White Lighthouse Investment Management 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
3m Co	MMM	88579Y101	253	1,275	SH		SOLE		1,275	0	0
Aberdeen Std Gold ETF TR Physical Swiss Gold Shares	SGOL	00326A104	462	27,166	SH		SOLE		27,166	0	0
Alibaba Group Holding F Sponsored Adr	BABA	01609W102	216	953	SH		SOLE		953	0	0
Alphabet Inc. Class A	GOOGL	02079K305	723	296	SH		SOLE		296	0	0
Amazon.com Inc.	AMZN	023135106	2,332	678	SH		SOLE		678	0	0
Amgen Inc.	AMGN	031162100	358	1,470	SH		SOLE		1,470	0	0
Annaly Capital Mgmt Reit	NLY	035710409	193	21,750	SH		SOLE		21,750	0	0
Apple Inc.	AAPL	037833100	4,608	33,646	SH		SOLE		33,646	0	0
Arista Networks Inc	ANET	040413106	1,558	4,300	SH		SOLE		4,300	0	0
Asml Hldgs Nv F Sponsored Adr	ASML	N07059210	242	350	SH		SOLE		350	0	0
Berkshire Hathaway Inc. New Com	BRKB	084670702	606	2,180	SH		SOLE		2,180	0	0
Caterpillar Inc. Common Stock	CAT	149123101	777	3,571	SH		SOLE		3,571	0	0
Cisco Systems Inc.	CSCO	17275R102	445	8,400	SH		SOLE		8,400	0	0
Convatec Group Plc Ordf	CNVVF	G23969101	39	11,595	SH		SOLE		11,595	0	0
CVS Health Corporation Common S	CVS	126650100	493	5,905	SH		SOLE		5,905	0	0
Duke Energy Corporation (Holdin	DUK	26441C204	411	4,160	SH		SOLE		4,160	0	0
Edwards Lifesciences	EW	28176E108	669	6,461	SH		SOLE		6,461	0	0
First Trust Biotech Index	FBT	33733E203	201	1,165	SH		SOLE		1,165	0	0
Goldman Sachs Active Beta US Large Cap	GSLC	381430503	350	4,069	SH		SOLE		4,069	0	0
Healthier Choices Manage	HCMC	42226N109	0	125,750	SH		SOLE		125,750	0	0
Honeywell Intl Inc	HON	438516106	269	1,227	SH		SOLE		1,227	0	0
Intel Corporation	INTC	458140100	438	7,803	SH		SOLE		7,803	0	0
Invesco Qqq Trust	QQQ	73935A104	4,365	12,315	SH		SOLE		12,315	0	0
Ishares California Muni Bond Etf	CMF	464288356	401	6,409	SH		SOLE		6,409	0	0
iShares Cohen & Steers REIT ETF	ICF	464287564	1,288	19,708	SH		SOLE		19,708	0	0
iShares Core MSCI Total Intl Stk	IXUS	46432F834	10,016	136,647	SH		SOLE		136,647	0	0
iShares Core S&P Small-Cap ETF	IJR	464287804	695	6,148	SH		SOLE		6,148	0	0
Ishares Core Us Growth Etf (was IWZ Russwell 3000 Growth)	IUSG	464287671	1,719	17,024	SH		SOLE		17,024	0	0
iShares Edge MSCI USA Quality F	QUAL	46432F339	1,138	8,567	SH		SOLE		8,567	0	0
Ishares Esg Msci Eafe Etf	ESGD	46435G516	1,680	21,256	SH		SOLE		21,256	0	0
Ishares Esg Msci Em Etf Iv	ESGE	46434G863	1,704	37,732	SH		SOLE		37,732	0	0
Ishares Global Clean Energy Etf	ICLN	464288224	781	33,292	SH		SOLE		33,292	0	0
iShares Global Healthcare ETF	IXJ	464287325	1,780	21,418	SH		SOLE		21,418	0	0
ishares Gold Trust	IAU	464285105	7,144	211,928	SH		SOLE		211,928	0	0
iShares J.P. Morgan USD Emergin	EMB	464288281	769	6,840	SH		SOLE		6,840	0	0
iShares KLD 400 Social Index	DSI	464288570	1,362	16,440	SH		SOLE		16,440	0	0
iShares MSCI EAFE Growth ETF	EFG	464288885	321	2,995	SH		SOLE		2,995	0	0
Ishares MSCI Global Gold Miners EFT	RING	46434G855	295	10,522	SH		SOLE		10,522	0	0
Ishares MSCI UDA ESG Optimiized EFT	ESGU	46435G425	1,256	12,751	SH		SOLE		12,751	0	0
Ishares Msci Usa Esg Select Etf	SUSA	464288802	260	2,720	SH		SOLE		2,720	0	0
iShares Nasdaq Biotechnology In	IBB	464287556	2,103	12,851	SH		SOLE		12,851	0	0
Ishares National Muni Bond Etf	MUB	464288414	2,414	20,594	SH		SOLE		20,594	0	0
Ishares Preferred Income Sec Etf	PFF	464288687	308	7,829	SH		SOLE		7,829	0	0
iShares Russell 1000 Growth ETF	IWF	464287614	6,696	24,666	SH		SOLE		24,666	0	0
Ishares Russell Mid Cap Growth Etf	IWP	464287481	396	3,500	SH		SOLE		3,500	0	0
iShares S&P 500 Index	IVV	464287200	630	1,466	SH		SOLE		1,466	0	0
iShares S&P 500 Value ETF	IVE	464287408	448	3,035	SH		SOLE		3,035	0	0
ISHARES S&P GSTI TECHNOLOGY I (IGM	IGM	464287549	5,453	13,497	SH		SOLE		13,497	0	0
iShares S&P SmallCap 600 Growth	IJT	464287887	1,977	14,908	SH		SOLE		14,908	0	0
iShares Select Dividend ETF	DVY	464287168	9,154	78,491	SH		SOLE		78,491	0	0
Ishares Short Term Ntnl Mun Bnd Etf	SUB	464288158	1,024	9,500	SH		SOLE		9,500	0	0
Ishares Short Treasury Bond Etf	SHV	464288679	5,131	46,443	SH		SOLE		46,443	0	0
Ishares Ultra Short Term Bond Etf	ICSH	46434V878	328	6,500	SH		SOLE		6,500	0	0
J P Morgan Chase & Co	JPM	46625H100	206	1,327	SH		SOLE		1,327	0	0
Johnson & Johnson Common Stock	JNJ	478160104	1,432	8,691	SH		SOLE		8,691	0	0
Lloyds Banking Gro Ordf	LLDTF	G5533W248	12	18,700	SH		SOLE		18,700	0	0
Lockheed Martin Corp	LMT	539830109	204	540	SH		SOLE		540	0	0
Medtronic plc. Ordinary Shares	MDT	G5960L103	337	2,718	SH		SOLE		2,718	0	0
Merck & Company Inc. Common St	MRK	58933Y105	245	3,144	SH		SOLE		3,144	0	0
Microsoft Corporation	MSFT	594918104	1,509	5,569	SH		SOLE		5,569	0	0
Nestle S A F Sponsored Adr	NSRGY	641069406	283	2,265	SH		SOLE		2,265	0	0
Nuveen Esg Large Cap Growth Etf	NULG	67092P201	359	5,567	SH		SOLE		5,567	0	0
Nuveen Esg Small Cap Etf	NUSC	67092P607	500	11,065	SH		SOLE		11,065	0	0
Pepsico Inc. Common Stock	PEP	713448108	386	2,604	SH		SOLE		2,604	0	0
Philip Morris International Inc	PM	718172109	852	8,600	SH		SOLE		8,600	0	0
Powershares Momentum Factor	MTUM	46432F396	1,707	9,843	SH		SOLE		9,843	0	0
Procter & Gamble Company (The)	PG	742718109	624	4,624	SH		SOLE		4,624	0	0
Public Storage Inc	PSA	74460D109	226	750	SH		SOLE		750	0	0
Rio Tinto Plc F Sponsored Adr	RIO	G75754104	252	3,000	SH		SOLE		3,000	0	0
Schwab High Dividend ETF	SCHD	808524797	2,938	38,858	SH		SOLE		38,858	0	0
Schwab International Equity Etf	SCHF	808524805	265	6,717	SH		SOLE		6,717	0	0
Schwab Internatnal Small Cap Eqy Etf	SCHC	808524888	268	6,433	SH		SOLE		6,433	0	0
Schwab Us Tips Etf	SCHP	808524870	2,998	47,958	SH		SOLE		47,958	0	0
Southern Co	SO	842587107	855	14,124	SH		SOLE		14,124	0	0
Spdr Bloomberg Barclays 1-3 Month T-bill Etf	BIL	78468R663	247	2,700	SH		SOLE		2,700	0	0
SPDR Gold Shares (GLD)	GLD	78463V107	992	5,988	SH		SOLE		5,988	0	0
SPDR Nuveen S&P High Yield Muni Bd ETF	HYMB	78464A284	274	4,500	SH		SOLE		4,500	0	0
SPDR S&P 500	SPY	78462F103	1,970	4,603	SH		SOLE		4,603	0	0
Tencent Holdings F Sponsored Adr	TCEHY	88032Q109	264	3,500	SH		SOLE		3,500	0	0
Unity Software Inc	U	91332U101	4,613	42,000	SH		SOLE		42,000	0	0
VanEck Vectors Gold Miners ETF	GDX	92189F106	1,198	35,245	SH		SOLE		35,245	0	0
Vanguard Dividend Appreciation ETF	VIG	921908844	7,431	48,008	SH		SOLE		48,008	0	0
Vanguard Emerging Markets Bond Index	VWOB	921946885	592	7,410	SH		SOLE		7,410	0	0
Vanguard Esg International Stock Etf	VSGX	921910725	2,155	33,599	SH		SOLE		33,599	0	0
Vanguard Esg U.S. Stock Etf	ESGV	921910733	2,522	31,534	SH		SOLE		31,534	0	0
Vanguard Financials ETF (VFH	VFH	92204A405	214	2,365	SH		SOLE		2,365	0	0
Vanguard Ftse All World Ex Us Etf	VEU	922042775	795	12,543	SH		SOLE		12,543	0	0
Vanguard FTSE Developed Markets ETF	VEA	921943858	1,098	21,304	SH		SOLE		21,304	0	0
Vanguard Ftse Emerging Markets Etf	VWO	922042858	3,420	62,979	SH		SOLE		62,979	0	0
Vanguard Ftse Europe Etf	VGK	922042874	540	8,035	SH		SOLE		8,035	0	0
Vanguard Ftse Pacific Etf	VPL	922042866	495	6,019	SH		SOLE		6,019	0	0
Vanguard Growth Etf	VUG	922908736	54,943	191,567	SH		SOLE		191,567	0	0
Vanguard Health Care Etf	VHT	92204A504	5,282	21,375	SH		SOLE		21,375	0	0
Vanguard High Dividend Yield Indx ETF	VYM	921946406	32,173	307,086	SH		SOLE		307,086	0	0
Vanguard Information Technology ETF	VGT	92204A702	14,874	37,300	SH		SOLE		37,300	0	0
Vanguard Intermediate Term Bond Etf	BIV	921937819	4,343	48,277	SH		SOLE		48,277	0	0
Vanguard Interm-Tm Corp Bd Idx ETF	VCIT	92206C870	11,526	121,235	SH		SOLE		121,235	0	0
Vanguard Long-term Bond Etf	BLV	921937793	1,737	16,856	SH		SOLE		16,856	0	0
Vanguard Long-Term Corp Bond Idx ETF	VCLT	92206C813	8,963	83,816	SH		SOLE		83,816	0	0
Vanguard Mega Cap Growth Etf	MGK	921910816	791	3,420	SH		SOLE		3,420	0	0
Vanguard Mid-Cap ETF	VO	922908629	2,442	10,289	SH		SOLE		10,289	0	0
Vanguard Mid-Cap Growth ETF - D	VOT	922908538	3,460	14,639	SH		SOLE		14,639	0	0
Vanguard Mid-Cap Value ETF	VOE	922908512	2,733	19,449	SH		SOLE		19,449	0	0
Vanguard Real Estate Etf	VNQ	922908553	2,768	27,193	SH		SOLE		27,193	0	0
Vanguard S&p 500 Etf	VOO	922908363	3,083	7,834	SH		SOLE		7,834	0	0
Vanguard Short Term Bond Index	BSV	921937827	9,358	113,900	SH		SOLE		113,900	0	0
Vanguard Short Term Treasury Etf	VGSH	92206C102	6,585	107,192	SH		SOLE		107,192	0	0
Vanguard Short-Term Corp Bd Idx ETF	VCSH	92206C409	12,231	147,878	SH		SOLE		147,878	0	0
Vanguard Short-Term Infl-Prot Secs ETF`	VTIP	922020805	3,941	75,200	SH		SOLE		75,200	0	0
Vanguard Small Cap ETF	VB	922908751	4,333	19,232	SH		SOLE		19,232	0	0
Vanguard Small-Cap Value ETF	VBR	922908611	4,281	24,653	SH		SOLE		24,653	0	0
Vanguard Tax-Exempt Bond ETF	VTEB	922907746	583	10,550	SH		SOLE		10,550	0	0
Vanguard Total Bond Market ETF	BND	921937835	4,969	57,854	SH		SOLE		57,854	0	0
Vanguard Total International Stock E	VXUS	921909768	20,280	308,776	SH		SOLE		308,776	0	0
Vanguard Total Stock Market Etf	VTI	922908769	1,249	5,607	SH		SOLE		5,607	0	0
Vanguard Utilities Etf	VPU	92204A876	246	1,773	SH		SOLE		1,773	0	0
Vanguard Value ETF	VTV	922908744	12,306	89,526	SH		SOLE		89,526	0	0
Verizon Communications	VZ	92343V104	294	5,245	SH		SOLE		5,245	0	0
Vodafone Group Ordf	VODPF	G93882192	30	17,765	SH		SOLE		17,765	0	0
Walmart Inc	WMT	931142103	1,019	7,225	SH		SOLE		7,225	0	0
Walt Disney Co	DIS	254687106	205	1,165	SH		SOLE		1,165	0	0