EX-21.0
Subsidiaries of the Registrant
| Name | Percent Ownership | State of Incorporation |
| Columbia Bank | 100% | United States of America* |
| First Jersey Title Services, Inc. | 100% | New Jersey** |
| 1901 Commercial Management Company LLC | 100% | New Jersey** |
| 1901 Residential Management Company LLC | 100% | New Jersey** |
| Columbia Investment Services, Inc. | 100% | New Jersey** |
| Real Estate Management Corporation, LLC | 100% | New Jersey** |
| Plaza Financial Services, Inc. | 100% | New Jersey** |
| 2500 Broadway Corporation | 100% | Delaware** |
| CSB Realty Corporation | 100% | Delaware*** |
| Columbia Financial Capital Trust I | 100% | Delaware**** |
| Stewardship Realty LLC | 100% | New Jersey** |
| Stewardship Statutory Trust I | 100% | Delaware**** |
| * Subsidiary of Columbia Financial, Inc. | ||
| ** Subsidiary of Columbia Bank | ||
| *** Subsidiary of 2500 Broadway Corporation | ||
| **** Unconsolidated subsidiary of Columbia Financial, Inc. | ||