consummation of the Business Combination. References to “Old Doma” refer to Old Doma prior to the Business Combination and to States Title, the wholly owned subsidiary of Doma, upon the consummation of the Business Combination. Old Doma was initially formed as a wholly-owned subsidiary of States Title Inc. (“Legacy States Title”) to combine the operations of Legacy States Title and the retail agency and title insurance underwriting business (the “Acquired Business”) of North American Title Group, LLC (“NATG”), a subsidiary of Lennar Corporation (“Lennar”). Doma is a real estate technology company that is disrupting a century-old industry by enabling a faster home closing experience with less friction for buyers and sellers. Doma uses proprietary machine intelligence technology and deep human expertise to create a vastly more simple and affordable experience for everyone involved in a residential real estate transaction, including current and prospective homeowners, mortgage lenders, title agents, and real estate professionals. With Doma, what used to take days can now be done in minutes, replacing an arcane and cumbersome process with a digital experience designed for today's world. Starting in the second 2023 third 2023, mpany sold its assets used in or related to the Company’s title insurance agency business operated through local retail title offices (the Company’s “Local Component”). With the execution of the final agreements in the third 2023, no tion of these agreements and the exiting of the Local Component represented a strategic shift that had a major effect on the Company’s operations and financial results, which triggered discontinued operations presentation, in accordance with ASC 205 20 45. 3 Subsequent to the finalization of the sale of the Local Component in the third 2023, two 10 7 18

Note 2 - Summary of Significant

Note 2 - Summary of Significant Accounting Policies	9 Months Ended
	Sep. 30, 2023
Notes to Financial Statements
Basis of Presentation and Significant Accounting Policies [Text Block]	2. Summary of significant accounting policies Basis of presentation The accompanying condensed consolidated balance sheet as of September 30, 2023 three nine September 30, 2023 2022 nine September 30, 2023 2022 These financial statements have been prepared in accordance with accounting principles generally accepted in the United States of America (“U.S. GAAP”) for interim financial information. Accordingly, they do not September 30, 2023 three nine September 30, 2023 2022 nine September 30, 2023 2022 three nine September 30, 2023 not December 31, 2023 Certain prior year amounts have been reclassified to conform to the current year presentation under Accounting Standard Codification 205 20 45, References to the Accounting Standard Codification (“ASC”) and Accounting Standard Updates (“ASU”) included hereinafter refer to the Accounting Standards Codification and Updates issued by the Financial Accounting Standards Board (“FASB”) as the source of authoritative U.S. GAAP. The accompanying condensed consolidated financial statements include the accounts of the Company and the accounts of the Company’s wholly-owned subsidiaries. All intercompany balances and transactions related to continuing operations have been eliminated in consolidation. Reverse stock split On June 29, 2023, 1 11:59 June 29, 2023 ( As a result of the Reverse Stock Split, every 25 shares of the Company’s issued and outstanding common stock were automatically converted into one No first one Proportionate adjustments were made to the number of shares issuable upon the exercise or vesting of all stock options, restricted stock awards, restricted stock units, performance restricted stock units or market-based awards (the “Stock-Based Awards”) and warrants outstanding at the Effective Time, which resulted in a proportional decrease in the number of shares of the Company’s common stock reserved for issuance upon exercise or vesting of such Stock-Based Awards and warrants. In the case of stock options and warrants, proportionate adjustments also included a proportional increase in the exercise price of such stock options and warrants. In addition, the number of shares reserved for issuance under the Company’s 2021 Use of estimates The preparation of financial statements in conformity with U.S. GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent liabilities as of the date of the financial statements and the reported amounts of revenue and expenses during the reporting period. Actual results could differ from the estimates made by management. Estimates and underlying assumptions are reviewed on an ongoing basis. Revisions to estimates are recognized prospectively. Significant items subject to such estimates and assumptions include, but are not not 2 Trade and other receivables, net Trade and other receivables include the following: September 30, December 31, 2023 2022 Trade receivables $ 5,905 $ 6,833 Accrued net premiums written from Third-Party Agent referrals 2,950 2,409 Trade receivables, gross $ 8,855 $ 9,242 Allowance for credit losses (1,601 ) (1,413 ) Trade receivables, net $ 7,254 $ 7,829 Local Sales Deferred Earnout receivable 12,867 — Receivable from HSCM 5,225 — Investment trade receivables — 10,065 Miscellaneous other receivables 1,481 2,647 Other receivables $ 19,573 $ 12,712 Trade and other receivables, net $ 26,827 $ 20,541 Trade receivables are generally due within thirty ninety 3. 18, Title plants Title plants are carried at cost, with costs incurred to maintain, update and operate title plants expensed as incurred. Because properly maintained title plants have indefinite lives and do not no may not not three nine September 30, 2023 2022 Goodwill Goodwill represents the excess of the acquisition price over the fair value of assets acquired and liabilities assumed in a business combination. Goodwill is assigned to one October 1 not one first not not not Reinsurance The Company utilizes reinsurance programs to limit its maximum loss exposure by reinsuring certain risks with other insurers. The Company has two September 30, 2023. Under the excess of loss treaty, we ceded liability over $15.0 million on all files. Excess of loss reinsurance coverage protects the Company from a large loss from a single loss occurrence. The excess of loss treaty provided for ceding liability above the retention of $15.0 million for all policies up to a liability cap of $500.0 million. Under the Quota Share Treaty, effective February 24, 2021, Effective October 1, 2023, Payments and recoveries on reinsured losses for the Company’s title insurance business were immaterial during the three nine September 30, 2023 2022 Ceding commission from reinsurance transactions are presented as revenue within the “Escrow, other title-related fees and other” revenue line item in the consolidated statements of operations. Total premiums ceded in connection with reinsurance are netted against the written premiums in the consolidated statements of operations. Gross premiums earned and ceded premiums are as follows: Three Months Ended September 30, Nine Months Ended September 30, 2023 2022 2023 2022 Gross premiums earned 73,783 94,889 219,735 301,638 Ceded premiums (47 ) (401 ) (267 ) (2,558 ) Net premiums earned 73,736 94,488 219,468 299,080 Percentage of amount net to gross 99.9 % 99.6 % 99.9 % 99.2 % Income taxes Our effective tax rate for the nine September 30, 2023 2022 September 30, 2023 December 31, 2022 not not September 30, 2023 December 31, 2022 2018 2036. no 2030. 2019 2022 2018 2022 September 30, 2023 no September 30, 2023 Leases The Company determines if a contract contains a lease at inception of the contract. The Company's inventory of leases primarily consists of operating office space and office equipment leases which are recorded as a lease obligation liability and as a lease right-of-use asset on the accompanying condensed consolidated balance sheet. The lease right-of-use asset represents the Company's right to use each underlying asset for the lease term and the lease obligation liability represents the Company's obligation over the lease term. The Company's lease obligation is recorded at the present value of the lease payments based on the term of the lease. The Company applies an incremental borrowing rate of interest as of the effective date of adoption or the lease effective date equivalent to a collateralized borrowing rate with similar terms. The discount rate used to calculate the present value of our future minimum lease payments is based, where appropriate, on the Company's incremental borrowing rate of its current loan and security agreement. Lease expenses for lease payments, where appropriate, are recognized on a straight-line basis over the lease term. Short-term leases of 12 17 Concentration of credit risk Financial instruments that potentially subject the Company to concentrations of credit risk consist of cash accounts in financial institutions and our investment portfolio. The Company has not not Additionally, we manage the exposure to credit risk in our investment portfolio by investing in high quality securities and diversifying our holdings. Our investment portfolio is comprised of corporate debt, foreign government securities, certificates of deposit, single-family residential mortgage loans, and U.S. Treasuries. Emerging Growth Company and Smaller Reporting Company The Company is an “emerging growth company,” as defined in Section 2 2012 may not not not 404 not Further, Section 102 1 not not not may Additionally, the Company is a “smaller reporting company” as defined in Item 10 1 may two Recently issued and adopted accounting pronouncements In June 2016, No. 2016 13 326 December 15, 2019. December 15, 2022, January 1, 2022 4 no not 4. In February 2016, 2016 02, 2016 02” 2016 02 12 2016 02. 2020 05, 2016 02 December 15, 2021, December 15, 2022. January 1, 2022 840. not January 1, 2022. not 840. January 1, 2022. January 1, 2022, no not 17. In January 2020, 2019 12, 740 2019 12 740 2019 12 2019 12 December 15, 2020, December 15, 2020. 2019 12 December 15, 2021, December 15, 2022, 2019 12 January 1, 2022, not not Recently issued but not In August 2018, 2018 12, 944 December 15, 2022 June 2020, 2018 12 one 19. may not January 1, 2025. not not

Note 3 - Business Combinations

Note 3 - Business Combinations	9 Months Ended
	Sep. 30, 2023
Notes to Financial Statements
Business Combination Disclosure [Text Block]	3. Capitol Business Combination As described in Note 1, March 2, 2021, July 28, 2021. No Immediately after the Closing Date, 53,026 shares of common stock held by the Sponsor became subject to vesting, contingent upon the price of Doma’s common stock, par value $0.0001 (“Doma common stock”) exceeding certain thresholds (the “Sponsor Covered Shares”). As of September 30, 2023 On December 4, 2020, 25 16 Immediately after the Closing Date, 20% of the aggregate of our common stock held by certain investors (collectively, the “Sponsor”) two one 20 30 tenth one 20 30 tenth March 2, 2021 ( ten September 30, 2023 none no Also following the Closing Date, the Sellers have the contingent right to receive up to an additional number of shares equal to 5% of the sum of (i) the aggregate number of outstanding shares of our common stock (including restricted common stock, but excluding Sponsor Covered Shares), plus (ii) the maximum number of shares underlying our options that are vested and the maximum number of shares underlying warrants to purchase shares of Doma common stock issued as replacement warrants for Old Doma warrants, in each case of these clauses (i) and (ii), as of immediately following the Closing Date (the “Seller Earnout Shares”). The Seller Earnout Shares are contingently issuable to the Sellers in two one 20 30 fifth one 20 30 fifth none September 30, 2023 no September 30, 2023 Unless the context otherwise requires or otherwise indicates, share counts of Doma common stock provided in this Quarterly Report exclude both the Sponsor Covered Shares and the Seller Earnout Shares. North American Title Acquisition On January 7, 2019, third Local Retail Branch Sales On May 19, 2023, May 19, 2023 ( 12 In separate transactions, on July 14, 2023, July 28, 2023, Unless the context otherwise requires, references herein to “Q3 Q3 12 In conjunction with the Local Sales, we recognized the following: WFG Asset Sale Q3 Local Sales Total Local Sales Pre-tax loss on sale of business $ 10,272 $ 546 $ 10,818 Cash consideration $ 10,500 $ 2,645 $ 13,145 Deferred Earnout receivable 10,928 1,556 12,484 Total purchase consideration $ 21,428 $ 4,201 $ 25,629 Total transaction costs, including legal fees, professional fees and other $ 3,446 $ 767 $ 4,213 The Deferred Earnout is recorded in trade and other receivables in the condensed consolidated balance sheets. The fair value of the Deferred Earnout is based on historic, Company-specific attrition rates or revenue projections and a discount factor based on the weighted average cost of capital, both Level 3 three nine September 30, 2023, The following table presents the net assets sold and the goodwill associated with the Local Sales: WFG Asset Sale Q3 Local Sales Total Local Sales Goodwill $ 19,270 $ 3,597 $ 22,867 Title plants 8,806 — 8,806 Fixed assets 549 717 1,266 Other assets 129 58 187 Total assets $ 28,754 $ 4,372 $ 33,126 Accrued expenses and other liabilities $ - $ 392 $ 392 Total liabilities $ - $ 392 $ 392 Net assets $ 28,754 $ 3,980 $ 32,734

Note 4 - Investments and Fair V

Note 4 - Investments and Fair Value Measurements	9 Months Ended
	Sep. 30, 2023
Notes to Financial Statements
Investment [Text Block]	4. Investments and fair value measurements Held-to-maturity debt securities The cost basis, fair values and gross unrealized gains and losses of our held-to-maturity debt securities are as follows: September 30, 2023 December 31, 2022 Amortized Unrealized Unrealized Fair Amortized Unrealized Unrealized Fair Cost Gains Losses Value Cost Gains Losses Value Corporate debt securities (1) $ 19,935 $ 1 $ (855 ) $ 19,081 $ 61,308 $ 5 $ (1,640 ) $ 59,673 U.S. Treasury securities 4,078 — (69 ) 4,009 24,152 — (165 ) 23,987 Foreign government securities — — — — 5,003 — (4 ) 4,999 Certificates of deposit 437 — — 437 305 — — 305 Total 24,450 1 (924 ) 23,527 90,768 5 (1,809 ) 88,964 Allowance for credit losses (207 ) — — (207 ) (440 ) — — (440 ) Total, net of allowance for credit losses $ 24,243 $ 1 $ (924 ) $ 23,320 $ 90,328 $ 5 $ (1,809 ) $ 88,524 ( 1 The cost basis of held-to-maturity debt securities includes an adjustment for the amortization of premium or discount since the date of purchase. Held-to-maturity debt securities valued at approximately $2.2 million and $5.9 million were on deposit with various governmental authorities at September 30, 2023 December 31, 2022 The change in net unrealized gains and losses on held-to-maturity debt securities for the nine September 30, 2023 2022 Net realized gains of held-to-maturity debt securities are computed using the specific identification method and are included in the condensed consolidated statements of operations. The following table presents certain information regarding contractual maturities of our held-to-maturity debt securities: September 30, 2023 Maturity % of % of Amortized Cost Total Fair Value Total One year or less $ 12,367 51 % $ 12,174 52 % After one year through five years 12,083 49 % 11,353 48 % Total $ 24,450 100 % $ 23,527 100 % There were no five may Net unrealized losses on held-to-maturity debt securities and the fair value of the related securities, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position are as follows: September 30, 2023 December 31, 2022 Corporate U.S. Corporate U.S. Foreign debt Treasury debt Treasury government securities securities Total securities securities securities Total Less than 12 months Fair value $ — $ 992 $ 992 $ 48,798 $ 19,834 $ 4,999 $ 73,631 Unrealized losses $ — $ (7 ) $ (7 ) $ (614 ) $ (101 ) $ (4 ) $ (719 ) Greater than 12 months Fair value $ 18,581 $ 1,723 $ 20,304 $ 8,546 $ 4,125 $ — $ 12,671 Unrealized losses $ (855 ) $ (62 ) $ (917 ) $ (1,026 ) $ (64 ) $ — $ (1,090 ) Total Fair value $ 18,581 $ 2,715 $ 21,296 $ 57,344 $ 23,959 $ 4,999 $ 86,302 Unrealized losses $ (855 ) $ (69 ) $ (924 ) $ (1,640 ) $ (165 ) $ (4 ) $ (1,809 ) We believe that any unrealized losses on our held-to-maturity debt securities at September 30, 2023 no not not Under the CECL model, the Company recognizes credit losses for its held-to-maturity debt securities by setting up an allowance which is remeasured each reporting period, with changes in the allowance recorded in the condensed consolidated statements of operations. The Company establishes an allowance for credit losses based on a number of factors including the current economic conditions, management's expectations of future economic conditions and performance indicators, such as credit agency ratings and payment and default history. As of September 30, 2023 B2. For our held-to-maturity debt securities, the Company's model estimates expected credit loss by multiplying the exposure at default by both the probability of default and loss given default (“LGD”). The probability of default and LGD percentages are estimated after considering historical experience with global default rates and unsecured bond recovery rates for horizons aligning to the Company’s held-to-maturity debt security portfolio. The calculated allowance is recorded as an offset to held-to-maturity debt securities in the condensed consolidated balance sheets and in the investment, dividend and other income line on the condensed consolidated statements of operations. Rollforward of Credit Loss Allowance for Held-to-Maturity Debt Securities Beginning balance, January 1, 2023 $ 440 Current-period provision (reduction) for expected credit losses (233 ) Write-off charged against the allowance, if any — Recoveries of amounts previously written off, if any — Ending balance of the allowance for credit losses, September 30, 2023 $ 207 Rollforward of Credit Loss Allowance for Held-to-Maturity Debt Securities Beginning balance, January 1, 2022 $ 399 Current-period provision (reduction) for expected credit losses 34 Write-off charged against the allowance, if any — Recoveries of amounts previously written off, if any — Ending balance of the allowance for credit losses, September 30, 2022 $ 433 The current-period reduction for expected credit losses is due to changes in portfolio composition and the maturity of certain securities. Available-for-sale debt securities The cost basis, fair values and gross unrealized gains and losses of our available-for-sale debt securities are as follows: September 30, 2023 December 31, 2022 Amortized Unrealized Unrealized Fair Amortized Unrealized Unrealized Fair Cost Gains Losses Value Cost Gains Losses Value Corporate debt securities (1) $ 26,042 $ — $ (450 ) $ 25,592 $ 27,251 $ — $ (363 ) $ 26,888 U.S. Treasury securities 30,774 — (502 ) 30,272 30,467 — (544 ) 29,923 Foreign government securities 1,495 — (32 ) 1,463 1,473 — (30 ) 1,443 Total $ 58,311 $ — $ (984 ) $ 57,327 $ 59,191 $ — $ (937 ) $ 58,254 ( 1 Includes both U.S. and foreign corporate debt securities. The cost basis of available-for-sale debt securities includes an adjustment for the amortization of premium or discount since the date of purchase. The change in net unrealized gains on available-for-sale debt securities for the nine September 30, 2023 2022 September 30, 2023 Net realized gains on disposition of available-for-sale debt securities are computed using the specific identification method and are included in the condensed consolidated statements of operations. The following table presents certain information regarding contractual maturities of our available-for-sale debt securities: Maturity September 30, 2023 % of % of Amortized Cost Total Fair Value Total One year or less $ 27,636 47 % $ 27,255 48 % After one year through five years 30,675 53 % 30,072 52 % Total $ 58,311 100 % $ 57,327 100 % There were no five may Net unrealized losses on available-for-sale debt securities and the fair value of the related securities, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position are as follows: September 30, 2023 December 31, 2022 Corporate U.S. Foreign Corporate U.S. Foreign debt Treasury government debt Treasury government securities securities securities Total securities securities securities Total Less than 12 months Fair value $ 8,670 $ 1,928 $ — $ 10,598 $ 26,886 $ 29,923 $ 1,444 $ 58,253 Unrealized losses $ (131 ) $ (26 ) $ — $ (157 ) $ (363 ) $ (544 ) $ (30 ) $ (937 ) Greater than 12 months Fair value $ 16,923 $ 28,344 $ 1,463 $ 46,730 $ — $ — $ — $ — Unrealized losses $ (319 ) $ (476 ) $ (32 ) $ (827 ) $ — $ — $ — $ — Total Fair value $ 25,593 $ 30,272 $ 1,463 $ 57,328 $ 26,886 $ 29,923 $ 1,444 $ 58,253 Unrealized losses $ (450 ) $ (502 ) $ (32 ) $ (984 ) $ (363 ) $ (544 ) $ (30 ) $ (937 ) We believe that any unrealized losses on our available-for-sale debt securities at September 30, 2023 no not not As of September 30, 2023 not Mortgage loans The mortgage loan portfolio as of September 30, 2023 nine September 30, 2023 not Mortgage loans, which include contractual terms to maturity of thirty not may nine September 30, 2023 The cost and estimated fair value of mortgage loans are as follows: September 30, 2023 December 31, 2022 Estimated Fair Estimated Fair Cost Value Cost Value Mortgage loans $ 46 $ 46 $ 297 $ 297 Total $ 46 $ 46 $ 297 $ 297 Investment income Investment income from securities consists of the following: Three Months Ended September 30, Nine Months Ended September 30, 2023 2022 2023 2022 Available-for-sale debt securities $ 526 $ 428 $ 1,593 $ 491 Held-to-maturity debt securities 197 316 1,194 1,062 Mortgage loans — 10 4 51 Other 572 110 1,288 235 Total $ 1,295 $ 864 $ 4,079 $ 1,839 Accrued interest receivable Accrued interest receivable from investments is included in trade and other receivables, net in the condensed consolidated balance sheets. The following table reflects the composition of accrued interest receivable for investments: September 30, 2023 December 31, 2022 Corporate debt securities $ 250 $ 834 U.S. Treasury securities 200 281 Foreign government securities 10 42 Accrued interest receivable on investment securities $ 460 $ 1,157 The Company does not three Fair value measurement ASC 820, 820” 1 3 The three 820 Level 1 Quoted prices (unadjusted) in active markets for identical asset or liability at the measurement date are used. Level 2 Pricing inputs are other than quoted prices included within Level 1 2 not Level 3 Pricing inputs are unobservable and include situations where there is little, if any, market activity for the asset or liability. The inputs used in determination of fair value require significant judgment and estimation. When fair value inputs fall within different levels of the fair value hierarchy, the level in the fair value hierarchy within which the asset or liability is categorized in its entirety is determined based on the lowest level input that is significant to the asset or liability. Assessing the significance of a particular input to the valuation of an asset or liability in its entirety requires judgment and considers factors specific to the asset or liability. The categorization of an asset or liability within the hierarchy is based upon the pricing transparency of the asset or liability and does not The following table summarizes the Company’s investments measured at fair value. The Company’s available-for-sale securities in the following table are recorded at fair value on the accompanying condensed consolidated balance sheets. Assets September 30, 2023 December 31, 2022 Level 1 Level 2 Level 3 Total Level 1 Level 2 Level 3 Total Held-to-maturity: Corporate debt securities $ — $ 19,081 $ — $ 19,081 $ — $ 59,673 $ — $ 59,673 U.S. Treasury securities 4,009 — — 4,009 23,987 — — 23,987 Foreign government securities — — — — — 4,999 — 4,999 Certificate of deposits — 437 — 437 — 305 — 305 Total held-to-maturity debt securities $ 4,009 $ 19,518 $ — $ 23,527 $ 23,987 $ 64,977 $ — $ 88,964 Available-for-sale: Corporate debt securities $ — $ 25,592 $ — $ 25,592 $ — $ 26,888 $ — $ 26,888 U.S. Treasury securities 30,272 — — 30,272 29,923 — — 29,923 Foreign government securities — 1,463 — 1,463 — 1,443 — 1,443 Total available-for-sale debt securities $ 30,272 $ 27,055 $ — $ 57,327 $ 29,923 $ 28,331 $ — $ 58,254 Mortgage loans $ — $ — $ 46 $ 46 $ — $ — $ 297 $ 297 Total $ 34,281 $ 46,573 $ 46 $ 80,900 $ 53,910 $ 93,308 $ 297 $ 147,515 The Company classifies U.S. Treasury bonds within Level 1 2 may 3 The Company’s liabilities in the following table are recorded at fair value on the accompanying condensed consolidated balance sheets. The following table summarizes the Company’s liabilities measured at fair value: Liabilities September 30, 2023 December 31, 2022 Level 1 Level 2 Level 3 Total Level 1 Level 2 Level 3 Total Public Warrants $ 54 $ — $ — $ 54 $ 230 $ — $ — $ 230 Private Placement Warrants — 27 — 27 — 117 — 117 Sponsor Covered Shares — — 98 98 — — 219 219 Total $ 54 $ 27 $ 98 $ 179 $ 230 $ 117 $ 219 $ 566 The Company considers the Public Warrants to be Level 1 2. The fair value of the Sponsor Covered Shares was determined using a Monte Carlo simulation valuation model using a distribution of potential stock price outcomes on a daily basis over the original 10-year vesting period. The unobservable significant inputs to the valuation model were as follows: September 30, 2023 Current stock price $ 5.08 Expected volatility 65.0 % Risk-free interest rate 4.6 % Expected term (years) 8 Expected dividend yield — % Annual change in control probability 2.0 % The changes for Level 3 Sponsor Covered Shares Fair value as of December 31, 2022 $ 219 Change in fair value of Sponsor Covered Shares (121 ) Fair value as of September 30, 2023 $ 98 Local Sales Deferred Earnout Fair value as of December 31, 2022 $ — WFG Asset Sale 10,928 Q3 Local Sales 1,556 Accretion of discount 383 Fair value as of September 30, 2023 $ 12,867 There were no 1 2 three nine September 30, 2023 December 31, 2022 no 3 three nine September 30, 2023 December 31, 2022 Cash and cash equivalents, restricted cash, trade and other receivables, prepaid expenses and other assets, accounts payable, and accrued expenses and other liabilities approximate fair value and are therefore excluded from the leveling table above. The cost basis is determined to approximate fair value due to the short term duration of these financial instruments.

Note 5 - Revenue Recognition

Note 5 - Revenue Recognition	9 Months Ended
	Sep. 30, 2023
Notes to Financial Statements
Revenue from Contract with Customer [Text Block]	5. Revenue recognition Disaggregation of revenue Our revenue consists of: Three Months Ended Nine Months Ended September 30, September 30, 2023 2022 2023 2022 Revenue Stream Statements of Operations Classification Segment Total Revenue Total Revenue Revenue from insurance contracts: Direct Agents title insurance premiums Net premiums written Underwriting $ 2,686 $ 15,241 $ 17,862 $ 56,982 Third-Party Agent title insurance premiums Net premiums written Underwriting 71,050 79,247 201,606 242,098 Total revenue from insurance contracts $ 73,736 $ 94,488 $ 219,468 $ 299,080 Revenue from contracts with customers: Escrow fees Escrow, title-related and other fees Corporate and Other $ 178 $ 1,589 $ 729 $ 7,787 Other title-related fees and income Escrow, title-related and other fees Corporate and Other 296 2,501 1,151 10,603 Other title-related fees and income Escrow, title-related and other fees Underwriting 424 1,066 1,584 2,402 Other title-related fees and income Escrow, title-related and other fees Elimination (1) (54 ) (2,482 ) (858 ) (10,452 ) Total revenue from contracts with customers $ 844 $ 2,674 $ 2,606 $ 10,340 Other revenue: Interest and investment income (2) Investment, dividend and other income Corporate and Other $ 285 $ 70 $ 1,244 $ 145 Interest and investment income (2) Investment, dividend and other income Underwriting 1,328 790 3,464 1,707 Realized gains and losses, net Investment, dividend and other income Corporate and Other 47 (113 ) (456 ) (157 ) Realized gains and losses, net Investment, dividend and other income Underwriting — 6 5 (12 ) Total other revenues $ 1,660 $ 753 $ 4,257 $ 1,683 Total revenues $ 76,240 $ 97,915 $ 226,331 $ 311,103 ( 1 Premiums retained by Direct Agents are recognized as income to the Corporate and Other segment, and expense to the Underwriting segment. Upon consolidation, the impact of these internal segment transactions from continuing operations is eliminated. See Note 7. ( 2 Interest and investment income consists primarily of interest payments received on held-to-maturity debt securities, available-for-sale debt securities and mortgage loans.

Note 6 - Liability for Loss and

Note 6 - Liability for Loss and Loss Adjustment Expenses	9 Months Ended
	Sep. 30, 2023
Notes to Financial Statements
Liability for Future Policy Benefits and Unpaid Claims Disclosure [Text Block]	6. Liability for loss and loss adjustment expenses A summary of the changes in the liability for loss and loss adjustment expenses for the nine September 30, 2023 2022 September 30, 2023 2023 2022 Balance at the beginning of the year $ 81,873 $ 80,189 Provision for claims related to: Current year $ 10,994 $ 17,161 Prior years 960 (3,260 ) Total provision for claims $ 11,954 $ 13,901 Paid losses related to: Current year $ (687 ) $ (735 ) Prior years (10,625 ) (8,979 ) Total paid losses $ (11,312 ) $ (9,714 ) Balance at the end of the period $ 82,515 $ 84,376 Provision for claims as a percentage of net written premiums 5.4 % 4.6 % We continually update our liability for loss and loss adjustment expense estimates as new information becomes known, new loss patterns emerge, or as other contributing factors are considered and incorporated into the analysis. Estimating future title loss payments is difficult because of the complex nature of title claims, the long periods of time over which claims are paid, significantly varying dollar amounts of individual claims, and other factors. Current year incurred and paid losses includes current year reported claims as well as estimated future losses on such claims. For the nine September 30, 2023 2016 2022 2023, nine September 30, 2022 2018, 2020, 2021. nine September 30, 2022

Note 7 - Segment Information

Note 7 - Segment Information	9 Months Ended
	Sep. 30, 2023
Notes to Financial Statements
Segment Reporting Disclosure [Text Block]	7. Segment information We have historically reported our operations in two 3, second third 2023, no Beginning in the third 2023, Subsequent to the announcement of the Local Sales, the Company’s chief operating decision maker reviews financial performance and makes decisions about the allocation of resources for our operations through two reportable segments, ( 1 2 A description of each of our reportable segments is as follows. • Underwriting: our Underwriting segment reflects the results of our title insurance underwriting business, including policies referred primarily through our Third-Party Agents channel. The referring agents retain approximately 82% - 84% of the policy premiums in exchange for their services. These retention rates vary by state and agent. • Corporate and Other: our Corporate and Other segment includes our operations related to the execution of our title, escrow and settlement services through our Doma Enterprise channel. Our Doma Enterprise channel targets partnerships with national lenders and mortgage originators that maintain centralized lending operations ("Direct Agents"). Once an Enterprise partnership has been established, we integrate our Doma Intelligence platform with the partner’s production systems, to enable frictionless order origination and fulfillment. Substantially all Doma Enterprise orders are underwritten by Doma. In addition, Corporate and Other includes investing activity related to our investment portfolio held outside of Underwriting. We use adjusted gross profit as the primary profitability measure for making decisions regarding ongoing operations. Adjusted gross profit is calculated by subtracting direct costs, such as premiums retained by agents, direct labor, other direct costs, and provision for claims, from total revenue. Our chief operating decision maker evaluates the results of the aforementioned segments on a pre-tax basis. Segment adjusted gross profit excludes certain items which are included in net loss, such as depreciation and amortization, corporate and other expenses, long-lived asset impairment, change in the fair value of Warrant and Sponsor Covered Shares liabilities, interest expense, and income tax expense, as these items are not not not The following table summarizes the operating results from continuing operations of the Company’s reportable segments: Three Months Ended September 30, 2023 Underwriting Corporate and Other Eliminations Consolidated total Net premiums written $ 73,736 $ — $ — $ 73,736 Escrow, other title-related fees and other (1) 424 474 (54 ) 844 Investment, dividend and other income 1,328 332 — 1,660 Total revenue $ 75,488 $ 806 $ (54 ) $ 76,240 Premiums retained by agents (2) $ 60,869 $ — $ (54 ) $ 60,815 Direct labor (3) 2,831 458 — 3,289 Other direct costs (4) 2,478 300 — 2,778 Provision for claims 3,253 84 — 3,337 Adjusted gross profit $ 6,057 $ (36 ) $ — $ 6,021 Nine Months Ended September 30, 2023 Underwriting Corporate and Other Eliminations Consolidated total Net premiums written $ 219,468 $ — $ — $ 219,468 Escrow, other title-related fees and other (1) 1,584 1,880 (858 ) 2,606 Investment, dividend and other income 3,469 788 — 4,257 Total revenue $ 224,521 $ 2,668 $ (858 ) $ 226,331 Premiums retained by agents (2) $ 180,980 $ — $ (858 ) $ 180,122 Direct labor (3) 8,603 1,821 — 10,424 Other direct costs (4) 6,891 1,075 — 7,966 Provision for claims 11,742 212 — 11,954 Adjusted gross profit $ 16,305 $ (440 ) $ — $ 15,865 Three Months Ended September 30, 2022 Underwriting Corporate and Other Eliminations Consolidated total Net premiums written $ 94,488 $ — $ — $ 94,488 Escrow, other title-related fees and other (1) 1,066 4,090 (2,482 ) 2,674 Investment, dividend and other income 796 (43 ) — 753 Total revenue $ 96,350 $ 4,047 $ (2,482 ) $ 97,915 Premiums retained by agents (2) $ 78,356 $ — $ (2,482 ) $ 75,874 Direct labor (3) 2,867 4,788 — 7,655 Other direct costs (4) 2,514 1,370 — 3,884 Provision for claims 3,928 239 — 4,167 Adjusted gross profit $ 8,685 $ (2,350 ) $ — $ 6,335 Nine Months Ended September 30, 2022 Underwriting Corporate and Other Eliminations Consolidated total Net premiums written $ 299,080 $ — $ — $ 299,080 Escrow, other title-related fees and other (1) 2,402 18,390 (10,452 ) 10,340 Investment, dividend and other income 1,695 (12 ) — 1,683 Total revenue $ 303,177 $ 18,378 $ (10,452 ) $ 311,103 Premiums retained by agents (2) $ 248,748 $ — $ (10,452 ) $ 238,296 Direct labor (3) 7,911 24,275 — 32,186 Other direct costs (4) 7,923 5,530 — 13,453 Provision for claims 12,993 908 — 13,901 Adjusted gross profit $ 25,602 $ (12,335 ) $ — $ 13,267 ( 1 Includes fee income from closings, escrow, title exams, ceding commission income, as well as premiums retained by Direct Agents. ( 2 This expense represents a deduction from the net premiums written for the amounts that are retained by Direct Agents and Third-Party Agents as compensation for their efforts to generate premium income for our Underwriting segment. The impact of premiums retained by our Direct Agents from continuing operations and the expense for reinsurance or co-insurance procured on Direct Agent sourced premiums are eliminated in consolidation. ( 3 Includes all compensation costs, including salaries, bonuses, incentive payments, and benefits, for personnel involved in the direct fulfillment of title and/or escrow services. Direct labor excludes severance costs. ( 4 Includes title examination expense, office supplies, and premium and other taxes. The following table provides a reconciliation of the Company’s total reportable segments’ adjusted gross profit to its total loss from continuing operations before income taxes: Three Months Ended September 30, Nine Months Ended September 30, 2023 2022 2023 2022 Adjusted gross profit $ 6,021 $ 6,335 $ 15,865 $ 13,267 Depreciation and amortization 2,942 4,006 8,713 10,564 Other indirect expenses (1) 18,960 38,700 68,897 133,262 Long-lived asset impairment 972 — 1,413 — Change in fair value of Warrant and Sponsor Covered Shares liabilities (263 ) (1,438 ) (386 ) (20,531 ) Interest expense 5,495 3,575 14,487 10,331 Loss from continuing operations before income taxes $ (22,085 ) $ (38,508 ) $ (77,259 ) $ (120,359 ) ( 1 Includes other indirect costs not As of September 30, 2023 December 31, 2022 three nine September 30, 2023 three nine September 30, 2022 September 30, 2023

Note 8 - Debt

Note 8 - Debt	9 Months Ended
	Sep. 30, 2023
Notes to Financial Statements
Debt Disclosure [Text Block]	8. Debt Senior secured credit agreement On December 31, 2020, January 29, 2021 ( five first September 30, 2023 24 not On May 19, 2023, third five The estimated fair value of the Senior Debt at September 30, 2023 No 3

Note 9 - Stock Compensation Exp

Note 9 - Stock Compensation Expense	9 Months Ended
	Sep. 30, 2023
Notes to Financial Statements
Share-Based Payment Arrangement [Text Block]	9. Stock compensation expense The Company issued stock options (incentive stock options (“ISOs”), non-statutory stock options (“NSOs”) and restricted stock awards (“RSAs”) to employees and key advisors under the Company’s 2019 not one may one The Company issues restricted stock units (“RSUs”) and performance restricted stock units (“PRSUs”) under the 2021 first twelve fourth In June 2022, 2021 90 one third sixteen fourth In May 2023, May 20, 2024; not not 718, second 2023, September 30, 2023 On August 3, 2023, six four 18 For the three nine September 30, 2022, three September 30, 2023 2022 nine September 30, 2023 2022 Stock options (ISO and NSO) During the nine September 30, 2023 Weighted Weighted Average Average Remaining Aggregate Number of Exercise Contractual Life Intrinsic Stock Options Price ($) (In years) Value ($) Outstanding as of December 31, 2022 703,422 $ 14.46 6.74 $ 191 Granted — — — Exercised (17,774 ) 13.41 0.45 Cancelled or forfeited (254,820 ) 14.87 1.26 Outstanding as of September 30, 2023 430,828 $ 14.26 5.74 $ 61 Options exercisable as of September 30, 2023 407,473 $ 14.06 5.67 $ 61 As of September 30, 2023 RSAs, RSUs and PRSUs During the nine September 30, 2023 Number of Average RSAs, RSUs Grant Date and PRSUs Fair Value ($) Non-vested at December 31, 2022 1,619,222 $ 44.19 Granted 1,302,766 8.14 Vested (302,287 ) 57.89 Adjustment for PRSUs expected to vest — — Cancelled or Forfeited (533,346 ) 54.01 Non-vested at September 30, 2023 2,086,355 $ 19.15 As of September 30, 2023 Market-based awards The market-based awards were measured at fair market value on the grant date, and stock-based compensation expense is recognized as the shares vest with a corresponding offset credited to additional paid-in-capital. The fair value of the market-based awards was determined using a Monte Carlo simulation valuation model using a distribution of potential stock price outcomes on a daily basis over the original 4-year vesting period. The unobservable significant inputs to the valuation model at the time of award issuance were as follows: Stock price at issuance $ 23.00 Expected volatility 75.0 % Risk-free interest rate 3.14 % Expected term 3.9 Expected dividend yield — % During the nine September 30, 2023 Number of Average Market-based Grant Date awards Fair Value ($) Non-vested at December 31, 2022 97,413 $ 7.92 Granted — — Vested — — Cancelled or Forfeited — — Non-vested at September 30, 2023 97,413 $ 7.92 As of September 30, 2023

Note 10 - Earnings Per Share

Note 10 - Earnings Per Share	9 Months Ended
	Sep. 30, 2023
Notes to Financial Statements
Earnings Per Share [Text Block]	10. Earnings per share The calculation of the basic and diluted EPS is as follows: Three Months Ended September 30, Nine Months Ended September 30, 2023 2022 2023 2022 Numerator Net loss from continuing operations $ (22,239 ) $ (38,904 ) $ (77,725 ) $ (121,016 ) Denominator Weighted-average common shares – basic and diluted 13,395,010 13,072,471 13,305,428 13,008,082 Net loss from continuing operations per share - basic and diluted $ (1.66 ) $ (2.98 ) $ (5.84 ) $ (9.30 ) Net loss from discontinued operations per share - basic and diluted $ (0.25 ) $ (3.46 ) $ (1.95 ) $ (5.52 ) Net loss per share attributable to stockholders - basic and diluted $ (1.91 ) $ (6.43 ) $ (7.79 ) $ (14.82 ) As we have reported net loss for each of the periods presented, all potentially dilutive securities are antidilutive. The following potential outstanding shares of common stock and contingently issuable shares were excluded from the computation of diluted net loss per share attributable to common stockholders for the periods presented because the contingent criteria has not As of September 30, 2023 2022 Outstanding stock options 430,828 763,051 Warrants for common and preferred stock 693,333 720,910 RSA’s, RSU’s and PRSU’s 2,086,355 1,427,092 Market-based awards 97,413 97,413 Sponsor Covered Shares and Seller Earnout Shares 686,598 701,251 Total antidilutive securities 3,994,527 3,709,717

Note 11 - Related Party Transac

Note 11 - Related Party Transactions	9 Months Ended
	Sep. 30, 2023
Notes to Financial Statements
Related Party Transactions Disclosure [Text Block]	11. Related party transactions Equity held by Lennar In connection with the North American Title Acquisition, subsidiaries of Lennar were granted equity in the Company. As of September 30, 2023 Transactions with Lennar In the routine course of its business, Doma Title Insurance, Inc. (“DTI”) underwrites title insurance policies for a subsidiary of Lennar. The Company recorded the following revenues and premiums retained by agents from these transactions, which are included within our Underwriting segment: Three Months Ended September 30, Nine Months Ended September 30, 2023 2022 2023 2022 Revenues $ 35,061 $ 34,795 $ 98,546 $ 96,126 Premiums retained by agents 28,325 27,932 79,527 77,542 September 30, 2023 December 31, 2022 Net receivables $ 3,591 $ 4,175 These amounts are included in trade and other receivables, net in the Company’s condensed consolidated balance sheets. On April 27, 2023, September 1, 2023 September 30, 2026.

Note 12 - Commitments and Conti

Note 12 - Commitments and Contingencies	9 Months Ended
	Sep. 30, 2023
Notes to Financial Statements
Commitments and Contingencies Disclosure [Text Block]	12. Commitments and contingencies Legal matters The Company is subject to claims and litigation matters in the ordinary course of business. Management does not Commitments and other contingencies The Company also administers escrow deposits as a service to customers, a substantial portion of which are held at third September 30, 2023 December 31, 2022 not not not See Note 17

Note 13 - Accrued Expenses and

Note 13 - Accrued Expenses and Other Liabilities	9 Months Ended
	Sep. 30, 2023
Notes to Financial Statements
Accounts Payable and Accrued Liabilities Disclosure [Text Block]	13. Accrued expenses and other liabilities Accrued expenses and other liabilities include the following: September 30, December 31, 2023 2022 Employee benefits $ 603 $ 3,782 Severance 492 4,984 Contract terminations 4,076 5,248 Premium taxes 1,786 3,862 Employee compensation 3,995 2,234 Other 4,642 3,237 Total accrued expenses and other liabilities $ 15,594 $ 23,347 Workforce reduction plans In 2022, three “2022 2022 December 31, 2022 August 2, 2023, “2023 2022 2023 2023 December 31, 2023. Liabilities associated with the Reduction Plans are included in accrued expenses and other liabilities in the condensed consolidated balance sheet as of September 30, 2023 The following table summarizes activity related to the liabilities associated with the Reduction Plans: Total Balance as of January 1, 2023 $ 4,984 Charges incurred (1) 9,459 Payments and other adjustments (13,951 ) Balance as of September 30, 2023 $ 492 ( 1 Charges incurred include interim salary for employees with known departure dates, employee benefits, severance, payroll taxes and related facilitation costs offset by forfeitures of bonus. In the three nine September 30, 2023 three nine September 30, 2022, Contract terminations Associated with the Company’s Reduction Plans and vendor management initiatives during the year ended December 31, 2022 2023 three September 30, 2023 three nine September 30, 2022. September 30, 2023

Note 14 - Employee Benefit Plan

Note 14 - Employee Benefit Plan	9 Months Ended
	Sep. 30, 2023
Notes to Financial Statements
Defined Contribution Plan [Text Block]	14. Employee benefit plan The Company sponsors a defined contribution 401 may 401 1986. 18 first January 1, 2022, first For the three September 30, 2023 2022, nine September 30, 2023 2022

Note 15 - Research and Developm

Note 15 - Research and Development	9 Months Ended
	Sep. 30, 2023
Notes to Financial Statements
Research, Development, and Computer Software Disclosure [Text Block]	15. Research and development For the three nine September 30, 2023 2022 Three Months Ended September 30, Nine Months Ended September 30, 2023 2022 2023 2022 Research and development expenses incurred $ 755 $ 3,660 $ 4,108 $ 14,781 Capitalized internally developed software costs 1,939 8,393 6,676 25,603 Research and development spend, inclusive of capitalized internally developed software cost $ 2,694 $ 12,053 $ 10,784 $ 40,384 Our research and development costs reflect certain payroll-related costs of employees directly associated with such activities and certain software subscription costs, which are included in personnel costs and other operating expenses, respectively, in the condensed consolidated statements of operations. Capitalized internally developed software and acquired software costs are included in fixed assets, net in the condensed consolidated balance sheets. For the three nine September 30, 2023, no not 360, 3 three nine September 30, 2022.

Note 16 - Warrant Liabilities

Note 16 - Warrant Liabilities	9 Months Ended
	Sep. 30, 2023
Notes to Financial Statements
Warrant Liabilities [Text Block]	16. Warrant liabilities As a result of the Business Combination, the Company assumed, as of the Closing Date, Public Warrants to purchase an aggregate of 460,000 shares of our common stock and Private Placement Warrants to purchase an aggregate of 233,333 shares of our common stock. Twenty five one The Warrants became exercisable commencing on December 4, 2021, one 1934, Redemption of Public Warrants when the price per share of our common stock equals or exceeds $450.00 The Company may • in whole and not • at a price of $0.01 per Public Warrant; • upon not 30 • if, and only if, the last reported sale price of our common stock equals or exceeds $450.00 per share (as adjusted for stock splits, stock dividends, reorganizations, recapitalizations and the like and for certain issuances of common stock and equity-linked securities as described above) for any 20 30 three The Company will not 30 may Redemption of Public Warrants when the price per share of our common stock equals or exceeds $250.00 The Company may • in whole and not • at $0.10 per Public Warrant upon a minimum of 30 • if, and only if, the last reported sale price of our common stock equals or exceeds $250.00 per share (as adjusted per stock splits, stock dividends, reorganizations, reclassifications, recapitalizations and the like and for certain issuances of common stock and equity-linked securities as described above) on the trading day prior to the date on which the Company sends the notice of redemption to the Public Warrant holders; and • if, and only if, the last reported sale price of common stock is less than $450.00 per share (as adjusted for stock for stock splits, stock dividends, reorganizations, recapitalizations and the like and for certain issuances of common stock and equity-linked securities), the Private Placement Warrants are also concurrently called for redemption on the same terms as the outstanding Public Warrants, as described above. Beginning on the date the notice of redemption is given until the Public Warrants are redeemed or exercised, holders may ten no The Private Placement Warrants are identical to the Public Warrants except that the Private Placement Warrants, (i) subject to limited exceptions, are not may December 1, 2020, On September 3, 2021, 1 No. 333 258942 September 8, 2021; March 30, 2022), September 30, 2023 December 31, 2022 September 30, 2023 December 31, 2022 815 40

Note 17 - Leases

Note 17 - Leases	9 Months Ended
	Sep. 30, 2023
Notes to Financial Statements
Lessee, Operating Leases [Text Block]	17. The Company has operating leases consisting of office space and office equipment. Lease terms and options vary in the Company's operating leases dependent upon the underlying leased asset. We exclude options to extend or terminate a lease from our recognition as part of our right-of-use assets and lease liabilities until those options are known and/or executed, as we typically do not September 30, 2023 may no Nine Months Ended September 30, 2023 2022 Components of lease expense: Operating lease expense $ 1,822 $ 2,741 Less sublease income (272 ) (13 ) Net lease expense 1,550 2,728 Cash flow information related to leases: Operating cash outflow from operating leases during the nine months ended September 30, 2023 and 2022 $ 3,272 $ 2,639 September 30, 2023 September 30, 2022 Right-of-use assets obtained during the nine months ended September 30, 2023 and 2022 in exchange for new operating lease liabilities $ 32 215 Weighted average remaining lease term (years) 3.73 4.53 Weighted average discount rate 10 % 10 % September 30, 2023 September 30, 2023 Maturities of lease liabilities: Continuing Operations Discontinued Operations 2023 $ 893 $ 835 2024 3,211 3,202 2025 2,422 2,727 2026 2,261 1,883 2027 1,992 850 Total lease payments 10,779 9,497 Less imputed interest (1,741 ) (1,395 ) Lease liabilities $ 9,038 $ 8,102 During the three nine September 30, 2023 three nine September 30, 2023 360, 2 three nine September 30, 2022

Note 18 - Discontinued Operatio

Note 18 - Discontinued Operations	9 Months Ended
	Sep. 30, 2023
Notes to Financial Statements
Disposal Groups, Including Discontinued Operations, Disclosure [Text Block]	18. Discontinued Operations In the second third 2023, June 9, 2023, no third 2023, 205 20 45, 3 The assets and liabilities associated with discontinued operations, including assets and liabilities sold in the Local Sales, assets separately disposed and remaining Local Component assets and liabilities, have been presented separately in our condensed consolidated balance sheets. The major assets and liability categories were as follows as of the dates indicated: (In thousands, except share information) September 30, 2023 December 31, 2022 Assets Trade and other receivables (net of allowance for credit losses of $ 0 75 $ 257 $ 751 Prepaid expenses, deposits and other assets 603 1,437 Lease right-of-use assets 3,278 13,910 Fixed assets (net of accumulated depreciation of $ 3,819 7,847 476 2,359 Title plants — 11,817 Goodwill — 22,867 Assets held for disposal $ 4,614 $ 53,141 Liabilities Accounts payable $ 99 $ 502 Accrued expenses and other liabilities 899 5,546 Lease liabilities 8,102 16,696 Senior secured credit agreement, net of debt issuance costs and original issue discount — 7,415 Liability for loss and loss adjustment expenses 97 197 Liabilities held for disposal $ 9,197 $ 30,356 Summary operating results of discontinued operations were as follows for the periods indicated: Three Months Ended September 30, 2023 Local Component Eliminations (1) Total Revenues: Escrow, other title-related fees and other $ 5,208 $ (2,031 ) $ 3,177 Investment, dividend and other income (126 ) — (126 ) Total revenues $ 5,082 $ (2,031 ) $ 3,051 Operating expenses excluding impairments $ 6,576 $ (2,031 ) $ 4,545 Goodwill impairment — — - Long-lived asset impairment 2,573 — 2,573 Total operating expenses $ 9,149 $ (2,031 ) $ 7,118 Loss from discontinued operations $ (4,067 ) $ — $ (4,067 ) Other (expense) income: Interest expense $ (63 ) $ — $ (63 ) Gain (loss) on sales of discontinued operations 772 — 772 Loss from discontinued operations before income taxes $ (3,358 ) $ — $ (3,358 ) Income tax expense (29 ) — (29 ) Net loss from discontinued operations $ (3,387 ) $ — $ (3,387 ) Nine Months Ended September 30, 2023 Local Component Eliminations (1) Total Revenues: Escrow, other title-related fees and other $ 30,295 $ (13,991 ) $ 16,304 Investment, dividend and other income (123 ) — (123 ) Total revenues $ 30,172 $ (13,991 ) $ 16,181 Operating expenses excluding impairments $ 43,387 $ (13,991 ) $ 29,396 Goodwill impairment — — - Long-lived asset impairment 3,602 — 3,602 Total operating expenses $ 46,989 $ (13,991 ) $ 32,998 Loss from discontinued operations $ (16,817 ) $ — $ (16,817 ) Other (expense) income: Interest expense $ (2,002 ) $ — $ (2,002 ) Gain (loss) on sales of discontinued operations (6,994 ) — (6,994 ) Loss from discontinued operations before income taxes $ (25,813 ) $ — $ (25,813 ) Income tax expense (88 ) — (88 ) Net loss from discontinued operations $ (25,901 ) $ — $ (25,901 ) Three Months Ended September 30, 2022 Local Component Eliminations (1) Total Revenues: Escrow, other title-related fees and other $ 20,686 $ (10,733 ) $ 9,953 Investment, dividend and other income (12 ) — (12 ) Total revenues $ 20,674 $ (10,733 ) $ 9,941 Operating expenses excluding impairments $ 31,099 $ (10,733 ) $ 20,366 Goodwill impairment 33,746 — 33,746 Long-lived asset impairment — — - Total operating expenses $ 64,845 $ (10,733 ) $ 54,112 Loss from discontinued operations $ (44,171 ) $ — $ (44,171 ) Other (expense) income: Interest expense $ (1,009 ) $ — $ (1,009 ) Gain (loss) on sales of discontinued operations — — - Loss from discontinued operations before income taxes $ (45,180 ) $ — $ (45,180 ) Income tax expense (29 ) — (29 ) Net loss from discontinued operations $ (45,209 ) $ — $ (45,209 ) Nine Months Ended September 30, 2022 Local Component Eliminations (1) Total Revenues: Escrow, other title-related fees and other $ 70,681 $ (37,915 ) $ 32,766 Investment, dividend and other income (62 ) — (62 ) Total revenues $ 70,619 $ (37,915 ) $ 32,704 Operating expenses excluding impairments $ 105,611 $ (37,915 ) $ 67,696 Goodwill impairment 33,746 — 33,746 Long-lived asset impairment — — - Total operating expenses $ 139,357 $ (37,915 ) $ 101,442 Loss from discontinued operations $ (68,738 ) $ — $ (68,738 ) Other (expense) income: Interest expense $ (2,949 ) $ — $ (2,949 ) Gain (loss) on sales of discontinued operations — — - Loss from discontinued operations before income taxes $ (71,687 ) $ — $ (71,687 ) Income tax expense (88 ) — (88 ) Net loss from discontinued operations $ (71,775 ) $ — $ (71,775 ) ( 1 not The depreciation and amortization, capital expenditures, sale proceeds and significant noncash operating items associated with the discontinued operations were as follows: Nine Months Ended September 30, 2023 2022 Non-cash discontinued operating activities: Impairment charges $ 3,602 $ 33,746 Depreciation and amortization 452 670 Loss on sales of discontinued operations (6,994 ) — Cash flows from discontinued investing activities: Capital expenditures $ — $ 1,770 Proceeds from sales of discontinued operations, net of cash disposed and working capital adjustments, and dividends from title plants 15,884 627

Note 19 - Subsequent Events

Note 19 - Subsequent Events	9 Months Ended
	Sep. 30, 2023
Notes to Financial Statements
Subsequent Events [Text Block]	19. In the preparation of the accompanying condensed consolidated financial statements, the Company has evaluated all material subsequent events or transactions that occurred after the balance sheet date through the date on which the financial statements were issued for potential recognition or disclosure in the Company's financial statements, noting no

Significant Accounting Policies

Significant Accounting Policies (Policies)	9 Months Ended
	Sep. 30, 2023
Accounting Policies [Abstract]
Basis of Accounting, Policy [Policy Text Block]	Basis of presentation The accompanying condensed consolidated balance sheet as of September 30, 2023 three nine September 30, 2023 2022 nine September 30, 2023 2022 These financial statements have been prepared in accordance with accounting principles generally accepted in the United States of America (“U.S. GAAP”) for interim financial information. Accordingly, they do not September 30, 2023 three nine September 30, 2023 2022 nine September 30, 2023 2022 three nine September 30, 2023 not December 31, 2023 Certain prior year amounts have been reclassified to conform to the current year presentation under Accounting Standard Codification 205 20 45, References to the Accounting Standard Codification (“ASC”) and Accounting Standard Updates (“ASU”) included hereinafter refer to the Accounting Standards Codification and Updates issued by the Financial Accounting Standards Board (“FASB”) as the source of authoritative U.S. GAAP. The accompanying condensed consolidated financial statements include the accounts of the Company and the accounts of the Company’s wholly-owned subsidiaries. All intercompany balances and transactions related to continuing operations have been eliminated in consolidation.
Stockholders' Equity, Policy [Policy Text Block]	Reverse stock split On June 29, 2023, 1 11:59 June 29, 2023 ( As a result of the Reverse Stock Split, every 25 shares of the Company’s issued and outstanding common stock were automatically converted into one No first one Proportionate adjustments were made to the number of shares issuable upon the exercise or vesting of all stock options, restricted stock awards, restricted stock units, performance restricted stock units or market-based awards (the “Stock-Based Awards”) and warrants outstanding at the Effective Time, which resulted in a proportional decrease in the number of shares of the Company’s common stock reserved for issuance upon exercise or vesting of such Stock-Based Awards and warrants. In the case of stock options and warrants, proportionate adjustments also included a proportional increase in the exercise price of such stock options and warrants. In addition, the number of shares reserved for issuance under the Company’s 2021
Use of Estimates, Policy [Policy Text Block]	Use of estimates The preparation of financial statements in conformity with U.S. GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent liabilities as of the date of the financial statements and the reported amounts of revenue and expenses during the reporting period. Actual results could differ from the estimates made by management. Estimates and underlying assumptions are reviewed on an ongoing basis. Revisions to estimates are recognized prospectively. Significant items subject to such estimates and assumptions include, but are not not 2
Receivable [Policy Text Block]	Trade and other receivables, net Trade and other receivables include the following: September 30, December 31, 2023 2022 Trade receivables $ 5,905 $ 6,833 Accrued net premiums written from Third-Party Agent referrals 2,950 2,409 Trade receivables, gross $ 8,855 $ 9,242 Allowance for credit losses (1,601 ) (1,413 ) Trade receivables, net $ 7,254 $ 7,829 Local Sales Deferred Earnout receivable 12,867 — Receivable from HSCM 5,225 — Investment trade receivables — 10,065 Miscellaneous other receivables 1,481 2,647 Other receivables $ 19,573 $ 12,712 Trade and other receivables, net $ 26,827 $ 20,541 Trade receivables are generally due within thirty ninety 3. 18,
Goodwill and Intangible Assets, Intangible Assets, Indefinite-Lived, Policy [Policy Text Block]	Title plants Title plants are carried at cost, with costs incurred to maintain, update and operate title plants expensed as incurred. Because properly maintained title plants have indefinite lives and do not no may not not three nine September 30, 2023 2022
Goodwill and Intangible Assets, Goodwill, Policy [Policy Text Block]	Goodwill Goodwill represents the excess of the acquisition price over the fair value of assets acquired and liabilities assumed in a business combination. Goodwill is assigned to one October 1 not one first not not not
Reinsurance Accounting Policy [Policy Text Block]	Reinsurance The Company utilizes reinsurance programs to limit its maximum loss exposure by reinsuring certain risks with other insurers. The Company has two September 30, 2023. Under the excess of loss treaty, we ceded liability over $15.0 million on all files. Excess of loss reinsurance coverage protects the Company from a large loss from a single loss occurrence. The excess of loss treaty provided for ceding liability above the retention of $15.0 million for all policies up to a liability cap of $500.0 million. Under the Quota Share Treaty, effective February 24, 2021, Effective October 1, 2023, Payments and recoveries on reinsured losses for the Company’s title insurance business were immaterial during the three nine September 30, 2023 2022 Ceding commission from reinsurance transactions are presented as revenue within the “Escrow, other title-related fees and other” revenue line item in the consolidated statements of operations. Total premiums ceded in connection with reinsurance are netted against the written premiums in the consolidated statements of operations. Gross premiums earned and ceded premiums are as follows: Three Months Ended September 30, Nine Months Ended September 30, 2023 2022 2023 2022 Gross premiums earned 73,783 94,889 219,735 301,638 Ceded premiums (47 ) (401 ) (267 ) (2,558 ) Net premiums earned 73,736 94,488 219,468 299,080 Percentage of amount net to gross 99.9 % 99.6 % 99.9 % 99.2 %
Income Tax, Policy [Policy Text Block]	Income taxes Our effective tax rate for the nine September 30, 2023 2022 September 30, 2023 December 31, 2022 not not September 30, 2023 December 31, 2022 2018 2036. no 2030. 2019 2022 2018 2022 September 30, 2023 no September 30, 2023
Lessee, Leases [Policy Text Block]	Leases The Company determines if a contract contains a lease at inception of the contract. The Company's inventory of leases primarily consists of operating office space and office equipment leases which are recorded as a lease obligation liability and as a lease right-of-use asset on the accompanying condensed consolidated balance sheet. The lease right-of-use asset represents the Company's right to use each underlying asset for the lease term and the lease obligation liability represents the Company's obligation over the lease term. The Company's lease obligation is recorded at the present value of the lease payments based on the term of the lease. The Company applies an incremental borrowing rate of interest as of the effective date of adoption or the lease effective date equivalent to a collateralized borrowing rate with similar terms. The discount rate used to calculate the present value of our future minimum lease payments is based, where appropriate, on the Company's incremental borrowing rate of its current loan and security agreement. Lease expenses for lease payments, where appropriate, are recognized on a straight-line basis over the lease term. Short-term leases of 12 17
Concentration Risk, Credit Risk, Policy [Policy Text Block]	Concentration of credit risk Financial instruments that potentially subject the Company to concentrations of credit risk consist of cash accounts in financial institutions and our investment portfolio. The Company has not not Additionally, we manage the exposure to credit risk in our investment portfolio by investing in high quality securities and diversifying our holdings. Our investment portfolio is comprised of corporate debt, foreign government securities, certificates of deposit, single-family residential mortgage loans, and U.S. Treasuries.
Emerging Growth Company [Policy Text Block]	Emerging Growth Company and Smaller Reporting Company The Company is an “emerging growth company,” as defined in Section 2 2012 may not not not 404 not Further, Section 102 1 not not not may Additionally, the Company is a “smaller reporting company” as defined in Item 10 1 may two
New Accounting Pronouncements, Policy [Policy Text Block]	Recently issued and adopted accounting pronouncements In June 2016, No. 2016 13 326 December 15, 2019. December 15, 2022, January 1, 2022 4 no not 4. In February 2016, 2016 02, 2016 02” 2016 02 12 2016 02. 2020 05, 2016 02 December 15, 2021, December 15, 2022. January 1, 2022 840. not January 1, 2022. not 840. January 1, 2022. January 1, 2022, no not 17. In January 2020, 2019 12, 740 2019 12 740 2019 12 2019 12 December 15, 2020, December 15, 2020. 2019 12 December 15, 2021, December 15, 2022, 2019 12 January 1, 2022, not not Recently issued but not In August 2018, 2018 12, 944 December 15, 2022 June 2020, 2018 12 one 19. may not January 1, 2025. not not

Note 2 - Summary of Significa_2

Note 2 - Summary of Significant Accounting Policies (Tables)	9 Months Ended
	Sep. 30, 2023
Notes Tables
Schedule of Trade and Other Receivables [Table Text Block]	September 30, December 31, 2023 2022 Trade receivables $ 5,905 $ 6,833 Accrued net premiums written from Third-Party Agent referrals 2,950 2,409 Trade receivables, gross $ 8,855 $ 9,242 Allowance for credit losses (1,601 ) (1,413 ) Trade receivables, net $ 7,254 $ 7,829 Local Sales Deferred Earnout receivable 12,867 — Receivable from HSCM 5,225 — Investment trade receivables — 10,065 Miscellaneous other receivables 1,481 2,647 Other receivables $ 19,573 $ 12,712 Trade and other receivables, net $ 26,827 $ 20,541
Effects of Reinsurance [Table Text Block]	Three Months Ended September 30, Nine Months Ended September 30, 2023 2022 2023 2022 Gross premiums earned 73,783 94,889 219,735 301,638 Ceded premiums (47 ) (401 ) (267 ) (2,558 ) Net premiums earned 73,736 94,488 219,468 299,080 Percentage of amount net to gross 99.9 % 99.6 % 99.9 % 99.2 %

Note 3 - Business Combinations

Note 3 - Business Combinations (Tables)	9 Months Ended
	Sep. 30, 2023
Notes Tables
Disposal Groups, Including Discontinued Operations 1 [Table Text Block]	WFG Asset Sale Q3 Local Sales Total Local Sales Pre-tax loss on sale of business $ 10,272 $ 546 $ 10,818 Cash consideration $ 10,500 $ 2,645 $ 13,145 Deferred Earnout receivable 10,928 1,556 12,484 Total purchase consideration $ 21,428 $ 4,201 $ 25,629 Total transaction costs, including legal fees, professional fees and other $ 3,446 $ 767 $ 4,213
Disposal Groups, Including Discontinued Operations [Table Text Block]	(In thousands, except share information) September 30, 2023 December 31, 2022 Assets Trade and other receivables (net of allowance for credit losses of $ 0 75 $ 257 $ 751 Prepaid expenses, deposits and other assets 603 1,437 Lease right-of-use assets 3,278 13,910 Fixed assets (net of accumulated depreciation of $ 3,819 7,847 476 2,359 Title plants — 11,817 Goodwill — 22,867 Assets held for disposal $ 4,614 $ 53,141 Liabilities Accounts payable $ 99 $ 502 Accrued expenses and other liabilities 899 5,546 Lease liabilities 8,102 16,696 Senior secured credit agreement, net of debt issuance costs and original issue discount — 7,415 Liability for loss and loss adjustment expenses 97 197 Liabilities held for disposal $ 9,197 $ 30,356
Disposal Group, Disposed of by Sale, Not Discontinued Operations [Member]
Notes Tables
Disposal Groups, Including Discontinued Operations [Table Text Block]	WFG Asset Sale Q3 Local Sales Total Local Sales Goodwill $ 19,270 $ 3,597 $ 22,867 Title plants 8,806 — 8,806 Fixed assets 549 717 1,266 Other assets 129 58 187 Total assets $ 28,754 $ 4,372 $ 33,126 Accrued expenses and other liabilities $ - $ 392 $ 392 Total liabilities $ - $ 392 $ 392 Net assets $ 28,754 $ 3,980 $ 32,734

Note 4 - Investments and Fair_2

Note 4 - Investments and Fair Value Measurements (Tables)	9 Months Ended
	Sep. 30, 2023
Notes Tables
Debt Securities, Held-to-Maturity [Table Text Block]	September 30, 2023 December 31, 2022 Amortized Unrealized Unrealized Fair Amortized Unrealized Unrealized Fair Cost Gains Losses Value Cost Gains Losses Value Corporate debt securities (1) $ 19,935 $ 1 $ (855 ) $ 19,081 $ 61,308 $ 5 $ (1,640 ) $ 59,673 U.S. Treasury securities 4,078 — (69 ) 4,009 24,152 — (165 ) 23,987 Foreign government securities — — — — 5,003 — (4 ) 4,999 Certificates of deposit 437 — — 437 305 — — 305 Total 24,450 1 (924 ) 23,527 90,768 5 (1,809 ) 88,964 Allowance for credit losses (207 ) — — (207 ) (440 ) — — (440 ) Total, net of allowance for credit losses $ 24,243 $ 1 $ (924 ) $ 23,320 $ 90,328 $ 5 $ (1,809 ) $ 88,524 September 30, 2023 Maturity % of % of Amortized Cost Total Fair Value Total One year or less $ 12,367 51 % $ 12,174 52 % After one year through five years 12,083 49 % 11,353 48 % Total $ 24,450 100 % $ 23,527 100 % September 30, 2023 December 31, 2022 Corporate U.S. Corporate U.S. Foreign debt Treasury debt Treasury government securities securities Total securities securities securities Total Less than 12 months Fair value $ — $ 992 $ 992 $ 48,798 $ 19,834 $ 4,999 $ 73,631 Unrealized losses $ — $ (7 ) $ (7 ) $ (614 ) $ (101 ) $ (4 ) $ (719 ) Greater than 12 months Fair value $ 18,581 $ 1,723 $ 20,304 $ 8,546 $ 4,125 $ — $ 12,671 Unrealized losses $ (855 ) $ (62 ) $ (917 ) $ (1,026 ) $ (64 ) $ — $ (1,090 ) Total Fair value $ 18,581 $ 2,715 $ 21,296 $ 57,344 $ 23,959 $ 4,999 $ 86,302 Unrealized losses $ (855 ) $ (69 ) $ (924 ) $ (1,640 ) $ (165 ) $ (4 ) $ (1,809 )
Debt Securities, Held-to-Maturity, Allowance for Credit Loss [Table Text Block]	Rollforward of Credit Loss Allowance for Held-to-Maturity Debt Securities Beginning balance, January 1, 2023 $ 440 Current-period provision (reduction) for expected credit losses (233 ) Write-off charged against the allowance, if any — Recoveries of amounts previously written off, if any — Ending balance of the allowance for credit losses, September 30, 2023 $ 207 Rollforward of Credit Loss Allowance for Held-to-Maturity Debt Securities Beginning balance, January 1, 2022 $ 399 Current-period provision (reduction) for expected credit losses 34 Write-off charged against the allowance, if any — Recoveries of amounts previously written off, if any — Ending balance of the allowance for credit losses, September 30, 2022 $ 433
Debt Securities, Available-for-Sale [Table Text Block]	September 30, 2023 December 31, 2022 Amortized Unrealized Unrealized Fair Amortized Unrealized Unrealized Fair Cost Gains Losses Value Cost Gains Losses Value Corporate debt securities (1) $ 26,042 $ — $ (450 ) $ 25,592 $ 27,251 $ — $ (363 ) $ 26,888 U.S. Treasury securities 30,774 — (502 ) 30,272 30,467 — (544 ) 29,923 Foreign government securities 1,495 — (32 ) 1,463 1,473 — (30 ) 1,443 Total $ 58,311 $ — $ (984 ) $ 57,327 $ 59,191 $ — $ (937 ) $ 58,254 Maturity September 30, 2023 % of % of Amortized Cost Total Fair Value Total One year or less $ 27,636 47 % $ 27,255 48 % After one year through five years 30,675 53 % 30,072 52 % Total $ 58,311 100 % $ 57,327 100 % September 30, 2023 December 31, 2022 Corporate U.S. Foreign Corporate U.S. Foreign debt Treasury government debt Treasury government securities securities securities Total securities securities securities Total Less than 12 months Fair value $ 8,670 $ 1,928 $ — $ 10,598 $ 26,886 $ 29,923 $ 1,444 $ 58,253 Unrealized losses $ (131 ) $ (26 ) $ — $ (157 ) $ (363 ) $ (544 ) $ (30 ) $ (937 ) Greater than 12 months Fair value $ 16,923 $ 28,344 $ 1,463 $ 46,730 $ — $ — $ — $ — Unrealized losses $ (319 ) $ (476 ) $ (32 ) $ (827 ) $ — $ — $ — $ — Total Fair value $ 25,593 $ 30,272 $ 1,463 $ 57,328 $ 26,886 $ 29,923 $ 1,444 $ 58,253 Unrealized losses $ (450 ) $ (502 ) $ (32 ) $ (984 ) $ (363 ) $ (544 ) $ (30 ) $ (937 )
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	September 30, 2023 December 31, 2022 Estimated Fair Estimated Fair Cost Value Cost Value Mortgage loans $ 46 $ 46 $ 297 $ 297 Total $ 46 $ 46 $ 297 $ 297
Investment Income [Table Text Block]	Three Months Ended September 30, Nine Months Ended September 30, 2023 2022 2023 2022 Available-for-sale debt securities $ 526 $ 428 $ 1,593 $ 491 Held-to-maturity debt securities 197 316 1,194 1,062 Mortgage loans — 10 4 51 Other 572 110 1,288 235 Total $ 1,295 $ 864 $ 4,079 $ 1,839
Interest and Other Income [Table Text Block]	September 30, 2023 December 31, 2022 Corporate debt securities $ 250 $ 834 U.S. Treasury securities 200 281 Foreign government securities 10 42 Accrued interest receivable on investment securities $ 460 $ 1,157
Fair Value, Assets Measured on Recurring Basis [Table Text Block]	Assets September 30, 2023 December 31, 2022 Level 1 Level 2 Level 3 Total Level 1 Level 2 Level 3 Total Held-to-maturity: Corporate debt securities $ — $ 19,081 $ — $ 19,081 $ — $ 59,673 $ — $ 59,673 U.S. Treasury securities 4,009 — — 4,009 23,987 — — 23,987 Foreign government securities — — — — — 4,999 — 4,999 Certificate of deposits — 437 — 437 — 305 — 305 Total held-to-maturity debt securities $ 4,009 $ 19,518 $ — $ 23,527 $ 23,987 $ 64,977 $ — $ 88,964 Available-for-sale: Corporate debt securities $ — $ 25,592 $ — $ 25,592 $ — $ 26,888 $ — $ 26,888 U.S. Treasury securities 30,272 — — 30,272 29,923 — — 29,923 Foreign government securities — 1,463 — 1,463 — 1,443 — 1,443 Total available-for-sale debt securities $ 30,272 $ 27,055 $ — $ 57,327 $ 29,923 $ 28,331 $ — $ 58,254 Mortgage loans $ — $ — $ 46 $ 46 $ — $ — $ 297 $ 297 Total $ 34,281 $ 46,573 $ 46 $ 80,900 $ 53,910 $ 93,308 $ 297 $ 147,515 Liabilities September 30, 2023 December 31, 2022 Level 1 Level 2 Level 3 Total Level 1 Level 2 Level 3 Total Public Warrants $ 54 $ — $ — $ 54 $ 230 $ — $ — $ 230 Private Placement Warrants — 27 — 27 — 117 — 117 Sponsor Covered Shares — — 98 98 — — 219 219 Total $ 54 $ 27 $ 98 $ 179 $ 230 $ 117 $ 219 $ 566
Fair Value Measurement Inputs and Valuation Techniques [Table Text Block]	September 30, 2023 Current stock price $ 5.08 Expected volatility 65.0 % Risk-free interest rate 4.6 % Expected term (years) 8 Expected dividend yield — % Annual change in control probability 2.0 %
Fair Value, Liabilities Measured on Recurring Basis, Unobservable Input Reconciliation [Table Text Block]	Sponsor Covered Shares Fair value as of December 31, 2022 $ 219 Change in fair value of Sponsor Covered Shares (121 ) Fair value as of September 30, 2023 $ 98
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Table Text Block]	Local Sales Deferred Earnout Fair value as of December 31, 2022 $ — WFG Asset Sale 10,928 Q3 Local Sales 1,556 Accretion of discount 383 Fair value as of September 30, 2023 $ 12,867

Note 5 - Revenue Recognition (T

Note 5 - Revenue Recognition (Tables)	9 Months Ended
	Sep. 30, 2023
Notes Tables
Disaggregation of Revenue [Table Text Block]	Three Months Ended Nine Months Ended September 30, September 30, 2023 2022 2023 2022 Revenue Stream Statements of Operations Classification Segment Total Revenue Total Revenue Revenue from insurance contracts: Direct Agents title insurance premiums Net premiums written Underwriting $ 2,686 $ 15,241 $ 17,862 $ 56,982 Third-Party Agent title insurance premiums Net premiums written Underwriting 71,050 79,247 201,606 242,098 Total revenue from insurance contracts $ 73,736 $ 94,488 $ 219,468 $ 299,080 Revenue from contracts with customers: Escrow fees Escrow, title-related and other fees Corporate and Other $ 178 $ 1,589 $ 729 $ 7,787 Other title-related fees and income Escrow, title-related and other fees Corporate and Other 296 2,501 1,151 10,603 Other title-related fees and income Escrow, title-related and other fees Underwriting 424 1,066 1,584 2,402 Other title-related fees and income Escrow, title-related and other fees Elimination (1) (54 ) (2,482 ) (858 ) (10,452 ) Total revenue from contracts with customers $ 844 $ 2,674 $ 2,606 $ 10,340 Other revenue: Interest and investment income (2) Investment, dividend and other income Corporate and Other $ 285 $ 70 $ 1,244 $ 145 Interest and investment income (2) Investment, dividend and other income Underwriting 1,328 790 3,464 1,707 Realized gains and losses, net Investment, dividend and other income Corporate and Other 47 (113 ) (456 ) (157 ) Realized gains and losses, net Investment, dividend and other income Underwriting — 6 5 (12 ) Total other revenues $ 1,660 $ 753 $ 4,257 $ 1,683 Total revenues $ 76,240 $ 97,915 $ 226,331 $ 311,103

Note 6 - Liability for Loss a_2

Note 6 - Liability for Loss and Loss Adjustment Expenses (Tables)	9 Months Ended
	Sep. 30, 2023
Notes Tables
Schedule of Liability for Unpaid Claims and Claims Adjustment Expense [Table Text Block]	September 30, 2023 2023 2022 Balance at the beginning of the year $ 81,873 $ 80,189 Provision for claims related to: Current year $ 10,994 $ 17,161 Prior years 960 (3,260 ) Total provision for claims $ 11,954 $ 13,901 Paid losses related to: Current year $ (687 ) $ (735 ) Prior years (10,625 ) (8,979 ) Total paid losses $ (11,312 ) $ (9,714 ) Balance at the end of the period $ 82,515 $ 84,376 Provision for claims as a percentage of net written premiums 5.4 % 4.6 %

Note 7 - Segment Information (T

Note 7 - Segment Information (Tables)	9 Months Ended
	Sep. 30, 2023
Notes Tables
Schedule of Segment Reporting Information, by Segment [Table Text Block]	Three Months Ended September 30, 2023 Underwriting Corporate and Other Eliminations Consolidated total Net premiums written $ 73,736 $ — $ — $ 73,736 Escrow, other title-related fees and other (1) 424 474 (54 ) 844 Investment, dividend and other income 1,328 332 — 1,660 Total revenue $ 75,488 $ 806 $ (54 ) $ 76,240 Premiums retained by agents (2) $ 60,869 $ — $ (54 ) $ 60,815 Direct labor (3) 2,831 458 — 3,289 Other direct costs (4) 2,478 300 — 2,778 Provision for claims 3,253 84 — 3,337 Adjusted gross profit $ 6,057 $ (36 ) $ — $ 6,021 Nine Months Ended September 30, 2023 Underwriting Corporate and Other Eliminations Consolidated total Net premiums written $ 219,468 $ — $ — $ 219,468 Escrow, other title-related fees and other (1) 1,584 1,880 (858 ) 2,606 Investment, dividend and other income 3,469 788 — 4,257 Total revenue $ 224,521 $ 2,668 $ (858 ) $ 226,331 Premiums retained by agents (2) $ 180,980 $ — $ (858 ) $ 180,122 Direct labor (3) 8,603 1,821 — 10,424 Other direct costs (4) 6,891 1,075 — 7,966 Provision for claims 11,742 212 — 11,954 Adjusted gross profit $ 16,305 $ (440 ) $ — $ 15,865 Three Months Ended September 30, 2022 Underwriting Corporate and Other Eliminations Consolidated total Net premiums written $ 94,488 $ — $ — $ 94,488 Escrow, other title-related fees and other (1) 1,066 4,090 (2,482 ) 2,674 Investment, dividend and other income 796 (43 ) — 753 Total revenue $ 96,350 $ 4,047 $ (2,482 ) $ 97,915 Premiums retained by agents (2) $ 78,356 $ — $ (2,482 ) $ 75,874 Direct labor (3) 2,867 4,788 — 7,655 Other direct costs (4) 2,514 1,370 — 3,884 Provision for claims 3,928 239 — 4,167 Adjusted gross profit $ 8,685 $ (2,350 ) $ — $ 6,335 Nine Months Ended September 30, 2022 Underwriting Corporate and Other Eliminations Consolidated total Net premiums written $ 299,080 $ — $ — $ 299,080 Escrow, other title-related fees and other (1) 2,402 18,390 (10,452 ) 10,340 Investment, dividend and other income 1,695 (12 ) — 1,683 Total revenue $ 303,177 $ 18,378 $ (10,452 ) $ 311,103 Premiums retained by agents (2) $ 248,748 $ — $ (10,452 ) $ 238,296 Direct labor (3) 7,911 24,275 — 32,186 Other direct costs (4) 7,923 5,530 — 13,453 Provision for claims 12,993 908 — 13,901 Adjusted gross profit $ 25,602 $ (12,335 ) $ — $ 13,267
Reconciliation of Operating Profit (Loss) from Segments to Consolidated [Table Text Block]	Three Months Ended September 30, Nine Months Ended September 30, 2023 2022 2023 2022 Adjusted gross profit $ 6,021 $ 6,335 $ 15,865 $ 13,267 Depreciation and amortization 2,942 4,006 8,713 10,564 Other indirect expenses (1) 18,960 38,700 68,897 133,262 Long-lived asset impairment 972 — 1,413 — Change in fair value of Warrant and Sponsor Covered Shares liabilities (263 ) (1,438 ) (386 ) (20,531 ) Interest expense 5,495 3,575 14,487 10,331 Loss from continuing operations before income taxes $ (22,085 ) $ (38,508 ) $ (77,259 ) $ (120,359 )

Note 9 - Stock Compensation E_2

Note 9 - Stock Compensation Expense (Tables)	9 Months Ended
	Sep. 30, 2023
Notes Tables
Share-Based Payment Arrangement, Option, Activity [Table Text Block]	Weighted Weighted Average Average Remaining Aggregate Number of Exercise Contractual Life Intrinsic Stock Options Price ($) (In years) Value ($) Outstanding as of December 31, 2022 703,422 $ 14.46 6.74 $ 191 Granted — — — Exercised (17,774 ) 13.41 0.45 Cancelled or forfeited (254,820 ) 14.87 1.26 Outstanding as of September 30, 2023 430,828 $ 14.26 5.74 $ 61 Options exercisable as of September 30, 2023 407,473 $ 14.06 5.67 $ 61
Nonvested Restricted Stock Shares Activity [Table Text Block]	Number of Average RSAs, RSUs Grant Date and PRSUs Fair Value ($) Non-vested at December 31, 2022 1,619,222 $ 44.19 Granted 1,302,766 8.14 Vested (302,287 ) 57.89 Adjustment for PRSUs expected to vest — — Cancelled or Forfeited (533,346 ) 54.01 Non-vested at September 30, 2023 2,086,355 $ 19.15 Number of Average Market-based Grant Date awards Fair Value ($) Non-vested at December 31, 2022 97,413 $ 7.92 Granted — — Vested — — Cancelled or Forfeited — — Non-vested at September 30, 2023 97,413 $ 7.92
Schedule of Share-Based Payment Award, Employee Stock Purchase Plan, Valuation Assumptions [Table Text Block]	Stock price at issuance $ 23.00 Expected volatility 75.0 % Risk-free interest rate 3.14 % Expected term 3.9 Expected dividend yield — %

Note 10 - Earnings Per Share (T

Note 10 - Earnings Per Share (Tables)	9 Months Ended
	Sep. 30, 2023
Notes Tables
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	Three Months Ended September 30, Nine Months Ended September 30, 2023 2022 2023 2022 Numerator Net loss from continuing operations $ (22,239 ) $ (38,904 ) $ (77,725 ) $ (121,016 ) Denominator Weighted-average common shares – basic and diluted 13,395,010 13,072,471 13,305,428 13,008,082 Net loss from continuing operations per share - basic and diluted $ (1.66 ) $ (2.98 ) $ (5.84 ) $ (9.30 ) Net loss from discontinued operations per share - basic and diluted $ (0.25 ) $ (3.46 ) $ (1.95 ) $ (5.52 ) Net loss per share attributable to stockholders - basic and diluted $ (1.91 ) $ (6.43 ) $ (7.79 ) $ (14.82 )
Schedule of Antidilutive Securities Excluded from Computation of Earnings Per Share [Table Text Block]	As of September 30, 2023 2022 Outstanding stock options 430,828 763,051 Warrants for common and preferred stock 693,333 720,910 RSA’s, RSU’s and PRSU’s 2,086,355 1,427,092 Market-based awards 97,413 97,413 Sponsor Covered Shares and Seller Earnout Shares 686,598 701,251 Total antidilutive securities 3,994,527 3,709,717

Note 11 - Related Party Trans_2

Note 11 - Related Party Transactions (Tables)	9 Months Ended
	Sep. 30, 2023
Notes Tables
Schedule of Related Party Transactions [Table Text Block]	Three Months Ended September 30, Nine Months Ended September 30, 2023 2022 2023 2022 Revenues $ 35,061 $ 34,795 $ 98,546 $ 96,126 Premiums retained by agents 28,325 27,932 79,527 77,542 September 30, 2023 December 31, 2022 Net receivables $ 3,591 $ 4,175

Note 13 - Accrued Expenses an_2

Note 13 - Accrued Expenses and Other Liabilities (Tables)	9 Months Ended
	Sep. 30, 2023
Notes Tables
Schedule of Accounts Payable and Accrued Liabilities [Table Text Block]	September 30, December 31, 2023 2022 Employee benefits $ 603 $ 3,782 Severance 492 4,984 Contract terminations 4,076 5,248 Premium taxes 1,786 3,862 Employee compensation 3,995 2,234 Other 4,642 3,237 Total accrued expenses and other liabilities $ 15,594 $ 23,347
Schedule of Restructuring Reserve by Type of Cost [Table Text Block]	Total Balance as of January 1, 2023 $ 4,984 Charges incurred (1) 9,459 Payments and other adjustments (13,951 ) Balance as of September 30, 2023 $ 492

Note 15 - Research and Develo_2

Note 15 - Research and Development (Tables)	9 Months Ended
	Sep. 30, 2023
Notes Tables
Schedule Of Research And Development Expenses [Table Text Block]	Three Months Ended September 30, Nine Months Ended September 30, 2023 2022 2023 2022 Research and development expenses incurred $ 755 $ 3,660 $ 4,108 $ 14,781 Capitalized internally developed software costs 1,939 8,393 6,676 25,603 Research and development spend, inclusive of capitalized internally developed software cost $ 2,694 $ 12,053 $ 10,784 $ 40,384

Note 17 - Leases (Tables)

Note 17 - Leases (Tables)	9 Months Ended
	Sep. 30, 2023
Notes Tables
Lease, Cost [Table Text Block]	Nine Months Ended September 30, 2023 2022 Components of lease expense: Operating lease expense $ 1,822 $ 2,741 Less sublease income (272 ) (13 ) Net lease expense 1,550 2,728 Cash flow information related to leases: Operating cash outflow from operating leases during the nine months ended September 30, 2023 and 2022 $ 3,272 $ 2,639 September 30, 2023 September 30, 2022 Right-of-use assets obtained during the nine months ended September 30, 2023 and 2022 in exchange for new operating lease liabilities $ 32 215 Weighted average remaining lease term (years) 3.73 4.53 Weighted average discount rate 10 % 10 %
Lessee, Operating Lease, Liability, to be Paid, Maturity [Table Text Block]	September 30, 2023 September 30, 2023 Maturities of lease liabilities: Continuing Operations Discontinued Operations 2023 $ 893 $ 835 2024 3,211 3,202 2025 2,422 2,727 2026 2,261 1,883 2027 1,992 850 Total lease payments 10,779 9,497 Less imputed interest (1,741 ) (1,395 ) Lease liabilities $ 9,038 $ 8,102

Note 18 - Discontinued Operat_2

Note 18 - Discontinued Operations (Tables)	9 Months Ended
	Sep. 30, 2023
Notes Tables
Disposal Groups, Including Discontinued Operations [Table Text Block]	(In thousands, except share information) September 30, 2023 December 31, 2022 Assets Trade and other receivables (net of allowance for credit losses of $ 0 75 $ 257 $ 751 Prepaid expenses, deposits and other assets 603 1,437 Lease right-of-use assets 3,278 13,910 Fixed assets (net of accumulated depreciation of $ 3,819 7,847 476 2,359 Title plants — 11,817 Goodwill — 22,867 Assets held for disposal $ 4,614 $ 53,141 Liabilities Accounts payable $ 99 $ 502 Accrued expenses and other liabilities 899 5,546 Lease liabilities 8,102 16,696 Senior secured credit agreement, net of debt issuance costs and original issue discount — 7,415 Liability for loss and loss adjustment expenses 97 197 Liabilities held for disposal $ 9,197 $ 30,356
Disposal Groups, Including Discontinued Operations, Income Statement Disclosure [Table Text Block]	Three Months Ended September 30, 2023 Local Component Eliminations (1) Total Revenues: Escrow, other title-related fees and other $ 5,208 $ (2,031 ) $ 3,177 Investment, dividend and other income (126 ) — (126 ) Total revenues $ 5,082 $ (2,031 ) $ 3,051 Operating expenses excluding impairments $ 6,576 $ (2,031 ) $ 4,545 Goodwill impairment — — - Long-lived asset impairment 2,573 — 2,573 Total operating expenses $ 9,149 $ (2,031 ) $ 7,118 Loss from discontinued operations $ (4,067 ) $ — $ (4,067 ) Other (expense) income: Interest expense $ (63 ) $ — $ (63 ) Gain (loss) on sales of discontinued operations 772 — 772 Loss from discontinued operations before income taxes $ (3,358 ) $ — $ (3,358 ) Income tax expense (29 ) — (29 ) Net loss from discontinued operations $ (3,387 ) $ — $ (3,387 ) Nine Months Ended September 30, 2023 Local Component Eliminations (1) Total Revenues: Escrow, other title-related fees and other $ 30,295 $ (13,991 ) $ 16,304 Investment, dividend and other income (123 ) — (123 ) Total revenues $ 30,172 $ (13,991 ) $ 16,181 Operating expenses excluding impairments $ 43,387 $ (13,991 ) $ 29,396 Goodwill impairment — — - Long-lived asset impairment 3,602 — 3,602 Total operating expenses $ 46,989 $ (13,991 ) $ 32,998 Loss from discontinued operations $ (16,817 ) $ — $ (16,817 ) Other (expense) income: Interest expense $ (2,002 ) $ — $ (2,002 ) Gain (loss) on sales of discontinued operations (6,994 ) — (6,994 ) Loss from discontinued operations before income taxes $ (25,813 ) $ — $ (25,813 ) Income tax expense (88 ) — (88 ) Net loss from discontinued operations $ (25,901 ) $ — $ (25,901 ) Three Months Ended September 30, 2022 Local Component Eliminations (1) Total Revenues: Escrow, other title-related fees and other $ 20,686 $ (10,733 ) $ 9,953 Investment, dividend and other income (12 ) — (12 ) Total revenues $ 20,674 $ (10,733 ) $ 9,941 Operating expenses excluding impairments $ 31,099 $ (10,733 ) $ 20,366 Goodwill impairment 33,746 — 33,746 Long-lived asset impairment — — - Total operating expenses $ 64,845 $ (10,733 ) $ 54,112 Loss from discontinued operations $ (44,171 ) $ — $ (44,171 ) Other (expense) income: Interest expense $ (1,009 ) $ — $ (1,009 ) Gain (loss) on sales of discontinued operations — — - Loss from discontinued operations before income taxes $ (45,180 ) $ — $ (45,180 ) Income tax expense (29 ) — (29 ) Net loss from discontinued operations $ (45,209 ) $ — $ (45,209 ) Nine Months Ended September 30, 2022 Local Component Eliminations (1) Total Revenues: Escrow, other title-related fees and other $ 70,681 $ (37,915 ) $ 32,766 Investment, dividend and other income (62 ) — (62 ) Total revenues $ 70,619 $ (37,915 ) $ 32,704 Operating expenses excluding impairments $ 105,611 $ (37,915 ) $ 67,696 Goodwill impairment 33,746 — 33,746 Long-lived asset impairment — — - Total operating expenses $ 139,357 $ (37,915 ) $ 101,442 Loss from discontinued operations $ (68,738 ) $ — $ (68,738 ) Other (expense) income: Interest expense $ (2,949 ) $ — $ (2,949 ) Gain (loss) on sales of discontinued operations — — - Loss from discontinued operations before income taxes $ (71,687 ) $ — $ (71,687 ) Income tax expense (88 ) — (88 ) Net loss from discontinued operations $ (71,775 ) $ — $ (71,775 )
Disposal Groups, Including Discontinued Operations, Components of Cash Flows [Table Text Block]	Nine Months Ended September 30, 2023 2022 Non-cash discontinued operating activities: Impairment charges $ 3,602 $ 33,746 Depreciation and amortization 452 670 Loss on sales of discontinued operations (6,994 ) — Cash flows from discontinued investing activities: Capital expenditures $ — $ 1,770 Proceeds from sales of discontinued operations, net of cash disposed and working capital adjustments, and dividends from title plants 15,884 627

Note 1 - Organization and Bus_2

Note 1 - Organization and Business Operations (Details Textual)	3 Months Ended	9 Months Ended
	Sep. 30, 2023	Sep. 30, 2023
Number of Reportable Segments	2	2

Note 2 - Summary of Significa_3

Note 2 - Summary of Significant Accounting Policies (Details Textual) $ in Thousands			3 Months Ended		9 Months Ended
	Oct. 01, 2023 USD ($)	Jun. 29, 2023	Sep. 30, 2023 USD ($)	Sep. 30, 2022 USD ($)	Sep. 30, 2023 USD ($)	Sep. 30, 2022 USD ($)	Jun. 30, 2023 USD ($)	Mar. 31, 2023 USD ($)	Dec. 31, 2022 USD ($)	Jun. 30, 2022 USD ($)	Mar. 31, 2022 USD ($)	Jan. 01, 2022 USD ($)	Dec. 31, 2021 USD ($)
Number Of Reinsurance Treaties					2
Reinsurance, Amount Retained, Per Policy					$ 15,000
Reinsurance Retention Policy, Excess Retention, Maximum Amount Reinsured					$ 500,000
Reinsurance, Reinsured Risk, Percentage					25%
Effective Income Tax Rate Reconciliation, Percent					(1.00%)	(1.00%)
Operating Loss Carryforwards, Subject To Expiration			$ 200		$ 200
Income Tax Examination, Penalties and Interest Accrued			0		0
Equity, Attributable to Parent			(10,288)	$ 185,192	(10,288)	$ 185,192	$ 10,653	$ 45,882	$ 81,792	$ 262,279	$ 311,981		$ 350,924
Operating Lease, Liability			9,038		9,038				10,793
Operating Lease, Right-of-Use Asset			3,976		3,976				4,724
Retained Earnings [Member]
Equity, Attributable to Parent			(598,413)	(385,369)	$ (598,413)	(385,369)	$ (572,787)	$ (536,910)	(494,787)	$ (301,256)	$ (242,604)		(192,179)
Cumulative Effect, Period of Adoption, Adjustment [Member]
Equity, Attributable to Parent													(399)
Cumulative Effect, Period of Adoption, Adjustment [Member] | Retained Earnings [Member]
Equity, Attributable to Parent													$ (399)
Accounting Standards Update 2016-13 [Member]
Debt Securities, Held-to-Maturity, Allowance for Credit Loss												$ 400
Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Retained Earnings [Member]
Equity, Attributable to Parent												(400)
Accounting Standards Update 2016-02 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Operating Lease, Liability												24,400
Operating Lease, Right-of-Use Asset												$ 23,800
Domestic Tax Authority [Member]
Open Tax Year					2019 2020 2021 2022
State and Local Jurisdiction [Member]
Open Tax Year					2018 2019 2020 2021 2022
Accrued Liabilities And Other Liabilities [Member]
Deferred Income Tax Liabilities, Net			600		$ 600				$ 400
Subsequent Event [Member]
Reinsurance, Amount Retained, Per Policy	$ 15,000
Title Plant [Member]
Impairment of Intangible Assets, Indefinite-Lived (Excluding Goodwill)			$ 0	$ 0	$ 0	$ 0
Reverse Stock Split [Member]
Stockholders' Equity Note, Stock Split, Conversion Ratio		25

Note 2 - Summary of Significa_4

Note 2 - Summary of Significant Accounting Policies - Trade and Other Receivables (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Trade receivables	$ 5,905	$ 6,833
Accrued net premiums written from Third-Party Agent referrals	2,950	2,409
Trade receivables, gross	8,855	9,242
Allowance for credit losses	(1,601)	(1,413)
Trade receivables, net	7,254	7,829
Local Sales Deferred Earnout receivable	12,867	0
Receivable from HSCM	5,225	0
Investment trade receivables	0	10,065
Miscellaneous other receivables	1,481	2,647
Other receivables	19,573	12,712
Trade and other receivables, net	$ 26,827	$ 20,541

Note 2 - Summary of Significa_5

Note 2 - Summary of Significant Accounting Policies - Effects of Reinsurance (Details) - USD ($) $ in Thousands		3 Months Ended		9 Months Ended
		Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
Gross premiums earned		$ 73,783	$ 94,889	$ 219,735	$ 301,638
Ceded premiums		(47)	(401)	(267)	(2,558)
Net premiums earned	[1]	$ 73,736	$ 94,488	$ 219,468	$ 299,080
Percentage of amount net to gross		99.90%	99.60%	99.90%	99.20%
[1]Net premiums written includes revenues from a related party of $35.1 million and $34.8 million during the three months ended September 30, 2023 and 2022, respectively. Net premiums written includes revenues from a related party of $98.5 million and $96.1 million during the nine months ended September 30, 2023 and 2022, respectively (see Note 11).

Note 3 - Business Combination_2

Note 3 - Business Combinations (Details Textual) $ / shares in Units, $ in Thousands				3 Months Ended	9 Months Ended
	May 19, 2023 USD ($)	Jul. 28, 2021 $ / shares shares	Jan. 07, 2019 USD ($)	Sep. 30, 2023 USD ($) $ / shares shares	Sep. 30, 2023 USD ($) $ / shares shares	Jul. 14, 2023 USD ($)	Dec. 31, 2022 USD ($) $ / shares shares	Sep. 03, 2021 shares	Dec. 04, 2020 $ / shares shares
Common Stock, Shares, Outstanding (in shares) | shares				13,409,543	13,409,543		13,165,919
Common Stock, Par or Stated Value Per Share (in dollars per share) | $ / shares				$ 0.0001	$ 0.0001		$ 0.0001
Preferred Stock, Shares Outstanding (in shares) | shares				0	0
Class of Warrant or Right, Number of Securities Called by Warrants or Rights (in shares) | shares								693,333
Goodwill				$ 23,413	$ 23,413		$ 23,413
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset, Gain (Loss) Included in Earnings				400	400
Disposal Group, Disposed of by Sale, Not Discontinued Operations [Member]
Disposal Group, Including Discontinued Operation, Consideration				25,629	25,629
Proceeds from Sale of Productive Assets					13,145
Disposal Group, Disposed of by Sale, Not Discontinued Operations [Member] | Hamilton National Title LLC d/b/a Near North Title Group [Member]
Deferred Income						$ 2,100
West Coast Local Retail Branch Sale [Member] | Disposal Group, Disposed of by Sale, Not Discontinued Operations [Member] | Williston Financial Group LLC (WFG) [Member]
Disposal Group, Including Discontinued Operation, Consideration	$ 24,500			$ 21,428	21,428
Proceeds from Sale of Productive Assets	10,500				$ 10,500
Disposal Group, Including Discontinued Operation, Consideration, Deferred Payment	$ 14,000
Disposal Group, Including Discontinued Operation, Consideration, Deferred Payment, Period After 12 Year (Day)	30 days
Number of Retail Title Locations and Operations Centers Sold	22
Entity Number of Employees	123
North American Title Acquisition [Member]
Business Combination, Consideration Transferred			$ 171,700
Business Combination, Consideration Transferred, Liabilities Incurred			87,000
Goodwill			$ 111,500
Public Warrants [Member]
Class of Warrant or Right, Number of Securities Called by Warrants or Rights (in shares) | shares				460,000	460,000		460,000		11,500,000
Class of Warrant or Right, Number of Securities Called by Each Twenty-Five Warrant or Right (in shares) | shares				1	1
Class of Warrant or Right, Exercise Price of Warrants or Rights (in dollars per share) | $ / shares				$ 287.5	$ 287.5
Private Placement Warrants [Member]
Class of Warrant or Right, Number of Securities Called by Warrants or Rights (in shares) | shares				233,333	233,333		233,333		5,833,333
Class of Warrant or Right, Number of Securities Called by Each Twenty-Five Warrant or Right (in shares) | shares				1	1				1
Class of Warrant or Right, Exercise Price of Warrants or Rights (in dollars per share) | $ / shares				$ 287.5	$ 287.5				$ 287.5
Sponsor Covered Shares [Member]
Common Stock, Shares, Outstanding (in shares) | shares		53,026		53,026	53,026
Reverse Recapitalization, Contingent Consideration, Percentage Of Shares Subject To Vesting		20%
Reverse Recapitalization, Contingent Consideration, Threshold Period Of Change In Control (Year)		10 years
Sponsor Covered Shares [Member] | Share-Based Payment Arrangement, Tranche One [Member]
Reverse Recapitalization, Contingent Consideration, Stock Price Trigger (in dollars per share) | $ / shares		$ 375
Sponsor Covered Shares [Member] | Share-Based Payment Arrangement, Tranche Two [Member]
Reverse Recapitalization, Contingent Consideration, Stock Price Trigger (in dollars per share) | $ / shares		$ 437.5
Earnout Shares [Member]
Reverse Recapitalization, Contingent Consideration, Additional Shares Receivable, Percentage		5%

Note 3 - Business Combination_3

Note 3 - Business Combinations - Sale of Business (Details) - Disposal Group, Disposed of by Sale, Not Discontinued Operations [Member] - USD ($) $ in Thousands		9 Months Ended
	May 19, 2023	Sep. 30, 2023
Pre-tax loss on sale of business		$ 10,818
Cash consideration		13,145
Deferred Earnout receivable		12,484
Total purchase consideration		25,629
Total transaction costs, including legal fees, professional fees and other		4,213
West Coast Local Retail Branch Sale [Member] | Williston Financial Group LLC (WFG) [Member]
Pre-tax loss on sale of business		10,272
Cash consideration	$ 10,500	10,500
Deferred Earnout receivable		10,928
Total purchase consideration	$ 24,500	21,428
Total transaction costs, including legal fees, professional fees and other		3,446
Q3 Local Sales [Member] | Hamilton National Title LLC d/b/a Near North Title Group [Member]
Pre-tax loss on sale of business		546
Cash consideration		2,645
Deferred Earnout receivable		1,556
Total purchase consideration		4,201
Total transaction costs, including legal fees, professional fees and other		$ 767

Note 3 - Business Combination_4

Note 3 - Business Combinations - Assets Sold (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Total assets	$ 4,614	$ 53,141
Total liabilities	9,197	$ 30,356
Disposal Group, Disposed of by Sale, Not Discontinued Operations [Member]
Goodwill	22,867
Title plants	8,806
Fixed assets	1,266
Other assets	187
Total assets	33,126
Accrued expenses and other liabilities	392
Total liabilities	392
Net assets	32,734
Disposal Group, Disposed of by Sale, Not Discontinued Operations [Member] | Williston Financial Group LLC (WFG) [Member] | West Coast Local Retail Branch Sale [Member]
Goodwill	19,270
Title plants	8,806
Fixed assets	549
Other assets	129
Total assets	28,754
Accrued expenses and other liabilities	0
Total liabilities	0
Net assets	28,754
Disposal Group, Disposed of by Sale, Not Discontinued Operations [Member] | Q3 Local Sales [Member] | Hamilton National Title LLC d/b/a Near North Title Group [Member]
Goodwill	3,597
Title plants	0
Fixed assets	717
Other assets	58
Total assets	4,372
Accrued expenses and other liabilities	392
Total liabilities	392
Net assets	$ 3,980

Note 4 - Investments and Fair_3

Note 4 - Investments and Fair Value Measurements (Details Textual) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022	Dec. 31, 2022
Debt Securities, Held-to-Maturity, Restricted	$ 2,200		$ 2,200		$ 5,900
Debt Securities, Available-For-Sale, Net Unrealized Gain (Loss)	900	$ (2,500)	0	$ (800)
Debt Securities, Available-for-Sale, Allowance for Credit Loss	$ 0		$ 0
Sponsor Covered Shares [Member]
Derivative, Term of Contract (Year)			10 years

Note 4 - Investments and Fair_4

Note 4 - Investments and Fair Value Measurements - Held-to-Maturity Debt Securities (Details) - USD ($) $ in Thousands	Sep. 30, 2023		Dec. 31, 2022	Sep. 30, 2022	Dec. 31, 2021
Debt securities, held-to-maturity, amortized cost	$ 24,450		$ 90,768
Debt securities, held-to-maturity, unrealized gains	1		5
Debt securities, held-to-maturity, unrealized losses	(924)		(1,809)
Debt securities, held-to-maturity, before allowance, fair value	23,527		88,964
Allowance for credit losses, amortized cost	(207)		(440)	$ (433)	$ (399)
Allowance for credit losses, fair value	(207)		(440)	$ (433)	$ (399)
Held-to-maturity debt securities, at amortized cost (net of allowance for credit losses of $207 at September 30, 2023 and $440 at December 31, 2022)	24,243		90,328
Debt securities, held-to-maturity, net of allowance for credit losses, fair value	23,320		88,524
One year or less, held-to-maturity, amortized cost	$ 12,367
One year or less, held-to-maturity, amortized cost percentage	51%
One year or less, held-to-maturity, fair value	$ 12,174
One year or less, held-to-maturity, fair value percentage	52%
After one year through five years, held-to-maturity, amortized cost	$ 12,083
After one year through five years, held-to-maturity, amortized cost percentage	49%
After one year through five years, held-to-maturity, fair value	$ 11,353
After one year through five years, held-to-maturity, fair value percentage	48%
Total, held-to-maturity, before allowance, amortized cost	$ 24,450		90,768
Total, held-to-maturity, amortized cost percentage	100%
Total, held-to-maturity, before allowance, fair value	$ 23,527		88,964
Total, held-to-maturity, fair value percentage	100%
Debt securities, held-to-maturity, less than 12 months, fair value	$ 992		73,631
Debt securities, held-to-maturity, less than 12 months, unrealized losses	(7)		(719)
Debt securities, held-to-maturity, greater than 12 months, fair value	20,304		12,671
Debt securities, held-to-maturity, greater than 12 months, unrealized losses	(917)		(1,090)
Debt securities, held-to-maturity, fair value	21,296		86,302
Debt securities, held-to-maturity, unrealized losses	(924)		(1,809)
Estimate of Fair Value Measurement [Member]
Allowance for credit losses, amortized cost	(207)		(440)
Allowance for credit losses, fair value	(207)		(440)
Corporate Debt Securities [Member]
Debt securities, held-to-maturity, amortized cost	19,935	[1]	61,308
Debt securities, held-to-maturity, unrealized gains	1		5
Debt securities, held-to-maturity, unrealized losses	(855)		(1,640)
Debt securities, held-to-maturity, before allowance, fair value	19,081		59,673
Total, held-to-maturity, before allowance, amortized cost	19,935	[1]	61,308
Total, held-to-maturity, before allowance, fair value	19,081		59,673
Debt securities, held-to-maturity, less than 12 months, fair value	0		48,798
Debt securities, held-to-maturity, less than 12 months, unrealized losses	0		(614)
Debt securities, held-to-maturity, greater than 12 months, fair value	18,581		8,546
Debt securities, held-to-maturity, greater than 12 months, unrealized losses	(855)		(1,026)
Debt securities, held-to-maturity, fair value	18,581		57,344
Debt securities, held-to-maturity, unrealized losses	(855)		(1,640)
US Treasury Securities [Member]
Debt securities, held-to-maturity, amortized cost	4,078		24,152
Debt securities, held-to-maturity, unrealized gains	0		0
Debt securities, held-to-maturity, unrealized losses	(69)		(165)
Debt securities, held-to-maturity, before allowance, fair value	4,009		23,987
Total, held-to-maturity, before allowance, amortized cost	4,078		24,152
Total, held-to-maturity, before allowance, fair value	4,009		23,987
Debt securities, held-to-maturity, less than 12 months, fair value	992		19,834
Debt securities, held-to-maturity, less than 12 months, unrealized losses	(7)		(101)
Debt securities, held-to-maturity, greater than 12 months, fair value	1,723		4,125
Debt securities, held-to-maturity, greater than 12 months, unrealized losses	(62)		(64)
Debt securities, held-to-maturity, fair value	2,715		23,959
Debt securities, held-to-maturity, unrealized losses	(69)		(165)
Debt Security, Government, Non-US [Member]
Debt securities, held-to-maturity, amortized cost	0		5,003
Debt securities, held-to-maturity, unrealized gains	0		0
Debt securities, held-to-maturity, unrealized losses	0		(4)
Debt securities, held-to-maturity, before allowance, fair value	0		4,999
Total, held-to-maturity, before allowance, amortized cost	0		5,003
Total, held-to-maturity, before allowance, fair value	0		4,999
Debt securities, held-to-maturity, less than 12 months, fair value			4,999
Debt securities, held-to-maturity, less than 12 months, unrealized losses			(4)
Debt securities, held-to-maturity, greater than 12 months, fair value			0
Debt securities, held-to-maturity, greater than 12 months, unrealized losses			0
Debt securities, held-to-maturity, fair value			4,999
Debt securities, held-to-maturity, unrealized losses			(4)
Certificates of Deposit [Member]
Debt securities, held-to-maturity, amortized cost	437		305
Debt securities, held-to-maturity, unrealized gains	0		0
Debt securities, held-to-maturity, unrealized losses	0		0
Debt securities, held-to-maturity, before allowance, fair value	437		305
Total, held-to-maturity, before allowance, amortized cost	437		305
Total, held-to-maturity, before allowance, fair value	$ 437		$ 305
[1]Includes both U.S. and foreign corporate debt securities.

Note 4 - Investments and Fair_5

Note 4 - Investments and Fair Value Measurements - Debt Securities Held-to-Maturity Allowance for Credit Loss (Details) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022
Balance	$ 440	$ 399
Current-period provision (reduction) for expected credit losses	(233)	34
Write-off charged against the allowance, if any	0	0
Recoveries of amounts previously written off, if any	0	0
Balance	$ 207	$ 433

Note 4 - Investments and Fair_6

Note 4 - Investments and Fair Value Measurements - Debt Securities Available-for-Sale (Details) - USD ($) $ in Thousands		Sep. 30, 2023	Dec. 31, 2022
Available-for-sale debt securities, amortized cost		$ 58,311	$ 59,191
Debt securities, available-for-sale, unrealized gains		0	0
Debt securities, available-for-sale, unrealized losses		(984)	(937)
Available-for-sale debt securities, at fair value (amortized cost $58,311 at September 30, 2023 and $59,191 at December 31, 2022)		57,327	58,254
One year or less, amortized cost		$ 27,636
One year or less, amortized cost percentage		47%
One year or less, fair value		$ 27,255
One year or less, fair value percentage		48%
After one year through five years, amortized cost		$ 30,675
After one year through five years, amortized cost percentage		53%
After one year through five years, fair value		$ 30,072
After one year through five years, fair value percentage		52%
Total, amortized cost		$ 58,311
Total, amortized cost percentage		100%
Total, fair value		$ 57,327
Total, fair value percentage		100%
Debt securities, available-for-sale, less than 12 months, fair value		$ 10,598	58,253
Debt securities, available-for-sale, less than 12 months, unrealized losses		(157)	(937)
Debt securities, available-for-sale, greater than 12 months, fair value		46,730	0
Debt securities, available-for-sale, greater than 12 months, unrealized losses		(827)	0
Debt securities, available-for-sale, fair value		57,328	58,253
Debt securities, available-for-sale, unrealized losses		(984)	(937)
Corporate Debt Securities [Member]
Available-for-sale debt securities, amortized cost	[1]	26,042	27,251
Debt securities, available-for-sale, unrealized gains	[1]	0	0
Debt securities, available-for-sale, unrealized losses	[1]	(450)	(363)
Available-for-sale debt securities, at fair value (amortized cost $58,311 at September 30, 2023 and $59,191 at December 31, 2022)	[1]	25,592	26,888
Debt securities, available-for-sale, less than 12 months, fair value		8,670	26,886
Debt securities, available-for-sale, less than 12 months, unrealized losses		(131)	(363)
Debt securities, available-for-sale, greater than 12 months, fair value		16,923	0
Debt securities, available-for-sale, greater than 12 months, unrealized losses		(319)	0
Debt securities, available-for-sale, fair value		25,593	26,886
Debt securities, available-for-sale, unrealized losses		(450)	(363)
US Treasury Securities [Member]
Available-for-sale debt securities, amortized cost		30,774	30,467
Debt securities, available-for-sale, unrealized gains		0	0
Debt securities, available-for-sale, unrealized losses		(502)	(544)
Available-for-sale debt securities, at fair value (amortized cost $58,311 at September 30, 2023 and $59,191 at December 31, 2022)		30,272	29,923
Debt securities, available-for-sale, less than 12 months, fair value		1,928	29,923
Debt securities, available-for-sale, less than 12 months, unrealized losses		(26)	(544)
Debt securities, available-for-sale, greater than 12 months, fair value		28,344	0
Debt securities, available-for-sale, greater than 12 months, unrealized losses		(476)	0
Debt securities, available-for-sale, fair value		30,272	29,923
Debt securities, available-for-sale, unrealized losses		(502)	(544)
Debt Security, Government, Non-US [Member]
Available-for-sale debt securities, amortized cost		1,495	1,473
Debt securities, available-for-sale, unrealized gains		0	0
Debt securities, available-for-sale, unrealized losses		(32)	(30)
Available-for-sale debt securities, at fair value (amortized cost $58,311 at September 30, 2023 and $59,191 at December 31, 2022)		1,463	1,443
Debt securities, available-for-sale, less than 12 months, fair value		0	1,444
Debt securities, available-for-sale, less than 12 months, unrealized losses		0	(30)
Debt securities, available-for-sale, greater than 12 months, fair value		1,463	0
Debt securities, available-for-sale, greater than 12 months, unrealized losses		(32)	0
Debt securities, available-for-sale, fair value		1,463	1,444
Debt securities, available-for-sale, unrealized losses		$ (32)	$ (30)
[1]Includes both U.S. and foreign corporate debt securities.

Note 4 - Investments and Fair_7

Note 4 - Investments and Fair Value Measurements - Mortgage Loans (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Mortgage loans	$ 46	$ 297
Reported Value Measurement [Member]
Mortgage loans	46	297
Estimate of Fair Value Measurement [Member]
Mortgage loans	$ 46	$ 297

Note 4 - Investments and Fair_8

Note 4 - Investments and Fair Value Measurements - Investment Income (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
Investment income	$ 1,295	$ 864	$ 4,079	$ 1,839
Available-for-Sale Debt Securities [Member]
Investment income	526	428	1,593	491
Held-to-Maturity Debt Securities [Member]
Investment income	197	316	1,194	1,062
Mortgages [Member]
Investment income	0	10	4	51
Other Security Investments [Member]
Investment income	$ 572	$ 110	$ 1,288	$ 235

Note 4 - Investments and Fair_9

Note 4 - Investments and Fair Value Measurements - Accrued Interest Receivable (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Corporate Debt Securities [Member]
Accrued interest receivable on investments	$ 250	$ 834
US Treasury Securities [Member]
Accrued interest receivable on investments	200	281
Foreign Government Debt [Member]
Accrued interest receivable on investments	10	42
Debt Securities [Member]
Accrued interest receivable on investments	$ 460	$ 1,157

Note 4 - Investments and Fai_10

Note 4 - Investments and Fair Value Measurements - Investments Measured at Fair Value (Details) - USD ($) $ in Thousands		Sep. 30, 2023	Dec. 31, 2022
Debt securities, held-to-maturity, net of allowance for credit losses, fair value		$ 23,320	$ 88,524
Available-for-sale debt securities, at fair value (amortized cost $58,311 at September 30, 2023 and $59,191 at December 31, 2022)		57,327	58,254
Corporate Debt Securities [Member]
Available-for-sale debt securities, at fair value (amortized cost $58,311 at September 30, 2023 and $59,191 at December 31, 2022)	[1]	25,592	26,888
US Treasury Securities [Member]
Available-for-sale debt securities, at fair value (amortized cost $58,311 at September 30, 2023 and $59,191 at December 31, 2022)		30,272	29,923
Debt Security, Government, Non-US [Member]
Available-for-sale debt securities, at fair value (amortized cost $58,311 at September 30, 2023 and $59,191 at December 31, 2022)		1,463	1,443
Fair Value, Recurring [Member]
Debt securities, held-to-maturity, net of allowance for credit losses, fair value		23,527	88,964
Available-for-sale debt securities, at fair value (amortized cost $58,311 at September 30, 2023 and $59,191 at December 31, 2022)		57,327	58,254
Mortgage loans		46	297
Total		80,900	147,515
Liabilities, fair value		179	566
Fair Value, Recurring [Member] | Corporate Debt Securities [Member]
Debt securities, held-to-maturity, net of allowance for credit losses, fair value		19,081	59,673
Available-for-sale debt securities, at fair value (amortized cost $58,311 at September 30, 2023 and $59,191 at December 31, 2022)		25,592	26,888
Fair Value, Recurring [Member] | US Treasury Securities [Member]
Debt securities, held-to-maturity, net of allowance for credit losses, fair value		4,009	23,987
Available-for-sale debt securities, at fair value (amortized cost $58,311 at September 30, 2023 and $59,191 at December 31, 2022)		30,272	29,923
Fair Value, Recurring [Member] | Debt Security, Government, Non-US [Member]
Debt securities, held-to-maturity, net of allowance for credit losses, fair value		0	4,999
Available-for-sale debt securities, at fair value (amortized cost $58,311 at September 30, 2023 and $59,191 at December 31, 2022)		1,463	1,443
Fair Value, Recurring [Member] | Certificates of Deposit [Member]
Debt securities, held-to-maturity, net of allowance for credit losses, fair value		437	305
Fair Value, Recurring [Member] | Public Warrants [Member]
Liabilities, fair value		54	230
Fair Value, Recurring [Member] | Private Placement Warrants [Member]
Liabilities, fair value		27	117
Fair Value, Recurring [Member] | Sponsor Covered Shares [Member]
Liabilities, fair value		98	219
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Debt securities, held-to-maturity, net of allowance for credit losses, fair value		4,009	23,987
Available-for-sale debt securities, at fair value (amortized cost $58,311 at September 30, 2023 and $59,191 at December 31, 2022)		30,272	29,923
Mortgage loans		0	0
Total		34,281	53,910
Liabilities, fair value		54	230
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | Corporate Debt Securities [Member]
Debt securities, held-to-maturity, net of allowance for credit losses, fair value		0	0
Available-for-sale debt securities, at fair value (amortized cost $58,311 at September 30, 2023 and $59,191 at December 31, 2022)		0	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | US Treasury Securities [Member]
Debt securities, held-to-maturity, net of allowance for credit losses, fair value		4,009	23,987
Available-for-sale debt securities, at fair value (amortized cost $58,311 at September 30, 2023 and $59,191 at December 31, 2022)		30,272	29,923
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | Debt Security, Government, Non-US [Member]
Debt securities, held-to-maturity, net of allowance for credit losses, fair value		0	0
Available-for-sale debt securities, at fair value (amortized cost $58,311 at September 30, 2023 and $59,191 at December 31, 2022)		0	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | Certificates of Deposit [Member]
Debt securities, held-to-maturity, net of allowance for credit losses, fair value		0	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | Public Warrants [Member]
Liabilities, fair value		54	230
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | Private Placement Warrants [Member]
Liabilities, fair value		0	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | Sponsor Covered Shares [Member]
Liabilities, fair value		0	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Debt securities, held-to-maturity, net of allowance for credit losses, fair value		19,518	64,977
Available-for-sale debt securities, at fair value (amortized cost $58,311 at September 30, 2023 and $59,191 at December 31, 2022)		27,055	28,331
Mortgage loans		0	0
Total		46,573	93,308
Liabilities, fair value		27	117
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Corporate Debt Securities [Member]
Debt securities, held-to-maturity, net of allowance for credit losses, fair value		19,081	59,673
Available-for-sale debt securities, at fair value (amortized cost $58,311 at September 30, 2023 and $59,191 at December 31, 2022)		25,592	26,888
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | US Treasury Securities [Member]
Debt securities, held-to-maturity, net of allowance for credit losses, fair value		0	0
Available-for-sale debt securities, at fair value (amortized cost $58,311 at September 30, 2023 and $59,191 at December 31, 2022)		0	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Debt Security, Government, Non-US [Member]
Debt securities, held-to-maturity, net of allowance for credit losses, fair value		0	4,999
Available-for-sale debt securities, at fair value (amortized cost $58,311 at September 30, 2023 and $59,191 at December 31, 2022)		1,463	1,443
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Certificates of Deposit [Member]
Debt securities, held-to-maturity, net of allowance for credit losses, fair value		437	305
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Public Warrants [Member]
Liabilities, fair value		0	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Private Placement Warrants [Member]
Liabilities, fair value		27	117
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Sponsor Covered Shares [Member]
Liabilities, fair value		0	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Debt securities, held-to-maturity, net of allowance for credit losses, fair value		0	0
Available-for-sale debt securities, at fair value (amortized cost $58,311 at September 30, 2023 and $59,191 at December 31, 2022)		0	0
Mortgage loans		46	297
Total		46	297
Liabilities, fair value		98	219
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Corporate Debt Securities [Member]
Debt securities, held-to-maturity, net of allowance for credit losses, fair value		0	0
Available-for-sale debt securities, at fair value (amortized cost $58,311 at September 30, 2023 and $59,191 at December 31, 2022)		0	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | US Treasury Securities [Member]
Debt securities, held-to-maturity, net of allowance for credit losses, fair value		0	0
Available-for-sale debt securities, at fair value (amortized cost $58,311 at September 30, 2023 and $59,191 at December 31, 2022)		0	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Debt Security, Government, Non-US [Member]
Debt securities, held-to-maturity, net of allowance for credit losses, fair value		0	0
Available-for-sale debt securities, at fair value (amortized cost $58,311 at September 30, 2023 and $59,191 at December 31, 2022)		0	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Certificates of Deposit [Member]
Debt securities, held-to-maturity, net of allowance for credit losses, fair value		0	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Public Warrants [Member]
Liabilities, fair value		0	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Private Placement Warrants [Member]
Liabilities, fair value		0	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Sponsor Covered Shares [Member]
Liabilities, fair value		$ 98	$ 219
[1]Includes both U.S. and foreign corporate debt securities.

Note 4 - Investments and Fai_11

Note 4 - Investments and Fair Value Measurements - Valuation Assumptions (Details) - Sponsor Covered Shares [Member]	Sep. 30, 2023 $ / shares
Stock price at issuance (in dollars per share)	$ 5.08
Measurement Input, Price Volatility [Member]
Liability, measurement input	0.65
Measurement Input, Risk Free Interest Rate [Member]
Liability, measurement input	0.046
Measurement Input, Expected Term [Member]
Liability, measurement input	8
Measurement Input, Expected Dividend Rate [Member]
Liability, measurement input	0
Change in Control Probability [Member]
Liability, measurement input	0.02

Note 4 - Investments and Fai_12

Note 4 - Investments and Fair Value Measurements - Unobservable Input Reconciliation (Details) - Sponsor Covered Shares [Member] $ in Thousands	9 Months Ended
	Sep. 30, 2023 USD ($)
Fair value	$ 219
Change in fair value of Sponsor Covered Shares	(121)
Fair value	$ 98

Note 4 - Investments and Fai_13

Note 4 - Investments and Fair Value Measurements - Unobservable Input Reconciliation Assets (Details) - USD ($) $ in Thousands	3 Months Ended	9 Months Ended
	Sep. 30, 2023	Sep. 30, 2023
Accretion of discount	$ 400	$ 400
Local Sales Deferred Earnout [Member[]
Fair value		0
Fair value, asset sale		1,556
Accretion of discount		383
Fair value	$ 12,867	12,867
Local Sales Deferred Earnout [Member[] | Williston Financial Group LLC (WFG) [Member]
Fair value, asset sale		$ 10,928

Note 5 - Revenue Recognition -

Note 5 - Revenue Recognition - Disaggregation of Revenue (Details) - USD ($) $ in Thousands		3 Months Ended		9 Months Ended
		Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
Total revenue from insurance contracts	[1]	$ 73,736	$ 94,488	$ 219,468	$ 299,080
Escrow, other title-related fees and other	[2]	844	2,674	2,606	10,340
Total other revenues		1,660	753	4,257	1,683
Total revenues		76,240	97,915	226,331	311,103
Operating Segments [Member] | Underwriting Segment [Member]
Total revenue from insurance contracts		73,736	94,488	219,468	299,080
Escrow, other title-related fees and other	[2]	424	1,066	1,584	2,402
Interest and investment income (2)	[3]	1,328	790	3,464	1,707
Realized gains and losses, net		0	6	5	(12)
Total other revenues		1,328	796	3,469	1,695
Total revenues		75,488	96,350	224,521	303,177
Operating Segments [Member] | Underwriting Segment [Member] | Direct Agent Title Insurance Premiums [Member]
Total revenue from insurance contracts		2,686	15,241	17,862	56,982
Operating Segments [Member] | Underwriting Segment [Member] | Third Party Agent Title Insurance Premiums [Member]
Total revenue from insurance contracts		71,050	79,247	201,606	242,098
Operating Segments [Member] | Underwriting Segment [Member] | Other Title Fees [Member]
Escrow, other title-related fees and other		424	1,066	1,584	2,402
Corporate, Non-Segment [Member] | Corporate and Other [Member]
Total revenue from insurance contracts		0	0	0	0
Escrow, other title-related fees and other	[2]	474	4,090	1,880	18,390
Interest and investment income (2)	[3]	285	70	1,244	145
Realized gains and losses, net		47	(113)	(456)	(157)
Total other revenues		332	(43)	788	(12)
Total revenues		806	4,047	2,668	18,378
Corporate, Non-Segment [Member] | Corporate and Other [Member] | Escrow Fees [Member]
Escrow, other title-related fees and other		178	1,589	729	7,787
Corporate, Non-Segment [Member] | Corporate and Other [Member] | Other Title Fees [Member]
Escrow, other title-related fees and other		296	2,501	1,151	10,603
Consolidation, Eliminations [Member]
Total revenue from insurance contracts		0	0	0	0
Escrow, other title-related fees and other	[2]	(54)	(2,482)	(858)	(10,452)
Total other revenues		0	0	0	0
Total revenues		(54)	(2,482)	(858)	(10,452)
Consolidation, Eliminations [Member] | Other Title Fees [Member]
Escrow, other title-related fees and other	[4]	$ (54)	$ (2,482)	$ (858)	$ (10,452)
[1]Net premiums written includes revenues from a related party of $35.1 million and $34.8 million during the three months ended September 30, 2023 and 2022, respectively. Net premiums written includes revenues from a related party of $98.5 million and $96.1 million during the nine months ended September 30, 2023 and 2022, respectively (see Note 11).[2]Includes fee income from closings, escrow, title exams, ceding commission income, as well as premiums retained by Direct Agents.[3]Interest and investment income consists primarily of interest payments received on held-to-maturity debt securities, available-for-sale debt securities and mortgage loans.[4]Premiums retained by Direct Agents are recognized as income to the Corporate and Other segment, and expense to the Underwriting segment. Upon consolidation, the impact of these internal segment transactions from continuing operations is eliminated. See Note 7. Segment information for additional breakdown.

Note 6 - Liability for Loss a_3

Note 6 - Liability for Loss and Loss Adjustment Expenses (Details Textual) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022
Prior Year Claims and Claims Adjustment Expense	$ 960	$ (3,260)

Note 6 - Liability for Loss a_4

Note 6 - Liability for Loss and Loss Adjustment Expenses - Summary of Changes in Liability for Loss and Loss Adjustment Expenses (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
Balance at the beginning of the year			$ 81,873	$ 80,189
Current year			10,994	17,161
Prior years			960	(3,260)
Total provision for claims	$ 3,337	$ 4,167	11,954	13,901
Current year			(687)	(735)
Prior years			(10,625)	(8,979)
Total paid losses			(11,312)	(9,714)
Balance at the end of the period	$ 82,515	$ 84,376	$ 82,515	$ 84,376
Provision for claims as a percentage of net written premiums	5.40%	4.60%	5.40%	4.60%

Note 7 - Segment Information (D

Note 7 - Segment Information (Details Textual) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2023 USD ($)	Sep. 30, 2022 USD ($)	Sep. 30, 2023 USD ($)	Sep. 30, 2022 USD ($)	Dec. 31, 2022 USD ($)
Number of Reportable Segments	2		2
Goodwill	$ 23,413		$ 23,413		$ 23,413
Goodwill, Impairment Loss			0	$ 33,746
Discontinued Operations, Held-for-Sale or Disposed of by Sale [Member]
Goodwill, Impaired, Accumulated Impairment Loss	65,200		65,200
Goodwill, Impairment Loss	0	$ 33,746	0	33,746
Operating Segments [Member]
Goodwill, Translation and Purchase Accounting Adjustments	0	0	0	0
Goodwill, Impairment Loss	0		0	$ 0
Underwriting Segment [Member]
Goodwill	$ 23,400		$ 23,400		$ 23,400
Goodwill, Impairment Loss		$ 0
Underwriting Segment [Member] | Minimum [Member]
Percentage Of Premiums Retained By Agents			82%
Underwriting Segment [Member] | Maximum [Member]
Percentage Of Premiums Retained By Agents			84%

Note 7 - Segment Information -

Note 7 - Segment Information - Schedule of Operating Results by Reportable Segments (Details) - USD ($) $ in Thousands		3 Months Ended		9 Months Ended
		Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
Net premiums written (1)	[1]	$ 73,736	$ 94,488	$ 219,468	$ 299,080
Escrow, other title-related fees and other (1)	[2]	844	2,674	2,606	10,340
Investment, dividend and other income		1,660	753	4,257	1,683
Total revenues		76,240	97,915	226,331	311,103
Premiums retained by agents (2)	[3],[4]	60,815	75,874	180,122	238,296
Direct labor (3)	[5]	3,289	7,655	10,424	32,186
Other direct costs (4)	[6]	2,778	3,884	7,966	13,453
Provision for claims		3,337	4,167	11,954	13,901
Adjusted gross profit		6,021	6,335	15,865	13,267
Consolidation, Eliminations [Member]
Net premiums written (1)		0	0	0	0
Escrow, other title-related fees and other (1)	[2]	(54)	(2,482)	(858)	(10,452)
Investment, dividend and other income		0	0	0	0
Total revenues		(54)	(2,482)	(858)	(10,452)
Premiums retained by agents (2)	[4]	(54)	(2,482)	(858)	(10,452)
Direct labor (3)	[5]	0	0	0	0
Other direct costs (4)	[6]	0	0	0	0
Provision for claims		0	0	0	0
Adjusted gross profit		0	0	0	0
Underwriting Segment [Member] | Operating Segments [Member]
Net premiums written (1)		73,736	94,488	219,468	299,080
Escrow, other title-related fees and other (1)	[2]	424	1,066	1,584	2,402
Investment, dividend and other income		1,328	796	3,469	1,695
Total revenues		75,488	96,350	224,521	303,177
Premiums retained by agents (2)	[4]	60,869	78,356	180,980	248,748
Direct labor (3)	[5]	2,831	2,867	8,603	7,911
Other direct costs (4)	[6]	2,478	2,514	6,891	7,923
Provision for claims		3,253	3,928	11,742	12,993
Adjusted gross profit		6,057	8,685	16,305	25,602
Corporate and Other [Member] | Corporate, Non-Segment [Member]
Net premiums written (1)		0	0	0	0
Escrow, other title-related fees and other (1)	[2]	474	4,090	1,880	18,390
Investment, dividend and other income		332	(43)	788	(12)
Total revenues		806	4,047	2,668	18,378
Premiums retained by agents (2)	[4]	0	0	0	0
Direct labor (3)	[5]	458	4,788	1,821	24,275
Other direct costs (4)	[6]	300	1,370	1,075	5,530
Provision for claims		84	239	212	908
Adjusted gross profit		$ (36)	$ (2,350)	$ (440)	$ (12,335)
[1]Net premiums written includes revenues from a related party of $35.1 million and $34.8 million during the three months ended September 30, 2023 and 2022, respectively. Net premiums written includes revenues from a related party of $98.5 million and $96.1 million during the nine months ended September 30, 2023 and 2022, respectively (see Note 11).[2]Includes fee income from closings, escrow, title exams, ceding commission income, as well as premiums retained by Direct Agents.[3]Premiums retained by agents includes expenses associated with a related party of $28.3 million and $27.9 million during the three months ended September 30, 2023 and 2022, respectively. Premiums retained by agents includes expenses associated with a related party of $79.5 million and $77.5 million during the nine months ended September 30, 2023 and 2022, respectively (see Note 11).[4]This expense represents a deduction from the net premiums written for the amounts that are retained by Direct Agents and Third-Party Agents as compensation for their efforts to generate premium income for our Underwriting segment. The impact of premiums retained by our Direct Agents from continuing operations and the expense for reinsurance or co-insurance procured on Direct Agent sourced premiums are eliminated in consolidation.[5]Includes all compensation costs, including salaries, bonuses, incentive payments, and benefits, for personnel involved in the direct fulfillment of title and/or escrow services. Direct labor excludes severance costs.[6]Includes title examination expense, office supplies, and premium and other taxes.

Note 7 - Segment Information _2

Note 7 - Segment Information - Reconciliation of Reportable Segments to Consolidated (Details) - USD ($) $ in Thousands		3 Months Ended		9 Months Ended
		Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
Adjusted gross profit		$ 6,021	$ 6,335	$ 15,865	$ 13,267
Depreciation and amortization		2,942	4,006	8,713	10,564
Other indirect expenses (1)	[1]	18,960	38,700	68,897	133,262
Long-lived asset impairment		972	0	1,413	0
Change in fair value of Warrant and Sponsor Covered Shares liabilities		(263)	(1,438)	(386)	(20,531)
Interest expense		5,495	3,575	14,487	10,331
Loss from continuing operations before income taxes		$ (22,085)	$ (38,508)	$ (77,259)	$ (120,359)
[1]Includes other indirect costs not allocated to segments including corporate support function costs, such as legal, finance, human resources, technology support and certain other indirect operating expenses, such as sales and management payroll, and incentive related expenses.

Note 8 - Debt (Details Textual)

Note 8 - Debt (Details Textual) - USD ($)	May 19, 2023	Dec. 31, 2020	Sep. 30, 2023	Sep. 03, 2021
Class of Warrant or Right, Number of Securities Called by Warrants or Rights (in shares)				693,333
Penny Warrants [Member]
Class of Warrant Or Right, Percentage Of Fully Diluted Shares Called by Each Warrant or Right		1.35%
Class of Warrant or Right, Number of Securities Called by Warrants or Rights (in shares)		200,000
Senior First Lien Note [Member] | Senior Notes [Member]
Debt Instrument, Face Amount		$ 150,000,000
Debt Instrument, Term (Year)		5 years
Debt Instrument, Interest Rate, Stated Percentage		11.25%
Debt Instrument, Interest Rate, Stated Percentage, Current Cash Basis		5%
Debt Instrument, Debt Default, Interest Rate		15%
Debt Instrument, Covenant, Minimum Liquidity		$ 20,000,000
Debt Instrument, Covenant, Minimum Consolidated Revenue		$ 130,000,000
Debt Instrument, Covenant, Prepayment, Minimum Proceeds From Dispositions	$ 750,000
Debt Instrument, Covenant, Prepayment, Percentage of Excess Net Cash Proceeds	100%
Long-Term Debt, Fair Value			$ 153,900,000

Note 9 - Stock Compensation E_3

Note 9 - Stock Compensation Expense (Details Textual) - USD ($) $ / shares in Units, $ in Millions		1 Months Ended		3 Months Ended		9 Months Ended
	Aug. 03, 2023	May 31, 2023	Jun. 30, 2022	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022	Jun. 30, 2023
Share-Based Payment Arrangement, Reversal of Expense		$ 2.2
Deferred Compensation Share-Based Arrangements, Liability, Current and Noncurrent								$ 0.2
Increase (Decrease) In Share-Based Payment Arrangement Expense					$ (1.2)		$ (4.2)
Share-Based Payment Arrangement, Expense				$ 4.7	$ 6.9	$ 12.5	$ 24.1
Share-Based Payment Arrangement, Nonvested Award, Option, Cost Not yet Recognized, Amount				2.5		$ 2.5
Share-Based Payment Arrangement, Option [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Expiration Period (Year)						10 years
Share-Based Payment Arrangement, Option [Member] | Minimum [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Award Vesting Period (Month)						7 months
Share-Based Payment Arrangement, Option [Member] | Maximum [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Award Vesting Period (Month)						60 months
Restricted Stock Units (RSUs) [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Grants in Period (in shares)	1,000,000
Restricted Stock Units (RSUs) [Member] | Share-Based Payment Arrangement, Tranche One [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Award Vesting Rights, Percentage	50%					25%
Market-Based Awards [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Award Vesting Period (Month)						4 years
Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Grants in Period (in shares)						0
Share-Based Payment Arrangement, Nonvested Award, Excluding Option, Cost Not yet Recognized, Amount				0.4		$ 0.4
Market-Based Awards [Member] | Omnibus Incentive Plan 2021 [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Award Vesting Period (Month)			4 years
Share-Based Compensation Arrangement by Share-Based Payment Award, Number of Shares Authorized (in shares)			97,413
Market-Based Awards [Member] | Share-Based Payment Arrangement, Tranche One [Member] | Omnibus Incentive Plan 2021 [Member]
Share-Based Compensation Arrangement By Share-Based Payment Award, Weighted Average Price Threshold (in dollars per share)			$ 125
Market-Based Awards [Member] | Share-Based Payment Arrangement, Tranche Two [Member] | Omnibus Incentive Plan 2021 [Member]
Share-Based Compensation Arrangement By Share-Based Payment Award, Weighted Average Price Threshold (in dollars per share)			187.5
Market-Based Awards [Member] | Share-Based Payment Arrangement, Tranche Three [Member] | Omnibus Incentive Plan 2021 [Member]
Share-Based Compensation Arrangement By Share-Based Payment Award, Weighted Average Price Threshold (in dollars per share)			$ 250
Restricted and Performance Stock Awards [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Grants in Period (in shares)						1,302,766
Share-Based Payment Arrangement, Nonvested Award, Excluding Option, Cost Not yet Recognized, Amount				$ 32.7		$ 32.7

Note 9 - Stock Compensation E_4

Note 9 - Stock Compensation Expense - Stock Option Activity (Details) $ / shares in Units, $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2023 USD ($) $ / shares shares	Dec. 31, 2022 USD ($) $ / shares shares
Outstanding options (in shares) | shares	703,422
Outstanding options, weighted average exercise price (in dollars per share) | $ / shares	$ 14.46
Outstanding options, weighted average remaining contractual life (Year)	5 years 8 months 26 days	6 years 8 months 26 days
Outstanding options, aggregate intrinsic value | $	$ 61	$ 191
Granted options (in shares) | shares	0
Granted options, weighted average exercise price (in dollars per share) | $ / shares	$ 0
Exercised options (in shares) | shares	(17,774)
Exercised options, weighted average exercise price (in dollars per share) | $ / shares	$ 13.41
Exercised options weighted average remaining contractual life (Year)	5 months 12 days
Cancelled or forfeited options (in shares) | shares	(254,820)
Cancelled or forfeited options, weighted average exercise price (in dollars per share) | $ / shares	$ 14.87
Cancelled or forfeited options, weighted average contractual life (Year)	1 year 3 months 3 days
Outstanding options (in shares) | shares	430,828	703,422
Outstanding options, weighted average exercise price (in dollars per share) | $ / shares	$ 14.26	$ 14.46
Options exercisable (in shares) | shares	407,473
Options exercisable, weighted average remaining contractual life (in dollars per share) | $ / shares	$ 14.06
Options exercisable, weighted average contractual life (Year)	5 years 8 months 1 day
Options exercisable aggregate intrinsic value | $	$ 61

Note 9 - Stock Compensation E_5

Note 9 - Stock Compensation Expense - Stock Award Activity (Details)	9 Months Ended
	Sep. 30, 2023 $ / shares shares
Restricted and Performance Stock Awards [Member]
Non-vested (in shares) | shares	1,619,222
Non-vested, average grant date fair value (in dollars per share) | $ / shares	$ 44.19
Granted, other than options (in shares) | shares	1,302,766
Granted, other than options, average grant date fair value (in dollars per share) | $ / shares	$ 8.14
Vested, other than options (in shares) | shares	(302,287)
Vested, other than options, average grant date fair value (in dollars per share) | $ / shares	$ 57.89
Adjustment for PRSUs expected to vest (in shares) | shares	0
Adjustment for PRSUs expected to vest, average grant date fair value (in dollars per share) | $ / shares	$ 0
Cancelled or Forfeited, other than options (in shares) | shares	(533,346)
Cancelled or Forfeited, other than options, average grant date fair value (in dollars per share) | $ / shares	$ 54.01
Non-vested (in shares) | shares	2,086,355
Non-vested, average grant date fair value (in dollars per share) | $ / shares	$ 19.15
Market-Based Awards [Member]
Non-vested (in shares) | shares	97,413
Non-vested, average grant date fair value (in dollars per share) | $ / shares	$ 7.92
Granted, other than options (in shares) | shares	0
Granted, other than options, average grant date fair value (in dollars per share) | $ / shares	$ 0
Vested, other than options (in shares) | shares	0
Vested, other than options, average grant date fair value (in dollars per share) | $ / shares	$ 0
Cancelled or Forfeited, other than options (in shares) | shares	0
Cancelled or Forfeited, other than options, average grant date fair value (in dollars per share) | $ / shares	$ 0
Non-vested (in shares) | shares	97,413
Non-vested, average grant date fair value (in dollars per share) | $ / shares	$ 7.92

Note 9 - Stock Based Compensati

Note 9 - Stock Based Compensation - Valuation Assumptions (Details) - Market-Based Awards [Member]	9 Months Ended
	Sep. 30, 2023 $ / shares
Stock price at issuance (in dollars per share)	$ 23
Expected volatility	75%
Risk-free interest rate	3.14%
Expected term (Year)	3 years 10 months 24 days
Expected dividend yield	0%

Note 10 - Earnings Per Share -

Note 10 - Earnings Per Share - Schedule of Earnings Per Share (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
Loss from continuing operations, net of taxes	$ (22,239)	$ (38,904)	$ (77,725)	$ (121,016)
Weighted-average common shares – basic and diluted (in shares)	13,395,010	13,072,471	13,305,428	13,008,082
Net loss from continuing operations per share attributable to stockholders - basic and diluted (in dollars per share)	$ (1.66)	$ (2.98)	$ (5.84)	$ (9.3)
Net loss from discontinued operations per share - basic and diluted (in dollars per share)	(0.25)	(3.46)	(1.95)	(5.52)
Net loss per share attributable to stockholders - basic and diluted (in dollars per share)	$ (1.91)	$ (6.43)	$ (7.79)	$ (14.82)

Note 10 - Earnings Per Share _2

Note 10 - Earnings Per Share - Antidilutive Securities (Details) - shares	9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022
Total antidilutive securities (in shares)	3,994,527	3,709,717
Share-Based Payment Arrangement, Option [Member]
Total antidilutive securities (in shares)	430,828	763,051
Warrant [Member]
Total antidilutive securities (in shares)	693,333	720,910
Restricted and Performance Stock Awards [Member]
Total antidilutive securities (in shares)	2,086,355	1,427,092
Market-Based Awards [Member]
Total antidilutive securities (in shares)	97,413	97,413
Sponsor Covered Shares and Seller Earnout Shares [Member]
Total antidilutive securities (in shares)	686,598	701,251

Note 11 - Related Party Trans_3

Note 11 - Related Party Transactions (Details Textual) - Lennar Corporation [Member] - USD ($) $ in Millions	Sep. 30, 2023	Apr. 27, 2023
Sublease Agreement [Member]
Lessor, Operating Lease, Payment to be Received		$ 0.2
Doma Holdings, Inc. [Member]
Equity Method Investment, Ownership Percentage	24.50%

Note 11 - Related Party Trans_4

Note 11 - Related Party Transactions - Schedule of Related Party Transactions (Details) - USD ($) $ in Thousands		3 Months Ended		9 Months Ended
		Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022	Dec. 31, 2022
Revenues	[1]	$ 73,736	$ 94,488	$ 219,468	$ 299,080
Premiums retained by agents	[2],[3]	60,815	75,874	180,122	238,296
Trade and other receivables (net of allowance for credit losses of $1,601 at September 30, 2023 and $1,413 at December 31, 2022)		26,827		26,827		$ 20,541
Affiliated Entity [Member] | Lennar Corporation [Member]
Revenues		35,061	34,795	98,546	96,126
Premiums retained by agents		28,325	$ 27,932	79,527	$ 77,542
Trade and other receivables (net of allowance for credit losses of $1,601 at September 30, 2023 and $1,413 at December 31, 2022)		$ 3,591		$ 3,591		$ 4,175
[1]Net premiums written includes revenues from a related party of $35.1 million and $34.8 million during the three months ended September 30, 2023 and 2022, respectively. Net premiums written includes revenues from a related party of $98.5 million and $96.1 million during the nine months ended September 30, 2023 and 2022, respectively (see Note 11).[2]Premiums retained by agents includes expenses associated with a related party of $28.3 million and $27.9 million during the three months ended September 30, 2023 and 2022, respectively. Premiums retained by agents includes expenses associated with a related party of $79.5 million and $77.5 million during the nine months ended September 30, 2023 and 2022, respectively (see Note 11).[3]This expense represents a deduction from the net premiums written for the amounts that are retained by Direct Agents and Third-Party Agents as compensation for their efforts to generate premium income for our Underwriting segment. The impact of premiums retained by our Direct Agents from continuing operations and the expense for reinsurance or co-insurance procured on Direct Agent sourced premiums are eliminated in consolidation.

Note 12 - Commitments and Con_2

Note 12 - Commitments and Contingencies (Details Textual) - USD ($) $ in Millions	Sep. 30, 2023	Dec. 31, 2022
Escrow Deposit Contingent Liability [Member]
Loss Contingency, Estimate of Possible Loss	$ 15.9	$ 77.4

Note 13 - Accrued Expenses an_3

Note 13 - Accrued Expenses and Other Liabilities (Details Textual) $ in Thousands		3 Months Ended		6 Months Ended	9 Months Ended		12 Months Ended
	Aug. 02, 2023 USD ($)	Sep. 30, 2023 USD ($)	Sep. 30, 2022 USD ($)	Sep. 30, 2022 USD ($)	Sep. 30, 2023 USD ($)	Sep. 30, 2022 USD ($)	Dec. 31, 2022 USD ($)
Number Of Workforce Reduction Plans							3
Restructuring Reserve		$ 492			$ 492		$ 4,984
Contract Termination [Member]
Restructuring And Related Cost, Accelerated Contract Charges		1,300		$ 0		$ 0	$ 5,200
Restructuring Reserve		4,100			4,100
Workforce Reduction Plan [Member]
Restructuring and Related Cost, Number of Positions Eliminated	70						1,076
Restructuring and Related Cost, Number of Positions Eliminated, Period Percent	17%						52%
Restructuring and Related Cost, Expected Cost	$ 700
Workforce Reduction Plan [Member] | Forfeited Stock-based Compensation [Member]
Restructuring and Related Cost, Incurred Cost		$ 200	$ 1,100		$ 2,500	$ 1,500

Note 13 - Accrued Expenses an_4

Note 13 - Accrued Expenses and Other Liabilities - Schedule of Accrued Expenses and Other Liabilities (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Employee benefits	$ 603	$ 3,782
Severance	492	4,984
Contract terminations	4,076	5,248
Premium taxes	1,786	3,862
Employee compensation	3,995	2,234
Other	4,642	3,237
Total accrued expenses and other liabilities	$ 15,594	$ 23,347

Note 13 - Accrued Expenses an_5

Note 13 - Accrued Expenses and Other Liabilities - Liabilities Associated with Restructuring (Details) $ in Thousands	9 Months Ended
	Sep. 30, 2023 USD ($)
Balance	$ 4,984
Charges incurred (1)	9,459	[1]
Payments and other adjustments	(13,951)
Balance	$ 492
[1]Charges incurred include interim salary for employees with known departure dates, employee benefits, severance, payroll taxes and related facilitation costs offset by forfeitures of bonus.

Note 14 - Employee Benefit Pl_2

Note 14 - Employee Benefit Plan (Details Textual) - USD ($) $ in Millions	3 Months Ended		9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
Defined Contribution Plan, Maximum Annual Contributions Per Employee with Employer Match, Percent			3.50%
Defined Contribution Plan, Cost	$ 0.2	$ 1	$ 0.9	$ 2.5
First Match Tranche [Member]
Defined Contribution Plan, Employer Matching Contribution, Percent of Match			100%
Defined Contribution Plan, Employer Matching Contribution, Percent of Employees' Gross Pay			1%
Second Match Tranche [Member]
Defined Contribution Plan, Employer Matching Contribution, Percent of Match			50%
Defined Contribution Plan, Employer Matching Contribution, Percent of Employees' Gross Pay			5%

Note 15 - Research and Develo_3

Note 15 - Research and Development (Details Textual) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
Asset Impairment Charges	$ 972	$ 0	$ 1,413	$ 0
Capitalized Computer Software, Net	0		$ 0
Software Development [Member]
Asset Impairment Charges	$ 1,100	$ 0

Note 15 - Research and Develo_4

Note 15 - Research and Development - Schedule of Research and Development Expenses (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
Research and development expenses incurred	$ 755	$ 3,660	$ 4,108	$ 14,781
Capitalized internally developed software costs	1,939	8,393	6,676	25,603
Research and development spend, inclusive of capitalized internally developed software cost	$ 2,694	$ 12,053	$ 10,784	$ 40,384

Note 16 - Warrant Liabilities (

Note 16 - Warrant Liabilities (Details Textual) - USD ($) $ / shares in Units, $ in Thousands	Sep. 30, 2023	Dec. 31, 2022	Dec. 04, 2021	Sep. 03, 2021	Jul. 28, 2021	Dec. 04, 2020
Class of Warrant or Right, Number of Securities Called by Warrants or Rights (in shares)				693,333
Warrants and Rights Outstanding, Term (Year)			1 year
Warrants and Rights Outstanding	$ 81	$ 347
Public Warrants [Member]
Class of Warrant or Right, Number of Securities Called by Warrants or Rights (in shares)	460,000	460,000				11,500,000
Class of Warrant or Right, Number of Securities Called by Each Twenty-Five Warrant or Right (in shares)	1
Class of Warrant or Right, Exercise Price of Warrants or Rights (in dollars per share)	$ 287.5
Class Of Warrant Or Right, Fair Market Value Price, Conversion Ratio Maximum (in dollars per share)					$ 0.014
Warrants and Rights Outstanding	$ 100	$ 200
Public Warrants [Member] | Share-Based Payment Arrangement, Tranche One [Member]
Class Of Warrant Or Right, Stock Price Threshold For Redemption Of Warrants Or Right (in dollars per share)					450
Class Of Warrant Or Right, Redemption Price (in dollars per share)					0.01
Public Warrants [Member] | Share-Based Payment Arrangement, Tranche Two [Member]
Class Of Warrant Or Right, Stock Price Threshold For Redemption Of Warrants Or Right (in dollars per share)					250
Class Of Warrant Or Right, Redemption Price (in dollars per share)					$ 0.1
Private Placement Warrants [Member]
Class of Warrant or Right, Number of Securities Called by Warrants or Rights (in shares)	233,333	233,333				5,833,333
Class of Warrant or Right, Number of Securities Called by Each Twenty-Five Warrant or Right (in shares)	1					1
Class of Warrant or Right, Exercise Price of Warrants or Rights (in dollars per share)	$ 287.5					$ 287.5
Warrants and Rights Outstanding	$ 0	$ 100

Note 17 - Leases (Details Textu

Note 17 - Leases (Details Textual) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
Operating Lease, Impairment Loss	$ 0	$ 0	$ 300	$ 0
Discontinued Operations, Held-for-Sale or Disposed of by Sale [Member]
Operating Lease, Impairment Loss	$ 2,500		$ 3,300
Minimum [Member]
Lessee, Operating Lease, Remaining Lease Term (Day)	30 days		30 days
Lessee, Operating Lease, Renewal Term (Year)	1 year		1 year
Maximum [Member]
Lessee, Operating Lease, Remaining Lease Term (Day)	4 years		4 years
Lessee, Operating Lease, Renewal Term (Year)	5 years		5 years

Note 17 - Leases - Components o

Note 17 - Leases - Components of Operating Leases (Details) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022
Operating lease expense	$ 1,822	$ 2,741
Less sublease income	(272)	(13)
Net lease expense	1,550	2,728
Operating cash outflow from operating leases during the nine months ended September 30, 2023 and 2022	3,272	2,639
Right-of-use assets obtained during the nine months ended September 30, 2023 and 2022 in exchange for new operating lease liabilities	$ 32	$ 215
Weighted average remaining lease term (years) (Year)	3 years 8 months 23 days	4 years 6 months 10 days
Weighted average discount rate	10%	10%

Note 17 - Leases - Maturities o

Note 17 - Leases - Maturities of Lease Liabilities (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
2023	$ 893
2024	3,211
2025	2,422
2026	2,261
2027	1,992
Total lease payments	10,779
Less imputed interest	(1,741)
Lease liabilities	9,038	$ 10,793
Discontinued Operations, Held-for-Sale or Disposed of by Sale [Member]
2023	835
2024	3,202
2025	2,727
2026	1,883
2027	850
Total lease payments	9,497
Less imputed interest	(1,395)
Lease liabilities	$ 8,102

Note 18 - Discontinued Operat_3

Note 18 - Discontinued Operations (Details Textual) - USD ($) $ in Thousands		9 Months Ended
	Jun. 09, 2023	Sep. 30, 2023	Sep. 30, 2022
Discontinued Operation, Gain (Loss) on Disposal of Discontinued Operation, Net of Tax		$ (6,994)	$ 0
Discontinued Operations, Held-for-Sale or Disposed of by Sale [Member]
Discontinued Operation, Gain (Loss) on Disposal of Discontinued Operation, Net of Tax		$ (6,994)	$ 0
Discontinued Operations, Held-for-Sale or Disposed of by Sale [Member] | Local Component [Member] | Title Plant [Member]
Disposal Group, Including Discontinued Operation, Transaction Costs	$ 700
Discontinued Operation, Gain (Loss) on Disposal of Discontinued Operation, Net of Tax	3,800
Discontinued Operations, Held-for-Sale or Disposed of by Sale [Member] | Local Component [Member] | Title Plant [Member]
Disposal Group, Including Discontinued Operation, Consideration	$ 7,600

Note 18 - Discontinued Operat_4

Note 18 - Discontinued Operations - Components of Discontinued Operations, Assets and Liabilities (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Total assets	$ 4,614	$ 53,141
Total liabilities	9,197	30,356
Local Component [Member] | Discontinued Operations, Held-for-Sale or Disposed of by Sale [Member]
Trade and other receivables (net of allowance for credit losses of $0 at September 30, 2023 and $75 at December 31, 2022)	257	751
Prepaid expenses, deposits and other assets	603	1,437
Lease right-of-use assets	3,278	13,910
Fixed assets (net of accumulated depreciation of $3,819 at September 30, 2023 and $7,847 at December 31, 2022)	476	2,359
Title plants	0	11,817
Goodwill	0	22,867
Total assets	4,614	53,141
Accounts payable	99	502
Accrued expenses and other liabilities, discontinued operations	899	5,546
Lease liabilities	8,102	16,696
Senior secured credit agreement, net of debt issuance costs and original issue discount	0	7,415
Liability for loss and loss adjustment expenses	97	197
Total liabilities	$ 9,197	$ 30,356

Note 18 - Discontinued Operat_5

Note 18 - Discontinued Operations - Components of Discontinued Operations, Assets and Liabilities (Details) (Parentheticals) - Local Component [Member] - Discontinued Operations, Held-for-Sale or Disposed of by Sale [Member] - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Allowance for credit losses	$ 0	$ 75
Accumulated depreciation	$ 3,819	$ 7,847

Note 18 - Discontinued Operat_6

Note 18 - Discontinued Operations - Components of Discontinued Operations, Revenues and Expenses (Details) - USD ($) $ in Thousands		3 Months Ended		9 Months Ended
		Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
Goodwill impairment				$ 0	$ 33,746
Net loss from discontinued operations		$ (3,387)	$ (45,209)	(25,901)	(71,775)
Discontinued Operations, Held-for-Sale or Disposed of by Sale [Member]
Escrow, other title-related fees and other		3,177	9,953	16,304	32,766
Investment, dividend and other income		(126)	(12)	(123)	(62)
Total revenues		3,051	9,941	16,181	32,704
Operating expenses excluding impairments		4,545	20,366	29,396	67,696
Goodwill impairment		0	33,746	0	33,746
Long-lived asset impairment		2,573	0	3,602	0
Total operating expenses		7,118	54,112	32,998	101,442
Loss from discontinued operations		(4,067)	(44,171)	(16,817)	(68,738)
Interest expense		(63)	(1,009)	(2,002)	(2,949)
Gain (loss) on sales of discontinued operations		772	0	(6,994)	0
Loss from discontinued operations before income taxes		(3,358)	(45,180)	(25,813)	(71,687)
Income tax expense		(29)	(29)	(88)	(88)
Net loss from discontinued operations		(3,387)	(45,209)	(25,901)	(71,775)
Discontinued Operations, Held-for-Sale or Disposed of by Sale [Member] | Intersegment Eliminations [Member]
Escrow, other title-related fees and other	[1]	(2,031)	(10,733)	(13,991)	(37,915)
Investment, dividend and other income	[1]	0	0	0	0
Total revenues	[1]	(2,031)	(10,733)	(13,991)	(37,915)
Operating expenses excluding impairments	[1]	(2,031)	(10,733)	(13,991)	(37,915)
Goodwill impairment	[1]	0	0	0	0
Long-lived asset impairment	[1]	0	0	0	0
Total operating expenses	[1]	(2,031)	(10,733)	(13,991)	(37,915)
Loss from discontinued operations	[1]	0	0	0	0
Interest expense	[1]	0	0	0	0
Gain (loss) on sales of discontinued operations	[1]	0	0	0	0
Loss from discontinued operations before income taxes	[1]	0	0	0	0
Income tax expense	[1]	0	0	0	0
Net loss from discontinued operations	[1]	0	0	0	0
Discontinued Operations, Held-for-Sale or Disposed of by Sale [Member] | Local Component [Member]
Escrow, other title-related fees and other		5,208	20,686	30,295	70,681
Investment, dividend and other income		(126)	(12)	(123)	(62)
Total revenues		5,082	20,674	30,172	70,619
Operating expenses excluding impairments		6,576	31,099	43,387	105,611
Goodwill impairment		0	33,746	0	33,746
Long-lived asset impairment		2,573	0	3,602	0
Total operating expenses		9,149	64,845	46,989	139,357
Loss from discontinued operations		(4,067)	(44,171)	(16,817)	(68,738)
Gain (loss) on sales of discontinued operations		772	0	(6,994)	0
Loss from discontinued operations before income taxes		(3,358)	(45,180)	(25,813)	(71,687)
Income tax expense		(29)	(29)	(88)	(88)
Net loss from discontinued operations		(3,387)	(45,209)	(25,901)	(71,775)
Discontinued Operations, Held-for-Sale or Disposed of by Sale [Member] | Local Component [Member] | Discontinued Operations [Member]
Interest expense		$ (63)	$ (1,009)	$ (2,002)	$ (2,949)
[1]Prior to the Local Sales, the Company’s consolidated statements of operations included premiums retained by Local Component Direct Agents as revenue for the Local Component and a corresponding deduction from the net premiums written for the Underwriting segment, which were presented in the Company’s segment reporting disclosures. As such, these transactions are eliminated for purposes of this disclosure as they will not continue in periods subsequent to the Local Sales.

Note 18 - Discontinued Operat_7

Note 18 - Discontinued Operations - Components of Cash Flow (Details) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022
Loss on sales of discontinued operations	$ (6,994)	$ 0
Proceeds from sales of discontinued operations, net of cash disposed and working capital adjustments, and dividends from title plants	15,884	627
Discontinued Operations, Held-for-Sale or Disposed of by Sale [Member]
Impairment charges	3,602	33,746
Depreciation and amortization of discontinued operations	452	670
Loss on sales of discontinued operations	(6,994)	0
Capital expenditures	0	1,770
Proceeds from sales of discontinued operations, net of cash disposed and working capital adjustments, and dividends from title plants	$ 15,884	$ 627