Tower View Investment Management & Research 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ABBVIE INC	COM	00287Y109	172,213	1,004	SH		SOLE		0	0	1,004
ADVANCED MICRO DEVICES INC	COM	007903107	1,529,316	9,428	SH		SOLE		0	0	9,428
AEROVIRONMENT INC	COM	008073108	1,325,761	7,278	SH		SOLE		0	0	7,278
AFFIRM HLDGS INC COM CL A	COM	00827B106	3,021	100	SH		SOLE		0	0	100
ALPHA TAU MEDICAL LTD ORDINARY SHARES	COM	M0740A108	14,082	5,566	SH		SOLE		0	0	5,566
ALPHABET INC CAP STK CL A	COM	02079K305	3,533,872	19,401	SH		SOLE		0	0	19,401
ALPHABET INC CAP STK CL C	COM	02079K107	4,806,579	26,205	SH		SOLE		0	0	26,205
ALTRIA GROUP INC	COM	02209S103	43,462	954	SH		SOLE		0	0	954
AMAZON COM INC	COM	023135106	5,382,786	27,854	SH		SOLE		0	0	27,854
AMERICAN TOWER CORP NEW	COM	03027X100	3,113	16	SH		SOLE		0	0	16
AMGEN INC	COM	031162100	8,437	27	SH		SOLE		0	0	27
AMPHENOL CORP NEW CL A	COM	032095101	6,199	92	SH		SOLE		0	0	92
ANALOG DEVICES INC	COM	032654105	2,586,013	11,329	SH		SOLE		0	0	11,329
ANSYS INC	COM	03662Q105	4,823	15	SH		SOLE		0	0	15
ARM HOLDINGS PLC SPONSORED ADS	COM	042068205	2,316,860	14,160	SH		SOLE		0	0	14,160
ASML HOLDING N V N Y REGISTRY SHS	COM	N07059210	5,154,560	5,040	SH		SOLE		0	0	5,040
AT&T INC	COM	00206R102	27,131	1,420	SH		SOLE		0	0	1,420
BADGER METER INC	COM	056525108	2,781,777	14,928	SH		SOLE		0	0	14,928
BECTON DICKINSON & CO	COM	075887109	11,686	50	SH		SOLE		0	0	50
BIOGEN INC	COM	09062X103	6,723	29	SH		SOLE		0	0	29
BLACKSTONE INC	COM	09260D107	66,454	537	SH		SOLE		0	0	537
BOOKING HOLDINGS INC	COM	09857L108	7,960	2	SH		SOLE		0	0	2
BOOZ ALLEN HAMILTON HLDG COR CL A	COM	099502106	11,543	75	SH		SOLE		0	0	75
BRISTOL-MYERS SQUIBB CO	COM	110122108	111,034	2,674	SH		SOLE		0	0	2,674
BROADCOM INC	COM	11135F101	12,845	8	SH		SOLE		0	0	8
CALIFORNIA WTR SVC GROUP	COM	130788102	25,107	518	SH		SOLE		0	0	518
CALIX INC	COM	13100M509	14,172	400	SH		SOLE		0	0	400
CAMPBELL SOUP CO	COM	134429109	11,855	262	SH		SOLE		0	0	262
CANADIAN NAT RES LTD	COM	136385101	570,668	16,030	SH		SOLE		0	0	16,030
CANADIAN NATL RY CO	COM	136375102	47,252	400	SH		SOLE		0	0	400
CANADIAN PACIFIC KANSAS CITY	COM	13646K108	4,048,297	51,420	SH		SOLE		0	0	51,420
CARDINAL HEALTH INC	COM	14149Y108	4,916	50	SH		SOLE		0	0	50
CARLYLE GROUP INC	COM	14316J108	13	2	SH		SOLE		0	0	2
CARLYLE GROUP INC	COM	14316J108	86,939	2,165	SH		SOLE		0	0	2,165
CARRIER GLOBAL CORPORATION	COM	14448C104	3,747,303	59,406	SH		SOLE		0	0	59,406
CATERPILLAR INC	COM	149123101	5,001,800	15,016	SH		SOLE		0	0	15,016
CELLEBRITE DI LTD ORDINARY SHARES	COM	M2197Q107	1,543,307	129,147	SH		SOLE		0	0	129,147
CHEVRON CORP NEW	COM	166764100	12,556	80	SH		SOLE		0	0	80
CHIPOTLE MEXICAN GRILL INC	COM	169656105	31,325	500	SH		SOLE		0	0	500
CHURCH & DWIGHT CO INC	COM	171340102	19,181	185	SH		SOLE		0	0	185
CISCO SYS INC	COM	17275R102	25,289	532	SH		SOLE		0	0	532
COCA COLA CO	COM	191216100	2,546	40	SH		SOLE		0	0	40
COMCAST CORP NEW CL A	COM	20030N101	21,317	544	SH		SOLE		0	0	544
CONOCOPHILLIPS	COM	20825C104	53,339	466	SH		SOLE		0	0	466
CONSTELLATION ENERGY CORP	COM	21037T109	8,812	44	SH		SOLE		0	0	44
COPART INC	COM	217204106	4,767	88	SH		SOLE		0	0	88
COSTCO WHSL CORP NEW	COM	22160K105	5,836,165	6,866	SH		SOLE		0	0	6,866
CRONOS GROUP INC	COM	22717L101	233	100	SH		SOLE		0	0	100
DANAHER CORPORATION	COM	235851102	56,415	226	SH		SOLE		0	0	226
DISNEY WALT CO	COM	254687106	142,495	1,435	SH		SOLE		0	0	1,435
DOLLAR GEN CORP NEW	COM	256677105	6,858	52	SH		SOLE		0	0	52
ELI LILLY & CO	COM	532457108	9,124,141	10,078	SH		SOLE		0	0	10,078
ENTERGY CORP NEW	COM	29364G103	22,100	207	SH		SOLE		0	0	207
ESSENTIAL UTILS INC	COM	29670G102	73,358	1,965	SH		SOLE		0	0	1,965
ETSY INC	COM	29786A106	3,834	65	SH		SOLE		0	0	65
EXELON CORP	COM	30161N101	4,638	134	SH		SOLE		0	0	134
EXXON MOBIL CORP	COM	30231G102	120,343	1,045	SH		SOLE		0	0	1,045
FASTENAL CO	COM	311900104	50,948	811	SH		SOLE		0	0	811
FORD MTR CO DEL	COM	345370860	17,648	1,407	SH		SOLE		0	0	1,407
FRANKLIN ELEC INC	COM	353514102	3,446	36	SH		SOLE		0	0	36
GE VERNOVA INC	COM	36828A101	515	3	SH		SOLE		0	0	3
GENERAL MLS INC	COM	370334104	18,441	292	SH		SOLE		0	0	292
GLOBANT S A	COM	L44385109	2,674	15	SH		SOLE		0	0	15
GOLDMAN SACHS GROUP INC	COM	38141G104	35,281	78	SH		SOLE		0	0	78
HERSHEY CO	COM	427866108	191,658	1,043	SH		SOLE		0	0	1,043
HOME DEPOT INC	COM	437076102	5,482,063	15,925	SH		SOLE		0	0	15,925
HUBSPOT INC	COM	443573100	15,925	27	SH		SOLE		0	0	27
ILLINOIS TOOL WKS INC	COM	452308109	51,234	216	SH		SOLE		0	0	216
INTUIT	COM	461202103	16,431	25	SH		SOLE		0	0	25
INTUITIVE SURGICAL INC COM NEW	COM	46120E602	2,556,998	5,748	SH		SOLE		0	0	5,748
IRON MTN INC DEL	COM	46284V101	145,241	1,621	SH		SOLE		0	0	1,621
ISHARES TR 1 3 YR TREAS BD	COM	464287457	193,605	2,371	SH		SOLE		0	0	2,371
ISHARES TR CORE MSCI EAFE	COM	46432F842	12,640	174	SH		SOLE		0	0	174
ISHARES TR CORE S&P MCP ETF	COM	464287507	4,276	73	SH		SOLE		0	0	73
ISHARES TR CORE S&P SCP ETF	COM	464287804	2,887	27	SH		SOLE		0	0	27
ISHARES TR CORE S&P500 ETF	COM	464287200	23,523	43	SH		SOLE		0	0	43
ISHARES TR RUS 1000 GRW ETF	COM	464287614	21,495	59	SH		SOLE		0	0	59
ISHARES TR RUS 1000 VAL ETF	COM	464287598	7,317	42	SH		SOLE		0	0	42
ISHARES TR RUS MD CP GR ETF	COM	464287481	1,987	18	SH		SOLE		0	0	18
ISHARES TR RUS MDCP VAL ETF	COM	464287473	7,170	59	SH		SOLE		0	0	59
ISHARES TR RUSSELL 3000 ETF	COM	464287689	81,005	262	SH		SOLE		0	0	262
JOHNSON & JOHNSON	COM	478160104	37,307	255	SH		SOLE		0	0	255
JPMORGAN CHASE & CO.	COM	46625H100	55,229	273	SH		SOLE		0	0	273
KEURIG DR PEPPER INC	COM	49271V100	10,237	306	SH		SOLE		0	0	306
KKR & CO INC	COM	48251W104	171,706	1,632	SH		SOLE		0	0	1,632
KLA CORP	COM	482480100	5,772	7	SH		SOLE		0	0	7
LEONARDO DRS INC	COM	52661A108	2,583,500	101,274	SH		SOLE		0	0	101,274
LOWES COS INC	COM	548661107	5,201	24	SH		SOLE		0	0	24
LUCID GROUP INC	COM	549498103	261	100	SH		SOLE		0	0	100
M/I HOMES INC	COM	55305B101	6,107	50	SH		SOLE		0	0	50
MARSH & MCLENNAN COS INC	COM	571748102	6,467,046	30,690	SH		SOLE		0	0	30,690
MASTERCARD INCORPORATED CL A	COM	57636Q104	279,643	634	SH		SOLE		0	0	634
MCCORMICK & CO INC COM NON VTG	COM	579780206	656,317	9,252	SH		SOLE		0	0	9,252
MCDONALDS CORP	COM	580135101	2,901,442	11,385	SH		SOLE		0	0	11,385
MERCADOLIBRE INC	COM	58733R102	9,861	6	SH		SOLE		0	0	6
MERCK & CO INC	COM	58933Y105	162,851	1,315	SH		SOLE		0	0	1,315
MGE ENERGY INC	COM	55277P104	386,352	5,171	SH		SOLE		0	0	5,171
MICROSOFT CORP	COM	594918104	7,857,881	17,581	SH		SOLE		0	0	17,581
MONDELEZ INTL INC CL A	COM	609207105	47,018	718	SH		SOLE		0	0	718
MONGODB INC CL A	COM	60937P106	3,750	15	SH		SOLE		0	0	15
NETFLIX INC	COM	64110L106	14,848	22	SH		SOLE		0	0	22
NEW YORK MTG TR INC	COM	649604840	21,846	3,741	SH		SOLE		0	0	3,741
NEXTERA ENERGY INC	COM	65339F101	22,669	320	SH		SOLE		0	0	320
NIKE INC CL B	COM	654106103	11,061	147	SH		SOLE		0	0	147
NOVA LTD COM	COM	M7516K103	4,583,420	19,543	SH		SOLE		0	0	19,543
NOVO-NORDISK A S ADR	COM	670100205	3,348,681	23,460	SH		SOLE		0	0	23,460
NVIDIA CORPORATION	COM	67066G104	6,666,274	53,960	SH		SOLE		0	0	53,960
OREILLY AUTOMOTIVE INC	COM	67103H107	5,281	5	SH		SOLE		0	0	5
OTIS WORLDWIDE CORP	COM	68902V107	5,555	58	SH		SOLE		0	0	58
PAYCHEX INC	COM	704326107	3,794	32	SH		SOLE		0	0	32
PEPSICO INC	COM	713448108	2,723,819	16,515	SH		SOLE		0	0	16,515
PFIZER INC	COM	717081103	30,976	1,107	SH		SOLE		0	0	1,107
PHILIP MORRIS INTL INC	COM	718172109	51,091	504	SH		SOLE		0	0	504
PHILLIPS 66	COM	718546104	75,528	535	SH		SOLE		0	0	535
PPL CORP	COM	69351T106	1,328	48	SH		SOLE		0	0	48
PROCTER AND GAMBLE CO	COM	742718109	1,381,930	8,379	SH		SOLE		0	0	8,379
PUBLIC SVC ENTERPRISE GRP IN	COM	744573106	48,288	655	SH		SOLE		0	0	655
QUALCOMM INC	COM	747525103	3,002,524	15,074	SH		SOLE		0	0	15,074
QUANTA SVCS INC	COM	74762E102	3,093,800	12,176	SH		SOLE		0	0	12,176
REGENERON PHARMACEUTICALS	COM	75886F107	2,428,931	2,311	SH		SOLE		0	0	2,311
SALESFORCE INC	COM	79466L302	66,936	260	SH		SOLE		0	0	260
SELECT SECTOR SPDR TR COMMUNICATION	COM	81369Y852	5,740	67	SH		SOLE		0	0	67
SELECT SECTOR SPDR TR FINANCIAL	COM	81369Y605	6,208	151	SH		SOLE		0	0	151
SELECT SECTOR SPDR TR SBI CONS DISCR	COM	81369Y407	17,682	97	SH		SOLE		0	0	97
SELECT SECTOR SPDR TR SBI CONS STPLS	COM	81369Y308	41,494	542	SH		SOLE		0	0	542
SELECT SECTOR SPDR TR SBI HEALTHCARE	COM	81369Y209	149,042	1,023	SH		SOLE		0	0	1,023
SELECT SECTOR SPDR TR TECHNOLOGY	COM	81369Y803	31,673	140	SH		SOLE		0	0	140
SERVICENOW INC	COM	81762P102	6,294	8	SH		SOLE		0	0	8
SHOPIFY INC CL A	COM	82509L107	3,303	50	SH		SOLE		0	0	50
SIMPSON MFG INC COM	COM	829073105	42,890	254	SH		SOLE		0	0	254
SOUTHERN CO	COM	842587107	14,353	185	SH		SOLE		0	0	185
SPDR INDEX SHS FDS PORTFOLIO DEVLPD	COM	78463X889	13,226	377	SH		SOLE		0	0	377
SPDR S&P 500 ETF TR TR UNIT	COM	78462F103	4,574,990	8,407	SH		SOLE		0	0	8,407
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP	COM	78467Y107	2,436,015	4,553	SH		SOLE		0	0	4,553
SPDR SER TR PORTFOLI S&P1500	COM	78464A805	6,635	100	SH		SOLE		0	0	100
SPDR SER TR PORTFOLIO S&P500	COM	78464A854	1,991,374	31,115	SH		SOLE		0	0	31,115
SPDR SER TR S&P 400 MDCP VAL	COM	78464A839	10,866	149	SH		SOLE		0	0	149
SPDR SER TR S&P 600 SMCP VAL	COM	78464A300	3,759	48	SH		SOLE		0	0	48
SPDR SER TR S&P DIVID ETF	COM	78464A763	26,301	207	SH		SOLE		0	0	207
STRYKER CORPORATION	COM	863667101	179,978	529	SH		SOLE		0	0	529
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS	COM	874039100	7,999,432	46,024	SH		SOLE		0	0	46,024
TARGET CORP	COM	87612E106	14,878	100	SH		SOLE		0	0	100
TESLA INC	COM	88160R101	2,533,062	12,801	SH		SOLE		0	0	12,801
THE CIGNA GROUP	COM	125523100	7,604	23	SH		SOLE		0	0	23
THERMO FISHER SCIENTIFIC INC	COM	883556102	145,225	263	SH		SOLE		0	0	263
TYLER TECHNOLOGIES INC	COM	902252105	3,520	7	SH		SOLE		0	0	7
UNILEVER PLC SPON ADR NEW	COM	904767704	7,488	136	SH		SOLE		0	0	136
UNION PAC CORP	COM	907818108	4,467,267	19,744	SH		SOLE		0	0	19,744
UNITED THERAPEUTICS CORP DEL	COM	91307C102	31,855	100	SH		SOLE		0	0	100
UNITEDHEALTH GROUP INC	COM	91324P102	4,767,996	9,363	SH		SOLE		0	0	9,363
UNITY SOFTWARE INC	COM	91332U101	1,773	109	SH		SOLE		0	0	109
VANGUARD BD INDEX FDS SHORT TRM BOND	COM	921937827	110,985	1,447	SH		SOLE		0	0	1,447
VANGUARD BD INDEX FDS TOTAL BND MRKT	COM	921937835	25,218	350	SH		SOLE		0	0	350
VANGUARD INDEX FDS GROWTH ETF	COM	922908736	5,399,794	14,438	SH		SOLE		0	0	14,438
VANGUARD INDEX FDS MCAP VL IDXVIP	COM	922908512	7,007	47	SH		SOLE		0	0	47
VANGUARD INDEX FDS MID CAP ETF	COM	922908629	340,195	1,405	SH		SOLE		0	0	1,405
VANGUARD INDEX FDS REAL ESTATE ETF	COM	922908553	6,759	81	SH		SOLE		0	0	81
VANGUARD INDEX FDS S&P 500 ETF SHS	COM	922908363	613,807	1,227	SH		SOLE		0	0	1,227
VANGUARD INDEX FDS SMALL CP ETF	COM	922908751	41,966	192	SH		SOLE		0	0	192
VANGUARD INDEX FDS SML CP GRW ETF	COM	922908595	3,792,778	15,163	SH		SOLE		0	0	15,163
VANGUARD INDEX FDS TOTAL STK MKT	COM	922908769	139,439	521	SH		SOLE		0	0	521
VANGUARD INDEX FDS VALUE ETF	COM	922908744	8,021	50	SH		SOLE		0	0	50
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD	COM	92206C409	113,981	1,475	SH		SOLE		0	0	1,475
VANGUARD SPECIALIZED FUNDS DIV APP ETF	COM	921908844	3,530,605	19,340	SH		SOLE		0	0	19,340
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT	COM	921943858	24,216	490	SH		SOLE		0	0	490
VANGUARD WHITEHALL FDS HIGH DIV YLD	COM	921946406	476,939	4,021	SH		SOLE		0	0	4,021
VANGUARD WORLD FD CONSUM STP ETF	COM	92204A207	392,899	1,935	SH		SOLE		0	0	1,935
VANGUARD WORLD FD ESG US STK ETF	COM	921910733	3,974	41	SH		SOLE		0	0	41
VANGUARD WORLD FD HEALTH CAR ETF	COM	92204A504	1,531,359	5,757	SH		SOLE		0	0	5,757
VANGUARD WORLD FD INDUSTRIAL ETF	COM	92204A603	1,882	8	SH		SOLE		0	0	8
VANGUARD WORLD FD INF TECH ETF	COM	92204A702	1,985,553	3,444	SH		SOLE		0	0	3,444
VANGUARD WORLD FD UTILITIES ETF	COM	92204A876	11,440	77	SH		SOLE		0	0	77
VERISK ANALYTICS INC	COM	92345Y106	11,803	44	SH		SOLE		0	0	44
VERIZON COMMUNICATIONS INC	COM	92343V104	8,413	204	SH		SOLE		0	0	204
VERTEX PHARMACEUTICALS INC	COM	92532F100	2,253,138	4,807	SH		SOLE		0	0	4,807
VISA INC COM CL A	COM	92826C839	4,822,915	18,375	SH		SOLE		0	0	18,375
WALMART INC	COM	931142103	93,073	1,375	SH		SOLE		0	0	1,375
WARNER BROS DISCOVERY INC COM SER A	COM	934423104	23	3	SH		SOLE		0	0	3
WASTE MGMT INC DEL	COM	94106L109	72,854	341	SH		SOLE		0	0	341
WILLIAMS COS INC	COM	969457100	3,910	92	SH		SOLE		0	0	92
XCEL ENERGY INC	COM	98389B100	26,987	505	SH		SOLE		0	0	505
ZIMMER BIOMET HOLDINGS INC	COM	98956P102	18,029	166	SH		SOLE		0	0	166
ZOETIS INC CL A	COM	98978V103	13,002	75	SH		SOLE		0	0	75