Doma (DOMA) 10-K 1 Apr 24 2023 FY Annual report Financial data

Document And Entity Information

Document And Entity Information - USD ($)	12 Months Ended
	Dec. 31, 2023	Mar. 28, 2024	Jun. 30, 2023
Document Information [Line Items]
Entity Central Index Key	0001722438
Entity Registrant Name	Doma Holdings, Inc.
Amendment Flag	false
Current Fiscal Year End Date	--12-31
Document Fiscal Period Focus	FY
Document Fiscal Year Focus	2023
Document Type	10-K
Document Annual Report	true
Document Period End Date	Dec. 31, 2023
Document Transition Report	false
Entity File Number	001-39754
Entity Incorporation, State or Country Code	DE
Entity Tax Identification Number	84-1956909
Entity Address, Address Line One	101 Mission Street, Suite 1050
Entity Address, City or Town	San Francisco
Entity Address, State or Province	CA
Entity Address, Postal Zip Code	94105
City Area Code	650
Local Phone Number	419-3827
Entity Well-known Seasoned Issuer	No
Entity Voluntary Filers	No
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Non-accelerated Filer
Entity Small Business	true
Entity Emerging Growth Company	true
Entity Ex Transition Period	false
ICFR Auditor Attestation Flag	false
Document Financial Statement Error Correction [Flag]	false
Entity Shell Company	false
Entity Public Float			$ 30,957,182
Entity Common Stock, Shares Outstanding		13,887,772
Auditor Name	Deloitte & Touche LL
Auditor Location	Miami, Florida
Auditor Firm ID	34
Warrants Each Whole Warrant Exercisable For One Share At An Exercise Price Of1150 Per Share [Member]
Document Information [Line Items]
Title of 12(b) Security	Warrants, 25 whole warrants exercisable for one share of common stock at an exercise price of $287.50 per share
Trading Symbol	DOMAW
Common Stock [Member]
Document Information [Line Items]
Title of 12(b) Security	Common stock, par value $0.0001 per share
Trading Symbol	DOMA
Security Exchange Name	NYSE

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Assets
Cash and cash equivalents	$ 65,939	$ 78,450
Restricted cash	5,228	2,933
Investments:
Held-to-maturity debt securities, at amortized cost (net of allowance for credit losses of $125 at December 31, 2023 and $440 at December 31, 2022)	18,179	90,328
Fair Value	58,032	58,254
Mortgage loans	45	297
Total investments	76,256	148,879
Trade and other receivables (net of allowance for credit losses of $1,802 and $1,413 at December 31, 2023 and 2022, respectively)	24,452	20,541
Prepaid expenses, deposits and other assets	4,614	6,687
Lease right-of-use assets	4,175	4,724
Fixed assets (net of accumulated depreciation of $26,272 and $16,685 at December 31, 2023 and 2022, respectively)	30,945	37,024
Title plants	2,716	2,716
Goodwill	23,413	23,413
Assets held for disposal	2,563	53,141
Total assets	240,301	378,508
Liabilities and stockholders’ (deficit) equity
Accounts payable	1,798	2,407
Accrued expenses and other liabilities	12,700	23,347
Leases liabilities	8,838	10,793
Senior secured credit agreement, net of debt issuance costs and original issue discount	154,087	147,374
Liability for loss and loss adjustment expenses	81,894	81,873
Warrant liabilities	26	347
Sponsor Covered Shares liability	86	219
Liabilities held for disposal	6,783	30,356
Total liabilities	266,212	296,716
Commitments and contingencies (see Note 15)
Stockholders’ (deficit) equity:
Common stock, 0.0001 par value; 80,000,000 shares authorized at December 31, 2023 and 2022; 13,524,203 and 13,165,919 shares issued and outstanding as of December 31, 2023 and 2022, respectively	1	1
Additional paid-in capital	593,772	577,515
Accumulated deficit	(619,201)	(494,787)
Accumulated other comprehensive income	(483)	(937)
Total stockholders’ (deficit) equity	(25,911)	81,792
Total liabilities and stockholders’ (deficit) equity	$ 240,301	$ 378,508

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parentheticals) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Held-to-maturity debt securities, allowance for credit loss	$ 125	$ 440
Available-for-sale debt securities, amortized cost	58,516	59,191
Receivables, allowance for credit losses	1,802	1,413
Fixed assets, accumulated depreciation	$ 26,272	$ 16,685
Common stock, par value (in dollars per share)	$ 0.0001	$ 0.0001
Common stock, authorized (in shares)	80,000,000	80,000,000
Common stock, issued (in shares)	13,524,203	13,165,919
Common stock, outstanding (in shares)	13,524,203	13,165,919

Consolidated Statements of Oper

Consolidated Statements of Operations - USD ($) $ in Thousands		12 Months Ended
		Dec. 31, 2023	Dec. 31, 2022
Revenues:
Net premiums written (1)	[1]	$ 301,703	$ 385,253
Escrow, other title-related fees and other	[2]	3,342	11,694
Investment, dividend and other income		5,898	3,031
Total revenues		310,943	399,978
Expenses:
Insurance Commissions	[3],[4]	248,177	307,041
Title examination expense		3,859	8,142
Provision for claims		14,764	14,781
Personnel costs		71,074	163,604
Other operating expenses		46,460	72,449
Long-lived asset impairment		1,499	29,524
Total operating expenses		385,833	595,541
Operating loss from continuing operations		(74,890)	(195,563)
Other (expense) income:
Change in fair value of Warrant and Sponsor Covered Shares liabilities		453	21,317
Interest expense		(20,323)	(14,106)
Loss from continuing operations before income taxes		(94,760)	(188,352)
Income tax benefit (expense)		(528)	1,055
Loss from continuing operations, net of taxes		(95,288)	(187,297)
Loss from discontinued operations, net of taxes		(29,126)	(114,912)
Net loss		$ (124,414)	$ (302,209)
Earnings per share:
Net loss from continuing operations per share attributable to stockholders - basic and diluted (in dollars per share)		$ (7.14)	$ (14.36)
Net loss per share attributable to stockholders - basic and diluted (in dollars per share)		$ (9.32)	$ (23.17)
Weighted average shares outstanding common stock - basic and diluted (in shares)		13,342,913	13,041,337
[1]Net premiums written includes revenues from a related party of $139.2 million and $134.9 million for the years ended December 31, 2023 and 2022, respectively (see Note 14 to our consolidated financial statements).[2]Includes fee income from closings, escrow, title exams, ceding commission income, as well as premiums retained by Direct Agents.[3]Premiums retained by agents includes expenses associated with a related party of $112.0 million and $108.4 million during the years ended December 31, 2023 and 2022, respectively (see Note 14 to our consolidated financial statements).[4]This expense represents a deduction from the net premiums written for the amounts that are retained by Direct Agents and Third-Party Agents as compensation for their efforts to generate premium income for our Underwriting segment. The impact of premiums retained by our Direct Agents and the expense for reinsurance or co-insurance procured on Direct Agent sourced premiums are eliminated in consolidation.

Consolidated Statements of Op_2

Consolidated Statements of Operations (Parentheticals) - USD ($) $ in Thousands		12 Months Ended
		Dec. 31, 2023	Dec. 31, 2022
Net premiums written (1)	[1]	$ 301,703	$ 385,253
Insurance Commissions	[2],[3]	248,177	307,041
Related Parties [Member]
Net premiums written (1)		139,200	134,900
Insurance Commissions		$ 112,000	$ 108,400
[1]Net premiums written includes revenues from a related party of $139.2 million and $134.9 million for the years ended December 31, 2023 and 2022, respectively (see Note 14 to our consolidated financial statements).[2]Premiums retained by agents includes expenses associated with a related party of $112.0 million and $108.4 million during the years ended December 31, 2023 and 2022, respectively (see Note 14 to our consolidated financial statements).[3]This expense represents a deduction from the net premiums written for the amounts that are retained by Direct Agents and Third-Party Agents as compensation for their efforts to generate premium income for our Underwriting segment. The impact of premiums retained by our Direct Agents and the expense for reinsurance or co-insurance procured on Direct Agent sourced premiums are eliminated in consolidation.

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Loss - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
Net loss	$ (124,414)	$ (302,209)
Other comprehensive income, net of tax:
Unrealized gain (loss) on available-for-sale debt securities, net of tax and related valuation allowance	454	(937)
Comprehensive loss	$ (123,960)	$ (303,146)

Consolidated Statements of Chan

Consolidated Statements of Changes in Stockholders' (Deficit) Equity - USD ($) $ in Thousands	Cumulative Effect, Period of Adoption, Adjustment [Member] Common Stock [Member]	Cumulative Effect, Period of Adoption, Adjustment [Member] Additional Paid-in Capital [Member]	Cumulative Effect, Period of Adoption, Adjustment [Member] Retained Earnings [Member]	Cumulative Effect, Period of Adoption, Adjustment [Member] AOCI Attributable to Parent [Member]	Cumulative Effect, Period of Adoption, Adjustment [Member]	Common Stock [Member]	Additional Paid-in Capital [Member]	Retained Earnings [Member]	AOCI Attributable to Parent [Member]	Total
Balance (in shares) at Dec. 31, 2021	0					12,933,912
Balance at Dec. 31, 2021	$ 0	$ 0	$ (399)	$ 0	$ (399)	$ 1	$ 543,102	$ (192,179)	$ 0	$ 350,924
Exercise of stock options (in shares)						86,017
Exercise of stock options						$ 0	353	0	0	353
Vesting of RSU awards (in shares)						145,990
Stock-based compensation expenses						$ 0	34,060	0	0	34,060
Net loss						0	0	(302,209)	0	(302,209)
Other comprehensive loss						$ 0	0	0	(937)	(937)
Balance (in shares) at Dec. 31, 2022						13,165,919
Balance at Dec. 31, 2022						$ 1	577,515	(494,787)	(937)	$ 81,792
Exercise of stock options (in shares)						18,831				17,774
Exercise of stock options						$ 0	184	0	0	$ 184
Vesting of RSU awards (in shares)						339,453
Stock-based compensation expenses						$ 0	16,073	0	0	16,073
Net loss						0	0	(124,414)	0	(124,414)
Other comprehensive loss						$ 0	0	0	454	454
Balance (in shares) at Dec. 31, 2023						13,524,203
Balance at Dec. 31, 2023						$ 1	$ 593,772	$ (619,201)	$ (483)	$ (25,911)

Consolidated Statements of Cash

Consolidated Statements of Cash Flows - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
Cash flow from operating activities:
Net loss	$ (124,414)	$ (302,209)
Adjustments to reconcile net loss to net cash used in operating activities:
Interest expense - paid in kind	10,352	10,161
Depreciation and amortization	12,183	16,019
Stock-based compensation expense	16,073	34,060
Amortization of debt issuance costs and original issue discount	4,607	2,860
Provision for doubtful accounts (reduction for expected credit losses)	450	922
Deferred income taxes	442	(1,421)
Realized loss on sale of investments	0	56
Loss on disposal of fixed assets and title plants	1,331	267
Loss on sales of discontinued operations	7,124	0
Net amortization of premiums and accretion of discounts on fixed maturity securities	(660)	173
Change in fair value of Warrant and Sponsor Covered Shares liabilities	(453)	(21,317)
Goodwill impairment	0	65,207
Long-lived asset impairment	5,506	32,027
Accounts receivable	8,304	(7,430)
Prepaid expenses, deposits and other assets	3,045	6,529
Lease right-of-use assets and lease liabilities	(3,646)	867
Accounts payable	485	(4,020)
Accrued expenses and other liabilities	(16,780)	(21,971)
Liability for loss and loss adjustments expenses	(44)	1,804
Net cash used in operating activities	(76,095)	(187,416)
Cash flow from investing activities:
Proceeds from calls and maturities of investments: Held-to-maturity	73,835	90,827
Proceeds from calls and maturities of investments: Available-for-sale	1,493	1,429
Proceeds from principal repayments of investments: Mortgage loans	251	1,725
Purchase of investments: Held-to-maturity	(1,527)	(115,022)
Purchase of investments: Available-for-sale	0	(60,259)
Proceeds from sales of fixed assets	90	77
Purchases of fixed assets	(8,670)	(34,333)
Purchases of title plants	0	(581)
Proceeds from sales of discontinued operations, net of cash disposed and working capital adjustments, and dividends from title plants	15,884	755
Net cash provided by (used in) investing activities	81,356	(115,382)
Cash flow from financing activities:
Exercise of stock options	184	353
Repayments on senior secured credit agreement	(15,661)	0
Net cash provided by (used in) financing activities	(15,477)	353
Net change in cash and cash equivalents and restricted cash	(10,216)	(302,445)
Cash and cash equivalents and restricted cash at the beginning of period	81,383	383,828
Cash and cash equivalents and restricted cash at the end of period	71,167	81,383
Supplemental cash flow disclosures:
Cash paid for interest	8,281	8,137
Cash paid for income taxes	116	164
Supplemental disclosure of non-cash investing activities:
Unrealized gains (loss) on available-for-sale debt securities	$ 454	$ (937)

Note 1 - Organization and Busin

Note 1 - Organization and Business Operations	12 Months Ended
	Dec. 31, 2023
Notes to Financial Statements
Organization, Consolidation and Presentation of Financial Statements Disclosure [Text Block]	1. Organization and business operations On July 28, 2021 ( March 2, 2021, March 18, 2021, 3 Unless the context otherwise requires, references herein to “company,” “Company,” “Doma,” “we,” “us,” “our” and similar terms refer to Doma Holdings, Inc. (f/k/a Capitol Investment Corp. V) and its consolidated subsidiaries. References to “Capitol” refer to our legal predecessor company prior to the consummation of the Business Combination. References to “Old Doma” refer to Old Doma prior to the Business Combination and to States Title, the wholly owned subsidiary of Doma, upon the consummation of the Business Combination. Headquartered in San Francisco, California, Doma is a real estate technology company that is architecting the future of real estate transactions. Using machine intelligence and our proprietary technology solutions, we are creating a vastly more simple, efficient, and affordable real estate closing experience for current and prospective homeowners, lenders, title agents and real estate professionals. We are licensed to underwrite title insurance in 48 states and the District of Columbia. Old Doma was initially formed as a wholly owned subsidiary of States Title Inc. (“Legacy States Title”) to combine the operations of Legacy States Title and the retail agency and title insurance underwriting business (the “Acquired Business”) of North American Title Group, LLC (“NATG”), a subsidiary of Lennar Corporation (“Lennar”). We completed the acquisition of the Acquired Business on January 7, 2019, Starting in the second 2023 third 2023, third 2023, no 205 20 45. 3 Subsequent to the finalization of the sale of the Local Component in the third 2023, 10 7 23 Going Concern We measure liquidity in terms of our ability to fund the cash requirements of our business operations, including our working capital and capital expenditure needs and other commitments. Our recurring working capital requirements relate mainly to our cash operating costs. Our capital expenditure requirements consist mainly of software development related to our Doma Intelligence platform. We had $71.2 million in cash and cash equivalents and restricted cash, $18.2 million in held-to-maturity debt securities, and $58.0 million in available-for-sale debt securities as of December 31, 2023 December 31, 2023 2024, 22. During our financial close and forecasting process, the Company identified conditions and events such as sustained cash outflows, operating losses and insufficient cash balances that, when considered in the aggregate, raised substantial doubt about our ability to continue as a going concern. However, that doubt was alleviated through management's plans, including the HSCM Fourth Amendment and Topco Term Facility as defined in Note 24 12 Proposed Merger On March 28, 2024, The Company’s board of directors, acting on the unanimous recommendation of a special committee comprised of independent and disinterested directors formed for the purpose of considering the transaction, unanimously (i) determined that the Merger Agreement and the transactions contemplated thereby, including the Merger, the Voting and Support Agreement (as defined in Note 24 Assuming the satisfaction of the conditions set forth in the Merger Agreement, the Company expects the transactions contemplated thereby to close in the second 2024. The foregoing description of the Merger Agreement and the transactions contemplated thereunder is not 8 March 29, 2024, For more information, refer to Note 24

Note 2 - Summary of Significant

Note 2 - Summary of Significant Accounting Policies	12 Months Ended
	Dec. 31, 2023
Notes to Financial Statements
Basis of Presentation and Significant Accounting Policies [Text Block]	2. Summary of significant accounting policies Basis of presentation The accompanying consolidated financial statements have been prepared in accordance with accounting principles generally accepted in the United States of America (“U.S. GAAP”) and in accordance with the rules and regulations of the United States Securities and Exchange Commission (“SEC”). Certain prior year amounts have been reclassified to conform to the current year presentation under Accounting Standard Codification 205 20 45, References to the Accounting Standard Codification (“ASC”) and Accounting Standard Updates (“ASU”) included hereinafter refer to the Accounting Standards Codification and Updates issued by the Financial Accounting Standards Board (“FASB”) as the source of authoritative U.S. GAAP. The accompanying consolidated financial statements include the accounts of the Company and the accounts of the Company’s wholly-owned subsidiaries. All intercompany balances and transactions have been eliminated in consolidation. Reverse stock split On June 29, 2023, 1 11:59 June 29, 2023 ( As a result of the Reverse Stock Split, every 25 shares of the Company’s issued and outstanding common stock were automatically converted into one No first one Proportionate adjustments were made to the number of shares issuable upon the exercise or vesting of all stock options, restricted stock awards, restricted stock units, performance restricted stock units or market-based awards (the “Stock-Based Awards”) and warrants outstanding at the Effective Time, which resulted in a proportional decrease in the number of shares of the Company’s common stock reserved for issuance upon exercise or vesting of such Stock-Based Awards and warrants. In the case of stock options and warrants, proportionate adjustments also included a proportional increase in the exercise price of such stock options and warrants. In addition, the number of shares reserved for issuance under the Company’s 2021 Use of estimates The preparation of financial statements in conformity with U.S. GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent liabilities as of the date of the financial statements and the reported amounts of revenue and expenses during the reporting period. Actual results could differ from the estimates made by management. Estimates and underlying assumptions are reviewed on an ongoing basis. Revisions to estimates are recognized prospectively. Significant items subject to such estimates and assumptions include, but are not not 7 Cash and cash equivalents and restricted cash Cash and cash equivalents include cash on hand and on deposit at banking institutions as well as all highly liquid short-term investments with original maturities of 90 As of December 31, 2023 2022 Investments Fixed maturity securities Investment securities classified as held-to-maturity are carried at amortized cost because they are purchased with the intent and ability to be held to maturity. The Company also holds restricted investments which are treated as held-to-maturity debt securities. Restricted investments consist of United States Treasuries with maturities of 24 The Company recognizes credit losses for its held-to-maturity debt securities by setting up an allowance which is remeasured each reporting period, with changes in the allowance recorded in the consolidated statements of operations. The Company establishes an allowance for credit losses based on a number of factors including the current economic conditions, management's expectations of future economic conditions and performance indicators, such as credit agency ratings and payment and default history. As of December 31, 2023 B2. For our held-to-maturity debt securities, the Company's model estimates expected credit loss by multiplying the exposure at default by both the probability of default and loss given default (“LGD”). The probability of default and LGD percentages are estimated after considering historical experience with global default rates and unsecured bond recovery rates for horizons aligning to the Company’s held-to-maturity debt security portfolio. The calculated allowance is recorded as an offset to held-to-maturity debt securities in the consolidated balance sheets and in the investment, dividend and other income line on the consolidated statements of operations. Debt securities are classified as available-for-sale unless they are classified as held-to-maturity or trading. Available-for-sale debt securities are recorded at fair value. Any unrealized holding gains or losses on available-for-sale debt securities are reported as accumulated other comprehensive gain or loss, which is a separate component of stockholders’ (deficit) equity, net of tax, until realized. Mortgage loans Investments in mortgage loans are long-term investments and carried at the principal balance outstanding, net of charge-offs, unamortized purchase premiums and discounts, and deferred loan fees and costs, as applicable. Mortgage loans are held for investment as management has the intent and ability to hold these loans for the foreseeable future, or until maturity or payoff. Fair value measurements ASC 820, 820” 1 3 The three 820 Level 1 Level 2 1 2 not Level 3 When fair value inputs fall within different levels of the fair value hierarchy, the level in the fair value hierarchy within which the asset or liability is categorized in its entirety is determined based on the lowest level input that is significant to the asset or liability. Assessing the significance of a particular input to the valuation of an asset or liability in its entirety requires judgment and considers factors specific to the asset or liability. The categorization of an asset or liability within the hierarchy is based upon the pricing transparency of the asset or liability and does not Cash and cash equivalents, restricted cash, receivables, prepaid expenses and other assets, accounts payable, and accrued expenses and other liabilities approximate fair value and are therefore excluded from the leveling table seen in Note 4. Receivables, net Trade and other receivables include the following: December 31, 2023 2022 Trade receivables $ 9,170 $ 6,833 Accrued net premiums written from Third-Party Agent referrals 2,418 2,409 Trade receivables, gross $ 11,588 $ 9,242 Allowance for credit losses (1,802 ) (1,413 ) Trade receivables, net $ 9,786 $ 7,829 Local Sales Deferred Earnout receivable 12,497 — Investment trade receivables — 10,065 Miscellaneous other receivables 2,169 2,647 Other receivables $ 14,666 $ 12,712 Trade and other receivables, net $ 24,452 $ 20,541 Receivables are generally due within thirty ninety December 31, 2023 2022 3. Fixed assets, net Fixed assets, net, consists of internally developed software, furniture, computers, acquired software and equipment, and is recorded at cost less accumulated depreciation. Depreciation expense is computed using the straight-line method over the estimated useful life of each asset. Repair and maintenance costs are expensed as incurred. Fixed assets are reviewed for impairment whenever events or circumstances indicate that the carrying amounts may not The following table summarizes the range of useful lives assigned to fixed assets, by asset class: Useful lives: Leasehold improvements Shorter of the lease term or useful life of the asset Furniture and equipment Five years Computer equipment Three years Acquired software Three to eight years Internally developed software Five years Internally developed or acquired software Technology and software are acquired or developed for internal use and for use with the Company’s products. Internally developed software and acquired software are amortized over its estimated useful life or, in the case of cloud-based technology, the shorter of its estimated useful life or contract life, and ranges from three eight third December 31, 2023 2022 may not Title plants Title plants are carried at cost, with costs incurred to maintain, update and operate title plants expensed as incurred. Because properly maintained title plants have indefinite lives and do not no may not not December 31, 2023 2022 Goodwill Goodwill represents the excess of the acquisition price over the fair value of assets acquired and liabilities assumed in a business combination. Goodwill is assigned to one October 1 not one first not not We completed our annual goodwill impairment test on October 1, 2023 October 1, 2023 not not Revenue recognition Net premiums written Insurance premiums on title insurance policies issued directly by the Company through instant and traditional underwriting through our captive title agents and agencies (“Direct Agents”) are recognized on the closing of the underlying transaction, in accordance with ASC Topic 944, Financial Services - Insurance 944 In addition, we estimate and accrue for revenues on policies sold but not not may December 31, 2023 2022 three Escrow, other title-related fees and other ASU 2014 09, Revenue from Contracts with Customers 606 third third Reinsurance The Company utilizes reinsurance programs to limit its maximum loss exposure by reinsuring certain risks with other insurers. Reinsurance agreements transfer portions of the underlying risk of the business the Company writes. The Company remains primarily liable to the insured whether or not may The Company has two September 30, 2023. Under the excess of loss treaty, we ceded liability over $15.0 million on all files. Excess of loss reinsurance coverage protects the Company from a large loss from a single loss occurrence. The excess of loss treaty provided for ceding liability above the retention of $15.0 million for all policies up to a liability cap of $500.0 million. Under the Quota Share Treaty, effective February 24, 2021, Effective October 1, 2023, Payments and recoveries on reinsured losses for the Company’s title insurance business were immaterial during the years ended December 31, 2023 2022 Ceding commission from reinsurance transactions are presented as revenue within the “Escrow, other title-related fees and other” revenue line item in the consolidated statements of operations. Total premiums ceded in connection with reinsurance are netted against the written premiums in the consolidated statements of operations. Gross premiums earned and ceded premiums are as follows: Year ended December 31 2023 2022 Gross premiums earned $ 302,054 $ 388,068 Ceded premiums (351 ) (2,815 ) Net premiums earned $ 301,703 $ 385,253 Percentage of amount net to gross 99.9 % 99.3 % Liability for loss and loss adjustment expenses Our liability for loss and loss adjustment expenses include reserves for known claims as well as reserves for incurred but not The liability for loss and loss adjustment expenses also includes reserves for losses arising from closing and disbursement functions due to fraud or operational error. These reserves are intended to provide for closing errors when we are acting as the escrow company such as, disbursing to the wrong party, paying the wrong lender, improperly allocating funds or relying on third If a loss compensable under a title insurance policy is caused by an act or omission committed by a Third-Party Agent, the Company may may Income taxes Under ASC 740, Income Taxes 740” not not ASC 740 not No December 31, 2023 2022 not Stock compensation expense The Company recognizes stock-based compensation expense in accordance with the provisions of ASC 718, Compensation - Stock Compensation 718” 718 For restricted stock awards (“RSAs”), restricted stock units (“RSUs”), and performance restricted stock units (“PRSUs”) awarded in consideration of services rendered by employees and non-employees, the Company recognizes compensation expense in accordance with the requirements of ASC 718 2018 07, Improvements to Nonemployee Share-Based Payment Accounting The Company measures the fair value of market-based awards using the fair market value of the underlying common stock at the grant date. The Company recognizes compensation expense related to the market-based awards using the accelerated attribution method over the requisite service period. Public Warrants and Private Placement Warrants As a result of the Business Combination, the Company assumed the Public Warrants (as defined in Note 3 3 Derivatives and Hedging 815” Sponsor Covered Shares and Seller Earnout Shares Immediately after the Closing Date, certain common stock held by the Sponsor (as defined in Note 3 not Also following the Closing Date, equity holders of Old Doma prior to the Business Combination (the “Sellers”) have the right to receive an additional number of shares contingent on the price of our common stock. The Seller Earnout Shares (as defined in Note 3 3 Share counts of our common stock provided in this Annual Report on Form 10 Concentration of credit risk Financial instruments that potentially subject the Company to concentrations of credit risk consist of cash accounts in financial institutions and our investment portfolio. The Company has not not Additionally, we manage the exposure to credit risk in our investment portfolio by investing in high quality securities and diversifying our holdings. Our investment portfolio is comprised of corporate debt, foreign government securities, certificates of deposit, single-family residential mortgage loans, and U.S. Treasuries. Advertising costs Advertising costs, which include promotional expenses, are expensed as incurred. Advertising expenses were $1.0 million and $2.4 million for the years ended December 31, 2023 2022 Earnings per share The Company uses the two two not not The more dilutive of the two For the years ended December 31, 2023 2022 Basic and diluted earnings per share attributable to the Company’s common stock for the years ended December 31, 2023 2022 Risk and uncertainties The real estate market has been impacted by significant macroeconomic factors, market disruptions, and volatility. The Company continues to monitor and react to these factors. For additional information, refer to Part I, Item 1A Risk Factors Emerging Growth Company and Smaller Reporting Company Subsequent to the Business Combination described in Note 3, 2 2012 may not not not 404 not Further, Section 102 1 not not not may Additionally, subsequent to the Business Combination described in Note 3, 10 1 may two Recently issued and adopted accounting pronouncements In June 2016, No. 2016 13 326 December 15, 2019. December 15, 2022, January 1, 2022 4. no not 4. In February 2016, 2016 02, 2016 02” 2016 02 12 2016 02. 2020 05, 2016 02 December 15, 2021, December 15, 2022. January 1, 2022 840. not January 1, 2022. not 840. January 1, 2022. January 1, 2022, no not 21. In January 2020, 2019 12, 740 2019 12 740 2019 12 2019 12 December 15, 2020, December 15, 2020. 2019 12 December 15, 2021, December 15, 2022, 2019 12 January 1, 2022, not not Recently issued but not In December 2023, No. 2023 09, December 15, 2024. December 15, 2025. not In November 2023, No. 2023 07, December 15, 2023, December 15, 2024, In August 2018, 2018 12, 944 December 15, 2022 June 2020, 2018 12 one 19. may not January 1, 2025. not not

Note 3 - Business Combinations

Note 3 - Business Combinations	12 Months Ended
	Dec. 31, 2023
Notes to Financial Statements
Business Combination Disclosure [Text Block]	3. Business combinations Capitol Business Combination As described in Note 1, March 2, 2021, July 28, 2021. No Immediately after the Closing Date, 53,026 shares of common stock held by the Sponsor became subject to vesting, contingent upon the price of Doma’s common stock, par value $0.0001 (“Doma common stock”) exceeding certain thresholds (the “Sponsor Covered Shares”). On December 4, 2020, 25 20 Immediately after the Closing Date, 20% of the aggregate of our common stock held by certain investors (collectively, the “Sponsor”) became subject to vesting, contingent upon the price of our common stock exceeding certain thresholds. The Sponsor Covered Shares will vest in two one 20 30 tenth one 20 30 tenth March 2, 2021 ( ten December 31, 2023 none no Also following the Closing Date, the Sellers have the contingent right to receive up to an additional number of shares equal to 5% of the sum of (i) the aggregate number of outstanding shares of our common stock (including restricted common stock, but excluding Sponsor Covered Shares), plus (ii) the maximum number of shares underlying our options that are vested and the maximum number of shares underlying warrants to purchase shares of Doma common stock issued as replacement warrants for Old Doma warrants, in each case of these clauses (i) and (ii), as of immediately following the Closing Date (the “Seller Earnout Shares”). The Seller Earnout Shares are contingently issuable to the Sellers in two one 20 30 fifth one 20 30 fifth none December 31, 2023 no December 31, 2023 North American Title Acquisition On January 7, 2019, third Local Retail Branch Sales On May 19, 2023, May 19, 2023 ( 12 In separate transactions, on July 14, 2023, July 28, 2023, Unless the context otherwise requires, references herein to “Q3 Q3 12 In conjunction with the Local Sales, we recognized the following: WFG Asset Sale Q3 Local Sales Total Local Sales Pre-tax loss on sale of business $ 10,313 $ 635 $ 10,948 Cash consideration $ 10,500 $ 2,645 $ 13,145 Deferred Earnout receivable 10,928 1,556 12,484 Total purchase consideration $ 21,428 $ 4,201 $ 25,629 Total transaction costs, including legal fees, professional fees and other $ 3,487 $ 767 $ 4,254 The Deferred Earnout is recorded in trade and other receivables in the consolidated balance sheets. The fair value of the Deferred Earnout is based on historic, Company-specific attrition rates or revenue projections and a discount factor based on the weighted average cost of capital, both Level 3 The following table presents the net assets sold and the goodwill associated with the Local Sales: WFG Asset Sale Q3 Local Sales Total Local Sales Goodwill $ 19,270 $ 3,597 $ 22,867 Title plants 8,806 — 8,806 Fixed assets 549 717 1,266 Other assets 129 148 277 Total assets $ 28,754 $ 4,462 $ 33,216 Accrued expenses and other liabilities $ — $ 392 $ 392 Total liabilities $ — $ 392 $ 392 Net assets $ 28,754 $ 4,070 $ 32,824

Note 4 - Investments and Fair V

Note 4 - Investments and Fair Value Measurements	12 Months Ended
	Dec. 31, 2023
Notes to Financial Statements
Investment [Text Block]	4. Investments and fair value measurements Held-to-maturity debt securities The cost basis, fair values and gross unrealized gains and losses of our held-to-maturity debt securities are as follows: December 31, 2023 December 31, 2022 Amortized Cost Unrealized Gains Unrealized Losses Fair Value Amortized Cost Unrealized Gains Unrealized Losses Fair Value Corporate debt securities (1) $ 13,786 $ — $ (400 ) $ 13,386 $ 61,308 $ 5 $ (1,640 ) $ 59,673 U.S. Treasury securities 4,081 3 (37 ) 4,047 24,152 — (165 ) 23,987 Foreign government securities — — — — 5,003 — (4 ) 4,999 Certificates of deposit 437 — — 437 305 — — 305 Total 18,304 3 (437 ) 17,870 90,768 5 (1,809 ) 88,964 Allowance for credit losses (125 ) — — (125 ) (440 ) — — (440 ) Total $ 18,179 $ 3 $ (437 ) $ 17,745 $ 90,328 $ 5 $ (1,809 ) $ 88,524 ______________ ( 1 The cost basis of held-to-maturity debt securities includes an adjustment for the amortization of premium or discount since the date of purchase. Held-to-maturity debt securities valued at approximately $2.4 million and $5.9 million were on deposit with various governmental authorities at December 31, 2023 2022 The change in net unrealized gains and on held-to-maturity debt securities for the years ended December 31, 2023 2022 Net realized gains of held-to-maturity debt securities are computed using the specific identification method and are included in the consolidated statements of operations. During the year ended December 31, 2022 The following table presents certain information regarding contractual maturities of our held-to-maturity debt securities: December 31, 2023 Maturity Amortized Cost % of Total Fair Value % of Total One year or less $ 6,294 34 % $ 6,250 35 % After one year through five years 12,010 66 % 11,620 65 % Total $ 18,304 100 % $ 17,870 100 % There were no five may Net unrealized losses on held-to-maturity debt securities and the fair value of the related securities, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position are as follows: December 31, 2023 December 31, 2022 Corporate debt securities U.S. Treasury securities Foreign government securities Total Corporate debt securities U.S. Treasury securities Foreign government securities Total Less than 12 Months Fair Value $ — $ 999 $ — $ 999 $ 48,798 $ 19,834 $ 4,999 $ 73,631 Unrealized Losses $ — $ (3 ) $ — $ (3 ) $ (614 ) $ (101 ) $ (4 ) $ (719 ) Greater than 12 months Fair value 13,386 1,736 — 15,122 8,546 4,125 — 12,671 Unrealized losses (400 ) (34 ) — (434 ) (1,026 ) (64 ) — (1,090 ) Total Fair value $ 13,386 $ 2,735 $ — $ 16,121 $ 57,344 $ 23,959 $ 4,999 $ 86,302 Unrealized losses $ (400 ) $ (37 ) $ — $ (437 ) $ (1,640 ) $ (165 ) $ (4 ) $ (1,809 ) We believe that any unrealized losses on our held-to-maturity debt securities at December 31, 2023 no not not Rollforward of Credit Loss Allowance for Held-to-Maturity Debt Securities Beginning balance, January 1, 2023 $ 440 Current-period provision for expected credit losses (315 ) Write-off charged against the allowance, if any — Recoveries of amounts previously written off, if any — Ending balance of the allowance for credit losses, December 31, 2023 $ 125 Rollforward of Credit Loss Allowance for Held-to-Maturity Debt Securities Beginning balance, January 1, 2022 $ 399 Current-period provision for expected credit losses 41 Write-off charged against the allowance, if any — Recoveries of amounts previously written off, if any — Ending balance of the allowance for credit losses, December 31, 2022 $ 440 The current-period provision for expected credit losses is due to changes in portfolio composition, the maturity of certain securities, and changes in the credit ratings of certain securities. Available-for-sale debt securities The cost basis, fair values and gross unrealized gains and losses of our available-for-sale debt securities are as follows: December 31, 2023 December 31, 2022 Cost Basis Unrealized Gains Unrealized Losses Fair Value Cost Basis Unrealized Gains Unrealized Losses Fair Value Corporate debt securities (1) $ 26,136 $ — $ (203 ) $ 25,933 $ 27,251 $ — $ (363 ) $ 26,888 U.S. Treasury securities 30,878 — (263 ) 30,615 30,467 — (544 ) 29,923 Foreign government securities 1,502 — (18 ) 1,484 1,473 — (30 ) 1,443 Total $ 58,516 $ — $ (484 ) $ 58,032 $ 59,191 $ — $ (937 ) $ 58,254 _________________ ( 1 The cost basis of available-for-sale debt securities includes an adjustment for the amortization of premium or discount since the date of purchase. The change in net unrealized gains on available-for-sale debt securities for the years ended December 31, 2023 2022 December 31, 2023 Net realized gains on disposition of available-for-sale debt securities are computed using the specific identification method and are included in the consolidated statements of operations. The following table presents certain information regarding contractual maturities of our available-for-sale debt securities: December 31, 2023 Maturity Amortized Cost % of Total Fair Value % of Total One year or less $ 39,767 68 % $ 39,419 68 % After one year through five years 18,749 32 % 18,613 32 % Total $ 58,516 100 % $ 58,032 100 % There were no five may Net unrealized losses on available-for-sale debt securities and the fair value of the related securities, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position are as follows: December 31, 2023 December 31, 2022 Corporate debt securities U.S. Treasury securities Foreign government securities Total Corporate debt securities U.S. Treasury securities Foreign government securities Total Less than 12 months Fair value $ 8,810 $ 1,953 $ — $ 10,763 $ 26,886 $ 29,923 $ 1,444 $ 58,253 Unrealized losses $ (25 ) $ (9 ) $ — $ (34 ) $ (363 ) $ (544 ) $ (30 ) $ (937 ) Greater than 12 months Fair value $ 17,214 $ 28,662 $ 1,484 47,360 $ — $ — $ — — Unrealized losses $ (178 ) $ (254 ) $ (18 ) (450 ) $ — $ — $ — — Total Fair value $ 26,024 $ 30,615 $ 1,484 $ 58,123 $ 26,886 $ 29,923 $ 1,444 $ 58,253 Unrealized losses $ (203 ) $ (263 ) $ (18 ) $ (484 ) $ (363 ) $ (544 ) $ (30 ) $ (937 ) We believe that any unrealized losses on our available-for-sale debt securities at December 31, 2023 We have no not not As of December 31, 2023 not Mortgage loans The mortgage loans portfolio as of December 31, 2023 December 31, 2023 not Mortgage loans, which include contractual terms to maturity of thirty not may December 31, 2023 The cost and estimated fair value of mortgage loans are as follows: December 31, 2023 December 31, 2022 Cost Estimated Fair Value Cost Estimated Fair Value Mortgage loans $ 45 $ 45 $ 297 $ 297 Total $ 45 $ 45 $ 297 $ 297 Investment income Investment income from securities consists of the following: Year ended December 31, 2023 2022 Available-for-sale debt securities $ 2,120 $ 932 Held-to-maturity debt securities 1,348 1,828 Mortgage loans 5 58 Other 1,836 409 Total $ 5,309 $ 3,227 Accrued interest receivable Accrued interest receivable from investments is included in receivables, net in the consolidated balance sheets. The following table reflects the composition of accrued interest receivable for investments: Year ended December 31, 2023 2022 Corporate debt securities $ 423 $ 834 U.S. Treasury securities 262 281 Foreign government securities 5 42 Accrued interest receivable on investment securities $ 690 $ 1,157 Mortgage loans — — Accrued interest receivable on investments $ 690 $ 1,157 The Company does not three Fair value measurement The following table summarizes the Company’s investments measured at fair value: Assets December 31, 2023 December 31, 2022 Level 1 Level 2 Level 3 Total Level 1 Level 2 Level 3 Total Held-to-maturity: Corporate debt securities $ — $ 13,386 $ — $ 13,386 $ — $ 59,673 $ — $ 59,673 U.S. Treasury Securities 4,047 — — 4,047 23,987 — — 23,987 Foreign government securities — — — — — 4,999 — 4,999 Certificate of deposits — 437 — 437 — 305 — 305 Total held-to-maturity debt securities $ 4,047 $ 13,823 $ — $ 17,870 $ 23,987 $ 64,977 $ — $ 88,964 Available-for-sale: Corporate debt securities $ — $ 25,933 $ — $ 25,933 $ — $ 26,888 $ — $ 26,888 U.S. Treasury Securities 30,615 — — 30,615 29,923 — — 29,923 Foreign government securities — 1,484 — 1,484 — 1,443 — 1,443 Total available-for-sale debt securities $ 30,615 $ 27,417 $ — $ 58,032 $ 29,923 $ 28,331 $ — $ 58,254 Mortgage loans $ — $ — $ 45 $ 45 $ — $ — $ 297 $ 297 Total $ 34,662 $ 41,240 $ 45 $ 75,947 $ 53,910 $ 93,308 $ 297 $ 147,515 The Company classifies U.S. Treasury bonds within Level 1 2 may 3 The Company’s liabilities in the following table are recorded at fair value on the accompanying consolidated balance sheets. The following table summarizes the Company’s liabilities measured at fair value: Liabilities December 31, 2023 December 31, 2022 Level 1 Level 2 Level 3 Total Level 1 Level 2 Level 3 Total Public Warrants $ 17 $ — $ — $ 17 $ 230 $ — $ — $ 230 Private Placement Warrants — 9 — 9 — 117 — 117 Sponsor Covered Shares — — 86 86 — — 219 219 Total $ 17 $ 9 $ 86 $ 112 $ 230 $ 117 $ 219 $ 566 The Company considers the Public Warrants to be Level 1 2. The fair value of the Sponsor Covered Shares was determined using a Monte Carlo simulation valuation model using a distribution of potential stock price outcomes on a daily basis over the original 10-year vesting period. The unobservable significant inputs to the valuation model were as follows: December 31, 2023 December 31, 2022 Current stock price $ 4.63 $ 11.32 Expected volatility 65 % 65 % Risk-free interest rate 3.88 % 3.96 % Expected term (years) 7.6 8.6 Expected dividend yield — % — % Annual change in control probability 2 % 2 % The changes for Level 3 Sponsor Covered Shares Fair value as of January 1, 2022 $ 5,415 Change in fair value of Sponsor Covered Shares (5,196 ) Fair value as of December 31, 2022 $ 219 Change in fair value of Sponsor Covered Shares (133 ) Fair value as of December 31, 2023 $ 86 Local Sales Deferred Earnout Fair value as of December 31, 2022 $ — WFG Asset Sale 10,928 Q3 Local Sales 1,556 Accretion of discount 13 Fair value as of December 31, 2023 $ 12,497 There were no 1 2 December 31, 2023 2022 no 3 December 31, 2023 2022 Cash and cash equivalents, restricted cash, receivables, prepaid expenses and other assets, accounts payable, and accrued expenses and other liabilities approximate fair value and are therefore excluded from the leveling table above. The cost basis is determined to approximate fair value due to the short term duration of these financial instruments.

Note 5 - Revenue Recognition

Note 5 - Revenue Recognition	12 Months Ended
	Dec. 31, 2023
Notes to Financial Statements
Revenue from Contract with Customer [Text Block]	5. Revenue recognition Disaggregation of revenue Our revenue consists of: Year ended December 31, 2023 2022 Revenue Stream Statements of Operations Classification Segment Total Revenue Revenue from insurance contracts: Direct Agents title insurance premiums Net premiums written Underwriting $ 18,176 $ 67,743 Third-Party Agent title insurance premiums Net premiums written Underwriting 283,527 317,510 Total revenue from insurance contracts $ 301,703 $ 385,253 Revenue from contracts with customers: Escrow fees Escrow, title-related and other fees Corporate and Other $ 890 $ 8,791 Other title-related fees and income Escrow, title-related and other fees Corporate and Other 1,639 12,057 Other title-related fees and income Escrow, title-related and other fees Underwriting 1,953 2,692 Other title-related fees and income Escrow, title-related and other fees Elimination(1) (1,140 ) (11,846 ) Total revenue from contracts with customers $ 3,342 $ 11,694 Other revenue: Interest and investment income (2) Investment, dividend and other income Corporate and Other $ 1,458 $ 726 Interest and investment income (2) Investment, dividend and other income Underwriting 4,849 2,558 Realized gains and losses, net Investment, dividend and other income Corporate and Other (375 ) (197 ) Realized gains and losses, net Investment, dividend and other income Underwriting (34 ) (56 ) Total other revenues $ 5,898 $ 3,031 Total revenues $ 310,943 $ 399,978 _________________ ( 1 Premiums retained by Direct Agents are recognized as income to the Corporate and Other segment, and expense to the Underwriting segment. Upon consolidation, the impact of these internal segment transactions from continuing operations is eliminated. See Note 7. ( 2 Interest and investment income consists primarily of interest payments received on held-to-maturity debt securities, available-for-sale debt securities and mortgage loans. See Note 2. Revenue recognition

Note 6 - Liability for Loss and

Note 6 - Liability for Loss and Loss Adjustment Expenses	12 Months Ended
	Dec. 31, 2023
Notes to Financial Statements
Liability for Future Policy Benefits and Unpaid Claims Disclosure [Text Block]	6. Liability for loss and loss adjustment expenses A summary of the changes in the liability for loss and loss adjustment expenses for each of the years ended is as follows: Year ended December 31, 2023 2022 Balance at the beginning of the year $ 81,873 $ 80,189 Provision for claims related to: Current year $ 14,901 $ 21,134 Prior years (137 ) (6,353 ) Total provision for claims $ 14,764 $ 14,781 Paid losses related to: Current year $ (1,546 ) $ (2,483 ) Prior years (13,197 ) (10,614 ) Total paid losses $ (14,743 ) $ (13,097 ) Balance at the end of the period $ 81,894 $ 81,873 Provision for claims as a percentage of net written premiums 4.9 % 3.8 % We continually update our liability for loss and loss adjustment expense estimates as new information becomes known, new loss patterns emerge, or as other contributing factors are considered and incorporated into the analysis. Estimating future title loss payments is difficult because of the complex nature of title claims, the long periods of time over which claims are paid, significantly varying dollar amounts of individual claims and other factors. Current year incurred and paid losses includes current year reported claims as well as estimated future losses on such claims. For the year ended December 31, 2023 2021, 2022 2017. December 31, 2022 2015, 2018 2020. December 31, 2023 2022 The liability for loss and loss adjustment expenses of $81.9 million and $81.9 million, as of December 31, 2023 December 31, 2022 not

Note 7 - Segment Information

Note 7 - Segment Information	12 Months Ended
	Dec. 31, 2023
Notes to Financial Statements
Segment Reporting Disclosure [Text Block]	7. Segment information We have historically reported our operations in two business segments: "Distribution," which included our divested Local channel as well as our Doma Enterprise channel and corporate support services, and "Underwriting." As discussed in Note 3, second third 2023, no Beginning in the third 2023, Subsequent to the announcement of the Local Sales, the Company’s chief operating decision maker reviews financial performance and makes decisions about the allocation of resources for our operations through two 1 2 A description of each of our reportable segments is as follows. • Underwriting: • Corporate and Other : We use adjusted gross profit as the primary profitability measure for making decisions regarding ongoing operations. Adjusted gross profit is calculated by subtracting direct costs, such as premiums retained by agents, direct labor, other direct costs, and provision for claims, from total revenue. Our chief operating decision maker evaluates the results of the aforementioned segments on a pre-tax basis. Segment adjusted gross profit excludes certain items which are included in net loss, such as depreciation and amortization, corporate and other expenses, long-lived asset impairment, change in the fair value of Warrant and Sponsor Covered Shares liabilities, interest expense, and income tax expense, as these items are not not not The following table summarizes the operating results from continuing operations of the Company’s reportable segments: Year ended December 31, 2023 Underwriting Corporate and Other Eliminations Consolidated Total Net premiums written $ 301,703 $ — $ — $ 301,703 Escrow, other title-related fees and other (1) 1,953 2,529 (1,140 ) 3,342 Investment, dividend and other income 4,815 1,083 — 5,898 Total revenue $ 308,471 $ 3,612 $ (1,140 ) $ 310,943 Premiums retained by agents (2) $ 249,317 $ — $ (1,140 ) $ 248,177 Direct labor (3) 11,093 2,193 — 13,286 Other direct costs (4) 9,780 1,316 — 11,096 Provision for claims 14,563 201 — 14,764 Adjusted gross profit $ 23,718 $ (98 ) $ — $ 23,620 Year ended December 31, 2022 Underwriting Corporate and Other Eliminations Consolidated Total Net premiums written $ 385,253 $ — $ — $ 385,253 Escrow, other title-related fees and other (1) 2,692 20,848 (11,846 ) 11,694 Investment, dividend and other income 2,502 529 — 3,031 Total revenue $ 390,447 $ 21,377 $ (11,846 ) $ 399,978 Premiums retained by agents (2) $ 318,887 $ — $ (11,846 ) $ 307,041 Direct labor (3) 10,398 26,914 — 37,312 Other direct costs (4) 9,803 6,632 — 16,435 Provision for claims 13,575 1,206 — 14,781 Adjusted gross profit $ 37,784 $ (13,375 ) $ — $ 24,409 ( 1 Includes fee income from closings, escrow, title exams, ceding commission income, as well as premiums retained by Direct Agents. ( 2 This expense represents a deduction from the net premiums written for the amounts that are retained by Direct Agents and Third-Party Agents as compensation for their efforts to generate premium income for our Underwriting segment. The impact of premiums retained by our Direct Agents from continuing operations and the expense for reinsurance or co-insurance procured on Direct Agent sourced premiums are eliminated in consolidation. ( 3 Includes all compensation costs, including salaries, bonuses, incentive payments, and benefits, for personnel involved in the direct fulfillment of title and/or escrow services. Direct labor excludes severance costs. ( 4 Includes title examination expense, office supplies, and premium and other taxes. The following table provides a reconciliation of the Company’s total reportable segments’ adjusted gross profit to its total loss from continuing operations before income taxes: Year ended December 31, 2023 2022 Adjusted gross profit $ 23,620 $ 24,409 Depreciation and amortization 11,673 15,077 Other indirect expenses (1) 85,338 175,371 Long-lived asset impairment 1,499 29,524 Change in fair value of Warrant and Sponsor Covered Shares liabilities (453 ) (21,317 ) Interest expense 20,323 14,106 Loss from continuing operations before income taxes $ (94,760 ) $ (188,352 ) _______________ ( 1 Includes other indirect expenses not As of December 31, 2023 2022 December 31, 2023 2022 December 31, 2023

Note 8 - Income Tax

Note 8 - Income Tax	12 Months Ended
	Dec. 31, 2023
Notes to Financial Statements
Income Tax Disclosure [Text Block]	8. Income tax The Company’s income tax expense (benefit) from both continuing and discontinued operations is as follows: Year ended December 31, 2023 2022 Current: Federal $ — $ — State 174 179 Total current $ 174 $ 179 Deferred: Federal $ 113 $ (338 ) State 329 (1,083 ) Total deferred $ 442 $ (1,421 ) Total $ 616 $ (1,242 ) Year ended December 31, Reconciliation of consolidated federal income tax expense (benefit) from: 2023 2022 Continuing operations $ 528 $ (1,055 ) Discontinued operations 88 (187 ) Consolidated federal income tax expense (benefit) $ 616 $ (1,242 ) The Company’s income tax expense differs from the benefits computed by applying the federal income tax rate of 21% Year ended December 31, 2023 2022 Benefit calculated at federal income tax rate 21.0 % 21.0 % Change in valuation allowance (26.1 )% (24.4 )% State tax benefit 8.7 % 6.7 % Goodwill impairment — % (3.3 )% Nondeductible compensation (3.5 )% (2.1 )% Provision-to-return permanent differences 1.0 % 1.7 % Federal benefit on state tax (1.8 )% — % Change in fair value of Warrant and Sponsor Covered Shares liabilities 0.1 % 1.4 % Change in state tax rate — % (0.8 )% Change in payables 0.2 % — % Other permanent differences, net (0.1 )% 0.2 % Income tax benefit (expense) (0.5 )% 0.4 % The change in the total valuation allowance during the year was $32.3 million. Although the Company has recorded a valuation allowance against deferred tax assets as discussed below, a portion of deferred tax liabilities related to indefinite lived intangible assets acquired cannot be used as a source of income to offset deferred tax assets. Consequently, this amount is recorded as a deferred tax expense and reflected in the effective tax rate above. The current state tax expense is a result of separate state tax filings for subsidiaries that have taxable income or where there is a minimum state tax. The significant components of deferred tax assets and liabilities from both continuing and discontinued operations consist of the following: December 31, 2023 2022 Deferred tax assets: Net operating loss $ 117,319 $ 108,906 Interest expense 14,159 9,850 Intangibles assets 5,658 2,129 Stock-based compensation expense 2,360 4,379 Research and development 22,640 3,148 Statutory premium reserve 3,970 2,245 Other, net 1,434 1,641 Accrued compensation 1,073 1,393 Investments 192 420 Right-of-use assets — 391 Allowance for doubtful accounts 370 265 Loss reserves 202 212 Debt issuance costs 34 43 Deferred lease obligation 18 18 Total gross deferred tax assets 169,429 135,040 Less valuation allowance (161,980 ) (129,704 ) Total deferred tax assets $ 7,449 $ 5,336 Deferred tax liabilities: Other reserves $ (2,230 ) $ (2,069 ) Fixed assets (2,098 ) (1,846 ) Title plants (663 ) (1,428 ) Lease liabilities (3,250 ) — Unrealized gain on investments — (203 ) Intangibles assets — (140 ) Total deferred tax liabilities $ (8,241 ) $ (5,686 ) Net deferred tax liability $ (792 ) $ (350 ) As of December 31, 2023 not not In accounting for uncertainty in income taxes, the Company is required to recognize in its financial statements the impact of a tax position if that position is more likely than not not no December 31, 2023 December 31, 2022 The amount of unrecognized tax benefit or liability may As of December 31, 2023 2017, December 31, 2017 no 80% 2018 2036. no 2030. Utilization of the NOL carryforwards may 382 1986 382 382 not The Company’s 2020 2022 2019 2022

Note 9 - Fixed Assets

Note 9 - Fixed Assets	12 Months Ended
	Dec. 31, 2023
Notes to Financial Statements
Property, Plant and Equipment Disclosure [Text Block]	9. Fixed assets Fixed assets consist of the following: December 31, 2023 2022 Internally developed software $ 47,896 $ 40,934 Computer equipment 5,492 7,458 Acquired software 3,140 2,975 Furniture and equipment 484 831 Leasehold improvements 196 857 Construction in process 9 654 Total fixed assets, gross $ 57,217 $ 53,709 Accumulated depreciation and amortization (26,272 ) (16,685 ) Total fixed assets, net $ 30,945 $ 37,024 Depreciation and amortization on fixed assets was $11.7 million and $15.1 million for the years ended December 31, 2023 2022 The following table reflects the composition of net gains or losses for the sales of fixed assets for each of the years shown below: Year ended December 31, 2023 2022 Gains (losses): Fixed assets: Gains $ 90 $ 76 Losses (781 ) (232 ) Total net gains (losses) $ (691 ) $ (156 ) For the years ended December 31, 2023 2022 no not zero 360, Property, Plant, and Equipment 3 21 Within each respective period, internally developed software and acquired software consist of the following: Year ended December 31 2023 2022 Internally developed software $ 8,034 $ 30,609 Accumulated amortization (8,175 ) (11,472 ) Internally developed software, net $ (141 ) $ 19,137 Acquired software 199 919 Accumulated amortization (396 ) (368 ) Acquired software, net $ (197 ) $ 551 Amortization expense on internally developed software was $8.2 million and $11.5 million for the years ended December 31, 2023 2022 December 31, 2023 December 31, 2024, December 31, 2025, December 31, 2026, December 31, 2027 December 31, 2028, December 31, 2023 2022

Note 10 - Debt

Note 10 - Debt	12 Months Ended
	Dec. 31, 2023
Notes to Financial Statements
Debt Disclosure [Text Block]	10. Debt Senior secured credit agreement On December 31, 2020, January 29, 2021 ( five first December 31, 2023 24 not On May 19, 2023, third five Concurrently with the execution of the Merger Agreement, certain of the Company’s subsidiaries, the lenders party thereto and Hudson, as agent for such lenders, entered into the HSCM Fourth Amendment. Immediately after the effectiveness of the HSCM Fourth Amendment, Hudson, certain of the Company’s subsidiaries, the lenders party thereto and Parent entered into the Hudson Fifth Amendment. For more information, refer to Note 24 The estimated fair value of the Senior Debt at December 31, 2023 No 3

Note 11 - Stockholders' (Defici

Note 11 - Stockholders' (Deficit) Equity	12 Months Ended
	Dec. 31, 2023
Notes to Financial Statements
Equity [Text Block]	11. Stockholders (deficit) equity Common stock Holders of common stock are entitled to one vote for each share held. Common stock is entitled to receive dividends when, and if, declared by the board of directors. On July 29, 2021, On June 29, 2023, 1 11:59 June 29, 2023 ( one No Pursuant to the Company’s certificate of incorporation and Charter Amendment, the Company is authorized to issue 80,000,000 shares of common stock with a par value of $0.0001 per share. Preferred stock Pursuant to the Company’s certificate of incorporation, the Company is authorized to issue 4,000,000 shares of preferred stock having a par value of $0.0001 per share (the “preferred stock”). The Company’s board of directors has the authority to issue preferred stock and to determine the rights, preferences, privileges and restrictions, including voting rights, of those shares. As of December 31, 2023

Note 12 - Stock Compensation Ex

Note 12 - Stock Compensation Expense	12 Months Ended
	Dec. 31, 2023
Notes to Financial Statements
Share-Based Payment Arrangement [Text Block]	12. Stock compensation expense The Company issued stock options (incentive stock options (“ISOs”), non-statutory stock options (“NSOs”)) and RSAs to employees and key advisors under the Company’s 2019 not one may one No 2019 no 2019 On July 27, 2021, 2021 first twelve fourth December 31, 2023 2021 In June 2022, 2021 90 one third sixteen fourth In May 2023, May 20, 2024; not not 718, 2023, December 31, 2023 On August 3, 2023, six four 18 Stock-based compensation expense for the years ended December 31, 2023 2022 Stock options (ISO and NSO) The Company did not December 31, 2023 2022 The Company had the following stock option activity: Number of Stock Options Weighted Average Exercise Price ($) Weighted Average Remaining Contractual Life (In years) Aggregate Intrinsic Value ($) Outstanding as of December 31, 2022 703,422 14.46 6.74 $ 191 Granted — — — Exercised (17,774 ) 13.41 0.42 Cancelled or forfeited (283,620 ) 15.07 1.07 Outstanding as of December 31, 2023 402,028 $ 14.08 5.62 $ 54 Options exercisable as of December 31, 2023 387,772 $ 13.94 5.58 $ 54 The total intrinsic value of options exercised for the years ended December 31, 2023 2022 $0.1 The total fair value of options vested during the years ended December 31, 2023 2022 As of December 31, 2023 RSAs, RSUs and PRSUs The Company had the following activity for nonvested RSA, RSU and PRSU activity: Number of RSAs, RSUs and PRSUs Average Grant Date Fair Value ($) Nonvested at December 31, 2022 1,619,222 $ 44.19 Granted 1,303,266 8.14 Vested (444,879 ) 46.52 Adjustment for PRSUs expected to vest — — Cancelled or Forfeited (670,280 ) 47.70 Nonvested at December 31, 2023 1,807,329 $ 18.59 The total fair value of RSAs, RSUs and PRSUs which vested in the years ended December 31, 2023 2022 As of December 31, 2023 Market-based awards The market-based awards were measured at fair market value on the grant date, and stock-based compensation expense is recognized as the shares vest with a corresponding offset credited to additional paid-in-capital. The fair value of the market-based awards was determined using a Monte Carlo simulation valuation model using a distribution of potential stock price outcomes on a daily basis over the original 4-year vesting period. The unobservable significant inputs to the valuation model at the time of award issuance were as follows: Stock price at issuance $ 23.00 Expected volatility 75.0 % Risk-free interest rate 3.14 % Current expected term (years) 3.9 Expected dividend yield — % During the year ended December 31, 2023 Number of Market-based awards Average Grant Date Fair Value ($) Non-vested at December 31, 2022 97,413 $ 7.92 Granted — — Vested — — Cancelled or Forfeited — — Non-vested at December 31, 2023 97,413 $ 7.92 As of December 31, 2023

Note 13 - Earnings Per Share

Note 13 - Earnings Per Share	12 Months Ended
	Dec. 31, 2023
Notes to Financial Statements
Earnings Per Share [Text Block]	13. Earnings per share The calculation of the basic and diluted EPS is as follows: Year ended December 31, 2023 2022 Numerator Net loss from continuing operations $ (95,288 ) $ (187,297 ) Denominator Weighted-average common shares – basic and diluted 13,342,913 13,041,337 Net loss from continuing operations per share - basic and diluted $ (7.14 ) $ (14.36 ) Net loss from discontinued operations per share - basic and diluted $ (2.18 ) $ (8.81 ) Net loss per share attributable to stockholders - basic and diluted $ (9.32 ) $ (23.17 ) As we have reported net loss for each of the periods presented, all potentially dilutive securities are antidilutive. The following potential outstanding shares of common stock and contingently issuable shares were excluded from the computation of diluted net loss per share attributable to common stockholders for the periods presented because the contingent criteria has not As of December 31, 2023 2022 Outstanding stock options 402,028 703,422 Warrants for common and preferred stock 693,333 720,910 RSA’s, RSU’s and PRSU’s 1,807,329 1,619,222 Market-based awards 97,413 97,413 Sponsor Covered Shares and Seller Earnout Shares 686,190 698,024 Total antidilutive securities 3,686,293 3,838,991

Note 14 - Related Party Transac

Note 14 - Related Party Transactions	12 Months Ended
	Dec. 31, 2023
Notes to Financial Statements
Related Party Transactions Disclosure [Text Block]	14. Related party transactions Equity held by Lennar In connection with the North American Title Acquisition, subsidiaries of Lennar were granted equity in the Company. As of December 31, 2023 Transactions with Lennar In the routine course of its business, Doma Title Insurance, Inc. (“DTI”) underwrites title insurance policies for a subsidiary of Lennar. The Company recorded the following revenues and premiums retained by agents from these transactions, which are included within our Underwriting segment: Year ended December 31, 2023 2022 Revenues $ 139,186 $ 134,869 Premiums retained by agents 112,011 108,419 As of December 31, 2023 2022 Net receivables $ 7,153 $ 4,175 These amounts are included in receivables, net, in the consolidated balance sheets. On April 27, 2023, September 1, 2023 September 30, 2026.

Note 15 - Commitments and Conti

Note 15 - Commitments and Contingencies	12 Months Ended
	Dec. 31, 2023
Notes to Financial Statements
Commitments and Contingencies Disclosure [Text Block]	15. Commitments and contingencies Legal matters The Company is subject to claims and litigation matters in the ordinary course of business. Management does not Commitments and other contingencies The Company also administers escrow deposits as a service to customers, a substantial portion of which are held at third December 31, 2023 2022 not not not See Note 21

Note 16 - Accumulated Other Com

Note 16 - Accumulated Other Comprehensive Income	12 Months Ended
	Dec. 31, 2023
Notes to Financial Statements
Comprehensive Income (Loss) Note [Text Block]	16. Accumulated other comprehensive income Following is a summary of the changes in each component of accumulated other comprehensive income: Year ended December 31, 2023 2022 Beginning balance at January 1 $ (937 ) $ — Unrealized gain (loss) on available-for-sale debt securities, before tax 454 (937 ) Income tax effect — — Total accumulated other comprehensive income, net of tax $ (483 ) $ (937 )

Note 17 - Accrued Expenses and

Note 17 - Accrued Expenses and Other Liabilities	12 Months Ended
	Dec. 31, 2023
Notes to Financial Statements
Accounts Payable and Accrued Liabilities Disclosure [Text Block]	17. Accrued expenses and other liabilities Accrued expenses and other liabilities include the following: December 31, 2023 2022 Employee benefits $ 323 $ 3,782 Severance — 4,984 Contract terminations 3,460 5,248 Premium taxes 2,700 3,862 Employee compensation 3,108 2,234 Other 3,109 3,237 Total accrued expenses and other liabilities $ 12,700 $ 23,347 Workforce reduction plans In 2022, three “2022 2022 December 31, 2022. August 2, 2023, “2023 2022 2023 December 31, 2023. The following table summarizes activity related to the liabilities associated with the Reduction Plans: Total Balance as of January 1, 2022 $ — Charges incurred (1) 16,130 Payments and other adjustments (11,146 ) Balance as of January 1, 2023 $ 4,984 Charges incurred (1) 10,287 Payments and other adjustments (15,271 ) Balance as of December 31, 2023 $ — ________________ ( 1 For the year ended December 31, 2023 2022 Contract terminations Associated with the Company’s Reduction Plans and vendor management initiatives during the year ended December 31, 2023 2022 December 31, 2023

Note 18 - Employee Benefit Plan

Note 18 - Employee Benefit Plan	12 Months Ended
	Dec. 31, 2023
Notes to Financial Statements
Defined Contribution Plan [Text Block]	18. Employee benefit plan The Company sponsors a defined contribution 401 may 401 18 first January 1, 2022, first For the years ended December 31, 2023 2022

Note 19 - Research and Developm

Note 19 - Research and Development	12 Months Ended
	Dec. 31, 2023
Notes to Financial Statements
Research, Development, and Computer Software Disclosure [Text Block]	19. Research and development For the years ended December 31, 2023 2022 Year ended December 31, 2023 2022 Research and development expenses incurred $ 5,266 $ 16,108 Capitalized internally developed software costs 8,034 30,609 Research and development spend, inclusive of capitalized internally developed software cost $ 13,300 $ 46,717 Our research and development costs reflect certain payroll-related costs of employees directly associated with such activities and certain software subscription costs, which are included in personnel costs and other operating expenses, respectively, in the consolidated statements of operations. Capitalized internally developed software and acquired software costs are included in fixed assets, net in the consolidated balance sheets.

Note 20 - Warrant Liabilities

Note 20 - Warrant Liabilities	12 Months Ended
	Dec. 31, 2023
Notes to Financial Statements
Warrant Liabilities [Text Block]	20. Warrant liabilities As a result of the Business Combination, the Company assumed, as of the Closing Date, Public Warrants to purchase an aggregate of 460,000 shares of our common stock and Private Placement Warrants to purchase an aggregate of 233,333 shares of our common stock. Twenty five one The Warrants became exercisable commencing on December 4, 2021, one 1934, Redemption of Public Warrants when the price per share of our common stock equals or exceeds $450.00 The Company may • in whole and not • at a price of $0.01 per Public Warrant; • upon not 30 • if, and only if, the last reported sale price of our common stock equals or exceeds $450.00 per share (as adjusted for stock splits, stock dividends, reorganizations, recapitalizations and the like and for certain issuances of common stock and equity-linked securities as described above) for any 20 30 three The Company will not 30 may Redemption of Public Warrants when the price per share of our common stock equals or exceeds $250.00 The Company may • in whole and not • at $0.10 per Public Warrant upon a minimum of 30 • if, and only if, the last reported sale price of our common stock equals or exceeds $250.00 per share (as adjusted per stock splits, stock dividends, reorganizations, reclassifications, recapitalizations and the like and for certain issuances of common stock and equity-linked securities as described above) on the trading day prior to the date on which the Company sends the notice of redemption to the Public Warrant holders; and • if, and only if, the last reported sale price of common stock is less than $450.00 per share (as adjusted for stock for stock splits, stock dividends, reorganizations, recapitalizations and the like and for certain issuances of common stock and equity-linked securities), the Private Placement Warrants are also concurrently called for redemption on the same terms as the outstanding Public Warrants, as described above. Beginning on the date the notice of redemption is given until the Public Warrants are redeemed or exercised, holders may ten no The Private Placement Warrants are identical to the Public Warrants except that the Private Placement Warrants, (i) subject to limited exceptions, are not may December 1, 2020, On September 3, 2021, 1 No. 333 258942 September 8, 2021; March 30, 2022), December 31, 2023 2022 December 31, 2023 2022 815 40

Note 21 - Leases

Note 21 - Leases	12 Months Ended
	Dec. 31, 2023
Notes to Financial Statements
Lessee, Operating Leases [Text Block]	21. Leases The Company has operating leases consisting of office space and office equipment. Lease terms and options vary in the Company's operating leases dependent upon the underlying leased asset. We exclude options to extend or terminate a lease from our recognition as part of our right-of-use assets and lease liabilities until those options are known and/or executed, as we typically do not December 31, 2023 may no The components of our operating leases were as follows: Year ended December 31, 2023 2022 Components of lease expense: Operating lease expense $ 2,392 $ 3,684 Less sublease income (480 ) (13 ) Net lease expense $ 1,912 $ 3,671 Cash flow information related to leases: Operating cash outflow from operating leases during the year ended December 31, 2023 $ 4,267 $ 3,602 December 31, 2023 December 31, 2022 Right-of-use assets obtained during the year ended December 31, 2023 in exchange for new operating lease liabilities $ 42 $ 862 Weighted average remaining lease term (in years) 3.56 4.33 Weighted average discount rate 10 % 10 % December 31, 2023 Maturities of lease liabilities: Continuing Operations Discontinued Operations 2024 $ 3,364 $ 2,629 2025 2,579 2,143 2026 2,421 1,777 2027 2,093 620 Total lease payments 10,457 7,169 Less imputed interest (1,619 ) (1,062 ) Lease liabilities $ 8,838 $ 6,107 During the year ended December 31, 2023 2022 360, Property, Plant, and Equipment 2 We have subleased certain locations vacated as a result of a smaller workforce. As of December 31, 2023 may no December 31, 2023 December 31, 2023 Continuing Operations Discontinued Operations 2024 $ 1,139 $ 666 2025 1,035 325 2026 1,067 131 2027 1,100 24 Total sublease payments $ 4,341 $ 1,146

Note 22 - Regulation and Statut

Note 22 - Regulation and Statutory Financial Information	12 Months Ended
	Dec. 31, 2023
Notes to Financial Statements
Insurance Disclosure [Text Block]	22. Regulation and statutory financial information Effective December 31, 2020, three The Company’s insurance business, DTI, and its agency businesses are subject to extensive regulation under applicable state laws. DTI is subject to a holding company act in its state of domicile which regulates, among other matters, the ability to pay dividends and enter into transactions with affiliates. The laws of most states in which the Company transacts business establish supervisory agencies with broad administrative powers relating to issuing and revoking licenses to transact business, regulating trade practices, licensing agents, approving title insurance policy forms, accounting practices, financial practices, establishing reserve and capital and surplus as regards to policyholders (“capital and surplus”) requirements, defining suitable investments for reserves and capital and surplus and approving rate schedules. The process of state regulation of changes in rates ranges from states which set rates, to states where individual companies or associations of companies prepare rate filings which are submitted for approval, to a few states in which rate changes do not Since we are regulated by both state and federal governments and the applicable insurance laws and regulations are constantly subject to change, it is not may Our insurance subsidiaries are subject to regulations that restrict their ability to pay dividends or make other distributions of cash or property to their immediate parent company without prior approval from the Departments of Insurance of their respective states of domicile. As of December 31, 2023 2024, The statutory capital and surplus of DTI was approximately $49.9 million and $57.9 million as of December 31, 2023 2022 December 31, 2023 2022 Pursuant to statutory requirements of the various states in which our insurers are domiciled, such insurers must maintain certain levels of minimum capital and surplus. Required levels of minimum capital and surplus are not December 31, 2023 There are no

Note 23 - Discontinued Operatio

Note 23 - Discontinued Operations	12 Months Ended
	Dec. 31, 2023
Notes to Financial Statements
Disposal Groups, Including Discontinued Operations, Disclosure [Text Block]	23. Discontinued operations In the second third 2023, June 9, 2023, no third 2023, 205 20 45, 3 The assets and liabilities associated with discontinued operations, including assets and liabilities sold in the Local Sales, assets separately disposed and remaining Local Component assets and liabilities, have been presented separately in our consolidated balance sheets. The major assets and liability categories were as follows as of the dates indicated: (In thousands, except share information) December 31, 2023 December 31, 2022 Assets Trade and other receivables (net of allowance for credit losses of $ 110 75 $ 62 $ 751 Prepaid expenses, deposits and other assets 242 1,437 Lease right-of-use assets 2,108 13,910 Fixed assets (net of accumulated depreciation of $ 2,028 7,847 151 2,359 Title plants — 11,817 Goodwill — 22,867 Assets held for disposal $ 2,563 $ 53,141 Liabilities Accounts payable $ 306 $ 502 Accrued expenses and other liabilities 238 5,546 Lease liabilities 6,107 16,696 Senior secured credit agreement, net of debt issuance costs and original issue discount — 7,415 Liability for loss and loss adjustment expenses 132 197 Liabilities held for disposal $ 6,783 $ 30,356 Summary operating results of discontinued operations were as follows for the periods indicated: Year Ended December 31, 2023 Local Component Eliminations (1) Total Revenues: Escrow, other title-related fees and other $ 30,536 $ (14,033 ) $ 16,503 Investment, dividend and other income (687 ) — (687 ) Total revenues $ 29,849 $ (14,033 ) $ 15,816 Operating expenses excluding impairments $ 45,754 $ (14,033 ) $ 31,721 Goodwill impairment — — - Long-lived asset impairment 4,007 — 4,007 Total operating expenses $ 49,761 $ (14,033 ) $ 35,728 Loss from discontinued operations $ (19,912 ) $ — $ (19,912 ) Other (expense) income: Interest expense $ (2,002 ) $ — $ (2,002 ) Gain (loss) on sales of discontinued operations (7,124 ) — (7,124 ) Loss from discontinued operations before income taxes $ (29,038 ) $ — $ (29,038 ) Income tax expense (88 ) — (88 ) Net loss from discontinued operations $ (29,126 ) $ — $ (29,126 ) Year Ended December 31, 2022 Local Component Eliminations (1) Total Revenues: Escrow, other title-related fees and other $ 85,874 $ (45,560 ) $ 40,314 Investment, dividend and other income (111 ) — (111 ) Total revenues $ 85,763 $ (45,560 ) $ 40,203 Operating expenses excluding impairments $ 129,178 $ (45,560 ) $ 83,618 Goodwill impairment 65,207 — 65,207 Long-lived asset impairment 2,503 — 2,503 Total operating expenses $ 196,888 $ (45,560 ) $ 151,328 Loss from discontinued operations $ (111,125 ) $ — $ (111,125 ) Other (expense) income: Interest expense $ (3,974 ) $ — $ (3,974 ) Gain (loss) on sales of discontinued operations — — - Loss from discontinued operations before income taxes $ (115,099 ) $ — $ (115,099 ) Income tax expense 187 — 187 Net loss from discontinued operations $ (114,912 ) $ — $ (114,912 ) ( 1 not The depreciation and amortization, capital expenditures, sale proceeds and significant noncash operating items associated with the discontinued operations were as follows: Year ended December 31, 2023 2022 Non-cash discontinued operating activities: Impairment charges $ 4,007 $ 67,710 Depreciation and amortization 510 942 Loss on sales of discontinued operations (7,124 ) — Cash flows from discontinued investing activities: Capital expenditures $ — $ 1,848 Proceeds from sales of discontinued operations, net of cash disposed and working capital adjustments, and dividends from title plants $ 15,884 $ 755

Note 24 - Subsequent Events

Note 24 - Subsequent Events	12 Months Ended
	Dec. 31, 2023
Notes to Financial Statements
Subsequent Events [Text Block]	24. Subsequent events In connection with the subsequent events below, refer to discussion on management's plans in Note 1, Merger Agreement On March 28, 2024, not 8 March 29, 2024, The Company Board, acting on the unanimous recommendation of a special committee comprised of independent and disinterested directors formed for the purpose of considering the transaction, unanimously (i) determined that the Merger Agreement and the transactions contemplated thereby, including the Merger, the Voting and Support Agreement (as defined below) and the other agreements contemplated by the Merger Agreement and the transactions contemplated thereby, are fair, advisable and in the best interests of the Company and the Disinterested Stockholders and (ii) approved the Merger Agreement and the transactions contemplated thereby, including the Merger, and the Voting and Support Agreement and the other agreements contemplated by the Merger Agreement and the transactions contemplated thereby, and (iii) resolved to submit and recommend the Merger Agreement to the Company’s stockholders for approval and adoption thereby. Pursuant to the Merger Agreement, at the effective time of the Merger (the “Effective Time”), and as a result of the Merger: ● each share of common stock, par value $0.0001 per share, of the Company (“Common Stock”) outstanding immediately prior to the Effective Time (subject to certain exceptions, including for shares of Common Stock owned by stockholders of the Company who have not 262 ● each warrant to purchase shares of Common Stock that is outstanding immediately prior to the Effective Time will, in accordance with its terms, automatically and without any required action on the part of the holder thereof, cease to represent a warrant to purchase shares of Common Stock and become a warrant exercisable for Merger Consideration; ● each option to purchase Common Stock (each, a “Company Option”) that is outstanding and unexercised immediately prior to the Effective Time, whether vested or unvested, will automatically be cancelled and terminated as of immediately prior to the Effective Time and converted into the right to receive an amount in cash, less applicable tax withholdings, equal to the product obtained by multiplying (i) the aggregate number of shares of Common Stock subject to such Company Option by (ii) the excess, if any, of the Merger Consideration over the exercise price per share of such Company Option; ● each unvested award of restricted shares of Common Stock (each, a “Company RS Award”) that is outstanding immediately prior to the Effective Time will automatically be cancelled and terminated as of immediately prior to the Effective Time and converted into the right to receive an amount in cash, less applicable tax withholdings, equal to the product obtained by multiplying (i) the aggregate number of shares subject to such Company RS Award by (ii) the Merger Consideration; ● each award of restricted stock units of the Company (each, a “Company RSU Award”) that is outstanding immediately prior to the Effective Time, whether vested or unvested, will automatically be cancelled and terminated as of immediately prior to the Effective Time and converted into the right to receive an amount in cash, less applicable tax withholdings, equal to the product obtained by multiplying (i) the aggregate number of shares subject to such Company RSU Award by (ii) the Merger Consideration; and ● each award of performance-based or market-based restricted stock units of the Company (each, a “Company Assuming the satisfaction of the conditions set forth in the Merger Agreement, the Company expects the transactions contemplated thereby to close in the second 2024. The stockholders of the Company will be asked to vote on the adoption of the Merger Agreement and the Merger at a stockholder meeting that will be held on a date to be announced as promptly as reasonably practicable following the customary review process by the SEC. The consummation of the Merger is not no The Merger Agreement contains customary representations, warranties and covenants, including, among others, covenants by the Company to conduct its businesses in the ordinary course between the execution and completion of the Merger Agreement, not 50 “no third third “no Parent and Merger Sub have represented that they will have sufficient cash at the Closing regardless of third Lenders The Merger Agreement contains certain termination rights for both the Company and Parent. If the Merger Agreement is terminated ( 1 not 2 3 may may not September 28, 2024 ( October 28, 2024 ( November 28, 2024. not not June 26, 2024; not five 5 June 26, 2024 If the Merger is consummated, the Common Stock will be delisted from the New York Stock Exchange and deregistered under the Securities Exchange Act of 1934. Voting and Support Agreement Concurrently with the execution of the Merger Agreement, LENX ST Investor, LLC and Len FW Investor, LLC (“Len FW,” and together with LENX ST Investor, LLC, the “Lennar Stockholders”), the Company and Parent entered into a Voting and Support Agreement (the “Voting and Support Agreement”), pursuant to which the Lennar Stockholders have agreed, among other things and subject to the terms and conditions set forth therein, to vote or cause to be voted all shares of Common Stock beneficially owned by the Lennar Stockholders (the “Voting Agreement Shares”) in favor of adopting the Merger Agreement and the transactions contemplated thereby, including the Merger. The Lennar Stockholders hold, collectively, approximately 25% may x Hudson Financing Arrangements Agreement and Fourth Amendment to the Loan and Security Agreement Concurrently with the execution of the Merger Agreement, certain of the Company’s subsidiaries, the lenders party thereto and Hudson, as agent for such lenders, entered into the Hudson Fourth Amendmen t December 31, 2020 ( a. from the effective date of the Hudson Fourth Amendment through September 30, 2025, 16.25%; b. beginning October 1, 2025, c. States Title will make prepayments on the principal of the Term Loan in an amount up to $16 million of net cash proceeds received from contingent payments earned by the Company pursuant to certain previous asset sales (but such payment shall be deferred until October 2025); d. Subject to certain conditions, States Title will make monthly pre-payments of the principal amount outstanding of the Term Loan under the Company Loan Agreement with cash on hand in excess of $7.5 million after October 1, 2025 e. if reasonably requested by Hudson following a termination of the Merger Agreement prior to the consummation of the Merger, States Title would transfer all of its equity interests in Doma Title Insurance, Inc. to a newly formed bankruptcy-remote entity and cause such equity interests to be pledged as collateral under the Company Loan Agreement; f. the financial covenants in the Company Loan Agreement were modified, including, without limitation, the reduction of the minimum consolidated GAAP revenue financial covenant from $130 million to $50 million; and g. States Title is permitted to incur indebtedness under the Topco Term Facility (as defined below). which indebtedness shall be senior in respect of payment and liens to the obligations under the Company Loan Agreement. In connection with the Hudson Fourth Amendment, Hudson shall be entitled to an amendment fee of $1.0 million, which fee became payable upon execution of the Hudson Fourth Amendment and shall be paid-in-kind and added to the principal of the Term Loan. Agreement and Fifth Amendment to the Loan and Security Agreement Immediately after the effectiveness of the Hudson Fourth Amendment, Hudson, certain of the Company’s subsidiaries, the lenders party thereto and Parent entered into the Hudson Fifth Amendment pursuant to which, at the Closing, Hudson will (a) accept certain consideration (as set forth in the Hudson Fifth Amendment, the “Hudson Payoff”) in full satisfaction of all indebtedness under the Company Loan Agreement and (b) release all liens securing the Company Loan Agreement. Pursuant to the Hudson Fifth Amendment, States Title’s obligation to make cash interest payments under the Company Loan Agreement shall be suspended until the earliest of (a) the termination of the Merger Agreement, (b) five March 12, 2025 not Topco Commitment Letter Concurrently with the execution of the Merger Agreement, States Title and Topco, the indirect parent company of Parent, entered into the Topco Commitment Letter, pursuant to which Topco committed to provide the Topco Term Facility to States Title (with certain subsidiaries of States Title guaranteeing the obligations thereunder). The Topco Term Facility will have two three December 31, 2024 January 1, 2025 June 30, 2025, three first Len FW Investment Concurrently with the execution of the Merger Agreement, Len FW and Topco, which, following the Effective Time, will be an indirect parent of the Company, entered into certain agreements, pursuant to which, concurrently with the Closing and upon the terms and subject to the conditions set forth therein, Len FW shall invest the cash it receives pursuant to the Merger Agreement in consideration for its existing shares of Company Common Stock at the Closing and an additional $17 million in Topco, resulting in Len FW owning approximately 8.36% of the outstanding equity of Topco on a fully-diluted basis (the “Len FW Investment”). In the preparation of the accompanying consolidated financial statements, the Company has evaluated all material subsequent events or transactions that occurred after the balance sheet date through the date on which the financial statements were issued for potential recognition or disclosure in the Company’s financial statements, noting no Valuation and Qualifying Accounts (In Thousands) Balance at beginning of period Charged to costs and expenses Deductions Balance at end of period Year ended December 31, 2023: Allowance for deferred tax assets $ 129,704 $ 32,276 $ — $ 161,980 Liability for loss and loss adjustment expenses 81,873 14,764 14,743 81,894 Allowance for doubtful accounts 1,413 477 88 1,802 Year ended December 31, 2022: Allowance for deferred tax assets $ 55,620 $ 74,084 $ — $ 129,704 Liability for loss and loss adjustment expenses 80,189 14,781 13,097 81,873 Allowance for doubtful accounts 1,031 459 77 1,413 See accompanying Report of Independent Registered Public Accounting Firm.

Insider Trading Arrangements

Insider Trading Arrangements	3 Months Ended	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2023
Insider Trading Arr Line Items
Material Terms of Trading Arrangement [Text Block]		9B. None 10b5 1 10b5 1 December 31, 2023, 408
Rule 10b5-1 Arrangement Adopted [Flag]	false
Non-Rule 10b5-1 Arrangement Adopted [Flag]	false
Rule 10b5-1 Arrangement Terminated [Flag]	false
Non-Rule 10b5-1 Arrangement Terminated [Flag]	false

Significant Accounting Policies

Significant Accounting Policies (Policies)	12 Months Ended
	Dec. 31, 2023
Accounting Policies [Abstract]
Basis of Accounting, Policy [Policy Text Block]	Basis of presentation The accompanying consolidated financial statements have been prepared in accordance with accounting principles generally accepted in the United States of America (“U.S. GAAP”) and in accordance with the rules and regulations of the United States Securities and Exchange Commission (“SEC”). Certain prior year amounts have been reclassified to conform to the current year presentation under Accounting Standard Codification 205 20 45, References to the Accounting Standard Codification (“ASC”) and Accounting Standard Updates (“ASU”) included hereinafter refer to the Accounting Standards Codification and Updates issued by the Financial Accounting Standards Board (“FASB”) as the source of authoritative U.S. GAAP. The accompanying consolidated financial statements include the accounts of the Company and the accounts of the Company’s wholly-owned subsidiaries. All intercompany balances and transactions have been eliminated in consolidation.
Stockholders' Equity, Policy [Policy Text Block]	Reverse stock split On June 29, 2023, 1 11:59 June 29, 2023 ( As a result of the Reverse Stock Split, every 25 shares of the Company’s issued and outstanding common stock were automatically converted into one No first one Proportionate adjustments were made to the number of shares issuable upon the exercise or vesting of all stock options, restricted stock awards, restricted stock units, performance restricted stock units or market-based awards (the “Stock-Based Awards”) and warrants outstanding at the Effective Time, which resulted in a proportional decrease in the number of shares of the Company’s common stock reserved for issuance upon exercise or vesting of such Stock-Based Awards and warrants. In the case of stock options and warrants, proportionate adjustments also included a proportional increase in the exercise price of such stock options and warrants. In addition, the number of shares reserved for issuance under the Company’s 2021
Use of Estimates, Policy [Policy Text Block]	Use of estimates The preparation of financial statements in conformity with U.S. GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent liabilities as of the date of the financial statements and the reported amounts of revenue and expenses during the reporting period. Actual results could differ from the estimates made by management. Estimates and underlying assumptions are reviewed on an ongoing basis. Revisions to estimates are recognized prospectively. Significant items subject to such estimates and assumptions include, but are not not 7
Cash and Cash Equivalents, Policy [Policy Text Block]	Cash and cash equivalents and restricted cash Cash and cash equivalents include cash on hand and on deposit at banking institutions as well as all highly liquid short-term investments with original maturities of 90 As of December 31, 2023 2022
Investment, Policy [Policy Text Block]	Investments Fixed maturity securities Investment securities classified as held-to-maturity are carried at amortized cost because they are purchased with the intent and ability to be held to maturity. The Company also holds restricted investments which are treated as held-to-maturity debt securities. Restricted investments consist of United States Treasuries with maturities of 24 The Company recognizes credit losses for its held-to-maturity debt securities by setting up an allowance which is remeasured each reporting period, with changes in the allowance recorded in the consolidated statements of operations. The Company establishes an allowance for credit losses based on a number of factors including the current economic conditions, management's expectations of future economic conditions and performance indicators, such as credit agency ratings and payment and default history. As of December 31, 2023 B2. For our held-to-maturity debt securities, the Company's model estimates expected credit loss by multiplying the exposure at default by both the probability of default and loss given default (“LGD”). The probability of default and LGD percentages are estimated after considering historical experience with global default rates and unsecured bond recovery rates for horizons aligning to the Company’s held-to-maturity debt security portfolio. The calculated allowance is recorded as an offset to held-to-maturity debt securities in the consolidated balance sheets and in the investment, dividend and other income line on the consolidated statements of operations. Debt securities are classified as available-for-sale unless they are classified as held-to-maturity or trading. Available-for-sale debt securities are recorded at fair value. Any unrealized holding gains or losses on available-for-sale debt securities are reported as accumulated other comprehensive gain or loss, which is a separate component of stockholders’ (deficit) equity, net of tax, until realized. Mortgage loans Investments in mortgage loans are long-term investments and carried at the principal balance outstanding, net of charge-offs, unamortized purchase premiums and discounts, and deferred loan fees and costs, as applicable. Mortgage loans are held for investment as management has the intent and ability to hold these loans for the foreseeable future, or until maturity or payoff.
Fair Value Measurement, Policy [Policy Text Block]	Fair value measurements ASC 820, 820” 1 3 The three 820 Level 1 Level 2 1 2 not Level 3 When fair value inputs fall within different levels of the fair value hierarchy, the level in the fair value hierarchy within which the asset or liability is categorized in its entirety is determined based on the lowest level input that is significant to the asset or liability. Assessing the significance of a particular input to the valuation of an asset or liability in its entirety requires judgment and considers factors specific to the asset or liability. The categorization of an asset or liability within the hierarchy is based upon the pricing transparency of the asset or liability and does not Cash and cash equivalents, restricted cash, receivables, prepaid expenses and other assets, accounts payable, and accrued expenses and other liabilities approximate fair value and are therefore excluded from the leveling table seen in Note 4.
Receivable [Policy Text Block]	Receivables, net Trade and other receivables include the following: December 31, 2023 2022 Trade receivables $ 9,170 $ 6,833 Accrued net premiums written from Third-Party Agent referrals 2,418 2,409 Trade receivables, gross $ 11,588 $ 9,242 Allowance for credit losses (1,802 ) (1,413 ) Trade receivables, net $ 9,786 $ 7,829 Local Sales Deferred Earnout receivable 12,497 — Investment trade receivables — 10,065 Miscellaneous other receivables 2,169 2,647 Other receivables $ 14,666 $ 12,712 Trade and other receivables, net $ 24,452 $ 20,541 Receivables are generally due within thirty ninety December 31, 2023 2022 3.
Property, Plant and Equipment, Policy [Policy Text Block]	Fixed assets, net Fixed assets, net, consists of internally developed software, furniture, computers, acquired software and equipment, and is recorded at cost less accumulated depreciation. Depreciation expense is computed using the straight-line method over the estimated useful life of each asset. Repair and maintenance costs are expensed as incurred. Fixed assets are reviewed for impairment whenever events or circumstances indicate that the carrying amounts may not The following table summarizes the range of useful lives assigned to fixed assets, by asset class: Useful lives: Leasehold improvements Shorter of the lease term or useful life of the asset Furniture and equipment Five years Computer equipment Three years Acquired software Three to eight years Internally developed software Five years
Internal Use Software, Policy [Policy Text Block]	Internally developed or acquired software Technology and software are acquired or developed for internal use and for use with the Company’s products. Internally developed software and acquired software are amortized over its estimated useful life or, in the case of cloud-based technology, the shorter of its estimated useful life or contract life, and ranges from three eight third December 31, 2023 2022 may not
Goodwill and Intangible Assets, Intangible Assets, Indefinite-Lived, Policy [Policy Text Block]	Title plants Title plants are carried at cost, with costs incurred to maintain, update and operate title plants expensed as incurred. Because properly maintained title plants have indefinite lives and do not no may not not December 31, 2023 2022
Goodwill and Intangible Assets, Goodwill, Policy [Policy Text Block]	Goodwill Goodwill represents the excess of the acquisition price over the fair value of assets acquired and liabilities assumed in a business combination. Goodwill is assigned to one October 1 not one first not not We completed our annual goodwill impairment test on October 1, 2023 October 1, 2023 not not
Revenue [Policy Text Block]	Revenue recognition Net premiums written Insurance premiums on title insurance policies issued directly by the Company through instant and traditional underwriting through our captive title agents and agencies (“Direct Agents”) are recognized on the closing of the underlying transaction, in accordance with ASC Topic 944, Financial Services - Insurance 944 In addition, we estimate and accrue for revenues on policies sold but not not may December 31, 2023 2022 three Escrow, other title-related fees and other ASU 2014 09, Revenue from Contracts with Customers 606 third third
Reinsurance Accounting Policy [Policy Text Block]	Reinsurance The Company utilizes reinsurance programs to limit its maximum loss exposure by reinsuring certain risks with other insurers. Reinsurance agreements transfer portions of the underlying risk of the business the Company writes. The Company remains primarily liable to the insured whether or not may The Company has two September 30, 2023. Under the excess of loss treaty, we ceded liability over $15.0 million on all files. Excess of loss reinsurance coverage protects the Company from a large loss from a single loss occurrence. The excess of loss treaty provided for ceding liability above the retention of $15.0 million for all policies up to a liability cap of $500.0 million. Under the Quota Share Treaty, effective February 24, 2021, Effective October 1, 2023, Payments and recoveries on reinsured losses for the Company’s title insurance business were immaterial during the years ended December 31, 2023 2022 Ceding commission from reinsurance transactions are presented as revenue within the “Escrow, other title-related fees and other” revenue line item in the consolidated statements of operations. Total premiums ceded in connection with reinsurance are netted against the written premiums in the consolidated statements of operations. Gross premiums earned and ceded premiums are as follows: Year ended December 31 2023 2022 Gross premiums earned $ 302,054 $ 388,068 Ceded premiums (351 ) (2,815 ) Net premiums earned $ 301,703 $ 385,253 Percentage of amount net to gross 99.9 % 99.3 %
Unpaid Policy Claims and Claims Adjustment Expense, Policy [Policy Text Block]	Liability for loss and loss adjustment expenses Our liability for loss and loss adjustment expenses include reserves for known claims as well as reserves for incurred but not The liability for loss and loss adjustment expenses also includes reserves for losses arising from closing and disbursement functions due to fraud or operational error. These reserves are intended to provide for closing errors when we are acting as the escrow company such as, disbursing to the wrong party, paying the wrong lender, improperly allocating funds or relying on third If a loss compensable under a title insurance policy is caused by an act or omission committed by a Third-Party Agent, the Company may may
Income Tax, Policy [Policy Text Block]	Income taxes Under ASC 740, Income Taxes 740” not not ASC 740 not No December 31, 2023 2022 not
Share-Based Payment Arrangement [Policy Text Block]	Stock compensation expense The Company recognizes stock-based compensation expense in accordance with the provisions of ASC 718, Compensation - Stock Compensation 718” 718 For restricted stock awards (“RSAs”), restricted stock units (“RSUs”), and performance restricted stock units (“PRSUs”) awarded in consideration of services rendered by employees and non-employees, the Company recognizes compensation expense in accordance with the requirements of ASC 718 2018 07, Improvements to Nonemployee Share-Based Payment Accounting The Company measures the fair value of market-based awards using the fair market value of the underlying common stock at the grant date. The Company recognizes compensation expense related to the market-based awards using the accelerated attribution method over the requisite service period. Public Warrants and Private Placement Warrants As a result of the Business Combination, the Company assumed the Public Warrants (as defined in Note 3 3 Derivatives and Hedging 815” Sponsor Covered Shares and Seller Earnout Shares Immediately after the Closing Date, certain common stock held by the Sponsor (as defined in Note 3 not Also following the Closing Date, equity holders of Old Doma prior to the Business Combination (the “Sellers”) have the right to receive an additional number of shares contingent on the price of our common stock. The Seller Earnout Shares (as defined in Note 3 3 Share counts of our common stock provided in this Annual Report on Form 10
Concentration Risk, Credit Risk, Policy [Policy Text Block]	Concentration of credit risk Financial instruments that potentially subject the Company to concentrations of credit risk consist of cash accounts in financial institutions and our investment portfolio. The Company has not not Additionally, we manage the exposure to credit risk in our investment portfolio by investing in high quality securities and diversifying our holdings. Our investment portfolio is comprised of corporate debt, foreign government securities, certificates of deposit, single-family residential mortgage loans, and U.S. Treasuries.
Advertising Cost [Policy Text Block]	Advertising costs Advertising costs, which include promotional expenses, are expensed as incurred. Advertising expenses were $1.0 million and $2.4 million for the years ended December 31, 2023 2022
Earnings Per Share, Policy [Policy Text Block]	Earnings per share The Company uses the two two not not The more dilutive of the two For the years ended December 31, 2023 2022 Basic and diluted earnings per share attributable to the Company’s common stock for the years ended December 31, 2023 2022
Risk and Uncertainties Policy [Policy Text Block]	Risk and uncertainties The real estate market has been impacted by significant macroeconomic factors, market disruptions, and volatility. The Company continues to monitor and react to these factors. For additional information, refer to Part I, Item 1A Risk Factors
Emerging Growth Company and Smaller Reporting Company Policy [Policy Text Block]	Emerging Growth Company and Smaller Reporting Company Subsequent to the Business Combination described in Note 3, 2 2012 may not not not 404 not Further, Section 102 1 not not not may Additionally, subsequent to the Business Combination described in Note 3, 10 1 may two
New Accounting Pronouncements, Policy [Policy Text Block]	Recently issued and adopted accounting pronouncements In June 2016, No. 2016 13 326 December 15, 2019. December 15, 2022, January 1, 2022 4. no not 4. In February 2016, 2016 02, 2016 02” 2016 02 12 2016 02. 2020 05, 2016 02 December 15, 2021, December 15, 2022. January 1, 2022 840. not January 1, 2022. not 840. January 1, 2022. January 1, 2022, no not 21. In January 2020, 2019 12, 740 2019 12 740 2019 12 2019 12 December 15, 2020, December 15, 2020. 2019 12 December 15, 2021, December 15, 2022, 2019 12 January 1, 2022, not not Recently issued but not In December 2023, No. 2023 09, December 15, 2024. December 15, 2025. not In November 2023, No. 2023 07, December 15, 2023, December 15, 2024, In August 2018, 2018 12, 944 December 15, 2022 June 2020, 2018 12 one 19. may not January 1, 2025. not not

Note 2 - Summary of Significa_2

Note 2 - Summary of Significant Accounting Policies (Tables)	12 Months Ended
	Dec. 31, 2023
Notes Tables
Schedule of Trade and Other Receivables [Table Text Block]	December 31, 2023 2022 Trade receivables $ 9,170 $ 6,833 Accrued net premiums written from Third-Party Agent referrals 2,418 2,409 Trade receivables, gross $ 11,588 $ 9,242 Allowance for credit losses (1,802 ) (1,413 ) Trade receivables, net $ 9,786 $ 7,829 Local Sales Deferred Earnout receivable 12,497 — Investment trade receivables — 10,065 Miscellaneous other receivables 2,169 2,647 Other receivables $ 14,666 $ 12,712 Trade and other receivables, net $ 24,452 $ 20,541
Property, Plant and Equipment, Useful Life [Table Text Block]	Useful lives: Leasehold improvements Shorter of the lease term or useful life of the asset Furniture and equipment Five years Computer equipment Three years Acquired software Three to eight years Internally developed software Five years
Effects of Reinsurance [Table Text Block]	Year ended December 31 2023 2022 Gross premiums earned $ 302,054 $ 388,068 Ceded premiums (351 ) (2,815 ) Net premiums earned $ 301,703 $ 385,253 Percentage of amount net to gross 99.9 % 99.3 %

Note 3 - Business Combinations

Note 3 - Business Combinations (Tables)	12 Months Ended
	Dec. 31, 2023
Notes Tables
Disposal Groups, Including Discontinued Operations 1 [Table Text Block]	WFG Asset Sale Q3 Local Sales Total Local Sales Pre-tax loss on sale of business $ 10,313 $ 635 $ 10,948 Cash consideration $ 10,500 $ 2,645 $ 13,145 Deferred Earnout receivable 10,928 1,556 12,484 Total purchase consideration $ 21,428 $ 4,201 $ 25,629 Total transaction costs, including legal fees, professional fees and other $ 3,487 $ 767 $ 4,254
Disposal Groups, Including Discontinued Operations [Table Text Block]	(In thousands, except share information) December 31, 2023 December 31, 2022 Assets Trade and other receivables (net of allowance for credit losses of $ 110 75 $ 62 $ 751 Prepaid expenses, deposits and other assets 242 1,437 Lease right-of-use assets 2,108 13,910 Fixed assets (net of accumulated depreciation of $ 2,028 7,847 151 2,359 Title plants — 11,817 Goodwill — 22,867 Assets held for disposal $ 2,563 $ 53,141 Liabilities Accounts payable $ 306 $ 502 Accrued expenses and other liabilities 238 5,546 Lease liabilities 6,107 16,696 Senior secured credit agreement, net of debt issuance costs and original issue discount — 7,415 Liability for loss and loss adjustment expenses 132 197 Liabilities held for disposal $ 6,783 $ 30,356
Disposal Group, Disposed of by Sale, Not Discontinued Operations [Member]
Notes Tables
Disposal Groups, Including Discontinued Operations [Table Text Block]	WFG Asset Sale Q3 Local Sales Total Local Sales Goodwill $ 19,270 $ 3,597 $ 22,867 Title plants 8,806 — 8,806 Fixed assets 549 717 1,266 Other assets 129 148 277 Total assets $ 28,754 $ 4,462 $ 33,216 Accrued expenses and other liabilities $ — $ 392 $ 392 Total liabilities $ — $ 392 $ 392 Net assets $ 28,754 $ 4,070 $ 32,824

Note 4 - Investments and Fair_2

Note 4 - Investments and Fair Value Measurements (Tables)	12 Months Ended
	Dec. 31, 2023
Notes Tables
Debt Securities, Held-to-Maturity [Table Text Block]	December 31, 2023 December 31, 2022 Amortized Cost Unrealized Gains Unrealized Losses Fair Value Amortized Cost Unrealized Gains Unrealized Losses Fair Value Corporate debt securities (1) $ 13,786 $ — $ (400 ) $ 13,386 $ 61,308 $ 5 $ (1,640 ) $ 59,673 U.S. Treasury securities 4,081 3 (37 ) 4,047 24,152 — (165 ) 23,987 Foreign government securities — — — — 5,003 — (4 ) 4,999 Certificates of deposit 437 — — 437 305 — — 305 Total 18,304 3 (437 ) 17,870 90,768 5 (1,809 ) 88,964 Allowance for credit losses (125 ) — — (125 ) (440 ) — — (440 ) Total $ 18,179 $ 3 $ (437 ) $ 17,745 $ 90,328 $ 5 $ (1,809 ) $ 88,524 December 31, 2023 Maturity Amortized Cost % of Total Fair Value % of Total One year or less $ 6,294 34 % $ 6,250 35 % After one year through five years 12,010 66 % 11,620 65 % Total $ 18,304 100 % $ 17,870 100 % December 31, 2023 December 31, 2022 Corporate debt securities U.S. Treasury securities Foreign government securities Total Corporate debt securities U.S. Treasury securities Foreign government securities Total Less than 12 Months Fair Value $ — $ 999 $ — $ 999 $ 48,798 $ 19,834 $ 4,999 $ 73,631 Unrealized Losses $ — $ (3 ) $ — $ (3 ) $ (614 ) $ (101 ) $ (4 ) $ (719 ) Greater than 12 months Fair value 13,386 1,736 — 15,122 8,546 4,125 — 12,671 Unrealized losses (400 ) (34 ) — (434 ) (1,026 ) (64 ) — (1,090 ) Total Fair value $ 13,386 $ 2,735 $ — $ 16,121 $ 57,344 $ 23,959 $ 4,999 $ 86,302 Unrealized losses $ (400 ) $ (37 ) $ — $ (437 ) $ (1,640 ) $ (165 ) $ (4 ) $ (1,809 )
Debt Securities, Held-to-Maturity, Allowance for Credit Loss [Table Text Block]	Rollforward of Credit Loss Allowance for Held-to-Maturity Debt Securities Beginning balance, January 1, 2023 $ 440 Current-period provision for expected credit losses (315 ) Write-off charged against the allowance, if any — Recoveries of amounts previously written off, if any — Ending balance of the allowance for credit losses, December 31, 2023 $ 125 Rollforward of Credit Loss Allowance for Held-to-Maturity Debt Securities Beginning balance, January 1, 2022 $ 399 Current-period provision for expected credit losses 41 Write-off charged against the allowance, if any — Recoveries of amounts previously written off, if any — Ending balance of the allowance for credit losses, December 31, 2022 $ 440 December 31, 2023 December 31, 2022 Cost Basis Unrealized Gains Unrealized Losses Fair Value Cost Basis Unrealized Gains Unrealized Losses Fair Value Corporate debt securities (1) $ 26,136 $ — $ (203 ) $ 25,933 $ 27,251 $ — $ (363 ) $ 26,888 U.S. Treasury securities 30,878 — (263 ) 30,615 30,467 — (544 ) 29,923 Foreign government securities 1,502 — (18 ) 1,484 1,473 — (30 ) 1,443 Total $ 58,516 $ — $ (484 ) $ 58,032 $ 59,191 $ — $ (937 ) $ 58,254
Debt Securities, Available-for-Sale [Table Text Block]	December 31, 2023 Maturity Amortized Cost % of Total Fair Value % of Total One year or less $ 39,767 68 % $ 39,419 68 % After one year through five years 18,749 32 % 18,613 32 % Total $ 58,516 100 % $ 58,032 100 % December 31, 2023 December 31, 2022 Corporate debt securities U.S. Treasury securities Foreign government securities Total Corporate debt securities U.S. Treasury securities Foreign government securities Total Less than 12 months Fair value $ 8,810 $ 1,953 $ — $ 10,763 $ 26,886 $ 29,923 $ 1,444 $ 58,253 Unrealized losses $ (25 ) $ (9 ) $ — $ (34 ) $ (363 ) $ (544 ) $ (30 ) $ (937 ) Greater than 12 months Fair value $ 17,214 $ 28,662 $ 1,484 47,360 $ — $ — $ — — Unrealized losses $ (178 ) $ (254 ) $ (18 ) (450 ) $ — $ — $ — — Total Fair value $ 26,024 $ 30,615 $ 1,484 $ 58,123 $ 26,886 $ 29,923 $ 1,444 $ 58,253 Unrealized losses $ (203 ) $ (263 ) $ (18 ) $ (484 ) $ (363 ) $ (544 ) $ (30 ) $ (937 )
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	December 31, 2023 December 31, 2022 Cost Estimated Fair Value Cost Estimated Fair Value Mortgage loans $ 45 $ 45 $ 297 $ 297 Total $ 45 $ 45 $ 297 $ 297
Investment Income [Table Text Block]	Year ended December 31, 2023 2022 Available-for-sale debt securities $ 2,120 $ 932 Held-to-maturity debt securities 1,348 1,828 Mortgage loans 5 58 Other 1,836 409 Total $ 5,309 $ 3,227
Interest and Other Income [Table Text Block]	Year ended December 31, 2023 2022 Corporate debt securities $ 423 $ 834 U.S. Treasury securities 262 281 Foreign government securities 5 42 Accrued interest receivable on investment securities $ 690 $ 1,157 Mortgage loans — — Accrued interest receivable on investments $ 690 $ 1,157
Fair Value, Assets Measured on Recurring Basis [Table Text Block]	Assets December 31, 2023 December 31, 2022 Level 1 Level 2 Level 3 Total Level 1 Level 2 Level 3 Total Held-to-maturity: Corporate debt securities $ — $ 13,386 $ — $ 13,386 $ — $ 59,673 $ — $ 59,673 U.S. Treasury Securities 4,047 — — 4,047 23,987 — — 23,987 Foreign government securities — — — — — 4,999 — 4,999 Certificate of deposits — 437 — 437 — 305 — 305 Total held-to-maturity debt securities $ 4,047 $ 13,823 $ — $ 17,870 $ 23,987 $ 64,977 $ — $ 88,964 Available-for-sale: Corporate debt securities $ — $ 25,933 $ — $ 25,933 $ — $ 26,888 $ — $ 26,888 U.S. Treasury Securities 30,615 — — 30,615 29,923 — — 29,923 Foreign government securities — 1,484 — 1,484 — 1,443 — 1,443 Total available-for-sale debt securities $ 30,615 $ 27,417 $ — $ 58,032 $ 29,923 $ 28,331 $ — $ 58,254 Mortgage loans $ — $ — $ 45 $ 45 $ — $ — $ 297 $ 297 Total $ 34,662 $ 41,240 $ 45 $ 75,947 $ 53,910 $ 93,308 $ 297 $ 147,515 Liabilities December 31, 2023 December 31, 2022 Level 1 Level 2 Level 3 Total Level 1 Level 2 Level 3 Total Public Warrants $ 17 $ — $ — $ 17 $ 230 $ — $ — $ 230 Private Placement Warrants — 9 — 9 — 117 — 117 Sponsor Covered Shares — — 86 86 — — 219 219 Total $ 17 $ 9 $ 86 $ 112 $ 230 $ 117 $ 219 $ 566
Fair Value Measurement Inputs and Valuation Techniques [Table Text Block]	December 31, 2023 December 31, 2022 Current stock price $ 4.63 $ 11.32 Expected volatility 65 % 65 % Risk-free interest rate 3.88 % 3.96 % Expected term (years) 7.6 8.6 Expected dividend yield — % — % Annual change in control probability 2 % 2 %
Fair Value, Liabilities Measured on Recurring Basis, Unobservable Input Reconciliation [Table Text Block]	Sponsor Covered Shares Fair value as of January 1, 2022 $ 5,415 Change in fair value of Sponsor Covered Shares (5,196 ) Fair value as of December 31, 2022 $ 219 Change in fair value of Sponsor Covered Shares (133 ) Fair value as of December 31, 2023 $ 86
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Table Text Block]	Local Sales Deferred Earnout Fair value as of December 31, 2022 $ — WFG Asset Sale 10,928 Q3 Local Sales 1,556 Accretion of discount 13 Fair value as of December 31, 2023 $ 12,497

Note 5 - Revenue Recognition (T

Note 5 - Revenue Recognition (Tables)	12 Months Ended
	Dec. 31, 2023
Notes Tables
Disaggregation of Revenue [Table Text Block]	Year ended December 31, 2023 2022 Revenue Stream Statements of Operations Classification Segment Total Revenue Revenue from insurance contracts: Direct Agents title insurance premiums Net premiums written Underwriting $ 18,176 $ 67,743 Third-Party Agent title insurance premiums Net premiums written Underwriting 283,527 317,510 Total revenue from insurance contracts $ 301,703 $ 385,253 Revenue from contracts with customers: Escrow fees Escrow, title-related and other fees Corporate and Other $ 890 $ 8,791 Other title-related fees and income Escrow, title-related and other fees Corporate and Other 1,639 12,057 Other title-related fees and income Escrow, title-related and other fees Underwriting 1,953 2,692 Other title-related fees and income Escrow, title-related and other fees Elimination(1) (1,140 ) (11,846 ) Total revenue from contracts with customers $ 3,342 $ 11,694 Other revenue: Interest and investment income (2) Investment, dividend and other income Corporate and Other $ 1,458 $ 726 Interest and investment income (2) Investment, dividend and other income Underwriting 4,849 2,558 Realized gains and losses, net Investment, dividend and other income Corporate and Other (375 ) (197 ) Realized gains and losses, net Investment, dividend and other income Underwriting (34 ) (56 ) Total other revenues $ 5,898 $ 3,031 Total revenues $ 310,943 $ 399,978

Note 6 - Liability for Loss a_2

Note 6 - Liability for Loss and Loss Adjustment Expenses (Tables)	12 Months Ended
	Dec. 31, 2023
Notes Tables
Schedule of Liability for Unpaid Claims and Claims Adjustment Expense [Table Text Block]	Year ended December 31, 2023 2022 Balance at the beginning of the year $ 81,873 $ 80,189 Provision for claims related to: Current year $ 14,901 $ 21,134 Prior years (137 ) (6,353 ) Total provision for claims $ 14,764 $ 14,781 Paid losses related to: Current year $ (1,546 ) $ (2,483 ) Prior years (13,197 ) (10,614 ) Total paid losses $ (14,743 ) $ (13,097 ) Balance at the end of the period $ 81,894 $ 81,873 Provision for claims as a percentage of net written premiums 4.9 % 3.8 %

Note 7 - Segment Information (T

Note 7 - Segment Information (Tables)	12 Months Ended
	Dec. 31, 2023
Notes Tables
Schedule of Segment Reporting Information, by Segment [Table Text Block]	Year ended December 31, 2023 Underwriting Corporate and Other Eliminations Consolidated Total Net premiums written $ 301,703 $ — $ — $ 301,703 Escrow, other title-related fees and other (1) 1,953 2,529 (1,140 ) 3,342 Investment, dividend and other income 4,815 1,083 — 5,898 Total revenue $ 308,471 $ 3,612 $ (1,140 ) $ 310,943 Premiums retained by agents (2) $ 249,317 $ — $ (1,140 ) $ 248,177 Direct labor (3) 11,093 2,193 — 13,286 Other direct costs (4) 9,780 1,316 — 11,096 Provision for claims 14,563 201 — 14,764 Adjusted gross profit $ 23,718 $ (98 ) $ — $ 23,620 Year ended December 31, 2022 Underwriting Corporate and Other Eliminations Consolidated Total Net premiums written $ 385,253 $ — $ — $ 385,253 Escrow, other title-related fees and other (1) 2,692 20,848 (11,846 ) 11,694 Investment, dividend and other income 2,502 529 — 3,031 Total revenue $ 390,447 $ 21,377 $ (11,846 ) $ 399,978 Premiums retained by agents (2) $ 318,887 $ — $ (11,846 ) $ 307,041 Direct labor (3) 10,398 26,914 — 37,312 Other direct costs (4) 9,803 6,632 — 16,435 Provision for claims 13,575 1,206 — 14,781 Adjusted gross profit $ 37,784 $ (13,375 ) $ — $ 24,409
Reconciliation of Operating Profit (Loss) from Segments to Consolidated [Table Text Block]	Year ended December 31, 2023 2022 Adjusted gross profit $ 23,620 $ 24,409 Depreciation and amortization 11,673 15,077 Other indirect expenses (1) 85,338 175,371 Long-lived asset impairment 1,499 29,524 Change in fair value of Warrant and Sponsor Covered Shares liabilities (453 ) (21,317 ) Interest expense 20,323 14,106 Loss from continuing operations before income taxes $ (94,760 ) $ (188,352 )

Note 8 - Income Tax (Tables)

Note 8 - Income Tax (Tables)	12 Months Ended
	Dec. 31, 2023
Notes Tables
Schedule of Components of Income Tax Expense (Benefit) [Table Text Block]	Year ended December 31, 2023 2022 Current: Federal $ — $ — State 174 179 Total current $ 174 $ 179 Deferred: Federal $ 113 $ (338 ) State 329 (1,083 ) Total deferred $ 442 $ (1,421 ) Total $ 616 $ (1,242 ) Year ended December 31, Reconciliation of consolidated federal income tax expense (benefit) from: 2023 2022 Continuing operations $ 528 $ (1,055 ) Discontinued operations 88 (187 ) Consolidated federal income tax expense (benefit) $ 616 $ (1,242 )
Schedule of Effective Income Tax Rate Reconciliation [Table Text Block]	Year ended December 31, 2023 2022 Benefit calculated at federal income tax rate 21.0 % 21.0 % Change in valuation allowance (26.1 )% (24.4 )% State tax benefit 8.7 % 6.7 % Goodwill impairment — % (3.3 )% Nondeductible compensation (3.5 )% (2.1 )% Provision-to-return permanent differences 1.0 % 1.7 % Federal benefit on state tax (1.8 )% — % Change in fair value of Warrant and Sponsor Covered Shares liabilities 0.1 % 1.4 % Change in state tax rate — % (0.8 )% Change in payables 0.2 % — % Other permanent differences, net (0.1 )% 0.2 % Income tax benefit (expense) (0.5 )% 0.4 %
Schedule of Deferred Tax Assets and Liabilities [Table Text Block]	December 31, 2023 2022 Deferred tax assets: Net operating loss $ 117,319 $ 108,906 Interest expense 14,159 9,850 Intangibles assets 5,658 2,129 Stock-based compensation expense 2,360 4,379 Research and development 22,640 3,148 Statutory premium reserve 3,970 2,245 Other, net 1,434 1,641 Accrued compensation 1,073 1,393 Investments 192 420 Right-of-use assets — 391 Allowance for doubtful accounts 370 265 Loss reserves 202 212 Debt issuance costs 34 43 Deferred lease obligation 18 18 Total gross deferred tax assets 169,429 135,040 Less valuation allowance (161,980 ) (129,704 ) Total deferred tax assets $ 7,449 $ 5,336 Deferred tax liabilities: Other reserves $ (2,230 ) $ (2,069 ) Fixed assets (2,098 ) (1,846 ) Title plants (663 ) (1,428 ) Lease liabilities (3,250 ) — Unrealized gain on investments — (203 ) Intangibles assets — (140 ) Total deferred tax liabilities $ (8,241 ) $ (5,686 ) Net deferred tax liability $ (792 ) $ (350 )

Note 9 - Fixed Assets (Tables)

Note 9 - Fixed Assets (Tables)	12 Months Ended
	Dec. 31, 2023
Notes Tables
Property, Plant and Equipment [Table Text Block]	December 31, 2023 2022 Internally developed software $ 47,896 $ 40,934 Computer equipment 5,492 7,458 Acquired software 3,140 2,975 Furniture and equipment 484 831 Leasehold improvements 196 857 Construction in process 9 654 Total fixed assets, gross $ 57,217 $ 53,709 Accumulated depreciation and amortization (26,272 ) (16,685 ) Total fixed assets, net $ 30,945 $ 37,024
Schedule of Gains Losses On Disposition of Property Plant and Equipment [Table Textblock]	Year ended December 31, 2023 2022 Gains (losses): Fixed assets: Gains $ 90 $ 76 Losses (781 ) (232 ) Total net gains (losses) $ (691 ) $ (156 )
Research Development and Computer Software [Table Textblock]	Year ended December 31 2023 2022 Internally developed software $ 8,034 $ 30,609 Accumulated amortization (8,175 ) (11,472 ) Internally developed software, net $ (141 ) $ 19,137 Acquired software 199 919 Accumulated amortization (396 ) (368 ) Acquired software, net $ (197 ) $ 551

Note 12 - Stock Compensation _2

Note 12 - Stock Compensation Expense (Tables)	12 Months Ended
	Dec. 31, 2023
Notes Tables
Share-Based Payment Arrangement, Option, Activity [Table Text Block]	Number of Stock Options Weighted Average Exercise Price ($) Weighted Average Remaining Contractual Life (In years) Aggregate Intrinsic Value ($) Outstanding as of December 31, 2022 703,422 14.46 6.74 $ 191 Granted — — — Exercised (17,774 ) 13.41 0.42 Cancelled or forfeited (283,620 ) 15.07 1.07 Outstanding as of December 31, 2023 402,028 $ 14.08 5.62 $ 54 Options exercisable as of December 31, 2023 387,772 $ 13.94 5.58 $ 54
Nonvested Restricted Stock Shares Activity [Table Text Block]	Number of RSAs, RSUs and PRSUs Average Grant Date Fair Value ($) Nonvested at December 31, 2022 1,619,222 $ 44.19 Granted 1,303,266 8.14 Vested (444,879 ) 46.52 Adjustment for PRSUs expected to vest — — Cancelled or Forfeited (670,280 ) 47.70 Nonvested at December 31, 2023 1,807,329 $ 18.59 Number of Market-based awards Average Grant Date Fair Value ($) Non-vested at December 31, 2022 97,413 $ 7.92 Granted — — Vested — — Cancelled or Forfeited — — Non-vested at December 31, 2023 97,413 $ 7.92
Schedule of Share-Based Payment Award, Employee Stock Purchase Plan, Valuation Assumptions [Table Text Block]	Stock price at issuance $ 23.00 Expected volatility 75.0 % Risk-free interest rate 3.14 % Current expected term (years) 3.9 Expected dividend yield — %

Note 13 - Earnings Per Share (T

Note 13 - Earnings Per Share (Tables)	12 Months Ended
	Dec. 31, 2023
Notes Tables
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	Year ended December 31, 2023 2022 Numerator Net loss from continuing operations $ (95,288 ) $ (187,297 ) Denominator Weighted-average common shares – basic and diluted 13,342,913 13,041,337 Net loss from continuing operations per share - basic and diluted $ (7.14 ) $ (14.36 ) Net loss from discontinued operations per share - basic and diluted $ (2.18 ) $ (8.81 ) Net loss per share attributable to stockholders - basic and diluted $ (9.32 ) $ (23.17 )
Schedule of Antidilutive Securities Excluded from Computation of Earnings Per Share [Table Text Block]	As of December 31, 2023 2022 Outstanding stock options 402,028 703,422 Warrants for common and preferred stock 693,333 720,910 RSA’s, RSU’s and PRSU’s 1,807,329 1,619,222 Market-based awards 97,413 97,413 Sponsor Covered Shares and Seller Earnout Shares 686,190 698,024 Total antidilutive securities 3,686,293 3,838,991

Note 14 - Related Party Trans_2

Note 14 - Related Party Transactions (Tables)	12 Months Ended
	Dec. 31, 2023
Notes Tables
Schedule of Related Party Transactions [Table Text Block]	Year ended December 31, 2023 2022 Revenues $ 139,186 $ 134,869 Premiums retained by agents 112,011 108,419 As of December 31, 2023 2022 Net receivables $ 7,153 $ 4,175

Note 16 - Accumulated Other C_2

Note 16 - Accumulated Other Comprehensive Income (Tables)	12 Months Ended
	Dec. 31, 2023
Notes Tables
Schedule of Accumulated Other Comprehensive Income (Loss) [Table Text Block]	Year ended December 31, 2023 2022 Beginning balance at January 1 $ (937 ) $ — Unrealized gain (loss) on available-for-sale debt securities, before tax 454 (937 ) Income tax effect — — Total accumulated other comprehensive income, net of tax $ (483 ) $ (937 )

Note 17 - Accrued Expenses an_2

Note 17 - Accrued Expenses and Other Liabilities (Tables)	12 Months Ended
	Dec. 31, 2023
Notes Tables
Schedule of Accounts Payable and Accrued Liabilities [Table Text Block]	December 31, 2023 2022 Employee benefits $ 323 $ 3,782 Severance — 4,984 Contract terminations 3,460 5,248 Premium taxes 2,700 3,862 Employee compensation 3,108 2,234 Other 3,109 3,237 Total accrued expenses and other liabilities $ 12,700 $ 23,347
Schedule of Restructuring Reserve by Type of Cost [Table Text Block]	Total Balance as of January 1, 2022 $ — Charges incurred (1) 16,130 Payments and other adjustments (11,146 ) Balance as of January 1, 2023 $ 4,984 Charges incurred (1) 10,287 Payments and other adjustments (15,271 ) Balance as of December 31, 2023 $ —

Note 19 - Research and Develo_2

Note 19 - Research and Development (Tables)	12 Months Ended
	Dec. 31, 2023
Notes Tables
Schedule Of Research And Development Expenses [Table Text Block]	Year ended December 31, 2023 2022 Research and development expenses incurred $ 5,266 $ 16,108 Capitalized internally developed software costs 8,034 30,609 Research and development spend, inclusive of capitalized internally developed software cost $ 13,300 $ 46,717

Note 21 - Leases (Tables)

Note 21 - Leases (Tables)	12 Months Ended
	Dec. 31, 2023
Notes Tables
Lease, Cost [Table Text Block]	Year ended December 31, 2023 2022 Components of lease expense: Operating lease expense $ 2,392 $ 3,684 Less sublease income (480 ) (13 ) Net lease expense $ 1,912 $ 3,671 Cash flow information related to leases: Operating cash outflow from operating leases during the year ended December 31, 2023 $ 4,267 $ 3,602 December 31, 2023 December 31, 2022 Right-of-use assets obtained during the year ended December 31, 2023 in exchange for new operating lease liabilities $ 42 $ 862 Weighted average remaining lease term (in years) 3.56 4.33 Weighted average discount rate 10 % 10 %
Lessee, Operating Lease, Liability, to be Paid, Maturity [Table Text Block]	December 31, 2023 Maturities of lease liabilities: Continuing Operations Discontinued Operations 2024 $ 3,364 $ 2,629 2025 2,579 2,143 2026 2,421 1,777 2027 2,093 620 Total lease payments 10,457 7,169 Less imputed interest (1,619 ) (1,062 ) Lease liabilities $ 8,838 $ 6,107
Sublease Payments Receivable [Table Text Block]	December 31, 2023 Continuing Operations Discontinued Operations 2024 $ 1,139 $ 666 2025 1,035 325 2026 1,067 131 2027 1,100 24 Total sublease payments $ 4,341 $ 1,146

Note 23 - Discontinued Operat_2

Note 23 - Discontinued Operations (Tables)	12 Months Ended
	Dec. 31, 2023
Notes Tables
Disposal Groups, Including Discontinued Operations [Table Text Block]	(In thousands, except share information) December 31, 2023 December 31, 2022 Assets Trade and other receivables (net of allowance for credit losses of $ 110 75 $ 62 $ 751 Prepaid expenses, deposits and other assets 242 1,437 Lease right-of-use assets 2,108 13,910 Fixed assets (net of accumulated depreciation of $ 2,028 7,847 151 2,359 Title plants — 11,817 Goodwill — 22,867 Assets held for disposal $ 2,563 $ 53,141 Liabilities Accounts payable $ 306 $ 502 Accrued expenses and other liabilities 238 5,546 Lease liabilities 6,107 16,696 Senior secured credit agreement, net of debt issuance costs and original issue discount — 7,415 Liability for loss and loss adjustment expenses 132 197 Liabilities held for disposal $ 6,783 $ 30,356
Disposal Groups, Including Discontinued Operations, Income Statement Disclosure [Table Text Block]	Year Ended December 31, 2023 Local Component Eliminations (1) Total Revenues: Escrow, other title-related fees and other $ 30,536 $ (14,033 ) $ 16,503 Investment, dividend and other income (687 ) — (687 ) Total revenues $ 29,849 $ (14,033 ) $ 15,816 Operating expenses excluding impairments $ 45,754 $ (14,033 ) $ 31,721 Goodwill impairment — — - Long-lived asset impairment 4,007 — 4,007 Total operating expenses $ 49,761 $ (14,033 ) $ 35,728 Loss from discontinued operations $ (19,912 ) $ — $ (19,912 ) Other (expense) income: Interest expense $ (2,002 ) $ — $ (2,002 ) Gain (loss) on sales of discontinued operations (7,124 ) — (7,124 ) Loss from discontinued operations before income taxes $ (29,038 ) $ — $ (29,038 ) Income tax expense (88 ) — (88 ) Net loss from discontinued operations $ (29,126 ) $ — $ (29,126 ) Year Ended December 31, 2022 Local Component Eliminations (1) Total Revenues: Escrow, other title-related fees and other $ 85,874 $ (45,560 ) $ 40,314 Investment, dividend and other income (111 ) — (111 ) Total revenues $ 85,763 $ (45,560 ) $ 40,203 Operating expenses excluding impairments $ 129,178 $ (45,560 ) $ 83,618 Goodwill impairment 65,207 — 65,207 Long-lived asset impairment 2,503 — 2,503 Total operating expenses $ 196,888 $ (45,560 ) $ 151,328 Loss from discontinued operations $ (111,125 ) $ — $ (111,125 ) Other (expense) income: Interest expense $ (3,974 ) $ — $ (3,974 ) Gain (loss) on sales of discontinued operations — — - Loss from discontinued operations before income taxes $ (115,099 ) $ — $ (115,099 ) Income tax expense 187 — 187 Net loss from discontinued operations $ (114,912 ) $ — $ (114,912 )
Disposal Groups, Including Discontinued Operations, Components of Cash Flows [Table Text Block]	Year ended December 31, 2023 2022 Non-cash discontinued operating activities: Impairment charges $ 4,007 $ 67,710 Depreciation and amortization 510 942 Loss on sales of discontinued operations (7,124 ) — Cash flows from discontinued investing activities: Capital expenditures $ — $ 1,848 Proceeds from sales of discontinued operations, net of cash disposed and working capital adjustments, and dividends from title plants $ 15,884 $ 755

Note 24 - Subsequent Events (Ta

Note 24 - Subsequent Events (Tables)	12 Months Ended
	Dec. 31, 2023
Notes Tables
SEC Schedule, 12-09, Schedule of Valuation and Qualifying Accounts Disclosure [Text Block]	(In Thousands) Balance at beginning of period Charged to costs and expenses Deductions Balance at end of period Year ended December 31, 2023: Allowance for deferred tax assets $ 129,704 $ 32,276 $ — $ 161,980 Liability for loss and loss adjustment expenses 81,873 14,764 14,743 81,894 Allowance for doubtful accounts 1,413 477 88 1,802 Year ended December 31, 2022: Allowance for deferred tax assets $ 55,620 $ 74,084 $ — $ 129,704 Liability for loss and loss adjustment expenses 80,189 14,781 13,097 81,873 Allowance for doubtful accounts 1,031 459 77 1,413

Note 1 - Organization and Bus_2

Note 1 - Organization and Business Operations (Details Textual) $ / shares in Units, $ in Thousands	1 Months Ended	12 Months Ended
	Jan. 31, 2024	Dec. 31, 2023 USD ($) $ / shares	Mar. 28, 2024 $ / shares	Jan. 01, 2024 USD ($)	Dec. 31, 2022 USD ($)	Dec. 31, 2021 USD ($)
Number of States in which Entity Operates		48
Number of Reportable Segments		2
Cash, Cash Equivalents, Restricted Cash, and Restricted Cash Equivalents, Including Disposal Group and Discontinued Operations		$ 71,167			$ 81,383	$ 383,828
Debt Securities, Held-to-Maturity, Excluding Accrued Interest, after Allowance for Credit Loss		18,179			90,328
Debt Securities, Available-for-Sale, Excluding Accrued Interest		58,032			58,254
Statutory Accounting Practices, Statutory Amount Available for Dividend Payments without Regulatory Approval		$ 49,900			$ 57,900
Share Price (in dollars per share) | $ / shares		$ 23
Forecast [Member]
Statutory Accounting Practices, Statutory Amount Available for Dividend Payments without Regulatory Approval				$ 5,200
Subsequent Event [Member]
Number of Reportable Segments	2
Share Price (in dollars per share) | $ / shares			$ 6.29

Note 2 - Summary of Significa_3

Note 2 - Summary of Significant Accounting Policies 1 (Details Textual) $ / shares in Units, $ in Thousands			12 Months Ended
	Oct. 01, 2023 USD ($)	Jun. 29, 2023	Dec. 31, 2023 USD ($) $ / shares	Dec. 31, 2022 USD ($) $ / shares	Jan. 01, 2023 USD ($)	Dec. 31, 2021 USD ($)
Restricted Cash and Cash Equivalents			$ 5,228	$ 2,933
Accounts Receivable, Allowance for Credit Loss			$ 1,802	$ 1,413
Number Of Reinsurance Treaties			2
Reinsurance, Amount Retained, Per Policy	$ 15,000		$ 15,000
Reinsurance Retention Policy, Excess Retention, Maximum Amount Reinsured			$ 500,000
Common Stock, Par or Stated Value Per Share (in dollars per share) | $ / shares			$ 0.0001	$ 0.0001
Income Tax Examination, Penalties and Interest Accrued			$ 0
Advertising Expense			1,000	$ 2,400
Equity, Attributable to Parent			(25,911)	81,792		$ 350,924
Operating Lease, Liability			8,838	10,793
Operating Lease, Right-of-Use Asset			4,175	4,724
Retained Earnings [Member]
Equity, Attributable to Parent			$ (619,201)	(494,787)		(192,179)
Cumulative Effect, Period of Adoption, Adjustment [Member]
Equity, Attributable to Parent						(399)
Cumulative Effect, Period of Adoption, Adjustment [Member] | Retained Earnings [Member]
Equity, Attributable to Parent						$ (399)
Accounting Standards Update 2016-13 [Member]
Debt Securities, Held-to-Maturity, Allowance for Credit Loss					$ 400
Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Retained Earnings [Member]
Equity, Attributable to Parent					(400)
Accounting Standards Update 2016-02 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Operating Lease, Liability					24,400
Operating Lease, Right-of-Use Asset					$ 23,800
State and Local Jurisdiction [Member]
Open Tax Year			2018 2019 2020 2021 2022
Title Plant [Member]
Impairment of Intangible Assets, Indefinite-Lived (Excluding Goodwill)			$ 0	$ 0
Reverse Stock Split [Member]
Stockholders' Equity Note, Stock Split, Conversion Ratio		25

Note 2 - Summary of Significa_4

Note 2 - Summary of Significant Accounting Policies 2 (Details Textual)	Feb. 24, 2021
Reinsurance Contract [Axis]: QuotaShareTreatyMember
Reinsurance, Reinsured Risk, Percentage	25%

Note 2 - Summary of Significa_5

Note 2 - Summary of Significant Accounting Policies - Trade and Other Receivables (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Trade receivables	$ 9,170	$ 6,833
Accrued net premiums written from Third-Party Agent referrals	2,418	2,409
Trade receivables, gross	11,588	9,242
Allowance for credit losses	(1,802)	(1,413)
Trade receivables, net	9,786	7,829
Local Sales Deferred Earnout receivable	12,497	0
Investment trade receivables	0	10,065
Miscellaneous other receivables	2,169	2,647
Other receivables	14,666	12,712
Trade and other receivables, net	$ 24,452	$ 20,541

Note 2 - Summary of Significa_6

Note 2 - Summary of Significant Accounting Policies - Property, Plant and Equipment Useful Life (Details)	Dec. 31, 2023
Furniture And Equipment [Member]
Property, plant and equipment (Year)	5 years
Computer Equipment [Member]
Property, plant and equipment (Year)	3 years
Acquired Software [Member] | Minimum [Member]
Property, plant and equipment (Year)	3 years
Acquired Software [Member] | Maximum [Member]
Property, plant and equipment (Year)	8 years
Internally Developed Software [Member]
Property, plant and equipment (Year)	5 years

Note 2 - Summary of Significa_7

Note 2 - Summary of Significant Accounting Policies - Effects of Reinsurance (Details) - USD ($) $ in Thousands		12 Months Ended
		Dec. 31, 2023	Dec. 31, 2022
Gross premiums earned		$ 302,054	$ 388,068
Ceded premiums		(351)	(2,815)
Net premiums earned	[1]	$ 301,703	$ 385,253
Percentage of amount net to gross		99.90%	99.30%
[1]Net premiums written includes revenues from a related party of $139.2 million and $134.9 million for the years ended December 31, 2023 and 2022, respectively (see Note 14 to our consolidated financial statements).

Note 3 - Business Combination_2

Note 3 - Business Combinations (Details Textual) $ / shares in Units, $ in Thousands	May 19, 2023 USD ($)	Jul. 28, 2021 $ / shares shares	Jan. 07, 2019 USD ($)	Dec. 31, 2023 USD ($) $ / shares shares	Jul. 14, 2023 USD ($)	Dec. 31, 2022 USD ($) $ / shares shares	Sep. 03, 2021 shares	Dec. 04, 2020 $ / shares shares
Common Stock, Shares, Outstanding (in shares) | shares				13,524,203		13,165,919
Common Stock, Par or Stated Value Per Share (in dollars per share) | $ / shares				$ 0.0001		$ 0.0001
Class of Warrant or Right, Number of Securities Called by Warrants or Rights (in shares) | shares							693,333
Goodwill				$ 23,413		$ 23,413
Disposal Group, Disposed of by Means Other than Sale, Not Discontinued Operations [Member] | Hamilton National Title LLC d/b/a Near North Title Group [Member]
Deferred Income					$ 2,100
West Coast Local Retail Branch Sale [Member] | Disposal Group, Disposed of by Means Other than Sale, Not Discontinued Operations [Member] | Williston Financial Group LLC (WFG) [Member]
Disposal Group, Including Discontinued Operation, Consideration	$ 24,500
Proceeds from Sale of Productive Assets	10,500
Disposal Group, Including Discontinued Operation, Consideration, Deferred Payment	$ 14,000
Disposal Group, Including Discontinued Operation, Consideration, Deferred Payment, Period After 12 Year (Year)	30 years
Number of Retail Title Locations and Operations Centers Sold	22
Entity Number of Employees	123
North American Title Acquisition [Member]
Business Combination, Consideration Transferred			$ 171,700
Business Combination, Consideration Transferred, Liabilities Incurred			87,000
Goodwill			$ 111,500
Public Warrants [Member]
Class of Warrant or Right, Number of Securities Called by Warrants or Rights (in shares) | shares				460,000		460,000		11,500,000
Class of Warrant or Right, Number of Securities Called by Each Twenty-Five Warrant or Right (in shares) | shares				1
Class of Warrant or Right, Exercise Price of Warrants or Rights (in dollars per share) | $ / shares				$ 287.5
Private Placement Warrants [Member]
Class of Warrant or Right, Number of Securities Called by Warrants or Rights (in shares) | shares				233,333		233,333		5,833,333
Class of Warrant or Right, Number of Securities Called by Each Twenty-Five Warrant or Right (in shares) | shares				1				1
Class of Warrant or Right, Exercise Price of Warrants or Rights (in dollars per share) | $ / shares				$ 287.5				$ 287.5
Sponsor Covered Shares [Member]
Common Stock, Shares, Outstanding (in shares) | shares		53,026
Reverse Recapitalization, Contingent Consideration, Percentage Of Shares Subject To Vesting		20%
Reverse Recapitalization, Contingent Consideration, Threshold Period Of Change In Control (Year)		10 years
Sponsor Covered Shares [Member] | Share-Based Payment Arrangement, Tranche One [Member]
Reverse Recapitalization, Contingent Consideration, Stock Price Trigger (in dollars per share) | $ / shares		$ 375
Sponsor Covered Shares [Member] | Share-Based Payment Arrangement, Tranche Two [Member]
Reverse Recapitalization, Contingent Consideration, Stock Price Trigger (in dollars per share) | $ / shares		$ 437.5
Earnout Shares [Member]
Reverse Recapitalization, Contingent Consideration, Additional Shares Receivable, Percentage		5%

Note 3 - Business Combination_3

Note 3 - Business Combinations - Sale of Business (Details) - Disposal Group, Disposed of by Sale, Not Discontinued Operations [Member] $ in Thousands	12 Months Ended
	Dec. 31, 2023 USD ($)
Pre-tax loss on sale of business	$ 10,948
Cash consideration	13,145
Deferred Earnout receivable	12,484
Total purchase consideration	25,629
Total transaction costs, including legal fees, professional fees and other	4,254
West Coast Local Retail Branch Sale [Member] | Williston Financial Group LLC (WFG) [Member]
Pre-tax loss on sale of business	10,313
Cash consideration	10,500
Deferred Earnout receivable	10,928
Total purchase consideration	21,428
Total transaction costs, including legal fees, professional fees and other	3,487
Q3 Local Sales [Member] | Hamilton National Title LLC d/b/a Near North Title Group [Member]
Pre-tax loss on sale of business	635
Cash consideration	2,645
Deferred Earnout receivable	1,556
Total purchase consideration	4,201
Total transaction costs, including legal fees, professional fees and other	$ 767

Note 3 - Business Combination_4

Note 3 - Business Combinations - Assets Sold (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Total assets	$ 2,563	$ 53,141
Total liabilities	6,783	$ 30,356
Disposal Group, Disposed of by Sale, Not Discontinued Operations [Member]
Goodwill	22,867
Title plants	8,806
Fixed assets	1,266
Other assets	277
Total assets	33,216
Accrued expenses and other liabilities	392
Total liabilities	392
Net assets	32,824
Disposal Group, Disposed of by Sale, Not Discontinued Operations [Member] | Williston Financial Group LLC (WFG) [Member] | West Coast Local Retail Branch Sale [Member]
Goodwill	19,270
Title plants	8,806
Fixed assets	549
Other assets	129
Total assets	28,754
Accrued expenses and other liabilities	0
Total liabilities	0
Net assets	28,754
Disposal Group, Disposed of by Sale, Not Discontinued Operations [Member] | Q3 Local Sales [Member] | Hamilton National Title LLC d/b/a Near North Title Group [Member]
Goodwill	3,597
Title plants	0
Fixed assets	717
Other assets	148
Total assets	4,462
Accrued expenses and other liabilities	392
Total liabilities	392
Net assets	$ 4,070

Note 4 - Investments and Fair_3

Note 4 - Investments and Fair Value Measurements (Details Textual) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
Debt Securities, Held-to-Maturity, Restricted	$ 2,400	$ 5,900
Debt Securities, Held-To-Maturity, Net Unrealized Gain (Loss)	1,400	(2,000)
Proceeds from Sale of Held-to-Maturity Securities		1,000
Debt Security, Held-to-Maturity, Sold, Realized Gain (Loss)		6
Debt Securities, Available-For-Sale, Net Unrealized Gain (Loss)	500	$ (900)
Debt Securities, Available-for-Sale, Allowance for Credit Loss	$ 0
Sponsor Covered Shares [Member]
Derivative, Term of Contract (Year)	10 years

Note 4 - Investments and Fair_4

Note 4 - Investments and Fair Value Measurements - Held-to-Maturity Debt Securities (Details) - USD ($) $ in Thousands	Dec. 31, 2023		Dec. 31, 2022	Dec. 31, 2021
Debt securities, held-to-maturity, amortized cost	$ 18,304		$ 90,768
Debt securities, held-to-maturity, unrealized gains	3		5
Debt securities, held-to-maturity, unrealized losses	(437)		(1,809)
Debt securities, held-to-maturity, before allowance, fair value	17,870		88,964
Allowance for credit losses, amortized cost	(125)		(440)	$ (399)
Allowance for credit losses, fair value	(125)		(440)	$ (399)
Held-to-maturity debt securities, at amortized cost (net of allowance for credit losses of $125 at December 31, 2023 and $440 at December 31, 2022)	18,179		90,328
Debt securities, held-to-maturity, fair value	17,745		88,524
One year or less, held-to-maturity, amortized cost	$ 6,294
One year or less, held-to-maturity, amortized cost percentage	34%
One year or less, held-to-maturity, fair value	$ 6,250
One year or less, held-to-maturity, fair value percentage	35%
After one year through five years, held-to-maturity, amortized cost	$ 12,010
After one year through five years, held-to-maturity, amortized cost percentage	66%
After one year through five years, held-to-maturity, fair value	$ 11,620
After one year through five years, held-to-maturity, fair value percentage	65%
Total, held-to-maturity, before allowance, amortized cost	$ 18,304		90,768
Total, held-to-maturity, amortized cost percentage	100%
Total, held-to-maturity, before allowance, fair value	$ 17,870		88,964
Total, held-to-maturity, fair value percentage	100%
Debt securities, held-to-maturity, less than 12 months, fair value	$ 999		73,631
Debt securities, held-to-maturity, less than 12 months, unrealized losses	(3)		(719)
Debt securities, held-to-maturity, greater than 12 months, fair value	15,122		12,671
Debt securities, held-to-maturity, greater than 12 months, unrealized losses	(434)		(1,090)
Debt securities, held-to-maturity, fair value	16,121		86,302
Unrealized losses	(437)		(1,809)
Estimate of Fair Value Measurement [Member]
Allowance for credit losses, amortized cost	(125)		(440)
Allowance for credit losses, fair value	(125)		(440)
Corporate Debt Securities [Member]
Debt securities, held-to-maturity, amortized cost	13,786	[1]	61,308
Debt securities, held-to-maturity, unrealized gains	0		5
Debt securities, held-to-maturity, unrealized losses	(400)		(1,640)
Debt securities, held-to-maturity, before allowance, fair value	13,386		59,673
Total, held-to-maturity, before allowance, amortized cost	13,786	[1]	61,308
Total, held-to-maturity, before allowance, fair value	13,386		59,673
Debt securities, held-to-maturity, less than 12 months, fair value	0		48,798
Debt securities, held-to-maturity, less than 12 months, unrealized losses	0		(614)
Debt securities, held-to-maturity, greater than 12 months, fair value	13,386		8,546
Debt securities, held-to-maturity, greater than 12 months, unrealized losses	(400)		(1,026)
Debt securities, held-to-maturity, fair value	13,386		57,344
Unrealized losses	(400)		(1,640)
US Treasury Securities [Member]
Debt securities, held-to-maturity, amortized cost	4,081		24,152
Debt securities, held-to-maturity, unrealized gains	3		0
Debt securities, held-to-maturity, unrealized losses	(37)		(165)
Debt securities, held-to-maturity, before allowance, fair value	4,047		23,987
Total, held-to-maturity, before allowance, amortized cost	4,081		24,152
Total, held-to-maturity, before allowance, fair value	4,047		23,987
Debt securities, held-to-maturity, less than 12 months, fair value	999		19,834
Debt securities, held-to-maturity, less than 12 months, unrealized losses	(3)		(101)
Debt securities, held-to-maturity, greater than 12 months, fair value	1,736		4,125
Debt securities, held-to-maturity, greater than 12 months, unrealized losses	(34)		(64)
Debt securities, held-to-maturity, fair value	2,735		23,959
Unrealized losses	(37)		(165)
Debt Security, Government, Non-US [Member]
Debt securities, held-to-maturity, amortized cost	0		5,003
Debt securities, held-to-maturity, unrealized gains	0		0
Debt securities, held-to-maturity, unrealized losses	0		(4)
Debt securities, held-to-maturity, before allowance, fair value	0		4,999
Total, held-to-maturity, before allowance, amortized cost	0		5,003
Total, held-to-maturity, before allowance, fair value	0		4,999
Debt securities, held-to-maturity, less than 12 months, fair value	0		4,999
Debt securities, held-to-maturity, less than 12 months, unrealized losses	0		(4)
Debt securities, held-to-maturity, greater than 12 months, fair value	0		0
Debt securities, held-to-maturity, greater than 12 months, unrealized losses	0		0
Debt securities, held-to-maturity, fair value	0		4,999
Unrealized losses	0		(4)
Certificates of Deposit [Member]
Debt securities, held-to-maturity, amortized cost	437		305
Debt securities, held-to-maturity, unrealized gains	0		0
Debt securities, held-to-maturity, unrealized losses	0		0
Debt securities, held-to-maturity, before allowance, fair value	437		305
Total, held-to-maturity, before allowance, amortized cost	437		305
Total, held-to-maturity, before allowance, fair value	$ 437		$ 305
[1]Includes both U.S. and foreign corporate debt securities.

Note 4 - Investments and Fair_5

Note 4 - Investments and Fair Value Measurements - Debt Securities Held-to-Maturity Allowance for Credit Loss (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
Balance	$ 440	$ 399
Current-period provision for expected credit losses	(315)	41
Write-off charged against the allowance, if any	0	0
Recoveries of amounts previously written off, if any	0	0
Balance	125	440
Available-for-sale debt securities, amortized cost	58,516	59,191
Unrealized Gains	0	0
Unrealized Losses	(484)	(937)
Fair Value	58,032	58,254
Corporate Debt Securities [Member]
Available-for-sale debt securities, amortized cost	26,136	27,251
Unrealized Gains	0	0
Unrealized Losses	(203)	(363)
Fair Value	25,933	26,888
US Treasury Securities [Member]
Available-for-sale debt securities, amortized cost	30,878	30,467
Unrealized Gains	0	0
Unrealized Losses	(263)	(544)
Fair Value	30,615	29,923
Debt Security, Government, Non-US [Member]
Available-for-sale debt securities, amortized cost	1,502	1,473
Unrealized Gains	0	0
Unrealized Losses	(18)	(30)
Fair Value	1,484	1,443
Cumulative Effect, Period of Adoption, Adjusted Balance [Member]
Balance	$ 440
Balance		$ 440

Note 4 - Investments and Fair_6

Note 4 - Investments and Fair Value Measurements - Debt Securities Available-for-Sale (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
One year or less, amortized cost	$ 39,767
One year or less, amortized cost percentage	68%
One year or less, fair value	$ 39,419
One year or less, fair value percentage	68%
After one year through five years, amortized cost	$ 18,749
After one year through five years, amortized cost percentage	32%
After one year through five years, fair value	$ 18,613
After one year through five years, fair value percentage	32%
Total, amortized cost	$ 58,516
Total, amortized cost percentage	100%
Total, fair value	$ 58,032
Total, fair value percentage	100%
Debt securities, available-for-sale, less than 12 months, fair value	$ 10,763	$ 58,253
Debt securities, available-for-sale, less than 12 months, unrealized losses	(34)	(937)
Debt securities, available-for-sale, greater than 12 months, fair value	47,360	0
Debt securities, available-for-sale, greater than 12 months, unrealized losses	(450)	0
Debt securities, available-for-sale, fair value	58,123	58,253
Debt securities, available-for-sale, unrealized losses	(484)	(937)
Corporate Debt Securities [Member]
Debt securities, available-for-sale, less than 12 months, fair value	8,810	26,886
Debt securities, available-for-sale, less than 12 months, unrealized losses	(25)	(363)
Debt securities, available-for-sale, greater than 12 months, fair value	17,214	0
Debt securities, available-for-sale, greater than 12 months, unrealized losses	(178)	0
Debt securities, available-for-sale, fair value	26,024	26,886
Debt securities, available-for-sale, unrealized losses	(203)	(363)
US Treasury Securities [Member]
Debt securities, available-for-sale, less than 12 months, fair value	1,953	29,923
Debt securities, available-for-sale, less than 12 months, unrealized losses	(9)	(544)
Debt securities, available-for-sale, greater than 12 months, fair value	28,662	0
Debt securities, available-for-sale, greater than 12 months, unrealized losses	(254)	0
Debt securities, available-for-sale, fair value	30,615	29,923
Debt securities, available-for-sale, unrealized losses	(263)	(544)
Debt Security, Government, Non-US [Member]
Debt securities, available-for-sale, less than 12 months, fair value	0	1,444
Debt securities, available-for-sale, less than 12 months, unrealized losses	0	(30)
Debt securities, available-for-sale, greater than 12 months, fair value	1,484	0
Debt securities, available-for-sale, greater than 12 months, unrealized losses	(18)	0
Debt securities, available-for-sale, fair value	1,484	1,444
Debt securities, available-for-sale, unrealized losses	$ (18)	$ (30)

Note 4 - Investments and Fair_7

Note 4 - Investments and Fair Value Measurements - Mortgage Loans (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Mortgage loans	$ 45	$ 297
Reported Value Measurement [Member]
Mortgage loans	45	297
Estimate of Fair Value Measurement [Member]
Mortgage loans	$ 45	$ 297

Note 4 - Investments and Fair_8

Note 4 - Investments and Fair Value Measurements - Investment Income (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Interest and Dividend securities	$ 5,309	$ 3,227
Available-for-Sale Debt Securities [Member]
Interest and Dividend securities	2,120	932
Held-to-Maturity Debt Securities [Member]
Interest and Dividend securities	1,348	1,828
Mortgages [Member]
Interest and Dividend securities	5	58
Other Security Investments [Member]
Interest and Dividend securities	$ 1,836	$ 409

Note 4 - Investments and Fair_9

Note 4 - Investments and Fair Value Measurements - Accrued Interest Receivable (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Accrued interest receivable on investments	$ 690	$ 1,157
Corporate Debt Securities [Member]
Accrued interest receivable on investments	423	834
US Treasury Securities [Member]
Accrued interest receivable on investments	262	281
Foreign Government Debt [Member]
Accrued interest receivable on investments	5	42
Debt Securities [Member]
Accrued interest receivable on investments	690	1,157
Mortgages [Member]
Accrued interest receivable on investments	$ 0	$ 0

Note 4 - Investments and Fai_10

Note 4 - Investments and Fair Value Measurements - Investments Measured at Fair Value (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Debt securities, held-to-maturity, fair value	$ 17,745	$ 88,524
Fair Value	58,032	58,254
Corporate Debt Securities [Member]
Fair Value	25,933	26,888
US Treasury Securities [Member]
Fair Value	30,615	29,923
Debt Security, Government, Non-US [Member]
Fair Value	1,484	1,443
Fair Value, Recurring [Member]
Debt securities, held-to-maturity, fair value	17,870	88,964
Fair Value	58,032	58,254
Mortgage loans	45	297
Total	75,947	147,515
Liabilities, fair value	112	566
Fair Value, Recurring [Member] | Corporate Debt Securities [Member]
Debt securities, held-to-maturity, fair value	13,386	59,673
Fair Value	25,933	26,888
Fair Value, Recurring [Member] | US Treasury Securities [Member]
Debt securities, held-to-maturity, fair value	4,047	23,987
Fair Value	30,615	29,923
Fair Value, Recurring [Member] | Debt Security, Government, Non-US [Member]
Debt securities, held-to-maturity, fair value	0	4,999
Fair Value	1,484	1,443
Fair Value, Recurring [Member] | Certificates of Deposit [Member]
Debt securities, held-to-maturity, fair value	437	305
Fair Value, Recurring [Member] | Public Warrants [Member]
Liabilities, fair value	17	230
Fair Value, Recurring [Member] | Private Placement Warrants [Member]
Liabilities, fair value	9	117
Fair Value, Recurring [Member] | Sponsor Covered Shares [Member]
Liabilities, fair value	86	219
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Debt securities, held-to-maturity, fair value	4,047	23,987
Fair Value	30,615	29,923
Mortgage loans	0	0
Total	34,662	53,910
Liabilities, fair value	17	230
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | Corporate Debt Securities [Member]
Debt securities, held-to-maturity, fair value	0	0
Fair Value	0	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | US Treasury Securities [Member]
Debt securities, held-to-maturity, fair value	4,047	23,987
Fair Value	30,615	29,923
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | Debt Security, Government, Non-US [Member]
Debt securities, held-to-maturity, fair value	0	0
Fair Value	0	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | Certificates of Deposit [Member]
Debt securities, held-to-maturity, fair value	0	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | Public Warrants [Member]
Liabilities, fair value	17	230
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | Private Placement Warrants [Member]
Liabilities, fair value	0	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | Sponsor Covered Shares [Member]
Liabilities, fair value	0	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Debt securities, held-to-maturity, fair value	13,823	64,977
Fair Value	27,417	28,331
Mortgage loans	0	0
Total	41,240	93,308
Liabilities, fair value	9	117
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Corporate Debt Securities [Member]
Debt securities, held-to-maturity, fair value	13,386	59,673
Fair Value	25,933	26,888
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | US Treasury Securities [Member]
Debt securities, held-to-maturity, fair value	0	0
Fair Value	0	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Debt Security, Government, Non-US [Member]
Debt securities, held-to-maturity, fair value	0	4,999
Fair Value	1,484	1,443
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Certificates of Deposit [Member]
Debt securities, held-to-maturity, fair value	437	305
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Public Warrants [Member]
Liabilities, fair value	0	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Private Placement Warrants [Member]
Liabilities, fair value	9	117
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Sponsor Covered Shares [Member]
Liabilities, fair value	0	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Debt securities, held-to-maturity, fair value	0	0
Fair Value	0	0
Mortgage loans	45	297
Total	45	297
Liabilities, fair value	86	219
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Corporate Debt Securities [Member]
Debt securities, held-to-maturity, fair value	0	0
Fair Value	0	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | US Treasury Securities [Member]
Debt securities, held-to-maturity, fair value	0	0
Fair Value	0	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Debt Security, Government, Non-US [Member]
Debt securities, held-to-maturity, fair value	0	0
Fair Value	0	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Certificates of Deposit [Member]
Debt securities, held-to-maturity, fair value	0	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Public Warrants [Member]
Liabilities, fair value	0	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Private Placement Warrants [Member]
Liabilities, fair value	0	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Sponsor Covered Shares [Member]
Liabilities, fair value	$ 86	$ 219

Note 4 - Investments and Fai_11

Note 4 - Investments and Fair Value Measurements - Valuation Assumptions (Details)	Dec. 31, 2023 $ / shares	Dec. 31, 2022 $ / shares
Stock price at issuance (in dollars per share)	$ 23
Sponsor Covered Shares [Member]
Stock price at issuance (in dollars per share)	$ 4.63	$ 11.32
Sponsor Covered Shares [Member] | Measurement Input, Price Volatility [Member]
Liability, measurement input	0.65	0.65
Sponsor Covered Shares [Member] | Measurement Input, Risk Free Interest Rate [Member]
Liability, measurement input	0.0388	0.0396
Sponsor Covered Shares [Member] | Measurement Input, Expected Term [Member]
Liability, measurement input	7.6	8.6
Sponsor Covered Shares [Member] | Measurement Input, Expected Dividend Rate [Member]
Liability, measurement input	0	0
Sponsor Covered Shares [Member] | Change in Control Probability [Member]
Liability, measurement input	0.02	0.02

Note 4 - Investments and Fai_12

Note 4 - Investments and Fair Value Measurements - Unobservable Input Reconciliation (Details) - Sponsor Covered Shares [Member] - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
Fair value	$ 219	$ 5,415
Change in fair value of Sponsor Covered Shares	(133)	(5,196)
Fair value	$ 86	$ 219

Note 4 - Investments and Fai_13

Note 4 - Investments and Fair Value Measurements - Unobservable Input Reconciliation Assets (Details) - Local Sales Deferred Earnout [Member[] $ in Thousands	12 Months Ended
	Dec. 31, 2023 USD ($)
Fair value	$ 0
Fair value, asset sale	1,556
Accretion of discount	13
Fair value	12,497
Williston Financial Group LLC (WFG) [Member]
Fair value, asset sale	$ 10,928

Note 5 - Revenue Recognition -

Note 5 - Revenue Recognition - Disaggregation of Revenue (Details) - USD ($) $ in Thousands		12 Months Ended
		Dec. 31, 2023	Dec. 31, 2022
Total revenue from insurance contracts	[1]	$ 301,703	$ 385,253
Total revenue from contracts with customers	[2]	3,342	11,694
Total other revenues		5,898	3,031
Total revenues		310,943	399,978
Operating Segments [Member] | Underwriting Segment [Member]
Total revenue from insurance contracts		0	0
Total revenue from contracts with customers	[2]	2,529	20,848
Interest and investment income (2)	[3]	4,849	2,558
Realized gains and losses, net		(34)	(56)
Total other revenues		1,083	529
Total revenues		3,612	21,377
Operating Segments [Member] | Underwriting Segment [Member] | Direct Agent Title Insurance Premiums [Member]
Total revenue from insurance contracts		18,176	67,743
Operating Segments [Member] | Underwriting Segment [Member] | Third Party Agent Title Insurance Premiums [Member]
Total revenue from insurance contracts		283,527	317,510
Operating Segments [Member] | Underwriting Segment [Member] | Other Title Fees [Member]
Total revenue from contracts with customers		1,953	2,692
Operating Segments [Member] | Distribution Segment [Member]
Total revenue from insurance contracts		301,703	385,253
Total revenue from contracts with customers	[2]	1,953	2,692
Interest and investment income (2)	[3]	1,458	726
Realized gains and losses, net		(375)	(197)
Total other revenues		4,815	2,502
Total revenues		308,471	390,447
Operating Segments [Member] | Distribution Segment [Member] | Escrow Fees [Member]
Total revenue from contracts with customers		890	8,791
Operating Segments [Member] | Distribution Segment [Member] | Other Title Fees [Member]
Total revenue from contracts with customers		1,639	12,057
Consolidation, Eliminations [Member]
Total revenue from insurance contracts		0	0
Total revenue from contracts with customers	[2]	(1,140)	(11,846)
Total other revenues		0	0
Total revenues		(1,140)	(11,846)
Consolidation, Eliminations [Member] | Elimination Segment [Member] | Other Title Fees [Member]
Total revenue from contracts with customers	[4]	$ (1,140)	$ (11,846)
[1]Net premiums written includes revenues from a related party of $139.2 million and $134.9 million for the years ended December 31, 2023 and 2022, respectively (see Note 14 to our consolidated financial statements).[2]Includes fee income from closings, escrow, title exams, ceding commission income, as well as premiums retained by Direct Agents.[3]Interest and investment income consists primarily of interest payments received on held-to-maturity debt securities, available-for-sale debt securities and mortgage loans.[4]Premiums retained by Direct Agents are recognized as income to the Distribution segment, and expense to the Underwriting segment. Upon consolidation, the impact of these internal segment transactions is eliminated. See Note 7. Segment information for additional breakdown.

Note 6 - Liability for Loss a_3

Note 6 - Liability for Loss and Loss Adjustment Expenses (Details Textual) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Prior Year Claims and Claims Adjustment Expense	$ 137	$ 6,353
Liability for Unpaid Claims and Claims Adjustment Expense, Net	81,894	81,873	$ 80,189
Liability for Unpaid Claims and Claims Adjustment Expense, Reserve for Settlement of Claims	$ 200	$ 200

Note 6 - Liability for Loss a_4

Note 6 - Liability for Loss and Loss Adjustment Expenses - Summary of Changes in Liability for Loss and Loss Adjustment Expenses (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
Balance at the beginning of the year	$ 81,873	$ 80,189
Current year	14,901	21,134
Prior years	(137)	(6,353)
Total provision for claims	14,764	14,781
Current year	(1,546)	(2,483)
Prior years	(13,197)	(10,614)
Total paid losses	(14,743)	(13,097)
Balance at the end of the period	$ 81,894	$ 81,873
Provision for claims as a percentage of net written premiums	4.90%	3.80%

Note 7 - Segment Information (D

Note 7 - Segment Information (Details Textual) $ in Thousands	12 Months Ended
	Dec. 31, 2023 USD ($)	Dec. 31, 2022 USD ($)
Number of Reportable Segments	2
Goodwill	$ 23,413	$ 23,413
Goodwill, Translation and Purchase Accounting Adjustments	0	0
Goodwill, Impairment Loss	0	65,207
Underwriting Segment [Member]
Goodwill	$ 23,400	23,400
Underwriting Segment [Member] | Minimum [Member]
Percentage Of Premiums Retained By Agents	82%
Underwriting Segment [Member] | Maximum [Member]
Percentage Of Premiums Retained By Agents	84%
Distribution Segment [Member]
Goodwill, Impairment Loss	$ 65,200	$ 65,200

Note 7 - Segment Information -

Note 7 - Segment Information - Schedule of Operating Results by Reportable Segments (Details) - USD ($) $ in Thousands		12 Months Ended
		Dec. 31, 2023	Dec. 31, 2022
Net premiums written (1)	[1]	$ 301,703	$ 385,253
Escrow, other title-related fees and other	[2]	3,342	11,694
Investment, dividend and other income		5,898	3,031
Total revenues		310,943	399,978
Insurance Commissions	[3],[4]	248,177	307,041
Direct labor (3)	[5]	13,286	37,312
Other direct costs (4)	[6]	11,096	16,435
Provision for claims		14,764	14,781
Adjusted gross profit		23,620	24,409
Operating Segments [Member] | Distribution Segment [Member]
Net premiums written (1)		301,703	385,253
Escrow, other title-related fees and other	[2]	1,953	2,692
Investment, dividend and other income		4,815	2,502
Total revenues		308,471	390,447
Insurance Commissions	[4]	249,317	318,887
Direct labor (3)	[5]	11,093	10,398
Other direct costs (4)	[6]	9,780	9,803
Provision for claims		14,563	13,575
Adjusted gross profit		23,718	37,784
Operating Segments [Member] | Underwriting Segment [Member]
Net premiums written (1)		0	0
Escrow, other title-related fees and other	[2]	2,529	20,848
Investment, dividend and other income		1,083	529
Total revenues		3,612	21,377
Insurance Commissions	[4]	0	0
Direct labor (3)	[5]	2,193	26,914
Other direct costs (4)	[6]	1,316	6,632
Provision for claims		201	1,206
Adjusted gross profit		(98)	(13,375)
Consolidation, Eliminations [Member]
Net premiums written (1)		0	0
Escrow, other title-related fees and other	[2]	(1,140)	(11,846)
Investment, dividend and other income		0	0
Total revenues		(1,140)	(11,846)
Insurance Commissions	[4]	(1,140)	(11,846)
Direct labor (3)	[5]	0	0
Other direct costs (4)	[6]	0	0
Provision for claims		0	0
Adjusted gross profit		$ 0	$ 0
[1]Net premiums written includes revenues from a related party of $139.2 million and $134.9 million for the years ended December 31, 2023 and 2022, respectively (see Note 14 to our consolidated financial statements).[2]Includes fee income from closings, escrow, title exams, ceding commission income, as well as premiums retained by Direct Agents.[3]Premiums retained by agents includes expenses associated with a related party of $112.0 million and $108.4 million during the years ended December 31, 2023 and 2022, respectively (see Note 14 to our consolidated financial statements).[4]This expense represents a deduction from the net premiums written for the amounts that are retained by Direct Agents and Third-Party Agents as compensation for their efforts to generate premium income for our Underwriting segment. The impact of premiums retained by our Direct Agents and the expense for reinsurance or co-insurance procured on Direct Agent sourced premiums are eliminated in consolidation.[5]Includes all compensation costs, including salaries, bonuses, incentive payments, and benefits, for personnel involved in the direct fulfillment of title and/or escrow services. Direct labor excludes severance costs.[6]Includes title examination expense, office supplies, and premium and other taxes.

Note 7 - Segment Information _2

Note 7 - Segment Information - Reconciliation of Reportable Segments to Consolidated (Details) - USD ($) $ in Thousands		12 Months Ended
		Dec. 31, 2023	Dec. 31, 2022
Adjusted gross profit		$ 23,620	$ 24,409
Depreciation and amortization		11,673	15,077
Other indirect expenses (1)	[1]	85,338	175,371
Long-lived asset impairment		1,499	29,524
Change in fair value of Warrant and Sponsor Covered Shares liabilities		(453)	(21,317)
Interest expense		20,323	14,106
Loss from continuing operations before income taxes		$ (94,760)	$ (188,352)
[1]Includes other indirect expenses not allocated to segments including corporate support function costs, such as legal, finance, human resources, technology support and certain other indirect operating expenses, such as sales and management payroll, and incentive related expenses.

Note 8 - Income Tax (Details Te

Note 8 - Income Tax (Details Textual) $ in Millions	12 Months Ended
	Dec. 31, 2023 USD ($)
Valuation Allowance, Deferred Tax Asset, Increase (Decrease), Amount	$ 32.3
Operating Loss Carryforwards, Subject To Expiration	0.2
Domestic Tax Authority [Member]
Operating Loss Carryforwards	391.9
State and Local Jurisdiction [Member]
Operating Loss Carryforwards	529.2
Accrued Liabilities And Other Liabilities [Member]
Deferred Income Tax Liabilities, Net	$ 0.8

Note 8 - Income Tax - Income Ta

Note 8 - Income Tax - Income Tax Expense Benefit (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
Federal	$ 0	$ 0
State	174	179
Total current	174	179
Federal	113	(338)
State	329	(1,083)
Total deferred	442	(1,421)
Total	616	(1,242)
Continuing operations	528	(1,055)
Domestic Tax Authority [Member]
Total	616	(1,242)
Continuing operations	528	(1,055)
Discontinued operations	$ 88	$ (187)

Note 8 - Income Tax - Effective

Note 8 - Income Tax - Effective Income Tax Rate Reconciliation (Details)	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
Benefit calculated at federal income tax rate	21%	21%
Change in valuation allowance	(26.10%)	(24.40%)
State tax benefit	8.70%	6.70%
Goodwill impairment	0%	(3.30%)
Nondeductible compensation	(3.50%)	(2.10%)
Provision-to-return permanent differences	1%	1.70%
Federal benefit on state tax	(1.80%)	0%
Change in fair value of Warrant and Sponsor Covered Shares liabilities	0.10%	1.40%
Change in state tax rate	0%	(0.80%)
Change in payables	0.20%	0%
Other permanent differences, net	(0.10%)	0.20%
Income tax benefit (expense)	(0.50%)	0.40%

Note 8 - Income Tax - Deferred

Note 8 - Income Tax - Deferred Income Tax Assets (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Net operating loss	$ 117,319	$ 108,906
Interest expense	14,159	9,850
Intangibles assets	5,658	2,129
Stock-based compensation expense	2,360	4,379
Research and development	22,640	3,148
Statutory premium reserve	3,970	2,245
Other, net	1,434	1,641
Accrued compensation	1,073	1,393
Investments	192	420
Right-of-use assets	0	391
Allowance for doubtful accounts	370	265
Loss reserves	202	212
Debt issuance costs	34	43
Deferred lease obligation	18	18
Total gross deferred tax assets	169,429	135,040
Less valuation allowance	(161,980)	(129,704)
Total deferred tax assets	7,449	5,336
Other reserves	(2,230)	(2,069)
Fixed assets	(2,098)	(1,846)
Lease liabilities	(3,250)	0
Unrealized gain on investments	0	(203)
Total deferred tax liabilities	(8,241)	(5,686)
Net deferred tax liability	(792)	(350)
Title Plant [Member]
Title plants	(663)	(1,428)
Intangible Assets Excluding Title Plants [Member]
Title plants	$ 0	$ (140)

Note 9 - Fixed Assets (Details

Note 9 - Fixed Assets (Details Textual) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
Depreciation	$ 11,700	$ 15,100
Tangible Asset Impairment Charges	1,499	29,524
Furniture Leasehold Improvement and Computer Equipment [Member]
Tangible Asset Impairment Charges	0	1,000
Software Development [Member]
Depreciation	8,200	11,500
Tangible Asset Impairment Charges	1,100	$ 23,200
Property Plant and Equipment, Expected Depreciation, Year One	9,900
Property, Plant and Equipment, Expected Depreciation, Year Two	8,700
Property, Plant and Equipment, Expected Depreciation, Year Three	5,800
Property, Plant and Equipment, Expected Depreciation, Year Four	2,800
Property, Plant and Equipment, Expected Depreciation, Year Five	$ 700

Note 9 - Fixed Assets - Summary

Note 9 - Fixed Assets - Summary of Fixed Assets (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Fixed assets	$ 57,217	$ 53,709
Accumulated depreciation and amortization	(26,272)	(16,685)
Total fixed assets, net	30,945	37,024
Software Development [Member]
Fixed assets	47,896	40,934
Computer Equipment [Member]
Fixed assets	5,492	7,458
Software [Member]
Fixed assets	3,140	2,975
Furniture and Fixtures [Member]
Fixed assets	484	831
Leasehold Improvements [Member]
Fixed assets	196	857
Construction in Progress [Member]
Fixed assets	$ 9	$ 654

Note 9 - Fixed Assets - Composi

Note 9 - Fixed Assets - Composition of Gains (Losses) on Sales of Fixed Assets (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
Gains	$ 90	$ 76
Losses	(781)	(232)
Total net gains (losses)	$ (691)	$ (156)

Note 9 - Fixed Assets - Develop

Note 9 - Fixed Assets - Developed and Acquired Software (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
Software Development [Member]
Internally developed software	$ 8,034	$ 30,609
Accumulated amortization	(8,175)	(11,472)
Internally developed software, net	(141)	19,137
Software [Member]
Internally developed software	199	919
Accumulated amortization	(396)	(368)
Acquired software, net	$ (197)	$ 551

Note 10 - Debt (Details Textual

Note 10 - Debt (Details Textual) - USD ($)	May 19, 2023	Dec. 31, 2020	Dec. 31, 2023	Sep. 03, 2021
Class of Warrant or Right, Number of Securities Called by Warrants or Rights (in shares)				693,333
Penny Warrants [Member]
Class of Warrant Or Right, Percentage Of Fully Diluted Shares Called by Each Warrant or Right		1.35%
Class of Warrant or Right, Number of Securities Called by Warrants or Rights (in shares)		200,000
Senior First Lien Note [Member] | Senior Notes [Member]
Debt Instrument, Face Amount		$ 150,000,000
Debt Instrument, Term (Year)		5 years
Debt Instrument, Interest Rate, Stated Percentage		11.25%
Debt Instrument, Interest Rate, Stated Percentage, Current Cash Basis		5%
Debt Instrument, Debt Default, Interest Rate		15%
Debt Instrument, Covenant, Minimum Liquidity		$ 20,000,000
Debt Instrument, Covenant, Minimum Consolidated Revenue		$ 130,000,000
Debt Instrument, Covenant, Prepayment, Minimum Proceeds From Dispositions	$ 750,000
Debt Instrument, Covenant, Prepayment, Percentage of Excess Net Cash Proceeds	100%
Long-Term Debt, Fair Value			$ 157,000,000

Note 11 - Stockholders' (Defi_2

Note 11 - Stockholders' (Deficit) Equity (Details Textual)		12 Months Ended
	Jun. 29, 2023	Dec. 31, 2023 $ / shares shares	Dec. 31, 2022 shares
Common Stock, Votes Per Share		1
Common Stock, Shares Authorized (in shares)		80,000,000	80,000,000
Preferred Stock, Par or Stated Value Per Share (in dollars per share) | $ / shares		$ 0.0001
Preferred Stock, Shares Authorized (in shares)		4,000,000
Preferred Stock, Shares Issued (in shares)		0
Reverse Stock Split [Member]
Stockholders' Equity Note, Stock Split, Conversion Ratio	25

Note 12 - Stock Compensation _3

Note 12 - Stock Compensation Expense (Details Textual) - USD ($) $ / shares in Units, $ in Millions		1 Months Ended		12 Months Ended
	Aug. 03, 2023	May 31, 2023	Jun. 30, 2022	Dec. 31, 2023	Dec. 31, 2022	Jun. 30, 2023
Share-Based Payment Arrangement, Reversal of Expense		$ 2.2
Deferred Compensation Share-Based Arrangements, Liability, Current and Noncurrent						$ 0.2
Increase (Decrease) In Share-Based Payment Arrangement Expense				$ (17.1)	$ (29.7)
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Exercises in Period, Intrinsic Value				0.1	3.5
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Vested in Period, Fair Value				3.5	$ 12.6
Share-Based Payment Arrangement, Nonvested Award, Option, Cost Not yet Recognized, Amount				$ 1.7
Share-Based Payment Arrangement, Option [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Expiration Period (Year)				10 years
Share-Based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Period for Recognition (Year)				1 year
Share-Based Payment Arrangement, Option [Member] | Omnibus Incentive Plan 2021 [Member]
Common Stock, Capital Shares Reserved for Future Issuance (in shares)				3
Share-Based Payment Arrangement, Option [Member] | Minimum [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Award Vesting Period (Month)				7 months
Share-Based Payment Arrangement, Option [Member] | Maximum [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Award Vesting Period (Month)				60 months
Restricted Stock Units (RSUs) [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Grants in Period (in shares)	1,000,000
Restricted Stock Units (RSUs) [Member] | Share-Based Payment Arrangement, Tranche One [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Award Vesting Rights, Percentage	50%			25%
Market-Based Awards [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Award Vesting Period (Month)					4 years
Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Grants in Period (in shares)				0
Share-Based Payment Arrangement, Nonvested Award, Option, Cost Not yet Recognized, Amount				$ 0.3
Share-Based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Period for Recognition (Year)				2 years 5 months 1 day
Market-Based Awards [Member] | Omnibus Incentive Plan 2021 [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Award Vesting Period (Month)			4 years
Share-Based Compensation Arrangement by Share-Based Payment Award, Number of Shares Authorized (in shares)			97,413
Market-Based Awards [Member] | Share-Based Payment Arrangement, Tranche One [Member] | Omnibus Incentive Plan 2021 [Member]
Share-Based Compensation Arrangement By Share-Based Payment Award, Weighted Average Price Threshold (in dollars per share)			$ 125
Market-Based Awards [Member] | Share-Based Payment Arrangement, Tranche Two [Member] | Omnibus Incentive Plan 2021 [Member]
Share-Based Compensation Arrangement By Share-Based Payment Award, Weighted Average Price Threshold (in dollars per share)			187.5
Market-Based Awards [Member] | Share-Based Payment Arrangement, Tranche Three [Member] | Omnibus Incentive Plan 2021 [Member]
Share-Based Compensation Arrangement By Share-Based Payment Award, Weighted Average Price Threshold (in dollars per share)			$ 250
Restricted and Performance Stock Awards [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Grants in Period (in shares)				1,303,266
Share-Based Payment Arrangement, Nonvested Award, Option, Cost Not yet Recognized, Amount				$ 25.4
Share-Based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Period for Recognition (Year)				2 years 18 days
Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Vested in Period, Fair Value				$ 3.6	$ 3.8

Note 12 - Stock Compensation _4

Note 12 - Stock Compensation Expense - Stock Option Activity (Details) - USD ($) $ / shares in Units, $ in Thousands	12 Months Ended		24 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2023
Outstanding options (in shares)	703,422
Outstanding options, weighted average exercise price (in dollars per share)	$ 14.46
Outstanding options, weighted average remaining contractual life (Year)	5 years 7 months 13 days		6 years 8 months 26 days
Outstanding options, aggregate intrinsic value	$ 54	$ 191	$ 54
Granted options (in shares)	0
Granted options, weighted average exercise price (in dollars per share)	$ 0
Exercised options (in shares)	(17,774)
Exercised options, weighted average exercise price (in dollars per share)	$ 13.41
Exercised options weighted average remaining contractual life (Year)	5 months 1 day
Cancelled or forfeited options (in shares)	(283,620)
Cancelled or forfeited options, weighted average exercise price (in dollars per share)	$ 15.07
Cancelled or forfeited options, weighted average contractual life (Year)	1 year 25 days
Outstanding options (in shares)	402,028	703,422	402,028
Outstanding options, weighted average exercise price (in dollars per share)	$ 14.08	$ 14.46	$ 14.08
Options exercisable (in shares)	387,772		387,772
Options exercisable, weighted average remaining contractual life (in dollars per share)	$ 13.94		$ 13.94
Options exercisable, weighted average contractual life (Year)	5 years 6 months 29 days
Options exercisable aggregate intrinsic value	$ 54		$ 54

Note 12 - Stock Compensation _5

Note 12 - Stock Compensation Expense - Stock Award Activity (Details)	12 Months Ended
	Dec. 31, 2023 $ / shares shares
Restricted and Performance Stock Awards [Member]
Non-vested (in shares) | shares	1,619,222
Non-vested, average grant date fair value (in dollars per share) | $ / shares	$ 44.19
Granted, other than options (in shares) | shares	1,303,266
Granted, other than options, average grant date fair value (in dollars per share) | $ / shares	$ 8.14
Vested, other than options (in shares) | shares	(444,879)
Vested, other than options, average grant date fair value (in dollars per share) | $ / shares	$ 46.52
Adjustment for PRSUs expected to vest (in shares) | shares	0
Adjustment for PRSUs expected to vest, average grant date fair value (in dollars per share) | $ / shares	$ 0
Cancelled or Forfeited, other than options (in shares) | shares	(670,280)
Cancelled or Forfeited, other than options, average grant date fair value (in dollars per share) | $ / shares	$ 47.7
Non-vested (in shares) | shares	1,807,329
Non-vested, average grant date fair value (in dollars per share) | $ / shares	$ 18.59
Market-Based Awards [Member]
Non-vested (in shares) | shares	97,413
Non-vested, average grant date fair value (in dollars per share) | $ / shares	$ 7.92
Granted, other than options (in shares) | shares	0
Granted, other than options, average grant date fair value (in dollars per share) | $ / shares	$ 0
Vested, other than options (in shares) | shares	0
Vested, other than options, average grant date fair value (in dollars per share) | $ / shares	$ 0
Cancelled or Forfeited, other than options (in shares) | shares	0
Cancelled or Forfeited, other than options, average grant date fair value (in dollars per share) | $ / shares	$ 0
Non-vested (in shares) | shares	97,413
Non-vested, average grant date fair value (in dollars per share) | $ / shares	$ 7.92

Note 12 - Stock Compensation _6

Note 12 - Stock Compensation Expense- Valuation Assumptions (Details)	12 Months Ended
	Dec. 31, 2023 $ / shares
Stock price at issuance (in dollars per share)	$ 23
Expected volatility	75%
Risk-free interest rate	3.14%
Current expected term (years) (Year)	3 years 10 months 24 days
Expected dividend yield	0%

Note 13 - Earnings Per Share -

Note 13 - Earnings Per Share - Schedule of Earnings Per Share (Details) - USD ($) $ / shares in Units, $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
Loss from continuing operations, net of taxes	$ (95,288)	$ (187,297)
Weighted-average common shares – basic and diluted (in shares)	13,342,913	13,041,337
Net loss from continuing operations per share attributable to stockholders - basic and diluted (in dollars per share)	$ (7.14)	$ (14.36)
Net loss from discontinued operations per share - basic and diluted (in dollars per share)	(2.18)	(8.81)
Net loss per share attributable to stockholders - basic and diluted (in dollars per share)	$ (9.32)	$ (23.17)

Note 13 - Earnings Per Share _2

Note 13 - Earnings Per Share - Antidilutive Securities (Details) - shares	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
Total antidilutive securities (in shares)	3,686,293	3,838,991
Share-Based Payment Arrangement, Option [Member]
Total antidilutive securities (in shares)	402,028	703,422
Warrant [Member]
Total antidilutive securities (in shares)	693,333	720,910
Restricted and Performance Stock Awards [Member]
Total antidilutive securities (in shares)	1,807,329	1,619,222
Market-Based Awards [Member]
Total antidilutive securities (in shares)	97,413	97,413
Sponsor Covered Shares and Seller Earnout Shares [Member]
Total antidilutive securities (in shares)	686,190	698,024

Note 14 - Related Party Trans_3

Note 14 - Related Party Transactions (Details Textual) - Lennar Corporation [Member] - USD ($) $ in Millions	Dec. 31, 2023	Apr. 27, 2023
Sublease Agreement [Member]
Lessor, Operating Lease, Payment to be Received		$ 0.2
Doma Holdings, Inc. [Member]
Equity Method Investment, Ownership Percentage	24.30%

Note 14 - Related Party Trans_4

Note 14 - Related Party Transactions - Schedule of Related Party Transactions (Details) - USD ($) $ in Thousands		12 Months Ended
		Dec. 31, 2023	Dec. 31, 2022
Revenues	[1]	$ 301,703	$ 385,253
Premiums retained by agents	[2],[3]	248,177	307,041
Trade and other receivables (net of allowance for credit losses of $1,802 and $1,413 at December 31, 2023 and 2022, respectively)		24,452	20,541
Affiliated Entity [Member] | Lennar Corporation [Member]
Revenues		139,186	134,869
Premiums retained by agents		112,011	108,419
Trade and other receivables (net of allowance for credit losses of $1,802 and $1,413 at December 31, 2023 and 2022, respectively)		$ 7,153	$ 4,175
[1]Net premiums written includes revenues from a related party of $139.2 million and $134.9 million for the years ended December 31, 2023 and 2022, respectively (see Note 14 to our consolidated financial statements).[2]Premiums retained by agents includes expenses associated with a related party of $112.0 million and $108.4 million during the years ended December 31, 2023 and 2022, respectively (see Note 14 to our consolidated financial statements).[3]This expense represents a deduction from the net premiums written for the amounts that are retained by Direct Agents and Third-Party Agents as compensation for their efforts to generate premium income for our Underwriting segment. The impact of premiums retained by our Direct Agents and the expense for reinsurance or co-insurance procured on Direct Agent sourced premiums are eliminated in consolidation.

Note 15 - Commitments and Con_2

Note 15 - Commitments and Contingencies (Details Textual) - USD ($) $ in Millions	Dec. 31, 2023	Dec. 31, 2022
Escrow Deposit Contingent Liability [Member]
Loss Contingency, Estimate of Possible Loss	$ 11	$ 77.4

Note 16 - Accumulated Other C_3

Note 16 - Accumulated Other Comprehensive - Components of Accumulated Other Comprehensive Income (Details) - AOCI, Accumulated Gain (Loss), Debt Securities, Available-for-Sale, Parent [Member] - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
Beginning balance at January 1	$ (937)	$ 0
Unrealized gain (loss) on available-for-sale debt securities, before tax	454	(937)
Income tax effect	0	0
Total accumulated other comprehensive income, net of tax	$ (483)	$ (937)

Note 17 - Accrued Expenses an_3

Note 17 - Accrued Expenses and Other Liabilities (Details Textual) $ in Thousands		12 Months Ended
	Aug. 02, 2023	Dec. 31, 2023 USD ($)	Dec. 31, 2022 USD ($)	Dec. 31, 2021 USD ($)
Number Of Workforce Reduction Plans			3
Restructuring Reserve		$ 0	$ 4,984	$ 0
Contract Termination [Member]
Restructuring And Related Cost, Accelerated Contract Charges		1,300	$ 5,200
Restructuring Reserve		3,500
Workforce Reduction Plan [Member]
Restructuring and Related Cost, Number of Positions Eliminated	70		1,076
Restructuring and Related Cost, Number of Positions Eliminated, Period Percent	17%		52%
Workforce Reduction Plan [Member] | Forfeited Stock-based Compensation [Member]
Restructuring and Related Cost, Incurred Cost		$ 2,600	$ 3,700

Note 17 - Accrued Expenses an_4

Note 17 - Accrued Expenses and Other Liabilities - Schedule of Accrued Expenses and Other Liabilities (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Employee benefits	$ 323	$ 3,782
Severance	0	4,984
Contract terminations	3,460	5,248
Premium taxes	2,700	3,862
Employee compensation	3,108	2,234
Other	3,109	3,237
Total accrued expenses and other liabilities	$ 12,700	$ 23,347

Note 17 - Accrued Expenses an_5

Note 17 - Accrued Expenses and Other Liabilities - Liabilities Associated with Restructuring (Details) - USD ($) $ in Thousands		12 Months Ended
		Dec. 31, 2023	Dec. 31, 2022
Balance as of January 1, 2022		$ 4,984	$ 0
Charges incurred (1)	[1]	10,287	16,130
Payments and other adjustments		(15,271)
Balance as of January 1, 2023		$ 0	$ 4,984
[1]Charges incurred include interim salary for employees with known departure dates, employee benefits, severance, payroll taxes and related facilitation costs offset by forfeitures of bonus.

Note 18 - Employee Benefit Pl_2

Note 18 - Employee Benefit Plan (Details Textual) - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Defined Contribution Plan, Maximum Annual Contributions Per Employee with Employer Match, Percent		3.50%
Defined Contribution Plan, Cost	$ 0.3	$ 3.3
First Match Tranche [Member]
Defined Contribution Plan, Employer Matching Contribution, Percent of Match			100%
Defined Contribution Plan, Employer Matching Contribution, Percent of Employees' Gross Pay			1%
Second Match Tranche [Member]
Defined Contribution Plan, Employer Matching Contribution, Percent of Match			50%
Defined Contribution Plan, Employer Matching Contribution, Percent of Employees' Gross Pay			5%

Note 19 - Research and Develo_3

Note 19 - Research and Development - Schedule of Research and Development Expenses (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
Research and development expenses incurred	$ 5,266	$ 16,108
Capitalized internally developed software costs	8,034	30,609
Research and development spend, inclusive of capitalized internally developed software cost	$ 13,300	$ 46,717

Note 20 - Warrant Liabilities (

Note 20 - Warrant Liabilities (Details Textual) - USD ($) $ / shares in Units, $ in Thousands	Dec. 31, 2023	Dec. 31, 2022	Dec. 04, 2021	Sep. 03, 2021	Jul. 28, 2021	Dec. 04, 2020
Class of Warrant or Right, Number of Securities Called by Warrants or Rights (in shares)				693,333
Warrants and Rights Outstanding, Term (Year)			1 year
Warrants and Rights Outstanding	$ 26	$ 347
Public Warrants [Member]
Class of Warrant or Right, Number of Securities Called by Warrants or Rights (in shares)	460,000	460,000				11,500,000
Class of Warrant or Right, Number of Securities Called by Each Twenty-Five Warrant or Right (in shares)	1
Class of Warrant or Right, Exercise Price of Warrants or Rights (in dollars per share)	$ 287.5
Class Of Warrant Or Right, Fair Market Value Price, Conversion Ratio Maximum (in dollars per share)					$ 0.014
Warrants and Rights Outstanding	$ 0	$ 200
Public Warrants [Member] | Share-Based Payment Arrangement, Tranche One [Member]
Class Of Warrant Or Right, Stock Price Threshold For Redemption Of Warrants Or Right (in dollars per share)					450
Class Of Warrant Or Right, Redemption Price (in dollars per share)					0.01
Public Warrants [Member] | Share-Based Payment Arrangement, Tranche Two [Member]
Class Of Warrant Or Right, Stock Price Threshold For Redemption Of Warrants Or Right (in dollars per share)					250
Class Of Warrant Or Right, Redemption Price (in dollars per share)					0.1
Private Placement Warrants [Member]
Class of Warrant or Right, Number of Securities Called by Warrants or Rights (in shares)	233,333	233,333				5,833,333
Class of Warrant or Right, Number of Securities Called by Each Twenty-Five Warrant or Right (in shares)	1					1
Class of Warrant or Right, Exercise Price of Warrants or Rights (in dollars per share)	$ 287.5					$ 287.5
Warrants and Rights Outstanding	$ 0	$ 100
Class of Warrant or Right Tranche One [Member] | Public Warrants [Member]
Class Of Warrant Or Right, Stock Price Threshold For Redemption Of Warrants Or Right (in dollars per share)					$ 450

Note 21 - Leases (Details Textu

Note 21 - Leases (Details Textual) - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
Operating Lease, Impairment Loss	$ 0.4	$ 5.3
Minimum [Member]
Lessee, Operating Lease, Remaining Lease Term (Month)	1 month
Lessee, Operating Lease, Renewal Term (Year)	1 year
Sublease Contractual Term (Month)	2 months
Sublease Renewal Term (Year)	0 years
Maximum [Member]
Lessee, Operating Lease, Remaining Lease Term (Month)	4 years
Lessee, Operating Lease, Renewal Term (Year)	5 years
Sublease Contractual Term (Month)	4 years
Sublease Renewal Term (Year)	1 year

Note 21 - Leases - Components o

Note 21 - Leases - Components of Operating Leases (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
Operating lease expense	$ 2,392	$ 3,684
Less sublease income	(480)	(13)
Net lease expense	1,912	3,671
Operating cash outflow from operating leases during the year ended December 31, 2023	4,267	3,602
Right-of-use assets obtained during the year ended December 31, 2023 in exchange for new operating lease liabilities	$ 42	$ 862
Weighted average remaining lease term (in years) (Year)	3 years 6 months 21 days	4 years 3 months 29 days
Weighted average discount rate	10%	10%

Note 21 - Leases - Maturities o

Note 21 - Leases - Maturities of Lease Liabilities (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
2024	$ 3,364
2025	2,579
2026	2,421
2027	2,093
Total lease payments	10,457
Less imputed interest	(1,619)
Leases liabilities	8,838	$ 10,793
Discontinued Operations, Held-for-Sale or Disposed of by Sale [Member]
2024	2,629
2025	2,143
2026	1,777
2027	620
Total lease payments	7,169
Less imputed interest	(1,062)
Leases liabilities	$ 6,107

Note 21 - Leases - Sublease Pay

Note 21 - Leases - Sublease Payments Receivable (Details) $ in Thousands	Dec. 31, 2023 USD ($)
2024	$ 1,139
2025	1,035
2026	1,067
2027	1,100
Total sublease payments	4,341
Discontinued Operations, Held-for-Sale or Disposed of by Sale [Member]
2024	666
2025	325
2026	131
2027	24
Total sublease payments	$ 1,146

Note 22 - Regulation and Stat_2

Note 22 - Regulation and Statutory Financial Information (Details Textual) - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Jan. 01, 2024
Statutory Accounting Practices, Statutory Amount Available for Dividend Payments without Regulatory Approval	$ 49.9	$ 57.9
Statutory Accounting Practices, Statutory Net Income Amount	$ 5.2	$ 13.9
Forecast [Member]
Statutory Accounting Practices, Statutory Amount Available for Dividend Payments without Regulatory Approval			$ 5.2

Note 23 - Discontinued Operat_3

Note 23 - Discontinued Operations (Details Textual) - USD ($) $ in Thousands		12 Months Ended
	Jun. 09, 2023	Dec. 31, 2023	Dec. 31, 2022
Discontinued Operation, Gain (Loss) on Disposal of Discontinued Operation, Net of Tax		$ (7,124)	$ 0
Discontinued Operations, Held-for-Sale or Disposed of by Sale [Member]
Discontinued Operation, Gain (Loss) on Disposal of Discontinued Operation, Net of Tax		$ (7,124)	$ 0
Discontinued Operations, Held-for-Sale or Disposed of by Sale [Member] | Local Component [Member] | Title Plant [Member]
Disposal Group, Including Discontinued Operation, Transaction Costs	$ 700
Discontinued Operation, Gain (Loss) on Disposal of Discontinued Operation, Net of Tax	3,800
Discontinued Operations, Held-for-Sale or Disposed of by Sale [Member] | Local Component [Member] | Title Plant [Member]
Disposal Group, Including Discontinued Operation, Consideration	$ 7,600

Note 23 - Discontinued Operat_4

Note 23 - Discontinued Operations - Components of Discontinued Operations, Assets and Liabilities (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Total assets	$ 2,563	$ 53,141
Total liabilities	6,783	30,356
Local Component [Member] | Discontinued Operations, Held-for-Sale or Disposed of by Sale [Member]
Trade and other receivables (net of allowance for credit losses of $110 at December 31, 2023 and $75 at December 31, 2022)	62	751
Prepaid expenses, deposits and other assets	242	1,437
Lease right-of-use assets	2,108	13,910
Fixed assets (net of accumulated depreciation of $2,028 at December 31, 2023 and $7,847 at December 31, 2022)	151	2,359
Title plants	0	11,817
Goodwill	0	22,867
Total assets	2,563	53,141
Accounts payable	306	502
Accrued expenses and other liabilities, discontinued operations	238	5,546
Lease liabilities	6,107	16,696
Senior secured credit agreement, net of debt issuance costs and original issue discount	0	7,415
Liability for loss and loss adjustment expenses	132	197
Total liabilities	$ 6,783	$ 30,356

Note 23 - Discontinued Operat_5

Note 23 - Discontinued Operations - Components of Discontinued Operations, Assets and Liabilities (Details) (Parentheticals) - Local Component [Member] - Discontinued Operations, Held-for-Sale or Disposed of by Sale [Member] - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Disposal Group, Including Discontinued Operation, Accounts and Other Receivable, Allowance for Credit Losses	$ 110	$ 75
Accumulated depreciation	$ 2,028	$ 7,847

Note 23 - Discontinued Operat_6

Note 23 - Discontinued Operations - Components of Discontinued Operations, Revenues and Expenses (Details) - USD ($) $ in Thousands		12 Months Ended
		Dec. 31, 2023	Dec. 31, 2022
Goodwill impairment		$ 0	$ 65,207
Net loss from discontinued operations		(29,126)	(114,912)
Discontinued Operations, Held-for-Sale or Disposed of by Sale [Member]
Escrow, other title-related fees and other		16,503	40,314
Investment, dividend and other income		(687)	(111)
Total revenues		15,816	40,203
Operating expenses excluding impairments		31,721	83,618
Goodwill impairment		0	65,207
Long-lived asset impairment		4,007	2,503
Total operating expenses		35,728	151,328
Loss from discontinued operations		(19,912)	(111,125)
Interest expense		(2,002)	(3,974)
Gain (loss) on sales of discontinued operations		(7,124)	0
Loss from discontinued operations before income taxes		(29,038)	(115,099)
Income tax expense		(88)	187
Net loss from discontinued operations		(29,126)	(114,912)
Discontinued Operations, Held-for-Sale or Disposed of by Sale [Member] | Intersegment Eliminations [Member]
Escrow, other title-related fees and other	[1]	(14,033)	(45,560)
Investment, dividend and other income	[1]	0	0
Total revenues	[1]	(14,033)	(45,560)
Operating expenses excluding impairments	[1]	(14,033)	(45,560)
Goodwill impairment	[1]	0	0
Long-lived asset impairment	[1]	0	0
Total operating expenses	[1]	(14,033)	(45,560)
Loss from discontinued operations	[1]	0	0
Interest expense	[1]	0	0
Gain (loss) on sales of discontinued operations	[1]	0	0
Loss from discontinued operations before income taxes	[1]	0	0
Income tax expense	[1]	0	0
Net loss from discontinued operations	[1]	0	0
Discontinued Operations, Held-for-Sale or Disposed of by Sale [Member] | Local Component [Member]
Escrow, other title-related fees and other		30,536	85,874
Investment, dividend and other income		(687)	(111)
Total revenues		29,849	85,763
Operating expenses excluding impairments		45,754	129,178
Goodwill impairment		0	65,207
Long-lived asset impairment		4,007	2,503
Total operating expenses		49,761	196,888
Loss from discontinued operations		(19,912)	(111,125)
Gain (loss) on sales of discontinued operations		(7,124)	0
Loss from discontinued operations before income taxes		(29,038)	(115,099)
Income tax expense		(88)	187
Net loss from discontinued operations		(29,126)	(114,912)
Discontinued Operations, Held-for-Sale or Disposed of by Sale [Member] | Local Component [Member] | Discontinued Operations [Member]
Interest expense		$ (2,002)	$ (3,974)
[1]Prior to the Local Sales, the Company’s consolidated statements of operations included premiums retained by Local Component Direct Agents as revenue for the Local Component and a corresponding deduction from the net premiums written for the Underwriting segment, which were presented in the Company’s segment reporting disclosures. As such, these transactions are eliminated for purposes of this disclosure as they will not continue in periods subsequent to the Local Sales.

Note 23 - Discontinued Operat_7

Note 23 - Discontinued Operations - Components of Cash Flow (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
Loss on sales of discontinued operations	$ (7,124)	$ 0
Proceeds from sales of discontinued operations, net of cash disposed and working capital adjustments, and dividends from title plants	15,884	755
Discontinued Operations, Held-for-Sale or Disposed of by Sale [Member]
Impairment charges	4,007	67,710
Depreciation and amortization of discontinued operations	510	942
Loss on sales of discontinued operations	(7,124)	0
Capital expenditures	0	1,848
Proceeds from sales of discontinued operations, net of cash disposed and working capital adjustments, and dividends from title plants	$ 15,884	$ 755

Note 24 - Subsequent Events (De

Note 24 - Subsequent Events (Details Textual) - USD ($)	Mar. 28, 2024	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2020
Common Stock, Par or Stated Value Per Share (in dollars per share)		$ 0.0001	$ 0.0001
Share Price (in dollars per share)		$ 23
Hudson Financing Arrangements [Member]
Debt Instrument, Covenant, Minimum Consolidated Revenue				$ 130,000,000
Subsequent Event [Member]
Common Stock, Par or Stated Value Per Share (in dollars per share)	$ 0.0001
Share Price (in dollars per share)	$ 6.29
Subsequent Event [Member] | Len FW [Member]
Payments to Acquire Businesses, Gross	$ 17,000,000
Subsequent Event [Member] | Len FW [Member] | Len FW Investment [Member]
Equity Method Investment, Ownership Percentage	8.36%
Subsequent Event [Member] | Topco Commitment Letter [Member]
Line of Credit Facility, Maximum Borrowing Capacity	$ 25,000,000
Line of Credit Facility, Commitment Fee Percentage	5%
Debt Instrument, Upfront Fee	3%
Subsequent Event [Member] | Topco Commitment Letter [Member] | Secured Overnight Financing Rate (SOFR) Overnight Index Swap Rate [Member]
Debt Instrument, Interest Rate Floor	1%
Debt Instrument, Basis Spread on Variable Rate	9%
Subsequent Event [Member] | Hudson Financing Arrangements [Member]
Debt Instrument, Interest Rate, Stated Percentage	16.25%
Debt Instrument, Interest Rate, Stated Percentage, Current Cash Basis	10%
Debt Instrument, Covenant, Maximum Contingent Payments	$ 16,000,000
Debt Instrument, Covenant, Prepayment, Minimum Proceeds From Dispositions	7,500,000
Debt Instrument, Covenant, Minimum Consolidated Revenue	50,000,000
Debt Instrument, Amendment Fee	1,000,000
Subsequent Event [Member] | Commitment Letter Single Draw [Member] | Topco Commitment Letter [Member]
Line of Credit Facility, Maximum Borrowing Capacity	10,000,000
Subsequent Event [Member] | Minimum [Member] | Topco Commitment Letter [Member]
Line of Credit Facility, Maximum Borrowing Capacity	5,000,000
Subsequent Event [Member] | Merger Agreement [Member] | Minimum [Member]
Merger Agreement, Termination Fee	3,188,734
Subsequent Event [Member] | Merger Agreement [Member] | Maximum [Member]
Merger Agreement, Termination Fee	$ 1,822,134

Note 24 - Subsequent Events - V

Note 24 - Subsequent Events - Valuation and Qualifying (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
SEC Schedule, 12-09, Valuation Allowance, Deferred Tax Asset [Member]
Allowance for deferred tax assets	$ 129,704	$ 55,620
Charged to costs and expenses	32,276	74,084
Deductions	0	0
Allowance for deferred tax assets	161,980	129,704
SEC Schedule, 12-09, Allowance, Uncollectible Premium Receivable [Member]
Allowance for deferred tax assets	81,873	80,189
Charged to costs and expenses	14,764	14,781
Deductions	14,743	13,097
Allowance for deferred tax assets	81,894	81,873
SEC Schedule, 12-09, Allowance, Credit Loss [Member]
Allowance for deferred tax assets	1,413	1,031
Charged to costs and expenses	477	459
Deductions	88	77
Allowance for deferred tax assets	$ 1,802	$ 1,413