Retirement Income Solutions 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ABBVIE INC	COM	00287Y109	215,971	1,186	SH		SOLE		0	0	1,186
Alliant Energy	COM	018802108	327,701	6,502	SH		SOLE		0	0	6,502
Alphabet Inc Cap Stk Class A	CAP STK CL A	02079K305	1,195,969	7,924	SH		SOLE		0	0	7,924
Alphabet Inc Cap Stk Class C	CAP STK CL C	02079K107	1,050,594	6,900	SH		SOLE		0	0	6,900
Amazon Com Inc	COM	023135106	3,499,552	19,401	SH		SOLE		0	0	19,401
American Centy TR Avantis Intl Equity ETF	INTL EQT ETF	025072703	323,098	5,069	SH		SOLE		0	0	5,069
Amgen	COM	031162100	446,667	1,571	SH		SOLE		0	0	1,571
Amplify Video Game Tech ETF	WEDBUSH VID GAME	032108615	249,616	4,286	SH		SOLE		0	0	4,286
Apple Inc	COM	037833100	3,407,175	19,869	SH		SOLE		0	0	19,869
Berkshire Hathaway B	CL B NEW	084670702	2,378,461	5,656	SH		SOLE		0	0	5,656
BNY Mellon US Large Cap Core Equity ETF	US LRG CP CORE	09661T107	951,393	9,533	SH		SOLE		0	0	9,533
Boeing Co	COM	097023105	212,289	1,100	SH		SOLE		0	0	1,100
CATERPILLAR INS	COM	149123101	207,399	566	SH		SOLE		0	0	566
CF Bankshares Inc	COM	12520L109	367,967	18,426	SH		SOLE		0	0	18,426
Chipotle Mexican Grill	COM	169656105	296,491	102	SH		SOLE		0	0	102
Cincinnati Finl Corp	COM	172062101	242,132	1,950	SH		SOLE		0	0	1,950
COCA COLA CO	COM	191216100	726,757	11,879	SH		SOLE		0	0	11,879
Colgate-Palmolive	COM	194162103	487,711	5,416	SH		SOLE		0	0	5,416
Comcast Corp A	CL A	20030N101	378,619	8,734	SH		SOLE		0	0	8,734
CONOCOPHILLIPS COM	COM	20825C104	229,740	1,805	SH		SOLE		0	0	1,805
Costco Wholesale Corp	COM	22160K105	268,875	367	SH		SOLE		0	0	367
DBX XTRACKERS MSCI EAFE Hedged Equity ETF	XTRACK MSCI EAFE	233051200	665,235	16,253	SH		SOLE		0	0	16,253
Dimensional ETF TR U S Core Equity 2 ETF	US CORE EQUITY 2	25434V708	484,394	15,161	SH		SOLE		0	0	15,161
Dimensional ETF TR World EX U S Core Equity 2 ETF	WORLD EX US CORE	25434V880	348,299	13,691	SH		SOLE		0	0	13,691
DTE Energy Co.	COM	233331107	305,787	2,727	SH		SOLE		0	0	2,727
Eaton Corporation PLC	SHS	G29183103	460,578	1,473	SH		SOLE		0	0	1,473
Ecolab	COM	278865100	635,206	2,751	SH		SOLE		0	0	2,751
Exxon Mobil Corp	COM	30231G102	706,972	6,082	SH		SOLE		0	0	6,082
FIRST TR LOW DURATION OPPOR ETF	FST LOW OPPT EFT	33739Q200	856,148	17,744	SH		SOLE		0	0	17,744
FORD MTR CO	COM	345370860	133,092	10,022	SH		SOLE		0	0	10,022
Home Depot Inc.	COM	437076102	349,076	910	SH		SOLE		0	0	910
Honeywell Intl Inc	COM	438516106	371,503	1,810	SH		SOLE		0	0	1,810
Innovator ETFS Equity Buffer ETF January	US EQTY BUFR JAN	45782C409	294,200	6,757	SH		SOLE		0	0	6,757
Innovator ETFS S&P 500 Buffer - Jan	S&P 500 Power	45782C508	744,615	19,039	SH		SOLE		0	0	19,039
Innovator ETFS TR S&P 500 Power Buffer ETF	S&P 500 PWRETF	45782C797	1,590,851	42,434	SH		SOLE		0	0	42,434
Innovator S&P 500 Buffer	S&P 500 BUFFER	45782C755	566,996	15,080	SH		SOLE		0	0	15,080
Innovator S&P 500 Buffer ETF Jul	US EQTY BUFR JUL	45782C789	216,491	5,368	SH		SOLE		0	0	5,368
Innovator S&P 500 Buffer ETF Nov	US EQTY BUF NOV	45782C581	235,657	6,459	SH		SOLE		0	0	6,459
Innovator S&P 500 Power Buffer ETF Aug	COM	45782C680	333,704	9,432	SH		SOLE		0	0	9,432
Innovator S&P 500 Pwr Buffer	S&P 500 POWER	45782C573	1,464,233	41,188	SH		SOLE		0	0	41,188
Innovator S&P 500 PWR Buffer Apr	COM	45782C870	454,977	13,545	SH		SOLE		0	0	13,545
Innovator S&P 500 PWR Buffer ETF May	COM	45782C318	430,037	13,244	SH		SOLE		0	0	13,244
Innovator S&P 500 Pwr ETF-June	COM	45782C748	274,020	7,938	SH		SOLE		0	0	7,938
Innovator S&P 500 PwrBuff Dec	S&P 500 PWR BU	45782C540	1,876,442	51,272	SH		SOLE		0	0	51,272
Innovator TR Equity Pwr Buffer July	US EQTY PWR BUF	45782C813	412,805	10,869	SH		SOLE		0	0	10,869
Innovator TR Equity Pwr Buffer Sept	US EQTY PWR BUF	45782C656	322,113	8,825	SH		SOLE		0	0	8,825
Intel Crop	COM	458140100	239,446	5,421	SH		SOLE		0	0	5,421
International Business Machines	COM	459200101	420,303	2,201	SH		SOLE		0	0	2,201
Invesco BulletShares 2030 Corp Bd ETF	INVSCO 30 CORP	46138J460	195,713	11,941	SH		SOLE		0	0	11,941
INVESCO EXCHANGE-TRADED FD TR FTSE RAFI US 1000 ETF	FTSE RAFI 1000	46137V613	210,239	5,465	SH		SOLE		0	0	5,465
Invesco QQQ ETF	UNIT SER 1	46090E103	7,200,655	16,217	SH		SOLE		0	0	16,217
Invesco S&P 500 Equal Weight ETF	GUG S&P 500 EQ WT	46137V357	7,446,303	43,965	SH		SOLE		0	0	43,965
Invesco Water Resources ETF	WATER RES PORT	46137V142	1,338,323	20,104	SH		SOLE		0	0	20,104
Invesco WilderHill Clean Energy ETF	WILDERHIL CLAN	46137V134	249,863	10,840	SH		SOLE		0	0	10,840
Iron Mtn Inc	COM	46284V101	268,704	3,350	SH		SOLE		0	0	3,350
ISHARES 1-3 R TREAS BD ETF	1 3 YR TREAS BD	464287457	2,226,624	27,227	SH		SOLE		0	0	27,227
iShares 3-7 Year Treasury Bond ETF	3 7 YR Treas BD	464288661	5,409,022	46,706	SH		SOLE		0	0	46,706
iShares 7-10 Year Treasury Bond ETF	7-10 YR TRSY BD	464287440	3,280,253	34,653	SH		SOLE		0	0	34,653
iShares Core MSCI EAFE ETF	CORE MSCI EAFE	46432F842	249,453	3,361	SH		SOLE		0	0	3,361
iShares Core S&P 500 ETF	CORE S&P500 ETF	464287200	114,138,845	217,105	SH		SOLE		0	0	217,105
iShares Core S&P Mid-Cap ETF	CORE S&P MCP ETF	464287507	42,619,375	701,669	SH		SOLE		0	0	701,669
iShares Core S&P US Growth ETF	CORE S&P US GWT	464287671	468,840	4,000	SH		SOLE		0	0	4,000
ISHARES INC ESG AWARE MSCI EM ET	ESG AWR MSCI EM	46434G863	206,723	6,414	SH		SOLE		0	0	6,414
ISHARES INC MSCI EMERGING MKTS EX CHINA ETF	MSCI EMRG CHN	46434G764	356,013	6,184	SH		SOLE		0	0	6,184
ISHARES INC MSCI WORLD INDEX FD	MSCI WORLD ETF	464286392	577,466	3,985	SH		SOLE		0	0	3,985
IShares MSCI 400 Social ETF	COM	464288570	1,347,729	13,369	SH		SOLE		0	0	13,369
iShares MSCI ACWI Index ETF	MSCI ACWI ETF	464288257	4,546,717	41,285	SH		SOLE		0	0	41,285
iShares MSCI EAFE ETF	MSCI EAFE ETF	464287465	3,156,387	39,524	SH		SOLE		0	0	39,524
iShares MSCI Emerging Markets ETF	MSCI EMG MKT ETF	464287234	1,181,338	28,757	SH		SOLE		0	0	28,757
iShares Nasdaq Biotechnology ETF	ISHARES BIOTECH	464287556	286,378	2,087	SH		SOLE		0	0	2,087
Ishares Russell 1000 ETF	RUS 1000 ETF	464287622	6,198,406	21,520	SH		SOLE		0	0	21,520
iShares Russell 1000 Growth ETF	RUS 1000 GRW ETF	464287614	18,882,215	56,022	SH		SOLE		0	0	56,022
iShares Russell 1000 Value ETF	RUS 1000 VAL ETF	464287598	10,837,409	60,507	SH		SOLE		0	0	60,507
iShares Russell Mid-Cap ETF	RUS MID CP ETF	464287499	2,417,672	28,751	SH		SOLE		0	0	28,751
iShares Russell Mid-Cap Growth ETF	RUS MD CP GR ETF	464287481	674,111	5,906	SH		SOLE		0	0	5,906
iShares S&P 500 Growth	S&P 500 GRWT ETF	464287309	2,183,450	25,858	SH		SOLE		0	0	25,858
iShares S&P 500 Value ETF	S&P 500 VAL ETF	464287408	2,618,703	14,018	SH		SOLE		0	0	14,018
ISHARES TR ESG 1-5 YR CORPORATE BD ETF	ESG AWRE 1 5 YR	46435G243	210,185	8,586	SH		SOLE		0	0	8,586
ISHARES TR ESG AWARE MSCI USA ETF	COM	46435G425	1,621,856	14,108	SH		SOLE		0	0	14,108
ISHARES TR ESG AWARE U S AGGREGATE BD ETF	ESG AWR US AGRGT	46435U549	1,385,493	29,441	SH		SOLE		0	0	29,441
ISHARES TR ESG AWARE USD CORPORATE BD ETF	ESG AWRE USD ETF	46435G193	478,606	20,818	SH		SOLE		0	0	20,818
ISHARES TR MSCI ACWI LOW CARBON TARGET ETF	MSCI LW CRB TG	46434V464	245,006	1,365	SH		SOLE		0	0	1,365
IShares TR Russell 2000	RUSSELL 2000 ETF	464287655	348,677	1,658	SH		SOLE		0	0	1,658
ISHARES TR RUSSELL 2000 VALUE ETF	RUS 2000 VAL ETF	464287630	303,168	1,909	SH		SOLE		0	0	1,909
iShares Tr Russell 3000 Index ETF	RUSSELL 3000 ETF	464287689	277,274	924	SH		SOLE		0	0	924
Ishares TR Russell Mid Cap Value	RUS MDCP VAL ETF	464287473	945,991	7,548	SH		SOLE		0	0	7,548
IsharesMSCI USA ESG Select ETF	MSCI USA ESG SLC	464288802	701,745	6,428	SH		SOLE		0	0	6,428
Johnson & Johnson	COM	478160104	734,634	4,644	SH		SOLE		0	0	4,644
JP Morgan Chase	COM	46625H100	906,558	4,526	SH		SOLE		0	0	4,526
Lam Research Corp	COM	512807108	453,723	467	SH		SOLE		0	0	467
Lilly Eli & Co	COM	532457108	1,861,658	2,393	SH		SOLE		0	0	2,393
McDonalds Corp	COM	580135101	469,165	1,664	SH		SOLE		0	0	1,664
Merck & Co	COM	58933Y105	1,263,421	9,575	SH		SOLE		0	0	9,575
Microsoft Corp	COM	594918104	2,760,765	6,562	SH		SOLE		0	0	6,562
NOVO NORDISK A.S. ADR	ADR	670100205	256,800	2,000	SH		SOLE		0	0	2,000
Nushares ESG Mid Cap Value	NUVEEN ESG MIDVL	67092P508	528,414	15,451	SH		SOLE		0	0	15,451
NUVEEN CR STRATEGIES INCOME FD	COM SHS	67073D102	84,943	15,250	SH		SOLE		0	0	15,250
Nuveen ESG Mid-Cap Growth ETF	NUVEEN ESG MIDCP	67092P409	212,926	4,787	SH		SOLE		0	0	4,787
NVIDIA CORP	COM	67066G104	910,788	1,008	SH		SOLE		0	0	1,008
Oracle Corp	COM	68389X105	540,249	4,301	SH		SOLE		0	0	4,301
OWENS CORNING	COM	690742101	214,004	1,283	SH		SOLE		0	0	1,283
PepsiCo	COM	713448108	591,315	3,379	SH		SOLE		0	0	3,379
Proctor & Gamble	COM	742718109	907,951	5,596	SH		SOLE		0	0	5,596
SALESFORCE INC	COM	79466L302	454,782	1,510	SH		SOLE		0	0	1,510
Schwab Strategic Large Cap Gwth	US LCAP GR ETF	808524300	1,302,716	14,050	SH		SOLE		0	0	14,050
Schwab Strategic TR US Small Cap ETF	US SML CAP ETF	808524607	226,406	4,598	SH		SOLE		0	0	4,598
Schwab Strategic US Large Cap	US LRG CAP ETF	808524201	756,263	12,186	SH		SOLE		0	0	12,186
Select Sector SPDR TR	TECHNOLOGY	81369Y803	2,642,530	12,688	SH		SOLE		0	0	12,688
Select Sector SPDR TR Energy	ENERGY	81369Y506	1,212,130	12,839	SH		SOLE		0	0	12,839
Select Sector SPDR TR Financial	FINANCIAL	81369Y605	229,006	5,437	SH		SOLE		0	0	5,437
SELECT SECTOR SPDR TR HEALTH CARE	SBI HEALTHCARE	81369Y209	409,655	2,773	SH		SOLE		0	0	2,773
Southern Co Com	COM	842587107	277,849	3,873	SH		SOLE		0	0	3,873
SPDR Gold ETF	GOLD SHS	78463V107	1,127,346	5,480	SH		SOLE		0	0	5,480
SPDR Index S&P Emerging Mkts ETF	PORTFOLIO EMG MK	78463X509	938,262	25,926	SH		SOLE		0	0	25,926
SPDR INDEX SHS FDS SPDR S&P EMERGING MARKETS DIVID	S&P EM MKT DIV	78463X533	246,701	7,362	SH		SOLE		0	0	7,362
SPDR S&P 400 MID CAP	PORTFOLIO MD ETF	78464A847	13,393,674	251,100	SH		SOLE		0	0	251,100
SPDR S&P 500 ETF	TR UNIT	78462F103	42,855,870	81,931	SH		SOLE		0	0	81,931
SPDR S&P 500 ETF	PORTFOLIO LR ETF	78464A854	25,726,098	418,107	SH		SOLE		0	0	418,107
SPDR S&P 500 FOSSIL	SPDR S&P500 ETF	78468R796	12,354,862	288,665	SH		SOLE		0	0	288,665
SPDR S&P 500 VALUE ETF	PRTFLO S&P500 VL	78464A508	4,631,727	92,450	SH		SOLE		0	0	92,450
SPDR S&P Mid-Cap 400 ETF	UTSER1 S&PDCRP	78467Y107	6,330,163	11,377	SH		SOLE		0	0	11,377
SPDR SER TR S&P 400 MID CAP GROWTH ETF	S&P 400 MDCP GRW	78464A821	307,697	3,525	SH		SOLE		0	0	3,525
SPDR SER TR S&P 500 ESG ETF	S&P 500 ESG ETF	78468R531	979,732	19,347	SH		SOLE		0	0	19,347
SPDR SER TR S&P COMPUTER SOFTWARE ETF	COMP SOFTWARE	78464A599	265,809	1,704	SH		SOLE		0	0	1,704
SPDR SER TR S&P METALS & MNG ETF	S&P METALS MNG	78464A755	697,560	11,572	SH		SOLE		0	0	11,572
SPDR SER TR S&P TRANSN ETF	S&P TRANSN ETF	78464A532	235,406	2,777	SH		SOLE		0	0	2,777
SPDR TR S&P 500 Growth	PRTFLO S&P500 GW	78464A409	4,277,154	58,471	SH		SOLE		0	0	58,471
Standard Lithium CP	COM	853606101	74,554	62,650	SH		SOLE		0	0	62,650
STRYKER CORP	COM	863667101	203,628	569	SH		SOLE		0	0	569
SUNOCO LP	COM UT REP LP	86765K109	211,015	3,500	SH		SOLE		0	0	3,500
Thermo Fisher Scientific	COM	883556102	243,527	419	SH		SOLE		0	0	419
TRANE TECHNOLOGIES PLC	SHS	G8994E103	224,550	748	SH		SOLE		0	0	748
Vaneck ETF TR Semiconductor ETF	COM	92189F676	939,108	4,174	SH		SOLE		0	0	4,174
Vanguard Growth ETF	GROWTH ETF	922908736	1,955,400	5,681	SH		SOLE		0	0	5,681
Vanguard Index FDS Extended Mkt ETF	EXTEND MKT ETF	922908652	352,117	2,009	SH		SOLE		0	0	2,009
VANGUARD INDEX FDS MID-CAP GROWTH ETF	MCAP GR IDXVIP	922908538	505,534	2,144	SH		SOLE		0	0	2,144
Vanguard Index FDS Small Cap ETF	SMALL CP ETF	922908751	219,675	961	SH		SOLE		0	0	961
Vanguard Index FDS Total Stk Mtk ETF	TOTAL STK MKT	922908769	1,632,952	6,283	SH		SOLE		0	0	6,283
Vanguard Intl Equity Emerging Mkts ETF	FTSE EMR MKT ETF	922042858	226,602	5,425	SH		SOLE		0	0	5,425
VANGUARD INTL EQUITY INDEX FDS ALL WORLD EX US ETF	ALLWRLD EX US	922042775	256,594	4,375	SH		SOLE		0	0	4,375
Vanguard Intl FD FTSE Developed Mkts ETF	VAN FTSE DEV MKT	921943858	304,532	6,070	SH		SOLE		0	0	6,070
Vanguard Large Cap ETF	LARGE CAP ETF	922908637	790,249	3,296	SH		SOLE		0	0	3,296
Vanguard Mega Cap Growth ETF	MEGA GRWTH IND	921910816	345,365	1,205	SH		SOLE		0	0	1,205
Vanguard Mega Cap Value ETF	MEGA CAP VAL ETF	921910840	372,871	3,120	SH		SOLE		0	0	3,120
Vanguard Mid-Cap ETF	MID CAP ETF	922908629	5,485,926	21,956	SH		SOLE		0	0	21,956
Vanguard Russell 1000 Index	VNG RUS1000IDX	92206C730	683,978	2,870	SH		SOLE		0	0	2,870
Vanguard S&P 500 ETF	S&P500 ETF SHS	922908363	2,161,227	4,496	SH		SOLE		0	0	4,496
Vanguard Specialized FDS Divid Appreciation ETF	COM	921908844	264,054	1,446	SH		SOLE		0	0	1,446
Vanguard Value ETF	VALUE ETF	922908744	1,103,539	6,776	SH		SOLE		0	0	6,776
Vanguard Whitehall High Div Yld ETF	HIGH DIV YLD	921946406	553,771	4,577	SH		SOLE		0	0	4,577
Visa Inc	COM	92826C839	277,126	993	SH		SOLE		0	0	993
WALMART INC.	COM	931142103	203,014	3,374	SH		SOLE		0	0	3,374
Walt Disney Company	COM	254687106	587,206	4,799	SH		SOLE		0	0	4,799
WISDOMTREE TR U S MIDCAP FD	US MIDCAP FUND	97717W570	200,817	3,291	SH		SOLE		0	0	3,291
World Gold TR Minishares ETF	SWPD GLD MINIS	98149E303	6,081,719	138,064	SH		SOLE		0	0	138,064
Zomedica Corp	COM	98980M109	2,970	20,353	SH		SOLE		0	0	20,353