Tower View Investment Management & Research 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ABBOTT LABS	COM	002824100	149	1,373	SH		SOLE		0	0	1,373
ABBVIE INC	COM	00287Y109	92	599	SH		SOLE		0	0	599
ADOBE SYSTEMS INCORPORATED	COM	00724F101	2,958	8,081	SH		SOLE		0	0	8,081
AEROJET ROCKETDYNE HLDGS INC	COM	007800105	1,227	30,212	SH		SOLE		0	0	30,212
AFFIRM HLDGS INC CL A	COM	00827B106	2	100	SH		SOLE		0	0	100
ALPHABET INC CAP STK CL A	COM	02079K305	2,371	1,088	SH		SOLE		0	0	1,088
ALPHABET INC CAP STK CL A	COM	02079K107	3,622	1,656	SH		SOLE		0	0	1,656
ALTRIA GROUP INC	COM	02209S103	38	900	SH		SOLE		0	0	900
AMAZON COM INC	COM	023135106	2,798	26,348	SH		SOLE		0	0	26,348
AMERICAN OUTDOOR BRANDS INC	COM	02875D109	1	93	SH		SOLE		0	0	93
AMERICAN TOWER CORP NEW	COM	03027X100	10	40	SH		SOLE		0	0	40
ANALOG DEVICES INC	COM	032654105	2,807	19,212	SH		SOLE		0	0	19,212
ANSYS INC	COM	03662Q105	5	19	SH		SOLE		0	0	19
ASML HOLDING N V	COM	N07059210	2,153	4,525	SH		SOLE		0	0	4,525
AT&T INC	COM	00206R102	0	13	SH		SOLE		0	0	13
BAKER HUGHES COMPANY	COM	05722G100	1,338	46,359	SH		SOLE		0	0	46,359
BERKLEY W R CORP	COM	084423102	3,123	45,754	SH		SOLE		0	0	45,754
BIOGEN INC	COM	09062X103	6	29	SH		SOLE		0	0	29
BLOCK INC	COM	852234103	1,304	21,210	SH		SOLE		0	0	21,210
BRISTOL-MYERS SQUIBB CO	COM	110122108	221	2,868	SH		SOLE		0	0	2,868
CALAMOS STRATEGIC TOTAL RETU	COM	128125101	13	1,008	SH		SOLE		0	0	1,008
CANADIAN IMP BK COMM	COM	136069101	29	600	SH		SOLE		0	0	600
CANADIAN NAT RES LTD	COM	136385101	2,933	54,647	SH		SOLE		0	0	54,647
CANADIAN NATL RY CO	COM	136375102	45	400	SH		SOLE		0	0	400
CANADIAN PAC RY LTD	COM	13645T100	3,700	52,973	SH		SOLE		0	0	52,973
CANOPY GROWTH CORP	COM	138035100	0	45	SH		SOLE		0	0	45
CARLYLE GROUP INC	COM	14316J108	63	2,000	SH		SOLE		0	0	2,000
CATERPILLAR INC	COM	149123101	2,637	14,751	SH		SOLE		0	0	14,751
CENTRAL GARDEN & PET CO	COM	153527106	8	200	SH		SOLE		0	0	200
CHEVRON CORP NEW	COM	166764100	7	50	SH		SOLE		0	0	50
CISCO SYS INC	COM	17275R102	21	500	SH		SOLE		0	0	500
CLOROX CO DEL	COM	189054109	10	72	SH		SOLE		0	0	72
COCA COLA CO	COM	191216100	405	6,443	SH		SOLE		0	0	6,443
COLGATE PALMOLIVE CO	COM	194162103	4	50	SH		SOLE		0	0	50
COMCAST CORP NEW	COM	20030N101	9	218	SH		SOLE		0	0	218
CONOCOPHILLIPS	COM	20825C104	40	450	SH		SOLE		0	0	450
COSTCO WHSL CORP NEW	COM	22160K105	3,777	7,881	SH		SOLE		0	0	7,881
CRONOS GROUP INC	COM	22717L101	0	165	SH		SOLE		0	0	165
CVS HEALTH CORP	COM	126650100	46	500	SH		SOLE		0	0	500
DANAHER CORPORATION	COM	235851102	3,453	13,620	SH		SOLE		0	0	13,620
DEERE & CO	COM	244199105	3,885	12,973	SH		SOLE		0	0	12,973
DOVER CORP	COM	260003108	3,015	24,849	SH		SOLE		0	0	24,849
ENTERGY CORP NEW	COM	29364G103	35	307	SH		SOLE		0	0	307
ESSENTIAL UTILS INC	COM	29670G102	56	1,223	SH		SOLE		0	0	1,223
EXXON MOBIL CORP	COM	30231G102	33	388	SH		SOLE		0	0	388
FISERV INC	COM	337738108	16	180	SH		SOLE		0	0	180
FRANKLIN ELEC INC	COM	353514102	3	35	SH		SOLE		0	0	35
GENERAL MLS INC	COM	370334104	15	200	SH		SOLE		0	0	200
GLOBANT S A	COM	L44385109	7	42	SH		SOLE		0	0	42
HOME DEPOT INC	COM	437076102	4,479	16,331	SH		SOLE		0	0	16,331
ILLINOIS TOOL WKS INC	COM	452308109	41	227	SH		SOLE		0	0	227
INTUITIVE SURGICAL INC	COM	46120E602	1,334	6,647	SH		SOLE		0	0	6,647
IRON MTN INC NEW	COM	46284V101	73	1,500	SH		SOLE		0	0	1,500
IRONSOURCE LTD CL A	COM	M5R75Y101	2	1,000	SH		SOLE		0	0	1,000
ISHARES INC MSCI SWITZERLAND	COM	464286749	2	58	SH		SOLE		0	0	58
ISHARES TR 1 3 YR TREAS BD	COM	464287457	410	4,955	SH		SOLE		0	0	4,955
ISHARES TR CORE S&P MCP ETF	COM	464287507	3	14	SH		SOLE		0	0	14
ISHARES TR CORE S&P SCP ETF	COM	464287804	2	26	SH		SOLE		0	0	26
ISHARES TR CORE S&P500 ETF	COM	464287200	14	38	SH		SOLE		0	0	38
ISHARES TR RUS 1000 GRW ETF	COM	464287614	13	58	SH		SOLE		0	0	58
ISHARES TR RUS 1000 VAL ETF	COM	464287598	6	40	SH		SOLE		0	0	40
ISHARES TR RUS 2000 VAL ETF	COM	464287630	4	30	SH		SOLE		0	0	30
ISHARES TR RUS MDCP VAL ETF	COM	464287473	6	57	SH		SOLE		0	0	57
ISHARES TR RUS MID CAP ETF	COM	464287499	1	9	SH		SOLE		0	0	9
ISHARES TR RUSSELL 2000 ETF	COM	464287655	0	1	SH		SOLE		0	0	1
ISHARES TR RUSSELL 3000 ETF	COM	464287689	60	277	SH		SOLE		0	0	277
ISHARES TR S&P 100 ETF	COM	464287101	13	73	SH		SOLE		0	0	73
JOHNSON & JOHNSON	COM	478160104	592	3,336	SH		SOLE		0	0	3,336
JPMORGAN CHASE & CO	COM	46625H100	38	336	SH		SOLE		0	0	336
KKR & CO INC	COM	48251W104	74	1,600	SH		SOLE		0	0	1,600
LAKELAND FINL CORP	COM	511656100	27	402	SH		SOLE		0	0	402
LILLY ELI & CO	COM	532457108	5,245	16,177	SH		SOLE		0	0	16,177
LOWES COS INC	COM	548661107	4	23	SH		SOLE		0	0	23
LUCID GROUP INC	COM	549498103	2	100	SH		SOLE		0	0	100
LULULEMON ATHLETICA INC	COM	550021109	1,843	6,762	SH		SOLE		0	0	6,762
MARSH & MCLENNAN COS INC	COM	571748102	5,246	33,789	SH		SOLE		0	0	33,789
MASTERCARD INCORPORATED	COM	57636Q104	206	652	SH		SOLE		0	0	652
MCDONALDS CORP	COM	580135101	2,222	9,000	SH		SOLE		0	0	9,000
MERCK & CO INC	COM	58933Y105	36	400	SH		SOLE		0	0	400
MGE ENERGY INC	COM	55277P104	385	4,941	SH		SOLE		0	0	4,941
MICROSOFT CORP	COM	594918104	4,773	18,585	SH		SOLE		0	0	18,585
MID-AMER APT CMNTYS INC	COM	59522J103	17	100	SH		SOLE		0	0	100
MKS INSTRS INC	COM	55306N104	3	25	SH		SOLE		0	0	25
MODERNA INC	COM	60770K107	0	3	SH		SOLE		0	0	3
MONDELEZ INTL INC	COM	609207105	254	4,095	SH		SOLE		0	0	4,095
NEXTERA ENERGY INC	COM	65339F101	2,539	32,778	SH		SOLE		0	0	32,778
NIKE INC	COM	654106103	8	77	SH		SOLE		0	0	77
NOVA LTD	COM	M7516K103	1,866	21,072	SH		SOLE		0	0	21,072
NVIDIA CORPORATION	COM	67066G104	2,249	14,837	SH		SOLE		0	0	14,837
PAYPAL HLDGS INC	COM	70450Y103	1,801	25,787	SH		SOLE		0	0	25,787
PENN NATL GAMING INC	COM	707569109	5	150	SH		SOLE		0	0	150
PEPSICO INC	COM	713448108	1,888	11,331	SH		SOLE		0	0	11,331
PFIZER INC	COM	717081103	53	1,008	SH		SOLE		0	0	1,008
PHILIP MORRIS INTL INC	COM	718172109	64	650	SH		SOLE		0	0	650
PHILLIPS 66	COM	718546104	37	450	SH		SOLE		0	0	450
PIERIS PHARMACEUTICALS INC	COM	720795103	2	1,000	SH		SOLE		0	0	1,000
PINTEREST INC	COM	72352L106	1,025	56,434	SH		SOLE		0	0	56,434
PROCTER AND GAMBLE CO	COM	742718109	1,230	8,551	SH		SOLE		0	0	8,551
PROLOGIS INC.	COM	74340W103	258	2,192	SH		SOLE		0	0	2,192
PUBLIC STORAGE	COM	74460D109	255	817	SH		SOLE		0	0	817
PUBLIC SVC ENTERPRISE GRP IN	COM	744573106	32	500	SH		SOLE		0	0	500
QUALCOMM INC	COM	747525103	19	151	SH		SOLE		0	0	151
RAYTHEON TECHNOLOGIES CORP	COM	75513E101	2,210	22,998	SH		SOLE		0	0	22,998
RVL PHARMACEUTICALS PLC	COM	G6S41R101	6	4,100	SH		SOLE		0	0	4,100
SALESFORCE INC	COM	79466L302	43	260	SH		SOLE		0	0	260
SCHWAB STRATEGIC TR SHT TM US TRES	COM	808524862	7	150	SH		SOLE		0	0	150
SCHWAB STRATEGIC TR US AGGREGATE B	COM	808524839	6	127	SH		SOLE		0	0	127
SCHWAB STRATEGIC TR US BRD MKT ETF	COM	808524102	25	563	SH		SOLE		0	0	563
SCHWAB STRATEGIC TR US TIPS ETF	COM	808524870	8	139	SH		SOLE		0	0	139
SELECT SECTOR SPDR TR SBI CONS DISCR	COM	81369Y407	13	95	SH		SOLE		0	0	95
SELECT SECTOR SPDR TR SBI CONS STPLS	COM	81369Y308	9	126	SH		SOLE		0	0	126
SELECT SECTOR SPDR TR SBI HEALTHCARE	COM	81369Y209	141	1,097	SH		SOLE		0	0	1,097
SELECT SECTOR SPDR TR SBI INT-INDS	COM	81369Y704	11	121	SH		SOLE		0	0	121
SHOPIFY INC CL A	COM	82509L107	1,315	42,090	SH		SOLE		0	0	42,090
SIMPSON MFG INC	COM	829073105	20	200	SH		SOLE		0	0	200
SIO GENE THERAPIES INC	COM	829399104	1,086	11,653	SH		SOLE		0	0	11,653
SMITH & WESSON BRANDS INC	COM	831754106	5	384	SH		SOLE		0	0	384
SOUTHERN CO	COM	842587107	10	134	SH		SOLE		0	0	134
SPDR S&P 500 ETF TR	COM	78462F103	3,461	9,174	SH		SOLE		0	0	9,174
SPDR S&P MIDCAP 400 ETF TR	COM	78467Y107	1,917	4,636	SH		SOLE		0	0	4,636
SPDR SER TR MSCI USA STRTGIC	COM	78468R812	7	65	SH		SOLE		0	0	65
SPDR SER TR S&P 400 MDCP VAL	COM	78464A839	9	147	SH		SOLE		0	0	147
SPDR SER TR S&P 600 SMCP VAL	COM	78464A300	1	17	SH		SOLE		0	0	17
SPDR SER TR S&P DIVID ETF	COM	78464A763	12	101	SH		SOLE		0	0	101
STARBUCKS CORP	COM	855244109	2,958	38,719	SH		SOLE		0	0	38,719
STRYKER CORPORATION	COM	863667101	103	518	SH		SOLE		0	0	518
TAIWAN SEMICONDUCTOR MFG LTD	COM	874039100	4,061	49,675	SH		SOLE		0	0	49,675
TESLA INC	COM	88160R101	158	235	SH		SOLE		0	0	235
THERMO FISHER SCIENTIFIC INC	COM	883556102	128	236	SH		SOLE		0	0	236
UBER TECHNOLOGIES INC	COM	90353T100	6	300	SH		SOLE		0	0	300
UNILEVER PLC SPON ADR NEW	COM	904767704	3	71	SH		SOLE		0	0	71
UNION PAC CORP	COM	907818108	3,677	17,240	SH		SOLE		0	0	17,240
UNITED THERAPEUTICS CORP DEL	COM	91307C102	24	100	SH		SOLE		0	0	100
UNITEDHEALTH GROUP INC	COM	91324P102	5,348	10,412	SH		SOLE		0	0	10,412
US BANCORP DEL	COM	902973304	23	500	SH		SOLE		0	0	500
VANGUARD INDEX FDS GROWTH ETF	COM	922908736	2,738	12,282	SH		SOLE		0	0	12,282
VANGUARD INDEX FDS MCAP VL IDXVIP	COM	922908512	6	46	SH		SOLE		0	0	46
VANGUARD INDEX FDS MID CAP ETF	COM	922908629	329	1,671	SH		SOLE		0	0	1,671
VANGUARD INDEX FDS REAL ESTATE ETF	COM	922908553	163	1,784	SH		SOLE		0	0	1,784
VANGUARD INDEX FDS S&P 500 ETF SHS	COM	922908363	685	1,974	SH		SOLE		0	0	1,974
VANGUARD INDEX FDS SM CP VAL ETF	COM	922908611	20	137	SH		SOLE		0	0	137
VANGUARD INDEX FDS SMALL CP ETF	COM	922908751	317	1,799	SH		SOLE		0	0	1,799
VANGUARD INDEX FDS SML CP GRW ETF	COM	922908595	3,409	17,300	SH		SOLE		0	0	17,300
VANGUARD INDEX FDS TOTAL STK MKT	COM	922908769	96	510	SH		SOLE		0	0	510
VANGUARD INDEX FDS VALUE ETF	COM	922908744	61	461	SH		SOLE		0	0	461
VANGUARD SPECIALIZED FUNDS DIV APP ETF	COM	921908844	3,085	21,501	SH		SOLE		0	0	21,501
VANGUARD WHITEHALL FDS HIGH DIV YLD	COM	921946406	476	4,680	SH		SOLE		0	0	4,680
VANGUARD WHITEHALL FDS INTL DVD ETF	COM	921946810	449	6,546	SH		SOLE		0	0	6,546
VANGUARD WORLD FDS COMM SRVC ETF	COM	92204A884	9	100	SH		SOLE		0	0	100
VANGUARD WORLD FDS CONSUM STP ETF	COM	92204A207	1,050	5,667	SH		SOLE		0	0	5,667
VANGUARD WORLD FDS FINANCIALS ETF	COM	92204A405	12	151	SH		SOLE		0	0	151
VANGUARD WORLD FDS HEALTH CAR ETF	COM	92204A504	1,697	7,206	SH		SOLE		0	0	7,206
VANGUARD WORLD FDS INF TECH ETF	COM	92204A702	1,332	4,079	SH		SOLE		0	0	4,079
VANGUARD WORLD FDS UTILITIES ETF	COM	92204A876	11	73	SH		SOLE		0	0	73
VERISK ANALYTICS INC	COM	92345Y106	11	61	SH		SOLE		0	0	61
VERIZON COMMUNICATIONS INC	COM	92343V104	140	2,756	SH		SOLE		0	0	2,756
VISA INC	COM	92826C839	3,801	19,304	SH		SOLE		0	0	19,304
WARNER BROS DISCOVERY INC	COM	934423104	0	3	SH		SOLE		0	0	3
WELLS FARGO CO NEW	COM	949746101	16	400	SH		SOLE		0	0	400
XCEL ENERGY INC	COM	98389B100	65	916	SH		SOLE		0	0	916
XPRESSPA GROUP INC	COM	98420U703	1	1,000	SH		SOLE		0	0	1,000
ZIMMER BIOMET HOLDINGS INC	COM	98956P102	20	191	SH		SOLE		0	0	191
ZIMVIE INC	COM	98888T107	0	19	SH		SOLE		0	0	19