WoodTrust Financial 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
AON PLC SHS CL A	COMMON STOCK	G0403H108	236,467	750	SH		DFND		750	0	0
AON PLC SHS CL A	COMMON STOCK	G0403H108	1,379,393	4,375	SH		DFND		4,375	0	0
ACCENTURE PLC IRELAND SHS CLASS A	COMMON STOCK	G1151C101	2,000	7	SH		DFND		7	0	0
ACCENTURE PLC IRELAND SHS CLASS A	COMMON STOCK	G1151C101	257,229	900	SH		DFND		900	0	0
LINDE PLC SHS	COMMON STOCK	G54950103	279,375	786	SH		DFND		786	0	0
LINDE PLC SHS	COMMON STOCK	G54950103	1,620,806	4,560	SH		DFND		4,560	0	0
ABBOTT LABS COM	COMMON STOCK	002824100	186,115	1,838	SH		DFND		1,838	0	0
ABBOTT LABS COM	COMMON STOCK	002824100	377,699	3,730	SH		DFND		3,730	0	0
ADOBE SYSTEMS INCORPORATED COM	COMMON STOCK	00724F101	252,802	656	SH		DFND		656	0	0
ALPHABET INC CAP STK CL C	COMMON STOCK	02079K107	5,485,376	52,744	SH		DFND		52,744	0	0
ALPHABET INC CAP STK CL A	COMMON STOCK	02079K305	5,926,406	57,133	SH		DFND		57,133	0	0
ALPHABET INC CAP STK CL A	COMMON STOCK	02079K305	1,058,046	10,200	SH		DFND		10,200	0	0
AMAZON COM INC COM	COMMON STOCK	023135106	10,115,086	97,929	SH		DFND		97,929	0	0
AMAZON COM INC COM	COMMON STOCK	023135106	844,912	8,180	SH		DFND		8,180	0	0
AMERICAN EXPRESS CO COM	COMMON STOCK	025816109	5,254,317	31,854	SH		DFND		31,854	0	0
AMERICAN EXPRESS CO COM	COMMON STOCK	025816109	1,496,921	9,075	SH		DFND		9,075	0	0
AMETEK INC COM	COMMON STOCK	031100100	240,521	1,655	SH		DFND		1,655	0	0
AMETEK INC COM	COMMON STOCK	031100100	1,302,883	8,965	SH		DFND		8,965	0	0
AMGEN INC COM	COMMON STOCK	031162100	1,729,963	7,156	SH		DFND		7,156	0	0
APPLE INC COM	COMMON STOCK	037833100	16,471,036	99,885	SH		DFND		99,885	0	0
APPLE INC COM	COMMON STOCK	037833100	1,362,074	8,260	SH		DFND		8,260	0	0
APPLIED MATLS INC COM	COMMON STOCK	038222105	6,562,069	53,424	SH		DFND		53,424	0	0
ASSOCIATED BANC CORP COM	COMMON STOCK	045487105	273,727	15,224	SH		DFND		15,224	0	0
ATLASSIAN CORPORATION CL A	COMMON STOCK	049468101	359,457	2,100	SH		DFND		2,100	0	0
BANK AMERICA CORP COM	COMMON STOCK	060505104	238,009	8,322	SH		DFND		8,322	0	0
BANK MONTREAL QUE COM	COMMON STOCK	063671101	2,418,890	27,145	SH		DFND		27,145	0	0
BERKSHIRE HATHAWAY INC DEL CL A	COMMON STOCK	084670108	7,915,200	17	SH		DFND		17	0	0
BERKSHIRE HATHAWAY INC DEL CL B NEW	COMMON STOCK	084670702	18,000,673	58,298	SH		DFND		58,298	0	0
BLACKSTONE INC COM	COMMON STOCK	09260D107	254,736	2,900	SH		DFND		2,900	0	0
BOOZ ALLEN HAMILTON HLDG COR CL A	COMMON STOCK	099502106	570,043	6,150	SH		DFND		6,150	0	0
BRISTOL-MYERS SQUIBB CO COM	COMMON STOCK	110122108	427,434	6,167	SH		DFND		6,167	0	0
BRISTOL-MYERS SQUIBB CO COM	COMMON STOCK	110122108	377,739	5,450	SH		DFND		5,450	0	0
CME GROUP INC COM	COMMON STOCK	12572Q105	288,620	1,507	SH		DFND		1,507	0	0
CVS HEALTH CORP COM	COMMON STOCK	126650100	7,248,420	97,543	SH		DFND		97,543	0	0
CATERPILLAR INC COM	COMMON STOCK	149123101	228,840	1,000	SH		DFND		1,000	0	0
CHEVRON CORP NEW COM	COMMON STOCK	166764100	5,768,521	35,355	SH		DFND		35,355	0	0
CHEVRON CORP NEW COM	COMMON STOCK	166764100	448,526	2,749	SH		DFND		2,749	0	0
CISCO SYS INC COM	COMMON STOCK	17275R102	534,982	10,234	SH		DFND		10,234	0	0
COCA COLA CO COM	COMMON STOCK	191216100	328,759	5,300	SH		DFND		5,300	0	0
COCA COLA CO COM	COMMON STOCK	191216100	1,783,362	28,750	SH		DFND		28,750	0	0
COSTCO WHSL CORP NEW COM	COMMON STOCK	22160K105	10,540,600	21,214	SH		DFND		21,214	0	0
COSTAR GROUP INC COM	COMMON STOCK	22160N109	86,062	1,250	SH		DFND		1,250	0	0
COSTAR GROUP INC COM	COMMON STOCK	22160N109	774,562	11,250	SH		DFND		11,250	0	0
DEERE & CO COM	COMMON STOCK	244199105	66,473	161	SH		DFND		161	0	0
DEERE & CO COM	COMMON STOCK	244199105	309,660	750	SH		DFND		750	0	0
DESCARTES SYS GROUP INC COM	COMMON STOCK	249906108	40,305	500	SH		DFND		500	0	0
DESCARTES SYS GROUP INC COM	COMMON STOCK	249906108	441,742	5,480	SH		DFND		5,480	0	0
DEXCOM INC COM	COMMON STOCK	252131107	255,596	2,200	SH		DFND		2,200	0	0
DEXCOM INC COM	COMMON STOCK	252131107	1,151,343	9,910	SH		DFND		9,910	0	0
DIAGEO PLC SPON ADR NEW	COMMON STOCK	25243Q205	297,135	1,640	SH		DFND		1,640	0	0
DISNEY WALT CO COM	COMMON STOCK	254687106	6,516,760	65,083	SH		DFND		65,083	0	0
DOLBY LABORATORIES INC COM CL A	COMMON STOCK	25659T107	213,550	2,500	SH		DFND		2,500	0	0
ECOLAB INC COM	COMMON STOCK	278865100	201,946	1,220	SH		DFND		1,220	0	0
ECOLAB INC COM	COMMON STOCK	278865100	1,634,608	9,875	SH		DFND		9,875	0	0
EDWARDS LIFESCIENCES CORP COM	COMMON STOCK	28176E108	126,576	1,530	SH		DFND		1,530	0	0
EDWARDS LIFESCIENCES CORP COM	COMMON STOCK	28176E108	827,300	10,000	SH		DFND		10,000	0	0
EMERSON ELEC CO COM	COMMON STOCK	291011104	115,024	1,320	SH		DFND		1,320	0	0
EMERSON ELEC CO COM	COMMON STOCK	291011104	339,846	3,900	SH		DFND		3,900	0	0
EVOLENT HEALTH INC CL A	COMMON STOCK	30050B101	243,375	7,500	SH		DFND		7,500	0	0
EVOLENT HEALTH INC CL A	COMMON STOCK	30050B101	1,147,107	35,350	SH		DFND		35,350	0	0
EXACT SCIENCES CORP COM	COMMON STOCK	30063P105	1,063,735	15,687	SH		DFND		15,687	0	0
EXXON MOBIL CORP COM	COMMON STOCK	30231G102	902,721	8,232	SH		DFND		8,232	0	0
FLYWIRE CORPORATION COM VTG	COMMON STOCK	302492103	205,520	7,000	SH		DFND		7,000	0	0
FLYWIRE CORPORATION COM VTG	COMMON STOCK	302492103	729,596	24,850	SH		DFND		24,850	0	0
META PLATFORMS INC CL A	COMMON STOCK	30303M102	349,277	1,648	SH		DFND		1,648	0	0
FASTENAL CO COM	COMMON STOCK	311900104	229,245	4,250	SH		DFND		4,250	0	0
FASTENAL CO COM	COMMON STOCK	311900104	1,503,577	27,875	SH		DFND		27,875	0	0
FIDELITY NATL INFORMATION SV COM	COMMON STOCK	31620M106	2,756,921	50,744	SH		DFND		50,744	0	0
FIDELITY NATL INFORMATION SV COM	COMMON STOCK	31620M106	467,238	8,600	SH		DFND		8,600	0	0
GENERAL DYNAMICS CORP COM	COMMON STOCK	369550108	4,745,855	20,796	SH		DFND		20,796	0	0
GENERAL ELECTRIC CO COM NEW	COMMON STOCK	369604301	329,055	3,442	SH		DFND		3,442	0	0
GENERAL MLS INC COM	COMMON STOCK	370334104	1,298,992	15,200	SH		DFND		15,200	0	0
GILEAD SCIENCES INC COM	COMMON STOCK	375558103	497,820	6,000	SH		DFND		6,000	0	0
GOLDMAN SACHS GROUP INC COM	COMMON STOCK	38141G104	4,856,929	14,848	SH		DFND		14,848	0	0
HOLOGIC INC COM	COMMON STOCK	436440101	221,925	2,750	SH		DFND		2,750	0	0
HOLOGIC INC COM	COMMON STOCK	436440101	322,800	4,000	SH		DFND		4,000	0	0
HOME DEPOT INC COM	COMMON STOCK	437076102	6,614,524	22,413	SH		DFND		22,413	0	0
HOME DEPOT INC COM	COMMON STOCK	437076102	716,846	2,429	SH		DFND		2,429	0	0
HONEYWELL INTL INC COM	COMMON STOCK	438516106	7,572,556	39,622	SH		DFND		39,622	0	0
HOWMET AEROSPACE INC COM	COMMON STOCK	443201108	259,855	6,133	SH		DFND		6,133	0	0
HUNTINGTON INGALLS INDS INC COM	COMMON STOCK	446413106	221,718	1,071	SH		DFND		1,071	0	0
IRHYTHM TECHNOLOGIES INC COM	COMMON STOCK	450056106	217,052	1,750	SH		DFND		1,750	0	0
IRHYTHM TECHNOLOGIES INC COM	COMMON STOCK	450056106	1,194,656	9,632	SH		DFND		9,632	0	0
ILLINOIS TOOL WKS INC COM	COMMON STOCK	452308109	5,249,025	21,561	SH		DFND		21,561	0	0
INSULET CORP COM	COMMON STOCK	45784P101	1,183,341	3,710	SH		DFND		3,710	0	0
INTERCONTINENTAL EXCHANGE IN COM	COMMON STOCK	45866F104	187,722	1,800	SH		DFND		1,800	0	0
INTERCONTINENTAL EXCHANGE IN COM	COMMON STOCK	45866F104	691,442	6,630	SH		DFND		6,630	0	0
INTERNATIONAL BUSINESS MACHS COM	COMMON STOCK	459200101	756,520	5,771	SH		DFND		5,771	0	0
INTERNATIONAL BUSINESS MACHS COM	COMMON STOCK	459200101	494,471	3,772	SH		DFND		3,772	0	0
INTERNATIONAL FLAVORS&FRAGRA COM	COMMON STOCK	459506101	243,694	2,650	SH		DFND		2,650	0	0
INTUITIVE SURGICAL INC COM NEW	COMMON STOCK	46120E602	210,762	825	SH		DFND		825	0	0
INTUITIVE SURGICAL INC COM NEW	COMMON STOCK	46120E602	877,539	3,435	SH		DFND		3,435	0	0
JPMORGAN CHASE & CO COM	COMMON STOCK	46625H100	9,020,318	69,222	SH		DFND		69,222	0	0
JPMORGAN CHASE & CO COM	COMMON STOCK	46625H100	599,426	4,600	SH		DFND		4,600	0	0
JOHNSON & JOHNSON COM	COMMON STOCK	478160104	13,125,865	84,683	SH		DFND		84,683	0	0
JOHNSON & JOHNSON COM	COMMON STOCK	478160104	461,125	2,975	SH		DFND		2,975	0	0
KIMBERLY-CLARK CORP COM	COMMON STOCK	494368103	41,205	307	SH		DFND		307	0	0
KIMBERLY-CLARK CORP COM	COMMON STOCK	494368103	161,064	1,200	SH		DFND		1,200	0	0
KROGER CO COM	COMMON STOCK	501044101	3,736,864	75,691	SH		DFND		75,691	0	0
LAM RESEARCH CORP COM	COMMON STOCK	512807108	212,048	400	SH		DFND		400	0	0
LILLY ELI & CO COM	COMMON STOCK	532457108	160,720	468	SH		DFND		468	0	0
LILLY ELI & CO COM	COMMON STOCK	532457108	564,582	1,644	SH		DFND		1,644	0	0
LOCKHEED MARTIN CORP COM	COMMON STOCK	539830109	116,764	247	SH		DFND		247	0	0
LOCKHEED MARTIN CORP COM	COMMON STOCK	539830109	276,547	585	SH		DFND		585	0	0
LOWES COS INC COM	COMMON STOCK	548661107	237,364	1,187	SH		DFND		1,187	0	0
LOWES COS INC COM	COMMON STOCK	548661107	984,852	4,925	SH		DFND		4,925	0	0
MARAVAI LIFESCIENCES HLDGS I COM CL A	COMMON STOCK	56600D107	24,517	1,750	SH		DFND		1,750	0	0
MARAVAI LIFESCIENCES HLDGS I COM CL A	COMMON STOCK	56600D107	277,748	19,825	SH		DFND		19,825	0	0
MCDONALDS CORP COM	COMMON STOCK	580135101	796,888	2,850	SH		DFND		2,850	0	0
MCDONALDS CORP COM	COMMON STOCK	580135101	433,395	1,550	SH		DFND		1,550	0	0
MICROSOFT CORP COM	COMMON STOCK	594918104	16,407,729	56,912	SH		DFND		56,912	0	0
MICROSOFT CORP COM	COMMON STOCK	594918104	1,450,149	5,030	SH		DFND		5,030	0	0
MONDELEZ INTL INC CL A	COMMON STOCK	609207105	224,568	3,221	SH		DFND		3,221	0	0
MONGODB INC CL A	COMMON STOCK	60937P106	448,756	1,925	SH		DFND		1,925	0	0
NATURALSHRIMP INC COM	COMMON STOCK	63902N106	7,500	150,000	SH		DFND		150,000	0	0
NEXTERA ENERGY INC COM	COMMON STOCK	65339F101	340,770	4,421	SH		DFND		4,421	0	0
NICOLET BANKSHARES INC COM	COMMON STOCK	65406E102	242,112	3,840	SH		DFND		3,840	0	0
NIKE INC CL B	COMMON STOCK	654106103	8,280,898	67,522	SH		DFND		67,522	0	0
NORTHROP GRUMMAN CORP COM	COMMON STOCK	666807102	4,854,524	10,514	SH		DFND		10,514	0	0
NOVANTA INC COM	COMMON STOCK	67000B104	156,385	983	SH		DFND		983	0	0
NOVANTA INC COM	COMMON STOCK	67000B104	632,382	3,975	SH		DFND		3,975	0	0
NVIDIA CORPORATION COM	COMMON STOCK	67066G104	118,885	428	SH		DFND		428	0	0
NVIDIA CORPORATION COM	COMMON STOCK	67066G104	249,993	900	SH		DFND		900	0	0
OREILLY AUTOMOTIVE INC COM	COMMON STOCK	67103H107	224,979	265	SH		DFND		265	0	0
OREILLY AUTOMOTIVE INC COM	COMMON STOCK	67103H107	1,086,694	1,280	SH		DFND		1,280	0	0
PAYPAL HLDGS INC COM	COMMON STOCK	70450Y103	3,098,731	40,805	SH		DFND		40,805	0	0
PEPSICO INC COM	COMMON STOCK	713448108	10,625,355	58,285	SH		DFND		58,285	0	0
PFIZER INC COM	COMMON STOCK	717081103	8,863,596	217,245	SH		DFND		217,245	0	0
POOL CORP COM	COMMON STOCK	73278L105	94,171	275	SH		DFND		275	0	0
POOL CORP COM	COMMON STOCK	73278L105	864,661	2,525	SH		DFND		2,525	0	0
PORTILLOS INC COM CL A	COMMON STOCK	73642K106	64,110	3,000	SH		DFND		3,000	0	0
PORTILLOS INC COM CL A	COMMON STOCK	73642K106	718,032	33,600	SH		DFND		33,600	0	0
PROCTER AND GAMBLE CO COM	COMMON STOCK	742718109	674,309	4,535	SH		DFND		4,535	0	0
PROCTER AND GAMBLE CO COM	COMMON STOCK	742718109	483,242	3,250	SH		DFND		3,250	0	0
RESMED INC COM	COMMON STOCK	761152107	245,268	1,120	SH		DFND		1,120	0	0
RESMED INC COM	COMMON STOCK	761152107	1,177,071	5,375	SH		DFND		5,375	0	0
RITCHIE BROS AUCTIONEERS COM	COMMON STOCK	767744105	236,418	4,200	SH		DFND		4,200	0	0
RITCHIE BROS AUCTIONEERS COM	COMMON STOCK	767744105	1,266,525	22,500	SH		DFND		22,500	0	0
ROCKWELL AUTOMATION INC COM	COMMON STOCK	773903109	152,594	520	SH		DFND		520	0	0
ROCKWELL AUTOMATION INC COM	COMMON STOCK	773903109	1,518,603	5,175	SH		DFND		5,175	0	0
RYAN SPECIALTY HOLDINGS INC CL A	COMMON STOCK	78351F107	40,240	1,000	SH		DFND		1,000	0	0
RYAN SPECIALTY HOLDINGS INC CL A	COMMON STOCK	78351F107	484,892	12,050	SH		DFND		12,050	0	0
S&P GLOBAL INC COM	COMMON STOCK	78409V104	209,964	609	SH		DFND		609	0	0
S&P GLOBAL INC COM	COMMON STOCK	78409V104	585,764	1,699	SH		DFND		1,699	0	0
SALESFORCE INC COM	COMMON STOCK	79466L302	10,549,183	52,804	SH		DFND		52,804	0	0
SALESFORCE INC COM	COMMON STOCK	79466L302	993,905	4,975	SH		DFND		4,975	0	0
SPROUT SOCIAL INC COM CL A	COMMON STOCK	85209W109	140,024	2,300	SH		DFND		2,300	0	0
SPROUT SOCIAL INC COM CL A	COMMON STOCK	85209W109	700,120	11,500	SH		DFND		11,500	0	0
STARBUCKS CORP COM	COMMON STOCK	855244109	4,937,115	47,413	SH		DFND		47,413	0	0
STARBUCKS CORP COM	COMMON STOCK	855244109	1,538,520	14,775	SH		DFND		14,775	0	0
STORA ENSO CORP SPON ADR REP R	COMMON STOCK	86210M106	1,496,840	115,000	SH		DFND		115,000	0	0
STRYKER CORPORATION COM	COMMON STOCK	863667101	369,398	1,294	SH		DFND		1,294	0	0
STRYKER CORPORATION COM	COMMON STOCK	863667101	1,318,871	4,620	SH		DFND		4,620	0	0
SYSCO CORP COM	COMMON STOCK	871829107	269,764	3,493	SH		DFND		3,493	0	0
TARGET CORP COM	COMMON STOCK	87612E106	139,460	842	SH		DFND		842	0	0
TARGET CORP COM	COMMON STOCK	87612E106	380,949	2,300	SH		DFND		2,300	0	0
TEXAS INSTRS INC COM	COMMON STOCK	882508104	136,531	734	SH		DFND		734	0	0
TEXAS INSTRS INC COM	COMMON STOCK	882508104	404,571	2,175	SH		DFND		2,175	0	0
TOTALENERGIES SE SPONSORED ADS	COMMON STOCK	89151E109	286,392	4,850	SH		DFND		4,850	0	0
TRANSDIGM GROUP INC COM	COMMON STOCK	893641100	239,541	325	SH		DFND		325	0	0
TRANSDIGM GROUP INC COM	COMMON STOCK	893641100	1,927,385	2,615	SH		DFND		2,615	0	0
TWILIO INC CL A	COMMON STOCK	90138F102	593,007	8,900	SH		DFND		8,900	0	0
UBER TECHNOLOGIES INC COM	COMMON STOCK	90353T100	221,900	7,000	SH		DFND		7,000	0	0
UBER TECHNOLOGIES INC COM	COMMON STOCK	90353T100	1,076,215	33,950	SH		DFND		33,950	0	0
UNILEVER PLC SPON ADR NEW	COMMON STOCK	904767704	337,545	6,500	SH		DFND		6,500	0	0
UNION PAC CORP COM	COMMON STOCK	907818108	125,988	626	SH		DFND		626	0	0
UNION PAC CORP COM	COMMON STOCK	907818108	402,520	2,000	SH		DFND		2,000	0	0
UNITEDHEALTH GROUP INC COM	COMMON STOCK	91324P102	10,172,499	21,525	SH		DFND		21,525	0	0
VERIZON COMMUNICATIONS INC COM	COMMON STOCK	92343V104	252,862	6,502	SH		DFND		6,502	0	0
VERISK ANALYTICS INC COM	COMMON STOCK	92345Y106	5,001,022	26,066	SH		DFND		26,066	0	0
VISA INC COM CL A	COMMON STOCK	92826C839	757,320	3,359	SH		DFND		3,359	0	0
WABTEC COM	COMMON STOCK	929740108	200,401	1,983	SH		DFND		1,983	0	0
WABTEC COM	COMMON STOCK	929740108	1,657,384	16,400	SH		DFND		16,400	0	0
WALMART INC COM	COMMON STOCK	931142103	5,025,096	34,080	SH		DFND		34,080	0	0
WALMART INC COM	COMMON STOCK	931142103	1,894,732	12,850	SH		DFND		12,850	0	0
WASTE MGMT INC DEL COM	COMMON STOCK	94106L109	10,795,653	66,162	SH		DFND		66,162	0	0
WOODWARD INC COM	COMMON STOCK	980745103	359,490	3,692	SH		DFND		3,692	0	0
WORKDAY INC CL A	COMMON STOCK	98138H101	177,624	860	SH		DFND		860	0	0
WORKDAY INC CL A	COMMON STOCK	98138H101	1,528,396	7,400	SH		DFND		7,400	0	0
XOMETRY INC CLASS A COM	COMMON STOCK	98423F109	29,940	2,000	SH		DFND		2,000	0	0
XOMETRY INC CLASS A COM	COMMON STOCK	98423F109	275,448	18,400	SH		DFND		18,400	0	0
ZOETIS INC CL A	COMMON STOCK	98978V103	208,715	1,254	SH		DFND		1,254	0	0
ZOETIS INC CL A	COMMON STOCK	98978V103	1,063,551	6,390	SH		DFND		6,390	0	0
DIMENSIONAL ETF TRUST US TARGETED VLU	OTHER	25434V609	473,836	10,648	SH		DFND		10,648	0	0
DIMENSIONAL ETF TRUST US MKTWIDE VALUE	OTHER	25434V724	3,504,719	104,681	SH		DFND		104,681	0	0
INVESCO QQQ TR UNIT SER 1	OTHER	46090E103	664,325	2,070	SH		DFND		2,070	0	0
ISHARES TR SELECT DIVID ETF	OTHER	464287168	370,054	3,158	SH		DFND		3,158	0	0
ISHARES TR CORE S&P500 ETF	OTHER	464287200	483,019	1,175	SH		DFND		1,175	0	0
ISHARES TR MSCI EAFE ETF	OTHER	464287465	50,428,752	705,100	SH		DFND		705,100	0	0
ISHARES TR CORE S&P MCP ETF	OTHER	464287507	312,449	1,249	SH		DFND		1,249	0	0
ISHARES TR RUS 2000 VAL ETF	OTHER	464287630	17,275,892	126,083	SH		DFND		126,083	0	0
ISHARES TR RUS 2000 GRW ETF	OTHER	464287648	16,108,756	71,020	SH		DFND		71,020	0	0
ISHARES TR MSCI KLD400 SOC	OTHER	464288570	526,198	6,747	SH		DFND		6,747	0	0
PROSHARES TR PSHS ULT S&P 500	OTHER	74347R107	1,130,102	22,512	SH		DFND		22,512	0	0
SPDR S&P 500 ETF TR TR UNIT	OTHER	78462F103	446,235	1,090	SH		DFND		1,090	0	0
SPDR SER TR S&P DIVID ETF	OTHER	78464A763	323,501	2,615	SH		DFND		2,615	0	0
VANGUARD STAR FDS VG TL INTL STK F	OTHER	921909768	1,752,144	31,736	SH		DFND		31,736	0	0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT	OTHER	921943858	242,743	5,374	SH		DFND		5,374	0	0
VANGUARD WHITEHALL FDS HIGH DIV YLD	OTHER	921946406	415,986	3,943	SH		DFND		3,943	0	0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF	OTHER	922042858	13,048,553	322,984	SH		DFND		322,984	0	0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF	OTHER	922042858	121,200	3,000	SH		DFND		3,000	0	0
VANGUARD INDEX FDS S&P 500 ETF SHS	OTHER	922908363	1,855,529	4,934	SH		DFND		4,934	0	0
VANGUARD INDEX FDS MCAP VL IDXVIP	OTHER	922908512	19,518,446	145,584	SH		DFND		145,584	0	0
VANGUARD INDEX FDS MCAP GR IDXVIP	OTHER	922908538	17,339,558	88,971	SH		DFND		88,971	0	0
VANGUARD INDEX FDS SML CP GRW ETF	OTHER	922908595	226,148	1,045	SH		DFND		1,045	0	0
VANGUARD INDEX FDS SM CP VAL ETF	OTHER	922908611	237,981	1,499	SH		DFND		1,499	0	0
VANGUARD INDEX FDS GROWTH ETF	OTHER	922908736	2,047,154	8,207	SH		DFND		8,207	0	0
VANGUARD INDEX FDS VALUE ETF	OTHER	922908744	1,484,682	10,750	SH		DFND		10,750	0	0
VANGUARD INDEX FDS TOTAL STK MKT	OTHER	922908769	17,091,946	83,743	SH		DFND		83,743	0	0