Retirement Income Solutions 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
Apple Inc	COM	037833100	3,650,795	18,962	SH		SOLE		0	0	18,962
iShares MSCI ACWI Index ETF	MSCI ACWI ETF	464288257	3,979,716	39,105	SH		SOLE		0	0	39,105
Amgen	COM	031162100	452,479	1,571	SH		SOLE		0	0	1,571
Amazon Com Inc	COM	023135106	2,911,930	19,165	SH		SOLE		0	0	19,165
American Centy TR Avantis Intl Equity ETF	INTL EQT ETF	025072703	306,320	5,069	SH		SOLE		0	0	5,069
Boeing Co	COM	097023105	273,693	1,050	SH		SOLE		0	0	1,050
Innovator ETFS Equity Buffer ETF January	US EQTY BUFR JAN	45782C409	276,067	6,757	SH		SOLE		0	0	6,757
Innovator S&P 500 Buffer ETF Jul	US EQTY BUFR JUL	45782C789	201,998	5,368	SH		SOLE		0	0	5,368
Innovator S&P 500 Buffer	S&P 500 BUFFER	45782C755	542,019	15,184	SH		SOLE		0	0	15,184
BNY Mellon US Large Cap Core Equity ETF	US LRG CP CORE	09661T107	866,665	9,587	SH		SOLE		0	0	9,587
Innovator S&P 500 Buffer ETF Nov	US EQTY BUF NOV	45782C581	225,477	6,459	SH		SOLE		0	0	6,459
Berkshire Hathaway B	CL B NEW	084670702	2,017,269	5,656	SH		SOLE		0	0	5,656
Invesco BulletShares 2030 Corp Bd ETF	INVSCO 30 CORP	46138J460	198,639	11,941	SH		SOLE		0	0	11,941
CF Bankshares Inc	COM	12520L109	359,307	18,426	SH		SOLE		0	0	18,426
Cincinnati Finl Corp	COM	172062101	201,747	1,950	SH		SOLE		0	0	1,950
Colgate-Palmolive	COM	194162103	527,361	6,616	SH		SOLE		0	0	6,616
Comcast Corp A	CL A	20030N101	476,386	10,864	SH		SOLE		0	0	10,864
Chipotle Mexican Grill	COM	169656105	233,270	102	SH		SOLE		0	0	102
CONOCOPHILLIPS COM	COM	20825C104	202,542	1,745	SH		SOLE		0	0	1,745
Costco Wholesale Corp	COM	22160K105	252,151	382	SH		SOLE		0	0	382
ISHARES TR MSCI ACWI LOW CARBON TARGET ETF	MSCI LW CRB TG	46434V464	202,542	1,224	SH		SOLE		0	0	1,224
SALESFORCE INC	COM	79466L302	397,341	1,510	SH		SOLE		0	0	1,510
DBX XTRACKERS MSCI EAFE Hedged Equity ETF	XTRACK MSCI EAFE	233051200	601,036	16,253	SH		SOLE		0	0	16,253
Dimensional ETF TR U S Core Equity 2 ETF	US CORE EQUITY 2	25434V708	443,156	15,161	SH		SOLE		0	0	15,161
Dimensional ETF TR World EX U S Core Equity 2 ETF	WORLD EX US CORE	25434V880	334,334	13,691	SH		SOLE		0	0	13,691
Walt Disney Company	COM	254687106	427,252	4,732	SH		SOLE		0	0	4,732
IShares MSCI 400 Social ETF	COM	464288570	1,217,247	13,369	SH		SOLE		0	0	13,369
DTE Energy Co	COM	233331107	304,690	2,763	SH		SOLE		0	0	2,763
ISHARES TR ESG AWARE U S AGGREGATE BD ETF	ESG AWR US AGRGT	46435U549	1,420,742	29,760	SH		SOLE		0	0	29,760
Ecolab	COM	278865100	545,661	2,751	SH		SOLE		0	0	2,751
iShares MSCI Emerging Markets ETF	MSCI EMG MKT ETF	464287234	1,506,588	37,468	SH		SOLE		0	0	37,468
ISHARES INC MSCI EMERGING MKTS ASIA ETF	MSCI EM ASIA ETF	464286426	281,959	4,265	SH		SOLE		0	0	4,265
iShares MSCI EAFE ETF	MSCI EAFE ETF	464287465	3,338,532	44,307	SH		SOLE		0	0	44,307
SPDR SER TR S&P 500 ESG ETF	S&P 500 ESG ETF	78468R531	940,724	20,362	SH		SOLE		0	0	20,362
ISHARES INC MSCI EMERGING MKTS EX CHINA ETF	MSCI EMRG CHN	46434G764	342,655	6,184	SH		SOLE		0	0	6,184
ISHARES INC ESG AWARE MSCI EM ET	ESG AWR MSCI EM	46434G863	205,633	6,414	SH		SOLE		0	0	6,414
ISHARES TR ESG AWARE MSCI USA ETF	COM	46435G425	1,429,850	13,628	SH		SOLE		0	0	13,628
Eaton Corporation PLC	SHS	G29183103	354,728	1,473	SH		SOLE		0	0	1,473
Amplify Video Game Tech ETF	WEDBUSH VID GAME	032108615	253,747	4,286	SH		SOLE		0	0	4,286
SPDR Gold ETF	GOLD SHS	78463V107	1,052,773	5,507	SH		SOLE		0	0	5,507
World Gold TR Minishares ETF	SWPD GLD MINIS	98149E303	5,706,986	139,501	SH		SOLE		0	0	139,501
Alphabet Inc Cap Stk Class C	CAP STK CL C	02079K107	924,501	6,560	SH		SOLE		0	0	6,560
Alphabet Inc Cap Stk Class A	CAP STK CL A	02079K305	1,106,904	7,924	SH		SOLE		0	0	7,924
Home Depot Inc.	COM	437076102	315,361	910	SH		SOLE		0	0	910
Honeywell Intl Inc	COM	438516106	400,756	1,911	SH		SOLE		0	0	1,911
iShares Nasdaq Biotechnology ETF	ISHARES BIOTECH	464287556	277,949	2,046	SH		SOLE		0	0	2,046
International Business Machines	COM	459200101	384,506	2,351	SH		SOLE		0	0	2,351
iShares 7-10 Year Treasury Bond ETF	7-10 YR TRSY BD	464287440	3,693,376	38,317	SH		SOLE		0	0	38,317
iShares Core MSCI EAFE ETF	CORE MSCI EAFE	46432F842	236,446	3,361	SH		SOLE		0	0	3,361
iShares 3-7 Year Treasury Bond ETF	3 7 YR Treas BD	464288661	6,688,006	57,099	SH		SOLE		0	0	57,099
iShares Core S&P Mid-Cap ETF	CORE S&P MCP ETF	464287507	37,911,071	136,789	SH		SOLE		0	0	136,789
Intel Crop	COM	458140100	296,726	5,905	SH		SOLE		0	0	5,905
Iron Mtn Inc	COM	46284V101	234,433	3,350	SH		SOLE		0	0	3,350
iShares Core S&P US Growth ETF	CORE S&P US GWT	464287671	416,400	4,000	SH		SOLE		0	0	4,000
iShares S&P 500 Value ETF	S&P 500 VAL ETF	464287408	2,445,589	14,064	SH		SOLE		0	0	14,064
iShares Core S&P 500 ETF	CORE S&P500 ETF	464287200	101,913,081	213,372	SH		SOLE		0	0	213,372
iShares S&P 500 Growth	S&P 500 GRWT ETF	464287309	1,947,719	25,935	SH		SOLE		0	0	25,935
Ishares Russell 1000 ETF	RUS 1000 ETF	464287622	5,662,718	21,592	SH		SOLE		0	0	21,592
iShares Russell 1000 Value ETF	RUS 1000 VAL ETF	464287598	10,433,059	63,135	SH		SOLE		0	0	63,135
iShares Russell 1000 Growth ETF	RUS 1000 GRW ETF	464287614	17,020,570	56,142	SH		SOLE		0	0	56,142
IShares TR Russell 2000	RUSSELL 2000 ETF	464287655	302,671	1,508	SH		SOLE		0	0	1,508
iShares Russell Mid-Cap Growth ETF	RUS MD CP GR ETF	464287481	616,941	5,906	SH		SOLE		0	0	5,906
iShares Russell Mid-Cap ETF	RUS MID CP ETF	464287499	2,247,641	28,916	SH		SOLE		0	0	28,916
Ishares TR Russell Mid Cap Value	RUS MDCP VAL ETF	464287473	901,713	7,754	SH		SOLE		0	0	7,754
iShares Tr Russell 3000 Index ETF	RUSSELL 3000 ETF	464287689	252,936	924	SH		SOLE		0	0	924
Johnson & Johnson	COM	478160104	766,615	4,891	SH		SOLE		0	0	4,891
JP Morgan Chase	COM	46625H100	769,873	4,526	SH		SOLE		0	0	4,526
COCA COLA CO	COM	191216100	694,136	11,779	SH		SOLE		0	0	11,779
Lilly Eli & Co	COM	532457108	520,548	893	SH		SOLE		0	0	893
FIRST TR LOW DURATION OPPOR ETF	FST LOW OPPT EFT	33739Q200	865,943	17,921	SH		SOLE		0	0	17,921
Alliant Energy	COM	018802108	333,553	6,502	SH		SOLE		0	0	6,502
Lam Research Corp	COM	512807108	432,360	552	SH		SOLE		0	0	552
McDonalds Corp	COM	580135101	493,393	1,664	SH		SOLE		0	0	1,664
SPDR S&P Mid-Cap 400 ETF	UTSER1 S&PDCRP	78467Y107	5,793,772	11,419	SH		SOLE		0	0	11,419
SPDR SER TR S&P 400 MID CAP GROWTH ETF	S&P 400 MDCP GRW	78464A821	278,995	3,687	SH		SOLE		0	0	3,687
Vanguard Mega Cap Growth ETF	MEGA GRWTH IND	921910816	254,320	980	SH		SOLE		0	0	980
Vanguard Mega Cap Value ETF	MEGA CAP VAL ETF	921910840	341,234	3,120	SH		SOLE		0	0	3,120
Merck & Co	COM	58933Y105	1,043,867	9,575	SH		SOLE		0	0	9,575
Microsoft Corp	COM	594918104	2,470,959	6,571	SH		SOLE		0	0	6,571
Nuveen ESG Mid-Cap Growth ETF	NUVEEN ESG MIDCP	67092P409	217,619	5,141	SH		SOLE		0	0	5,141
Nushares ESG Mid Cap Value	NUVEEN ESG MIDVL	67092P508	487,315	15,451	SH		SOLE		0	0	15,451
NVIDIA CORP	COM	67066G104	512,057	1,034	SH		SOLE		0	0	1,034
NOVO NORDISK A.S. ADR	ADR	670100205	206,900	2,000	SH		SOLE		0	0	2,000
Oracle Corp	COM	68389X105	453,454	4,301	SH		SOLE		0	0	4,301
Innovator S&P 500 PWR Buffer Apr	COM	45782C870	442,786	13,545	SH		SOLE		0	0	13,545
Innovator S&P 500 Power Buffer ETF Aug	COM	45782C680	314,746	9,432	SH		SOLE		0	0	9,432
Invesco WilderHill Clean Energy ETF	WILDERHIL CLAN	46137V134	323,325	10,879	SH		SOLE		0	0	10,879
Innovator S&P 500 PwrBuff Dec	S&P 500 PWR BU	45782C540	1,799,647	51,272	SH		SOLE		0	0	51,272
PepsiCo	COM	713448108	573,641	3,378	SH		SOLE		0	0	3,378
Proctor & Gamble	COM	742718109	808,315	5,516	SH		SOLE		0	0	5,516
Invesco Water Resources ETF	WATER RES PORT	46137V142	1,223,529	20,104	SH		SOLE		0	0	20,104
Innovator ETFS S&P 500 Buffer - Jan	S&P 500 Power	45782C508	910,481	24,449	SH		SOLE		0	0	24,449
Innovator TR Equity Pwr Buffer July	US EQTY PWR BUF	45782C813	393,349	10,869	SH		SOLE		0	0	10,869
Innovator S&P 500 Pwr ETF-June	COM	45782C748	264,970	7,938	SH		SOLE		0	0	7,938
Innovator S&P 500 PWR Buffer ETF May	COM	45782C318	416,848	13,244	SH		SOLE		0	0	13,244
Innovator S&P 500 Pwr Buffer	S&P 500 POWER	45782C573	1,418,515	41,188	SH		SOLE		0	0	41,188
Innovator ETFS TR S&P 500 Power Buffer ETF	S&P 500 PWRETF	45782C797	1,580,575	43,759	SH		SOLE		0	0	43,759
Innovator TR Equity Pwr Buffer Sept	US EQTY PWR BUF	45782C656	306,778	8,825	SH		SOLE		0	0	8,825
Invesco QQQ ETF	UNIT SER 1	46090E103	6,538,898	15,967	SH		SOLE		0	0	15,967
Invesco S&P 500 Equal Weight ETF	GUG S&P 500 EQ WT	46137V357	7,802,375	49,445	SH		SOLE		0	0	49,445
Schwab Strategic TR US Small Cap ETF	US SML CAP ETF	808524607	217,210	4,598	SH		SOLE		0	0	4,598
Schwab Strategic Large Cap Gwth	US LCAP GR ETF	808524300	1,165,588	14,050	SH		SOLE		0	0	14,050
Schwab Strategic US Large Cap	US LRG CAP ETF	808524201	687,290	12,186	SH		SOLE		0	0	12,186
ISHARES 1-3 R TREAS BD ETF	1 3 YR TREAS BD	464287457	2,915,620	35,539	SH		SOLE		0	0	35,539
Standard Lithium CP	COM	853606101	136,521	62,650	SH		SOLE		0	0	62,650
Vaneck ETF TR Semiconductor ETF	COM	92189F676	545,594	3,120	SH		SOLE		0	0	3,120
Southern Co Com	COM	842587107	271,575	3,873	SH		SOLE		0	0	3,873
SPDR Index S&P Emerging Mkts ETF	PORTFOLIO EMG MK	78463X509	987,585	27,890	SH		SOLE		0	0	27,890
SPDR S&P 500 ETF	PORTFOLIO LR ETF	78464A854	22,588,908	404,095	SH		SOLE		0	0	404,095
SPDR S&P 400 MID CAP	PORTFOLIO MD ETF	78464A847	11,978,639	245,867	SH		SOLE		0	0	245,867
SPDR S&P 500 ETF	TR UNIT	78462F103	39,561,682	83,233	SH		SOLE		0	0	83,233
SPDR TR S&P 500 Growth	PRTFLO S&P500 GW	78464A409	3,822,991	58,761	SH		SOLE		0	0	58,761
SPDR S&P 500 VALUE ETF	PRTFLO S&P500 VL	78464A508	4,457,846	95,600	SH		SOLE		0	0	95,600
SPDR S&P 500 FOSSIL	SPDR S&P500 ETF	78468R796	11,420,890	294,277	SH		SOLE		0	0	294,277
SUNOCO LP	COM UT REP LP	86765K109	209,755	3,500	SH		SOLE		0	0	3,500
IsharesMSCI USA ESG Select ETF	MSCI USA ESG SLC	464288802	646,078	6,428	SH		SOLE		0	0	6,428
ISHARES TR ESG 1-5 YR CORPORATE BD ETF	ESG AWRE 1 5 YR	46435G243	210,185	8,586	SH		SOLE		0	0	8,586
ISHARES TR ESG AWARE USD CORPORATE BD ETF	ESG AWRE USD ETF	46435G193	484,435	20,818	SH		SOLE		0	0	20,818
Thermo Fisher Scientific	COM	883556102	233,017	439	SH		SOLE		0	0	439
ISHARES INC MSCI WORLD INDEX FD	MSCI WORLD ETF	464286392	530,085	3,985	SH		SOLE		0	0	3,985
Visa Inc	COM	92826C839	258,528	993	SH		SOLE		0	0	993
Vanguard Index FDS Small Cap ETF	SMALL CP ETF	922908751	205,010	961	SH		SOLE		0	0	961
Vanguard Index FDS Small Cap Value ETF	SM CP VAL ETF	922908611	248,719	1,382	SH		SOLE		0	0	1,382
Vanguard Intl FD FTSE Developed Mkts ETF	VAN FTSE DEV MKT	921943858	262,827	5,487	SH		SOLE		0	0	5,487
Vanguard Specialized FDS Divid Appreciation ETF	COM	921908844	246,398	1,446	SH		SOLE		0	0	1,446
Vanguard Mid-Cap ETF	MID CAP ETF	922908629	5,222,768	22,450	SH		SOLE		0	0	22,450
Vanguard Russell 1000 Index	VNG RUS1000IDX	92206C730	634,766	2,926	SH		SOLE		0	0	2,926
Vanguard S&P 500 ETF	S&P500 ETF SHS	922908363	1,810,536	4,145	SH		SOLE		0	0	4,145
Vanguard Index FDS Total Stk Mtk ETF	TOTAL STK MKT	922908769	1,555,214	6,556	SH		SOLE		0	0	6,556
Vanguard Value ETF	VALUE ETF	922908744	1,018,245	6,811	SH		SOLE		0	0	6,811
Vanguard Growth ETF	GROWTH ETF	922908736	1,787,249	5,749	SH		SOLE		0	0	5,749
Vanguard Large Cap ETF	LARGE CAP ETF	922908637	719,022	3,296	SH		SOLE		0	0	3,296
Vanguard Intl Equity Emerging Mkts ETF	FTSE EMR MKT ETF	922042858	215,200	5,236	SH		SOLE		0	0	5,236
Vanguard Index FDS Extended Mkt ETF	EXTEND MKT ETF	922908652	330,320	2,009	SH		SOLE		0	0	2,009
Vanguard Whitehall High Div Yld ETF	HIGH DIV YLD	921946406	481,237	4,311	SH		SOLE		0	0	4,311
Select Sector SPDR TR Energy	ENERGY	81369Y506	1,068,122	12,740	SH		SOLE		0	0	12,740
Select Sector SPDR TR Financial	FINANCIAL	81369Y605	204,431	5,437	SH		SOLE		0	0	5,437
Select Sector SPDR TR	TECHNOLOGY	81369Y803	2,820,024	14,651	SH		SOLE		0	0	14,651
SPDR SER TR S&P METALS & MNG ETF	S&P METALS MNG	78464A755	870,766	14,554	SH		SOLE		0	0	14,554
Exxon Mobil Corp	COM	30231G102	608,078	6,082	SH		SOLE		0	0	6,082
SPDR SER TR S&P COMPUTER SOFTWARE ETF	COMP SOFTWARE	78464A599	256,162	1,704	SH		SOLE		0	0	1,704
SPDR SER TR S&P TRANSN ETF	S&P TRANSN ETF	78464A532	231,852	2,777	SH		SOLE		0	0	2,777
Zomedica Corp	COM	98980M109	8,237	41,143	SH		SOLE		0	0	41,143