Relaxing Retirement Coach 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ABBOTT LABS	COM	002824100	900,498	8,202	SH		SOLE		0	0	8,202
ABBVIE INC	COM	00287Y109	1,325,525	8,202	SH		SOLE		0	0	8,202
AMERICAN ELEC PWR CO INC	COM	025537101	398,182	4,194	SH		SOLE		0	0	4,194
CAMBRIDGE BANCORP	COM	132152109	539,890	6,500	SH		SOLE		0	0	6,500
CHEVRON CORP NEW	COM	166764100	231,901	1,292	SH		SOLE		0	0	1,292
CIGNA CORP NEW	COM	125523100	548,699	1,656	SH		SOLE		0	0	1,656
DIMENSIONAL ETF TRUST	CORE FIXED INCOM	25434V872	17,215,675	414,638	SH		SOLE		0	0	414,638
DIMENSIONAL ETF TRUST	EMERGING MKTS CO	25434V732	20,071,317	893,645	SH		SOLE		0	0	893,645
DIMENSIONAL ETF TRUST	EMERGING MKTS VA	25434V740	1,766,468	78,127	SH		SOLE		0	0	78,127
DIMENSIONAL ETF TRUST	EMGR CRE EQT MNG	25434V302	1,688,447	76,922	SH		SOLE		0	0	76,922
DIMENSIONAL ETF TRUST	INTERNATNAL VAL	25434V807	2,692,768	88,578	SH		SOLE		0	0	88,578
DIMENSIONAL ETF TRUST	INTL CORE EQT MK	25434V203	5,792,521	231,331	SH		SOLE		0	0	231,331
DIMENSIONAL ETF TRUST	INTL CORE EQUITY	25434V799	43,369,926	1,940,488	SH		SOLE		0	0	1,940,488
DIMENSIONAL ETF TRUST	INTL SMALL CAP E	25434V773	966,168	44,915	SH		SOLE		0	0	44,915
DIMENSIONAL ETF TRUST	INTL SMALL CAP V	25434V781	499,288	22,479	SH		SOLE		0	0	22,479
DIMENSIONAL ETF TRUST	NATL MUN BD ETF	25434V849	10,881,368	227,597	SH		SOLE		0	0	227,597
DIMENSIONAL ETF TRUST	US EQUITY ETF	25434V401	50,751,278	1,219,692	SH		SOLE		0	0	1,219,692
DIMENSIONAL ETF TRUST	US LARGE CAP VAL	25434V666	2,139,420	87,217	SH		SOLE		0	0	87,217
DIMENSIONAL ETF TRUST	US MKTWIDE VALUE	25434V724	2,582,178	77,126	SH		SOLE		0	0	77,126
DIMENSIONAL ETF TRUST	US REAL ESTATE E	25434V823	7,106,948	336,027	SH		SOLE		0	0	336,027
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	24,893,932	486,680	SH		SOLE		0	0	486,680
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	13,563,221	308,602	SH		SOLE		0	0	308,602
EXXON MOBIL CORP	COM	30231G102	222,917	2,021	SH		SOLE		0	0	2,021
INTERNATIONAL BUSINESS MACHS	COM	459200101	262,196	1,861	SH		SOLE		0	0	1,861
INVESCO QQQ TR	UNIT SER 1	46090E103	386,905	1,453	SH		SOLE		0	0	1,453
ISHARES TR	CORE S&P MCP ETF	464287507	2,292,730	9,478	SH		SOLE		0	0	9,478
ISHARES TR	CORE S&P500 ETF	464287200	2,022,156	5,264	SH		SOLE		0	0	5,264
ISHARES TR	GL CLEAN ENE ETF	464288224	208,028	10,480	SH		SOLE		0	0	10,480
ISHARES TR	S&P MC 400GR ETF	464287606	265,004	3,880	SH		SOLE		0	0	3,880
ISHARES TR	SHRT NAT MUN ETF	464288158	279,548	2,681	SH		SOLE		0	0	2,681
ISHARES TR	SP SMCP600VL ETF	464287879	216,405	2,370	SH		SOLE		0	0	2,370
LILLY ELI & CO	COM	532457108	398,034	1,088	SH		SOLE		0	0	1,088
LINDE PLC	SHS	G5494J103	228,326	700	SH		SOLE		0	0	700
MERCK & CO INC	COM	58933Y105	636,409	5,736	SH		SOLE		0	0	5,736
MOODYS CORP	COM	615369105	303,139	1,088	SH		SOLE		0	0	1,088
PIMCO STRATEGIC INCOME FD	COM	72200X104	54,103	10,952	SH		SOLE		0	0	10,952
PROCTER AND GAMBLE CO	COM	742718109	853,434	5,631	SH		SOLE		0	0	5,631
SCHWAB STRATEGIC TR	EMRG MKTEQ ETF	808524706	1,494,792	63,151	SH		SOLE		0	0	63,151
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	1,252,656	38,889	SH		SOLE		0	0	38,889
SCHWAB STRATEGIC TR	INTL SCEQT ETF	808524888	1,122,801	35,679	SH		SOLE		0	0	35,679
SCHWAB STRATEGIC TR	SCHWAB FDT US SC	808524763	229,876	4,920	SH		SOLE		0	0	4,920
SCHWAB STRATEGIC TR	SCHWB FDT INT SC	808524748	482,667	15,440	SH		SOLE		0	0	15,440
SCHWAB STRATEGIC TR	SHT TM US TRES	808524862	308,607	6,397	SH		SOLE		0	0	6,397
SCHWAB STRATEGIC TR	US DIVIDEND EQ	808524797	281,915	3,732	SH		SOLE		0	0	3,732
SCHWAB STRATEGIC TR	US LCAP GR ETF	808524300	4,834,733	87,017	SH		SOLE		0	0	87,017
SCHWAB STRATEGIC TR	US LCAP VA ETF	808524409	1,272,404	19,273	SH		SOLE		0	0	19,273
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	7,485,534	165,795	SH		SOLE		0	0	165,795
SCHWAB STRATEGIC TR	US MID-CAP ETF	808524508	6,691,359	101,987	SH		SOLE		0	0	101,987
SCHWAB STRATEGIC TR	US SML CAP ETF	808524607	3,412,209	84,230	SH		SOLE		0	0	84,230
SPDR SER TR	NUVEEN BLMBRG SH	78468R739	482,532	10,271	SH		SOLE		0	0	10,271
TRAVELERS COMPANIES INC	COM	89417E109	299,984	1,600	SH		SOLE		0	0	1,600
VANGUARD ADMIRAL FDS INC	500 GRTH IDX F	921932505	1,082,544	5,132	SH		SOLE		0	0	5,132
VANGUARD ADMIRAL FDS INC	500 VAL IDX FD	921932703	521,559	3,724	SH		SOLE		0	0	3,724
VANGUARD ADMIRAL FDS INC	MIDCP 400 GRTH	921932869	2,491,331	14,714	SH		SOLE		0	0	14,714
VANGUARD ADMIRAL FDS INC	MIDCP 400 IDX	921932885	761,760	4,657	SH		SOLE		0	0	4,657
VANGUARD ADMIRAL FDS INC	MIDCP 400 VAL	921932844	4,519,166	29,457	SH		SOLE		0	0	29,457
VANGUARD INDEX FDS	MCAP GR IDXVIP	922908538	1,181,671	6,574	SH		SOLE		0	0	6,574
VANGUARD INDEX FDS	MCAP VL IDXVIP	922908512	1,702,031	12,584	SH		SOLE		0	0	12,584
VANGUARD INDEX FDS	SM CP VAL ETF	922908611	1,172,592	7,385	SH		SOLE		0	0	7,385
VANGUARD INDEX FDS	SMALL CP ETF	922908751	297,701	1,622	SH		SOLE		0	0	1,622
VANGUARD INDEX FDS	SML CP GRW ETF	922908595	1,374,067	6,852	SH		SOLE		0	0	6,852
VANGUARD INDEX FDS	VALUE ETF	922908744	636,133	4,532	SH		SOLE		0	0	4,532
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	1,301,961	33,400	SH		SOLE		0	0	33,400
VANGUARD SCOTTSDALE FDS	VNG RUS2000GRW	92206C623	2,130,258	13,681	SH		SOLE		0	0	13,681
VANGUARD SCOTTSDALE FDS	VNG RUS2000VAL	92206C649	2,396,690	19,682	SH		SOLE		0	0	19,682
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	219,793	5,237	SH		SOLE		0	0	5,237