Tower View Investment Management & Research 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ABBOTT LABS	COM	002824100	144	1,486	SH		SOLE		0	0	1,486
ABBVIE INC	COM	00287Y109	92	683	SH		SOLE		0	0	683
ADOBE SYSTEMS INCORPORATED	COM	00724F101	2,235	8,123	SH		SOLE		0	0	8,123
AEROJET ROCKETDYNE HLDGS INC	COM	007800105	1,213	30,342	SH		SOLE		0	0	30,342
AFFIRM HLDGS INC	COM	00827B106	2	100	SH		SOLE		0	0	100
ALPHA TAU MEDICAL LTD	COM	M0740A108	33	5,566	SH		SOLE		0	0	5,566
ALPHABET INC CAP STK CL A	COM	02079K305	2,097	21,926	SH		SOLE		0	0	21,926
ALPHABET INC CAP STK CL C	COM	02079K107	3,192	33,200	SH		SOLE		0	0	33,200
ALTRIA GROUP INC	COM	02209S103	37	919	SH		SOLE		0	0	919
AMAZON COM INC	COM	023135106	2,980	26,373	SH		SOLE		0	0	26,373
AMERICAN OUTDOOR BRANDS INC	COM	02875D109	1	93	SH		SOLE		0	0	93
AMERICAN TOWER CORP NEW	COM	03027X100	4	20	SH		SOLE		0	0	20
ANALOG DEVICES INC	COM	032654105	2,710	19,452	SH		SOLE		0	0	19,452
ANSYS INC	COM	03662Q105	4	19	SH		SOLE		0	0	19
ASML HOLDING N V	COM	N07059210	1,886	4,540	SH		SOLE		0	0	4,540
AT&T INC	COM	00206R102	10	628	SH		SOLE		0	0	628
BAKER HUGHES COMPANY	COM	05722G100	1,255	59,857	SH		SOLE		0	0	59,857
BERKLEY W R CORP	COM	084423102	2,978	46,116	SH		SOLE		0	0	46,116
BIOGEN INC	COM	09062X103	8	29	SH		SOLE		0	0	29
BLACKROCK INC	COM	09247X101	2	3	SH		SOLE		0	0	3
BLOCK INC	COM	852234103	1,167	21,219	SH		SOLE		0	0	21,219
BRISTOL-MYERS SQUIBB CO	COM	110122108	205	2,882	SH		SOLE		0	0	2,882
CALAMOS STRATEGIC TOTAL RETU	COM	128125101	13	1,029	SH		SOLE		0	0	1,029
CALIX INC	COM	13100M509	24	400	SH		SOLE		0	0	400
CANADIAN IMPERIAL BK COMM TO	COM	136069101	26	600	SH		SOLE		0	0	600
CANADIAN NAT RES LTD	COM	136385101	2,575	55,302	SH		SOLE		0	0	55,302
CANADIAN NATL RY CO	COM	136375102	43	400	SH		SOLE		0	0	400
CANADIAN PAC RY LTD	COM	13645T100	3,542	53,085	SH		SOLE		0	0	53,085
CANOPY GROWTH CORP	COM	138035100	0	45	SH		SOLE		0	0	45
CARDINAL HEALTH INC	COM	14149Y108	4	67	SH		SOLE		0	0	67
CARLYLE GROUP INC	COM	14316J108	52	2,019	SH		SOLE		0	0	2,019
CARRIER GLOBAL CORPORATION	COM	14448C104	1,912	53,755	SH		SOLE		0	0	53,755
CATERPILLAR INC	COM	149123101	2,459	14,984	SH		SOLE		0	0	14,984
CENTRAL GARDEN & PET CO	COM	153527106	7	200	SH		SOLE		0	0	200
CHEVRON CORP NEW	COM	166764100	7	51	SH		SOLE		0	0	51
CHURCH & DWIGHT CO INC	COM	171340102	19	267	SH		SOLE		0	0	267
CISCO SYS INC	COM	17275R102	20	504	SH		SOLE		0	0	504
COCA COLA CO	COM	191216100	370	6,611	SH		SOLE		0	0	6,611
COMCAST CORP NEW	CL A	20030N101	11	391	SH		SOLE		0	0	391
CONOCOPHILLIPS	COM	20825C104	46	452	SH		SOLE		0	0	452
CONSOLIDATED EDISON INC	COM	209115104	11	134	SH		SOLE		0	0	134
CONSTELLATION ENERGY CORP	COM	21037T109	4	44	SH		SOLE		0	0	44
COSTCO WHSL CORP NEW	COM	22160K105	3,731	7,900	SH		SOLE		0	0	7,900
CRONOS GROUP INC	COM	22717L101	0	165	SH		SOLE		0	0	165
CVS HEALTH CORP	COM	126650100	48	503	SH		SOLE		0	0	503
DANAHER CORPORATION	COM	235851102	4,068	15,751	SH		SOLE		0	0	15,751
DECKERS OUTDOOR CORP	COM	243537107	0	2	SH		SOLE		0	0	2
DEERE & CO	COM	244199105	4,350	13,028	SH		SOLE		0	0	13,028
DOVER CORP	COM	260003108	2,920	25,050	SH		SOLE		0	0	25,050
ENTERGY CORP NEW	COM	29364G103	31	307	SH		SOLE		0	0	307
ESSENTIAL UTILS INC	COM	29670G102	87	2,091	SH		SOLE		0	0	2,091
ETSY INC	COM	29786A106	7	65	SH		SOLE		0	0	65
EXELON CORP	COM	30161N101	5	134	SH		SOLE		0	0	134
EXXON MOBIL CORP	COM	30231G102	52	591	SH		SOLE		0	0	591
FRANKLIN ELEC INC	COM	353514102	3	35	SH		SOLE		0	0	35
GENERAL MLS INC	COM	370334104	15	201	SH		SOLE		0	0	201
GLOBANT S A	COM	L44385109	4	21	SH		SOLE		0	0	21
HOME DEPOT INC	COM	437076102	4,568	16,553	SH		SOLE		0	0	16,553
ILLINOIS TOOL WKS INC	COM	452308109	41	229	SH		SOLE		0	0	229
INTUITIVE SURGICAL INC	COM	46120E602	1,252	6,682	SH		SOLE		0	0	6,682
IRON MTN INC DEL	COM	46284V101	67	1,519	SH		SOLE		0	0	1,519
IRONSOURCE LTD	COM	M5R75Y101	3	1,000	SH		SOLE		0	0	1,000
ISHARES INC MSCI SWITZERLAND	COM	464286749	2	58	SH		SOLE		0	0	58
ISHARES TR 1 3 YR TREAS BD	COM	464287457	406	4,996	SH		SOLE		0	0	4,996
ISHARES TR CORE S&P MCP ETF	COM	464287507	3	14	SH		SOLE		0	0	14
ISHARES TR CORE S&P SCP ETF	COM	464287804	2	26	SH		SOLE		0	0	26
ISHARES TR CORE S&P500 ETF	COM	464287200	14	38	SH		SOLE		0	0	38
ISHARES TR RUS 1000 GRW ETF	COM	464287614	17	80	SH		SOLE		0	0	80
ISHARES TR RUS 1000 VAL ETF	COM	464287598	5	40	SH		SOLE		0	0	40
ISHARES TR RUS 2000 GRW ETF	COM	464287648	1	7	SH		SOLE		0	0	7
ISHARES TR RUS 2000 VAL ETF	COM	464287630	5	41	SH		SOLE		0	0	41
ISHARES TR RUS MD CP GR ETF	COM	464287481	2	30	SH		SOLE		0	0	30
ISHARES TR RUS MDCP VAL ETF	COM	464287473	10	104	SH		SOLE		0	0	104
ISHARES TR RUS MID CAP ETF	COM	464287499	1	9	SH		SOLE		0	0	9
ISHARES TR RUSSELL 2000 ETF	COM	464287655	0	1	SH		SOLE		0	0	1
ISHARES TR RUSSELL 3000 ETF	COM	464287689	57	277	SH		SOLE		0	0	277
ISHARES TR S&P 100 ETF	COM	464287101	12	73	SH		SOLE		0	0	73
JOHNSON & JOHNSON	COM	478160104	607	3,715	SH		SOLE		0	0	3,715
JPMORGAN CHASE & CO	COM	46625H100	28	271	SH		SOLE		0	0	271
KKR & CO INC	COM	48251W104	69	1,605	SH		SOLE		0	0	1,605
LAKELAND FINL CORP	COM	511656100	29	404	SH		SOLE		0	0	404
LILLY ELI & CO	COM	532457108	5,254	16,248	SH		SOLE		0	0	16,248
LOWES COS INC	COM	548661107	4	23	SH		SOLE		0	0	23
LUCID GROUP INC	COM	549498103	1	100	SH		SOLE		0	0	100
LULULEMON ATHLETICA INC	COM	550021109	1,890	6,760	SH		SOLE		0	0	6,760
MARSH & MCLENNAN COS INC	COM	571748102	5,072	33,976	SH		SOLE		0	0	33,976
MASTERCARD INCORPORATED	COM	57636Q104	198	695	SH		SOLE		0	0	695
MCDONALDS CORP	COM	580135101	2,106	9,128	SH		SOLE		0	0	9,128
MERCK & CO INC	COM	58933Y105	35	403	SH		SOLE		0	0	403
MGE ENERGY INC	COM	55277P104	329	5,008	SH		SOLE		0	0	5,008
MICROSOFT CORP	COM	594918104	4,348	18,667	SH		SOLE		0	0	18,667
MID-AMER APT CMNTYS INC	COM	59522J103	16	101	SH		SOLE		0	0	101
MODERNA INC	COM	60770K107	0	3	SH		SOLE		0	0	3
MONDELEZ INTL INC	COM	609207105	229	4,169	SH		SOLE		0	0	4,169
NEXTERA ENERGY INC	COM	65339F101	2,581	32,923	SH		SOLE		0	0	32,923
NIKE INC	COM	654106103	6	77	SH		SOLE		0	0	77
NOVA LTD	COM	M7516K103	1,797	21,066	SH		SOLE		0	0	21,066
NVIDIA CORPORATION	COM	67066G104	1,809	14,906	SH		SOLE		0	0	14,906
PAYPAL HLDGS INC	COM	70450Y103	2,219	25,782	SH		SOLE		0	0	25,782
PENN ENTERTAINMENT INC	COM	707569109	4	150	SH		SOLE		0	0	150
PEPSICO INC	COM	713448108	1,878	11,506	SH		SOLE		0	0	11,506
PFIZER INC	COM	717081103	45	1,017	SH		SOLE		0	0	1,017
PHILIP MORRIS INTL INC	COM	718172109	55	659	SH		SOLE		0	0	659
PHILLIPS 66	COM	718546104	37	455	SH		SOLE		0	0	455
PIERIS PHARMACEUTICALS INC	COM	720795103	1	1,000	SH		SOLE		0	0	1,000
PINTEREST INC	COM	72352L106	1	30	SH		SOLE		0	0	30
PROCTER AND GAMBLE CO	COM	742718109	1,084	8,588	SH		SOLE		0	0	8,588
PROLOGIS INC.	COM	74340W103	228	2,247	SH		SOLE		0	0	2,247
PUBLIC STORAGE	COM	74460D109	242	828	SH		SOLE		0	0	828
PUBLIC SVC ENTERPRISE GRP IN	COM	744573106	28	504	SH		SOLE		0	0	504
QUALCOMM INC	COM	747525103	17	152	SH		SOLE		0	0	152
RAYTHEON TECHNOLOGIES CORP	COM	75513E101	1,947	23,788	SH		SOLE		0	0	23,788
ROKU INC	COM	77543R102	0	3	SH		SOLE		0	0	3
RVL PHARMACEUTICALS PLC	COM	G6S41R101	9	4,100	SH		SOLE		0	0	4,100
SALESFORCE INC	COM	79466L302	37	260	SH		SOLE		0	0	260
SCHWAB STRATEGIC TR SHT TM US TRES	COM	808524862	7	150	SH		SOLE		0	0	150
SCHWAB STRATEGIC TR US AGGREGATE B	COM	808524839	6	127	SH		SOLE		0	0	127
SCHWAB STRATEGIC TRUS BRD MKT ETF	COM	808524102	24	565	SH		SOLE		0	0	565
SCHWAB STRATEGIC TR US TIPS ETF	COM	808524870	7	139	SH		SOLE		0	0	139
SELECT SECTOR SPDR TR SBI CONS DISCR	COM	81369Y407	14	95	SH		SOLE		0	0	95
SELECT SECTOR SPDR TR SBI CONS STPLS	COM	81369Y308	8	127	SH		SOLE		0	0	127
SELECT SECTOR SPDR TR SBI HEALTHCARE	COM	81369Y209	133	1,101	SH		SOLE		0	0	1,101
SELECT SECTOR SPDR TR SBI INT-INDS	COM	81369Y704	10	121	SH		SOLE		0	0	121
SHOPIFY INC	COM	82509L107	400	14,835	SH		SOLE		0	0	14,835
SIMPSON MFG INC	COM	829073105	16	201	SH		SOLE		0	0	201
SIO GENE THERAPIES INC	COM	829399104	1,348	11,645	SH		SOLE		0	0	11,645
SMITH & WESSON BRANDS INC	COM	831754106	4	387	SH		SOLE		0	0	387
SOUTHERN CO	COM	842587107	9	135	SH		SOLE		0	0	135
SPDR S&P 500 ETF TR UNIT	COM	78462F103	3,291	9,215	SH		SOLE		0	0	9,215
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP	COM	78467Y107	1,909	4,752	SH		SOLE		0	0	4,752
SPDR SER TR MSCI USA STRTGIC	COM	78468R812	7	65	SH		SOLE		0	0	65
SPDR SER TR S&P 400 MDCP VAL	COM	78464A839	8	147	SH		SOLE		0	0	147
SPDR SER TR S&P 600 SMCP VAL	COM	78464A300	1	17	SH		SOLE		0	0	17
SPDR SER TR S&P DIVID ETF	COM	78464A763	11	101	SH		SOLE		0	0	101
STARBUCKS CORP	COM	855244109	3,289	39,033	SH		SOLE		0	0	39,033
STRYKER CORPORATION	COM	863667101	105	519	SH		SOLE		0	0	519
TAIWAN SEMICONDUCTOR MFG LTD	COM	874039100	3,417	49,840	SH		SOLE		0	0	49,840
TESLA INC	COM	88160R101	187	705	SH		SOLE		0	0	705
THERMO FISHER SCIENTIFIC INC	COM	883556102	120	237	SH		SOLE		0	0	237
UNION PAC CORP	COM	907818108	3,413	17,518	SH		SOLE		0	0	17,518
UNITED THERAPEUTICS CORP DEL	COM	91307C102	21	100	SH		SOLE		0	0	100
UNITEDHEALTH GROUP INC	COM	91324P102	5,231	10,357	SH		SOLE		0	0	10,357
US BANCORP DEL	COM	902973304	20	505	SH		SOLE		0	0	505
VANGUARD INDEX FDS GROWTH ETF	COM	922908736	2,640	12,338	SH		SOLE		0	0	12,338
VANGUARD INDEX FDS MCAP VL IDXVIP	COM	922908512	6	46	SH		SOLE		0	0	46
VANGUARD INDEX FDS MID CAP ETF	COM	922908629	313	1,666	SH		SOLE		0	0	1,666
VANGUARD INDEX FDS REAL ESTATE ETF	COM	922908553	145	1,804	SH		SOLE		0	0	1,804
VANGUARD INDEX FDS S&P 500 ETF SHS	COM	922908363	692	2,109	SH		SOLE		0	0	2,109
VANGUARD INDEX FDS SM CP VAL ETF	COM	922908611	20	137	SH		SOLE		0	0	137
VANGUARD INDEX FDS SMALL CP ETF	COM	922908751	328	1,918	SH		SOLE		0	0	1,918
VANGUARD INDEX FDS SML CP GRW ETF	COM	922908595	3,383	17,337	SH		SOLE		0	0	17,337
VANGUARD INDEX FDS TOTAL STK MKT	COM	922908769	92	513	SH		SOLE		0	0	513
VANGUARD INDEX FDS VALUE ETF	COM	922908744	57	464	SH		SOLE		0	0	464
VANGUARD SPECIALIZED FUNDS DIV APP ETF	COM	921908844	2,931	21,688	SH		SOLE		0	0	21,688
VANGUARD WHITEHALL FDS HIGH DIV YLD	COM	921946406	461	4,858	SH		SOLE		0	0	4,858
VANGUARD WHITEHALL FDS INTL DVD ETF	COM	921946810	390	6,294	SH		SOLE		0	0	6,294
VANGUARD WORLD FDS COMM SRVC ETF	COM	92204A884	8	100	SH		SOLE		0	0	100
VANGUARD WORLD FDS CONSUM STP ETF	COM	92204A207	1,001	5,829	SH		SOLE		0	0	5,829
VANGUARD WORLD FDS FINANCIALS ETF	COM	92204A405	11	151	SH		SOLE		0	0	151
VANGUARD WORLD FDS HEALTH CAR ETF	COM	92204A504	1,613	7,209	SH		SOLE		0	0	7,209
VANGUARD WORLD FDS INF TECH ETF	COM	92204A702	1,258	4,093	SH		SOLE		0	0	4,093
VANGUARD WORLD FDS UTILITIES ETF	COM	92204A876	10	73	SH		SOLE		0	0	73
VERISK ANALYTICS INC	COM	92345Y106	5	30	SH		SOLE		0	0	30
VERIZON COMMUNICATIONS INC	COM	92343V104	115	3,038	SH		SOLE		0	0	3,038
VISA INC	COM	92826C839	3,444	19,387	SH		SOLE		0	0	19,387
WARNER BROS DISCOVERY INC	COM	934423104	0	3	SH		SOLE		0	0	3
WELLS FARGO CO NEW	COM	949746101	16	403	SH		SOLE		0	0	403
XCEL ENERGY INC	COM	98389B100	59	923	SH		SOLE		0	0	923
XPRESSPA GROUP INC	COM	98420U703	1	1,000	SH		SOLE		0	0	1,000
ZIMMER BIOMET HOLDINGS INC	COM	98956P102	20	191	SH		SOLE		0	0	191
ZIMVIE INC	COM	98888T107	0	19	SH		SOLE		0	0	19