White Lighthouse Investment Management 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
3M Company Common Stock	Common	88579Y101	221	1,275	SH		SOLE		1,275	0	0
Aberdeen Std Gold ETF TR Physical Swiss Gold Shares	Common	26922Y105	374	2,750	SH		SOLE		2,750	0	0
Alibaba Group Holding F Sponsored Adr	Common	01609W102	246	1,449	SH		SOLE		1,449	0	0
Alphabet Inc. Class A	Common	02079K305	505	466	SH		SOLE		466	0	0
Amazon.com Inc.	Common	023135106	1,100	581	SH		SOLE		581	0	0
Amgen Inc.	Common	031162100	258	1,400	SH		SOLE		1,400	0	0
Annaly Capital Mgmt Reit	Common	035710409	731	80,093	SH		SOLE		80,093	0	0
Apple Inc.	Common	037833100	3,994	20,182	SH		SOLE		20,182	0	0
Arista Networks Inc	Common	040413106	1,116	4,300	SH		SOLE		4,300	0	0
Bayer Ag F Sponsored Adr	Common	072730302	562	32,200	SH		SOLE		32,200	0	0
Berkshire Hathaway Inc. New Com	Common	084670702	777	3,646	SH		SOLE		3,646	0	0
Brit Amer Tobacco F Sponsored Adr	Common	110448107	279	8,000	SH		SOLE		8,000	0	0
Caterpillar Inc. Common Stock	Common	149123101	504	3,700	SH		SOLE		3,700	0	0
Cisco Systems Inc.	Common	17275R102	817	14,932	SH		SOLE		14,932	0	0
Dividend Sustainability series 2018 3Q	Common	00774X275	125	12,186	SH		SOLE		12,186	0	0
Edwards Lifesciences	Common	28176E108	303	1,641	SH		SOLE		1,641	0	0
Exxon Mobil Corp	Common	30231G102	351	4,583	SH		SOLE		4,583	0	0
Fiat Chrysler Automobiles N V Shs Isin#nl0010877643	Common	N31738102	152	11,000	SH		SOLE		11,000	0	0
Flexshares Upstream Natural Idx Etf	Common	33939L407	387	11,715	SH		SOLE		11,715	0	0
Goldman Sachs Active Beta US Large Cap	Common	381430503	739	12,574	SH		SOLE		12,574	0	0
Guggenheim S&P 500 Equal Weight (RSP)	Common	78355W106	1,608	14,916	SH		SOLE		14,916	0	0
Honeywell Intl Inc	Common	438516106	277	1,588	SH		SOLE		1,588	0	0
Intel Corporation	Common	458140100	354	7,403	SH		SOLE		7,403	0	0
Invesco Qqq Trust	Common	73935A104	3,123	16,722	SH		SOLE		16,722	0	0
iShares Cohen & Steers REIT ETF	Common	464287564	1,170	10,390	SH		SOLE		10,390	0	0
Ishares Core Msci Emerging Etf	Common	46434G103	323	6,284	SH		SOLE		6,284	0	0
iShares Core MSCI Total Intl Stk	Common	46432F834	2,131	36,340	SH		SOLE		36,340	0	0
Ishares Core Us Growth Etf (was IWZ Russwell 3000 Growth)	Common	464287671	2,283	36,420	SH		SOLE		36,420	0	0
iShares Edge MSCI USA Quality F	Common	46432F339	1,044	11,414	SH		SOLE		11,414	0	0
Ishares Esg Msci Eafe Etf	Common	46435G516	250	3,890	SH		SOLE		3,890	0	0
Ishares Esg Msci Em Etf	Common	46434G863	1,595	46,905	SH		SOLE		46,905	0	0
iShares Europe ETF	Common	464287861	316	7,180	SH		SOLE		7,180	0	0
Ishares Global Clean Energy Etf Iv	Common	464288224	133	12,530	SH		SOLE		12,530	0	0
iShares Global Healthcare ETF	Common	464287325	1,427	23,132	SH		SOLE		23,132	0	0
ishares Gold Trust	Common	464285105	4,719	349,555	SH		SOLE		349,555	0	0
iShares iBoxx $ Investment Grad	Common	464287242	1,422	11,436	SH		SOLE		11,436	0	0
Ishares Iboxx High Yield Bond Etf	Common	464288513	340	3,895	SH		SOLE		3,895	0	0
iShares J.P. Morgan USD Emergin	Common	464288281	1,225	10,811	SH		SOLE		10,811	0	0
iShares KLD 400 Social Index	Common	464288570	305	2,785	SH		SOLE		2,785	0	0
iShares MSCI EAFE Growth ETF	Common	464288885	496	6,142	SH		SOLE		6,142	0	0
iShares MSCI Emerging Index Fun	Common	464287234	636	14,826	SH		SOLE		14,826	0	0
iShares MSCI Germany Index Fund	Common	464286806	270	9,625	SH		SOLE		9,625	0	0
Ishares MSCI Global Gold Miners EFT	Common	46434G855	411	20,130	SH		SOLE		20,130	0	0
iShares Nasdaq Biotechnology In	Common	464287556	1,512	13,858	SH		SOLE		13,858	0	0
Ishares National Muni Bond Etf	Common	464288414	2,338	20,675	SH		SOLE		20,675	0	0
Ishares Preferred Income Sec Etf	Common	464288687	424	11,513	SH		SOLE		11,513	0	0
iShares Russell 1000 Growth ETF	Common	464287614	5,645	35,880	SH		SOLE		35,880	0	0
Ishares Russell Mid Cap Growth Etf	Common	464287481	220	1,545	SH		SOLE		1,545	0	0
iShares S&P 500 Value ETF	Common	464287408	822	7,052	SH		SOLE		7,052	0	0
ISHARES S&P GSTI TECHNOLOGY I (IGM	Common	464287549	5,276	24,464	SH		SOLE		24,464	0	0
iShares S&P SmallCap 600 Growth	Common	464287887	1,972	10,808	SH		SOLE		10,808	0	0
iShares Select Dividend ETF	Common	464287168	8,409	84,467	SH		SOLE		84,467	0	0
Ishares Short Maturity Bond Etf	Common	46431W507	541	10,740	SH		SOLE		10,740	0	0
Ishares Short Term Ntnl Mun Bnd Etf	Common	464288158	1,012	9,500	SH		SOLE		9,500	0	0
Ishares Short Treasury Bond Etf	Common	464288679	5,756	52,020	SH		SOLE		52,020	0	0
iShares Treasury Floating Rate Bond ETF	Common	46434V860	613	12,190	SH		SOLE		12,190	0	0
Ishares Ultra Short Term Bond Etf	Common	46434V878	548	10,878	SH		SOLE		10,878	0	0
Ishr Edg Msci Min Vol Emg Mkt Etf	Common	464286533	924	15,695	SH		SOLE		15,695	0	0
Johnson & Johnson Common Stock	Common	478160104	1,295	9,298	SH		SOLE		9,298	0	0
Lockheed Martin Corp	Common	539830109	271	746	SH		SOLE		746	0	0
Medtronic plc. Ordinary Shares	Common	G5960L103	263	2,705	SH		SOLE		2,705	0	0
Microsoft Corporation	Common	594918104	674	5,030	SH		SOLE		5,030	0	0
Nestle S A F Sponsored Adr	Common	641069406	274	2,650	SH		SOLE		2,650	0	0
Nestle Sa Ordf	Common	H57312649	628	6,065	SH		SOLE		6,065	0	0
Oracle Corporation Common Stock	Common	68389X105	402	7,050	SH		SOLE		7,050	0	0
Pepsico Inc. Common Stock	Common	713448108	306	2,335	SH		SOLE		2,335	0	0
Pfizer Inc. Common Stock	Common	717081103	780	17,995	SH		SOLE		17,995	0	0
Philip Morris International Inc	Common	718172109	691	8,800	SH		SOLE		8,800	0	0
Pimco Enhanced Shrt Maturty Actv Etf	Common	72201R833	728	7,150	SH		SOLE		7,150	0	0
PowerShares DB Optm Yd Dvrs Cdty Srt ETF (PDBC) No K-1	Common	73937V106	668	40,835	SH		SOLE		40,835	0	0
Powershares Momentum Factor	Common	46432F396	2,453	20,680	SH		SOLE		20,680	0	0
Procter & Gamble Company (The)	Common	742718109	518	4,725	SH		SOLE		4,725	0	0
Royal Dutch Shell Plc Sponsored Adr Resptg A Shs	Common	780259206	244	3,750	SH		SOLE		3,750	0	0
Schwab International Equity Etf	Common	808524805	213	6,644	SH		SOLE		6,644	0	0
Schwab Internatnal Small Cap Eqy Etf	Common	808524888	381	11,673	SH		SOLE		11,673	0	0
Schwab Short Term Us Treasury Etf	Common	808524862	297	5,865	SH		SOLE		5,865	0	0
Schwab Us Tips Etf	Common	808524870	2,617	46,473	SH		SOLE		46,473	0	0
Southern Co	Common	842587107	371	6,705	SH		SOLE		6,705	0	0
SPDR Bloomberg Barclays High Yi	Common	78464A417	340	3,123	SH		SOLE		3,123	0	0
SPDR Gold Shares (GLD)	Common	78463V107	732	5,495	SH		SOLE		5,495	0	0
SPDR Nuveen S&P High Yield Muni Bd ETF	Common	78464A284	263	4,500	SH		SOLE		4,500	0	0
SPDR S&P 500	Common	78462F103	1,487	5,076	SH		SOLE		5,076	0	0
Spyder Global Natural Resources	Common	78463X541	680	14,825	SH		SOLE		14,825	0	0
Unitedhealth Grp Inc	Common	91324P102	251	1,029	SH		SOLE		1,029	0	0
Vaneck Vectors Amt-free Short Municipal Index	Common	92189F528	239	13,500	SH		SOLE		13,500	0	0
VanEck Vectors Gold Miners ETF	Common	92189F106	677	26,491	SH		SOLE		26,491	0	0
Vanguard Dividend Appreciation ETF	Common	921908844	4,929	42,806	SH		SOLE		42,806	0	0
Vanguard Emerging Markets Bond Index	Common	921946885	327	4,070	SH		SOLE		4,070	0	0
Vanguard Esg Us Stock Etf	Common	921910733	306	5,990	SH		SOLE		5,990	0	0
Vanguard Financials ETF (VFH	Common	92204A405	277	4,020	SH		SOLE		4,020	0	0
Vanguard Ftse All World Ex Us Etf	Common	922042775	623	12,220	SH		SOLE		12,220	0	0
Vanguard FTSE Developed Markets ETF	Common	921943858	1,615	38,715	SH		SOLE		38,715	0	0
Vanguard Ftse Emerging Markets Etf	Common	922042858	5,388	126,680	SH		SOLE		126,680	0	0
Vanguard Ftse Europe Etf	Common	922042874	1,031	18,781	SH		SOLE		18,781	0	0
Vanguard Ftse Pacific Etf	Common	922042866	574	8,691	SH		SOLE		8,691	0	0
Vanguard Glbal Ex Us Real Estate Etf	Common	922042676	224	3,793	SH		SOLE		3,793	0	0
Vanguard Growth Etf	Common	922908736	21,678	132,676	SH		SOLE		132,676	0	0
Vanguard Health Care Etf	Common	92204A504	2,145	12,331	SH		SOLE		12,331	0	0
Vanguard High Dividend Yield Indx ETF	Common	921946406	15,001	171,676	SH		SOLE		171,676	0	0
Vanguard Information Technology ETF	Common	92204A702	4,334	20,550	SH		SOLE		20,550	0	0
Vanguard Intermediate Term Bond Etf	Common	921937819	3,361	38,858	SH		SOLE		38,858	0	0
Vanguard Interm-Tm Corp Bd Idx ETF	Common	92206C870	8,315	92,539	SH		SOLE		92,539	0	0
Vanguard Long Term Bond Etf	Common	921937793	2,054	21,158	SH		SOLE		21,158	0	0
Vanguard Long-Term Corp Bond Idx ETF	Common	92206C813	7,952	82,085	SH		SOLE		82,085	0	0
Vanguard Materials Etf	Common	92204A801	359	2,802	SH		SOLE		2,802	0	0
Vanguard Mega Cap Growth Etf	Common	921910816	491	3,795	SH		SOLE		3,795	0	0
Vanguard Mid-Cap ETF	Common	922908629	764	4,568	SH		SOLE		4,568	0	0
Vanguard Mid-Cap Growth ETF - D	Common	922908538	2,186	14,639	SH		SOLE		14,639	0	0
Vanguard Mid-Cap Value ETF	Common	922908512	3,029	27,202	SH		SOLE		27,202	0	0
Vanguard Real Estate Etf	Common	922908553	2,629	30,076	SH		SOLE		30,076	0	0
Vanguard S&p 500 Etf	Common	922908363	2,599	9,655	SH		SOLE		9,655	0	0
Vanguard Short Term Bond Index	Common	921937827	6,742	83,717	SH		SOLE		83,717	0	0
Vanguard Short-Term Corp Bd Idx ETF	Common	92206C409	13,873	171,949	SH		SOLE		171,949	0	0
Vanguard Short-Term Infl-Prot Secs ETF`	Common	922020805	3,836	77,770	SH		SOLE		77,770	0	0
Vanguard Small Cap ETF	Common	922908751	1,833	11,700	SH		SOLE		11,700	0	0
Vanguard Small-Cap Value ETF	Common	922908611	2,661	20,383	SH		SOLE		20,383	0	0
Vanguard Tax-Exempt Bond ETF	Common	922907746	234	4,400	SH		SOLE		4,400	0	0
Vanguard Total Bond Market ETF	Common	921937835	2,373	28,570	SH		SOLE		28,570	0	0
Vanguard Total International Bo	Common	92203J407	936	16,327	SH		SOLE		16,327	0	0
Vanguard Total International Stk Etf	Common	921909768	14,470	274,315	SH		SOLE		274,315	0	0
Vanguard Total Stock Market Etf	Common	922908769	1,018	6,784	SH		SOLE		6,784	0	0
Vanguard Value ETF	Common	922908744	3,509	31,633	SH		SOLE		31,633	0	0
Verizon Communications	Common	92343V104	291	5,100	SH		SOLE		5,100	0	0
Walmart Inc	Common	931142103	845	7,645	SH		SOLE		7,645	0	0
Wisdomtree Japan Hedged Equity Etf	Common	97717W851	331	6,800	SH		SOLE		6,800	0	0
Wpp Plc New Adr Isin#us92937a1025	Common	92937A102	311	4,950	SH		SOLE		4,950	0	0