Tower View Investment Management & Research 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
AT&T INC	COM	00206R102	41	1,512	SH		SOLE		0	0	1,512
ARK ETF TR	COM	00214Q609	10	330	SH		SOLE		0	0	330
ABBOTT LABS	COM	002824100	173	1,468	SH		SOLE		0	0	1,468
ABBVIE INC	COM	00287Y109	64	597	SH		SOLE		0	0	597
ADOBE SYSTEMS INCORPORATED	COM	00724F101	4,707	8,175	SH		SOLE		0	0	8,175
AFFIRM HLDGS INC	COM	00827B106	12	100	SH		SOLE		0	0	100
ALLSTATE CORP	COM	020002101	11	88	SH		SOLE		0	0	88
ALPHABET INC	COM	02079K107	4,515	1,694	SH		SOLE		0	0	1,694
ALPHABET INC	COM	02079K305	2,922	1,093	SH		SOLE		0	0	1,093
ALTRIA GROUP INC	COM	02209S103	46	1,000	SH		SOLE		0	0	1,000
AMAZON COM INC	COM	023135106	4,340	1,321	SH		SOLE		0	0	1,321
AMERICAN ELEC PWR CO INC	COM	025537101	334	4,109	SH		SOLE		0	0	4,109
AMERICAN EXPRESS CO	COM	025816109	34	200	SH		SOLE		0	0	200
AMERICAN OUTDOOR BRANDS INC	COM	02875D109	2	93	SH		SOLE		0	0	93
AMERICAN TOWER CORP NEW	COM	03027X100	10	39	SH		SOLE		0	0	39
AMERICAN WTR WKS CO INC NEW	COM	030420103	11	63	SH		SOLE		0	0	63
ANALOG DEVICES INC	COM	032654105	369	2,203	SH		SOLE		0	0	2,203
ANSYS INC	COM	03662Q105	13	38	SH		SOLE		0	0	38
APPLE INC	COM	037833100	4,830	34,134	SH		SOLE		0	0	34,134
APPLIED MATLS INC	COM	038222105	4	30	SH		SOLE		0	0	30
ARES CAPITAL CORP	COM	04010L103	20	1,000	SH		SOLE		0	0	1,000
ARISTA NETWORKS INC	COM	040413106	14	40	SH		SOLE		0	0	40
ASTRAZENECA PLC	COM	046353108	30	500	SH		SOLE		0	0	500
AXON ENTERPRISE INC	COM	05464C101	1,581	9,035	SH		SOLE		0	0	9,035
BNY MELLON STRATEGIC MUNS IN	COM	05588W108	9	1,000	SH		SOLE		0	0	1,000
BNY MELLON MUN INCOME INC	COM	05589T104	24	2,500	SH		SOLE		0	0	2,500
BK OF AMERICA CORP	COM	060505104	110	2,600	SH		SOLE		0	0	2,600
BANK MONTREAL QUE	COM	063671101	70	700	SH		SOLE		0	0	700
BANK NOVA SCOTIA B C	COM	064149107	31	500	SH		SOLE		0	0	500
BAXTER INTL INC	COM	071813109	46	570	SH		SOLE		0	0	570
BERKSHIRE HATHAWAY INC DEL	COM	084670702	270	990	SH		SOLE		0	0	990
BIOGEN INC	COM	09062X103	8	29	SH		SOLE		0	0	29
BLACKSTONE INC	COM	09260D107	58	500	SH		SOLE		0	0	500
BLACKROCK HEALTH SCIENCS TR	COM	09260E105	13	500	SH		SOLE		0	0	500
BNY MELLON STRATEGIC MUN BD	COM	09662E109	40	5,000	SH		SOLE		0	0	5,000
BOEING CO	COM	097023105	0	2	SH		SOLE		0	0	2
BRISTOL-MYERS SQUIBB CO	COM	110122108	190	3,211	SH		SOLE		0	0	3,211
CME GROUP INC	COM	12572Q105	10	49	SH		SOLE		0	0	49
CVS HEALTH CORP	COM	126650100	42	500	SH		SOLE		0	0	500
CALAMOS STRATEGIC TOTAL RETU	COM	128125101	18	1,000	SH		SOLE		0	0	1,000
CALAMOS LNG SHR EQT DYNAMIC	COM	12812C106	20	1,000	SH		SOLE		0	0	1,000
CANADIAN IMP BK COMM	COM	136069101	45	400	SH		SOLE		0	0	400
CANADIAN NATL RY CO	COM	136375102	46	400	SH		SOLE		0	0	400
CANOPY GROWTH CORP	COM	138035100	1	45	SH		SOLE		0	0	45
CARLYLE GROUP INC	COM	14316J108	95	2,000	SH		SOLE		0	0	2,000
CENTRAL GARDEN & PET CO	COM	153527106	10	200	SH		SOLE		0	0	200
CHEVRON CORP NEW	COM	166764100	5	50	SH		SOLE		0	0	50
CHIMERA INVT CORP	COM	16934Q208	15	1,000	SH		SOLE		0	0	1,000
CISCO SYS INC	COM	17275R102	54	1,000	SH		SOLE		0	0	1,000
CINTAS CORP	COM	172908105	16	43	SH		SOLE		0	0	43
CITIGROUP INC	COM	172967424	28	400	SH		SOLE		0	0	400
CLOROX CO DEL	COM	189054109	242	1,463	SH		SOLE		0	0	1,463
COCA COLA CO	COM	191216100	322	6,137	SH		SOLE		0	0	6,137
COINBASE GLOBAL INC	COM	19260Q107	3	15	SH		SOLE		0	0	15
COLGATE PALMOLIVE CO	COM	194162103	4	50	SH		SOLE		0	0	50
COMCAST CORP NEW	COM	20030N101	39	700	SH		SOLE		0	0	700
CONAGRA BRANDS INC	COM	205887102	17	500	SH		SOLE		0	0	500
CONOCOPHILLIPS	COM	20825C104	34	500	SH		SOLE		0	0	500
COSTCO WHSL CORP NEW	COM	22160K105	3,494	7,777	SH		SOLE		0	0	7,777
CRONOS GROUP INC	COM	22717L101	1	165	SH		SOLE		0	0	165
CROWDSTRIKE HLDGS INC	COM	22788C105	1,475	6,003	SH		SOLE		0	0	6,003
DANAHER CORPORATION	COM	235851102	3,324	10,917	SH		SOLE		0	0	10,917
DECKERS OUTDOOR CORP	COM	243537107	1,409	3,911	SH		SOLE		0	0	3,911
DEERE & CO	COM	244199105	4,164	12,427	SH		SOLE		0	0	12,427
DELTA AIR LINES INC DEL	COM	247361702	1	15	SH		SOLE		0	0	15
DISNEY WALT CO	COM	254687106	3,519	20,801	SH		SOLE		0	0	20,801
DOCUSIGN INC	COM	256163106	1,469	5,706	SH		SOLE		0	0	5,706
DOVER CORP	COM	260003108	3,823	24,585	SH		SOLE		0	0	24,585
DOW INC	COM	260557103	29	500	SH		SOLE		0	0	500
EATON VANCE TAX-MANAGED DIVE	COM	27828N102	14	1,000	SH		SOLE		0	0	1,000
EATON VANCE TAX-MANAGED GLOB	COM	27829F108	10	1,000	SH		SOLE		0	0	1,000
EDWARDS LIFESCIENCES CORP	COM	28176E108	4,739	41,864	SH		SOLE		0	0	41,864
ENTERGY CORP NEW	COM	29364G103	30	307	SH		SOLE		0	0	307
EPAM SYS INC	COM	29414B104	8	14	SH		SOLE		0	0	14
ESSENTIAL UTILS INC	COM	29670G102	55	1,202	SH		SOLE		0	0	1,202
ETSY INC	COM	29786A106	1,554	7,474	SH		SOLE		0	0	7,474
EXXON MOBIL CORP	COM	30231G102	23	385	SH		SOLE		0	0	385
FACEBOOK INC	COM	30303M102	30	89	SH		SOLE		0	0	89
FIRST TR INTER DURATN PFD &	COM	33718W103	13	500	SH		SOLE		0	0	500
FIRST TR SR FLOATING RATE 20	COM	33740K101	10	1,000	SH		SOLE		0	0	1,000
FISERV INC	COM	337738108	9	84	SH		SOLE		0	0	84
GENERAL MLS INC	COM	370334104	12	200	SH		SOLE		0	0	200
HCA HEALTHCARE INC	COM	40412C101	0	1	SH		SOLE		0	0	1
HOME DEPOT INC	COM	437076102	5,274	16,065	SH		SOLE		0	0	16,065
ILLINOIS TOOL WKS INC	COM	452308109	1,987	9,615	SH		SOLE		0	0	9,615
INTEL CORP	COM	458140100	32	600	SH		SOLE		0	0	600
INVESCO QQQ TR	COM	46090E103	1,456	4,067	SH		SOLE		0	0	4,067
INTUITIVE SURGICAL INC	COM	46120E602	10	10	SH		SOLE		0	0	10
INVESCO MUN OPPORTUNITY TR	COM	46132C107	21	1,524	SH		SOLE		0	0	1,524
IRON MTN INC NEW	COM	46284V101	65	1,500	SH		SOLE		0	0	1,500
MSCI FRANCE ETF	COM	464286707	41	1,104	SH		SOLE		0	0	1,104
CORE S&P500 ETF	COM	464287200	16	37	SH		SOLE		0	0	37
1 3 YR TREAS BD	COM	464287457	465	5,398	SH		SOLE		0	0	5,398
RUS MDCP VAL ETF	COM	464287473	6	57	SH		SOLE		0	0	57
CORE S&P MCP ETF	COM	464287507	4	14	SH		SOLE		0	0	14
RUS 1000 VAL ETF	COM	464287598	6	40	SH		SOLE		0	0	40
RUS 1000 GRW ETF	COM	464287614	16	58	SH		SOLE		0	0	58
RUS 2000 VAL ETF	COM	464287630	5	30	SH		SOLE		0	0	30
RUSSELL 3000 ETF	COM	464287689	70	274	SH		SOLE		0	0	274
CORE S&P SCP ETF	COM	464287804	3	26	SH		SOLE		0	0	26
FLTG RATE NT ETF	COM	46429B655	10	200	SH		SOLE		0	0	200
CORE MSCI EAFE	COM	46432F842	3	39	SH		SOLE		0	0	39
MSCI TAIWAN ETF	COM	46434G772	46	744	SH		SOLE		0	0	744
JPMORGAN CHASE & CO	COM	46625H100	70	428	SH		SOLE		0	0	428
JOHNSON & JOHNSON	COM	478160104	341	2,112	SH		SOLE		0	0	2,112
KKR & CO INC	COM	48251W104	122	2,000	SH		SOLE		0	0	2,000
KANSAS CITY SOUTHERN	COM	485170302	4,377	16,174	SH		SOLE		0	0	16,174
KELLOGG CO	COM	487836108	13	200	SH		SOLE		0	0	200
KRAFT HEINZ CO	COM	500754106	7	200	SH		SOLE		0	0	200
L3HARRIS TECHNOLOGIES INC	COM	502431109	4,504	20,450	SH		SOLE		0	0	20,450
LILLY ELI & CO	COM	532457108	3,729	16,138	SH		SOLE		0	0	16,138
LOWES COS INC	COM	548661107	5	22	SH		SOLE		0	0	22
LULULEMON ATHLETICA INC	COM	550021109	2,679	6,619	SH		SOLE		0	0	6,619
MGE ENERGY INC	COM	55277P104	357	4,859	SH		SOLE		0	0	4,859
MARSH & MCLENNAN COS INC	COM	571748102	5,217	34,449	SH		SOLE		0	0	34,449
MASTERCARD INCORPORATED	COM	57636Q104	113	324	SH		SOLE		0	0	324
MATCH GROUP INC NEW	COM	57667L107	10	64	SH		SOLE		0	0	64
MCDONALDS CORP	COM	580135101	59	244	SH		SOLE		0	0	244
MERCK & CO INC	COM	58933Y105	30	400	SH		SOLE		0	0	400
MICROSOFT CORP	COM	594918104	5,337	18,932	SH		SOLE		0	0	18,932
MID-AMER APT CMNTYS INC	COM	59522J103	19	100	SH		SOLE		0	0	100
MODERNA INC	COM	60770K107	2	4	SH		SOLE		0	0	4
MONDELEZ INTL INC	COM	609207105	242	4,151	SH		SOLE		0	0	4,151
MONROE CAP CORP	COM	610335101	10	1,000	SH		SOLE		0	0	1,000
NETFLIX INC	COM	64110L106	1,561	2,557	SH		SOLE		0	0	2,557
NEUBERGER BERMAN MLP & ENERG	COM	64129H104	15	3,000	SH		SOLE		0	0	3,000
NEXTERA ENERGY INC	COM	65339F101	2,601	33,122	SH		SOLE		0	0	33,122
NIKE INC	COM	654106103	11	77	SH		SOLE		0	0	77
NVIDIA CORPORATION	COM	67066G104	3,359	16,213	SH		SOLE		0	0	16,213
NUVASIVE INC	COM	670704105	2,412	40,300	SH		SOLE		0	0	40,300
OLD DOMINION FREIGHT LINE IN	COM	679580100	4	15	SH		SOLE		0	0	15
ORGANON & CO	COM	68622V106	1	40	SH		SOLE		0	0	40
PAYCOM SOFTWARE INC	COM	70432V102	9	18	SH		SOLE		0	0	18
PAYPAL HLDGS INC	COM	70450Y103	4,708	18,094	SH		SOLE		0	0	18,094
PELOTON INTERACTIVE INC	COM	70614W100	1,144	13,140	SH		SOLE		0	0	13,140
PENN NATL GAMING INC	COM	707569109	11	150	SH		SOLE		0	0	150
PEPSICO INC	COM	713448108	1,715	11,402	SH		SOLE		0	0	11,402
PFIZER INC	COM	717081103	43	1,000	SH		SOLE		0	0	1,000
PHILIP MORRIS INTL INC	COM	718172109	95	1,000	SH		SOLE		0	0	1,000
PHILLIPS 66	COM	718546104	35	500	SH		SOLE		0	0	500
PHYSICIANS RLTY TR	COM	71943U104	9	500	SH		SOLE		0	0	500
PINTEREST INC	COM	72352L106	1,325	26,012	SH		SOLE		0	0	26,012
PREFERRED APT CMNTYS INC	COM	74039L103	6	500	SH		SOLE		0	0	500
PROCTER AND GAMBLE CO	COM	742718109	1,277	9,136	SH		SOLE		0	0	9,136
PROLOGIS INC.	COM	74340W103	133	1,062	SH		SOLE		0	0	1,062
PUBLIC SVC ENTERPRISE GRP IN	COM	744573106	30	500	SH		SOLE		0	0	500
PUBLIC STORAGE	COM	74460D109	241	812	SH		SOLE		0	0	812
QUALCOMM INC	COM	747525103	19	150	SH		SOLE		0	0	150
REALTY INCOME CORP	COM	756109104	19	300	SH		SOLE		0	0	300
ROKU INC	COM	77543R102	1,251	3,993	SH		SOLE		0	0	3,993
ROYAL DUTCH SHELL PLC	COM	780259206	22	500	SH		SOLE		0	0	500
SPDR S&P 500 ETF TR	COM	78462F103	4,212	9,816	SH		SOLE		0	0	9,816
SPDR SER TR	COM	78464A763	12	100	SH		SOLE		0	0	100
SPDR S&P MIDCAP 400 ETF TR	COM	78467Y107	862	1,793	SH		SOLE		0	0	1,793
SALESFORCE COM INC	COM	79466L302	71	260	SH		SOLE		0	0	260
SCHWAB STRATEGIC TR	COM	808524102	35	341	SH		SOLE		0	0	341
SCOTTS MIRACLE-GRO CO	COM	810186106	2,607	17,811	SH		SOLE		0	0	17,811
SBI HEALTHCARE	COM	81369Y209	138	1,086	SH		SOLE		0	0	1,086
SBI CONS STPLS	COM	81369Y308	9	125	SH		SOLE		0	0	125
SBI CONS DISCR	COM	81369Y407	17	95	SH		SOLE		0	0	95
SBI INT-INDS	COM	81369Y704	12	120	SH		SOLE		0	0	120
SERVICE PPTYS TR	COM	81761L102	11	1,000	SH		SOLE		0	0	1,000
SHERWIN WILLIAMS CO	COM	824348106	2,960	10,582	SH		SOLE		0	0	10,582
SIX FLAGS ENTMT CORP NEW	COM	83001A102	21	500	SH		SOLE		0	0	500
SMITH & WESSON BRANDS INC	COM	831754106	8	381	SH		SOLE		0	0	381
SOUTHERN CO	COM	842587107	8	130	SH		SOLE		0	0	130
SOUTHWEST AIRLS CO	COM	844741108	0	5	SH		SOLE		0	0	5
SQUARE INC	COM	852234103	2,255	9,403	SH		SOLE		0	0	9,403
STARBUCKS CORP	COM	855244109	4,080	36,982	SH		SOLE		0	0	36,982
STRYKER CORPORATION	COM	863667101	135	513	SH		SOLE		0	0	513
TAIWAN SEMICONDUCTOR MFG LTD	COM	874039100	5,634	50,464	SH		SOLE		0	0	50,464
TARGET CORP	COM	87612E106	448	1,958	SH		SOLE		0	0	1,958
TEKLA HEALTHCARE OPPORTUNITI	COM	879105104	23	1,000	SH		SOLE		0	0	1,000
TESLA INC	COM	88160R101	182	235	SH		SOLE		0	0	235
THERMO FISHER SCIENTIFIC INC	COM	883556102	145	253	SH		SOLE		0	0	253
TORTOISE ENERGY INFRA CORP	COM	89147L886	7	250	SH		SOLE		0	0	250
TORTOISE PIPELINE & ENERGY F	COM	89148H207	6	250	SH		SOLE		0	0	250
TRUIST FINL CORP	COM	89832Q109	29	500	SH		SOLE		0	0	500
US BANCORP DEL	COM	902973304	30	500	SH		SOLE		0	0	500
UNILEVER PLC	COM	904767704	4	70	SH		SOLE		0	0	70
UNION PAC CORP	COM	907818108	3,348	17,082	SH		SOLE		0	0	17,082
UNITED THERAPEUTICS CORP DEL	COM	91307C102	15	79	SH		SOLE		0	0	79
UNITEDHEALTH GROUP INC	COM	91324P102	4,130	10,568	SH		SOLE		0	0	10,568
DIV APP ETF	COM	921908844	3,127	20,356	SH		SOLE		0	0	20,356
HIGH DIV YLD	COM	921946406	321	3,103	SH		SOLE		0	0	3,103
INTL DVD ETF	COM	921946810	698	8,001	SH		SOLE		0	0	8,001
CONSUM DIS ETF	COM	92204A108	747	2,410	SH		SOLE		0	0	2,410
CONSUM STP ETF	COM	92204A207	1,035	5,774	SH		SOLE		0	0	5,774
FINANCIALS ETF	COM	92204A405	14	150	SH		SOLE		0	0	150
HEALTH CAR ETF	COM	92204A504	1,769	7,155	SH		SOLE		0	0	7,155
INF TECH ETF	COM	92204A702	1,533	3,820	SH		SOLE		0	0	3,820
UTILITIES ETF	COM	92204A876	10	71	SH		SOLE		0	0	71
COMM SRVC ETF	COM	92204A884	14	100	SH		SOLE		0	0	100
VEEVA SYS INC	COM	922475108	12	40	SH		SOLE		0	0	40
S&P 500 ETF SHS	COM	922908363	92	232	SH		SOLE		0	0	232
REAL ESTATE ETF	COM	922908553	17	167	SH		SOLE		0	0	167
SML CP GRW ETF	COM	922908595	4,692	16,748	SH		SOLE		0	0	16,748
MID CAP ETF	COM	922908629	387	1,635	SH		SOLE		0	0	1,635
GROWTH ETF	COM	922908736	3,285	11,322	SH		SOLE		0	0	11,322
SMALL CP ETF	COM	922908751	157	718	SH		SOLE		0	0	718
TOTAL STK MKT	COM	922908769	112	505	SH		SOLE		0	0	505
VERIZON COMMUNICATIONS INC	COM	92343V104	146	2,703	SH		SOLE		0	0	2,703
VERISK ANALYTICS INC	COM	92345Y106	12	60	SH		SOLE		0	0	60
VIATRIS INC	COM	92556V106	2	124	SH		SOLE		0	0	124
VISA INC	COM	92826C839	4,327	19,425	SH		SOLE		0	0	19,425
VODAFONE GROUP PLC NEW	COM	92857W308	46	3,000	SH		SOLE		0	0	3,000
WEC ENERGY GROUP INC	COM	92939U106	495	5,607	SH		SOLE		0	0	5,607
WALMART INC	COM	931142103	3,110	22,310	SH		SOLE		0	0	22,310
WELLS FARGO CO NEW	COM	949746101	23	500	SH		SOLE		0	0	500
WEYERHAEUSER CO MTN BE	COM	962166104	18	500	SH		SOLE		0	0	500
WORKDAY INC	COM	98138H101	1,648	6,596	SH		SOLE		0	0	6,596
XCEL ENERGY INC	COM	98389B100	57	916	SH		SOLE		0	0	916
XPRESSPA GROUP INC	COM	98420U703	1	1,000	SH		SOLE		0	0	1,000
ZIMMER BIOMET HOLDINGS INC	COM	98956P102	28	191	SH		SOLE		0	0	191
ZOETIS INC	COM	98978V103	18	92	SH		SOLE		0	0	92
ACCENTURE PLC IRELAND	COM	G1151C101	5	16	SH		SOLE		0	0	16
MEDTRONIC PLC	COM	G5960L103	2,167	17,284	SH		SOLE		0	0	17,284
GLOBANT S A	COM	L44385109	12	42	SH		SOLE		0	0	42
SPOTIFY TECHNOLOGY S A	COM	L8681T102	1,082	4,801	SH		SOLE		0	0	4,801
IRONSOURCE LTD	COM	M5R75Y101	11	1,000	SH		SOLE		0	0	1,000
NOVA LTD	COM	M7516K103	2,184	21,353	SH		SOLE		0	0	21,353
ASML HOLDING N V	COM	N07059210	1,325	1,778	SH		SOLE		0	0	1,778