| COLUMN 1 | COLUMN 2 | COLUMN 3 | COLUMN 4 | COLUMN 5 | COLUMN 6 | COLUMN 7 | COLUMN 8 |
| | | VALUE | SHRS OR | SH/ | PUT/ | INVESTMENT | OTHER | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | (x$1000) | PRN AMT | PRN | CALL | DISCRETION | MANAGER | SOLE | SHARED | NONE |
| 3M CO | COM | 88579Y101 | 4,084,049 | 38,855 | SH | | DFND | | 510 | 0 | 38,345 |
| Abbott Laboratories | COM | 002824100 | 348,841 | 3,445 | SH | | DFND | | 0 | 0 | 3,445 |
| AbbVie Inc | COM | 00287Y109 | 19,136,193 | 120,074 | SH | | DFND | | 0 | 0 | 120,074 |
| ACCENTURE PLC-CL A | COM | G1151C101 | 4,843,908 | 16,948 | SH | | DFND | | 583 | 0 | 16,365 |
| ADOBE INC | COM | 00724F101 | 7,503,154 | 19,470 | SH | | DFND | | 424 | 0 | 19,046 |
| Agilent Technologies Inc | COM | 00846U101 | 756,443 | 5,468 | SH | | DFND | | 0 | 0 | 5,468 |
| AIR PRODUCTS & CHEMICALS INC | COM | 009158106 | 933,720 | 3,251 | SH | | DFND | | 205 | 0 | 3,046 |
| ALPHABET INC-CL A | COM | 02079K305 | 16,214,659 | 156,316 | SH | | DFND | | 5,530 | 0 | 150,786 |
| ALPHABET INC-CL C | COM | 02079K107 | 1,428,336 | 13,734 | SH | | DFND | | 4,820 | 0 | 8,914 |
| Altria Group Inc | COM | 02209S103 | 4,342,017 | 97,311 | SH | | DFND | | 0 | 0 | 97,311 |
| AMAZON.COM INC | COM | 023135106 | 9,636,544 | 93,296 | SH | | DFND | | 8,277 | 0 | 85,019 |
| AMERICAN ELECTRIC POWER | COM | 025537101 | 3,990,366 | 43,855 | SH | | DFND | | 477 | 0 | 43,378 |
| AMERICAN EXPRESS CO | COM | 025816109 | 1,844,636 | 11,183 | SH | | DFND | | 553 | 0 | 10,630 |
| AMERIPRISE FINANCIAL INC | COM | 03076C106 | 1,452,197 | 4,738 | SH | | DFND | | 99 | 0 | 4,639 |
| AMETEK INC | COM | 031100100 | 375,823 | 2,586 | SH | | DFND | | 212 | 0 | 2,374 |
| Amgen Inc | COM | 031162100 | 740,964 | 3,065 | SH | | DFND | | 0 | 0 | 3,065 |
| APPLE INC | COM | 037833100 | 42,555,790 | 258,070 | SH | | DFND | | 13,807 | 0 | 244,263 |
| APPLIED MATERIALS INC | COM | 038222105 | 3,544,260 | 28,855 | SH | | DFND | | 784 | 0 | 28,071 |
| AT&T INC | COM | 00206R102 | 284,110 | 14,759 | SH | | DFND | | 6,618 | 0 | 8,141 |
| AUTODESK INC | COM | 052769106 | 1,577,437 | 7,578 | SH | | DFND | | 199 | 0 | 7,379 |
| AUTOMATIC DATA PROCESSING | COM | 053015103 | 710,190 | 3,190 | SH | | DFND | | 384 | 0 | 2,806 |
| BANK OF AMERICA CORP | COM | 060505104 | 3,653,907 | 127,759 | SH | | DFND | | 6,479 | 0 | 121,280 |
| Becton Dickinson & Co | COM | 075887109 | 348,784 | 1,409 | SH | | DFND | | 0 | 0 | 1,409 |
| BERKSHIRE HATHAWAY INC-CL B | COM | 084670702 | 1,192,779 | 3,863 | SH | | DFND | | 1,671 | 0 | 2,192 |
| BLACKROCK INC | COM | 09247X101 | 20,239,542 | 30,248 | SH | | DFND | | 139 | 0 | 30,109 |
| BORGWARNER INC | COM | 099724106 | 415,029 | 8,451 | SH | | DFND | | 218 | 0 | 8,233 |
| Bristol-Myers Squibb Co | COM | 110122108 | 389,799 | 5,624 | SH | | DFND | | 0 | 0 | 5,624 |
| BROADCOM INC | COM | 11135F101 | 248,276 | 387 | SH | | DFND | | 387 | 0 | 0 |
| CADENCE DESIGN SYS INC | COM | 127387108 | 5,078,926 | 24,175 | SH | | DFND | | 255 | 0 | 23,920 |
| CATERPILLAR INC | COM | 149123101 | 8,886,544 | 38,833 | SH | | DFND | | 483 | 0 | 38,350 |
| CHEVRON CORP | COM | 166764100 | 15,383,051 | 94,282 | SH | | DFND | | 1,650 | 0 | 92,632 |
| Church & Dwight Co Inc | COM | 171340102 | 910,711 | 10,301 | SH | | DFND | | 0 | 0 | 10,301 |
| CINTAS CORP | COM | 172908105 | 1,684,155 | 3,640 | SH | | DFND | | 80 | 0 | 3,560 |
| CISCO SYSTEMS INC | COM | 17275R102 | 6,442,528 | 123,243 | SH | | DFND | | 3,813 | 0 | 119,430 |
| CITIGROUP INC | COM | 172967424 | 3,879,678 | 82,740 | SH | | DFND | | 1,797 | 0 | 80,943 |
| COCA-COLA CO/THE | COM | 191216100 | 709,499 | 11,438 | SH | | DFND | | 3,613 | 0 | 7,825 |
| COLGATE-PALMOLIVE CO | COM | 194162103 | 328,856 | 4,376 | SH | | DFND | | 774 | 0 | 3,602 |
| Columbia Banking System Inc | COM | 197236102 | 288,377 | 13,463 | SH | | DFND | | 0 | 0 | 13,463 |
| COMERICA INC | COM | 200340107 | 258,002 | 5,942 | SH | | DFND | | 123 | 0 | 5,819 |
| CONOCOPHILLIPS | COM | 20825C104 | 556,767 | 5,612 | SH | | DFND | | 1,137 | 0 | 4,475 |
| COSTCO WHOLESALE CORP | COM | 22160K105 | 290,172 | 584 | SH | | DFND | | 412 | 0 | 172 |
| CROWN CASTLE INC | COM | 22822V101 | 3,936,503 | 29,412 | SH | | DFND | | 403 | 0 | 29,009 |
| CUMMINS INC | COM | 231021106 | 2,626,724 | 10,996 | SH | | DFND | | 132 | 0 | 10,864 |
| CVS HEALTH CORP | COM | 126650100 | 8,116,807 | 109,229 | SH | | DFND | | 1,192 | 0 | 108,037 |
| DEERE & CO | COM | 244199105 | 663,498 | 1,607 | SH | | DFND | | 252 | 0 | 1,355 |
| DOMINION ENERGY INC | COM | 25746U109 | 263,839 | 4,719 | SH | | DFND | | 774 | 0 | 3,945 |
| DOW INC | COM | 260557103 | 7,349,114 | 134,059 | SH | | DFND | | 654 | 0 | 133,405 |
| Eli Lilly & Co | COM | 532457108 | 463,617 | 1,350 | SH | | DFND | | 0 | 0 | 1,350 |
| EMERSON ELECTRIC CO | COM | 291011104 | 6,941,833 | 79,663 | SH | | DFND | | 531 | 0 | 79,132 |
| Enbridge Inc | COM | 29250N105 | 3,891,796 | 102,013 | SH | | DFND | | 0 | 0 | 102,013 |
| EOG RESOURCES INC | COM | 26875P101 | 5,321,354 | 46,422 | SH | | DFND | | 543 | 0 | 45,879 |
| ESSEX PROPERTY TRUST INC | COM | 297178105 | 700,201 | 3,348 | SH | | DFND | | 62 | 0 | 3,286 |
| EVERGY INC | COM | 30034W106 | 278,768 | 4,561 | SH | | DFND | | 212 | 0 | 4,349 |
| EXPEDITORS INTL WASH INC | COM | 302130109 | 716,221 | 6,504 | SH | | DFND | | 148 | 0 | 6,356 |
| EXXON MOBIL CORP | COM | 30231G102 | 1,058,219 | 9,650 | SH | | DFND | | 3,822 | 0 | 5,828 |
| Floor & Decor Holdings Inc | COM | 339750101 | 404,568 | 4,119 | SH | | DFND | | 0 | 0 | 4,119 |
| FREEPORT-MCMORAN INC | COM | 35671D857 | 2,662,423 | 65,080 | SH | | DFND | | 1,327 | 0 | 63,753 |
| GARTNER INC | COM | 366651107 | 1,022,266 | 3,138 | SH | | DFND | | 74 | 0 | 3,064 |
| General Dynamics Corp | COM | 369550108 | 4,542,748 | 19,906 | SH | | DFND | | 0 | 0 | 19,906 |
| GENERAL MOTORS CO | COM | 37045V100 | 3,038,424 | 82,836 | SH | | DFND | | 1,293 | 0 | 81,543 |
| GENUINE PARTS CO | COM | 372460105 | 8,328,357 | 49,778 | SH | | DFND | | 132 | 0 | 49,646 |
| HASBRO INC | COM | 418056107 | 2,388,883 | 44,494 | SH | | DFND | | 120 | 0 | 44,374 |
| HEALTHPEAK PROPERTIES INC | COM | 42250P103 | 1,663,920 | 75,736 | SH | | DFND | | 507 | 0 | 75,229 |
| HENRY SCHEIN INC | COM | 806407102 | 532,864 | 6,535 | SH | | DFND | | 126 | 0 | 6,409 |
| HERSHEY CO/THE | COM | 427866108 | 549,017 | 2,158 | SH | | DFND | | 136 | 0 | 2,022 |
| HOME DEPOT INC | COM | 437076102 | 14,433,434 | 48,907 | SH | | DFND | | 946 | 0 | 47,961 |
| HORMEL FOODS CORP | COM | 440452100 | 15,977,768 | 83,812 | SH | | DFND | | 267 | 0 | 83,545 |
| ILLINOIS TOOL WORKS | COM | 452308109 | 1,009,344 | 4,146 | SH | | DFND | | 258 | 0 | 3,888 |
| Ingredion Inc | COM | 457187102 | 4,634,208 | 45,554 | SH | | DFND | | 0 | 0 | 45,554 |
| INTEL CORP | COM | 458140100 | 366,982 | 11,233 | SH | | DFND | | 3,840 | 0 | 7,393 |
| INTERCONTINENTAL EXCHANGE IN | COM | 45866F104 | 4,347,433 | 41,686 | SH | | DFND | | 520 | 0 | 41,166 |
| International Business Machine | COM | 459200101 | 336,115 | 2,564 | SH | | DFND | | 0 | 0 | 2,564 |
| Invesco Exchange-Traded Fund T | S&P 500 TOP 50 | 46137V233 | 282,573 | 910 | SH | | DFND | | 0 | 0 | 910 |
| Invesco Preferred ETF | PFD ETF | 46138E511 | 267,484 | 23,300 | SH | | DFND | | 0 | 0 | 23,300 |
| iShares Core MSCI EAFE ETF | CORE MSCI EAFE | 46432F842 | 5,862,678 | 87,699 | SH | | DFND | | 0 | 0 | 87,699 |
| iShares Core MSCI Emerging Mar | CORE MSCI EMKT | 46434G103 | 2,163,739 | 44,348 | SH | | DFND | | 0 | 0 | 44,348 |
| iShares Core S&P 500 ETF | CORE S&P500 ETF | 464287200 | 27,707,182 | 67,401 | SH | | DFND | | 0 | 0 | 67,401 |
| iShares Core S&P Mid-Cap ETF | CORE S&P MCP ETF | 464287507 | 71,390,730 | 285,380 | SH | | DFND | | 0 | 0 | 285,380 |
| iShares Core S&P Small-Cap ETF | CORE S&P SCP ETF | 464287804 | 37,068,922 | 383,339 | SH | | DFND | | 0 | 0 | 383,339 |
| iShares GNMA Bond ETF | GNMA BOND ETF | 46429B333 | 579,492 | 13,034 | SH | | DFND | | 0 | 0 | 13,034 |
| iShares Gold Trust | ISHARES NEW | 464285204 | 8,613,710 | 230,498 | SH | | DFND | | 0 | 0 | 230,498 |
| iShares iBoxx High Yield Corpo | IBOXX HI YD ETF | 464288513 | 2,763,166 | 36,574 | SH | | DFND | | 0 | 0 | 36,574 |
| iShares MSCI ACWI ETF | MSCI ACWI ETF | 464288257 | 3,437,279 | 37,706 | SH | | DFND | | 0 | 0 | 37,706 |
| iShares MSCI EAFE ETF | MSCI EAFE ETF | 464287465 | 62,913,069 | 879,657 | SH | | DFND | | 0 | 0 | 879,657 |
| iShares MSCI EAFE Growth ETF | EAFE GRWTH ETF | 464288885 | 460,625 | 4,917 | SH | | DFND | | 0 | 0 | 4,917 |
| iShares MSCI Emerging Markets | MSCI EMG MKT ETF | 464287234 | 332,885 | 8,436 | SH | | DFND | | 0 | 0 | 8,436 |
| iShares National Muni Bond ETF | NATIONAL MUN ETF | 464288414 | 2,717,957 | 25,227 | SH | | DFND | | 0 | 0 | 25,227 |
| iShares Russell 1000 Growth ET | RUS 1000 GRW ETF | 464287614 | 215,010 | 880 | SH | | DFND | | 0 | 0 | 880 |
| iShares Russell 2000 ETF | RUSSELL 2000 ETF | 464287655 | 1,475,903 | 8,273 | SH | | DFND | | 0 | 0 | 8,273 |
| iShares Russell Mid-Cap Growth | RUS MD CP GR ETF | 464287481 | 205,773 | 2,260 | SH | | DFND | | 0 | 0 | 2,260 |
| iShares S&P 500 Growth ETF | S&P 500 GRWT ETF | 464287309 | 259,393 | 4,060 | SH | | DFND | | 0 | 0 | 4,060 |
| iShares S&P Mid-Cap 400 Growth | S&P MC 400GR ETF | 464287606 | 910,394 | 12,731 | SH | | DFND | | 0 | 0 | 12,731 |
| iShares S&P Mid-Cap 400 Value | S&P MC 400VL ETF | 464287705 | 882,589 | 8,588 | SH | | DFND | | 0 | 0 | 8,588 |
| iShares Select Dividend ETF | SELECT DIVID ETF | 464287168 | 335,721 | 2,865 | SH | | DFND | | 0 | 0 | 2,865 |
| iShares Short-Term National Mu | SHRT NAT MUN ETF | 464288158 | 2,156,303 | 20,599 | SH | | DFND | | 0 | 0 | 20,599 |
| iShares Trust - iShares MSCI K | MSCI KLD400 SOC | 464288570 | 1,057,076 | 13,554 | SH | | DFND | | 0 | 0 | 13,554 |
| JM SMUCKER CO/THE | COM | 832696405 | 456,531 | 2,901 | SH | | DFND | | 99 | 0 | 2,802 |
| Jacobs Solutions Inc | COM | 46982L108 | 3,031,640 | 25,799 | SH | | DFND | | 0 | 0 | 25,799 |
| Johnson & Johnson | COM | 478160104 | 17,507,250 | 112,950 | SH | | DFND | | 0 | 0 | 112,950 |
| JPMORGAN CHASE & CO | COM | 46625H100 | 14,344,134 | 110,077 | SH | | DFND | | 2,722 | 0 | 107,355 |
| Littelfuse Inc | COM | 537008104 | 382,028 | 1,425 | SH | | DFND | | 0 | 0 | 1,425 |
| Lockheed Martin Corp | COM | 539830109 | 8,217,938 | 17,384 | SH | | DFND | | 0 | 0 | 17,384 |
| LOEWS CORP | COM | 540424108 | 242,582 | 4,181 | SH | | DFND | | 181 | 0 | 4,000 |
| LOWE'S COS INC | COM | 548661107 | 420,337 | 2,102 | SH | | DFND | | 562 | 0 | 1,540 |
| Manhattan Associates Inc | COM | 562750109 | 376,595 | 2,432 | SH | | DFND | | 0 | 0 | 2,432 |
| Markel Corp | COM | 570535104 | 567,170 | 444 | SH | | DFND | | 0 | 0 | 444 |
| MARRIOTT INTERNATIONAL -CL A | COM | 571903202 | 3,972,009 | 23,922 | SH | | DFND | | 249 | 0 | 23,673 |
| MARTIN MARIETTA MATERIALS | COM | 573284106 | 346,894 | 977 | SH | | DFND | | 59 | 0 | 918 |
| MASCO CORP | COM | 574599106 | 3,674,556 | 73,905 | SH | | DFND | | 209 | 0 | 73,696 |
| MASTERCARD INC - A | COM | 57636Q104 | 1,410,030 | 3,880 | SH | | DFND | | 784 | 0 | 3,096 |
| Materials Select Sector SPDR F | SBI MATERIALS | 81369Y100 | 4,109,304 | 50,946 | SH | | DFND | | 0 | 0 | 50,946 |
| MCCORMICK & CO-NON VTG SHRS | COM | 579780206 | 376,109 | 4,520 | SH | | DFND | | 233 | 0 | 4,287 |
| MCDONALD'S CORP | COM | 580135101 | 13,274,205 | 47,474 | SH | | DFND | | 679 | 0 | 46,795 |
| MEDTRONIC PLC | COM | G5960L103 | 5,158,552 | 63,986 | SH | | DFND | | 1,235 | 0 | 62,751 |
| Merck & Co Inc | COM | 58933Y105 | 6,445,425 | 60,583 | SH | | DFND | | 0 | 0 | 60,583 |
| META PLATFORMS INC-CLASS A | COM | 30303M102 | 651,292 | 3,073 | SH | | DFND | | 2,065 | 0 | 1,008 |
| MICROCHIP TECHNOLOGY INC | COM | 595017104 | 13,662,172 | 163,072 | SH | | DFND | | 510 | 0 | 162,562 |
| MICROSOFT CORP | COM | 594918104 | 39,958,092 | 138,599 | SH | | DFND | | 6,910 | 0 | 131,689 |
| MID-AMERICA APARTMENT COMM | COM | 59522J103 | 969,072 | 6,416 | SH | | DFND | | 108 | 0 | 6,308 |
| MONDELEZ INTERNATIONAL INC-A | COM | 609207105 | 770,476 | 11,051 | SH | | DFND | | 1,265 | 0 | 9,786 |
| MORGAN STANLEY | COM | 617446448 | 4,341,622 | 49,449 | SH | | DFND | | 1,214 | 0 | 48,235 |
| NASDAQ INC | COM | 631103108 | 470,381 | 8,604 | SH | | DFND | | 313 | 0 | 8,291 |
| NETFLIX INC | COM | 64110L106 | 419,012 | 3,991 | SH | | DFND | | 415 | 0 | 3,576 |
| NIKE INC -CL B | COM | 654106103 | 758,283 | 6,183 | SH | | DFND | | 1,156 | 0 | 5,027 |
| Northrop Grumman Corp | COM | 666807102 | 674,111 | 1,460 | SH | | DFND | | 0 | 0 | 1,460 |
| NVIDIA CORP | COM | 67066G104 | 690,536 | 2,486 | SH | | DFND | | 2,282 | 0 | 204 |
| ORACLE CORP | COM | 68389X105 | 335,813 | 3,614 | SH | | DFND | | 1,426 | 0 | 2,188 |
| Oshkosh Corp | COM | 688239201 | 422,970 | 5,085 | SH | | DFND | | 0 | 0 | 5,085 |
| Owens Corning | COM | 690742101 | 386,170 | 4,031 | SH | | DFND | | 0 | 0 | 4,031 |
| PAYCHEX INC | COM | 704326107 | 9,048,485 | 78,964 | SH | | DFND | | 298 | 0 | 78,666 |
| PAYPAL HOLDINGS INC | COM | 70450Y103 | 3,572,142 | 47,039 | SH | | DFND | | 1,051 | 0 | 45,988 |
| PEPSICO INC | COM | 713448108 | 20,554,325 | 112,750 | SH | | DFND | | 1,278 | 0 | 111,472 |
| Pfizer Inc | COM | 717081103 | 8,057,062 | 197,477 | SH | | DFND | | 0 | 0 | 197,477 |
| PIMCO 0-5 Year High Yield Corp | 0-5 HIGH YIELD | 72201R783 | 683,679 | 7,487 | SH | | DFND | | 0 | 0 | 7,487 |
| Polaris Inc | COM | 731068102 | 413,756 | 3,740 | SH | | DFND | | 0 | 0 | 3,740 |
| Principal Spectrum Preferred S | SPECTRUM PFD | 74255Y888 | 1,354,171 | 79,704 | SH | | DFND | | 0 | 0 | 79,704 |
| Procter & Gamble Co/The | COM | 742718109 | 19,540,394 | 131,417 | SH | | DFND | | 0 | 0 | 131,417 |
| PRUDENTIAL FINANCIAL INC | COM | 744320102 | 4,494,933 | 54,326 | SH | | DFND | | 341 | 0 | 53,985 |
| PUBLIC STORAGE | COM | 74460D109 | 2,413,797 | 7,989 | SH | | DFND | | 148 | 0 | 7,841 |
| Raytheon Technologies Corp | COM | 75513E101 | 517,364 | 5,283 | SH | | DFND | | 0 | 0 | 5,283 |
| Reinsurance Group of America I | COM NEW | 759351604 | 723,542 | 5,450 | SH | | DFND | | 0 | 0 | 5,450 |
| Rockwell Automation Inc | SHS | G29183103 | 700,759 | 2,388 | SH | | DFND | | 0 | 0 | 2,388 |
| S&P GLOBAL INC | COM | 78409V104 | 471,301 | 1,367 | SH | | DFND | | 304 | 0 | 1,063 |
| Schwab US Broad Market ETF | US BRD MKT ETF | 808524102 | 664,254 | 13,882 | SH | | DFND | | 0 | 0 | 13,882 |
| SHERWIN-WILLIAMS CO/THE | COM | 824348106 | 504,384 | 2,244 | SH | | DFND | | 218 | 0 | 2,026 |
| Silgan Holdings Inc | COM | 827048109 | 962,249 | 17,929 | SH | | DFND | | 0 | 0 | 17,929 |
| SOUTHERN CO/THE | COM | 842587107 | 6,564,873 | 94,350 | SH | | DFND | | 1,011 | 0 | 93,339 |
| SOUTHWEST AIRLINES CO | COM | 844741108 | 3,621,181 | 122,159 | SH | | DFND | | 553 | 0 | 121,606 |
| SPDR S&P 500 ETF Trust | TR UNIT | 78462F103 | 742,224 | 1,813 | SH | | DFND | | 0 | 0 | 1,813 |
| SPDR S&P Emerging Markets Smal | S&P EMKTSC ETF | 78463X756 | 381,597 | 7,534 | SH | | DFND | | 0 | 0 | 7,534 |
| STARBUCKS CORP | COM | 855244109 | 15,850,565 | 152,219 | SH | | DFND | | 1,066 | 0 | 151,153 |
| STRYKER CORP | COM | 863667101 | 203,540 | 713 | SH | | DFND | | 313 | 0 | 400 |
| Technology Select Sector SPDR | TECHNOLOGY | 81369Y803 | 422,828 | 2,800 | SH | | DFND | | 0 | 0 | 2,800 |
| TESLA INC | COM | 88160R101 | 534,832 | 2,578 | SH | | DFND | | 2,498 | 0 | 80 |
| TEXAS INSTRUMENTS INC | COM | 882508104 | 7,487,832 | 40,255 | SH | | DFND | | 842 | 0 | 39,413 |
| TRUIST FINANCIAL CORP | COM | 89832Q109 | 3,198,853 | 93,808 | SH | | DFND | | 1,232 | 0 | 92,576 |
| UNITED PARCEL SERVICE-CL B | COM | 911312106 | 8,512,669 | 43,882 | SH | | DFND | | 679 | 0 | 43,203 |
| UnitedHealth Group Inc | COM | 91324P102 | 8,432,896 | 17,844 | SH | | DFND | | 0 | 0 | 17,844 |
| US BANCORP | COM | 902973304 | 4,943,248 | 137,122 | SH | | DFND | | 1,293 | 0 | 135,829 |
| VanEck High Yield Muni ETF | HIGH YLD MUNIETF | 92189H409 | 1,155,458 | 22,332 | SH | | DFND | | 0 | 0 | 22,332 |
| Vanguard FTSE Emerging Markets | FTSE EMR MKT ETF | 922042858 | 14,993,244 | 371,120 | SH | | DFND | | 0 | 0 | 371,120 |
| Vanguard Large-Cap ETF | LARGE CAP ETF | 922908637 | 260,600 | 1,395 | SH | | DFND | | 0 | 0 | 1,395 |
| Vanguard Mortgage-Backed Secur | MTG-BKD SECS ETF | 92206C771 | 1,817,591 | 39,046 | SH | | DFND | | 0 | 0 | 39,046 |
| Vanguard Real Estate ETF | REAL ESTATE ETF | 922908553 | 3,131,189 | 37,707 | SH | | DFND | | 0 | 0 | 37,707 |
| Vanguard Short-Term Treasury E | SHORT TERM TREAS | 92206C102 | 29,061,188 | 496,433 | SH | | DFND | | 0 | 0 | 496,433 |
| Vanguard Small-Cap ETF | SMALL CP ETF | 922908751 | 439,779 | 2,320 | SH | | DFND | | 0 | 0 | 2,320 |
| Vanguard Total Bond Market ETF | TOTAL BND MRKT | 921937835 | 5,602,811 | 75,888 | SH | | DFND | | 0 | 0 | 75,888 |
| Vanguard Total International B | TOTAL INT BD ETF | 92203J407 | 494,092 | 10,100 | SH | | DFND | | 0 | 0 | 10,100 |
| VERISIGN INC | COM | 92343E102 | 509,516 | 2,411 | SH | | DFND | | 86 | 0 | 2,325 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 | 9,187,179 | 236,235 | SH | | DFND | | 3,899 | 0 | 232,336 |
| VISA INC-CLASS A SHARES | COM | 92826C839 | 8,146,997 | 36,135 | SH | | DFND | | 1,509 | 0 | 34,626 |
| WALMART INC | COM | 931142103 | 344,001 | 2,333 | SH | | DFND | | 1,302 | 0 | 1,031 |
| WALT DISNEY CO/THE | COM | 254687106 | 3,438,764 | 34,343 | SH | | DFND | | 1,696 | 0 | 32,647 |
| WASTE MANAGEMENT INC | COM | 94106L109 | 11,465,303 | 70,266 | SH | | DFND | | 344 | 0 | 69,922 |
| WATERS CORP | COM | 941848103 | 1,481,270 | 4,784 | SH | | DFND | | 55 | 0 | 4,729 |
| Williams-Sonoma Inc | COM | 969904101 | 286,631 | 2,356 | SH | | DFND | | 0 | 0 | 2,356 |
| WW GRAINGER INC | COM | 384802104 | 1,193,019 | 1,732 | SH | | DFND | | 43 | 0 | 1,689 |
| ZIMMER BIOMET HOLDINGS INC | COM | 98956P102 | 633,985 | 4,907 | SH | | DFND | | 193 | 0 | 4,714 |
| ZIONS BANCORP NA | COM | 989701107 | 459,964 | 15,368 | SH | | DFND | | 139 | 0 | 15,229 |
| ZOETIS INC | COM | 98978V103 | 4,072,621 | 24,469 | SH | | DFND | | 433 | 0 | 24,036 |
