WoodTrust Financial 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
AON PLC SHS CL A	COMMON	G0403H108	251	700	SH		DFND		700	0	0
AON PLC SHS CL A	COMMON	G0403H108	1,934	5,385	SH		DFND		5,385	0	0
ACCENTURE PLC IRELAND SHS CLASS A	COMMON	G1151C101	76	216	SH		DFND		216	0	0
ACCENTURE PLC IRELAND SHS CLASS A	COMMON	G1151C101	1,442	4,100	SH		DFND		4,100	0	0
LINDE PLC SHS	COMMON	G54950103	256	612	SH		DFND		612	0	0
LINDE PLC SHS	COMMON	G54950103	1,911	4,565	SH		DFND		4,565	0	0
CHUBB LIMITED COM	COMMON	H1467J104	255	924	SH		DFND		924	0	0
AAR CORP COM	COMMON	000361105	230	3,750	SH		DFND		3,750	0	0
ABBOTT LABS COM	COMMON	002824100	220	1,942	SH		DFND		1,942	0	0
ABBOTT LABS COM	COMMON	002824100	456	4,030	SH		DFND		4,030	0	0
ABBVIE INC COM	COMMON	00287Y109	325	1,829	SH		DFND		1,829	0	0
ABBVIE INC COM	COMMON	00287Y109	551	3,100	SH		DFND		3,100	0	0
ADOBE INC COM	COMMON	00724F101	250	562	SH		DFND		562	0	0
ALPHABET INC CAP STK CL C	COMMON	02079K107	9,672	50,787	SH		DFND		50,787	0	0
ALPHABET INC CAP STK CL A	COMMON	02079K305	14,484	76,516	SH		DFND		76,516	0	0
ALPHABET INC CAP STK CL A	COMMON	02079K305	2,120	11,200	SH		DFND		11,200	0	0
AMAZON COM INC COM	COMMON	023135106	23,072	105,166	SH		DFND		105,166	0	0
AMAZON COM INC COM	COMMON	023135106	2,183	9,950	SH		DFND		9,950	0	0
AMERICAN EXPRESS CO COM	COMMON	025816109	9,492	31,981	SH		DFND		31,981	0	0
AMERICAN EXPRESS CO COM	COMMON	025816109	2,679	9,025	SH		DFND		9,025	0	0
AMETEK INC COM	COMMON	031100100	302	1,674	SH		DFND		1,674	0	0
AMETEK INC COM	COMMON	031100100	1,836	10,188	SH		DFND		10,188	0	0
AMGEN INC COM	COMMON	031162100	1,865	7,156	SH		DFND		7,156	0	0
APPLE INC COM	COMMON	037833100	21,738	86,806	SH		DFND		86,806	0	0
APPLE INC COM	COMMON	037833100	2,435	9,725	SH		DFND		9,725	0	0
APPLIED MATLS INC COM	COMMON	038222105	11,019	67,754	SH		DFND		67,754	0	0
ASSOCIATED BANC CORP COM	COMMON	045487105	416	17,423	SH		DFND		17,423	0	0
BANK AMERICA CORP COM	COMMON	060505104	733	16,683	SH		DFND		16,683	0	0
BANK MONTREAL QUE COM	COMMON	063671101	290	2,988	SH		DFND		2,988	0	0
BERKSHIRE HATHAWAY INC DEL CL A	COMMON	084670108	11,576	17	SH		DFND		17	0	0
BERKSHIRE HATHAWAY INC DEL CL B NEW	COMMON	084670702	26,030	57,425	SH		DFND		57,425	0	0
BILL HOLDINGS INC COM	COMMON	090043100	678	8,000	SH		DFND		8,000	0	0
BLACKSTONE INC COM	COMMON	09260D107	122	709	SH		DFND		709	0	0
BLACKSTONE INC COM	COMMON	09260D107	1,836	10,650	SH		DFND		10,650	0	0
BOOZ ALLEN HAMILTON HLDG COR CL A	COMMON	099502106	779	6,050	SH		DFND		6,050	0	0
BRISTOL-MYERS SQUIBB CO COM	COMMON	110122108	324	5,736	SH		DFND		5,736	0	0
BROADCOM INC COM	COMMON	11135F101	419	1,806	SH		DFND		1,806	0	0
CME GROUP INC COM	COMMON	12572Q105	383	1,650	SH		DFND		1,650	0	0
CAPITAL ONE FINL CORP COM	COMMON	14040H105	287	1,609	SH		DFND		1,609	0	0
CARRIER GLOBAL CORPORATION COM	COMMON	14448C104	208	3,040	SH		DFND		3,040	0	0
CATERPILLAR INC COM	COMMON	149123101	202	556	SH		DFND		556	0	0
CHEVRON CORP NEW COM	COMMON	166764100	5,433	37,507	SH		DFND		37,507	0	0
CHEVRON CORP NEW COM	COMMON	166764100	485	3,349	SH		DFND		3,349	0	0
CISCO SYS INC COM	COMMON	17275R102	920	15,541	SH		DFND		15,541	0	0
COCA COLA CO COM	COMMON	191216100	127	2,046	SH		DFND		2,046	0	0
COCA COLA CO COM	COMMON	191216100	545	8,750	SH		DFND		8,750	0	0
COSTCO WHSL CORP NEW COM	COMMON	22160K105	18,095	19,749	SH		DFND		19,749	0	0
COSTAR GROUP INC COM	COMMON	22160N109	81	1,135	SH		DFND		1,135	0	0
COSTAR GROUP INC COM	COMMON	22160N109	694	9,690	SH		DFND		9,690	0	0
DEERE & CO COM	COMMON	244199105	6,424	15,161	SH		DFND		15,161	0	0
DEERE & CO COM	COMMON	244199105	392	925	SH		DFND		925	0	0
DESCARTES SYS GROUP INC COM	COMMON	249906108	57	500	SH		DFND		500	0	0
DESCARTES SYS GROUP INC COM	COMMON	249906108	1,181	10,400	SH		DFND		10,400	0	0
DEXCOM INC COM	COMMON	252131107	159	2,050	SH		DFND		2,050	0	0
DEXCOM INC COM	COMMON	252131107	681	8,760	SH		DFND		8,760	0	0
DIMENSIONAL ETF TRUST US TARGETED VLU	OTHER	25434V609	593	10,648	SH		DFND		10,648	0	0
DIMENSIONAL ETF TRUST US MKTWIDE VALUE	OTHER	25434V724	413	10,081	SH		DFND		10,081	0	0
DISNEY WALT CO COM	COMMON	254687106	10,034	90,111	SH		DFND		90,111	0	0
DUTCH BROS INC CL A	COMMON	26701L100	529	10,100	SH		DFND		10,100	0	0
DYNATRACE INC COM NEW	COMMON	268150109	258	4,750	SH		DFND		4,750	0	0
ECOLAB INC COM	COMMON	278865100	239	1,020	SH		DFND		1,020	0	0
ECOLAB INC COM	COMMON	278865100	2,307	9,845	SH		DFND		9,845	0	0
EMERSON ELEC CO COM	COMMON	291011104	219	1,765	SH		DFND		1,765	0	0
EMERSON ELEC CO COM	COMMON	291011104	483	3,900	SH		DFND		3,900	0	0
EVOLENT HEALTH INC CL A	COMMON	30050B101	34	3,000	SH		DFND		3,000	0	0
EVOLENT HEALTH INC CL A	COMMON	30050B101	584	51,900	SH		DFND		51,900	0	0
EXXON MOBIL CORP COM	COMMON	30231G102	893	8,299	SH		DFND		8,299	0	0
FLYWIRE CORPORATION COM VTG	COMMON	302492103	144	7,000	SH		DFND		7,000	0	0
FLYWIRE CORPORATION COM VTG	COMMON	302492103	1,496	72,550	SH		DFND		72,550	0	0
META PLATFORMS INC CL A	COMMON	30303M102	547	934	SH		DFND		934	0	0
FASTENAL CO COM	COMMON	311900104	288	4,000	SH		DFND		4,000	0	0
FASTENAL CO COM	COMMON	311900104	2,220	30,875	SH		DFND		30,875	0	0
FIDELITY NATL INFORMATION SV COM	COMMON	31620M106	313	3,875	SH		DFND		3,875	0	0
FISERV INC COM	COMMON	337738108	536	2,607	SH		DFND		2,607	0	0
FORD MTR CO COM	COMMON	345370860	216	21,836	SH		DFND		21,836	0	0
GE VERNOVA INC COM	COMMON	36828A101	422	1,284	SH		DFND		1,284	0	0
GENERAC HLDGS INC COM	COMMON	368736104	279	1,800	SH		DFND		1,800	0	0
GENERAC HLDGS INC COM	COMMON	368736104	2,109	13,600	SH		DFND		13,600	0	0
GENERAL DYNAMICS CORP COM	COMMON	369550108	5,642	21,413	SH		DFND		21,413	0	0
GE AEROSPACE COM NEW	COMMON	369604301	873	5,233	SH		DFND		5,233	0	0
GILEAD SCIENCES INC COM	COMMON	375558103	561	6,072	SH		DFND		6,072	0	0
GOLDMAN SACHS GROUP INC COM	COMMON	38141G104	8,652	15,110	SH		DFND		15,110	0	0
GOLDMAN SACHS GROUP INC COM	COMMON	38141G104	780	1,363	SH		DFND		1,363	0	0
GRAYSCALE BITCOIN TRUST ETF SHS REP COM UT	OTHER	389637109	348	4,703	SH		DFND		4,703	0	0
GUIDEWIRE SOFTWARE INC COM	COMMON	40171V100	548	3,250	SH		DFND		3,250	0	0
HS PRESS HOLDINGS LLC	COMMON	40477A909	232	1	SH		DFND		1	0	0
HOME DEPOT INC COM	COMMON	437076102	8,868	22,798	SH		DFND		22,798	0	0
HOME DEPOT INC COM	COMMON	437076102	1,984	5,101	SH		DFND		5,101	0	0
HONEYWELL INTL INC COM	COMMON	438516106	6,262	27,722	SH		DFND		27,722	0	0
HOWMET AEROSPACE INC COM	COMMON	443201108	671	6,133	SH		DFND		6,133	0	0
IRHYTHM TECHNOLOGIES INC COM	COMMON	450056106	151	1,675	SH		DFND		1,675	0	0
IRHYTHM TECHNOLOGIES INC COM	COMMON	450056106	846	9,382	SH		DFND		9,382	0	0
INSULET CORP COM	COMMON	45784P101	95	365	SH		DFND		365	0	0
INSULET CORP COM	COMMON	45784P101	522	2,000	SH		DFND		2,000	0	0
INTERCONTINENTAL EXCHANGE IN COM	COMMON	45866F104	268	1,800	SH		DFND		1,800	0	0
INTERCONTINENTAL EXCHANGE IN COM	COMMON	45866F104	1,192	8,000	SH		DFND		8,000	0	0
INTERNATIONAL BUSINESS MACHS COM	COMMON	459200101	1,414	6,434	SH		DFND		6,434	0	0
INVESCO QQQ TR UNIT SER 1	OTHER	46090E103	2,627	5,139	SH		DFND		5,139	0	0
INTUITIVE SURGICAL INC COM NEW	COMMON	46120E602	405	775	SH		DFND		775	0	0
INTUITIVE SURGICAL INC COM NEW	COMMON	46120E602	1,793	3,435	SH		DFND		3,435	0	0
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY	OTHER	46137V241	363	5,422	SH		DFND		5,422	0	0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT	OTHER	46137V357	724	4,130	SH		DFND		4,130	0	0
ISHARES TR SELECT DIVID ETF	OTHER	464287168	311	2,368	SH		DFND		2,368	0	0
ISHARES TR CORE S&P500 ETF	OTHER	464287200	308	523	SH		DFND		523	0	0
ISHARES TR MSCI EAFE ETF	OTHER	464287465	67,450	892,073	SH		DFND		892,073	0	0
ISHARES TR CORE S&P MCP ETF	OTHER	464287507	438	7,025	SH		DFND		7,025	0	0
ISHARES TR RUS 2000 VAL ETF	OTHER	464287630	26,282	160,090	SH		DFND		160,090	0	0
ISHARES TR RUS 2000 GRW ETF	OTHER	464287648	25,765	89,518	SH		DFND		89,518	0	0
ISHARES TR CORE S&P SCP ETF	OTHER	464287804	500	4,337	SH		DFND		4,337	0	0
ISHARES TR MSCI KLD400 SOC	OTHER	464288570	1,310	11,881	SH		DFND		11,881	0	0
ISHARES TR PFD AND INCM SEC	OTHER	464288687	226	7,193	SH		DFND		7,193	0	0
JPMORGAN CHASE & CO. COM	COMMON	46625H100	16,876	70,400	SH		DFND		70,400	0	0
JPMORGAN CHASE & CO. COM	COMMON	46625H100	2,313	9,650	SH		DFND		9,650	0	0
J P MORGAN EXCHANGE TRADED F INTRNL RES EQT	OTHER	46641Q134	223	3,815	SH		DFND		3,815	0	0
JOHNSON & JOHNSON COM	COMMON	478160104	13,147	90,907	SH		DFND		90,907	0	0
JOHNSON & JOHNSON COM	COMMON	478160104	575	3,975	SH		DFND		3,975	0	0
KIMBERLY-CLARK CORP COM	COMMON	494368103	40	307	SH		DFND		307	0	0
KIMBERLY-CLARK CORP COM	COMMON	494368103	468	3,575	SH		DFND		3,575	0	0
KROGER CO COM	COMMON	501044101	6,055	99,026	SH		DFND		99,026	0	0
LPL FINL HLDGS INC COM	COMMON	50212V100	229	702	SH		DFND		702	0	0
LAM RESEARCH CORP COM NEW	COMMON	512807306	277	3,836	SH		DFND		3,836	0	0
ELI LILLY & CO COM	COMMON	532457108	264	342	SH		DFND		342	0	0
ELI LILLY & CO COM	COMMON	532457108	1,235	1,600	SH		DFND		1,600	0	0
LOWES COS INC COM	COMMON	548661107	458	1,854	SH		DFND		1,854	0	0
LOWES COS INC COM	COMMON	548661107	1,660	6,725	SH		DFND		6,725	0	0
MCCORMICK & CO INC COM NON VTG	COMMON	579780206	416	5,450	SH		DFND		5,450	0	0
MCDONALDS CORP COM	COMMON	580135101	366	1,262	SH		DFND		1,262	0	0
MCDONALDS CORP COM	COMMON	580135101	493	1,700	SH		DFND		1,700	0	0
MICROSOFT CORP COM	COMMON	594918104	23,563	55,902	SH		DFND		55,902	0	0
MICROSOFT CORP COM	COMMON	594918104	2,563	6,080	SH		DFND		6,080	0	0
MICROCHIP TECHNOLOGY INC. COM	COMMON	595017104	2,768	48,268	SH		DFND		48,268	0	0
MONDELEZ INTL INC CL A	COMMON	609207105	222	3,721	SH		DFND		3,721	0	0
MONGODB INC CL A	COMMON	60937P106	81	350	SH		DFND		350	0	0
MONGODB INC CL A	COMMON	60937P106	908	3,900	SH		DFND		3,900	0	0
MUELLER INDS INC COM	COMMON	624756102	246	3,106	SH		DFND		3,106	0	0
NATURALSHRIMP INC COM	COMMON	63902N106	0	150,000	SH		DFND		150,000	0	0
NEOGEN CORP COM	COMMON	640491106	49	4,000	SH		DFND		4,000	0	0
NEOGEN CORP COM	COMMON	640491106	693	57,100	SH		DFND		57,100	0	0
NIKE INC CL B	COMMON	654106103	6,575	86,891	SH		DFND		86,891	0	0
NIKE INC CL B	COMMON	654106103	272	3,600	SH		DFND		3,600	0	0
NORTHROP GRUMMAN CORP COM	COMMON	666807102	5,563	11,855	SH		DFND		11,855	0	0
NOVANTA INC COM	COMMON	67000B104	104	683	SH		DFND		683	0	0
NOVANTA INC COM	COMMON	67000B104	229	1,500	SH		DFND		1,500	0	0
NVIDIA CORPORATION COM	COMMON	67066G104	242	1,801	SH		DFND		1,801	0	0
NVIDIA CORPORATION COM	COMMON	67066G104	859	6,400	SH		DFND		6,400	0	0
OREILLY AUTOMOTIVE INC COM	COMMON	67103H107	259	218	SH		DFND		218	0	0
OREILLY AUTOMOTIVE INC COM	COMMON	67103H107	1,506	1,270	SH		DFND		1,270	0	0
ORACLE CORP COM	COMMON	68389X105	10	58	SH		DFND		58	0	0
ORACLE CORP COM	COMMON	68389X105	600	3,600	SH		DFND		3,600	0	0
PSB HLDGS INC WIS COM	COMMON	69360N108	721	27,199	SH		DFND		27,199	0	0
PACER FDS TR US CASH COWS 100	OTHER	69374H881	254	4,500	SH		DFND		4,500	0	0
PAYPAL HLDGS INC COM	COMMON	70450Y103	5,390	63,148	SH		DFND		63,148	0	0
PEPSICO INC COM	COMMON	713448108	9,296	61,136	SH		DFND		61,136	0	0
PFIZER INC COM	COMMON	717081103	6,750	254,414	SH		DFND		254,414	0	0
PFIZER INC COM	COMMON	717081103	581	21,900	SH		DFND		21,900	0	0
POOL CORP COM	COMMON	73278L105	94	275	SH		DFND		275	0	0
POOL CORP COM	COMMON	73278L105	290	850	SH		DFND		850	0	0
PROCTER AND GAMBLE CO COM	COMMON	742718109	688	4,102	SH		DFND		4,102	0	0
PROCTER AND GAMBLE CO COM	COMMON	742718109	629	3,750	SH		DFND		3,750	0	0
PROCORE TECHNOLOGIES INC COM	COMMON	74275K108	244	3,250	SH		DFND		3,250	0	0
PROSHARES TR PSHS ULT S&P 500	OTHER	74347R107	1,520	16,427	SH		DFND		16,427	0	0
PROSHARES TR S&P 500 DV ARIST	OTHER	74348A467	331	3,321	SH		DFND		3,321	0	0
PURE STORAGE INC CL A	COMMON	74624M102	234	3,815	SH		DFND		3,815	0	0
PURE STORAGE INC CL A	COMMON	74624M102	1,793	29,180	SH		DFND		29,180	0	0
RB GLOBAL INC COM	COMMON	74935Q107	334	3,700	SH		DFND		3,700	0	0
RB GLOBAL INC COM	COMMON	74935Q107	2,612	28,954	SH		DFND		28,954	0	0
RTX CORPORATION COM	COMMON	75513E101	240	2,075	SH		DFND		2,075	0	0
REMITLY GLOBAL INC COM	COMMON	75960P104	418	18,500	SH		DFND		18,500	0	0
REPRISE BIOMEDICAL INC	COMMON	76027A908	110	44,000	SH		DFND		44,000	0	0
RESMED INC COM	COMMON	761152107	279	1,220	SH		DFND		1,220	0	0
RESMED INC COM	COMMON	761152107	1,464	6,400	SH		DFND		6,400	0	0
ROCKWELL AUTOMATION INC COM	COMMON	773903109	177	620	SH		DFND		620	0	0
ROCKWELL AUTOMATION INC COM	COMMON	773903109	1,588	5,555	SH		DFND		5,555	0	0
RYAN SPECIALTY HOLDINGS INC CL A	COMMON	78351F107	96	1,500	SH		DFND		1,500	0	0
RYAN SPECIALTY HOLDINGS INC CL A	COMMON	78351F107	934	14,550	SH		DFND		14,550	0	0
S&P GLOBAL INC COM	COMMON	78409V104	291	585	SH		DFND		585	0	0
S&P GLOBAL INC COM	COMMON	78409V104	1,220	2,449	SH		DFND		2,449	0	0
SPDR S&P 500 ETF TR TR UNIT	OTHER	78462F103	1,504	2,567	SH		DFND		2,567	0	0
SPDR SER TR PRTFLO S&P500 GW	OTHER	78464A409	214	2,429	SH		DFND		2,429	0	0
SPDR SER TR S&P DIVID ETF	OTHER	78464A763	250	1,894	SH		DFND		1,894	0	0
SALESFORCE INC COM	COMMON	79466L302	17,491	52,318	SH		DFND		52,318	0	0
SALESFORCE INC COM	COMMON	79466L302	1,663	4,975	SH		DFND		4,975	0	0
SCHWAB CHARLES CORP COM	COMMON	808513105	150	2,022	SH		DFND		2,022	0	0
SCHWAB CHARLES CORP COM	COMMON	808513105	695	9,390	SH		DFND		9,390	0	0
SCHWAB STRATEGIC TR US DIVIDEND EQ	OTHER	808524797	231	8,472	SH		DFND		8,472	0	0
SELECT SECTOR SPDR TR TECHNOLOGY	OTHER	81369Y803	310	1,335	SH		DFND		1,335	0	0
BLOCK INC CL A	COMMON	852234103	1	7	SH		DFND		7	0	0
BLOCK INC CL A	COMMON	852234103	1,405	16,535	SH		DFND		16,535	0	0
STARBUCKS CORP COM	COMMON	855244109	5,090	55,782	SH		DFND		55,782	0	0
STARBUCKS CORP COM	COMMON	855244109	1,523	16,695	SH		DFND		16,695	0	0
STORA ENSO OYJ SPON ADR REP R	COMMON	86210M106	805	80,000	SH		DFND		80,000	0	0
STRYKER CORPORATION COM	COMMON	863667101	448	1,244	SH		DFND		1,244	0	0
STRYKER CORPORATION COM	COMMON	863667101	1,663	4,620	SH		DFND		4,620	0	0
TEXAS INSTRS INC COM	COMMON	882508104	138	734	SH		DFND		734	0	0
TEXAS INSTRS INC COM	COMMON	882508104	408	2,175	SH		DFND		2,175	0	0
TOAST INC CL A	COMMON	888787108	255	7,000	SH		DFND		7,000	0	0
TOAST INC CL A	COMMON	888787108	1,349	37,000	SH		DFND		37,000	0	0
TOTALENERGIES SE SPONSORED ADS	COMMON	89151E109	7	125	SH		DFND		125	0	0
TOTALENERGIES SE SPONSORED ADS	COMMON	89151E109	313	5,750	SH		DFND		5,750	0	0
TRANSDIGM GROUP INC COM	COMMON	893641100	384	303	SH		DFND		303	0	0
TRANSDIGM GROUP INC COM	COMMON	893641100	2,630	2,075	SH		DFND		2,075	0	0
TREX CO INC COM	COMMON	89531P105	207	3,000	SH		DFND		3,000	0	0
TYLER TECHNOLOGIES INC COM	COMMON	902252105	317	550	SH		DFND		550	0	0
UBER TECHNOLOGIES INC COM	COMMON	90353T100	258	4,282	SH		DFND		4,282	0	0
UBER TECHNOLOGIES INC COM	COMMON	90353T100	1,101	18,250	SH		DFND		18,250	0	0
UL SOLUTIONS INC CLASS A COM SHS	COMMON	903731107	231	4,625	SH		DFND		4,625	0	0
UNILEVER PLC SPON ADR NEW	COMMON	904767704	247	4,350	SH		DFND		4,350	0	0
UNION PAC CORP COM	COMMON	907818108	157	688	SH		DFND		688	0	0
UNION PAC CORP COM	COMMON	907818108	456	2,000	SH		DFND		2,000	0	0
UNITEDHEALTH GROUP INC COM	COMMON	91324P102	11,328	22,394	SH		DFND		22,394	0	0
VANGUARD SPECIALIZED FUNDS DIV APP ETF	OTHER	921908844	230	1,174	SH		DFND		1,174	0	0
VANGUARD STAR FDS VG TL INTL STK F	OTHER	921909768	3,223	54,689	SH		DFND		54,689	0	0
VANGUARD BD INDEX FDS INTERMED TERM	OTHER	921937819	352	4,707	SH		DFND		4,707	0	0
VANGUARD BD INDEX FDS SHORT TRM BOND	OTHER	921937827	481	6,226	SH		DFND		6,226	0	0
VANGUARD BD INDEX FDS TOTAL BND MRKT	OTHER	921937835	332	4,619	SH		DFND		4,619	0	0
VANGUARD WHITEHALL FDS HIGH DIV YLD	OTHER	921946406	529	4,149	SH		DFND		4,149	0	0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF	OTHER	922042858	21,799	494,983	SH		DFND		494,983	0	0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF	OTHER	922042858	132	3,000	SH		DFND		3,000	0	0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD	OTHER	92206C409	439	5,627	SH		DFND		5,627	0	0
VANGUARD INDEX FDS S&P 500 ETF SHS	OTHER	922908363	4,246	7,881	SH		DFND		7,881	0	0
VANGUARD INDEX FDS MCAP VL IDXVIP	OTHER	922908512	27,817	171,952	SH		DFND		171,952	0	0
VANGUARD INDEX FDS MCAP GR IDXVIP	OTHER	922908538	28,073	110,633	SH		DFND		110,633	0	0
VANGUARD INDEX FDS SML CP GRW ETF	OTHER	922908595	440	1,572	SH		DFND		1,572	0	0
VANGUARD INDEX FDS SM CP VAL ETF	OTHER	922908611	447	2,258	SH		DFND		2,258	0	0
VANGUARD INDEX FDS GROWTH ETF	OTHER	922908736	3,850	9,381	SH		DFND		9,381	0	0
VANGUARD INDEX FDS VALUE ETF	OTHER	922908744	2,804	16,563	SH		DFND		16,563	0	0
VANGUARD INDEX FDS TOTAL STK MKT	OTHER	922908769	10,993	37,932	SH		DFND		37,932	0	0
VERIZON COMMUNICATIONS INC COM	COMMON	92343V104	275	6,867	SH		DFND		6,867	0	0
VERISK ANALYTICS INC COM	COMMON	92345Y106	7,040	25,560	SH		DFND		25,560	0	0
VISA INC COM CL A	COMMON	92826C839	1,061	3,358	SH		DFND		3,358	0	0
VORTEX ENERGY CORP COM	COMMON	92905D104	1	40,000	SH		DFND		40,000	0	0
WEC ENERGY GROUP INC COM	COMMON	92939U106	507	5,389	SH		DFND		5,389	0	0
WABTEC COM	COMMON	929740108	312	1,645	SH		DFND		1,645	0	0
WABTEC COM	COMMON	929740108	2,427	12,800	SH		DFND		12,800	0	0
WALMART INC COM	COMMON	931142103	9,568	105,898	SH		DFND		105,898	0	0
WALMART INC COM	COMMON	931142103	3,727	41,250	SH		DFND		41,250	0	0
WASTE MGMT INC DEL COM	COMMON	94106L109	6,793	33,663	SH		DFND		33,663	0	0
WELLS FARGO CO NEW COM	COMMON	949746101	445	6,338	SH		DFND		6,338	0	0
WINGSTOP INC COM	COMMON	974155103	221	776	SH		DFND		776	0	0
WOODWARD INC COM	COMMON	980745103	614	3,692	SH		DFND		3,692	0	0
WORKDAY INC CL A	COMMON	98138H101	232	900	SH		DFND		900	0	0
WORKDAY INC CL A	COMMON	98138H101	1,509	5,850	SH		DFND		5,850	0	0
XPO INC COM	COMMON	983793100	205	1,565	SH		DFND		1,565	0	0
ZOETIS INC CL A	COMMON	98978V103	162	996	SH		DFND		996	0	0
ZOETIS INC CL A	COMMON	98978V103	1,163	7,140	SH		DFND		7,140	0	0