WoodTrust Financial 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
AON PLC SHS CL A	COMMON STOCK	G0403H108	206	700	SH		DFND		700	0	0
AON PLC SHS CL A	COMMON STOCK	G0403H108	1,581	5,385	SH		DFND		5,385	0	0
ACCENTURE PLC IRELAND SHS CLASS A	COMMON STOCK	G1151C101	4	13	SH		DFND		13	0	0
ACCENTURE PLC IRELAND SHS CLASS A	COMMON STOCK	G1151C101	204	671	SH		DFND		671	0	0
LINDE PLC SHS	COMMON STOCK	G54950103	266	606	SH		DFND		606	0	0
LINDE PLC SHS	COMMON STOCK	G54950103	2,003	4,565	SH		DFND		4,565	0	0
CHUBB LIMITED COM	COMMON STOCK	H1467J104	236	924	SH		DFND		924	0	0
AAR CORP COM	COMMON STOCK	000361105	273	3,750	SH		DFND		3,750	0	0
ABBOTT LABS COM	COMMON STOCK	002824100	204	1,961	SH		DFND		1,961	0	0
ABBOTT LABS COM	COMMON STOCK	002824100	388	3,730	SH		DFND		3,730	0	0
ABBVIE INC COM	COMMON STOCK	00287Y109	142	828	SH		DFND		828	0	0
ABBVIE INC COM	COMMON STOCK	00287Y109	382	2,225	SH		DFND		2,225	0	0
ADOBE INC COM	COMMON STOCK	00724F101	314	565	SH		DFND		565	0	0
ALLIANT ENERGY CORP COM	COMMON STOCK	018802108	316	6,203	SH		DFND		6,203	0	0
ALPHABET INC CAP STK CL C	COMMON STOCK	02079K107	9,152	49,899	SH		DFND		49,899	0	0
ALPHABET INC CAP STK CL A	COMMON STOCK	02079K305	9,899	54,344	SH		DFND		54,344	0	0
ALPHABET INC CAP STK CL A	COMMON STOCK	02079K305	2,040	11,200	SH		DFND		11,200	0	0
AMAZON COM INC COM	COMMON STOCK	023135106	19,687	101,871	SH		DFND		101,871	0	0
AMAZON COM INC COM	COMMON STOCK	023135106	1,726	8,930	SH		DFND		8,930	0	0
AMERICAN EXPRESS CO COM	COMMON STOCK	025816109	7,345	31,721	SH		DFND		31,721	0	0
AMERICAN EXPRESS CO COM	COMMON STOCK	025816109	2,101	9,075	SH		DFND		9,075	0	0
AMETEK INC COM	COMMON STOCK	031100100	277	1,661	SH		DFND		1,661	0	0
AMETEK INC COM	COMMON STOCK	031100100	1,532	9,188	SH		DFND		9,188	0	0
AMGEN INC COM	COMMON STOCK	031162100	2,238	7,164	SH		DFND		7,164	0	0
APPLE INC COM	COMMON STOCK	037833100	18,679	88,688	SH		DFND		88,688	0	0
APPLE INC COM	COMMON STOCK	037833100	2,006	9,525	SH		DFND		9,525	0	0
APPLIED MATLS INC COM	COMMON STOCK	038222105	10,907	46,216	SH		DFND		46,216	0	0
ASSOCIATED BANC CORP COM	COMMON STOCK	045487105	376	17,766	SH		DFND		17,766	0	0
BANK AMERICA CORP COM	COMMON STOCK	060505104	953	23,954	SH		DFND		23,954	0	0
BANK MONTREAL QUE COM	COMMON STOCK	063671101	2,324	27,713	SH		DFND		27,713	0	0
BERKSHIRE HATHAWAY INC DEL CL A	COMMON STOCK	084670108	10,408	17	SH		DFND		17	0	0
BERKSHIRE HATHAWAY INC DEL CL B NEW	COMMON STOCK	084670702	22,639	55,651	SH		DFND		55,651	0	0
BLACKSTONE INC COM	COMMON STOCK	09260D107	88	709	SH		DFND		709	0	0
BLACKSTONE INC COM	COMMON STOCK	09260D107	1,244	10,050	SH		DFND		10,050	0	0
BOOZ ALLEN HAMILTON HLDG COR CL A	COMMON STOCK	099502106	946	6,150	SH		DFND		6,150	0	0
BRISTOL-MYERS SQUIBB CO COM	COMMON STOCK	110122108	569	13,706	SH		DFND		13,706	0	0
BROADCOM INC COM	COMMON STOCK	11135F101	283	176	SH		DFND		176	0	0
THE CIGNA GROUP COM	COMMON STOCK	125523100	269	813	SH		DFND		813	0	0
CME GROUP INC COM	COMMON STOCK	12572Q105	324	1,650	SH		DFND		1,650	0	0
CAPITAL ONE FINL CORP COM	COMMON STOCK	14040H105	223	1,609	SH		DFND		1,609	0	0
CHEVRON CORP NEW COM	COMMON STOCK	166764100	5,738	36,683	SH		DFND		36,683	0	0
CHEVRON CORP NEW COM	COMMON STOCK	166764100	571	3,649	SH		DFND		3,649	0	0
CISCO SYS INC COM	COMMON STOCK	17275R102	495	10,428	SH		DFND		10,428	0	0
COCA COLA CO COM	COMMON STOCK	191216100	156	2,458	SH		DFND		2,458	0	0
COCA COLA CO COM	COMMON STOCK	191216100	557	8,750	SH		DFND		8,750	0	0
CONAGRA BRANDS INC COM	COMMON STOCK	205887102	387	13,600	SH		DFND		13,600	0	0
COSTCO WHSL CORP NEW COM	COMMON STOCK	22160K105	16,862	19,838	SH		DFND		19,838	0	0
COSTAR GROUP INC COM	COMMON STOCK	22160N109	122	1,650	SH		DFND		1,650	0	0
COSTAR GROUP INC COM	COMMON STOCK	22160N109	1,019	13,750	SH		DFND		13,750	0	0
DEERE & CO COM	COMMON STOCK	244199105	5,197	13,910	SH		DFND		13,910	0	0
DEERE & CO COM	COMMON STOCK	244199105	346	925	SH		DFND		925	0	0
DESCARTES SYS GROUP INC COM	COMMON STOCK	249906108	48	500	SH		DFND		500	0	0
DESCARTES SYS GROUP INC COM	COMMON STOCK	249906108	1,007	10,400	SH		DFND		10,400	0	0
DEXCOM INC COM	COMMON STOCK	252131107	232	2,050	SH		DFND		2,050	0	0
DEXCOM INC COM	COMMON STOCK	252131107	1,192	10,510	SH		DFND		10,510	0	0
DISNEY WALT CO COM	COMMON STOCK	254687106	8,272	83,314	SH		DFND		83,314	0	0
DUTCH BROS INC CL A	COMMON STOCK	26701L100	418	10,100	SH		DFND		10,100	0	0
ECOLAB INC COM	COMMON STOCK	278865100	255	1,070	SH		DFND		1,070	0	0
ECOLAB INC COM	COMMON STOCK	278865100	2,350	9,875	SH		DFND		9,875	0	0
EMERSON ELEC CO COM	COMMON STOCK	291011104	146	1,329	SH		DFND		1,329	0	0
EMERSON ELEC CO COM	COMMON STOCK	291011104	430	3,900	SH		DFND		3,900	0	0
EVOLENT HEALTH INC CL A	COMMON STOCK	30050B101	124	6,500	SH		DFND		6,500	0	0
EVOLENT HEALTH INC CL A	COMMON STOCK	30050B101	758	39,650	SH		DFND		39,650	0	0
EXXON MOBIL CORP COM	COMMON STOCK	30231G102	997	8,659	SH		DFND		8,659	0	0
FLYWIRE CORPORATION COM VTG	COMMON STOCK	302492103	115	7,000	SH		DFND		7,000	0	0
FLYWIRE CORPORATION COM VTG	COMMON STOCK	302492103	1,189	72,550	SH		DFND		72,550	0	0
META PLATFORMS INC CL A	COMMON STOCK	30303M102	828	1,643	SH		DFND		1,643	0	0
FASTENAL CO COM	COMMON STOCK	311900104	251	4,000	SH		DFND		4,000	0	0
FASTENAL CO COM	COMMON STOCK	311900104	1,830	29,125	SH		DFND		29,125	0	0
FIDELITY NATL INFORMATION SV COM	COMMON STOCK	31620M106	3,802	50,445	SH		DFND		50,445	0	0
FISERV INC COM	COMMON STOCK	337738108	269	1,807	SH		DFND		1,807	0	0
FORD MTR CO DEL COM	COMMON STOCK	345370860	275	21,909	SH		DFND		21,909	0	0
GE VERNOVA INC COM	COMMON STOCK	36828A101	234	1,362	SH		DFND		1,362	0	0
GENERAC HLDGS INC COM	COMMON STOCK	368736104	205	1,550	SH		DFND		1,550	0	0
GENERAC HLDGS INC COM	COMMON STOCK	368736104	1,798	13,600	SH		DFND		13,600	0	0
GENERAL DYNAMICS CORP COM	COMMON STOCK	369550108	5,996	20,666	SH		DFND		20,666	0	0
GE AEROSPACE COM NEW	COMMON STOCK	369604301	868	5,459	SH		DFND		5,459	0	0
GILEAD SCIENCES INC COM	COMMON STOCK	375558103	412	6,000	SH		DFND		6,000	0	0
GOLDMAN SACHS GROUP INC COM	COMMON STOCK	38141G104	6,786	15,002	SH		DFND		15,002	0	0
GOLDMAN SACHS GROUP INC COM	COMMON STOCK	38141G104	617	1,363	SH		DFND		1,363	0	0
GUIDEWIRE SOFTWARE INC COM	COMMON STOCK	40171V100	448	3,250	SH		DFND		3,250	0	0
HOME DEPOT INC COM	COMMON STOCK	437076102	7,335	21,307	SH		DFND		21,307	0	0
HOME DEPOT INC COM	COMMON STOCK	437076102	1,639	4,761	SH		DFND		4,761	0	0
HONEYWELL INTL INC COM	COMMON STOCK	438516106	5,469	25,610	SH		DFND		25,610	0	0
HOWMET AEROSPACE INC COM	COMMON STOCK	443201108	476	6,133	SH		DFND		6,133	0	0
IRHYTHM TECHNOLOGIES INC COM	COMMON STOCK	450056106	180	1,675	SH		DFND		1,675	0	0
IRHYTHM TECHNOLOGIES INC COM	COMMON STOCK	450056106	768	7,132	SH		DFND		7,132	0	0
INSULET CORP COM	COMMON STOCK	45784P101	303	1,500	SH		DFND		1,500	0	0
INTERCONTINENTAL EXCHANGE IN COM	COMMON STOCK	45866F104	247	1,807	SH		DFND		1,807	0	0
INTERCONTINENTAL EXCHANGE IN COM	COMMON STOCK	45866F104	1,095	8,000	SH		DFND		8,000	0	0
INTERNATIONAL BUSINESS MACHS COM	COMMON STOCK	459200101	1,070	6,189	SH		DFND		6,189	0	0
INTUITIVE SURGICAL INC COM NEW	COMMON STOCK	46120E602	346	777	SH		DFND		777	0	0
INTUITIVE SURGICAL INC COM NEW	COMMON STOCK	46120E602	1,528	3,435	SH		DFND		3,435	0	0
JPMORGAN CHASE & CO. COM	COMMON STOCK	46625H100	14,035	69,389	SH		DFND		69,389	0	0
JPMORGAN CHASE & CO. COM	COMMON STOCK	46625H100	1,952	9,650	SH		DFND		9,650	0	0
JOHNSON & JOHNSON COM	COMMON STOCK	478160104	13,097	89,608	SH		DFND		89,608	0	0
JOHNSON & JOHNSON COM	COMMON STOCK	478160104	544	3,725	SH		DFND		3,725	0	0
KIMBERLY-CLARK CORP COM	COMMON STOCK	494368103	69	500	SH		DFND		500	0	0
KIMBERLY-CLARK CORP COM	COMMON STOCK	494368103	494	3,575	SH		DFND		3,575	0	0
KROGER CO COM	COMMON STOCK	501044101	4,570	91,537	SH		DFND		91,537	0	0
LAM RESEARCH CORP COM	COMMON STOCK	512807108	428	402	SH		DFND		402	0	0
ELI LILLY & CO COM	COMMON STOCK	532457108	323	357	SH		DFND		357	0	0
ELI LILLY & CO COM	COMMON STOCK	532457108	1,805	1,994	SH		DFND		1,994	0	0
LOWES COS INC COM	COMMON STOCK	548661107	364	1,650	SH		DFND		1,650	0	0
LOWES COS INC COM	COMMON STOCK	548661107	1,086	4,925	SH		DFND		4,925	0	0
MCCORMICK & CO INC COM NON VTG	COMMON STOCK	579780206	387	5,450	SH		DFND		5,450	0	0
MCDONALDS CORP COM	COMMON STOCK	580135101	263	1,033	SH		DFND		1,033	0	0
MCDONALDS CORP COM	COMMON STOCK	580135101	433	1,700	SH		DFND		1,700	0	0
MICROSOFT CORP COM	COMMON STOCK	594918104	24,094	53,908	SH		DFND		53,908	0	0
MICROSOFT CORP COM	COMMON STOCK	594918104	2,717	6,080	SH		DFND		6,080	0	0
MICROCHIP TECHNOLOGY INC. COM	COMMON STOCK	595017104	5,676	62,036	SH		DFND		62,036	0	0
MONDELEZ INTL INC CL A	COMMON STOCK	609207105	212	3,236	SH		DFND		3,236	0	0
MONGODB INC CL A	COMMON STOCK	60937P106	50	200	SH		DFND		200	0	0
MONGODB INC CL A	COMMON STOCK	60937P106	787	3,150	SH		DFND		3,150	0	0
MONTROSE ENVIRONMENTAL GROUP COM	COMMON STOCK	615111101	67	1,500	SH		DFND		1,500	0	0
MONTROSE ENVIRONMENTAL GROUP COM	COMMON STOCK	615111101	942	21,150	SH		DFND		21,150	0	0
NATURALSHRIMP INC COM	COMMON STOCK	63902N106	1	150,000	SH		DFND		150,000	0	0
NEOGEN CORP COM	COMMON STOCK	640491106	733	46,925	SH		DFND		46,925	0	0
NICOLET BANKSHARES INC COM	COMMON STOCK	65406E102	319	3,840	SH		DFND		3,840	0	0
NIKE INC CL B	COMMON STOCK	654106103	6,002	79,636	SH		DFND		79,636	0	0
NIKE INC CL B	COMMON STOCK	654106103	177	2,350	SH		DFND		2,350	0	0
NORTHROP GRUMMAN CORP COM	COMMON STOCK	666807102	4,839	11,100	SH		DFND		11,100	0	0
NOVANTA INC COM	COMMON STOCK	67000B104	111	683	SH		DFND		683	0	0
NOVANTA INC COM	COMMON STOCK	67000B104	245	1,500	SH		DFND		1,500	0	0
NVIDIA CORPORATION COM	COMMON STOCK	67066G104	838	6,780	SH		DFND		6,780	0	0
NVIDIA CORPORATION COM	COMMON STOCK	67066G104	618	5,000	SH		DFND		5,000	0	0
OREILLY AUTOMOTIVE INC COM	COMMON STOCK	67103H107	228	216	SH		DFND		216	0	0
OREILLY AUTOMOTIVE INC COM	COMMON STOCK	67103H107	1,352	1,280	SH		DFND		1,280	0	0
OCEAN HOUSING LLC CL A	COMMON STOCK	67470A909	1,883	500	SH		DFND		500	0	0
ORACLE CORP COM	COMMON STOCK	68389X105	156	1,104	SH		DFND		1,104	0	0
ORACLE CORP COM	COMMON STOCK	68389X105	433	3,070	SH		DFND		3,070	0	0
PAYPAL HLDGS INC COM	COMMON STOCK	70450Y103	3,438	59,238	SH		DFND		59,238	0	0
PEPSICO INC COM	COMMON STOCK	713448108	10,040	60,876	SH		DFND		60,876	0	0
PFIZER INC COM	COMMON STOCK	717081103	7,560	270,192	SH		DFND		270,192	0	0
PFIZER INC COM	COMMON STOCK	717081103	506	18,100	SH		DFND		18,100	0	0
PHREESIA INC COM	COMMON STOCK	71944F106	64	3,000	SH		DFND		3,000	0	0
PHREESIA INC COM	COMMON STOCK	71944F106	594	28,000	SH		DFND		28,000	0	0
POOL CORP COM	COMMON STOCK	73278L105	85	275	SH		DFND		275	0	0
POOL CORP COM	COMMON STOCK	73278L105	907	2,950	SH		DFND		2,950	0	0
PROCTER AND GAMBLE CO COM	COMMON STOCK	742718109	771	4,675	SH		DFND		4,675	0	0
PROCTER AND GAMBLE CO COM	COMMON STOCK	742718109	618	3,750	SH		DFND		3,750	0	0
PURE STORAGE INC CL A	COMMON STOCK	74624M102	405	6,300	SH		DFND		6,300	0	0
RB GLOBAL INC COM	COMMON STOCK	74935Q107	283	3,700	SH		DFND		3,700	0	0
RB GLOBAL INC COM	COMMON STOCK	74935Q107	2,211	28,954	SH		DFND		28,954	0	0
REMITLY GLOBAL INC COM	COMMON STOCK	75960P104	145	12,000	SH		DFND		12,000	0	0
REPRISE BIOMEDICAL INC	COMMON STOCK	76027A908	110	44,000	SH		DFND		44,000	0	0
RESMED INC COM	COMMON STOCK	761152107	214	1,120	SH		DFND		1,120	0	0
RESMED INC COM	COMMON STOCK	761152107	1,225	6,400	SH		DFND		6,400	0	0
ROCKWELL AUTOMATION INC COM	COMMON STOCK	773903109	213	773	SH		DFND		773	0	0
ROCKWELL AUTOMATION INC COM	COMMON STOCK	773903109	1,837	6,675	SH		DFND		6,675	0	0
RYAN SPECIALTY HOLDINGS INC CL A	COMMON STOCK	78351F107	87	1,500	SH		DFND		1,500	0	0
RYAN SPECIALTY HOLDINGS INC CL A	COMMON STOCK	78351F107	843	14,550	SH		DFND		14,550	0	0
S&P GLOBAL INC COM	COMMON STOCK	78409V104	258	579	SH		DFND		579	0	0
S&P GLOBAL INC COM	COMMON STOCK	78409V104	1,092	2,449	SH		DFND		2,449	0	0
SALESFORCE INC COM	COMMON STOCK	79466L302	13,196	51,326	SH		DFND		51,326	0	0
SALESFORCE INC COM	COMMON STOCK	79466L302	1,279	4,975	SH		DFND		4,975	0	0
SCHWAB CHARLES CORP COM	COMMON STOCK	808513105	237	3,217	SH		DFND		3,217	0	0
SCHWAB CHARLES CORP COM	COMMON STOCK	808513105	2,093	28,400	SH		DFND		28,400	0	0
SPROUT SOCIAL INC COM CL A	COMMON STOCK	85209W109	29	800	SH		DFND		800	0	0
SPROUT SOCIAL INC COM CL A	COMMON STOCK	85209W109	207	5,800	SH		DFND		5,800	0	0
STARBUCKS CORP COM	COMMON STOCK	855244109	4,167	53,520	SH		DFND		53,520	0	0
STARBUCKS CORP COM	COMMON STOCK	855244109	1,300	16,695	SH		DFND		16,695	0	0
STORA ENSO OYJ SPON ADR REP R	COMMON STOCK	86210M106	1,196	87,500	SH		DFND		87,500	0	0
STRYKER CORPORATION COM	COMMON STOCK	863667101	424	1,246	SH		DFND		1,246	0	0
STRYKER CORPORATION COM	COMMON STOCK	863667101	1,572	4,620	SH		DFND		4,620	0	0
SYSCO CORP COM	COMMON STOCK	871829107	249	3,493	SH		DFND		3,493	0	0
TEXAS INSTRS INC COM	COMMON STOCK	882508104	145	743	SH		DFND		743	0	0
TEXAS INSTRS INC COM	COMMON STOCK	882508104	423	2,175	SH		DFND		2,175	0	0
TOAST INC CL A	COMMON STOCK	888787108	129	5,000	SH		DFND		5,000	0	0
TOAST INC CL A	COMMON STOCK	888787108	953	37,000	SH		DFND		37,000	0	0
TOTALENERGIES SE SPONSORED ADS	COMMON STOCK	89151E109	8	125	SH		DFND		125	0	0
TOTALENERGIES SE SPONSORED ADS	COMMON STOCK	89151E109	383	5,750	SH		DFND		5,750	0	0
TRANSDIGM GROUP INC COM	COMMON STOCK	893641100	385	301	SH		DFND		301	0	0
TRANSDIGM GROUP INC COM	COMMON STOCK	893641100	2,702	2,115	SH		DFND		2,115	0	0
TREX CO INC COM	COMMON STOCK	89531P105	222	3,000	SH		DFND		3,000	0	0
TYLER TECHNOLOGIES INC COM	COMMON STOCK	902252105	277	550	SH		DFND		550	0	0
UBER TECHNOLOGIES INC COM	COMMON STOCK	90353T100	437	6,009	SH		DFND		6,009	0	0
UBER TECHNOLOGIES INC COM	COMMON STOCK	90353T100	1,414	19,450	SH		DFND		19,450	0	0
UNILEVER PLC SPON ADR NEW	COMMON STOCK	904767704	239	4,350	SH		DFND		4,350	0	0
UNION PAC CORP COM	COMMON STOCK	907818108	156	688	SH		DFND		688	0	0
UNION PAC CORP COM	COMMON STOCK	907818108	453	2,000	SH		DFND		2,000	0	0
UNITEDHEALTH GROUP INC COM	COMMON STOCK	91324P102	11,039	21,676	SH		DFND		21,676	0	0
VANDY CLUB 10 LLC	COMMON STOCK	92089A900	472	1	SH		DFND		1	0	0
VERIZON COMMUNICATIONS INC COM	COMMON STOCK	92343V104	314	7,608	SH		DFND		7,608	0	0
VERISK ANALYTICS INC COM	COMMON STOCK	92345Y106	6,750	25,041	SH		DFND		25,041	0	0
VISA INC COM CL A	COMMON STOCK	92826C839	955	3,639	SH		DFND		3,639	0	0
VORTEX ENERGY CORP COM	COMMON STOCK	92905D104	6	40,000	SH		DFND		40,000	0	0
WEC ENERGY GROUP INC COM	COMMON STOCK	92939U106	288	3,675	SH		DFND		3,675	0	0
WABTEC COM	COMMON STOCK	929740108	290	1,836	SH		DFND		1,836	0	0
WABTEC COM	COMMON STOCK	929740108	2,205	13,950	SH		DFND		13,950	0	0
WALMART INC COM	COMMON STOCK	931142103	7,131	105,316	SH		DFND		105,316	0	0
WALMART INC COM	COMMON STOCK	931142103	2,793	41,250	SH		DFND		41,250	0	0
WASTE MGMT INC DEL COM	COMMON STOCK	94106L109	6,890	32,295	SH		DFND		32,295	0	0
WELLS FARGO CO NEW COM	COMMON STOCK	949746101	294	4,947	SH		DFND		4,947	0	0
WINGSTOP INC COM	COMMON STOCK	974155103	328	776	SH		DFND		776	0	0
WOODWARD INC COM	COMMON STOCK	980745103	644	3,692	SH		DFND		3,692	0	0
WORKDAY INC CL A	COMMON STOCK	98138H101	201	900	SH		DFND		900	0	0
WORKDAY INC CL A	COMMON STOCK	98138H101	1,308	5,850	SH		DFND		5,850	0	0
ZOETIS INC CL A	COMMON STOCK	98978V103	172	994	SH		DFND		994	0	0
ZOETIS INC CL A	COMMON STOCK	98978V103	1,238	7,140	SH		DFND		7,140	0	0
INVESCO QQQ TR UNIT SER 1	OTHER	46090E103	2,804	5,852	SH		DFND		5,852	0	0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT	OTHER	46137V357	678	4,130	SH		DFND		4,130	0	0
ISHARES TR SELECT DIVID ETF	OTHER	464287168	268	2,213	SH		DFND		2,213	0	0
ISHARES TR CORE S&P500 ETF	OTHER	464287200	306	560	SH		DFND		560	0	0
ISHARES TR MSCI EAFE ETF	OTHER	464287465	62,859	802,488	SH		DFND		802,488	0	0
ISHARES TR CORE S&P MCP ETF	OTHER	464287507	1,015	17,350	SH		DFND		17,350	0	0
ISHARES TR RUS 2000 VAL ETF	OTHER	464287630	22,656	148,759	SH		DFND		148,759	0	0
ISHARES TR RUS 2000 GRW ETF	OTHER	464287648	21,753	82,861	SH		DFND		82,861	0	0
ISHARES TR CORE S&P SCP ETF	OTHER	464287804	569	5,337	SH		DFND		5,337	0	0
ISHARES TR MSCI KLD400 SOC	OTHER	464288570	666	6,410	SH		DFND		6,410	0	0
PROSHARES TR PSHS ULT S&P 5	OTHER	74347R107	1,377	16,673	SH		DFND		16,673	0	0
SELECT SECTOR SPDR TR SBI HEALTHCARE	OTHER	81369Y209	6,133	42,079	SH		DFND		42,079	0	0
SELECT SECTOR SPDR TR TECHNOLOGY	OTHER	81369Y803	302	1,335	SH		DFND		1,335	0	0
SPDR S&P 500 ETF TR TR UNIT	OTHER	78462F103	1,369	2,516	SH		DFND		2,516	0	0
SPDR SER TR S&P DIVID ETF	OTHER	78464A763	241	1,894	SH		DFND		1,894	0	0
SCHWAB STRATEGIC TR US LRG CAP ETF	OTHER	808524201	463	7,200	SH		DFND		7,200	0	0
SCHWAB STRATEGIC TR US DIVIDEND EQ	OTHER	808524797	360	4,628	SH		DFND		4,628	0	0
DIMENSIONAL ETF TRUST US TARGETED VLU	OTHER	25434V609	552	10,648	SH		DFND		10,648	0	0
DIMENSIONAL ETF TRUST US MKTWIDE VALUE	OTHER	25434V724	396	10,081	SH		DFND		10,081	0	0
VANGUARD SPECIALIZED FUNDS DIV APP ETF	OTHER	921908844	302	1,654	SH		DFND		1,654	0	0
VANGUARD STAR FDS VG TL INTL STK ETF	OTHER	921909768	2,886	47,856	SH		DFND		47,856	0	0
VANGUARD WHITEHALL FDS HIGH DIV YLD	OTHER	921946406	492	4,149	SH		DFND		4,149	0	0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF	OTHER	922042858	19,123	436,993	SH		DFND		436,993	0	0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF	OTHER	922042858	131	3,000	SH		DFND		3,000	0	0
VANGUARD INDEX FDS S&P 500 ETF SHS	OTHER	922908363	3,288	6,574	SH		DFND		6,574	0	0
VANGUARD INDEX FDS MCAP VL IDXVIP	OTHER	922908512	24,068	159,994	SH		DFND		159,994	0	0
VANGUARD INDEX FDS MCAP GR IDXVIP	OTHER	922908538	23,649	103,019	SH		DFND		103,019	0	0
VANGUARD INDEX FDS SML CP GRW ETF	OTHER	922908595	343	1,370	SH		DFND		1,370	0	0
VANGUARD INDEX FDS SM CP VAL ETF	OTHER	922908611	359	1,965	SH		DFND		1,965	0	0
VANGUARD INDEX FDS GROWTH ETF	OTHER	922908736	3,317	8,868	SH		DFND		8,868	0	0
VANGUARD INDEX FDS VALUE ETF	OTHER	922908744	2,302	14,350	SH		DFND		14,350	0	0
VANGUARD INDEX FDS TOTAL STK MKT	OTHER	922908769	5,928	22,160	SH		DFND		22,160	0	0