Tower View Investment Management & Research 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ABBOTT LABS	COM	002824100	146	1,445	SH		SOLE		0	0	1,445
ABBVIE INC	COM	00287Y109	103	649	SH		SOLE		0	0	649
ADOBE SYSTEMS INCORPORATED	COM	00724F101	3,019	7,834	SH		SOLE		0	0	7,834
AEROJET ROCKETDYNE HLDGS INC	COM	007800105	856	15,235	SH		SOLE		0	0	15,235
AFFIRM HLDGS INC CL A	COM	00827B106	1	100	SH		SOLE		0	0	100
ALPHA TAU MEDICAL LTD	COM	M0740A108	16	5,566	SH		SOLE		0	0	5,566
ALPHABET INC CAP STK CL A	COM	02079K305	2,264	21,827	SH		SOLE		0	0	21,827
ALPHABET INC CAP STK CL C	COM	02079K107	3,392	32,611	SH		SOLE		0	0	32,611
ALTRIA GROUP INC	COM	02209S103	42	938	SH		SOLE		0	0	938
AMAZON COM INC	COM	023135106	2,646	25,614	SH		SOLE		0	0	25,614
AMERICAN OUTDOOR BRANDS INC	COM	02875D109	1	93	SH		SOLE		0	0	93
AMERICAN TOWER CORP NEW	COM	03027X100	4	20	SH		SOLE		0	0	20
ANALOG DEVICES INC	COM	032654105	4,442	22,524	SH		SOLE		0	0	22,524
ANSYS INC	COM	03662Q105	6	19	SH		SOLE		0	0	19
ASML HOLDING N V N Y REGISTRY SHS	COM	N07059210	3,077	4,521	SH		SOLE		0	0	4,521
AT&T INC	COM	00206R102	7	363	SH		SOLE		0	0	363
BAKER HUGHES COMPANY CL A	COM	05722G100	1,706	59,109	SH		SOLE		0	0	59,109
BERKLEY W R CORP	COM	084423102	2,890	46,416	SH		SOLE		0	0	46,416
BIOGEN INC	COM	09062X103	8	29	SH		SOLE		0	0	29
BRISTOL-MYERS SQUIBB CO	COM	110122108	202	2,912	SH		SOLE		0	0	2,912
CALIX INC	COM	13100M509	21	400	SH		SOLE		0	0	400
CANADIAN NAT RES LTD	COM	136385101	3,101	56,020	SH		SOLE		0	0	56,020
CANADIAN NATL RY CO	COM	136375102	47	400	SH		SOLE		0	0	400
CANADIAN PAC RY LTD	COM	13645T100	4,036	52,460	SH		SOLE		0	0	52,460
CANOPY GROWTH CORP	COM	138035100	0	20	SH		SOLE		0	0	20
CARDINAL HEALTH INC	COM	14149Y108	5	67	SH		SOLE		0	0	67
CARLYLE GROUP INC	COM	14316J108	64	2,060	SH		SOLE		0	0	2,060
CARRIER GLOBAL CORPORATION	COM	14448C104	2,512	54,903	SH		SOLE		0	0	54,903
CATERPILLAR INC	COM	149123101	3,408	14,894	SH		SOLE		0	0	14,894
CENTRAL GARDEN & PET CO	COM	153527106	8	200	SH		SOLE		0	0	200
CHEVRON CORP NEW	COM	166764100	7	46	SH		SOLE		0	0	46
CHURCH & DWIGHT CO INC	COM	171340102	18	200	SH		SOLE		0	0	200
CISCO SYS INC	COM	17275R102	27	512	SH		SOLE		0	0	512
COCA COLA CO	COM	191216100	379	6,110	SH		SOLE		0	0	6,110
COMCAST CORP NEW CL A	COM	20030N101	15	391	SH		SOLE		0	0	391
CONOCOPHILLIPS	COM	20825C104	45	455	SH		SOLE		0	0	455
CONSOLIDATED EDISON INC	COM	209115104	10	100	SH		SOLE		0	0	100
CONSTELLATION ENERGY CORP	COM	21037T109	3	44	SH		SOLE		0	0	44
COSTCO WHSL CORP NEW	COM	22160K105	3,912	7,874	SH		SOLE		0	0	7,874
CRONOS GROUP INC	COM	22717L101	0	100	SH		SOLE		0	0	100
CVS HEALTH CORP	COM	126650100	38	509	SH		SOLE		0	0	509
DANAHER CORPORATION	COM	235851102	3,957	15,701	SH		SOLE		0	0	15,701
DEERE & CO	COM	244199105	5,287	12,806	SH		SOLE		0	0	12,806
DOVER CORP	COM	260003108	3,798	25,000	SH		SOLE		0	0	25,000
ENTERGY CORP NEW	COM	29364G103	33	307	SH		SOLE		0	0	307
ESSENTIAL UTILS INC	COM	29670G102	87	1,995	SH		SOLE		0	0	1,995
ETSY INC	COM	29786A106	7	65	SH		SOLE		0	0	65
EXELON CORP	COM	30161N101	6	134	SH		SOLE		0	0	134
EXXON MOBIL CORP	COM	30231G102	63	571	SH		SOLE		0	0	571
FIRST TR MULTI CP VAL ALPHA SHS ISSUED FRST	COM	33733C108	3	45	SH		SOLE		0	0	45
FRANKLIN ELEC INC	COM	353514102	3	35	SH		SOLE		0	0	35
GENERAL MLS INC	COM	370334104	17	203	SH		SOLE		0	0	203
GLOBANT S A	COM	L44385109	3	21	SH		SOLE		0	0	21
GOLDMAN SACHS GROUP INC	COM	38141G104	26	78	SH		SOLE		0	0	78
HOME DEPOT INC	COM	437076102	4,855	16,449	SH		SOLE		0	0	16,449
ILLINOIS TOOL WKS INC	COM	452308109	51	210	SH		SOLE		0	0	210
INTUITIVE SURGICAL INC	COM	46120E602	1,675	6,558	SH		SOLE		0	0	6,558
IRON MTN INC DEL	COM	46284V101	81	1,539	SH		SOLE		0	0	1,539
ISHARES INC MSCI SWITZERLAND	COM	464286749	3	58	SH		SOLE		0	0	58
ISHARES TR 1 3 YR TREAS BD	COM	464287457	387	4,705	SH		SOLE		0	0	4,705
ISHARES TR CORE S&P MCP ETF	COM	464287507	4	14	SH		SOLE		0	0	14
ISHARES TR CORE S&P SCP ETF	COM	464287804	3	27	SH		SOLE		0	0	27
ISHARES TR CORE S&P500 ETF	COM	464287200	16	38	SH		SOLE		0	0	38
ISHARES TR RUS 1000 GRW ETF	COM	464287614	14	59	SH		SOLE		0	0	59
ISHARES TR RUS 1000 VAL ETF	COM	464287598	6	41	SH		SOLE		0	0	41
ISHARES TR RUS 2000 VAL ETF	COM	464287630	4	31	SH		SOLE		0	0	31
ISHARES TR RUS MD CP GR ETF	COM	464287481	2	18	SH		SOLE		0	0	18
ISHARES TR RUS MDCP VAL ETF	COM	464287473	9	87	SH		SOLE		0	0	87
ISHARES TR RUSSELL 3000 ETF	COM	464287689	66	281	SH		SOLE		0	0	281
JPMORGAN CHASE & CO	COM	46625H100	36	275	SH		SOLE		0	0	275
KKR & CO INC	COM	48251W104	85	1,613	SH		SOLE		0	0	1,613
L3HARRIS TECHNOLOGIES INC	COM	502431109	3	15	SH		SOLE		0	0	15
LAKELAND FINL CORP	COM	511656100	26	409	SH		SOLE		0	0	409
LEONARDO DRS INC	COM	52661A108	1,343	103,558	SH		SOLE		0	0	103,558
LILLY ELI & CO	COM	532457108	5,284	15,388	SH		SOLE		0	0	15,388
LOWES COS INC	COM	548661107	5	23	SH		SOLE		0	0	23
LUCID GROUP INC	COM	549498103	1	100	SH		SOLE		0	0	100
LULULEMON ATHLETICA INC	COM	550021109	2,385	6,549	SH		SOLE		0	0	6,549
MARSH & MCLENNAN COS INC	COM	571748102	5,481	32,909	SH		SOLE		0	0	32,909
MASTERCARD INCORPORATED CL A	COM	57636Q104	260	717	SH		SOLE		0	0	717
MCDONALDS CORP	COM	580135101	2,587	9,252	SH		SOLE		0	0	9,252
MERCK & CO INC	COM	58933Y105	43	405	SH		SOLE		0	0	405
MGE ENERGY INC	COM	55277P104	391	5,040	SH		SOLE		0	0	5,040
MICROSOFT CORP	COM	594918104	5,312	18,425	SH		SOLE		0	0	18,425
MID-AMER APT CMNTYS INC	COM	59522J103	9	57	SH		SOLE		0	0	57
MODERNA INC	COM	60770K107	0	3	SH		SOLE		0	0	3
MONDELEZ INTL INC CL A	COM	609207105	322	4,612	SH		SOLE		0	0	4,612
NEW YORK MTG TR INC	COM	649604840	15	1,500	SH		SOLE		0	0	1,500
NIKE INC CL B	COM	654106103	5	39	SH		SOLE		0	0	39
NOVA LTD	COM	M7516K103	2,150	20,582	SH		SOLE		0	0	20,582
NOVO-NORDISK A S ADR	COM	670100205	1,418	8,908	SH		SOLE		0	0	8,908
NVIDIA CORPORATION	COM	67066G104	4,020	14,472	SH		SOLE		0	0	14,472
PAYPAL HLDGS INC	COM	70450Y103	2,015	26,531	SH		SOLE		0	0	26,531
PENN ENTERTAINMENT INC	COM	707569109	4	150	SH		SOLE		0	0	150
PEPSICO INC	COM	713448108	2,065	11,329	SH		SOLE		0	0	11,329
PFIZER INC	COM	717081103	42	1,035	SH		SOLE		0	0	1,035
PHILIP MORRIS INTL INC	COM	718172109	65	668	SH		SOLE		0	0	668
PHILLIPS 66	COM	718546104	47	464	SH		SOLE		0	0	464
PIERIS PHARMACEUTICALS INC	COM	720795103	1	1,000	SH		SOLE		0	0	1,000
PROCTER AND GAMBLE CO	COM	742718109	1,227	8,252	SH		SOLE		0	0	8,252
PROLOGIS INC.	COM	74340W103	254	2,039	SH		SOLE		0	0	2,039
PUBLIC STORAGE	COM	74460D109	296	978	SH		SOLE		0	0	978
PUBLIC SVC ENTERPRISE GRP IN	COM	744573106	32	508	SH		SOLE		0	0	508
QUALCOMM INC	COM	747525103	20	154	SH		SOLE		0	0	154
RAYTHEON TECHNOLOGIES CORP	COM	75513E101	2,388	24,383	SH		SOLE		0	0	24,383
RVL PHARMACEUTICALS PLC	COM	G6S41R101	5	4,100	SH		SOLE		0	0	4,100
SALESFORCE INC	COM	79466L302	52	260	SH		SOLE		0	0	260
SCHWAB STRATEGIC TR US BRD MKT ETF	COM	808524102	27	570	SH		SOLE		0	0	570
SELECT SECTOR SPDR TR SBI CONS DISCR	COM	81369Y407	14	96	SH		SOLE		0	0	96
SELECT SECTOR SPDR TR SBI CONS STPLS	COM	81369Y308	10	128	SH		SOLE		0	0	128
SELECT SECTOR SPDR TR SBI HEALTHCARE	COM	81369Y209	144	1,110	SH		SOLE		0	0	1,110
SELECT SECTOR SPDR TR SBI INT-INDS	COM	81369Y704	12	122	SH		SOLE		0	0	122
SIMPSON MFG INC	COM	829073105	28	252	SH		SOLE		0	0	252
SMITH & WESSON BRANDS INC	COM	831754106	5	398	SH		SOLE		0	0	398
SOUTHERN CO	COM	842587107	10	138	SH		SOLE		0	0	138
SPDR S&P 500 ETF TR	COM	78462F103	3,765	9,196	SH		SOLE		0	0	9,196
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP	COM	78467Y107	2,289	4,993	SH		SOLE		0	0	4,993
SPDR SER TR S&P 400 MDCP VAL	COM	78464A839	10	147	SH		SOLE		0	0	147
SPDR SER TR S&P 600 SMCP VAL	COM	78464A300	1	17	SH		SOLE		0	0	17
SPDR SER TR S&P DIVID ETF	COM	78464A763	13	103	SH		SOLE		0	0	103
STARBUCKS CORP	COM	855244109	4,044	38,838	SH		SOLE		0	0	38,838
STRYKER CORPORATION	COM	863667101	149	522	SH		SOLE		0	0	522
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS	COM	874039100	4,601	49,459	SH		SOLE		0	0	49,459
TESLA INC	COM	88160R101	146	705	SH		SOLE		0	0	705
THERMO FISHER SCIENTIFIC INC	COM	883556102	136	237	SH		SOLE		0	0	237
UNION PAC CORP	COM	907818108	3,588	17,825	SH		SOLE		0	0	17,825
UNITED THERAPEUTICS CORP DEL	COM	91307C102	22	100	SH		SOLE		0	0	100
UNITEDHEALTH GROUP INC	COM	91324P102	4,844	10,249	SH		SOLE		0	0	10,249
UNITY SOFTWARE INC	COM	91332U101	4	109	SH		SOLE		0	0	109
US BANCORP DEL COM NEW	COM	902973304	19	515	SH		SOLE		0	0	515
VANGUARD INDEX FDS GROWTH ETF	COM	922908736	3,065	12,287	SH		SOLE		0	0	12,287
VANGUARD INDEX FDS MCAP VL IDXVIP	COM	922908512	6	46	SH		SOLE		0	0	46
VANGUARD INDEX FDS MID CAP ETF	COM	922908629	355	1,682	SH		SOLE		0	0	1,682
VANGUARD INDEX FDS REAL ESTATE ETF	COM	922908553	162	1,952	SH		SOLE		0	0	1,952
VANGUARD INDEX FDS S&P 500 ETF SHS	COM	922908363	853	2,267	SH		SOLE		0	0	2,267
VANGUARD INDEX FDS SM CP VAL ETF	COM	922908611	22	139	SH		SOLE		0	0	139
VANGUARD INDEX FDS SMALL CP ETF	COM	922908751	451	2,381	SH		SOLE		0	0	2,381
VANGUARD INDEX FDS SML CP GRW ETF	COM	922908595	3,714	17,163	SH		SOLE		0	0	17,163
VANGUARD INDEX FDS TOTAL STK MKT	COM	922908769	106	517	SH		SOLE		0	0	517
VANGUARD INDEX FDS VALUE ETF	COM	922908744	55	400	SH		SOLE		0	0	400
VANGUARD SPECIALIZED FUNDS DIV APP ETF	COM	921908844	3,343	21,708	SH		SOLE		0	0	21,708
VANGUARD WHITEHALL FDS HIGH DIV YLD	COM	921946406	525	4,978	SH		SOLE		0	0	4,978
VANGUARD WHITEHALL FDS INTL DVD ETF	COM	921946810	476	6,457	SH		SOLE		0	0	6,457
VANGUARD WORLD FDS COMM SRVC ETF	COM	92204A884	10	101	SH		SOLE		0	0	101
VANGUARD WORLD FDS CONSUM STP ETF	COM	92204A207	1,146	5,921	SH		SOLE		0	0	5,921
VANGUARD WORLD FDS HEALTH CAR ETF	COM	92204A504	1,741	7,301	SH		SOLE		0	0	7,301
VANGUARD WORLD FDS INF TECH ETF	COM	92204A702	1,582	4,104	SH		SOLE		0	0	4,104
VANGUARD WORLD FDS UTILITIES ETF	COM	92204A876	11	75	SH		SOLE		0	0	75
VERISK ANALYTICS INC	COM	92345Y106	6	31	SH		SOLE		0	0	31
VERIZON COMMUNICATIONS INC	COM	92343V104	98	2,528	SH		SOLE		0	0	2,528
VISA INC CL A	COM	92826C839	4,308	19,108	SH		SOLE		0	0	19,108
WARNER BROS DISCOVERY INC SER A	COM	934423104	0	3	SH		SOLE		0	0	3
WELLS FARGO CO NEW	COM	949746101	15	408	SH		SOLE		0	0	408
XCEL ENERGY INC	COM	98389B100	63	937	SH		SOLE		0	0	937
XWELL INC	COM	98420U703	0	1,000	SH		SOLE		0	0	1,000
ZIMMER BIOMET HOLDINGS INC	COM	98956P102	25	191	SH		SOLE		0	0	191
ZIMVIE INC	COM	98888T107	138	19	SH		SOLE		0	0	19